spain visa travel insurance

Travel Insurance for Spain

Whether you're dancing to the rhythm of castanets in Seville, savoring the world's finest paella, or trying to keep up with speedy siestas, Spain promises unforgettable experiences for all travelers. However, before you shout "Olé!" and begin your tapas-filled journey to this European gem, let's talk about your crucial companion: travel insurance . In this guide, we'll tell you everything you need to know about travel insurance for Spain, ensuring you can dive into the world of fiestas without breaking a sweat over the bumps in the road!

What should your Travel insurance cover for a trip to Spain?

How does Travel Insurance for Spain work?

Do I need Travel Insurance for Spain?
How much does Travel Insurance cost for Spain?
Our Suggested AXA Travel Protection Plan
What types of medical coverage does AXA Travel Protection plans offer?
Are There Any COVID-19 restrictions for Travelers to Spain?

Traveling with pre-existing Medical Conditions?

What should your travel insurance cover for a trip to spain.

At a minimum, your travel insurance to Spain should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State outlines key components that should be included in your travel insurance coverage. AXA Travel Protection plans are designed with these minimum recommended coverages in mind.

Medical Coverage – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.
Trip Cancellation & Interruptions – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.
Emergency Evacuations and Repatriation – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.
Coverage for Personal Belongings – AXA offers coverage for your belongings with assistance against lost or delayed baggage.
Optional Cancel for Any Reason – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons. Exclusive to Platinum Plan holders.

In just a few seconds, you can get a free quote and purchase the best travel insurance for Spain.

Let's imagine you're in the heart of Valencia, indulging in paella and exploring the lively Mercado Central. What started as a gastronomic adventure takes an unexpected turn when you fall victim to food poisoning. In this unfortunate scenario, the "Emergency Medical" benefit of AXA Travel Protection becomes your lifeline. A travel protection plan steps in to assist and support you, ensuring you receive the necessary medical care. From hospital stays to prescribed medications, travel insurance support allows you to focus on recovering rather than worrying about the mounting bills. Here’s how travelers can benefit from an AXA Travel Protection Plan:

Medical Benefits:

Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees.
Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation.
Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms.

Pre-Departure Travel Benefits:

Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury.
COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions.
Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations.

Post-Departure Travel Benefits:

Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Baggage Benefits:

Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries.
Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings.

Additional Optional Travel Benefits

Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft.
Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy.
Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures.
Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures.

Do I need Travel Insurance for Spain?

If you're applying for a Schengen Visa to visit Spain, having travel insurance is mandatory. However, we still recommend that travelers who are not required to secure a Schengen visa consider travel insurance. Medical expenses can be quite high for international visitors, and having insurance becomes even more crucial as you'll be responsible for covering prescription costs. Why? There are several reasons:

Medical Emergencies: A visit to Spain may pose unexpected health challenges. Access to quality medical care is essential in case of illnesses or accidents. Travel insurance ensures that you can receive necessary medical attention without worrying about the financial burden.

Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.

Missed Connections: Spain's busy airports and transit hubs may lead to missed connections, especially if there are delays or cancellations. Travel insurance may cover expenses like rebooking fees and accommodations if you miss a connecting flight.

How much does Travel Insurance cost for Spain?

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans:

Total Trip cost: The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc.
Age: Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals.

With AXA Travel Protection, travelers to Spain will be offered three tiers of insurance: Silver, Gold and Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs.

Our Suggested AXA Travel Protection Plan

AXA presents travelers with three travel plans – the Silver Plan , Gold Plan , and Platinum Plan , each offering different levels of coverage to suit individual needs. Given that Spain hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers to consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses. The Platinum Plan is your go-to choice if you're looking for extra coverage for Spain’s experience. " Cancel for Any Reason " offers greater flexibility for those unexpected twists in your travel plans and the "Rental Car (Collision Damage Waiver)" offers assistance when you're out exploring Spain's stunning landscapes in a rental car. Additionally, the "Loss Golf Days" benefit could be particularly beneficial for travelers heading to Spain, especially if they plan to indulge in golfing activities during their trip. This optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you are unable to utilize due to specified golf closures.

What types of medical coverage do AXA Travel Protection plans offer?

AXA covers three types of medical expenses:

Emergency medical expenses
Emergency evacuation & repatriation
Non-medical emergency evacuation & repatriation

Emergency Medical: Can cover medical expenses, hospital stays, and even emergency evacuations, covering the expenses of hefty bills and ensuring access to quality healthcare while away from home.

Emergency Evacuation and Repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness.

Non-Medical Emergency Evacuation and Repatriation: Offers assistance in unexpected situations such as political unrest or natural disasters, ensuring safe and timely relocation to a secure location or repatriation back home.

Are there any COVID-19 estrictions for Travelers to Spain?

While it's advisable for international travelers to be fully vaccinated, there is no requirement to provide proof of vaccination. Currently, travel regulations have returned to standard protocols for most visitors.

Traveling with pre-existing medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip. Our Gold and Platinum plans offer coverage for pre-existing medical conditions. The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons,

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plans with a pre-existing medical condition , so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to ensure you travel easily, no matter your health situation.

1. Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.

2. When should I buy Travel Insurance to Spain?

It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14 days of making your initial trip deposit.

3. Do Americans need travel insurance in Spain?

Travel insurance is not mandatory for U.S. citizens visiting Spain, but it is strongly recommended.

4. What is needed to visit Spain from the USA?

U.S. citizens can visit Spain for tourism or business for a maximum of 90 days without needing a visa. Just make sure your passport remains valid for at least three months beyond your intended stay. Additionally, you will need proof of funds and a return airline ticket.

5. What happens if a tourist gets sick in Spain?

If you become sick in Spain, travelers with AXA Travel protection can contact the AXA Assistance hotline 855-327-1442. Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions. AXA Assistance USA, Inc.© 2023 All Rights Reserved.

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Additional Services

At BLS International, we constantly strive to offer a range of hi-end services to enhance customer satisfaction. As part of our constant and on-going endeavor to add value to applicants’ experience, it is our privilege to offer the following service:

Travel Insurance is mandatory for travelling to Spain. You may get your travel insurance from any authorized insurance company/agent or you may Click here if you wish to avail it from Europ Assistance.

Kindly Note : - The Value-added services (VAS services) are optional and are provided by BLS.

Top Travel Insurances for Spain You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Spain is one of the most visited countries on the globe, and for good reason! It's famous for its incredible history, vibrant culture, tasty cuisine, and renowned landmarks such as the Alhambra, Sagrada Familia, and Park Guell. Although travelling to Spain can be an accessible holiday destination for many people, out-the-pocket healthcare costs in the country tend to be expensive, so it's a very good idea to arrive there with travel insurance under your belt.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Spain and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Spain Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Spain:

Best Travel Insurances for Spain

01. Should I get travel insurance for Spain? scroll down
02. Best medical coverage: VisitorsCoverage scroll down
03. Best trip insurance: Insured Nomads scroll down
04. Best mix for youth and digitial nomads: SafetyWing scroll down
05. FAQ about travel insurance to Spain scroll down

Heading to Spain soon? Don't forget to check the following list before you travel:

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🛂 Need a visa? Let iVisa take care of it for you.
✈ Looking for flights? Compare on Skyscanner !
💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Do I Need Travel Insurance for Spain?

Yes, travel insurance is mandatory when travelling to Schengen countries, including Spain. If you're entering the Schengen Area from a non-Schengen country, you must show a valid passport and travel insurance that covers the duration of their stay and a minimum coverage of 30,000 euros. Being insured is one of the necessary steps to secure a visa and enter the Schengen Area, and failure to comply may result in a denial of entry.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Spain or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Spain:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms, VisitorsCoverage is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Spain. It lets you choose between various plans tailored to meet the specific needs of your trip to Spain, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

Coverage 9.0
Quality of Service 9.0
Pricing 7.6
Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Spain:

Policy names: Varies
Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
Trip coverage: Excellent - but only available for US residents.
Customer support: FAQ, live chat and phone support
Pricing range: USD 25 to USD 150 /traveller /month
Insurance underwriter: Lloyd's, Petersen, and others
Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

Coverage 7.8
Quality of Service 8.5
Pricing 7.4
Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
Customer support: FAQ, live chat, phone support
Pricing range: USD 80 to USD 420 /traveller /month
Insurance underwriter: David Shield Insurance Company Ltd.
Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

Coverage 7.0
Quality of Service 8.0
Pricing 6.3
Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

Policy names: Nomad Insurance, Remote Health
Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
Pricing range: USD 45 to USD 160 /traveller /month
Insurance underwriter: Tokyo Marine HCC
Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Spain? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Spain

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

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See our recommendations for travel insurance to other countries worldwide:

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Global travel destinations

Spain Travel Insurance, Holiday insurance for Spain

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Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Travel medical insurance with no trip protection - Highlights

Health care expenses.

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Repat of remains

Return of moral remains to home country or local burial.

Spain healthcare for tourists, Travel health insurance for Spain

Schengen visa for Spain

US citizens traveling to Spain

Spain travelers to USA

Best travel insurance for spain from usa, travel health insurance for visiting spain, long term spain visa insurance, long term europe visa insurance, travel insurance from us to spain.

Traveling to Spain for a vacation and to meet family and friends is thrilling. US travelers should however keep in mind that traveling overseas is tiring and can lead to unexpected risks.US travelers can get coverage for sudden travel and medical emergencies during the trip. There are Trip Cancellation or Trip Delay expenses that offer coverage for the money spent on the vacation.

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Travelling in groups? Get the best Group travel insurance quotes!

Do you need health insurance to travel to Spain?

Schengen visa travel insurance for visiting spain.

Travel Insurance is mandatory while applying for the Schengen visa which allows you to travel to 27 countries in Europe. The Schengen state consulates have guidelines for the insurance which satisfy visa requirements.

Coverage for emergency cases, hospital stays, evacuation is a minimum requirement that can put your mind at ease when you are in a foreign country with many unknown factors related to medical affairs of that country. We have several plans for people all over the world visiting European countries which satisfy Schengen visa requirements.

Schengen visa insurance requirements

Medical coverage of at least 30,000 Euros travel insurance for schengen coverage (about $50,000 USD)
A repatriation benefit.
An emergency medical evacuation benefit.

Spain Travel insurance for Schengen visa

Factors to consider, schengen visa letter, schengen visa countries, frequently asked questions about best travel insurance for spain, 01. does spain travel insurance cover covid19 illness.

There are some USA travel insurance plans for travel to Spain that cover Covid. International travelers can compare best travel insurance plans and buy it online.

These US travel insurance plans are available for visitors from Spain to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

02. Is travel insurance necessary for Spain? Is it necessary to have travel health insurance in Spain?

If you need a visa for traveling to Spain (Schengen visa), then - Yes, Spain visa insurance is necessary for applying for the Schengen visa. The Spain visa travel insurance requirement is a minimum coverage of 30,000 Euros. If you a citizen of a country which does not need a visa for traveling to Spain, then buying travel insurance for Spain is not mandatory for visits of less than 90 days.

However, given the cost of healthcare in Spain, and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance Spain. Compare best travel insurance for Spain and get free quotes online.

03. How can I get travel medical insurance for Spain?

Travelers to Spain who need the Schengen visa can buy Spain visa travel insurance on our website. Our Schengen visa travel insurance quote facility displays the travel insurance that satisfy Spain visa consulate requirements.

Once you complete buying the Spain visa travel insurance online, you can download the required Spain visa letter which you can submit while applying for the Schengen visa.

04. How much is travel insurance for Spain visa? How much is Spain travel medical insurance?

The cost for the Spain visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Spain travel insurance required, the greater will be the cost. Our Spain visa insurance application quote facility lists the travel insurance that satisfy Spain visa consulate requirements.

05. Who needs the Spain visa?

Anyone traveling to Spain from any of the list of 'Schengen visa required countries' needs the Schengen visa (Spain is included in the Schengen visa). For travelers from any of the 'Schengen visa exempted countries', who want to stay in Spain for more than 90 days also need to get the Long stay in Europe visa

06. How to apply for a Spain visa?

One should apply for the Schengen visa in the consulate of the Schengen state that you are traveling to. The traveller should complete the required Schengen visa application, along with other required documents, such as the travel itinerary, proof of adequate financial means and Schengen visa insurance letter. Please refer to the Schengen state consulate that you are visiting for the complete information regarding applying for the Schengen visa.

07. Why American visitor insurance?

American Visitor Insurance works with reputed US travel insurance providers to give US and international travelers a wide range of travel insurance options. We have two decades experience in understanding the diverse needs of US citizens and international travelers and in offering appropriate travel insurance options to them.

Our typical customers range from US citizens on vacation, international travelers visiting the US, international students, J visa holders, H1b Visa holders, US travelers going overseas, travelers to Schengen countries needing travel insurance for visa requirements, trip cancellation customers to insurance their trip expenses, travelers looking for Covid19 travel insurance with quarantine coverage as mandated by certain countries, corporate professionals and business travelers who travel internationally regularly as well as other diverse traveling groups with unique needs.

Our licensed customer support team provide service at all times helping travelers find the most appropriate travel insurance for their needs as well as guide them when using the insurance in the event of a medical or travel emergency. We also provide answers to all international travel insurance questions, reviews of different products, testimonials for customers as well as provide an user friendly travel insurance comparison tool where travelers can compare different products based on price as well as the coverage benefits. All of these tools help travelers make an informed decision while buying travel insurance.

Spain - General Information

Popular tourist destinations in spain.

Located at the base of the Sierra Nevada mountains of southern Spain. Granada offers a perfect blend of traditional cultures, an animated nightlife and spectacular attractions.

San Sebastian

San Sebastian is the capital of the Gipuzko province. This beautiful seaside city is well-loved for its excellent beaches and outstanding culinary tradition.

The historic quarter of Cordoba is a maze of tiny medieval streets, plazas and whitewashed courtyards all situated around the star attraction, the Mezquita.

Toledo served as the Spanish capital until the 16th century. Because it was inhabited by Jews, Christians and Muslims for many centuries, the city is sometimes called the “City of Three Cultures.

Popular tourist destination cities in Spain

Palma de Mallorca

Visitor insurance for travelers from Bilbao

Popular Cruises in Spain

Popular river cruises.

Douro River

Mediterranean cruise

Travel insurance for spain, spain healthcare for tourists, travel insurance for spain faq.

FAQs about travel insurance for Spain travelers.

Spain Travel Insurance Blog

Blog about travel health insurance Spain travelers.

Travel Insurance to Spain Forum

Customer Queries for USA travelers to Spain travelers.

Confused whether to buy trip, travel or global health insurance? Understand the differences

Travel insurance for USA

Travel insurance from to usa.

Nearly a million Spanish tourists travel to the United States every year. In fact Spanish is the most widely spoken language in the US after English, largely thanks to recent migration from Mexico and other Spanish speaking countries from Latin and South America. The Spanish language however is only one among several factors which attracts residents from Spain to visit the US.

