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Mr Travel – Travel agency in Toronto, ON – 398 Danforth Avenue, Toronto, Ontario. Read verified and trustworthy customer reviews for Mr Travel or write your own review.

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Doctor in London

633 Colborne Street, London, ON N6B 2V3

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6620 Finch Avenue West, Toronto, ON M9V 5H7

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740 Richmond St, 2nd Floor, London, ON N6A 3H3

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130 Westmore Drive, Toronto, ON M9V 5E2

(416) 744-3636

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398 Av Danforth

Toronto, ON M4K 1P3

Greektown, The Danforth

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He charged me $350 for car rental in Greece and he said that this amount includes insurance covering for 700 Euro however, in Greece I found out that the actual car rental price per day including insurance was 90 Euro. It means 180 Euro for 2 days as opposed to $350 that I had paid this guy. I didn't end up getting the car and didn't sign any contract/papers with anyone and asked the car rental company to cancel my reservation but Mr Travel never refunded the money back. I still don't understand why he has charged me $350 and he hasn't provided the price breakdown for the amount that he has charged me. His responses are very rude, I just call this Theft!!!!!!! Also, he had promised to book an adult resort for my honeymoon and he promised that there are no kids in that resort surprisingly enough, the resort was family!!!!!! They provide false information and they don't pay attention to your request. Their main intent is to sell to you. I definitely don't recommend them to anyone!

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MRG Travel’s mission is to bring its hospitality approach to be the leading provider of customized destination-based positive shareable experiences. Specializing in curating the best bespoke private travel experiences, each trip near or far, is created to ensure you get the most out of every moment.

MRG enters the travel industry in Spring 2021 with the launch of MRG Travel. A retail and wholesale operation offering tailored travel to experience seekers.

We are your one-stop source for all your vacation planning. We will take care of all your travel needs. From transportation and stays to all-inclusive packages, our team of travel experts will create the best experience.

Our Travel Advisors

Our Travel Advisors work endlessly to provide exceptional insight and unmatched access for our clients. We work with airlines and travel suppliers to make last-minute changes or cancellations before departure, or even while clients are on the ground.

We are only a phone call away and provide reassurance, personalized service, and incredible value that you would not get otherwise. We work closely with our clients and can personalize a bespoke travel itinerary tailored exactly to your needs

Georgia Kourakos

Favourite destination: Tuscany, Italy

Favourite destination: Marseille, France

Julia Rambeau Smith

Favourite destination: Istanbul, Turkey

Our expert Travel Advisor, Georgia Kourakos is a senior-level Travel and Tourism professional and a Certified Travel Manager and Travel Counsellor with TICO (Travel Industry Council of Ontario). She has travelled extensively and has over 20 years of experience in the wholesale and retail travel industry in Canada. Georgia has worked with Museums and 50-Plus channels across Canada to curate specialty travel programs for their members and specializes in luxury travel, curated travel experiences, culinary tours, beach vacations, Curated Long Stays, ocean and river cruises, groups, events and adventure travel. A few of Georgia’s favourite travel moments have taken place while hosting a culinary and wine tour in Tuscany, Italy, traveling on family vacations to Greece, and visiting China, Russia, Scotland, the UK, Spain, and France. Georgia is looking forward to helping you with your travel plans and creating your dream travel experience!

My name is Tanya Reid and I am a travel coordinator for MRG Travel. Both TICO certified and with more than 10 years of experience within the travel industry I've enjoyed working with Canadian tour operators and providing travel assistance to the loyalty program of one of Canada's largest banks. The next best thing to travelling yourself is giving someone else the opportunity to experience their dream destination. Marseille, France is a personal favourite, with fresh seafood, inspired architecture and seaside location I would love to go back!

Julia Rambeau Smith is a seasoned communications professional with over 15 years of dedicated experience within the entertainment industry. Currently serving as the Chief of Staff at The MRG Group, overseeing all communications initiatives while providing invaluable support to the organization's leadership and business operations. Alongside her corporate responsibilities, Julia is also a TICO certified travel agent, adding another dimension to her role.

Prior to her tenure at The MRG Group & MRG Travel, Julia was a publicist at Universal Music Canada, where she managed a diverse roster ranging from established A-list artists to emerging talents within the Canadian market. Beyond her professional achievements, Julia is an avid traveler. Among her favourite journeys is her honeymoon to Turkey, where she immersed herself in the vibrant culture of Istanbul, marveled at the otherworldly landscapes of Cappadocia, and relaxed on the picturesque shores of Bodrum. Julia's passion for travel enriches her perspective and fuels her creativity, making her a dynamic force in both her professional and personal endeavours.

