europ assistance travel insurance canada

Safeguard Your Travels, Cherish Every Moment

Join 300 million travelers around the world and leave unexpected concerns and costs behind

Providing coverage in over 200 countries and territories.

Travel Protection

Travel Insurance and Assistance products designed to provide ultimate peace of mind.

From trip cancellations and interruptions to lost baggage, medical emergencies and even emergency evacuations, we can protect you and your loved ones from unforeseen circumstances.

Protecting You

Your health and safety is at the core of our travel insurance coverage.

Medical Expenses, Personal Accident, Legal Protection, Personal Liability

Protecting Your Travel

Life is full of surprises, let us help with yours.

Trip Cancellation, Trip Interruption and Delay, Missed Departures

Protecting Your Belongings

Keeping your possessions safe while you’re travelling.

Delayed Luggage, Lost/Stolen Luggage, Money or Documents

Protecting Your Stay

Let us help ensure your travels are as seamless as possible.

Unexpected Extension of Stay, Property and Accidental Damage Protection, Cancelled Activities, Inclement Weather Coverage

Dedicated Medical Team

A team of certified health professionals at your service, wherever and whenever you need it.

We’re here to help you at anytime, in any place.

World’s #1 Assistance Company

Global leaders in Travel Insurance and Assistance for over 60 years.

Worldwide Assistance Network

We’re present in over 200 countries and territories. In Canada, we established the first-ever Canadian Medical Network.

You live, we care

1. Book your travel with peace of mind

Choose the right travel plan for you and your family.

2. Enjoy a trip that’s stress-free

Coverage and support at your fingertips, anytime, anywhere.

3. Get home safely

Let us ensure your safe return home.

From distress to relief anytime, anywhere.

For over 60 years, we’ve been providing insurance and assistance to millions around the globe. Our mission hasn’t changed since we were founded. We make our customers’ and clients’ lives easier every day, providing relief during stressful and difficult situations in an efficient, convenient and safe way.

Protection through us will let you travel with confidence.

We’re here for you in all aspects of your life, in day-to-day circumstances as well as in emergency situations. We offer prevention, protection and assistance through innovative solutions.

Select country of your residence:

To ensure Europ Assistance is protecting your data as required by applicable data privacy regulations, we now request that you confirm your country of residence in order to use the this website.

Schengen VISA : get your insurance with BLS and Europ Assistance

Immediately after purchasing your travel insurance, you will receive your insurance certificate by email. This is the certificate BLS will use to complete your Schengen VISA.

What do we offer you ? Europ Assistance is the world’s leading assistance and insurance company. With a network of professionals around the world, tailor-made international travel insurance offers, multilingual support and the best value for money out there, we offer you peace of mind throughout your vacation abroad. Our Schengen travel insurance cover is available for family and business travellers with no pre-screening or medical exam required. With Europ Assistance’s Schengen travel insurance, you are covered for medical expenses (up to 60,000€) and 24/7 emergency travel assistance.  Peace of mind while you travel As a provider of international travel insurance, we offer multilingual support from logistics, medical and security experts. During stressful situations or emergencies abroad, communicating in your native language can be a source of comfort. When such a situation occurs, you can trust that a Europ Assistance expert will be there to help you 24/7 in whatever language you speak best, whether that is English, French or Spanish. With a network made up of 750,000 partners, you will not only benefit from peace of mind, but also the expertise and knowledge of medical and financial professionals who will help you whenever and wherever. After the purchase, you can also download your certificate at any time in any of our six languages (English, French, Spanish, German, Russian or Chinese) simply by connecting to the customer support area on our website.

• Meets all European regulation requirements
• Valid for single tourist, family and business travellers
• Immediately download your Insurance Certificate
• Reimbursement in case of visa refusal

Our Coverage

• Schengen from 3€ / person
• Schengen Plus from 5€ per person

Assistance in the event of illness or injury Up to 30,000€ Up to 60,000€

Europ Assistance will cover medical and expenses in the event of sudden illness or accident that occurs while the insured person is travelling outside his or her resident country.

Coverage includes medical fees, medication costs, hospitalisation expenses, transfer fees that are ordered by a doctor and repatriation costs. 

Assistance in the event of death

Europ Assistance will cover the costs and organise repatriation of the mortal remains of the insured person in the event of death. This includes the costs of embalming, the legal minimum coffin and administrative procedures.

Coverage area Covers trips in the Schengen area Covers trips in the Schengen area plus Bulgaria, Croatia, Cyprus, Ireland, Romania and the UK

Extension of stay

Europ Assistance will pay the expenses incurred from the extension of stay if prescribed by a doctor, for a maximum of 10 days.

