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SECURITIES AND OTHER INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT; NOT FDIC INSURED; NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; NOT GUARANTEED BY TD BANK, N.A. OR ANY OF ITS AFFILIATES; AND, MAY BE SUBJECT TO INVESTMENT RISK, INCLUDING POSSIBLE LOSS OF VALUE.

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Exciting news for TD Rewards members

Members can earn and redeem points on vacation packages, flights, hotels, car rentals and more. Who doesn't like to save?

TD Rewards Deals

Sign in to use your td points on everything from vacation packages to flights, hotels, car rentals and more.

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TD First Class SM Visa ® Signature Credit Card

Travel rewards – Earn triple miles on travel and dining

Compare TD cards >

Read complete terms and conditions for details about APRs, fees, eligible purchases, balance transfers and program details.

Offer details, rates, fees and terms

Bonus miles offer.

Earn up to 25,000 bonus miles within the first 6 billing cycles of account opening, which equals a $250 statement credit towards travel or dining purchases

Bonus miles will be reflected on your credit card statement 6 to 8 weeks after a qualified first purchase and/or 6 to 8 weeks after $3,000 in total net purchases made within the first 6 billing cycles of your credit card account opening date. This offer is non-transferable. This online offer is not available if you open an account in response to a different offer that you may receive from us. This online offer is not available if you open an account in response to a different offer that you may receive from us.

Rewards details

3X First Class miles on travel and dining purchases , including flights, hotels, car rentals, cruises and dining, from fast food to fine dining

1X First Class miles on all other purchases – no categories or gimmicks and earn points that never expire as long as your account is open and in good standing.

Rates and fees

Need more information?

Take a look at our terms and conditions or personal cardmember agreement .

Earn unlimited points with every purchase, and triple the miles on travel

See how many miles you can earn from travel and other purchases.

Redeem your First Class miles for a statement credit toward travel and dining purchases >

To earn and redeem points, your account must be open and in good standing.

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Don't worry-we're protecting your every move. Our built-in chip technology helps guard you against fraud. Plus, you get the benefits of Visa Zero Liability 2

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Get the service you need, when you need it. Log in to your account or talk to a TD Bank representative 24/7 at 1-877-468-3178.

Redeem your rewards

Visit the td first class rewards site >.

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Expedia for TD Review: What You Need to Know

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own.

Put TD Rewards points to work through the Expedia for TD platform, an Expedia portal exclusively for TD credit cardholders that offers the highest redemption value possible for hard-earned TD points.

How does Expedia for TD work?

Is it worth getting expedia for td.

• How to earn TD rewards

How much are TD Rewards points worth?

How to redeem your points on expedia for td, does expedia for td price match, how to log in to expedia for td, pros and cons of expedia for td.

Expedia for TD is an Expedia platform for TD Bank credit cardholders.

TD cardmembers log into the Expedia for TD platform to browse travel deals and redemption options, which include vacation packages, accommodations, exclusive deals and more. TD points are worth more when redeemed through the Expedia for TD platform. Purchasing travel through the platform with a TD credit card earns accelerated TD points.

Expedia.ca vs. Expedia for TD

Expedia.ca is an online travel agency that can be used to book airfare, cruises, hotel accommodations, car rentals and more. 

Expedia for TD is an Expedia platform exclusively for customers with credit cards that earn TD Rewards. TD cardholders who earn cash back or Aeroplan points with their cards can’t access the platform.

Other notable differences between Expedia for TD and Expedia.ca? The former offers accelerated TD Rewards points for money spent on travel purchases through Expedia for TD and a dedicated support team for TD customers, while the latter does not. 

Outside this, Expedia for TD is not unlike its parent platform, Expedia.ca. Cardholders can browse and book flights, hotel stays, car rentals, cruise tickets and more.

TD Rewards points are most valuable when redeemed through Expedia for TD. The platform, accessed at expediafortd.com, also offers an accelerated earn rate of up to 9 TD Rewards points per $1 spent on travel bookings. 

