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Impacts may be 'catastrophic' as Hurricane Beryl pounds Jamaica: Live updates

Editor's note: This page reflects news on Hurricane Beryl from Wednesday, July 3. For the latest news on Hurricane Beryl please follow USA TODAY's live updates on the storm for Thursday, July 4 .

Hurricane Beryl was retreating from Jamaica late Wednesday and is expected to pass just south of the Cayman Islands overnight as a major hurricane, bringing intense winds and heavy rain, the National Hurricane Center said.

As of 2 a.m. ET Thursday, Beryl was downgraded to a Category 3 hurricane with winds of 125 mph and was about 110 miles southeast of Grand Cayman — the largest of the Cayman Islands. After roaring by Jamaica's southern coast, the hurricane was expected to unload "devastating hurricane-force winds, life-threatening storm surge, and damaging waves" across the Cayman Islands, according to the hurricane center.

The Cayman Islands could get up to half a foot of rain through Thursday. Weather officials are also warning about life-threatening surf and rip currents along parts of western Cuba, the Yucatan Peninsula, and the coast of Belize.

Beryl was on track to approach the Cayman Islands on Wednesday night and Mexico's Yucatan Peninsula about 24 hours later, still as a hurricane but weakened by expected wind shear.

In Jamaica, emergency crews evacuated people living in flood-prone communities and nearly 500 people were in shelters by Wednesday afternoon, according to Prime Minister Andrew Holness.

“We’re concerned about widespread damage and potentially catastrophic impacts in Jamaica,” said Bernie Rayno, AccuWeather's chief on-air meteorologist. "Flooding may last days to even weeks. Widespread power outages are expected. Beryl will likely damage many homes and businesses and cause severe coastal inundation."

The chances of Beryl impacting part of the Texas Gulf Coast have increased with the projected path veering northwest, AccuWeather reported , although it would not bring anywhere near the ferocity of its devastating assault on the southern Windward Islands earlier this week. The current track calls for Beryl to weaken to a tropical storm as it crosses the Yucatan and then becomes a hurricane again before making landfall along the coast near the border of Mexico and Texas.

The storm is projected to drench Jamaica with 4 to 8 inches of rain, and 12 inches are forecast in some places, which could cause "life-threatening flash flooding and mudslides," the NHC said. Holness declared all of Jamaica a "disaster area" and imposed an islandwide curfew Wednesday from 6 a.m. to 6 p.m.

On Monday, Beryl made landfall in Grenada's Carriacou island as a Category 4 hurricane, ravaging the southern Caribbean Islands, flattening hundreds of buildings and causing the deaths of at least seven people. On Monday night, Beryl became the earliest Category 5 hurricane on record. Driven by record-hot ocean temperatures, Beryl's rapid strengthening has stunned experts.

Amazing drone footage: As Hurricane Beryl tears through Caribbean, a drone sends back stunning footage

Developments:

∎ The death toll from the powerful hurricane rose to at least 10, according to Reuters. But that figure is expected to increase as communications come back online across islands damaged by flooding and intense winds.

∎ The Norman Manley International Airport in Kingston, Jamaica posted on X that a small section of the roof of its passenger boarding pier was damaged by Beryl. "Once the storm has completely passed, a full assessment of damage will be done," the airport stated on X.

∎ The Meteorological Service of Mexico issued a hurricane warning for the coast of the Yucatan Peninsula from Puerto Costa Maya to Cancun, a popular tourist destination, according to the NHC. Tropical storm warnings were also issued for other parts of the Yucatan Peninsula.

∎ Venezuela's vice president, Delcy Rodriguez, and senior officials in her traveling party were injured by a falling tree Tuesday night while surveying an area near the country's Caribbean coast where the Manzanares River overran its banks after heavy rainfall caused by Beryl.

Hurricane Beryl tracker: See projected path of storm

Will Hurricane Beryl hit Texas?

Portions of South Texas are now within the forecast cone of Hurricane Beryl , which meteorologists say could arrive in the state over the weekend or early Monday.

However, forecasters remain unsure of what Beryl will do and how strong it will be as it approaches the Gulf Coast after hitting Mexico: "High uncertainty remains with both the track and intensity of Beryl," the  National Weather Service said Wednesday.

"From Panama City, Florida to New Orleans, there is a low risk of direct impacts from Beryl, but from about Corpus Christi to Brownsville, Texas, the risk increases significantly due to the potential for Beryl to have more direct impacts,"  AccuWeather  meteorologist Jonathan Porter said. "That southern portion of the Texas coast is the zone we have to really watch."

Coastal threats could begin this weekend, Weather.com warned: "Well ahead of Beryl, onshore winds could lead to increasing surf, rip currents and coastal flooding along parts of the Gulf Coast from eastern Mexico to Texas and western Louisiana beginning as soon as Saturday, and continuing until just after Beryl's final landfall, Weather.com  said. The rip current threat could also even extend farther east along the northern Gulf Coast.

Brennan said Tuesday that "folks in the Texas coast, as we go into the holiday weekend, you're going to want to make sure you check back on the forecast and make sure you're ready for any potential impact. If we were to see tropical storm conditions affect those areas in the far western Gulf of Mexico, it could be during the day Saturday."

– Doyle Rice

More than 90% of the homes, buildings destroyed

More than 90% of homes and buildings across at least three islands were destroyed or severely damaged after Beryl tore through the southeast Caribbean, the Caribbean Disaster Emergency Management Agency reported Wednesday. The agency was assisting with the disaster response in Grenada, St. Vincent, and the Grenadines.

