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Get to know EF

Travelers share their own ef tour reviews.

We’ve got a lot to say about student travel. It’s why we’ve been bringing travelers on tour for over 55 years. But it helps to hear from other people. People like you, who’ve been through the whole experience. Before planning your trip, read these EF Explore America reviews to get a feeling for what it’s like to travel with us.

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We know travel can be nerve wracking. Whether you’re leading a group, going yourself, or sending a child, safety is your first priority. In these EF reviews, past travelers reflect on the safety and security of their experiences.

Our approach to safety

EF did everything they could do

I have traveled with EF Tours internationally several times. This was my first domestic trip with EF Explore America and considering everything we were dealing with, all the closings due to Coronavirus, all the staff at EF did everything they could to ensure we had a great trip and we all made it home safely.

The thing that struck us is the level of detail

Safe and secure

Her school chose to go with EF Tours because of its reputation, attention to every last detail, and (most importantly) security as its number one priority. I highly recommend this company to anyone looking for a safe and secure, no-hassle, very reasonably priced experience.

Never once was I worried

I was invited to be an adult chaperone on our school’s spring break trip to Italy. At first, I was very anxious to travel abroad since I was new to the whole thing, but from start to finish, our trip was thorough, smooth, and well organized. Our tour leader was fantastic and great with the students. EF/our tour leader was very considerate of another adult on our trip with a severe nut allergy and made sure that her meals were always safe for her to consume. Every location that we visited was amazing and our tour guide was very patient with the varying needs and interests of our group. Never once was I worried for our safety.

Grateful to be part of the EF Family

I find solace, as well as pride, in the extraordinary care that EF is providing for them. These are some crazy times, but I have never been more proud of EF and grateful to be part of the EF FAMILY. You all are doing an amazing job under such trying and unprecedented circumstances.

I am so glad that we were traveling with EF

The response to the virus and rerouting us home early was bar none. While we were sightseeing in London, EF was busy providing transportation, hotel lodging, and flights home. I am so glad that we were traveling with EF and not on our own during this crisis. Again, I cannot say enough about the overall positive experience and thank you for getting us home safely!

EF was incredible

On Wednesday, March 11, 2020, my daughter was traveling in Germany with EF and her school program when the travel restrictions due to COVID-19 were announced. I felt completely powerless and uncertain how a route home could be achieved for my daughter, her entire group, and the multitude of other student groups traveling over Spring Break. Over the course of the next few days, I spoke with numerous employees at EF. Every single time, I was able to speak to a person who was concerned and engaged about the situation. They expressed understanding for my fears, assured me to the best of their ability (even when they had no new information to share), and emailed parents announcements as to the various flights being scheduled. That attention and kindness in and of itself was astonishing, knowing that they must have thousands of anxious parents calling and were likely working ceaselessly to get everyone home. What was even more astonishing was the professionalism in making sure at every leg of the journey—Munich, London, Toronto, and finally Dallas—was that the students were safely cared for, had very good lodgings, transportation to and from the airports, hot meals, and EF still educated them and made the most of the unplanned stops! EF was incredible. I will confidently book with EF knowing that they truly have the infrastructure to handle a crisis, that they care deeply for the students, and that they remain committed to sharing the wonder of travel.

I didn't have to constantly worry

The way that EF takes care of every detail makes the trip enjoyable for students and adults. As a chaperone, I didn't have to constantly worry about my students and their safety or their experience. There was constant feedback from the students about their enjoyment which made the trip more pleasurable for me as well.

How does seeing more of the world affect students? In these EF reviews, customers comment on the impact they’ve seen or experienced as a direct result from going on tour.

Our educational philosophy

Challenges them to step outside their comfort zones

Traveling with my students is just more than taking a summer “vacation” with the students. An educational travel experience helps students to put into practice the concepts they’ve learned in the classroom. It also challenges them to step outside their comfort zones and helps them develop skills, habits, and mindsets closely associated with future success. I have noticed that stepping out of their comfort zones is the most beneficial aspect they get out of our travel program. Rooming with kids they normally don’t room with. Flying on an airplane. Visiting cities and states that they would never get a chance to visit. These are the experiences that I enjoy offering to the kids.

EF plans itineraries with that education piece first and foremost

It’s fun watching that confidence being built

The first milestone on any trip is watching students and adults who have never flown during their first take off. We live in Mississippi, so we take a small plane to a larger airport. I usually film the new flyers. By the time we get to the first stop they’re strutting through the airport like seasoned travelers. It’s fun watching that confidence being built as they learn to navigate through new experiences.

I see the world through a new lens

Meeting larger than life people and having indescribable experiences was just a small part of this lasting experience. The experiences, although laden with horrific aspects of our nation's history, left me inspired, energized. These museums were created to memorialize the incredible people and accomplishments of the Civil Rights movement. These were markers of great pride and success. We met ordinary people who accomplished extraordinary things in one of the darkest hours in all of humanity. The museums are meant to inspire, to challenge visitors to see what has been accomplished and know and understand that we, too, can accomplish extraordinary things if we are willing to get off the sidelines and work together. I can say that I left this experience a better educator, a better father, and a better human. I see the world through a new lens and understand the true depth of the human spirit.

It's so important to change the mindset of students

I truly enjoy seeing my students experience different cultures during our travel time. For example, I had a student last trip that only ate burgers and fries. Once we experienced our French cooking class, he started to eat all the French foods we had. This was an awesome moment for me because he realized that he could experience other cultures through food. It’s so important to change the mindset of students by having them experience other cultures and understand that we are all the same with different experiences.

An inspiring feeling

I love traveling with my students because I get to know each one of them better and I get to see them at their best. As a history teacher, it’s an amazing feeling to see my students light up and get excited about “that thing we talked about in class." Not only do they get a rich educational experience but watching them transform from scared teenagers who have never left home into young adults who are eager to take on more travel is an inspiring feeling. I can easily say that after each trip, the students that traveled with me have been the ones that I have grown closest to and the ones who began to succeed more in my classes. On my last EF tour to England and France, there were too many memorable moments to count. I think one of my favorites was watching one student run circles in the craters left on Pointe du Hoc in Normandy and falling over. I also loved when the shortest, most shy of my AP European History students helped us get a table and order food for lunch in Saint-Malo because she spoke the best French. Finally, I always make my students keep a travel journal that they usually roll their eyes at, but are entertained by my own journal readings on the bus. While they may roll their eyes at having to write in their journal at first and certainly at sharing their entries, by the end of the trip, most of them want to share and take it home as their best souvenir. Listening to their journal entries is always a highlight on my EF trips.

Fun but also able to learn a lot

I really had an amazing time exploring Washington D.C. and I really love how we were able to be young adults and go out on our own and explore but still being managed by adults. I love that I was able to have fun but also able to learn a lot and learn new things. The trip was amazing!!

Educational, fun, and life-changing

This trip was very educational, fun, and life-changing. I learned so much about each country that I went to and my Tour Director gave me a very thorough tour of each place I visited. I went to many popular tourist spots as well as many places that were historic and not as popular for tourists but still very interesting and fun to learn about. It was just such an amazing experience and I encourage everyone to take the chance and go on this trip because you will not be disappointed. It was so nice to have the whole trip planned out for me and I didn’t have to worry about finding something to do because our Tour Director gave me tons of suggestions about shops to look in, restaurants to try, and some popular tourist spots around our location. I made a lot of new friends that I still keep in contact with on a regular basis and we are trying to plan another trip in the future. I felt like a part of the public and it was just so peaceful and fun. All five hotels were in a good area and were clean, nice, and the staff were very friendly and helpful. Our tour bus was clean, comfortable, and our driver was extremely friendly. The days were very well thought out and our Tour Director gave us the schedule each day so we knew everything that was happening throughout the day. Overall, this trip was a trip of a lifetime and I can’t wait to plan my next trip with EF!

There’s a lot of planning that goes into any travel excursion. In these EF Explore America reviews, customers talk about working with the EF team, whether it was during the months leading up to their trip or once arriving at their destination.

Meet our support team

Thanks to everyone who helped with this crisis

We haven’t lacked a single thing which we might have needed from EF since [the COVID-19] travel ban was announced. We were contacted shortly after the announcement, we received our flight information for our evacuation much sooner than we expected, and our Tour Director, Gavin, was there to help in any and every way up until we entered the security checkpoint at the airport. He even told us that he would wait there until our flight took off, just in case someone had a problem. I can’t think of a single thing that EF could have done better under these circumstances, and my travelers seem to agree with me. Thanks to everyone who helped with this crisis!

Genuinely care about my students, my community, my family

Every single time I go and do one of these experiences where I’m in contact with people from the company, I feel this deep resonance in caring about the experience of students, and making sure that those students are really experiencing everything that the world has to offer. The personal relationships that I’ve managed to build with people at this company—who genuinely care about my students, my community, my family—is inspiring to me. It means a lot to know that there are people working every single day who want what I want for my students and my community. And they’ve shown that to me. I’ve had conversations with my Tour Consultant, I’ve had conversations with the Regional Director that has worked with me, and they will remember students by name that I have mentioned. And that just means a lot to me as a teacher. When a company like EF can show that they care about my kids as much as I care about them, I know I’m working with the right people.

They think of everything and nothing is too much trouble

Can't wait to plan our next trip

I can't say enough good things about EF and its staff. They clearly have my student's best interest in mind when planning their tours. This first tour with them has been fabulous. Arianna and Devon made the process seamless. EF staff genuinely cares about introducing as many students as possible to travel. The value and lessons learned you won't find in textbooks. I can't wait to plan our next trip!

They helped with everything

Very personable, professional, and empathetic people. They helped with everything. Isabel was so patient and helpful with the process of funding our trip. Amanda is an amazing tour guide. She knows her information and is enthusiastic about her work. She's open to suggestions and is devoted to making the tour an educational and thought-provoking experience.

EF will take care of you

Support through it all

I have made a couple of hospital visits with students on tour, changed tour dates due to soccer championships, and, on my last trip, I had to get two of my travelers back home immediately due to a death in the family. EF had a representative in front of me making flight arrangements within 15 minutes—and that was in the heart of Paris during peak tourist season. I knew that although the coronavirus was going to change everything, we would be taken care of by a team of professionals. Knowing that EF had my back allowed me to be a source of stability and reassurance for students and parents on my 2020 tour. 

Plans change. World events are unpredictable. Before making a commitment to taking a trip with us, read EF reviews from travelers who’ve encountered the unexpected before or during their tour.

Learn about all our policies

EF did it in a day!

Just today my Japan trip was rerouted to Belize for 72 people. EF did it in a day! This proved the commitment to safety and support of all the GLs, families, and students. I have been traveling with EF since 2006. I have always been impressed (that's why I am still with them), but their handling of the recent COVID-19 has been fantastic! I will keep traveling with my students with EF forever! They have worked quickly and mindfully while rebooking our group. They have been supportive every step of the way. Thank you for giving us options and for really standing behind your word.

Fully trust everyone on staff

Program is organized, flexible, and the pacing is great for students. There is enough to see and do to keep them going and it is great for adult chaperones too. Representatives from EF are quick to act and work with our tour guide to solve any issues that come up. I fully trust everyone on staff to take care of our students and ensure they have a great experience.

Contingency plans for everyone

A month before our departure, mainstream news was just getting a hold of the information regarding the virus outbreak. It was very shortly thereafter we heard from EF with options for travelers should they be very concerned about traveling. The travel advisories, at this time, were all only at a Level 2 for the countries we planned to visit, and those had been issued months before due to possible terrorism and protest issues, not due to the virus. Yet, here was EF giving my travelers options to ease their nerves—recognizing that for many, this was a once in a lifetime experience that might be greatly marred by their fear. My group was so impressed to be offered these choices, recognizing that, had they made these plans on their own, they would have few choices beyond travel or lose all the money paid out. EF went so far as to allow customers a chance to change their plans up to a week before their departure. I was so impressed with the amount of communication and calls I received from the company in this time. All of it reassuring me, and therefore my travelers, that EF was our watchdog—that they had our backs, and they had contingency plans for everyone.   

Share your story

If you’ve traveled with us before, write your own EF Explore America review. Hearing from people who’ve been there and done that is a big help for those considering traveling with EF.

EF Tours Review: The Good, The Bad & The Ugly

Is EF Tours right for you?   

So your kid just came home from school with a gorgeous full color brochure about an upcoming trip to Europe with EF Tours that one of their teachers is leading.  He or she is super excited about all the cool things they get to do and is just begging you to let them go.  

It sounds great, but as a responsible parent, you want to know exactly what you’d be sending your child off to do, and how things would actually work on this trip.  

Well, lucky for you we took a 12 day visit to Europe with EF Tours, and have all the details to decide if taking an international trip with this company is right for you or your teenager.  

We’re going to start with the breakdown of how things work with EF and what to expect as a participant or a parent, and then move on to our specific experience with our tour.  

I always like to start my reviews by reminding you that I was not compensated in any way to write this post.  All opinions are my own, and all costs were paid out of our pocket for this experience.

What is EF Tours? 

EF Tours is a travel company that specializes in international tours for students.   

According to their website , EF Tours has been in operation since 1965 and offers trips for students and teachers designed to “provide immersive, life-changing education.”

Basically, EF Tours organizes international trips for students to a wide variety of destinations, promising “compelling itineraries” full of “experiential learning.”

They also promise to have the “lowest price on the market” for this type of travel.  

EF, as a company, offers may types of tours ranging from group trips for adults to organized gap years for high school graduates.  While these options are available, the bread and butter of the company is the basic high school student tour which is what we took.  

How do EF Tours work?

EF Tours have a pretty straightforward process during the sign up period, prior to departure and during your trip. 

Before we get into that, it must be said that EF Tours operate fully independently of the local school district, and are not endorsed or supported by them whatsoever.  

While this may seem like a school trip, it is not.  It is a trip run by a business who just happens to recruit participants through the school system.  Your local principals, school boards, etc. have zero control or influence on these trips.  The school is only involved in the process as far as whether they allow teachers to hand out information in schools or not. 

The EF in EF Tours stands for Education First.  According to their website, EF claims to “design tours to help educators teach, and so students can learn more—about tolerance, other perspectives, and themselves.”

The Sign Up Process

EF Tours are set up to be “hosted” by a local teacher who is then designated as the “group leader.”  Teachers are incentivized with free and reduced price travel to recruit students to join their tours.  

Tours are advertised by the group leader/teacher to students at their school and to their local community.  Interested students and parents are invited to attend informational meetings either in person or virtually where the group leader/teacher goes over the itinerary and any questions potential participants may have.  

Students and parents can then sign up directly through the EF Tours website, and submit all payments directly to the company.  

Trips are usually initially introduced about two years before the travel date so that participants can make smaller monthly payments to cover the cost of the trip.  Costs for these trips can range widely, depending on the destinations and length of the trip.  

EF has the group leader/teacher set up deadlines for signing up to go on the trip, sometimes including small discounts to encourage enrollment.  This tends to give a false sense of urgency to the sign up process. 

We found that participants can sign up just about any time before the trip departs.  We signed up about a year out from the trip, while another student who traveled with us signed up just a month or two before we left.  

Anyone was allowed to sign up for the trip.  We were encouraged to invite friends and family to join us on the tour, whether or not they were associated with our school or even local to our area.  

Adults did need to pass a background check in order to participate in the trip, since adult tour participants are traveling with minors.  

We were not given specific dates for our trip, but instead we were given a window of time during which the trip would occur.   Our dates were finally confirmed about two months before our departure.  

There are usually two or three optional excursions that can be added to any tour.  These usually include some special activity or visit to an additional landmark.  

Tour participants may also choose to upgrade the insurance for the tour. 

Before Your EF Tour

Once you’ve signed up for your EF Tour, you’ll be given access to a tour portal on the EF website where you can track your payments and what steps you need take next to participate in the trip.  They also provide a fundraising page, where friends and family can pay EF directly to offset the cost of your trip.  

Our group had a few in person meetings at a local restaurant prior to our trip where we discussed issues ranging from passports to packing for our trip to Europe , and got a chance to meet our fellow travelers.  This may or may not be true or all groups that are traveling with EF.  

Each participant in our tour was required to submit a copy of our passport to EF to insure that we had the proper documentation to travel.  

Information about our flights was not available until about a month before our departure, and information about our hotels was not available until we were about three weeks out from leaving.  

EF Tours uses a wide range of airlines, and travelers do not get to indicate a preference.  EF books all travelers in economy class seats for all transportation methods.  EF will book with whatever airline has space available for the lowest price for the group.  

As for hotels, travelers know very little about where they are staying ahead of time.  Per the website, tour participants are assured that “travelers can count on safe, clean and comfortable hotels with private bathrooms” but much beyond that the info is sparse.  

Students can expect to room with one to three other students, and possibly have to share beds.  Adults can expect to share a room with one other person.  For a fee, a single room can be requested for the tour. 

EF does indicate up front that hotels may have small rooms without air conditioning, television, or elevators, and that WiFi may not always be available.  

During an EF Tour

All transportation arrangements are made by EF Tours, including flights, buses, trains, etc.  They book all accommodations and attraction admissions for tour participants. 

Two meals a day are included in the cost of a trip with EF Tours.  Breakfast is provided each day at the hotel, usually continental style, but sometimes with hot offerings just depending on your hotel.  Dinners are are pre-arranged with a preset menu by EF at local restaurants.  EF will make accomodations for those with specific dietary needs, such as gluten free or dairy free meals.

While the teacher recruiting students is designated as your group leader, they don’t actually lead the tour once you start traveling.  EF provides a Tour Director to accompany your group through the entire trip.  

This Tour Director is supposed to handle just about everything on your tour, including all your pre-booked accommodations, meals, excursions, tickets, and transfers.  This person is there to direct the group and handle any problems with logistics you may encounter along the way.  

During the tour, your group will meet up with various local guides who will give you some sort of tour of the city or historic site that you’re visiting.  These tours are usually walking tours, but sometimes are bus tours, depending on the location.  

Tour participants are also given access to an EF Tours App, that just lists your daily itinerary for your trip.  

Our EF Tour Review

Our specific tour featured quite a daunting itinerary.  We toured Europe for 12 days, visiting sites in London, Paris, Florence, Rome, Pompeii and Capri, with no more than two nights in any destination.  

Our tour consisted of 26 travelers from our high school: three teachers, seven adults and 16 students.  We were combined with a group from upstate New York consisting of 14 travelers: one teacher, one adult, one child and 11 students.  There were a total of 40 people on our tour.  

What EF Tours Promised

Before our tour, the group leaded made sure every person who showed an interest in going on the trip got the glossy, full color brochure that outlined our itinerary and told us what to expect on the tour.  

