travel packages november 2023

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23 Cheap destinations in 2023 with great weather in November

Bargain hunters around the world know that November is arguably the best month for cheap travel to warm places, and 2023 looks to be another great year. Most of the popular tropical places have rainy seasons that end by early November, and yet their major tourist season doesn’t start until December. This means you can get amazing bargains at some of the most interesting destinations around the world.

We research hotel prices each year for each of the destinations on these lists, and the 2023 update contained some thrilling entries. You can get a really nice-looking 4-star beach hotel for under US$50 per night for two people (tax included) in many really nice places and islands in Asia. We start the list with Caribbean and other recommendations in the Americas, but the best bargains are near the bottom of the list in Asia.

This article was updated in May, 2023

Important November 2023 Holidays

• November 1 – All Saints’ Day (major public holiday in most European countries)
• November 5 – Guy Fawkes Night in England (celebrations)
• November 11 – Armistice Day in France (major public holiday)
• November 17 – Velvet Revolution Anniversary in Czechia (major public holiday)
• November 19 – Sinterklaas arrives in Amsterdam (family celebrations)
• November 23 – Thanksgiving Day in the USA (major public holiday)

The Americas

Those with time off in November will have many great choices as the rainy season winds up in Central America and the summer approaches in much of South America.

The Caribbean

If you are mainly just looking to relax, you’ve found the perfect place, with warm weather and amazing off-season deals. The all-inclusive resorts tend to be much cheaper in the long run, although they do make it more difficult to experience the local culture and explore the whole island. If you don’t care about leaving the resort and you want the best all-inclusive value in the Caribbean, head straight to Punta Cana, which is mentioned just below.

• 17 Cheapest Caribbean all-inclusive destinations
• 32 Caribbean destinations from cheapest to most expensive

Cancun, Mexico

• November avg high: 85°F/29°C
• November avg low: 73°F/23°C
• November avg precip: 5.2″/13cm

Cancun is at the north end of the Riviera Maya, which also includes the island of  Cozumel , so this is a huge area with over a thousand hotels to choose from. All that competition keeps prices down until the high season begins, so November is still a buyer’s market. There are even ruins nearby and other cultural opportunities, so it’s not all about sitting on the beach here. If you prefer a high-rise hotel overlooking a beach then stay in Cancun itself, but if you prefer to stay in a friendly town with many restaurant and shopping choices then head to  Playa del Carmen , just a bit to the south, instead. It’s a large area with so many great choices that we wrote a guide to choosing where to stay in the Cancun area , which many people are finding helpful.

• 3-star hotels from: US$49 per night for two people
• 4-star hotels from: US$91 per night for two people

>>> Check current Cancun resort and package deals

Punta Cana, Dominican Republic

• November avg high: 86°F/30°C
• November avg low: 74°F/23°C
• November avg precip: 2.4″/6.0cm

The same resort that charges US$300 per night in January will usually go for US$200 per night in November, especially earlier in the month. And this goes for all-inclusive resorts as well, which start at US$170 per night for two people in the low season in November of 2023. If your main goal is relaxation in a perfect climate, Punta Cana is probably the best value in the entire Western hemisphere. And if you are wondering where to go in November for a beach all-inclusive then this is your best choice. While Punta Cana has dozens of all-inclusive resorts that cater to the mid-market crowd, it also has one entry on our list of the best luxury all-inclusive resorts in the entire Caribbean .

• 3-star hotels from: US$45 per night for two people
• 4-star hotels from: US$80 per night for two people

>>> Check current Punta Cana resort and package deals

Montego Bay, Jamaica

• November avg high: 87°F/31°C
• November avg low: 75°F/24°C
• November avg precip: 2.0″/5.0cm

More good news comes with the fact that there are two other great resort areas that are each about 90 minutes by shuttle from Montego Bay Airport, so you can almost as easily reach  Ocho Rios  or  Negril , both of which have a different vibe that you might prefer. Bargain hunters will also find pretty amazing prices at the all-inclusive resorts, particularly those in Montego Bay and Ocho Rios. If you prefer a quiet beach area lined with smaller hotels, restaurants, and bars, then head to Negril. Negril also has an entry on our list of the best all-inclusive resorts in the Caribbean for families with kids .

It’s worth noting that Jamaica is one of those Caribbean destinations where there is a huge difference in price between 3-star hotels, which are often small and family-run, and 4-star places, which are usually large, on the beach, and often run by a big company. You pretty much get what you pay for as well, so keep your expectations low if you book a cheap 3-star place.

• 3-star hotels from: US$67 per night for two people
• 4-star hotels from: US$276 per night for two people

>>> Check current Montego Bay resort and package deals

Puerto Vallarta, Mexico

• November avg high: 90°F/32°C
• November avg low: 68°F/20°C
• November avg precip: 0.8″/2.0cm

One of the best things about Puerto Vallarta is that, unlike most of the Caribbean destinations, this is a real historic town rather than a purpose-built resort community. That means that there are small and authentic (and cheap) restaurants catering primarily to locals, so you get a much more authentic experience if you prefer one. The hotel zone close to the airport is modern and posh, but you are a short taxi ride away from the lovely center of town. Considering the low rainfall in November, this might be the best option for those in the eastern half of the US and Canada as well. It really is a lovely place that is totally different than Cancun and the villages in that area.

The hotel prices listed just below are low, and they are real, but you pretty much get what you pay for here. If you want to book a Marriott 4-star resort on the beach, you’ll be paying much closer to US$200 per night. Puerto Vallarta has plenty of small and really-nice boutique hotels so you can save money and still have a great stay if you choose carefully.

• 3-star hotels from: US$57 per night for two people
• 4-star hotels from: US$94 per night for two people

>>> Check current Puerto Vallarta resort and package deals

Cartagena, Colombia

• November avg low: 78°F/26°C
• November avg precip: 5.3″/13.3cm

Hotel prices remain low through all of November for the most part, so you’ll have a good shot at deals at 3-star and above beach resorts that are trying to fill rooms during the slow season. Even if you are paying near the high season rates the hotels and everything else are bargains here compared to almost anywhere else. Cartagena is one of the cheapest places to travel in November on a beach, and you’ll get less rain as the month goes on. The nearby beaches are not fluffy white sand, in case that makes a difference. They are darker and such a fine grain that it’s a bit of a different feeling.

• 3-star hotels from: US$47 per night for two people
• 4-star hotels from: US$72 per night for two people

>>> Cartagena prices >>> Check current Cartagena hotel and package deals

Mexico City, Mexico

• November avg high: 71°F/22°C
• November avg low: 46°F/8°C
• November avg precip: 0.5″/1.3cm

Since flights to Mexico City from the US and Canada are usually quite cheap this time of year as well, this could be a perfect short cultural holiday. This city has great shopping, dining, and nightlife, and the central historic and tourist districts are far safer than most people would expect. There are ruins just out of town as well, so a bit of everything is available.

• 3-star hotels from: US$22 per night for two people
• 4-star hotels from: US$74 per night for two people

>>> Mexico City prices >>> Check current Mexico City hotel and package deals

Cusco, Peru

• November avg high: 69°F/21°C
• November avg low: 45°F/7°C
• November avg precip: 1.8″/4.5cm

Those wanting to hike to Machu Picchu will also find this to be an ideal month, since getting in a group will be easy even without much advance notice. The train to Machu Picchu is expensive year round, and reservations should be easier to get the day before this time of the year. Hotels are always cheap in Cusco so you can afford to get something nicer than you are used to this month.

• 3-star hotels from: US$31 per night for two people
• 4-star hotels from: US$81 per night for two people

>>> Cusco prices >>> 7-day Peru Guided Tour – Inca Trail Express

Santiago, Chile

• November avg high: 78°F/26°C
• November avg low: 50°F/10°C
• November avg precip: 0.4″/1.0cm

While Santiago itself may not be worth a long flight from the US or Canada, it’s a great stop along the way to Valparaiso or the adventure cities in the Andes. You can pick up culture and even beach weather in Santiago, and then some summer sports or other activities on another stop.

• 3-star hotels from: US$55 per night for two people
• 4-star hotels from: US$120 per night for two people

>>> Santiago prices >>> Check current Santiago hotel and package deals

Buenos Aires, Argentina

• November avg low: 61°F/16°C
• November avg precip: 4.3″/10.8cm

Overall this is a perfect time of year to visit almost anywhere in Argentina. When December arrives things really start filling up and all the locals are on their own holidays, so November is the ideal mix of great weather that isn’t too steamy, and modest crowds and prices. With Argentina’s recent inflation and currency devaluation, it can be hard to know how expensive this trip will be, but for most people it will be cheaper than in recent years.

The situation in 2023 in Argentina is once again a bit confusing. If you bring crisp US dollars with you you’ll be able to exchange them at the “Blue rate” for about double the official exchange rate without much difficulty. That way everything is literally half price compared to the official prices, which are already pretty low. Needless to say, you’ll want to read up on it and take precautions, but it’s a legit way to travel and you’ll feel like kind of a sucker if you don’t take advantage of it.

• 4-star hotels from: US$93 per night for two people

>>> Buenos Aires prices >>> Check current Buenos Aires hotel and package deals

Rio de Janeiro, Brazil

• November avg low: 70°F/21°C
• November avg precip: 3.5″/8.8cm

Somehow Brazil is looking unusually cheap in November of 2023, so it could be an ideal year to go. You won’t get a beach hotel in Copacabana for the prices just below, but you can get a pretty decent place and a beach hotel is still going to be very reasonable.

• 3-star hotels from: US$34 per night for two people
• 4-star hotels from: US$45 per night for two people

>>> Rio de Janeiro prices >>> Check current Rio de Janeiro hotel and package deals

From November through February there are literally no European cities that could qualify as having “great weather.” We list Tenerife below because it’s technically in Europe, although not really much of a cultural destination.  Antalya, Turkey  (which technically isn’t even in Europe), has the closest thing to a sunny climate with acceptable temperatures. So during the winter Europe is all about cultural tourism, and lower hotel prices make it especially appealing for those who like to stretch their travel budgets and avoid crowds at the same time.

If you are thinking about a city break instead you should check out our  recommended cheap London hotels , our  recommended cheap Paris hotels , and our  recommended cheap Amsterdam hotels .

If you are coming to Europe for sure this month you should check our list of the  best Europe destinations in November .

Tenerife, Canary Islands, Spain

• November avg high: 75°F/23°C
• November avg low: 65°F/18°C
• November avg precip: 1.1″/2.7cm

This is a very good month to visit because the weather continues to be perfect here, while the largest crowds from northern Europe haven’t quite started arriving yet. So finding an affordable hotel or apartment rental should be easy, and the restaurants and bars are always reasonably priced. If you want to be among other English speakers you’ll want to focus on the southwest area of the island around Los Cristianos and Playa de la America.

• 3-star hotels from: US$54 per night for two people
• 4-star hotels from: US$92 per night for two people

>>> Tenerife prices >>> Check current Tenerife hotel deals

November is ideal in much of Africa, though Morocco might be a bit too cool by this time. The list below is quite incomplete due to how few cities we cover in the region.

Cairo, Egypt

• November avg high: 79°F/26°C
• November avg low: 57°F/14°C
• November avg precip: 0.1″/0.3cm

Interestingly, December though February do get a bit cool in Cairo, so it’s not a great winter break, but in November it’s still pleasantly warm and bone-dry so you can enjoy the outdoors for long periods of time. If you don’t mind staying in a locally-owned hotel you can save a lot of money and see some old-world charm at the same time. Reservations in advance aren’t necessary, but it’s best to book your first couple of days just to avoid all the confusion once you arrive. It’s important to note that Cairo (and Egypt in general) are places where you’ll want to check recent news reports before you book, as there have been a few incidents over the years. The situation in 2023 looks promising, but things can change pretty quickly in places like this.

• 3-star hotels from: US$32 per night for two people
• 4-star hotels from: US$57 per night for two people

>>> Cairo prices >>> Check current Cairo hotel deals

Sharm el-Sheikh, Egypt

• November average high: 81°F/27°C
• November average low: 66°F/19°C
• November avg precip: 0.1″/0.2cm

When Sharm el-Sheikh hosted the 2022 United Nations Climate Change Conference known as COP27, it was a strong signal of confidence that any security issues here appeared to be in the past, The beach resorts had become ridiculously cheap, but as of 2023 they are popular again although still amazing value. Keep up with the news, although this looks like it could be a great-value and interesting destination for the foreseeable future.

• 3-star hotels from: US$35 per night for two people
• 4-star hotels from: US$66 per night for two people

>>> Sharm el-Sheikh prices >>> Check current Sharm el-Sheikh hotel and package deals

Cape Town, South Africa

• November avg high: 74°F/23°C
• November avg low: 56°F/13°C
• November avg precip: 0.6″/1.5cm

Many who visit Cape Town are on a tour of South Africa, including stops in Durban plus a bit of safari action. All of this is ideal in November as crowds really pick up the following month, as do prices. The hotel rates in 2023 look especially appealing so this is one to seriously consider.

• 3-star hotels from: US$40 per night for two people
• 4-star hotels from: US$60 per night for two people

>>> Cape Town prices >>> Check Cape Town hotel deals

Middle East

November is getting cool and even a bit rainy in most of the Middle East. An exception is Dubai and  Abu Dhabi , which both have perfect sunny weather. However, Abu Dhabi doesn’t make this list because it’s not really cheap enough for the cut.

Another reason to consider Dubai is that the busy airport has cheap non-stop flights coming in from almost every major airport in Europe and Asia. As a result it’s popular to book long weekend trips of 3 or 4 days to Dubai, where you can enjoy some sunshine and shopping before flying back home where it gets colder by the day. You might also consider stopping for a few days in Dubai and then moving onto somewhere else with cheap direct flights such as  the Maldives .

• 3-star hotels from: US$75 per night for two people
• 4-star hotels from: US$110 per night for two people

>>> Dubai prices >>> Check current Dubai hotel deals

November is a tricky month for Asia. Nearly all of notoriously cheap Southeast Asia is having its final month of heavy rains, while cities to the north are already quite cool. There are still a few really good ones left over though.

>>> 15 Best destinations in Asia in November

Boracay Island, Philippines

• November average high: 84°F/29°C
• November average low: 75°F/24°C
• November avg precip: 8.9″/23.3cm

Best of all, the big crowds don’t start showing up until December, so you can find very nice hotels on or within a few steps of the beach at very appealing rates. The food and drinks are always quite affordable here, so if you can get a fairly cheap flight you can have an excellent island holiday for a very modest price.

• 3-star hotels from: US$53 per night for two people

>>> Boracay prices >>> Check Boracay resort deals

Kuta, Bali, Indonesia

• November avg high: 87°F/30°C
• November avg precip: 6.1″/15.3cm

The traffic in Bali makes sightseeing notoriously challenging in June through August, but November is less crowded so it’s a good time to come and spend a day in Ubud or even take a tour of the towns along the northern shore. In fact, if you want to avoid the huge Kuta crowds altogether you should consider basing yourself in the Lovina area of the north shore. It’s as lovely and charming as the whole island was 20 years ago, but that may not last.

Bali has always been cheap, but it really was hit hard by zero tourists during the pandemic and it’s been slow to recover. Hotel prices in 2023 are absurdly cheap and you might think they are mistakes or scams if not for the fact that there are hundreds of places at those prices with good reviews. The hotel standards in Indonesia are a bit lower than in some other places, but generally the well-reviewed hotels are clean, comfortable, and the staff are fantastic.

• 3-star hotels from: US$23 per night for two people
• 4-star hotels from: US$28 per night for two people

>>> Kuta, Bali prices >>> Check current Bali hotel and resort deals

• November avg low: 72°F/22°C
• November avg precip: 1.3″/3.3cm

If you book a resort hotel from home you’ll probably think Goa hotel prices are much higher than you were expecting, but if you book a family-run place once you arrive you’ll still find fantastic bargains. It’s probably wise to book a few nights online before you get to India, because it can be incredibly confusing at first. After that you might be able to find a similar place for half the price by just checking around the same area.

• 4-star hotels from: US$69 per night for two people

>>> Goa prices >>> Check current Goa hotel deals

Pokhara, Nepal

• November avg high: 70°F/21°C
• November avg low: 48°F/9°C

Even though November is one of the busy months in Pokhara, they’ve built so many new hotels in the past few years that finding a room – even at a decent price – should always be possible. The high-season rates are still very cheap by almost anyone else’s standards, and food and drinks are always very affordable, but if you look around a bit you’ll be able to do even better. You’ll notice there’s a big difference in the prices between the 3-star and 4-star places in Pokhara. This is because the small family-run places are typically 3-star and any place with 4 stars is going to have a pool or other higher-end amenities.

• 3-star hotels from: US$27 per night for two people
• 4-star hotels from: US$79 per night for two people

>>> Pokhara prices >>> Check current Pokhara hotel deals

Bangkok, Thailand

• November avg high: 89°F/32°C
• November avg precip: 1.9″/4.8cm

Fortunately, Bangkok remains very cheap by almost anyone’s standards. If you want to splash down for a nice 3-star room then it’ll be way less than half the price of a similar room in Europe or the US, and if you are fine with something more basic then you can find a room for next to nothing, even in the fun Khaosan Road backpacker district. Street meals for around a dollar are always there too, so you’ll be able to afford a bit more for a room anyway.

• 3-star hotels from: US$15 per night for two people
• 4-star hotels from: US$25 per night for two people

>>> Bangkok prices >>> Check current Bangkok hotels deals

Chiang Mai, Thailand

• November avg low: 66°F/19°C
• November avg precip: 2.1″/5.3cm

The rainy season is over so it’s an ideal time to base yourself in Chiang Mai for some outdoor activities in the area. There are temples like crazy in the city center between the old walls, but even more interesting ones in the area just around Chiang Mai. There’s also great trekking and such, available quite affordably from any travel agency in the city. If you never been to Bangkok it’s definitely worth spending at least a few days there first, and the craziness will make Chiang Mai seem all the nicer once you arrive.

• 3-star hotels from: US$18 per night for two people
• 4-star hotels from: US$42 per night for two people

>>> Chiang Mai prices >>> Check current Chiang Mai hotel deals

Luang Prabang, Laos

• November avg high: 84°F/29°C
• November avg low: 64°F/18°C
• November avg precip: 1.1″/2.8cm

Still, this is a perfect time of year to find bargains, as the full-on busy season doesn’t begin until mid December. You might have to stay a few blocks off the main tourist strip if you are looking for something in a backpacker price range, but fortunately there are still plenty of very cheap restaurants and bars all over the city if you scan the menus carefully.

• 4-star hotels from: US$59 per night for two people

>>> Luang Prabang prices >>> Check current Luang Prabang hotel deals

Siem Reap, Cambodia

• November avg precip: 3.2″/8.0cm

The high season hotel prices will start in December, and crowds are usually thin for most of the month so you should be able to get some nice bargains at some of the nicer places that allow online booking. When they see that they have lots of empty rooms as the month approaches, they’ll discount to be on par with some of the 2-star places that aren’t nearly as nice.

• 4-star hotels from: US$27 per night for two people

>>> Siem Reap prices >>> Check current Siem Reap hotel deals

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23 Cheap destinations in 2023 with great weather in November " --> All Comments

Comment* Hello Roger,

Your very good information is appreciated, Thanks.

A question ,please, that I have not seen addressed anywhere. Do You know of any way around, or an alternative to, the Mexican rental auto insurance mafia ? We never rent a vehicle there. Example- Checked out renting a compact at PV for ~ 5 weeks. Great rate, about $150 USD. Insurance 2286.60 USD! This was for Oct-Nov coming up, 2023. Taxis great, I know. And inter-city buses Luxliners . But sometimes your own wheels… Thanks, Michael

Unfortunately I don’t know much about this at all. That sounds really awful and I hope you find a satisfactory answer somewhere. I’m always nervous about renting cars in countries where the laws are sometimes applied unevenly so I haven’t even looked into this. Thanks for letting me know though. -Roger

Good Evening Saudi time Can you please Suggest a rainy country in November to travel to? Thanks

This is the first time someone has asked about a rainy country, but I’ve lived in the desert myself so I can imagine how that must be all year round. All of southeast Asia is still rainy through November and the easiest country to visit with by far the best tourist infrastructure is Thailand. You should probably start in Bangkok and then visit either Chiang Mai or one of the islands such as Phuket, or both. The rain often comes in the form of a heavy rainfall for about 20 minutes in the afternoon, but in November you can also get days where it rains moderately for much of the day. Let me know if you have any other questions. -Roger

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• Top 10 Europe Tours Departing November 2024

Europe might be getting colder, but your holiday is just heating up. 

Whether you’re trying to beat the crowds or simply prefer Europe when it’s on the chilly side, an adventure in November promises twinkling lights and the beginnings of a festive spirit – no matter which country you travel to. Float away above the rocky landscape in Cappadocia , marvel at the otherworldly northern lights in Iceland , take your time at the Trevi Fountain in Rome or wander through Christmas markets selling trinkets and souvenirs in Germany ; the choice is yours. 

Top 10 Europe tours November 2024

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Bosnia and Herzegovina

Czech Republic

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Vatican City

Europe tour departures by month

View our range of Northern Lights tours

Recent europe tour reviews, read more about travel in europe.

The Can't-Miss Travel Deals for November

The holiday season is fast approaching and that means travel deals are popping up all over.

With demand surging, suppliers are looking to entice eager globe trotters with big discounts and exclusive perks even before Black Friday arrives. 

Here are some of the deals travelers won't want to miss this month.

Windstar Cruises

Windstar Cruises is offering travelers up to $1,000 in onboard credit per stateroom or suite during its Seas the Sun Sale available for bookings now through November 15, 2023.

Good for sailings departing between November 1, 2023, and May 31, 2024, guests in premium suites can choose between onboard credit or a free unlimited beverage package while Yacht Club members will receive 5 percent additional savings.

