cheap travel insurance spain

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Do I need travel insurance for Spain?

Our top picks for the best spain travel insurance, how much is travel insurance for spain, what does spain travel insurance cover, what is not covered, tips for choosing the best spain travel insurance, spain travel information & requirements, tips for traveling to spain from the us, faqs - travel insurance spain.

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Best Spain Travel Insurance: Top Plans & Cost

• Most U.S. health insurance, including Medicare, is not accepted in Spain. Therefore, we recommend opting for medical travel insurance for Spain .
• Spain also has some lesser-known risks such as extremely hot Summers, pickpockets, and a heightened threat of terrorist activity.
• In all of these scenarios, a comprehensive travel insurance policy can protect you, your property, and your finances from harm while traveling.
• Based on our research, the best Spain travel insurance policies come from Tin Leg, Generali Global Assistance, Trawick International, AXA Assistance USA, and Travel Insured International ( skip ahead to view these plans ).
• To help you find the best travel insurance for Spain, we recommend using an online comparison tool to see plans and prices from multiple providers at once.

Our top picks for the best spain travel insurance

• Tin Leg: Best for Medical Coverage
• Generali Global Assistance: Best for Basic Coverage
• Trawick International: Best for Medical Evacuation Coverage
• AXA Assistance USA: Best for Trip Cancellation Coverage
• Travel Insured International: Best for Non-Medical Evacuation Coverage

Generali Global Assistance

Trawick international.

American citizens are not legally required to have travel insurance for Spain as long as the trip is under 90 days. However, The US Embassy in Madrid highly recommends buying travel insurance when visiting Spain as most traditional US health insurance isn’t accepted at Spanish hospitals.

Reasons why you may need travel insurance for Spain:

Spain won’t accept most U.S. healthcare plans

Most U.S. private health insurance plans and government health plans like Medicaid and Medicare will not work in Spain. This means that if you become sick or injured during your Spanish vacation, you’ll be responsible for paying out-of-pocket for the resulting medical bills. Spain’s free healthcare system is only available for long-term residents and citizens of Spain.

According to the American Embassy in Spain: ”[Spanish] hospitals and health care providers will expect payment if you are not covered by the Spanish or the Andorran public health care system.”

LA Times Compare staff members located in Spain confirmed that Spanish hospitals have also been known to refuse entry if you cannot show proof of a health insurance plan that will cover the costs of your treatment upon arrival.

Comprehensive travel insurance can cover you in case you need treatment while abroad and can even cover medical evacuations to repatriate you back home.

Risk of pickpockets

The U.S. government notes that pickpocketing and petty theft is very common in Spain. Unlike violent robberies, pickpocketing usually happens without you knowing you have been robbed. This type of occurrence frequently happens in touristy areas like La Puerta del Sol in Madrid and La Rambla in Barcelona. In fact, this happens so frequently for tourists visiting Madrid that an entire police unit known as the SATE (Servicio de Atención al Turista Extranjero) is dedicated to filing petty robbery police reports for Tourists.

Travel insurance can reimburse you for any stolen, lost, or damaged personal items.

Risk of heat-related illness

Most people don’t realize how hot Spain can get in the Summer months. Spain is a sunny and predominantly dry country, and over the past few years has been getting increasingly hotter. This has even led to parts of Spain introducing a heat wave naming system , similar to the way hurricanes are named. Temperatures in parts of Spain can reach upwards of 111 degrees in Summer. This, combined with the dense, historic stone architecture of Spanish cities that radiates this heat can put travelers at risk of heat exhaustion and heat stroke. Having backup medical care via travel insurance is never a bad idea.

Medical travel insurance will cover you for a range of medical treatments or medicines you require during your trip.

Risk of terrorism

Like many European nations, the risk of terrorism is a concern for both locals and tourists visiting Spain in recent years. Travel.state.gov mentions that terrorist groups continue to plot possible attacks in Spain. While these attacks are rare, one attack in Barcelona in 2017 killed 13 people and injured 130 others. Therefore, it’s best to consider and prepare for the worst.

Apart from covering medical care if you are injured while traveling, travel insurance often allows reimbursements for trip cancellations or interruptions as a result of terrorist threats or attacks at your travel destination.

Best for Medical Coverage

Why we like it.

Editor's take

Tin Leg is known for offering high-quality travel insurance coverage at a competitive and reasonable price.

All Tin Leg policies have an A- rating or better for their financial strength from AM Best. We like the Tin Leg Gold plan because it offers great medical and evacuation coverage limits at an affordable price.

This plan comes automatically with trip cancellation and interruption coverage for coronavirus and other covered instances, as well as up to $500,000 in emergency medical expense protection and up to $500,000 in coverage for emergency medical evacuation, just in case something were to happen while on your Spain trip.

You may also qualify for travel delay protection, baggage insurance, and insurance that protects against missed connections on your way to Spain.

Read our full review

• Excellent primary coverage for medical expenses
• High limit for emergency evacuation coverage
• Optional cancel for any reason (CFAR) coverage available
• Comes with coverage for hurricanes and inclement weather
• Coverage for pre-existing conditions is available if purchased within 14 days of the trip deposit
• Baggage delay coverage requires a 24-hour waiting period
• Low coverage limits for baggage and personal effects

Best for Basic Coverage

Generali Global Assistance offers high coverage limits for medical expenses, emergency dental expenses, emergency medical evacuation coverage, and more for your trip to Spain.

This travel insurance provider has an A rating from AM Best and offers three tiers of travel insurance coverage to suit your needs:

• Standard plan
• Preferred plan
• Premium plan

If you’re looking for basic coverage at an affordable price point, the Standard plan may be just what you need. This plan offers coverage for up to 100% of the insured trip cost for cancellation and up to 125% of the insured trip cost for interruption. It also offers $1,000 per person in baggage coverage, up to $50,000 in medical coverage, and $250,000 in medical evacuation coverage.

• Lowest cost of all Generali Global Assistance plans
• 24/7 emergency travel assistance included
• Telemedicine included
• Lower coverage than other Generali plans
• Pre-existing conditions are not covered by the Standard plan
• No coverage for accidental death and dismemberment during on-land travel

Best for Medical Evacuation Coverage

Trawick International is another highly-rated travel insurance company that offers plans geared to those who want an international health plan. This company offers both premium coverage and budget-friendly travel insurance plans.

The Safe Travels Voyager plan is one of the company’s most well-rated plans due to its high coverage limits. With $1 million in medical evacuation coverage and $250,000 in primary medical coverage, as well as $3,000 in travel delay coverage, this plan can help give you peace of mind while on your trip to Spain.

• Excellent medical coverage limits
• Up to $2,500 baggage coverage included
• Covers quarantine accommodation expenses
• Baggage delay coverage only kicks in after 8 hours
• CFAR only covers 75% of the insured trip cost

Best for Trip Cancellation Coverage

Axa assistance usa.

Since AXA Assistance USA offers three coverage levels, you can tailor your policy for Spain to suit your needs and budget.

AXA Assistance USA has an A rating from AM Best. It offers a range of travel insurance plans geared to different types of trips. The three coverage levels offered are:

We like the Platinum plan from AXA Assistance USA because it includes trip cancellation coverage worth up to 100% of non-refundable travel expenses and $1,250 in travel delay coverage. It also offers $1 million in medical evacuation protection, $250,000 in insurance for medical expenses, $100,000 in coverage for non-medical emergency evacuation, and more.

• High coverage limits in every category. Extremely comprehensive
• Includes identity theft coverage & non-medical evacuation coverage
• CFAR coverage reimburses 75% of prepaid travel expenses
• Coverage cannot be extended unlike other plans
• Medical limit is lower than other cheaper plans, but still sufficient

Best for Non-Medical Evacuation Coverage

Travel insured international.

Travel Insured International offers two plans, Worldwide Trip Protector Edge and Worldwide Trip Protector. Of these two, we recommend the Worldwide Trip Protector plan due to its superior coverage.

Worldwide Trip Protector covers 100% of the insured trip cost due to cancellation, 150% of the insured trip cost due to interruption, as well as $1,500 for trip delays and $500 for baggage delays after only 3 hours. It also includes $100,000 worth of medical coverage, $1 million worth of evacuation coverage, and $150,000 worth of non-medical evacuation coverage.

• Travel delay coverage kicks in after just six hours
• Generous $150,000 non-medical evacuation coverage
• CFAR and IFAR coverage not included
• Baggage delay coverage only kicks in after 12 hours
• No rental car coverage

According to sales data from Squaremouth, Spain travel insurance policies cost between $200 and $250 per week on average.

Based on our official sales figures over the past year, our customers’ average travel insurance cost is £217.17.

That said, the cost of travel insurance can vary widely based on factors like the age of travelers, the size of the traveling group, and the total trip cost.

By identifying what coverage you actually need you can find avoid expensive travel insurance . The length of the trip can also play a role in the cost of travel insurance.

Here are some example quotes from six different providers covering a seven-night trip to Spain for two 40-year-olds in September of 2024 that cost them $5,000.

While this example can give you a ballpark idea of how much comprehensive travel insurance for Spain could cost, it’s important to note that the actual cost you will pay will depend heavily on your individual trip details.

You can use our comparison tool below to see exact prices tailored for your trip details.

When you begin shopping for travel insurance for trips to Spain, you’ll quickly discover that insurance plans vary widely, as do their costs.

You’ll also notice you can purchase single-trip, multi-trip or annual travel insurance to protect your trips to Spain and other countries you plan to visit while overseas.

To protect yourself as much as possible, you should strive to buy a travel insurance policy that is as inclusive as possible with ample policy limits.

Make sure to look for the following types of coverage as you compare travel insurance plans.

Travel medical insurance

Medical evacuation insurance, trip cancellation insurance, trip interruption insurance, trip delay insurance, baggage insurance.

We’ll break down these types of insurance and what they are below.

While Spanish residents with citizenship enjoy universal public healthcare, tourists visiting from the United States and elsewhere do not qualify for the same benefits. You’ll get treatment if you become sick or injured during your trip, but you’ll be on the hook for the bills that result. With that in mind, travel health insurance is easily the most important type of coverage you’ll want to have for travel to Spain.

