is travel insurance mandatory in dubai

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Is It Mandatory to Have a Travel Insurance to Enter Dubai?

Most people traveling to Dubai or UAE have a doubt whether they should get travel insurance for their visit here. Earlier travel insurance was not mandatory while applying for a Dubai tourist visa . But post the COVID 19 pandemic that has taken the world by storm, the UAE government has made it mandatory to obtain a travel insurance.

We strongly recommend you to not overlook the importance of having travel insurance. The UAE may be a safe and crime-free destination, but we still insist you to secure a proper travel insurance policy for your Dubai travel. Whether you’re going to have a short or long term stay in Dubai , this would help you to tackle any unforeseen events or emergencies as part of your travel with much ease. In today’s times, travel insurance is of paramount importance, not just when entering the UAE but also when locals travel to other countries from UAE, even if they are visa-free countries for UAE residents .

We recommend you to go through this guide which details about the importance of travel insurance for Dubai visitors.

1. what is travel insurance for dubai or uae .

As indicative of its name, the travel insurance is a category of insurance policy which is exclusively designed for those who are planning for a domestic or international travel. Depending on the package you choose, your travel insurance plan offers coverage for the travel related issues which include (but not limited to) cancellation or interruption of trip, emergency medical requirements, baggage loss, damage of property (such as rental vehicle or equipment), and accidental death. Some travel insurance plans may also provide additional benefits like cash transfer, concierge services, rental car coverage etc.

2. UNDERSTAND THE REAL ADVANTAGES OF TRAVEL INSURANCE FOR DUBAI

Imagine your trip got cancelled or delayed or you have to face any unexpected travel disruption! Honestly, we don’t want this to happen with you. On the other hand, we just want to alert you about this unforeseen situation and all mishaps that come along with it. You may be refunded partly but in the worst circumstances you may lose your entire money spent on planning your dream vacation. But with an adequate travel policy in place, you’ll be covered for any or all interruptions with regards to your travel, from the unexpected cancellation or termination of trips to the loss or theft of your luggage, cash, important documents, and personal belongings while on travel. The biggest example of this scenario is in 2020, with lockdown implemented, flights getting cancelled and people getting stranded while on vacation or business, the importance of travel insurance cannot be stressed upon more.

Medical Expenses & Hefty Evacuation: There is nothing as disastrous as getting your short Dubai visit extended due to an accident, injury or some major illnesses. While Dubai boasts of one of the world’s most advanced healthcare systems, the emergency medical attention may set you back a whopping amount as medical bill. Needless to say, this amount will be manifold times higher if your condition entails an evacuation as well. Foreseeing the above circumstances, it’s always good to have an all-inclusive travel insurance plan which will not only minimize the overall travel risks to a larger extent but also save you from paying the entire medical bill out of your pocket.

Finally, Return Safe to a Safe Home: Besides allowing you to travel absolutely tension-free, some travel insurance policies even assure you of the safety of your home during your travel, as they offer Home Care Plans with coverage for such unfortunate incidents as burglary.

3. MAIN THINGS TO CONSIDER FOR TRAVEL INSURANCE

• In order to choose an ideal policy, it is vital to analyze all your travel aspects, such as the duration of your Dubai stay, activities you’re planning to engage in, whether you’re traveling solo or with your family etc.
• With a lot of service providers offering cheap travel insurance, it’s always advisable to opt for a reputable company with excellent track record.
• Before zeroing in on your desired plan, it’s imperative to review the extent of its coverage and premium amount, along with its inclusions and exclusions.
• Make sure that your chosen plan offers coverage for medical bills, trip cancellation, and loss of expensive gear or documents such as passport, among other probable travel disruptions.
• In recent year, Dubai has become a major playground for adventure sports. If you’re an adventurist or an outdoor enthusiast, check whether your insurance policy involves coverage for your interested extreme activities, maybe skydiving , parasailing, bungee jumping, scuba diving, skateboarding etc.