Princess Hotels & Resorts

Princess Hotels & Resorts is celebrating Black Friday and Cyber Monday early with savings of up to 35 percent at its hotels in Punta Cana, Dominican Republic and Riviera Maya, Mexico. Guests can book now through November 30, 2023, for travel through December 22, 2024.

American Queen Voyages

American Queen Voyages is inviting travelers to fall into savings this autumn by offering up to $3,000 in savings including up to a $600 air credit in addition to $200 onboard credit on select 2023 and 2024 voyages.

Book by the end of November using the offer code 2023FALL to take advantage.

Grand Fiesta Americana Coral Beach Cancun

Looking for a discounted getaway to the Mexican Caribbean this holiday season? Grand Fiesta Americana Coral Beach Cancun has you covered with 30 percent off all-inclusive pricing and 20 percent off spa treatments when you book by November 30, 2023, for travel through December 31, 2023.

AmaWaterways

Travelers can save big when they reserve their trans-Atlantic flights through AmaWaterways Air Team, which has an AirPlus Offer featuring incredible flat rates on select 2023 and 2024 sailings. Airfares start as low as $899 per person.

Highgate Hotels

Travelers in the market for a Hawaiian vacation should look no further than Highgate Hotels in Hawaii, which offer services and amenities for travelers of all types.

Plus, this November, guests can capitalize on exclusive rates and savings .

• North America Tours
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Tours and Trip Packages to USA in November 2024

Traveling to USA in November 2024? We offer 118 tours, trips and vacation packages to USA in November 2024. Our USA in November 2024 tour packages and trips have 229 customer reviews. All the USA November 2024 tour packages and trips are carried out by hand-picked, qualified local and international USA tour operators.

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121 Trips in USA during November 2024

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Get Social: USA East to West

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• Tour Type Group Tour
• Activities Explorer
• Accommodation Hostel & Hotel
• Transport Coach, Snowmobile & Jeep
• Age Range 18-39 yrs
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• Brochure Price: US$ 4,949
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• Total Price from: US$ 3,959
• Nov 07 10+ seats left
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• Starts Honolulu, USA
• Ends Honolulu, USA

Honolulu Hawaii Experience 7D/6N

• Tour Type Small Group Tour
• Activities Adventure
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Best places to visit in november 2024.

November may seem like an inconvenient time to vacation due to Thanksgiving at the end of the month, but there are benefits to traveling at the end of the fall shoulder season. Crowds at popular destinations are a thing of the past, and hotel rates are often brilliantly low. U.S. News took into account these factors (and more) and considered a variety of destinations, from outdoorsy spots to big cities to small towns, both domestically and abroad, to compile the best places to visit in November. Want to put in your 2 cents'? Vote below to influence next year's list.

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Travelers seeking a cheap European vacation should consider a November getaway to Portugal's capital city. Temperatures remain comfortably in the 50s and 60s throughout the month, and although you can expect an increase in precipitation, the lack of crowds and inexpensive hotel prices more than make up for the rain. You'll appreciate the extra elbow room while riding Tram 28, a must-see Lisbon symbol that takes tourists past top sights like St. George's Castle and many beautiful miradouros (scenic viewpoints). What's more, the popular yellow tram provides easy access to Alfama, Lisbon's picturesque historic district.

A trip to the Swiss Alps in November appeals to those who want to save some money and avoid the peak ski season crowds. Ski season doesn't officially start until December, but there are several cable cars and ski resorts, including Saas-Fee and Zermatt, that may open early if they see snowfall. If you arrive before the snow, don't fret: You can trade shredding powder for hiking or biking various resorts' trails. Meanwhile, non-skiers will want to head to Geneva in early November to experience the annual Geneva International Film Festival.

Reasons to visit Chiang Mai in November are multifold. Not only will you enjoy dry weather and highs in the mid-80s, but you will also have the opportunity to attend festivals like Yi Peng and Loy Krathong. Spend your days touring historic temples like Wat Chedi Luang and Wat Phra Singh, and in the evening, engage in some retail therapy at the famous Chiang Mai Night Bazaar. With so many attractions and a stunning Old City to explore, it's no surprise that Chiang Mai is one of the best places to visit in Thailand .

The Maldives is consistently warm year-round, but some of the best weather happens during its dry season. November marks the beginning of the transition out of the wet season, offering sunnier days that are ideal for lounging on the island nation's white sand beaches and enjoying water sports activities like windsurfing and Jet Skiing. Thanks to the decrease in rainfall, this is also one of the best times for snorkeling and scuba diving. When you need a break from the beach, take a speedboat to the capital city of Malé, where there are plenty of sights, markets and restaurants to explore.

Spring is in full swing in Argentine Patagonia in November. The month's comfortable daytime temperatures, which rest in the 60s, are perfect for exploring Argentine Patagonia's many natural wonders. Visit Punta Tombo and Peninsula Valdés in Atlantic Patagonia to look for marine wildlife like orcas, Magellanic penguins and sea lions. Or, head to the Argentine Lake District or Southern Patagonia to hike, ride horses and go whitewater rafting. Though the journey to Argentine Patagonia is long, its jaw-dropping scenery and affordable lodging make a November trip well worth the effort.

The second-largest city in Cambodia is ready for tourists come November. Chance of rain decreases as Siem Reap heads into its dry season, and average temperatures rest in the 80s and 90s during the day. Top attractions here include Angkor Wat, Bayon and Ta Prohm temples, along with the Cambodian Landmine Museum and Angkor National Museum. Plus, November brings the city's annual Cambodian Water Festival, a multi-day event complete with boat races, live music and food.

If you can look past the increase in rainfall, Crete in November yields some pretty big wins. Not only do hotel prices fall and crowds thin out, but several events also take place throughout the month. Visit during St. Minas Parade on Nov. 11 or time your trip for the Tsikoudia Festival, a celebration of the art of raki making. Although this isn't the prime time for relaxing on Crete's beaches, travelers will enjoy checking out top attractions like the Palace of Knossos and wandering through Rethymno Old Town. Be sure to book your accommodations in advance, as many resorts will be closed for the season.

Though you can expect chilly weather (think: average temperatures in the mid-40s), a November trip to Hungary's capital city is well worth your while. The hordes of tourists who descend on Budapest come summer have left, making it a prime time for scoring hotel deals. Take advantage of the relative quiet by warming up with a relaxing soak in Budapest's thermal baths or touring the Hungarian House of Parliament building. Just don't forget to save time for exploring Fisherman's Bastion, a neo-Gothic style structure boasting lookout towers and terraces with panoramic views of the city.

Situated on the southern coast of Croatia overlooking the Adriatic Sea, Dubrovnik boasts grand medieval architecture and fascinating historical sites. Average temperatures sit in the mid-60s in November and rainy days are likely, so this isn't the best time to lounge on the city's picture-perfect beaches . But it is the best time to visit for travelers hoping to avoid the crowds and protect their wallets. You'll find shorter lines at popular attractions like the Walls of Dubrovnik, and you'll rub elbows with fewer strangers when strolling through Dubrovnik's scenic Old Town.

Located along the U.S.-Mexico border, Big Bend National Park is an outdoor enthusiast's paradise. Spanning 800,000-plus acres and featuring more than 150 miles of hiking trails, this Texas national park receives upward of 500,000 visitors per year. Although you'll no doubt encounter other tourists during your vacation (November kicks off the park's peak fall season), the pleasant temperatures in the 60s and 70s are worth battling the crowds. Because of the park's popularity during this time, be sure to book your accommodations early.

Visiting Istanbul during the city's shoulder season provides several perks. Summer tourists have vacated, leaving behind crowd-free attractions and affordable room rates. Plus, average temperatures are still comfortable in the 50s and 60s, meaning travelers don't need to worry about packing their snow boots (although rain is likely). Spend your vacation exploring this Turkish city's gorgeous mosques (the Blue Mosque and Hagia Sophia are must-visit landmarks), perusing the Topkapi Palace Museum or strolling through the Besiktas and Beyoglu districts for a taste of local culture.

Visit Curacao at the end of its offseason to score major deals on airfare and accommodations. Though you'll come across some rain during a November vacation, you won't have to worry about the threat of a hurricane thanks to the island nation's location outside of the Caribbean's hurricane belt. Luckily, showers mostly occur at night, leaving you plenty of time to soak up some sun on the island's white sand beaches . Head to Playa Lagun or Cas Abao Beach to swim and snorkel, or take a stroll down the Handelskade pier to admire the colorful buildings and gorgeous water.

Sitting about 70 miles southeast of Portland in the Mount Hood National Forest, Mount Hood is the highest point in Oregon. It is also one of the most-climbed mountains in the world, making it a popular getaway destination for adventure travelers. A perfect November itinerary will include activities like sledding, riding the Mount Hood Christmas Train and skiing (ski season can start as soon as early to mid-November on the mountain). In the evening, warm up by the fireplace at one of the destination's many cozy lodges and inns.

A November getaway to the Big Apple means cooler temperatures and plenty of entertaining events, including the New York Comedy Festival. Travelers can admire the stunning fall colors that paint Central Park, check the exhibits on display at the world-famous Metropolitan Museum of Art or go ice skating at one of the many rinks that open around the holidays. Keep in mind, during popular events like the Macy's Thanksgiving Day Parade and the New York City Marathon, crowds descend on the city and hotel prices surge.

Shenandoah National Park's stunning fall foliage and comfortable weather (think: temperatures in the low 50s to low 60s) last through mid-November, making this a great time to take in the landscape while exploring the park. Hit up the Virginia park's miles of hiking trails, including popular (albeit challenging) Old Rag Mountain and Fort Windham Rocks, which is part of the Appalachian Trail. Or, bring a bike and enjoy a scenic ride down tree-lined Skyline Drive.

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Best starter travel card

Chase Sapphire Preferred® Card

Bankrate score

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

Intro offer

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

75,000 bonus points

We calculate this number by multiplying the card's intro offer by Bankrate's valuation of this issuer's rewards program , showing you how much your points or miles are worth in dollars.

Rewards rate

5x on travel purchased through Chase Travel℠. 3x on dining, select streaming services and online groceries. 2x on all other travel purchases. 1x on all other purchases.

Regular APR

21.49% - 28.49% Variable

• 5x 5x on travel purchased through Chase Travel℠.
• 3x 3x on dining, select streaming services and online groceries.
• 2x 2x on all other travel purchases.
• 1x 1x on all other purchases.

What we love: This popular card comes loaded with features that can make it easy even for occasional travelers to offset the modest $95 annual fee without eating into hard-earned rewards. Plus, its rewards program is one of the best, giving you some of the most valuable travel redemptions — through both Chase and transfer partners — and Chase card pairing opportunities if you want to build your card portfolio eventually. Learn more: Why expert Margaret Weck loves using the Chase Sapphire Preferred Alternatives:   If you’re looking for an even simpler travel card, the Capital One Venture Rewards Credit Card is a terrific option. Its flat rewards rate makes it easy to know exactly how much you’ll earn with every purchase and though it can’t match the Sapphire Preferred’s redemption flexibility, it offers more redemption options than the typical travel rewards card. 

• You earn Ultimate Rewards points with this card — some of the most valuable and flexible rewards around, especially if you pair it with Chase’s cash back cards in the future.
• The card touts significant long-term benefits like anniversary bonus points and travel credits, as well as travel protections like trip cancellation insurance and a car rental collision damage waiver.
• Doesn’t offer airline- or hotel-specific perks like free checked bags, elite status or free night stays.
• The sign-up bonus is decent, but the card has previously offered higher, chart-topping bonus points.
• Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 75,000 points are worth $937.50 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
• Member FDIC

Best for flat-rate rewards

Capital One Venture Rewards Credit Card

New Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening

Earn 75,000 miles

5 Miles per dollar on hotels and rental cars booked through Capital One Travel 2 Miles per dollar on every purchase, every day

2 Miles - 5 Miles

19.99% - 29.99% (Variable)

• 5 Miles 5 Miles per dollar on hotels and rental cars booked through Capital One Travel
• 2 Miles 2 Miles per dollar on every purchase, every day

What we love: It’s a great option for travelers looking for a straightforward rewards program and flexible redemption options. You'll earn unlimited miles on all eligible spending and can redeem not only for travel bookings, but also as a statement credit to cover travel purchases made in the past 90 days. Learn more: Why expert Jacqueline DeMarco loves the Capital One Venture Rewards Credit Card Alternatives: The Chase Sapphire Preferred® Card offers a higher rewards rate in some everyday spending categories and potentially more valuable points. Chase points are worth 1.25 cents each if you redeem for travel through Chase, while Capital One miles are only worth 1 cent each when you redeem for travel. Plus, Chase rewards are more helpful for occasional travelers since you can redeem as cash back at 1-cent-per-point value.

• Carries solid perks given its low annual fee, including expedited airport purchase security and hotel experience credits, lost luggage reimbursement and more.
• Zero foreign transaction fees make this an excellent choice for international travelers.
• You can’t offset the annual fee with annual travel credits or bonuses alone as you can with some rival cards.
• The card’s sign-up bonus carries a high spending requirement, so it may be tough to earn if you don’t have large purchases on the horizon.
• Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
• Earn unlimited 2X miles on every purchase, every day
• Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Miles won't expire for the life of the account and there's no limit to how many you can earn
• Receive up to a $100 credit for Global Entry or TSA PreCheck®
• Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
• Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
• Transfer your miles to your choice of 15+ travel loyalty programs

Best for luxury travel

The Platinum Card® from American Express

Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.

Earn 80,000 points

Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.

See Pay Over Time APR

• 5X Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
• 5X Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.

What we love: Luxury travelers and big spenders will appreciate the bevy of travel benefits, including annual statement credits worth around $1,700, elite hotel loyalty status and access to perhaps the most comprehensive airport lounge access available with a credit card. Learn more: Why expert Holly Johnson loves the Platinum Card® from American Express Alternatives: The Capital One Venture X Rewards Credit Card offers a taste of luxury at a lower cost than many premium travel cards. You can unlock a generous rewards rate on both travel and general purchases, complimentary access to popular airport lounge memberships and valuable annual travel credits and anniversary miles.

• Comes with a generous welcome offer and a longer time period to earn it compared to most rewards cards.
• A robust line-up of airline and hotel partners and related perks make this card truly valuable for travelers.
• The $695 annual fee may not be worth it if you don’t spend much on travel frequently or can’t take full advantage of the card’s luxury — and often niche — perks.
• Redeeming and maximizing the card’s credit and benefits requires some legwork and can be a bit confusing.
• Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
• Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
• $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
• $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
• $189 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
• Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 year period for TSA PreCheck® application fee for a 5-year plan only (through a TSA PreCheck® official enrollment provider), when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
• $695 annual fee.
• Terms Apply.

Best for no annual fee

Capital One VentureOne Rewards Credit Card

• Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel

20,000 miles

5 Miles per dollar on hotels and rental cars booked through Capital One Travel 1.25 Miles per dollar on every purchase, every day

1.25 Miles - 5 Miles

• 1.25 Miles 1.25 Miles per dollar on every purchase, every day

What we love: This card offers some of the same advantages as the Capital One Venture, without the burden of an annual fee. It gives you the chance to earn flat-rate miles on your everyday spending and the option to transfer miles to over 15 loyalty program partners to even cover travel purchases outside Capital One — a unique level of redemption flexibility for a starter travel card. Learn more: Reasons to get the VentureOne Rewards Card Alternatives: A general-purpose flat-rate credit card that offers 2X points or 2 percent cash back on all purchases may bring more value if you don’t travel often and aren’t ready to upgrade to a travel rewards credit card with an annual fee. However, the Discover it® Miles earns a flat-rate 1.5X miles that can also be redeemed for cash back at 1-cent per mile, which is unusual for travel rewards.

• The welcome offer is generous for a no-annual-fee travel credit card.
• Booking hotel stays and rental cars through Capital One Travel nets you an impressive 5X miles.
• Unlike several no-annual-fee travel cards, redeeming for non-travel purchases waters down your rewards’ value.
• Capital One has no major U.S. carrier in its line-up of travel partners.
• $0 annual fee and no foreign transaction fees
• Earn unlimited 1.25X miles on every purchase, every day
• Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies

Best for foodies

American Express® Gold Card

Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.

60,000 Membership Rewards® Points

Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.

• 4X Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.
• 4X Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
• 3X Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.

What we love: Few credit cards are more rewarding for traveling foodies than the American Express Gold Card. Both the food-related annual credits and the rewards rates at restaurants, U.S. supermarkets and on flights booked directly with airlines or via the Amex travel portal are some of the best on the market. In fact, the up to $240 in credits each year alone nearly make up for the annual fee. Learn more: Why the Amex Gold is worth the annual fee Alternatives: If the Amex Gold Card’s annual fee sounds high, consider the Chase Sapphire Preferred® Card . It carries key travel perks, high travel and dining rewards rates, and a much lower annual fee.

• This card features one of the best rewards return rates available on dining, groceries and food deliveries.
• There is no preset spending limit, so you can enjoy extended purchasing power, and you also have the option to pay off purchases with Pay Over Time if necessary.
• Although the card touts a solid collection of travel perks, it doesn’t include popular premium card perks like airport lounge access or trip cancellation/interruption insurance.
• Only eligible airfare earns more than 1X points, while rival cards often earn similar (or higher) reward rates on hotel stays and other travel purchases as well.
• Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
• Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
• Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
• $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
• $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
• Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
• Choose the color that suits your style. Gold or Rose Gold.
• No Foreign Transaction Fees.
• Annual Fee is $250.

Best for everyday spending

Citi Strata Premier℠ Card

• Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com

70,000 bonus points

Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com. Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations. Earn 1 Point per $1 spent on all other purchases

21.24% - 29.24% (Variable)

• 10X Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
• 3X Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
• 1X Earn 1 Point per $1 spent on all other purchases

What we love: This card’s high rewards rate in everyday bonus categories makes it an especially good choice for occasional travelers and people looking for a standalone rewards card. Its practical bonus categories mean you can earn rewards quickly, even if you don’t actually spend a ton on travel. Alternatives:   As long as you don’t mind buying groceries online, the Chase Sapphire Preferred® Card could be an even more lucrative everyday rewards card. That’s thanks mostly to its high point redemption value (1.25 cents per point when you use points to book travel with Chase, versus just 1 cent per point when you book with Citi using the Strata Premier).

• It’s one of the only travel cards that offers a high rewards rate on groceries, dining and gas, so it should work well whether it’s your standalone card or just one part of your card stack.
• Its annual hotel benefit carries enough value to potentially offset the annual fee on its own.
• The annual hotel benefit, though generous, isn’t very flexible: You’ll only get the $100 discount if you book a single hotel stay of $500 or more (excluding taxes and fees) through CitiTravel.com.
• Based on Bankrate’s latest point and mile valuations, Citi ThankYou rewards carry a lower average redemption value than Chase, Amex and Capital One rewards.
• Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
• Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
• Earn 1 Point per $1 spent on all other purchases
• $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
• No expiration and no limit to the amount of points you can earn with this card
• No Foreign Transaction Fees on purchases

Best for intro APR

Bank of America® Travel Rewards credit card

• 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.

25,000 points

• Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.

19.24% - 29.24% Variable APR on purchases and balance transfers

• 1.5X Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.

What we love: This entry-level travel card keeps things simple for occasional travelers. It offers simple flat-rate rewards and lets you redeem for a broad mix of travel options not typically available on many travel cards, such as cash back toward purchases with travel agencies,  zoos, art galleries and more. It’s even more valuable if you’re a Bank of America customer and can qualify for a rewards boost through the Bank of America Preferred Rewards® program. Learn more: Is the Bank of America Travel Rewards card worth it? Alternatives: The Capital One VentureOne Rewards Credit Card is another great starter travel card, but, unlike many cards in this category, it lets you transfer your miles to airline and hotel partners, potentially for a higher redemption value.

• Its easy-to-earn sign-up bonus and intro APR offers give this card good short-term value.
• No annual fees or foreign transaction fees sweeten this offer.
• It only offers 1.5X points on purchases, and you can’t transfer points can’t to airline partners for more rewards value, so it may not be as lucrative as competing cards.
• The top tiers of the Bank of America Preferred Rewards® program may be out of reach for many cardholders.
• Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
• Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
• 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 19.24% - 29.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
• If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
• Contactless Cards - The security of a chip card, with the convenience of a tap.
• This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Best for point values

Chase Sapphire Reserve®

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.

Earn 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠. Earn 5x total points on flights through Chase Travel℠. Earn 3x points on other travel and dining. Earn 1 point per $1 spent on all other purchases.

22.49% - 29.49% Variable

• 10x Earn 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠.
• 5x Earn 5x total points on flights through Chase Travel℠.
• 3x Earn 3x points on other travel and dining.
• 1x Earn 1 point per $1 spent on all other purchases.

What we love: Rewards-savvy travelers will be hard-pressed to find a card with better rewards potential than the Sapphire Reserve. Points are worth 50 percent more through Chase Travel, and potentially more with the right transfer partner. It’s a stellar partner for Chase’s cash back cards and stacks on even more value with enough perks to recoup the annual fee without relying on hard-earned rewards. Learn more: Why expert Holly Johnson loves the Chase Sapphire Reserve Card Alternatives: The Capital One Venture X Rewards Credit Card offers some of the same key perks as the Sapphire Reserve at a much lower cost. Along with a generous rewards rate on both Capital One Travel and general purchases, the card boasts valuable, practical benefits like competitive airport lounge access , up to $300 in annual Capital One Travel credits and 10,000 bonus miles every year on your account anniversary.