Ideally, you’ll purchase a policy that has at least $50,000 in coverage for emergency medical expenses per traveler. This type of protection can pay for medical bills that arise if you come down with COVID-19 during your trip, you break an ankle while walking on cobblestone streets or you experience a cardiac event. In that case, you may also consider a COVID-19 travel insurance .

Medical evacuation insurance , or medevac, can help pay for emergency evacuation and transportation when you become sick or injured while traveling.

If you’re on the side of a mountain in a remote area of Spain and you break a limb, for example, medevac coverage could pay for an ambulance or helicopter ride to the local hospital.

The American Embassy of Madrid’s website mentions the the following about emergency medical evacuations from Spain:

“There are no U.S. government funds available to pay for medical treatment or medical evacuations, and U.S. nationality does not entitle a person to a military medical evacuation free of charge. Medical evacuations can in fact cost up to $100,000 and the cost is born by the ill or injured person, the family and or the medical insurance company.”

Emergency evacuation and transportation coverage can also pay for a medically supervised flight back to your home country if a supervising physician recommends it.

Trip cancellation insurance can reimburse you for non-refundable, pre-paid travel expenses when your trip must be canceled for a covered reason beyond your control. This type of coverage can come into play if you’re called to jury duty over your travel dates, or if one of your travel companions becomes gravely ill or passes away before you leave for Spain.

Some policies also offer cancel for any reason (CFAR) travel insurance as an optional add-on. This type of insurance lets you cancel your trip for any reason at all, at which point you’ll get 50% to 75% of prepaid travel expenses back depending on the plan.

Trip interruption insurance can reimburse you for prepaid travel expenses when your trip must be interrupted after it has already started. Examples of when this coverage kicks in include instances where a travel companion gets sick after a trip is underway or a natural disaster makes a stop on your itinerary uninhabitable.

When trip interruption coverage applies, it can reimburse for nonrefundable travel expenses you didn’t get to use as well as transportation costs to get home.

Trip delay insurance can help pay for unplanned expenses that occur when your trip is delayed, including meals you have to pay for or overnight hotel stays. Most trip delay coverage won’t apply until your trip has been delayed for at least six or 12 hours, and daily and maximum limits typically apply.

If your bags are delayed at your destination and you wind up having to pay for toiletries, clothing, electronics chargers or other required items, baggage delay coverage can reimburse you for these out-of-pocket expenses. That said, baggage delay coverage typically only applies after bags are delayed for at least six or 12 hours , and daily and maximum limits apply.

If your bags are lost or stolen while on their way to Spain, or even after you get there, you may be entitled to compensation from your travel insurance provider. Coverage for lost luggage typically comes with a maximum limit per traveler and trip, and separate limits for high-value items like electronics and jewelry can apply.

Most travel insurance policies come with a standard list of exclusions, although these can vary widely among travel insurance companies.

Here’s a rundown of what may not be covered by Spain travel insurance:

• Participation in extreme sports: If you plan to take part in extreme sports like base jumping or rock climbing during your Spanish vacation, you’ll want to make sure your travel insurance plan doesn’t explicitly prohibit these activities. Also consider buying a policy from insurance companies that cover adventure sports, such as World Nomads .
• Pre-existing medical conditions: Most pre-existing conditions are not covered by travel insurance unless a policy comes with a pre-existing conditions waiver. Note that qualifying for a pre-existing conditions waiver typically requires you to purchase travel insurance within 14 or 15 days of making an initial trip deposit.
• Pregnancy-related care, including normal delivery: Emergency care for traveling while pregnant can be covered by a travel insurance policy overseas, but regular wellness care and normal delivery will not be.
• Non-emergency treatment that can wait until you return home: Only emergency medical care is covered by travel insurance, and all other procedures will have to wait until you get home.
• Travel restrictions imposed by government authorities: If a government authority says a specific destination should not be visited, it’s unlikely travel insurance provides coverage in that area.

It’s also worth noting that some travel insurance companies exclude Spain and some other countries in Europe due to the increased risk of injury among past travelers. This means you can buy travel insurance for trips to Spain, but you may have fewer companies to choose from.

Whether you’re planning your trip far ahead or you’re hoping to book a last-minute trip to Spain, several moves can help you secure the best travel insurance coverage for your needs.

We recommend you consider the following tips as you browse and compare plans.

Get adequate coverage for medical expenses.

While the Spanish healthcare system is exceptional, not having travel insurance means you’ll be on the hook financially for the medical care you receive. Your best bet is lining up travel insurance with at least $50,000 in travel medical coverage for everyone in your traveling party.

Compare multiple providers and policies.

Compare international travel insurance policies from at least three or four different providers, and make sure to compare not only cost but the coverages and policy limits they offer. Fortunately, all the best travel insurance companies make it easy to get a free quote online.

Decide if you want the option to cancel.

If you believe your Spanish vacation may need to be canceled, consider investing in cancel for any reason (CFAR) coverage that lets you get part of your prepaid travel expenses back no matter what.

Think about extra coverages you might need.

Make sure you have coverage for items specific to you and your traveling party, including protection for pre-existing conditions or adventure sports you plan to take part in.

Do I need a visa or passport to visit Spain?

Yes, American citizens need a passport to visit Spain. However, Americans don’t need a tourist visa to visit Spain unless they plan to stay in Spain or other countries in the Schengen area for longer than 90 days .

If you’re planning out your trip to Spain from USA for 2025, you should also be on the lookout for a new upcoming requirement. Starting mid-2025, visitors to Spain will be required to apply for a European Travel Information and Authorization System (ETIAS) application and pay an $8 entry fee to vacation in Spain or other European countries that are co-signers of the Schengen Agreement.

Until then, the U.S. Government outlines that the only other requirement is that your passport must have a **minimum of three months of validity remaining after your planned date of departure from Spain or elsewhere in the Schengen area, although Spain recommends having at least six months. Spain also requires a blank page in your passport for a passport stamp.

Is Spain in the Schengen area?

Spain is located in the Schengen area along with 27 other countries in Europe that have made it increasingly easy to travel between them.

Thanks to this agreement, you can hop a flight or train from Spain and to other Schengen countries without having to pass through border security or show your passport in many cases. This makes it easy to plan a full-fledged European vacation that includes time in Spain as well as other Schengen countries, such as France , or Italy.

Keep in mind, if you plant to stay longer than 90 days, you must apply for a Schengen travel visa , and travel insurance is part of the requirements for applying for this visa.

Is it safe to travel to Spain?

In general, Spain is quite safe. That said, according to the U.S. Department of State , you should exercise increased caution during trips to Spain due to threats of “terrorism and civil unrest.” However, the country of Spain is very safe overall, and you are unlikely to encounter any issues other than basic instances of theft or pickpocketing.

Travel insurance for the Canary Islands

Although situated over 800 miles south of the Spanish mainland, the islands of Tenerife, Gran Canaria, Lanzarote, Fuerteventura, La Palma, La Gomera, and El Hierro are all considered part of Spain. This inclusion also grants them Schengen status. Travel insurance for Spain can be used to cover your vacation in the Canary Islands.

Spanish restaurants: Meal times in Spain have a unique rhythm that can often catch unaware travelers off guard. A first breakfast, known locally as ‘desayuno’, usually takes place before 9 am and is regularly eaten at home. A second breakfast, ‘almuerzo’, is eaten around mid-morning and when local cafes are open. Lunchtime, ‘comida’, is taken around 2 to 4 pm, after which many restaurants and cafes may close. An early evening meal, known as ‘merienda’ is often eaten from 5 to 7 pm and a late dinner, ‘cena’, is eaten between 8.30 and 10.30 pm.  

Opening hours: Along with the unusual Spanish meal times, general opening hours may differ from what you are used to back home during the summer months. Stores and restaurants are usually continually open from 10 am to 9 pm but during the summer, they may close between 2 and 5 pm.

Transportation: Spain has a strongly integrated transportation system consisting of major airports, bus charters, and one of the largest and most modern railway networks in Europe. Major cities such as Madrid, Barcelona, and Bilbao also have their own integrated metro systems. All of this enables you to travel quickly and efficiently across Spain and the Iberian peninsula as a whole.

Spain does not require travelers to have travel insurance, but that doesn’t mean you shouldn’t get it. Private health insurance that works in the United States will not apply overseas. This means you’ll want to have travel medical coverage, as well as protection for emergency evacuation, trip delays, lost or delayed bags and other travel mishaps that can occur.

How much does Spain travel insurance cost?

Based on our estimates, travel insurance for a seven-night trip to Spain with a total trip cost of $5,000 may cost between $230 and $326 depending on the plan.

Is Spanish healthcare free for tourists?

The Spanish healthcare system offers free public healthcare for citizens, but tourists do not qualify for this benefit.

Does US medical insurance work in Spain?

Private health insurance purchased in the United States does not apply in Spain or elsewhere in Europe.

Do some travel insurance companies exclude coverage for Spain?

Some travel insurance companies don’t offer coverage in Spain and several other countries due to the increased risk of injury and higher claims in these areas overall.

About the Author

Holly D. Johnson is an award-winning personal finance writer who covers topics like insurance, investing, credit and family finance. As a leading voice in the travel and loyalty space, Johnson has traveled with her family to more than 50 countries over the last decade.

The author has also written extensively on the power of household budgeting, and she even co-authored a book on the topic. Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love was originally published in 2017, and it teaches families how to use zero-sum budgeting to reach their financial goals. She is also the co-owner and founder of the family finance and travel website, ClubThrifty.com.

Johnson’s 10+ years of writing have focused on helping families make important financial decisions at each stage of their lives. The author also applies the financial principles she teaches to her own life, and she is currently on track to retire in her late 40’s with her partner. She currently lives in Central Indiana with her husband and children, and she is a regular contributor for Bankrate, CNN, Forbes, U.S. News and World Report Travel and many other notable publications.

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Top Travel Insurances for Spain You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Spain is one of the most visited countries on the globe, and for good reason! It's famous for its incredible history, vibrant culture, tasty cuisine, and renowned landmarks such as the Alhambra, Sagrada Familia, and Park Guell. Although travelling to Spain can be an accessible holiday destination for many people, out-the-pocket healthcare costs in the country tend to be expensive, so it's a very good idea to arrive there with travel insurance under your belt.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Spain and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Spain Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Spain:

Best Travel Insurances for Spain

• 01. Should I get travel insurance for Spain? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to Spain scroll down

Heading to Spain soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Do I Need Travel Insurance for Spain?