Return and location of companion

Europ Assistance will cover the return costs of any person accompanying the insured person (ticket price).

Accompaniment of minors

Europ Assistance will organise and take charge of the return journey of any person under the age of 14 to his/her country of residence.

Travel insurance through Europ Assistance

As of September 2022, guests who live in the United Kingdom, Germany, Spain, Italy, Ireland, Netherlands, Austria, and Portugal can purchase travel insurance on the checkout page.

The travel insurance policies are offered by Generali's Europ Assistance Group, trading under the Europ Assistance name in the EU and UK.

Don’t live in the UK or the EU countries listed? Travel Insurance is also available to residents of the United States and residents of certain Canadian provinces . Reservation insurance is available to residents of France. And guests everywhere can purchase travel insurance outside of Airbnb, directly through a travel insurance company’s website or by shopping around on a comparison site.

For UK residents

Adding insurance while booking.

You’ll be given the option to add travel insurance on the checkout page when making your Airbnb booking. Before you do, be sure to review the details of the insurance policy being offered and what’s covered to make sure it’s right for you.

Shortly after your reservation is confirmed, you’ll get an email confirming your insurance purchase and providing a copy of your insurance policy. That email will also include a link to your policy details page, which is where you can cancel your policy, start a claim, and more.

Making changes to your reservation

Your travel insurance policy will be automatically updated if the dates of your reservation or guest count change and there is no claim on the existing policy. If the change impacts the total price of your reservation, you’ll be charged or refunded an adjusted amount for your travel insurance.

What the policy covers

The Europ Assistance travel insurance policy includes:

• Travel cancellation : Get reimbursed for up to 100% of your non-refunded Airbnb reservation cost if you cancel for a covered reason, such as: serious illness or injury, a flight delay due to mechanical breakdown, or a natural disaster at your home or destination.
• Delayed departure : Get reimbursed for certain additional expenses you incur because your trip is delayed for 12 hours or more for a covered reason. Covered reasons include a storm, fire, or flood at the departure point; mechanical breakdown of your vehicle; and loss of travel documents or money.
• Medical assistanc e: Get reimbursed for medical expenses you incur while traveling abroad, such as: hospitalisation costs, medication prescribed by a doctor, or ambulance journeys ordered by a doctor.
• Luggage : Get reimbursed if your luggage is lost definitively or damaged by your carrier.

What’s not covered

• Pre-existing medical conditions : If you’re traveling with medical conditions, you may need additional or alternative coverage. For information, contact the Money and Pensions Service by calling +44 (0) 80 0138 7777 or searching their medical cover firm directory .
• Certain travel costs : You can’t get reimbursed for the cost of planned transport (including flights, trains, and ferries) to and from your Airbnb listing if you need to cancel your reservation before you depart on your trip.

Is COVID-19 covered?

Although pandemics aren’t covered by travel insurance, COVID-19 is covered in some situations because it’s considered to be a serious illness. Unexpected illness is a covered reason under the travel cancellation, medical assistance, and travel curtailment benefits. You’re not covered for travel disruptions caused by COVID-19, like border closures and quarantine mandates.

Please note that if you file a claim due to COVID-19, you’ll be asked to provide documentation showing that you, a family member (for example, your child), or someone staying with you at the Airbnb accommodation tested positive while under the virtual or in-person supervision of a qualified medical professional.

Who’s covered

Every policy covers the guest who purchased it and the people who are staying with them at the Airbnb accommodation. These people don’t have to be added to the Airbnb reservation or named on the policy in order to be covered, and there are no age restrictions.

Canceling your policy

UK residents can cancel their policy within 14 days of purchase for a full premium refund. Please note that you can’t cancel your policy after you’ve departed on your trip or started a claim, even if you’re within the 14-day cooling-off period.

To cancel your policy, just go to your coverage overview page and select Cancel policy .

Starting a claim

Claims are handled by Europ Assistance from start to finish. You can start a claim by going to your coverage overview page and selecting Start a claim or by contacting Europ Assistance directly.

How to get help

If you have questions about your policy, need help with a claim, or want travel assistance contact Europ Assistance by calling +44 (0) 203 7888 656 or emailing [email protected] .

For UK residents, travel insurance is underwritten by Europ Assistance S.A. UK Branch.

Europ Assistance S.A. is supervised by the French Supervisory authority (ACPR), 4, place de Budapest, CS92459 - 75436 Paris Cedex 09, France. Europ Assistance S.A. UK Branch is authorized by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available on request.