• You can kickstart your rewards bank with one of the most valuable sign-up bonuses on the market.
• Its top-tier benefits include up to $300 in annual travel statement credits, Priority Pass airport lounge access, exhaustive travel protections and stand-out partner perks.
• The card’s cost could be a deterrent for some new cardholders, especially if they plan on encountering adding multiple authorized users.
• You won’t get as many luxury hotel and airport lounge perks with this card as you would with some of its rivals.
• Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 75,000 points are worth $1125 toward travel.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®

Best for practical perks

Capital One Venture X Rewards Credit Card

• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

75,000 miles

10 Miles per dollar on hotels and rental cars booked through Capital One Travel 5 Miles per dollar on flights booked through Capital One Travel 2 Miles per dollar on every purchase, every day

2 Miles - 10 Miles

• 10 Miles 10 Miles per dollar on hotels and rental cars booked through Capital One Travel
• 5 Miles 5 Miles per dollar on flights booked through Capital One Travel

What we love: This is the perfect middleground for travelers who want the practical benefits from luxury travel cards without dealing with bloated features and an annual fee upwards of $500. It offers complimentary lounge access, high-earning bonus rewards categories, anniversary credits and bonus miles, which can easily make the card worth it for frequent travelers. Learn more: Capital One Venture X Benefits Guide Alternatives: If a higher annual fee is no issue, consider The Platinum Card® from American Express. It’s a top choice for frequent travelers thanks to its impressive welcome offer and luxury perks like annual travel credits, lounge access and hotel elite status. However, the Chase Sapphire Reserve® may be better if your luxury travel experience calls for racking up more rewards.

• Offers anniversary bonus miles and a chance to earn credits worth hundreds of dollars starting at your first account anniversary.
• Comes with complimentary lounge access at over 1,300 lounges for you and two guests per visit.
• To earn the anniversary credit, travel must be booked through the Capital One Travel portal. That’s not as flexible as some other cards, which offer credits that cover any travel purchases, regardless of how you book.
• Lacks some perks found on other premium travel cards like airline or hotel elite status, which can get you benefits like free checked bags or room upgrades.
• Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
• Earn unlimited 2X miles on all other purchases
• Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
• Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more

Best for pairing

Chase Freedom Unlimited®

Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel, 4.5% on dining and drugstores, and 3% on all other purchases.

Up to $300 cash back

Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service 1.5% on all other purchases

20.49% - 29.24% Variable

• 5% Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
• 3% 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
• 1.5% 1.5% on all other purchases

What we love: Not only does it earn 1.5 percent cash back on general spending, but it also has a bonus cash back rate for drugstores and dining at restaurants. And if you pair it with one or two premium Chase travel cards, you could pool your rewards for better travel redemption value.  Learn more: Why I love the Chase Freedom Unlimited Alternatives: If you want to take advantage of even more rewarding cash back categories and remain in the Chase family, consider the Chase Freedom Flex℠ .

• You can pool rewards with other Chase cards to maximize your earnings.
• The additional rewards rate offer can add even more cash back to your pocket for the first year.
• The welcome offer isn’t as competitive as other cards’ offers.
• Maximizing rewards with this and other Chase cards can get complicated for people who like simple rewards programs.
• Intro Offer: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
• Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
• After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
• No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
• Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
• No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
• Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.

Best for hotel bookings

Wells Fargo Autograph Journey℠ Card

• Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.

60,000 bonus points

Earn unlimited 5X points on hotels Earn unlimited 4X points on airlines Earn unlimited 3X points on other travel and restaurants Earn 1X points on other purchases

21.24%, 26.24%, or 29.99% Variable APR

• 5X Earn unlimited 5X points on hotels
• 4X Earn unlimited 4X points on airlines
• 3X Earn unlimited 3X points on other travel and restaurants
• 1X Earn 1X points on other purchases

What we love: It offers a great rewards rate on hotel bookings and gives you a chance to earn a $50 annual statement credit with a $50 minimum airline purchase. Add in a solid rate on airline purchases, other travel and restaurants and this card carries great value as a standalone mid-tier card for occasional travelers. Alternatives: If you want to earn travel rewards but don’t actually spend much on hotels and airfare, the lower-tier Wells Fargo Autograph℠ Card is also worth a look. Though it earns also rewards on travel, it boasts a great mix of other practical everyday categories (including gas stations).

• You can transfer points to Wells Fargo’s new list of airline and hotel partners, including popular programs like British Airways Executive Club, Choice Privileges and more, which could boost the redemption value of your rewards.
• The $50 annual statement credit offsets more than half the card’s $95 annual fee and should be a cinch to earn if you fly at least once per year.
• Wells Fargo only offers one other card that earns travel rewards (the Autograph), and there is some category overlap between the two, so they may not be as lucrative as some competing card stacks.
• The card doesn’t carry some popular travel perks available on other mid-tier travel cards, such as credits for expedited airport security screening or rideshares.
• Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
• Earn unlimited 5X points on hotels, 4X points on airlines, 3X points on other travel and restaurants, and 1X points on other purchases.
• $95 annual fee.
• Book your travel with the Autograph Journey Card and enjoy Travel Accident Insurance, Lost Baggage Reimbursement, Trip Cancellation and Interruption Protection and Auto Rental Collision Damage Waiver.
• Earn a $50 annual statement credit with $50 minimum airline purchase.
• Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
• Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.

Best no-annual-fee hotel card

Hilton Honors American Express Card

• Earn 70,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $2,000 in purchases on the Hilton Honors American Express Card in the first 6 months of Card Membership. Offer Ends 7/31/2024.

Earn 70,000 points

Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio. Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations. Earn 3X Points for all other eligible purchases on your Card.

20.99%-29.99% Variable

• 7X Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
• 5X Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
• 3X Earn 3X Points for all other eligible purchases on your Card.

What we love: This card earns rewards in a terrific mix of everyday bonus categories, so it should be easy to rack up Hilton points even if you don’t spend a ton on hotel bookings. Since it charges no annual fee and provides a few Hilton Honors benefits like Silver status, it’s also a great fit if you’re new to hotel cards and want a single no-annual-fee option instead of juggling multiple rewards cards. Learn more: Why expert Holly Johnson loves the Hilton Honors American Express Card Alternatives: The American Express® Green Card could be more flexible since it lets you earn and redeem rewards on a much wider variety of travel purchases, including airfare and bookings with several hotel brands, not just Hilton. You can transfer points to the Hilton Honors program as well, but the Hilton Honors American Express Surpass® Card may be better if you prefer upgraded Hilton-specific rewards, loyalty status and other perks.

• Comes with automatic Silver Elite status, which includes a free fifth award night when you book at least four consecutive nights with points.
• Earns rewards in three of the average person’s biggest spending categories, making it a terrific standalone option for earning Hilton points.
• A higher-tier Hilton card would earn more on Hilton bookings and could be more lucrative for frequent guests, even with an annual fee.
• You can only redeem points with Hilton and its partners, which limits the rewards value you earn on the everyday categories compared to a general-purpose cards’ rewards.
• Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
• Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
• Earn 3X Points for all other eligible purchases on your Card.
• Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.
• No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
• No Annual Fee.

Best luxury hotel card

Marriott Bonvoy Brilliant® American Express® Card

• Earn 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.

Earn 95,000 Marriott Bonvoy bonus points

Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy® 3X points at restaurants worldwide and on flights booked directly with airlines 2X points on all other eligible purchases

• 6X Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®
• 3X 3X points at restaurants worldwide and on flights booked directly with airlines
• 2X 2X points on all other eligible purchases

What we love: Frequent Marriott guests looking for luxury card-level perks and elite status should be able to justify this premium card. Along with a terrific rewards rate on Marriott bookings and an annual free night award, you could enjoy generous annual credits for restaurant purchases and Marriott property stays, airport lounge access, elite night credits and more. Learn more: Best Marriott credit cards Alternatives: If you’re looking for top-tier travel perks but want the flexibility to earn and redeem rewards for stays at any hotel chain, consider an elite travel card from Chase or Amex, which can come with generous travel benefits, airport lounge access and the ability to transfer points to Marriott. The Capital One Venture X Rewards Credit Card is another lucrative alternative.

• Outperforms other Marriott cards with its boosted rewards on travel-related categories and 21X points at Marriott Bonvoy hotels, thanks to the automatic Platinum Elite status.
• It’s one of the only hotel cards that includes complimentary Priority Pass lounge access, top travel protections and credits for expedited airport security screening.
• Unlocking some of the card’s best perks — like Five Suite Night Awards — requires a $60,000 annual spend, which may be tough to reach even for frequent Marriott guests.
• Unless luxury perks are at the top of your wishlist, the annual fee may not be worth it and a lower-tier hotel card may offer more value overall.
• $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
• With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
• Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®. 3X points at restaurants worldwide and on flights booked directly with airlines. 2X points on all other eligible purchases.
• Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
• Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
• $100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
• Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
• Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
• Enroll in Priority Pass™ Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
• No Foreign Transaction Fees on international purchases.
• With Cell Phone Protection, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
• $650 Annual Fee.

Best for transfer partners

Bilt Mastercard®

Intro offer is not available for this Wells Fargo credit card.

3x points on dining 2x points on travel 1x points on other purchases Earn up to 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year. When you make at least 5 posted transactions in a statement period using your Bilt Mastercard, you'll earn points on rent and qualifying net purchases.

1X Points - 3X Points

• 3X Points 3x points on dining
• 2X Points 2x points on travel
• 1X Points 1x points on other purchases
• 1X Points Earn up to 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year. When you make at least 5 posted transactions in a statement period using your Bilt Mastercard, you'll earn points on rent and qualifying net purchases.

What we love: Not only is this card is a terrific choice for renters since it earns rewards and waives transaction fees when using it to pay rent, it’s also great for rewards strategists considering the extremely robust travel rewards program. You can earn rewards on travel and dining and your points carry a high value whether you redeem through the Bilt travel portal or one of the many airline and hotel transfer partners. Alternatives: If you like the Bilt card’s travel rewards program but don’t see yourself renting long term, consider the Chase Sapphire Preferred® Card. It earns generously on both travel and dining and also boasts high-value points and transfer partners. If the way you pay rent doesn’t incur credit card payment fees, a flat-rate card may also be worth weighing. 

• It’s the only card that helps you avoid the fees typically associated with paying rent with a credit card.
• Offers a solid collection of travel perks for a no-annual-fee card, including trip cancellation and interruption protection, trip delay reimbursement and other high-level travel protections.
• You can only use rewards to cover rent, toward a future home down payment or for travel and shopping. Cash back isn’t an option.
• There is no sign-up bonus. Most competing travel cards — even those with no annual fee — offer at least a $200 bonus.
• $0 Annual Fee.
• Earn up to 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year.
• 2x points on travel.
• 3x points on dining.
• 1x points on other purchases.
• Earn points when you make 5 transactions that post each statement period.
• When renting at a Bilt Alliance property, you can choose to have your rent payments automatically reported by Bilt to the three major credit bureaus each month; Experian™, TransUnion™, and Equifax™.

Best for gas

Wells Fargo Autograph℠ Card

• Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.

20,000 bonus points

Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Earn 1X points on other purchases

20.24%, 25.24%, or 29.99% Variable APR

• 3X Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans.

What we love: The Wells Fargo Autograph card is a great option for occasional travelers and households on the go looking to earn rewards while avoiding an annual fee and reduced redemption value for cash rewards. It’s one of a few entry-level travel cards to offer high, year-round bonus rewards for gas, dining, transit and other key travel needs. Learn more: Is the Wells Fargo Autograph worth it? Alternatives: If you’re looking for ways to maximize the value of your rewards, you should consider a travel card that lets you transfer your points to airlines or hotels, like the Bilt Mastercard® or Chase Sapphire Preferred® Card.

• While some issuers only reward travel purchases made directly with airlines or through issuer portals, this card lets you shop around for the best deal on third-party travel sites and still earn extra rewards.
• Carries decent perks such as rental car collision damage waiver coverage, roadside assistance and Visa Signature® Concierge benefits, like access to Visa’s Luxury Hotel Collection (terms apply).
• Unlike with traditional travel cards, you cannot transfer your points to airlines or hotels
• The travel perks and intro APR are weak compared to competing travel-oriented cards’ offers.
• Select "Apply Now" to take advantage of this specific offer and learn more about product features, terms and conditions.
• Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
• $0 annual fee.
• 0% intro APR for 12 months from account opening on purchases. 20.24%, 25.24%, or 29.99% variable APR thereafter.
• Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
• Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.

Best for companion tickets

Delta SkyMiles® Platinum American Express Card

• Earn 85,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months of Card Membership.

Earn 85,000 miles

Earn 3X Miles on Delta purchases and purchases made directly with hotels. Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets. Earn 1X Miles on all other eligible purchases.

• 3X Earn 3X Miles on Delta purchases and purchases made directly with hotels.
• 2X Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
• 1X Earn 1X Miles on all other eligible purchases.

What we love: The annual companion certificate on Main Cabin domestic flights (taxes and fees apply) comes with this card after the first year is valuable enough to justify the annual fee even if you’re just looking for great Delta perks to make travel smoother with a partner. Plus, the companion certificate is easier to obtain than other airline cards’ since it carries no spending requirement that must be met beyond the card’s annual fee. Alternatives: The American Express® Green Card could be a great alternative since it charges a lower $150 annual fee, lets you earn and redeem rewards on travel with any eligible airline (not just Delta) and offers credits for Loungebuddy lounge access and Clear Plus. You can even transfer points to Delta at a 1:1 ratio.

• Boasts several valuable travel perks, including priority boarding, a free first checked bag and specialized annual credits for select rideshare services and reservations with Delta Stays and Resy.
• Gets you closer to Medallion Status and discounts on in-flight purchases, complimentary upgrades, and more.
• Its rewards rate on non-travel purchases is lacking — a general-purpose travel card could potentially offer better rewards value and flexibility for rewards travel outside Delta.
• No longer offers complimentary Delta Sky Club lounge access as of this year, although airport lounge access is a staple perk for premium travel cards.
• Receive a Companion Certificate on Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
• Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
• Delta SkyMiles® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• Earn $1 Medallion® Qualification Dollar for each $20 of purchases made on your Delta SkyMiles® Platinum American Express Card in a calendar year and get a boost toward achieving Medallion Status for next Medallion Year.
• Earn 3X Miles on Delta purchases and purchases made directly with hotels.
• Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and earn 1X Miles on all other eligible purchases.
• Enjoy your first checked bag free on Delta flights.
• Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
• Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Delta SkyMiles® Platinum American Express Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
• Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
• $350 Annual Fee.

Best starter airline card

Southwest Rapid Rewards® Plus Credit Card

• Earn 85,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.

Earn 85,000 points

Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services; select streaming. Earn 2X points on Rapid Rewards® hotel and car rental partners. Earn 1X points on all other purchases.

• 2X Earn 2X points on Southwest® purchases.
• 2X Earn 2X points on local transit and commuting, including rideshare.
• 2X Earn 2X points on internet, cable, and phone services; select streaming.
• 2X Earn 2X points on Rapid Rewards® hotel and car rental partners.
• 1X Earn 1X points on all other purchases.

What we love: This card’s anniversary bonus offers enough value to nearly offset the annual fee on its own, so it should be a terrific low-stakes option whether you’re new to airline cards or a regular Southwest flyer looking for a low-maintenance card. Plus, its sign-up bonus value is on par with the value you’ll get with much pricier airline and travel cards. Learn more: Southwest Rapid Rewards Plus benefits guide Alternatives: The Southwest Rapid Rewards® Priority Credit Card could offer better value overall, despite its $149 annual fee. It carries an annual $75 Southwest travel credit and 7,500 bonus points each year on your account anniversary — more than enough value to justify the higher fee.

• You’ll automatically earn 3,000 Rapid Rewards points each year after your account anniversary, which could offset much of the card’s already-low annual fee.
• Delivers the same hefty sign-up bonus as higher-tier Southwest cards.
• Unlike several travel cards, it doesn’t carry rewards categories for popular everyday purchases like gas or dining.
• It may not be the best Southwest value for frequent flyers since it poses a 3 percent foreign transaction fee and doesn’t offer perks like upgraded boardings or elite status benefits.
• 3,000 anniversary points each year.
• Earn 2X points on Southwest® purchases.
• Earn 2X points on local transit and commuting, including rideshare.
• Earn 2X points on internet, cable, and phone services; select streaming.
• 2 EarlyBird Check-In® each year.
• Earn 1 point for every $1 spent on all other purchases.

Best for savers

Bank of America® Premium Rewards® credit card

• Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.

60,000 points

Earn unlimited 2 points for every $1 spent on travel and dining purchases. Earn unlimited 1.5 points for every $1 spent on all other purchases.

21.24% - 29.24% Variable APR on purchases and balance transfers

• 2X Earn unlimited 2 points for every $1 spent on travel and dining purchases.
• 1.5X Earn unlimited 1.5 points for every $1 spent on all other purchases.

What we love: If you do your banking with Bank of America and qualify for Preferred Rewards status, this card could provide an exclusive 25 percent to 75 percent rewards rate boost. The  rewards rates — 2X points on dining and travel, with 1.5X points on all other purchases — could increase to an incredible 3.5X on travel and dining with an unrivaled flat 2.62X points rate. Learn more: Why expert Sara Coleman loves the Bank of America Premium Rewards Card Alternatives: The similarly-priced Chase Sapphire Preferred® Card is one of the best alternatives thanks to its stellar travel protections, yearly bonus rewards and stronger rewards program. However, flat-rate cards like the Capital One VentureOne Rewards Credit Card or the Discover it® Miles card could be lucrative if you don’t think the $95 annual fee is worth it.

• The $95 annual fee is relatively affordable for this card category thanks to the up to $100 in yearly airline incidental statement credits.
• You can smooth out your travel experience with great benefits like credits toward TSA PreCheck or Global Entry and comprehensive travel insurance.
• Attaining the highest rewards rate is not an easy feat, since you’ll need to hold significant funds in Bank of America accounts.
• This card does not offer a few popular premium travel perks like lounge access.
• Low $95 annual fee.
• Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.
• If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87 - 2.62 points on all other purchases, for every $1 you spend.
• Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
• Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
• Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
• No foreign transaction fees.

Best for first-year value

Discover it® Miles

• Unlimited Bonus: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. You could turn 35,000 Miles to 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.

Discover Match®

Automatically earn unlimited 1.5x Miles on every dollar of every purchase.

18.24% - 28.24% Variable APR

• 1.5X Automatically earn unlimited 1.5x Miles on every dollar of every purchase.

What we love: In addition to the exceptionally valuable Discover Match® , this card combines solid flat-rate rewards with consumer-friendly terms, like minimal fees and an equal value for both travel and cash back redemptions. Travelers who value simplicity will appreciate this card’s straightforward rewards and adaptability — even when you aren’t traveling. Learn more: Why expert Holly Johnson loves the Discover it® Miles Alternatives: The Capital One VentureOne Rewards Credit Card carries a more straightforward and still easy-to-reach welcome bonus. The VentureOne card also gives you the option of transferring miles to more than a dozen airline and hotel partners, which could increase the redemption value of your rewards.

• All miles earned in your first year will be matched at the end of the year, which could make it one of the most valuable first-year offers for no annual fee.
• Miles don’t lose value when they’re redeemed for cash back, which gives it a leg up over many travel rewards programs for occasional travelers.
• You’ll miss out on pretty standard travel perks like travel insurance, and car rental damage protection.
• The rewards structure lacks flexibility; you won’t be able to transfer your miles or use them to book travel.
• Automatically earn unlimited 1.5x Miles on every dollar of every purchase
• No annual fee
• Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more.
• 0% intro APR for 15 months on purchases. Then 18.24% - 28.24% Standard Variable Purchase APR will apply.
• Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
• Discover is accepted nationwide by 99% of the places that take credit cards.
• Terms and conditions apply.

Best for fair credit

Credit One Bank Wander® Card

Intro offer is not available for this Credit One Bank credit card.

Earn 10x points on eligible hotels and car rentals booked through the Credit One Bank travel partner site Earn 5x points on eligible travel, dining, and gas Earn 1x points on all other purchases

29.74% Variable

• 10X Earn 10x points on eligible hotels and car rentals booked through the Credit One Bank travel partner site
• 5X Earn 5x points on eligible travel, dining, and gas
• 1X Earn 1x points on all other purchases

What we love: The Credit One Bank Wander® Card is a solid option if you want to earn points on travel but have trouble qualifying for mainstream travel cards. Not only is this card accessible with only fair credit, but its rewards program boasts generously high rewards rates in key travel categories. Learn more: Best travel cards for people with bad or fair credit Alternatives: If you don’t mind putting down a refundable security deposit, consider a no-annual-fee secured card like the Bank of America® Customized Cash Rewards Secured Credit Card *. It’s a unique secured card that lets you build credit while earning rewards in a category of your choice (with travel just one of many popular options) as well as grocery stores and wholesale clubs.

• It’s one of the only travel rewards cards available with a fair credit score, making it a decent option if you want to earn travel rewards as you work on your score.
• Provides 5X points in travel, dining and gas, plus 10X points on eligible hotel and rental car bookings through Credit One Bank — rare and impressive rates with only fair credit.
• Its annual fee is high compared to other cards you can get with a fair credit score , so it may not be the best fit if you prioritize building credit over earning rewards.
• Other travel cards may offer better perks, fewer redemption restrictions and more value, so it may be worth working on your score with a lower-cost card before committing to the costly annual fee.
• Earn 10x points on eligible hotels and car rentals booked through the Credit One Bank travel partner site
• Earn 5x points on eligible travel, dining, and gas
• Earn 1x points on all other purchases
• Redeem your reward points for statement credits, gift cards, merchandise, flights, hotels, and more
• With $0 Fraud Liability, you won’t be responsible for unauthorized charges
• Free Online Credit Score and Credit Report summary, terms apply
• If you are a Covered Borrower under the Military Lending Act, you may get a different offer
• See Rates & Fees

Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit  AmericanExpress.com/benefitsguide  for more details. Underwritten by Amex assurance company.

The information about the American Express® Green Card and Bank of America® Customized Cash Rewards Secured card has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuers.

Compare Bankrate's best travel credit cards of 2024

What are travel credit cards.

Travel credit cards allow cardholders to earn points or miles on a variety of purchases (typically travel-related), which are redeemable for travel bookings, statement credits, gift cards and more.