Yes, travel insurance is mandatory when travelling to Schengen countries, including Spain. If you're entering the Schengen Area from a non-Schengen country, you must show a valid passport and travel insurance that covers the duration of their stay and a minimum coverage of 30,000 euros. Being insured is one of the necessary steps to secure a visa and enter the Schengen Area, and failure to comply may result in a denial of entry.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Spain or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Spain:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Spain. It lets you choose between various plans tailored to meet the specific needs of your trip to Spain, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Spain:

• Policy names: Varies
• Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip coverage: Excellent - but only available for US residents.
• Customer support: FAQ, live chat and phone support
• Pricing range: USD 25 to USD 150 /traveller /month
• Insurance underwriter: Lloyd's, Petersen, and others
• Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer support: FAQ, live chat, phone support
• Pricing range: USD 80 to USD 420 /traveller /month
• Insurance underwriter: David Shield Insurance Company Ltd.
• Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy names: Nomad Insurance, Remote Health
• Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing range: USD 45 to USD 160 /traveller /month
• Insurance underwriter: Tokyo Marine HCC
• Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Spain? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Spain

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

Looking for Travel Insurance to Another Country?

See our recommendations for travel insurance to other countries worldwide:

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Travel Insurance for Spain

Whether you're dancing to the rhythm of castanets in Seville, savoring the world's finest paella, or trying to keep up with speedy siestas, Spain promises unforgettable experiences for all travelers. However, before you shout "Olé!" and begin your tapas-filled journey to this European gem, let's talk about your crucial companion: travel insurance . In this guide, we'll tell you everything you need to know about travel insurance for Spain, ensuring you can dive into the world of fiestas without breaking a sweat over the bumps in the road!

• What should your Travel insurance cover for a trip to Spain? 

How does Travel Insurance for Spain work?

• Do I need Travel Insurance for Spain? 
• How much does Travel Insurance cost for Spain? 
• Our Suggested AXA Travel Protection Plan
• What types of medical coverage does AXA Travel Protection plans offer?
• Are There Any COVID-19 restrictions for Travelers to Spain?

Traveling with pre-existing Medical Conditions? 

What should your travel insurance cover for a trip to spain.

At a minimum, your travel insurance to Spain should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State  outlines key components that should be included in your travel insurance coverage. AXA Travel Protection plans are designed with these minimum recommended coverages in mind.

• Medical Coverage   – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
• Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
• Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
• Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
• Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for Spain.

Let's imagine you're in the heart of Valencia, indulging in paella and exploring the lively Mercado Central. What started as a gastronomic adventure takes an unexpected turn when you fall victim to food poisoning. In this unfortunate scenario, the "Emergency Medical" benefit of AXA Travel Protection becomes your lifeline. A travel protection plan steps in to assist and support you, ensuring you receive the necessary medical care. From hospital stays to prescribed medications, travel insurance support allows you to focus on recovering rather than worrying about the mounting bills. Here’s how travelers can benefit from an AXA Travel Protection Plan:

Medical Benefits: 

• Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
• Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
• Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Pre-Departure Travel Benefits: 

• Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
• COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
• Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 

Post-Departure Travel Benefits:

• Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
• Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Baggage Benefits: 

• Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
• Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Additional Optional Travel Benefits 

• Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
• Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
• Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
• Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures. 

Do I need Travel Insurance for Spain?

If you're applying for a Schengen Visa to visit Spain, having travel insurance is mandatory. However, we still recommend that travelers who are not required to secure a Schengen visa consider travel insurance. Medical expenses can be quite high for international visitors, and having insurance becomes even more crucial as you'll be responsible for covering prescription costs. Why? There are several reasons:

Medical Emergencies: A visit to Spain may pose unexpected health challenges. Access to quality medical care is essential in case of illnesses or accidents. Travel insurance ensures that you can receive necessary medical attention without worrying about the financial burden.

Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.

Missed Connections: Spain's busy airports and transit hubs may lead to missed connections, especially if there are delays or cancellations. Travel insurance may cover expenses like rebooking fees and accommodations if you miss a connecting flight.

How much does Travel Insurance cost for Spain?

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans: 

• Total Trip cost:  The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc. 
• Age:  Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals. 

With AXA Travel Protection, travelers to Spain will be offered three tiers of insurance:  Silver,   Gold  and  Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs. 

Our Suggested AXA Travel Protection Plan 

AXA presents travelers with three travel plans – the  Silver Plan ,  Gold Plan , and  Platinum Plan , each offering different levels of coverage to suit individual needs. Given that Spain hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers to consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses. The Platinum Plan is your go-to choice if you're looking for extra coverage for Spain’s experience. " Cancel for Any Reason " offers greater flexibility for those unexpected twists in your travel plans and the "Rental Car (Collision Damage Waiver)" offers assistance when you're out exploring Spain's stunning landscapes in a rental car. Additionally, the "Loss Golf Days" benefit could be particularly beneficial for travelers heading to Spain, especially if they plan to indulge in golfing activities during their trip. This optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you are unable to utilize due to specified golf closures.

What types of medical coverage do AXA Travel Protection plans offer?

AXA covers three types of medical expenses:

• Emergency medical expenses 
• Emergency evacuation & repatriation 
• Non-medical emergency evacuation & repatriation 

Emergency Medical: Can cover medical expenses, hospital stays, and even emergency evacuations, covering the expenses of hefty bills and ensuring access to quality healthcare while away from home.

Emergency Evacuation and Repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness. 

Non-Medical Emergency Evacuation and Repatriation: Offers assistance in unexpected situations such as political unrest or natural disasters, ensuring safe and timely relocation to a secure location or repatriation back home. 

Are there any COVID-19 estrictions for Travelers to Spain?

While it's advisable for international travelers to be fully vaccinated, there is no requirement to provide proof of vaccination. Currently, travel regulations have returned to standard protocols for most visitors.

Traveling with pre-existing medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip.   Our Gold and Platinum  plans offer coverage for pre-existing medical conditions.  The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons,   

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plans with a pre-existing medical condition , so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to ensure you travel easily, no matter your health situation.

1. Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.

2. When should I buy Travel Insurance to Spain?

It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14 days of making your initial trip deposit.

3. Do Americans need travel insurance in Spain?

Travel insurance is not mandatory for U.S. citizens visiting Spain, but it is strongly recommended.

4. What is needed to visit Spain from the USA?

U.S. citizens can visit Spain for tourism or business for a maximum of 90 days without needing a visa. Just make sure your passport remains valid for at least three months beyond your intended stay. Additionally, you will need proof of funds and a return airline ticket.

5. What happens if a tourist gets sick in Spain?

If you become sick in Spain, travelers with AXA Travel protection can contact the AXA Assistance hotline 855-327-1442. Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

AXA already looks after millions of people around the world

With our travel insurance we can take great care of you too

Get AXA Travel Insurance and travel worry free!

Travel Assistance Wherever, Whenever

Speak with one of our licensed representatives or our 24/7 multilingual insurance advisors to find the coverage you need for your next trip.

• Global travel destinations

Spain Travel Insurance, Holiday insurance for Spain

Travel insurance quote form, do you want to insure trip cost as well as the health of the traveler, please click here to buy travel insurance for quarantine coverage, travel insurance with trip protection coverage - highlights, trip cancellation.

Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Travel medical insurance with no trip protection - Highlights

Health care expenses.

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Repat of remains

Return of moral remains to home country or local burial.

Spain healthcare for tourists, Travel health insurance for Spain

Schengen visa for Spain

US citizens traveling to Spain

Spain travelers to USA

Best travel insurance for spain from usa, travel health insurance for visiting spain, long term spain visa insurance, long term europe visa insurance, travel insurance from us to spain.

Traveling to Spain for a vacation and to meet family and friends is thrilling. US travelers should however keep in mind that traveling overseas is tiring and can lead to unexpected risks.US travelers can get coverage for sudden travel and medical emergencies during the trip. There are Trip Cancellation or Trip Delay expenses that offer coverage for the money spent on the vacation.

Testimonials - From Our Customers

Appreciate all the help that you provided me. It really worked well and I was able to purchase the cover I was looking for.   Know more »

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Travelling in groups? Get the best Group travel insurance quotes!

Do you need health insurance to travel to Spain?

Schengen visa travel insurance for visiting spain.

Travel Insurance is mandatory while applying for the Schengen visa which allows you to travel to 27 countries in Europe. The Schengen state consulates have guidelines for the insurance which satisfy visa requirements.

Coverage for emergency cases, hospital stays, evacuation is a minimum requirement that can put your mind at ease when you are in a foreign country with many unknown factors related to medical affairs of that country. We have several plans for people all over the world visiting European countries which satisfy Schengen visa requirements.

Schengen visa insurance requirements

• Medical coverage of at least 30,000 Euros travel insurance for schengen coverage (about $50,000 USD)
• A repatriation benefit.
• An emergency medical evacuation benefit.

Spain Travel insurance for Schengen visa

Factors to consider, schengen visa letter, schengen visa countries, frequently asked questions about best travel insurance for spain, 01. does spain travel insurance cover covid19 illness.

There are some USA travel insurance plans for travel to Spain that cover Covid. International travelers can compare best travel insurance plans and buy it online.

These US travel insurance plans are available for visitors from Spain to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

02. Is travel insurance necessary for Spain? Is it necessary to have travel health insurance in Spain?

If you need a visa for traveling to Spain (Schengen visa), then - Yes, Spain visa insurance is necessary for applying for the Schengen visa. The Spain visa travel insurance requirement is a minimum coverage of 30,000 Euros. If you a citizen of a country which does not need a visa for traveling to Spain, then buying travel insurance for Spain is not mandatory for visits of less than 90 days.

However, given the cost of healthcare in Spain, and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance Spain. Compare best travel insurance for Spain and get free quotes online.

03. How can I get travel medical insurance for Spain?

Travelers to Spain who need the Schengen visa can buy Spain visa travel insurance on our website. Our Schengen visa travel insurance quote facility displays the travel insurance that satisfy Spain visa consulate requirements.

Once you complete buying the Spain visa travel insurance online, you can download the required Spain visa letter which you can submit while applying for the Schengen visa.

