irma travel agency

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TRAVEL 4 LESS INTERNATIONAL TOUR

Tour Operator specialized in custom designed European and Holyland Tours with head office in Pittsburgh (PA) and an operating office in Rome, Italy. Our itineraries are backed by popular demand, and we endeavor to keep them current and fresh for you. Let us get to know you, the nature of your group, your preferred travel dates, interests and travel budget.

If you have a group of 20 or more we will create a custom tour for you with an itinerary of your choosing including your own private motorcoach. We will price your tour from your gateway city.

Then we will print a custom brochure personalized to your group. We will offer our suggestions to complement your ideas in order to achieve the best possible program for your group.

We are happy to design any program you like. Flexibility is part of our service to you.

Listen the program every Saturday at 11 am

AGENDA DE VIAJES on: KIQI 1010 am

PARIS SPAIN MOROCCO SEP/2023

ROME – AMALFI COAST & HOLYLAND with IRMA OLMEDO – NOV/2023

DUBAY & TURKEY – MAY / 2023

Cruise in the North of EUROPE & PARIS MAY/2024

Rome & Holyland JUNE/2023

Italy & Holyland OCT/2023

M. SHRINES IN EUROPE – C. d’Azur,Rome,Venice & Medjugorje – MAY/2022

PASSION PLAY – MAY/2022

ROME HOLYLAND AND EGYPT with Mount Sinai OCT/2023

MARIAN SHRINES IN EUROPE WITH ROME & MEDJUGORJE JUN/2022

PARIS, ITALY & GREECE AUG/2022

DISCOVERING SPAIN & FRANCE – MAR/ 2023

TURKEY GREECE & HOLYLAND – JUNE/2021

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• Ethical Travel Agent
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• Family Vacations
• Romance and Honeymoons
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• (516) 395-6752
• irmatravel23@gmail.com

Welcome to Irma’s Getaway Travel Services – your ultimate gateway to alluring destinations across the globe. Led by an experienced globe-trotter, Irma Leigh, our travel agency boasts two decades of shaping unforgettable travel experiences. With extensive journeys across more than 25 countries – including the vibrant cities of Europe, the serene landscapes of Asia, and the pulsating heart of Central and South America, along with the tranquil beaches of the Caribbean – Irma brings a wealth of firsthand knowledge to plan your dream voyage. A specialist in the cruise industry, she has a penchant for suppliers like Celebrity Cruises, MSC Cruises, Princess Cruises®, and Virgin Voyages. Each travel itinerary is meticulously curated, keeping your unique preferences and budget in mind. With us, you get to enjoy these comprehensive, bespoke services without any additional cost to you. Partner with Irma’s Getaway Travel Services today and explore the world as never before!

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Islandia, NY 11749

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Baltic capital cities.

The guide was great! The accommodation was nice, but was a little warm as we had no control over the air conditioning/ heating. I would highly recommend this trip. I...

Excellent leader, showed us very many sites. Adding a rest break to the 2 hour tours would be good.

Overall, a great trip. Hotels not as good as in the past with Explore.

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Trip planning

• PARKING & DEPARTURES

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Click over here on "Pat" to open up our printable full listing of Day-trips, Multi-day Trips & mo re!!!

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Specializing in Daytrips and overnight trips up to 21 days, Travel Is Fun is a trusted name in the Deluxe Motor-Coach vacation and touring community. From Dinner Theaters, Casinos, Shopping and fine dining daytrips to touring the great sights of North America - all the way to Alaska - Travel Is Fun is your friend that will get you there and back!

T RAVEL I S F UN T OURS

1 - Tostada Salad - Choice of grilled salmon or chicken. A bed of fresh greens with tomato, corn and black bean salsa, topped with avocado, chimichurri, Island vinaigrette and a crisp tortilla with melted cheese on the side. 2 - Half Rack Baby Back Ribs - Glazed with our guava BBQ sauce and served with fries. 3 - Applewood Bacon & Cheddar Burger - Crisp bacon, cheddar cheese, pickles, tomato, red onions and lettuce on a brioche bun. 4 - Jerk Chicken Pasta - Sliced jerk chicken breast, fresh asparagus and mushrooms tossed in a rich Parmesan cream sauce with cinnamon mashed sweet potatoes and green beans. 5 - Coconut Shrimp - Large, crispy shrimp with yellow rice and broccoli Includes: Beverage, Chips, Dessert Shooter & Tax/Tip for servers.

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Have been on many trips with TIF and every one of them have been so much fun and perfectly done,...

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Travel istria - travel agency, notice about making written complaints of the service users.

