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Uplift is the leader in Buy Now, Pay Later for travel .

When you pay monthly for a flight, a cruise, a hotel, or vacation package – you’re giving yourself the freedom to travel farther and explore more enjoyably. Millions of consumers choose Buy Now, Pay Later options for vacation and travel so that they can say “yes” to all those bucket-list items and pay over time.

Paying monthly with Uplift helps you avoid late fees or annual fees you may incur using a credit card. Not to mention you’ll never have to worry about prepayment penalties, debt traps, or compound interest using Uplift.

Whether you’re traveling for work, to visit family or friends, or simply taking that trip you’ve always been dreaming of, using Uplift to pay for flights in installments or spread the cost of your hotel into monthly payments is the perfect option.

Unlike other Buy Now, Pay Later companies, Uplift’s Customer Service Squad is available 24/7 and provides unparalleled service from purchase to final payment.

A few of our partners:

Uplift knows just how much thought, care, and planning goes into creating the most memorable experiences. Lump-sum costs shouldn’t hold you back from booking.

When it comes to paying monthly for your vacation purchases, rest easy knowing that Uplift is the original Buy Now, Pay Later for travel.

Take a look at what our valued travelers have been saying lately.

My daughter just moved from CA to TX and was not able to come home for Thanksgiving. I thought I would surprise her with a visit from myself, her brother and his wife. She will be very happy.

So excited this will be my first trip to Las Vegas an I can take it off my bucket list thanks to Uplift.

Was a great option to pre-book flights without having to pay the entire amount! We travel with a family of 5 so everything is always expensive!

Need more answers to your questions about Uplift? Start here.

Why choose Uplift?

Uplift gives you the freedom to purchase what you want now and pay with fixed monthly payments. Uplift is often a better alternative to credit cards because Uplift charges only simple interest while some credit cards charge interest on interest. Uplift also makes budgeting easy so you can manage your expenses over time rather than paying one large sum all at once.

What kind of products and services can I purchase using Uplift?

Uplift can be used to purchase a wide range of products and services from our travel partners and retailers. Click here to see a full list of our current partners who offer Uplift. Click here to see a full list of our current partners who offer Uplift.

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What is the advantage of using Uplift vs a credit card?

While some credit cards charge interest on interest, Uplift charges only simple interest. If you carry a balance on a credit card, it can be hard to understand what it will cost you. With Uplift, the cost is clear at the time of purchase, with simple interest, predictable payments, and no fees.

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The Guide to Pay Later Travel

Josh is a freelance travel writer who is passionate about remote work and finding amazing travel deals. He has visited over 60 countries and tries to work from a different location each month.

Megan Lee joined the travel rewards team at NerdWallet with over 12 years of SEO, writing and content development experience, primarily in international education and nonprofit work. She has been published in U.S. News & World Report, USA Today and elsewhere, and has spoken at conferences like that of NAFSA: Association of International Educators. Megan has built and directed remote content teams and editorial strategies for websites like GoAbroad and Go Overseas. When not traveling, Megan adventures around her Midwest home base where she likes to attend theme parties, ride her bike and cook Asian food.

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Pay later is becoming a popular travel tool. In 2019, $10 million was spent on travel-related " buy now, pay later ." However, by 2021, $800 million was spent on travel-related buy now, pay later.

With pay later becoming more widely available and used for travel expenses, we'll dive into what you need to know to see whether this financing option is a smart money move for you.

There are different types of pay later travel options

“Pay later” travel is a broad term, but it generally falls into one of two categories:

Buy now, pay later services where you pay for your travel in equal installments, sometimes with added interest. Examples include travel booked using Affirm and Uplift.

Travel that you book in advance but don’t pay for until later. An example is Hotels.com, which will sometimes let you reserve a room and pay for it at check-in.

Basically, as long as you’re not paying in full for the travel upfront, it qualifies as pay later travel.

Some travel companies offer pay later travel options directly

There are several ways to book pay later travel, including booking directly with certain airlines, hotels and other travel companies that offer pay later at checkout, including:

Alaska Airlines.

Southwest Airlines.

United Airlines.

» Learn more: The best travel credit cards right now

Some of these companies offer pay later travel through a partner, and others offer buy now, pay later travel directly.