Additional Expedia for TD perks include its price-matching policy on hotels and travel packages and dedicated 24-hour customer support. There are a couple of drawbacks, though. The platform is only for TD credit cardholders who earn TD Rewards points. Plus, there are limitations to Expedia for TD’s price matching — time restrictions apply, and refunds are only issued on flight and hotel packages.

How to earn TD rewards 

Some TD credit cards earn TD Rewards points. Earn rates vary.

TD credit cards that earn TD rewards

The following TD credit cards earn TD Rewards points:

• TD Rewards Visa Card. 
• TD Platinum Travel Visa Card.
• TD First Class Travel Visa Infinite Card.
• TD Business Travel Visa Card. 

For those interested in earning the most TD Rewards Points per dollar, the TD First Class Travel Visa Infinite Card and the TD Business Travel Visa Card carry the highest earn rates. This makes them the best cards for individuals and businesses, respectively.

TD credit cardholders will get the most bang for their buck by redeeming their TD Rewards points through Expedia for TD.

Expect to get around 0.25 to 0.5 cents per TD Rewards point, according to NerdWallet analysis.

The value of TD Rewards points varies depending on the redemption method, but TD Rewards points are at their most valuable when used to redeem travel offers through the Expedia for TD portal. Cardholders can expect to get 0.5 cents per TD Rewards point for travel purchases made through Expedia for TD. 

Cardholders must have at least 200 TD Rewards Points — worth $1 — to make a redemption through the Expedia for TD portal. 

To redeem your TD points on the Expedia for TD platform:

• Register your TD Rewards account on TD’s website. 
• Log into Expedia for TD with your username and password. 
• Find the travel offer you’d like to purchase. 
• Book your offer through the online Expedia for TD portal or by phone.
• Redeem your TD Rewards Points when you book.

Expedia for TD redemption options

The Expedia for TD booking portal offers numerous redemption options: 

• Car rentals.
• All-inclusive vacations.
• Train travel.

How to maximize TD Rewards points

Even if your TD points don’t entirely cover the cost of your booking through the Expedia for TD portal, paying the difference with your TD credit card earns you accelerated points — which gets you closer to another free or discounted travel experience.

Let’s say you book a $500 Air Canada round-trip flight to the Dominican Republic through the Expedia for TD portal. You use 50,000 TD Rewards points towards the booking. This reduces the cost of your trip by $250. You put the outstanding $250 balance on your TD credit card.

Since you can earn up to 9 TD Rewards points for $1 spent through the Expedia for TD portal, the $250 you put on your TD credit card earns you 2,250 TD Rewards Points — which is a value of $11.25 back in your pocket. 

Looking for a travel rewards credit card?

We compared the best options in Canada.

Yes. Customers can take advantage of price matching through the Expedia for TD portal — also called Expedia’s Price Guarantee.

How does price matching work?

Expedia will refund the difference if you find cheaper travel packages or accommodations after booking through the Expedia for TD portal. But there are two important caveats. Expedia will only issue a refund if you find:

• A less expensive flight and hotel package within 24 hours of booking. 
• A cheaper hotel rate up to 48 hours before check-in.   

Pros and cons of Expedia for TD price matching

• Get refunded the difference between your booking and a cheaper travel deal.
• Limited to hotel stays and flight and hotel packages.
• Time restrictions apply. 

Once you’ve registered your TD Rewards account on TD’s website, you can log in to Expedia for TD from:

• tdrewards.com.
• expediafortd.com.

Expedia for TD customer service 

Expedia for TD has a dedicated support team for TD credit cardholders. The team can be reached by phone at 1-877-222-6492 24 hours a day. 

3 tips for using Expedia for TD

Make the most of your TD Rewards points and the Expedia for TD platform with the following tips:

1. Book through Expedia for TD instead of TD’s “Book Any Way.”

Your TD Rewards points are worth 0.5 cents per point when redeemed for travel purchases booked through Expedia for TD. You can also book travel experiences through third-party travel websites and agencies — what TD calls its “Book Any Way” redemption option — but your points won’t go as far. Expect to receive 0.4 cents per point for the first $1,200 of any Book Any Way travel redemption request, and 0.5 cents per point for any amount over $1,200 for the same Book Any Way travel redemption.