The brochure promised that participants would be “surrounded by the people, the language, the food, and the way of life” of the destinations on our itinerary.  We were assured that our tour director would be “with us around the clock, handling local transportation, hotels, and meals while also providing their own insight into the local history and culture.”  

We would be spending time in three different countries, seeing some of the most beautiful and historic cities in Europe.

The brochure also claimed that students could earn educational credit while on tour, and that all tours feature “experiential learning activities.”

Our tour left some of these promises unfulfilled, but did give us a glimpse at some fantastic destinations in Europe and some amazing memories.  

Our hotels along the trip started out stellar but seemed to go downhill from there, unfortunately ending in truly unacceptable accommodations.  

Even though this wasn’t guaranteed, all of our accommodations had some sort of air conditioning, with some that functioned better than others, and all of them had WiFi.  

For the first four nights during our stays in London and Paris, we were sent to Hilton Hotels .  They both were on the higher end of what I expected based on the descriptions provided by EF Tours of what our hotels would be like.  

The rooms at these Hiltons were very new, immaculately clean and extremely comfortable.  They were both located about an hour outside of the city center, but that wasn’t too much of a problem.  

When we reached Italy, things changed a bit.  

For a quick overnight in Milan on our way to Florence, we stayed at and AS Hotel in Limbiate.  This hotel was a bit older than the Hiltons we’d stayed in, but it was clean, spacious, and comfortable.  

Between Florence and Rome, we spent the night at the Hotel Villa Ricci (not pictured).  This hotel was significantly older than the other three we had stayed at, but it was still clean and comfortable.  While the room wasn’t much to write home about, some members of our group lucked out and got spectacular balconies. 

Once we arrived in Rome, the Villa Aurelia was our home base for two nights.  We learned that this hotel had once housed men studying to join a monastery, which explained the doritory feel of the place.  Again, we found these rooms to be clean and pretty comfortable.  

On our way to Southern Italy, we spent the night in Sorrento at Sisters Hostel .  This was the only true hostel on our trip.  While they still stuck with four students to a room, several of the student rooms had enough beds to sleep up to 12 people. 

Though not quite as refined as the Hiltons, and a little slap-shot with the furniture, we found this place to be clean and welcoming.  While it wasn’t quite as comfortable as some of the other places we’d stayed, it was completely acceptable and had a spectacular view of the Gulf of Naples from the rooftop terrace. 

Things took a turn for the worse on our last night of the tour, when we stayed at Hotel La Pergola in Rome.  This place was truly one of the worst hotels I’ve ever had the misfortune to stay at (and as a travel blogger, I’ve stayed at a LOT of hotels).  

Things started off badly when we discovered that the lights in all the hallways were not on, and that we had to hunt around with our cell phone flashlights to find our way to our rooms.  I asked the front desk to remedy this, but it was never addressed, and we had to repeat the blind search for our rooms every time we went up.  

Upon arrival in my room, I found it to be extremely dirty.  There was a layer of dusty film all over my bathroom and my pillow had an unidentified crusty stain on it.  My daughter’s room had the same layer of dirt in the bathroom, plus a shoe print from where someone killed a bug on the wall.  I checked our beds for bedbugs and thankfully did not find any. 

The front desk did not seem to care and we were told no one was available to come clean the bathrooms.

But the worst experience in this hotel went to a dad on our trip, who’s single room contained only a sofa.   Not a sleeper sofa, but just a hard couch.  There were no linens or towels available to him whatsoever. 

When he asked for these items at the front desk, he was told that we should have called earlier to request them since they were all locked up in a cabinet by the time we arrived at the hotel.   He ended up sleeping on a towel laid out on the sofa with a travel neck pillow, that had been provided to him by his daughter from her room.

The front desk attendant seemed more than annoyed anytime someone from our group would approach them, and insisted that we all leave our keys at the front desk when leaving the hotel for dinner that night.    

We weren’t left with much recourse, since this was a group trip and we were on our last night, so we decided to just grin and bear it, and did our best to get some sleep.  

Overall, I’d say that the hotels provided were quite good, with the exception of Hotel La Pergola.  For ten of the eleven nights of our trip, we were provided with clean, safe accommodations that lived up to what the EF Tours website told us to expect.  

At the time of this publication, EF Tours has been notified of this unacceptable hotel and has yet to respond.  

Meals on the tour ran the gamut from weird to stellar, but overall were not to bad.  Breakfast and dinner every day were included in what we paid for our tour.  

All breakfasts were served at our hotels.  Sometimes they were just continental breakfasts with cold offerings, and sometimes we were given hot breakfasts with eggs, bacon, and such.  Sometimes it was quite obvious where our group was supposed to go, and sometimes it wasn’t. 

Overall, breakfasts were adequate throughout the trip.  

Lunches were not included in the initial price of our trip and were paid out of pocket each day.   

Lunches were always a gamble.   It all depended on where we were and what was going on whether or not we’d get to select a restaurant on our own or if the group would be directed to eat at somewhere specific, and if we’d have lots of great choices or really limited options.  

For example, on our first full day of the trip, we visited the Tower of London.  We told to make sure we ate lunch after our tour, before rejoining the group to get on the bus.  The only options available to us were food trucks along the river right next to the Tower complex.  

It was the worst during our travel days.  We were frequently told we could just grab a bite to eat at the train station or the airport, only to be left with minimal time and very limited options.  

But some days lunch was great.  During our time in Rome, lunch came with some free time to wander, so we were able to go out and select the restaurant of our choice.  

Some days our tour guide would set up a lunch option for us, having arranged a preset menu and price with a local restaurant.  Those options were usually something like a burger, pizza or a cold sandwich.  

I’m not sure if the lunch situations were like this because of our tour guide or because of EF itself.  Sometimes it seemed inevitable, like when we were stuck in an airport or train station.  Other times it seemed like our guide might be creating these situations by not fully informing us what was available near by.  

All dinners were set up at local restaurants before our arrival.  We did not get to select from a menu and were all served the same thing each night, with the exception of those who had special dietary needs.  Each meal came with water, but we were allowed to order additional drinks at our own expense if we choose to do so.  

The worst dinners EF provided happened during the first few days of our trip.  During our entire time in London, we were not once served any traditional English food.  Our Tour Director said it was because “London is a melting pot of cultures,” but our group didn’t buy that.  

Our first group dinner in London was at a Korean restaurant where the group was served a hot stone bibimbap with chicken.  I’m normally a big fan of Korean food, but this wasn’t great. 

The next group dinner was at a Polish restaurant where the group was served a fried chicken patty and french fries.  

When it became apparent on the second night that we weren’t going to be getting any traditional English food, my daughter and I made arrangements to go get dinner on our own, and pay for it out of pocket.  Four other members of our group chose to join us.  

We simply got information from our Tour Guide when and where to meet up with the group after dinner and selected a nearby local pub so we could have a traditional English dining experience.  

Dinners seemed to improve when we got to France. During our first night there we had a lovely traditional French meal of chicken with mushroom sauce in the back room of a small picturesque cafe with a ton of ambiance.   On the second night we had a traditional Alsatian dish called Flammekueche, which was sort of like a pizza with a creamy sauce.  

In Italy, the dinners were quite good.  Of course we were served a lot of pasta, but we also had braised beef in tomato sauce, gnocchi, and pizza.  

According to the folks on our trip who had special dietary needs, the dinners were pretty good for the most part.  Although it did seem that everywhere we went in Italy, anyone who was gluten free or dairy free was served watermelon for dessert.  

Before we left on our trip, we were told by our group leader that we shouldn’t need more that $25 US dollars per person per day for lunches and snacks.  We found that that number was not quite accurate for us, especially if we ever wanted to stray from the planned meals that EF Tours had set up for us.  

We also found that we frequently needed to buy water to stay hydrated in the high temperatures of Italy during the summer, and at most of the locations we visited, water was marked up quite a bit.  

Overall, the meals on our trip were pretty good, but could definitely have been better.  

Our Itinerary

We knew going into this tour that our itinerary would be extremely hectic.  With no more than 48 hours in any location, we expected it to be jam packed.  It was kind of like a tasting menu, where you got a little bit of each destination.  

What we didn’t expect was the significant amount of wasted time and changes to our itinerary that happened on our tour.  

Things started off poorly when our tour guide was an hour late to meet us at baggage claim and then our bus was over another hour late to pick us up at the airport.  

While our tour guide was a very sweet, personable woman, she didn’t seem to understand how to manage the timing logistics for a group of 40 travelers.  

Our group was quite good about being on time to meet up locations with a couple of small exceptions that could not be helped.  No one wanted to be the person that made us late.  

Our tour guide didn’t seem to have this mentality.  She was frequently the last person downstairs at our hotels to meet our bus 15 to 20 minutes after the time she told us to meet her, and did not budget in adequate travel time to most of our destinations. 

For example, while we were driving across Italy, she had our driver stop at a large gas station for a bathroom stop.   She told us we only had five minutes to use the restroom and get back on the bus.  It’s completely impossible for 40 people to make use of just a handful of bathroom stalls in five minutes. 

We were late to our tours in London, Florence, and the Vatican.  We were late to our tour of the Colosseum in Rome.  We were late to our appointment at the Louvre.  We were so late to our tour of Pompeii.  This significantly hindered what we were able to see at our destinations, and made the whole tour seemed very rushed every day.  

Things like this happened over and over again throughout the trip.  This resulted in our group being habitually late to most of the tours we went on, and significantly cut into our time at some really important places.

The only times it seemed like we weren’t late was when we had to catch a flight, a train, or a ferry.  

There were also some pretty significant changes to our itinerary. 

Several items listed on our initial brochure were changed before the trip due to pandemic restrictions and travel challenges, which was fine.  We had ample notice and knew what to expect.    

But there were several instances where visits to certain locations were dropped off our itinerary completely, and visits to other non-advertised locations were added.  

Sometimes this was a good thing, but sometimes it was incredibly frustrating.  

In London, a walking tour of Piccadilly Circus, Covent Garden and Leicester Square was replaced with “free time” at the British Museum, which we really didn’t mind. 

But in Florence, visits to San Miniato al Monte and Piazzale Michelangelo were dropped off the itinerary with no explanation.  

On our way to Rome, our guide added a stop in Ovierto, a beautiful small town with picturesque views, wonderful dining and great little shops which we enjoyed immensely. 

But in Paris, a visit to Montmartre was abandoned, even though our dinner restaurant was within a mile of the historic location.  

The best unexpected addition to our trip in my opinion was the opportunity to see a musical in the West End of London.  Our guide was able to secure tickets (for an extra fee) for those who wanted them to a performance of Wicked during our free evening.  It was absolutely fantastic.  

But in the most frustrating example, during our time in Paris a visit to the Frogonard Perfume Museum was added to our itinerary.   No one asked to go there, and most of us seemed annoyed that we were stopping.  We were assured that the stop there would only last 30 minutes, but it ended up taking three times that, leaving us only an hour and a half to visit the Louvre before we had to be back on the bus to catch a flight to Italy.  

These added stops almost always involved additional costs as well, which we were not informed of before leaving for our trip.  This caused problems for a few kids on our trip who weren’t expecting these costs, and they unfortunately had to miss out on some of the better additions. 

There also seemed to be major sites in some of these cities that were not ever even an option to visit or see, due to our limited time in each city.   We didn’t go to Westminster Abbey or St. Paul’s Cathedral while we were in London, and there were too many things to count in Paris that we didn’t even glimpse.  While we were aware of this upfront before the tour, it really did feel like they didn’t allow enough time in any location to really see the cities we were in.  

Despite these frustrations, the itinerary did take us to some fantastic places and we had some absolutely unforgettable experiences.  We had a fantastic time seeing the Crown Jewels at the Tower of London.  We enjoyed a truly magical and unexpected sunset under the Eiffel Tower in Paris.  We got to listen to an orchestra perform in Piazza della Signoria in Florence.  We were able to marvel at the unparalleled artwork inside St. Peter’s Basilica in the Vatican.  We saw the stunningly beautiful sites of Capri from a private boat tour.  Those memories are truly priceless.  

During our trip there were extra excursions offered in any city we stayed in more than one night. 

In London, the excursion was a visit to the London Eye, a giant ferris wheel type ride that gives riders a birds eye view of the city.  In Paris, it was a trip to Versaille to tour the palace and the gardens.  In Rome, it was a tiramisu cooking class.  

We choose not to participate in the excursion in London because I’m not the biggest fan of heights, and in Paris because my daughter wanted the opportunity to spend some extra free time in the city.  

I’m extremely glad we made those decisions.   

While the London Eye excursion seemed to go well for those who went on it, it was over priced.  EF Tours charged each participant $60.  Tickets can be purchased individually at the ticket booth for just $42 USD or for groups ahead of time for just $24 USD.  I’m not sure what EF added to the experience to warrant that upcharge.  

By skipping the London Eye, we were able to have a bit more time to explore and plenty of time to enjoy our pub dinner that we mentioned earlier since the London Eye excursion was timed to happen right before dinner.  

In Paris, those who went to Versaille told us the experience was underwhelming because of the limited time available inside the palace, and the lack of lunch options available to those who went.  

The Versailles excursion seemed overpriced as well.  EF Tours charged $114 USD to each participant.  Tickets to the entire estate are free for those under 18 years old and cost under $30 USD for anyone else, and that’s without a group discount.  Even if every single person had to buy a ticket,  I can’t imagine that the cost for a group tour and the transportation to get the group there cost an additional $84 USD per person.  

The tiramisu cooking class in Rome was not optional for our group for some reason.  I think our group leader made that choice when she set up our trip.  We paid an extra $85 USD above and beyond the base tour price to experience it.  While I could not find information about individual class pricing, I highly doubt that EF paid that much per person for us to spend an hour making tiramisu. 

I will say that the class was a fun experience at a great location, and we all enjoyed the desserts we made together.  

Overall, unless an excursion is of special interest to you, I wouldn’t recommend participating in them, simply because they seem overpriced.  Having extra free time to see the sites of your choice seemed to be the best option during our tour.  

Education on an EF Tour

EF Tours makes a big deal out of their tours being focused on education.  We were promised “experiential learning activities” during the trip.  They even claim you can earn credit for going on these tour.  

We found that there wasn’t that much education attached to our tour.  

The local tour guides who showed us the sights of each city were the most informative folks on this trip, with extensive knowledge of the history and culture at each stop, but we were forced to use amplifying devices called Whispers in order to hear the guides.  These Whispers often had glitches or were garbled, making it very hard to understand our guides.  

Other than the local tour guides and maybe the tiramisu class, I wouldn’t call just visiting these historic places an “experiential learning activity.”  

We also learned that our high school would not give any credit to students who participated in these trips, even though much was made of the educational credit during the pitch to get us to join the tour.  

This isn’t to say that we didn’t learn anything on our trip.  We did have some great cultural experiences while we traveled.  But learning seemed to take a back seat to just being in another country in most circumstances.  

Safety with EF Tours

As a parent considering an EF Tour for my teenager, I know safety was a big concern for me.  

When my husband and I decided to send our daughter, we felt like one of us should go with her since she was only 15 at the time we went on the trip, and had not traveled internationally like this before.  

For the most part, I felt quite safe during our trip.  

Before our trip, our group leader did make sure to advise us about pickpocketing and theft at major tourist sites in Europe, and advised us to be prepared.  She did make sure we were always wary of our passports and where we were keeping them during our travels.  

While on tour, there was only one time that I felt like our group was taken to an unsafe area.  That was during our terrible last night in Rome when we had to walk from our hotel to our dinner restaurant through some pretty sketchy areas of the city.  

Although student were allowed to go out on their own during our free time, they were asked to go in groups of three or four and were left in pretty safe areas to spend their free time.  

The biggest problem I saw with safety was when our Tour Guide would take off walking at a breakneck speed, frequently leaving half our group stuck at crosswalks or a few turns behind.  She usually did a count to make sure everyone was there when we were ready to leave, but she did leave people behind at least twice during our trip and have to go back and get them.  

Most of the time we had no idea where we were headed when we were walking to different locations.  We were never given the names of the restaurants or addresses of where they would be unless we specifically asked for them.  I think communicating with the group more about where we’re going could have avoided some sticky situations that a few of our travelers found themselves in when they were left behind.  

We also didn’t have a way to contact our Tour Guide directly.  Only a couple of people were given her contact information, which made communication confusing and difficult during our free time, especially when she got delayed during our free evening in Paris and our meeting time had to be pushed back significantly.

Curfews and group rules were left up to our group leader, who didn’t set many boundaries for our students.  

Since the legal drinking age in the areas we visited was 18, student who met this requirement were allowed to drink alcohol on our trip, but were asked to limit it to one drink with dinner.  By and large, our students respected this request and did not take advantage of the lowered drinking age to go and party it up.  

Trips like this EF Tour require students to be pretty mature when it comes to safety.  We had a wonderful group of kids who took their personal safety pretty seriously, and didn’t take unnecessary risks that would put them in jeopardy.  Had it been a different group of personalities, I’m not sure how it would have gone.  

EF Tours:  Our Final Verdict

Would I travel with EF Tours again?  That seems to be the question at hand here.  

My EF Tours experience definitely taught me a lot about group travel.  As someone who travels pretty frequently , I usually make most of my own travel arrangements, from flights to hotel reservations to activities.  It was quite nice not to have to worry about any of that.  It really did take a lot of pressure off to just let someone else do all that work. 

But relinquishing that control does require a certain amount of trust.  There were some areas that I would definitely trust EF to arrange again, and other areas where I really think they could do better.  

For this trip it really came down to adjusting expectations once we were traveling.  I really did expect there to be more education involved in what we did while on our tour.  I really did expect to spend some quality time at these major historic sites. 

Once I realized that time would be much more limited at every destination than I expected it to be, the trip went much more smoothly.  

I think our experience would have been better with a more seasoned Tour Guide.  Ours just didn’t seem quite ready to handle all the pressures and logistics that are required for managing a group of 40 people for 12 days.  

EF Tours is definitely a budget tour company, and for the price, you do get a good experience.  

Did EF Tours create the trip of my dreams?  Not by a long shot. 

Did they create a good experience for students who haven’t done a lot of international traveling?  I’d say yes.  

Do I regret going on an EF Tour?  Absolutely not.  I had some incredible experiences in some amazing locations with my only daughter, and I wouldn’t trade that for the world.  

Would I go on another EF Tour?  I think I would, but I would definitely choose a slower paced itinerary with more time in each destination.  

Do you have any questions about EF Tours that I didn’t answer?  Feel free to ask me in the comments!!