Beryl struck the islands with winds of 150 mph and higher gusts on Monday, causing significant impacts to the islands, according to Elizabeth Riley, the disaster management agency's executive director. In addition to infrastructure damages, some islands have also faced power outages and disruptions to communications.

In a briefing late Tuesday, Grenada Prime Minister Dickon Mitchell described "total destruction" on the islands of Carriacou and Petite Martinique.

"There's really nothing that can prepare you to see this level of destruction," Mitchell said. "It is almost Armageddon-like, almost total damage and destruction of all buildings. Complete devastation and destruction of agriculture. Complete and total destruction of the natural environment."

— Dinah Voyles Pulver

Airlines waive fees for some in Hurricane Beryl's path

Six major U.S. airlines said they're waiving various fees for travelers who have flights booked in Beryl's path. In most cases, flights booked before July 1 are eligible for the changes. The listed flights include departures from or arrivals in airports in Mexico, Jamaica, the Cayman Islands, and Belize.

American , JetBlue , United , Delta , Southwest , and Spirit Airlines are offering a variety of fee waivers because of the hurricane. Passengers are encouraged to check directly with the airlines on what amended policies apply to them.

The U.S. Department of Transportation said on its website travelers on international flights may be able to recover expenses from a delayed or canceled flight by filing a claim with the airline.

"If the claim is denied, you may pursue the matter in court if you believe that the carrier did not take all measures that could reasonably be required to avoid the damages caused by the delay," the agency said. 

− Krystal Nurse

Resort manager in Jamaica maintains composure as Hurricane Beryl approaches

The coming hurricane doesn't scare Tamar Atkinson, the manager of a small resort in Hanover, a community on Jamaica's northwest coast.

"The way I look at it, I can't stop it," she told USA TODAY. "If the hurricane is going to blow your house down, it's going to blow the house down."

Atkinson, 42, who moved back to Hanover a year ago after she lived in the U.S. for 20 years, already has her sea legs in weathering Jamaica's hurricanes. She remembers facing Hurricane Gilbert, a Category 5, as a little girl – the storm blew the roof off her aunt's house, where she sheltered, but left her mother's house in "perfect condition."

When Hurricane Ivan hit two decades ago, Atkinson sheltered at a nearby school. Once again, the storm blew out the school's windows but left Atkinson's house untouched. "I'm not leaving my house, and I'm not going to go crazy like the rest of the people," she said, adding that she's told her guests to "relax their nerves."

Jamaica closes all international airports as Hurricane Beryl nears island

The Jamaica Tourist Board announced Wednesday that the Sangster, Norman Manley, and Ian Fleming international airports were closed as Hurricane Beryl approached the island.

Jamaica's travel website, VisitJamaica.com, doesn't list a reopening time for the airports and encourages travelers to contact their travel agents and/or airlines for flight updates. The website also encourages travelers to heed any instructions from their hotel or private accommodation on sheltering.

"We also encourage you to register with your Embassy for country-specific guidance and support," the board said on the website.

The U.S. Embassy in Jamaica is open on a limited basis and encourages Americans to not visit the embassy for shelter and instead seek a government-run shelter. Citizens in Jamaica are encouraged to call the embassy at (876) 702-6486 if they need assistance. 

– Krystal Nurse

Ahead of Hurricane Beryl, Jamaicans prepare their homes

Donae Maye stocked up on water, candles, and food earlier this week, before supermarkets across her hometown of Montego Bay, a city on Jamaica's northern Coast, emptied.

"There was no bread, no essentials that you actually need, no candles, very few tin products," she said on Wednesday, after a recent visit to some local grocery stores.

Maye, 27, also prepped her home, where she will shelter with her fiance, her son and his father. "We cleared away any trees that might be blocking any electrical wires and stuff like that that might fall and break the window," she said.

She's confident that her house, which is made of concrete, will stand up to the storm better than many buildings did to Hurricane Ivan 20 years ago. Back then, more structures were made of board, which didn't fare well in the storm, she said. Today, "most structures are built to withstand the winds and the hurricane," she said.

Humanitarian groups rally relief for impacted countries

Global Giving and Americares are among the humanitarian organizations collecting money for those affected by Hurricane Beryl. Both promise donations to support various impacted communities, focusing on those who are disadvantaged and on decimated medical facilities.

Cora Nally, international emergency response director of Americares, said the organization focuses on restoring damaged medical facilities and expects to deploy its workers to Jamaica soon after Beryl leaves.

"That is really going to serve as a home base for them, and we are asking them to do an assessment of all the impacted islands in the Caribbean, and we are going to be keeping an eye on the storm as it moves towards Mexico and the United States," she said.

Is Cancun in the path of Hurricane Beryl?

Among the parts of Mexico's Yucatan Peninsula and surrounding areas under hurricane warnings were Cancun and the island of Cozumel, two popular tourist destinations packed with luxury resorts and cruise ship ports.

The hurricane warnings were issued by the Meteorological Service of Mexico as forecasters warned residents and tourists of the projected impact of Hurricane Beryl.

Brennan, the director of the NHC, said in a YouTube livestream on Wednesday that the eastern coast of Mexico's Yucatan Peninsula, including Cancun, faces 3 to 5 feet of storm surge as well as up to 8 inches of rain.

The record-breaking hurricane is expected to make landfall along the Yucatan Peninsula on Thursday night or early Friday, NHC said.

In Jamaica, tourists shelter in hotel ballroom from Hurricane Beryl

Cecilia Garcia and her family initially planned to weather the beginning of the hurricane in the bathroom of their hotel room in Ocho Rios, on Jamaica's northern coastline. "We do have windows in our room, so I think the safest option would probably be to go in our restroom," she said.