04. How much is travel insurance for Spain visa? How much is Spain travel medical insurance?

The cost for the Spain visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Spain travel insurance required, the greater will be the cost. Our Spain visa insurance application quote facility lists the travel insurance that satisfy Spain visa consulate requirements.

05. Who needs the Spain visa?

Anyone traveling to Spain from any of the list of 'Schengen visa required countries' needs the Schengen visa (Spain is included in the Schengen visa). For travelers from any of the 'Schengen visa exempted countries', who want to stay in Spain for more than 90 days also need to get the Long stay in Europe visa

06. How to apply for a Spain visa?

One should apply for the Schengen visa in the consulate of the Schengen state that you are traveling to. The traveller should complete the required Schengen visa application, along with other required documents, such as the travel itinerary, proof of adequate financial means and Schengen visa insurance letter. Please refer to the Schengen state consulate that you are visiting for the complete information regarding applying for the Schengen visa.

07. Why American visitor insurance?

American Visitor Insurance works with reputed US travel insurance providers to give US and international travelers a wide range of travel insurance options. We have two decades experience in understanding the diverse needs of US citizens and international travelers and in offering appropriate travel insurance options to them.

Our typical customers range from US citizens on vacation, international travelers visiting the US, international students, J visa holders, H1b Visa holders, US travelers going overseas, travelers to Schengen countries needing travel insurance for visa requirements, trip cancellation customers to insurance their trip expenses, travelers looking for Covid19 travel insurance with quarantine coverage as mandated by certain countries, corporate professionals and business travelers who travel internationally regularly as well as other diverse traveling groups with unique needs.

Our licensed customer support team provide service at all times helping travelers find the most appropriate travel insurance for their needs as well as guide them when using the insurance in the event of a medical or travel emergency. We also provide answers to all international travel insurance questions, reviews of different products, testimonials for customers as well as provide an user friendly travel insurance comparison tool where travelers can compare different products based on price as well as the coverage benefits. All of these tools help travelers make an informed decision while buying travel insurance.

  Spain - General Information

Popular tourist destinations in spain.

Located at the base of the Sierra Nevada mountains of southern Spain. Granada offers a perfect blend of traditional cultures, an animated nightlife and spectacular attractions.

San Sebastian

San Sebastian is the capital of the Gipuzko province. This beautiful seaside city is well-loved for its excellent beaches and outstanding culinary tradition.

The historic quarter of Cordoba is a maze of tiny medieval streets, plazas and whitewashed courtyards all situated around the star attraction, the Mezquita.

Toledo served as the Spanish capital until the 16th century. Because it was inhabited by Jews, Christians and Muslims for many centuries, the city is sometimes called the “City of Three Cultures.

Popular tourist destination cities in Spain

Palma de Mallorca

Popular Cruises in Spain

Popular river cruises.

Douro River

Mediterranean cruise

Travel insurance for spain, spain healthcare for tourists, travel insurance for spain faq.

FAQs about travel insurance for Spain travelers.

Spain Travel Insurance Blog

Blog about travel health insurance Spain travelers.

Travel Insurance to Spain Forum

Customer Queries for USA travelers to Spain travelers.

Confused whether to buy trip, travel or global health insurance? Understand the differences

Travel insurance for USA

Travel insurance from to usa.

Nearly a million Spanish tourists travel to the United States every year. In fact Spanish is the most widely spoken language in the US after English, largely thanks to recent migration from Mexico and other Spanish speaking countries from Latin and South America. The Spanish language however is only one among several factors which attracts residents from Spain to visit the US.

Spanish tourists must note however that while visiting the United States is great fun, being forced to go to a hospital without any health insurance can be extremely stressful given the high costs of healthcare here. Spanish visitors can remove these concerns by buying adequate travel health insurance.

At American visitor insurance, we work with reputed insurance providers to give you a wide choice of travel insurance options. Here you can compare different visitor insurance plans for their prices as well as coverage details, and buy the best travel insurance for Spanish residents.

Factors that determine the cost of US travel insurance plans

Age of the traveler.

The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Type of travel insurance

Comprehensive travel insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.

Medical maximum coverage and deductible options

The price of visitors insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.

Duration of travel insurance

The cost of travel insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits to the basic travel insurance plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.

Steps to buy US visitor travel insurance online

  1: finding the best health insurance for foreigners.

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

  2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

  3: Buy the US travel health insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

  4: Review insurance plan documents received by email

Review the international travel health insurance policy for coverage details and relevant contact numbers

Resourceful tourist insurance USA information

Find the best travel insurance, how does travel insurance work, how to buy travel insurance, travel insurance glossary, travel insurance for specific groups, compare travel insurance plans, single trip travel insurance.

Compare and Buy Best US Single trip travel Insurance for travel within the US and overseas

Single Trip vs MultiTrip Travel Insurance

Compare Single trip vs multi trip insurance plans offered by US insurers.

Travel insurance for Spain citizens

History and statistics of spanish immigrants in the usa.

The Spanish are the oldest recognized European community in the US having had a continuous presence in Florida since the discovery of the America. All through the colonial period, there were several Europeans of Spanish origin up until the present times. This is true ever since 1492 with the arrival of Christopher Columbus and of gaining control of the Caribbean Islands, South America, Central America and North America. During this period about 1.86 million Spaniards settled in the Americas. The Spanish migration that happened during 1521was to the current day San Juan in Puerto Rico and St. Augustine in Florida. In 1598 there were about 1,000 Spaniards who migrated to the US.

In 1602 Spanish immigrants also established themselves in San Diego and California. Gradually they spread among all other states of the US .There were 400,000 Spanish immigrants in America by the mid-1600s. Additional 250,000 immigrants arrived after the establishment of the American colonies. These immigrants were from the Canary Islands and Spain. Basques were prominent as soldiers and members of the crew that sailed for Spanish exploration of the Americas. Many of those who worked in the civil service and colonial administration were wealthy and prosperous merchants from the upper class in Spanish colonial society. The destruction from the Napoleonic Wars and the two Carlist civil wars was another cause for Spanish immigration to the United States.

A huge group of 41 million Spanish speaking inhabitants came from Latin America areas that had Spanish colonization, mainly Mexico, Puerto Rico and the Dominican Republic. The first half of the 19th century there was minimal but constant immigration to the United States from Spain. The immigration increased during the 1850s and 1860s which caused bloody Carlist civil wars in 1833–1876. By the end of 19th century and the beginning of the 20th century thousands of Spaniards migrated to the US. These migrants worked in tobacco factories and mines.

These Spanish immigrants migrated to all parts of the United States of America.27, 000 of them in the first decade and 68,000 in the second. The second wave of immigration during the mid-1960s, around 44,000 Spaniards moved to the U S. In 1990 there were 76,000 foreign-born Spaniards in the US according to the U.S. census. During the 21st century each year there were 10,000 immigrants from Spain. The majority of the Latinos who are in the US have Spanish ancestry due to 5 centuries of Spanish colonial rule. Many Spanish Americans have preserved their culture like Spanish language, food, drinks and art.

They have contributed in a huge way in most areas in the US. The effect of their Spanish cuisine can be seen in local foods throughout the country. Migrating to a new country for better economic opportunities is exciting but it is crucial that all new immigrants to the USA have good health insurance on arrival, especially given the Covid 19 pandemic. Healthcare in the US is very expensive and good US immigrant health insurance will provide coverage for medical expenses incurred in case of any injury or illness.

Buying US visitors insurance is easy at American Visitor Insurance and new immigrants can compare several plans for prices and benefits according to their specific needs. The 24/7 customer support service by licensed agents will provide answers to all questions by the customers with instant policy documents by Email. Feel free to give us a call or email us and one of our customer support licensed agents will be able to help you.

Spanish studying in the USA and the need for student medical insurance

Aspiring to study in the United States is a dream for students from all around the world. The US leads in offering international students an exceptional multicultural environment, academic opportunities and a chance to work after graduation in the US. There are many students from Spain studying in the United States of America. In 2015 the number of Spanish students applying for their degrees or master’s degrees in the United States increased by 8% to 6,640 students, with a contribution of 233 million dollars.

According to Open Doors data provided by the Institute of International Education, the number of Spanish students in the US has increased by 25.8 %. There were 69,000 students in North American universities that formed 10 % of the international students in North America. Spanish students filled with zeal while staying away from home often ignore their health. Falling sick while away from home is stressful without good care. US Healthcare is very expensive and International students in the USA need good student health insurance on arrival.

At American Visitor Insurance, Spanish students can buy good International student medical insurance which is cheaper than university plans with similar coverage. These student insurance plans, also provide coverage for Covid 19 and pre-existing conditions. Buying international student insurance is easy on American Visitor Insurance. You can compare several plans for prices and benefits according to your requirements. Spanish students can buy international student insurance instantly by answering a few questions and getting policy documents by Email. You can also get 24/7 customer support by licensed agents besides providing Answers to FAQ's by students.

Family and tourists from Spain visiting the USA and the need for travel medical insurance

The US has made a lasting impact of the global culture along with providing economic opportunities all around the world. The US tradition of welcoming people of all backgrounds and cultures, world famous monuments and natural wonders make it one among the most desired global destination. The United States remains the most important destination for Spain vacationers.US also receives many visitors from Spain to meet their family and friends.

Spanish tourists may travel to the US and stay up to 90 days for tourism and business purposes with the Visa Waiver Program. During 2019 there were 943,248 visitors from Spain to the US. Travel insurance is very important during Covid 19 pandemic for a safe travel, especially when aged parents are travelling. This chart depicts the number for Spain visitors to the US from 2017-2020 (2020 being the year with the Covid pandemic has seen a sharp fall in numbers).

Several Spanish travelers visit the US to meet their family, friends, and relatives and as tourists. Travelling overseas often brings unexpected medical emergencies like an illness or injury. An international travel insurance cover can provide you with the coverage for any unexpected medical and travel emergencies along with insure the trip costs and health of traveler. It is very scary to visit an US hospital without insurance as Healthcare in the US is very expensive.

American visitor insurance offers to their customers some of the finest US insurance providers who offer guaranteed best price with pre-existing conditions and Covid 19 coverage plans. You can compare several plans for prices and benefits to guide in buying a good travel insurance cover that suits according to the needs. The 24/7 customer service support team will provide all the answers to the FAQ's by customers. Purchasing US visitor medical insurance is easy at American visitor insurance for Spanish visitor. For more details you can call our customer service or email us and we will be glad to help you.