EF Tours Review: The Good, The Bad & The Ugly

Wednesday 29th of May 2024

We are the latest scapegoats of EF tours which is not worth 10$ for the time they make you wait doing round about trip for 40 hours for a travel worth 14 hours . THE most pathetic travel plan i have ever seen in my entire life. Instead of paying for this tour, I would have taken my entire family with much better planning saving time and money. JUST NOT worth it and am hoping to do something more than just commenting here to avoid atleast 1% of naive parents into signing up for future EF tours from school.PLEASE don't waste precious time

Tuesday 28th of May 2024

Hi Louise A great review, thank you. I am an EF tour director, though I only continue to lead tours where I have already worked with the Group Leaders (the teacher organizing). I won't defend EF, there's no getting around the fact it's heavily profit-driven and as such does not use resources on adequately training its staff, whether they are office based or TDs. They use the cheapest bus companies, negotiate the cheapest menus, the cheapest room rates but of course spend a huge budget on marketing and corporate BS - and it works, they are the biggest student tour operator out there not to mention all its other extensive enterprises. Everything is done last minute which hopefully gives some explanation as to why TDs are often beyond frazzled and they have to spend time away from the group, particularly in their hotel room each night emailing and sorting out things for the next day or next few days which should have been organized well in advance by the company. And given how early morning departures are and late finishes at hotels, you can see that they get very little sleep. More and more we complain that TDs are having to spend days and days in advance on admin to make the tour anything like acceptable - time when they are not being paid and think about it, they have chosen a job which is not office based but are being forced to do so much admin which any other company would handle in the office. We are either already on tour, so it is taking time away from our current group, or we have to spend less time with family when we are in between tours. Cheapest labor, in fact it is free labor! To say nothing of how late they pay us and even then they dispute a lot of payments so we have to wait even longer. Of course TDs should never be late, this is appalling. To play devil's avocate though, in my time I have bumped into colleagues along the way who are in floods of tears because of how their tour is going. Almost always to do with impossible itineraries, tickets not arriving and the company not supporting them, but also sadly, due to relations with travelers. The most likely is parents who have elected to travel on a student trip without understanding what they means for them (long days, staying in poor quality hotels, rushed meals etc.). And sometimes it just takes a bit longer to compose yourself before going back to meet the group. Often I have to be on a call and skip a visit that I was really looking forward to just to sort out some s*** so the tour goes well. Of course to maintain professionalism, I would never tell the group that I have been sorting out s***, they just assume I've been gorging on gelato. Sometimes we are not even provided with a ticket to go into a museum or theatre so we cannot join the group. All aspects of the job has got worse and worse over the years and many of the experienced TDs have jumped ship where they are better paid and generally treated more humanely. I think it is worth emphasizing the importance of strong leadership from the Group Leader. It s amazing that some are willing to travel with kids they have never met until they arrive at the airport. A good teacher will pick good chaperones and give them guidance to prepare for the tour. So free time can be very different between one group and the next. It may sound like kids are let lose, but it is almost always in a controlled environment and the teacher will have set up parameters the students have to keep to. Again the biggest trouble makers are typically parents who travel with the group. Regarding educational aspects of the tour, I would like to deliver more education and we certainly used to do more. But as hotels have got further and further from the centre, meaning longer and longer hours on the go with very little sleep, bus journeys means the students need to catch up on sleep. There are some EF tours which are more educational-focused such as STEM, WW2, And don't forget there is also the 'soft skills' element that should not be overlooked - for most students this is their first time travelling abroad, certainly without their families. So learning self-reliance, not losing their passport, budgeting their spending money, navigating teenage relations, meeting foreigners, starting to understand their own limitations and what they are willing to compromise on or not... there is so much that they are learning and absorbing which you will not find in a text book, but this is life learning and the most rewarding part of the job is to see the kids blossom. More often than not it is the students who are introverted, who make the biggest steps and make the most progress - starting to speak words in the local language, trying different foods, open their eyes wide. The confident kids often stick together and don't appear to grow as much. One of the biggest problems with this kind of tour is that the more things listed on the itinerary, the more people sign up. As an example. teachers often say that they offer a tour, get a few signing up, then they amend it to include Paris and boom, a full bus. Only the most experienced of travelers would look at the shiny marketing brochure and question how it is possible to pack everything in. But having everything in is what sells tours. Kind of a vicious circle. Versailles optional - this is a tricky one. It is overpriced, but is a bestseller and I would like to offer some perspectives. Don't forget to factor in the service you are getting - sure, go there alone, work out the route from which of the Versailles train stations you can work out you can get to and yes under 18s enter for free, work out how to get an adult ticket on your own, queue for a long time (just google the length of those lines), work out where the bathrooms are on your own, options to eat, what train to get back... There are more costs involved with a group. for this visit In order to skip those long queues, groups must pay for group reservation fee, whatever the age of the group. You have to pay for 2 guides if there is more than a certain number in the group, so they split the group in half and have 2 tours at the same time. The Whisper audio headsets have a fee. The bus has to have a separate fee and parking. So yes, it is very profitable, but perhaps not as much as you think. The travel business can be precarious, just look at the pandemic years. Imagine airlines going on strike or sudden weather changes. Tour companies need a little reserve to deal with emergencies and the profits from side trips like Versailles is useful for this. Of course when it is clear that this tour company makes a lot of money by being very cheap on meals, poor buses and hotels, this is hard to hear. Some side trips like the London Eye are absolutely a rip off and teachers should really be more wise to this. Now that I mainly work for companies that have a calmer itinerary, the difference is immeasurable. A good one for teachers and trip organizers to work with is Lingo Tours. Each tour is bespoke so you can bring them your itinerary ideas, they will work with you to come up with something that truly works. Meals are high quality and usually offer a choice and hotels are so much better quality and even if they are not very central, they are not far out like with EF. You will get sleep, you will get an experienced tour director (you can even bring your EF TD with you, we are all freelance after all), you won't pay more and you won't regret it! You won't feel like you are part of a factory product and you will have decisions explained to you so you know you are offering a quality product to people signing up. But, like your tour director, you need to have experience because taking students away on a tour is no easy task and it takes time to understand all that it involves. Another small company that will work with you to design your tour is Global Explorers LLC. ACIS is also good for brochure tour style, but generally works out more expensive, same with Passports. Explorica is the real rival to EF and has a similar set up and EF does not let TDs work for both companies. You have have to laugh, on the EF website it says "Reimagining student travel, one itinerary at a time". If reimagine means "providing a worse product and service than last year" then they have that written correctly. They certainly do not do one itinerary at a time, they do everything en masse and this is a problem - they never turn down business and have too many tours going at the peak season. Adjust expectations appropriately. I hope this comment helps some people to understand the challenges of student touring.

I am happy that I can be helpful. CHAOS and ADRENALINE is how these tours are run. It's a big pity, there is really enough money in the company for these to be great tours. The family who own EF are on the Forbes rich list. Their business school has a reputation like Trump's did! But the family are good at business themselves , very good. But at the end of the day, whether EF does a good job or not, we all need to understand that more people are traveling than ever and this has an impact on many aspects of trips, especially group trips.

Louise Emery

Thank you SO much for this info! Having a TD perspective is really fantastic, and does give insight to how things are run. I especially appreciate the recommendations at the end!

Friday 3rd of May 2024

Hi, I signed up for the 2025 Rome and Greece trip with this company. Was wondering what I should do there and if there is anything to not do. Let me know if I should cancel a certain hotel stay or guided trip.

Saturday 4th of May 2024

Not sure if you can cancel one portion without cancelling your participation in the whole trip.

Friday 12th of April 2024

I have gone on 4 EF tours (England and Scotland), (London and Paris), Rome, and one called Bell'Italia, which was basically a road trip through Italy. The meals are always meh, and the hotels were usually ok to good. I'm surprised at your lackluster tour guide. We have ALWAYS fallen in love with all 4 tour guides!!! They are all friends for life now. I wish you could have had that experience. The kids just adored them all. I did find the more jam packed the itinerary is, the more stressful the trip can be, but on the other hand, you get to see it all.

Thursday 14th of March 2024

Thank you so much for your insightful review! My daughter is headed to S. Korea in a few weeks and reading all these comments & your review...I'm just hoping for the best at this point. I wanted to ask about the tipping. Our group leader has requested $145 paid to her in cash, which I was completely caught off guard, considering the financial commitment of the trip itself, but reading this, it seems that it is quite normal. I contacted EF and the representative said that according to the tour itinerary, the total suggested guideline should be significantly less. Do you know what happens if there is a surplus or shortage with the tipping amount? I'm just wary about giving someone I don't even know (group leader) cash.

Saturday 13th of April 2024

@Louise Emery, I can't thank you enough for you review. My school is planning a trip to Rome, London, and Paris in June 2025. I've been honestly on the fence, and I still have time to cancel. I'm a teacher at the school, but not actually a chaperone. I have to pay the full cost for the trip, but I know I will likely still need to supervise the students during the day. I don't necessarily mind this, but I wonder if I'd be able to explore at night. What time did you typically get back to your hotel? I really hope we are not an hour away from the Rome, London, or Paris city centers. I would love to be able to go out for drinks on my own at night time once the students are in the hotels. Louise, do you think it might be better to plan my own trip to Rome, London, and/or Paris? I'm a single man with no kids hahah.

Tuesday 2nd of April 2024

I really am not sure what would be done with a surplus. I would definitely ask the group leader about the discrepancy between their request and the recommendation of EF.

EF Educational Tours

Review Highlights

“ Silke and Michal became part of our "family" for the entire 10 day tour . ” in 3 reviews

“ My two sons, ages 10 and 13, and I learned so much about Costa Rica and had so much fun!!! ” in 9 reviews

“ I just returned as a chaperone on the EF trip to Barcelona and Madrid. ” in 5 reviews

Location & Hours

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2 Education Cir

Cambridge, MA 02141

East Cambridge

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About the Business

Established in 1965. It was 1960 and Swedish student Bertil Hult had spent years struggling with dyslexia. Unsure of his future, he moved to London for work. After only a few short months, he was fluent in English--a feat he never thought possible. That discovery inspired Bertil to launch EF Education First in 1965--a company built on experiential learning, cultural immersion and authentic connections. This experience is at the core of our educational philosophy. …

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231 reviews

I just can't get over how many corners EFtours cuts. They take you to CHEAP hotels and serve you CHEAP meals at restaurants rated 3 stars. This is alright for kids, but for adults that have any expectations, it's severely disappointing. It's been brought up countless times by other people and beaten like a dead horse, yet EFtours KEEPS DOING THE SAME THING. Please.... PLEASE change your business model! I'm tired of going to hotels that have roaches. I'm tired of going to hotels that claim that they have a gym/sauna and don't. I'm tired of going to hotels that have front doors that won't lock. I'm tired of going to hotels without working WIFI. I'm tired of going to dinner and getting served CHEAP no-topping cheese pizza and no drink options other than water. Diet anything or even tea would be great, but EF takes the free route with water. You'll pay $4000+ and they'll milk that for profits... that's all it is. On a positive note, our main tour guide was AWESOME.

They ensure to discuss the good things with the trip option but fail to mention that there is a $300 cancellation fee if for any reason the trip needs to be cancelled. You have the option to purchase travel insurance, so they are essentially charging you the insurance cost and still on top of that a $300 fee. I find it very distrustful to not mention this in the presentation like they mention everything else.

ABSOLUTE SCAM! I signed up for a tour through a school, then the school cancelled the trip. Now this place is holding on to over $500 and won't refund it even though there is NO TRIP NOW. NEVER NEVER NEVER GIVE THIS PLACE MONEY! You get NO TRIP and NO REFUND.

One of the worst and most unprofessional experiences I have ever had. My daughter goes to school in Boca Raton, and a few months before her trip to Japan, EF Tours offered a trip to Iceland. At the time we applied, my daughter was eligible, as we had received an offer. However, after she returned from the Japan trip, she was no longer eligible. I had already paid $350 towards the Iceland excursion, which my daughter could no longer attend. I called EF Tours customer service and kindly asked for my $350 back. They told me that I could not get a refund but could put the money towards another excursion, which I was willing to do. However, when I inquired about not wanting to send my daughter on any excursion, they said they would take the $350 as a cancellation fee and waive any other cancellation fees in advance. I was extremely disappointed that she was eligible earlier and now was not, and I could not get my money back. Instead, they charged me the money as a cancellation fee for something we couldn't use. It felt shady, unprofessional, and greedy. After I tried to resolve the issue, they blamed the school and said it was the school's fault. They advised me to reach out to the school chaperone to discuss my refund. I hesitated before sending my daughter on the excursion due to the bad reviews about the company. While my daughter had a great time, the incident and the company's unwillingness to help mean I will never use EF Tours service.

Me and 21 other teens were taking a trip. In the beginning, there was a storm in Dallas so we ended up getting delayed and then left behind. EF could not even get into contact with the airport and kept not answering. They also stated we had a hotel when we didn't. Highly unprofessional staff. Now our entire trip was cancelled and then we ate at a Denny's which they begrudgingly paid for with no way to get home until the next day. Had to sleep in airport

Giving one star because it won't let me give zero. Terrible customer support throughout the enrollment process and even worse during the refund process. Do NOT ever use this company ever. My refund has been stuck in their process for weeks and after calling the bank and calling them multiple times they finally send and email saying the refund will be electronically processed. But then calling to follow up they say a check has to be issued because the of something on their end. So they lied in an email then didn't deliver. Still waiting for that check but I won't hold my breath. Avoid at all costs; or it'll cost you.

Our a high schooler just got back from the EF tour in Costa Rica. He had an amazing time. He learned so much, loved the experience and can't wait to go on another trip. He said all the meals were really good too. He said every hotel they stayed at was very clean and he felt safe. He said the locals and tour guides were fun to talk to. He already misses being there. They visited areas you probably wouldn't go to if you were going on a resort vacation. He said the only negative on the trip was the snorkeling trip. He said the reef they explored had died and there weren't many fish left in the area. He said it was sad, and made him think more about the environment, so it wasn't a total loss. The confidence and life skills he gained on this trip were worth the price we paid. Things to consider if you're planning on sending your child on a tour. There are cancellation fees if you cancel the trip. You maybe driving your kid to the airport in the weee early hours of the morning. They are going on an educational tour and won't be staying in resort areas. A/C and Wfi is sometimes not available. The terms and conditions when you sign up outline everything you need to know about going on a trip and any cancellation fees. Read the terms and conditions and understand them before you sign up and pay. Your children will be sharing rooms and beds with other students. We upgraded our child to a private room since he didn't want to room with others. Whenever we had a question, we used their online chat. There was one time they required a phone call to fix and issue, but they gave us a call and were able to fix what we needed. The portal was great and gave us emails to remind us of what we needed to do to be ready for the trip. If his school hosts another trip, we will definitely sign up!

One of the waterfalls they visited

Terrible company. Do not travel with them. One of the hotels had bedbugs, roaches and mold. They tried to book way too cheap for the price we paid for the trip. There was a mixup with the airline where a middle name was entered wrong. My guide left me and my son at the gate in France and left with the rest of the group. I had to pay my own way to get us back with the group, after missing a half day in Rome waiting to catch the next flight. They claim the airline messed up, and tell me to contact them for a refund, but wont give me any communication with the airline. I cant prove who messed up and they wont help me. The descriptions are misleading, they say you 'visit' sites, but seeing them from a bus window, really is disappointing. The trip is not cheap, and it doesn't live up to the billing.

BEST TRIP EVER! Our school group just got back from a 10 day tour in Europe: Germany (Frankfurt, Rothenberg, Rodenberg, Dachau, Munich and Heidelberg; Innsbruck, Austria; Venice and Verona Italy; Lucerne, Switzerland; and Colmar, France. It was a trip of a lifetime! We had the best tour guide, "Silke" from East Berlin. She was amazing! She had every detail of our trip organized. From bathroom breaks to tour itinerary times. She made us feel safe throughout the whole trip. She gave us a history lesson for every sight, plus her personal experience which was very informative. Also as great, was our bus driver, Michal. He was the best driver ever. We felt very safe and he was accommodating to everyone. The bus, by the way was a luxury bus, and very comfortable! Silke and Michal became part of our "family" for the entire 10 day tour. It was sad to leave them! Our hotels were basic but very clean and safe (in a safe area also) and had a charm of their own that matched the region we stayed in. The food that was included in the trip was also good. We had a very pleasant experience. I feel so blessed to go on this trip that I got to share with my daughter and school group. I would highly recommend EF Tours! I can't imagine going on a trip like this without them. I would have no clue where to go. Don't hesitate to book with EF Tours!

Grace Christian School with our EF Tour leader, Silke!

Our family has used EF tours via my kid's schools twice and never really had any major issues with them. I love that they offer interest free payment plans for the trips and they have detailed itineraries from start to finish so you don't have to plan anything on your own! Plane tickets, hotel stay, transportation, breakfast and dinner are all included . Tour guides that have been assigned were all awesome. My only issue would be the hotel and food selections on some days that they selected could be so much better given the price paid.

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Best School Trip Company

Choosing the best school trip company is the first step to a memorable travel experience for your students. 

Many factors go into creating a successful educational tour for middle and high school students.

Here are some of the reviews and comments we've received over the years. Some mention our professionalism and others about their experience on the trip. Each organizer has different approach and we adapt to these needs for all our groups.

"GO Education Tours is a great company to work with. They are flexible with the needs of your group as well as take on any stressful situations that occur while you are on the trip...The personalized service is key to us. We know what we are getting when we book with GO Education Tours each time. They work with us to make the trip successful and affordable for our kids."

Sandra in Kentucky mentions,

"I wanted to let you know our trip to DC was fantastic! The students had a great time and [our GO Leader] did an excellent job as our guide, her expertise, professionalism and her impressive historical knowledge were remarkable! She went out of her way to encourage and motivate our students, plus extended respect to each of us. Thank you for your assistance and for allowing us to see Washington DC with you!"

Amy from Connecticut:

"Thanks so much for another great trip!  As always, you and your staff were wonderful and the kids had an amazing experience. 

Thanks for all you do."

Karen from Tampa,

"Every time I think about all of the things you did to make our trip to DC so amazing and memorable, you do something else above and beyond.  Lori and I both agree we would never do any student travel with anyone else because nothing could compare to the experience we had."

Matt from Vermont,

"There is a clear professionalism and excellent service. They were easy to communicate with and helpful in all phases of the trip. Our GO Leader was flexible with timing and used his knowledge of the area to manipulate our schedule effectively. He put pieces in and adjusted times thoughtfully and seamlessly."

As we you can we work very hard at being on e of the best school trip companies with every trip. Passion and dedication  and having a lot of fun is what we do" Travel-Engage-Learn -  Experience.

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We have a young team of dedicated travelers ready to make your next class trip a memorable experience for you and your students. GO guides you through every step of the planning process. You can customize all or parts of your trip. Or simply choose one of our Pick,Click & GO trips, our most affordable trips if you wish for an economical and quick trip booking. Planning can be daunting but all our efforts are channeled to make it easier on you.

