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The Best Group Travel Insurance Companies of 2024

Buying group travel insurance for a trip can financially protect you and your travel companions if the itinerary doesn’t go as planned.

Taylor Medine Photo

Taylor Medine is a personal finance writer who focuses on demystifying related topics for people like her — the everyday consumer. Her work has been published by FinanceBuzz, Credit Karma and Experian.

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Tori Addison is an editor who has worked in the digital marketing industry for over seven years. A journalist by trade, her experience includes communications and marketing management in the nonprofit, governmental and academic sectors.

Based on our research, Travelex is our top recommended travel insurer for groups thanks to its streamlined enrollment process, which covers up to 10 travelers under one application. Its affordable policies are also beneficial for parents traveling with children — adult policies include one child under age 17 without an extra premium.

If you’re traveling with others, you may benefit from buying group travel insurance. Group travel insurance bundles coverage between family or friends taking the same trip, offering more affordable policies and convenience for the whole group.

Faye Logo

Can You Get Travel Insurance for a Group?

Yes, you can get travel insurance for a group, but group members must have similar travel itineraries. Many travel insurance websites let you pull quotes and purchase group travel insurance plans online. Group coverage can be for family members or between friends.

Group travel insurance typically covers emergency medical expenses and evacuations, luggage loss or delay and cancellations due to sickness or death. Groups can also choose to tack on add-ons such as Cancel-for-any-reason (CFAR) coverage.

Top 7 Best Travel Insurance Group Travel Insurance Companies

Here are our top picks for companies that offer group travel insurance:

  • Travelex : Our pick for families
  • Faye: Our pick for an all-online experience
  • Seven Corners : Our pick for international travelers
  • Nationwide: Our pick for cruise travel
  • Tin Leg: Our pick for customizable coverage
  • AXA: Our pick for leisure travelers
  • Allianz Global Assistance: Our pick for concierge services

We created a hypothetical group trip to gain an estimate of costs for each insurer. We based our cost analysis on a group of 10 traveling from Massachusetts to the Dominican Republic for two weeks in June. Five travelers are 34 years old, and five travelers are 40. The trip costs $2,500 per person or $25,000 total.

Why Trust MarketWatch Guides

Our editorial team follows a comprehensive methodology for rating and reviewing travel insurance companies. Advertisers have no effect on our rankings.

Companies Reviewed

Quotes Collected

Rating Factors

Compare Travel Insurance Companies For A Group

Travelex

Pros & Cons

Travelex is Our pick for families for group travel insurance. With a Travelex plan, you can cover up to ten people in your group under a single plan. This simplifies the enrollment and claims process and can help you save money compared to purchasing plans individually. Additionally, adults with a travel plan receive coverage for children under 17 for no additional cost. 

Travelex also offers a flexible cancellation policy, cancel for any reason coverage worth up to 75% of trip costs, and several plan add-ons. 

Add-on options 

  • Adventure sports coverage
  • CFAR coverage (up to 75% of trip costs) 
  • AD&D and medical benefit upgrades 
  • Car rental collision 

Faye

Faye Travel Insurance made our list of the best group travel insurance providers thanks to its convenient application process. With Faye’s automated underwriting, most applicants can buy travel insurance for a group in less than 10 minutes. You just have to enter each person’s email and date of birth to see group pricing.

You can adjust pricing data and add optional coverages from the purchase page, making Faye a good choice for quick, convenient quotes. If your trip is interrupted, Faye offers unique add-ons that suit a range of traveler needs, including rental car and pet coverage.

Add-on options

Faye travel insurance offers the following add-on options for group policies:

  • Cancel for any reason (CFAR) coverage
  • Rental car coverage
  • Adventure and extreme sports protection
  • Vacation rental damage protection

A group of 10 travelers taking a 14-day trip to the Dominican Republic valued at $10,000 can expect to pay $977 for coverage, which averages out to $98 per traveler.

Seven Corners Travel Insurance

We like Seven Corners coverage for international travel because even the most basic policies let you add Cancel for Any Reason (CFAR) coverage. This gives you the flexibility to call off a trip and get reimbursed for reasons not typically covered by insurance, like work or school obligations. For big groups putting down a large deposit on a getaway, this coverage can give you peace of mind.

Seven Corners also offers COVID-19 protections. For example, insurance coverage can reimburse you for medical costs if someone in the group catches COVID-19 during the trip. Seven Corners RoundTrip policies are underwritten by the United States Fire Insurance Company, which gets an A rating from AM Best.

Add-On Options

  • Cancel for any reason coverage (CFAR)
  • Trip interruption for any reason coverage
  • Rental car damage coverage
  • Sports and golf equipment coverage

Nationwide Travel Insurance

Nationwide specializes in cruise travel insurance, a boon for groups taking to the high seas for a getaway. With cruise coverage, you can get reimbursed for costs incurred if a cruise line’s itinerary changes because of fire, mechanical problems or other issues.

Aside from those cruise-specific coverages, Nationwide provides other basic travel protections for emergency medical expenses and lost, stolen or delayed baggage problems. Nationwide policies don’t come with special pandemic coverage that some other insurers on our list, but they have medical expenses and cancellation coverages, which could pay medical costs and prepaid travel costs if you get sick while on your cruise.

You may be able to include the following add-ons to your policy:

  • Cancel for any reason coverage (higher level plans)
  • Rental car collision and loss coverage
  • Accident death and dismemberment coverage

Tin Leg

Tin Leg offers a variety of policies, giving passengers the ability to highly customize their trip insurance.

For example, the Tin Leg Adventure policy protects from sport-related problems, like lost equipment, equipment delivery delays and canceled sporting events fees. A policy like this can make sense if you’re planning a group golf or fishing trip, for example.

Different companies underwrite Tin Leg policies, and the AM Best rating for those companies varies. Berkshire Hathaway Speciality Insurance is one underwriter, and it has an A++ (Superior) AM Best financial strength rating. Spinnaker Insurance Company is another underwriter with an A- rating.

You may be able to include the following add-ons to premium policies:

  • CFAR coverage

AXA Assistance USA

AXA offers one of the most affordable plans on our list, ideal for leisure and budget travelers. Basic insurance comes with trip cancellation and interruption coverage, plus protections for medical emergencies.

Cancel for any reason insurance isn’t available in AXA’s Silver policy plan, the  cheapest travel insurance  option. CFAR becomes an add-on option if you upgrade to a Platinum policy, but that costs more. In our trip scenario, the policy rate increased by more than 50% when pivoting from the Silver to the Platinum package.

Customizable add-ons are available if you upgrade from basic AXA coverage to more premium policies. With a premium plan, these add-ons may be an option:

  • Collision damage waiver

Allianz Global Assistance

Allianz Global Assistance is a popular travel insurance provider that serves more than 55 million customers. We like that Allianz Global Assistance provides a 24-hour concierge service you can use to plan trip events, make reservations and more.

Basic plans also come with pandemic coverage, so you won’t lose all your trip costs if you come down with COVID-19 before or during the trip. CFAR insurance is an add-on option if you upgrade to the company’s OneTime Prime or OneTime Premier plans.

  • Rental car protection
  • Cancel for any reason coverage (higher-level plans)

What Do Group Travel Insurance Policies Cover?

Travel insurance is financial protection you can buy to mitigate the risks associated with travel. It typically covers a range of potential mishaps, such as trip cancellations and lost baggage . Policies compensate you for non-refundable trip expenses, medical emergencies and evacuations. What is coverage and what is not depends on your specific policy details.

Some groups considering travel insurance may like the reassurance that their financial investment is protected in the face of unforeseen events. Group travel involves coordinating the plans and schedules of multiple people, making it more susceptible to disruptions caused by illness, flight delays and other unexpected incidents. Travel insurance can offer peace of mind by providing financial protection and streamlining the process of addressing unforeseen challenges.

Travel insurance coverage includes multiple types of protections, depending on the insurer. Common coverages include:

  • Trip cancellation: Group travel insurance often includes trip cancellation as base coverage, reimbursing the costs of your prepaid, non-refundable trip expenses in case of an unforeseen event. To qualify for this coverage, a group member must suffer a qualifying event as named in the policy, like a storm causing a flight cancellation.
  • Emergency medical: Depending on your health insurance provider, you could be liable for a percentage of any hospital bills you incur if injured outside the U.S. Emergency medical protection ensures that group members receive medical assistance and coverage for unexpected medical expenses while traveling. It covers illnesses, injuries, hospitalization and emergency medical evacuations.
  • Travel delay : Insurance can compensate for additional expenses (accommodations, meals and transportation) incurred because of a covered delay, such as flight cancellations or severe weather waits for a cruise.
  • Evacuation: Emergency evacuation coverage is important in remote and international destinations. It covers the costs of medically necessary evacuations, such as airlifting travelers to the nearest suitable medical facility if appropriate care is not available locally.
  • Trip interruption: If your group’s trip is cut short because of unforeseen circumstances, such as a family emergency or severe illness, trip interruption coverage can help reimburse the unused portions of your trip. It can also cover the cost of booking new flights home, which is why it usually has a higher coverage percentage than cancellation coverage.
  • CFAR coverage: CFAR coverage is an add-on that provides flexibility to cancel your trip for reasons outside those listed in your policy. While it often comes at an additional cost, CFAR allows you to recoup a significant portion of your prepaid expenses if you decide not to travel for personal reasons, providing an exceptionally high benefit for expensive group trips.

Common Add-ons

Add-ons for travel insurance can vary, but some may include:

  • Accidental death and dismemberment coverage
  • Sporting and golf equipment coverage

Considering COVID-19

We still live in a world where COVID-19 is an active virus that could throw a wrench into travel plans. Travel insurance may cover your group members if their trip is canceled or interrupted due to a medical illness, such as catching COVID-19. However, canceling due to fear of travel alone may not be covered. Reading the terms of your policy can help you understand how you’re protected.

How Much Does Group Travel Insurance Cost?

According to our research, the average cost of a travel insurance policy for groups is $335. However, the actual cost of your group plan may vary based on the number of travelers, traveler ages, destination, total trip cost and provider chosen.

Use the calculator below to help estimate the cost of your group’s travel insurance policy.

Factors Impact The Cost of Group Travel Insurance Cost

Many factors affect the cost of a group travel insurance policy, including:

  • The number of people: The number of people traveling is the primary influence of price. For every person included in the policy, the insurer takes on a new level of risk by providing all travelers with individual protections. You can expect to receive a general discount for every traveler you add, but the overall cost goes up as your group size increases.
  • The magnitude of the trip: The duration of your trip also adds more risk to the insurance provider, increasing costs. The longer your trip, the more opportunities for something to go wrong. If you’re traveling to a remote location where medical or political evacuation may be more likely, you can expect to pay more for travel insurance.
  • The cost of the trip: Like individual travel insurance, your trip cost directly affects the coverage price. Trip cancellation and interruption levels depend on each individual’s non-refundable expenses. As individual trip costs increase, the total price of your trip coverage also increases.

travel insurance for large group

Buying travel insurance as a group presents opportunities to save on individual coverage, but you can follow a few strategies to lower costs even more. Start by collecting quotes from each of the top group insurers on our list to see which offers the most affordable policy . Because of differences in underwriting processes, finding the same coverage at different prices between insurers is possible.

Tailoring the insurance plan to meet your group’s specific requirements is another good tactic that allows you to avoid unnecessary expenses and find adequate coverage. Weigh if you need any add-on coverages, and consider medical-only coverage if your group is less concerned about cancellations and interruptions. For frequent travelers, looking at annual policies covering multiple trips is a cost-effective alternative to buying separate policies for each journey.

Is Group Travel Insurance Worth It?

Getting group travel insurance with people sharing the same itinerary and travel reservations can make sense. Managing one policy can be convenient, and you’re aware that each person you’re responsible for on the trip has adequate protection.

For friends, students , and extended family coming from different places and meeting up at a location at different times, you’re better off going with separate coverage. That’s because you need to provide similar travel dates and the same trip destination to get a quote. And from a planning standpoint, it would likely be easier to manage policies for separate itineraries individually.

Frequently Asked Questions About Group Travel Insurance

Is it better to buy travel insurance as a group or individual.

It depends on your travel plans. If you’re traveling in a group with shared plans, buying group travel insurance can be an affordable and easy way to obtain coverage.

For people traveling from separate locations with different itineraries, getting individual policies is a better way to get the best coverage for everyone going on the trip.

What is group travel insurance?

Group travel insurance policies are travel insurance policies that cover several members, such as 10 or more, taking a trip together.

What is the difference between group travel insurance and individual travel insurance?

Group travel insurance policies are for larger groups. An individual travel insurance policy can cover you and other travelers, like your children or your partner — but it doesn’t cover members of a larger party like group travel insurance does.

Is it cheaper to get travel insurance as a group?

It depends. Factors like the trip cost and how many people are going can all contribute to the price. Comparing rates with different providers can help you find the most affordable policy with coverage that’s sufficient for your getaway.

Other Insurance Resources From MarketWatch Guides 

Gain insight into our ratings for the best home, renters, pet, travel or life insurance providers and find affordable recommendations for necessary insurance products.