For instance, Southwest offers buy now, pay later through Uplift, whereas Hilton allows you to book certain reservations by putting a credit card down and then paying in full when you check out.

» Learn more: Are buy now, pay later flights worth it?

There are companies that specialize in pay later that you can use for travel

If you want to use pay later travel for your trip and the airline, hotel or travel company doesn’t offer pay later travel directly, you may be able to pay for your travel later by using a company that specializes in that option — companies like Affirm , Zip , Uplift and Afterpay .

You may also be able to use your credit card for pay later travel. For instance, Chase has a service called My Chase Plan where you can split a purchase of $100 or more into equal monthly installments for a fixed monthly fee instead of credit card interest.

» Learn more: Buy now, pay later already comes standard on many credit cards

Pay later travel may cost you more

Using a pay later service may cost you more money overall, so be sure to read the fine print before opting for pay later travel.

Do the math to compare how much you’ll pay over time versus how much you’ll pay if you pay for the travel upfront.

For example, CheapOair — which offers buy now, pay later travel through Affirm — has a disclaimer:

"Rates from 10–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required."

In CheapOair’s example, you would either:

Pay $800 by paying for your travel upfront.

Pay $866.52 by using pay later travel ($72.21 per month times 12 months).

Because paying later on travel can end up costing you more, unless you’re able to get pay later travel at a 0% interest rate, you should use it only occasionally and stick to paying upfront when you can.

» Learn more: How to make a flight payment plan with no credit check

Your credit may be affected by paying later

Deferring payments on travel may affect your credit score — another reason that this shouldn’t be your go-to option. Affirm, one of the major players in pay later travel, says this about whether using the company will affect your credit:

"Creating an Affirm account and seeing if you prequalify will not affect your credit score. If you decide to buy with Affirm, these things may affect your credit score: making a purchase with Affirm, your payment history with Affirm, how much credit you've used, and how long you’ve had credit."

When using pay later travel companies like Affirm, Zip and Uplift, you should consider it as a loan that can help and hurt your credit score, and it should not be taken out lightly.

» Learn more: Could a buy now, pay later loan affect my credit?

The bottom line

When it comes to travel expenses, these installment loan options generally fall into one of two categories: buy now, pay later services where you pay in equal partial payments (sometimes with an added fee or interest rate) and travel that you book and then pay in full later, like a hotel reservation that doesn’t require payment until checkout.

Although there are travel companies that offer pay later services directly, like Alaska Airlines, Hilton and Priceline, you can also turn to other companies — like Affirm and Uplift — to pay less upfront.

Before financing travel with a pay later service, note that it may cost you more money in the long run and also may affect your credit score, so be sure to do research and read the fine print.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024 :

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1.5%-5% Enjoy 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

Up to $300 Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

on Capital One's website

2x-5x Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.

75,000 Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

Expedia Rewards is now One Key™

Vacation payment plans - book now, pay later.

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Vacation payment plans 

Jet off on your dream 2024 getaway with vacation payment plans by Expedia Affirm. From relaxing beach escapes to European city breaks, your next adventure is more affordable than you think thanks to Expedia’s book now, pay later vacations. Instead of paying the entire trip cost up front, pay-later travel deal lets you make monthly payments towards your adventure whether it’s in 2024 or 2025. Expedia Affirm gives you the option to spread the cost over 3, 6, or 12 months, with no hidden fees. This means you can bag the best travel deals with monthly vacation payment plans. 

Wondering where to take your kids for a summer break in the sun? Choose from a vast array of family vacation packages with payment plans. Your kids could soon be swimming with dolphins in Cancun or riding rollercoasters in Florida’s theme parks. If it’s a romantic retreat you’re seeking, whisk your partner away to an adults-only resort by the beach. You’ll encounter a plethora of all-inclusive vacations with payment plans to hot destinations, including the Caribbean and the Maldives. Play around with the easy-to-use search wizard to view a wide range of book now, pay later vacations. Simply select “Monthly payments” at checkout to book your pay-later travel deal. 

Worried your 2024 plans may change? No problem. Expedia Affirm lets you cancel or modify your booking at no extra cost. You’ll encounter epic vacation payment plans with flexible booking conditions for a vast array of accommodation, car rental, and travel packages. Read on for ideas and inspiration, with everything from romantic weekend getaways to all-inclusive vacations with payment plans. 