Moon Palace Jamaica, where Garcia, 25, is staying with her parents, brother, sister and two kids, told hotel guests to evacuate to a ballroom. When Garcia and her family first visited the shelter, they found it too chaotic. "We ended up back in our room because it was very crowded," she said. "It was very hot in there."

But later on Wednesday morning, as the winds picked up, the family returned to the packed ballroom, where thin cots were arranged in rows, according to a video Garcia shared with USA TODAY.

Garcia and her family's flight back to their home of Houston, Texas, isn't until Saturday – the hurricane will strike at the midpoint of their week-long vacation. Garcia said if they chose to end their stay earlier, they wouldn't get a refund. 

Looking out at skies still partially clear on Wednesday morning, Garcia said the family was keeping calm ahead of the storm. "We're kind of used to bad weather and floods like that in Houston," she said. "But again, it's different when you're not at home, so that's the only scary part."

Hurricane Beryl spoiling graduation trip

Mona Parhar, 23, and Arezoo Rafkhani, 24, didn't start searching for early return flights from their vacation to Jamaica until Tuesday night, less than 24 hours before Hurricane Beryl was expected to sweep across the island. By then, they learned airports had closed.

"We really have no choice but to stick it out," Parhar said Wednesday from their hotel room at the Hotel Riu in Montego Bay on the island's northern side.

The two Toronto natives booked their trip to celebrate their recent graduations – Rafkhani from Toronto Metropolitan University and Parhar from York University. "We've never experienced something like this as Canadians," Rafkhani said. "It's kind of nerve-wracking."

The pair were comforted by the hotel staff, who kept guests informed and safe. "Since last night, they've been sending us messages about how to get prepared, what they're doing and will be doing this morning," Rafkhani said. "They've been keeping us calm," Parhar said.

Jamaica braces for Hurricane Beryl

Jamaican officials warned residents to stock up on food, batteries, candles, and drinking water. Residents in flood-prone areas were also advised to prepare for evacuation.

"Secure your critical documents and remove any trees or items that could endanger your property," the Office of the Prime Minister in Jamaica said on X on Tuesday. "Everyone, including those living alone, should take these necessary steps now."

As a precaution, Jamaica's Prime Minister Andrew Holness said Tuesday night that electricity and water services will likely be shut off "if the storm reaches a serious threshold" to prevent fires and protect equipment.

"Only one hurricane has ever affected Jamaica during July," according to AccuWeather meteorologist Jesse Ferrell. "Category 4 Hurricane Dennis in 2005 did not make landfall but killed one person and caused a lot of damage."

Record-breaking path: Hurricane Beryl tears through the Caribbean

Hurricane Beryl breaks records

Forecasters have projected 2024 to be one of the busiest hurricane seasons on record. Beryl has already surprised forecasters and broken records since it formed, including becoming the earliest Category 4 or 5 storm on record.

Beryl broke the previous record set by Hurricane Emily on July 17, 2005, for the strongest Category 5 hurricane. Beryl rapidly strengthened from a tropical storm to a major hurricane in about 48 hours.

The storm is also the earliest Category 4 or larger storm by more than a week, breaking the record set by Hurricane Dennis, a Category 4 storm on July 8, 2005.

It was fueled by  much warmer than normal  ocean temperatures in the Atlantic and aided in that development by light winds that allowed it to build a strong inner core.

— Jennifer Borresen, Dinah Voyles Pulver and Ramon Padilla

Hurricane Beryl tracker: See projected path of Category 5 storm

Smaller islands hit hard by Beryl

Beryl hit St. Vincent and the Grenadines especially hard, according to Prime Minister Ralph Gonsalves.

"The hurricane has come and gone, and it has left in its wake immense destruction," he said, adding that Union Island had 90% of homes "severely damaged or destroyed."

After making landfall in Grenada's Carriacou Island on Monday, strong winds and high water levels smashed fishing boats in Barbados, downed power lines in Grenada and St. Vincent, and knocked out drinking water in St. Lucia, according to officials.

Grenada's Prime Minister Dickon Mitchell noted on Tuesday that the islands of Carriacou and Petite Martinique were significantly impacted by the hurricane. In addition to downed power lines, roads remained impassable and fuel stations were destroyed.

"The situation is grim. There is no power. There is almost complete destruction of homes and buildings," Mitchell said.

Contributing: Cheryl McCloud, USA TODAY Network-Florida ; Reuters

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A big thanks to Nicola at blue bay…

A big thanks to Nicola at blue bay travel, got us a great deal was so helpful. Went to Bali holiday of a lifetime been away with blue bay before always go the extra mile for you ! Get fantastic deals that don’t compromise your experience!! Highly recommend them, we are already checking out more great deals for our next adventure!

Date of experience : 20 June 2024

Reply from Blue Bay Travel

Thanks so much for your fab review. We always do our best to deliver great deals as simply as possible, so it is a pleasure to hear you find the BBT experience so great. We really appreciate your feedback and anything else we can do to help, just let us know. Best Wishes, Sophie

Blue Bay Travel the Best in the business We have used Blue Bay Travel again this…

We have used Blue Bay Travel again this year,I would just like to express our sincere thanks to Kerry Jones for yet again advising and recommending the most perfect hotel destination and holiday for us. That good we are booking again for next year, when you book with Blue Bay Travel it's not just about booking a holiday the attention to detail that Kerry provides is second to none highly recommended as a travel expert. Thank you once again Kerry

Excellent Customer Service

Great prices, good emails. We had excellent customer service from Jaclyn, she was friendly, helpful and went over and above by advising us that we could get medical seats as my husband is registered disabled and also that she would let Cocogiri Resort know that we are celebrating our grandson’s 18th birthday.