  • Prominent Pet Insurance Companies
  • Premier Travel Insurance Companies
  • Outstanding Homeowners Insurance Providers
  • Top Renters Insurance Firms
  • Budget-friendly Renters Insurance Providers
  • National Term Life Insurance Providers
  • Cost-effective Homeowners Insurance Companies

Methodology: Our System for Ranking the Best Travel Insurance Companies

  • A 30-year-old couple taking a $5,000 vacation to Mexico.
  • A family of four taking an $8,000 vacation to Mexico.
  • A 65-year-old couple taking a $7,000 vacation to the United Kingdom.
  • A 30-year-old couple taking a $7,000 trip to the United Kingdom.
  • A 19-year-old taking a $2,000 trip to France.
  • A 27-year-old couple taking a $1,200 trip to Greece.
  • A 51-year-old couple taking a $2,000 trip to Spain.
  • Plan availability (10%): We look for insurers with a variety of travel insurance plans and the ability to customize a policy with coverage upgrades.
  • Coverage details (29%): We review the baseline coverage each company offers in its cheapest comprehensive plan. A provider with robust coverage earns full points, including baggage delay and loss, COVID-19 coverage, emergency evacuation and medical coverage, trip delay and cancellation coverage, and more. Companies also receive points for offering a variety of policy add-ons like accidental death and dismemberment, extreme sports, valuable items, cancel for any reason coverage and more.
  • Coverage times and amounts (34%): We compare each company’s waiting periods and maximum reimbursement amounts for baggage, travel and weather delays. Companies that offer customers reimbursement after fewer than 12 hours of delays earn full points in this category. We also reward travel insurance providers that cover more than 100% of trip costs in the event of cancellations or interruptions.
  • Company service and reviews (17%): We look for indicators that a company is well-prepared to respond to customer needs. Companies with an established global resource network, 24/7 emergency hotline, mobile app, multiple ways to file a claim and concierge services score higher in this category. We assess reputation by evaluating consumer reviews, third-party financial strength and customer experience ratings, specifically from AM Best and the Better Business Bureau (BBB).

For more information, read our full travel insurance methodology.

A.M. Best Disclaimer

More Travel Insurance Guides

  • Best covid travel insurance companies
  • Best cruise insurance plans
  • Best travel insurance companies
  • Cheapest travel insurance
  • Health insurance for visitors to usa
  • Best senior travel insurance
  • Best travel insurance for families
  • Best student travel insurance plans
  • Travel insurance for parents visiting USA
  • Best travel medical insurance plans
  • How much does travel insurance cost?

If you have feedback or questions about this article, please email the MarketWatch Guides team at  editors@marketwatchguides. com .

More Travel Insurance Resources

Portrait of happy girl in a hat with a backpack standing on background of mountains and sea.

Best Group Travel Insurance Plans of April 2023

Here are the best policies to cover your group trip, plus everything else you need to know about group travel insurance

Best Group Travel Insurance Plans of April 2023

Looking for the best group travel insurance policy for an upcoming trip with friends and family? Look no further! Today, we’re going to share our recommendations so you can get the best group travel insurance coverage for you.

If you’re planning a trip for a larger group of people, you should consider group travel insurance. This will protect you from losing money for canceled trips, medical emergencies abroad, delays, and countless other mishaps. Here is a summary of our findings for the best group travel insurance policy in 2022:

  • Best plan for up to 10 travelers : Worldwide Trip Protector
  • Best plan for 10+ travelers : RoundTrip Group
  • Best medical plan for 10+ travelers : Liaison Travel Plus Group

Before we get into our explanation for these recommendations for group coverage, here is some basic information on group policies. Read the full guide for more information on how much these plans cost, what they cover, and more information on group travel insurance in general.

Basic Information On Group Travel Insurance

There are a few options for insurance, depending on the size of your group and the type of coverage you need.

The first option is comprehensive travel insurance . This would cover your trip cost if you needed to cancel, medical emergencies, baggage, delays, and more. These plan cost more because they have more coverage.

The second option is travel medical insurance . This type of plan focuses on medical emergencies and evacuation (if necessary). These plans cost less because they don’t cover your trip costs.

For both options, the following criteria are important and are considered when picking these best plans:

  • Covers Covid-19 for medical treatment and cancellation*
  • Emergency medical coverage – at least $100,000 (per person)
  • Evacuation coverage – at least $100,000
  • Good weather & hurricane coverage*
  • Travel Delay trigger 12 hours or less
  • ‘Cancel for any reason’ available*

*applies to comprehensive plans

The following are my recommended insurance plans for group trips based on the criteria listed above, individual features in each policy, and the cost. All plans are offered by A.M.Best Rated reputable companies that specialize in travel insurance.

Best Group Travel Insurance plan for up to 10 travelers

This plan is perfect for a large family, or a multi-generational trip that includes grandparents, adults, and the grandchildren. It is a standard plan (covers cancellation, interruption, medical, evacuation, baggage, delays, etc) that you would purchase for any other trip. However, it happens to have great pricing for a larger traveling group. Quoting/purchase process is just like any other travel insurance plan. Note: All travelers must reside in the same state.

Travel insured international logo

Worldwide Trip Protector

  • Covid covered for sickness cancellation and emergency medical
  • $100,000 Emergency Medical (Primary)
  • $1,000,000 Medical Evacuation
  • Cancel For Any Reason available
  • Weather coverage includes NOAA hurricane warnings
  • Travel Delay after 6 hour common carrier delay
  • School year extension is a covered reason for cancellation
  • Cheapest group travel insurance that met the criteria
  • All travelers must live in the same state
  • Great for: Multi-generational trips with grandparents, adults, and the grandkids. This is a standard travel insurance plan so it’s simpler to purchase (as opposed to an official “group” plan intended for 10+ travelers).

Example quote $816 (includes all travelers): For the above plan, the example trip includes 10 travelers (70, 70, 45, 45, 40, 40, 14, 14, 12, 12) on a two week trip, with a total trip cost of $20,000).

Best group travel insurance plan for 10+ travelers

For groups of more than 10 travelers that still want full comprehensive coverage for their trip, the following plan is the best choice. This is a plan that has special group rating for larger groups, and simplified enrollment. This is a good plan for larger families and organized tours, or any other trip where you want comprehensive coverage (covers cancellation, interruption, medical, evacuation, baggage, delays, etc). More details below on quoting & purchasing.

Seven Corners logo

RoundTrip Group Travel Insurance Policy

  • Travel Delay trigger is 6 hours
  • Great for: Large (11+) families or large group trips when you want cancellation insurance.

Example quote $2,014 (includes all travelers): For the above plan, the example trip includes 16 travelers (70, 70, 70, 70, 45, 45, 42, 42, 40, 40, 14, 14, 14, 14, 12, 12) on a two week trip, with a total trip cost of $32,000).

Best group travel medical plan for 10+ travelers

For a group trip larger than 10 travelers where you only want coverage for medical emergencies, this is the best plan. With comprehensive travel insurance, you have coverage for canceled or interrupted trips, medical emergencies, baggage, etc. This plan focuses on emergency medical coverage and medical evacuation coverage. This is a simpler, lower-cost option for when cancellation is not a concern.

Liaison Travel Plus Group

  • Covid covered for emergency medical
  • No coverage for cancellation
  • Selectable medical from $50,000-$5,000,000
  • Has some non-medical coverage like baggage, delay, and trip interruption
  • Great for: Large groups traveling abroad, concerned with medical and evacuation only.

Example quote $1,627 (includes all travelers): For the above plan, the example trip includes 16 travelers (70, 70, 70, 70, 45, 45, 42, 42, 40, 40, 14, 14, 14, 14, 12, 12) on a two week trip with medical coverage up to $100,000).

How Much Does Group Travel Insurance Cost?

In general, comprehensive travel insurance costs between 4-10% of your insured trip cost. A travel medical only plan can vary, but a general rule would be under $10/day for each traveler.

Comprehensive plans cost more because they are insuring your trip cost in addition to medical emergencies. For example: A comprehensive plan for a large family cruise would cover their $25,000 trip cost, plus medical, evacuations, baggage, and delays. That is a lot of financial risk for the insurance company, so they need to charge more. The same trip with medical only would have less financial risk, so far less premium.

Here are sample costs from above on a per-person basis:

Full comprehensive coverage for a group up to 10 travelers:

This is a trip with two grandparents, their two adult children and two spouses, and six grandchildren. They are taking a two-week trip costing $20,000.

The policy above (Worldwide Trip Protector) would cost $816 for all travelers, which is around 4% of the trip cost. The plan covers trip cancellation, medical emergencies, evacuation, baggage, delays, and more. The cost breaks down to $81/person for two weeks of coverage.

Full comprehensive coverage for a group over 10 people:

This is a similar trip but with more people, totaling 16. They are taking a two-week trip costing $32,000.

The policy above (RoundTrip Group) would cost $2,014 for all travelers, which is around 6% of the trip cost. The plan covers trip cancellation, medical emergencies, evacuation, baggage, delays, and more. The cost breaks down to $125/person for two weeks of coverage.

Travel medical coverage for a group over 10 people:

This is a similar trip but with more people, totaling 16. They are taking a two-week trip.

The policy above (Liaison Travel Plus Group) would cost $1,627 for all travelers. The plan covers medical emergencies, evacuation, baggage, delays, and more. The cost breaks down to $7/day for each traveler.

Important coverages for group trips

Best group travel insurance large group of people skiing

The risks on a group trip are similar to any other trip, but with more people you have a higher chance of something happening. Here are the main covered reasons for trip cancellation to think about with descriptions of each one:

  • Trip cancellation and interruption coverage
  • Covid-19 coverage for cancellations and medical treatment
  • Emergency medical and Evacuation coverage
  • Hurricane & weather coverage
  • Cancel For Any Reason (CFAR) upgrade available
  • Travel Delay
  • Baggage Loss, Theft, or Damage
  • Baggage Delay

Wrapping Up Our Review Of The Best Travel Insurance Policies For Groups

Well, there you have it – the best group travel insurance coverage currently available. In summary, here are our findings:

The best way to determine your ideal travel insurance for a group? Get a quote through us. We’ll seek out the most ideal coverage for your unique trip – no matter where you’re headed, who you’re going with, and what you want covered. Get started today so you can relax and enjoy peace of mind on your travels put a price tag on that!

Damian Tysdal

DamianTysdal

Damian Tysdal is the founder of CoverTrip, and is a licensed agent for travel insurance (MA 1883287). He believes travel insurance should be easier to understand, and started the first travel insurance blog in 2006.

Cheapest Travel Insurance Plans March 2023

  • 14 October 2022

The Best Travel Insurance Plan in January 2024

  • 25 March 2022

Best Cruise Travel Insurance Plans of February 2024

  • 8 March 2022

Travel with peace-of-mind... Compare quotes for free

What is group travel insurance?

  • Coverage options
  • Choosing the right plan

Purchasing and managing group policies

  • Special considerations
  • Final recommendations and tips

Group Travel Insurance: A Comprehensive Guide

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

  • Group travel insurance is a single policy that covers groups of 10 or more. 
  • Everyone in the group must have the same itinerary and travel to the same destination.
  • Shop early and compare quotes to get the best deal. 

Whether preparing for a large family reunion in another state, booking a business trip with colleagues, or traveling with your college crew to a new country, you might consider group travel insurance. Group travel insurance provides financial protection for trips of 10 or more groups. But apart from the party size requirements, it functions the same as other travel insurance policies. 

Here's what you need to know about group travel insurance — how to determine if you need it, different options, and tips to secure the best deal. 

Group travel insurance is a single travel insurance policy that protects everyone on a trip. The policies are available for groups of 10 or more. Unlike other insurance policies that only cover one person or family travel insurance that only covers related travelers, group travel insurance can cover any group traveling together. You do not have to be related.

Group travel insurance policies usually offer comprehensive coverage, including standard protections against lost luggage, legal fees, medical emergencies, trip cancellations, and more. 

Key Benefits of Group Travel Insurance

Cost-effectiveness.

Group travel insurance may be cheaper than buying separate policies for each individual traveler. Insurance companies may provide discounts for insuring multiple people, as this lowers administrative overhead per person. This is similar to how auto insurers offer rate reductions for consumers who insure multiple people under one policy. 

It's worth noting that group travel insurance costs depend on the insurer and your trip details. Comparing quotes can help you find the best rates on the coverages you need.

You can find our guide on the best cheap travel insurance here.

Simplified management

Group travel insurance might make sense if everyone in your group has the same itinerary and travels to the same destination. The main perk of group travel insurance versus separate policies for each person is that it streamlines the purchasing process. You can buy one policy instead of multiple.

But to make it work, your group needs to be organized. This is especially true if group members intend to split the cost of the policy. It's crucial to communicate well with the people in your group and ensure everyone is on the same page. 

Coverage Options

Common coverage features.

Most group travel insurance policies offer comprehensive coverage, which usually covers common travel issues like cancellations and medical emergencies. 

Here's what comprehensive group travel insurance covers :

  • Trip cancellation insurance: If you need to cancel your trip, this coverage reimburses you for the cost of travel. Each policy includes a list of cancellation reasons that are covered.
  • Travel insurance for baggage: This covers the cost of stolen or missing luggage.
  • Emergency medical evacuation insurance : Covers the cost of transportation from one location to another due to an emergency medical situation.
  • Travel medical insurance: If you need medical care due to illness or injury while traveling, this part of the policy covers the cost. 
  • Trip interruption travel insurance: If you have to cut your trip short due to an unforeseen emergency, this helps pay for travel plan changes. 
  • Trip delay travel insurance: If there are delays to your flight or another aspect of your trip, this covers extra costs associated with the delay. It might include reimbursement for meals or hotel expenses. 