The best travel credit cards do more than help you foot the bill for your next flight — travel cards also offer perks to upgrade your entire travel experience. Trip insurance , annual travel credits, concierge services and lounge access are all common benefits. Airline and hotel co-branded credit cards sometimes offer specific discounts and perks for loyalty program members.

Pros and cons of travel credit cards

Although a well-chosen travel card can pay huge dividends, it might not be the right move for every traveler. Before you apply, take time to weigh the benefits versus the drawbacks of travel credit cards .

Tips on choosing the best travel credit card for you

The right travel credit card for you will carry features and benefits that give you the best value. To help you narrow down your choices, here are the steps to choosing the best travel card.

How to choose a travel credit card

1. know how you prefer to travel.

Knowing whether your travel expenses lean toward airfare, hotel stays or a mix of other travel will help you decide whether you should get an airline card, hotel card or general-purpose travel card. A co-branded airline or hotel credit card may be a good fit if you mostly travel with a certain brand and want exclusive privileges to enhance your experience. A general-purpose travel card is better if you prefer to keep your travel options open.

2. Prioritize redemption value

You may have to pick between simplicity and maximum value when comparing cards and rewards programs. Many travel cards offer a standard point or mile redemption value of 1 cent when you redeem toward travel through the issuer portal, but some cards can get you a higher redemption value when you transfer rewards to airline or hotel partners. However, it's common for many travel reward programs to reduce the redemption value toward non-travel options or limit these redemption options altogether. If you prefer simplicity over maximizing rewards, you may want to consider cards that allow you to redeem points or miles at an equal 1-cent value toward general travel purchase credits, cash back or other non-travel options.

3. Match your card to your spending habits

Take a look at your typical spending and find which travel categories and non-travel categories you spend the most in to help you choose a card that offers a high rewards rate for your regular spending. Just make sure you factor in rewards spending caps.

4. Note what's worth the extra money

High rewards rates and valuable travel perks are the biggest reasons to get a travel card, but many of the best cards carry a high annual fee. You could stick with a no-annual-fee travel card (or at least one with around a $99 fee) if you're mainly focused on earning rewards, but you may have to pay up to $500 or more for luxurious perks like airport lounge access, comprehensive travel insurance and hundreds of dollars in annual travel credits .

5. Look toward your next trip abroad

If you travel overseas, check to see if the card you're considering charges a foreign transaction fee. And since some credit cards aren't as widely accepted as others, you'll also want to make sure your credit card will work when traveling overseas . For example, merchants may not accept Discover and American Express cards as widely as Visa and Mastercard. If a trip is coming up in the next three to six months, keep an eye out for the big sign-up bonuses travel cards are known for. As a rule of thumb, the higher the annual fee, the higher the sign-up bonus should be.

Co-branded travel cards vs. general travel cards

Experts typically divide travel credit cards into two categories: co-branded travel cards and general travel cards. Co-branded cards are linked to a particular airline or hotel, while general travel cards offer more flexible reward opportunities. Here’s why and when you might want one or the other.

• Co-branded cards
• General travel cards

Co-branded travel cards tend to offer higher rewards rates on eligible travel purchases in exchange for limiting your reward redemption options to just one airline or hotel program . These cards may also feature more specific perks associated with the respective hotel or airline, such as free award nights, complimentary airline elite status or priority boarding — which general-purpose travel cards don’t often carry).

However, you won’t be able to use your rewards with a wide variety of different hotels and airlines like general-purpose cards allow. Plus, despite co-branded travel cards’ typically higher rewards rates, many brand-specific rewards tend to be worth less than the potential value of general-purpose cards’ points and miles.

When to get a co-branded travel card : When you often fly or stay with a specific airline or hotel and want to maximize your benefits with that brand.

General travel cards earn rewards on various travel categories and aren’t limited to a particular airline or hotel. Such cards may lack some of the dedicated perks you’ll find on a co-branded travel card, such as in-flight discounts, but make up for it with rewards flexibility and broader perks like general travel credits, expedited security screening and wider airport lounge access. 

The top travel cards even let you transfer your points or miles to airline and hotel loyalty programs, often at a 1:1 rate. Redeeming with some airlines and hotels can even make your rewards more valuable than they would be if you redeemed with the card issuer.

When to get a general travel card : When you have no preferred airline or hotel and want the additional flexibility a general travel card offers. 

Who should get a travel credit card?

A travel credit card is almost always worth it for frequent travelers or anyone who wants to earn rewards toward their next vacation.

If you can save up airline miles, rack up points for free nights at hotels or get discounted travel through your credit card issuer, you’re on your way to significant travel savings. However, the right travel card for you will depend on your travel habits.

Frequent travelers

Naturally, the ideal candidate for a travel card is someone who travels a lot or plans to book several flights and hotel stays per year. However, in some cases, you don’t have to be a frequent traveler to reap the benefits of a travel rewards card. A number of cards offer good rewards rates on general purchases.

Travel beginners

If you’re new to travel rewards, a good place to start is with a travel card that makes it easy to earn and redeem points, without requiring you to navigate a complex rewards program or worry about tiered rewards rates or varying point redemption values. 

Brand loyalists

If you tend to book travel with the same brands frequently or already belong to an airline or hotel loyalty program, a co-branded travel card can offer terrific value.  Airline- and hotel-specific rewards cards often earn a top rate on bookings with the brand as well as exclusive perks like lounge access and automatic elite status. 

Business travelers

Some of the most valuable travel credit cards are business cards . Whether you're a freelancer on the go or the CEO of a Fortune 500, the right travel credit card can help you earn high rewards rates on everyday business purchases. 

International travelers

If you frequently travel abroad, a card with no foreign transaction fees is a great way to help you avoid extra costs on overseas purchases. Plus, if you hate waiting in line at airport security or customs, a lot of travel cards offer statement credits to reimburse you for Global Entry or TSA PreCheck application fees.

Luxury travelers

Luxury travel cards often charge a pretty penny but also offer a ton of value via perks like lounge access and annual travel credits. These perks not only make travel more comfortable, but also often carry enough value to offset the card’s cost on their own.

Still unsure if a travel credit card is right for you? Check out our Credit Card Spender Type Tool where you can get personalized credit card recommendations based on your credit score, spending habits and daily needs.

Here’s how a Bankrate editor chose his travel card

Here’s how a bankrate editor chose his travel card.

With all of this advice in mind, let’s see how a credit card expert made their pick. Here’s Bankrate editor Nouri Zarrugh on how he chose his travel card:

When it comes to earning rewards, I’ve always stuck with cash back cards, preferring the simplicity of knowing exactly how much my rewards are worth and the ease of redeeming for statement credits. Recently, though, I decided I wanted to travel a bit more frequently, and I figured a new travel rewards card could be a great tool to help me earn free trips. When choosing the right card for me, a few major points of consideration stood out: Cost: I didn’t feel like I traveled enough to justify a huge annual fee. Simplicity : I wanted to stick with a single, streamlined travel card and not worry about juggling multiple rewards programs or rewards rates. Perks : While I didn’t need anything too fancy, I thought it might be nice to have a perk like TSA Precheck included, since I hate waiting in long airport security lines. To my surprise, the card that stood out most was the Capital One Venture X Rewards Credit Card. Though it carried an intimidating annual fee of $395 ( See Rates & Fees ), I found this cost was more than worth it once I dug into the details. In fact, its benefits were so valuable, I barely needed to worry about offsetting the cost.  Two of its annual perks — a $300 Capital One travel credit and 10,000 bonus miles every year on my account anniversary — are valuable enough to offset the fee on their own. This means as long as I take one flight a year, I can basically break even on the card. Any rewards or perks I get beyond that feel like pure upside. It’s a huge bonus, then, that the card also includes practical benefits like Priority Pass lounge access and a credit of up to $100 toward the cost of Global Entry or TSA PreCheck. While I’ve never frequented airport lounges, I see these privileges as essentially free considering the value of the annual travel credit and bonus miles. So, I figure, why not take advantage?  For me, the Venture X strikes the perfect balance: A flat rewards rate that makes it easy to earn miles on everything I buy; flexible redemption through Capital One or via transfer to airlines and hotels, and practical perks I know I’ll use when I travel. I never imagined I’d have a $395 travel card in my wallet, but for me, it’s at worst a coupon for a flight every year, which can nudge me to take that next trip. — Nouri Zarrugh, Editor, Bankrate

Travel benefits may differ from card to card, but some of the most popular travel cards available often feature a few key perks. 

Travel insurance

Travel cards may offer various travel insurances , such as trip delay protection, trip cancellation insurance, lost baggage insurance or car rental insurance. These benefits aren’t worth anything until you need them, but you’ll be glad you have them when your flight is canceled or your luggage gets lost.

Travel credits

Credits toward TSA PreCheck or Global Entry are a popular and common benefit on many travel cards. You can typically use this credit once every four years, which roughly corresponds to how long a TSA PreCheck or Global Entry membership lasts. Some cards may also provide an annual credit toward Clear Plus — another expedited security membership. Higher-end travel cards often offer annual statement credits toward travel purchases, and many of these credits nearly offset these cards’ annual fees. 

In-flight perks

Co-branded airline cards typically offer some airport and in-flight benefits on top of their reward-earning capabilities. These can include discounts on in-flight purchases (usually 25 percent back on refreshments and WiFi), free checked bags, flight seating upgrades or priority boarding. 

Free hotel award nights

Co-branded hotel cards may include free hotel award nights annually as part of their benefits. Some cards also add an extra complimentary awards night to your stay if you’ve booked a certain number of consecutive nights. These nights are typically capped at a certain value (sometimes based on the card or your elite status), and may be valuable enough to make up for some cards’ annual fees.

Airport lounge access

One of the most popular (and valuable) travel benefits featured on high-end and luxury travel cards is complimentary access to airport lounges. The lounges you gain access to depend on the card, though co-branded cards will often grant access to the lounge corresponding to the card’s airline. The Amex Platinum card currently offers the best airport lounge access .

If you want to add a credit card to your portfolio for your travel needs, knowing what cards are popular and why people like them can help steer your decision. We regularly stay abreast of these conversations online and noticed two travel cards come up regularly: the Chase Sapphire Reserve and The Platinum Card from American Express .

These cards shine because they offer some of the best rates on travel purchases and the most comprehensive set of benefits and perks . Despite their annual fees, what you get in return can far outweigh your costs. And the conversation around these two cards isn’t new: Is the effort of maximizing their perks worth it?

What people say about travel credit cards perks

The Sapphire Reserve is often referred to as the gold standard in travel benefits and protections, and the value of its trip insurance is a big part of that. A member of the Rick Steves Forum remarks on the value of the insurance: “It has pretty extensive coverage wherever I travel … my entire trip is covered as long as I charged any portion of the trip to my card.” This feature is unique to the Sapphire Reserve and sets it apart from other premium cards, which require you to charge your entire trip purchase to the card to have active coverage.

But using trip insurance isn’t always a simple process. As a user in the r/CreditCards forum on Reddit cautions: “Credit card travel insurance in general is very specific on what it covers, and people tend to overestimate just how useful the coverage actually is,” they write. “These are named peril policies, so unless you see your exact situation as a covered hazard the policies won't pay out.”

The Platinum Card from American Express gets a lot of buzz for reasons similar to the Sapphire Reserve. The card gives so many benefits, credits and additional perks that it’s often called a coupon book for luxury travel. But for many people, the value comes down to whether they’re willing to do the work to maximize its features. Another r/CreditCards member says they use the card’s Hilton and Marriott status boosters, rental car company loyalty program automatic status features, Centurion lounge access, hotel and airline incidental credits, membership credits and more. Using all these features helps them offset the annual fee.

While some people love maximizing the card’s features to extract  as much value as possible, others, like this Redditor, think it’s too much work:

“The only benefit the Platinum card really adds is Centurion but only to the [cardholder] … I believe the Platinum is worth [it] at least the first year for the [sign-up] bonus but then it doesn't get much use after that. Trust me the credits are really annoying to use.” — r/CreditCards user

These two premium cards stand out from the rest because they offer the most comprehensive features available to suit your travel needs and protect you from any issues that arise. The Chase Sapphire Reserve is an exceptional option to protect you from travel issues, but make sure you know the fine print. While the Amex Platinum may not be as ideal for travel protections, the credits offered more than offset its annual fee if you can put in the effort to fully maximize them.

Whether you’re a beginner or seasoned cardholder, your travel card should always work in your favor by offering the features and benefits you’ll actually use and that make your travels more enjoyable. But whether you’re willing to put in the effort to maximize a card’s value is something you’ll need to decide for yourself.

*The quotes and citations included on this page have been verified by our editorial team and are accurate as of the posting date. Be sure to check the issuer's website/terms and conditions for all up to date content. Outlinked content may contain views and opinions that do not reflect the views and opinions of Bankrate.

Credit card points and miles are two of the key types of credit card rewards , along with cash back. You’ll earn points and miles by making purchases with your credit card, but you can typically redeem these rewards for travel, gift cards and more — not just statement credits.

Points and miles tend to be more flexible than cash back, but since their value depends on how you redeem them — and, in the case of travel redemptions, where you’re going, when you book, your fare class and more — it may take a bit more effort to make the most of them.

What are your points and miles worth?

Since many airlines and hotels use dynamic pricing models that continually optimize airfare and room prices, it can be hard to know exactly how much your rewards are worth without doing a little math.

Luckily, you don’t need to be a travel hacker to get a sense of this idea. Before you redeem, you can check your reward redemption value by dividing the cost of a plane or hotel booking in cash by its cost in points or miles. This calculation will result in the cash value of your points or miles.

You can also compare this value to Bankrate’s latest points and miles valuations to determine if you’re getting a good deal on your redemptions. Bankrate collected data on hundreds of bookings across dozens of airline, hotel and credit card rewards programs and estimated how much each program’s rewards are worth on average .

• Airline rewards values
• Hotel rewards values
• Credit card program rewards values

The table below shows Bankrate’s estimated reward redemption value for a variety of popular airline loyalty programs. You’ll notice how widely the value varies between airlines, with some offering close to 3 cents per point in average redemption value and others struggling to meet a 1-cent-per-point value.

Keep in mind, however, that these values are averages based on a variety of fare classes, destinations, booking periods and more. For example, while Bankrate estimates Delta SkyMiles carry an average redemption value of around 1.2 cents per mile, they could be worth more or less depending on the details of your booking. 

*Based on weighted average of median point/mile values across economy and first/business class fares.

Like airline miles, hotel points fluctuate in value. The table below shows Bankrate’s estimated point values for some of the most popular hotel brands. 

As you can see, hotel points tend to be worth less than airline and credit card rewards on average, often carrying less than 1 cent per point in redemption value. That said, hotel loyalty programs sometimes offer more favorable exchange rates when you transfer rewards from a credit card rewards program. For example, you may be able to turn 1,000 credit card points into 2,000 hotel points (a 2:1 transfer ratio). 

*Based on median point values across budget, mid-tier and luxury hotel bookings.

Unlike hotel and airline rewards programs, credit card reward programs typically earn points or miles that offer a consistent redemption value when you use them with the issuer. Though the redemption value of your rewards may vary based on how you redeem, each redemption method should offer a consistent baseline value. 

Some credit card rewards programs may also allow you to transfer your points or miles to airline and hotel loyalty programs, which could boost their value considerably. For each major credit card rewards program, we estimate a baseline redemption value (assuming you book for travel with the issuer) and a Bankrate’s Value, which averages the program’s best-value transfer partners.

*Based on an average of the issuer’s five highest-value transfer partners (if available).

When to use rewards vs. cash

To demonstrate when it’s best to use your reward miles versus paying in cash, we set up this example:

We estimate American Airlines AAdvantage miles are worth 1.0 cents. If you book a seat in the main cabin on a one-way flight from Boston to Miami, and it costs either $139 or 21,500 miles, your miles are only worth $0.006 ($139 / 21,500 miles = $0.006). Since your miles for this flight are worth less than 1.0 cents, you may want to save your miles and pay cash for this flight.

But if you book a first-class seat on the same flight for $433 or 31,500 miles, your miles are now worth $0.013 ($433 / 31,500 = $0.013). Since 1.3 cents is higher than our latest valuation, you’re coming out ahead if you use your miles to pay for this flight.

Bankrate experts share their advice on using travel credit cards

It’s important to know how to maximize your rewards and perks. Otherwise, a travel card could end up being a money pit. Here are a few pointers from our experts for making the most of your travel card: 

Combine cards to maximize rewards

Knowing how much you spend in different categories and which merchants are eligible for rewards will help you earn more and build an optimized stack of rewards cards. A flat-rate card is often a great starting point to earn the same rate on every purchase you make. As you build out a rewards strategy, you can incorporate a card with bonus categories to earn even more in your highest spending areas.

Expert Insight:

“For a long time, I’ve used a combination of Chase credit cards known as the Chase trifecta for all my family’s spending…. [I] don’t typically use my Sapphire Reserve for everyday spending and bills. Since it only offers 1X points on non-bonus category spending, I use my Freedom Unlimited to make sure I earn a minimum of 1.5 percent cash back on everything I buy.” “I use each card strategically to earn as much in rewards as possible, then I pool them in my Sapphire Reserve account to redeem them for airfare, excursions, hotels and more.” — Holly D. Johnson — Award-winning personal finance writer and Bankrate contributor: Why I love the Chase Sapphire Reserve

Maximize your rewards value with transfer partners and issuer travel

Save your rewards for the most valuable redemption options. Travel points and miles often lose value toward non-travel options like cash back, so you’ll want to redeem your rewards for travel through the issuer portal for at least 1 cent per point or mile. However, transferring your rewards to the right airline or hotel partner program is usually worth the extra effort since it could net you even more value.

Expert Insight

“When I redeem my points through the Chase Ultimate Rewards program, the most I can get is 1.25 cents apiece, which is pretty good. However, if I transfer them to a partner airline’s loyalty program, I will often get much more. For example, I can transfer my points to United Airlines MileagePlus and use them to pay for flights. When I do, I generally get a value of 2 or more cents per point — in line with Bankrate estimates that Chase Ultimate Rewards points are worth around 2 cents apiece on average when used with the right transfer partner.” — Margaret Wack — Personal finance expert and Bankrate contributor: Why I love the Chase Sapphire Preferred Card

Make the most of your travel perks

Travel benefits are one of the main reasons to get a travel card, and are often key to making up a card’s annual fee. Be sure to read the fine print to make sure you can take full advantage of these offers . For example, one card’s travel credit may apply to any travel purchase, including airfare, while another card’s may only cover costs like baggage fees or in-flight purchases. 

“This is the year to take inventory of your credit cards and make sure they’re serving you well. If you’re paying an annual fee, look for a card with recurring benefits. Whether it’s annual award nights, waived luggage fees or elite status benefits, these perks can offset your annual fee and make your travels more pleasant … Despite putting minimal spending on my Hilton Honors Amex Aspire card, I keep renewing it every year. That’s because the card provides automatic Hilton Diamond elite status, which can easily offset the $550 annual fee. Recurring card benefits like [these] can save you a lot on travel and are worth considering when shopping for a new credit card.” — Ariana Arghandewal — Travel rewards expert and Bankrate contributor: Five benefits you need from a travel credit card

Plan for the sign-up bonus

The best travel cards come with generous welcome offers, but these bonuses may require a high spend in a short timeframe. That’s why it’s important to consider whether the spending requirement fits with your typical spending habits or whether you need to plan purchases to meet the requirement. Just be sure not to overextend yourself or take on debt you can’t pay back just to earn a bonus — interest and fees can easily eat through any value you’d get.

“Keep in mind that credit card sign-up offers change often. So if you’re interested in a particular card but not blown away by its current offer (there are some for 100,000 points or more that aren’t always worth the trouble), it could be worth your while to wait for a better one.” — Ariana Arghandewal — Travel rewards expert and Bankrate contributor: 6 ways to get bigger credit card bonuses

Look out for limited-time offers, partner perks and other benefits

Keeping an eye out for limited-time offers like extraordinarily high sign-up bonuses, perks with partner services (like rideshares or delivery services) and other reward-earning opportunities is a great way to squeeze the most value from your travel card. Issuers sometimes provide shopping and travel portals and card-linked reward programs for select purchases (like for pre-paid dining or participating merchant spending), which can help you bank extra rewards.

“Keep an eye on your email inbox and rewards portal for any limited-time promotions your issuer may be offering. Many American Express cards feature Amex Offers, which lets you access perks like statement credits for spending a certain amount on specific hotels and other retailers.  Other cards, like the Capital One Venture X, also have occasional promotional offers, such as a credit for 5 percent back on VRBO rentals.” — Lori Zaino — Travel expert and Bankrate contributor: How to maximize credit cards for cheaper accommodations this holiday season

Track your spending and rewards each account statement

Track your favorite stores’ and services’ merchant category codes (MCCs) to fine-tune your spending habits for maximum rewards. If you notice your expenses changing, this practice may also help you notice whether you need to change which rewards cards you carry.

“The first step to optimizing your spending is to take the time to collect the MCCs of stores you frequently shop at. During the process, you might find that some stores in the same chain may have different MCCs, depending on their primary inventory. Even different counters or sections in the same department store may carry different MCCs. You can use this to your advantage if you know one location near you will provide a better cash back rate than the other. These “loopholes” can provide great opportunities to reap cash back on purchases that typically wouldn’t earn rewards.” — Garrett Yarbrough — Writer and credit cards expert at Bankrate: Merchant category codes: How to earn more cash back

Our data: What credit score do you need for the best travel cards?

It’s no secret that your credit score heavily influences which cards you’re likely to get approval for. But how good does your credit need to be to get the best credit cards for travel? We analyzed our data of Bankrate readers who applied for credit cards on our pages in 2023 and compared the approval rates of readers’ different credit tiers.