2. Use your TD credit card to cover outstanding expenses from Expedia for TD bookings.

You’ll earn TD Rewards points at an accelerated rate when you use your TD credit card to cover outstanding expenses on the Expedia for TD platform. Different cards earn points at different rates:

• TD Rewards Visa earns 4 TD points for every $1 spent on travel purchases through the platform. 
• TD Platinum Travel Visa earns 6 TD points for every $1 spent on travel purchases through the platform.
• TD First Class Travel Visa Infinite earns 8 TD points for every $1 spent on travel purchases through the platform.
• TD Business Travel Visa earns 9 TD points for every $1 spent on travel purchases booked online and 6 TD points for every $1 spent on travel purchases booked by phone through the platform.

3. Don’t wait to shop around.

Expedia for TD will only honour its price-matching policy under specific circumstances. If you’ve booked a flight and hotel package, you have just 24 hours to submit a refund request to Expedia for TD if you find a cheaper package. Hotel bookings have a more generous timeframe: Expedia for TD will issue a price-matching refund up to 48 hours before check-in.

• Redeem TD Rewards points for flights, hotel stays, car rentals, cruise tickets and more. 
• Earn up to 9 TD Rewards points for every $1 spent on travel purchases through Expedia for TD.
• Receive an annual $100 travel credit when booking through Expedia For TD. (Limited to TD First Class Travel Visa Infinite Cardholders).
• Take advantage of Expedia’s price-matching policy to secure the lowest rates for hotels and hotel/flight packages.
• Dedicated Expedia For TD support team available 24 hours a day.
• Limited to TD credit cardholders who earn TD Rewards. 
• Price matching limitations apply.

Frequently asked questions about Expedia for TD

TD points never expire so long as you remain a TD cardholder with an account in good standing. If you don’t earn or redeem any TD Rewards points for at least one year, your account will be deemed inactive. At this time, TD may close your account and offer you the opportunity to redeem your TD Rewards points by a specified date.

There’s no cost associated with accessing the Expedia for TD platform. The travel package options on Expedia for TD are no different than those offered on Expedia.ca, but only certain TD credit cardholders can gain access to it.

About the Author

Shannon Terrell is a lead writer and spokesperson for NerdWallet, where she writes about credit cards and personal finance. Previously, she was a writer, editor and video host for financial…

DIVE EVEN DEEPER

22 Best Credit Cards in Canada for June 2024

NerdWallet Canada’s picks for the best credit cards include top contenders across numerous card categories. Compare these options to find the ideal card for you.

Interest charges don’t need to be a mystery. Use our credit card interest calculator to see how much interest you’d owe if you carry a credit card balance.

18 Best Travel Credit Cards in Canada for June 2024

Explore the best travel credit cards in Canada for daily spending, flexible travel rewards, big welcome bonuses and more.

How to Choose a Travel Credit Card

With so many cards, rewards programs and benefits available, choosing the right travel credit card can be overwhelming. However, once you’ve got one in your wallet, you can reap the rewards on your next trip.

• Book Travel
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Best ways to earn:

Best ways to redeem:.

TD Rewards Points are the primary currency touted by the largest bank in Canada, Toronto-Dominion Bank. TD Rewards are a proprietary currency, belonging solely to TD and tied exclusively to TD credit cards .

TD Rewards is a fixed-value points currency, meaning that points can be redeemed in a number of ways at a fixed value. TD Rewards Points are particularly useful to offset the cost of incidental travel purchases, such as independent hotels, short-term rentals, and vacations, to further minimize your out-of-pocket travel expenses.

Earning Points via Signup Bonuses

The only way to earn TD Rewards is from the bank itself, via its suite of personal TD Rewards-earning credit cards.