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Ultimate Guide to American Express Canada Transfer Partners

Quentin Tsang Aug 27, 2024 / American Express / Leave a comment

American Express Membership Rewards (MR) points are one of the most valuable points currencies that we can earn in Canada. While they can be used for statement credits (cash back), redeemed for travel through the American Express Travel Portal, or gift cards and merchandise, we can unlock the most value when we transfer MR points to American Express’s Transfer Partners. 

Let’s talk about these Transfer Partners and how we can use them to maximize the value of our hard-earned Membership Rewards points!

What Are American Express Canada Transfer Partners?

American Express Transfer Partners are points and miles loyalty programs where we can exchange our Membership Rewards points for their respective currencies at various rates. Essentially, this allows us to use our MR points to redeem flights or hotels directly with loyalty programs, rather than being restricted to the American Express Travel Portal. 

More importantly, this gives us the potential to break the fixed value of 1 cent per point that American Express limits on their points when we use it directly with them, making every Membership Rewards point go further than before. 

However, not all American Express credit cards have access to these transfer partners – only cards that earn Membership Rewards points have this ability. American Express’s consumer portfolio of MR earning credit cards includes the American Express Green card , the American Express Cobalt card , the American Express Gold card , and the American Express Platinum card .

On the other hand, American Express’s business portfolio of MR earning credit cards includes both the American Express Business Platinum card and the American Express Business Gold card .

American Express Canada currently has 6 airline and 2 hotel transfer partners, all of which transfer Membership Rewards points at slightly different ratios. We’ll go over each of them and show you which ones offer the best bang for your buck (or more accurately, your point!).

All American Express Transfer Partners

Let’s go over all of American Express Canada’s Transfer Partners. However, if you’re ever in a rush to check what Transfer Partners are available for American Express Canada, or any other transferable points currencies, check out our new Miles & Points Transfer Partner Tool , where we outline all points transfer ratios and up-to-date transfer bonuses !

Air Canada Aeroplan

Air Canada Aeroplan is one of the most valuable points currency in the game and consistently ranks as one of our top transfer partners for Membership Rewards points. Points transfer at a ratio of 1:1, meaning 1 MR point will yield 1 Aeroplan point. 

Air Canada has the most flights to and from all major Canadian airports and has destinations all around the world. They are also part of the Star Alliance – this means that your Aeroplan points can be used to book flights from Air Canada’s partner airlines. Sure, you can book Air Canada Signature Class , but you can also fly several other renowned products, such as Lufthansa First Class .

Additionally, with the abundant number of Aeroplan co-branded credit cards that unlock additional travel benefits when booking with Aeroplan points, it’s easy to see why we love transferring our Membership Rewards points to Aeroplan for amazing travel experiences!

Air France/KLM Flying Blue

Flying Blue is the loyalty program of both Air France and KLM Royal Dutch Airlines. Points transfer at a ratio of 4:3 – in more simple math, 1 MR point will transfer to 0.75 Flying Blue miles. 

The most attractive part of the Flying Blue loyalty program is their Flying Blue Promo Rewards . These promotions are offered monthly and offer up to 50% discounts on their award tickets redeemed directly with Flying Blue miles. If a monthly promotion catches your eye, it may make sense to take advantage and transfer some Membership Rewards points over to Flying Blue!

As a note, some routes have moderate fuel surcharge fees, so be sure to double-check the complete cost, both miles and dollars, before transferring your MR points!

British Airways Avios

British Airways Avios is another one of our favorites here at Frugal Flyer. Points transfer at a ratio of 1:1, meaning that 1 MR point will turn into 1 Avios point. 

Since British Airways is part of the OneWorld alliance, there are many carriers that you can book redemption flights on. While carrier surcharge fees are quite high when redeeming for flights operated by British Airways, our favorite use for transferring Membership Rewards points to Avios miles is to book Qatar Airways QSuites , either by booking through British Airways, or by transferring to Qatar Airways Avios.

If you are looking to travel with a partner via British Airways, you can also take advantage of the British Airways Household Account to earn towards your next redemption even quicker.

If you are booking with British Airways, you can also redeem Avios on US-originating flights with American Airlines to avoid pesky fuel surcharge fees. There are also several best ways to redeem British Airways Avios for business class flights if you are looking for ideas for your next vacation.

Cathay Pacific Asia Miles

Cathay Pacific is the flag carrier of Hong Kong, and as such, mainly serves destinations in Asia. Points transfer at a ratio of 4:3, meaning that 1 MR point will give you 0.75 Asia Miles. 