A travel insurance policy is a mandatory requirement for Dubai visits, and you should choose an appropriate policy based on your travel plans. Failure to acquire travel insurance before applying for a Dubai visa is now a common reason for Dubai visa rejection . As you’re now all aware of the potential benefits of obtaining a travel insurance policy, be sure to include it in your pre-travel preparation list. If you need any assistance for your Dubai visa with Travel insurance, our experts at Only Dubai Visa are just a click or a call away. Whether you’re looking for travel insurance for Dubai from India or any other destination, we’ll do everything within our capacity to guarantee you an absolutely safe and stress-free travel to the UAE.

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United Arab Emirates Travel Insurance Requirements

Last updated: 03/07/2024

As of November 7, 2022, the United Arab Emirates lifted all Covid-19 related entry requirements, including the longstanding travel insurance requirement.

Squaremouth’s UAE Travel Insurance Recommendations

Squaremouth recommends travelers visiting UAE buy a travel insurance policy with at least $100,000 in Emergency Medical coverage and at least $100,000 in Medical Evacuation coverage. This coverage is reimbursement-based, meaning the traveler is typically required to pay their medical expenses upfront and then file a claim for reimbursement when they return home.

In addition to these medical benefits, most travel insurance policies are comprehensive and include a variety of other benefits, without increasing the cost of a policy. This includes coverage for travel delays and lost or delayed luggage.

Travelers visiting the UAE also have the option to insure their trip costs under the Trip Cancellation benefit. This benefit can reimburse all of their prepaid and non-refundable trip payments if they need to cancel due to an illness or injury, inclement weather, or terrorist incident, among other events.

Click here to begin your search for UAE Travel Insurance.

UAE Travel Insurance Trends and Data

Travel to the United Arab Emirates ( UAE ) has skyrocketed over the past few years. Technologically advanced cities, namely Dubai and Abu Dhabi, have made the UAE one of the most attractive and breathtaking countries to visit in the world.

Destination Rank: 61

Percentage of Squaremouth Sales: 0.33%

Average Premium: $276.93

Average Trip Cost: $3,938.33

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A Guide to Dubai’s COVID-19 Travel Insurance Rules

Dubai no longer requires travel insurance for visitors unless you need a visa, and even then coverage for COVID-19 is no longer needed. Yet, it is highly recommended because healthcare costs in the UAE can be substantial, and hospitals may refuse treatment if you cannot prove that you can afford it .

Discover the world's top health insurers. Compare quotes with a click of the button.

So, when planning your trip to Dubai, it’s important to consider purchasing travel insurance . Buying it early gives you time to research and compare different policies. Make sure to read the entire policy, including the fine print, to understand the coverage and limitations.

Healthcare in the UAE for Tourists

Although the healthcare standards in the UAE are high , healthcare is not free for tourists . In case of illness or accidents, having a valid travel insurance policy is crucial to access medical care without incurring significant expenses.

The cost of medical treatment in the UAE can be high, especially for non-residents. Without travel insurance, you may be required to pay upfront for medical services, which can put a strain on your finances.

Certain medications that are legal in your home country may be restricted in Dubai. So check with the authorities or your travel insurance provider to ensure that you are compliant with the local regulations and have the necessary permissions to bring your medication into the country.

Where to Get Travel Health Insurance for Dubai

You can obtain this coverage through an insurer or a reputable insurance broker like Pacific Prime Dubai. But if you secure travel insurance through us, you’ll have our support in addition to support from the insurer. Reach out to us for the most suitable coverage for your needs.

You may also get travel insurance quotes online from the comfort of your own home.

What Should Travel Medical Insurance for Dubai Include

Here are some key elements that your insurance policy should include:

Medical Emergencies:

• Coverage for ambulance and emergency room services
• Medical procedures, doctor’s visits, and hospitalization expenses
• The cost of prescription medications

Trip Disruptions:

• Coverage for non-refundable reservations or deposits
• Compensation for trip cancellations or interruptions due to unforeseen circumstances

Loss of Personal Belongings:

• Reimbursement for the loss, theft, or damage of personal items such as luggage, electronics, and valuables

Emergency Evacuation or Repatriation:

• Coverage for emergency medical evacuation to the nearest suitable medical facility
• Arrangements and expenses for repatriation of mortal remains in case of accidental death

Additional Coverage Options for Dubai Travel Insurance

Alongside the basic coverage for medical emergencies, trip disruptions, and loss of personal belongings, you have the option to add specialized coverage based on your needs.