We found that, on average, 61.9 percent of users with excellent credit were approved for travel cards on our site. Then, an average of 39.5 percent and 19.5 percent of users with good and fair credit, respectively, got approval for travel credit cards they applied to.

If you have fair or bad credit, you still have options for travel credit cards. For example, the Credit One Bank Wander Card caters to people with fair credit — 57 percent of people with fair credit who applied on our site in 2023 were approved for this card , according to our data.

Obviously, the better your credit, the more likely you are to get the card you apply for , but other factors can affect your application. Issuers may also consider your income, recent credit applications, homeownership status and monthly rental or mortgage payment. Keep these other factors in mind with your credit score when you apply for credit cards.

Have more questions for our credit cards editors? Feel free to send us an email , find us on Facebook , or Tweet us @Bankrate .

When evaluating the best travel cards, we consider a mix of factors, including how cards score in our proprietary card rating system and whether cards offer features that fit the priorities of a diverse group of cardholders, from earning rewards in popular categories to scoring a large sign-up bonus or high-value perks. Whenever possible, we also feature cards that are available at various credit levels and price points. 

We analyzed over 150 of the most popular cards and scored each based on its rewards rate, estimated annual earnings, welcome bonus value, APR, fees, perks and more to determine whether it belonged in this month’s roundup of the best travel cards.

Here’s a quick breakdown of the key factors in our rewards card scoring methodology — our primary scoring category for travel cards — and details we considered when putting together our list of the best travel cards.  

• Flexibility 15%
• Customer experience 5%

Great rewards value

The primary criteria for a rewards-earning card’s rating is its rewards value. This includes the card’s average rewards rate, estimated annual rewards earnings, sign-up bonus value and reward redemption value.

To estimate a card’s average annual rewards earnings, we first calculate its average rewards rate based on how much it earns in different bonus categories and how closely its categories align with the average person’s spending habits. In other words, we assess whether the card earns rewards at a high rate in the most popular spending categories. 

We use consumer spending data from the Bureau of Labor Statistics (BLS) to get a reliable third-party measure of people’s spending habits. The most recent BLS data estimates average total spending in 2022 was $72,967 per consumer. We then narrow our focus to which purchases are likely to be put on a credit card and earn rewards, subtracting expenditures like housing, vehicle purchases and education. This gives us a total “chargeable” annual spend of around $25,500.  

This includes the following spending by category:

• Groceries: $5,700
• Dining out: $3,600
• Entertainment: $2,400
• Gas: $3,100
• Apparel and services: $1,900

Using this data, we assign a weighting to each of a card’s bonus categories. For example, a card’s grocery rewards rate receives a 22 percent weighting based on how much of the average person’s budget is spent on groceries.

We also estimate the redemption value of points or miles from various issuer, airline and hotel rewards programs.

This weighting and rewards valuation allows us to estimate a card’s average annual rewards earnings — how many points or miles you’d earn with a given card if your spending was about average and you used the card for all of your purchases — as well as what those points are worth. We also use point valuations to determine a card’s sign-up bonus value

With these calculations complete, we assign each card a score based on how its average rewards earnings, sign-up bonus value, rewards rate and redemption value stack up against other rewards cards.

The better these values, the higher its score will be, making it more worthy of inclusion in our list and increasing its potential ranking.

Reasonable rates and fees

We also score cards based on how much it costs to keep them in your wallet or carry a balance. 

To start, each card is scored based on whether it offers an intro APR and how its ongoing APR compares to the rates available on other rewards cards. However, the latter rating only has a slight influence on the card’s score and whether the card is included in our list, since rewards card users generally try to avoid carrying a balance.

More important to both a card’s score and its inclusion in our list is how its annual fee influences its overall value. We consider a card’s annual fee in two ways — how it ranks relative to the fees you’ll find on other cards in the category and how it impacts a card’s overall rewards value. 

Cards with an annual fee will always be at a slight disadvantage in our scoring system since annual fees inherently cut into your rewards value. However, if a card offers terrific value via its ongoing rewards and perks, it can earn a high score and a spot in our list even if it carries a high annual fee. After all, the highest rewards rates and most valuable perks are often found on cards with annual fees. 

With this in mind, we rate a card based primarily on how its ongoing rewards value and ongoing perk value (such as annual credits or bonuses) stack up against those of other cards in the category when you subtract annual fees.

That said, we strive to include as many no-annual-fee options in our list as possible since many people would rather not worry about offsetting fees, even if a card carries impressive rewards and perks.

Redemption flexibility

Rewards cards may make it easy to earn a lot of points, miles or cash back, but how easy is it to use those rewards? After all, if it takes a ton of effort to redeem rewards or you can only redeem rewards in a couple of ways, a card may be more trouble than it’s worth. 

As such, we rate each card’s flexibility based on the restrictions it imposes on earning and redeeming rewards. We factor this rating into a card’s overall score and consider it when deciding on a card’s inclusion in our list. 

Flexibility factors include whether a card only allows you to earn a high rewards rate on only a small amount of spending or requires you to meet a certain earning threshold before you can redeem rewards. We also examine whether your points are worth less when you opt for some redemption options over others and whether a card gives you the flexibility to transfer rewards to travel partners.

Valuable perks

We also score each card’s set of features – its perks and benefits — against five tiers of features to provide a rating. 

We break down these tiers as follows:

• Tier 1 includes fewer features than even standard credit cards (for example, an ultra-streamlined card that offers basic utility and next to nothing in the way of ancillary benefits). 
• Tier 2 includes the benefits you’d expect on standard Visa or Mastercard credit cards, such as free access to your credit score, car rental insurance and $0 liability for fraudulent charges. 
• Tier 3 includes “prime card” or better-than-average card features like cellphone insurance, lost luggage insurance, concierge services and purchase protection. 
• Tier 4 includes luxury features such as airport lounge access, elite status with an airline or hotel and credits for expedited security screening membership programs. 
• Tier 5 includes the sort of exemplary benefits you’ll find on top-tier luxury cards, such as high-value travel credits, cardholder memberships and other unique and valuable perks.

In evaluating the best cards, we tend to favor cards that offer at least Tier 3 benefits, unless they include other unique features that could make up for less-impressive perks.

And since this list focuses on travel cards, we tend to favor cards that carry travel-centric features like travel insurance, airport lounge access and credits for expedited security screening, instead of more general perks like food delivery credits or shopping discounts.

More information on travel credit cards

Frequently asked questions about travel credit cards, are travel credit cards worth it.

Travel cards can be well worth it since they often have exclusive travel perks like credits for airfare, hotel stays, expedited airport security services and more, as well as complimentary airport lounge access and airline or hotel privileges. However, many of the best travel credit cards come with annual fees. It’s important to at least offset the cost of these cards by taking advantage of the various travel perks and features included on the card. 

What credit score do you need for a travel credit card?

It’s possible to get a travel credit card with bad or fair credit, but most travel rewards cards are geared toward people with good or excellent credit (a FICO score of at least 670, or a VantageScore of at least 661).

Do travel miles or points expire?

Even though many major credit cards earn rewards that don’t expire, you may lose your points and miles if your account closes or isn’t in good standing. However, some co-branded cards’ rewards may expire if you don’t earn or redeem rewards within a certain timeframe (typically 12 to 36 months after the rewards are earned).

Check out our guide to credit card rewards expiration for a thorough breakdown of several popular issuers’ policies.

Are points or miles better on a credit card?

Whether points or miles offer better value will depend on the specific rewards program and how you redeem rewards. One airline loyalty program may earn miles that offer less than 1 cent each in average redemption value while another program’s points may offer close to 3 cents each on average. Similarly, a hotel card’s points may be worth less than half of a credit card issuer’s rewards points. Some programs offer points with only average baseline redemption value but high value when transferred to a partner airline or hotel. 

Ask the experts: Is it a good idea to have multiple travel credit cards?

Thomas Nitzsche

Stephanie Zito

Erica Sandberg

Financial Educator, Debt and Credit

Whether you should have multiple travel credit cards depends on several factors, including your brand affinity, frequency of travel and ability to pay off your cards in full each month. As a credit counselor, I see many people carrying credit card debt at high interest rates while continuing to make charges to the account for the sake of earning rewards. They lose far more than they earn each month. Having more than one travel credit card could make sense for you if you’re able to maximize your earnings by strategizing spending across each card. Just take into account annual fees and actual interest paid.

Contributor, Personal Finance

If you’re up for managing multiple cards and their benefits, then there are definitely big reward payouts to be had. But if the thought of multiple cards is overwhelming, it’s also a good strategy to have one or two more flexible cards and focus on maximizing your earnings and redemptions until it becomes second nature.

Contributor, Credit Cards

Definitely! I currently have two travel credit cards. In addition to the Chase card that I use for my United Airlines purchases, I have the Capital One Venture card for all other airlines. I earn a solid amount of miles on everything I buy with it, so it's an easy go-to for non-travel related expenses.

Article sources

We use primary sources to support our work. Bankrate’s authors, reporters and editors are subject-matter experts who thoroughly fact-check editorial content to ensure the information you’re reading is accurate, timely and relevant.

Global entry: Trusted traveler enrollment program . U.S. Customs and Border Protection. Accessed on Feb. 21, 2024

Discover International acceptance . Discover. Accessed on Feb. 21, 2024.

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Editorial Disclosure: Opinions expressed here are the author’s alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.

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• Durable Materials: These suitcases are made with durable PC/ABS material to withstand the rigors of travel
• Patented Hidden Compartment: Carry-on sizes feature a patented hidden compartment inside the expandable area, allowing you to stash away valuables or items you need to access quickly (Patent #US 10,314,374 B2)
• Patented Utility Hook: A patented utility hook lets you hang small bags or other items from the outside of your luggage, freeing up your hands (Patent #ZL 201721202888.2)
• Multiple Sizes: The set includes multiple sizes to accommodate various travel needs
• Stylish and Practical: These suitcases combine style and functionality, making them the perfect travel companions

Available Colors include Charcoal Gray, Dark Navy, Teal, Emerald, Grape, Mauve & Rose Pink

Specifications

What’s included.

• 1x Olympia USA Voyager Series 3-Piece Premium Hard Case 8-Wheel Spinner Set

5 year Warranty

Available States

AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, AK, HI, PR

Estimated Delivery Date

Monday, Jun 17 - Tuesday, Jun 18

Love the suit cases upon arrival

Love’s the cases. They are great looking. But they are cheaper on other sights. So look everywhere. Even morning save is cheaper in morning save on other sites. Kelly Clarkson, I think Is the cheapest. And the same.

Beautiful and practical

Love the color and overall appearance. Most of all like the durability and qualify of the luggage set. It has two added features - a pocket for my iPad/computer and a handy hook for my purse on the side. Haven’t used it yet, but I don’t think it will be destroyed by the airlines as my other hard side luggage was.

My Voyager Luggage

The luggage seems very good quality. We haven’t used it yet on an airplane but I anticipate it holding up well.

Thanks so much for my lovely luggage sets. Thanks Everyone

Order before item is gone!

Beautiful, sturdy, a great deal. Don’t miss out.

Voyager luggage moves well, sturdy yet lightweight amd love the grape color

Olympia hard luggage

Well worth the money and beautiful colors and easy to roll!

Great sturdy luggage set at a super price

Love this luggage

Looks amazing

Can’t wait to use it.

The luggage is beautiful. The delivery time was excellent. I recommend MorningSave for being on time and the great service.

Very beautiful and durable, I recommend this set for sure. I’m very particular with my luggage and this is just what I was looking for and the price was good!!

The luggage set is very versatile and stylist. The eight wheel will make it very easy to manipulate.

I received my luggage and love the color and quality.

Really like the style and easy to navigate

Good quality

Item as described

For the price...great value

It is not the best quality luggage I’ve owned but for the price I paid, it is a steal and worth the money. I have not used it yet and this review is just based on my examination of it therefore, it has not been put through the test of actual travel. I pray it holds up but it seems pretty solid. Again for the price I ain’t complaining…lol

Needs a carry on case also

I realize that it will eventually get scuffs through an airport, but I would like to make my own scuffs.

Great Value

Wow what a fantastic deal. Just in time for our Caribbean vacation

Great value. There are no locks or built-in combination lock

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The European Green Deal

• Find out what progress the von der Leyen Commission has made so far with the European Green Deal towards becoming climate-neutral by 2050.

Striving to be the first climate-neutral continent

Climate change and environmental degradation are an existential threat to Europe and the world. To overcome these challenges, the European Green Deal will transform the EU into a modern, resource-efficient and competitive economy, ensuring:

• no net emissions of greenhouse gases by 2050
• economic growth decoupled from resource use
• no person and no place left behind

The European Green Deal is also our lifeline out of the COVID-19 pandemic. One third of the €1.8 trillion  investments from the NextGenerationEU Recovery Plan, and the EU’s seven-year budget will finance the European Green Deal.

The European Commission has adopted a set of proposals to make the EU's climate, energy, transport and taxation  policies fit for reducing net greenhouse gas emissions by at least 55% by 2030 , compared to 1990 levels. More information on  Delivering the European Green Deal .

Discover the European Green Deal visual story

12 March 2024 - The Commission has published a Communication on managing climate risks in Europe that sets out how the EU and its countries can implement policies that save lives, cut costs, and protect prosperity. It comes as a direct response to the first-ever European Climate Risk Assessment by the European Environment Agency. It also addresses the concerns that many Europeans have following last’s year record temperatures and extreme weather events. The Commission is calling for action from all levels of government, the private sector and civil society to improve governance and tools for climate risk owners, manage risks across sectors and set the right preconditions to finance climate resilience.

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Things to Do in Elektrogorsk, Russia - Elektrogorsk Attractions

Things to do in elektrogorsk.

• Good for Kids
• Good for Big Groups
• Adventurous
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• Honeymoon spot
• Good for Adrenaline Seekers
• Things to do ranked using Tripadvisor data including reviews, ratings, photos, and popularity.

1. Kontinental

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The 23 Best Places to Go in 2023

By CNT Editors

This is part of our global guide to the Best Places to Go in 2023—find more travel inspiration here .

In any given year, the exercise of assembling a definitive list of the best places to travel is both exciting and daunting. After all, we’re never short on inspiring places and experiences we hope to cross off. And so, every fall, when we convene to start the process of creating this list, we do so with great care, enlisting our extensively traveled network of writers from around the world—and for the first time this year, editors from other  Condé Nast Traveler markets—to pitch, endorse, defend, and eventually align on the places we believe that you, as our readers, will most want to travel to over the next 12 months.

Our 23 best places to travel in 2023 is a mix of old favorites worth visiting anew, and lesser-trammeled, even once-forbidden, regions ready to welcome travelers—yet they are all unified by highly anticipated new offerings and evolutions. There’s something here for every kind of traveler, whether you seek extraordinary excursions through ancient rainforests, a blossoming terroir-driven culinary scene, or dazzling cultural calendars packed with world-class music and rare art exhibits. We also believe that there’s more that binds than separates these places: an opportunity for richer engagement with local communities, slower travel, and more meaningful—and joyful—human connection. What could better speak to what we hope for in the year ahead?

Here are the 23 destinations—vetted by  Condé Nast Traveler editors from the U.S. U.K. , Spain , and India —to plan your 2023 travels around. Let them guide your next adventure. —Arati Menon and Megan Spurrell

All listings featured in this story are independently selected by our editors. However, when you book something through our retail links, we may earn an affiliate commission.

The Best Places to Go in 2023

Auckland, new zealand.

Go for: Cultural and sporting events, new hotels, improved flight connectivity

Auckland will be one of nine cities to host the FIFA Women's World Cup in 2023. 

In June 2023, Qantas will begin running non-stop flights from New York City to Auckland. 

Widely praised for its containment of COVID-19, New Zealand held out until September of this year to finally eliminate travel restrictions introduced during the pandemic. Needless to say, the island nation is mightily gearing up for the throngs of foreign visitors anticipated in the coming year, especially in the city of Auckland .

Air connectivity with the U.S. has never been stronger. Nonstop flights are currently running from six American cities; the world’s fourth-longest leg, Air New Zealand’s nearly-17-hour flagship from New York City, debuted in September. Australian carrier Qantas has also announced its own direct flight to New York City, coming in June 2023.

Meanwhile, Auckland’s jam-packed events calendar seems to be making up for lost time. After a three-year hiatus, the popular Lantern Festival will be held in February 2023 to celebrate Chinese New Year. Pasifika , the largest Pacific Island cultural festival in the world, is returning in March 2023 after a two-year pause. And, in July, the quadrennial FIFA Women’s World Cup 2023 will swing down under to nine host cities across New Zealand and Australia, with Auckland’s games held in Eden Park.

Aside from Auckland’s newest attractions that outsiders have yet to experience—like the $350M eco-sensitive Te Wānanga waterfront development on Quay Street—three years’ worth of flashy hotel openings also await. There’s the Park Hyatt , QT Auckland , the charming Hotel Fitzroy , and Hotel Britomart , New Zealand’s only 5-Green-Star certified hotel. Stays in the city pair perfectly with newcomers in Auckland’s rural periphery, like the Scandi-inspired Parohe Island Retreat and golf-centric Te Arai . Should you journey further into Aotearoa, new multi-day tours by luxury rail operator Great Journeys depart from Auckland Rail Station. From the looks of it, 2023 will—finally—give Auckland its time to shine. —Paul Jebara

British Columbia, Canada

Go for: New Indigenous-led experiences and wilderness lodges

The newly opened Klahoose Wilderness Resort invites guests to learn about Klahoose First Nation Culture—and experience fantastic wildlife viewing—in British Columbia's remote Desolation Sound. 

The province of British Columbia is renowned for its pristine natural beauty, from the Rockies to the storm-battered islands of Haida Gwaii , and new Indigenous-led experiences are connecting travelers to the cultures most closely tied to the land. At Haida-owned and -operated Haida House —which launched its new longhouse-style oceanfront cabins in May 2022—guests will explore Haida Gwaii while learning about the Haida worldview of Yah’guudang, meaning “respect for all living things and the interdependence that binds us.” Haida House guests will visit the islands’ ancestral village sites—including The Village of Queen Charlotte, which was recently restored to its Indigenous name of Daajing Giids, in an unprecedented move.

Further east, in the interior Chilcotin region of B.C., Indigenous-owned and -operated Nemiah Valley Lodge will open for its first full season next June. The lodge marks the first tourism venture on Tsilhqot’in title lands after a landmark ruling awarded the First Nation rights to their traditional territory. In 2023, they’re adding a sweat lodge experience and kayaking on Chilko Lake—Canada’s highest-elevation freshwater lake—led by Tsilhqot’in cultural ambassadors from the local Xeni Gwet’in community.

Back on the coast, Klahoose Wilderness Resort is also new on the scene, with a focus on Klahoose First Nation culture and wildlife viewing in remote Desolation Sound. There’s also Tofino Wilderness Resort  in Quait Bay on Vancouver Island , which will open under Ahousaht First Nation ownership in 2023. But Indigenous culture will also make its mark in the bustling heart of British Columbia: Salmon n’ Bannock , Vancouver’s only Indigenous restaurant, is opening Salmon n’ Bannock on the Fly at the Vancouver airport, the first Indigenous restaurant in a Canadian airport—and a welcome way to bookend a trip to the region. —Chloe Berge

Central California Coast, U.S.A.

Go for: New wine country stays, standout tasting rooms and restaurants

New accommodations like The Inn at Mattei's Tavern, Auberge Resorts Collection, are making the central California coast one of the state's hippest food-and-wine-focused getaways—and there's even more to come in 2023. 

A patchwork of laid-back beach towns , trail-laced redwood forests, and vineyards producing standout Syrah, Pinot Noir, and Chardonnay, the Central Coast has been on our radar for a while now. Yet, all at once, it seems the region’s lesser-known destinations are taking on cooler second lives. In the Santa Ynez Valley , cowboy towns like Los Alamos and Los Olivos float on the same intriguing whispers that Joshua Tree did a decade ago (known, but not too known). The valley has emerged as the hippest new getaway for Angelinos, with its mix of funky tasting rooms like disco ball-decorated Future Perfect Wines , casually chic restaurants such as seafood tavern Bar Le Côte , and new accommodations, most notably the Inn at Mattei’s Tavern . Auberge Resorts Collection recently resurrected the latter, a beloved 19 th century landmark with a cabana-lined pool, a spa curated by New York City’s cult outfit The Well , and four restaurants, including a smokehouse that juxtaposes open-fire cooking and Shanghainese flavors. One hour north, Paso Robles , has finally shed its serious oenophiles-only image. Tin City , an approachable collection of wineries and breweries set within an industrial market, feels reminiscent of Santa Barbara’s Funk Zone , and boasts San Luis Obispo County’s only Michelin-decorated restaurant, Six Test Kitchen . Next year, the revival whizzes at Nomada Group will reopen two historic hotels—Farmhouse Motel, a 1940s spot downtown, and River Lodge, set at the entrance of Route 46 minutes from top wineries. They’ve even made the unassuming frontier town of Pozo, 30 minutes from downtown, Insta-cool by recently reviving the Saloon , where Willie Nelson once played, and adding airstreams and glamping tents as crash pads. —Jen Murphy

Go for: One-of-a-kind archaeological museums, waterfront resorts, cruises

The much-delayed Grand Egyptian Museum in Giza, pegged to be the world's largest archaeological museum, is set to finally open in 2023 with all objects excavated from Tutankhamun’s tomb.

A far more hopeful period is afoot in Egypt after a decade of upheaval catalyzed by the Arab Spring. This year marked the centennial of the discovery of Tutankhamun’s tomb—and in November 2022, Egypt hosted the United Nations Climate Summit, COP 27.

Long-laid plans will finally come to fruition in the year ahead, with many high-profile projects, including the much-delayed Grand Egyptian Museum in Giza, set to open at last. Pegged to be the world’s largest archaeological museum, the space—slated for a 2023 opening—will contain priceless items, including all objects excavated from Tutankhamun’s tomb. Further touristic draws, Egyptology-wise, stem from the exciting return of certain artifacts from the Metropolitan Museum of Art , as well as the relocation of the nation’s vast collection of royal mummies to the National Museum of Egyptian Civilization in Cairo .