Spanish tourists must note however that while visiting the United States is great fun, being forced to go to a hospital without any health insurance can be extremely stressful given the high costs of healthcare here. Spanish visitors can remove these concerns by buying adequate travel health insurance.

At American visitor insurance, we work with reputed insurance providers to give you a wide choice of travel insurance options. Here you can compare different visitor insurance plans for their prices as well as coverage details, and buy the best travel insurance for Spanish residents.

Factors that determine the cost of US travel insurance plans

Age of the traveler.

The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Type of travel insurance

Comprehensive travel insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.

Medical maximum coverage and deductible options

The price of visitors insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.

Duration of travel insurance

The cost of travel insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits to the basic travel insurance plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.

Steps to buy US visitor travel insurance online

1: finding the best health insurance for foreigners.

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

3: Buy the US travel health insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

4: Review insurance plan documents received by email

Review the international travel health insurance policy for coverage details and relevant contact numbers

Resourceful tourist insurance USA information

Find the best travel insurance, how does travel insurance work, how to buy travel insurance, travel insurance glossary, travel insurance for specific groups, compare travel insurance plans, single trip travel insurance.

Compare and Buy Best US Single trip travel Insurance for travel within the US and overseas

Single Trip vs MultiTrip Travel Insurance

Compare Single trip vs multi trip insurance plans offered by US insurers.

Travel insurance for Spain citizens

History and statistics of spanish immigrants in the usa.

The Spanish are the oldest recognized European community in the US having had a continuous presence in Florida since the discovery of the America. All through the colonial period, there were several Europeans of Spanish origin up until the present times. This is true ever since 1492 with the arrival of Christopher Columbus and of gaining control of the Caribbean Islands, South America, Central America and North America. During this period about 1.86 million Spaniards settled in the Americas. The Spanish migration that happened during 1521was to the current day San Juan in Puerto Rico and St. Augustine in Florida. In 1598 there were about 1,000 Spaniards who migrated to the US.

In 1602 Spanish immigrants also established themselves in San Diego and California. Gradually they spread among all other states of the US .There were 400,000 Spanish immigrants in America by the mid-1600s. Additional 250,000 immigrants arrived after the establishment of the American colonies. These immigrants were from the Canary Islands and Spain. Basques were prominent as soldiers and members of the crew that sailed for Spanish exploration of the Americas. Many of those who worked in the civil service and colonial administration were wealthy and prosperous merchants from the upper class in Spanish colonial society. The destruction from the Napoleonic Wars and the two Carlist civil wars was another cause for Spanish immigration to the United States.

A huge group of 41 million Spanish speaking inhabitants came from Latin America areas that had Spanish colonization, mainly Mexico, Puerto Rico and the Dominican Republic. The first half of the 19th century there was minimal but constant immigration to the United States from Spain. The immigration increased during the 1850s and 1860s which caused bloody Carlist civil wars in 1833–1876. By the end of 19th century and the beginning of the 20th century thousands of Spaniards migrated to the US. These migrants worked in tobacco factories and mines.

These Spanish immigrants migrated to all parts of the United States of America.27, 000 of them in the first decade and 68,000 in the second. The second wave of immigration during the mid-1960s, around 44,000 Spaniards moved to the U S. In 1990 there were 76,000 foreign-born Spaniards in the US according to the U.S. census. During the 21st century each year there were 10,000 immigrants from Spain. The majority of the Latinos who are in the US have Spanish ancestry due to 5 centuries of Spanish colonial rule. Many Spanish Americans have preserved their culture like Spanish language, food, drinks and art.

They have contributed in a huge way in most areas in the US. The effect of their Spanish cuisine can be seen in local foods throughout the country. Migrating to a new country for better economic opportunities is exciting but it is crucial that all new immigrants to the USA have good health insurance on arrival, especially given the Covid 19 pandemic. Healthcare in the US is very expensive and good US immigrant health insurance will provide coverage for medical expenses incurred in case of any injury or illness.

Buying US visitors insurance is easy at American Visitor Insurance and new immigrants can compare several plans for prices and benefits according to their specific needs. The 24/7 customer support service by licensed agents will provide answers to all questions by the customers with instant policy documents by Email. Feel free to give us a call or email us and one of our customer support licensed agents will be able to help you.

Spanish studying in the USA and the need for student medical insurance

Aspiring to study in the United States is a dream for students from all around the world. The US leads in offering international students an exceptional multicultural environment, academic opportunities and a chance to work after graduation in the US. There are many students from Spain studying in the United States of America. In 2015 the number of Spanish students applying for their degrees or master’s degrees in the United States increased by 8% to 6,640 students, with a contribution of 233 million dollars.

According to Open Doors data provided by the Institute of International Education, the number of Spanish students in the US has increased by 25.8 %. There were 69,000 students in North American universities that formed 10 % of the international students in North America. Spanish students filled with zeal while staying away from home often ignore their health. Falling sick while away from home is stressful without good care. US Healthcare is very expensive and International students in the USA need good student health insurance on arrival.

At American Visitor Insurance, Spanish students can buy good International student medical insurance which is cheaper than university plans with similar coverage. These student insurance plans, also provide coverage for Covid 19 and pre-existing conditions. Buying international student insurance is easy on American Visitor Insurance. You can compare several plans for prices and benefits according to your requirements. Spanish students can buy international student insurance instantly by answering a few questions and getting policy documents by Email. You can also get 24/7 customer support by licensed agents besides providing Answers to FAQ's by students.

Family and tourists from Spain visiting the USA and the need for travel medical insurance

The US has made a lasting impact of the global culture along with providing economic opportunities all around the world. The US tradition of welcoming people of all backgrounds and cultures, world famous monuments and natural wonders make it one among the most desired global destination. The United States remains the most important destination for Spain vacationers.US also receives many visitors from Spain to meet their family and friends.

Spanish tourists may travel to the US and stay up to 90 days for tourism and business purposes with the Visa Waiver Program. During 2019 there were 943,248 visitors from Spain to the US. Travel insurance is very important during Covid 19 pandemic for a safe travel, especially when aged parents are travelling. This chart depicts the number for Spain visitors to the US from 2017-2020 (2020 being the year with the Covid pandemic has seen a sharp fall in numbers).

Several Spanish travelers visit the US to meet their family, friends, and relatives and as tourists. Travelling overseas often brings unexpected medical emergencies like an illness or injury. An international travel insurance cover can provide you with the coverage for any unexpected medical and travel emergencies along with insure the trip costs and health of traveler. It is very scary to visit an US hospital without insurance as Healthcare in the US is very expensive.

American visitor insurance offers to their customers some of the finest US insurance providers who offer guaranteed best price with pre-existing conditions and Covid 19 coverage plans. You can compare several plans for prices and benefits to guide in buying a good travel insurance cover that suits according to the needs. The 24/7 customer service support team will provide all the answers to the FAQ's by customers. Purchasing US visitor medical insurance is easy at American visitor insurance for Spanish visitor. For more details you can call our customer service or email us and we will be glad to help you.

US Citizens in Spain visiting the US

While living away from home it is very important to have good US Expat insurance including Covid19 coverage, in the present times of coronavirus pandemic. Health care is expensive in most European countries. A good Expat medical insurance plan will provide coverage for unexpected medical emergencies that you may occur during your stay in Spain. Buying an expatriate medical insurance is easy at American Visitor Insurance. For more details you can call or email us for further assistance and one of our licensed agents will help you.

Many US citizens although living outside the United States are well connected to their home land. Most US expats look forward to traveling back to the US to come together with family members, essentially during Thanksgiving and Christmas. These special holidays have a great significance for US Citizens, where the days are dedicated to spending time with family and loved. It is vital for US citizens to have travel insurance while traveling back to the USA. A good US travel medical insurance cover will provide coverage for unexpected medical emergencies that may occur while staying in the US.

At American visitor insurance you can get some of the best short term travel and temporary visitors insurance for US citizens with options for Covid and pre-existing conditions coverage. Buying US visitors’ medical insurance is easy at American Visitor Insurance. For more details call or email us for further assistance and one of our licensed agents will help you.

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Travel insurance USA resources

International travel insurance resources for US visa holders.

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Understanding different types of US visa travel insurance options.

USA travel insurance Claims Procedure

Travel insurance claims process for getting medical care in a hospital.

Different types of US Visitors travel insurance

Fixed Benefit vs Comprehensive plans

Fixed benefit travel insurance.

A fixed benefit or scheduled benefits travel insurance plan is the cheapest US travel insurance plan, however this is because the Fixed benefit travel insurance have a fixed limit of coverage for different medical benefits. Fixed benefit visitor insurance works well for small ailments but can be inadequate for more serious medical conditions involving hospitalisation.

Comprehensive travel insurance

Comprehensive travel insurance provide full coverage for medical expenses up to the policy medical maximum limit. As opposed to fixed benefit visitor insurance there are no coverage limits for each benefit. It is much more expensive when compared to fixed benefit plans but also provides significantly superior coverage especially in case of a serious medical emergency or hospitalisation.

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Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.

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Travel insurance - pre-existing conditions coverage, international travel insurance resources, us visitors insurance providers.

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

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There are plenty of countries around the world that don’t need a visa Schengen to enter Spain. If you are from a country that doesn’t require a Schengen Visa to enter Spain, know that travel insurance to the country is optional.

Nevertheless, if you are traveling outside of your home country, getting travel insurance in case of an emergency is advisable.

In this article, I will go through the requirements that a Schengen visa should follow and why it is important, and then I will describe and compare a list of the most recommended insurance out there.

Note that I try to do so with more international companies. We have readers from all over the world who might have different insurance companies at home. So it’s best if we give a review of the most international companies.

If none of these insurances convince you, follow the Schengen requirements below, and you will be fine!

Table of Contents ▼ ▶

Travel Schengen Insurance

If you are from a country that requires a travel visa or a Schengen visa to visit Spain, know that one of the most essential requirements in your application will be insurance.

So, why do you need specific travel insurance to travel to Spain or any European country? Well, simply because those are the rules. The European Union is a union of countries without borders whose purpose is to collaborate, trade, and help each other.

The latter comes with many benefits for European citizens, especially in terms of health. If they travel to any EU country and face any accident or disease, a European sanitary card is more than enough to be accepted at any hospital.

These are three of the main rights that any European citizen has in another member state; it is called Cross-Border Health System:

Patients may receive healthcare in a Member State other than their own and later request reimbursement of the costs in their country.
The legislation refers to the benefits included in the National Health System’s common portfolio of services.
Patients will have to request authorization in case of hospitalization for more than one night or use highly specialized equipment and technology.

So, Europe rounds up the subject. Europe shares resources when it comes to its citizens. But they can only do the same with some people that come to visit.

Note: No hospital in Spain should deny you treatment in an emergency.

But let’s go back to travel insurance to Spain. I gave you all that context for you to understand why the EU is so strict when it comes to health insurance.

If you are applying for a Schengen visa, know that your insurance should have the following requirements:

Cover for medical costs of at least €30.000
Validity in all Schengen countries
Cover for repatriation costs and urgent medical costs

These three are the main issues that your travel health insurance should cover.

If you don’t need a Schengen visa to travel to Europe, getting insurance for your safety is advisable. A basic plan should cover the following:

Your travel insurance to Spain should at least cover the following:

Trip cancellation and interruption
Evacuation
Baggage
Flight insurance

How much does travel insurance cost?

Everyone travels differently: backpackers, short-trip travelers, summer holiday people, luxury travelers, families, and more. And, depending on the type of traveler you are, the higher or lower the price of your insurance will be.

In this case, most insurance companies will ask you some questions about your trip, and based on that information, they will give you a price on your travel insurance.

Check three to four insurances before booking one, and contact family or friends who have traveled before! You can make an informed decision after comparing their comment with your research.

So, what are the typical questions you get when looking for travel insurance to Spain or any country in the European Union? Check them below:

The exact date of traveling

Country of destination

Total trip price

First trip deposit*

Now, I will move on to compare some health insurance companies that offer their services in Spain. The following analysis is non-biased; no one is paying us for this; it is 100% personal research and experience.

* The deposit date is when the first payment was made towards any aspect of the trip.

Travel Insurance Companies

Here are the top 9 travel insurance companies for your trip to Spain. I selected these companies under two requirements: Some are international companies in Spain and the United States, which would make any type of contact, and second, the most popular and complete travel insurance in the USA.

I also added them because after carefully checking their quotes, I can tell you they include all the travel coverage needed.

The company AXA has specific travel insurance for travelers who need to apply for a Schengen visa.

Additionally, I will clarify any specifics about the insurance below the chart.

Before you check them out you must knwo that I requested the quotes from each company with the following data: 2 people between 70 and 75 years old traveling throughout Spain for two weeks. An airplane is the trasnportation of choice and the travel cost between both people is $6,000.

The quote from Generali doesn’t allow you to see all the benefits, but there is nothing that a call or an email can’t help.
Mapfre’s travel insurance covers trips that cost a maximum of $5,000.
Tin Leg Luxury travel insurance plan doesn’t cover pre-medical conditions.

Additional tips

Questions to ask the insurance company.

In case you want to call or visit the insurance company but it makes you a bit nervous to do so, I have created a list of topics and questions to ask for you to get the best deal for your trip.

Pricing and Coverage:

What is the total cost of the travel insurance plan?
Can you provide a breakdown of costs for each type of coverage included in the plan?
Are there any optional add-ons or extra coverages available, and how much do they cost?

Medical Coverage:

What is the maximum coverage for medical expenses, including hospitalization, doctor visits, and emergency treatments?
Does the plan cover pre-existing medical conditions? If so, what are the specific conditions covered and any limitations?

Trip Cancellation and Interruption:

Is there a specific list of covered reasons for trip cancellation, or is it more flexible?

Baggage and Personal Belongings:

What is the coverage limit for lost or delayed baggage?
Are valuable items like electronics, jewelry, or cameras covered, and is there a separate coverage limit for them?

Travel Delays and Missed Connections:

What is the coverage for travel delays and missed connections? How many hours of delay are required for a claim?
Are expenses like meals and accommodations covered during delays?

Emergency Evacuation and Repatriation:

Does the plan cover the cost of emergency evacuation and repatriation in case of a serious medical situation?
What is the coverage limit for this type of situation?

Payment Plans and Deductibles:

Are there flexible payment options available?
Is there a deductible, and how does it affect the overall cost and claims process?

Policy Exclusions and Limitations:

Are there any specific activities or scenarios that may not be covered?

Claims Process:

Can you explain the process for filing a claim, including the necessary documentation and timelines?

Cancellation Policy:

Is there a cooling-off period during which I can cancel the policy if I change my mind? What are the associated fees, if any?

Travel Assistance and Support:

How can I access 24/7 assistance in an emergency during my trip?
What services are provided for travelers in need of help?

Coverage for Additional Travel Arrangements:

Can I update the insurance coverage to reflect the new itinerary if my travel plans change? Are there any associated costs?

