tokio marine domestic travel

Tokio Marine’s Travel Coverage For Domestic Trips

Tokio Marine is a reputable insurance provider in Malaysia, known for offering some of the best insurance plans, including travel policies. We’ve previously talked about the importance of travel insurance for domestic travel , and why you should consider buying one before going on a vacation.

Let us introduce you to the Domestic Travel Partner Plus travel insurance from Tokio Marine, which is one of the best plans that you can consider for your next local trip. Read on to find out more details on the plan below.

Key benefits

Tokio Marine’s domestic insurance is ideal for local trips because it offers peace of mind with its comprehensive coverage. The policy provides a range of benefits, such as emergency medical coverage, trip cancellation protection, baggage loss reimbursement, and more. Here are the five key benefits of the plan.

• Accidental death/Permanent disablement

Covers death, total and permanent loss of sight in one or both eyes or total loss by physical severance or total and permanent loss of use of one or both limbs.

• Medical expenses

Reimbursement of the necessary and reasonable medical, surgical and hospital charges due to injuries during the period of insurance.

• Personal luggage and personal effects

Up to RM200 for theft or loss of or damage to your luggage and/or personal effects.

• Travel delay

RM50 for compensation for each full 8-hour delay, up to a maximum of RM500 per person. The maximum compensation limit per family is RM1,500. Applicable to scheduled carriers only.

• Compassionate allowance due to kidnap

A lump sum amount of RM7,500 per individual and a maximum of RM22,500 per family for kidnapping during the trip. The benefit is subject to verification and confirmation by a relevant authority.

Other benefits

Apart from the above, Tokio Marine domestic travel insurance also offers the following additional benefits for travellers for added relief.

• Inbound Tourist – Inbound tourists travelling within Malaysia are eligible for cover
• Short-Term Cover – Travel coverage from 1 day up to 90 days
• Hazardous Water Activities – Cover under medical expenses due to accidents whilst participating in hazardous water activities
• Medical Expenses – Illness coverage due to Dengue, Zika, Malaria, and JE
• Alternative Medical Treatment – Reimbursement up to RM1,000 per Individual and a maximum of RM3,000 per family
• Repatriation Expenses – Reimbursement up to RM20,000 per Individual and a maximum of RM60,000 per family
• Terrorism Cover – Cover death or bodily injury caused by an act of terrorism

Available plans

Whether you are travelling alone or with your family, you have two coverage options to suit your needs. Tokio Marine’s Domestic Travel Partner Plus is offered in the following plans:

• Sum Insured of RM150,000
• Individual or Family coverage

Premier Plan

• Sum Insured of RM300,000

Individual & Family Package

• Eligible for ages between 30 days old and 80 years old with no limit on the number of children under family coverage

Where to buy this policy?

Not sure where to buy this policy from? Besides, Tokio Marine, you can get your Domestic Travel Partner Plus at Bjak.my, Malaysia’s No.1 Insurance Comparison Site. With just a few clicks, you will be able to obtain your quote and start customising your coverage to suit your travel needs. Try it for free today! Just click the button below.

Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!

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Tokio Marine Travel Insurance

Tokio Marine travel insurance will protect and cover you whether you are traveling abroad or within Malaysia. As a result, you will be able to travel in peace, knowing that if an emergency arises, this coverage will protect you.

What is travel insurance?

Travel insurance is a type of coverage that protects you and your family from various risks while traveling in Malaysia or overseas. It usually covers medical expenses, lost luggage, flight cancellations, and other losses that a traveler may incur while on the road. Travel insurance will be available for one-way, round-trip, and annual trips, both domestic and overseas.

About Tokio Marine

Tokio Marine is a Japanese insurance company that first appeared in Malaysia in 1957 when Tokio Marine and Fire Insurance Company Limited (TMF) began its underwriting business, and the operation was established in 1974. Tokio Marine Insurans (Malaysia) now has over 19 branches throughout the country and is committed to providing innovative and competitive insurance.