US Citizens in Spain visiting the US

While living away from home it is very important to have good US Expat insurance including Covid19 coverage, in the present times of coronavirus pandemic. Health care is expensive in most European countries. A good Expat medical insurance plan will provide coverage for unexpected medical emergencies that you may occur during your stay in Spain. Buying an expatriate medical insurance is easy at American Visitor Insurance. For more details you can call or email us for further assistance and one of our licensed agents will help you.

Many US citizens although living outside the United States are well connected to their home land. Most US expats look forward to traveling back to the US to come together with family members, essentially during Thanksgiving and Christmas. These special holidays have a great significance for US Citizens, where the days are dedicated to spending time with family and loved. It is vital for US citizens to have travel insurance while traveling back to the USA. A good US travel medical insurance cover will provide coverage for unexpected medical emergencies that may occur while staying in the US.

At American visitor insurance you can get some of the best short term travel and temporary visitors insurance for US citizens with options for Covid and pre-existing conditions coverage. Buying US visitors’ medical insurance is easy at American Visitor Insurance. For more details call or email us for further assistance and one of our licensed agents will help you.

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Fixed benefit travel insurance.

A fixed benefit or scheduled benefits travel insurance plan is the cheapest US travel insurance plan, however this is because the Fixed benefit travel insurance have a fixed limit of coverage for different medical benefits. Fixed benefit visitor insurance works well for small ailments but can be inadequate for more serious medical conditions involving hospitalisation.

Comprehensive travel insurance

Comprehensive travel insurance provide full coverage for medical expenses up to the policy medical maximum limit. As opposed to fixed benefit visitor insurance there are no coverage limits for each benefit. It is much more expensive when compared to fixed benefit plans but also provides significantly superior coverage especially in case of a serious medical emergency or hospitalisation.

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What’s the Best, Cheap Travel Insurance to Spain?

By Author Paulina

Posted on Published: March 3, 2020  - Last updated: November 14, 2022

A Guide to the Best and Cheap Holiday Insurance to Spain

Spain never fails to impress its visitors. From the galore of shopping, to the sunbathing experience that people get to enjoy, Spain is one of the must-visit destinations in the world.

Located on the Iberian Peninsula, Spain is home to stunning beaches, historic sites, and vibrant nightlife. Not to forget the tantalizing food that Spain has to offer!

So, if you are all set to visit Spain and enjoy its beauty, you should also be prepared for any illness and incidents. Now, travelers don’t like to think about all these, but things can happen !

One moment you are at the beach enjoying a nice sunbath, and within a fraction of seconds, you are lying in a hospital bed trying to treat your illness.

This is the reason, why before you even visit Spain, you must think about a travel insurance Spain . You may wonder if you I need a travel insurance for Spain? Absolutely, yes!

In order to make the process easier, I wrote this article about how to find the best and cheap travel insurance to Spain.

You, dear reader, support this blog. When you purchase through a link, I may earn a small commission. As an Amazon Affiliate, I earn from qualifying purchases.

Table of Contents

Do I need Health or Travel Insurance for Spain holidays?

While planning for your Spain holidays, it makes sense to protect yourself as well since the country is known for its outdoor activities such as hiking in Pyrenees.

Your health and safety matters, even when you are traveling. That’s why you have options like health or travel insurance .

Now, depending on your needs, you can choose the one that you want.

However, the good news is that there is one travel insurance provider that provides both in one: SafetyWing.

Please, let me briefly elaborate on the difference between travel and health insurance and why it is CRUCIAL to have both!

Sign up for a cheap holiday insurance to Spain

Travel Insurance

When you travel, you are making a financial investment. Getting a travel insurance when you travel to Spain means that you won’t lose your financial investment and recover the money in case of an unforeseen incident. 

The insurance may cover essential things like flight accidents, lost baggage, trip cancellation, and others while you are traveling. 

Your travel policy can, either include medical expenses or not. Well, that will depend on the type of policy you have taken. Unless you get a cheap travel insurance with SafetyWing and you’ll be covered for both.

Medical insurance

Another type of insurance that you should consider is a medical insurance during your trip to Spain. The best  travel advice for Spain  that you will get from many is to buy a medical insurance.

This means that your health care cost will be taken care of, just in case if you get sick while you travel. These types of insurance policies are quite affordable and the reviews state that SafetyWing is one of the best cheap travel insurance covering medical expenses as well.

Now, the type of insurance you need will depend on the kind of protection you are looking for. 

SafetyWing offers both travel and medical protection. It is always better to have both covered, and that’s why an all-inclusive travel insurance is the best plan to go for. 

Why do I need Travel Insurance to Spain?

Spain offers a myriad of sightseeing opportunities for every traveler. From dramatic mountains to picturesque beaches, Spain will surely take your breath away. This beautiful country hosts over a thousand fantastic beaches to explore and it’s only one of the things that Spain is known for.

The best way to enjoy this beauty is without having to worry about losing your baggage, and also without getting sick. And if you do, there will be this  cheap holiday insurance for Spain by SafetyWing. 

The reason why you need a travel insurance to Spain is rather simple. It is to have a backup plan, just in case things don’t go as you planned. It is highly recommended to have a travel insurance for Spain.

Although it is not mandatory to have a travel insurance, it is better to be safe than sorry. On top, you’ll risk losing a lot of money in case you decide to travel to Spain without a travel insurance.

Get a cheap and reliable holiday insurance to Spain here

Why, even for Beach Holidays or Nomads, Spain Travel insurance is a must!

Even though the beaches of Spain are calm and appealing,  accidents in Spain  can happen. There are plenty of activities do in Spain as well, but it is always advisable to be prepared for the worst.

The journey that you are heading for is unforeseeable. Therefore, the more prepared you are, the better it is for you.

Even if you are for example planning to hike the Camino Trail, one of the things to know before hiking the Camino de Santiago , is that you need a travel insurance.

The healthcare system in Spain is marvelous. However, the cost is jaw-dropping, and that’s one of the main reasons why you should get a travel medical insurance. 

Let’s say that you are dealing with a simple food poising illness because of something you eat at the beachside shacks. If you need to be transferred to the hospital, you will end up losing a lot of money.

Public hospitals in Spain may not admit you, so the one that you are left with are private hospitals. We all know how much they charge.

If you are a nomad and travel more often or you are here for some work in Spain, it won’t feel right to lie in the hospital bed without having the money that will help you recover the amount you paid.

That’s why you need a SafetyWing’s travel + medical insurance that is custom-made for you.

How do I get Travel Insurance for Spain?

Many people wonder how to get a travel insurance for Spain. The process is not as challenging as it may appear. There are specific steps that you need to follow, and you will get your travel insurance within a short time.

Step 1: The first thing is to visit the homepage of SafetyWing  and click on the Sign me Up option that you will see on the website.

Step 2: After signing up, your insurance will be activated once you leave your country to Spain. From the moment you travel to coming back to your place, your SafetyWing’s Nomad Insurance will compensate for everything that the policy covers.

Step 3: In case you lose your baggage while you are abroad, meet with an accident, or get sick, your policy will compensate you in two ways:

• Direct Billing – For the hospitals and doctors in our network, direct billing is sometimes an option, with the medical office submitting the bills directly to the Plan Administrator so that you don’t have to pay upfront and wait for reimbursement. After any visit, you will need to submit a claim.
• The Second method is where you pay for the bills first, and once you have all the receipts with you, you send it to the insurance company. Then, the company will reimburse you later.

What is included in my travel insurance?

If you are wondering what all will be included in your Nomad Insurance by SafetyWing , you will be glad to know that SafetyWing provides a tailor-made travel and medical insurance to all of their clients. And this, at an unbeatable price!

The insurance grants you access to a qualified global network of hospitals, where you will get treatment for unexpected medical issues and accidents.

Your travel insurance will cover you for your travel delay costs, loss of checked luggage, emergency response, natural disasters, and personal liability cost.

In short, any unforeseen accidents and illnesses will be covered, delay and missed departures, and coverage for personal liabilities. This means that you can travel worry-free!

Get here cheap holiday insurance to Spain

Why is SafetyWing the Best, Cheap Travel Insurance to Spain?

When it comes to cheap travel insurance to Spain, you must always choose a policy that takes care of your needs.

Some of the top reasons why SafetyWing is the best are as follows:

• SafetyWing provides you with a worldwide travel medical cover at just 37 $ per 4 weeks.
• You can purchase your travel medical insurance for 180 different countries.
• You can easily access your policy on your mobile phone.
• Your visits to your home country are covered as well with up to 30 days every 3 months (15 days if your home country is the US).
• The insurance included one young child aged between 14 days and 10 years old without added cost.
• It is one of the cheapest travel insurance for Spain.
• SafetyWing is the best and the most reliable insurance policy provider and is administered by Tokio Marine.

You can also purchase a policy for the whole group who is traveling along with you.

Now that you know why a travel insurance is so important, we recommend you to connect with SafetyWing today in order to get your travel and medical insurance.

For me, SafetyWing offers the best travel health insurance for Spain as it is cheap and reliable. And mostly, you will get to travel to Spain without any worry.

Short FAQ about Travel Insurance in Spain

Do i need a travel insurance for spain.

Yes, it is very important to get travel insurance before traveling to Spain, because in case of an accident, you can loose a lot of money.

What is the cheapest travel insurance for Spain?

One of the cheapest travel insurances for Spain is SafetyWing. Their plans are affordable and reliable.

Hola! I’m Paulina, a seasoned travelette who crossed the Atlantic Ocean by Boat HitchHiking. On my blog, find expert insights for an extraordinary holiday through outdoor and sustainable travel like hiking, cycling, and sailing. Let’s embark on unforgettable journeys together! 🌍🚀

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• Travel insurance for Spain

Every year, millions of holidaymakers from the UK head to Spain for its combination of glistening beaches, unique culture and Mediterranean cuisine.

If you’re planning a trip, get up to speed on what you should consider when buying travel insurance for Spain. Understand what your policy covers. Don't forget you Ghic or valid Ehic. And enjoy a safe holiday.

Healthcare for Brits in Spain

Healthcare arrangements for UK travellers visiting EU countries like Spain have changed as of 1 January 2021.