To keep your trip safe, stay informed on the country’s political environment to avoid protests.

Keep your valuables, including passports, cash, and electronics, in a secure location, such as a hotel safe or a money belt. If you take something out of the hotel, make sure to put it in a pocket where you can constantly keep an eye on it.

Research high-risk areas of the city and be cautious about them, especially at night. For example, the neighborhood of El Raval is famous in Barcelona, but don’t visit it at night because it is not the safest and the streets are not illuminated.

Use registered public transportation options like registered taxis, official airport shuttles, or trusted ride-sharing services.

Stay vigilant on pickpockets and scams. Read more about them in the link below:

15 Mistakes Tourist should avoid in Spain. Must read!
12 Scams To Stay Alert in Spain: Read Before Traveling!

Know the most important emergency numbers in the country. Here, I will link you to an article with emergency numbers in Spain.

Keep your family or friends in your home country informed of your destinations.

Stay health conscious: use sunscreen, eat good food, and avoid street fountain water.

And there you have it! All the advice, safety tips, and requirements you should follow before booking travel insurance to Spain.

Additionally, we added nine companies, their best plan, and prices so you can know what to expect and where to look. Let us know if you have any questions so we can help you in your search.

READ NEXT: 11 Itineraries Around Spain: From 1 Day to 2 Weeks

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Spanish Visa Travel Insurance Requirements

From the Royal Palace and Prado museum in Madrid to the medieval castle and Roman aqueduct in Segovia, Spain offers diversity of geography and cultures throughout the country. This European country shares its border with Portugal and France, and was the second most visited country in the world in 2019, according to the European Union .

Whether you’re making a short visit to the country or planning an extended stay, you may need to consider visa options before jetting off to the country. Spain provides a multitude of visa options for travelers, including the popular Schengen visa that is valid in 26 countries across Europe.

We will break down the most popular types of Spanish visas and what each visa application requires. (Hint! Some of them may require you to purchase a medical travel insurance plan, so we’ll also highlight Spanish visa travel insurance requirements.)

Types of Spanish Visas

Before jumping into the insurance requirements for Spanish visas, let’s break down two of the most popular types of visas available for visitors to Spain:

Tourist Visa

Travelers visiting Spain who are NOT citizens of a visa-exempt country will need to apply for a Schengen visa before visiting the country. (Keep in mind, citizens who are from visa-exempt countries will still need to fill out a European Travel and Information Authorization System (ETIAS) Visa Waiver starting in 2023 before entering the country.)

A Schengen visa will give visitors access to Spain and these 25 other Schengen countries too. To apply, you will need to submit:

A completed visa application form
Two recent color photographs that meet ICAO requirements
Proof of medical insurance that meets Schengen visa requirements
The application payment
Supporting documents that prove the purpose of travel, accommodation plans, intentions to return home, and subsistence

View your country’s Spanish Consulate website for more information about the application process or visit our Schengen Visa page for more details.

Spain Student Visa

These visas are for those wishing to study abroad in Spain for longer than 90 days. They also include those who are taking part in a student exchange or unpaid internship. Students must fill out the National Visa Application form and provide:

Two recent photos in color
A passport valid for the length of stay
Driver’s license or student card
Certificate of admission by the Spanish university or school
Proof of medical insurance
Proof of economic means
The consular fee

Visit the Spanish Consulate website for your country for more details.

What Is Travel Health Insurance?

Your home country health insurance may provide limited or no coverage once you leave your home country. If your health insurance doesn’t provide coverage abroad for your trip to Spain, you may be left responsible for any medical expenses you incur from an unexpected injury or illness.

Travel medical insurance is an emergency medical insurance plan you can use to help cover unanticipated medical costs when traveling through Spain. For example, the Atlas Travel plan from WorldTrips covers eligible expenses including:

Local ambulance services (when hospitalized as inpatient)
Emergency room care
Hospital room and board
Emergency sutures and surgery
Emergency medical evacuation

Your travel medical insurance for a Spain visa may also provide other travel-related benefits, like Trip Interruption, Travel Delay, Lost Checked Luggage, and Crisis Response. It’s important to note that some Spanish visas require travelers to provide proof of valid travel medical insurance that meets Schengen visa requirements in order to apply for a visa. (More on that in the next section.)

Do I Need Travel Medical Insurance for Spain?

You may be googling phrases like “health insurance for Spain visa” or “best travel health insurance for Spain.” Or you may be asking yourself questions like “Do I need travel medical insurance for Spain?” If you plan on entering the country with a Schengen visa or a Spain student visa, the answer is yes! Health insurance is required for these travelers.

Let’s break down the requirements for a valid Schengen visa health insurance plan and valid Spain health insurance for a student visa.

Health Insurance for a Schengen Visa

A Schengen visa, sometimes referred to as a Europe visa, allows individuals to travel freely between the 26 participating Schengen Area countries , including Spain. Those traveling between these countries with a Schengen visa can avoid border checks for easy international travel.

Travelers who are not from the eligible Schengen visa-exempt countries must apply for a Schengen visa in order to visit the Schengen Area. One of the main requirements for the application is proof of valid travel medical insurance that meets specific minimum requirements.

The minimum requirements for health insurance for a Schengen visa include:

Minimum coverage of 30,000 Euros (about USD $32,375 at the time of publish)
Coverage for expenses which might arise in connection with repatriation for medical reasons
Coverage for expenses that might arise in connection with urgent medical attention and/or emergency hospital treatment
Coverage for expenses that might arise as a result of one’s death
Coverage for the entire length of stay
Valid in all Schengen Area countries

A travel medical insurance plan like WorldTrips’ Atlas Travel insurance offers the coverage you need for a Schengen visa. It meets Schengen visa insurance requirements and provides you with access to a visa letter you can use as proof of valid insurance when applying for your Schengen visa for Spain.

travel-staycation.local-travel-new-normal.girl-packing-luggage-in-suitcase-and

See for Yourself How Atlas Travel Meets Schengen Visa Requirements:

Minimum coverage of 30,000 Euros – Up to $2,000,000 in maximum coverage for those under age 65 or up to $100,000 in maximum coverage for those age 65-79.
Coverage for expenses which might arise in connection with repatriation for medical reasons – Emergency Medical Evacuation to the nearest appropriate facility up to $1,000,000 lifetime maximum. Costs for air or ground transportation ticket home are also provided for eligible injuries/illnesses.
Coverage for expenses which might arise in connection with urgent medical attention and/or emergency hospital treatment – Includes the following benefits: Hospital Room & Board, Local Ambulance, Emergency Room Co-Payment, Intensive Care Unit, Physical Therapy & Chiropractic Care, and Terrorism.
Coverage for expenses which might arise as a result of the individual's death – Includes the following benefits: Accidental Death & Dismemberment (AD&D), Common Carrier Accidental Death, and Repatriation of Remains or Local Burial or Cremation.
Coverage for the entire period of the individual's intended stay or transit – Coverage available up to 365 days for non-U.S. citizens and residents whose travel does not include the U.S. (Coverage may be renewed for up to 2 additional coverage periods – see the Atlas Travel FAQ page for details.) Coverage available up to 364 days for all other travelers. (Coverage not renewable.)
Valid in all Schengen Area countries – All Schengen countries are included.

Health insurance for visitors to Spain, like Atlas Travel, can provide the coverage you need for your visa application.

Health Insurance for Spain Student Visa

Medical insurance for international students is required as part of the Spain student visa. Students must provide proof of health insurance from an insurer recognized and authorized to operate in Spain. The plan must also provide coverage for the entire duration of stay.

Those looking for a health insurance for their Spain student visa may want to consider a plan like StudentSecure , a student health insurance plan specifically created for individuals studying abroad. This international student health insurance plan meets or exceeds most government and visa requirements as well as the requirements of many programs and schools.

StudentSecure offers important medical benefits like outpatient prescription drug coverage, mental health coverage, and much more. This policy offers four levels of coverage – Elite , Select , Budget , and Smart – allowing you to select a plan that meets your program requirements, personal needs, and budget.

Before choosing private health insurance for students, make sure you:

Check your school/program’s health insurance requirements
Review your visa’s health insurance requirements
Read your international student health insurance plan policy documents

Then choose the travel medical insurance for Spain that works best for you!

Covid Travel Insurance

Travelers visiting Spain must also consider the impact of COVID-19 on the country’s travel restrictions and requirements. You may have typed “travel insurance Spain coronavirus” or “Schengen travel insurance Covid” into a search bar, curious how it has impacted travel to the country and what coverage you might need.

As of October 18, 2022, Spain requires most non-Spaniards and non-EU visitors to be vaccinated for COVID-19 to enter the country. It no longer requires visitors to fill out the previously mandatory health control form.

Though travel insurance or travel medical insurance is not required to enter the country (unless it’s required for your visa, of course), travelers may want to consider purchasing an insurance plan that covers COVID-19 medical expenses.

COVID-19 Travel Medical Insurance for Spain

A travel medical insurance plan like Atlas Travel offers coverage for unexpected medical expenses related to COVID-19. These are covered up to the policy’s maximum amount for injury or illness.

And if you upgrade to Atlas Premium , your plan will also include an Emergency Quarantine Indemnity – COVID-19 benefit, though there are stipulations. This quarantine benefit will pay $50 a day for each day you are quarantined outside of your home country (up to 10 days). You must have proof of quarantine mandated by a physician or governmental authority and quarantine must be due to you experiencing symptoms and waiting on diagnostic test results or testing positive for COVID-19/SARS-CoV2.

COVID-19 Travel Insurance for Spain

Let’s say you’re traveling to Spain from one of the Schengen visa-exempt countries. You want coverage for your trip, but you’d prefer a plan that offers a Trip Cancellation benefit as well as other travel-related benefits in case you need to cancel your trip unexpectedly. However, you still want some emergency medical coverage, too.

This is where a travel insurance plan – also referred to as a trip cancellation plan – could help you out. A trip cancellation plan could mean your prepaid and nonrefundable trip deposits (like a hotel or Airbnb deposit, your flight payments, your tourist destination tickets, etc.) could be reimbursed if you cancel your trip or end it early due to a covered reason, like falling ill with COVID-19 and being unable to travel.

On top of trip cancellation coverage and other travel-related benefits, many plans, like WorldTrips’ Atlas Journey , offer coverage for emergency medical expenses, included those related to COVID-19.

Those looking for the ultimate trip cancellation coverage can look at policy upgrades such as a Trip Cancellation for Any Reason (CFAR) benefit. Atlas Journey offers a CFAR upgrade for those who want the assurance of partial reimbursement of their total trip cost—50% or 75%—if they decide to cancel their trip for a reason not already covered by their Trip Cancellation benefit.

This means you could cancel if you are concerned about getting sick or COVID conditions in your destination. Just be sure to read through your policy documents so you understand the stipulations of this benefit upgrade and your other travel insurance benefits.

A trip cancellation plan like might be the coverage you need for your trip to Spain. While no one wants to consider having to cancel their trip, things happen. Making sure you have a policy that will provide coverage for unexpected emergencies is key.

Healthcare in Spain for Tourists

Finally, you may be wondering what healthcare in Spain for tourists is like. Spain has a top-tier healthcare system with health facilities available throughout the country. The country is known for having a health system whose services are superior to most of the world’s countries.

Here are a few quick facts to know about healthcare in Spain for tourists:

Some hospitals require advanced payment or proof of coverage before admitting a patient. This usually applies to private hospitals. For this reason, it’s a good idea to carry your medical insurance ID card in your purse or wallet at all times.
Medical staff may speak little to no English. It’s important to learn a few critical phrases in Spanish in the event you must communicate with medical staff who don’t speak English. (See tips for traveling when you don’t know the language .)
You may be on the hook for expenses related to transportation between hospitals. See if your travel medical insurance plan provides coverage for these expenses, such as a Local Ambulance benefit to provide coverage if you are hospitalized as inpatient or an Emergency Medical Evacuation benefit.
Your hospital or clinic will either send your insurer a bill or require you to pay expenses upfront for the services received. You can then file a claim with your insurance provide for the eligible expenses.

Keep in mind, the U.S. Department of State and the U.S. Embassy & Consulate in Spain and Andorra strongly advise travelers visiting Spain to purchase a supplemental medical insurance plan to cover medical evacuation. The U.S. Embassy states, “If you plan to spend any time in Spain, you should consider purchasing a policy that specifically covers expenses incurred overseas.”

Learn more about emergency medical evacuation coverage and why you may need it.

aerial-view-at-famous-european-travel-destination-in-croatia--dubrovnik

Be Sure To Explore These Related Resources:

Schengen Visa: Everything You Need to Know
Schengen Countries
Schengen Visa Application Process
Schengen Visa Insurance
The Ultimate European Travel Guide
What Is Emergency Medical Evacuation Coverage and Why Do I Need It?
What Countries Require Travel Insurance for Entry?
21 Tips for Staying Safe While Traveling

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WorldTrips is a service company and a member of the Tokio Marine HCC group of companies.

WorldTrips’ Atlas Travel Series and StudentSecure international travel medical insurance products are underwritten by Lloyd's. WorldTrips has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency, Ltd.

WorldTrips' Atlas Journey, Atlas Cruiser, and Atlas On-The-Go trip protection insurance products are underwritten by Tokio Marine HCC's U.S. Specialty Insurance Company (USSIC). USSIC is a Texas-domiciled insurance company operating on an admitted basis throughout the United States. Coverage is available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. Coverage may not be available in all states.

In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705

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Do I need travel insurance for Spain?

Our top picks for the best spain travel insurance, how much is travel insurance for spain, what does spain travel insurance cover, what is not covered, tips for choosing the best spain travel insurance, spain travel information & requirements, tips for traveling to spain from the us, faqs - travel insurance spain.

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Seven Corners

Generali Global Assistance

American citizens are not legally required to have travel insurance for Spain as long as the trip is under 90 days. However, The US Embassy in Madrid highly recommends buying travel insurance when visiting Spain as most traditional US health insurance isn’t accepted at Spanish hospitals.

Reasons why you may need travel insurance for Spain:

Spain won’t accept most U.S. healthcare plans

Most U.S. private health insurance plans and government health plans like Medicaid and Medicare will not work in Spain. This means that if you become sick or injured during your Spanish vacation, you’ll be responsible for paying out-of-pocket for the resulting medical bills. Spain’s free healthcare system is only available for long-term residents and citizens of Spain.

According to the American Embassy in Spain: ”[Spanish] hospitals and health care providers will expect payment if you are not covered by the Spanish or the Andorran public health care system.”

LA Times Compare staff members located in Spain confirmed that Spanish hospitals have also been known to refuse entry if you cannot show proof of a health insurance plan that will cover the costs of your treatment upon arrival.

Comprehensive travel insurance can cover you in case you need treatment while abroad and can even cover medical evacuations to repatriate you back home.