Additional coverage options

You can customize your travel insurance policy with coverage options at an additional premium. These add-ons can be helpful to provide adequate coverage for your group's specific needs. Some examples include:

  • Adventure and sports coverage: For planned activities that involved increased risk (e.g., hiking, scuba diving, skiing, etc.) 
  • Special events coverage: For cancellations, interruptions, or other losses that occur during planned events (e.g., weddings, corporate events, excursions, etc.)
  • Equipment coverage: For damage, loss, or theft of equipment or gear brought on the trip (e.g., sports equipment, tech, etc.)
  • Pre-existing condition waiver : For those with pre-existing conditions to receive travel medical coverage while traveling

Choosing the right group travel insurance

Assessing group needs.

Assessing your group's needs can help you choose the right group travel insurance. Some factors to consider include but aren't limited to the duration and destination of your trip, the type of travelers and their needs (including their ages and any pre-existing conditions), planned activities, and the group's budget.

Comparing insurance providers

Depending on the details of your trip, group travel insurance might be cheaper than purchasing individual policies for each traveler. But that is not always the case. As you shop for group travel insurance, there are steps you can take to ensure you get the best deal.

Get multiple quotes

It's smart to compare quotes from several providers. Multiple quotes allow you to compare coverage options and pricing. You can use a travel insurance comparison site like SquareMouth or TravelInsurance.com . Or you contact providers directly. Once you know the price range for protection, you can select the provider that seems like the best fit. 

The best time to buy travel insurance is right after you make your first trip deposit. Your policy kicks in right away, which is helpful if an event occurs that forces you to cancel your trip. Additionally, an early purchase can be necessary to qualify for certain riders, such as pre-existing condition coverage and CFAR travel insurance .

Application and enrollment process

You should be prepared to provide the following information about your group when fielding quotes from travel insurance companies. 

  • Trip dates 
  • Travelers' names and date of birth
  • Destination 
  • Initial trip deposit date 
  • Cost of trip per traveler (prepaid and nonrefundable expenses)

Your insurance company may ask for additional information, such as pre-existing medical conditions and planned activities. 

Policy management and claims

The coverage you select applies to everyone in the group. Each group member can make individual claims, which is helpful if only one or two people need to make a claim. But if everyone is involved, the entire group can file claims. 

Special Considerations for Group Travel Insurance

Tailoring policies to group type.

It's important to tailor your insurance policy based on the type of group and the trip to ensure adequate protection. For example, if you're traveling with senior members, you want your policy's medical coverage to include pre-existing conditions. If your trip has physical or outdoor activities, adventure and sports coverage is additional protection worth considering. 

A travel insurance agent can help you identify which coverages are necessary for your group's trip and find a policy that works for your group's budget.

Handling diverse member needs

Handling the diverse needs of group members within a single policy requires careful attention to policy details, including coverage specifics and deductibles. Start by thoroughly reviewing the policy to understand the included coverages and associated deductibles. If certain coverages are unnecessary for your group, ask your insurer whether they can be removed to reduce costs. 

You may want to look for a policy with add-ons or customizable options. This allows you to tailor the coverage to meet the specific needs of different group members. Additionally, consider raising the deductible to lower the premium. However, ensure the deductible amount is affordable for all members in case a claim needs to be filed. This ensures your group has adequate protection while accommodating the diverse financial needs of the group.

Group travel insurance final recommendations and tips

Best practices for group leaders.

Before your trip, communicate insurance details like coverage inclusions, exclusions, deductibles, and how to file a claim with your group. It also helps to maintain policy documents in case an unexpected event arises. 

You and your group should also establish a contingency plan and save your insurance's emergency hotline contact number for medical emergencies, natural disasters, or other travel disruptions.

Resources for further information

For further information on group travel insurance, check out:

  • Insurance companies' websites for information about coverage options, exclusions, and getting a quote. 
  • Travel insurance comparison sites allow users to compare policies from multiple providers at once based on coverage, price, and other factors. Some examples of comparison websites include InsureMyTrip , Squaremouth, and VisitorsCoverage . 
  • Travel agencies to help you book your trip and pick group travel insurance based on your itinerary. 
  • Consumer review sites like Trustpilot and ConsumerAffairs to read first-hand testimonials by real users on their experience with a company. 

Group travel insurance FAQs

Group travel insurance typically requires a minimum of 10 travelers to qualify for group travel insurance, but this varies by provider.

Yes, many group travel insurance policies offer options for various activities specific to the group's needs and travel itinerary, such as adventure and sports, special events, and equipment coverage. 

Group travel insurance can be more cost-effective per person than individual policies, especially for larger groups. Compare quotes from various insurance providers to get the best deal on the coverages you need. 

If one member  of a group travel insurance plan has an issue, that member can file a claim with the travel insurance company individually. That's why it's important for every member to be familiar with the claims process in case an issue arises. 

A group leader should consider the group's specific needs, planned activities, destination-specific risks, and the group's budget when choosing a travel insurance policy. 

travel insurance for large group

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

**Enrollment required.

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Group travelers.

Travel is better together, and the best thing you can do for your group is to keep everyone safe and protected on your trip. Contact a Seven Corners licensed agent to get the best travel insurance for groups.

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From school trips to friends’ getaways to vacations with the entire extended family, travel insurance for groups is a must-have. Seven Corners can help everyone protect the money they’ve spent for their trip and be prepared in case of a medical emergency while traveling. When they’re relying on you, you can rely on us.

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Traveling outside the U.S. with your crew? You want travel medical insurance. Worried about cancellations and lost baggage, regardless of whether it’s a domestic or international trip? You want trip protection. We’ll help you get the right plan for your group on the go.

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11 Best Travel Insurance Companies in June 2024

Sean Cudahy

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

If the past few years have shown us anything, it’s that travelers need to be prepared for the unexpected — from a pandemic to flight troubles to the crowded airport terminals so many of us have encountered.

If you don't have sufficient travel insurance coverage via your credit card , you can supplement your policies with third-party plans.

Whether you’re looking for an international travel insurance plan, emergency medical care or a policy that includes extreme sports, these are the best travel insurance providers to get you covered.

How we found the best travel insurance

We looked at quotes from various companies for a 10-day trip to Mexico in September 2024. The traveler was a 55-year-old woman from Florida who spent $3,000 total on the trip, including airfare.

On average, the price of each company’s most basic coverage plan was $126.53. The costs displayed below do not include optional add-ons, such as Cancel For Any Reason coverage or pre-existing medical condition coverage.

Read our full analysis about the average cost of travel insurance so you can budget better for your next trip.

However, depending on the plan, you may be able to customize at an added cost.

As we continue to evaluate more travel insurance companies and receive fresh market data, this collection of best travel insurance companies is likely to change. See our full methodology for more details.

Best insurance companies

Types of travel insurance

What does travel insurance cover, what’s not covered, how much does it cost, do i need travel insurance, how to choose the best travel insurance policy, what are the top travel destinations in 2024, more resources for travel insurance shoppers.

Top credit cards with travel insurance

Methodology

Best travel insurance overall: berkshire hathaway travel protection.

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Berkshire Hathaway Travel Protection

  • ExactCare Value (basic) plan is among the least expensive we surveyed.
  • Speciality plans available for road trips, luxury travel, adventure activities, flights and cruises.
  • Company may reimburse claimants faster than average, including possible same-day compensation.
  • Multiple "Trip Delay" coverage types might make claims confusing.
  • Cheapest plan only includes fixed amounts for its coverage.

Under the direction of chair and CEO Warren Buffett, Berkshire Hathaway Travel Protection has been around since 2014. Its plans provide numerous opportunities for travelers to customize coverage to their needs.

At $135 for our sample trip, the ExactCare Value (basic) plan from Berkshire Hathaway Travel Protection offers protection roughly $10 above the average price.

Want something cheaper? Air travelers looking for inexpensive, less comprehensive protections might opt for a basic AirCare plan that includes fixed amounts for its coverage .

Read our full review of Berkshire Hathaway .

What else makes Berkshire Hathaway Travel Protection great:

Pre-existing medical condition exclusion waivers available at nearly all plan levels. 

Plans available for travelers going on a cruise, participating in extreme sports or taking a luxury trip.

ExactCare Value (basic) plan was among the least expensive we surveyed.

Best for emergency medical coverage: Allianz Global Assistance

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Annual or single-trip policies are available.

  • Multiple types of insurance available.
  • All plans include access to a 24/7 assistance hotline.
  • More expensive than average.
  • CFAR upgrades are not available.
  • Rental car protection is only available by adding the One Trip Rental Car protector to your plan or by purchasing a standalone rental car plan.

Allianz Global Assistance is a reputable travel insurance company offering plans for over 25 years. Customers can choose from a variety of single and annual policies to fit their needs. On top of comprehensive coverage, some travelers might opt for the more affordable OneTrip Cancellation Plus, which is geared toward domestic travelers looking for trip protections but don’t need post-departure benefits like emergency medical or baggage lost.

For our test trip, Allianz Global Assistance’s basic coverage cost $149, about $22 above average.

What else makes Allianz Global Assistance great:

Annual and single-trip plans.

Plans are available for international and domestic trips.

Stand-alone and add-on rental car damage product available.

Read our full review of Allianz Global Assistance .

Best for travelers with pre-existing medical conditions: Travel Guard by AIG

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Travel Guard by AIG

  • Offers last-minute coverage.
  • Pre-Existing Medical Conditions Exclusion Waiver available at all plan levels.
  • Plan available for business travelers.
  • Cancel For Any reason coverage only available for higher-level plans, and only reimburses up to 50% of the trip cost.
  • Trip interruption coverage doesn't apply to trips paid for with points and miles.

Travel Guard by AIG offers a variety of plans and coverages to fit travelers’ needs. On top of more standard trip protections like trip cancellation, interruption, baggage and medical coverage, the Cancel For Any Reason upgrade is available on certain Travel Guard plans, which allows you to cancel a trip for any reason and get 50% of your nonrefundable deposit back as long as the trip is canceled at least two days before the scheduled departure date.

At $107 for our sample trip, the Essential plan was below average, saving roughly $20.

What else makes Travel Guard by AIG great:

Three comprehensive plans and a Pack N' Go plan for last-minute travelers who don't need cancellation benefits.

Flight protection, car rental, and medical evacuation coverage, as well as annual plans available.

Pre-existing medical conditions exclusion waiver available on all plan levels, as long as it's purchased within 15 days.

Read our full review of Travel Guard by AIG .

Best for those who pack expensive equipment: Travel Insured International

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Travel Insured International

  • Higher-level plan include optional add-ons for event tickets and for electronic equipment
  • Rental car protection add-on for just $8 per day, even on lower-level plan.
  • Many of the customizations are only available on the higher-tier plan.
  • Coverage cost comes in above average in our latest analysis.

Travel Insured International offers several customization options. For instance, those going to see a show may want to add on event ticket registration fee protection. Traveling with expensive gear?Consider adding on coverage for electronic equipment for up to $2,000 in coverage.

Be sure to check which policies are available in your state. You will need to input your destination, residence, trip dates and the number of travelers to get a quote and see coverages.

What else makes Travel Insured International great:

Comprehensive plans include medical expense reimbursement accidents, sickness, evacuation and pre-existing conditions, depending on the plan.

Flight plans include coverage for missed and canceled flights and lost or stolen baggage.

Read our full review of Travel Insured International .

Best for adventurous travelers: World Nomads

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World Nomads

  • Travelers can extend coverage mid-trip.
  • The standard plan covers up to $300,000 in emergency evacuation costs.
  • Plans automatically cover 200+ adventurous activities.
  • No Cancel For Any Reason upgrades are available.
  • No pre-existing medical condition waivers are available.

Many travel insurance plans contain exclusions for adventure sports activities. If you plan to ski, bungee jump, windsurf or parasail, this might be a plan to consider.

Note that the Standard plan ($72 for our sample trip), while the most affordable, provides less coverage than other plans. But it can be a good choice for travelers who are satisfied with trip cancellation and interruption coverage of $2,500 or less, do not need rental car damage protection, find the limits to be sufficient and do not need coverage for certain more adventurous activities.

What else makes World Nomads great:

Comprehensive international travel insurance plans.

Coverage available for adventure activities, such as trekking, mountain biking and scuba diving.

Read our full review of World Nomads .

Best for medical coverage: Travelex Insurance Services

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Travelex Insurance Services

  • Top-tier plan doesn’t break the bank and provides more customization opportunities.
  • Offers a plan specifically for domestic travel.
  • Sells a post-departure medical coverage plan.
  • Fewer customization opportunities on the Basic plan.
  • Though perhaps a plus for domestic travelers, keep in mind the Travel America plan only covers domestic trips.

For starters, basic coverage from Travelex Insurance Services came in at $125, almost exactly average for our sample trip.

Travelex’s plans focus heavily on providing protections that are personalized to your travel style and trip type.

While the company does offer comprehensive plans that include medical benefits, you can also choose between cheaper plans that don’t provide cancellation coverage but do offer protections during your travels.

Read our full review of Travelex Insurance Services .

What else makes Travelex Insurance Services great:

Three comprehensive plans available, two of which cover international trips.

Offers a post-departure plan geared exclusively toward disruptions after you leave home.

Two flight insurance plans available.

Best if you have travel credit card coverage: Seven Corners

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Seven Corners

  • Annual, medical-only and backpacker plans are available.
  • Cancel For Any Reason upgrade is available for the cheapest plan.
  • Cheapest plan also features a much less costly Interruption for Any Reason add-on.
  • Offers only one annual policy option.