• The TD Rewards Visa* Card is the no-fee card, which typically comes with a small signup bonus.
• The TD Platinum Travel Visa* Card is the entry-level product among the TD Rewards cards. The card frequently puts on first-year annual fee rebate promotions along with a modest welcome bonus, which typically ranges between 15,000–50,000 TD Rewards Points.
• The TD First Class Travel® Visa Infinite* Card is the flagship TD Rewards product from TD. The card frequently offers first-year annual fee rebates, along with a sizeable welcome bonus of 20,000–135,000 TD Rewards Points.

Earning Points via Daily Spending

Beyond signup offers, you can earn TD Rewards Points through daily spending on the above credit cards. The earning rates are as follows:

• 4 TD Rewards Points† per dollar spent on eligible Expedia® for TD purchases†
• 3 TD Rewards Points† per dollar spent on eligible groceries and dining purchases†
• 2 TD Rewards Points† per dollar spent on eligible recurring bill payments set up on your account†
• 1 TD Rewards Point† per dollar spent on all other eligible purchases†
• 6 TD Rewards Points† per dollar spent on eligible Expedia® for TD†
• 4.5 TD Rewards Points† per dollar spent on eligible groceries and dining†
• 3 TD Rewards Points† per dollar spent on eligible recurring bill payments set up on your account†
• 1.5 TD Rewards Points† per dollar spent on all other eligible purchases†
• 8 TD Rewards Points† per dollar spent on eligible travel booked through Expedia® for TD†
• 6 TD Rewards Points† per dollar spent on eligible groceries and restaurant purchases†
• 4 TD Rewards Points† per dollar spent on eligible recurring bill payments set up on your account†
• 2 TD Rewards Points† per dollar spent on all other eligible purchases†

Purely from an earning perspective, the TD First Class Travel® Visa Infinite* Card stands out as the strongest card.

This is especially true for anyone who books a significant component of their trips on Expedia, as you can earn an effective 4% return on your purchases.

Redeeming TD Rewards Points

The TD Rewards program offers various redemption possibilities, with different levels of value attached to each one.

Expedia® for TD

The best redemption value for TD Rewards comes by redeeming them on the dedicated redemption portal Expedia® for TD. By redeeming points this way, you’ll get 0.5 cents per point (cpp), which is the best way to use TD Rewards Points.

Expedia® for TD is essentially the same platform as the regular Expedia, except you log in with your TD credentials so you can redeem points.

Simply sign in to your TD Rewards account, click “Expedia for TD” under the “Redeem” tab, and then click through to the Expedia for TD portal.

As with regular Expedia purchases, you can book flights, hotels, car rentals, and other travel purchases. Importantly, Expedia also offers cruises, tours, and Disney tickets, among other things.

As these travel expenses are typically quite difficult to book with points, using TD Rewards Points at a fixed value of 0.5 cents per point is an excellent redemption opportunity, and could end up saving you a significant amount of cash out-of-pocket.

The minimum redemption is 200 points ($1), and you can choose to redeem your points in $50 increments. You’re able to make purchases in any combination of points and cash.

Once you’ve chosen your desired purchase on Expedia for TD, look for “Use your TD Points” on the checkout page. Just select the number of points you’d like to redeem at 0.5cpp, and then proceed with your purchase.

The credit posts in three to five days after the purchase, so be patient and keep an eye on your account.

If you’re using your TD Rewards Points on Expedia® For TD to redeem for hotels, or car rentals, the usual warnings of using an online travel agency apply.

You won’t earn any hotel status benefits or accrue elite qualifying nights at hotels. For car rentals, you won’t earn things like Hertz points or free rentals through National Free Days.

This doesn’t apply to airfare, though, as you’ll still accrue the same amount of elite qualifying miles, segments, and dollars. As long as you have your frequent flyer number attached to your booking or add it in at the check-in counter, your travel should count towards elite status qualification.

One major thing to note about using Expedia to book airfare is that any and all changes and cancellations must be pursued through the third-party booking agency, and can’t be done through the airline.

Book Any Way

The second-best way to redeem TD points is for non-Expedia travel, where you can redeem at a respectable 0.4 cents per point. The minimum redemption is 250 points ($1).