Grander transformations are afoot, with new infrastructure—and a new capital—rapidly taking shape. A development not without its controversies, Egypt’s New Administrative Capital, to the east of Cairo, will replace the current one as the country's governmental center, boasting Africa’s tallest tower and the 22-mile-long Green River Park, designed to look like the Nile River . On that note: Viking River Cruises have expanded their fleet yet again, with the Viking Aton due to launch in August 2023, sailing their popular  Pharaohs & Pyramids  itinerary. Meanwhile, the opening of eco-resort The Chedi El Gouna on the Red Sea is penciled in for December 2022—yet another reason for a multi-stop journey through Egypt. —Gilly Hopper

Galilee, Israel

Go for: Charming boutique hotels, vineyards, improved connectivity

Pereh Mountain Resort is one of several new boutique hotels to have recently opened in this part of Israel, drawing international tourists to the rural food and wine destination. 

Perched atop a hill and surrounded by olive groves and orchards, the Pereh Mountain Resort underscores why Galilee has earned its nickname as the Tuscany of Israel. 

For decades, food and wine aficionados from Tel Aviv have been making the windy drive north to Israel’s Galilee region, where the landscape unfolds into lush green hills and valleys. For locals, this fertile corner filled with fruit farms, organic dairies, and family-run wineries, has long been revered as Israel’s own Tuscany.

And now, international tourists are discovering the region’s bounty as well: A flurry of new boutique hotels have opened over the past year, including the Pereh Mountain Resort , perched atop a hill and surrounded by olive groves and orchards; and the Galei Kinneret , reborn with a kitchen led by celebrity chef Assaf Granit. At The Farmhouse , which also opened in 2021, guests sleep among vineyards, and after Watsu pool therapy and jeep tours, are invited to pair local wines with artisanal cheeses and local produce. Tiberias, the Galilee’s largest city, is also set for a facelift with a new promenade along the same shores where Jesus is said to have walked on water—and new direct flights to Israel from Atlanta (Delta; starting in May) and Miami (American; beginning in October) will make access in 2023 easier than ever. —Debra Kamin

Go for: City hotspots, island getaways, and dazzling safari lodges

Take advantage of new openings in Nairobi and the Lamu archipelago, then check in to Angama Amboseli, a new lodge in Amboseli National Park opening in November 2023. 

​​ Kenya has long been a big draw for safari travelers, but there’s much more to see beyond the Masai Mara—and there are compelling new reasons to crisscross the country. While Nairobi was often relegated to one-night layovers en route to the bush, innovative new hotel concepts like The Social House Nairobi , which opened just before the pandemic, are beckoning visitors to linger awhile. The 83 sleek rooms are brimming with local products, like Kenyan coffee and toiletries, and the four restaurants and café are hot spots for Nairobi’s creative set to converge. Nairobi’s restaurant scene is also thriving, with creative kitchens like the farm-to-table Cultiva , the brainchild of Ecuadorian chef Ariel Moscardi, who fell in love with Nairobi during a short visit; he’s now at work on an experimental chef’s-table offshoot called Aya set to open next year. Plus, on the heels of opening her home to guests as the art-filled Eden Nairobi in 2021, designer Anna Trzebinski has now set her sights on the coast. She’s taken over three apartments in the beguiling island archipelago of Lamu , filled them with furniture and decor she designed, and will unveil them as Jannah Shela in 2023. With gorgeous indoor-outdoor spaces and a rooftop bar with the best views in Lamu, this is a chic hideaway for a new wave of travelers—both Kenyan and international. For those who can’t get enough of Angama Mara ’s dazzling details, the November 2023 opening of Angama Amboseli brings its contemporary African design to Amboseli National Park further south, where 10 tented suites come with sweeping views of Mount Kilimanjaro . — Sarah Khan

Loire Valley, France

Go for: New hotels and restaurants in historic châteaux, luxury train journeys

Gatronomic getaways like Fleur de Loire, opened last July, are proving that the Loire Valley has more to offer than historical châteaux (though there are plenty of those). 

Fleur de Loire from Michelin-star chef Christophe Hay has two restaurants, a pastry shop, and a 2.5-acre garden from which his ingredients are sourced. 

The Loire Valley has always banked on its abundance of royal châteaux and lush landscapes to draw in travelers. But it wasn’t until very recently, thanks to the initiative of hoteliers, creatives, and chefs, that the region sought to go beyond its picturesque historical marvels to establish new reasons to visit.

That effort began in 2020, with the gastronomic and nature-inspired getaways offered at Loire Valley Lodges and Les Sources de Cheverny , and has shown no signs of stopping. Raising the bar in a big way has been Fleur de Loire , double Michelin-star chef Christophe Hay’s fine-dining-led hotel in Blois, overlooking the Loire River, which opened last July. Hay restored a former 17th-century hospice to set up two restaurants, a pastry shop, a Sisley spa, 44 elegantly appointed rooms, and a 2.5-acre garden which supplies all of the produce for his cooking.

Yet there is also novelty for those who can’t shake the urge to sleep within the majestic confines of a castle. The Château Louise de La Vallière is a new 5-star Relais & Châteaux offering in forestland tucked between Tours and Amboise, open as of October 2022. Occupying a 16th-century château set within a 47-acre park that served as the first holiday residence of Louise de la Vallière, the first official mistress of Louis XIV, the 20-room property has been restored and redesigned by Jacques Garcia to its centuries-old glory: it approximates the style and customs of the era, down to the period dress sported by staff, in addition to original paintings, tapestries, decorative pieces, and even mealtime rituals.

It makes for a suitable home base to visit the Royal Château of Amboise in 2023 when the Saint-Hubert chapel, the resting place of Leonardo De Vinci, reopens after nearly two years of renovations. The Château will also host a new, year-long exhibition dedicated to Louis XI on the 600th anniversary of his birth.

But the newest way to make a stopover arrives next summer with the inaugural Le Grand Tour experience from Puy du Fou. The six-day luxury train journey spans a more than 2,000-mile tour of France in a Belle Epoque carriage, bringing guests to Chenonceau for a night, with private visits to the namesake château. —Lindsey Tramuta

Marrakech, Morocco

Go for: New riads in the city, desert stays, art and design exhibits

In addition to buzzy new hotel openings in central Marrakech, the Burning Man–inspired Habitas Agafay has just begun welcoming visitors to the Agafay Desert, a mere 45-minute drive from the city's medina. 

Marrakech has a dizzying energy that pulls you in, spins you around, and leaves you wanting more. All good reasons to make sure you have a soothing home for the night—and you will, thanks to a handful of exciting openings. Dreamy riad El Fenn has just added ten new rooms in the hotel’s signature style, mixing intricate artisanal details, bold colors, and striking contemporary art. On the other side of the medina, two new spots are coming this spring. Firstly, Rosemary , a bijou new riad with a calming courtyard and sunny rooftop, from Laurence Leenaert, the designer behind the LRNCE brand of ceramics and textiles. In the leafy Hivernage neighborhood, home to some of the city’s best nightlife, a new Nobu hotel will breathe new life into the former Pearl Hotel. Out in the Agafay Desert, a 45-minute drive from the medina, Habitas has just opened the Burning Man–inspired Caravan Agafay . Don’t go expecting rolling Sahara-style dunes—the stone desert here looks more lunar than sandy—but do expect boho tents, swimming pools, moon gazing, and plenty more. 

Marrakech itself continues to be a magnet for artists and designers: The new Monde des Arts de la Parure showcases 3,000 pieces of jewelry, ornaments, and textiles from more than 50 countries in a three-story wood-and-brick space lit by a dramatic octagonal skylight. At the Museum of African Contemporary Art Al Maaden (MACAAL), Malagasy artist Joël Andrianomearisoa’s “Our Land Just Like A Dream” explores traditional Moroccan creative knowledge, filling the museum’s spaces with works made exclusively in Marrakech through July 2023. —Nicola Chilton

Melides, Portugal

Go for: Lesser-known beaches, design-forward stays

The Manuel Aires Mateus-designed Pa.te.os has just opened in Melides, with four discreet houses that blend into 80 acres of Mediterranean landscape. 

Comporta’s lesser-known sister has been quietly simmering for some time now, but 2023 is set to become the year Melides emerges as the Portuguese beach spot to know. Its alluring landscape of white-sand beaches, pine forests, and rice fields will soon welcome exciting new properties, including Christian Louboutin’s much-awaited Vermelho this coming spring. The designer discovered the charm of Melides early—he’s been visiting for 10 years to design his winter collections, even naming one of his shoe lines Melides—and the boutique property will celebrate Portuguese artisanship and design traditions.

And there are others: Spatia —the Comporta resort frequented by travelers looking for minimalist design and quiet respite—will open a second hotel in Melides in 2023, while Umay’s otherworldly villas, inspired by the geometry of seashells, will follow in 2024. Also new to the area is the recently opened Pa. te .os , consisting of four discreet houses on 80 hectares of land, designed by famed Portuguese architect Manuel Aires Mateus to blend into the Mediterranean landscape.

Hotels aside, other 2022 openings like the Melides Pottery Museum, which celebrates Portugal’s rich ceramic history, and beach-front restaurants like À Toa on Praia de Melides , add to the excitement around this buzzy destination. —Abigail Malbon

Memphis, Tennessee

Go for: New public spaces, restaurants and hotels that highlight the city's heritage

The Memphian Hotel is an eye-catching marker of the city's hotel boom—it's just one of eight new properties opened in 2022. 

The Memphian Hotel shines a light on the city's heritage through design and cuisine, much like the city's coolest new restaurants.

Nashville claims a lot of national buzz, but the city of Memphis has been quietly reshaping itself to be the hottest destination in Tennessee. Over the past decade, its downtown has invested billions in revitalization projects—and now, visitors can begin reaping the benefits.

An upgraded Tom Lee Park will open downtown in 2023, and in time for Memphis in May , a month-long festival celebrating the city’s culture with the famed Beale Street Music Festival and the World Championship Barbecue Cooking Contest. The $60 million transformation will add new pavilions, meditative paths, riverfront seating, sound gardens, and the Canopy Walk connecting the park to downtown—all a fitting tribute to the park’s heroic namesake, a Black Memphian who, nearly a century ago, rescued passengers from a sinking steamboat on the Mississippi River. Next up: The Walk on Union , said to be the largest new mixed-use development in the Southeast, will play host to retail businesses, green spaces, and two new Hilton hotels as it opens in phases over the next few years.

Memphis is experiencing a hotel boom, with eight new properties in 2022 and more on the way. Recently opened are the funky  The Memphian and Hyatt's first  Caption concept, both of which shine a light on the city’s heritage through design and cuisine, much like the latest crop of Memphis restaurants. Barbecue still reigns, but the city’s trendiest spots are lightening things up: Raw Girls now has two brick-and-mortar smoothie and juice bars, Food Network star chef Tamra Patterson will open a new vegetarian spot in 2023, and craft cocktail bar Cameo , opened this year, serves up sophisticated mocktails. —Kelsey Ogletree

Mendoza, Argentina

Go for: Women-led food experiences, new lodges on iconic vineyards

At the foot of the majestic Andes, a crop of stylish new restaurants and hotels—many spearheaded by women—are giving travelers a new reason to raise a glass in Argentina's wine capital. 

Toasting with Malbec in front of the majestic Andes is how people celebrate in Mendoza , and a slew of stylish restaurant and hotel openings—many of which are spearheaded by women—provides ever more reason to raise a glass in Argentina’s Great Wine Capital (it is just 90 minutes by plane from Buenos Aires , after all).

Mendoza’s new bodega wining and dining experiences are many. There’s chef Patricia Courtois’s 5 Suelos at Durigutti Family Winemakers (opened April 2022), sommelier Camila Cerezo Pawlak’s Ruda restaurant in Tupungato Winelands (January 2022), and Catena Zapata’s opulent Angélica named for the family matriarch (November 2022).

Zonda at Bodega Lagarde—an organic, B-Corp certified winery that marks its 125th anniversary in 2023—stands out, however, for showcasing the best of Mendoza, from fantastic vintages down to its hard-carved teaspoons. Owner Sofia Pescarmona shares her family’s terroir with guests, who gather herbs and veggies and get a little messy making empanadas during Zonda’s immersive garden-to-table experience. Efforts are rewarded with a nine-course regional tasting menu paired with Lagarde wines, including the refreshing Proyecto Hermanas White Blend that Sofia makes with sister Lucila.

Plus, the latest venture of Susana Balbo—Argentina’s trailblazing female oenologist who helms her namesake winery—saw her lovingly refurbish a mansion with daughter Ana Lovaglio, unveiling it as the seven-suite SB Winemaker’s Lodge & Spa in April 2022; chef Flavia Amad Di Leo runs both the bodega and the hotel’s restaurants. Invigorated by in-room massages and asado by the pool, adventurous guests can then hire the lodge’s VisionAir seaplane, Argentina’s only such aircraft, and explore hidden corners of the world’s eighth-largest country. —Sorrel Moseley-Williams

Mustang, Nepal

Go for: Luxury mountain retreats, rare experiences in a remote destination

From design virtuoso Bill Bensley, the all-inclusive Shinta Mani, set in the remote, once-forbidden region of Mustang, is arguably Asia's most anticipated hotel opening of 2023. 

For decades, Nepal has been the Himalayan destination of choice for backpackers and trekkers drawn to its deep-rooted spirituality, endless adventure offerings, and those sky-piercing peaks. This hasn’t been the case for many luxury-minded travelers, though, who often chose neighboring Bhutan for its superior clutch of upscale mountain lodges. That will change in 2023 as Nepal unveils a wave of first-rate boutique accommodations and experiences.

Much of this shift is courtesy the recent update of Mountain Lodges of Nepal , a family-owned collection of deluxe accommodations scattered around the ultra-scenic Annapurna and Everest regions. By the end of 2023, they will introduce 15 premium, intimate lodges—a mixture of refurbished sites and new builds combining tradition (stone walls and colorful cultural motifs) with modernity (like dramatic floor-to-ceiling glass windows)—while offering multi-day treks, wild honey hunting, and helicopter rides to a Mount Everest-facing Champagne breakfast.

Come 2023, the 29-suite Shinta Mani Mustang, a Bensley Collection , arguably Asia’s most anticipated hotel opening, will open in the remote, once-forbidden ancient kingdom region of Mustang. Spearheaded by design virtuoso Bill Bensley, the all-inclusive mountain retreat brings together Tibetan design (incorporating upcycled materials), traditional wellness programs, unique experiences—like guided explorations of the mysterious, ancient “sky caves”—and unparalleled access to one of the Himalaya’s last frontiers. —Travis Levius

Ollantaytambo, Peru

Go for: Old-meets-new food and drink experiences, eco-stays

Ancestral earthen oven cooking known as pachamanca is offered to guests at El Albergue Ollantaytambo, part of the region's growing effort to showcase Andean food and drink traditions to a wider audience. 

The 100-year-old El Albergue Ollantaytambo also functions as a quintessential home base for travelers in the Sacred Valley, proving the village of Ollantaytambo is more than a pit stop en route to Machu Picchu.

Ollantaytambo is best known for its archeological site, a hillside Incan fortress that draws travelers off the train to Machu Picchu. But of late, the village has also become a terroir-driven culinary epicenter in the Sacred Valley, with local entrepreneurs placing a new era of the Andean food and drink traditions on the world stage. Taste herbaceous high-elevation rums, or infuse your own, at Destilería Andina ; sip Andean coffee, or roast souvenir beans, at Cafe Mayu ; and sample craft beer flavored with local fruit at Cerveceria del Valle Sagrado . Old and new continue to meet, through farm-to-table fare paired with creative cocktails at Chuncho ; meanwhile, tradition takes precedence with ancestral earthen oven pachamanca cooking in El Albergue Ollantaytambo ’s farm tour meals. And look for Destilería Andina’s new location with a full-service bar, opening in mid-2023, near Cerveceria del Valle Sagrado.

Don’t make the mistake of hopping on the train after a meal, either—unique hotels further the case for staying the night. The 100-year-old El Albergue Ollantaytambo is a classic home base, but you can also pamper yourself at the Qolqas Eco Lodge (spa included), or sleep perched in a mountainside capsule with valley views at Skylodge Adventure Suites . The latter opened in 2013, but the brand’s new Starlodge Adventure Suites and onsen are 2022 additions.

Plan your trip around cultural moments for the full experience: The Señor de Choquekillka festival, 50 days after Easter, honors the village’s patron saint with food, music, and dance; locals celebrate the winter solstice in June; and the entire village revels during Ollantaytambo’s anniversary every October. —Nico Vera

Queensland, Australia

Go for: Indigenous-led experiences, swanky new hotels

Queensland has returned thousands of acres to Indigenous groups over the last two years, a shift that has yielded special new experiences for travelers. 

New Indigenous-owned and -run experiences include moonlit spearfishing in Daintree National Park, alongside Eastern Kuku Yalanji guides, and Torres Strait Islander-led day trips from Cairns.

Australia is making an effort to return land to its native people, and Queensland has been leading the way, with thousands of acres going back to Indigenous groups over the last two years. For travelers, this shift is yielding new experiences guided by the insight of the original stewards of the land.

The ancient rainforest of the UNESCO World Heritage–listed Daintree National Park was part of a parcel returned in 2021, and now the Eastern Kuku Yalanji people are managing the national park alongside the state government. At the newly opened Mossman Gorge Cultural Centre , an ecotourism hub operated by mostly Indigenous staff, visitors walk the land with traditional custodians as guides; Kuku Yalanji Cultural Habitat Tours include night walking, crabbing, and spearfishing under the moon; and on Walkabout Cultural Adventures , Indigenous plants and medicines are highlighted on guided rainforest excursions.

Further north, lands near the Torres Strait Islands—there are at least 274 in the strait between Australia and New Guinea—were returned to Torres Strait Islanders of Aboriginal, Melanesian, and Australian background last year. Now, local Indigenous entrepreneurs have launched companies like Strait Experience , which offers a first-of-its-kind day trip to the islands from Cairns, making the destination more accessible than ever.

Bookend your adventures with a night in any of the chic hotels and resorts set to call Queensland home in 2023, including the Mondrian Gold Coast and the Ritz-Carlton Brisbane, part of the Queens’ Wharf project that is transforming the river’s edge. These join a new luxury hotel faction including The Langham Gold Coast and Dorsett Gold Coast , both of which opened last summer.

Lastly, don’t skip a visit to Queensland’s capital: Brisbane’s Suncorp Stadium will host eight games in July and August for the 2023 FIFA Women’s World Cup, co-hosted by Australia and New Zealand. Good thing getting to Queensland is easier than ever, thanks to three weekly nonstop flights between San Francisco and Brisbane, added by United Airlines in October 2022. —Devorah Lev-Tov

Sharjah, United Arab Emirates

Go for: Landmark art and architecture events, atmospheric new hotels

The Sharjah Biennial opens in February to celebrate its 30th anniversary, with works from more than 150 artists from 70 countries (above, an installation at the 2017 event, by Joe Namy).

While it might seem like Dubai continues to monopolize much of the U.A.E.’s glitz and buzz, neighboring Sharjah has been quietly asserting itself as the cultural capital of the Emirates. On the heels of striking new galleries from the Sharjah Arts Foundation and architectural marvels like the Foster + Partners–designed House of Wisdom library, the Sharjah Biennial opens in February, on its 30th anniversary, with works from more than 150 artists from 70 countries. Also on deck is the Sharjah Architecture Triennial, curated by Nigerian architect Tosin Oshinowo in collaboration with visionaries like India’s Rahul Mehrotra and Brazil’s Paulo Tavares. The most atmospheric place to stay in Sharjah is the Chedi Al Bait , a tangle of 53 rooms and eight suites spread across a series of ocher courtyards in the historic district. This year, it gets a refresh with the addition of a 12-room boutique wing built in a 100-year-old family home. There are plush new ways to explore the less-explored emirate’s natural splendors as well. Lux Resorts and Hotels, known for its swanky digs in Mauritius , the Maldives , and China , is making its Middle Eastern debut with two new retreats in Sharjah coming in 2023: Lux Al Jabal is a beach escape overlooking an untouched stretch of the Gulf of Oman, while Lux Al Bridi will be a safari camp brimming with wildlife in the sprawling Al Bridi Nature Reserve. —Sarah Khan

Srinagar, India

Go for: New infrastructure for easier road tripping, elevated nature retreats

Srinagar, an alluring and once hard-to-visit destination in the Kashmir Valley, is opening up to travelers in a big way in 2023, with new roadways making it easier than ever to get in and around. 

In the heart of the Kashmir Valley, the gem of Srinagar—with its winding waterways and colorful houseboats—is equally alluring and challenging to plan a visit to. Yet the destination seems to be shifting gears, with the government greenlighting development projects that will benefit travelers.

Srinagar has some vibrant new openings:  Karan Mahal , a swanky, intimate stay in the historic residence of Kashmir’s former rulers and amid nearly 60 acres of orchards and woods, launched last year, while  Qayaam Gah , a stylish, Sufi-inspired nature retreat in the Zabarwan Hills, with unfettered bird’s-eye views of Dal Lake, opened this summer. Additionally, Indian Hotels Company Limited (also behind the Taj Hotels) will bring its affordable brand, Ginger Hotels , to Srinagar in the first half of 2023.