If you're a UK citizen travelling in an EU country, you can apply for a UK Global Health Insurance Card (Ghic) that will provide access to emergency and necessary state healthcare while you're there for free or at a reduced cost. If you have an existing Ehic, its predecessor, that is still in date, you can use that for the same.  Read more about Ghic and Ehic .

Remember, Ehic and Ghic don't cover everything. For instance, repatriation and airlift rescues aren't included. So you should buy travel insurance with medical cover to ensure comprehensive protection too.

Like the UK, Spain has both public and private healthcare systems, sometimes operating out of the same clinics or hospitals.

If you need to access healthcare, it may be worth insisting you are treated at a public health centre or hospital. Travel insurance may cover you for private healthcare, but it’s worth checking your policy before you depart to be aware of your options in case something goes wrong.

The Spanish word for the accident and emergency department is “urgencias”. The emergency phone number is 112 or 061 for an ambulance.

Some regions of Spain are remote and ambulances might take some time to get you to the nearest public hospital. If you are staying somewhere remote, it’s a good idea to check where the nearest health centres are and whether they are private or public before you leave. This is particularly important if you have pre-existing medical conditions.

Protect what matters when you go with good travel insurance

Travel risks in spain.

The most common travel risk faced by holidaymakers in Spain is theft. This can come in many forms, such as pickpocketing or things going missing from hotel rooms. The Foreign and Commonwealth and Development Office (FCDO) travel advice for Spain  warns that thieves are likely to go for money and passports, so ensure that these are well protected.

That doesn’t mean to say that the rest of your belongings are safe. It's important to insure your gadgets , especially smartphones, which are always targets for thieves. Stay alert and don’t advertise your belongings.

Thieves may work in gangs and use distraction techniques to rob you, such as asking for directions with a map. While no one wants to be antisocial on holiday, always be on your guard against people who appear suddenly and are over-familiar.

There are instances of thieves playing a longer game in order to scam or rob people, perhaps even offering to take you out for drinks. Again, always be mindful of a person’s motivations and keep your belongings on you at all times.

Dangers of drinking excessively in Spain

Lots of us enjoy a tipple whilst on holiday, but there are dangers of taking it to excess aside from obvious health concerns.

Having an accident while intoxicated or requiring medical care as a result of drinking alcohol may impact your travel insurance cover. Read your policy documents carefully to understand the risks.

There are risks that don’t mix with alcohol regardless of how much you’ve had. Clearly, driving a car or riding a moped should be avoided. Spain’s drink driving limit is much lower than the UK’s – 0.5 milligrams of alcohol per litre of blood versus our 0.8 – so it may be safer not to drink and drive at all. This is even stricter for new drivers, where the limit is 0.1.

The FCDO have a safety and security section on their Spain travel advice page which includes the risk of balcony falls which are often alcohol-related.

Drinking alcohol during the day in the heat of Spain can dramatically increase the risk of dehydration. Try to stay shaded and, even if you don’t feel like it, drink a lot of water.

Regional considerations

Follow the advice above and always be aware of people approaching you suddenly or touching you, even if it is lightly.

There are areas particularly notorious for pickpocketing, like La Rambla and Sagrada Familia, however it’s important to be on your guard everywhere.

You should exercise the same caution in all major cities, including Madrid, Seville, Bilbao, Granada and Alicante.

Popular activities in Spain – are they covered?

Most of what you will want to do in Spain won’t be considered an ‘activity’ from an insurer’s perspective – such as walking around, eating out, seeing the culture and sunbathing.

But remember that your insurance might not cover you for a range of beach, water and adventure activities, so check your policy before you leave and take a copy of your policy documents with you in case you want to check if you can do something on a whim.

Things that you might not be covered for include pony-trekking, surfing, banana boating, quad biking, renting scooters or mopeds (unless certain safety precautions are observed), scuba diving while not part of an organised group and more.

Taking part in organised activities with licensed groups will be safer and more likely to be covered, but always make sure you’ve checked your policy beforehand.

Always have travel insurance

Being safe and aware of danger isn’t always enough to prevent something undesirable happening to you while you’re away. There are many ways you could simply be unlucky while away.

While you can’t completely guard against all eventualities, you can make sure that you’ve got adequate travel insurance .

Does Lanzarote come under Spain for travel insurance?

The Canary Islands are part of Spain, which in turn is part of Europe, so you’ll usually find travel insurers class islands like Lanzarote as part of Europe in their policies. That’s certainly how we do it with Post Office Travel Insurance – but you should always check the policy to be sure, whoever the provider. Read more about travel insurance for the Canary Islands .

Does Majorca come under Spain for travel insurance?

Majorca (or Mallorca) as well as Menorca, Ibiza and the other Balearic Islands, are part of Spain and so insurers treat them that way when offering their policies and providing a quote for cover. Usually, that means including Spain as part of cover for Europe as a whole. For example  Post Office Travel Insurance counts the Balearics, Canaries and other Spanish islands as part of Spain. It’s important to always check the policy wording to be sure the destination you’re travelling to will be covered, though.

The currency for Spain is the euro , which is one of many currencies you can load onto prepaid travel money cards .

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Travel Insurance for Expats

According to recent data, there are more than 5 million expatriates living in Spain , approximately 11% of the total population. British expats currently number nearly 316,000; and many choose to retire to the country for its warmer climate in southern Europe.

For expats looking to travel outside of Spain, to return to their home country or go elsewhere; travel insurance has to be an essential element in planning your trip.

However, finding a suitable travel insurance for expats product can be a problem , as most travel insurance companies will insist that clients be residents of the country in which they begin their trip, in order to qualify for an travel insurance for expats policy.

That means expats must buy a policy from a Spanish national insurer. A problem that is further complicated by the United Kingdom’s withdrawl from the European Union with Brexit.

For those expatriates with pre-existing medical conditions , the issue is complicated further by the fact that the cover available to them is very limited , with most Spanish travel insurers excluding cover to those with existing medical conditions.

Expatriates suffering from conditions such as respiratory disease, cardiovascular disease, cancer, mental health disorders, diabetes, alzheimer's disease, dementia, kidney disease, COPD, stroke or hypertension could have complications during their trip, which would not be covered under a usual travel insurance product that would not insure travellers with existing medical conditions.  

Fit 2 Trip is different , we do we offer travel insurance for expats that covers pre-existing medical conditions, ensuring that all emergency medical treatment is provided in the event that complications from an existing medical condition happen during a trip.

Fit 2 Trip travel insurance for expats provides coverage for expats with pre-existing medical conditions , from chronic illnesses to contracting COVID-19 , by allowing them to declare conditions securely online, giving them peace of mind that they are protected by their medical condition in the event of an emergency.

Taking out a policy is simple and can be done online in a few clicks. Declaring a medical condition is simple and can be done online at the time of purchase, via our medical screening system, which tailors a quotation based on your medical circumstance.

The products are available in both English and Spanish and can be purchased by anyone residing in Spain or who has lived in Spain for at least six months.

Fit 2 Trip offers single trip and multi-risk travel insurance policies . Cancellation coverage is included in our multi-risk policies, and in the same way, it can be contracted as part of a single trip or annual multiple trip policy.

All of our policies are available in basic, standard and premier coverage levels, so customers

can choose the level of coverage they require.

In addition to this travel insurance for expats. Fit 2 Trip has the following travel insurance that may interest you according to your needs:

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- Traveling for Golf

- Traveling in Europe

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Don't forget to book your holiday insurance with us for a carefree holiday to Spain.

Spain is one of Europe's most popular tourist destinations, and it's easy to see why. White sand beaches stretch for miles along the country's Mediterranean and Atlantic coasts, while the inland cities are simply bursting with culture.

The northern coastline has become increasingly popular with visitors in recent years, with the opening of the Guggenheim Museum in Bilbao draw significant crowds. Neighbouring San Sebastian offers stunning beaches, the chance to sample Basque cuisine and a trendy nightlife scene.

Inland from Spain's northern coast is the charming medieval city of Pamplona , a great base from which to explore the awe-inspiring Pyrenees.

Along the east coast sits Barcelona , a vibrant city teeming with architecture designed by the city's most famous son, Gaudi. Not to be missed are the city's Mediterranean beaches, the atmospheric Gothic quarter and the bustling Las Ramblas promenade.

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Barcelona is not to be mistaken with Spain's capital, Madrid . A cultural hot spot with elegant buildings and a sophisticated café culture as well as some of the country's best museums, Madrid offers visitors a healthy dose of modern chic. Spain is full of interesting tourist attractions that are not entirely beach based. The whole of Spain with its distinct areas of cutlure and history has so much more to offer tourists than purely sun and Sangria.

South along the coast from Barcelona are tourist giants Valencia and Alicante . With its breathtaking mountainous backdrop, Valencia balances modern attractions with centuries-old architecture. Alicante is the Coast Blanca's most popular beach destination and where visitors come to relax and enjoy the soft sands, warm waters and deliciously fresh seafood.

The south coast is home to the Costa del Sol, with cities such as Picasso's birthplace Malaga and upmarket Marbella being hotspots for holidaymakers. Inland, the Moorish cities of Cordoba and Granada are known for their fantastic fortress and palace respectively, with Granada's Alhambra revealing exquisite Islamic architecture.

The carnival town of Cadiz lies on the Atlantic coast and can easily be reached from nearby Jerez de la Frontera , home of flamenco dancing. Seville is the capital of the Andalusia region and is characterised by its impressive cathedral, which is the final resting place of Christopher Columbus.

Also hugely popular among visitors is the Spanish island of Majorca, whose capital Palma is a popular party spot. If the nightlife isn't lively enough for you here, head for neighbouring Ibiza, home to some of the world's largest nightclubs.

Getting to Spain is easy, with international airports strategically placed in all large cities including Madrid and Barcelona. The road and train networks are excellent and link with all neighbouring countries, making getting around a breeze.

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Travel Insurance for Spanish Residents

Spanish residents Travel Insurance. No hidden extra's. Cruise cover and Covid protection included. 

Medical Emergency Assistance service

Pre-existing medical conditions are covered as standard

Cover for trekking to altitudes of up to 3500 meters as standard

Travel insurance is available for people aged up to 89

Wide range of travel insurance policy extras

Travel Insurance for People Living in Spain

Globelink specializes in providing travel insurance for Spanish residents. We have been providing quality travel insurance for Spain for 25 years.