Date of experience : 04 July 2024

Excellent Service

Thank you to Leighton at Blue Bay for helping me with my latest holiday booking. He is always very patient as I’m constantly changing my mind, over the years he has come to know the type of hotels we would like and always offers us great advise as well as his help. Thank you!

You have been very patient with us as…

You have been very patient with us as we have looked at several hotels before making up our mind! Gemma was very understanding and told us that's what she is there for. We have booked with your company several time in the past and have always found you very helpful and we do trust your company, we have had a couple of encounters with other companies with a bad outcome

Date of experience : 02 July 2024

Thank you for your kind and honest review, your comments are invaluable, and Gemma will be so happy to hear your wonderful words. We are happy to be a part of your holiday making and can't wait to hear all about it, have an amazing getaway. Many Thanks, Sophie

We have used Sonia for a couple of…

We have used Sonia for a couple of special trips , found her very knowledgeable, caring , make your holiday stress free. Even sorts out the finer details for you . Good advice on places to visit , trips and best prices . Fully recommend Sonia nothing to much trouble for her what a star 🌟

Date of experience : 18 February 2024

Thank you for your kind and honest review, your comments are invaluable, and Sonia will be so happy to hear your wonderful words. We are happy to be a part of your holiday making and can't wait to hear all about it, have an amazing getaway. Many Thanks, Sophie

Sonia fnds the best deals

We have used Sonia to book several holidays now, she is always really helpful and always finds us the best deals and holidays. We recently got stuck abroad and Sonia went above and beyond to support us and arranged new flights for us all to get back home.

Date of experience : 23 June 2024

Sharon Ash was brilliant as usual

Sharon Ash was brilliant as usual. Nothing is too much trouble for her. This is the second holiday this month we have used Sharon for. Would not go anywhere else.

Seating upgrade

Straightforward and easy alteration to our booking to upgrade seats. Checked that we could see the seating which was very easy.

Date of experience : 05 July 2024

Amazing woman

Had a very pleasant time talking with Sonia. This is the first holiday I have booked with her but it won't be the last. She has helped me book a holiday with my nanny that we can create memories we will never forget on. Thankyou !

Date of experience : 28 June 2024

Thank you for your kind words about Sonia! :) We really appreciate your review, and it will help us continue to deliver the 5* service we pride ourselves on. Have an amazing time on your holiday. Best Wishes, Sophie

Extremely knowledgeable

Jodie is an Extremely knowledgeable, efficient & friendly agent who explained the process from start to finish! Happy with the whole experience and will definitely book again :) thanks :)

Thank you for your kind and honest review, your comments are invaluable, and Jodie will be so happy to hear your wonderful words. We are happy to be a part of your holiday making and can't wait to hear all about it, have an amazing getaway. Many Thanks, Sophie

Sonia is absolutely amazing

Sonia is absolutely amazing, finds the best holidays destinations and prices and always matches with my requirements! She always goes above and beyond to accommodate her clients and I will never book a holiday without her again! 100% recommend!

Great service

Members of staff are incredibly helpful when you call the office. Booking was so straight forward and all booked in a short space of time. This is our third holiday via Bluebay. Brilliant

Date of experience : 30 June 2024

Wow, thank you so much for your ongoing support! We really appreciate your lovely feedback, and it will help us continue to deliver the top service we pride ourselves on, we all wish you the best on your travels too! Kind Regards, Sophie

Superb Service from Kelsey

Kelsey, provided superb service having assisted me for weeks until my wife and I found the perfect deal for us. I would highly recommend Kelsey and the BlueBay Team. Much Appreciated

Date of experience : 29 June 2024

We're so glad to hear your experience with us was stress free! Thanks so much for your fab feedback, we really appreciate it, and it will help us continue to deliver the 5* service we pride ourselves on. Kelsey will be thrilled to hear your kind words and we all wish you an amazing holiday! Best Wishes, Sophie

Blue Bay Travel recommendationKevin Hall at Blue Bay Travel has been…

Kevin Hall at Blue Bay Travel has been extremely helpful in booking our holiday to the far east. Kevins attention to detail has been very helpful in us deciding on different aspects of our trip. I highly recommend Blue Bay and Kevin in particular.

Date of experience : 01 July 2024

Thank you so much for your lovely review and kind words about Kevin! We really appreciate you taking the time to send us feedback, and it will help us continue to deliver the 5* service we pride ourselves on. We hope you have a brilliant holiday, and we can't wait to hear all about it. :) Best Wishes, Sophie

The website is excellent and the…

The website is excellent and the pricing is clear. The agent Lynda Malloy gave a quick quote answering any questions and gave an alternative for comparison. It was nice that I was given time to make a decision no phone calls chasing and when I called the booking experience was friendly and efficient. I would highly recommend.

Maldives here we come

We got a quote yesterday from Lee who was very helpful and quick on sending our information over so rang back and got Jodie who was equally very helpful so yet another holiday booked with bluebay well done Lee and Jodie ⭐️⭐️⭐️⭐️⭐️

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As usual, Leighton was a great help to me. I was wanting to get a holiday booked in the newest hotel in the Excellence group. He searched all the possible dates that suited me, and came up with the best deal he could find. The personal touch was most welcome, so thanks again Leighton!!