Additional Coverage for Expensive Items

If you plan to bring expensive items or technology, it is advisable to check if your travel insurance policy covers their loss or damage. Some policies may have limits on the coverage for expensive items, so adding additional coverage for these items can provide you with peace of mind.

Coverage of Terrorism Events

In the unfortunate event of a terrorist attack, having coverage for medical expenses or losses related to such events can be crucial. It is recommended to check with your insurance provider if this coverage is included or if it can be added to your travel insurance policy.

Personal/Legal Liability Coverage

This coverage can protect you in case of any accidents or incidents where you might be held responsible for causing harm or damage to others. It can help cover legal expenses and potential compensation claims, providing you with a safety net in unexpected situations.

Adventurous Activities or Sports

If you plan on taking part in high-risk activities such as scuba diving or skydiving, make sure your policy covers them. Pay attention to the specific activities covered.

When choosing additional coverage options, it is important to carefully review your travel insurance policy and understand the limitations and exclusions. Some activities, such as skydiving or car racing, may require additional coverage or may not be covered at all.

Cost of Travel Insurance for Dubai

The cost of travel insurance for Dubai varies depending on several factors. Generally, travel insurance for Dubai can range from 4% to 10% of the total trip cost.

Factors Affecting the Cost of Travel Insurance for Dubai

These factors affect the cost of travel insurance in Dubai: 

• Duration of the trip : The longer your trip, the higher the cost of travel insurance.
• Desired coverage : More comprehensive coverage will result in a higher cost.
• Age of the insured individuals : Older individuals may have higher insurance premiums.
• Number of people included in the plan : Adding additional individuals to the plan may increase the cost.

The Best Travel Insurance Carriers 

For travel insurance, IMG, Vumi, and April International are the best for globetrotters. Below is a table illustrating their relative advantages.

A Note on Pre-existing Conditions

Even if you have a pre-existing condition, you are not out of luck purchasing travel insurance–the insurance can still cover disruptions during the trip, baggage loss/theft/delay, and loss and damage to your personal belongings.

While it’s true insurers typically do not cover pre-existing conditions, some may still cover them as long as your condition is sufficiently stable .

That said, note that only medical emergencies will be covered– The coverage will not pay for regular check-ups and medications .

Is travel insurance mandatory for visiting Dubai?

Travel insurance is not mandatory for visiting Dubai unless you need a visa. However, it is advisable to have travel insurance due to the high cost of healthcare in the UAE.

Can hospitals refuse treatment if I don’t have travel insurance in Dubai?

Hospitals may refuse treatment if you cannot prove that you can afford the medical expenses.

What should my travel insurance for Dubai cover?

Your travel insurance for Dubai should cover medical emergencies, trip disruption, coverage for loss of personal belongings, and emergency evacuation or repatriation of mortal remains.

Can I get additional coverage for activities or sports in Dubai?

Additional coverage can be obtained for adventurous activities or sports in Dubai. However, it is important to check with your insurance provider if coverage is included or if additional coverage is needed.

How much does travel insurance for Dubai cost?

The cost of travel insurance for Dubai varies depending on factors such as the duration of the trip, desired coverage, age, and number of people included in the plan. Generally, it can range from 4% to 10% of the total trip cost.

Is healthcare free for tourists in the UAE?

Healthcare in the UAE is not free for tourists. Medical costs can be high without health insurance.

Your trip to Dubai can be stress-free and worry-free if you have comprehensive travel insurance. Imagine enjoying the luxurious city lifestyle, exploring stunning landscapes and landmarks, and creating fond memories, all while ensuring your personal and financial safety.

When it comes to finding an affordable insurance plan that meets your requirements, Pacific Prime Dubai is your best partner. An experienced insurance broker, we are dedicated to offering unbiased advice and comparing insurance plans from leading global insurers in your best interest.

Contact us today and have a trip filled with happy moments!

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UAE: Is travel insurance mandatory for 5-year tourist visa holder every time they fly to UAE?