For UK residents, this travel insurance is arranged by Airbnb UK Services Limited. Airbnb UK Services Limited is an appointed representative of Aon UK Limited, who is authorised and regulated by the Financial Conduct Authority. Aon UK Limited’s FCA register number is 310451, you can check this by visiting the Financial Services Register | FCA or calling 0800 111 6768. Travel Insurance is available to guests aged 18 and over. Full terms and conditions apply. FP.AFF.343.LC

For EU residents

• Medical assistance : Get reimbursed for medical expenses you incur while traveling abroad, such as: hospitalisation costs, medication prescribed by a doctor, or ambulance journeys ordered by a doctor.

Although pandemics aren’t covered by travel insurance, COVID-19 is covered in some situations because it’s considered to be a serious illness. Unexpected illness is a covered reason under the travel cancellation, medical assistance, and travel curtailment benefits.You’re not covered for travel disruptions caused by COVID-19, like border closures and quarantine mandates.

EU residents (excluding France) can cancel their policy within 14 days of purchase for a full premium refund. Please note that you can’t cancel your policy after you’ve departed on your trip or started a claim, even if you’re within the 14-day grace period.

To cancel your policy, just go to your coverage overview page and select  Cancel policy .

If you have questions about your policy, need help with a claim, or want travel assistance:

• Austria residents: Contact Europ Assistance by calling +43 120 609 2205 or emailing [email protected] .
• Germany residents: Contact Europ Assistance by calling +49 302 238 4619 or emailing [email protected] .
• Ireland residents: Contact Europ Assistance by calling +353 15 41 07 39 or emailing [email protected] .
• Italy residents: Contact Europ Assistance by calling +39 02 23 33 14 35 or emailing [email protected] .
• Netherlands residents: Contact Europ Assistance by calling +31 207003745 or emailing [email protected] . For travel assistance, call +32 2 541 9011.
• Portugal residents: Contact Europ Assistance by calling +34 915 368 419 or emailing [email protected] .
• Spain residents: Contact Europ Assistance by calling +34 915 143 721 or emailing [email protected] .

For EU residents, travel insurance is underwritten by Europ Assistance SA acting through its Irish branch and offered by the insurance intermediary Aon Iberia Correduria de Seguros y Reaseguros S.A.U. with Airbnb Marketing Services S.L.U. acting as an external collaborator. Europ Assistance SA is supervised by the Autorité de contrôle prudentiel et de résolution (ACPR) in France, and its Irish branch is regulated by the Central Bank of Ireland for conduct of business rules. Full terms and conditions apply.

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Aircover for guests and travel or reservation insurance, reservation insurance for eu residents, aircover for guests.

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Travelling or returning to Canada?

Waiting at customs can take its toll after a long trip. To avoid delays, be sure to follow the new mandatory travel requirements and submit your information digitally using ArriveCAN . 

Learn more at  Canada.ca/ArriveCAN

Allianz among Interbrand's Best Global Brands 2022

• Best overall
• Best for exotic trips
• Best for trip interruption
• Best for medical-only coverage
• Best for family coverage
• Best for long trips
• Why You Should Trust Us

Best International Travel Insurance for June 2024

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

If you're planning your next vacation or trip out of the country, be sure to factor in travel insurance. Unexpected medical emergencies when traveling can drain your bank account, especially when you're traveling internationally. The best travel insurance companies for international travel can step in to provide you with peace of mind and financial protection while you're abroad.

Best International Travel Insurance

• Best overall: Allianz Travel Insurance
• Best for exotic travel: World Nomads Travel Insurance
• Best for trip interruption coverage: C&F Travel Insured

Best for medical-only coverage: GeoBlue Travel Insurance

• Best for families: Travelex Travel Insurance
• Best for long-term travel: Seven Corners Travel Insurance

How we rate the best international travel insurance »

Compare the Best International Travel Insurance Companies

As a general rule, the most important coverage to have in a foreign country is travel medical insurance , as most US health insurance policies don't cover you while you're abroad. Without travel medical coverage, a medical emergency in a foreign country can cost you. You'll want trip cancellation and interruption coverage if your trip is particularly expensive. And if you're traveling for an extended period of time, you'll want to ensure that your policy is extendable. 

Here are our picks for the best travel insurance companies for international travel.