Date of experience : 26 June 2024

Thank you so much for your lovely review and kind words about Leighton! We really appreciate you taking the time to send us feedback, and it will help us continue to deliver the 5* service we pride ourselves on. We hope you have a brilliant holiday, and we can't wait to hear all about it. :) Best Wishes, Sophie

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Paula was helpful in securing our dream holiday at the right time at a glorious deal price. We had booked another holiday a couple of days ago and our dream holiday came up in a flash sale. Paula was able to get our dream holiday for the original dates of the other holiday. We had to pay a little fee for the swap but it was worth it as this holiday is a serious upgrade. Thanks Paula, you are a star for being so accommodating and professional. It was great doing business with you.

Date of experience : 24 June 2024

Thank you for taking the time out to give us a 5* review! Your feedback is so important to us. We're so pleased you had a fabulous holiday and can't wait to hear from you again to book your next getaway! Best wishes, Sophie

I can honestly say I have had the best…

I can honestly say I have had the best experience with Blue Bay Travel. Rebecca was absolutely amazing and helped us with our first holiday to Dominican and i will certainly be using blue bay again thr deals and prices are fantastic. Rebecca I can not thank you enough

Date of experience : 11 June 2024

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Trip Cancellation Insurance Explained

Elina Geller is a former NerdWallet travel writer specializing in airline and hotel loyalty programs and travel insurance. In 2019, Elina founded TheMissMiles, a travel rewards coaching business. Her work has been featured by AwardWallet. She is a certified public accountant with degrees from the London School of Economics and Fordham University.

Jeanette Margle leads the home loans content team at NerdWallet, where she has worked since 2019. Previously, she led NerdWallet's travel rewards content team and spent three years editing for Upgraded Points while self-employed as an editor and writing coach.

Jeanette earned bachelor's degrees in journalism and Plan II Honors from the University of Texas at Austin and has a Master of Education from the University of Houston. A lifelong Texan, Jeanette grew up in a small town in the Hill Country and lives in the Houston area with her husband and daughters.

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Table of Contents

What is trip cancellation insurance?

Covered reasons for trip cancellation, what is not covered by trip cancellation insurance, cancel for any reason trip insurance, is trip cancellation insurance expensive, different ways to get trip cancellation insurance, which insurance coverage is best for me.

When booking travel, particularly expensive trips consisting of nonrefundable reservations, it makes sense to consider trip cancellation insurance since it can protect your deposit if your plans do not materialize due to unforeseen events. However, not every reason for canceling a trip will qualify for coverage, so you’ll want to familiarize yourself with the basics of trip cancellation insurance.

Trip cancellation coverage can be purchased as part of a comprehensive travel insurance policy , or you can receive it for free when you hold certain premium credit cards. The benefit is designed to protect prepaid, nonrefundable reservations, including flights, hotel reservations and other bookings if the trip is canceled due to an extraordinary circumstance. Each policy will state exactly which events are considered valid reasons for cancellations.

With COVID-19 still affecting travel plans, you’ll want to pay close attention to which reasons for cancellation due to the pandemic are valid. For example, wanting to cancel a trip you booked a while ago because your destination now has rising COVID-19 numbers and you’re afraid to travel is not likely a valid reason.

If you want to be able to cancel a trip for truly any reason, consider the Cancel For Any Reason supplemental upgrade when purchasing your insurance policy. CFAR will allow you to get up to 75% of your trip investment back as long as the trip is cancelled at least two days before departure.

» Learn more: Does my travel insurance cover the coronavirus?

Imagine you’ve booked a two-week vacation to Italy costing $5,000 ($1,000 flight, $3,500 hotel and $500 excursions), all of which is nonrefundable. Then, a week before your departure date, you fall and break your leg.

So, what does trip cancellation insurance cover?

If you have trip cancellation insurance, you’ll be able to get your entire prepaid, nonrefundable trip cost back (as long as the entire amount was insured), since injuries that necessitate medical treatment and prevent you from taking your trip qualify as a covered reason.

Other covered reasons include death of your traveling companion, inclement weather that results in disrupted service, jury duty, terrorist incident, job termination and other extraordinary events.

Although this is not an entire list of all the covered reasons, generally the cancellation must be due to unforeseen circumstances to qualify for a reimbursement. Review the fine print of your policy for the details of exactly which reasons are covered. When seeking reimbursement, you’ll need to submit claims to the insurance provider to substantiate your claim.

Although a wide range of reasons allow you to receive your prepaid, nonrefundable travel expenses back in the event of a trip cancellation, there are important exclusions to know about.

Trip cancellation insurance will not cover losses arising from self-harm, foreseeable events, acts of war, taking part in activities considered dangerous (e.g., skydiving, bungee jumping, endurance races, etc.), a felony, childbirth, dental treatment and more.

» Learn more: How to find the best travel insurance

So what if you want the flexibility to cancel your trip for reasons other than those covered by your policy? For that, you're going to need the CFAR insurance mentioned above.

CFAR is often available as an add-on to travel insurance policies, and while it can come in handy if you want to cancel your trip just because, you're not likely to get all your money back.

Most CFAR policies will only reimburse 75% of your nonrefundable travel expenditures.

» Learn more: Best travel insurance with Cancel For Any Reason Coverage

The price of trip cancellation insurance can vary based on the traveler’s age, destination, length of trip, cost of trip and insurance company.

Using the same $5,000, two-week trip to Italy as mentioned above, a search of policies on SquareMouth (a NerdWallet partner) ranged from $115 to $470, representing 2.3% to 9.4% of the total trip cost.