As a personal anecdote, Cathay Asia Miles is my parent’s favorite loyalty program because they take advantage of their fixed flight award chart (rare these days!) to fly to and from their home city of Hong Kong for 38,000 Asia Miles.

While the Cathay Pacific Asia Miles program is great for getting you to Asia (pun intended), Membership Rewards points are not the strongest transfer partner to the program. Instead, consider using RBC Avion Points , typically earned from the RBC Avion Visa Infinite card , to transfer to Asia Miles, as they offer a more favorable 1:1 transfer ratio.

Delta SkyMiles

Delta SkyMiles are less popular in Canada but still have some unique value propositions if used correctly. Points transfer at a ratio of 4:3, meaning 1 MR point will get you 0.75 SkyMiles. 

While international flights with Delta offer less-than-ideal prices, SkyMiles shines when flying within North America. Specifically, flights within the US have great value. For example, going from New York to Chicago costs only 6,000 points and $6 USD in fees!

This makes Delta a great choice to visit multiple destinations in the US when visiting our neighbor to the South. 

How about getting to the US? Well, SkyMiles also has a good answer for that. To get from Vancouver to Los Angeles, it only costs us 11,500 SkyMiles, which isn’t bad at all.

Delta is a partner airline to WestJet, which offers many domestic Canadian flights and transborder routes to and from Canada and the US. If you don’t collect WestJet Rewards from the WestJet RBC World Elite Mastercard or RBC Avion Points, SkyMiles can unlock some of WestJets destinations to and from Canadian airports.

Additionally, if you are looking to splurge, Delta Business Class when traveling internationally can be quite the treat.

Etihad Guest

Etihad Airways is the flagship carrier of the United Arab Emirates. It isn’t a very popular loyalty program in Canada, as it is hard to earn points with and only operates flights out of Toronto-Pearson International Airport. Points transfer at a ratio of 4:3 – 1 MR point yields 0.75 Etihad Guest points. 

Unfortunately, it’s going to be quite difficult to extract value from Etihad Guest in Canada (or the US, as it only serves Boston, Chicago, New York, and Washington). With much better partners available, Etihad Guest ranks low on our list of Transfer Partners.

Hilton Honors

While not as big of a footprint as Marriott Bonvoy, Hilton Hotels, and its Hilton Honors loyalty program are a close second and have hotels everywhere around the world. Points transfer at a ratio of 1:1 from Membership Rewards points to Hilton Honors points, but again, we generally do not recommend transferring MR points to hotel programs. 

If you’re looking to earn Hilton Honors points, consider starting your US credit card journey with one of the American Express US Hilton Honors credit cards ! That’s how I booked a recent stay in Chicago at the Palmer House Hilton Hotel – the birthplace of the brownie!

Marriott Bonvoy

Odds are that you have stayed, or will stay, in a Marriott Bonvoy hotel in your lifetime, as it is the largest hotel chain in the world. One of American Express Canada’s two hotel transfer partners, transferring 5 Membership Rewards points will yield 6 Marriott Bonvoy points. 

As a general rule of thumb, we do not recommend that you transfer MR points to any hotel loyalty program unless it is to do a small top-up of your points for an upcoming stay. Instead, check out the American Express Marriott Bonvoy card or American Express Marriott Bonvoy Business card to earn a great welcome bonus plus Marriott Bonvoy points on all purchases.

Additionally, both of these cards earn an annual Marriott free night certificate each year worth 35,000 Marriott Bonvoy points adding even more value.

Why Should We Use Transfer Partners?

When you first applied for your American Express MR-earning credit card, you’ve probably seen a tagline along the lines of “Earn up to 30,000 points, worth up to $300.” That gives us a valuation of 1 cent per point.  However, if you’ve read our guide to the American Express Membership Rewards loyalty program , you’ll notice that we value Membership Rewards points at 2.2 cents per point. 

You might be asking, “How are these two valuations so different?” 

Using Transfer Partners allows us to unlock the full potential of Membership Rewards points and exceed the default 1 cent per point valuation that American Express gives us.  Here’s an example of how I got over 11 cents per point by transferring my MR points to Aeroplan:

My partner and I have always wanted to go to Greece and luckily, we both were able to get some time off at the end of October and beginning of November. This being our first overseas trip together in quite some time, we wanted to travel in style in business class, but as you can imagine, pigs would have to fly before we paid over $9,000 CAD per ticket! Luckily, being the Frugal Flyer that I am, I decided to look at redeeming a flight using Aeroplan points.