In accordance to directive of the Article 6, Paragraph 1, Item 3 of the Law on Providing Tourism Services, NN (national newspapers) No. 130/17 the user's written complaint can be made: - in writing in the business premises; - through email; [email protected] - by mail on the address: TRAVEL ISTRIA j.d.o.o. Department manager: Kristina Peršić Sv. Teodora 2, 52100 Pula, Croatia The reception of the complaint will be confirmed in writing without any delay after receiving the written complaint of the service user, and the answer will be given in writing within 15 days starting from the day of receiving of complaint.

• Visa-free shore excursions
• Day trips and tours
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Russian travel agency

Discover russia with gurus.

• visa-free shore excursions in St.Petersburg
• all-inclusive tour packages for main Russian cities
• skip-the line entrance to museums and sights
• guided tours in any language
• accommodation and transfers during UEFA 2020

Click on one of the pictures below to get more information!

Your Russian adventure is just a click away!

No matter where you want to travel in Russia, you will always be guided by our locals experts who will make you feel welcomed and provide you with high-end service, from the moment you arrive till the moment you decide to go home.

We know it takes careful planning and time to travel to such distant destinations and we are ready to take that burden off your shoulders, so that you could just sit back, relax and enjoy your trip!

when and where you are planning to come and what you wish to do.

Step 2: Your personal manager will contact you within 24 hours and confirm all the details with you.

Step 3: Look for our sign and smiley guide who will become your local friend during your trip in Russia.

Message from SPb GURU CEO

«Hi, everyone!

My name is Liliya Golovanova and I am head of sales department at SPb GURU.

Having been a tour guide in Saint-Petersburg for several years, I often saw situations when guests were rushed through a very exhausting tour itinerary without getting to know the place or feeling pleased with what they were offered to do, when they were overcharged for accommodation and activities, which would turn out to be completely different from what they had been promised. I think it is a shame, because we are responsible for the first impression our guests will have about our country and memories that they take back home with them. That is why in our company we have gathered a team of professionals that treat clients as family. We try our best to make your stay unforgettable.In fact we want to make you feel as if you were visiting a local friend in Russia.

We guarantee that what you are promised is what you will get. We guarantee that your trip will be smooth and secure. We guarantee that Russia will become one of your favorite destinations!»

Check out our videos about Russia!

LOSE   |  YOURSELF

Discover  |  yourself, the agency chic.

Welcome to The Agency Chic, where our passion lies in empowering people to fearlessly explore the world. Since our establishment in 2015, our primary objective has been to assist fellow travelers in embarking on incredible journeys without hesitation or trepidation. Over the years, we have proudly facilitated countless travel experiences for our valued clients, and now, in 2024, we are thrilled to announce the next chapter of our journey. Building upon our extensive expertise and unwavering commitment, we are delighted to introduce our group travel trips, designed to help even more individuals discover the wonders of the world. It's time to transform dreams into reality and embark on extraordinary adventures together.

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Watch CBS News

TSA sets new record for number of travelers screened in a single day

By Lucia Suarez Sang

Edited By Kerry Breen

Updated on: May 25, 2024 / 8:10 PM EDT / CBS News

The Transportation Security Administration announced it screened more than 2.95 million airline passengers on Friday, setting a new record for a single day.

In a post on X, formerly known as Twitter, the agency said Saturday that it screened 2,951,163 individuals at airport checkpoints nationwide on Friday, surpassing the previous record of 2,907,378 set on the Sunday after Thanksgiving last year.

"If you flew yesterday, congratulations, you were part of a record-setting day!" said Lisa Farbstein, a spokesperson for the TSA, in a separate post.

Ahead of the start of Memorial Day weekend, the TSA predicted that Friday would be the busiest day for air travel, with nearly 3 million people expected to pass through airport checkpoints.

TSA screened just under 2.9 million people Thursday, coming within about 11,000 from the previous record. Five of the 10 busiest-ever travel days have been since May 16, the agency said.

Memorial Day weekend travel is also expected to break records on the roads.

The American Automobile Association, or AAA, warned of potentially unprecedented congestion on roads this weekend, along with airports that could be  even more crowded  than in years past. The organization, which looks at  various economic factors  and partners with other groups to project travel conditions,  announced  earlier this month that an estimated 43.8 million people across the United States would likely travel at least 50 miles from Thursday to Monday. That would mark a 4% increase in overall travel compared with 2023, according to AAA.

"We haven't seen Memorial Day weekend travel numbers like these in almost 20 years," said Paula Twidale, the senior vice president of the travel division at AAA, in a statement. "We're projecting an additional one million travelers this holiday weekend compared to 2019, which not only means we're exceeding pre-pandemic levels but also signals a very busy summer travel season ahead." 

Emily Mae Czachor also contributed to this report.