Why should I choose Tokio Marine travel insurance

The reason you should choose Tokio Marine travel insurance is that they provide a variety of benefits in a single policy and have a variety of travel insurance options such as

Travel Personal Accident

Domestic travel plus, tokio marine explorer, tokio marine annual explorer, how do i contact tokio marine for further information.

If you have any inquiries about Tokio Marine travel insurance, please contact at 03-7628 3877 / 03-7841 5770 or E-mail via [email protected]

I am not a Malaysian. Is it possible for me to purchase the plan?

Tokio Marine travel insurance only applicable to Malaysian, Malaysian Permanent Resident, Work Permit Holder, Employment Pass Holder or otherwise legally employed in Malaysia and/or his/her legal Spouse and Child/Children.

What are the types of products they have for travel insurance?

Tokio marine provides four (4) types of travel insurance products:

Eligible age for the plan?

Age limit – 2 years old to 70 years old

Age limit – 30 days to 80 years old with no limit on a number of children under family coverage

Age limit – Between 18 years old and 75 years old

• Individual Age limit – Between 30 days old and 85 years old
• Family Age limit – A fully-dependent child is defined as a person aged 30 days to under 18 years old or up to 23 years old who is studying full-time in Malaysia

When is the period of the coverage?

• Travel Personal Accident – Based on your traveling period
• Domestic Travel Plus – Travel coverage from 1 day up to 90days
• Tokio Marine Explorer – The maximum number of days allowed per journey or trip is 180 consecutive days from the date of departure.
• Tokio Marine Annual Explorer – The maximum number of days allowed per journey or trip is 90 consecutive days from the date of departure

Is it possible for me to make a nomination for this plan?

Yes. You can nominate the person or representative that you have chosen for all Tokio representant insurance plans.

If I’m holding a one-way ticket, am I eligible to purchase this plan?

Yes. You are eligible to purchase a Tokio Marine travel insurance plan.

What is the procedure for canceling my coverage and receiving a refund of the premium paid?

The cancellation procedure may differ depending on the type of coverage plan you select

• Travel Personal Accident & Tokio Marine Annual Explorer

You may cancel your policy by providing them with written notice. You have entitled to a refund of the premium less the premium based on their short period rates for the period the policy was in force, subject to the minimum premium retained by them

• Domestic Travel Plus & Tokio Marine Explorer

Who do I contact for emergency assistance or if I need to be admitted to a hospital while overseas?

You can contact Tokio Marine 24 hours Auto Assist Hotlines at 03-7628 3877 / 03-7841 5770 or Email via [email protected]

What does Tokio Marine travel insurance cover?

The following are the Tokio Marine travel insurance policies that will cover each product selection:

• Death And Permanent Disablement
• Medical Expenses
• Personal Accident
• Daily Hospital Allowance (due to Accident)
• Personal luggage and Personal effects
• Travel Delay
• Repatriation Expenses of Mortal Remains
• Compassionate Allowance due to Kidnap

Tokio Marine Explorer & Annual Explorer

• Repatriation Of Mortal Remain Or Overseas Burial/Cremation
• Medical And Related Expenses
• Emergency Medical Evacuation
• Travel Cancellation Or Postponement
• Additional Costs Of Rental Car Cover

Click here to see more coverage/benefits you can received.

What are other benefits under Tokio Marine travel insurance?

• Available in basic and premier plans
• Inbound Tourists traveling within Malaysia are covered
• Hazardous Water Activities coverage for medical expenses incurred as a result of an accident while participating in hazardous water activities
• Terrorism Cover for death or bodily harm caused by a terrorist act
• Accidental Death & Permanent Disablement
• Repatriation or Overseas Burial/Cremation
• Travel Curtailment or Disruption
• Golfers Cover
• Trauma Care
• Extreme Activities (with additional premium)

What adventurous activities are covered?