Kt reader asks about the rules and regulations to follow when visiting the emirates with this permit.

Ashish Mehta

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Published: Sun 18 Dec 2022, 8:56 AM

Last updated: Fri 23 Feb 2024, 2:58 PM

[Editor's Note: This story was originally published in December 2022. It is being promoted again after officials made a clarification regarding this visa.]

Question: I hold a five-year multiple-entry tourist visa. Is it mandatory to have travel insurance every time I fly to UAE?

Answer: In the UAE, a five-year multiple-entry tourist visa has been introduced by the Cabinet Decision No. 65 of 2022.

Article 15 of the Cabinet Decision sets forth the conditions and qualifications to obtain the five-year multiple-entry tourist visa.

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Under UAE law, the authority may issue a multi-visit visa for the purpose of tourism that is valid for five years without requiring a guarantor. The applicant is required to provide evidence of a bank balance of $4,000 or its equivalent in foreign currencies during the last six months preceding the submission of the application.

The multiple-entry tourist visa allows the beneficiary to stay in the country for a continuous period not exceeding 90 days; the Authority may extend it for a similar period, provided that the full period of stay does not exceed 180 days in one year.

The period of stay may be extended for a period of more than 180 days per year in exceptional cases to be determined by a decision of the President.

Article 15 of the Cabinet Decision doesn’t have any specific conditions regarding health insurance. But, at the website of the UAE’s Federal Authority for Identity, Citizenship, Customs and Ports Security (ICP), one of the pre-conditions for issuance of the visa, is for the applicant to submit a valid health insurance document approved in the UAE for the applicant and proof of a health insurance policy for the applicant’s family members.

Furthermore, upon enquiry, the ICP confirmed that a multiple-entry visit visa holder must obtain valid health insurance coverage approved in the UAE for each trip to the country, for the applicant and the applicant’s accompanying family members. Such health insurance policy should sufficiently cover their entire period of stay in the UAE.

Therefore, it is indeed mandatory for the multiple entry visa holder to have health insurance policy coverage approved in the UAE every time they fly to the UAE, and such policy should cover the duration of their stay in the country.

Ashish Mehta is the founder and Managing Partner of Ashish Mehta & Associates. He is qualified to practise law in Dubai, the United Kingdom and India. Full details of his firm on: www.amalawyers.com. Readers may e-mail their questions to: [email protected] or send them to Legal View, Khaleej Times, PO Box 11243, Dubai.

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• Travel insurance for Dubai

Planning on living the high life with a trip to the UAE’s iconic mega-city, Dubai? Make sure you’re aware of the local culture, travel risks and have travel insurance to cover you when you go.

Here we look at what medical care is available to UK citizens in Dubai and the extra protection a travel insurance policy may provide.

Get to know Dubai

Dubai the largest city in the United Arab Emirates (UAE) and is home to more than 100,000 British expats. It’s home to the tallest building in the world and the planet’s 5th largest shopping mall. It’s a mega-city of commerce, business and exciting nightlife.

Despite the UAE’s conservative infrastructure, Dubai is designed to accommodate Western socialising. There remain, however, strict prohibitions on things that would be considered normal in the UK, so if you’re travelling there, make sure you know how to behave to avoid faux pas, and be sure to buy good travel insurance that includes  coronavirus cover .

The currency in Dubai is the UAE dirham , so make sure you take enough dirham notes or load the currency onto a prepaid travel money card for access to your holiday funds while away.

Protect what matters when you go with good travel insurance

Healthcare for brits in dubai.

Dubai’s healthcare is comparable to that of the UK and is considered to be of a high standard. It’s imperative to have good travel insurance, as you may be refused medical care if you cannot provide a valid policy or do not have sufficient funds to cover your treatment personally.

It’s advisable to have a fund of ready cash in case of emergency alongside holiday insurance.

If you are in a medical emergency, call 999 just as you would in the UK and ask for an ambulance. Be certain to contact your travel insurer at the earliest possibility to apprise them of your situation.