Lucia Suarez Sang is an associate managing editor at CBSNews.com. Previously, Lucia was the director of digital content at FOX61 News in Connecticut and has previously written for outlets including FoxNews.com, Fox News Latino and the Rutland Herald.

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TSA at Frederick Douglass Greater Rochester International Airport gets new credential authentication technology to improve checkpoint screening prior to summer travel season

ROCHESTER, N.Y. —  The Transportation Security Administration (TSA ) is prepared for the highest passenger volumes the agency has seen at airport security checkpoints nationwide during this summer’s travel season, which begins this Memorial Day weekend and runs through Labor Day. TSA forecasts Friday, May 24, to be the busiest travel day of the long Memorial Day weekend, anticipating nearly three million passengers.

“Here at Frederick Douglass Greater Rochester International Airport we are coordinating with the airport, airlines and other travel partners and we are ready to handle this summer’s travel volumes,” said Bart R. Johnson, TSA’s Federal Security Director for Upstate New York. “We strongly suggest that travelers get to the airport early. Additionally, if individuals have not flown out of Rochester lately, they will see new credential authentication technology units at the checkpoint and we encourage travelers to follow the guidance that the TSA officers are providing.” 

TSA is now using credential authentication technology (CAT-2) at Rochester, which confirms the authenticity of a passenger’s identification with an added camera feature. This deployment is the latest generation of CAT units that verifies the identity of travelers. First generation CAT units are designed to scan a traveler’s photo identification, confirm the traveler’s identity as well as their flight details. The new CAT units, referred to as CAT-2, have the same capabilities, but are also equipped with a camera that captures a real-time photo of the traveler.

CAT-2 compares the traveler’s photo on the ID against the in-person, real-time photo. Once the CAT-2 confirms the match, a security officer verifies and the traveler can proceed through the checkpoint, without ever exchanging a boarding pass. The photo is then deleted.

The CAT-2 units are equipped with cameras on tablets and are used to match the face of the person standing at the checkpoint with the face that appears on the traveler’s ID such as the person’s driver’s license or passport. The technology enhances detection capabilities for identifying fraudulent documents at the security checkpoint. The photos are not saved and are only used to match the person standing at the travel document checking podium with the photo on the ID that is being presented.

“Identity verification of every traveler prior to flying is a key step in the security screening process,” Johnson said. “This technology enhances detection capabilities for identifying fraudulent IDs such as driver’s licenses and passports at a checkpoint and it increases efficiency by automatically verifying a passenger’s identification. We want to ensure that you are who you say you are.”  

As an additional feature, the unit is touchless meaning that the passengers insert their ID and do not have to hand it to a security officer. Thus the units reduce touchpoints and speed the process. Travelers insert their ID, look at the camera and if the ID is validated, the traveler then proceeds into the checkpoint. Even with TSA’s use of these units, travelers still need to check-in with their airline in advance and bring their boarding pass to their gate to show the airline representative before boarding their flight.

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Why Is Car Insurance So Expensive?

Soaring premiums have become a prominent driver of inflation, and insurers say that more increases could be on the way. How did it get like this?

• Share full article

By Emily Flitter

If your car broke down two years ago, it probably became a bigger problem than you bargained for.

A confluence of forces were to blame: The Covid pandemic disrupted supply chains, pushing used car prices to record highs and making spare parts hard to get; out-of-practice drivers emerging from lockdowns caused more severe wrecks; and technological advancements like motion sensors made even the simplest parts, like a fender or a rim, expensive to replace .

Things have since improved for car owners — except when it comes to insurance bills. Car insurers are still raising prices steeply: The price of motor vehicle insurance rose more than 22 percent in the year through April, the fastest pace since the 1970s, according to a report the Bureau of Labor Statistics on Wednesday. According to calculations by the Insurance Information Institute, a trade group, the average 12-month premium for car insurance was $1,280 in 2023, the industry’s most recent figures.

That has made car insurance a prominent factor preventing overall inflation from cooling more quickly, which could force the Federal Reserve to keep interest rates higher for longer even as the prices for many other essential goods and services have slowed.

Geico recently reported a big jump in quarterly profit on higher premiums and lower customer claims. The share prices of other big auto insurers, like Allstate and Progressive, have beaten the rise in the overall market this year.

That has attracted scrutiny from economists . A key reason car insurance costs are rising so fast right now has to do with how the industry is regulated.

How does insurance regulation work?

Insurers are regulated by the states, not the federal government. In all 50 states, insurance companies must follow specific rules about how and when they can raise the price on their policies.

Each state’s laws are broadly similar, and require insurers to ask regulators for permission to raise prices. Insurers have to make a case — with data to back it up — that the increase is necessary and that they will not make too large a profit on the re-priced policies. This application, known in the business as a “rate filing,” involves complicated paperwork that may take weeks or months to resolve.