Each Seven Corners plan offers several optional add-ons. Among the more unique is a Trip Interruption for Any Reason, which allows you to interrupt a trip 48 hours after the scheduled departure date (for any reason) and receive a refund of up to 75% of your unused nonrefundable deposits.

» Jump to the best cards with travel insurance

The basic coverage plan for our trip to Mexico costs $124 — right around the average.

What else makes Seven Corners great:

Comprehensive plans for U.S. residents and foreigners, including travelers visiting the U.S.

Cheap add-ons for rental car damage, sporting equipment rental or trip interruption for any reason.

Read our full review of Seven Corners .

Best for long-term travelers: IMG

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  • Coverage available for adventure travelers.
  • Offers direct billing.
  • Claim approval can be lengthy.

While some travel insurance companies offer just a handful of plans, with IMG, you’ll really have your pick. Though this requires a bit more research, it allows you to search for coverage that fits your travel needs.

However, travelers will want to be aware that IMG’s iTravelInsured Travel Lite is expensive. Coming in at $149.85, it’s the costliest plan on our list.

Read our full review of IMG .

What else makes IMG great:

More affordable than average.

Many plans to choose from to fit your needs.

Best for travelers with unpredictable work demands: Tin Leg

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  • In addition Cancel For Any Reason, some plans offer cancel for work reason coverage.
  • Adventure sports-specific coverage is available.
  • Plans have overlap that can be hard to distinguish.
  • Only one plan includes Rental Car Damage coverage available as an add-on.

Tin Leg’s Basic plan came in at $134 for our sample trip, adding about $8 onto the average basic policy cost. Note that you’ll pay a lot more if you shop for the most comprehensive coverage, and there are eight plans to choose from for trips abroad.

The multitude of plans can help you find coverage that fits your needs, but with so many to choose from, deciding can be daunting.

The only real way to figure out your ideal plan is to compare them all, look at the plan details and decide which features and coverage suit you and your travel style best.

Read our full Tin Leg review .

Best for booking travel with points and miles: TravelSafe

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  • Covers up to $300 redepositing points and miles on eligible canceled award flights.
  • Optional add-on protection for business equipment or sports rentals.
  • Multi-trip or year-long plans aren’t available.

Selecting your travel insurance plan with TravelSafe is a fairly straightforward process. The company’s website also makes it easy to visualize how optional add-on elements influence the total cost, displaying the final price as soon as you click the coverage.

However, at $136, the Basic plan was among the more expensive for our trip to Mexico.

What else makes TravelSafe great:

Rental car damage coverage add-on is available on both plans.

Cancel For Any Reason coverage available on the TravelSafe Classic plan.

Read our full TravelSafe review .

Best for group travel insurance: HTH Insurance

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HTH Travel Insurance

  • Covers travelers up to 95 years old.
  • Includes direct pay option so members can avoid having to pay up front for services.
  • A 24-hour delay is required for baggage delay coverage on the TripProtector Economy plan.
  • No waivers for pre-existing conditions on the lower-level plan.

HTH offers single-trip and multitrip medical insurance coverage as well as trip protection plans.

At around $125, the Trip Protector Economy policy is at the average mark for plans we reviewed.

You can choose to insure group trips for educators, crew, religious missionaries and corporate travelers.

What else makes HTH Insurance great:

Medical-only coverage and trip protection coverage.

Lots of options for group travelers.

Read our full review of HTH Insurance .

As you shop for travel insurance, you’ll find many of the same coverage categories across numerous plans.

Trip cancellation

This covers the prepaid costs you make for your trip in cases when you need to cancel for a covered reason. This coverage helps you recoup upfront costs paid for flights and nonrefundable hotel reservations.

Trip interruption

Trip interruption benefits generally involve disruptions after you depart. It helps reimburse costs incurred for flight delays, cancellations and plenty of other covered disruptions you might encounter during your travels.

This coverage can cover the costs for you to return home or reimburse unexpected expenses like an extra hotel stay, meals and ground transportation.

Trip delay coverage helps cover unexpected costs when your trip is delayed. This is another coverage that helps offset the costs of flight trouble or other travel disruptions.

Note that many policies have a total amount a traveler can claim, with caps on per diem benefits, too.

Cancel For Any Reason

Cancel For Any Reason coverage allows you to recoup some of the upfront costs you paid for a trip even if you’re canceling for a reason not otherwise covered by your standard travel insurance policy.

Typically, adding this protection to your plan costs extra.

Baggage delay

This coverage helps cover the costs of essential items you might need when your luggage is delayed. Think toiletries, clothing and other immediate items you might need if your luggage didn’t make it on your flight.

Many travel insurance plans with baggage delay protection will specify how long (six, 12, 24 hours, etc.) your luggage must be delayed before you can make a claim.

Lost baggage

Used for travelers whose luggage is lost or stolen, this helps recoup the lost value of the items in your bag.

You’ll want to make sure you closely follow the correct procedures for your plan. Many plans include a maximum total amount you can claim under this coverage and a per-item cap.

Travel medical insurance

This covers out-of-pocket medical costs when travelers run into an emergency.

Because many travelers’ health insurance plans don’t cover medical care overseas, travel medical insurance can help offset out-of-pocket health care costs.

In addition to emergency medical coverage, many plans have medical evacuation or repatriation coverage for costs incurred when you must be taken to a hospital or return to your home country because of a medical situation.

Most travel insurance plans cover many trip protections that can help you be prepared for unexpected travel disruptions and expenses.

These coverages are generally aimed at protecting the money you put into your trip, expenses you incur because of travel trouble and costs incurred if you have a medical emergency overseas.

On top of core coverages like trip cancellation and interruption and travel medical coverage, some plans offer add-on options like waivers for pre-existing conditions, rental car collision damage waivers or adventure sports riders. These usually cost extra or must be added within a specified timeframe.

Typical travel insurance policies offer coverage for many unforeseen events, but as you research to select a plan, consider your needs. Though every plan differs, there are some commonly excluded coverages.

For instance, you typically can’t get coverage for a named storm if you bought the coverage after the storm was named. In other words, if you have a trip to the Caribbean booked for Sept. 25 and on Sept. 20 a hurricane develops and is named, you generally won’t be able to buy a travel insurance plan Sept. 21 in hopes of getting your money back.

Many plans also don’t cover activities performed under the influence of drugs or alcohol or any extreme sports. If the latter applies to you, you might want to consider a plan with specific coverages for adventure-seekers.

For numerous plans, a few other situations don’t qualify as an acceptable reason to cancel and make a claim, such as fear of travel, medical tourism or pregnancies (unless you booked a trip and bought insurance before you became pregnant or there are complications with the pregnancy). This is where a Cancel For Any Reason add-on to your coverage can be helpful.

You can also run into trouble if you give up on a trip too soon: a minor (or even multihour) flight delay likely isn’t sufficient to cancel your entire trip and get reimbursed through your plan. Be sure to review what requirements your specific plan has when it comes to canceling a trip, claiming trip interruption, etc.

Travel insurance costs vary widely. The final price of your plan will fluctuate based on your age, length of trip and destination.

It will also depend on how much coverage you need, whether you add on specialized policies (like Cancel For Any Reason or pre-existing conditions coverage), whether you plan to participate in extreme sports and other factors.

In our examples above, for instance, the 35-year-old traveler taking a $2,000 trip to Italy would have spent an average $76 for a basic plan to get coverage for things like trip cancellation and interruption, baggage protection, etc. That’s a little less than 4% of the total trip cost — lower than average.

If there were multiple members in a traveling party or if they were going on, say, a rock-climbing or bungee-jumping excursion, the costs would go up.

On average, travel insurance comes to about 5% to 10% of the trip cost. However, considering many of the plans reimburse up to 100% of the trip cost (or more) for disruptions like trip cancellation or interruption, it can be a worthwhile expense if something goes wrong.

It depends. Consider the following factors that might affect your decision: You’re young and healthy, all your bookings are refundable or cancelable without a penalty, your flights are nonstop, you’re not checking bags and a credit card you carry offers some travel protections . In that case, travel insurance might not be necessary.

On the other hand, if you prepaid a large chunk of money for a nonrefundable African safari, you’re going on a Caribbean cruise in the middle of a hurricane season or you’re going somewhere where the cost of health care is high, it’s not a bad idea to buy a travel insurance plan. Here’s how to find the best travel insurance coverage for you.

If you’re thinking of booking a trip and not planning to buy travel insurance, you may want to consider at least booking refundable airfare and not prepaying for hotel, rental car and activity reservations. That way, if something goes wrong, you can cancel without losing any money.

Selecting the best travel insurance policy comes down to your needs, concerns, preferences and budget.

As you book, take a few minutes to consider what most concerns you. Is it getting stranded because of flight trouble? Having the ability to cancel for any reason you see fit without losing money? Getting sick or injured right before departure and needing to postpone the trip? Injuring yourself or falling ill while overseas?

Ultimately, you want a plan that protects you, your money and the large investment in your trip — but doesn’t cost too much, either.

Medical coverage. If your priority is having adequate medical coverage abroad, you might want to look for plans with high limits for medical emergencies and medical evacuation.

Complex travel itinerary. If your itinerary has lots of flight connections, prepaid hotels and deposits for activities you can’t get back, prioritizing a plan with the best coverage for trip cancellations or interruptions may land at the top of your list.

Travel uncertainty. If you’re on the fence about a trip and have nonrefundable reservations, you may want to select a plan with a Cancel For Any Reason coverage option, which can help you recoup about 50% to 75% of the costs. This helps provide peace of mind, placing the decision on whether to travel entirely in your hands.

Car rentals. If you’re renting a car, a collision damage waiver is often worth looking into.

The following destinations are the top insured destinations in 2024, according to Squaremouth (a NerdWallet partner).

The Bahamas.

Costa Rica.

Antarctica.

In 2022, travelers spent about 25.53% more on trips than they did before the pandemic.

As of December, NerdWallet analysis determined travel prices are 10% higher than pre-pandemic. Each statistic makes a strong case for protecting your travel investment as you plan your next trip.

Bookmark these resources to help you make smart money moves as you shop for travel insurance.

What is travel insurance?

CFAR explained.

Is travel insurance worth getting?

10 credit cards that provide travel insurance.

We used the following factors to choose insurance providers to highlight:

Breadth of coverage: We looked at how many plans each company offered plus the range of their standard plans. 

Depth of coverage: We considered two data points to get a sense of how much each company pays out for common travel issues — the maximum caps for trip cancellation and trip interruption claims.

Cost: By looking at the costs for basic coverage across multiple companies, we determined an average cost for shoppers to benchmark plan prices against.

Customizability: While standard plans can cover a lot of ground, sometimes you need something a little more personal.

Customer satisfaction. Using data from Squaremouth when available, and Google Reviews as a backup, we can give kudos to companies with better track records from their clients.

No, it doesn’t necessarily get more expensive the longer you wait to purchase. However, as you put off buying insurance, you may lose access to potential plans and coverage options.

In general, buying travel insurance within a few days to two weeks of prepaying or making an initial deposit for your trip is your best bet. Assuming you’re not booking last-minute, this will provide you with access to the widest possible range of coverage options. It also helps prevent any medical conditions or storms that pop up between booking and buying a plan from ending up as excluded situations, which won’t be covered by your plan.

But, generally, many plans do allow you to buy coverage quite close to your departure date.

To get the most out of your travel insurance plan, buy it soon after making your initial prepayment or deposit to ensure you have access to the biggest menu of plans possible.

Select a plan that’s comprehensive enough to cover the travel scenarios you’re most concerned about or likely to encounter but not too expensive or laden with protections you’d never likely need.

Whatever your coverage, thoroughly review the plan so you understand what’s covered and what’s not, plus how to adhere to the plan’s rules for making a claim.

Travelers frequently use phrases like “trip insurance” and “travel insurance,” as well as “trip protection,” interchangeably, but they do mean different things, according to Stan Sandberg, founder of insurance comparison site TravelInsurance.com.

Trip insurance, or trip protection, generally refers to predeparture (or preevent) coverage if you need to cancel. You may see these plans sold by airlines, online travel agencies or even ticketed event sellers.

“You could refer to it as the portion that protects the investment in the trip,” Sandberg says.

A travel insurance plan typically includes that — plus more comprehensive benefits to protect you during your trip, from medical coverage to trip delay and lost baggage protections, and many more elements, depending on the plan.

Though travel insurance is typically not required for international trips, your personal circumstances will play a key role in whether it’s a good investment.

For instance, young, healthy travelers with few prepaid trip expenses embarking on a relatively risk-free trip may not see a need to buy a plan.

Older travelers with complicated itineraries who are visiting destinations where they could potentially fall ill or get injured — or who could encounter bad weather or some other disrupting factor along the way — may want to buy coverage.

Consider a few key questions:

How well would your health insurance plan cover you if you needed to visit a hospital overseas?

How much did you prepay for a hotel or rental car?

How much money would you be out if weather or some other flight issue derailed your itinerary?

Could you afford an unexpected night in a city where you have a connecting flight?

Do you already have a credit card that provides some travel protections?

Your answers to these questions can help you decide whether you need travel insurance for your international trip.

In general, buying travel insurance

within a few days to two weeks of prepaying or making an initial deposit

for your trip is your best bet. Assuming you’re not booking last-minute, this will provide you with access to the widest possible range of coverage options. It also helps prevent any medical conditions or storms that pop up between booking and buying a plan from ending up as excluded situations, which won’t be covered by your plan.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024 :

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

On a similar note...

travel insurance for large group

Do You Need Group Travel Insurance?