This ratio is maintained for the first $1,200 of a single travel purchase, and will be 0.5 cents per point (200 points = $1) thereafter.

Booking non-Expedia travel using TD points is called “Book Any Way Travel” and can be booked by using the TD Rewards website or by calling 1-800-983-8472.

Calling has a few distinct advantages, such as the ability to redeem your points for non-conventional travel items, such as gas, attractions, various hotel expenses, RV rentals, and even Airbnbs.

To redeem TD Rewards points through “Book Any Way Travel”, select “Book Any Way Travel” from the “Redeem” tab on the TD Rewards website.

On the next screen, fill in the information about the transaction against which you’d like to redeem points. Note that you can only redeem TD Rewards points for “Book Any Way Travel”  after the purchase has posted on your account.

You’ll need to note down the transaction date, its description, and the amount before proceeding. You can submit multiple transactions at once.

Higher Education

Using TD Rewards Points towards higher education is also a decent option, at a redemption value of 0.4 cents per point (250 points = $1). You’re able to use your TD Rewards Points to pay for tuition and/or student loans, in increments of $250 (62,500 points).

First, check if your institution participates on the TD website , and then you can buy HigherEdPoints Education Credits with your TD Rewards Points.

If you want to use your TD Rewards Points towards shopping expenses, you can redeem your points towards gift cards at a flat value of 0.25 cents per point (400 points = $1).

This is objectively a lower-value redemption than travel; however, as long as you’re redeeming points for higher value than your costs (which is usually the annual fee), you’re keeping cash in your pocket.

Gift Cards & Merchandise

There are sometimes discounts which offer gift cards for 25% off, so you can redeem at 0.33 cents per point. If you plan on redeeming TD Rewards for gift cards, it’s best to wait for one of these promotions prior to doing so.

The same value of 0.25 cents per point is offered for merchandise purchases, which are listed on the TD Rewards website . As with gift cards, there are sometimes sales where you can redeem for up to 0.3–0.4 cents per point.

As always, check if the item you’re redeeming for is on sale for a lower price on another platform to calculate your redemption value.

There’s also the option of redeeming TD Rewards Points at 0.33 cents per point through a partnership with Amazon.ca.

First, you’ll have to enroll by linking your TD Rewards-earning credit card with your Amazon account. Once you’ve done this, you can apply TD Rewards Points.

At the check-out page on Amazon, change the payment method to your linked TD Rewards credit card, where you’ll see the balance of points available. You can cover the rest of the purchase with your credit card.

Statement Credit

Finally, the last way to use your TD Rewards Points is to redeem for statement credit directly, also at a rate of 0.25 cents per point.

It sounds like the same rate as gift cards and merchandise, but keep in mind that those have occasional sales, while statement credits always remain at 0.25 cents per point.

This makes it the lowest-value way of redeeming your TD Rewards Points, and if you plan to use your points towards a statement credit, you’re better off with a cash back card .

Without a doubt, using Expedia® For TD at a rate of 0.5 cents per point (200 points = $1) is the best value redemption for TD Rewards Points.

For most travellers, this should suffice just fine, as Expedia offers tours, Disney park tickets, and a plethora of other travel possibilities aside from the usual flights, hotels, and car rentals.

TD Rewards Points are a great way to save money on miscellaneous travel expenses, and the regular high signup bonuses and respectable earning rates make it quite easy to rack up the points.

† Terms and conditions apply. Refer to the TD website for the most current information.

TD Travel Rewards Review [2024]: The Credit Cards Worth It?

Looking to earn cashback on your next travel adventure? See if TD's set of travel credit cards are worth the wait! From first class cash back visa cards to travel points, find out if TD travel rewards are worth investing in.

Booking travel is easier than ever, now that everything can be done online, and deals on hotels and flights are in more demand daily. But, to simplify things, whether you want to jet set to Europe or backpack Southeast Asia,  TD Travel Rewards  can help get you there.