» Learn more: How much is travel insurance?

All policies provide 100% coverage of the trip cost, however the more expensive plans usually have higher limits on benefits like medical evacuation.

If you’re only looking for trip cancellation coverage and no other protections, a policy equating to 2.3% of the total trip expenses seems reasonable.

On your travel credit card

Trip cancellation coverage can be included as part of a comprehensive travel insurance plan or offered as a benefit on premium travel credit cards.

For example, the Chase Sapphire Reserve® will reimburse you or your immediate family members up to $10,000 per trip. The Business Platinum Card® from American Express and many other American Express cards also offer up to $10,000 in trip cancellation coverage. Terms apply.

These premium cards also offer other insurance benefits like trip interruption coverage, emergency assistance services, trip delay and more.

If you travel often and typically purchase trip cancellation coverage, consider applying for one of the cards that offer complimentary travel insurance . Not only will you get trip insurance benefits, but you will also get other travel perks and statement credits that can partly offset the annual fee.

Supplement by purchasing policies out-of-pocket

If the coverage limits offered on the cards aren’t sufficient or you’re looking for more protections (e.g., coverage for emergency medical expenses), you’d be better off with a travel insurance . Although you’d incur an additional cost for purchasing a comprehensive plan, you’d have many more benefits not commonly found in the insurance policies offered by the credit cards.

A comprehensive trip cancellation policy is likely to cover canceled flights so long as the flight or flights are nonrefundable and are a part of the total, prepaid expenses covered by your policy. Insurance provided by travel cards typically includes trip delay or cancellation coverage so long as you used that card to pay for your flight reservations.

If you're forced to cancel your trip due to extraordinary circumstances beyond your control, travel insurance will provide coverage for some or all of your nonrefundable travel expenditures, depending on your policy. Covered events will vary, so be sure to review the terms of any plan you intend to purchase.

Trip cancellation insurance is available for purchase from a wide range of companies and is often included as a benefit on travel credit cards. Under certain circumstances, it provides coverage for prepaid travel expenses in the event that you cannot complete your trip as planned.

A comprehensive trip cancellation policy is likely to cover canceled flights so long as the flight or flights are nonrefundable and are a part of the total, prepaid expenses covered by your policy.

Insurance provided by travel cards

typically includes trip delay or cancellation coverage so long as you used that card to pay for your flight reservations.

If you’re going on a trip consisting of costly flights, hotel reservations and excursions and would like to protect your prepaid, nonrefundable deposit but do not need any other coverage, a minimally priced trip cancellation insurance policy is a good choice.

If you have a premium travel credit card , check if you already have trip cancellation insurance as a benefit before you purchase a policy.

However, if you’re looking for additional coverage like travel medical insurance , and/or a basic plan doesn’t have adequate limits, consider a comprehensive travel insurance policy from providers such as AAA , Allianz , and AIG . Read NerdWallet's full analysis of the best travel insurance companies here .

Insurance Benefit: Trip Cancellation and Interruption Insurance

The maximum benefit amount for Trip Cancellation and Interruption Insurance is $10,000 per Covered Trip and $20,000 per Eligible Card per 12 consecutive month period.

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.

Please visit americanexpress.com/benefitsguide for more details.

Underwritten by New Hampshire Insurance Company, an AIG Company.

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BlueBay Grand Esmeralda-All Inclusive

Km 300 Carretera Federal Chetumal - Puerto Juarez. , CP77710 Playa del Carmen, Mexico – Good location – show map

BlueBay Grand Esmeralda-All Inclusive Reserve now

Cleanliness

Value for money

• Swimming pool
• Free parking
• Air conditioning
• Private Bathroom
• 24-hour front desk

On the beach in the Riviera Maya district of Playa del Carmen, this all-inclusive hotel offers private beach access, an on-site spa, and several specialty restaurants. The rooms at BlueBay Grand Esmeralda overlook the sea, and include satellite TV. They come with a minibar and safe. Guests can enjoy water sports such as snorkeling and windsurfing at this Playa del Carmen resort. A gym and sauna are on the property. A game room and kids club are available. The shops and restaurants of Playa del Carmen’s Fifth Avenue are only 15 minutes from BlueBay Grand Esmeralda. Cancun is less than an hour from this resort.

Distance in property description is calculated using © OpenStreetMap

• Outdoor swimming pool
• Family rooms
• Fitness center
• Non-smoking rooms
• Private beach area
• Good Breakfast

Property highlights

냨 Great Food: Meals here are highly recommended!

Free private parking

Activities:

• Tennis court

Availability

Select dates to see this property's availability and prices

Property practices

Categories:, restaurants 2 restaurants on site.

• Cuisine International
• Open for Breakfast • Lunch • Dinner
• Open for Brunch

Resort facilities at BlueBay Grand Esmeralda-All Inclusive

• Toilet paper
• Bathtub or shower
• Free toiletries
• Wardrobe or closet
• Alarm clock
• Outdoor furniture
• Coffee machine
• Socket near the bed
• Live music/Performance
• Evening entertainment
• Kids' club
• Snorkeling Additional charge
• Windsurfing
• Pool table Additional charge
• Cable channels
• Wine/Champagne Additional charge
• ATM on site
• Baggage storage
• Currency exchange
• Babysitting/Child services Additional charge
• Daily housekeeping
• Ironing service Additional charge
• Laundry Additional charge
• Fax/Photocopying Additional charge
• Business center Additional charge
• Meeting/Banquet facilities Additional charge
• Fire extinguishers
• CCTV outside property
• CCTV in common areas
• Security alarm
• 24-hour security
• Hair/Beauty salon
• Ironing facilities
• Facilities for disabled guests
• Room service
• Open all year
• All ages welcome
• Pool with view
• Beach chairs/Loungers
• Massage chair
• Beach umbrellas
• Hot tub/Jacuzzi
• Massage Additional charge

House rules BlueBay Grand Esmeralda-All Inclusive takes special requests – add in the next step!