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The Best Educational Travel Companies for Curious Travelers

I once took a history-focused tour of Israel with a guide who hated questions. He would deliver short lectures on each destination and then growl, “Proceed.”

Then, halfway through the tour, we got a new guide, Lior. He loved history. He welcomed discussion, even when it came to Israel’s complicated political past and present. And he turned the tour completely around for us.

There’s an easy way to find a guide like Lior: choose a company that specializes in educational tours for adults. What sets these apart from traditional guided tours? First, the depth of knowledge. Leaders of educational tours are subject matter experts — in the case of museum travel programs, they may be among the world’s foremost authorities on a destination’s architecture, art, ecology or history. And second, the other members of your group will probably be a lot like you: well-read, curious and adventurous.

There are a few drawbacks to educational tours, of course. You may not have many opportunities to go off and do your own thing. Solo travelers are generally welcomed, but may be paired with a roommate or face paying a supplement. Educational travel can be expensive, too, although keep an eye out for deals when you book last minute.

A Few of the Best Educational Travel Companies

The best-known of all educational travel companies is the nonprofit Road Scholar , formerly known as Elderhostel. Founded in 1975, Road Scholar runs tours in 150 countries and all 50 states. 1 Its tours tend to be affordable, too; Road Scholar says participants can save 20 percent, on average, compared with tours run by commercial operators. How can you choose from among 5,500 tours? Start with Road Scholar’s most popular offerings , which include tours of Scotland, Ireland, Iceland, Sicily, Southern Italy, Australia and New Zealand. And if you’re in the mood for a truly grand adventure, consider Road Scholar’s World Academy tour: Voyage around the world in 115 days, visiting 25 countries. Fares start at just under $40,000. 2

Go Ahead Tours , part of EF Education First, promises small tour groups of 14 to 35 travelers, led by both an experienced tour director and local guides who know everything about their cities. In addition to the usual destinations, Go Ahead offers some unique specialty tours. “The 500th Anniversary of the Reformation” traces Martin Luther’s footsteps across the Czech Republic and Germany. 3 “Wines of Eastern Europe” takes travelers to abbeys, villages and vineyards in Budapest, Vienna and Prague. 4 One nice perk: Go Ahead will let you travel free if you organize a group of six to travel with them. 5

If you share Indiana Jones’ fascination with ancient artifacts, an archaeological travel tour might be perfect. Organizations like The Archaeological Conservancy  and Andante Travels  can take you to see Mayan pyramids, Cambodian temples, the Silk Road cities of Uzbekistan and even the secret archives of the Vatican. One archaeological tour that intrigues us is here in the United States: an exploration of the Empire of Cahokia . Scientists are still investigating the massive, thousand-year-old earthworks of Cahokia, which today stand just outside of St. Louis.

Amazing Museum Travel Programs

Museum travel programs led by expert curators are an ideal way to learn about art and architectural history. Travel with The Met  is the prestigious travel program run by the Metropolitan Museum of Art. “More than just a vacation, a Travel with The Met international exploration combines curatorial expertise and behind-the-scenes viewing arrangements with spectacular itineraries and interesting companionship,” the Met says. 6 The Met runs about two dozen tours per year to places you’ve probably never been. In 2017, destinations included Morocco; Armenia, Georgia, and Azerbaijan; and the Balkans. Some tours are voyages aboard the 1931 sailing ship Sea Cloud.

Smithsonian Journeys  is a museum travel program run by the Smithsonian Institution, offering more than 350 departures on seven continents. Take a close look at the Smithsonian’s special interest tours, which cater to unique and unusual passions. The “Inside the Russian Space Program” tour flies participants to Baikonur Cosmodrome in Kazakhstan for a VIP viewing of the manned launch of a Soyuz spacecraft. 7 The “Italian Cars” tour takes travelers behind the scenes at the Lamborghini and Maserati factories, then culminates with the Mille Miglia vintage racecar rally. 8 For parents, kids and grandparents, Smithsonian Journeys also offers family tours of Peru, Japan, Alaska and Ireland, among other places.

Museum travel programs aren’t all lavish international trips, however. Many museums run educational tours of U.S. cities and regions. The Art Institute of Chicago, for instance, has offered a three-day “Art and Architecture of Harbor County” program that includes viewings of a private contemporary art collection, a visit to artist Fred Olsen’s studio, and local galleries and art centers. 9 Boston’s Museum of Fine Arts has a three-day trip to coastal Maine that visits Winslow Homer’s studio and the home of the Wyeths. 10

Don’t assume that because you’re part of a tour, you’re protected against travel emergencies. Smithsonian Journeys tours, for instance, include emergency evacuation insurance and access to emergency assistance service; but that’s it. 11 Robust travel insurance can protect against unexpected, but all too common, travel crises: covered medical emergencies, cancelled flights and lost luggage. Get a quote for your next adventure!

Richmond-based travel writer Muriel Barrett has a terrible sense of direction , and has spent many happy hours getting lost in Barcelona, Venice and Jerusalem. Her favorite travel memories all involve wildlife: watching sea turtles nest in Costa Rica, kayaking with seals in Vancouver and meeting a pink tarantula in Martinique.

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RoadScholar.org  

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ArtInstituteofChicago.edu  

BostonMuseumofFineArts.org  

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My trip to Costa Rica was an epic adventure for myself and my students. EF was an amazing resource. Always there to help and support me. Full of activities and delicious food. Our tour guide Maikel was phenomenal!

Date of experience : June 02, 2024

EF took care of everything...

EF took care of all arrangements so that travelers didn't have to do anything other than enjoy themselves. When we experienced an accident, EF was there every step of the way looking after our travelers and their safety, and working a plan B and plan C to ensure everyone's needs were met in the event that the planned meals, transportation, and hotel arrangements were impacted as a result of our accident.

Date of experience : June 10, 2024

Our tour guide was amazing really…

Our tour guide was amazing really engaging and knew all the sites very well. Enjoyed all of the locations and historical sites we were able to see.

Date of experience : June 09, 2024

Fantastic people

The people were fantastic. Our tour guide and bus driver were exceptional. We saw a lot and learned a lot, but a little more time in each place would have been nice to take it all in. I felt like we were rushing from one thing to another.

Date of experience : June 06, 2024

Outstanding Travel Experience with EF Educational Tours

I have had the opportunity to travel with EF Educational Tours on three different trips. Each has been exceptional in pre-trip communication, on trip experiences, and every other detail. EF excels in utilizing exceptional, local Tour Directors who are with groups from airport pick-up to airport drop-off and every moment in-between during your travels. I cannot recommend this company enough!

Date of experience : May 29, 2024

EF hires the most talented Tour…

EF hires the most talented Tour Directors to make an itinenary come to life! Our group had a first-class experience in Costa Rica! Great adventure that will make life-time memories!

Date of experience : June 07, 2024

The kids were kept so busy

The kids were kept so busy. My son felt this was a downside but it really probably kept the kids from making trouble. He learned so much about the culture and embraced the language. They were off a day as their flight got delayed but the tour stayed on track.

The overall tour was okay. Pricy but a good experience.

The overall tour was wonderful. My daughter had a blast. There were some instances with the tour guide where he was being rude and making unnecessarily negative and targeting comments toward several of the students. If we could change anything, we would have more/different options for food. Our daughter has a few dietary restrictions because of allergies (Pork and fish) and not only was the tour guide rude to her (in front of several other students) but she didn't eat several of the meals because there simply wasn't options for her and she wasn't allowed to order her own food. Overall, I think the cost of the trip was a bit high, especially considering the amount of tours that were cancelled because of weather or natural events in the area (I understand not EF's fault but a credit for the tours not completed would be nice) All in all, she will likely take another tour, with the hopes the guides are selected better and the food options are more accommodating.

Jonathan made it very easy and fun to…

Jonathan made it very easy and fun to see the most and best of Japan. Very considerate. My son wants to go back for his senior trip and want to use Jonathan again

The activities that we were apart of…

The activities that we were apart of made the experience great.. My only concerns were the living arrangements and the food.. For the amount of money spent, I feel that EF could’ve done better.. I understand that we were in a different part of the world, but a couple of the places shouldn’t have been a choice for us to stay.. They fell at the bottom of the barrel.. As far as the food, very unsatisfying… We were looking for more traditional items.. To sum it all up, I spent less going on my own and had a better experience.. I was excited when I was presented with the chance to go to Costa Rica.. I hyped my son up based on my 1st experience only for him to be disappointed with some of the experiences… I feel it could’ve been a more done with living arrangements/food based on the money spent..

Date of experience : June 08, 2024

The tour director was awesome and went…

The tour director was awesome and went above and beyond the call of duty to make the trip great. The bus driver was the best ever. He worked relentlessly to ensure everyone was there promptly and safely. He helped me with getting in and about of the bus. He was amazing. The places we went were rich in history and beauty. It was stupendous. The meals were authentic. The agenda gave us a great mix of tours and on your own time. The needs of everyone were met. It was awesome!

Great Guides

The group guides were knowledgeable and worked hard to accommodate travel changes on the fly. Such a great experience!

Absolutely incredible

Absolutely incredible! Mila, Barry, Natalie, and Keith were amazing! I cannot stop daydreaming about our tour and planning my students’ next adventure!

The farm tours were fabulous choices.

The farm tours were fabulous choices. Lots of time driving back and forth on the same roads via bus due to hotel locations. We really didn’t need added time on the bus multiple days. The one hotel in Dungarvan(sp?) was not great. The college dorms were nice in Galway but away from EVERYTHING so not ideal for 40 people without transportation. The meals were good but I don’t understand why NO drinks were provided for any dinner meal. Water only. For as much as this cost 🤨 Ireland was beautiful. Tour guide was okay but couldn’t answer many questions about Ireland. Our bus driver was AMAZING!

Date of experience : May 26, 2024

Amazing trip

Amazing trip, organization of EF Tours and loved just about every minute of our time in London and Rome. We do wish that the Tour Guide that we had was more familiar with the area, a local and more knowledgeable. She was nice and ok but it seemed like she didn't know much about the areas or how to get around the locations we went to. The set up with the Tour Bus the morning of departure was not set up to be of ease for the two groups traveling. We had to wait at the airport for a very extended time because there was just one bus leaving our hotel and it was in accordance to the departure of the first group. The trip in a whole was amazing and we would book with EF Tours again, if possible.

Date of experience : June 03, 2024

Ireland and England 2024

The overall experience was great. Janet was so helpful when planning this tour. She answered all my questions and helped me feel confident before our departure. Our tour guide, Laura, was phenomenal. She knew the history of Ireland and England and gave us all the information we needed. We are planning our next trip and would recommend EF to others.

Date of experience : June 01, 2024

Ashley is what made the experience so…

Ashley is what made the experience so far easy and fun. Her enthusiasm and confidence were inspiring and I trusted her instincts and her advise.

My son had a really great time on his first trip to Europe! We didn't have any issues or confusion with the program.

Unfortunately, I got really sick on my trip to Italy. EF Tours did an excellent job of making sure I got the help I needed.

Amazing Experience for Everyone Involved

Amazing is the best word to describe my epxerience on this EF Tours trip. Every element of the experience was tailored to provide an emersive exploration into the culture and language of Costa Rica. We had a full schedule of activities each day of the trip, but each one added tremendous value to the educational value of the experience. I never felt overwhelmed or exhausted and was excited at the end of each day wondering what the next day of adventures would entail. Our tour guides, Andres and Nelly, did a fantastic job of creating challenges and scheduling experiences that required students, parents, and teachers to engage and converse with the local people. We participated in marketplace scavenger hunts that required trying local cuisine and asking locals questions that could not be answered by using online search engines. Andres would host a trivia challenge after each event to help everyone focus and reflect on what they learned at each location. I am not sure that I will ever experience another vacation where I felt more enganged and enlighted than I felt with Andres and Nelly leading our group. The trips to the sustainability farm, the organic fruit farm, the organic pineapple farm, and the chocalate farm highlighted Costa Rica's commitment as a country to preserve the environment and live in harmony with nature. Costa Rica is a beautiful country with breathtaking views, landscapes (paisajes), and wildlife. Andres was so knowledgeable regarding everything Costa Rica and was able to share his knowledge with the group. He also scheduled meals hosted by local families (including his own) during the trip, which highlighted the fiendly, unselfish, and kind mentality of the Costa Rican people. In all honesty, 5 stars does not do this trip justice. If I could rate it out of one thousand stars, I would give it 999. The only reason I would leave off the 1 star is because the trip had to end.

Chase Sapphire Preferred Card review: A top travel and dining card

Chase Sapphire Preferred Card overview

The Chase Sapphire Preferred® Card is one of the best-known travel rewards credit cards , featuring 5 points per dollar on travel booked through Chase Travel℠ and Lyft purchases, 3 points per dollar on dining, select streaming services and online grocery store purchases (excluding Target, Walmart and wholesale clubs), 2 points per dollar on all other travel purchases and 1 point per dollar on everything else. These valuable points can be transferred to airline and hotel partners or redeemed directly for travel at a rate of 1.25 cents per point through Chase Travel℠. Card rating*: ⭐⭐⭐⭐½

* Card rating is based on the opinion of TPG's editors and is not influenced by the card issuer.

At TPG, we always get asked an important question from beginner travelers looking to plan trips: Which travel credit card should I start with?

We almost universally recommend the Chase Sapphire Preferred® Card because it earns one of our favorite rewards currencies and comes with valuable perks for a low annual fee. In fact, many of us started our journey into points and miles with this card.

The Chase Sapphire Preferred is designed for frequent and casual travelers. With a $95 annual fee, it's not an expensive card, which makes it an especially good choice for beginners.

The recommended credit score is at least 700 to qualify for the Sapphire Preferred , but it's not unheard of for someone to be approved with a lower score.

Here's what you need to know about the Chase Sapphire Preferred and why it's one of the best cards out there .

Chase Sapphire Preferred pros and cons

Chase sapphire preferred welcome offer.

The Chase Sapphire Preferred has a limited-time welcome offer of 75,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first three months from account opening. This isn't quite the highest offer we've seen on this card , but still plenty valuable.

This haul of points is worth a minimum of $937 when redeemed for travel through the Chase portal, but you can maximize value by utilizing Chase's transfer partners. TPG values Chase Ultimate Rewards points at 2.05 cents each, making this bonus worth $1,538.

Related: How to redeem Chase Ultimate Rewards for maximum value

Chase Sapphire Preferred benefits

In addition to the sign-up bonus, there are many appealing perks to being a Sapphire Preferred cardholder.

You'll receive a statement credit of up to $50 on hotel stays purchased through Chase Travel upon opening the card and on each account anniversary. It's automatically applied to your account each year when you make an eligible charge. Note, however, that the $50 credit does not earn Chase Ultimate Rewards points.

I always use this hotel credit when I am overseas in a small city with no chain hotels where I won't earn any elite nights or loyalty points since booking through an OTA like Chase Travel typically doesn't qualify you for elite status benefits at hotels.

Cardholders also enjoy a 10% anniversary points bonus each year. This 10% bonus is based on your total spending during the account anniversary year at a rate of 1 point for each $10 spent. If, for example, you spend $100,000 on your Sapphire Preferred during your cardmember year, you'll receive 10,000 bonus points at the end of the year.

However, this 10% bonus is calculated from the dollars you spent rather than the points you earned, meaning you won't receive additional points by leveraging the card's bonus categories.

The Chase Sapphire Preferred also includes at least one year of complimentary DoorDash DashPass membership , which includes perks like free delivery and reduced service fees on eligible purchases (activate by Dec. 31). There is a cost associated with using food delivery services such as DoorDash, but this can be a valuable benefit if you already use the service.

Additionally, you'll get six months of Instacart+ and a $15 statement credit quarterly on qualifying Instacart purchases. You must enroll for this benefit by July 31 through the Instacart website .

Finally, the Sapphire Preferred is an ideal choice for travel bookings such as car rentals, cruises, plane tickets and hotels because it comes with comprehensive travel and purchase protections. Among them, cardholders can expect the following:

• Primary rental car coverage
• Trip delay insurance
• Trip cancellation insurance
• Baggage delay insurance
• Lost luggage reimbursement
• Purchase protection
• Extended warranty protection

You can read more about the Chase Sapphire Preferred shopping and travel benefits here .

Related: 7 Chase Sapphire Preferred benefits you might not know about

Earning points with the Chase Sapphire Preferred

The Chase Sapphire Preferred has a simple earning structure that is easy to maximize :

• 5 points per dollar on travel booked through Chase Travel
• 5 points per dollar on Lyft purchases (through March 2025)
• 5 points per dollar on Peloton equipment and accessory purchases of $150 or more (through March 2025, with a limit of 25,000 bonus points)
• 3 points per dollar on dining, select streaming services and online grocery store purchases (excludes Target, Walmart and wholesale clubs)
• 2 points per dollar on all travel not booked through the Chase Travel portal
• 1 point per dollar on everything else

Those are some of the best earnings rates in the game, particularly when you consider you're earning valuable Chase Ultimate Rewards points.

Related: Why you'll want to pay the $95 annual fee on the Chase Sapphire Preferred

Redeeming points with the Chase Sapphire Preferred

When you're ready to redeem the points you've earned with the Chase Sapphire Preferred , you'll understand why the card shines.

You can use your points to purchase airfare, reserve hotel rooms and even rent a car through Chase Travel — all at a fixed rate of 1.25 cents per point. That means you don't need to worry about blackout dates or finding award space; you'll always have the option to book travel using your points. As long as a seat for sale on the flight you want or a hotel room is available to reserve with cash, you can pay for it with your points.

Just note that hotel reservations booked through third-party sites (including Chase Travel) typically won't earn points or count toward elite status qualification.

You also have the option to redeem your points for cash-back or gift cards at a rate of 1 cent per point or for a slightly higher value when you take advantage of Chase's Pay Yourself Back option. Still, these redemption options are less valuable than transferring your points to Chase's travel partners, so we recommend avoiding them when possible.

Related: 6 Chase Ultimate Rewards sweet spots

Transferring points with the Chase Sapphire Preferred

By transferring your Chase points, you can receive more than 1.25 cents per point in value by moving rewards to Chase's 14 airline and hotel partners . Some of the best Chase transfer partners include Hyatt , United , British Airways and Singapore Airlines for luxury hotels and plane seats.

Utilizing these transfer partners can net you phenomenal value. Chase frequently runs transfer bonus promotions where you can get up to 30% more points or miles when you transfer Ultimate Rewards to a transfer partner.

For example, TPG credit cards writer Chris Nelson regularly transfers points to Hyatt and has gotten rooms during peak season in Europe for as low as 4,000 points a night. Hyatt has plenty of great sweet spot redemptions, making it an especially valuable transfer partner.