A flexible reward ticket from Toronto to Athens turned out to be 81,100 Aeroplan points – $9550 cash fare, divided by 81,100 points, gives us an over 11 cents per point valuation! 

However, we didn’t have enough Aeroplan points in our accounts when we were looking to book two tickets. Luckily, American Express Membership Rewards points transfer 1:1 to Aeroplan points, so without hesitation, we transferred points and once they appeared almost instantly we booked our flights! 

Disclaimer: you won’t always get over 11 cents per point. I would say that we were pretty lucky getting such a high cent per point value for our MR/Aeroplan points. However, we believe that you will routinely get over 2 cents if you decide to transfer Membership Rewards points to Aeroplan.

Which American Express Canada Transfer Partners Are Best?

When determining the best transfer partners, we have 2 guidelines:

• American Express Membership Reward points must transfer at least 1:1 to the respective loyalty program for the best value. 
• Hotel loyalty programs are generally not recommended. 

This leaves us with a few main options for where you should consider transferring your Membership Rewards points.

The Best: Air Canada Aeroplan

In our opinion, Air Canada Aeroplan is the strongest American Express Canada Transfer Partner. As Canadians, this is a no-brainer – Air Canada has the most flights from all major Canadian airports to destinations all across the world. 

Aeroplan is also one of the strongest loyalty programs in the points and miles game and offers great redemptions with Air Canada and its partner airlines. My trip later this year to Greece is evidence of how powerful transferring MR points to Aeroplan can be!

Another Good Option: British Airways Avios

British Airways Avios also has the potential to be one of the better transfer partners. If you can avoid the fuel surcharge fees, transferring Membership Rewards points to Avios can unlock great redemptions. Additionally, by linking your British Airways Prestige Club and Qatar Airways Prestige Club Accounts , your British Airways Avios can transfer 1:1 to Qatar Airways Avios to book the prestigious QSuites product.

Several other popular options are also available to be booked with Avios including Aer Lingus Business Class and Japan Airlines Business Class , albeit with higher taxes and fees.

Keep in mind that RBC Avion points also transfer to British Airways Avios, and you can earn points with spending with the RBC British Airways Visa Infinite card . Thus, we recommend that you channel your points earned with RBC to Avios points while reserving American Express Membership Rewards points for partners that are not available anywhere else.

An Unlikely Contender: Air France/KLM Flying Blue

Lastly, an argument can be made for Air France/KLM Flying Blue to be one of the stronger transfer partners, even though it has a 1 MR point to 0.75 Flying Blue miles transfer rate. If you are able to take advantage of the Flying Blue Monthly Promos and get a 25-50% discount on reward redemptions, this brings the effective transfer ratio from 1:1-1.25.

However, on flights outside of these monthly promos, Flying Blue can fall short and we do not recommend transferring your Membership Rewards points.

American Express Canada Transfer Partners are the best way to get the most value out of your hard-earned Membership Rewards points. You can regularly get value over the 1 cent per point valuation that American Express gives it by default, and use them to book amazing flights for a fraction of the price! Be sure to check out our Miles & Points Transfer Partner tool before you transfer any points to get up-to-date information about transfer rates and any transfer bonuses!

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My Membership Rewards Account

Travel with Points

Whether you are looking to book a flight at a fixed points rate or use your points to offset some (or all!) of your travel purchases charged to your card your points can be your best travel companion.

Travel options with Membership Rewards

Use your points to book with American Express Travel Online.

With American Express Travel Online, you can use your points to book flights any day of the year, on any airline, in business or economy class, with no blackouts - because you deserve to be in control.  

You have the flexibility to choose how you pay with your Membership Rewards points. The Fixed Points Travel Program offers eligible flights for a fixed number of points 1 , while the Flexible Points Travel Program allows you to pay for any flight, hotel, or car rental with your points, American Express Card or combination of both 2 .

Cover it with Points: Use Points for Purchases

Already booked your travel? You can still use your points.

You can redeem your points for a statement credit towards any flight, hotel, car rental, cruise, or vacation package charged to your Membership Rewards enrolled Card, regardless of where you booked. 3

Pay with Points on AirCanada.com 4

Pay with Points on AirCanada.com

A minimum of 10 points is required to redeem using Pay with Points.

You can choose to use points for the total, or part of your order, and have the remaining balance charged to your linked American Express Card account.

Travelling with our Partners

Transfer Points to our Partner Loyalty Programs

Enjoy more ways to travel the world. Transfer your Membership Rewards points to one of our Partner Loyalty Programs 5 .