Book now, pay later vacations

1. choose your dream expedia vacation.

Take your pick from hundreds of book now, pay later vacation packages. Need inspiration for 2024? Scroll down and you’ll encounter plenty of ideas for relaxing vacations with payment plans, including short getaways and international adventures. If you’ve got somewhere in mind, tap your dates and destination into the search wizard to compare the best pay-later travel deals.

2. Select the plan that works for you

Ready to snatch up one of Expedia’s book now, pay later vacations? Then click “Monthly payments” at checkout, “Continue to Affirm”, and enter a few pieces of information. It’ll give you an instant, real-time decision and display the vacation payment plans available. Pick the one that suits you best and you’re all set – your dream escape is booked.

3. Make simple and easy payments

Once you’ve reserved one of Expedia’s book now, pay later vacation packages, create your account to set up monthly payments. You can do so through the Affirm website or by downloading the app. Whichever option you choose, you can set up automatic payments in a few quick and easy steps.

Why book now, pay later with Expedia?

Whether it’s catching a tan in the Caribbean or soaking up the culture in Europe, you can now jet off on the adventure you’ve been dreaming of for years. With a vast array of destinations and vacation types available, Expedia Affirm makes travel more affordable than ever. Here are just some of the benefits of booking Expedia’s buy now, pay later vacations. 

waiting until pay day to score the best discounts.

Frequently asked questions about payment plans to book now, pay later on Expedia

Can i pay monthly for my vacation with expedia.

Yes, you can pay monthly for your vacation with Expedia Affirm vacation payment plans. Simply choose your dream travel package and select “Monthly payments” at checkout. You’ll have the option to spread the cost over 3, 6, or 12 months, giving you financial flexibility when planning your dream getaway. These pay-later travel deals include all-inclusive escapes, family breaks, weekend getaways, and more. Thanks to Expedia’s vacation payment plans, you can now jet off on the adventure you’ve been dreaming of for years.

How to use Affirm on Expedia and where can I find this payment option?

To take advantage of Affirm’s vacation payment plans, choose your travel package and select “Monthly payments” at checkout. Click “Continue to Affirm”, enter your details, and you’ll get an instant, real-time decision. It’ll then display the final cost for spreading the cost over 3, 6, or 12 months. Choose the plan that’s right for you and you’re all set. You can then log in to Affirm or download the app to set up automatic payments.

How do I use Afterpay on Expedia?

Affirm is Expedia’s trusted partner for pay-later travel. Book with Expedia Affirm to spread the cost over 3, 6, or 12 monthly payments with simple interest and no hidden fees. You can even set up automatic payments on Affirm’s website or through the app. Expedia’s vacation payment plans are available on a vast array of packages, accommodation, and car rentals.

Is there a credit check when paying with a payment plan?

Yes, there is a credit check to see if you qualify for Expedia Affirm’s vacation payment plans. The good news is this pre-check will have no impact on your credit score. It’s quick and easy to perform, and you’ll get a real-time decision instantly. All you need to do is enter a few brief details to do the check.

Can I book all-inclusive vacations with payment plans?

With Expedia Affirm, you can book a vast array of all-inclusive vacations with payment plans. Choose to split the total cost of your escape into 3, 6, or 12 monthly installments. If you’re open to ideas and need inspiration, check out Expedia’s all-inclusive vacation packages to view some of the most popular deals. If you know where you’d like to jet off to, tap your dates and destination into the search wizard. Select the “All-inclusive” filter under “Meal plans available” to view hundreds of the best vacations with payment installments. Whether you’re craving white-sand beaches in the Bahamas or the tropical shores of Hawaii, your next getaway is more affordable than you think. 

Can I book family vacation packages with payment plans?

You can book a wide range of family vacation packages with payment plans thanks to Expedia Affirm. Once you’ve found your perfect 2024 escape, click the “Monthly payment” tab at checkout and follow the quick and easy steps. You’ll have the option to pay in 3, 6, or 12 monthly installments with simple interest and no hidden fees. Take a peek at Expedia’s family vacations for ideas and inspiration. If you’ve got somewhere in mind already, enter your dates and destination into the search wizard to view hundreds of the best pay-later travel deals. From Florida’s exhilarating theme parks to the Dominican Republic’s fun-filled kid-friendly resorts, your family adventure is just a few clicks away. 