Risk of pickpockets

The U.S. government notes that pickpocketing and petty theft is very common in Spain. Unlike violent robberies, pickpocketing usually happens without you knowing you have been robbed. This type of occurrence frequently happens in touristy areas like La Puerta del Sol in Madrid and La Rambla in Barcelona. In fact, this happens so frequently for tourists visiting Madrid that an entire police unit known as the SATE (Servicio de Atención al Turista Extranjero) is dedicated to filing petty robbery police reports for Tourists.

Travel insurance can reimburse you for any stolen, lost, or damaged personal items.

Risk of heat-related illness

Most people don’t realize how hot Spain can get in the Summer months. Spain is a sunny and predominantly dry country, and over the past few years has been getting increasingly hotter. This has even led to parts of Spain introducing a heat wave naming system , similar to the way hurricanes are named. Temperatures in parts of Spain can reach upwards of 111 degrees in Summer. This, combined with the dense, historic stone architecture of Spanish cities that radiates this heat can put travelers at risk of heat exhaustion and heat stroke. Having backup medical care via travel insurance is never a bad idea.

Medical travel insurance will cover you for a range of medical treatments or medicines you require during your trip.

Risk of terrorism

Like many European nations, the risk of terrorism is a concern for both locals and tourists visiting Spain in recent years. Travel.state.gov mentions that terrorist groups continue to plot possible attacks in Spain. While these attacks are rare, one attack in Barcelona in 2017 killed 13 people and injured 130 others. Therefore, it’s best to consider and prepare for the worst.

Apart from covering medical care if you are injured while traveling, travel insurance often allows reimbursements for trip cancellations or interruptions as a result of terrorist threats or attacks at your travel destination.

Best for Pre-Existing Conditions

Why we like it.

Editor's take

This Trip Protection Choice plan from Seven Corners offers great all-around coverage at a competitive price. Although at the lower end of the price spectrum, Trip Protection Choice provides travelers to Canada with a reassuring $500,000 in primary medical coverage. To match this high level of coverage, this plan from Seven Corners also offers $1 million in medevac and repatriation coverage, which is some of the highest around.

Further popular additions include trip cancellation, interruption, and delay coverage, accidental death & dismemberment coverage, baggage damage and loss coverage, and a 14-day money-back guarantee.

Trip Protection Choice is a great choice for those with pre-existing conditions. The pre-existing conditions waiver stipulates you can be covered if:

The policy payment & enrollment form is received within 20 days of the initial trip payments/deposits and within 15 days of payment for any subsequent travel arrangements added to your trip

You or your traveling companion are medically able to travel and at the time your premium is paid based on the assessment of a physician.

Offers coverage for pre-existing conditions
Money-back guarantee
Cancellation & Interruption coverage standard
Covers action sports & equipment
Cancel for any reason not included standard
Must meet waiver for pre-existing conditions to be covered

Best for Medical Coverage

Tin Leg is known for offering high-quality travel insurance coverage at a competitive and reasonable price.

All Tin Leg policies have an A- rating or better for their financial strength from AM Best. We like the Tin Leg Gold plan because it offers great medical and evacuation coverage limits at an affordable price.

This plan comes automatically with trip cancellation and interruption coverage for coronavirus and other covered instances, as well as up to $500,000 in emergency medical expense protection and up to $500,000 in coverage for emergency medical evacuation, just in case something were to happen while on your Spain trip.

You may also qualify for travel delay protection, baggage insurance, and insurance that protects against missed connections on your way to Spain.

Read our full review

Excellent primary coverage for medical expenses
High limit for emergency evacuation coverage
Optional cancel for any reason (CFAR) coverage available
Comes with coverage for hurricanes and inclement weather
Coverage for pre-existing conditions is available if purchased within 14 days of the trip deposit
Baggage delay coverage requires a 24-hour waiting period
Low coverage limits for baggage and personal effects

Best for Basic Coverage

Generali Global Assistance offers high coverage limits for medical expenses, emergency dental expenses, emergency medical evacuation coverage, and more for your trip to Spain.

This travel insurance provider has an A rating from AM Best and offers three tiers of travel insurance coverage to suit your needs:

Standard plan
Preferred plan
Premium plan

If you’re looking for basic coverage at an affordable price point, the Standard plan may be just what you need. This plan offers coverage for up to 100% of the insured trip cost for cancellation and up to 125% of the insured trip cost for interruption. It also offers $1,000 per person in baggage coverage, up to $50,000 in medical coverage, and $250,000 in medical evacuation coverage.

Lowest cost of all Generali Global Assistance plans
24/7 emergency travel assistance included
Telemedicine included
Lower coverage than other Generali plans
Pre-existing conditions are not covered by the Standard plan
No coverage for accidental death and dismemberment during on-land travel

Best for Medical Evacuation Coverage

Trawick international.

Trawick International is another highly-rated travel insurance company that offers plans geared to those who want an international health plan. This company offers both premium coverage and budget-friendly travel insurance plans.

The Safe Travels Voyager plan is one of the company’s most well-rated plans due to its high coverage limits. With $1 million in medical evacuation coverage and $250,000 in primary medical coverage, as well as $3,000 in travel delay coverage, this plan can help give you peace of mind while on your trip to Spain.

Excellent medical coverage limits
Up to $2,500 baggage coverage included
Covers quarantine accommodation expenses
Baggage delay coverage only kicks in after 8 hours
CFAR only covers 75% of the insured trip cost

Best for Trip Cancellation Coverage

Axa assistance usa.

Since AXA Assistance USA offers three coverage levels, you can tailor your policy for Spain to suit your needs and budget.

AXA Assistance USA has an A rating from AM Best. It offers a range of travel insurance plans geared to different types of trips. The three coverage levels offered are:

We like the Platinum plan from AXA Assistance USA because it includes trip cancellation coverage worth up to 100% of non-refundable travel expenses and $1,250 in travel delay coverage. It also offers $1 million in medical evacuation protection, $250,000 in insurance for medical expenses, $100,000 in coverage for non-medical emergency evacuation, and more.

High coverage limits in every category. Extremely comprehensive
Includes identity theft coverage & non-medical evacuation coverage
CFAR coverage reimburses 75% of prepaid travel expenses
Coverage cannot be extended unlike other plans
Medical limit is lower than other cheaper plans, but still sufficient

Best for Non-Medical Evacuation Coverage

Travel insured international.

Travel Insured International offers two plans, Worldwide Trip Protector Edge and Worldwide Trip Protector. Of these two, we recommend the Worldwide Trip Protector plan due to its superior coverage.

Worldwide Trip Protector covers 100% of the insured trip cost due to cancellation, 150% of the insured trip cost due to interruption, as well as $1,500 for trip delays and $500 for baggage delays after only 3 hours. It also includes $100,000 worth of medical coverage, $1 million worth of evacuation coverage, and $150,000 worth of non-medical evacuation coverage.

Travel delay coverage kicks in after just six hours
Generous $150,000 non-medical evacuation coverage
CFAR and IFAR coverage not included
Baggage delay coverage only kicks in after 12 hours
No rental car coverage

According to sales data from Squaremouth, Spain travel insurance policies cost between $200 and $250 per week on average.

Based on our official sales figures over the past year, our customers’ average travel insurance cost is £217.17.

That said, the cost of travel insurance can vary widely based on factors like the age of travelers, the size of the traveling group, and the total trip cost.

By identifying what coverage you actually need you can find avoid expensive travel insurance . The length of the trip can also play a role in the cost of travel insurance.

Here are some example quotes from six different providers covering a seven-night trip to Spain for two 40-year-olds in September of 2024 that cost them $5,000.

While this example can give you a ballpark idea of how much comprehensive travel insurance for Spain could cost, it’s important to note that the actual cost you will pay will depend heavily on your individual trip details.

You can use our comparison tool below to see exact prices tailored for your trip details.

When you begin shopping for travel insurance for trips to Spain, you’ll quickly discover that insurance plans vary widely, as do their costs.

You’ll also notice you can purchase single-trip, multi-trip or annual travel insurance to protect your trips to Spain and other countries you plan to visit while overseas.

To protect yourself as much as possible, you should strive to buy a travel insurance policy that is as inclusive as possible with ample policy limits.

Make sure to look for the following types of coverage as you compare travel insurance plans.

Travel medical insurance

Medical evacuation insurance, trip cancellation insurance, trip interruption insurance, trip delay insurance, baggage insurance.

We’ll break down these types of insurance and what they are below.

While Spanish residents with citizenship enjoy universal public healthcare, tourists visiting from the United States and elsewhere do not qualify for the same benefits. You’ll get treatment if you become sick or injured during your trip, but you’ll be on the hook for the bills that result. With that in mind, travel health insurance is easily the most important type of coverage you’ll want to have for travel to Spain.

Ideally, you’ll purchase a policy that has at least $50,000 in coverage for emergency medical expenses per traveler. This type of protection can pay for medical bills that arise if you come down with COVID-19 during your trip, you break an ankle while walking on cobblestone streets or you experience a cardiac event. In that case, you may also consider a COVID-19 travel insurance .

Medical evacuation insurance , or medevac, can help pay for emergency evacuation and transportation when you become sick or injured while traveling.

If you’re on the side of a mountain in a remote area of Spain and you break a limb, for example, medevac coverage could pay for an ambulance or helicopter ride to the local hospital.

The American Embassy of Madrid’s website mentions the the following about emergency medical evacuations from Spain:

“There are no U.S. government funds available to pay for medical treatment or medical evacuations, and U.S. nationality does not entitle a person to a military medical evacuation free of charge. Medical evacuations can in fact cost up to $100,000 and the cost is born by the ill or injured person, the family and or the medical insurance company.”

Emergency evacuation and transportation coverage can also pay for a medically supervised flight back to your home country if a supervising physician recommends it.

Trip cancellation insurance can reimburse you for non-refundable, pre-paid travel expenses when your trip must be canceled for a covered reason beyond your control. This type of coverage can come into play if you’re called to jury duty over your travel dates, or if one of your travel companions becomes gravely ill or passes away before you leave for Spain.

Some policies also offer cancel for any reason (CFAR) travel insurance as an optional add-on. This type of insurance lets you cancel your trip for any reason at all, at which point you’ll get 50% to 75% of prepaid travel expenses back depending on the plan.

Trip interruption insurance can reimburse you for prepaid travel expenses when your trip must be interrupted after it has already started. Examples of when this coverage kicks in include instances where a travel companion gets sick after a trip is underway or a natural disaster makes a stop on your itinerary uninhabitable.

When trip interruption coverage applies, it can reimburse for nonrefundable travel expenses you didn’t get to use as well as transportation costs to get home.

Trip delay insurance can help pay for unplanned expenses that occur when your trip is delayed, including meals you have to pay for or overnight hotel stays. Most trip delay coverage won’t apply until your trip has been delayed for at least six or 12 hours, and daily and maximum limits typically apply.

If your bags are delayed at your destination and you wind up having to pay for toiletries, clothing, electronics chargers or other required items, baggage delay coverage can reimburse you for these out-of-pocket expenses. That said, baggage delay coverage typically only applies after bags are delayed for at least six or 12 hours , and daily and maximum limits apply.

If your bags are lost or stolen while on their way to Spain, or even after you get there, you may be entitled to compensation from your travel insurance provider. Coverage for lost luggage typically comes with a maximum limit per traveler and trip, and separate limits for high-value items like electronics and jewelry can apply.

Most travel insurance policies come with a standard list of exclusions, although these can vary widely among travel insurance companies.

Here’s a rundown of what may not be covered by Spain travel insurance:

Participation in extreme sports: If you plan to take part in extreme sports like base jumping or rock climbing during your Spanish vacation, you’ll want to make sure your travel insurance plan doesn’t explicitly prohibit these activities. Also consider buying a policy from insurance companies that cover adventure sports, such as World Nomads .
Pre-existing medical conditions: Most pre-existing conditions are not covered by travel insurance unless a policy comes with a pre-existing conditions waiver. Note that qualifying for a pre-existing conditions waiver typically requires you to purchase travel insurance within 14 or 15 days of making an initial trip deposit.
Pregnancy-related care, including normal delivery: Emergency care for traveling while pregnant can be covered by a travel insurance policy overseas, but regular wellness care and normal delivery will not be.
Non-emergency treatment that can wait until you return home: Only emergency medical care is covered by travel insurance, and all other procedures will have to wait until you get home.
Travel restrictions imposed by government authorities: If a government authority says a specific destination should not be visited, it’s unlikely travel insurance provides coverage in that area.

It’s also worth noting that some travel insurance companies exclude Spain and some other countries in Europe due to the increased risk of injury among past travelers. This means you can buy travel insurance for trips to Spain, but you may have fewer companies to choose from.

Whether you’re planning your trip far ahead or you’re hoping to book a last-minute trip to Spain, several moves can help you secure the best travel insurance coverage for your needs.

We recommend you consider the following tips as you browse and compare plans.

Get adequate coverage for medical expenses.

While the Spanish healthcare system is exceptional, not having travel insurance means you’ll be on the hook financially for the medical care you receive. Your best bet is lining up travel insurance with at least $50,000 in travel medical coverage for everyone in your traveling party.

Compare multiple providers and policies.

Compare international travel insurance policies from at least three or four different providers, and make sure to compare not only cost but the coverages and policy limits they offer. Fortunately, all the best travel insurance companies make it easy to get a free quote online.

Decide if you want the option to cancel.

If you believe your Spanish vacation may need to be canceled, consider investing in cancel for any reason (CFAR) coverage that lets you get part of your prepaid travel expenses back no matter what.

Think about extra coverages you might need.

Make sure you have coverage for items specific to you and your traveling party, including protection for pre-existing conditions or adventure sports you plan to take part in.

Do I need a visa or passport to visit Spain?

Yes, American citizens need a passport to visit Spain. However, Americans don’t need a tourist visa to visit Spain unless they plan to stay in Spain or other countries in the Schengen area for longer than 90 days .

If you’re planning out your trip to Spain from USA for 2025, you should also be on the lookout for a new upcoming requirement. Starting mid-2025, visitors to Spain will be required to apply for a European Travel Information and Authorization System (ETIAS) application and pay an $8 entry fee to vacation in Spain or other European countries that are co-signers of the Schengen Agreement.

Until then, the U.S. Government outlines that the only other requirement is that your passport must have a **minimum of three months of validity remaining after your planned date of departure from Spain or elsewhere in the Schengen area, although Spain recommends having at least six months. Spain also requires a blank page in your passport for a passport stamp.

Is Spain in the Schengen area?

Spain is located in the Schengen area along with 27 other countries in Europe that have made it increasingly easy to travel between them.

Thanks to this agreement, you can hop a flight or train from Spain and to other Schengen countries without having to pass through border security or show your passport in many cases. This makes it easy to plan a full-fledged European vacation that includes time in Spain as well as other Schengen countries, such as France , or Italy.

Keep in mind, if you plant to stay longer than 90 days, you must apply for a Schengen travel visa , and travel insurance is part of the requirements for applying for this visa.

Is it safe to travel to Spain?