Spain remains one of the unrivalled top holiday destinations and with a population of over 46 million, Spanish residents and the Expat community in Spain are also avid travellers - for both business or leisure purposes and more of you are choosing Globelink travel insurance to protect trips abroad and at home. Spain residents, whether visting family abroad, or taking a holiday, can protect themselves against risks like cancellation, medical emergencies, loss or theft of luggage and much more. Get a quote if you you need travel insurance for Spanish residents. It includes Cruise cover and Covid protection for free.

Already Travelling? No worries!

Whether you have already travelled and forgotten to purchase Travel Insurance before leaving, or if your policy has expired, you can still get cover with a Globelink Already Travelling Policy. So you relax in the knowledge that you can buy travel insurance even if you are already overseas. LEARN MORE

Spain's capital is Madrid and other major locations include Alicante, Barcelona, Bilbao, Malaga, Seville and Valencia - all amazing locations to visit.

Globelink offers cheap travel insurance for Spanish residents. As well as budget options, we offer full protection with our Annual Multi Trip and Comprehensive options which cover you for up to 10 Million in Medical and Repatriation expenses. If you are planning a trip abroad, remember your travel insurance which you can buy on line in minutes and you'll get your documents emailed to you immediately.

What's included with Comprehensive Single Trip or Annual Multi-Trip Travel Insurance?

Our Comprehensive and Annual Multi-trip policies provide great cover - and we don't expect you to pay extra for Cruise Cover and Covid Protection. You can buy up to one year in advance with Single Trip options, or up to 4 months in advance if buying Annual Cover. Annual Travel insurance allows you to travel as many times as you like, with no maximum 'days abroad' restrictions - as long as your trip stays within your selected trip duration.

Cover Includes:

• 10 Million Medical and Repatriation Expenses
• Free Cruise Cover
• Cancellation and Curtailment
• Personal Liability cover up to 2 Million
• End Supplier Failure Cover if your supplier goes bust
• Personal Accident Cover up to £25,000 (conditions apply)
• over 50 Pre-existing medical conditions
• over 100 Adventure activities

Authorised and Regulated by the Financial Conduct Authority and the ICCS in Europe, Globelink are the leading provider of annual multi trip policies and single trip cover for people living in Spain, Europe and EEA countries.

Globelink Annual Multi Trip policies give cover for an unlimited number of trips with a choice of cover for Worldwide or Europe only. You can select from policies giving a maximum individual trip duration of 17, 31, 45, 60, 90 or 120 days. This is reduced to a maximum of 60 days for people aged 66 to 70 and 31 days for people aged 71 to 74.

Policies for annual multi trips are available for people aged up to 79. Children aged 17 years or under are covered for free.

Travel Cover for over 50 pre-existing medical conditions are included.

Single Trip Travel Insurance

Single Trip Travel Insurance is designed for people aged up to 89 travelling independently or on a package holiday with a maximum trip duration of up to 15 months.

• Cancellation or Curtailment - up to £6,000 in total
• Emergency Medical Expenses - up to £10,000,000 in total
• Baggage - up to £3,000 in total

Annual Multi-Trip Travel Insurance

Travelling more than once a year? Take as many holidays as you wish and be covered all year long! 17 days Winter Sports Cover FREE if you take out the 45 days policy.

Designed for most Individuals, Couples or Families who undertake several trips of up to 120 days within a 12 months period. For people aged up to 79 years!

• Baggage - up to £3,000 in total

Backpacker Travel Insurance

Career breaker? Globetrekker? Globelink Insurance offer the budget solution for long stay journeys.

Aimed at under 51 years old backpackers on a tight budget up to a maximum of 18 months. Most adventure sports covered for free.

• Cancellation or Curtailment - up to £2,000 in total
• Emergency Medical Expenses - up to £5,000,000 in total
• Baggage - up to £1,000 in total

Already Travelling Policy

Forgotten to take cover? Travel insurance has run out? No worries! Globelink will still get you covered!

Get cover online immediately with Globelink. You don\'t need to be in your home country, you can buy a policy from anywhere in the world even after you?ve started your trip. As long as your usual place of residence is in the UK or EU.

• Cancellation or Curtailment - up to £6,000 in total
• Emergency Medical Expenses - up to £10,000,000 in total

Seniors Travel Insurance

Travel the world regardless of your age. It is safe and easy with Globelink Travel Insurance.

Single Trip Travel Insurance for people aged up to 89 years and Annual Multi Trip Travel Insurance for people aged up to 79.

Why Choose Globelink

Available for eu and uk residents.

You can buy a Globelink Travel Insurance policy wherever you live within the UK/EU or EEA

Pre-existing medical conditions

Wide range of pre-existing medical conditions covered as standard for free.

Kids travel for free with family

Annual policies cover your children under 18 years to travel with you at no extra cost.

Available for age groups up to 89

Single trip policies are designed for up to 89 years old travellers. Annual policies are available for people aged up to 79.

Cruise Cover included as standard

We know you love cruising, so it is covered as standard on all policies.

100+ Sports & Activities covered

Globelink now covers more adventure activities than ever before.

Why Our Customers Love Us?

Average rating 4.5 / 5, from over 2323 reviews, 93% of our Customers rate their customer experience as Excellent or Great!

Globelink Internatiobal Travel Insurance are the most competitive and safe travel insurance Company to deal with. Their web site is easy to navigate and is supported by a helpful on line system. We have used them for travel in the USA, Caribbean, Greek Islands and the Mediterranean and every time their cost is better than other companies. My wife and I are Senior\'s, so naturally we look to cover us both 100% and can always rely on Globelink to provide us with adequate travel insurance cover. William Cox

Very easy website to use and always helpful if you phone.

I have used them twice before and found them very easy to deal with They also have insurance for the over 80s

We have used Globelink for a few years. Their offer is good and they makes it very easy to apply for their coverage. So far, fortunately, we have not needed to submit any claims.

All our requirements were dealt with by Josie who was very helpful indeed. Would recommend this company to all. Regards Peter Byrne and Pamela Howd

Excellent service, helpful guidance and information. Patient and understanding.

I commend Globelink as one of the few companies that realise that there are fit 82 year olds that wish to travel and visit their families. Not many companies will insure us when we pass the age of 80

We have used Globelink International Travel Insurance several times: the website is easy to use and simple to navigate; the options for \"cover\" are varied and well explained and prices are appropriate to the cover offered. The process is quick and efficient. Thank you.

Renewal service was very easy to use, with the facility to make changes if necessary.

Very clear and easy to renew. Have used them for over 15 years. A little pricey but you get what you pay for

We have used Globelink for all our travels over the last 20 years. The website is easy to use & the cover excellent. Luckily we have never had to claim so am unable to comment on this.

I would like to take this opportunity to thank you and your team for the excellent service that you\'ve provided to me in choosing a travel policy. The caring nature of the team member. Thank you.

Very impressed with the simplicity and ease of use of the website. The price was also competitive and had my policy instantly after payment. Thank you Globelink I will definitely be a returning customer.

Frequently Asked Questions

Why is travel insurance to spain more expensive.

Globelink offer the same price for travel insurance cover to any European country. The cheapest policy is £ (based on 1 adult aged up to 50 travelling to any European country for up to 5 days). Unlike some other providers, we don’t charge more for Spain.

What travel insurance do i need for Spain?

It depends on your needs and trip duration. As a minimum you should ensure you have emergency medical cover and cover against cancellation and curtailment of your trip. Globelink offer a range of travel insurance policies with different cover options available, from budget Economy to Comprehensive cover.

How much does travel insurance for Spain cost?

It depends on the type of policy you choose, trip duration and number of travellers. The cheapest policy is £ (based on 1 adult aged up to 50 travelling to Spain for up to 5 days).

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• Best overall
• Best for exotic trips
• Best for trip interruption
• Best for medical-only coverage
• Best for family coverage
• Best for long trips
• Why You Should Trust Us

Best International Travel Insurance for June 2024

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

If you're planning your next vacation or trip out of the country, be sure to factor in travel insurance. Unexpected medical emergencies when traveling can drain your bank account, especially when you're traveling internationally. The best travel insurance companies for international travel can step in to provide you with peace of mind and financial protection while you're abroad.

Best International Travel Insurance

• Best overall: Allianz Travel Insurance
• Best for exotic travel: World Nomads Travel Insurance
• Best for trip interruption coverage: C&F Travel Insured

Best for medical-only coverage: GeoBlue Travel Insurance

• Best for families: Travelex Travel Insurance
• Best for long-term travel: Seven Corners Travel Insurance

How we rate the best international travel insurance »

Compare the Best International Travel Insurance Companies

As a general rule, the most important coverage to have in a foreign country is travel medical insurance , as most US health insurance policies don't cover you while you're abroad. Without travel medical coverage, a medical emergency in a foreign country can cost you. You'll want trip cancellation and interruption coverage if your trip is particularly expensive. And if you're traveling for an extended period of time, you'll want to ensure that your policy is extendable. 

Here are our picks for the best travel insurance companies for international travel.

Best overall: Allianz

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Good option for frequent travelers thanks to its annual multi-trip policies
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Doesn't increase premium for trips longer than 30 days, meaning it could be one of the more affordable options for a long trip
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some plans include free coverage for children 17 and under
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Concierge included with some plans
• con icon Two crossed lines that form an 'X'. Coverage for medical emergency is lower than some competitors' policies
• con icon Two crossed lines that form an 'X'. Plans don't include coverage contact sports and high-altitude activities
• Single and multi-trip plans available
• Trip cancellation and interruption coverage starting at up to $10,000 (higher limits with more expensive plans)
• Preexisting medical condition coverage available with some plans

Allianz Travel Insurance  offers the ultimate customizable coverage for international trips, whether you're a frequent jetsetter or an occasional traveler. You can choose from an a la carte of single or multi-trip plans, as well as add-ons, including rental car damage, cancel for any reason (CFAR) , adventure sport, and business travel coverage. And with affordable pricing compared to competitors, Allianz is a budget-friendly choice for your international travel insurance needs. 

The icing on the cake is Allyz TravelSmart, Allianz's highly-rated mobile app, which has an average rating of 4.4 out of five stars on the Google Play store across over 2,600 reviews and 4.8 out of five stars from over 22,000 reviews on the Apple app store. So, you can rest easy knowing that you can access your policy and file claims anywhere in the world without a hassle.