SELECT & INPUT

Select the frequent travel participant and enter the number of points you want to transfer.

Review your information. Please note that all points transfers are final and transferred points cannot be returned. 

Confirm your transfer request to complete the redemption by clicking on 'Transfer my points'.

Airline Partners

• 1000 Membership Rewards points = 1000 Aeroplan ® * points
• Estimated transfer time: Up to 30 minutes 
• Minimum transfer amount: 1000 points

Air France KLM FLying Blue 7

• 1000 Membership Rewards points = 750 Flying Blue Miles
• Estimated transfer time: 3 days 

Asia Miles 8

• 1000 Membership Rewards points = 750 Asia miles 
• Estimated transfer time: 5 business days 

British Airways Executive Club 9

• 1000 Membership Rewards points = 1000 Avios 
• Estimated transfer time: 5 business days

Delta SkyMiles ®10

• 1000 Membership Rewards points = 750 SkyMiles

Etihad Guest 11

• 1000 Membership Rewards points = 750 Etihad Guest miles
• Estimated transfer time: 3 business days

Hotel Partners

Hilton Honors 12

• 1000 Membership Rewards points = 1000 Hilton Honors points

Mariott Bonvoy ®13

• 5 Membership Rewards points = 6 Marriott Bonvoy points ®
• Estimated transfer time: up to 48 hours*

Explore additional ways you can use your points

Merchandise

Brand name products from accessories to the latest gadgets

Pay with Points

Redeem your points against eligible purchases charged to your Card, or pay with points right at checkout with Amazon and Ticketmaster

Enjoy a night out or treat someone special

Take advantage of the rewards program built for you

Have any questions? See our FAQS

1. You can redeem a fixed number of points to cover the base ticket price of eligible flights up to the applicable maximum base ticket price.

The base ticket price (often referred to by airlines as the base fare) excludes taxes, fees and carrier surcharges. You will be charged for these additional costs and any dollar amount that exceeds the applicable maximum base ticket price. The Fixed Points Travel Program applies to airfares offered through American Express Travel Services Canada or on americanexpress.ca/travel.

When you redeem points for an eligible flight, the full cost of the flight, including taxes, fees and carrier surcharges will be charged to your Card upon booking. Within 5-10 business days from the date of

booking, you will receive a statement credit for the base ticket price up to the applicable maximum base ticket price. If your statement monthly cycle cut date falls between the date the transaction is recorded on your statement and the date the statement credit is processed, you will be responsible for paying your monthly statement in full. The statement credit will be applied against your next statement.

Full terms and conditions for the Fixed Points Travel Program can be found at americanexpress.ca/fixedpointstravel.

2. Membership Rewards points are accepted as payment for a wide range of travel options through American Express Travel Services. Membership Rewards points can be used to pay for new travel purchases, including taxes and surcharges. Membership Rewards points are not refundable. Membership Rewards points have no cash value. Travel selections are based on available space and are subject to terms and conditions of travel suppliers. For car rental companies and hotels that do not accept prepaid bookings, contact American Express Travel Services at 1-800-668-9147 or (416)

868-1888 for details about how you can use your Membership Rewards points. In order to redeem points for any travel booking, the Membership Rewards Program account must be active and the Card must be in good standing. If the American Express Installment Program applies to you and you also redeem points for one or more transactions, the Installment Program will take precedence and the credit will apply to your account in the regular course. This could result in you having a credit balance on your account. If you want to reduce the credit balance, you can cancel any active installment plans you may have. See the Installment Program terms and conditions in your Cardmember Agreement for details, if applicable. Bookings are also subject to American Express Travel Terms and Conditions. To view these please visit americanexpress.ca/termsandconditions.

3. You can redeem Membership Rewards points for a statement credit towards an Eligible Travel Purchase charged to an Eligible Card. You must redeem a minimum of 1,000 points per redemption.  Statement credits on your Card Account should not exceed the aggregate amount of the Eligible Purchase(s) on your Eligible Card. You can register for online services to view your Eligible Purchases and to redeem online. Only Eligible Purchases posted to your Card Account during the last 3 months, up to 150 most recent Eligible Purchases, will be displayed for redemption. If you wish to redeem points towards an Eligible Purchase within the last 12 months that is not displayed online, please contact us at the number listed on the back of your Card.

For full Membership Rewards Program Terms and Conditions, visit membershiprewards.ca or call 1-800-668-AMEX (2639). Small Business Cardmembers, please call 1-888-721-1046.

The Use Points for Purchases Program is not available for Corporate Cardmembers.