According to the Foreign, Commonwealth and Development Office (FCDO) guidance on health , Brits returning home from Dubai have occasionally been diagnosed with Legionnaire’s disease. Although the cases date to 2017, the sources of the outbreak have not been identified. The disease is caused by bacteria that live in water and can be caught by inhaling the mist from contaminated water, for example in showers or steam baths.

Importantly, a number of prescription and over-the-counter drugs that are common in the UK are prohibited in the UAE, and you need more than a prescription and doctor’s note to take them into the country. You will need to establish whether you can take these drugs in at all, and what permissions from the UAE's Ministry of Health you could need to do so.

The UAE’s Ministry of Health has a list of prohibited drugs that it is important to consult. If you require medication that is prohibited in the UAE, you can contact their Drug Control Department at [email protected] or call them on +971 2 611 7240 and ask for advice.

Travel risks in Dubai

Crime is relatively low in Dubai, however it is always recommended to exercise the same caution you would in any large city. Avoid travelling alone, especially in unfamiliar areas and at night. And be mindful that some individuals – such as lone travellers or women – may be a particular target.

It is recommended to only use licensed taxis or Uber. Safety standards are very high and penalties for law-breaking are very severe.

You may also inadvertently fall foul of the law. There are a number of things that are illegal in the UAE that are legal in the UK.

Firstly, alcohol. As a tourist, it is only legally permissible to drink in licensed venues, and drinking or being visibly drunk in public can lead to arrest. Moreover, if you are visibly drunk whilst travelling through Dubai (for instance at the airport as a stopover) you could be arrested. If you plan on renting a flat or becoming resident in Dubai, you will need to acquire a licence to drink alcohol at home. If you take a day trip to Sharjah, remember that alcohol is completely forbidden there.

Electronic cigarettes are illegal in the UAE and could be confiscated when you arrive.

While it is not advisable to use illegal drugs anywhere, use in Dubai can come with some of the most severe penalties in the world. It’s also considered possession if you are found to have drugs in your bloodstream from using before visiting Dubai. Distributing drugs can incur the death penalty.

Other travel considerations in Dubai

Previously, people who had Israeli stamps or visas in their passport would have found it difficult to gain entry to the UAE. However, immigration authorities have advised that British nationals in this situation should not have difficulty in gaining entry.

In public, everyone is expected to dress conservatively. This means covering the shoulders, upper-arms and upper-legs. Underwear cannot be visible, and dressing as a person of another gender can incur severe penalties. It is unlikely that gender fluidity and non-binary genders will be recognised by authorities.

Having sex outside marriage is illegal, and if you are travelling with an unmarried partner you may be required to sleep in separate rooms at your hotel. The penalties can be strong if Dubai authorities discover you are cohabiting, even in a hotel, with someone you are not married or closely related to.

Homosexual relationships are illegal in Dubai, however efforts have been made to accommodate knowledge of homosexuality within the confines of a highly conservative society. A person’s private life is respected, however homosexual marriages from any country are not recognised in the UAE and all sex outside marriage is illegal. Any public displays of homosexual affection risk arrest and prosecution.

Ramadan is an extremely holy time in Muslim countries, and it is important to be respectful of local customs if you are not Muslim yourself. In particular, eating and drinking publicly while the local population are fasting is insensitive and can cause upset. It is best, during Ramadan, to eat privately where possible.

Criticism of the UAE or its affiliated business, bodies and industries is not allowed, including on social media. It’s unwise to express negative political opinion of the state to anyone, however conversation about global politics and commerce is fine as long as it remains respectful.

Diplomatic relations with Qatar were suspended by the UAE in 2017. Expressing sympathy with Qatar, whether vocally or on social media, can be dangerous.

It is a legal requirement to have your passport or recognised form of ID on you at all times. This may not include copied documents.

Culture in Dubai

Dubai is a very modern city, famed globally for its ambitious, modern architecture and luxury shopping. Dubai itself is a highly modern and globalised city, lacking in the way of historical cultural influence, however there are a number of interesting sites in the area from antiquity. For something more traditional within the city, take a look at the Souk Madinat Jumeirah.