Related: The complete guide to Chase Ultimate Rewards transfer partners

Which cards compete with the Chase Sapphire Preferred?

Many worthwhile mid-tier travel credit cards exist, but only a few can go toe-to-toe with the Sapphire Preferred . If you're trying to decide which is best for you, consider which card's earning power suits your spending habits and which transfer partners you're more likely to maximize.

• If you prefer Capital One: The Capital One Venture Rewards Credit Card is your best bet. The card offers 5 miles per dollar on hotels and rental cars booked through Capital One Travel and 2 miles per dollar on all purchases, plus a welcome bonus of 75,000 bonus miles when you spend $4,000 on purchases in the first three months from account opening. For more information, read our full review of the Capital One Venture Rewards Credit Card .
• If you prefer American Express: The American Express® Green Card offers a high earning rate on travel, restaurants and transit. Annual Clear Plus and LoungeBuddy credits offset its $150 annual fee. Plus, Amex has more transfer partners than Chase and offers more transfer bonuses throughout the year.
• If you want more perks: The Chase Sapphire Reserve® offers higher earning rates on travel purchases and more valuable benefits like a $300 annual travel credit and airport lounge access. For more information, read our full review of the Sapphire Reserve.

For additional options, check out our full list of the best starter credit cards .

The information for the American Express Green Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Read more: Chase Sapphire showdown: Sapphire Preferred vs. Sapphire Reserve

Bottom line

If you're ready to move beyond cash-back or fixed-value travel rewards credit cards, there is no better place to start than with the Chase Sapphire Preferred .

After its debut over a decade ago, it's still regarded as one of the best rewards credit cards . It earns some of the most valuable points and is flexible enough to meet the reward needs of frequent and newbie travelers alike. As long you're using the card frequently enough to get more than $95 in value from it, this card is definitely worth the annual cost.

Apply here: Chase Sapphire Preferred

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Best credit cards

Advertiser Disclosure

Blueprint is an independent, advertising-supported comparison service focused on helping readers make smarter decisions. We receive compensation from the companies that advertise on Blueprint which may impact how and where products appear on this site. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Blueprint. Blueprint does not include all companies, products or offers that may be available to you within the market. A list of selected affiliate partners is available here .

Credit cards

Best travel credit cards of June 2024

Robin Saks Frankel

Grace Pilling

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Updated 12:58 p.m. UTC June 5, 2024

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Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full advertiser disclosure policy .

The best credit cards for travel set themselves apart from other credit cards by offering an array of benefits that make it easier and more rewarding to explore the world. These travel credit card offerings provide generous rewards and perks tailored to the needs of those on the go.

We analyzed all of the available options in this category, from issuers both large and small, to curate a list of the very best travel credit cards of 2024. Here are our selections.

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The Platinum Card® from American Express

Welcome bonus

Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.

Regular APR

Credit score.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Editor’s take

• Over $1,500 in travel and entertainment credits can offset the annual fee.
• Comprehensive lounge access benefit.
• Generous travel and purchase protections.
• High annual fee and spending requirements.
• Amex’s once-per-lifetime rule limits welcome bonus eligibility.
• Annual statement credits have limited use.

Card details

• Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
• Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
• $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
• $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
• $189 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
• Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 year period for TSA PreCheck® application fee for a 5-year plan only (through a TSA PreCheck® official enrollment provider), when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
• $695 annual fee.
• Terms Apply.

Best travel credit cards

• Capital One Venture X Rewards Credit Card * The information for the Capital One Venture X Rewards Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. : Best credit card for travel.
• IHG One Rewards Premier Credit Card * The information for the IHG One Rewards Premier Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. : Best hotel card.
• Aeroplan® Credit Card * The information for the Aeroplan® Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. : Best cobranded airline card.
• The Platinum Card® from American Express : Best for airport lounge access.
• Capital One Venture Rewards Credit Card *: Best for simple redemption process.
• Chase Sapphire Preferred® Card : Best for high value with a low annual fee.
• Chase Sapphire Reserve® : Best for increased redemption value.
• Wells Fargo Autograph Journey℠ Visa® Card *: Best for high rewards on all types of travel.
• American Express® Green Card * The information for the American Express® Green Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. : Best for high rewards on travel and dining.
• Bilt World Elite Mastercard® : Best travel credit card for renters.

All information about American Express® Green Card has been collected independently by Blueprint.

Why trust our credit card experts

Our team of experts evaluates hundreds of credit cards and analyzes thousands of data points to help you find the best card for your situation. We use a data-driven methodology to determine each rating. Advertisers do not influence our editorial content. You can read more about our methodology below.

• 85+ cards analyzed.
• 20+ data points analyzed.
• 5-step fact-checking process.

Best credit card for travel

Capital one venture x rewards credit card.

The information for the Capital One Venture X Rewards Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.

• High reward potential.
• Wide selection of statement credits.
• No foreign transaction fees.
• No hotel or airline-specific benefits.
• Requires excellent credit.
• High annual fee.
• Annual fee: $395.
• Rewards: 2 miles per $1 on purchases, 5 miles per $1 on flights booked through Capital One Travel and on purchases through Capital One Entertainment and 10 miles per $1 on hotels and rental cars booked via Capital One Travel.
• Welcome bonus: 75,000 miles after spending $4,000 on purchases in the first three months of account opening.
• APR: 19.99% to 29.99% variable APR on purchases and balance transfers .
• Other perks and benefits: No foreign transaction fees, 10,000 mile card ownership anniversary bonus, $300 annual credit reimbursement for travel bookings made through Capital One Travel, $100 Global Entry or TSA PreCheck application reimbursement credit, airport lounge access benefits, cellphone protection benefit, transfer miles to travel and hotel partners, Hertz President’s Circle Status.

Best hotel card

Ihg one rewards premier credit card.

The information for the IHG One Rewards Premier Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Earn 140,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening.

• Earn up to 26 total points per $1 spent at IHG hotels.
• Free night after your account anniversary each year.
• Redeem three nights, get a fourth consecutive night free.
• $99 annual fee.
• Value per point may be low compared to competing hotel chains.
• Potentially high APR.
• Annual fee: $99.
• Rewards: Earn 10 points per $1 at IHG Hotels and Resorts, another 10 points per $1 as an IHG One Rewards member, 6 points per $1 from IHG with Platinum Elite Status (a benefit of this card), 5 points per $1 on travel, dining and gas stations and 3 points per $1 on all other purchases.
• Welcome bonus: Earn 140,000 points after spending $3,000 on purchases in the first three months of account opening.
• APR: 21.49% to 28.49% variable APR on purchases and balance transfers. A balance transfer fee of either $5 or 5% of each transfer, whichever is greater, applies .
• Foreign transaction fees: None.
• Perks and benefits: Free night after your account anniversary, redeem three award nights and get a fourth consecutive night free, automatic Platinum Elite status, baggage delay insurance, lost luggage reimbursement, trip cancellation and interruption insurance, credit of up to $100 to reimburse Global Entry, TSA PreCheck or NEXUS.

Best cobranded airline card

Aeroplan® credit card.

The information for the Aeroplan® Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Earn 70,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open.

• Ability to spend your way to elite status is rare for a card at the $95 price point.
• Generous rewards on everyday spending categories.
• Discounts on award tickets.
• Aeroplan charges high redemption rates on some award tickets compared to other Star Alliance carrier rates.
• The annual fee may be hard to justify for those who don’t regularly fly Aeroplan to take advantage of the airline-specific perks.
• Annual fee: $95.
• Rewards: 3 points per $1 spent on dining, takeout and eligible delivery services, grocery stores and directly with Air Canada and 1 point per $1 on all other purchases. Earn 500 points for every $2,000 spent in a month (maximum 1,500 points per month).
• Welcome offer: Earn 70,000 points after spending $3,000 on purchases in the first three months of account opening.
• APR: 21.74% to 28.74% variable APR on purchases and balance transfers. A balance transfer fee of either $5 or 5% of each transfer, whichever is greater, applies.
• Foreign transaction fees: $0.
• Perks and benefits: Aeroplan 25K status through the rest of the calendar year and next. Maintain status with $15,000 spent in a calendar year. Existing status holders can upgrade to 35K status with $50,000 in spending per calendar year, first checked bag free for cardmember and up to eight travel companions, $100 Global Entry, TSA Precheck or NEXUS application fee credit every four years, preferred pricing on award flights, trip cancellation/interruption insurance, baggage delay insurance, trip delay reimbursement, secondary auto rental collision damage waiver, purchase protection.

Best for airport lounge access

Best for simple redemption process, capital one venture rewards credit card.

The information for the Capital One Venture Rewards Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

• Decent value for the annual fee.
• Worthwhile collection of perks and travel protections.
• $95 annual fee.
• No low introductory APR period.
• Rewards: 5 miles per $1 on hotels and rental cars booked through Capital One Travel and purchases through Capital One Entertainment and 2 miles per $1 on other purchases.
• Other perks and benefits: No foreign transaction fees, up to $100 credit towards Global Entry or TSA Precheck application fee, auto rental collision damage waiver, travel accident insurance, extended warranty benefit, transfer miles to eligible loyalty programs.

Best for high value with a low annual fee

Chase sapphire preferred® card.

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s over $900 when you redeem through Chase Travel℠.

• Flexible points that can be transferred to 14 travel partners or redeemed through Chase Travel℠ at 1.25 cents each.
• $50 annual statement credit toward Chase Travel hotel bookings.
• Valuable travel protections.
• Category bonuses are limited and not competitive against other travel cards.
• Transfer partner list is limited compared to programs like Amex Membership ® Rewards and Citi ThankYou ® .
• Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s over $900 when you redeem through Chase Travel℠.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 75,000 points are worth $937.50 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
• Member FDIC

Best for increased redemption value

Chase sapphire reserve®.

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,125 toward travel when you redeem through Chase Travel℠.

• Up to $300 annual travel credit and Priority Pass Select lounge access.
• Redeem points for 50% more value to book travel through Chase Travel ℠ .
• Transfer points 1:1 to partners such as United Airlines and World of Hyatt.
• Not ideal if you aren’t interested in transferring points.
• May not qualify if you’ve applied for 5 or more credit cards in the last 24 months.
• Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,125 toward travel when you redeem through Chase Travel℠.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 75,000 points are worth $1125 toward travel.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®

Best for high rewards on all types of travel

Wells fargo autograph journey℠ visa® card.

The information for the Wells Fargo Autograph Journey℠ Visa® Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

60,000 bonus rewards points after spending $4,000 in the first three months

• Rewards: 5 points per $1 on hotels, 4 points per $1 on airlines, 3 points per $1 on other travel and dining and 1 point per $1 on other purchases.
• Welcome bonus: 60,000 points after spending $4,000 in purchases in the first three months of account opening.
• APR: 21.24%, 26.24%, or 29.99% variable APR on purchases and balance transfers. An intro balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater, applies for 120 days from account opening. After that, a fee of up to 5% for each balance transfer, with a minimum of $5, applies.
• Foreign transaction fee: None.

Best for high rewards on travel and dining

American express® green card.

The information for the American Express® Green Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Earn 40,000 Membership Rewards® Points after you spend $3,000 in eligible purchases on your American Express® Green Card within the first 6 months of Card Membership.

• Lower annual fee than some comparable cards.
• Credits for CLEAR® Plus membership and airport lounges.
• Fewer perks than more premium travel cards.
• Complex rewards structure.
• Some reward redemptions are a poor value.
• Annual fee: $150.
• Rewards: 3 points per $1 at restaurants, 3 points per $1 on travel including flights, hotels, transit, taxis, tours, and ridesharing services and 1 point per $1 on other purchases. Welcome bonus: 40,000 Membership Rewards points after spending $3,000 in purchases in the first six months of card membership.
• APR: See terms for Pay Over Time eligibility and program details.
• Perks and benefits: Up to $100 LoungeBuddy statement credit, up to $189 CLEAR® Plus statement credit and additional travel protections.

Best travel credit card for renters

• Bilt World Elite Mastercard®

• Earns rewards on rent payments.
• No transaction fee for paying rent by credit card.
• No annual fee or Foreign Currency Conversion Fee.
• You must make five transactions per billing period to earn rewards.
• No welcome bonus or intro APR period.
• Restrictive definition of what counts as a travel purchase.
• $0 annual fee
• Earn 3x points on dining, 2x points on travel (when booked directly with an airline, hotels, car rental agencies, and cruise lines), 1x points on rent payments without a transaction fee (on up to 100,000 points each calendar year) and 1x points on other purchases
• Earn double points on the first of the month (i.e. 6X points on dining, 4X on travel and 2X on other purchases; except rent)
• Earn points when you make 5 transactions that post each statement period
• Cellular Telephone Protection
• Purchase Security (theft and damage protection)
• Concierge Service
• Lyft Credits
• No Foreign Currency Conversion Fee
• Rewards & benefits terms
• Select ‘Apply Now’ to learn more about the product features, terms, and conditions.

Compare the best credit cards for travel

Why it’s the best

The Capital One Venture X Rewards Credit Card * The information for the Capital One Venture X Rewards Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. offers great value with its lineup of travel credits, including a $300 annual credit reimbursement for travel bookings made through Capital One Travel — Capital One’s online travel agency. If fully maximized it can negate much of the card’s $395 annual fee. Plus, the card earns a 10,000-mile anniversary bonus each year. For a premium card, the Venture X is priced well below its peers.

• Comes with airport lounge access.
• Miles earned on the card can be transferred to multiple travel partners.
• Elite rental status with Hertz¹.
• The travel credit is only for bookings made through Capital One.
• Redeeming your earnings for cash is a poor value.
• There’s a sizable annual fee.

Card details:

• Rewards: Earn 2 miles per $1 on purchases, 5 miles per $1 on flights booked through Capital One Travel and on purchases through Capital One Entertainment and 10 miles per $1 on hotels and rental cars booked via Capital One Travel.
• Welcome bonus: Earn 75,000 miles after spending $4,000 on purchases in the first three months of account opening.

The IHG One Rewards Premier Credit Card * The information for the IHG One Rewards Premier Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. earns rewards at a rapid pace, thanks to the automatic Platinum elite status granted to cardholders. The status, combined with the rewards earned from using the card at eligible IHG stays can earn you up to a whopping 26 points per dollar, fast-tracking you to free nights faster than you can say “InterContinental Hotels Group.”

• Ultra-high rewards rate, especially on IHG spending.
• Card offers a free anniversary night.
• Robust travel protections and coverages.
• The free anniversary night is capped at 40,000 points.
• Points are relatively low value.
• Travel coverage does not include auto rental insurance.

The Aeroplan® Credit Card * The information for the Aeroplan® Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. is one of just a small handful of airline credit cards to include elite status as a cardholder perk. The card also allows you to pay yourself back on eligible travel purchases at a rate of 1.25 cents per point, and Aeroplan miles can be used on more than 45 partner airlines, making it a must-have in the wallets of frequent globetrotters.

• Offers elite status for the remainder of the year and the full calendar year.
• Discounted pricing on reward flights.
• Free checked bag for you and up to 8 companions.
• Elite status isn’t an ongoing perk.
• Aeroplan doesn’t have U.S.-only flights.
• There’s an annual fee.
• Rewards: Earn 3 points per $1 spent on dining, takeout and eligible delivery services, grocery stores and directly with Air Canada and 1 point per $1 on all other purchases. Earn 500 points for every $2,000 spent in a month (maximum 1,500 points per month).
• Welcome bonus: Earn 70,000 points after spending $3,000 on purchases in the first three months of account opening.
• Foreign transaction fee: $0.

The Platinum Card® from American Express (terms apply, rates & fees ) offers the most widespread lounge access benefits of any card on the market. While the high price point may be prohibitive for some, consider that the card offers more than a $1,000 value in potential statement credits. Enrollment is required for select benefits.

• Expansive airport lounge access.
• Up to $200 in Uber Cash annually, up to $200 airline incidental fee statement credit per calendar year (applicable to one qualifying airline of your choice) and an up to $240 digital entertainment statement credit. Enrollment required.
• Hotel and rental car elite status with several brands.
• Sky-high annual fee.
• Statement credits can be hard to fully maximize.
• Rewards rate is mediocre outside of flights and travel booked through Amex.
• Annual fee: $695.
• Rewards: Earn 5 Membership Rewards® points per $1 for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 points per $1 on prepaid hotels booked with American Express Travel and 1 point per $1 on other purchases.
• Welcome bonus: Earn 80,000 Membership Rewards® Points after spending $8,000 on eligible purchases in the first six months of card membership.

The Capital One Venture Rewards Credit Card * The information for the Capital One Venture Rewards Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. is an easy-to-use travel rewards card with a soft-on-the-wallet price. You can use your miles to book travel through Capital One, redeem them to cover a past travel purchase or transfer them to Capital One’s 15+ travel loyalty partners.

• It’s easy to understand both earning the rewards and how to use them.
• Application fee reimbursement for TSA PreCheck or Global Entry (up to $100).
• Get Hertz Five Star rental card elite status¹.
• No lounge access.
• The highest rewards rate is for bookings through Capital One Travel.
• Other cards may offer even higher rewards in areas where you spend the most.
• Rewards: Earn 5 miles per $1 on hotels and rental cars booked through Capital One Travel and purchases through Capital One Entertainment and 2 miles per $1 on other purchases.

The Chase Sapphire Preferred® Card offers generous rewards on travel and dining and a straightforward redemption program. It’s an excellent choice for both frequent and aspiring travelers looking to maximize their everyday spending. Plus, rewards on this card are worth 25% more when redeemed for travel through Chase Travel℠. You’d be hard-pressed to find another travel card that packs more punch in an affordable package.

• Annual bonus point award equal to 10% of total purchases made in the past year.
• Can transfer points 1:1 to Chase’s travel loyalty partners.
• Extensive travel and purchase protections including primary auto rental coverage.
• Lacks airport lounge access and hotel elite status.
• Rewards are worth less than a penny per point when not used for travel redemptions.
• Hotel bookings made through Chase aren’t eligible for elite loyalty benefits.
• Rewards: Earn 5 points per $1 on travel purchased through Chase Travel℠, 3 points per $1 on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per $1 on all other travel purchases and 1 point per $1 on all other purchases.
• Welcome bonus: Earn 75,000 points after spending $4,000 on purchases in the first three months of account opening.

The Chase Sapphire Reserve® ‘s $550 annual fee can be offset by a slew of benefits. Plus, the Chase Ultimate Rewards® points earned on this card can be redeemed at a 50% increase in value when used to book travel through Chase Travel. So for example, 100,000 points on this card can be redeemed for $1,500 worth of travel booked through the issuer , helping you stretch the value of your rewards even further.