Best overall: Allianz

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Good option for frequent travelers thanks to its annual multi-trip policies
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Doesn't increase premium for trips longer than 30 days, meaning it could be one of the more affordable options for a long trip
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some plans include free coverage for children 17 and under
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Concierge included with some plans
• con icon Two crossed lines that form an 'X'. Coverage for medical emergency is lower than some competitors' policies
• con icon Two crossed lines that form an 'X'. Plans don't include coverage contact sports and high-altitude activities
• Single and multi-trip plans available
• Trip cancellation and interruption coverage starting at up to $10,000 (higher limits with more expensive plans)
• Preexisting medical condition coverage available with some plans

Allianz Travel Insurance  offers the ultimate customizable coverage for international trips, whether you're a frequent jetsetter or an occasional traveler. You can choose from an a la carte of single or multi-trip plans, as well as add-ons, including rental car damage, cancel for any reason (CFAR) , adventure sport, and business travel coverage. And with affordable pricing compared to competitors, Allianz is a budget-friendly choice for your international travel insurance needs. 

The icing on the cake is Allyz TravelSmart, Allianz's highly-rated mobile app, which has an average rating of 4.4 out of five stars on the Google Play store across over 2,600 reviews and 4.8 out of five stars from over 22,000 reviews on the Apple app store. So, you can rest easy knowing that you can access your policy and file claims anywhere in the world without a hassle.

Read our Allianz Travel Insurance review here.

Best for exotic trips: World Nomads

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Coverage for 200+ activities like skiing, surfing, and rock climbing
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Only two plans to choose from, making it simple to find the right option
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. You can purchase coverage even after your trip has started
• con icon Two crossed lines that form an 'X'. If your trip costs more than $10,000, you may want to choose other insurance because trip protection is capped at up to $10,000 (for the Explorer plan)
• con icon Two crossed lines that form an 'X'. Doesn't offer coverage for travelers older than 70
• con icon Two crossed lines that form an 'X'. No Cancel for Any Reason (CFAR) option
• Coverage for 150+ activities and sports
• 2 plans: Standard and Explorer
• Trip protection for up to $10,000
• Emergency medical insurance of up to $100,000
• Emergency evacuation coverage for up to $500,000
• Coverage to protect your items (up to $3,000)

World Nomads Travel Insurance  offers coverage for over 150 specific activities, so you can focus on the adventure without worrying about gaps in your coverage. 

You can select its budget-friendly standard plan, starting at $79. Or if you're an adrenaline junkie seeking more thrills, you can opt for the World Nomads' Explorer plan for $120, which includes extra sports like skydiving, scuba diving, and heli-skiing. And World Nomads offers 24/7 assistance, so you can confidently travel abroad, knowing that help is just a phone call away. 

Read our World Nomads Travel Insurance review here.

Best for trip interruption: C&F Travel Insured

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers 2 major plans including CFAR coverage on the more expensive option
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cancellation for job loss included as a covered reason for trip cancellation/interruption (does not require CFAR coverage to qualify)
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Frequent traveler reward included in both policies
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1 million in medical evacuation coverage available
• con icon Two crossed lines that form an 'X'. Medical coverage is only $100,000
• con icon Two crossed lines that form an 'X'. Reviews on claims processing indicate ongoing issues
• C&F's Travel Insured policies allow travelers customize travel insurance to fit their specific needs. Frequent travelers may benefit from purchasing an annual travel insurance plan, then adding on CFAR coverage for any portions of travel that may incur greater risk.

C&F Travel Insured offers 100% coverage for trip cancellation, up to 150% for trip interruption, and reimbursement for up to 75% of your non-refundable travel costs with select plans. This means you don't have to worry about losing your hard-earned money on non-refundable travel costs if your trip ends prematurely. 

Travel Insured also stands out for its extensive "reasons for cancellation" coverage. Unlike many insurers, the company covers hurricane warnings from the National Oceanic and Atmospheric Administration (NOAA).

Read our C&F Travel Insured review here.

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. A subsidary of Blue Cross Blue Shield
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers strong medical plans as long as you have a regular health insurance plan, but it doesn't have to be through Blue Cross
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers long-term and multi-trip travel protection
• con icon Two crossed lines that form an 'X'. Multiple complaints about claims not being paid or being denied
• con icon Two crossed lines that form an 'X'. Does not provide some of the more comprehensive coverage like CFAR insurance
• con icon Two crossed lines that form an 'X'. Buyers who do get claims paid may need to file multiple claim forms

GeoBlue Travel Insurance offers policies that covers emergency medical treatments when you're abroad. While GeoBlue lacks trip cancellation coverage, that allows it to charge lower premiums than the other companies on this list. 

GeoBlue plans can cover medical expenses up to $1 million with several multi-trip annual plans available. It offers coinsurance plans for trips within the U.S. and 100% coverage for international trips. It also has a network of clinics in 180 countries, streamlining the claims process. It's worth noting that coverage for pre-existing conditions comes with additional costs. 

Read our GeoBlue Travel Insurance review here.