Dubai’s culture is largely focused on leisure and entertainment, which means that you are never short of things to do. Representative shops and restaurants from a variety of global cultures are present in Dubai, including a North Korean restaurant. The offering of cultural food and drink within Dubai is extensive, and a broad range of cultures are represented in evening entertainment.

Nightlife is also very active, with very high-quality music and entertainment on offer all over the city.

The Islamic culture that underpins the city is represented in retail throughout the city. Traditional home furnishings, fragrances and clothing of the region are widely available, and within the modernity of malls, the architecture and feel of souks have been reconstructed.

Getting around in Dubai

Brits in Dubai can rent a car with a UK driver’s licence. Make sure that you have the correct insurance in place to drive, alongside travel insurance.

Driving is safe and air-conditioned rental cars can be a comfortable way of getting around. It’s a popular pastime for people in Dubai to cruise around showing off luxury cars, and driving is a common mode of transport. You may need a 1968 International Driving Permit in limited situations.

Public transport is very modern and very high-quality. The metro covers a large proportion of the city and offers good views, as most of the line is above ground. Buses are popular among residents and bus stops are air-conditioned for when you need to wait. This is one of the more cost-effective ways of getting around.

There’s a large number of boat trips available, from simple transport to luxury yachts.

Do I need travel insurance for Dubai?

Dubai is part of the United Arab Emirates, where the government has made it mandatory to have travel insurance that includes Covid-19 cover if you’re an international visitor travelling there. Travel insurance with medical cover can help protect you and pay the costs involved if you need emergency treatment or transport home (repatriation) if you fall ill or have an accident while you’re away.

Dubai also offers a growing number of adventure activities both in and out of the city. These are usually safety-conscious and well-organised, however it’s important to make sure that you are covered on your travel insurance to take part in them.

If you want an extra level of cover, discuss it with your insurer. You may also be covered for activities but only under certain circumstances – for instance, you may only be covered to cycle if you are wearing a helmet and do not travel above certain elevations.

If you’ll be doing extreme activities while you’re there, such as quad biking in the sand dunes, it’s likely you’ll need more cover than a standard travel insurance policy provides to account for the potentially higher risk. Compare the add-ons available from different insurers to make sure you can get enough cover in place.

Travel insurance isn’t just for medical problems. If your belongings, such as luggage, are lost, damaged or stolen, or your flight is delayed, travel insurance may help to cover costs incurred. If you buy your travel insurance at the same time as you book your holiday, you could receive a payout if something such as an illness prevent you from going.

Always check the latest travel advice

Before you travel, check the latest Foreign, Commonwealth and Development Office (FCDO) advice  for your destination, as travelling against this advice may invalidate your travel insurance.

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Is Having Insurance for Visit Visa in UAE Mandatory?

Written By Arabiers Digital & Reviewed by Reobeena Brown

09 July 2024 | 13 Min Read

It is not mandatory to have insurance when traveling to UAE. Still, getting insurance when processing the uae visit visa by arabiers is prudent because you never know what might happen. You mage get sick while in UAE, and the insurance will cover the treatment expenses.

The United Arab Emirates (UAE) is a country that features a variety of landscapes, contributing to the country's high level of tourism. These landscapes range from magnificent deserts to the mesmerizing Arabian Sea.

Dubai, Abu Dhabi, Fujairah, Sharjah, Ras Al Khaimah, Umm Al Quwain, and Ajman make up the federation of the seven Arab Emirates that make up the United Arab Emirates. Deserts, pristine beaches, towering skyscrapers, and opulent resorts are some of the things that make this place famous.

In addition, the migratory birds that stop off on its beaches draw in birdwatchers from all over the world. Due to the weather in the UAE, tourists are more likely to suffer from heat strokes or heat exhaustion, which could lead to unexpected medical costs.

Almost all people who travel to the UAE will experience weather like this. In addition, participating in activities such as water sports or desert safari can put you in danger of being involved in an accident.

Table of Contents

• Key Benefits
• Is Healthcare Expensive in the UAE for Tourists ?

Where Can I Get Travel Health Insurance for UAE?

When buying a travel insurance policy, keep the following in mind:, will my uae travel medical insurance cover all my activities, travel insurance to uae packages, points to remember, key benefits of travel insurance for uae.