• Up to $300 annual travel credit good for a wide variety of travel expenses.
• Access to airport lounges via Chase Sapphire Lounges and the Priority Pass Select network (enrollment required).
• 1:1 points transfer to a long list of airline and hotel loyalty program partners.
• The annual fee may be hard to swallow for some, even with the potential credits.
• You’ll need excellent credit to be approved for the card.
• Low rewards rate on everyday expenses like groceries and gas.
• Annual fee: $550, plus $75 per authorized user.
• Rewards: Earn 5 points per $1 on flights and 10 points per $1 on hotels and car rentals purchased through Chase Travel℠ after the first $300 is spent on travel purchases annually. Earn 3 points per $1 on other travel and dining and 1 point per $1 on other purchases.

The Wells Fargo Autograph Journey℠ Visa® Card * The information for the Wells Fargo Autograph Journey℠ Visa® Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. offers fantastic rewards across all things travel, without having to pledge loyalty to a specific brand or book through the issuer. That makes it a unicorn among other travel cards that are either cobranded or require booking through the bank’s travel site.

• Ultra-high rewards on hotels with any brand and high rewards on airfare and other travel.
• Rewards can be pooled with other Wells Fargo cards.
• Robust travel protections cover your trip, baggage and cellphone protection.
• Limited number of travel transfer partners.
• Lacks lounge access and other elite perks like hotel or rental car status.
• Lackluster rewards on everyday spending categories like groceries and gas.
• Rewards: Earn 5 points per $1 on hotels, 4 points per $1 on airlines, 3 points per $1 on other travel and dining and 1 point per $1 on other purchases.
• Welcome bonus: Earn 60,000 points after spending $4,000 in purchases in the first three months of account opening.

The American Express® Green Card * The information for the American Express® Green Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. (terms apply) may come with an annual fee slightly above its entry-level travel card peers, but its high rewards on travel and dining, plus the annual statement credits, can far outweigh that carrying cost.

• Earns generous rewards on a wide array of travel spending, plus dining too.
• Annual CLEAR ® Plus and LoungeBuddy credits are worth more than the annual fee. Enrollment required.
• Valuable travel insurances and protections.
• The LoungeBuddy credit may not be enough for frequent flyers.
• The annual fee is higher than competing travel cards.
• Redeeming your rewards for cash-back offers poor value for your points.
• Rewards: Earn 3 points per $1 at restaurants, 3 points per $1 on travel including flights, hotels, transit, taxis, tours, and ridesharing services and 1 point per $1 on other purchases.
• Welcome bonus: Earn 40,000 Membership Rewards points after spending $3,000 in purchases in the first six months of card membership.

The Bilt World Elite Mastercard® is one-of-a-kind because you can earn rewards on paying rent without any additional transaction fees. Add in more than a dozen airline and hotel transfer partners, a long list of travel protections and other perks and this no-annual-fee card is one of the best travel cards on the market. You can even save up your Bilt Rewards toward a future down payment on a home.

• Points are worth 25% more on travel booked through Bilt.
• You can spend your way to elite status tiers, unlocking different benefits at each level.
• The issuer offers bonus rewards and other benefits on the first of every month.
• You have to use your card at least five times each statement period to earn rewards.
• No welcome offer for new cardholders.
• It’s best for renters as mortgage statements can’t be paid with the card.
• Annual fee: $0.
• Rewards: 1 point per $1 on rent payments without a transaction fee (on up to 100,000 points each year), 2 points per $1 on travel (when booked through the Bilt Travel Portal or directly with an airline, hotel, car rental or cruise company), 3 points per $1 on dining and 1 point per $1 on other purchases. At least five transactions must be made per statement period to earn these rewards.
• Welcome bonus: None.
• Foreign currency conversion fee: None.

Methodology

Our credit cards team has spent hours analyzing hundreds of credit cards. We took a deep dive into the details of each product and that analysis, combined with our years of experience covering credit cards, informed us as we developed these credit card rankings. Factors we considered included:

• Estimated annual earnings: 33%.
• Flexibility of rewards earned on the card: 10%.
• Booking flexibility with the card: 10%.
• Hotel earnings: 8%.
• Airline earnings: 8%.
• Annual fee: 5%.
• Free checked bag perk: 3%.
• Lounge access: 3%.
• Annual credits: 2%.
• Potential credits: 2%.
• Global Entry application fee reimbursement: 2%.
• TSA PreCheck application fee reimbursement: 2%.
• CLEAR Plus application fee reimbursement: 2%.
• Trip delay coverage: 2%.
• Trip cancellation coverage: 2%.
• Baggage delay coverage: 2%.
• Hotel elite status: 2%.
• Number of travel companions eligible for primary cardholder’s checked bag perk: 1%.
• Flight companion certificate with card ownership: 1%.

What is a travel credit card?

A travel credit card is a card that earns points or miles on your spending and usually offers the best redemption values when those rewards are used for travel. 

Generally, there are two types of travel rewards cards: 

• Cobranded cards: These earn a specific currency tied to an airline or hotel brand, like Delta SkyMiles or Hilton Honors points.
• Flexible cards: These earn “flexible” rewards, like American Express Membership Rewards or Citi ThankYou points, that can be used to book travel across several hotels and airlines.

Co-branded cards typically earn higher rewards for purchases made within the brand and general travel cards tend to earn rewards that can be redeemed for more types of travel.

How do travel credit cards work?

With a travel credit card, you’ll earn points or miles as you spend. When you’ve accumulated enough rewards, you can redeem them for flights, hotels and other travel expenses. Redemption options will vary depending on your card. Some issuers offer boosted redemption rates for booking through their travel portal, while others allow you to transfer points directly to airline and hotel partners or apply them as a statement credit to cover travel charges made with the card.

Many travel credit cards also come with perks for travelers, like a free checked bag for your flight, a free annual hotel night or a credit towards the application fee for a trusted traveler program like Global Entry or TSA PreCheck .

“Travel rewards cards are a great way to leverage personal and business card use and turn it into free airline tickets and hotel rooms. Be sure to choose a card that has rewards that are applicable to your preferred airline and hotel brands”, said John Ulzheimer, president of The Ulzheimer Group and nationally recognized credit expert.

Benefits of travel credit cards

Travel rewards credit cards offer a range of benefits to frequent and occasional travelers alike:

• Earn rewards for everyday spending. Use your travel credit card to pay for purchases you’d be making anyway and earn rewards you can use for travel.
• Lower the out-of-pocket cost of travel. Whether you use your points to pay for airfare, nights at a hotel or for a rental car, redeeming your earnings for travel can significantly reduce the cost of a trip.
• Receive free nights, checked bags and other perks. Many cobranded credit cards come with a free night perk or waive the fees for checking luggage, both of which can save you money and may be worth more than the cost of the card itself.
• Enjoy new travel experiences. Stories abound of people who have used their credit card rewards to take over-the-top luxury trips. Even if an overwater villa in the Maldives is not your thing, having enough points for a free flight or hotel may be enough incentive to nudge you towards taking a trip to a new city or to see family and friends in far-flung places.

What is Priority Pass and how does it work? Here’s everything you need to know about this airport lounge network

Who should get a travel credit card?

Most people can benefit from a travel credit card. Whether you’re a frequent traveler or are just looking for an occasional getaway, there’s likely a travel rewards card out there that can help you maximize your savings.

Consider how you like to travel and what you’re looking to achieve with a new travel card. Points and miles programs can be complex, and some travel credit cards require time and energy to get the most value. Other credit cards offer straightforward redemption as statement credits to offset a variety of travel spending you do directly with airlines, hotels and other travel services. Take time to plan how you would get the most out of a prospective rewards program and its transfer partners, or whether you’d be better off with a simpler approach.

Before you shell out a high annual fee for a perk-laden card, consider if the benefits it comes with are ones you’d actually use. In many cases, taking full advantage of statement credits, anniversary bonuses and other perks like free nights can more than offset the annual fee .

If you rarely travel and are considering saving up over a long period of time for a trip, keep in mind that rewards don’t earn interest. In fact, rewards often lose value over time and may even expire . It’s a general best practice not to sit on your rewards for too long.

Types of travel credit cards

Travel credit cards often provide a wide range of benefits, from travel and purchase protections to airfare and hotel redemptions.

Understanding the different types of travel rewards cards is the first step to finding the right card for you. There are several major types of travel credit cards:

Airline-specific cards 

The best airline credit cards offer exclusive discounts and rewards when you use them with a specific airline. Many also offer free companion tickets or priority boarding benefits. Examples of cobranded airline cards include: 

• Aeroplan® Credit Card * The information for the Aeroplan® Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.
• United℠ Explorer Card * The information for the United℠ Explorer Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.
• JetBlue Plus Card * The information for the JetBlue Plus Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Hotel-specific cards

These cards may give you access to exclusive discounts at certain hotel chains and resorts, as well as rewards to be redeemed for free nights or upgrades. Hotel loyalty status is a common benefit among the best hotel credit cards . Examples of cobranded hotel cards include: 

• IHG One Rewards Premier Credit Card * The information for the IHG One Rewards Premier Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.
• Hilton Honors American Express Aspire Card * The information for the Hilton Honors American Express Aspire Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. (terms apply)
• Marriott Bonvoy Brilliant® American Express® Card (terms apply)

All information about Hilton Honors American Express Aspire Card has been collected independently by Blueprint.

Flexible points cards

These cards allow you to earn points for every dollar spent that can be redeemed for flights, hotel stays, car rentals and other travel bookings. Major issuers often offer boosted earning or redemption rates when using their online travel booking portals. These cards may also allow you to transfer points to airline or hotel partners, providing the most flexibility when it comes to redemptions. Examples include:

• Capital One Venture X Rewards Credit Card * The information for the Capital One Venture X Rewards Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.
• Chase Sapphire Reserve®  

Flexible rewards vs. airline or hotel credit cards

For those who travel often but don’t have a particular brand loyalty, the best travel card is likely one that earns flexible rewards on every purchase. Flexible rewards are not tied to a specific airline or hotel loyalty program but rather to a card issuer’s travel agency redemption program. Chase Ultimate Rewards® and American Express Membership Rewards® are two examples, but Capital One offers Miles , Citi offers ThankYou® Points and other major issuers have similar reward programs.

Airline- and hotel-specific cards offer rewards tied to a loyalty program with the airline or hotel, and typically offer better value with that carrier or brand, but not as much flexibility with redemption options. Only apply for a card like this if you’re sure the brand is the one you want.

If you only take an occasional trip, then a more flexible reward card may be a better choice. 

Cash-back cards offer simpler reward redemptions and the rewards earned can still be used toward future trips or redeemed for gift cards or other rewards if travel remains a priority.

How to compare and choose the best travel rewards card

When it comes to choosing the right card for your needs, there are several factors to consider:

• What type of rewards do you want to earn? General points that can be used for travel expenses with different airlines and hotels are more flexible, but if you’re loyal to a particular travel brand you can earn their specific currency and enjoy elevated status and other perks.
• Does the card come with a good welcome bonus? Many cards offer a generous welcome bonus (sometimes called a sign-up bonus) when you spend a certain amount on purchases in the first few months of receiving the card. This can be an easy way to get an infusion of rewards when you first open your account — but when calculating a card’s value, remember the welcome bonus is a one-time deal. 
• Are you willing to pay the annual fee? Some cards have no annual fee, while others come with a hefty price tag but offer more generous rewards or benefits. Make sure you understand all the fees before making a decision so that you don’t end up paying for benefits you won’t actually use.
• Does it come with any additional benefits that offer value? Card perks such as travel insurance , airport lounge access or exclusive discounts and offers can help make your travel smoother and your card more cost effective.

Wondering how two top travel cards compare to each other? We break down the differences between the Capital One Venture X vs. the Chase Sapphire Reserve

Evaluating reward potential

“Something to keep in mind when it comes to earning travel rewards is that your mileage may vary. Often the best value redemptions will come when used for less-traveled destinations or off-peak travel times. And your rewards redemptions don’t have to be luxurious to be meaningful. Some of my most cherished memories have come from when I’ve used rewards to visit family and friends where the location was not the focus,” – Robin Saks Frankel, USA TODAY Blueprint lead editor credit cards

We evaluate the reward potential of travel rewards credit cards based on what we’d expect a household in the 50th percentile of wage earners to spend each year on a credit card. We gather these figures from government sources and other publicly available data. 

In a year, we expect a household might spend about $25,087 of this on a credit card. Of this credit card spending, we’d expect about $2,941 to be spent on overall travel — which breaks down as $1,188 spent on airfare, $868 spent on hotels and $885 spent on all other travel. For frequent travelers carrying high-annual-fee travel rewards cards — like the Capital One Venture X Rewards Credit Card * The information for the Capital One Venture X Rewards Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. , which charges an annual fee of $395 — we expect about twice this much spending in the travel categories. 

The Capital One Venture X earns 2 miles per $1 on purchases, 5 miles per $1 on flights booked through Capital One Travel and on purchases through Capital One Entertainment and 10 miles per $1 on hotels and rental cars booked via Capital One Travel.

Using government data and other publicly available information, we estimate that a household in the U.S. that would be in the market for this card has an annual income of $84,352 and $25,087 in annual expenses they are likely to be able to charge to a credit card. Here’s how our sample household would fare with the Capital One Venture X Card:

The cardholder in this example earns a grand total of 85,350 miles annually, which is worth $853.50 if used to book travel through Capital One or when eligible travel is booked elsewhere and you redeem your miles to cover the purchase. 

The right travel card can net you lucrative rewards. But make sure to select a card based on your spending and travel habits — the best card for travel will differ from person to person.

Tips for maximizing your travel credit card

There are several ways to get the most out of your travel credit card:

• Pay your bill on time every month and aim to pay it in full. If you carry a balance, the accumulated interest fees will likely be more than the value of any rewards earned on the card.
• Try to earn the card’s welcome bonus. Top travel cards offer outsized welcome bonuses for new cardholders who can meet a minimum spending requirement. Earning that bonus can give a nice boost to your rewards balance.
• Be aware of the perks your card offers. Many travel cards offer discounts or statement credits for travel-related spending, like a discount within a hotel collection, cellphone insurance or elite status within a brand. Knowing what your card comes with means you can fully maximize those benefits.
• Don’t sit on your rewards for too long. Unlike money in the bank, travel rewards do not earn interest and may actually be worth less over time. The value of your rewards is often tied to the cash price of travel and travel only tends to get more expensive year-over-year.

How to travel for cheaper with travel cards in 2024

New year, new travel possibilities. What’s more, it’s entirely possible to travel for cheaper by maximizing your credit card strategy with the right travel cards in hand. There are droves of rewards cards to choose from, so it can be hard to choose the right one for you.

Travel credit cards earn points or miles that can be redeemed for flights, hotels, rental cars and more, helping you subsidize the cost of your trip expenses. Beyond earning rewards, some cards even come with airport lounge access or credits to offset your Global Entry or TSA PreCheck application fee. 

For many travelers, a one-punch solution is the best fit. We’re talking about general travel credit cards , which earn rewards through a bank like American Express, Capital One, Chase, or Citi and don’t tie you to a specific airline or hotel program. Instead, the cardholder has the choice to redeem their earnings how they please toward any travel purchase.

Best places to travel with rewards in 2024 

While a European summer vacation never goes out of style, traveling during the shoulder season is the true winner. With fewer crowds, cheaper accommodations and pleasant weather, a fall trip to Portugal this year should be on your list.

If you’ve got travel rewards cards from American Express, Bilt, Capital One, Chase or Citi, you can transfer your points or miles over to the Air Canada Aeroplan program. You can book a business class flight from Miami (MIA) to Lisbon (LIS) in October 2024 for just 70,000 miles one way.

There’s so much to love about Costa Rica, from its lush jungles to the natural wildlife. Plus, this Central American country is quite accessible from many states in the U.S. With two main international airports — Liberia (LIR) and San José (SJO) — the toughest decision you’ll need to make is which part of Costa Rica to visit. 

Many major U.S. airlines fly to Costa Rica, so redeeming your rewards for a flight shouldn’t be too difficult depending on where your loyalty lies. For example, United Airlines offers a flight from Raleigh-Durham (RDU) to Liberia (LIR) with a layover in Houston (IAH). You’ll pay just 20,000 MileagePlus miles one-way — even during the peak winter season. 

One of the best ways to fly the whole family to Hawaii is by setting your sights on the British Airways Avios program. Earning points is a breeze: You can transfer your American Express Membership Rewards® , Bilt Rewards, Chase Ultimate Rewards®, Citi ThankYou® Points or Capital One Miles to this program at a simple 1:1 ratio.

Because British Airways is part of the Oneworld airline alliance, you can redeem your Avios for partner airlines like American Airlines and Alaska Airlines. Both of these carriers offer plenty of routes to the Aloha State. 

Nonstop routes are priced favorably for just 17,500 Avios plus $18.10 in taxes and fees for a one way flight from the West Coast. Depending on when you’re traveling, you may also be able to find multiple award seats per flight. This is great news for big families.

Alternatives to travel credit cards

Instead of earning points or miles, you might consider a cash-back credit card to get a percentage back on all your purchases. Cash-back cards are generally more straightforward than travel rewards programs — after all, a dollar is a dollar — and often come with no annual fees. 

If you’re not ready to commit to a travel rewards program or simply don’t travel enough to reap the full benefits of a travel credit card, a cash-back credit card is a great way to still earn rewards on spending. 

When it comes to choosing a cash-rewards card , you can keep it simple with a straightforward flat-rate card such as the Wells Fargo Active Cash® Card , which earns 2% cash rewards on purchases. 

Or you can pick a card with higher rewards rates in your biggest spending categories. The Blue Cash Preferred® Card from American Express (terms apply, rates & fees ) offers 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations, 3% cash back on transit and 1% cash back on other purchases. Cash back is received in the form of Rewards Dollars that can be redeemed as a statement credit or for eligible items at Amazon.com checkout. The card has a $0 intro annual fee for the first year, then $95.

Additional reporting by Stella Shon

Frequently asked questions (FAQs)

There’s no one “best” card that’s right for everyone. The best travel card for you will depend on a combination of factors including how often you travel, how you travel, your tolerance for annual fees and what you’re looking for in a travel card.

Generally speaking, the best travel credit cards earn bonus category rewards on airfare, hotels, car rentals and even dining. These cards typically also offer bonus points or miles when you spend a certain amount within the first few months of opening the account. Some will also offer perks such as travel protections, elite status with an airline or hotel loyalty program , priority boarding and airport lounge access.

The exact credit score needed for a travel rewards credit card will vary depending on the issuer and the specific card. Generally, you will need at least a good credit score, typically from 670 to 739 on the FICO Score scale — to be approved for most travel rewards cards. However, some of the more premium cards may require an excellent credit score, typically defined as a FICO Score of 740 or higher.