With the vast number of travel rewards programs on the market, it can be confusing to determine which ones you should sign up for and which ones to avoid. How do you know if TD Travel Rewards is right for you? Read on to learn the ins and outs of TD Travel Rewards in this handy guide! 

Suppose you are a Canadian resident who holds a TD credit card. In that case, you might be eligible for the TD Travel Rewards program. Even if you aren't a TD customer, applying online and getting started is very easy.

Customers with an eligible TD card can earn points and redeem them for travel through their online portal, partnered with Expedia. Are TD travel points worth it, and are they right for you? Find all your answers and more in this all-inclusive guide!

What Are TD Travel Rewards?

TD Travel Rewards is a rewards program that allows credit card holders to earn points on every purchase. Some TD credit cards specifically earn travel rewards, while some earn cash-back points that can be used for almost anything. Each set of cards has its own travel-specific benefits as well. 

Can Non-Canadian Citizens Apply for a TD Travel Rewards Card?

TD Travel Rewards Credit Cards and cash-back cards are only available to Canadian residents and citizens over the age of 18. If you aren't a Canadian resident or citizen, there are plenty of  US travel credit cards  to choose from!

Some US travel cards require you to be a US citizen or resident. However,  American Express  Travel Cards allow applicants from selected foreign countries, making it a flexible option, perfect for digital nomads.

How Do TD Travel Points Work?

TD Travel Rewards points are easy to use and redeem online for exciting and unique travel benefits. Here is a breakdown of how the travel and cash-back rewards cards work.

• Apply online for a TD Travel Rewards credit card or the cash-back credit card you choose. 
• Earn rewards or cash back on all your everyday purchases, from your morning latte to your weekly groceries shop.
• Once you have earned enough points, you can redeem them online for flights or hotels with TD-specific deals on Expedia. 
• Points can also be used at any travel agency or website.

How Much Are the Points Worth?

TD Travel Rewards points can be used instead of cash and can only be redeemed online in increments of 200. 200 travel rewards points are worth $1. 

How Do I Book A Trip?

The best way to redeem TD Travel Reward Points is by booking through Expedia. Using Expedia gives you 0.5 cents per point, one of the best value for redeeming rewards. Here is how to redeem TD Travel Rewards using Expedia.

• Head to Expedia for  TD 's portal. 
• Sign in to your account. 
• Choose which travel rewards you want, like hotels, flights, or cruises.
• Book as usual and pay with your points! 

What About Cash-Back Credit Cards?

TD cash-back dollars are earned with every purchase using your TD cash-back credit card. Depending on which card you have, you can earn between 1-3% cash back on your everyday purchases. 

Your cash-back dollars can be used for any purchase through the TD app or online, including travel-related purchases! You could also splurge and get a new  Monos luggage  set or help fund the flight for your  Europe trip . 

How Can I Redeem TD Cash-Back Dollars?

If you have a credit card that gives you cash-back dollars, you can also redeem those for travel rewards! Cash-back dollars can be redeemed online in increments of $25. Here's how to redeem TD cash-back dollars.

• Log in to your My TD Rewards in the app or online.
• Select the Pay With Rewards page. 
• Start shopping!
• Enter the amount you want to redeem.
• Confirm and pay for your purchase.

Travel Rewards Credit Cards

TD has 4 Travel Rewards credit cards with different reward levels to choose from. Here's a breakdown of each card.

TD First Class Travel Visa Infinite Card

This is the highest level of Travel Rewards credit cards that TD has to offer. It's an excellent option for those looking for a card with luxury and regular travel benefits.

Annual Fee: $139

Interest: 20.99%

Cash Advance Interest: 22.99%

Additional Cardholder Fee: $50

Minimum Income to Apply: Single income of 60K or household income of 100k

• Bonus 20,000 TD Rewards Points after your first purchase.
• Birthday bonus of up to 10,000 points.
• Points can be redeemed for eGift cards, education credits, or cash credits.
• 8 points for every $1 when booking through Expedia.
• 6 points for every $1 spent on groceries and restaurants.
• 4 points for every $1 spent on recurring bills.
• 2 points for every $1 spent on all other purchases.