The adventurous activities are covered such as

• Winter activities – Skiing, sledding, snowmobiling, ice skating, snowboarding, and more
• Aerial Activities – Bungee jumping, hang-gliding, parachuting, and more
• Water Activities – Parasailing, jet skiing, canoeing & rafting (Class 1 to 3)

What countries does your policy cover?

The journey must begin in Malaysia and must remain within Malaysia.

Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Malaysia (from Peninsular Malaysia to East Malaysia or vice versa), Maldives, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand, and Vietnam

• Area 2 (Worldwide)

EXCLUDING – United States of America, Canada, Tibet, Nepal, North Korea, Syria, Cuba, Iran, Iraq, Liberia, Sierra Leone, Crimea, and Sevastopol

• Area 3 (Worldwide)

What are some of the policy’s general exclusions?

This policy does not cover death or injury caused by or due to

• War and allied risks
• Radioactive and nuclear weapon material accidents
• Suicide (whether sane or insane) or any attempt thereat
• Intoxicating liquor or drug not prescribed by qualified registered medical practitioner
• Illness, diseases, infections
• Criminal acts

There are a few more general exclusions that you should be aware of.

How much do I have to pay for Tokio Marine travel insurance?

The premium you must pay will vary depending on the plan you choose, the duration of coverage, and the destination.

Can I pay for Tokio Marine travel insurance on an installment basis?

Unfortunately, you are unable. The premium must be made and received by them before coverage begins.

How do I make a claim for Tokio Marine travel insurance?

When you are in unexpected circumstances, you must follow five (5) steps in order to file a claim:

• Notify Tokio Marine

You must notify Tokio Marine in writing as soon as possible, within the time frame specified in your policy, with full details of the incident/accident

• Lodge a police report

If the loss or damage involves the theft of personal luggage/personal money/travel documents/personal effects and/or an accident, lodge the police report within 24 hours

• Contact travel assistance

Contact Tokio Marine 24-hour worldwide assistance (Medical assistance, Travel assistance) at 603-7628 3877/ 603-7841 5770

• Notify airline

Report to the carrier if your luggage is late or lost

• Submit claim

I think I’m ready to buy. What’s the best way to purchase my travel insurance?

Our user-friendly website is the best place to buy your travel insurance. You can compare and select the best travel insurance policy for your needs and budget.

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For Australians who have the World2Cover and need comprehensive travel insurance that is value for money. Our global coverage, winter sports options, family benefits and simple claims process provides cover that has global coverage and great value.

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√ $Unlimited** medical You have $unlimited** medical benefit when travelling overseas

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Savvino-storozhevsky monastery and museum.

Zvenigorod's most famous sight is the Savvino-Storozhevsky Monastery, which was founded in 1398 by the monk Savva from the Troitse-Sergieva Lavra, at the invitation and with the support of Prince Yury Dmitrievich of Zvenigorod. Savva was later canonised as St Sabbas (Savva) of Storozhev. The monastery late flourished under the reign of Tsar Alexis, who chose the monastery as his family church and often went on pilgrimage there and made lots of donations to it. Most of the monastery’s buildings date from this time. The monastery is heavily fortified with thick walls and six towers, the most impressive of which is the Krasny Tower which also serves as the eastern entrance. The monastery was closed in 1918 and only reopened in 1995. In 1998 Patriarch Alexius II took part in a service to return the relics of St Sabbas to the monastery. Today the monastery has the status of a stauropegic monastery, which is second in status to a lavra. In addition to being a working monastery, it also holds the Zvenigorod Historical, Architectural and Art Museum.

Belfry and Neighbouring Churches

Located near the main entrance is the monastery's belfry which is perhaps the calling card of the monastery due to its uniqueness. It was built in the 1650s and the St Sergius of Radonezh’s Church was opened on the middle tier in the mid-17th century, although it was originally dedicated to the Trinity. The belfry's 35-tonne Great Bladgovestny Bell fell in 1941 and was only restored and returned in 2003. Attached to the belfry is a large refectory and the Transfiguration Church, both of which were built on the orders of Tsar Alexis in the 1650s.  