Group travel insurance can help protect you from financial losses while traveling with multiple people..

Theresa Stevens

AFCPE Accredited Financial Counselor

6 years experience in the personal financial industry

Theresa is a writer and former financial advisor with experience helping clients solve money challenges. She uses her expertise to clarify complex personal finance concepts.

Read Editorial Guidelines

Featured in

Chris Schafer

15+ years in content creation

7+ years in business and financial services content

Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.

Updated October 10, 2023

travel insurance for large group

Table of contents

  • Group travel insurance
  • How it works
  • Who should consider it
  • Filing a claim
  • Choose the best insurance

Group travel is an exciting way to explore the world while making deeper connections with your fellow travelers. But like any form of travel, it comes with certain risks.

Enter group travel insurance — a type of insurance policy that helps protect you and your travel companions from unexpected events, including medical emergencies and flight delays or cancellations.

Here’s what you need to know about group travel insurance, how it works, and when it might make sense for you to add it to your trip plans.

What is group travel insurance, and why is it important?

Group travel insurance is a type of insurance policy that covers a group of people taking a trip together. This could include families, friends, school groups, or sports teams. While what’s considered a group varies by insurer, it generally refers to 10 or more people traveling together.

Group travel policies and individual travel policies are similar in that they both provide coverage for common travel-related risks, including trip cancellation, lost luggage, and medical costs. Group travel insurance extends this coverage to a larger number of people.

When deciding whether to insure a group of travelers, travel insurance companies typically look at the number and ages of the people traveling, the total trip cost, and the destination. Some insurers may also impose age restrictions for group travel insurance. That’s why it’s important to carefully review the terms and conditions of your group travel policy to understand its specific coverage, limits, and exclusions.

How group travel insurance works

If you’re thinking about purchasing group travel insurance, it’s helpful to understand how it works and what you can expect to pay for coverage. Here’s what you need to know to make an informed decision.

Coverage options

The type and amount of group travel coverage you need depends on the needs of your specific group. Coverage options may include but aren’t limited to trip cancellation, travel delay, emergency medical care, trip interruption, and medical evacuation. Generally, travelers must be going to the same destination and have similar travel dates to qualify for group coverage.

Cost of group travel insurance

In general, you can find plans for as low as $600 and up to $1,600 or more depending on the coverage offerings. [1]

The cost of group travel insurance depends on your trip details, including your destination, group size, ages of travelers, and trip duration. International travel may cost more than travel within the U.S.

Group travel insurance policies usually have different tiers. For example, Allianz offers basic, prime, and premier group travel insurance plans. As the name suggests, the basic plan offers the least coverage and benefits but has the cheapest rate.

Here are the potential costs of an Allianz travel insurance policy for a group of six people aged 30 to 50 traveling to Spain for one week.

Basic group travel plan: $844 ($140.67 per traveler)

Prime group travel plan: $1,147 ($191.17 per traveler)

Premier group travel plan: $1,524 ($254 per traveler)

Benefits of group travel insurance

Group travel insurance policies offer various benefits to travelers, including:

Financial protection

Group travel insurance offers financial protection from a range of potential risks. For example, if you have to cut your trip short due to a covered injury or illness, group travel insurance may reimburse nonrefundable expenses, such as prepaid hotel stays. [2]

Emergency medical care coverage

Doctor’s visits and emergency evacuation are usually covered under group travel insurance. Additionally, some insurers started providing epidemic coverage during the COVID-19 pandemic.

Trip interruption and cancellation coverage

Trip cancellation coverage offers reimbursement if someone in the group has to back out due to sickness, a death in the family, or other situations covered by the policy.

Similarly, if you or another person in the group has to leave a trip early due to a covered reason, trip interruption travel coverage reimburses you for certain nonrefundable expenses, such as the unused portion of your hotel stay.

Baggage loss coverage

Baggage loss coverage will reimburse you for your missing luggage and personal items, usually up to a specific dollar limit — such as $200 or $500, but the exact limit varies by insurer. [3]

Peace of mind during travel

You’ve put time, effort, and money into planning the perfect adventure. Group travel insurance can provide peace of mind, knowing you’ve done everything you can to ensure your trip’s success.

Who should consider group travel insurance?

If you fall under one of the categories below, group travel insurance may be worth looking into before your trip.

Business groups: Companies organizing conferences, retreats, or other business trips for employees may want to consider group travel insurance.

Student groups: Group travel insurance can protect students and teachers during field trips, study abroad programs, or other types of travel.

Family groups: If you have a large family, group travel insurance can provide coverage for all family members, for a single trip, under one policy.

Sports groups: Sports teams traveling for competitions and tournaments may opt for group travel insurance to protect athletes and staff.

Wedding parties: Couples planning destination weddings may arrange group travel insurance for their wedding party and guests.

How to file a group travel insurance claim

Filing a claim on your group travel insurance policy includes the following steps.

1. Collect required documentation

The specific documentation will vary depending on the insurer’s requirements and claim type but may include:

Completed claim form

Copies of your medical bills

Hospital discharge paperwork

Copy of your passport

Copy of your airline ticket and boarding pass

Letter from your airline confirming your lost luggage

Receipts for missing items purchased due to lost or delayed luggage, such as toiletries or clothing

2. File the travel insurance claim

Filing a travel insurance claim follows a similar process to any other insurance claim. You should notify your insurer, ask any questions you have about your coverage, and gather supporting information and documents.

Some insurers have an online portal that allows you to file claims and upload required documentation all in one place.

3. Settle the claim

The time it takes to process and settle a group travel insurance claim depends on the type of claim and the documentation required.

After filing a claim, keep an eye on your email, as your insurer may contact you for clarification or additional proof. Responding to such communications quickly ensures your claim won’t have any delays.

How to choose the best group travel insurance

Here are some tips to help you choose the best group travel insurance plan for you:

Understand the needs of your group

Start by understanding the needs of your group and making sure the coverage works for everyone. For example, if someone in your group has pre-existing medical conditions, you want to make sure it’s covered under the policy.

Compare different insurers

Rates and coverage vary by insurer, so comparing group policies from multiple insurers is one of the best ways to find a plan that works for you and your fellow travelers.

Assess the coverage options

Carefully review the coverage options offered by the policy to determine if it’s adequate for your group’s specific needs. Don’t hesitate to reach out to the insurance company to clarify any of the coverage details.

Group travel insurance FAQs

If you’re planning for an upcoming group trip, this additional information may help as you research your travel insurance options.

Can you buy travel insurance for a group?

Yes. You can generally buy travel insurance for a group of people. However, some insurers may have restrictions based on group size, how many days of travel are planned, and the trip destination. Enter your trip details into an insurance-comparison website to view plans your group may qualify for.

Is it better to buy travel insurance as a group or individually?

It depends. Whether you should purchase an individual or group travel insurance plan varies depending on your specific situation. The main benefits of group travel insurance are convenience and potential cost savings. If you’re on the fence, compare options for individual plans and group travel insurance coverage, considering price, coverage, limits, and exclusions.

How many people are required to qualify for group travel insurance?

This varies by the insurance company, but generally, groups of 10 or more people are eligible for a group travel insurance policy.

What happens if a member of the group falls ill or has an accident?

If someone in your group becomes ill or injured, the first thing to do is seek medical attention if needed. Once you’ve addressed immediate medical needs, you should notify your insurance company and ask how to file a claim. You should be able to submit a claim against your group travel insurance policy through the company’s website, mobile app, or over the phone.

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What Does Cruise Insurance Cover?

  • MarketWatch . " Top 6 Travel Insurance Companies for Group Travel Insurance ."
  • Forbes . " When Do You Need Group Travel Insurance? ."
  • Insuremytrip.com . " Baggage Loss & Delay Coverage ."

Theresa Stevens

Theresa Stevens is a personal finance writer based in Boston, Massachusetts. Her work has been featured in Forbes Advisor, Bankrate, and more. As a former financial advisor, she has first-hand experience helping people solve their money challenges. When she's not writing, you'll find her trying out new karaoke spots or planning her next trip abroad.

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  • File a claim
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Leisure Group Travel Insurance

Chubb Travel Protection provides group travel insurance coverage, services and resources that enhance leisure travel security and peace of mind. The programs we offer are uniquely designed to cover the unexpected risks related to domestic and international travel.

Group travel insurance is available through an eligible travel agency (for groups with a minimum of 10 travelers with the same travel itinerary). 

Group Travel Insurance Coverage Highlights

Chubb Travel Protection offers group plan options available to travelers - Group Travel Basics, Group Travel Deluxe & Group Travel Deluxe and Cancel For Any Reason

Group Travel Basics provides travelers with the core travel insurance benefits including Trip Cancellation, Interruption, Delay, Baggage and Medical coverages. This plan is designed for groups traveling on a domestic trip.

Group Travel Deluxe  provides travelers with the core travel insurance benefits along with additional value and increased coverage limits. This is our most popular plan as groups with both domestic and international travel arrangements find advantages in having this coverage.

All coverage includes worldwide travel assistance that provides concierge, emergency medical, emergency travel, and pre-trip services.

Note: All benefits may not be available in all states.

The Chubb Advantage

  • Consistency: Chubb Travel Protection is a one stop solution for travel companies – we take care of all licensing, service, technology, operations and distribution, so you can concentrate on maximizing your income.
  • Global Capability: Chubb has dedicated, fully licensed travel insurance operations in over 50 countries, and the ability to provide insurance solutions in over 140 countries.
  • Expertise and Experience: We have extensive, proven experience in finding ways to maximize revenue for our partners through multiple distribution channels.
  • First Class Service: Our global service network will take care of your travelers just about anywhere they travel to.
  • Technology Integration: Our Chubb CRS travel technology platform is designed for speed to market and versatile connectivity. We can power your travel insurance through integration with any GDS or connectivity method you may require.
  • Financial Strength: Our strong financial ratings are indicative of Chubb’s solid capital base and financial stability.

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The 5 Best Family Travel Insurance Plans

travel insurance for large group

Travelex Insurance Services »

travel insurance for large group

Allianz Travel Insurance »

travel insurance for large group

Seven Corners »

travel insurance for large group

World Nomads Travel Insurance »

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AIG Travel Guard »

Why Trust Us

U.S. News evaluates ratings, data and scores of more than 50 travel insurance companies from comparison websites like TravelInsurance.com, Squaremouth and InsureMyTrip, plus renowned credit rating agency AM Best, in addition to reviews and recommendations from top travel industry sources and consumers to determine the Best Family Travel Insurance Plans.

Table of Contents

  • Travelex Insurance Services
  • Allianz Travel Insurance
  • Seven Corners

The best travel insurance plans can provide you with considerable peace of mind, but the real value comes into play when you wind up using your coverage. Hassles like flight delays, lost luggage and unexpected injuries can be stressful and traumatic, yet travel insurance can reimburse you for the financial costs associated with these mishaps.

If you are planning to travel with your entire family in tow, you already know that the stakes are higher and the potential for losses even greater. For example, you'll want to make sure children traveling with you have travel medical insurance as well as coverage for trip cancellations and interruptions.

You'll need to compare the best family travel insurance plans of 2023 if you want to find the right one for you and ensure each of your dependents is covered by your policy. U.S. News has compiled this guide to the best of the best when it comes to companies offering family travel insurance, since these top picks make it easy and affordable to add children to your plan.

  • World Nomads Travel Insurance
  • AIG Travel Guard

Travel Select plan offers complimentary coverage for children 17 and younger

Primary coverage with no deductibles

Travel Select only includes up to $50,000 in protection for emergency medical expenses (optional upgrade available)

Meager policy limits ($200) for delayed baggage and sporting equipment

  • Trip cancellation protection worth up to 100% of prepaid travel expenses (up to $50,000)
  • Trip interruption coverage worth up to 150% (up to $75,000)
  • Up to $2,000 ($250 per day) in coverage for trip delays
  • $750 for missed connections
  • $50,000 for emergency medical and dental expenses
  • $500,000 in coverage for emergency medical evacuation and repatriation of remains
  • $1,000 in insurance for baggage and personal effects

SEE FULL REVIEW »

Single-trip travel insurance plans include free coverage for children ages 17 and younger

Allianz offers annual travel insurance plans for families

Not all plans cover kids for free

Get coverage for up to 10 people in a single policy

Generous policy limits for emergency medical expenses and evacuation

Kids aren't covered for free

Emergency dental coverage is capped at $750

  • Trip cancellation coverage worth up to 100% of prepaid trip costs
  • Trip interruption coverage up to 150%
  • Trip delay coverage up to $2,000 ($250 per day)
  • Up to $1,500 in protection for missed tours or cruise connections ($250 per day)
  • Up to $500,000 in coverage for emergency medical expenses
  • Up to $1 million in protection for emergency evacuation

Includes coverage for up to seven children on a single policy

Provides coverage for more than 200 adventure activities and sports

No free travel coverage for kids with paid adults

No option to customize coverage with CFAR protection

  • Up to $100,000 in emergency medical insurance
  • $500,000 in coverage for emergency medical evacuation
  • $3,000 in insurance for lost baggage and belongings
  • $10,000 in insurance for trip cancellation

Free coverage for one child 17 or younger with each paying adult relative on the plan

Choose from three tiers of travel protection based on your needs

Travel medical expense coverage is low ($15,000) with Essential plan

Essential plan also has low limits for baggage delays ($200) and lost or stolen luggage ($750)

  • Up to 100% in coverage for trip cancellation
  • 150% in coverage for trip interruption
  • $1,000 in baggage insurance
  • $300 in protection for baggage delays
  • $50,000 in insurance for emergency medical expenses
  • $500,000 in protection for medical evacuation

Family Travel Insurance: Coverages You'll Need

As you compare the best travel insurance plans for families, you might be wondering which types of coverage are most important. Ultimately, that depends on the cost of your trip, where you're traveling and the travel issues you worry about the most.