Travel Benefits

• $100 travel credit when booking through Expedia.
• No travel blackouts or limitations whatsoever.
• Extra deals on rentals with Avis Car Rentals Rent-A-Car and Budget Rent-a-Car.

Exclusive Travel Benefits

• Exclusive benefits when booking with Visa Infinite Luxury Hotel Collection.
• Access to special events with The Visa Infinite Dining Series.
• Benefits at over 95 participating wineries in famous wine regions of Canada and the US.
• Golf and entertainment benefits.

Insurance Coverage

• Emergency travel assistance.
• Lost baggage.
• Car rentals. 
• Flight delay or cancellation.
• Medical travel.
• Trip delay or cancellation. 

TD Business Travel Visa Card

This travel card is perfect for business-minded travelers, with great perks for running your business.

Annual Fee: $149

Interest: 19.99%

Additional Cardholder Fee: $49

Minimum Income to Apply: None

• Welcome bonus of 30,000 points after your first purchase. 
• 60,000 points if you spend $2,500 in monthly purchases for the first year.
• Annual fee rebate after the first year.
• Points can be redeemed for anything, like eGift cards or cash credits.
• TD card management access helps you manage business expenses.
• 6 points for every $1 spent on foreign currency, restaurant, and recurring bill payments. 
• Earn 9 points when you book travel through Expedia.
• No travel blackouts or limitations, whatsoever.
• Extra deals on rentals with Avis Car Rentals Rent-A-Car and Budget Rent a Car.
• Travel medical.
• Trip delay or cancellation.
• Auto insurance.

TD Platinum Travel Visa Card

This TD travel card is excellent for travelers who only need some of the luxury perks of the top-tier travel card or the business-focused perks. 

Annual Fee: $89

Additional Cardholder Card Holder Fee: $35

• Welcome bonus of 15,000 points after your first purchase.
• 35,000 points when you spend $1,000 within 90 days of opening an account.
• 6 points for every $1 when booking through Expedia.
• 4.5 points for every $1 spent on groceries and restaurants.
• 3 points for every $1 spent on recurring bills.
• 1.5 points for every $1 spent on all other purchases.

TD Rewards Visa Card

This lowest-tier travel card is an excellent way to budget yet still earn travel points, even on a budget! 

Annual Fee: $0

Interest: 19.9%

Additional Cardholder Fee: $0

• Cellphone insurance of up to $1000 if you lose or damage your phone.
• 4 points for every $1 when booking through Expedia.
• 3 points for every $1 spent on groceries and restaurants.
• 2 points for every $1 spent on recurring bills.
• 1 point for every $1 spent on all other purchases.

Cash-Back Credit Cards

TD has 2 cash-back credit cards, each with distinct advantages and different levels to choose from. Here's a breakdown of each card.

TD Cash Back Visa Infinite Card

Additional Cardholder Card Holder Fee: $50

• No annual fee for the first year. 
• Cellphone insurance.
• 3% cash-back on groceries and gas.
• 1% cash-back on all other purchases.
• Cash-back dollars can be used for any purchases.
• Emergency Road Services with Deluxe TD Auto Club Membership.

TD Cash Back Visa Card

Cash Advance Interest: 29.99%

Additional Cardholder Card Holder Fee: $0

• 1% cash-back on groceries and gas.
• 0.5% cash-back on all other purchases.
• Cash-back dollars can be used on any purchases.

Is TD Travel Rewards Worth It?

For travelers looking to earn fantastic points and significant cash-back percentages with TD's top-tier travel cards, it's definitely worth it! The top-tier TD Travel Rewards card gives an important point-to-spending ratio, and insurance coverage that's handy on the road. This card also has attractive luxury travel benefits. 

Travelers looking to save money and still get great benefits might want to weigh their other options and compare TD with other travel cards. Although the lower tier cards have $0 in annual fees, they give less than a point-to-point spending ratio. That said, any travel card earning points is better than no points at all. 