To the left of the belfry is another, smaller, refectory which is attached to the Trinity Gate-Church, which was also constructed in the 1650s on the orders of Tsar Alexis who made it his own family church. The church is elaborately decorated with colourful trims and underneath the archway is a beautiful 19th century fresco.

Nativity of Virgin Mary Cathedral

The Nativity of Virgin Mary Cathedral is the oldest building in the monastery and among the oldest buildings in the Moscow Region. It was built between 1404 and 1405 during the lifetime of St Sabbas and using the funds of Prince Yury of Zvenigorod. The white-stone cathedral is a standard four-pillar design with a single golden dome. After the death of St Sabbas he was interred in the cathedral and a new altar dedicated to him was added.

Under the reign of Tsar Alexis the cathedral was decorated with frescoes by Stepan Ryazanets, some of which remain today. Tsar Alexis also presented the cathedral with a five-tier iconostasis, the top row of icons have been preserved.

Tsaritsa's Chambers

The Nativity of Virgin Mary Cathedral is located between the Tsaritsa's Chambers of the left and the Palace of Tsar Alexis on the right. The Tsaritsa's Chambers were built in the mid-17th century for the wife of Tsar Alexey - Tsaritsa Maria Ilinichna Miloskavskaya. The design of the building is influenced by the ancient Russian architectural style. Is prettier than the Tsar's chambers opposite, being red in colour with elaborately decorated window frames and entrance.

At present the Tsaritsa's Chambers houses the Zvenigorod Historical, Architectural and Art Museum. Among its displays is an accurate recreation of the interior of a noble lady's chambers including furniture, decorations and a decorated tiled oven, and an exhibition on the history of Zvenigorod and the monastery.

Palace of Tsar Alexis

The Palace of Tsar Alexis was built in the 1650s and is now one of the best surviving examples of non-religious architecture of that era. It was built especially for Tsar Alexis who often visited the monastery on religious pilgrimages. Its most striking feature is its pretty row of nine chimney spouts which resemble towers.

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• by Melissa Hammam
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Hands up if you’re ready to be dazzled! From a ceremony structure designed to float on water to a jaw-dropping reception room with flowers blooming from every service, we’re swooning over every bit of this wedding. If you can believe it, that’s just the beginning. Julia Kaptelova artfully shot every detail, like the ballet performance guests were treated to and snow falling from the ceiling for the first dance! Prepare to be amazed and take a visit to the full gallery .

From About You Decor … Our design is a symbol of dawn and a distant endless horizon. Ahead is a long, happy life without any borders. An international couple, Pavel and Cherry, met in London and have been walking together for many years.

From the Bride, Cherry… My husband and I we decided to have our summer wedding in Moscow because the city is where his roots are. As we knew we were going to have the other wedding ceremony in China, we wanted our Moscow one to be very personal and intimate. We’ve known each other since we were fourteen, together with many of our friends whom we’ve also known for a decade.

I didn’t want to walk down the aisle twice so the plausibility of my request quickly came into discussion. The open pontoon stage was constructed in order to facilitate the bridal entrance on water, although there were concerns about safety as the last thing we wanted was probably a drowned bride before she could get on stage, picture that! I have to say on that day it wasn’t easy to get on the pontoon stage from the boat, in my long gown and high heels. Luckily my bridesmaids still noticed even though they stood the furthest from me on the stage, and helped me out without prior rehearsal. My girls could just tell whenever I needed a hand or maybe they were just so used to my clumsiness. Who knows 😂

We all love our photographer Julia! She’s so talented and her style is so unique. Our beloved host Alex is exceptional who made everyone laugh and cry. It was truly a blessing to have so many kind and beautiful souls on our big day. Thank you all!