Frequent traveler Linda L. Adkins of Spokane, Washington, says she purchases travel insurance for every trip since her U.S.-based health insurance policy doesn't apply when her family travels overseas. She worries not only about emergency medical expenses that could come into play, but also about the high costs of medical evacuation if a family member needs to be transported a long distance or even back to the U.S.

Adkins has also endured scenarios where her luggage was temporarily lost by an airline while traveling internationally, and she says her delayed baggage benefit was useful when it came to purchasing clothing and toiletries. "I spent almost $100 per day for three days in a row while we waited for our bags," she says.

Adkins saved her receipts and received reimbursement through her travel insurance provider's baggage delay benefit.

U.S. News recommends having the following types of coverage (at a minimum) in place for every trip with kids:

  • $50,000-plus in primary insurance per traveler for emergency medical expenses
  • Coverage for COVID-19
  • $100,000-plus in coverage for emergency medical evacuation
  • Adequate protection for trip delays and lost or delayed baggage

Frequently Asked Questions

Credit card travel insurance can provide coverage for families, although the types and amounts of protection you receive can be limited. As an example, the Chase Sapphire Reserve credit card comes with trip cancellation coverage for up to $10,000 per person and up to $20,000 per covered trip, as well as lost luggage reimbursement worth up to $3,000 per passenger if the cardholder or an immediate family member has their luggage lost by a common carrier.

Fine print with the card also states that trip delay coverage can apply if common carrier travel gets delayed by more than six hours or requires an overnight stay, and that both the cardholder and their family members can be reimbursed up to $500 per ticket for incidental travel expenses including meals and lodging.

For credit card travel insurance to apply, the cardholder needs to pay for common carrier travel for all of their family members with the credit card in question. In other words, simply carrying a travel credit card with travel insurance benefits won't be enough.

Travel insurance plans are built to cover every person listed on the application for coverage. This means you can apply for travel insurance as an individual or as a family who wants all members covered under a single plan.

That said, some travel insurance plans are superior for families since they offer free coverage for dependents. Others offer comprehensive travel insurance policies that provide broad coverage for groups up to 10 people.

Why Trust U.S. News Travel

Holly Johnson is an award-winning content creator who has been writing about travel insurance and travel for more than a decade. She has researched travel insurance options for her own vacations and family trips to more than 50 countries around the world, and she has experience navigating the claims and reimbursement process. In fact, she has successfully filed several travel insurance claims for trip delays and trip cancellations over the years. Johnson also works alongside her husband, Greg – who has been licensed to sell travel insurance in 50 states – in their family media business.

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travel insurance for large group

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Find the best international travel insurance coverage for all your trips abroad.

Group Travel Insurance Plans

International group travel insurance plans, protecting your group while saving you time and money.

You’re planning an overseas trip for several people.  You want the trip to go smoothly and for them to be safe. But, if several members of your group become sick or get in an accident, working with multiple insurance carriers and hospitals will be overwhelming. Therefore, you need a group travel insurance plan so you only need to deal with one insurance carrier and hospital. Allow Good Neighbor Insurance to help you choose a group travel insurance plan that fits your specific needs.

Find Your Plan Now

international travel insurance for group travel

Group travel insurance plans are good for:

  • Faith-based organizations and short-term missions
  • NGOs and other organizations sending teams overseas for less than one-year
  • Groups traveling together and special interest groups traveling overseas
  • Conference attendees
  • Short-term Coordinators and Team Leaders
  • Student Groups
  • Volunteer groups and teams
  • Corporate groups traveling together
  • Tour operators use these group travel options for their clients
  • Groups going to the USA and groups traveling abroad

Good Neighbor Insurance offers protection for teams of people traveling together and groups needing emergency medical insurance for overseas travel, including discounted rates, and custom plans available nowhere else. We will help you find the right group travel insurance plan to fit your group’s specific needs.

“I’ve found the GNI staff to be extremely helpful and responsive to my requests. Friendly and great customer service! I highly recommend them to anyone looking for travel insurance!”

Good service, Good rates, Good choice. Helping hundreds of groups and teams like yours stay safe as they travel overseas together.

group travel insurance coverage

The Right Group Travel Insurance Plan for You

Group Travel Insurance Plans from Good Neighbor provide a full range of benefits including:

  • Medical protection starting at less than $1/day
  • Emergency medical evacuation
  • Travel protection
  • Return of remains
  • Optional extreme sports coverage
  • Optional coverage for high-risk destinations
  • Optional personal liability protection
  • Many other benefits

Outreach Group Travel Short-Term Team Insurance

Excellent group overseas travel insurance.

  • Available for travel from anywhere to anywhere – starting at $0.93 a day
  • For charitable groups and teams who are volunteering – SPECIAL RATES
  • Exclusive plan available only at Good Neighbor Insurance
  • We allow teams with as few as one traveler per trip!
  • Includes coverage for COVID-19

Day Tripper Short-term Group Travel Insurance

Budget-friendly group travel insurance with optional upgrades available.

  • Has an up to 100k personal liability option
  • Rates start as low as $.74 a day
  • No minimum number of team members
  • Large groups of 25 or more receives discounted rates
  • Choose your deductibles.

Patriot International Group Travel Insurance

Best rates for non-u.s. residents and young people.

  • Best rates for under 30 years old, if you have at least 5 members
  • international group travel insurance for the USA, or anywhere worldwide
  • Higher medical insurance benefits – Up to $2,000,000
  • Terrorism, Chaperone/Faculty Replacement, Adv. Sports rider

travel insurance group vs individual

Group travel insurance plans have lower rates

The Value of Group Travel Insurance Plans

People like you, who travel with a group, purchase group travel insurance plans to get discounted rates that you can’t get with individual policies. Many of our group travel insurance plans can be used for as few as one or two travelers, which is helpful if people pull out of the trip and you end up with less than you expected.

Group travel insurance plans make it easier for team leaders and summer team coordinators because they provide a simplified, single application process with immediate confirmations. You can request a private personalized web page with your organization’s branding so team members can sign up themselves for plans you select.

Imagine if each of your team members had their own travel insurance plan, with different carriers, policy numbers and emergency contacts. Each carrier may work with its own network of hospitals and medical providers.

Now, what if your team members are involved in a bus accident or are exposed to an illness and begin experiencing serious effects? Your team leader would be contacting several different insurance carriers, dealing with many policy numbers, pre-certifications and claim numbers.

Imagine keeping track of different team members at different hospitals, explaining to loved ones back home why different team members are receiving different care. One insurance carrier might evacuate their member, while another one may refuse. What a nightmare!

This is why teams or groups traveling together should always travel on one travel insurance policy. Not only does it save money, it ensures that all team members will get adequate medical care in an emergency. Group travel insurance plans are much easier to manage!

With a group travel insurance plan, all of your team members are assigned the same insurance carrier, policy number, and emergency contact.

Find Your Plan Now…

Img outreach group travel insurance with option to add enhanced accidental death & dismemberment (ad&d) benefit.

This is one of our most popular and budget-friendly short-term team travel insurance plans, available at specially contracted rates!

Day Tripper Short-Term Group Travel Insurance with Option to Add Personal Liability Benefits

Budget-friendly group travel insurance with optional upgrades available such as natural disaster evacuation coverage

IMG Patriot International Group Travel Insurance with Optional Telehealth Benefits

Robust group international travel insurance with the option to add an ‘Evacuation Plus’ benefit for both U.S. and non-U.S. residents

GeoBlue International Short-Term Team Health Insurance for U.S. Residents Traveling Globally

Group travel insurance for groups of 5 or more: Choice coverage for pre-existing conditions with U.S. ACA plan

iTravel Group Travel Insurance that Includes Trip Cancellation with a ‘Cover For Any Reason’ Add-on Option

Group international travel insurance: Coverage for groups up to age 99

Point Comfort Short Term Insurance for Groups Traveling Overseas

A contracted group travel health insurance plan with one set rate

Azimuth Assurance Short-term Team Insurance for Groups Traveling Outside of Canada and the U.S.

Group international travel insurance with one daily rate per person regardless of age

IMG Patriot Group Travel Insurance: Custom Short-term Team Travel Medical Insurance

Option to have your group travel insurance plan tailor-made with the short-term team insurance plan benefits for your organization.

Things to Consider When Choosing a Group Travel Plan

Where Your Group is Going – Certain regions of the world are considered higher risk destinations due to political instability, a high crime rate or poor medical care. Some medical insurance policies won’t offer coverage in those regions, while others require an add-on to their policy or charge higher premiums to travel there. If you travel to a high-risk region, you’ll want to make sure your plan provides emergency evacuation or medical transportation coverage, or you’ll want to purchase it separately.  

The Size of Your Group and Their Ages – Some plans fit better for large teams, while others fit better for small teams. There are senior plans that tailor their coverage and premium cost to people who are over 65 years old.  

Deductibles and Maximums – You’ll want to understand your group’s preferences for lower premiums or lower deductibles. Also, maximum coverage limits vary by policy and can vary by the age of your group members.

Exclusions – Some group plans may exclude coverage for certain activities considered risky, such as skydiving or scuba diving. You’ll want to check the policy carefully to make sure the activities you are planning are not excluded.

If Your Group’s Transportation Should be Insured – A typical group travel medical insurance policy will offer limited or no coverage for problems with your transportation. If you are concerned about your group’s trip being cancelled, interrupted or delayed, or about lost luggage, you may want to purchase trip cancellation insurance (see below).

Trip Cancellation Plan For Groups

Additional information.

Download our brochure – Travel insurance For Groups and Teams

We can also insure your staff living and working overseas – International employer health insurance, Directors and Officers so you don’t get sued, and much more!

Offering personalized service is what we do best. If you have questions about which international group travel insurance policy is best for you and your group, give us a call or chat with us live. In just a few minutes, we can eliminate the guesswork and recommend the best plan to keep your group safe overseas. Call 1(480)813-9100 or live chat with us to learn more and to ensure your next trip is a success!

Don’t just take our word for it, read what one client says about us:

“The entire process is fast and easy. Once I got the information together, they walked me right through the entire process. Like I said fast and easy. And if there is a claim, they work hard to help get it settled. These guys are my “go to” for missions insurance.”

Here at Good Neighbor Insurance it is very important for us to connect with you.

As an international service provider, we want to be sure that you are taken care of while you, your family, and your friends are traveling or residing around the world. It is our honor to serve you!

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  • Up to £10m emergency medical expenses protection on Gold cover.
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travel insurance for large group

What is group travel insurance? 

If you take out group travel insurance, every member of your travelling party can be insured under the same policy. With our travel insurance for groups, there’s no need for policy members to be related, and you can include all your party on one policy. So, whether you’re travelling as part of a wedding party, visiting another country with a local club or just heading on a beach break with some friends, a group travel insurance policy could be a great solution for you. 

However, if you’re travelling with a significant other, then you may find that couples travel insurance is a better choice. To see whcih travel insurance is right for you, simply click ‘Get a Quote.’

Below is some more information about our products, for which Terms and Conditions apply. Please visit the policy information hub for full details.

travel insurance for large group

Why may I need travel insurance for a group or couples holiday? 

If you're heading abroad as a group then travel insurance is always worthwhile. After all, even if you're going somewhere close by, the unexpected can still happen. For example, your flight could be cancelled, you may be targeted by pickpockets while getting some holiday snaps, or you could fall ill.

But if you take out a group travel insurance policy, you'll have cover in case something does happen. If you've taken out group travel insurance cover, we can help protect you against unexpected medical bills, flight delays or stolen possessions. So, whether you're heading to the beach, hitting the slopes on a skiing holiday, venturing on a backpacking holiday or making the most of your retirement, travel insurance is essential. With our group travel insurance policies, you can enjoy peace of mind from the second you book to the moment you return home. 

What does group travel insurance from Allianz Assistance cover? 

At Allianz Assistance, we offer a level of insurance that’s appropriate for most travellers. Different policies provide varying levels of cover, therefore it’s important that you read your policy documents carefully and understand exactly what you’re covered for. 

Our Single Trip , Annual and Backpacker policies all suit different needs. Plus, we offer three different levels of cover - Bronze, Silver and Gold – so you can choose the cover with the claim limits that meets your needs. Depending on which policy and level of cover you choose, you’ll be covered for:  

  • Cancelling or cutting short your trip
  • Emergency medical and associated expenses
  • Loss of passport*
  • Delayed personal possessions
  • Lost, stolen or damaged personal possessions*
  • Loss of money*
  • Personal accident
  • Missed departures
  • Delayed departures
  • Personal liability
  • Legal expenses
  • End-supplier failure**

*Not available with Bronze level cover.

**Only available with Gold level cover.

Terms and Conditions apply. 

Frequently Asked Questions

It's easy to organise and book travel insurance for groups. As part of our Single Trip and Annual group travel insurance policies, your travelling party can be placed on the same group policy, please note there is an uppr age limit of 80 on our Single Trip policies and 65 on our Annual policies. If you're searching for Backpacker insurance, the upper age limit is 50.