In general, Spain is quite safe. That said, according to the U.S. Department of State , you should exercise increased caution during trips to Spain due to threats of “terrorism and civil unrest.” However, the country of Spain is very safe overall, and you are unlikely to encounter any issues other than basic instances of theft or pickpocketing.

Travel insurance for the Canary Islands

Although situated over 800 miles south of the Spanish mainland, the islands of Tenerife, Gran Canaria, Lanzarote, Fuerteventura, La Palma, La Gomera, and El Hierro are all considered part of Spain. This inclusion also grants them Schengen status. Travel insurance for Spain can be used to cover your vacation in the Canary Islands.

Spanish restaurants: Meal times in Spain have a unique rhythm that can often catch unaware travelers off guard. A first breakfast, known locally as ‘desayuno’, usually takes place before 9 am and is regularly eaten at home. A second breakfast, ‘almuerzo’, is eaten around mid-morning and when local cafes are open. Lunchtime, ‘comida’, is taken around 2 to 4 pm, after which many restaurants and cafes may close. An early evening meal, known as ‘merienda’ is often eaten from 5 to 7 pm and a late dinner, ‘cena’, is eaten between 8.30 and 10.30 pm.

Opening hours: Along with the unusual Spanish meal times, general opening hours may differ from what you are used to back home during the summer months. Stores and restaurants are usually continually open from 10 am to 9 pm but during the summer, they may close between 2 and 5 pm.

Transportation: Spain has a strongly integrated transportation system consisting of major airports, bus charters, and one of the largest and most modern railway networks in Europe. Major cities such as Madrid, Barcelona, and Bilbao also have their own integrated metro systems. All of this enables you to travel quickly and efficiently across Spain and the Iberian peninsula as a whole.

Spain does not require travelers to have travel insurance, but that doesn’t mean you shouldn’t get it. Private health insurance that works in the United States will not apply overseas. This means you’ll want to have travel medical coverage, as well as protection for emergency evacuation, trip delays, lost or delayed bags and other travel mishaps that can occur.

How much does Spain travel insurance cost?

Based on our estimates, travel insurance for a seven-night trip to Spain with a total trip cost of $5,000 may cost between $230 and $326 depending on the plan.

Is Spanish healthcare free for tourists?

The Spanish healthcare system offers free public healthcare for citizens, but tourists do not qualify for this benefit.

Does US medical insurance work in Spain?

Private health insurance purchased in the United States does not apply in Spain or elsewhere in Europe.

Do some travel insurance companies exclude coverage for Spain?

Some travel insurance companies don’t offer coverage in Spain and several other countries due to the increased risk of injury and higher claims in these areas overall.

About the Author

Holly D. Johnson is an award-winning personal finance writer who covers topics like insurance, investing, credit and family finance. As a leading voice in the travel and loyalty space, Johnson has traveled with her family to more than 50 countries over the last decade.

The author has also written extensively on the power of household budgeting, and she even co-authored a book on the topic. Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love was originally published in 2017, and it teaches families how to use zero-sum budgeting to reach their financial goals. She is also the co-owner and founder of the family finance and travel website, ClubThrifty.com.

Johnson’s 10+ years of writing have focused on helping families make important financial decisions at each stage of their lives. The author also applies the financial principles she teaches to her own life, and she is currently on track to retire in her late 40’s with her partner. She currently lives in Central Indiana with her husband and children, and she is a regular contributor for Bankrate, CNN, Forbes, U.S. News and World Report Travel and many other notable publications.

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Travel Advisory July 26, 2023

Spain - level 2: exercise increased caution.

Reissued with obsolete COVID-19 page links removed.

Exercise increased caution in Spain due to terrorism and civil unrest .

Country Summary: Terrorist groups continue plotting possible attacks in Spain. Terrorists may attack with little or no warning, targeting tourist locations, transportation hubs, markets/shopping malls, local government facilities, hotels, clubs, restaurants, places of worship, parks, major sporting and cultural events, educational institutions, airports, and other public areas.

Demonstrations are common. They may take place in response to political or economic issues, on politically significant holidays, and during international events.

Read the country information page for additional information on travel in Spain.

If you decide to travel to Spain:

Avoid demonstrations and crowds.
Be aware of your surroundings when traveling to tourist locations and crowded public venues.
Follow the instructions of local authorities.
Monitor local media for breaking events and adjust your plans based on new information.
Enroll in the Smart Traveler Enrollment Program ( STEP ) to receive Alerts and make it easier to locate you in an emergency.
Follow the Department of State on Facebook and Twitter .
Review the Country Security Report for Spain.
Visit the CDC page for the latest Travel Health Information related to your travel.
Prepare a contingency plan for emergency situations. Review the Traveler’s Checklist .

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Quick Facts

6 months recommended, 3 months beyond your date of departure is required

1 page per stamp

None required for less than 90 days

Embassies and Consulates

U.S. Embassy Madrid Calle Serrano, 75 28006 Madrid, Spain Telephone: (34) 91-587-2200 Emergency after-hours telephone: (34) 91-587-2200 Fax: (34) 91-587-2303 E-mail: [email protected]

U.S. Consulate General Barcelona Paseo Reina Elisenda de Montcada, 23 08034 Barcelona, Spain Telephone: (34) 93-280-2227 Emergency after-hours telephone: (34) 91-587-2200 Fax: (34) 93-280-6175 E-mail: [email protected]

U.S. Consular Agency Fuengirola (Málaga) Avenida Juan Gómez "Juanito", 8 Edificio Lucía 1º-C 29640 Fuengirola (Málaga), Spain Telephone: (34) 95-247-4891 Fax: (34) 95-246-5189 E-mail: [email protected]

U.S. Consular Agency Las Palmas Edificio Arca Calle Los Martinez de Escobar 3, Oficina 7 35007 Las Palmas, Gran Canaria, Spain Telephone: (34) 92-827-1259 Fax: (34) 92-822-5863 E-mail: [email protected]

U.S. Consular Agency Palma de Mallorca Edificio Reina Constanza Porto Pi, 8, 9-D 07015 Palma, Islas Baleares, Spain Telephone: (34) 97-140-3707 Fax: (34) 97-140-3971 E-mail: [email protected]

U.S. Consular Agency Seville Plaza Nueva 8-8 duplicado 2nd Floor, Office E-2 No.4 41101 Sevilla, Spain Telephone: (34) 95-421-8751 Fax: (34) 95-422-0791 E-mail: [email protected]

U.S. Consular Agency Valencia Doctor Romagosa 1, 2-J 46002 Valencia, Spain Telephone: (34) 96-351-6973 Fax: (34) 96-352-9565 E-mail: [email protected]

Destination Description

See the Department of State’s Fact Sheet on Spain for information on U.S.-Spain relations.

Entry, Exit and Visa Requirements

U.S. citizens traveling to Spain are not subject to any COVID-19 entry restrictions.

Spain is a party to the Schengen Agreement . This means that U.S. citizens may enter Spain for up to 90 days for tourism or business without a visa. Your passport should be valid for at least three months beyond the period of stay. You must have sufficient funds and a return airline ticket. Visit the Embassy of Spain website for the most current visa information.

Traveling Through Europe : If you are planning to visit, transit and/or travel through European countries, you should be familiar with the requirements of the Schengen Agreement.

Your passport should be valid for at least three months beyond the period of stay. If you plan on transiting a Schengen country, review our U.S. Travelers in Europe page .
You will need sufficient proof of funds and a return plane ticket .
For additional information about visas for the Schengen area, see the Schengen Visa page.

Students and athletes: Students, prospective students, and athletes should visit the Embassy of Spain website for additional information on entry requirements. You should not travel to Spain as a student or for an athletic/study program without the appropriate Spanish visa. U.S. citizen students and athletes have been denied entry and held in immigration detention at Spanish airports awaiting return flights to the United States because they lacked the appropriate visa. If your coach or sponsoring program says that you do not require a visa to study, play for a sports team, or participate in a sports training program in Spain, you should confirm this information with the nearest Spanish consulate in the United States before you travel.

U.S. citizen minors living in Spain: Spanish law mandates that all Spanish minors traveling internationally without their parents or legal guardians must have written notarized permission from a parent or guardian. The law also applies to foreign, minor residents if their country of nationality also requires parental permission. While U.S. law does not require minors traveling without a parent/guardian to have the parents’/guardians’ written permission, Spanish authorities and airlines have occasionally misinterpreted the law and stopped U.S. citizens minors from departing the country. Therefore, parents/legal guardians should consider preparing a notarized, written permission for their U.S. citizen minor children to travel abroad unaccompanied or with a third party.

HIV/AIDS restrictions: The U.S. Department of State is unaware of any HIV/AIDS entry restrictions for visitors to or foreign residents of Spain.

Find information on dual nationality , prevention of international child abduction , and customs regulations on our websites.

Safety and Security

Terrorism: Terrorist groups and those inspired by such organizations are intent on encouraging or conducting attacks worldwide, including within Europe. Terrorists are increasingly using less sophisticated methods of attack – including knives, firearms, and vehicles – to target crowds more effectively. Frequently, their aim is unprotected or vulnerable targets, such as:

High-profile public events (sporting contests, political rallies, demonstrations, holiday events, celebratory gatherings, etc.)
Hotels, clubs, and restaurants frequented by tourists
Places of worship
Schools
Parks
Shopping malls and markets
Public transportation systems (including subways, buses, trains, and scheduled commercial flights)

Spain’s open borders with its Western European neighbors allow the possibility for terrorists to enter and exit the country anonymously. Additionally, Spain’s enclaves in Melilla and Ceuta on the North African coast allow for entry into Spain from the African continent. Spain has taken robust actions to guard against terrorist attacks, including arrests of suspected extremists allegedly involved in terrorist plots. Credible information indicates terrorist groups continue to plot potential attacks in Europe, including Spain.

For more information, see our Terrorism page.

Crime: Pickpocketing and other minor crimes, such as theft, are very common in Spain including instances where the victim is purposefully distracted to facilitate the theft. Street crimes against U.S. citizens usually occur in tourist areas, including airports, train stations, and both urban and beach destinations .

Violent crimes, including robberies, have also been reported. Some instances have required the victim to seek medical attention. Car break-ins are also frequent in Spain.

Use common sense, awareness and the same personal security measures you would normally use in any large city or tourist destination.

Keep track of your passport at all times, including on flights and other modes of transportation. There have been reports of passports being stolen on planes en route to Spain. Do not leave bags unattended. Keep them in sight and avoid placing passports, cash, cell phones, or other valuables in the outer pockets of backpacks or purses on tables or floors, grounds in public places. Do not leave bags slung over the backs of chairs, on hotel or store counters, on top of your suitcase or travel bag, or out of your physical control in hotel lobbies, car rental locations, train stations, restaurants, and other public places. Avoid carrying your passport unless needed for travel, especially in tourist areas. Instead, carry a photocopy or photo of your passport’s biographical information page and consider leaving your passport in a secure location, such as a hotel safe. Your passport will be required to check in into any hotel in Spain and may be required for trains or tourist sites.

Sexual Assault: The U.S. Mission in Spain has received numerous reports of sexual assaults affecting U.S. citizens, especially younger travelers, students, and exchange teachers.

Navigating the Spanish criminal justice system after surviving a sexual assault has been difficult for many U.S. citizen victims, who report feeling judged and re-victimized throughout the very lengthy process.

Although it is not required, many U.S. citizen victims of sexual assault in Spain have found it helpful to hire a local attorney to be their advocate and defend their rights during any judicial process or use the help of the local Office of Victim’s Assistance. Information about the local victim’s assistance program is given out at the police station when the report is filed.

There have been numerous reports alleging sexual assaults against U.S. citizen students by Manuel Blanco Vela, a representative of a tour operator based in Seville, Spain. Conduct research online to determine who owns and operates tour companies to make informed choices.

Many sexual assaults occur at night or during the early morning hours. In most cases, assailants take advantage of alcohol or drugs to make victims more vulnerable.

Domestic Violence: U.S. citizen victims of domestic violence should call the toll-free emergency number in Spain, 016, for assistance, and the U.S. Embassy in Madrid at (34) 91-587-2200 or U.S. Consulate General Barcelona at (+34) 93-280-2227. Note that the local authorities are responsible for investigating and prosecuting crimes.

Victims of Crime: U.S. citizen victims of domestic violence, sexual assault or other violent crimes are encouraged to report crimes to the local emergency services at 112 and contact the U.S. Embassy, Consulate, or consular agency for assistance . Note that local authorities are responsible for investigating and prosecuting crime.

See our webpage on help for U.S. victims of crime overseas .

Help you find appropriate medical care
Assist you in reporting a crime to the police
Contact relatives or friends with your written consent
Provide general information regarding the victim’s role during the local investigation and following its conclusion
Provide a list of local attorneys
Provide information on victim’s compensation programs in the United States
Provide an emergency loan for repatriation to the United States and/or limited medical support in cases of destitution
Help you find accommodation and arrange flights home
Replace a stolen or lost passport

Demonstrations occur frequently. They may take place in response to political or economic issues, on politically significant holidays, and during international events.

Demonstrations can be unpredictable, avoid areas around protests and demonstrations . 
Past demonstrations have turned violent.  
Check local media for updates and traffic advisories.

International Financial Scams:  See the  Department of State  and the  FBI  pages for information.

Financial scams are prevalent in Spain. Beware of anyone asking for money, particularly people who establish a “romantic” relationship online or anyone who claims the Spanish authorities are asking them for money. Scams are often initiated through Internet postings/profiles or by unsolicited emails and letters. Scammers almost always pose as U.S. citizens who have no one else to turn to for help. Common scams include:

People claiming to be U.S. military personnel
Romance/Online dating
Money transfers
Grandparent/Relative targeting
Free Trip/Luggage
Lotteries
Inheritance notices
Work permits/Job offers

Tourism: The tourism industry is generally regulated, and rules [with regards to best practices and safety inspections] are regularly enforced. Hazardous areas/activities are identified with appropriate signage, and professional staff is typically on hand in support of organized activities. In the event of an injury, appropriate medical treatment is widely available throughout the country. Outside of a major metropolitan center, it may take more time for first responders and medical professionals to stabilize a patient and provide life-saving assistance. U.S. citizens are encouraged to purchase medical evacuation insurance .

Local Laws & Special Circumstances

Criminal Penalties: You are subject to local laws. If you violate local laws, even unknowingly, you may be expelled, arrested, or imprisoned. Individuals establishing a business or practicing a profession that requires additional permits or licensing should seek information from the competent local authorities prior to practicing or operating a business.

Furthermore, some violations of laws are also prosecutable in the United States, regardless of local law. For examples, see our website on crimes against minors abroad and the Department of Justice website.

Penalties for possessing, using, or trafficking illegal drugs in Spain are severe and convicted offenders can expect long jail sentences and heavy fines.

Most cities in Spain have banned the consumption of alcohol in the street, other than in registered street cafes and bars. You could be arrested or fined if you break the law.