[iframe https://player.vimeo.com/video/384992271 600 338]

Photography: Julia Kaptelova Photography | Wedding Planner: Caramel | Cake: Any Cake | Invitations: Inviteria | Rings: Harry Winston | Band: Menhouzen | Grooms attire: Ermenegildo Zegna | Wedding Venue: Elizaveta Panichkina | Bridesmaids’ dresses: Marchesa | Bridesmaids’ dresses: Alice McCall | Bride’s gown : Jaton Couture | Bride’s shoes: Manolo Blahnik | Decor : About you decor | Earrings: Damiani | Muah: Khvanaco Studio | Video: Artem Korchagin

More Princess-Worthy Ballgowns

I’m still not convinced this Moscow wedding, captured to perfection by  Sonya Khegay , isn’t actually an inspiration session—it’s just  that breathtaking. From the beautiful Bride’s gorgeous lace wedding dress and flawless hair and makeup to the pretty pastel color palette and stunning ceremony and reception spaces, this wedding is almost too good to be true. Do yourself a favor and see it all in The Vault now!

From Sonya Khegay … It was the last day of April and still very cold in the morning. The weather forecast wasn’t pleasing and no one expected that the sun would come out, but miracles happen and light rain gave way to the warm rays.

I love how all the details went together, you could feel the harmony in everything throughout the entire wedding day from the morning until the fireworks.

A gentle look of the bride, elegant but so airy and unique decor, the fresh and light atmosphere of early spring and, of course, true happiness in the eyes. My heart becomes so warm from these memories, it is always a pleasure to see the birth of a new family of two loving hearts.

Photography: Sonya Khegay | Event Design: Latte Decor | Event Planning: Ajur Wedding | Floral Design: Blush Petals | Wedding Dress: La Sposa | Stationery: Special Invite | Bride's Shoes: Gianvito Rossi | Hair + Makeup: Natalie Yastrebova | Venue: Rodniki Hotel

• by Elizabeth Greene

You really can’t go wrong with simple: a beautiful Bride , perfectly pretty petals , loved ones all around. But add in an amazing firework show  to cap off the night and simple just became downright extraordinary. Captured by Lena Elisseva , with assistance by  Katya Butenko , this rustic Russian celebration is simply fantastic. See it all in the Vault right here !

From Lena Eliseeva Photo …  This cozy and warm summer wedding of gorgeous Natalia and Anton was in the middle of June. The young couple decided to organize their wedding themselves, and the day was very personal and touching. I am absolutely in love with rustic outdoor weddings, and this one is my favourite because of the free and easy atmosphere.

All the decor excluding the bride’s bouquet was made by a team of ten friends of the bride and groom. And it was charming – a light and beautiful arch, eco-style polygraphy and succulents, candy-bar with caramel apples and berries – sweet joys of summer.

At the end of ceremony the guests tossed up white handkerchiefs embroidered by Natalia’s own hands.

The most touching moment was the happy eyes of the groom’s grandmother, the most estimable person on the wedding. And the fireworks were a bright end to that beautiful day.

Photography: LENA ELISEEVA PHOTO | Floral Design: Katerina Kazakova | Hair And Makeup: Svetlana Fischeva | Photography - Assistance: Katya Butenko

These photos from Lena Kozhina are so stunningly beautiful – as in you can’t help but stop and stare – it’s hard to believe it’s real life. But these pics are proof of this gorgeous Bride and her handsome Groom’s celebration at Moscow’s Fox Lodge , surrounded by vibrant colors and breathtaking blooms . Oh, and the idea of prepping for your Big Day outside in the sun ? Brilliant. See more bright ideas right here !

From Lena Kozhina … When we met with the couple for the first time, we immediately paid attention to Dima’s behavior towards Julia. There was a feeling of tenderness and awe, and we immediately wanted to recreate this atmosphere of love, care and warmth on their Big Day.