Best for family coverage: Travelex Travel Insurance

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Options to cover sports equipment
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Option to increase medical coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Can cancel up to 48 hours before travel when CFAR option is purchased
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable coverage for budget-conscious travelers
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes generous baggage delay, loss and trip delay coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Optional "adventure sports" bundle available for riskier activities
• con icon Two crossed lines that form an 'X'. Only two insurance plans to choose from
• con icon Two crossed lines that form an 'X'. Medical coverage maximum is low at up to $50,000 per person
• con icon Two crossed lines that form an 'X'. Pricier than some competitors with lower coverage ceilings
• con icon Two crossed lines that form an 'X'. Some competitors offer higher medical emergency coverage

Travelex travel insurance is one of the largest travel insurance providers in the US providing domestic and international coverage options. It offers a basic, select, and America option. Read on to learn more.

• Optional CFAR insurance available with the Travel Select plan
• Trip delay insurance starting at $500 with the Travel Basic plan
• Emergency medical and dental coverage starting at $15,000

Travelex Travel Insurance offers coverage for your whole crew, perfect for when you're planning a family trip. Its family plan insures all your children 17 and under at no additional cost. The travel insurance provider also offers add-ons like adventure sports and car rental collision coverage to protect your family under any circumstance. Got pets? With Travelex's Travel Select plan, you can also get coverage for your furry friend's emergency medical and transportation expenses. 

Read our Travelex Travel Insurance review here.

Best for long trips: Seven Corners

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Diverse coverage options such as CFAR, optional sports equipment coverage, etc.
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Available in all 50 states
• con icon Two crossed lines that form an 'X'. Prices are higher than many competitors
• con icon Two crossed lines that form an 'X'. Reviews around claims processing are mixed
• Trip cancellation insurance of up to 100% of the trip cost
• Trip interruption insurance of up to 150% of the trip cost
• Cancel for any reason (CFAR) insurance available

Seven Corners Travel Insurance offers specialized coverage that the standard short-term travel insurance policy won't provide, which is helpful if you're embarking on a long-term trip. You can choose from several plans, including the Annual Multi-Trip plan, which provides medical coverage for multiple international trips for up to 364 days. This policy also offers COVID-19 medical and evacuation coverage up to $1 million. 

You also get the added benefit of incidental expense coverage. This policy will cover remote health-related services and information, treatment of injury or illness, and live consultations via telecommunication. 

Read our Seven Corners Travel Insurance review here.

How to Find the Right International Travel Insurance Company 

Different travelers and trips require different types of insurance coverage. So, consider these tips if you're in the market to insure your trip. 

Determine your needs 

Your needs for travel insurance will depend on the type of trip you're taking. You'll need to consider your destination and what you'll be doing there, either business, leisure, or adventure traveling. Policies covering adventure sports and activities will cost more. Longer, more expensive trips will also cost more. 

Research the reputation of the company 

When researching a company, you'll want to closely review the description of services. You'll want to see how claims are handled, any exceptions, and limitations.

You'll also want to look at the company's customer reviews on sites like Trustpilot, BBB, and Squaremouth, as this will provide insight on the quality of customer service and the claims process. You should also take note of whether companies respond to customer reviews.

Compare prices

You can get quotes through a company's website or travel insurance aggregators like InsureMyTrip and VisitorsCoverage. You'll need to be prepared to provide the following information about your trip:

• Trip destination(s)
• Travel dates
• Number of travelers
• Traveler(s) age/birthday
• State of residence
• Total trip cost

For companies that offer travel medical insurance, you'll also want to play around with the deductible options, as they can affect your policy premium. 

Understanding International Travel Insurance Coverage Options

Travel insurance can be confusing, but we're here to simplify it for you. We'll break down the industry's jargon to help you understand what travel insurance covers to help you decide what your policy needs. Bear in mind that exclusions and limitations for your age and destination may apply. 

Finding the Best Price for International Travel Insurance

Your policy cost will depend on several factors, such as the length of your trip, destination, coverage limits, and age. Typically, a comprehensive policy includes travel cancellation coverage costs between 5% and 10% of your total trip cost.

If you're planning an international trip that costs $4,500, you can expect to pay anywhere from $225 to $450 for your policy. Comparing quotes from multiple providers can help you find a budget-friendly travel insurance policy that meets your needs.