Child policies.

Children of all ages are welcome.

To see correct prices and occupancy info, add the number and ages of children in your group to your search.

Crib and extra bed policies

The number of cribs allowed depends on the option you choose. Check your selected option for more info.

There are no extra beds available at this property.

All cribs are subject to availability.

The fine print Must-know information for guests at this property

*Upon check-in photo identification and credit card is required.

All special requests are subject to availability upon check-in. Special requests cannot be guaranteed and may incur additional charges.

*Please note that guests booking 5 or more rooms may be contacted by the property to make the payment within the next 72 hours to guarantee the reservation.

Guests are required to show a photo ID and credit card upon check-in. Please note that all Special Requests are subject to availability and additional charges may apply.

Please inform BlueBay Grand Esmeralda-All Inclusive of your expected arrival time in advance. You can use the Special Requests box when booking, or contact the property directly using the contact details in your confirmation.

Guests under the age of 18 can only check in with a parent or official guardian.

FAQs about BlueBay Grand Esmeralda-All Inclusive

Is bluebay grand esmeralda-all inclusive popular with families.

Yes, BlueBay Grand Esmeralda-All Inclusive is popular with guests booking family stays.

Does BlueBay Grand Esmeralda-All Inclusive have a restaurant on site?

Does bluebay grand esmeralda-all inclusive have a pool.

Yes, this hotel has a pool. See details about the pool and other facilities on this page.

What is there to do at BlueBay Grand Esmeralda-All Inclusive?

What type of room can i book at bluebay grand esmeralda-all inclusive, what are the check-in and check-out times at bluebay grand esmeralda-all inclusive.

Check-in at BlueBay Grand Esmeralda-All Inclusive is from 3:00 PM, and check-out is until 12:00 PM.

Does BlueBay Grand Esmeralda-All Inclusive have a hot tub for its guests?

Yes, there's a hot tub. You can find out more about this and the other facilities at BlueBay Grand Esmeralda-All Inclusive on this page.

How far is BlueBay Grand Esmeralda-All Inclusive from the center of Playa del Carmen?

BlueBay Grand Esmeralda-All Inclusive is 6.2 miles from the center of Playa del Carmen. All distances are measured in straight lines. Actual travel distances may vary.

How much does it cost to stay at BlueBay Grand Esmeralda-All Inclusive?

The prices at BlueBay Grand Esmeralda-All Inclusive may vary depending on your stay (e.g. dates, hotel's policy etc.). To see prices, enter your dates.

The Best of Playa del Carmen

• ADO International Bus Station
• Church of Guadalupe
• Kool Beach Club
• Disabled-friendly beach
• Playa del Carmen Maritime Terminal
• Rio Secreto

Shopping Areas

• Quinta Alegria Shopping Mall

Most Popular Cities

• Puerto Aventuras
• Leona Vicario

Personalized recommendations

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Verified reviews from real guests.

We have more than 70 million property reviews, all from real, verified guests .

How does it work?

It starts with a booking.

The only way to leave a review is to first make a booking. That's how we know our reviews come from real guests who have stayed at the property.

Followed by a trip

When guests stay at the property, they check out how quiet the room is, how friendly the staff is, and more.

And finally, a review

After their trip, guests tell us about their stay. We check for naughty words and verify the authenticity of all guest reviews before adding them to our site.

If you booked through us and want to leave a review, please sign in first.

Check-in date

Check-out date

• We are thrilled to announce that Blue Pacific Rentals is joining Portoro. Together we will provide an even better experience for you.

• (503) 362-2965 - Call or Text!

Terms and Conditions

Featured property.

• Credit Cards Accepted: Visa, Mastercard, Discover (No American Express)  
• Check payments mail directly to: Blue Pacific Vacation Rentals P.O. Box 5248 Salem, Oregon 97304

Reservations and Deposits:

• All reservations require a payment at the time of booking to hold chosen dates.  
• All reservations require a valid credit card on file.  
• The deposit paid for Guest reservation, when applicable, is the first of two installment payments to hold the dates of your reservation. This is not a refundable payment once Guest reservation has been finalized (once the full balance has been paid).

Cancellation Policies:

• Cancellation policies and cancellation fees are seasonal and based on guest length of stay (30-60-90 days) and property booked provided and agreed to at the time of booking (10%-20% of total, minimum $50.00). Please refer to your rental agreement for details or contact Blue Pacific Vacation Rentals by Portoro with any questions.
• If you have concerns about a cancellation, Blue Pacific Vacation Rentals by Portoro strongly suggests you consider the  Rental Guardian travel insurance  option provided. 