4. Air Canada Pay with Points: By participating in the Pay with Points program (the “Pay with Points Program”) using American Express Membership Rewards® (“MR Points”) when making an eligible purchase on the Canadian edition of AirCanada.com or the Air Canada mobile app, you agree to these Terms and Conditions for the Pay with Points Program for Air Canada (“Terms and Conditions”). Eligible purchases include only those flight purchases made directly on the Canadian edition of AirCanada.com or the Air Canada mobile app. RBC travel insurance purchases are not eligible purchases for the Pay with Points Program. You agree that Amex Bank of Canada and its affiliates (collectively, “Amex”) may collect personal information from Air Canada and its affiliates (collectively, “Air Canada”) that you have provided and that is necessary to facilitate your transaction using Pay With Points for Air Canada. Amex may share information with Air Canada regarding your MR Points account for the sole purpose of managing and facilitating the Pay with Points Program using MR Points. This information sharing allows us to determine your card’s eligibility, and Amex may provide Air Canada with information about your MR Points account, including your total MR Points balance. We may also collect information that you have provided to Air Canada so that we can perform our functions with respect to the Pay with Points Program, including processing payments made with MR Points. Neither Air Canada nor Amex will use information provided to it by the other party in support of the Pay with Points Program for any purpose other than as expressly set forth in these Terms and Conditions. 

An "Eligible Card" is a valid, Membership Rewards enrolled (a) American Express Consumer Card, (b) Business Card from American Express, or (c) American Express Corporate Card (“Corporate Card”), which must be issued in Canada by Amex. You will only be able to use MR Points if you are the primary account holder of the Eligible Card. In addition, the Eligible Card account must also be in good standing and not in default at the time of redemption. To participate, you must have an Eligible Card and have at least 1 point in your MR Points account. A minimum of 10 points is required to redeem using Pay with Points.

To view your available MR Points balance, go to membershiprewards.ca. MR Point redemption rate will be calculated as determined by Amex and may vary for future purchases.

The total amount for the eligible flight purchase will be charged to your Eligible Card account whether you redeem MR Points towards some or all of the eligible flight purchase amount. When you choose to use MR Points for an eligible purchase, and select “I accept, purchase”, Amex will debit the number of MR Points of your corresponding selection from the Membership Rewards account linked to the Eligible Card. You may select up to the total amount of MR Points required to cover the total purchase amount or up to the full value of your MR Points balance, whichever is less, to the nearest $.01. Furthermore, a statement credit in an amount equal to the dollar amount of your selection will be issued to the Eligible Card account. Please allow up to 2-4 business days for the corresponding statement credit to be reflected on your Eligible Card account. If a statement credit is processed after your Eligible Card account’s billing period, it will appear on your next statement. Remember, the minimum amount due on your Eligible Card account must be paid by the due date.

If there is a processing error with your choice to use MR Points, your Eligible Card will be charged, and the corresponding statement credit will not be issued to the Eligible Card account for your transaction. In this event, if you would like to use MR Points for your transaction, please call the number on the back of your Eligible Card and Amex will be happy to assist you.

Certain transactions on AirCanada.com or the Air Canada app are not eligible for purchases using MR Points in the Pay with Points Program, and these may change at any time and without notice and at Amex’s discretion. If you do not have enough MR Points to pay for your eligible purchase, you can pay for the remainder with your Eligible Card. Your MR Points balance will typically be reduced to reflect the amount of your purchase at the time of your transaction, but in some cases it may not reflect your use of MR Points for pending purchase transactions until the purchase has been fulfilled. It is your responsibility to ensure that you have enough MR Points in your MR Points account at the time your MR Points are ultimately redeemed. If you do not have enough MR Points remaining in your MR Points account at the time they are to be redeemed, you will be required to authorize another payment method. Your Eligible Card will not be charged automatically. MR Points may not currently be combined with other rewards programs to make eligible purchases using your MR Points at AirCanada.com or the Air Canada app.

Returns are subject to Air Canada’s refund policy. If Air Canada accepts a return for a transaction you made using only MR Points, Air Canada will refund the corresponding dollar amount of the purchase to the Amex card account used. If Air Canada accepts a refund for a transaction you made using MR Points and another payment method, Air Canada may, in its sole discretion, credit the return to the other payment method before crediting the corresponding dollar amount of MR Points. Please allow 2-4 business days for the refund to appear on your statement. In neither case will the points you redeemed for the purchase be returned to you. If you no longer have an Eligible Card account, Air Canada may process your refund by providing you with an Air Canada gift card.