In order to get a quote for your group travel insurance policy, you'll just need to tell us the type of policy you'd like (Single Trip or Annual), where you're going on holiday, the age of all those travelling and whether you require any additional cover. You'll then be given a quote for Bronze, Silver and Gold level of cover. The same information will be needed to be able to get a quote for Backpacker insurance.

If anybody on the policy has any pre-existing medical conditions we are temporarily unable to provide cover for these, while we make improvements to the booking engine of our website. This offer will be reintroduced once the updates have been made and we'll also be able to extend the offer to our Annual group travel insurance policy.

If you're going on holiday in a group, you may find that buying a group travel insurance policy is easier and less time consuming than buying individual policies for each person. You could also save money with group travel insurance cover compared to everyone getting their own insurance for the trip.

By placing every member of the group on the same holiday insurance policy, you'll know that everyone has the same level of cover, and you'll only need to carry one set of policy documents.

When you buy group travel insurance, you'll all receive the same level of cover when it comes to medical emergencies, baggage, loss of personal items, cancellations and more.

Booking group holiday insurance

How to ensure you have the right cover, does your bank or credit card company provide cover.

Many bank accounts and credit cards come with some level of travel insurance cover. While some may be comprehensive, they may not cover you for everything you have planned whilst you’re away, particularly if you have adventurous plans or unusual excursions booked. 

Make sure you look into the travel insurance policy that you have before every trip, to make sure it’s suitable for you and your plans.

Purchasing a holiday using a credit card means you are often protected by Consumer Protection cover. In most cases, it allows you to get your money returned to you if your provider defaults and you cannot travel.

Are you covered by ABTA or ATOL?

If you have booked a holiday through a tour operator or travel agent, it may be worth checking if you are covered by ABTA (Association of British Travel Agents) or ATOL (Air Travel Organiser’s License). This type of cover means that your package holiday is protected if, for example, the travel company providing your holiday arrangements or the travel agent themselves fail financially or close down.

Your travel agents will be able to tell you if your holiday is ABTA or ATOL protected. Alternatively, use the links provided to check your cover at home.

What is an EHIC or GHIC and what can it offer you?

Choose the cover that's best for your group with allianz assistance.

travel insurance for large group

Annual Multi-Trip Travel Insurance

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Winter Sports & Ski Travel Insurance

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Business Travel Insurance

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Travel Insurance for Seniors

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Single Trip Travel Insurance

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Family Travel Insurance

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Sports and Leisure Travel Insurance

travel insurance for large group

Policy documents

You'll need your policy number to submit your claim to us. This is available in your certificate of insurance which is sent to you when you take out cover. 

It's a good idea to take your policy information with you on your trip so you can provide us with all the necessary details in order for us to help.

travel insurance for large group

Claims assessment

Once we receive your claim, it'll be assessed by our experienced team. 

To speed up the assessment of your claim please make sure to include all applicable information and evidence such as receipts, booking confirmations, hotel reservations and crime reference numbers. If you fail to provide all the necessary information this will cause a delay in processing your claim. 

travel insurance for large group

Your claims outcome

Once our team has assessed your claim we'll be in touch with you via your preferred contact method to confirm the outcome and inform you of any next steps.

Travel guides and advice

travel insurance for large group

The GHIC card explained

travel insurance for large group

Travelling whilst pregnant

Essential advice for mums-to-be on how to keep yourself and baby safe whilst travelling. 

travel insurance for large group

Driving in Europe: Tips

travel insurance for large group

Best alternative city breaks

Medical solutions icon

Need help? Call us on: 0371 200 0428

Make a claim, policy documents.

If you have a pre-existing medical condition that we are unable cover under our own policies, you may be able to obtain an alternative travel insurance policy through one of the providers  featured in the MoneyHelper  directory  of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need. To contact the Money Advice Service for further details of the directory

Call: 0800 138 7777 (lines are open Monday to Friday, 8am to 6pm) or Email: [email protected]

travel insurance for large group

Money blog: The 24-minute rule - What time you should actually arrive at cinema to avoid adverts

We've gathered information from the UK's major cinema chains and spoken to experts about how long you can expect adverts and trailers to run until the main event actually begins. Read this and the rest of our Weekend Money content below and we'll be back on Monday with live updates.

Saturday 8 June 2024 08:06, UK

Weekend Money

  • How long trailers last at each cinema chain - and what time you should get there
  • Your comments : Concert prices, state of UK airports, self-service kiosks at Subway and HMRC glitch
  • £2,000 tax hikes and interest rate cuts - the two things you need to know from Money this week

Best of the week

  • Money Problem : 'I returned an item by post to Nike, they say they never got it and won't refund - what can I do?'
  • Why you should consider swapping chicken breasts out of your shopping basket
  • 100,000 reportedly due to remortgage onto higher rates before election - here's what you need to know
  • How brands get you to buy more, more, more
  • How much are student loans, when do you start paying back and what is the interest?
  • Best of the Money blog - an archive

Ask a question or make a comment

By Narbeh Minassian , news reporter

The time on your ticket is 7pm, but you already know it's not going to start then.

So, what time do you get to the cinema?

If you're arriving at 7.10pm, you're almost certainly safe, but any later and you may cut it fine.

Here, we've gathered information from the UK's major cinema chains and spoken to experts about how long you can expect adverts and trailers to run until the main event actually begins.

According to the Cineworld website, ads and trailers "normally last between 30-45 minutes before the actual film begins".

The cinema also asks customers to collect tickets at least 20 minutes before the listed time "to make the most of their visit".

There appears to be a shorter wait at Odeon, which claims advert and trailer length is "typically 15-25 minutes" - but this varies with each performance and can be "considerably less".

"We always recommend to avoid disappointment you arrive with enough time to enter the screen at the scheduled performance start time," the website says.

There's a wider range at Everyman, which says it plays 25 minutes' worth of adverts and trailers.

But beware - "the length of ads and trailers varies for special events and it can be between 15 and 40 minutes, subject to type of event".

There isn't any specific information on the website and we got no response when we reached out to them, but Showcase did respond to a customer on social media on this very question.

In a May 2022 tweet, the cinema said: "The advertised time is when the adverts/ trailers start and are approximately 20-25 minutes long before each show."

Vue offers a more precise window: "Please be aware that most films have around 20 to 25 minutes of ads and trailers before the feature starts."

Its only recommendation is to be in your seat at the time stated so you "don't take any chances in missing the start of your film".

'In general, it's 24 minutes'

Karen Stacey, the chief executive of Digital Cinema Media, which supplies advertisement for the likes of Odeon, Vue and Cineworld, told Sky News the wait is typically 24 minutes - 12 minutes for ads, and 12 for trailers.

This remains true whatever the film and whatever the time of day, with about 95% of DCM's schedules "exactly the same".

"It's very formulaic, that's what consumers are used to," she said. "By making it consistent in length, people are always happy to come and join in."

She said 24 minutes gives schedulers enough time to prepare the film and allow a more staggered entry for the audience - while also bringing in revenue.

Any longer than half an hour, though, is "rare".

"Cinemas want to have as many films in as possible and they want to be mindful they don't finish too late in the evening," Ms Stacey said.

"My experience working with them is they are quite strict."

Are there rules over the length?

As the above suggests, there aren't any set rules or procedures governing cinema advertising length.

Kathryn Jacob, chief executive of cinema advertising company Pearl & Dean, said the length was determined by the cinema.

"Some cinemas take only one ad, like the BFI IMAX, and the maximum length is determined by the cinemas themselves," she told Sky News.

"Factors determining the length depend on demand from advertisers and the films that a cinema might want to showcase to the audience that's at the screening via trailers."

Cinema policy is the key decider and she said research has shown audiences find advertising in cinema "part of the entertainment".

Do viewers like the adverts and trailers?

Ms Jacob may have a point.

According to research published by DCM , advertising in cinemas is more effective than in any other media.

For a 60-second advert in the cinema, viewers will watch 48 seconds, which is a far higher proportion than TV or social media.

It is also highly trusted, with DCM citing a survey by IPA Touchpoints claiming nearly 100% of respondents say they trust what they see in the cinema - for comparison, 75% trust TV adverts.

Avid cinema-goer Bill Boswell, who pays £18 a month for an unlimited pass at Cineworld on the Isle of Wight, said he was happy to wait.

"I know that these adverts help pay for the cinema to run," he told Sky News. "The cinema is my place to escape, so it's good for my mental health and I would not want to lose it.

"If I watch at home, I can sometimes reach for my mobile phone, but a film on the big screen would get my 100% attention, so I just accept the pre-show adverts."

But what are the drawbacks?

The main thing Mr Boswell considers is his car, as his nearest Cineworld offers three hours of free parking.

"I would sometimes plan on 30 minutes of trailers and work back so I can fit the free parking in, as the cinema costs enough already," he said.

"If the film is more than two and a half hours, I park outside town and walk to the cinema."

Consumer expert Martin Lewis raised parking tickets as one of the issues in a 2019 tweet, in which he said he waited 33 minutes for a film to start.

Responding to one user, he said greater clarity would help customers to save on parking tickets and babysitting, while giving "legitimate expectation".

"And there's no rigorous research that prices [cinema tickets] would go up - they're often set by market demand," he added.

Are there alternatives?

If you want to avoid the pre-show altogether, your best bet might be independent or community cinemas.

Draycott Community Cinema, for example, is the only cinema in the Somerset village and is run by volunteers.

Committee member Chloe Haywood told Sky News they are always debating how long to make their pre-show.

They try to keep it to two short trailers, often without any adverts - though they are planning to find a sponsor later this year.

"We do find that it sets the audience up for the screening," she said, referring to their brief pre-show.

"We don't have trailers for long. They're to advertise the next two films, any local news that might be of interest, and then standard 'switch off your phones' type info."

We had a lot of feedback after our in-depth look at why concert ticket prices are so high these days...

Here's some of what you said...

Why do arenas and sports events have to charge so much for food and drinks? Over £8 a pint is absolutely scandalous and opportunistic greed. Britain is an absolute rip off. Lee J
In the same way that football has been gentrified, music is being steered towards the rich and middle class - real fans like me are no longer wanted by agents like Ticketmaster. Frontman
The ones responsible are the ones paying the prices like with coffee shops and other consumer products. Stop paying stupid prices, they won't charge them! Toby
Why are resale tickets allowed to be tripled or quadrupled? Recently offered a David Gilmour ticket for £600??? Springbok
1970... $7.50 to see Elvis at his prime in Vegas. The greatest entertainer ever. 2020... £300 to see Taylor Swift. The most overrated singer around today.  I know who got the best deal there! Steve Elliott

A quick calculation shows $7.50 in 1970 is the equivalent of $60.61 today.

Next, a brief mention of Subway's decision to change its ordering process in all stores to electronic kiosks by the end of the year...

Some readers complained in our comments box but when we asked our followers on LinkedIn whether they liked or loathed self-service via a screen, this was the result...

Another post that got you exercised contained quotes from the boss of Emirates comparing Heathrow to a Second World War airport ...

There wasn't much love for the UK's biggest airport from readers - or for any other airport across the country...

There need to be a lot of change at Heathrow! Specially with immigration checks. The long queues are killing me, someone can't wait 2hrs in a queue to get a clearance, it's absurd! Cheka
Heathrow is not the only one. Coming back to UK through Gatwick yesterday was a sobering experience. Tatty floor covering, scuffed and drab paint everywhere. Wall graphics lacking any imagination or vibrancy. Narrow walkways and corridors. Doesn't show the UK in a good light all. Frequent traveller
Heathrow a Second World War airport? Try coming off a plane with 300 others at Leeds Bradford and queueing outside in the cold and pouring rain trying to shuffle in through a small door that looks like it used to be an emergency exit. How difficult can it be to erect something? Paula Blue
I totally disagree Heathrow is as bad as the president says. Has he ever visited Manchester Airport? AJ

A major HMRC glitch on Monday meant 500,000 families did not get their child benefit on time. Multiple readers wrote in with their views...

So they will be paying compensation then? As they would fine us for late payments... Cybertuck
HMRC? Apologise? Due to an error by working tax credits, I've only just been paid six years' worth. And as to child maintenance payments… I can't even begin to discuss that without crying. LWE
Is there any government IT system in this country that works as it should? Tudor1
I don't have children, very sadly, but if I were told that HMRC were "sorry" for this glitch I would probably feel very violent. We get a lot of apologies these days which mean absolutely nothing (regrettably). Gillydhill

Confirming the problem had been fixed late on Monday afternoon, HMRC said: "We are very sorry some customers didn't receive their scheduled child benefit payments as expected and we understand the concern and difficulty this may have caused. 

"We've fixed the problem and affected customers will now receive their payments on Wednesday morning."

The news agenda this week has been dominated by election campaigning - with the first leaders' debate taking place on Tuesday night.

It saw Rishi Sunak cheer his supporters with the repeated claim that Labour would put up taxes by £2,000.

Sir Keir Starmer was, most observers thought, far too slow to respond - but the claim began to unravel the next day.

Data and economics editor Ed Conway's analysis of the Tory calculations suggested the £2,000 rise was actually spread out over four years - so £500 a year may have been a more suitable number for the PM to throw at his opponent.

Concluding his piece, Conway said you "probably shouldn't" believe the figures - but if you used the same methodology as the Tories, it would show they had put up taxes by £3,000 a year over the course of this parliament. Or £13,000, if you wanted to present the numbers in the same way as Mr Sunak did during the debate. 