Local police, sometimes dressed in plain clothes, can require you to produce identification to establish your identity upon request and detain you for further questioning. Carry a photocopy of your passport with you as proof of your identity. If you are stopped by someone who claims to be a plainclothes police officer, ask to see their law enforcement identification.

Arrest Notification: If you are arrested or detained, ask police to notify the U.S. Embassy Madrid or U.S. Consulate General Barcelona immediately. See our webpage for further information.

Counterfeit and Pirated Goods: Although counterfeit and pirated goods are prevalent in many countries, they may still be illegal according to local laws. You may also have to pay fines or have to give them up if you bring them back to the United States. See the U.S. Department of Justice website for more information.

Faith-Based Travelers: See the following webpages for details:

Faith-Based Travel Information
International Religious Freedom Report – see country reports
Human Rights Report – see country reports
Hajj Fact Sheet for Travelers
Best Practices for Volunteering Abroad

LGBTQI+ Travelers: There are no legal restrictions on same-sex sexual relations or the organization of LGBTQI+ events in Spain.

See our LGBTQI+ Travel Information page and section 6 of our Human Rights report for further details.

Travelers with Disabilities: The law in Spain prohibits discrimination against persons with physical, sensory, intellectual or mental disabilities, and the law is enforced. Social acceptance of persons with disabilities in public is as prevalent as in the United States. In general, public transportation, lodging, communication/information, and general infrastructure are accessible. Taxis that can accommodate wheelchairs are available, but usually must be booked in advance.

In historic areas and older areas, sidewalks can be narrow and have uneven surfaces. Take this into account when planning your visit. There may be differences in small towns and villages, where accessibility may be more limited.

Rental, repair, replacement parts for aids/equipment/devices, or service providers, such as sign language interpreters or personal assistants are widely available in Spain.

Students: Follow the tips below and exercise caution and good judgment to make your study-abroad experience a positive and safe one. If you are coming to Spain to participate in a sports program, please check with the Embassy of Spain that you have the correct visa.

Do your research before contracting a tour operator or other service provider, including coaches and organizers of sports camps, schools, and training centers.

Exercise caution when agreeing to an internship or to serve as a recruiter for a specific organization or company. Most arrests, accidents, and violent crimes U.S. citizens suffer in Spain involve excessive alcohol. Drink in moderation and stay in a group of friends when in clubs, bars, or traveling.

See our Students Abroad page and FBI travel tips .

Women Travelers : The U.S. Mission in Spain has received numerous reports of sexual assaults affecting U.S. citizens, especially younger travelers, students, and exchange teachers. Please see more information under Safety and Security. See our travel tips for Women Travelers .

Good medical care is available in Spain. However, regulations regarding medications vary from those in the United States. Spanish regulations do not permit the international shipment of medication . Do not ship medication from the United States to Spain . Spanish customs authorities will reject and return to the shipper medication mailed from the United States. This may cause a significant delay in receiving your medications. The U.S. Embassy cannot help you retrieve medications stopped by Spanish customs.

Medications requiring prescriptions in the United States also require a local doctor’s prescription in Spain. In some instances, a medicine prescribed in the United States will not have a local equivalent. It is important that travelers research this on the European Agency for Medication website prior to travel.

For emergency services in Spain, dial 112. You may ask for an English-speaking attendant.

Ambulance services are widely available.

We do not pay medical bills . Be aware that U.S. Medicare/Medicaid does not apply overseas. Most hospitals and doctors overseas do not accept U.S. health insurance. Medical care is not free in Spain. If you require medical attention, you will incur expenses, even if you are treated in a public healthcare facility. Lack of payment may bar future travel to Spain.

Medical Insurance: Make sure your health insurance plan provides coverage overseas. Most care providers overseas only accept cash payments. See our webpage for more information on insurance overseas. Visit the U.S. Centers for Disease Control and Prevention for more information on type of insurance you should consider before you travel overseas. We strongly recommend supplemental insurance to cover medical evacuation.

Always carry your prescription medication in original packaging, along with your doctor’s prescription. Check with the embassy to ensure the medication is legal in Spain.

Vaccinations: Be up-to-date on all vaccinations recommended by the U.S. Centers for Disease Control and Prevention.

Further health information:

World Health Organization
U.S. Centers for Disease Control and Prevention (CDC)

Air Quality: Visit AirNow Department of State for information on air quality at U.S. Embassies and Consulates.

The U.S. Embassy maintains a list of doctors and hospitals . We do not endorse or recommend any specific medical provider or clinic.

Health facilities in general:

Adequate health facilities are available throughout the country. Private hospitals usually require advance payment or proof of adequate insurance or funds before admitting a patient. Medical staff may speak little or no English. Patients may be asked to bear costs for transfer to or between hospitals.
Patients have to pay their medical treatment in public hospitals.

Medical Tourism and Elective Surgery:

U.S. citizens have suffered serious complications or died during or after having cosmetic or other elective surgery.
Medical tourism is a rapidly growing industry. People seeking health care overseas should understand that medical systems operate differently from those in the United States and are not subject to the same rules and regulations. Anyone interested in traveling for medical purposes should consult with their local physician before traveling and visit the U.S. Centers for Disease Control and Prevention website for more information on Medical Tourism.

Pharmaceuticals: U.S. Customs and Border Protection and the Food and Drug Administration are responsible for rules governing the transport of medication back to the United States. Medication purchased abroad must meet their requirements to be legally brought back into the United States. Medication should be for personal use and must be approved for usage in the United States. Please visit the U.S. Customs and Border Protection and the Food and Drug Administration websites for more information.

Assisted Reproductive Technology and Surrogacy: If you are considering traveling to Spain to have a child through use of assisted reproductive technology (ART) or surrogacy, please see our ART and Surrogacy Abroad page .

Surrogacy is illegal in Spain and subject to complex local regulation.

Adventure Travel: Visit the U.S. Centers for Disease Control and Prevention website for more information about Adventure Travel .

Travel and Transportation

Road Conditions and Safety : Road conditions in Spain can differ significantly from those in the United States. Drivers and pedestrians should exercise increased caution as traffic in Madrid and Barcelona is often faster-paced than in the United States and can be unnerving because of unfamiliar signs and traffic lights and different driving habits, including motorbikes weaving between traffic lanes.

Obey the traffic light located at your stop line, as there are separate traffic lights for each side of the intersection. Be alert when driving at night in urban areas; you may encounter drivers or pedestrians under the influence of alcohol.

Night driving in isolated rural areas can be dangerous because of farm animals and poorly marked roads.

Rural traffic is generally heavier in July and August as well as during the Christmas and Easter seasons.

Emergency services, including roadside assistance, are plentiful, competent, and can be easily accessed by dialing 112 from any phone.

Traffic Laws: You must obtain an International Driving Permit prior to your arrival if you plan to drive in Spain. The permits are only valid for one year.

It is illegal to rent a vehicle if you don’t have an International Driving Permit. Your rental car may be impounded, and you will be required to pay a fine if stopped by the police.

It is against the law to use a mobile phone without a hands-free device while driving. There is a €300 fine for violating this regulation, and you may also lose your license.

All drivers and passengers are required to buckle up (even in taxis and in the backseat) and wear a reflective vest if they need to stop on the roadside. A reflective triangle warning sign is also mandatory if you stop on the roadside.

You must have liability insurance to operate any car or motorcycle.

If you are stopped by the Spanish National Police or the Guardia Civil, they may levy fines on the spot and issue a receipt for payment. This ensures that foreigners pay their fines while still in Spain.

Public Transportation: Public transportation in large Spanish cities is generally excellent.

Only use clearly identified cabs, ensure that taxi drivers always switch on the meter (except for fixed-fare trips originating to and from the Madrid airport), and ask for a receipt.

Private transportation companies (such as Uberor Cabify) are often used in Madrid and Barcelona but check private transportation websites for operating status before arrival.

Official taxis to and from the Madrid airport to the city center charge a €30 flat rate. Official taxis to and from the Barcelona airport to the cruise ship terminal charge a €39 flat rate.

Rail service is comfortable and reliable but varies in quality and speed. Intercity buses are usually comfortable and inexpensive.

See our Road Safety page for more information.

Aviation Safety Oversight: The U.S. Federal Aviation Administration (FAA) has assessed the Government of Spain’s Civil Aviation Authority as being in compliance with International Civil Aviation Organization (ICAO) aviation safety standards for oversight of Spain’s air carrier operations. Further information may be found on the FAA’s safety assessment page .

Maritime Travel: Mariners planning travel to Spain should also check for U.S. maritime advisories and alerts . Information may also be posted to the U.S. Coast Guard homeport website and the NGA broadcast warnings .

For additional travel information

Enroll in the Smart Traveler Enrollment Program (STEP) to receive security messages and make it easier to locate you in an emergency.
Call us in Washington, D.C. at 1-888-407-4747 (toll-free in the United States and Canada) or 1-202-501-4444 (from all other countries) from 8:00 a.m. to 8:00 p.m., Eastern Standard Time, Monday through Friday (except U.S. federal holidays).
See the State Department’s travel website for the Worldwide Caution and Travel Advisories .
Follow us on Twitter and Facebook .
See traveling safely abroad for useful travel tips.

Review information about International Parental Child Abduction in Spain . For additional IPCA-related information, please see the International Child Abduction Prevention and Return Act ( ICAPRA ) report.

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Make two copies of all of your travel documents in case of emergency, and leave one with a trusted friend or relative.

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best places to visit in spain

Granada is the capital city of the province of Granada, in the autonomous community of Andalusia, Spain.

A mid-sized city, Granada offers a perfect blend of spectacular attractions, traditional culture, and an animated nightlife. But most of all it is the home of the Alhambra, the peak of Moorish art that summarizes the Andalusian history and is one of the great architectural sights of Europe. Attesting to the city’s eventful history are its most notable landmarks, the 16th century Granada Cathedral with its magnificent domed ceiling, and the famous Alhambra, a grand Moorish palace with luxurious gardens and Arab baths.

Barcelona is a coastal city in north-eastern Spain.

It offers everything tourists look for in a European city – from historic architecture to lively shopping, vibrant culture, and buzzing nightlife. Ciutat Vella, the Old City, is Barcelona’s main attraction. Here, visitors will find the Gothic Quarter with its beautiful, old churches, Roman ruins, and cobblestone streets lined with outdoor cafes and restaurants. Surrounded by statues and fountains, La Placa Catalunya is a popular gathering spot and hub for local transportation services. Popular activities in Barcelona include walking along La Rambla, a tree-lined pedestrian avenue, and sunbathing on Barceloneta, one of the city’s most popular beaches.

Continents:

The European continent is located completely in the northern hemisphere and mainly in the eastern hemisphere. Europe borders onto the Arctic Ocean in the North, the Atlantic Ocean in the west and the Mediterranean Sea in the South. There are 50 countries in Europe with a total of more than 748 million people living on the continent in 2021.

There are 49 countries in Asia according to the UN. The 10 biggest countries are listed in the right column of this page. Two of the Asian countries, Russia and Turkey, also share part of their territory on the European continent. Additionally there are two countries that only have limited international recognition: State of Palestine and Republic of China/Taiwan and some dependencies. Asia is the most populous continent with more than 4.7 billion people living there. (2022)

There are 54 countries in Africa – and 9 dependent territories. More than 1.3 billion people live on the African continent. This means about 15% of the world’s total population live in Africa! Even though Nigeria is only a third of the size of Algeria, it is the most populous country in Africa, with more than 219 million people.

NORTH AMERICA

Oceania is in a continental group consisting of 14 countries and includes Pacific islands and Australia. Often Australia is named as a continent, but this means that the many islands and countries except Australia would then be not included. Oceania in fact is mostly ocean and spans a vast area as you can see below.

Travel Insurance

Travel Insurance, Schengen visa travel insurance, Europe and Worldwide Single Trip and Multi-Trip Insurance policies.

Insurance in Spain

Spanish Health Insurance for Residency & Visas >> Complete 2024 Guide

Published on 08/03/2024 | Last updated on 10/06/2024
Alastair Johnson
Reviewed by
Raquel Moreno (LLB)

A man and his young son at the doctors surgery.

Spanish immigration laws require you to have healthcare for most long-term visas and residency permits. We’ll look at who can use public healthcare and who will need private health insurance in Spain . We’ll explore the specific requirements for Spanish Health Insurance for Residency & Visas in 2024.

Who Needs Spanish Health Insurance for Residency & Visas?

There are some broad groups that need to prove that they have sufficient healthcare coverage.

1) Long-Term Visas & Residence Permit Applications & Renewals

Non-lucrative visa and residency
Golden visa and residency
Digital Nomad visa and residency

You’ll provide the declaration of coverage letter to the consulate as part of your visa application package.

2) European (EU) & EEA Citizens (plus family) Moving To Spain

All EU and EEA citizens applying for residency in Spain . All family members of EU citizens will also need healthcare coverage.

3) Family Reunion Applicants

Any dependent person applying for a Family Reunion Visa .

4) Non-European (EU) & non-EEA Citizens studying in Spain

Anyone on a Spain Student visa and residency will need coverage, with different requirements we’ll cover below.

Tip: If you are unsure about the cover you need for your visa, we offer a 30-minute consultation with our immigration partners . They’ll confirm the best visa or residency option for you and advise you on your insurance and other requirements.

Need Spain Private Health Insurance?

We constantly monitor the market and recommend only insurers whose policies meet visa requirements for all of our clients and who are recommended by friends and the community.

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Who can use public healthcare in spain to meet the requirement.

If you are eligible for public healthcare in Spain , then you can use this as your residency or visa healthcare. Here are the most common groups.

Residents who pay social security contributions (employed or self-employed).
Residents who receive qualifying benefits or a Spanish pension.
Pregnant residents.
Students under 26 who are registered to study in Spain.
European Union (EU) citizens visiting Spain with an EHIC card .
Retirement-age EU citizens resident in Spain with an S1 authorization ( note : British pensioners may also be able to use the S1 route).
People who make non-employment contributions to social security via el convenio especial con la Seguridad Social.

Note: US Social Security payments or Medicare membership will not qualify, as the US does not have a reciprocal agreement with Spain.

Spanish Private Health Insurance For Visas and Residency

Many Expats in Spain need Spanish Private Health Insurance when they move to Spain. Choosing the right healthcare option is critical as not all policies meet the Spanish Immigration Department’s requirements. There are seven key attributes required by law.

No Exclusions for Pre-existing Conditions: Spain’s immigration authorities require a policy that covers pre-existing conditions without exclusions or waiting periods.
Full Coverage: It should cover many medical services without significant limitations.
No Co-payments: The policy should not include co-payments.
Coverage for All Territories in Spain: The policy must be valid nationwide.
Full Validity Period: The insurance policy must be valid for the duration of the visa or residency.
Issued by an Insurer Authorized to Operate in Spain : The insurance company must be licensed to operate within Spain and approved by the Spanish Immigration Department.
Documented Proof in Spanish: Applicants must provide documented proof of the insurance policy in Spanish.