Read our Allianz Travel Insurance review here.

Best for exotic trips: World Nomads

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Coverage for 200+ activities like skiing, surfing, and rock climbing
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Only two plans to choose from, making it simple to find the right option
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. You can purchase coverage even after your trip has started
• con icon Two crossed lines that form an 'X'. If your trip costs more than $10,000, you may want to choose other insurance because trip protection is capped at up to $10,000 (for the Explorer plan)
• con icon Two crossed lines that form an 'X'. Doesn't offer coverage for travelers older than 70
• con icon Two crossed lines that form an 'X'. No Cancel for Any Reason (CFAR) option
• Coverage for 150+ activities and sports
• 2 plans: Standard and Explorer
• Trip protection for up to $10,000
• Emergency medical insurance of up to $100,000
• Emergency evacuation coverage for up to $500,000
• Coverage to protect your items (up to $3,000)

World Nomads Travel Insurance  offers coverage for over 150 specific activities, so you can focus on the adventure without worrying about gaps in your coverage. 

You can select its budget-friendly standard plan, starting at $79. Or if you're an adrenaline junkie seeking more thrills, you can opt for the World Nomads' Explorer plan for $120, which includes extra sports like skydiving, scuba diving, and heli-skiing. And World Nomads offers 24/7 assistance, so you can confidently travel abroad, knowing that help is just a phone call away. 

Read our World Nomads Travel Insurance review here.

Best for trip interruption: C&F Travel Insured

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers 2 major plans including CFAR coverage on the more expensive option
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cancellation for job loss included as a covered reason for trip cancellation/interruption (does not require CFAR coverage to qualify)
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Frequent traveler reward included in both policies
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1 million in medical evacuation coverage available
• con icon Two crossed lines that form an 'X'. Medical coverage is only $100,000
• con icon Two crossed lines that form an 'X'. Reviews on claims processing indicate ongoing issues
• C&F's Travel Insured policies allow travelers customize travel insurance to fit their specific needs. Frequent travelers may benefit from purchasing an annual travel insurance plan, then adding on CFAR coverage for any portions of travel that may incur greater risk.

C&F Travel Insured offers 100% coverage for trip cancellation, up to 150% for trip interruption, and reimbursement for up to 75% of your non-refundable travel costs with select plans. This means you don't have to worry about losing your hard-earned money on non-refundable travel costs if your trip ends prematurely. 

Travel Insured also stands out for its extensive "reasons for cancellation" coverage. Unlike many insurers, the company covers hurricane warnings from the National Oceanic and Atmospheric Administration (NOAA).

Read our C&F Travel Insured review here.

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. A subsidary of Blue Cross Blue Shield
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers strong medical plans as long as you have a regular health insurance plan, but it doesn't have to be through Blue Cross
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers long-term and multi-trip travel protection
• con icon Two crossed lines that form an 'X'. Multiple complaints about claims not being paid or being denied
• con icon Two crossed lines that form an 'X'. Does not provide some of the more comprehensive coverage like CFAR insurance
• con icon Two crossed lines that form an 'X'. Buyers who do get claims paid may need to file multiple claim forms

GeoBlue Travel Insurance offers policies that covers emergency medical treatments when you're abroad. While GeoBlue lacks trip cancellation coverage, that allows it to charge lower premiums than the other companies on this list. 

GeoBlue plans can cover medical expenses up to $1 million with several multi-trip annual plans available. It offers coinsurance plans for trips within the U.S. and 100% coverage for international trips. It also has a network of clinics in 180 countries, streamlining the claims process. It's worth noting that coverage for pre-existing conditions comes with additional costs. 

Read our GeoBlue Travel Insurance review here.

Best for family coverage: Travelex Travel Insurance

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Options to cover sports equipment
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Option to increase medical coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Can cancel up to 48 hours before travel when CFAR option is purchased
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable coverage for budget-conscious travelers
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes generous baggage delay, loss and trip delay coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Optional "adventure sports" bundle available for riskier activities
• con icon Two crossed lines that form an 'X'. Only two insurance plans to choose from
• con icon Two crossed lines that form an 'X'. Medical coverage maximum is low at up to $50,000 per person
• con icon Two crossed lines that form an 'X'. Pricier than some competitors with lower coverage ceilings
• con icon Two crossed lines that form an 'X'. Some competitors offer higher medical emergency coverage

Travelex travel insurance is one of the largest travel insurance providers in the US providing domestic and international coverage options. It offers a basic, select, and America option. Read on to learn more.

• Optional CFAR insurance available with the Travel Select plan
• Trip delay insurance starting at $500 with the Travel Basic plan
• Emergency medical and dental coverage starting at $15,000

Travelex Travel Insurance offers coverage for your whole crew, perfect for when you're planning a family trip. Its family plan insures all your children 17 and under at no additional cost. The travel insurance provider also offers add-ons like adventure sports and car rental collision coverage to protect your family under any circumstance. Got pets? With Travelex's Travel Select plan, you can also get coverage for your furry friend's emergency medical and transportation expenses. 

Read our Travelex Travel Insurance review here.

Best for long trips: Seven Corners

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Diverse coverage options such as CFAR, optional sports equipment coverage, etc.
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Available in all 50 states
• con icon Two crossed lines that form an 'X'. Prices are higher than many competitors
• con icon Two crossed lines that form an 'X'. Reviews around claims processing are mixed
• Trip cancellation insurance of up to 100% of the trip cost
• Trip interruption insurance of up to 150% of the trip cost
• Cancel for any reason (CFAR) insurance available

Seven Corners Travel Insurance offers specialized coverage that the standard short-term travel insurance policy won't provide, which is helpful if you're embarking on a long-term trip. You can choose from several plans, including the Annual Multi-Trip plan, which provides medical coverage for multiple international trips for up to 364 days. This policy also offers COVID-19 medical and evacuation coverage up to $1 million. 

You also get the added benefit of incidental expense coverage. This policy will cover remote health-related services and information, treatment of injury or illness, and live consultations via telecommunication. 

Read our Seven Corners Travel Insurance review here.

How to Find the Right International Travel Insurance Company 

Different travelers and trips require different types of insurance coverage. So, consider these tips if you're in the market to insure your trip. 

Determine your needs 

Your needs for travel insurance will depend on the type of trip you're taking. You'll need to consider your destination and what you'll be doing there, either business, leisure, or adventure traveling. Policies covering adventure sports and activities will cost more. Longer, more expensive trips will also cost more. 

Research the reputation of the company 

When researching a company, you'll want to closely review the description of services. You'll want to see how claims are handled, any exceptions, and limitations.

You'll also want to look at the company's customer reviews on sites like Trustpilot, BBB, and Squaremouth, as this will provide insight on the quality of customer service and the claims process. You should also take note of whether companies respond to customer reviews.

Compare prices

You can get quotes through a company's website or travel insurance aggregators like InsureMyTrip and VisitorsCoverage. You'll need to be prepared to provide the following information about your trip:

• Trip destination(s)
• Travel dates
• Number of travelers
• Traveler(s) age/birthday
• State of residence
• Total trip cost

For companies that offer travel medical insurance, you'll also want to play around with the deductible options, as they can affect your policy premium. 

Understanding International Travel Insurance Coverage Options

Travel insurance can be confusing, but we're here to simplify it for you. We'll break down the industry's jargon to help you understand what travel insurance covers to help you decide what your policy needs. Bear in mind that exclusions and limitations for your age and destination may apply. 

Finding the Best Price for International Travel Insurance

Your policy cost will depend on several factors, such as the length of your trip, destination, coverage limits, and age. Typically, a comprehensive policy includes travel cancellation coverage costs between 5% and 10% of your total trip cost.

If you're planning an international trip that costs $4,500, you can expect to pay anywhere from $225 to $450 for your policy. Comparing quotes from multiple providers can help you find a budget-friendly travel insurance policy that meets your needs.

Why You Should Trust Us: How We Reviewed International Travel Insurance Companies

We ranked and assigned superlatives to the best travel insurance companies based on our insurance rating methodology . It focuses on several key factors, including: 

• Policy types: We analyzed company offerings such as coverage levels, exclusions, and policy upgrades, taking note of providers that offer a range of travel-related issues beyond the standard coverages. 
• Affordability: We recognize that cheap premiums don't necessarily equate to sufficient coverage. So, we seek providers that offer competitive rates with comprehensive policies and quality customer service. We also call out any discounts or special offers available. 
• Flexibility: Travel insurance isn't one-size-fits-all. We highlight providers that offer a wide array of coverage options, including single-trip, multi-trip, and long-term policies.
• Claims handling: The claims process should be pain-free for policyholders. We seek providers that offer a streamlined process via online claims filing and a track record of handling claims fairly and efficiently. 
• Quality customer service: Good customer service is as important as affordability and flexibility. We highlight companies that offer 24/7 assistance and have a strong record of customer service responsiveness. 

We consult user feedback and reviews to determine how each company fares in each category. We also check the provider's financial rating and volume of complaints via third-party rating agencies. 

Read more about how Business Insider rates insurance products here.

International Travel Insurance FAQs

The best insurance policy depends on your individual situation, including your destination and budget. However, popular options include Allianz Travel Insurance, World Nomads, and Travel Guard. 

You should pay attention to any limitations regarding covered cancellations, pre-existing conditions, and adventure activities. For example, if you're worried you may have to cancel a trip for work reasons, ensure that you've worked at your company long enough to qualify for cancellation coverage, as that is a condition with some insurers. You should also see if your destination has any travel advisories, as that can affect your policy. 

Typically, your regular health insurance won't cover you out of the country, so you'll want to make sure your travel insurance has adequate medical emergency coverage. Depending on your travel plans, you may want to purchase add-ons, such as adventure sports coverage, if you're planning on doing anything adventurous like bungee jumping.

Travel insurance is worth the price for international travel because they're generally more expensive, so you have more to lose. Additionally, your regular health insurance won't cover you in other countries, so without travel insurance, you'll end up paying out of pocket for any emergency medical care you receive out of the US.

You should purchase travel insurance as soon as possible after making payment on your trip. This makes you eligible for add-ons like coverage for pre-existing conditions and CFAR. It also mitigates the chance of any losses in the days leading up to your trip. 

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