The capital is also about to get a boost in accessibility, with a spate of highways and tunnels planned to open in 2023 that will, among other connections, make it easier to drive from Kashmir—across breathtaking landscapes—to neighboring Ladakh, even in winter. Other side trips that will be easier to reach, thanks to the new infrastructure: Sonamarg (which translates to “golden meadow”), a stunning hill station that is poised for substantial tourism development in the years to come, and Pahalgam, an idyllic getaway that has long drawn travelers to its pastoral charms. The latter will see, in early 2023, the opening of  Shepherd’s Barn , a cottage stay by Ramneek Kaur (whose family owns the Bollywood-favorite  Pahalgam Hotel ), which will add rooms to an existing program of craft tours and local activities under the auspices of the Shepherd Crafts Cultural Centre. With so much change underfoot, there is no better time to experience the area— and before everyone else starts to do the same. —Saumya Ancheri

Go for: The performing arts center, two years' worth of hotel and restaurant openings

After a decade of construction, the Taipei Performing Arts Center has finally opened—just as the country has begun welcoming international visitors again. 

Elegant towering teahouses, otherworldly landscapes, and culinary excellence have long tempted travelers to Taiwan . Now, after more than two years, the island nation has reopened its borders to international visitors—and there’s quite a bit to catch up on.

One decade of construction later, the Taipei Performing Arts Center is finally open, with three performance spaces housed within sleek geometric buildings. A few kilometers south, the stylish Hotel Resonance Taipei recently unbolted its doors with 175 fresh guest rooms, offering sweeping city views and sleek modern interiors. Just before borders closed, the Taipei location of The Place hotel—equal parts polished and relaxing, with a teahouse in its lobby—opened in Nangang, and a design-forward branch of the Kimpton set down roots in the Da’An District. There’s even more to come, with the Sotetsu Grand Fresa Taipei Ximen slated to open in 2023 in the bustling Ximending, which was just named one of the “51 Coolest Neighborhoods In The World” by Time Out. Plan your meals around any of the five restaurants that earned Michelin stars in 2022: Shin Yeh Taiwanese Signature, Holt, Yu Kapo, Paris 1930 de Hideki Takayama, and Sushiyoshi.

Meanwhile, Taiwan’s oldest city, Tainan, has been attracting travelers who hop on the high-speed rail, headed for one of the 44 restaurants that earned Tainan its addition to the 2022 Michelin Guide . Also making it worth the trip: Anping Tree House, an abandoned warehouse that has been swallowed by banyan trees; the colorful and artsy Shennong Street; and when you’re ready for a nap, Mao House , a chic bed and breakfast that stands in stark contrast to its architecturally staid neighbors. —Ella Quittner

Turks and Caicos

Go for: Easier access to remote islands, cruise upgrades, sleek resorts

Big-deal infrastructure enhancements are making it easier to reach Turks and Caicos’ less frequented outer islands, changing what it means to have an exclusive experience in the archipelago.

The exquisite white sands and blue waters of Grace Bay Beach have long been the coveted endgame for visitors to Turks and Caicos . Lately, though, a wave of new hotels and developments in more remote parts of the island chain are changing what it means to have an exclusive experience here. 

Leading the way, the 46-unit Rock House opened this past May, with its sleek Mediterranean style (a departure from the archipelago’s traditional colonial aesthetic), private plunge pools, and sustainability efforts that preserve native foliage and limestone. But Rock House’s real magic is undeniably in its location: a clifftop perch above a secluded beach on Grace Bay’s north shore, where you can while away your days snorkeling in a protected marine sanctuary. More properties slated to come in 2023 include the 31-acre South Bank Turks & Caicos , a residential resort and marina, opening in March, at the top of Long Bay Beach with 18 waterfront villas and a five-acre swimming lagoon. The Strand Turks & Caicos will follow later in 2023, 20 minutes south of Grace Bay, with oceanfront residences and what feels like its own peninsula on Cooper Jack Bay.

Big-deal infrastructure enhancements are also making it easier to reach Turks and Caicos’ less frequented outer islands. On Grand Turks, a $25 million dock extension is set to welcome larger cruise ships in 2023. And on tiny South Caicos, a significant upgrade to the single-runway South Caicos Airport is scheduled for completion in June, meaning improved access to the least populated of the islands—like the uber-luxe Sailrock Resort , a favorite of celebs like Justin Bieber and Regina King. —Nina Kokotas Hahn

Go for: A revived cultural calendar, dazzling new hotels

In 2023, Vienna will welcome the return of the Viennese ball season after a two-year hiatus. 

Vienna has long been a European capital of groundbreaking art and music, and in 2023 the city has several landmark anniversaries on its cultural calendar.

After a two-year hiatus, the 2023 Viennese ball season promises lush nights of live orchestral music and dancing in black-tie. Two of the year’s sparkliest, the Vienna Opera Ball and the Vienna Philharmonic Ball, are also marking their 65th and 80th anniversaries, respectively. The latter is returning  on January 19 with performances by the legendary orchestra. Meanwhile, the Opera Ball, to be held  on February 16 , will host dancing “Under the Sign of Solidarity”—the night’s theme—in collaboration with  Österreich hilft Österreich (Austria Helps Austria) to fundraise for those most impacted by the COVID-19 pandemic.

The Belvedere, home to Gustav Klimt’s famous  The Kiss , is celebrating 300 years since its completion with a year-long exhibition, “ The Belvedere: 300 Years a Place of Art ,” paying homage to the museum’s impact on Viennese art history. Also not to be missed in 2023: “ Klimt. Inspired by Van Gogh, Rodin, Matisse… ,” a collaborative exhibit by the Belvedere and the Van Gogh Museum in Amsterdam, showcasing the prominent artists who influenced the master of Viennese Modernism.

Kick your feet up at Vienna’s chic new hotels. The  Rosewood Vienna , which opened in 2022, will welcome its first full year of guests with the new Asaya Spa. Then, in late 2023, The Hoxton is set to open a 196-room hotel featuring an events auditorium (a first for the hotel brand) honoring Vienna’s legacy as a hub for live entertainment and culture. —Matt Ortile

Go for: Locavore food experiences, forest hotels and saunas

In lush Wales, a foodie renaissance is taking place—drawing travelers to terroir-driven restaurants, distilleries, and revived pubs in untrammeled areas. 

A Welsh foodie renaissance has, admittedly, taken a while to arrive. But a new generation of chefs are digging into their terroir and emerging with handfuls of truffles, scallops, and cheeses, from James Sommerin’s Home restaurant in Penarth, to SY23 in seaside Aberystwyth, headed by Great British Menu finalist Nathan Davies. There’s also been the rise of hard-to-reach destination restaurants determinedly doing their own thing, such as Annwn in deepest Pembrokeshire, where Matt Powell forages most of his ingredients from the shoreline (the project is currently on hold as it relocates), and Gareth Ward’s Ynyshir in the Dyfi Valley , which was just awarded a second Michelin star. Ward’s empire will grow in 2023 with the opening of eight-seat Gwen—named after his mother—with sourdough pizzas on the menu. Paternoster Farm , meanwhile, set in a former Pembroke cowshed, is doing wondrous things with Porthilly oysters, Welsh Mountain lamb, and sea beet—with its Five Mile Feasts, a special menu, gathering up all sorts of local treasures. 

In Cardigan, the Albion Aberteifi —certainly the coolest hotel to arrive in Wales in years—is set to open a Scandi-Japanese restaurant on the river bank in 2023, along with a woodland onsen and spa. Wales seems to be turning into a hub for the UK’s thriving outdoor sauna scene: Snowdonia-based Heartwood Saunas is launching a new forest project this December, where groups of up to 10 can use a wood-fired sauna before jumping in the pools of the River Dulas (or head to the yoga deck), all while surrounded by old oak trees and natural pools. In Carmarthenshire, the seven-mile stretch of Pendine Sands is enjoying a revival. Caban hotel is opening in the spring alongside the Museum of Speed , which celebrates the many land-speed records made on the beach—including one by actor Idris Elba in a Bentley Continental GT. Reducing the speed a notch, a new slow-travel route of roads and walking paths, The Wild Drovers’ Way , unfurls over 180 miles from the foothills of the Cambrians into the Brecon Beacons—a lovely way to appreciate some of Wales’ rural highlights.

If you need somewhere to toast all this, you could head to Swansea, where Penderyn will open its new whisky-distillery experience in March, while in Cardiff, the St Fagans Museum of National History has been rebuilding the iconic Vulcan pub (beloved of Manic Street Preachers) on its grounds, set to open in 2024. Lechyd da! —Rick Jordan

Western Japan

Go for: Expedition cruises in the Seto Inland Sea, new onsen experiences

Luxury small ship company Ponant will launch a first-ever expedition cruise from Osaka in 2023, exploring old feudal towns and traditional fishing villages on Japan's oldest sea route. 

New luxury openings and a world’s-first expedition cruise are among a plethora of reasons to head for western Japan in 2023. In the Seto Inland Sea, which separates Japan’s main island of Honshu from the islands of Shikoku and Kyushu, luxury small-ship company Ponant has announced a first-ever expedition cruise from Osaka in 2023, which will sail along Japan’s oldest sea route. Exploring old feudal towns and traditional fishing villages on the coast of Honshu, as well as Inland Sea islands such as Inujima—once a copper mining hub and now one of the famous contemporary “Art Islands”—the 264-guest Le Soléal will chart a seven-night course towards the Sea of Japan, starting in May 2023. Also in the Seto Inland Sea, in a forest on Awaji Island, wellness retreat Zenbo Seinei just opened its doors. Designed by Pritzker Prize–winning architect Shigeru Ban, it features a 21-meter-long gallery for zazen meditation and a restaurant celebrating Japan’s culture of fermented foods.

On Kyushu island , the new Nishi Kyushu Shinkansen now conveniently connects cosmopolitan Nagasaki to Japan’s vast bullet train network. Good thing, as there’s a new Ritz-Carlton coming in the summer of 2023 to the vibrant, gateway city of Fukuoka ; and in the hot-spring town of Yufuin, Kengo Kuma—the architect behind the Japan National Stadium for the Tokyo 2020 games—has completed a new gallery at Comico Art Museum to house works by Yayoi Kusama, Takashi Murakami, and Hiroshi Sugimoto, among others, as well as two exclusive-use “Art Houses” with private onsen baths. Nearby, Kuma has also created the gorgeous KAI Yufuin , a contemporary onsen ryokan with views of Mount Yufu and enveloped in rice terraces whose beauty changes with the seasons. —Kate Crockett

Yucatán Peninsula, Mexico

Go for: Design-forward boutique hotels amid the region's jungle and waterways

The Yucatán Peninsula is already an easy-to-love destination—its food heritage just one of the reasons to visit—but a boom of design-forward stays are upping the ante. 

Just outside of Mérida, above, travelers will find the new Galopina, a five-bedroom, family-run guesthouse from Mexican owners Elisa Navarrete and Guillaume Galopin.

With a boom of design-forward stays opening their doors—in an already easy-to-love destination marked by verdant jungle and brilliant waterways—the Yucatán Peninsula in Mexico’s southeastern bounds is poised to be one of the most enticing areas to visit this year.

The 22-bungalow Boca de Agua is set to open in April in Bacalar , with suites designed by architect Frida Escobedo, who was recently tapped for the forthcoming contemporary art wing at the Museum of Modern Art in New York City . North of Bacalar, tucked within the Sian Ka’an Biosphere Reserve is Casa Chablé , which will open in December 2022 with 10 rooms and bungalows. Guests take a 40-minute boat ride through lush mangrove forests, to arrive at the resort’s 12 acres of tropical jungle fronted by white-sand beaches. Plus, situated in the tranquil Xpu-ha cove, between the two bustling towns of Tulum and Playa del Carmen, the ultra-luxurious boutique property Hotel Esencia opened in November as one of the most refined offerings in Riviera Maya: the Esencia Mansion, a four-bedroom private hideaway with its own speakeasy, cinema, and rooftop infinity pool. And just outside of Mérida is the new Galopina , a five-bedroom, family-run guesthouse from Mexican owners Elisa Navarrete and Guillaume Galopin. After a stint in Paris , they returned to their home country and created their dream homestead in the jungle with miles of trails, organic gardens, and guest rooms offering meditative terraces. In May 2023, Maroma, A Belmond Hotel , will reopen on the Riviera Maya with 10 new waterfront suites, a culinary program overseen by chef Daniel Camacho, and a new look that will showcase Mayan culture and design with work by local artisans. —Michaela Trimble

Zamora, Spain

Go for: Romanesque architecture, dazzling lakes, and improved access from Madrid

Zamora, which is known for having the most Romanesque architecture in Europe, is becoming a European World Heritage Site in 2023—perfect timing, as a new high-speed train from Madrid makes it easier to reach than ever. 

Few know—even in Spain —that Zamora is the city with the most Romanesque architecture in Europe, but it was reason enough for UNESCO to make Zamora a European World Heritage Site for 2023. Additionally, its proximity to Madrid —an hour away thanks to a new high-speed AVE train, inaugurated just a year ago—put this underrated town high on our must-visit list.

But there is more to Zamora, such as its enormous modernist legacy and its Lagunas de Villafáfila, a collection of lakes that are home to thousands of migratory birds each season. There’s even more to see, scattered throughout the province: Lake Sanabria is the largest glacial lake in the Iberian Peninsula, and just a few miles away, Puebla de Sanabria is considered one of the most beautiful villages in Spain. Towards the east you will find Toro, the epicenter of bold red wines—and home to critically acclaimed winery Numanthia that’s credited with putting the wine region on the map. Not far away, in the heart of Tierra de Campos, snag a table at Lera , which got its Michelin star in 2022, and is a favorite among wild game enthusiasts.

Finally, to the south, Arribes del Duero shows that Zamora province has it all—even fjords. Beautiful crags and cliffs mark the border with Portugal in a natural park that has become a center for viticulture and attracts reputed international winemakers. Olive, citrus, and other fruit trees, artisanal ceramics, and stunning natural beauty turn this secluded corner into a Mediterranean paradise. Consider the luxurious Hacienda Zorita Natural Reserve , and the Castillo de Buen Amor (refurbished in 2021) in Salamanca, just a 30-minute drive away, the perfect setting for your quaint Zamora escape. —David Moralejo

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Best Travel Credit Cards of June 2024

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate credit cards to write unbiased product reviews .

The information for the following product(s) has been collected independently by Business Insider: Wells Fargo Autograph Journey℠ Visa® Card, Citi Strata Premier℠ Card, Bank of America® Travel Rewards Credit Card for Students. The details for these products have not been reviewed or provided by the issuer.

• Best overall travel credit card : Chase Sapphire Preferred® Card
• Best travel credit card for beginners : Capital One Venture Rewards Credit Card
• Best no-annual-fee travel credit card : Capital One VentureOne Rewards Credit Card ( rates and fees )
• Best for spending at hotels : Wells Fargo Autograph Journey℠ Visa® Card
• Best for travel rewards on everyday spending : Citi Strata Premier℠ Card
• Best travel card for students : Bank of America® Travel Rewards Credit Card for Students
• Most affordable premium travel credit card : Capital One Venture X Rewards Credit Card
• Best travel credit card for earning travel credit on dining and groceries : American Express® Gold Card
• Best premium card for travel bonus categories : Chase Sapphire Reserve®
• Best for luxury travel benefits and airport lounge access : The Platinum Card® from American Express

Introduction to Travel Credit Cards

Whether you're just dipping your toe into the world of rewards credit cards or you've already flown thousands of miles on points alone, we can tell you: There's a travel credit card for everyone. There's a card if you're looking for free flights, if you're hoping for free hotel stays, or if you're just doing whatever it takes to realize your dream of an overwater bungalow. There are even no-annual-fee travel credit cards that won't cost you anything to keep.

Compare the Top Travel Credit Cards

Earn 5x on travel purchased through Chase Travel℠. Earn 3x on dining, select streaming services and online groceries. Earn 2x on all other travel purchases. Earn 1x on all other purchases.

21.49% - 28.49% Variable

Earn 75,000 bonus points

Good to Excellent

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. High intro bonus offer starts you off with lots of points
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Strong travel coverage
• con icon Two crossed lines that form an 'X'. Doesn't offer a Global Entry/TSA PreCheck application fee credit

If you're new to travel rewards credit cards or just don't want to pay hundreds in annual fees, the Chase Sapphire Preferred® Card is a smart choice. It earns bonus points on a wide variety of travel and dining purchases and offers strong travel and purchase coverage, including primary car rental insurance.

• Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 75,000 points are worth $937.50 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
• Member FDIC

Earn 5 miles per dollar on hotels and rental cars booked through Capital One Travel. Earn unlimited 1.25X miles on every purchase.

0% intro APR on purchases and balance transfers for 15 months (intro fee of 3% for the first 15 months, then 4% of the amount of each balance transfer at a promotional APR that Capital One may offer you at any other time)

19.99% - 29.99% Variable

Earn 20,000 miles

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. No annual fee or foreign transaction fees
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Versatile rewards
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Earn 1.25 miles per dollar on all purchases with no bonus categories to track
• con icon Two crossed lines that form an 'X'. Lower earning rate than some other no-annual-fee rewards cards
• con icon Two crossed lines that form an 'X'. Limited benefits

The VentureOne Rewards Card is a slimmed-down version of the popular Capital One Venture Rewards Credit Card. It's one of the few no-annual-fee cards on the market that gives you the option to redeem miles for cash back or transfer them to travel partners.

• $0 annual fee and no foreign transaction fees
• Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
• Earn unlimited 1.25X miles on every purchase, every day
• Miles won't expire for the life of the account and there's no limit to how many you can earn
• Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Use your miles to get reimbursed for any travel purchase-or redeem by booking a trip through Capital One Travel
• Transfer your miles to your choice of 15+ travel loyalty programs
• Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies

Earn unlimited 5x points per dollar on hotels. Earn 4x points on airlines. Earn 3x points on other travel and dining. Earn 1x on other purchases.

21.24%, 26.24%, or 29.99% Variable

Earn 60,000 bonus rewards points

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip cancellation and lost baggage protection
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Airline and hotel transfer partners available
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Welcome bonus
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous cellphone protection
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Low annual fee
• con icon Two crossed lines that form an 'X'. Transfer partner network not as diverse or robust as competitors

The Wells Fargo Autograph Journey℠ Visa® Card is a true travel credit card, with benefits that rival many of the best travel rewards credit cards currently on the market. This card has a low annual fee on par with that of popular competing credit cards and Wells Fargo's newly announced Points Transfer program allows cardholders to juice maximum value from every point they earn.

Earn 5x miles per dollar on hotels and rental cars booked through Capital One Travel. Earn unlimited 2x miles on every purchase.

19.99% - 29.99% variable

Earn 75,000 miles

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. No bonus categories to keep track of
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes up to a $100 statement credit for Global Entry or TSA PreCheck
• con icon Two crossed lines that form an 'X'. Other credit cards offer higher rewards in certain categories of spending

If you want an easy, no-fuss travel rewards credit card, the Capital One Venture Rewards Credit Card is a great fit. For a moderate annual fee, it offers plenty of value, useful benefits, and a substantial welcome bonus.

• Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
• Earn unlimited 2X miles on every purchase, every day
• Receive up to a $100 credit for Global Entry or TSA PreCheck®
• Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more

Earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked through CitiTravel.com. Earn 3X points per $1 on air travel and other hotel purchases, at restaurants, supermarkets, gas stations and EV charging stations. Earn 1X point per $1 on all other purchases.

21.24% - 29.24% variable

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Earn 3x points on most travel, restaurants, gas/EV charging, and supermarkets
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Earn 10x points on hotels, rental cars, and attractions booked via Citi Travel
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. $100 annual hotel credit on a single stay of $500 or more
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. No foreign transaction fees
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip delay/interruption benefits and lost/damaged baggage coverage
• con icon Two crossed lines that form an 'X'. Has an annual fee
• con icon Two crossed lines that form an 'X'. Citi Travel rates often are higher than retail cost of travel

Earn unlimited 1.5 points per dollar on purchases.

• 0% intro APR for your first 18 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account

17.99% - 27.99% Variable

25,000 online bonus points

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous welcome bonus for a student credit card
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Earns flexible points you can use toward a wide variety of travel purchases
• con icon Two crossed lines that form an 'X'. Other travel rewards cards have higher earning rates
• con icon Two crossed lines that form an 'X'. Few travel-related benefits compared to other travel cards

A good student credit card should offer rewards and useful benefits to those with limited credit history and the Bank of America® Travel Rewards Credit Card for Students hits several of those notes. However, while the card is marketed to students, those without established credit may have difficulty getting approved.

• The information related to the Bank of America® Travel Rewards Credit Card for Students has been collected by Business Insider and has not been reviewed by the issuer.
• 25,000 online bonus points after spending $1,000 in purchases in the first 90 days from account opening (redeemed as a $250 statement credit toward travel and dining purchases)
• Unlimited 1.5 points for every $1 spent on all purchases everywhere, no expiration on points
• No annual fee or foreign transaction fees

Earn unlimited 10 miles per dollar on hotels and rental cars booked through Capital One Travel. Earn 5 miles per dollar on flights booked through Capital One Travel. Earn unlimited 2 miles on all other purchases.

Earn 75,000 bonus miles

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Excellent welcome bonus and miles earning
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Premium perks including airport lounge access and credits for certain purchases
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Visa Infinite benefits including travel and shopping protections
• con icon Two crossed lines that form an 'X'. High annual fee
• con icon Two crossed lines that form an 'X'. Annual travel credits only apply to Capital One Travel purchases

The Capital One Venture X Rewards Credit Card is one of the best credit cards for frequent travelers, with top-notch benefits and a wide range of built-in protections. It comes with a generous welcome bonus and credits that can help offset the annual fee — which is much lower than similar premium cards.

• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
• Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
• Earn unlimited 2X miles on all other purchases
• Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
• Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more

Earn 4X Membership Rewards® points at Restaurants, plus takeout and delivery in the U.S. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Earn 1X Membership Rewards® points on all other purchases.