You may wonder why we recommend getting insurance when traveling to UAE, and here we will explain the benefits of travel insurance for the UAE.

The United Arab Emirates (UAE) is renowned for its tourism and hospitality, which brings visitors from all over the world. If you're considering visiting this place, you are designated for a thrilling adventure.

To ensure your time in the UAE is as stress-free as possible, purchase appropriate travel insurance before you arrive. The following are some of the most important advantages of purchasing a travel insurance plan in the UAE:

• Medical Emergencies & Accidents
• Trip disruption
• Personal belongings loss coverage
• Emergency evacuation or repatriation of mortal remains coverage
• Hijack coverage
• 24x7 assistance
• Covid-19 Coverage Advantages

Aside from this, the specifics of your benefits package can be adjusted according to the plan. Add-ons like coverage for pre-existing conditions, coverage for loss of personal items, coverage for participation in adventure sports, coverage for pre-existing diseases, and coverage for house burglary insurance may be available under some plans.

Is Healthcare Expensive in the UAE for Tourists?

The healthcare system in the UAE is so highly regarded hence you won't have to worry about getting adequate treatment if you become ill or are injured while traveling to UAE .

However, with the exception of UAE citizens, there is a cost associated with receiving medical care. Individuals who do not have any kind of health insurance face extremely significant medical bills.

Remember that the additional cost of the insurance policy is only a fraction of what you may have to pay if you require medical care, so if you are considering whether or not to purchase travel health insurance, keep in mind this fact.

It is easy to get travel insurance to Dubai and the UAE. You need to contact a travel insurance company based in your home country or an online comparison marketplace such as Insubuy.

At Insubuy, you will also have the opportunity to compare several insurance policies and select the plan that best meets your requirements.

• Get it in advance. Once you have booked your trip, purchasing travel insurance ought to be one of the first things you do, especially if your deposits are non-refundable and you are going to a country like the United Arab Emirates, which has a reputation for having expensive lodging options. If you are required to cancel, you will be eligible to receive some or all of your money back.
• Conduct research and make a comparison of the various policies online.
• Pay close attention to reading the entire policy, including any small print that may be present. If you do need to file a claim, being aware of the specifics of your coverage will prevent you from being surprised by the amount of money you are required to pay

That is entirely dependent on the activities that you have planned. Generally speaking, travel insurance does not cover high-risk activities because they are not considered low-risk. In addition, there are a lot of high-risk, exciting activities that you can participate in anywhere in the UAE, including Dubai. Still, they might not be covered by your insurance.

Skydiving, dune bashing, scuba diving, car racing, (indoor) skiing, and other extreme sports might not be covered under a standard travel health insurance policy, for instance.

If you intend to participate in activities of this nature, you should inquire with your insurance providers about the possibility of purchasing additional coverage for these endeavors.

A higher premium must be paid for an insurance plan to receive protection for high-risk pursuits, and even then, certain dangerous pursuits might not be covered.

We offer travel insurance to customers of any age, from 0 to 75. We offer a variety of insurance plans that can be customized to meet your needs regarding the length of your trip, your age, and the coverage you require. The following is a list of what our insurance (according to the plans) covers.

Normal Packages

• Rates range from 75 AED to 600 AED
• Coverage is available in the United Arab Emirates (7 Emirates)
• Cover is underwritten by Union Insurance UAE (Based in 7 Emirates)

Covid-19 & Related Coverage

• Accidental Death and Permanent Disability: $1,500 to $500,000
• Medical Reimbursement for Accidents and Sickness from USD 15,000 to USD 500,000
• Benefits for evacuation and repatriation ranging from USD 5,000 to USD 200,000

Premium Duration

• All claims must be reported within seven days of the patient being discharged from the hospital.
• The insurance policy does not cover pre-existing medical conditions, regardless of whether or not the condition was disclosed by the policyholder, except for treatment received in an emergency room.
• In an emergency, treatment received outside of the authorized network is only eligible for reimbursement up to the network tariff in effect. Our website contains a comprehensive list of authorized networks in its entirety.
• The maximum age allowed for coverage under the policy is 75 years.
• If the United Arab Emirates (UAE) authorities deny the applicant a visa or refuse the applicant entry into the UAE, the policy will be automatically canceled.
• The policy is only applicable to travelers to the UAE who have a current visa for the UAE.
• The insurance certificate cannot be transferred to another party, and there is no provision for a refund once it has been issued.