What are the benefits of vacation payment plans?

Expedia’s book now, pay later vacations mean you can jet off on the dream trip you wouldn’t otherwise be able to afford in 2024. From romantic sunsets on Jamaica’s beaches to the elegant streets of Paris, the world is more accessible with Expedia Affirm. You’ll have the option to pay in 3, 6, or 12 monthly installments, and you’ll see the total cost up front. There are no hidden fees or late payment fees either, so you can rest assured that what you see is what you pay. Automatic payments are easy to set up and make for a hassle-free booking. Many of Expedia’s vacation packages even allow you to modify or cancel your trip at no extra cost, giving you peace of mind in case your 2024 plans change. As you no longer have to pay up front, you can nab the best travel deals before they’re gone – no need to save up or wait until payday.

How can I find great deals on vacation packages with payment plans?

If you’re keen to score the best deals on book now, pay later vacations in 2024, it’s a good idea to be flexible with your dates. You may find cheaper vacations on different days. For travel during peak season dates, be sure to book early to nab the best prices and your first choice of hotels – accommodation can fill up during busier months. If you plan to get away in low season, you may score a great deal for a last-minute escape. Another way to score great travel discounts is to take advantage of special offers, discounts, and promotions.

Are there any additional fees or interest charges for pay monthly vacations?

You’ll be pleased to know there are no hidden fees with Expedia Affirm’s monthly payment vacation plans. What you see is what you’ll pay. Before you confirm, you’ll be able to view the total cost of your book now, pay later vacation package. While most credit cards charge compound interest that’s complicated to work out, with Affirm you’ll pay simple interest on your monthly installments. Best of all, there are no late payment fees or just-because fees. Expedia Affirm’s simple and transparent pricing make booking your dream 2024 escape a breeze.

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16 Airlines That Let You Book Flights Now and Pay Later

Planning a trip but don't want to pay for it all at once? These sites offer book-now, pay-later flights.

Orbon Alija/Getty Images

If you think a vacation is out of your reach, think again. Some airlines and online travel agencies have services that allow you to book a trip now and pay for it over time.

Affirm, PayPal, Uplift, and Klarna are among the book-now, pay-later services travel companies and airlines offer. Here, we break down the basics of these and airlines' own "BNPL" options so you can secure flights when the prices are lowest, even if you don't want to pay for them in full upfront.

Airlines Offering Book-now, Pay-later Flights

AeroMexico connects major U.S. cities to Latin American destinations like Guadalajara and Puerto Vallarta. The airline partners with Uplift to provide a monthly payment option. When you go to book a flight, you'll see an option to pay in monthly installments. Click through and you'll be asked for any personal information Uplift needs to process the loan.

You can also pay in installments through Klarna. Download the Klarna extension for Chrome or the app and you should see a pink "K" icon that will show you financing options. AeroMexico takes PayPal, which means you can use PayPal Credit to split up payments if you're approved.

Pay monthly for Air Canada flights and Air Canada Vacations packages with Uplift or PayPal Credit.

Alaska Airlines

Alaska Airlines partners with Uplift and Klarna to offer financing for flights.

Allegiant also uses Uplift and Klarna to provide payment plans. Select the Allegiant Pay option at checkout to choose financing through Uplift.

American Airlines

American Airlines offers several ways to buy now and pay later, including Klarna; PayPal Credit; Citi Flex Pay for select Citi cardholders; and Affirm, which has biweekly, monthly, and interest-free options but doesn't cover the cost of any flight extras, like luggage. American Airlines Vacations also gives you the option to pay monthly with Uplift.

Azul Airlines is a low-cost Brazilian airline that accepts payments through Uplift and PayPal.

Delta Air Lines

Delta offers PayPal Credit as a payment option, and you can pay using Affirm if you book your trip through Delta Vacations, a service for SkyMiles members that bundles flights, hotels, transportation, and activities.

One of the United Arab Emirates' two flag carriers, this airline partners with financing institutions Uplift and Klarna. You can also pay with PayPal Credit.

Frontier Airlines

Budget carrier Frontier Airlines lets you pay monthly installments through Uplift on purchases of $49 or more. If eligible, you will see the option at checkout. Frontier is also a Klarna retail partner.