The most rewarding travel rewards cards, including most of the cards on this list, are not likely to offer approval to anyone without a good or better credit score. Some issuers also have rules in place preventing you from applying for a credit card, travel or otherwise, if you’ve applied for a certain number of cards within a certain period of time. 

The best type of card for you will depend on your spending habits and your financial goals. If you’re a loyal frequent flyer with an airline, an airline rewards card might make the most sense. If you spend plentifully at a specific hotel brand, you may be better suited to a hotel credit card.

If you’re not sure, or you have a wider variety of needs, a card with flexible point currencies — like the Capital One Venture X Rewards Credit Card * The information for the Capital One Venture X Rewards Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. or Chase Sapphire Preferred Card — may be a better bet.

Finally, If you’re looking for a simple way to get cash back on everyday purchases, then a cash-back credit card may be the way to go. Ultimately, the best choice depends on your individual needs and preferences — and in some cases, you might have a pattern of spending that justifies having both in your wallet.

The exact value of a point or mile earned on a travel credit card will depend on the type of point or mile and how you redeem it. In most cases, you should look to get at least a penny per point of value.  Points values vary because many airline and hotel pricing structures are dynamic and will change based on demand. The points values tend to be somewhat fixed however and this can lead to redemption values worth more – or less – than 1 cent each. Transferring rewards to airline programs when allowed and redeeming for business and first-class seating can often yield greater values per point.

Yes, travel credit cards with annual fees are worth it if you make the most of what the card has to offer. While travel credit cards with annual fees aren’t necessarily worth it for everyone, they certainly can be if you know you’ll get more value from the rewards and benefits than you’ll pay to hold the card each year. Generally speaking, the higher the annual fee, the better the perks. 

If you’re earning flexible rewards such as American Express Membership Rewards® Points or Chase Ultimate Rewards®, these generally don’t expire as long as your account remains open and in good standing.

However, points or miles earned on cobranded cards are a mixed bag. Some points don’t expire for the life of your account, while others will expire if there’s no account activity within the last 12 to 24 months. Read your card’s terms and conditions to see the expiration policy for your rewards.

There’s no difference between points and miles on a credit card, they’re simply two different ways to describe rewards. Airline cards tend to use the term “miles” (probably because it evokes the spirit of the miles you fly), while hotel and general rewards cards tend to use the term “points.” However, the two terms serve the same purpose: they’re a way of measuring both the rewards you earn on a particular credit card and the number of rewards it will take for a particular redemption.

There’s no one “best” card for international travel since there’s no one “best” way to travel. The best credit card for international travel for you will be the one where the rewards rates best align with your spending patterns. You’ll also have to decide if a card that comes with robust benefits is worth paying the annual fee versus a card with less bountiful benefits but a lower annual fee.

For rates and fees for The Platinum Card® from American Express please visit this page .

For rates and fees for the Blue Cash Preferred® Card from American Express please visit this page .

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

²Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at upgraded status level through December 31, 2024. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.

*The information for the Aeroplan® Credit Card, American Express® Green Card, Capital One Venture Rewards Credit Card, Capital One Venture X Rewards Credit Card, Hilton Honors American Express Aspire Card, IHG One Rewards Premier Credit Card, JetBlue Plus Card, United℠ Explorer Card and Wells Fargo Autograph Journey℠ Visa® Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Robin Saks Frankel is a credit cards lead editor at USA TODAY Blueprint. Previously, she was a credit cards and personal finance deputy editor for Forbes Advisor. She has also covered credit cards and related content for other national web publications including NerdWallet, Bankrate and HerMoney. She's been featured as a personal finance expert in outlets including CNBC, Business Insider, CBS Marketplace, NASDAQ's Trade Talks and has appeared on or contributed to The New York Times, Fox News, CBS Radio, ABC Radio, NPR, International Business Times and NBC, ABC and CBS TV affiliates nationwide. She holds an M.S. in Business and Economics Journalism from Boston University. Follow her on Twitter at @robinsaks.

Grace Pilling is a deputy editor for credit cards at USA TODAY Blueprint. She believes credit cards are the ultimate choose-your-own-adventure tools of the financial world and gets excited about helping people discover the best credit card strategy for their unique goals. Prior to joining Blueprint, Grace worked on and led personal finance teams at Bankrate, CreditCards.com, MoneyUnder30 and MoneyGeek. She has a bachelor’s degree in English and writing and a diploma in editing and publishing.

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Best travel credit cards of June 2024

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Travel credit cards help you earn valuable points and miles on your purchases. For maximum value, some cards earn rewards not only on travel, but also everyday purchases like dining, groceries and gas. You can redeem these rewards for free or discounted flights, hotel stays or to cover other travel-related expenses.

The best travel cards also come with additional features. Even no-annual-fee travel cards are likely to offer perks like sign-up bonuses, intro APR offers and travel insurance. But for top-of-the-line benefits like airport lounge access, elite status and travel credits, expect to pay an annual fee.

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Bankrate's Best Travel Credit Cards of June 2024

• Best starter travel card:  Chase Sapphire Preferred® Card
• Best for flat-rate rewards:  Capital One Venture Rewards Credit Card
• Best for luxury travel:  The Platinum Card® from American Express
• Best for no annual fee:  Capital One VentureOne Rewards Credit Card  ( See Rates & Fees )
• Best for foodies:  American Express® Gold Card
• Best for everyday spending: Citi Strata Premier℠ Card
• Best for intro APR:  Bank of America® Travel Rewards credit card
• Best for point values:  Chase Sapphire Reserve®
• Best for practical perks:  Capital One Venture X Rewards Credit Card
• Best for pairing:  Chase Freedom Unlimited®
• Best for hotel bookings: Wells Fargo Autograph Journey℠ Card
• Best no-annual-fee hotel card:  Hilton Honors American Express Card
• Best luxury hotel card:  Marriott Bonvoy Brilliant® American Express® Card
• Best for transfer partners:  Bilt Mastercard®
• Best for gas:  Wells Fargo Autograph℠ Card
• Best for companion tickets:  Delta SkyMiles® Platinum American Express Card
• Best starter airline card:  Southwest Rapid Rewards® Plus Credit Card
• Best for expedited security screening:  Bank of America® Premium Rewards® credit card
• Best for first-year value:  Discover it® Miles
• Best for fair credit:  Credit One Bank Wander® Card
• What to know about travel credit cards
• Tips for choosing the best travel card

Travel credit card perks

How do credit card points and miles work.

• Expert advice on travel cards

How we assess the best travel credit cards

• Frequently asked questions
• Ask the experts

Credit range

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

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Best starter travel card

Chase Sapphire Preferred® Card

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Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

Intro offer

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

75,000 bonus points

We calculate this number by multiplying the card's intro offer by Bankrate's valuation of this issuer's rewards program , showing you how much your points or miles are worth in dollars.

Rewards rate

5x on travel purchased through Chase Travel℠. 3x on dining, select streaming services and online groceries. 2x on all other travel purchases. 1x on all other purchases.

Regular APR

21.49% - 28.49% Variable

• 5x 5x on travel purchased through Chase Travel℠.
• 3x 3x on dining, select streaming services and online groceries.
• 2x 2x on all other travel purchases.
• 1x 1x on all other purchases.

What we love: This popular card comes loaded with features that can make it easy even for occasional travelers to offset the modest $95 annual fee without eating into hard-earned rewards. Plus, its rewards program is one of the best, giving you some of the most valuable travel redemptions — through both Chase and transfer partners — and Chase card pairing opportunities if you want to build your card portfolio eventually. Learn more: Why expert Margaret Weck loves using the Chase Sapphire Preferred Alternatives:   If you’re looking for an even simpler travel card, the Capital One Venture Rewards Credit Card is a terrific option. Its flat rewards rate makes it easy to know exactly how much you’ll earn with every purchase and though it can’t match the Sapphire Preferred’s redemption flexibility, it offers more redemption options than the typical travel rewards card. 

• You earn Ultimate Rewards points with this card — some of the most valuable and flexible rewards around, especially if you pair it with Chase’s cash back cards in the future.
• The card touts significant long-term benefits like anniversary bonus points and travel credits, as well as travel protections like trip cancellation insurance and a car rental collision damage waiver.
• Doesn’t offer airline- or hotel-specific perks like free checked bags, elite status or free night stays.
• The sign-up bonus is decent, but the card has previously offered higher, chart-topping bonus points.
• Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 75,000 points are worth $937.50 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
• Member FDIC

Best for flat-rate rewards

Capital One Venture Rewards Credit Card

New Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening

Earn 75,000 miles

5 Miles per dollar on hotels and rental cars booked through Capital One Travel 2 Miles per dollar on every purchase, every day

2 Miles - 5 Miles

19.99% - 29.99% (Variable)

• 5 Miles 5 Miles per dollar on hotels and rental cars booked through Capital One Travel
• 2 Miles 2 Miles per dollar on every purchase, every day

What we love: It’s a great option for travelers looking for a straightforward rewards program and flexible redemption options. You'll earn unlimited miles on all eligible spending and can redeem not only for travel bookings, but also as a statement credit to cover travel purchases made in the past 90 days. Learn more: Why expert Jacqueline DeMarco loves the Capital One Venture Rewards Credit Card Alternatives: The Chase Sapphire Preferred® Card offers a higher rewards rate in some everyday spending categories and potentially more valuable points. Chase points are worth 1.25 cents each if you redeem for travel through Chase, while Capital One miles are only worth 1 cent each when you redeem for travel. Plus, Chase rewards are more helpful for occasional travelers since you can redeem as cash back at 1-cent-per-point value.

• Carries solid perks given its low annual fee, including expedited airport purchase security and hotel experience credits, lost luggage reimbursement and more.
• Zero foreign transaction fees make this an excellent choice for international travelers.
• You can’t offset the annual fee with annual travel credits or bonuses alone as you can with some rival cards.
• The card’s sign-up bonus carries a high spending requirement, so it may be tough to earn if you don’t have large purchases on the horizon.
• Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
• Earn unlimited 2X miles on every purchase, every day
• Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Miles won't expire for the life of the account and there's no limit to how many you can earn
• Receive up to a $100 credit for Global Entry or TSA PreCheck®
• Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
• Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
• Transfer your miles to your choice of 15+ travel loyalty programs

Best for luxury travel

The Platinum Card® from American Express

Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.

Earn 80,000 points

Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.

See Pay Over Time APR

• 5X Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
• 5X Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.

What we love: Luxury travelers and big spenders will appreciate the bevy of travel benefits, including annual statement credits worth around $1,700, elite hotel loyalty status and access to perhaps the most comprehensive airport lounge access available with a credit card. Learn more: Why expert Holly Johnson loves the Platinum Card® from American Express Alternatives: The Capital One Venture X Rewards Credit Card offers a taste of luxury at a lower cost than many premium travel cards. You can unlock a generous rewards rate on both travel and general purchases, complimentary access to popular airport lounge memberships and valuable annual travel credits and anniversary miles.

• Comes with a generous welcome offer and a longer time period to earn it compared to most rewards cards.
• A robust line-up of airline and hotel partners and related perks make this card truly valuable for travelers.
• The $695 annual fee may not be worth it if you don’t spend much on travel frequently or can’t take full advantage of the card’s luxury — and often niche — perks.
• Redeeming and maximizing the card’s credit and benefits requires some legwork and can be a bit confusing.
• Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
• Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
• $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
• $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
• $189 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
• Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 year period for TSA PreCheck® application fee for a 5-year plan only (through a TSA PreCheck® official enrollment provider), when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
• $695 annual fee.
• Terms Apply.

Best for no annual fee

Capital One VentureOne Rewards Credit Card

• Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel

20,000 miles

5 Miles per dollar on hotels and rental cars booked through Capital One Travel 1.25 Miles per dollar on every purchase, every day

1.25 Miles - 5 Miles

• 1.25 Miles 1.25 Miles per dollar on every purchase, every day

What we love: This card offers some of the same advantages as the Capital One Venture, without the burden of an annual fee. It gives you the chance to earn flat-rate miles on your everyday spending and the option to transfer miles to over 15 loyalty program partners to even cover travel purchases outside Capital One — a unique level of redemption flexibility for a starter travel card. Learn more: Reasons to get the VentureOne Rewards Card Alternatives: A general-purpose flat-rate credit card that offers 2X points or 2 percent cash back on all purchases may bring more value if you don’t travel often and aren’t ready to upgrade to a travel rewards credit card with an annual fee. However, the Discover it® Miles earns a flat-rate 1.5X miles that can also be redeemed for cash back at 1-cent per mile, which is unusual for travel rewards.

• The welcome offer is generous for a no-annual-fee travel credit card.
• Booking hotel stays and rental cars through Capital One Travel nets you an impressive 5X miles.
• Unlike several no-annual-fee travel cards, redeeming for non-travel purchases waters down your rewards’ value.
• Capital One has no major U.S. carrier in its line-up of travel partners.
• $0 annual fee and no foreign transaction fees
• Earn unlimited 1.25X miles on every purchase, every day
• Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies

Best for foodies

American Express® Gold Card

Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.

60,000 Membership Rewards® Points

Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.

• 4X Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.
• 4X Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
• 3X Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.

What we love: Few credit cards are more rewarding for traveling foodies than the American Express Gold Card. Both the food-related annual credits and the rewards rates at restaurants, U.S. supermarkets and on flights booked directly with airlines or via the Amex travel portal are some of the best on the market. In fact, the up to $240 in credits each year alone nearly make up for the annual fee. Learn more: Why the Amex Gold is worth the annual fee Alternatives: If the Amex Gold Card’s annual fee sounds high, consider the Chase Sapphire Preferred® Card . It carries key travel perks, high travel and dining rewards rates, and a much lower annual fee.

• This card features one of the best rewards return rates available on dining, groceries and food deliveries.
• There is no preset spending limit, so you can enjoy extended purchasing power, and you also have the option to pay off purchases with Pay Over Time if necessary.
• Although the card touts a solid collection of travel perks, it doesn’t include popular premium card perks like airport lounge access or trip cancellation/interruption insurance.
• Only eligible airfare earns more than 1X points, while rival cards often earn similar (or higher) reward rates on hotel stays and other travel purchases as well.
• Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
• Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
• Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
• $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
• $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
• Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
• Choose the color that suits your style. Gold or Rose Gold.
• No Foreign Transaction Fees.
• Annual Fee is $250.

Best for everyday spending

Citi Strata Premier℠ Card

• Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com

70,000 bonus points

Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com. Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations. Earn 1 Point per $1 spent on all other purchases

21.24% - 29.24% (Variable)

• 10X Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
• 3X Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
• 1X Earn 1 Point per $1 spent on all other purchases

What we love: This card’s high rewards rate in everyday bonus categories makes it an especially good choice for occasional travelers and people looking for a standalone rewards card. Its practical bonus categories mean you can earn rewards quickly, even if you don’t actually spend a ton on travel. Alternatives:   As long as you don’t mind buying groceries online, the Chase Sapphire Preferred® Card could be an even more lucrative everyday rewards card. That’s thanks mostly to its high point redemption value (1.25 cents per point when you use points to book travel with Chase, versus just 1 cent per point when you book with Citi using the Strata Premier).

• It’s one of the only travel cards that offers a high rewards rate on groceries, dining and gas, so it should work well whether it’s your standalone card or just one part of your card stack.
• Its annual hotel benefit carries enough value to potentially offset the annual fee on its own.
• The annual hotel benefit, though generous, isn’t very flexible: You’ll only get the $100 discount if you book a single hotel stay of $500 or more (excluding taxes and fees) through CitiTravel.com.
• Based on Bankrate’s latest point and mile valuations, Citi ThankYou rewards carry a lower average redemption value than Chase, Amex and Capital One rewards.
• Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
• Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
• Earn 1 Point per $1 spent on all other purchases
• $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
• No expiration and no limit to the amount of points you can earn with this card
• No Foreign Transaction Fees on purchases

Best for intro APR

Bank of America® Travel Rewards credit card

• 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.

25,000 points

• Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.

19.24% - 29.24% Variable APR on purchases and balance transfers

• 1.5X Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.

What we love: This entry-level travel card keeps things simple for occasional travelers. It offers simple flat-rate rewards and lets you redeem for a broad mix of travel options not typically available on many travel cards, such as cash back toward purchases with travel agencies,  zoos, art galleries and more. It’s even more valuable if you’re a Bank of America customer and can qualify for a rewards boost through the Bank of America Preferred Rewards® program. Learn more: Is the Bank of America Travel Rewards card worth it? Alternatives: The Capital One VentureOne Rewards Credit Card is another great starter travel card, but, unlike many cards in this category, it lets you transfer your miles to airline and hotel partners, potentially for a higher redemption value.

• Its easy-to-earn sign-up bonus and intro APR offers give this card good short-term value.
• No annual fees or foreign transaction fees sweeten this offer.
• It only offers 1.5X points on purchases, and you can’t transfer points can’t to airline partners for more rewards value, so it may not be as lucrative as competing cards.
• The top tiers of the Bank of America Preferred Rewards® program may be out of reach for many cardholders.
• Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
• Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
• 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 19.24% - 29.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
• If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
• Contactless Cards - The security of a chip card, with the convenience of a tap.
• This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Best for point values

Chase Sapphire Reserve®

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.

Earn 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠. Earn 5x total points on flights through Chase Travel℠. Earn 3x points on other travel and dining. Earn 1 point per $1 spent on all other purchases.

22.49% - 29.49% Variable

• 10x Earn 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠.
• 5x Earn 5x total points on flights through Chase Travel℠.
• 3x Earn 3x points on other travel and dining.
• 1x Earn 1 point per $1 spent on all other purchases.

What we love: Rewards-savvy travelers will be hard-pressed to find a card with better rewards potential than the Sapphire Reserve. Points are worth 50 percent more through Chase Travel, and potentially more with the right transfer partner. It’s a stellar partner for Chase’s cash back cards and stacks on even more value with enough perks to recoup the annual fee without relying on hard-earned rewards. Learn more: Why expert Holly Johnson loves the Chase Sapphire Reserve Card Alternatives: The Capital One Venture X Rewards Credit Card offers some of the same key perks as the Sapphire Reserve at a much lower cost. Along with a generous rewards rate on both Capital One Travel and general purchases, the card boasts valuable, practical benefits like competitive airport lounge access , up to $300 in annual Capital One Travel credits and 10,000 bonus miles every year on your account anniversary.