Can You Buy Travel Insurance for a One-Way Trip to the UAE?

Traveling to the United Arab Emirates (UAE) is an exciting prospect, whether for tourism, work, or residence. One essential aspect of planning your trip is securing appropriate travel insurance, even for a one-way trip. Many insurers offer travel insurance policies for one-way trips to the UAE, ensuring you are covered from the moment you leave your home country until you settle in the UAE. However, your travel insurance requirements may vary depending on your visa category. This article explores the options available and the specific insurance requirements for different UAE visa categories.

One-Way Travel Insurance to the UAE

Yes, you can buy travel insurance for a one-way trip to the UAE. This type of insurance provides coverage from your departure point to your final destination in the UAE. It typically includes benefits such as emergency medical expenses, trip interruption, lost or delayed baggage, and more. When purchasing one-way travel insurance, it's crucial to check the coverage period, as it should extend until you secure a more permanent insurance solution in the UAE.

Key Benefits of One-Way Travel Insurance

Emergency Medical Coverage: Covers medical expenses incurred due to illness or injury during your travel.

Trip Interruption: Provides reimbursement for unforeseen circumstances causing you to cut your trip short.

Lost or Delayed Baggage: Compensates for lost, stolen, or delayed baggage.

Personal Liability: Covers legal expenses in case you are held liable for causing injury or damage to third parties.

Visa Categories in the UAE and Their Travel Insurance Requirements

The UAE offers various visa categories, each with specific travel insurance requirements. Here, we outline the major visa categories and their corresponding insurance needs.

1. Tourist Visa/Visit Visa

Tourist visas are the most common for short-term visitors. Travel insurance is mandatory for obtaining a tourist visa. The insurance must cover the duration of the stay and include emergency medical expenses and repatriation.

Requirements:

Emergency medical coverage.

Repatriation and evacuation.

Coverage for the entire duration of the stay.

3. Work Visa

Work visas are issued to individuals employed in the UAE. Employers typically provide health insurance that meets or exceeds the basic requirements set by the UAE government. However, it's advisable to have travel insurance that covers you until your employer's insurance takes effect.

Initial travel insurance covering emergency medical expenses and repatriation

Employer-provided health insurance once employment begins

4. Student Visa

Student visas are for individuals enrolled in educational institutions in the UAE. Many universities offer health insurance plans for their students, but travel insurance is recommended for the initial period until university insurance becomes active.

Initial travel insurance covering emergency medical expenses and repatriation.

University-provided health insurance for the duration of studies.

5. Residence Visa

Residence visas are for individuals planning to live in the UAE long-term, either through employment, investment, or family sponsorship. Health insurance is mandatory for all residents in the UAE. Travel insurance is recommended for the initial period before obtaining local health insurance.

Mandatory health insurance as per UAE regulations once residency is established.

Choosing the Right Travel Insurance

When selecting travel insurance for your one-way trip to the UAE, consider the following factors:

Coverage Duration: Ensure the policy covers you until you secure local health insurance.

Medical Coverage: Verify that the policy includes sufficient coverage for medical expenses.

Repatriation: Confirm that repatriation costs are covered.

Personal Belongings: Check if the policy covers lost or delayed baggage.

Policy Exclusions: Read the fine print to understand what is not covered by the insurance.

Securing travel insurance for a one-way trip to the UAE is both possible and advisable. The specific requirements depend on your visa category, with each category having distinct insurance needs. Whether you are visiting for tourism, work, study, or residence, ensuring you have appropriate coverage will provide peace of mind and financial protection during your journey. Always review and compare insurance policies to find the best fit for your needs, ensuring a safe and enjoyable experience in the UAE.

Disclaimer: Shory aims to present accurate and up to date information, however we take no responsibility or liability for any errors or omissions in the content.