See Pay Over Time APR

Earn 60,000 Membership Rewards® points

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Great rewards for dining and for shopping at US supermarkets
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Monthly statement credit for eligible dining purchases recoups some of the annual fee
• con icon Two crossed lines that form an 'X'. Underwhelming welcome bonus

Foodies and travelers alike will appreciate the American Express Gold's generous welcome bonus and Membership Rewards points earning. Its Uber Cash credits are useful for rides and Uber Eats, and monthly dining credits with participating merchants like GrubHub and Seamless are easy to use.

• Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
• Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
• Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
• $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
• $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
• Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
• Choose the color that suits your style. Gold or Rose Gold.
• No Foreign Transaction Fees.
• Annual Fee is $250.
• Terms Apply.

Earn 5x points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1x point per $1 spent on all other purchases.

22.49% - 29.49% Variable

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Annual travel credit can effectively shave $300 off the annual fee if you use it
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Strong travel insurance
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Strong bonus rewards on travel and dining
• con icon Two crossed lines that form an 'X'. Very high annual fee

If you're new to rewards credit cards you may want to start elsewhere, but if you know you want to earn Chase points and you spend a lot on travel and dining, the Sapphire Reserve is one of the most rewarding options.

• Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 75,000 points are worth $1125 toward travel.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®

Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel (on up to $500,000 per calendar year) and on prepaid hotels booked with American Express Travel. Earn 1X Points on other purchases.

Earn 80,000 Membership Rewards® points

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Long list of travel benefits, including airport lounge access and complimentary elite status with Hilton and Marriott (enrollment required)
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Annual statement credits with Saks and Uber
• con icon Two crossed lines that form an 'X'. Bonus categories leave something to be desired
• con icon Two crossed lines that form an 'X'. One of the highest annual fees among premium travel cards

If you want as many premium travel perks as possible, The Platinum Card® from American Express could be the right card for you. The annual fee is high, but you get a long list of benefits such as airport lounge access, travel statement credits, complimentary hotel elite status, and more.

• Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
• Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
• $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
• $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
• $189 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
• Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 year period for TSA PreCheck® application fee for a 5-year plan only (through a TSA PreCheck® official enrollment provider), when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
• $695 annual fee.

Best Travel Credit Card Recommendations

The best travel rewards credit cards offer valuable rewards, easy-to-use benefits, and helpful features like travel coverage. Our team of credit card experts at Business Insider chose the best options available on the market in 2024, and reviewed each one below.

Best Travel Credit Card Overall

The Chase Sapphire Preferred® Card is our top pick for a well-rounded travel rewards credit card. Even infrequent travelers can benefit from the slew of premium perks on this card, typically found on cards with far higher annual fees. 

The Chase Sapphire Preferred® Card stands out for its travel protection benefits. When you pay for travel expenses with this card and meet certain requirements, you can request reimbursement for unexpected expenses that may arise when your flight is delayed or if your baggage is delayed or lost.

You'll also have primary rental car insurance, meaning you won't have to file claims through your personal car insurance plan or pay for coverage from the rental car company. This card also offers a 10% anniversary points bonus, and up to $50 in annual statement credits for hotel purchases made through the Chase Travel℠ Portal. 

The rewards rate on the Chase Sapphire Preferred® Card isn't shabby either. You'll earn 5 points on travel purchased through Chase Ultimate Rewards; 2 points on all other travel purchases; and 3 points on dining, online grocery purchases (excluding Target, Walmart, and wholesale clubs), and select streaming services. You'll earn 1 point per dollar on everything else.

Chase Ultimate Rewards® points are some of the easiest points to use in various ways. You can redeem them for travel directly through the Chase Travel Portal for a 25% boost in value, where 1 point will be worth 1.25 cents apiece. You can also transfer your points to Chase's airline and hotel transfer partners , which include United Airlines, Hyatt, Marriott, and many other airlines and hotel chains around the world. Cardholders can also use points for statement credits, gift cards, merchandise, and more.  

What the experts love: High welcome bonus offer, earns bonus points on travel, dining, and online grocery purchases, you can redeem points for 1.25 cents apiece for travel or through Chase for 25% value bonus

What the experts don't love: Doesn't offer some of the travel perks you'll get with competing cards, such as airport lounge access and a statement credit for Global Entry

Read more: Chase Sapphire Preferred® Card card review

Best No-Annual-Fee Card for Earning Travel Miles

The Capital One VentureOne Rewards Credit Card is our top choice for a no-annual-fee travel card ( rates and fees ), and it's got many of the same perks as its bigger sibling, the Capital One Venture Rewards Credit Card.

New cardholders can earn a respectable 20,000 miles after spending $500 on purchases within three months from account opening (worth at least $340 in travel according to Business Insider's valuations). While the card only earns 1.25 miles per dollar on most purchases (plus 5x on hotels and car rentals booked through Capital One Travel), it's still a compelling choice if an annual fee isn't for you ( rates and fees ).

You'll get the same access to Capital One's airline and hotel partners as you would with annual-fee cards, and a handful of benefits including car rental insurance***, travel accident insurance***, and purchase assurance***. This is also a solid pick if you're looking for a zero-interest credit card  with a 0% introductory APR offer, because new cardholders receive a 0% intro APR on purchases and balance transfers for 15 months (intro fee of 3% for the first 15 months, then 4% of the amount of each balance transfer at a promotional APR that Capital One may offer you at any other time), then a 19.99% - 29.99% Variable APR ( rates and fees ).

What the experts love: No annual fee, access to transfer partners, generous intro 0% APR offer

What the experts don't love: Few travel benefits, lower earning rate

Read more: Capital One VentureOne Rewards Credit Card review

The newly announced Wells Fargo Autograph Journey℠ Visa® Card earns one of the highest rates of return on hotel bookings for a credit card that isn't co-branded with a specific hotel chain. 

This card has a $95 annual fee, inviting direct comparisons to two other cards on this list: The Sapphire Preferred Card , and the Capital One Venture Rewards Credit Card . In exchange, cardholders earn at least 3x on dining and travel purchases. Airline purchases earn 4x, and hotel purchases earn 5x.

Wells Fargo simultaneously announced brand-new airline and hotel partners: Choice Privileges, Aer Lingus AerClub, Air France-KLM Flying Blue, avianca lifemiles, and British Airways Executive Club. Wells Fargo Autograph Journey℠ Visa® Card cardholders can redeem rewards at the standard redemption rate of 1 cent per point for cash back, or transfer their rewards to any of the travel partners above for additional value.

The Wells Fargo Autograph Journey℠ Visa® Card will be available for in-person applications at select Wells Fargo bank locations on March 9, 2024. Nationwide applications open online and in person on March 20, 2024. 

Read more: Wells Fargo Autograph Journey credit card review

Best Travel Credit Card for Beginners

The Capital One Venture Rewards Credit Card is a great "set it and forget it" card, in the sense that you don't have to worry about various bonus categories for earning rewards. You'll earn 5 miles per dollar on hotels and rental cars booked through Capital One Travel and 2x miles on all other purchases.

The Capital One Venture Rewards Credit Card also offers one of the most straightforward ways to redeem rewards for travel: you're able to use your miles to cover recent travel purchases from your card statement, at a rate of 1 cent per mile. 

You also have the option to transfer Capital One miles *** to more than a dozen frequent flyer and hotel loyalty programs, including Air Canada Aeroplan, Etihad Guest, and Singapore Airlines KrisFlyer. Capital One also added new partners including British Airways and Turkish Airlines, and improved the transfer ratio to 1:1 for most partners. 

The selection of transfer partners is best suited to someone who wants to travel internationally and who doesn't mind spending some time researching the best ways to redeem miles with the different frequent flyer program options. But the upside is that you can always use your miles to cover your travel purchases. You also get up to a $100 Global Entry/TSA PreCheck application fee credit.

What the experts love:  The ability to use your miles to cover your recent travel expenses; it earns at least 2 miles per dollar on every purchase.

What the experts don't love: Other cards offer higher rewards on certain spending categories such as travel and dining.

Read more: Capital One Venture Rewards Credit Card review

Best Travel Rewards on Everyday Spending

The Citi Strata Premier℠ Card isn't as flashy or well-known as some other travel cards, but that doesn't mean you should overlook it, especially if you spend a lot on its bonus categories. Cardholders earn an impressive 3x points on air travel, gas stations, restaurants, supermarkets, and hotels, and 1 point per dollar on everything else.

Along with a solid welcome bonus offer of 75,000 bonus points after spending $4,000 in the first three months of account opening (worth $1,200 based on Business Insider's valuations), you'll receive $100 off a single hotel stay of $500 or more (excluding taxes and fees) booked through thankyou.com once per calendar year.

While it isn't the best for travel protections, the Citi Strata Premier℠ Card is the only card currently available to new applicants that unlocks the ability to transfer your ThankYou points to Citi's full list of airline and hotel partners , including JetBlue, Singapore Airlines, and Wyndham.

What the experts love:  Strong rewards earning in useful everyday categories, access to Citi's transfer partners

What the experts don't love: Lack of travel protections like car rental insurance, few travel perks compared to similar rewards cards

Read more: Citi Strata Premier℠ Card review

Best Travel Card for Students

The Bank of America® Travel Rewards Credit Card for Students is a fairly unique offering, as there aren't many student credit cards specifically geared toward travel. New cardholders can earn 25,000 online bonus points after spending $1,000 in purchases in the first 90 days from account opening (redeemed as a $250 statement credit toward travel and dining purchases). That's a decent offer for a no-annual-fee card, and the earning structure is simple, too — 1.5x points per dollar on every purchase, with no bonus categories to keep track of.

There's also a 0% intro APR for your first 18 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account (then a 17.99% - 27.99% Variable APR) which can be handy if you have big purchases (like textbooks or supplies) you want to pay for over time. 

The Bank of America® Travel Rewards Credit Card for Students is a good choice if you prefer a straightforward card without having to worry about award charts or transfer partners. It's also a safe bet if you want to use it while traveling internationally — it doesn't charge pesky foreign transaction fees, so you won't be on the hook for extra charges if you use it overseas.

However, you won't find many extras — like travel benefits or purchase protections — with this card. If you're looking for better benefits, be sure to check out our guide to the best student credit cards for all the top options.

What the experts love: Impressive welcome bonus offer for a student credit card, good flat-rate rewards earning

What the experts don't love: No flashy extra perks or shopping benefits

Read more: Bank of America® Travel Rewards Credit Card for Students review

Most Affordable Premium Travel Credit Card

The Capital One Venture X Rewards Credit Card was unveiled in late 2021 and offers a massive welcome bonus of 75,000 bonus miles when you spend $4,000 on purchases in the first three months from account opening — worth at least $1,275 in travel, based on Business Insider's valuation of Capital One miles .

The Capital One Venture X Rewards Credit Card is loaded with premium benefits that can more than offset the $395 annual fee ( rates and fees ). For context, the Venture X's annual fee, while high, is significantly lower than other premium travel card competitors.

Capital One Venture X Rewards Credit Card cardholders receive $300 per year in credits toward travel booked through Capital One, Priority Pass, Plaza Premium, and Capital One airport lounge access (even for authorized users), a 10,000-mile bonus on each account anniversary (worth $100 in travel), and Visa Infinite travel and purchase benefits.

As with other cards that earn Capital One miles , you can transfer rewards to over a dozen airline and hotel partners to book award travel, or use miles to book through the Capital One Travel Portal .

What the experts love:  Between $300 a year in travel credit and a 10,000-mile bonus on each account anniversary, you can offset the annual fee entirely — and that's not even considering other benefits like lounge access.

What the experts don't love:  The $300 travel credit is more restrictive than other cards' — it only applies to travel booked through Capital One.

Read more: Capital One Venture X Rewards Credit Card review

Best for Earning Travel Credit from Dining and Groceries

The American Express® Gold Card is an ideal travel card for anyone who frequently eats out and/or shops at U.S. supermarkets. You'll earn 4x Amex Membership Rewards points on these purchases (though note the $25,000 calendar year annual cap for U.S. supermarkets; after that, you'll earn just 1 point per dollar, but that's a pretty high cap). The card also earns 3x points on flights booked directly with the airlines or through AmexTravel.com, and 1 point per dollar on everything else.

While the $250 annual fee is on the high side, you can offset it thanks to an annual statement credit. You can get up to $120 in annual dining credits**, but it's divided into up to $10 in credits each month, and the credit only applies at select restaurants and delivery services, including Grubhub, Seamless, Milk Bar, Wine.com, and Goldbelly, and participating Shake Shack locations.

You'll also get up to $120 Uber Cash ($10 per month) credit each calendar year (this is only applicable to U.S. Eats orders and rides, and the Gold Card needs to be added to the Uber app to receive the Uber Cash benefit).

What the experts love: "4x points on restaurants and at U.S. supermarkets (on up to $25,000 per year, then 1x) is great — usually, a card favors one or the other," says Rathner. Plus, the card offers monthly dining credits.

What the experts don't love: Wilson notes that other cards offer similar benefits for a lower annual fee, and Rathner notes that the card's travel and dining credits come with some important limitations — so read the fine print. 

Read more: American Express® Gold Card review

Best Premium Card for Travel Insurance and Bonus Categories

The Chase Sapphire Reserve® has a $550 annual fee, which means it's not for everybody, but if you're serious about maximizing your rewards and you travel frequently, it could be worth it. It offers a bonus of 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. 

Not only do you get up to $300 in statement credits toward travel each year (and Chase has a very generous definition of travel — including everything from airfare to highway tolls), but you also earn 5x total points on air travel and 10x total points on hotels and car rentals purchased through Chase Ultimate Rewards (excluding the $300 travel credit) and 3x points on all other travel and dining. You also get airport lounge access through the Priority Pass network , which has more than 1,300 locations worldwide.

New benefits also include access to Chase Sapphire lounges in JFK , LaGuardia , Boston , and Hong Kong, as well as the Chase Sapphire Terrace at Austin Airport . You'll also receive benefits with DoorDash  and Instacart that can save you money on delivery (activation required).

The Chase Sapphire Reserve® is currently offering cardholders two years of complimentary Lyft Pink All Access membership (valued at $199 per year) for member-exclusive pricing, priority pickup, and more (activation required). 

When it comes to redeeming points, you can book travel through Chase and get 1.5 cents per point (a 50% bonus over the standard 1-cent-per-point rate), or you can transfer your Chase Ultimate Rewards to travel partners like Hyatt, British Airways, and United.

Plus, like the less-expensive Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® offers some of the best credit card travel insurance around. This includes primary car rental insurance, trip delay insurance, trip cancellation protection, and lost baggage insurance.

The Chase Sapphire Reserve® card was previously our pick for the best travel card overall, before the annual fee increased from $450 to $550. While the Reserve did add some additional benefits, the Reserve no longer makes as much sense for casual travelers. As a result, we now recommend the Chase Sapphire Preferred® Card as the best travel credit card for most people. 

What the experts love:  Earns 3x points on travel and dining purchases made outside of Chase Travel Portal, annual $300 travel credit, points are worth 1.5 cents apiece for travel booked through Chase

What the experts don't love: You have to squeeze every drop of value out of this card to make that jaw-dropping $550 annual fee worth your while.

Read more: Chase Sapphire Reserve® review

Best for Luxury Travel Benefits and Airport Lounge Access

The Platinum Card® from American Express has one of the highest rewards card annual fees —  $695 — but it can still be well worth it if you can put all of its statement credits and generous welcome bonus offer to use.

You'll earn 5x points on flights when you book directly through the airline or through American Express Travel (on up to $500,000 per calendar year), which makes the card a great choice for purchasing airfare. The card offers trip cancellation and interruption insurance, plus some of the best purchase protection, so it's a good option for buying expensive items (and don't forget to see if you can take advantage of an Amex Offer ** for bonus points or cash back).

The Platinum Card® from American Express offers more airport lounge access than any other personal travel card — in addition to Priority Pass membership**, you get access to Amex Centurion Lounges , Delta Sky Clubs (when you're flying Delta), and more. 

The card's annual statement credits can go a long way toward offsetting the high annual fee. You get up to $200 in statement credits toward airline incidental fees** like checked bags and inflight purchases; up to $100 each year in credit toward Saks Fifth Avenue purchases**; and up to $200 in annual Uber credits (including Uber Eats)**. 

Just keep in mind that you're limited to one designated airline you choose each year in your Amex account for the airline incidental fee credit, and both the Saks and Uber credits are divided into portions. You'll get up to $50 in statement credits toward Saks purchases from January to June, and another credit of up to $50 for Saks purchases from July to December.

With the Uber credit, you get up to $15 each month, and a $20 bonus in December for a total of $35 that month.

What the experts love:  Lots of luxury benefits, including airport lounge access and statement credits with Uber and Saks

What the experts don't love: This card's $695 annual fee, and minimal bonus categories

Read more: The Platinum Card® from American Express review

How to Choose the Best Travel Credit Card

While it takes more effort to redeem points or miles compared to cash back, the upside is that you can get much more value for your points compared to simply cashing in your rewards for a statement credit or check at a rate of 1 cent per point.

In fact, it's possible to receive double, triple, or even more than that amount when you're strategic about how you redeem your rewards, particularly if you book expensive luxury hotels or first-class flights. 

In this guide, we've focused mostly on the best travel credit cards that earn transferable points. Transferable points include popular currencies such as:

• Amex Membership Rewards
• Chase Ultimate Rewards
• Citi ThankYou Rewards
• Capital One miles

You can transfer these points to both airline and hotel partner loyalty programs. You can even redeem your points to offset the cash price of your travel at a flat rate.

Travel Credit Card Frequently Asked Questions

If you want a single credit card that does it all and don't mind paying a generous annual fee, the Chase Sapphire Reserve® is a great choice. It comes with the best travel insurance available on the market, as well as a $300 travel credit each year that can be used on most types of travel.

The best travel credit card overall is the Chase Sapphire Preferred® Card, but the best card for your particular situation will depend on what benefits you care about the most, as well as how you feel about paying a high annual fee. 

We'd recommend opening a travel card that earns Amex or Chase points, because these are among the easiest rewards to redeem and you have various travel partners to utilize. But if you've investigated your options and are confident that you can get value out of their rewards, credit cards that earn Capital One miles or Citi ThankYou points can make sense as well.

There are two main types of travel credit cards: Cards that earn transferable points, and airline/hotel co-branded credit cards. Transferable points currencies include Amex Membership Rewards points, Capital One miles, and Chase Ultimate Rewards points.

Airline credit cards and hotel credit cards earn points or miles within a respective hotel or airline program; you don't have the option to redeem your rewards with a wide variety of travel partners (or if you do, the transfer ratio usually isn't great).

To pick the right travel credit card for you, you'll want to evaluate its welcome bonus offer, ease of use, benefits, and annual fee. The best one for you will ideally have a combination of an attractive sign-up bonus , lots of options for earning and redeeming rewards, benefits that save you money, and a low or no annual fee.

Travel credit cards with annual fees are worth it if you're able to get significant value out of their benefits and rewards. Before you apply for a card , make sure you'll actually use all the features that contribute to the card's annual fee. For example, if a card offers an annual statement credit of up to $200 toward travel but you can't use it, you're probably not getting what you pay for.

Travel credit cards work by earning you points (or miles) on every purchase you make, with the goal of helping you earn enough rewards to book free travel . The best travel cards earn points that you can transfer to various airline and hotel partners — like Amex, Chase, or Citi points. 

A great way to work toward getting a free flight is by applying for a travel credit card and earning its welcome bonus offer. Domestic award flights in economy class typically require about 25,000 points, so depending on the welcome bonus offer, you could have enough rewards for a flight right out of the gate. 

Why You Should Trust Us: How We Chose the Best Travel Credit Cards

Business Insider evaluated dozens of travel credit cards currently available to new applicants and narrowed down the list to the best options based on the following factors:

• Welcome bonus offer — Do new cardholders get a valuable incentive to sign up and meet a minimum spending requirement?
• Ongoing rewards — How many points or miles do you earn on your purchases?
• Benefits — Beyond rewards, does the card offer valuable perks such as statement credits for travel, primary car rental insurance, and airport lounge access?
• Annual fee — Is there an annual fee, and if so, is it affordable or easy to offset with card perks?
• Overall value — Does the card justify its annual fee by offering useful benefits and valuable rewards, and is it worth it?

Read our guide to how we rate credit cards for a closer look at our methodology.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

**Enrollment required.

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Trip Delay Insurance, Trip Cancellation and Interruption Insurance, and Cell Phone Protection Underwritten by New Hampshire Insurance Company, an AIG Company. Global Assist Hotline Card Members are responsible for the costs charged by third-party service providers. If approved and coordinated by Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost. In any other circumstance, Card Members may be responsible for the costs charged by third-party service providers. Extended Warranty, Purchase Protection, and Baggage Insurance Plan Underwritten by AMEX Assurance Company. Car Rental Loss & Damage Insurance Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

***Terms, conditions, and exclusions apply. Refer to your Guide to Benefits for more details. Travel Accident Insurance is not guaranteed, it depends on the level of benefits you get at application.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

For rates and fees of The Platinum Card® from American Express, please click here.

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Nov Vacations from $320

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Your Nov Vacation

When you choose a Nov vacation package, you can kick back and enjoy your adventure to the fullest. Discover the best things about this fun-filled city knowing that all your travel arrangements have been worked out in advance. There's plenty to add to your must-see list during a trip to Nov, beginning with popular attractions such as Gamla Nature Reserve and The White Waterfall . No matter your travel plans or the size of your budget, organizing a tailored Nov vacation is simple with Expedia.

The Latest Nov Vacation Packages

Urbanica The Fifth

Reviewed on Jun 8, 2024

Glendale Hotel

Reviewed on Jun 10, 2024

The Retreat Collection at 1 Hotel & Homes South Beach

1 Hotel South Beach

Fairmont Miramar Bungalows

Reviewed on Dec 27, 2022

Nov Essential Information

Nov hotel deals.

Reviewed on May 31, 2024

Reviewed on May 7, 2024

Reviewed on Oct 20, 2023

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