Our Rating: 4.1/5 

• Lots of price point options for different card levels.
• Budget cards are available.
• Top-tier cards have excellent insurance coverage.
• Low-tier cards only have a few benefits and only give a few points.
• Minimum income required for top-tier cards.
• Top-tier cards need a high minimum spend to earn bonus points. 

Plan Your Next Trip With Pilot!

Now that you've learned how to save and earn travel points with TD Travel Rewards cards, let Pilot help you figure out the rest of the journey!

Disclosure : Pilot is supported by our community. We may earn a small commission fee with affiliate links on our website. All reviews and recommendations are independent and do not reflect the official view of Pilot.

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Add cash to your packing list.

55+ foreign currencies at competitive rates.

International Travel Tips

When there’s international travel in your future, TD Bank is ready to help. Turn to us during your planning to make sure you have the right mix of cards and cash to ensure security, and to handle everyday spending needs.

Get the currencies you need for the places you're going

• Plan ahead and buy before you fly Have cash on hand when you arrive at your destination for incidentals, local experiences, and emergencies
• Competitive exchange rates Save time and money by getting foreign currency from TD, no need to have an account with us
• Same-day exchange Immediate exchange for the most common currencies is available at many of our  locations . Call ahead to confirm availability.
• Order online or at a Store near you Visit any TD Bank location or  from our online store  to order from 55+ currencies. Pick up your cash at your nearest TD Bank, typically in 2-3 business days*
• Exchange when you get home Foreign currency can be exchanged for U.S. dollars at any TD Bank; banknotes only, coins cannot be accepted –  Learn more about foreign currency services at TD

Cards – the safe, convenient way to travel

The perfect travel companion Your TD Bank cards are accepted for payment anywhere in the world. Plus, with many of our products you will enjoy no foreign transaction fees 1

Your card is built for speed and security Equipped with contactless and chip technology making your card more secure and easier to use around the world.

You'll always pay with confidence We continuously watch for unusual and suspicious activity and will alert you about questionable transactions. Plus, with Visa Zero Liability 2 we guarantee you won't be held responsible for unauthorized charges made with your card.

Track your spending wherever you are Ever wonder where your money goes? We make it easy to keep track. Our online and mobile banking tools let you easily monitor your card transactions. And you can keep tabs on your account activity with TD Alerts

Added travel benefits with TD Credit Cards Lost luggage? You may be covered if you purchased tickets with your TD Visa Signature® Credit Card. Restrictions may apply, see your TD Visa Guide to Benefits

Other helpful tips for world travelers

• Important phone numbers Save these international numbers for emergencies: Debit card:  1-215-569-0518 Credit cards:  1-706-644-3266
• Bring TD along for the trip Download the TD Mobile Banking App  for your smartphone and tablet to track your transactions while you travel
• Take care with your cash Don't keep all your cash in one place – and use a money belt to protect any cash and documents from pickpockets
• Find out what's up where you're going Check the  State Department website 3  for alerts and additional travel resources

Put TD on your itinerary

The key to a successful trip is preparation, and we’re prepared to help – with all the details.

Order foreign currency

Order online or visit a TD Bank near you

TD Bank Debit Card

Pay with confidence anywhere, any time with your TD Bank Visa® Debit Card

Important Disclosures

*Some currencies may take longer than 2–3 days.

1 There are no foreign transaction fees with the following products: TD First Class SM  Visa Signature ®  Credit Card and with TD Bank Debit Cards linked to the following accounts: TD Beyond Checking, TD Preferred Savings, TD Private Tiered Checking, TD Private Tiered Savings, TD Premier Checking SM  and TD Relationship Checking SM . Read the Important Credit Card Terms and Conditions for  TD First Class SM  Visa Signature ®  Credit Card for details. Subject to credit approval.

2 Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must take care in protecting their card and notify TD Bank immediately of any unauthorized use. View the  Personal Credit Card Agreement  for TD Cash and TD First Class Rewards.

3 By clicking on this link you are leaving TD Bank's website and entering a third-party website over which TD Bank has no control.

Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third-party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third-party sites.

Third-party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.

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