KLM offers customers the option of holding a fare for 72 hours for a non-refundable fee. This is great if you find a fare that you want to book but need a few days to think about it. In addition, the airline takes PayPal Credit. This service is shown on the payment page as a "Bill Me Later" option, but directs you to your PayPal wallet.

Lufthansa has a list of payment methods on its website. Some monthly payment options are available specifically for residents of Brazil and Colombia. U.S. residents may pay monthly through PayPal Credit.

Porter Airlines

Porter , a Canadian airline, allows customers to use Uplift and PayPal to purchase flights across the U.S. and Canada.

Qatar Airways

Unless you're flying from Brazil, Brunei, or Kazakhstan, you can hold any Qatar Airways booking for up to 72 hours. How long prospective travelers can hold their Qatar flights depends on where they intend to fly to and from. The "Hold My Booking" option, available on the payment page, requires a non-refundable fee that doesn't go toward the price of your ticket. In most cases, you can also use PayPal Credit.

Southwest Airlines uses Uplift to break the cost of the flight up into fixed monthly payments. It also accepts PayPal Credit and Klarna.

Sunwing connects Canadian cities with destinations in Mexico and the Caribbean. You can pay for plane tickets in monthly installments through Uplift.

United Airlines

Use Uplift, PayPal Credit, or Klarna to pay for United Airlines flights in monthly installments. The company also has a program called FareLock that allows you to pay a fee to hold a fare for three, seven, or 14 days before paying for it in full. If you decide not to buy the ticket, you forfeit the fee. This service is offered only on itineraries wholly operated by United Airlines and/or United Express.

Online Travel Agencies Offering Monthly Payment Options

Alternative airlines.

Any ticket booked through Alternative Airlines can be paid for in weekly, biweekly, or monthly installments with Uplift. The online travel agency markets itineraries by more than 600 airlines, and Uplift financing can be used for all of them. You can also split payments through Klarna.

CheapOair.com

CheapOair uses Affirm to offer customers a monthly payment option.

Funjet Vacations

Funjet Vacations uses Uplift to offer monthly payments for its flights and vacation packages.

Priceline uses Affirm to handle monthly payments. Select the "monthly payments" option on the secure billing step of the booking process and choose from three-, six-, or 12-month options. Alternatively, break it up into four payments over six weeks using Klarna.

How Buy-now, Pay-later Services Work

Airlines and travel agencies partner with BNPL services like the travel-specific Uplift or the more broadly available Affirm to offer monthly payment options. Some take payments through PayPal Credit and/or Klarna. Learn about the differences between these services and how they work.

Affirm allows customers to pay monthly or every two weeks. Terms can last up to 48 months for the largest loans, but more typically, they last up to a year. Interest rates vary by person, ranging from 0% to 36% APR, and are determined at the time of sign-up. A down payment and credit check might be required when you apply for a loan.

To use Affirm, you will need a phone number to use as an account login. The service is available only in the U.S. and Canada. Once you've created your account and gotten approved for a loan amount, you can set up auto-pay or pay each month via the app or website. You can find a full list of Affirm's travel partners, including airlines and accommodations, on its website.

PayPal Credit

This is a monthly payment option provided by travel companies that take PayPal. Typically, you'll choose PayPal as your payment method, and once you sign into your PayPal account, you can choose PayPal Credit. As of 2023, the variable purchase APR is about 28% for new accounts, but you can avoid paying interest altogether if you pay the loan off within six months. Loan applications are subject to credit approval.

Uplift is the leading pay-over-time financing service in the travel space, partnering with cruise lines, hotel chains, airlines, and more. Once you have selected a product, like your flight, you are shown a per-month rate based on the price of the items in your shopping cart. When you get to the payment page and choose monthly payment as your option, you will be asked for some personal details, and once you click "check rate," you will be told whether you've been approved. Uplift offers an APR of 0% to 36% based on your credit. You won't be penalized for paying late or early, and you can set up autopay so the money comes out of your account automatically.

Klarna breaks up the price of your ticket into monthly payments or four equal payments to be made two weeks apart. Add the Klarna extension to your Chrome browser or download the app on your phone, then book your flight as usual, selecting Klarna at checkout. The first payment will be due upfront. Klarna offers an APR of 0% to about 30%.

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