Why You Should Trust Us: How We Reviewed International Travel Insurance Companies

We ranked and assigned superlatives to the best travel insurance companies based on our insurance rating methodology . It focuses on several key factors, including: 

• Policy types: We analyzed company offerings such as coverage levels, exclusions, and policy upgrades, taking note of providers that offer a range of travel-related issues beyond the standard coverages. 
• Affordability: We recognize that cheap premiums don't necessarily equate to sufficient coverage. So, we seek providers that offer competitive rates with comprehensive policies and quality customer service. We also call out any discounts or special offers available. 
• Flexibility: Travel insurance isn't one-size-fits-all. We highlight providers that offer a wide array of coverage options, including single-trip, multi-trip, and long-term policies.
• Claims handling: The claims process should be pain-free for policyholders. We seek providers that offer a streamlined process via online claims filing and a track record of handling claims fairly and efficiently. 
• Quality customer service: Good customer service is as important as affordability and flexibility. We highlight companies that offer 24/7 assistance and have a strong record of customer service responsiveness. 

We consult user feedback and reviews to determine how each company fares in each category. We also check the provider's financial rating and volume of complaints via third-party rating agencies. 

Read more about how Business Insider rates insurance products here.

International Travel Insurance FAQs

The best insurance policy depends on your individual situation, including your destination and budget. However, popular options include Allianz Travel Insurance, World Nomads, and Travel Guard. 

You should pay attention to any limitations regarding covered cancellations, pre-existing conditions, and adventure activities. For example, if you're worried you may have to cancel a trip for work reasons, ensure that you've worked at your company long enough to qualify for cancellation coverage, as that is a condition with some insurers. You should also see if your destination has any travel advisories, as that can affect your policy. 

Typically, your regular health insurance won't cover you out of the country, so you'll want to make sure your travel insurance has adequate medical emergency coverage. Depending on your travel plans, you may want to purchase add-ons, such as adventure sports coverage, if you're planning on doing anything adventurous like bungee jumping.

Travel insurance is worth the price for international travel because they're generally more expensive, so you have more to lose. Additionally, your regular health insurance won't cover you in other countries, so without travel insurance, you'll end up paying out of pocket for any emergency medical care you receive out of the US.

You should purchase travel insurance as soon as possible after making payment on your trip. This makes you eligible for add-ons like coverage for pre-existing conditions and CFAR. It also mitigates the chance of any losses in the days leading up to your trip. 

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Schengen Insurance

Proof of insurance coverage is mandatory to get a Schengen visa.

Our Schengen travel insurance cover is available for leisure and business travellers with no pre-screening or medical exam required. With Europ Assistance’s Schengen travel insurance, you are covered for medical expenses (up to 60,000€) and 24/7 emergency travel assistance. 

Europ Assistance’s Schengen travel insurance cover will allow you to fully enjoy your travel to the Schengen states with peace of mind.  

• Meets all European regulation requirements
• Valid for single tourist, family and business travellers
• Immediately download your Insurance Certificate
• Reimbursement in case of visa refusal

Our Coverage

• Schengen from 3€ per person
• Schengen Plus from 5€ per person

Assistance in the event of illness or injury Up to 30,000€ Up to 60,000€

Europ Assistance will cover medical and expenses in the event of sudden illness or accident that occurs while the insured person is travelling outside his or her resident country.

Coverage includes medical fees, medication costs, hospitalisation expenses, transfer fees that are ordered by a doctor and repatriation costs. 

Assistance in the event of death

Europ Assistance will cover the costs and organise repatriation of the mortal remains of the insured person in the event of death. This includes the costs of embalming, the legal minimum coffin and administrative procedures.

Coverage area Covers trips in the Schengen area Covers trips in the Schengen area plus Bulgaria, Cyprus, Ireland, Romania and the UK

Extension of stay

Europ Assistance will pay the expenses incurred from the extension of stay if prescribed by a doctor, for a maximum of 10 days.

Return and location of companion

Europ Assistance will cover the return costs of any person accompanying the insured person (ticket price).

Accompaniment of minors

Europ Assistance will organise and take charge of the return journey of any person under the age of 14 to his/her country of residence.

sign up and keep track of your travel insurance events

Decoding Summer Wanderlust: Americans Seek Authenticity in Travel

Generali Global Assistance releases U.S. findings of the 2024 Ipsos Holiday Barometer showing Americans want to immerse themselves in local history and culture rather than major tourist spots.

Generali Global Assistance  (“GGA”) today announced the findings from U.S. respondents to the 2024 Holiday Barometer – the annual poll sponsored by its parent company,  Europ Assistance , and conducted by the consumer research firm  Ipsos . The survey was conducted between March 27 and April 22, 2024, in 21 countries.

Based on the survey of 1000 residents of each country, summer travel is close to returning to pre-pandemic levels. Of the U.S. travelers surveyed, 57% say they intend to travel this summer. Interestingly summer travelers are waiting longer to book their travel, likely in an attempt to keep their summer travel options open, with only 39% planning to travel saying they’ve booked their trips.