Read Conway's full analysis here ...

Some distance from Westminster, the 20 countries that use the euro saw an interest rate cut this week - the European Central Bank moving before the US Fed and Bank of England.

A cut in the UK is currently priced in by markets for September - in the meantime, British holidaymakers could benefit from a weaker euro against the pound.

Business presenter Ian King says a potential weakening of the euro could have wider implications.

He explained: "It comes with risks, not least in terms of pushing up the cost of imports - particularly energy, which is priced in dollars, which could in turn push up inflation."

The price of exports into the US could go down - potentially undercutting American firms.

King went on: "A weaker euro would also carry risks in a US election year in which both Joe Biden and Donald Trump, his challenger, will be seeking to out-bid each other with protectionist policies."

Read his full analysis here ...

The Money blog is your place for consumer news, economic analysis and everything you need to know about the cost of living - bookmark news.sky.com/money.

It runs with live updates every weekday - while on Saturdays we scale back and offer you a selection of weekend reads.

Check them out this morning and we'll be back on Monday with rolling news and features.

The Money team is Bhvishya Patel, Jess Sharp, Katie Williams, Brad Young and Ollie Cooper, with sub-editing by Isobel Souster. The blog is edited by Jimmy Rice.

The BBC's content arm is among the suitors vying to buy the television production company which owns the rights to The Gruffalo.

Sky News has learnt that BBC Studios is participating in a sale process for Magic Light Pictures, which has won three BAFTAs and secured a quartet of Oscar nominations.

The auction is being run by Gotham Street, a specialist media deals boutique.

A number of other bidders are also said to be involved in the process given the quality of Magic Light's content library, which includes a number of works by The Gruffalo's creators, Julia Donaldson and Axel Scheffler.

The Gruffalo has become one of Britain's best-known children's characters, telling the story of an adventurous mouse that fends off a series of would-be predators by telling them about a supposedly imaginary creature called a gruffalo.

In the 2011 sequel, The Gruffalo's Child, the mouse then scares off a young gruffalo by using shadows to project a giant version of itself.

The two films have been distributed internationally by Magic Light, and along with the original Gruffalo books have sparked substantial merchandising revenues as well as a theme park attraction at Chessington World of Adventures.

The woman alleged to be the inspiration for the stalker in hit Netflix series Baby Reindeer is suing the streaming platform for $170m (£133m).

The show is said to be based on the real-life experiences of writer Richard Gadd, who plays himself as he copes with stalker Martha Scott.

Fiona Harvey, 58, claims she is the inspiration for Martha, who begins stalking Gadd after he serves her a free cup of tea in the pub where he works.

In the lawsuit, Ms Harvey has accused Netflix of spreading "brutal lies", including that she is a "twice convicted stalker who was sentenced to five years in prison".

"Defendants told these lies, and never stopped, because it was a better story than the truth, and better stories made money," it states.

"As a result of defendants' lies, malfeasance and utterly reckless misconduct, Harvey's life had been ruined."

Sky News's US partner network NBC News reports the lawsuit described the show's claim "this is a true story" as "the biggest lie in television history".

"Netflix destroyed a woman, claiming, among many allegations, that she was a convicted woman," Richard Roth, a lawyer for Ms Harvey, wrote in an email.

"It never contacted her. It never checked the facts. It never made any effort to understand the truth of its 'true story!'"

The lawsuit seeks actual damages and compensatory damages at $50m (£39m) each, punitive damages at $20m (£16m); as well as "all profits" from Baby Reindeer at $50m (£39m).

A Netflix spokesperson told Sky News: "We intend to defend this matter vigorously and to stand by Richard Gadd's right to tell his story."

Administrators to The Body Shop are aiming to clinch a sale of the stricken cosmetics retailer by the end of the month, even as its former owner veers away from making an offer for it.

Sky News' city editor Mark Kleinman has learnt that FRP Advisory, which was appointed to handle the chain's insolvency in January, has asked for indicative bids by next Tuesday.

British entrepreneur Mike Lynch has been cleared of all charges by a US jury in the high-profile fraud case related to the sale of his software company Autonomy to Hewlett-Packard (HP) in 2011.

Dr Lynch, who was extradited to the US to face trial just over a year ago, was acquitted alongside a former finance executive Stephen Chamberlain who had faced the same charges.

They were accused of conspiracy and attempted fraud over the £8.3bn sale to HP - a deal that has been the subject of costly legal action since.

Labour is promising to get more young people on the housing ladder as it announces its "freedom to buy" scheme on Friday.

The party is pledging to make the existing mortgage guarantee scheme - which sees the government act as a guarantor for people unable to save big deposits - into a permanent fixture if it wins the election on 4 July.

Meanwhile, the Tories are promising a tax cut for parents by raising the threshold for when families have to pay a levy on their child benefit.

The current system means if either parents or a parent's partner earns more than £60,000, they begin paying the high income child benefit tax charge, and lose the benefit altogether when a salary hits £80,000.

But if the Tories win the election on 4 July, they have promised to increase the threshold to £120,000 before any tax is paid, and to £160,000 before the benefit is withdrawn, as well as base it on a household income, rather than an individual.

Ever wanted to own your own Victorian island fort?

Well now you can - with two being listed with a guide price of £1m.

Spitbank Fort in Hampshire and No Man's Land Fort off the Isle of Wight have been listed for auction and can be bought separately - or as a pair if you can't pick between the two.  

During the Second World War, the forts were used to defend the Portsmouth dockyards. 

No Man's Fort is substantially bigger and probably presents itself more as a business opportunity, but Spitbank offers nine large bedroom suites across three floors and could potentially work as a private home to the right buyer. 

No Man's Fort has its own traditional English pub, a nightclub, and a helipad, while Spitbank Fort naturally boasts a wine cave plus a swimming pool and spa complex.

"Throughout my career as an auctioneer I've seen several sea forts hit the market that have achieved impressive prices as buyers have sought to pursue these trophy assets," said Robin Howeson, head of Savills Auctions.

"Having been carefully restored by the current owners, No Man's and Spitbank Fort represent exceptional market value, each guided at £1m. 

"Both offer an opportunity like no other; a waterfront location, up to 99,000sq ft of space and a chance to champion the heritage and legacy of these iconic maritime structures."

The auction takes place on 18 June. 

If you missed out on the general sales but want to bag yourself a last-minute ticket to Taylor Swift's show in Edinburgh tonight , it could set you back a whopping £4,000. 

Not to fear, however, as it is currently possible to land yourself a ticket for as little as £271 - if you settle for a somewhat restricted view. 

We've checked resale giant Viagogo for the latest prices, accurate as of 10.30am. 

As is often the case with popular tours listed on resale sites, many of the tickets are sold individually - so if you're happy to go alone tonight, you're more likely to get a ticket. 

For context, a ticket at general sale cost somewhere between £80-£160 depending on where you sit/stand. 

As it stands, the cheapest seat with an unrestricted view of the stage is currently up for sale at £323.

Just one ticket is up for £271, but has a "restricted view". 

Bringing a crowd

If you're looking to take someone with you, the cheapest pair of tickets without any restricted view will cost you a combined £1,706.

However, if you're happy with a restricted or limited view, you can pay the cheaper price of £538 for the pair (£269 each). 

You can buy up to four tickets in the same area for £303 each (£1,212 together) for a restricted view, or £555 each (£2,220 together) for an unobstructed view of the stage. 

Getting closer to the action 

Standing tickets are much sought after given their proximity to the stage. 

As alluded to at the top of this post, one frankly optimistic reseller has listed four general admission tickets for a staggering £4,256 each (in the "floor" section shown in the map below). 

However, you can get even closer - with one ticket remaining in the separate section to the left of the stage at £651 and another to the right at £559. 

A word of caution

Ticket resale sites, including Viagogo, have previously been accused of "ripping off" consumers amid concerns customers could be turned away at venues because of restrictions on some resold tickets.

The company was told in 2019 that it was required to make a number of changes to the way it collects and presents information about tickets on its site.

It has since pledged to be compliant with UK watchdogs and now offers a "100% order guarantee [which] covers both buyers and sellers".

If you're happy paying over the odds for last-minute tickets, make sure you're buying through a site with such a guarantee and always beware of scams!

House prices in the UK dropped by 0.1% between April and May, data from mortgage lender Halifax shows.

Analysts had expected a drop of around 0.2%, while last week, rival lender Nationwide said its measure of house prices rose in May after falling in the previous two months.

In the 12 months to May, prices rose by 1.5%, Halifax said - faster than the median forecast in a Reuters news agency poll for an annual increase of 1.2%.

"Market activity remained resilient throughout the spring months, supported by strong nominal wage growth and some evidence of an improvement in confidence about the economic outlook," Halifax's head of mortgages, Amanda Bryden, said.

The stable picture for property prices over the last three months was likely to give more confidence to buyers and sellers, she added. 

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travel insurance for large group

IMAGES

  1. Group Travel Insurance Policy And Plan, Travel Insurance For Large

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  2. How To Compare Rates On Group Travel Insurance

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  2. Do you purchase the travel insurance? Better safe, than sorry #insurance #travel #cruise #vacation

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    Group travel insurance is a single policy that covers groups of 10 or more. Everyone in the group must have the same itinerary and travel to the same destination. Shop early and compare quotes to ...

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    Student groups: Group travel insurance can protect students and teachers during field trips, study abroad programs, or other types of travel. Family groups: If you have a large family, group travel insurance can provide coverage for all family members, for a single trip, under one policy.

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    Chubb Travel Protection provides group travel insurance coverage, services and resources that enhance leisure travel security and peace of mind. The programs we offer are uniquely designed to cover the unexpected risks related to domestic and international travel. Group travel insurance is available through an eligible travel agency (for groups ...

  13. 12 Best Travel Insurance Companies Of June 2024

    Shayla Northcutt is the CEO and founder of Northcutt Travel Agencyand a leading world travel expert. Her main expertise includes destination weddings, honeymoons, large group travel, family travel ...

  14. Quote Group Travel Insurance Policies

    Insure a large group of travelers under one cost-effective policy. Not looking for a group travel insurance policy? Start a new quote: Single Trip or Annual. Contact your provider's 24/7 emergency assistance department to get help now. Have any questions? Talk with us directly using LiveChat.

  15. Group Travel Insurance

    How many people you need for group travel insurance will depends on the insurance provider. With Compare the Market, you can search for cheap group travel insurance quotes covering up to 10 people. With very large groups, you might need a specialist policy. You all need to be happy with the level of cover and excess.

  16. Group Travel Insurance

    A group travel insurance policy offers financial protection against unexpected events that might affect your trip. It covers things like holiday cancellation, medical emergencies and lost or stolen baggage. It depends on the provider but in many cases, policies can cover a group of up to 10 people travelling together, or even more - whether ...

  17. Seven Corners Travel Insurance Review

    Group Travel Insurance. Seven Corners International Travel Insurance offers group rates for 10 or more people. Group plans can last 5-364 days and have the same coverage and add-on options as Seven Corners' individual trip insurance. A group travel insurance plan is an excellent option for large families, missionaries and school trips.

  18. Compare Group Travel Insurance Quotes

    Accidents related to alcohol or drugs: If you have an accident while on drugs or alcohol, it's unlikely you'll be covered by group holiday insurance. This includes for injuries and damage to property. High-risk sports: Standard group travel policies likely won't cover injuries by extreme sports, or winter sports and water sports. So look into specialist group travel accident insurance ...

  19. The 5 Best Family Travel Insurance Plans

    Browse the top family travel insurance plans to protect your peace of mind. ... Others offer comprehensive travel insurance policies that provide broad coverage for groups up to 10 people.

  20. Group Travel Insurance

    The Right Group Travel Insurance Plan for You. Group Travel Insurance Plans from Good Neighbor provide a full range of benefits including: Medical protection starting at less than $1/day. Emergency medical evacuation. Travel protection. Return of remains. Optional extreme sports coverage. Optional coverage for high-risk destinations.

  21. Senior Travel lnsurance

    Buy Senior Travel Insurance Online. We make it easy to compare and buy senior travel insurance plans at the guaranteed lowest price. Millions of travelers use TravelInsurance.com to protect their trips across the globe. Compare and buy coverage for your international trip from top rated insurers in just a few minutes.

  22. Group Travel Insurance

    That's why our group cover can cover lost baggage, travel delays, medical emergencies and more. Group cover is available as a Single Trip or Annual Multi-Trip policy. You can cover up to nine people online and up to 30 people when you call us. You can all live at different addresses, so it's ideal for trips with friends and extended family.

  23. Group Travel Insurance

    It's easy to organise and book travel insurance for groups. As part of our Single Trip and Annual group travel insurance policies, your travelling party can be placed on the same group policy, please note there is an uppr age limit of 80 on our Single Trip policies and 65 on our Annual policies. If you're searching for Backpacker insurance, the upper age limit is 50.

  24. Money blog: Victorian island forts

    Two Victorian island forts that were used to defend the Portsmouth dockyards during the Second World War have been listed for auction for £1m each. Read this and the rest of today's consumer news ...

  25. 9 Best Travel Insurance Companies of May 2024

    Why we chose it: We chose Seven Corners as the best travel insurance for large groups because it insures parties of 10 or more travelers through comprehensive policies that cover medical expenses and evacuations.. Seven Corners' simple and budget-friendly Trip Protection Choice plan covers trip cancellation, interruption or delays for specific reasons, including COVID-19 for groups of 10 or ...