Important: We recommend only considering well-known companies that have strong immigration policy experience. You can find out more about our recommended insurance companies for Spanish immigration here.

Additional Option: International Health Insurance

International (or Expat Health Insurance covers you in a range of countries or regions. This insurance solution suits some Expats planning to stay in Spain for a limited time before moving to a third country. You’ll need to ensure the policy meets the requirement, and if the policy documents are not in Spanish, you’ll need authorized copies and translations.

Cover That Is Not Suitable

Private insurance from another country.

A standard private medical insurance policy from a country other than Spain will not meet the requirements.

Non-EU/Non-EEAPublic Healthcare

Public healthcare (including Medicare or Medicaid in the US) is not eligible without a reciprocal social security agreement and access to an S1 form .

Standard Travel Insurance

Standard travel insurance is unsuitable for Spain’s long-term visa and residency applications or renewals. These policies are designed for short-term visits from your country of residence and so do not meet the requirements.

EHIC or GHIC

Similarly, a European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) won’t be accepted. They fulfill similar roles to travel insurance and so do not meet the requirements.

Tricare or Medicare (US)

While there are facilities to access Tricare in Spain (predominantly the US Naval base at Rota ), no US government healthcare meets Spanish immigration requirements. This includes Tricare ] Overseas Program (TOP), Tricare Prime, Tricare for Life, or Medicare.

Note: You can still access remote and telehealth services through the program if eligible.

There are 4 steps to this process

Decide if you need healthcare for your move to Spain.
Ascertain if you qualify for public healthcare.
Find a qualifying private insurance policy and complete your application.
Submit your policy documents in a suitable format.

We’re happy to assist you with any of these steps to Spanish Health Insurance for Residency & Visas.

FAQs – Spanish Health Insurance for Residency & Visas

Who needs healthcare coverage for spanish immigration.

Anyone applying for long-term visas and residence permits , including Non-lucrative, Golden, and Digital Nomad visas, needs sufficient healthcare coverage. EU and EEA citizens moving to Spain and their family members, as well as non-EU/EEA citizens studying in Spain, also require coverage.

Can I use public healthcare in Spain to meet visa or residency requirements?

Yes, if you’re eligible for public healthcare in Spain through employment, receiving qualifying benefits, or being a pension recipient, you can use this coverage to meet residency or visa healthcare requirements.

Are all private health insurance policies accepted for Spanish visas and residency applications?

No, only policies from insurers authorized to operate in Spain and that meet specific immigration requirements are accepted. It’s recommended to choose well-known Spanish Health Insurance companies with strong immigration policy experience.

Is travel insurance sufficient for Spanish long-term visa or residency applications?

No, standard travel insurance does not meet the requirements for long-term visas or residency applications in Spain, as it’s designed for short-term visits and lacks comprehensive coverage.

Can I get a Spanish Visa if I have a pre-existing condition?

Yes, but you’ll need a health insurance plan that covers pre-existing conditions without exclusions or waiting periods, as required by Spanish immigration authorities.

Legal References

Ley 16/2003, de 28 de mayo, de cohesión y calidad del Sistema Nacional de Salud.
Real Decreto 240/2007, de 16 de febrero, sobre entrada, libre circulación y residencia en España de ciudadanos de los Estados miembros de la Unión Europea y de otros Estados parte en el Acuerdo sobre el Espacio Económico Europeo.
Real Decreto-ley 16/2012, de 20 de abril, de medidas urgentes para garantizar la sostenibilidad del Sistema Nacional de Salud y mejorar la calidad y seguridad de sus prestaciones.

10 Comments

Is a returning Spanish citizen who’s lived in the US for over 20 years eligible for public healthcare if she’s living on US social security and personal investments & thus not be working or self-employed?

Hi Jim – yes, all Spanish citizens who are resident in Spain are eligible to register for public healthcare in Spain . All the best, Alastair

Hi – if you’ve purchased a Spanish healthcare policy, do you need a resident visa in order to use or benefit from the policy while visiting Spain as a tourist?

Hi Daniela – I checked this with our Spanish Private Health Insurance partner , and they confirmed that “you can use the policy during your insurance coverage period no problem, you do not need to be on a visa or a resident. You can use it as a tourist.” Regards, Alastair

What exactly the following means: “Full Validity Period: The insurance policy must be valid for the duration of the visa or residency.”

Do I need to have a health insurance for 5 years? Do I need to pay upfront for the entire period or can I have monthly payments?

Is the health insurance bought via partner’s Spanish employer enough (taking into account that it meet all of the aforementioned criteria e.g. Sanitas)?

Hi Kathy. You need to pay for a year’s renewable cover. Our insurance company partners will quote for a valid immigration policy period as standard. You won’t need to take out a specific policy if you already have a qualifying cover. All the best, Alastair

I am planning to move to Spain from UK when I am 66 will I need to take out private health insurance

Hi Kevin. Most Spanish Visas for UK Citizens (including the non-lucrative/retirement visa ) require private health insurance in Spain. All the best, Alastair

Hello Alastair, I have British & Irish nationality and my husband is a British citizen. He will start claiming a UK state pension in a couple of months and I will not get mine for a few more years. We are planning to move to Spain in Jan/Feb next year. My question is my husband has recently been diagnosed with Parkinson’s (apart from a tremor in the hand) he’s in pretty good health. Would we need private health insurance? If so, will his condition be included? Also, we need insurance for the first year or longer? Are we able to use the Spanish health system at all? Finally, how to we find a suitable insurance company or can some one do this for us as part of the application process? Sorry! Lots of question, I do hope you can give me some help and guidance. Many thanks.

Hi Wendy. You’ll need qualifying health insurance (private or public) to apply for Spanish residency. You can see the pathways to public healthcare in Spain in this article: https://movingtospain.com/spanish-health-insurance-for-residency-and-visas/ – if you don’t meet any of the options, you’ll need private cover. I’d suggest exploring the S1 options for your husband when he starts to draw his pension. For private cover, you’ll need pre-existing conditions covered (otherwise, the policy is not valid). You can get quotes here from our preferred insurance companies – not all will cover Parkinson’s as a pre-existing condition, but you will get quotes from eligible companies. All the best, Alastair

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APPLY FOR VISA TO SPAIN IN LONDON

Additional services.

At BLS International, we constantly strive to offer a range of High - end services to enhance customer satisfaction. As part of our constant and ongoing endeavour to add value to applicants’ experience, it is our privilege to offer the following services:

Pre-book your Optional Services before visiting the Visa Application Centre

Phone +44-2038070750

As part of applying for a Schengen visa it is a requirement to have insurance cover that meets minimum requirements in force for the period of your intended trip to the Schengen area. If you need insurance cover, our travel insurance partner may be able to help you. You can see the policy benefits available by clicking on the following link ( click here ) to see if they are of interest and benefit for you. By clicking on this link you will be redirected to a third party website managed by our travel insurance partner, over which BLS has no control whatsoever. Therefore, BLS shall not be held liable for any insurance related matter.“

Services provided:

PLEASE NOTE : For Applications submitted from 01st July 2019 onwards, there is no collection in Visa Application Centre, London as per the instructions from the Consulate. Passports / documents has to be sent by courier only.

Premium Service:

At BLS International, we constantly strive to offer a range of High - end services to enhance customer satisfaction. We are pleased to offer our applicants Premium Service in the visa application centre. With more personalized service for smooth application process and enhance applicant satisfaction.

Please Note: Opting for this service does NOT guarantee a faster processing of your visa application.

Please find below services offered :

A dedicated staff will validate the application; capture biometric and take necessary payment at one location.
The option of submitting any missing documents before 4.00PM the same day;
Free photocopy ;
Email printing ;
Wifi access ;
Cool beverages will be at your disposal;
Newspapers.

Premium Service upgrades are available for an additional 90 GBP (per applicant). If you are interested in learning more about Premium service, please ask our welcome staff.

Mobile Biometric Service:

BLS is proud to offer new Mobile Biometric service to our applicants. One of our experienced officers can come to your home/office and collect your visa application documents, fingerprints and securely deliver it to the Spain Consulate. Discount will be offered to the multiple applications. For more details please call or email us. Please note: You should prepare all the documents before applying for this service. For more information please contact us on [email protected]

Important notice:

Please note that Premium Service is available only to applicants with a scheduled appointment.
Please note that Premium Service in no way guarantees the right to obtain a visa, an overbooking, or faster processing of your file by the Spain Consulate in the UK.
No refund of fees will be done in case of withdrawal

TRAVEL INSURANCE

Please note that it is mandatory to submit travel insurance policy documents during visa application for travelling to schengen countries. the policy must cover medical evacuation / repatriation with minimum coverage for 30,000€., choose your preferred travel insurance partner, in our constant endeavor to provide exceptional service to our applicants, bls provides premium lounge service, the service includes the below facilities:.

Key benefits of travel medical insurance

Travel medical insurance coverage
Who needs medical travel insurance?

Choosing the right travel medical insurance

How to use travel medical insurance, is travel medical insurance right for your next trip, travel medical insurance: essential coverage for health and safety abroad.

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

Travel medical insurance covers unexpected emergency medical expenses while traveling.
Travelers off to foreign countries or remote areas should strongly consider travel medical insurance.
If you have to use your travel medical insurance, keep all documents related to your treatment.

Of all the delights associated with travel to far-flung locales, getting sick or injured while away from home is low on the savvy traveler's list. Beyond gut-wrenching anxiety, seeking medical treatment in a foreign country can be exceedingly inconvenient and expensive.

The peace of mind that comes with travel insurance for the many things that could ail you while abroad is priceless. As options for travel-related insurance abound, it's essential to research, read the fine print, and act according to the specifics of your itinerary, pocketbook, and other needs.

Travel insurance reimburses you for any unexpected medical expenses incurred while traveling. On domestic trips, travel medical insurance usually take a backseat to your health insurance. However, when traveling to a foreign country, where your primary health insurance can't cover you, travel medical insurance takes the wheel. This can be especially helpful in countries with high medical care costs, such as Scandinavian countries.

Emergency medical evacuation insurance

Another benefit that often comes with travel medical insurance, emergency medical evacuation insurance covers you for any costs to transport you to an adequately equipped medical center. Emergency medical evacuation insurance is often paired with repatriation insurance, which covers costs associated with returning your remains to your home country if the worst happens.

These benefits are for worst-case scenarios, but they might be more necessary depending on the type of trips you take. Emergency medical evacuation insurance is helpful if you're planning on traveling to a remote location or if you're traveling on a cruise as sea to land evacuations can be costly. Some of the best travel insurance companies also offer non-medical evacuations as part of an adventure sports insurance package.

It's also worth mentioning that emergency medical evacuation insurance is required for international students studying in the US on a J Visa.

Types of coverage offered by travel medical insurance

The exact terms of your coverage will vary depending on your insurer, but you can expect most travel medical insurance policies to offer the following coverages.

Hospital room and board
Inpatient/outpatient hospital services
Prescription Drugs
COVID-19 treatment
Emergency room services
Urgent care visits
Local ambulance
Acute onset of pre-existing conditions
Dental coverage (accident/sudden relief of pain)
Medical care due to terrorist attack
Emergency medical evacuation
Repatriation of mortal remains
Accidental death and dismemberment

Travel medical insurance and pre-existing conditions

Many travel insurance providers will cover pre-existing conditions as long as certain conditions are met. For one, travelers need to purchase their travel insurance within a certain time frame from when they placed a deposit on their trip, usually two to three weeks.

Additionally, travel insurance companies usually only cover stable medical conditions, which are conditions that don't need additional medical treatment, diagnosis, or medications.

Who needs travel medical insurance?

Even the best-laid travel plans can go awry. As such, it pays to consider your potential healthcare needs before taking off, even if you are generally healthy. Even if well-managed, preexisting conditions like diabetes or asthma can make a medical backup plan even more vital.

Having what you need to refill prescriptions or get other care if you get stuck somewhere other than home could be essential to your health and well-being. That's without counting all the accidents and illnesses that can hit us when away from home.

Individuals traveling for extended periods (more than six months) or engaging in high-risk activities (think scuba diving or parasailing) should also consider a solid medical travel plan. Both scenarios increase the likelihood that medical attention, whether routine or emergency, could be needed.

In the case of travel via the friendly seas, it's also worth considering cruise trip travel insurance . Routine care will be available onboard. But anything beyond that will require transportation to the nearest land mass (and could quickly become extremely expensive, especially if you're in another country).

Like other types of insurance, medical travel insurance rates are calculated based on various factors. Failing to disclose a preexisting health condition could result in a lapse of coverage right when you need it, as insurers can cancel your policy if you withhold material information. So honesty is always the best policy.

Even the best-laid travel plans can go awry. As such, it pays to consider your potential healthcare needs before taking off, even if you are generally healthy. Making the right choice when shopping for travel medical insurance can mean the difference between a minor hiccup in your travels and a financial nightmare.

When a travel insurance company comes up with a quote for your policy, they take a few factors into consideration, such as your age, your destination, and the duration of your trip. You should do the same when assessing a travel insurance company.

For example, older travelers who are more susceptible to injury may benefit from travel medical insurance (though your premiums will be higher). If you're traveling for extended periods throughout one calendar year, you should look into an annual travel medical insurance plan . If you're engaging in high-risk activities (think scuba diving or parasailing), you should seek a plan that includes coverage for injuries sustained in adventure sports.

In the case of travel via the friendly seas, it's also worth considering cruise trip medical travel insurance. Routine care will be available onboard. But anything beyond that will require transportation to the nearest land mass (and could quickly become extremely expensive, especially if you're in another country).

Travel medical insurance isn't just for peace of mind. If you travel often enough, there's a good chance you'll eventually experience an incident where medical treatment is necessary.

Before you submit your claim, you should take some time to understand your policy. Your travel medical insurance is either primary (you can submit claims directly to your travel medical insurance provider) or secondary (you must first submit claims to your primary insurance provider). In the case of secondary travel medical insurance, a refusal notice from your primary insurance provider, even if it does not cover medical claims outside the US, is often required as evidence of protocol.

On that note, you should be sure to document every step of your medical treatment. You should keep any receipts for filled prescriptions, hospital bills, and anything else documenting your medical emergency.

As many people have found out the hard way, reading the fine print is vital. Most travel insurance policies will reimburse your prepaid, nonrefundable expenses if you fall ill with a severe condition, including illnesses like COVID-19.

Still on the fence about whether or not travel insurance is worth it ? It's worth noting that many travel insurance plans also include medical protections, so you can also protect against trip cancellations and other unexpected developments while obtaining travel medical insurance.

While short, domestic trips may not warrant travel medical insurance, it may be a good idea to insure longer, international trips. You should also consider travel medical insurance for trips to remote areas, where a medical evacuation may be expensive, and more physically tasking trips.

While shopping for travel medical insurance may not be fun, a little advance leg work can let you relax on your trip and give you peace of mind. After all, that is the point of a vacation.