Chris Carnicelli, CEO of Generali Global Assistance, commented on the findings, “Every year this survey gives us a window into the minds of Americans as they make their summer travel decisions. The rise of ‘slow travel’ is an interesting trend as people are wanting more authentic experiences over the traditional tourism hot spots. There are plenty of places throughout the United States where Americans can take full advantage of a slower pace of travel. While those surveyed said they preferred to travel within the US, it’s important to remember that Americans can experience almost any type of vacation they desire from sunbathing on pristine beaches to taking a challenging climb up a mountain or cooking classes in a major metropolis – all without needing their passport.”

Upcoming Travel Plans

• 57% of U.S. respondents are planning to travel during the months of June through September, coinciding with the North American summer vacation season.
• Travel budgets are on the rise amongst Americans with those surveyed planning to spend $4,199 this year – the second highest in the world behind the Swiss.
• Americans are planning more in advance for the summer travel season, almost 70% of Americans planning to travel this summer reported making their plans at least two months in advance.
• Americans are still overwhelmingly choosing to travel domestically. Over 50% (56%) of those surveyed said their ideal vacation was within the United States. Only 21% stated a preference for a vacation abroad.
• While vacationers from the U.S. are still picking beach vacations (49%) over trips to the city (43%) the number of Americans who indicated they would take a tour-style trip (30%) saw an 11% increase year over year.

Travel Trends

• This year’s survey looks deeper into the type of travel people are looking for. The two travel trends that surveyed Americans preferred were “Slow Travel” and traveling to less classically “touristy” destinations. These preferences were shared in all the regions surveyed.
• These two preferences seem to be complementary since “Slow Travel” is defined as taking the time to explore local history and culture, while supporting the environment.

Also read:  Survey Reveals the Top 10 Summer Travel Destinations of 2024

Travel Concerns

• Inflation is the main concern for travelers in all countries, far above other reasons, with it being a top concern among 87% of U.S. travelers.
• COVID-19 and global armed conflicts are also weighing on the minds of American travelers. Sixty percent of Americans surveyed said these concerns impacted their travel decisions.
• 42% of Americans surveyed indicated they would be purchasing travel protection to help protect themselves this summer vacation season.

Survey Methodology

The 2024 edition of the Holiday Barometer from Europ Assistance and Ipsos was conducted in 21 countries including the United States, Canada, United Kingdom, Italy, France, Spain, Switzerland, Germany, Austria, Portugal, Belgium, Poland, Czech Republic, Malaysia, Hong Kong, India, Singapore, Japan, Saudi Arabia, United Arab Emirates and Australia. In each country, 1,000 consumers aged 18 years and older took part in an online questionnaire. The survey was conducted between March 27 and April 22 and investigated consumer holiday plans and travel preferences.

About Generali Global Assistance

Generali Global Assistance (GGA) is a leading provider of Travel Insurance & Assistance services. GGA is part of the Generali/Europ Assistance Group, which for over 190 years has provided peace of mind to its clients and their customers and is now supported by more than 72,000 employees worldwide. Our success has been built on establishing trust by putting the customer at the core of everything we do, bringing our them “From distress to relief. Anytime, anywhere.”

To learn more about Generali Global Assistance, please visit:  https://www.generalitravelinsurance.com

Media Contact

M Group Strategic Communications (for Generali Global Assistance North America) [email protected]

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Travel insurance and assistance services for residents in certain Canadian Provinces

Travel is rewarding, but sometimes things don’t go as expected. People get sick, flights get canceled, and bags go missing. To help protect you financially, there’s travel insurance and assistance services.

Airbnb guests who live in certain Provinces in Canada can add travel insurance and assistance services on the checkout page. The insurance policy is underwritten by Europ Assistance S.A. Canada Branch and offered by Airbnb Canada Insurance Services Inc.

Don’t live in Canada? Travel insurance is also available to residents of the United States , and residents of the United Kingdom and certain countries in the European Union . Reservation insurance is available to residents of France. And guests everywhere purchase travel insurance outside of Airbnb, directly through a travel insurance company’s website or by shopping around on a comparison site.

Adding insurance to your reservation

If your reservation is eligible, you’ll be given the option to add travel insurance and assistance services on the checkout page.

Before adding travel insurance and assistance services to your reservation, be sure to review all the details to make sure it’s right for you.

Shortly after your travel insurance and assistance services purchase is confirmed, you’ll get an email that includes a copy of your insurance policy, as well as a link to your insurance details page, where you cancel your insurance, start a claim, and more.