Responsibility:

• Tenant hereby assumes all risk of damage to any and all personal property of Landlord and Tenant, including household furniture and goods during such use and occupancy.
• Guest shall leave premises in clean, undamaged condition. Upon your departure, you will be expected to take out the garbage, run the dishwasher, start a load of towels (if your property is equipped with a washing machine), and follow the check-out guidelines posted in the property and included in the check-in information. Failure to complete the departure procedures may result in additional charges. Furniture should not be moved by the Guest and a fee may apply to return to homeowner preferred placement found upon arrival (damages caused by guest movement of furniture is not covered under Accidental Damage Waiver Policy). Guest advised not to self-clean ovens. The property should be in a reasonably clean condition, similar to the way you found it. The cleaning fee covers laundry, sanitization, and cleaning associated with use.
• Guest authorizes Blue Pacific Vacation Rentals by Portoro to charge Guest credit card for intentional damage, theft, loss of items from the rental property, excessive cleaning (examples of which include excessive trash removal, excessive laundering and stain treatment or requirement offsite professional cleaning/treatment, upholstery or carpet/mattress cleaning - Guest must advise Blue Pacific Vacation Rentals by Portoro prior to arrival if additional mattress/linen wetting protection will be needed for guests or children travelling with them.) and all other damages beyond normal wear and tear as determined by Blue Pacific Vacation Rentals by Portoro. Guest agrees to and understands that the afore mentioned charges will occur after departure from the rental property (delayed or amended charges) and hereby authorizes these charges as determined by Blue Pacific Vacation Rentals by Portoro. In the event Guest leaves the property in a condition where it is unable to be made ready for the next guests, Guest will be responsible for lost rental revenue. Guest(s) agrees that Blue Pacific Vacation Rentals by Portoro or its agents may enter the premises for the purpose of making necessary repairs, or maintenance when deemed necessary by Blue Pacific Vacation Rentals by Portoro.
• Tenant hereby assumes any and all risks associated with the foregoing and agrees to hold Landlord harmless from and indemnify Landlord against the same. To the extent not covered by the release provisions above, Blue Pacific Vacation Rentals by Portoro shall not be liable for special or consequential damages such as, but not limited to, damage to or loss of property or equipment, loss of profits or revenue, cost of capital, cost of purchase of replacement goods or property, claims for emotional distress, mental suffering or the like, or claims of any type whatsoever of persons other than Guest.
• It is agreed that the Premises shall be used only for residential purposes. Use of premises shall not be such as to disturb or offend neighbors or other residents. City and County noise policy applies in residential neighborhoods and locally enforced.
• It is agreed the Premises will be occupied by the reservation holder (rental contract signee). Guest may not sublet.
• Tenant in the possession, use and occupancy of the Premises agrees to observe and comply with all restrictions, laws and ordinances affecting the Premises or occupancy thereof.
• Tenant further agrees that no use shall be made of the Premises, or acts done which will increase the existing rate of insurance upon the Premises, or will cause a cancellation of any insurance policy covering the Premises.
• Guest understands that a standard set of starter items will be provided in the properties by Blue Pacific Vacation Rentals by Portoro. Once these starter items have been exhausted, it is the Guest responsibility to replenish the necessary supplies needed during Guest stay.
• Smoking/Vaping is not permitted in any property or on the premises and will be enforced by property Homeowner Associations. Fees for smoking or vaping policy violations can and will be assessed and guest will be asked to vacate without refund.
• Absolutely no animals of any kind are allowed in the properties, kept in vehicles, on back patio decks, in any common areas, or on the premises at any time and will be enforced by property Homeowner Associations. Fees for animal policy violations can and will be assessed and guest will be asked to vacate without refund.
• Maximum occupancy for this property is stated on Blue Pacific Vacation Rentals by Portoro's website and will be clearly stated in the confirmation email sent to Guest after booking. The maximum occupancy is in effect 24 hours a day, including transitory daytime visitors, and anyone over 24 months in age (not just guests sleeping in the property). If it is found that the maximum occupancy is exceeded at any time, Guest(s) will be asked to leave without a refund and fees can and will be assessed for policy violation. Guest(s) agrees that premises shall not be occupied by more than the number of people stated on the website or confirmation email during any 24 hour period. BPVR does not allow “group rentals” in any BPVR properties, where more than 1 property is being rented; regardless if the property is managed by BPVR, if the group total size exceeds the maximum occupancy of the largest BPVR property rented. If it is found that the maximum occupancy is exceeded at any time, Guest(s) will be asked to leave without a refund and fees can and will be assessed for policy violation. Guest(s) agrees that BPVR or its agents may enter the premises for the purpose of verifying occupancy when deemed to be warranted by BPVR.

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Blue Pacific Vacation Rentals by Portoro

• Local: (503) 362-2965 - Call or Text!
• [email protected]
• Mailing Address: 1174 Cornucopia Street Northwest # 210 Salem, OR 97304
• Email: [email protected]
• Hours: M-F 9:00am to 5:00pm, Sat-Sun 10:00am to 2:00pm

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June 1, 2020

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Trip Cancellation & Travel Insurance

Is trip cancellation insurance worth it? The answer is almost always yes, especially if your resort, hotel, or  airline has a strict cancellation policy. Trip cancellation benefits are also a must-have if you’re going on a cruise, as most cruise lines won’t refund any money if you must cancel your trip at the last minute.

Allianz Travel Insurance plans can reimburse you for lost trip expenses if you must cancel your trip for one of the covered reasons named in your plan. The Cancel Anytime upgrade , available with certain plans, reimburses 80% of your prepaid, non-refundable trip costs if you cancel your trip for almost any unforeseeable reason your plan does not already cover.

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Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at  800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected] .

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What is my baggage allowance?

Modified on Thu, 29 Dec 2022 at 11:41 AM

Baggage allowances do vary by airline and also ticket type and cabin class. Your baggage allowance for your booking will be confirmed on your travel documentation sent to you approximately 7-14 days prior to departure . Please be mindful that should you have internal flights on your booking your luggage allowance may be less than your international flight allowance.

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