If you use a Corporate Card to make a purchase (whether alone or in conjunction with MR Points), you agree that you are using the Corporate Card in accordance with your company’s policy. In the event that a refund results in a credit to your Corporate Card instead of a return of MR Points, it is your sole responsibility to resolve this with your company and you agree to hold Air Canada and Amex harmless in respect of any loss you or the company may incur.

Amex Membership Rewards Terms and Conditions apply and are available at membershiprewards.ca or at www.americanexpress.ca/corporateMRterms for Corporate Membership Rewards Program Owners.

If you have questions regarding your MR Points or your MR Points account, please contact Amex at the number listed on the back of your Eligible Card.

5. Point transfer ratios vary by participant and transfers can take up to 5 days. Other terms apply. Visit membershiprewards.ca for details.

6. Membership Rewards point transfers must be made in increments of 100 points, with a minimum redemption requirement of 1,000 points for each transfer. 1,000 Membership Rewards points = 1,000 Aeroplan points. Other terms, conditions and restrictions apply. Visit membershiprewards.ca for full Membership Rewards Terms and Conditions.

7.1. Membership Rewards points transfers must be made in increments of 100 points, with a minimum redemption requirement of 1,000 points for each transfer. 1,000 Membership Rewards points = 750 Flying Blue Miles. If you have already made a redemption, a separate redemption for the same number of points cannot be transferred on the same day. Your Membership Rewards points will be transferred to your Flying Blue account within 3 days upon your request. Other terms, conditions and restrictions apply. Click here for full Membership Rewards Terms and Conditions or call 1-800-668-2639. Small Business Cardmembers, please call 1 888-721-1046. Corporate Cardmembers, please call 1-800-716-6661. 2. You must be a Flying Blue account member in order to transfer your points. You can enrol by visiting https://login.flyingblue.com/enrol/openaccess/flyingblue?locale=nl/en&source=em. If you have any questions about your transfer, please contact the number on the back of your Card. Please note that once your points have been transferred, they cannot be transferred back. Use of your frequent flyer points/miles is subject to the terms and conditions of the program in which they are held. Once you have transferred your Membership Rewards points, they become subject to the Terms and Conditions of the program in which they are held and cannot be transferred back to your Membership Rewards program account. For full program terms and conditions, please visit: https://www.flyingblue.us/kamino/policies/en/ca.

8. You must have a valid Membership Rewards account and an active Asia Miles account to transfer your points. Cardmembers may transfer points to an Asia Miles account held in the Cardmember's name at the rate of 1,000 Membership Rewards points to 750 Asia Miles. A minimum of 1,000 Membership Rewards points is required for each transfer, and transfers must be made in 100 point increments.

9. Membership Rewards point transfers must be made in increments of 100 points, with a minimum redemption requirement of 1,000 points for each transfer. 1,000 Membership Rewards points = 1,000 Avios. Avios are subject to British Airways Executive Club terms and conditions. For more information please visit ba.com.

10. Membership Rewards point transfers must be made in increments of 100 points. A minimum of 1,000 Membership Rewards points is required to transfer to your Delta SkyMiles® account at the rate of 1,000 Membership Rewards points to 750 Skymiles. A minimum of 1,000 Membership Rewards points is required for each transfer, and transfers must be made in 100-point increments.

11. Membership Rewards point transfers must be made in increments of 100 points.A minimum of 1,000 Membership Rewards points is required to transfer to your Etihad Guest account. If you are not yet an Etihad Guest member you can join now by visiting etihadguest.com and start enjoying the benefits of flying with Etihad Airways.

12. Cardmember may transfer Membership Rewards points to a Hilton Hhonors account held in the Cardmember’s name at the rate of 1,000 Membership Rewards points to 1,000 HHonors Points. A minimum of 1,000 Membership Rewards points is required for each transfer, and transfers must be made in 100-point increments.

1. Redeemed rewards are not refundable, exchangeable, replaceable or transferable for cash or credit. If you have any questions about your transfer, please contact American Express Customer Service by calling the number on back of your card. Small Business Cardmembers may call 1-888-721-1044. Corporate Cardmembers may call 1-800-716-6661.

2. Enrolment in Marriott Bonvoy program is required.

3. American Express is not responsible for availability of accommodations or any other rewards in the Marriott Bonvoy program.

4. Guest rooms are subject to availability. Check award accommodation availability before transferring points by visiting www.marriott.com

5. Once you have transferred Membership Rewards® points, they cannot be transferred back into your Membership Rewards account. The points become subject to the Terms and Conditions of the loyalty program found at https://www.marriott.com/loyalty/terms/default.mi

6. *Transfers are normally immediate, but please allow up to 48 hours for the transfer to be completed.