The data has to include an analysis of loss trends from the past couple of years, as well as projections for replacement costs and profits. If insurers are deemed to profit too heavily, regulators can make them return money to customers.

The threat of returning money is not an idle one. At the height of pandemic lockdowns in 2020, when many cars sat idle, insurers returned almost $13 billion to customers through dividends, refund checks and premium reductions for policy renewals, according to the insurance ratings agency AM Best.

California was one of the most active states: Insurers there returned $3.2 billion to customers in 2020.

Ricardo Lara, the state’s insurance commissioner, “directed the department to do a very close analysis to make sure that drivers weren’t overcharged,” said Michael Soller, a spokesman for the California Department of Insurance. But starting in late 2021, the state became the poster child for a new problem: an epic backlog of insurers’ requests to raise prices.

How a massive paperwork jam explains rising prices.

When the pandemic shut down most economic activity, it messed up insurers’ ability to use the past to predict the future. For months, they were frozen. They did not submit new rate filings to regulators for a spell — until they did, all at once, in the second half of 2021.

The prices of cars and parts were jumping and drivers were back on the roads and crashing left and right after a hiatus behind the wheel.

“You went from this period of incredible profitability to incredible losses in the blink of an eye,” said Tim Zawacki, an analyst who focuses on insurance at S&P Global Market Intelligence. No companies were willing to stick their necks out by offering lower premiums in the hope of winning new business, he said.

“Everyone was together in significantly pushing for rate increases.”

In California, the most populous U.S. state, insurers were getting creamed by expensive claims.

But the state’s regulator did not start approving insurers’ requests to raise rates until near the end of 2022. The backlog grew so large that the average wait time for approvals was longer — by several months — than the six-month policies that insurers wanted to sell.

“When state regulators delay or prevent companies from accurately pricing insurance, insurers may not be able to absorb the costs,” said Neil Alldredge, the president of the National Association of Mutual Insurance Companies, a trade group that represents many home and auto insurers. The squeeze can lead insurers to leave some states or stop some business lines, he added. “Inefficient regulatory environments in states like California, New Jersey and New York, combined with inflation and increased catastrophic losses, have left consumers with fewer choices of insurers and higher costs,” he said.

California is still the slowest state in the continental United States for auto insurance rate filings, taking an average of 219 days to approve a price proposal for a personal auto policy, according to S&P data provided by Mr. Zawacki.

“We fight for consumers by analyzing all of the data, not just what insurance companies spoon-feed us,” Mr. Soller, the California Department of Insurance spokesman, said.

The S&P analysis showed that New Jersey, the 11th-most populous state, had the sixth-longest wait time, while New York, with the fourth-largest population, had the 7th-longest wait times.

“The department performs a comprehensive review of requests to amend rates or rating systems to ensure compliance with New Jersey law,” said Dawn Thomas, a spokeswoman for the New Jersey Department of Banking and Insurance.

Ms. Thomas said the regulator needed to ensure that each proposed premium increase was “reasonable, adequate, and not unfairly discriminatory,” and that sometimes the insurers’ requests needed to be challenged or denied.

A spokeswoman for New York’s regulator declined to comment.

When will the jam clear?

Shortly before the pandemic, the umbrella organization for state insurance regulators, the National Association of Insurance Commissioners, formed a team of data scientists to help regulators deal with their rate filings, which has gotten more complicated in recent years.

The data team became fully operational in 2021 and its mission is now to help speed up the review process: 37 states have signed up to use it.

This month, during a call with analysts to discuss Allstate’s earnings, company representatives said they had recently reopened their California auto insurance business after getting permission to charge higher rates. The company still wanted to raise prices in other states.

In New York and New Jersey, for example, “even with the rate approvals that we got late last year, we still don’t feel like we’re at the appropriate rate level to want to grow in those two states,” said Mario Rizzo, the president of Allstate’s property-casualty business.

How much higher will premiums go?

In 2021, insurers’ personal auto businesses started recording losses. According to David Blades, an analyst for AM Best, the industry lost $4 billion in 2021, $33 billion in 2022 and roughly $17 billion last year.

According to Dale Porfilio, the chief insurance officer at the Insurance Information Institute, the trade group, many companies still need to raise prices to make up for those bad years.

Last year, insurers raised auto premiums by 14 percent, the biggest increase in over 15 years. Mr. Porfilio’s best guess is that premiums this year will rise another 13 percent.

“It’s going to take time for every company to get their rates to where they want to be,” he said.

Emily Flitter writes about finance and how it impacts society. More about Emily Flitter