Making changes to your reservation

Your travel insurance and assistance services plan will be automatically updated if the dates of your reservation or guest count change and there is no claim on the existing policy. If the change impacts the total price of your reservation, you’ll be charged or refunded an adjusted amount for your travel insurance and assistance services.

What's covered

Travel insurance through Europ Assistance covers:

• Trip cancellation: Get reimbursed for up to 100% of your Airbnb reservation cost if you need to cancel for a covered reason, such as illness, injury, flight cancellation due to weather or mandatory evacuation due to weather. Note that events that have already happened or are foreseeable when you purchase the policy, such as a named hurricane, aren’t covered.
• Emergency medical: Get reimbursed up to CAD $5,000,000 (for comprehensive plans covering international trips) or up to CAD $25,000 (for domestic plans covering domestic trips) for approved emergency medical services during your trip such as hospital and ambulance services or dental services. Note that pre-existing medical conditions may not be covered, as outlined below.
• Trip interruption: Get reimbursed for up to 150% of your Airbnb reservation cost for unused nights if your trip is delayed or interrupted after departure for a covered event such as illness, injury or flight cancellations or delays due to severe weather. Note that airport taxes, port taxes, insurance premium, services fees and booked activities during the trip aren’t covered.
• Missed departure: Get reimbursed for up to CAD $1,000 per person for the costs of extra accommodation and transport to get to your destination or back home if your transport does not follow its original scheduled time or the vehicle you are traveling has a breakdown.
• Delayed departure: Get reimbursed up to CAD $1,500 per person if your trip is delayed for 4 hours or more for a covered reason, such as a fire, storm, strike, bad weather. Covered expenses may include meals, accommodations, and parking costs.
• Baggage: Get reimbursed up to CAD $3,000 per person if your baggage is stolen by violent robbery or is lost or damaged caused by your travel carrier.
• Baggage delay: Get reimbursed up to CAD $500 per person for clothing, toiletries, and certain other expenses if the delivery of your checked-in baggage is delayed for 24 hours or more.
• Sporting equipment: Get reimbursed up to CAD $1,000 per person for sporting equipment that’s lost, stolen, or damaged. Note that normal wear and tear isn’t covered.
• Sporting equipment delay: Get reimbursed up to CAD $1,000 per person for rentals and certain other expenses if your sporting equipment is delayed for 24 hours or more.
• Passport and travel documents: Get reimbursed up to CAD $500 per person for expenses incurred if your passport is lost or stolen outside your home country during your trip.
• Flight accident: Get compensated up to CAD $100,000 if you suffer death, loss of limb, loss of sight or permanent total disability as a result of injury sustained in a flight accident during your trip 
• Travel Accident:  Get compensated or up to CAD $50,000 if you suffer death, loss of limb, loss of sight or permanent total disability as a result of injury sustained in a travel accident.

Coverage for COVID-19

Although pandemics aren’t covered by travel insurance, COVID-19 may be covered in some situations because it’s an illness.

Please note that if you file a claim due to COVID-19, you’ll be asked to provide documentation showing that you, a family member (for example, your child), or someone staying with you at the Airbnb accommodation tested positive while under the virtual or in-person supervision of a qualified medical professional.

Coverage for pre-existing conditions

A pre-existing medical condition is a disease, illness or injury that exists before the insurance was purchased.

Pre-existing conditions are covered but certain stability conditions apply for comprehensive plans covering international trips. Consult your policy for further details.

Assistance services

Each plan comes with assistance services like a 24-hour emergency hotline and concierge services. The amount you’ll be charged for travel insurance includes a fee for these services.

Who’s covered

Each travel insurance and assistance services plan covers you and up to 9 people staying with you at the Airbnb accommodation. These people don’t have to be added to the Airbnb reservation or named on the policy in order to be covered, and there are no age restrictions.

Canceling your plan

Canada residents can cancel their travel insurance and assistance services plan within 10 days of purchase for a full premium refund. Please note that you are not able to cancel your plan after you've departed on your trip or started a claim, even if you’re within your cancellation period.

To cancel your plan, just go to your plan details page and select Cancel plan .

Filing a claim

Claims are handled by Europ Assistance from start to finish. You start a claim by going to your policy details page and selecting Start a claim , or by contacting Europ Assistance directly.

How to get help

If you have questions about your travel insurance and assistance services, need help with a claim, or want travel assistance, contact Europ Assistance by calling 1 (888) 352-1311 or send an email to: [email protected] .

For medical and travel emergencies, call 1 (888) 352-1311 or local collect call at 1 (416) 874-1311.

Travel insurance coverages are underwritten by: Europ Assistance S.A. Canada Branch and offered by Airbnb Canada Insurance Services Inc.