7. Please note that points cannot be redeemed for bookings until they have been credited to your loyalty program account.

8. Taxes, fees, charges and surcharges may apply.

9. All redemption bookings are subject to the terms and conditions of the Loyalty Program found at https://www.marriott.com/loyalty/terms/default.mi

10. Some travel related insurance benefits that may be included with your Card may not provide coverage for trips purchased with points from a third party rewards program. Please refer to the terms and limitations outlined in your insurance certificates for more details. To purchase additional coverage, please visit: AMEX Travel Insurance.

®* : For trademark ownership details see: americanexpress.ca/aeroplantrademarks

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Points Programs

Hotel programs, best credit cards, the essential guide to, american express membership rewards.

Updated on: May 27, 2024

Best ways to earn:

American Express Business Gold Rewards Card . Business Platinum Card from American Express . American Express Platinum Card . American Express Cobalt Card . Refer-a-Friend bonuses .

Best ways to redeem:

Transfer 1:1 to Aeroplan . Transfer 1:0.75 to Air France KLM Flying Blue . Transfer 1:1 to British Airways Executive Club . Transfer 1:1.2 to Marriott Bonvoy . Amex Fixed Points Travel .

American Express Membership Rewards (MR) points are by far the most powerful rewards currency in Canada. Membership Rewards points excel in pretty much every metric: they are extremely easy to earn, they offer very good value on the redemption side, and as a transferable points currency, the flexibility they provide is unparalleled. If you had to pick one rewards program in Canada to concentrate on, Amex Membership Rewards should be a no-brainer.

Earning American Express Membership Rewards Points

• Welcome bonuses, spending, and upgrades on credit cards that earn Membership Rewards points
• Referral bonuses through the Refer-a-Friend program

Amex Offers

Credit Card Welcome Bonuses

Credit card spending.

• 2 MR points per dollar spent on dining and food delivery purchases in Canada
• 2 MR points per dollar spent on eligible travel purchases
• 1 MR point per dollar spent on all other eligible purchases
• 2 MR points per dollar spent on gas, grocery, and drugstore purchases
• 5 MR points per dollar spent on restaurant, food delivery, and grocery purchases (up to a maximum of $2,500 per month)
• 3 MR points per dollar spent on streaming services
• 2 MR points per dollar spent on gas, public transit, and eligible travel purchases
• 1 MR point per dollar spent point on all other eligible purchases
• 1 MR point per dollar spent on all eligible purchases
• 1.25 MR points per dollar spent on all eligible purchases
• 3 MR points per dollar spent on office supplies, electronics, rideshare services, gas, and eats and drinks (including food delivery services, but excluding groceries)

Credit Card Upgrades

Refer-a-Friend

• American Express Platinum Card: 10,000 MR points per referral, to a maximum of 225,000 points per calendar year
• American Express Gold Rewards Card: 7,500 MR points per referral, to a maximum of 112,500 points per calendar year
• American Express Cobalt Card: 5,000 MR points per referral, to a maximum of 75,000 points per calendar year
• American Express Green Card: 2,500 MR points per referral, to a maximum of 37,500 points per calendar year
• American Express Business Platinum Card: 20,000 MR points per referral, to a maximum of 225,000 points per calendar year
• American Express Business Gold Card: 15,000 MR points per referral, to a maximum of 75,000 points per calendar year
• American Express Business Edge Card: 5,000 MR points per referral, to a maximum of 75,000 points per calendar year

Redeeming American Express Membership Rewards Points

Transferring to Partner Programs

• Air Canada Aeroplan : 1:1
• Air France KLM Flying Blue : 1:0.75
• British Airways Executive Club (Avios) : 1:1
• Cathay Pacific Asia Miles : 1:0.75
• Delta SkyMiles : 1:0.75
• Etihad Guest : 1:0.75

• Marriott Bonvoy
• Hilton Honors

Fixed Points Travel Program

Statement credits.

Other Options for Redeeming MR Points

Transferring Points to Another Country

American Express’s Membership Rewards program is arguably the strongest rewards program in Canada. There are lots of ways to earn MR points, including with generous welcome bonuses and referral bonuses. The program also offers a wide array of transfer partners, allowing you to piece together your travel plans through several airline and hotel loyalty programs, or to redeem your points for fixed-rate flights at a decent value. With so many redemption choices, make sure you take some time to get to know all of the options in order to make the best decision for your needs.

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