Later, when we had chosen a green meadow and an uncovered pavilion overlooking a lake as the project site, it only highlighted a light summer mood with colorful florals and a great number of natural woods. The name of the site is Fox Lodge and peach-orange color, as one of the Bride’s favorites, set the tone for the whole design – from the invitations, in which we used images of fox cubs to elements of serving guest tables and other decorative elements with the corresponding bright accents.

Photography: Lena Kozhina | Event Planning: Ajur Wedding | Wedding Dress: Rosa Clara | Shoes: Marc Jacobs | Catering: Fox Lodge | Makeup Artist: Elena Otrembskaya | Wedding Venue: Fox Lodge | Cake and Desserts: Yumbaker | Decor: Latte Decor

The Unique Burial of a Child of Early Scythian Time at the Cemetery of Saryg-Bulun (Tuva)

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Pages:  379-406

In 1988, the Tuvan Archaeological Expedition (led by M. E. Kilunovskaya and V. A. Semenov) discovered a unique burial of the early Iron Age at Saryg-Bulun in Central Tuva. There are two burial mounds of the Aldy-Bel culture dated by 7th century BC. Within the barrows, which adjoined one another, forming a figure-of-eight, there were discovered 7 burials, from which a representative collection of artifacts was recovered. Burial 5 was the most unique, it was found in a coffin made of a larch trunk, with a tightly closed lid. Due to the preservative properties of larch and lack of air access, the coffin contained a well-preserved mummy of a child with an accompanying set of grave goods. The interred individual retained the skin on his face and had a leather headdress painted with red pigment and a coat, sewn from jerboa fur. The coat was belted with a leather belt with bronze ornaments and buckles. Besides that, a leather quiver with arrows with the shafts decorated with painted ornaments, fully preserved battle pick and a bow were buried in the coffin. Unexpectedly, the full-genomic analysis, showed that the individual was female. This fact opens a new aspect in the study of the social history of the Scythian society and perhaps brings us back to the myth of the Amazons, discussed by Herodotus. Of course, this discovery is unique in its preservation for the Scythian culture of Tuva and requires careful study and conservation.

Keywords: Tuva, Early Iron Age, early Scythian period, Aldy-Bel culture, barrow, burial in the coffin, mummy, full genome sequencing, aDNA

Information about authors: Marina Kilunovskaya (Saint Petersburg, Russian Federation). Candidate of Historical Sciences. Institute for the History of Material Culture of the Russian Academy of Sciences. Dvortsovaya Emb., 18, Saint Petersburg, 191186, Russian Federation E-mail: [email protected] Vladimir Semenov (Saint Petersburg, Russian Federation). Candidate of Historical Sciences. Institute for the History of Material Culture of the Russian Academy of Sciences. Dvortsovaya Emb., 18, Saint Petersburg, 191186, Russian Federation E-mail: [email protected] Varvara Busova  (Moscow, Russian Federation).  (Saint Petersburg, Russian Federation). Institute for the History of Material Culture of the Russian Academy of Sciences.  Dvortsovaya Emb., 18, Saint Petersburg, 191186, Russian Federation E-mail:  [email protected] Kharis Mustafin  (Moscow, Russian Federation). Candidate of Technical Sciences. Moscow Institute of Physics and Technology.  Institutsky Lane, 9, Dolgoprudny, 141701, Moscow Oblast, Russian Federation E-mail:  [email protected] Irina Alborova  (Moscow, Russian Federation). Candidate of Biological Sciences. Moscow Institute of Physics and Technology.  Institutsky Lane, 9, Dolgoprudny, 141701, Moscow Oblast, Russian Federation E-mail:  [email protected] Alina Matzvai  (Moscow, Russian Federation). Moscow Institute of Physics and Technology.  Institutsky Lane, 9, Dolgoprudny, 141701, Moscow Oblast, Russian Federation E-mail:  [email protected]

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