Medical travel insurance frequently asked questions

Trip insurance covers any unexpected financial losses while traveling, such as the cost of replacing lost luggage, trip interruptions, and unexpected medical expenses. Travel medical insurance just covers those medical expenses without the trip interruption or cancellation insurance.

Travel insurance companies usually offer adventure sports as add-on coverage or a separate plan entirely. You'll likely pay more for a policy with adventure sports coverage.

Many travel medical insurance policies now include coverage for COVID-19 related medical expenses and treat it like any other illness. However, you should double-check your policy to ensure that is the case.

Main content

I Ended Up In The ER During A Vacation In Spain. Here’s What Shocked Me The Most.

On assignment for HuffPost

My family had just arrived at a seaside village on the east coast of Spain, where I was sitting on a white sand beach looking out at the implausibly blue water. The scene was straight out of a Mediterranean daydream, and yet I was panicking.

My head was throbbing and had been since I’d slammed it into the bottom of a metal hotel safe a few days earlier. The pain and pressure had been keeping me up at night, along with the anxiety that came from Googling my symptoms. I’d tried every kind of medication I could find, but nothing could ease the pounding in my skull.

After returning to our Airbnb, my husband urged me to make a telehealth appointment through our international health insurance. (As an American family living in France for the year, we were required to purchase this as part of our visa application.) A few minutes later, I described my symptoms to a Spanish doctor via chat using Google Translate. Hearing how long the pain had persisted, he advised me to see a doctor to rule out a brain injury.

I frantically researched doctor’s offices nearby, but the remote region had limited options, and I wasn’t even sure how or where to secure an appointment. So, instead, we decided to go to the nearest emergency room.

Leaving our son with his grandparents, my husband drove us to a small city about 35 minutes inland. As we pulled into the hospital’s parking deck and then walked toward the front desk, I was struck by how similar it looked to hospitals in the U.S. My husband, thankfully fluent in Spanish, took the lead as we checked in, but the receptionist switched to English when she realized that I didn’t speak Spanish.

The receptionist asked for proof of our public healthcare coverage, but I explained that I have private international travel healthcare coverage — essentially expat insurance. She apologized, explaining that I would have to pay out of pocket for the ER visit and then request reimbursement from our insurance company since I hadn’t secured prior approval for the hospital visit.

I braced myself, thinking back to past experiences in American hospitals: The ER visit for chest pains that came with a $2,500 surprise bill a few months later. The breast biopsy, where I was forced to pay nearly $3,000 for the privilege of finding out whether or not the lump in my breast was cancerous. Of course, all of these charges were on top of the $12,000 insurance premium my family paid annually.

Thankfully, I didn’t have to wait long to find out what we’d be paying. The receptionist explained that there was a 200€ flat fee for ER visits, pointing to a poster beside her desk that listed the hospital’s costs in clear detail. She noted that if I needed additional tests or procedures, the total could increase. I released the breath I’d been holding, handing over my passport as insurance I would pay at the end of my visit.

“I released the breath I’d been holding, handing over my passport as insurance that I would pay at the end of my visit.”

Inside the hospital, things progressed as expected. We sat in a sterile room in uncomfortable plastic chairs with dozens of other uncomfortable-looking people. I briefly spoke with a hospital worker (in English), who assessed the severity of my situation and added me to the queue. I waited close to two hours before my name was called, and a young doctor led me into a room that looked like every American hospital room I’d ever been in — besides the fact that the posters on the wall were in Catalan.

He took my vitals, asked about my symptoms (in English, with a bit of translating from my husband for clarity), and said he was going to order a CT scan just to be safe. We waited another hour for the scan, which was conducted using an ultra-modern machine by two efficient female techs.

Shortly afterward, the doctor returned to share my results: No brain damage. He suspected that my headaches were being exacerbated by the anxiety and tension I had developed as a result of the injury, and he handed me a prescription for a common Spanish painkiller. He instructed me to return if my symptoms worsened or didn’t clear up.

Checking out at the front desk, I braced myself for the grand total, knowing from bitter experience that a CT scan can cost thousands of dollars in the U.S. I was pleasantly surprised when the receptionist told me that the final tally for my ER visit was 729€. After I paid, she handed me a disc with a copy of my CT scan for my records. She also gave me the documentation I needed to provide to my insurance company for reimbursement.

Walking back to our car, I was overwhelmed with relief — both that I didn’t have a brain injury and that we didn’t have to pay thousands of dollars to confirm that I was going to be OK. Although an unexpected 729€ bill is indeed a hardship for most people (myself included!), I was comforted by knowing that it would be reimbursed and that it wasn’t as much as it could have been back in the States.

I also felt sad and frustrated thinking about the extreme shortcomings of our healthcare system in the U.S. — how even a basic doctor’s visit comes with the worry of not knowing how much you’ll have to pay to get the care you need. Far too often, Americans must choose between prioritizing their health or financial stability.

The cost of an emergency room visit can vary greatly depending on the location; the average bill can easily be over $2,000 without insurance. Even with insurance, the numbers can be astronomical for the average American family. If critical care is required or surgery is performed, those costs could skyrocket to $20,000 or more.

It’s no surprise, then, that recent polls found that 40% of Americans carry some healthcare debt, despite more than 90% of the U.S. population having health insurance.

How do you prepare for an emergency before going abroad (and what to do if it happens to you)?

If you, like me, are an American with hospital bill-related anxiety, it’s a good idea to do some research on your destination before traveling abroad. Find out what type of facilities are available at your destination, if travel insurance is recommended there, and how to contact emergency services should the need arise.

Additionally, Johns Hopkins Medicine advises that you know your blood type before you go abroad, carry documentation of any pre-existing conditions and medications, and fill out the information card in your passport with details like your address and phone number.

The Centers for Disease Control and Prevention recommends getting in touch with the nearest U.S. embassy or consulate for help locating medical services, as well as enrolling in the Department of State’s Smart Traveler Enrollment Program (STEP) before going abroad. Consuls can also help you transfer funds from loved ones back home if you need them to pay for medical services.

You can also check out the International Association for Medical Assistance to Travelers’ directory of healthcare professionals around the world.

Accidents and emergencies can happen anywhere, anytime, and you should always have a game plan ready to go. And whatever you do, don’t delay care if you suspect the problem is serious. The outcome could be catastrophic.

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COMMENTS

Spain Travel Insurance
One of the main requirements for a short-stay visa to Spain is a document that proves you have travel insurance that covers the whole territory of Schengen. The document must prove your insurance has minimal coverage of €30,000. It should also cover any health-related incident, including repatriation in case of death.
Travel Insurance For Spain
Starting at €33 per week (approx. US$35) of your trip, our Schengen Travel insurance covers. Up to €100,000 coverage in medical expenses. Medical repatriation & transport. 24/7 medical assistance in English or French in case of urgency. Up to 180 days of coverage. All Schengen and European Union countries as well as the United Kingdom ...
Spain Travel Insurance
You may have noticed that while U.S. citizens are not required to purchase travel insurance for Spain trips, many non-U.S. citizens are required to purchase trip protection. This is because Spain is a part of the Schengen area or zone. Schengen area countries require specific visa-compliant trip insurance for citizens of these countries.
Travel Insurance for Spain
If you become sick in Spain, travelers with AXA Travel protection can contact the AXA Assistance hotline 855-327-1442. Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.
Official Website : Spain Visa
Travel Insurance is mandatory for travelling to Spain. You may get your travel insurance from any authorized insurance company/agent or you may Click here if you wish to avail it from Europ Assistance. Kindly Note : - The Value-added services (VAS services) are optional and are provided by BLS.
Schengen Visa Travel Insurance: 2024 Guide
Schengen visa insurance must provide medical expenses coverage, including hospitalization, medical treatment and repatriation for medical reasons. It must also be valid in all Schengen countries ...
Spain Travel Insurance
Travel Insurance: Prior to your trip, consider obtaining travel insurance that provides coverage for medical emergencies, trip cancellations, and lost baggage. It can offer peace of mind and financial protection in case of unexpected incidents. Emergency Services: Familiarize yourself with the local emergency numbers in Spain, such as 112 ...
Travel Insurance for Spain: Our Best Options in 2024
Here are a few of the many factors influencing the scope and cost of travel insurances for Spain: 👥 Number of visitors. Around 36 million /year. Travel highlight. Tapas, wine, and paella. 💸 Healthcare cost. 26th globally (above average) 🩺 Healthcare quality. Very good.
Schengen Europe Travel Insurance
AXA is the number one provider of travel insurance for trips to Europe and offers assistance 24/7, as well as other options and tailor-made products. Other coverage available includes our Europe Travel insurance, costing €33 per week, or Schengen Multi Trip insurance, which is perfect for regular travelers and available for €328 for a year ...
Spain Travel Insurance, Holiday insurance for Spain
Travel Insurance from US to Spain. Spain is the second-most visited country in the world. Spain requires all international travelers starting from December 2023 (including US citizens) visiting the country to have Spain travel insurance coverage of €30,000 (around $50,000 USD ) even for short visits. Spanish officials at the port of entry may ...
Need travel insurance for Spain? Best Unbiased Options
If you are applying for a Schengen visa, know that your insurance should have the following requirements: Cover for medical costs of at least €30.000. Validity in all Schengen countries. Cover for repatriation costs and urgent medical costs. These three are the main issues that your travel health insurance should cover.
Spanish Visa Travel Insurance Requirements
One of the main requirements for the application is proof of valid travel medical insurance that meets specific minimum requirements. The minimum requirements for health insurance for a Schengen visa include: Minimum coverage of 30,000 Euros (about USD $32,375 at the time of publish)
Best Spain Travel Insurance: Top Plans & Cost
U.S. health plans aren't accepted in Spain, so opting for a Spain travel insurance plan is a good call. Our top picks are Tin Leg, Generali, Trawick, & AXA. ... Up to 90 days without a travel visa:
Travel Insurance for Spain: Spanish Visa Requirements & Process
Step 2: Click "Next" and select your travel destinations and travel date. Your policy period will be the same as the number of your travel days. Step 3: Mention if the insured members are dealing with any pre-existing medical conditions. Step 4: Choose the Sum Insured according to your need.
Spain Visa Travel Insurance. Schengen visa insurance for travelers to
If you are visiting Spain, make sure to get Schengen Visa Travel Insurance for Spain that meets all Schengen visa requirements. You can make an instant purchase online and print the visa letter online in few minutes to take it to the Spanish consulate for getting Schengen visa .
Spain Schengen Visas: How to apply
AXA offers several Schengen Visa compliant insurance policies for travel in Spain, with the low-cost option, priced at as little as €0.99 ($1.11) per day of your trip. Taking out insurance is a legal requirement of obtaining a visa to Spain and will cover you for any emergencies that occur during your travels. None of these policies will ...
Spain International Travel Information
Call us in Washington, D.C. at 1-888-407-4747 (toll-free in the United States and Canada) or 1-202-501-4444 (from all other countries) from 8:00 a.m. to 8:00 p.m., Eastern Standard Time, Monday through Friday (except U.S. federal holidays). See the State Department's travel website for the Worldwide Caution and Travel Advisories.
Schengen Travel Visa Insurance
Schengen Visa Insurance Requirements. According to Regulation (EC) No 810/2009 of the European Parliament, medical insurance for a Schengen visa must fulfil the following requirements: A minimum coverage of medical costs: at least 30,000 EUR (equivalent to 33,000 USD as of June 2024). It should cover all member states of the Schengen Area.
Travel Insurance
Travel Medical Insurance is designed to cover your emergency medical expenses while traveling abroad. In the event of an unexpected illness, injury, or medical condition during your trip, your travel medical insurance plan will reimburse you for the treatment costs, up to the limits specified in the plan. 2.
Schengen VISA : get your insurance with BLS and Europ Assistance
With Europ Assistance's Schengen travel insurance, you are covered for medical expenses (up to 60,000€) and 24/7 emergency travel assistance. As a provider of international travel insurance, we offer multilingual support from logistics, medical and security experts. During stressful situations or emergencies abroad, communicating in your ...
Spain Travel Insurance
Expat Insurance in Spain have a well established association with Voyager Insurance - an award winning global provider of travel insurance to EU residents and expats worldwide. Quotes and policies are available in both €Euro and £GBP with quick, easy and secure online easy card payment available with instant confirmation of cover. We are ...
Travel Insurance for Residents in Spain
The average cost of a basic one-week travel insurance plan for Spanish residents ranges between €65 to €150. However, the cost of travel insurance changes depending on several factors: The coverage plan you want, i.e., whether you wish for luggage or cancellation insurance. The amount of medical expenses you want to be covered.
Spain Online Visa Medical Health Travel Insurance
Spain Travel Insurance covers people traveling to or from Madrid, Barcelona, Valencia, Seville, Zaragoza, Schengen Countries, Asia, Europe. ... Travel Insurance, Schengen visa travel insurance, Europe and Worldwide Single Trip and Multi-Trip Insurance policies. AGENT LOGIN.
Spanish Health Insurance for Residency & Visas >> Complete 2024 Guide
Standard Travel Insurance. Standard travel insurance is unsuitable for Spain's long-term visa and residency applications or renewals. These policies are designed for short-term visits from your country of residence and so do not meet the requirements. EHIC or GHIC. Similarly, a European Health Insurance Card (EHIC) or Global Health Insurance ...
Additional Services
As part of applying for a Schengen visa it is a requirement to have insurance cover that meets minimum requirements in force for the period of your intended trip to the Schengen area. If you need insurance cover, our travel insurance partner may be able to help you.
South Africa BLS Spain Visa: Welcome to the Official Website Spain Visa
Click here to get your travel insurance. NEW CALL CENTRE NUMBER - 0105002032. Dear Spain Visa Applicants, Please note that effective 17 October 2022, the BLS Spain Call Centre number will change to 0105002032. Appointment, checklist and application form are available free of cost at Spain Visa Application Centre.
TRAVEL INSURANCE
Please note that it is mandatory to submit travel insurance policy documents during visa application for travelling to Schengen countries. The policy must cover medical evacuation / repatriation with minimum coverage for 30,000€. Choose Your Preferred Travel Insurance Partner
Travel Medical Insurance: Your Guide to Staying Protected on Trips
There is no minimum direct deposit amount required to qualify for the 4.60% APY for savings. Members without direct deposit will earn up to 1.20% annual percentage yield (APY) on savings balances ...
I Ended Up In The ER During A Vacation In Spain. Here's ...
After returning to our Airbnb, my husband urged me to make a telehealth appointment through our international health insurance. (As an American family living in France for the year, we were required to purchase this as part of our visa application.) A few minutes later, I described my symptoms to a Spanish doctor via chat using Google Translate.
How Much Is a Trip to Barcelona: On a Budget or in Style
Visa Fees: You may require a visa to enter Spain. Be sure to research requirements well in advance and start the process early, as getting a Visa can take a while, depending on your country ...