• You can kickstart your rewards bank with one of the most valuable sign-up bonuses on the market.
• Its top-tier benefits include up to $300 in annual travel statement credits, Priority Pass airport lounge access, exhaustive travel protections and stand-out partner perks.
• The card’s cost could be a deterrent for some new cardholders, especially if they plan on encountering adding multiple authorized users.
• You won’t get as many luxury hotel and airport lounge perks with this card as you would with some of its rivals.
• Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 75,000 points are worth $1125 toward travel.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®

Best for practical perks

Capital One Venture X Rewards Credit Card

• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

75,000 miles

10 Miles per dollar on hotels and rental cars booked through Capital One Travel 5 Miles per dollar on flights booked through Capital One Travel 2 Miles per dollar on every purchase, every day

2 Miles - 10 Miles

• 10 Miles 10 Miles per dollar on hotels and rental cars booked through Capital One Travel
• 5 Miles 5 Miles per dollar on flights booked through Capital One Travel

What we love: This is the perfect middleground for travelers who want the practical benefits from luxury travel cards without dealing with bloated features and an annual fee upwards of $500. It offers complimentary lounge access, high-earning bonus rewards categories, anniversary credits and bonus miles, which can easily make the card worth it for frequent travelers. Learn more: Capital One Venture X Benefits Guide Alternatives: If a higher annual fee is no issue, consider The Platinum Card® from American Express. It’s a top choice for frequent travelers thanks to its impressive welcome offer and luxury perks like annual travel credits, lounge access and hotel elite status. However, the Chase Sapphire Reserve® may be better if your luxury travel experience calls for racking up more rewards.

• Offers anniversary bonus miles and a chance to earn credits worth hundreds of dollars starting at your first account anniversary.
• Comes with complimentary lounge access at over 1,300 lounges for you and two guests per visit.
• To earn the anniversary credit, travel must be booked through the Capital One Travel portal. That’s not as flexible as some other cards, which offer credits that cover any travel purchases, regardless of how you book.
• Lacks some perks found on other premium travel cards like airline or hotel elite status, which can get you benefits like free checked bags or room upgrades.
• Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
• Earn unlimited 2X miles on all other purchases
• Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
• Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more

Best for pairing

Chase Freedom Unlimited®

Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel, 4.5% on dining and drugstores, and 3% on all other purchases.

Up to $300 cash back

Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service 1.5% on all other purchases

20.49% - 29.24% Variable

• 5% Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
• 3% 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
• 1.5% 1.5% on all other purchases

What we love: Not only does it earn 1.5 percent cash back on general spending, but it also has a bonus cash back rate for drugstores and dining at restaurants. And if you pair it with one or two premium Chase travel cards, you could pool your rewards for better travel redemption value.  Learn more: Why I love the Chase Freedom Unlimited Alternatives: If you want to take advantage of even more rewarding cash back categories and remain in the Chase family, consider the Chase Freedom Flex℠ .

• You can pool rewards with other Chase cards to maximize your earnings.
• The additional rewards rate offer can add even more cash back to your pocket for the first year.
• The welcome offer isn’t as competitive as other cards’ offers.
• Maximizing rewards with this and other Chase cards can get complicated for people who like simple rewards programs.
• Intro Offer: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
• Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
• After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
• No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
• Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
• No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
• Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.

Best for hotel bookings

Wells Fargo Autograph Journey℠ Card

• Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.

60,000 bonus points

Earn unlimited 5X points on hotels Earn unlimited 4X points on airlines Earn unlimited 3X points on other travel and restaurants Earn 1X points on other purchases

21.24%, 26.24%, or 29.99% Variable APR

• 5X Earn unlimited 5X points on hotels
• 4X Earn unlimited 4X points on airlines
• 3X Earn unlimited 3X points on other travel and restaurants
• 1X Earn 1X points on other purchases

What we love: It offers a great rewards rate on hotel bookings and gives you a chance to earn a $50 annual statement credit with a $50 minimum airline purchase. Add in a solid rate on airline purchases, other travel and restaurants and this card carries great value as a standalone mid-tier card for occasional travelers. Alternatives: If you want to earn travel rewards but don’t actually spend much on hotels and airfare, the lower-tier Wells Fargo Autograph℠ Card is also worth a look. Though it earns also rewards on travel, it boasts a great mix of other practical everyday categories (including gas stations).

• You can transfer points to Wells Fargo’s new list of airline and hotel partners, including popular programs like British Airways Executive Club, Choice Privileges and more, which could boost the redemption value of your rewards.
• The $50 annual statement credit offsets more than half the card’s $95 annual fee and should be a cinch to earn if you fly at least once per year.
• Wells Fargo only offers one other card that earns travel rewards (the Autograph), and there is some category overlap between the two, so they may not be as lucrative as some competing card stacks.
• The card doesn’t carry some popular travel perks available on other mid-tier travel cards, such as credits for expedited airport security screening or rideshares.
• Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
• Earn unlimited 5X points on hotels, 4X points on airlines, 3X points on other travel and restaurants, and 1X points on other purchases.
• $95 annual fee.
• Book your travel with the Autograph Journey Card and enjoy Travel Accident Insurance, Lost Baggage Reimbursement, Trip Cancellation and Interruption Protection and Auto Rental Collision Damage Waiver.
• Earn a $50 annual statement credit with $50 minimum airline purchase.
• Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
• Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.

Best no-annual-fee hotel card

Hilton Honors American Express Card

• Earn 70,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $2,000 in purchases on the Hilton Honors American Express Card in the first 6 months of Card Membership. Offer Ends 7/31/2024.

Earn 70,000 points

Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio. Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations. Earn 3X Points for all other eligible purchases on your Card.

20.99%-29.99% Variable

• 7X Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
• 5X Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
• 3X Earn 3X Points for all other eligible purchases on your Card.

What we love: This card earns rewards in a terrific mix of everyday bonus categories, so it should be easy to rack up Hilton points even if you don’t spend a ton on hotel bookings. Since it charges no annual fee and provides a few Hilton Honors benefits like Silver status, it’s also a great fit if you’re new to hotel cards and want a single no-annual-fee option instead of juggling multiple rewards cards. Learn more: Why expert Holly Johnson loves the Hilton Honors American Express Card Alternatives: The American Express® Green Card could be more flexible since it lets you earn and redeem rewards on a much wider variety of travel purchases, including airfare and bookings with several hotel brands, not just Hilton. You can transfer points to the Hilton Honors program as well, but the Hilton Honors American Express Surpass® Card may be better if you prefer upgraded Hilton-specific rewards, loyalty status and other perks.

• Comes with automatic Silver Elite status, which includes a free fifth award night when you book at least four consecutive nights with points.
• Earns rewards in three of the average person’s biggest spending categories, making it a terrific standalone option for earning Hilton points.
• A higher-tier Hilton card would earn more on Hilton bookings and could be more lucrative for frequent guests, even with an annual fee.
• You can only redeem points with Hilton and its partners, which limits the rewards value you earn on the everyday categories compared to a general-purpose cards’ rewards.
• Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
• Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
• Earn 3X Points for all other eligible purchases on your Card.
• Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.
• No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
• No Annual Fee.

Best luxury hotel card

Marriott Bonvoy Brilliant® American Express® Card

• Earn 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.

Earn 95,000 Marriott Bonvoy bonus points

Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy® 3X points at restaurants worldwide and on flights booked directly with airlines 2X points on all other eligible purchases

• 6X Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®
• 3X 3X points at restaurants worldwide and on flights booked directly with airlines
• 2X 2X points on all other eligible purchases

What we love: Frequent Marriott guests looking for luxury card-level perks and elite status should be able to justify this premium card. Along with a terrific rewards rate on Marriott bookings and an annual free night award, you could enjoy generous annual credits for restaurant purchases and Marriott property stays, airport lounge access, elite night credits and more. Learn more: Best Marriott credit cards Alternatives: If you’re looking for top-tier travel perks but want the flexibility to earn and redeem rewards for stays at any hotel chain, consider an elite travel card from Chase or Amex, which can come with generous travel benefits, airport lounge access and the ability to transfer points to Marriott. The Capital One Venture X Rewards Credit Card is another lucrative alternative.

• Outperforms other Marriott cards with its boosted rewards on travel-related categories and 21X points at Marriott Bonvoy hotels, thanks to the automatic Platinum Elite status.
• It’s one of the only hotel cards that includes complimentary Priority Pass lounge access, top travel protections and credits for expedited airport security screening.
• Unlocking some of the card’s best perks — like Five Suite Night Awards — requires a $60,000 annual spend, which may be tough to reach even for frequent Marriott guests.
• Unless luxury perks are at the top of your wishlist, the annual fee may not be worth it and a lower-tier hotel card may offer more value overall.
• $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
• With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
• Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®. 3X points at restaurants worldwide and on flights booked directly with airlines. 2X points on all other eligible purchases.
• Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
• Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
• $100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
• Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
• Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
• Enroll in Priority Pass™ Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
• No Foreign Transaction Fees on international purchases.
• With Cell Phone Protection, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
• $650 Annual Fee.

Best for transfer partners

Bilt Mastercard®

Intro offer is not available for this Wells Fargo credit card.

3x points on dining 2x points on travel 1x points on other purchases Earn up to 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year. When you make at least 5 posted transactions in a statement period using your Bilt Mastercard, you'll earn points on rent and qualifying net purchases.

1X Points - 3X Points

• 3X Points 3x points on dining
• 2X Points 2x points on travel
• 1X Points 1x points on other purchases
• 1X Points Earn up to 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year. When you make at least 5 posted transactions in a statement period using your Bilt Mastercard, you'll earn points on rent and qualifying net purchases.

What we love: Not only is this card is a terrific choice for renters since it earns rewards and waives transaction fees when using it to pay rent, it’s also great for rewards strategists considering the extremely robust travel rewards program. You can earn rewards on travel and dining and your points carry a high value whether you redeem through the Bilt travel portal or one of the many airline and hotel transfer partners. Alternatives: If you like the Bilt card’s travel rewards program but don’t see yourself renting long term, consider the Chase Sapphire Preferred® Card. It earns generously on both travel and dining and also boasts high-value points and transfer partners. If the way you pay rent doesn’t incur credit card payment fees, a flat-rate card may also be worth weighing. 

• It’s the only card that helps you avoid the fees typically associated with paying rent with a credit card.
• Offers a solid collection of travel perks for a no-annual-fee card, including trip cancellation and interruption protection, trip delay reimbursement and other high-level travel protections.
• You can only use rewards to cover rent, toward a future home down payment or for travel and shopping. Cash back isn’t an option.
• There is no sign-up bonus. Most competing travel cards — even those with no annual fee — offer at least a $200 bonus.
• $0 Annual Fee.
• Earn up to 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year.
• 2x points on travel.
• 3x points on dining.
• 1x points on other purchases.
• Earn points when you make 5 transactions that post each statement period.
• When renting at a Bilt Alliance property, you can choose to have your rent payments automatically reported by Bilt to the three major credit bureaus each month; Experian™, TransUnion™, and Equifax™.

Best for gas

Wells Fargo Autograph℠ Card

• Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.

20,000 bonus points

Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Earn 1X points on other purchases

20.24%, 25.24%, or 29.99% Variable APR

• 3X Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans.

What we love: The Wells Fargo Autograph card is a great option for occasional travelers and households on the go looking to earn rewards while avoiding an annual fee and reduced redemption value for cash rewards. It’s one of a few entry-level travel cards to offer high, year-round bonus rewards for gas, dining, transit and other key travel needs. Learn more: Is the Wells Fargo Autograph worth it? Alternatives: If you’re looking for ways to maximize the value of your rewards, you should consider a travel card that lets you transfer your points to airlines or hotels, like the Bilt Mastercard® or Chase Sapphire Preferred® Card.

• While some issuers only reward travel purchases made directly with airlines or through issuer portals, this card lets you shop around for the best deal on third-party travel sites and still earn extra rewards.
• Carries decent perks such as rental car collision damage waiver coverage, roadside assistance and Visa Signature® Concierge benefits, like access to Visa’s Luxury Hotel Collection (terms apply).
• Unlike with traditional travel cards, you cannot transfer your points to airlines or hotels
• The travel perks and intro APR are weak compared to competing travel-oriented cards’ offers.
• Select "Apply Now" to take advantage of this specific offer and learn more about product features, terms and conditions.
• Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
• $0 annual fee.
• 0% intro APR for 12 months from account opening on purchases. 20.24%, 25.24%, or 29.99% variable APR thereafter.
• Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
• Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.

Best for companion tickets

Delta SkyMiles® Platinum American Express Card

• Earn 85,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months of Card Membership.

Earn 85,000 miles

Earn 3X Miles on Delta purchases and purchases made directly with hotels. Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets. Earn 1X Miles on all other eligible purchases.

• 3X Earn 3X Miles on Delta purchases and purchases made directly with hotels.
• 2X Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
• 1X Earn 1X Miles on all other eligible purchases.

What we love: The annual companion certificate on Main Cabin domestic flights (taxes and fees apply) comes with this card after the first year is valuable enough to justify the annual fee even if you’re just looking for great Delta perks to make travel smoother with a partner. Plus, the companion certificate is easier to obtain than other airline cards’ since it carries no spending requirement that must be met beyond the card’s annual fee. Alternatives: The American Express® Green Card could be a great alternative since it charges a lower $150 annual fee, lets you earn and redeem rewards on travel with any eligible airline (not just Delta) and offers credits for Loungebuddy lounge access and Clear Plus. You can even transfer points to Delta at a 1:1 ratio.

• Boasts several valuable travel perks, including priority boarding, a free first checked bag and specialized annual credits for select rideshare services and reservations with Delta Stays and Resy.
• Gets you closer to Medallion Status and discounts on in-flight purchases, complimentary upgrades, and more.
• Its rewards rate on non-travel purchases is lacking — a general-purpose travel card could potentially offer better rewards value and flexibility for rewards travel outside Delta.
• No longer offers complimentary Delta Sky Club lounge access as of this year, although airport lounge access is a staple perk for premium travel cards.
• Receive a Companion Certificate on Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
• Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
• Delta SkyMiles® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• Earn $1 Medallion® Qualification Dollar for each $20 of purchases made on your Delta SkyMiles® Platinum American Express Card in a calendar year and get a boost toward achieving Medallion Status for next Medallion Year.
• Earn 3X Miles on Delta purchases and purchases made directly with hotels.
• Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and earn 1X Miles on all other eligible purchases.
• Enjoy your first checked bag free on Delta flights.
• Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
• Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Delta SkyMiles® Platinum American Express Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
• Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
• $350 Annual Fee.

Best starter airline card

Southwest Rapid Rewards® Plus Credit Card

• Earn 85,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.

Earn 85,000 points

Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services; select streaming. Earn 2X points on Rapid Rewards® hotel and car rental partners. Earn 1X points on all other purchases.

• 2X Earn 2X points on Southwest® purchases.
• 2X Earn 2X points on local transit and commuting, including rideshare.
• 2X Earn 2X points on internet, cable, and phone services; select streaming.
• 2X Earn 2X points on Rapid Rewards® hotel and car rental partners.
• 1X Earn 1X points on all other purchases.

What we love: This card’s anniversary bonus offers enough value to nearly offset the annual fee on its own, so it should be a terrific low-stakes option whether you’re new to airline cards or a regular Southwest flyer looking for a low-maintenance card. Plus, its sign-up bonus value is on par with the value you’ll get with much pricier airline and travel cards. Learn more: Southwest Rapid Rewards Plus benefits guide Alternatives: The Southwest Rapid Rewards® Priority Credit Card could offer better value overall, despite its $149 annual fee. It carries an annual $75 Southwest travel credit and 7,500 bonus points each year on your account anniversary — more than enough value to justify the higher fee.

• You’ll automatically earn 3,000 Rapid Rewards points each year after your account anniversary, which could offset much of the card’s already-low annual fee.
• Delivers the same hefty sign-up bonus as higher-tier Southwest cards.
• Unlike several travel cards, it doesn’t carry rewards categories for popular everyday purchases like gas or dining.
• It may not be the best Southwest value for frequent flyers since it poses a 3 percent foreign transaction fee and doesn’t offer perks like upgraded boardings or elite status benefits.
• 3,000 anniversary points each year.
• Earn 2X points on Southwest® purchases.
• Earn 2X points on local transit and commuting, including rideshare.
• Earn 2X points on internet, cable, and phone services; select streaming.
• 2 EarlyBird Check-In® each year.
• Earn 1 point for every $1 spent on all other purchases.

Best for savers

Bank of America® Premium Rewards® credit card

• Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.

60,000 points

Earn unlimited 2 points for every $1 spent on travel and dining purchases. Earn unlimited 1.5 points for every $1 spent on all other purchases.

21.24% - 29.24% Variable APR on purchases and balance transfers

• 2X Earn unlimited 2 points for every $1 spent on travel and dining purchases.
• 1.5X Earn unlimited 1.5 points for every $1 spent on all other purchases.

What we love: If you do your banking with Bank of America and qualify for Preferred Rewards status, this card could provide an exclusive 25 percent to 75 percent rewards rate boost. The  rewards rates — 2X points on dining and travel, with 1.5X points on all other purchases — could increase to an incredible 3.5X on travel and dining with an unrivaled flat 2.62X points rate. Learn more: Why expert Sara Coleman loves the Bank of America Premium Rewards Card Alternatives: The similarly-priced Chase Sapphire Preferred® Card is one of the best alternatives thanks to its stellar travel protections, yearly bonus rewards and stronger rewards program. However, flat-rate cards like the Capital One VentureOne Rewards Credit Card or the Discover it® Miles card could be lucrative if you don’t think the $95 annual fee is worth it.

• The $95 annual fee is relatively affordable for this card category thanks to the up to $100 in yearly airline incidental statement credits.
• You can smooth out your travel experience with great benefits like credits toward TSA PreCheck or Global Entry and comprehensive travel insurance.
• Attaining the highest rewards rate is not an easy feat, since you’ll need to hold significant funds in Bank of America accounts.
• This card does not offer a few popular premium travel perks like lounge access.
• Low $95 annual fee.
• Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.
• If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87 - 2.62 points on all other purchases, for every $1 you spend.
• Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
• Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
• Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
• No foreign transaction fees.

Best for first-year value

Discover it® Miles

• Unlimited Bonus: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. You could turn 35,000 Miles to 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.

Discover Match®

Automatically earn unlimited 1.5x Miles on every dollar of every purchase.

18.24% - 28.24% Variable APR

• 1.5X Automatically earn unlimited 1.5x Miles on every dollar of every purchase.

What we love: In addition to the exceptionally valuable Discover Match® , this card combines solid flat-rate rewards with consumer-friendly terms, like minimal fees and an equal value for both travel and cash back redemptions. Travelers who value simplicity will appreciate this card’s straightforward rewards and adaptability — even when you aren’t traveling. Learn more: Why expert Holly Johnson loves the Discover it® Miles Alternatives: The Capital One VentureOne Rewards Credit Card carries a more straightforward and still easy-to-reach welcome bonus. The VentureOne card also gives you the option of transferring miles to more than a dozen airline and hotel partners, which could increase the redemption value of your rewards.

• All miles earned in your first year will be matched at the end of the year, which could make it one of the most valuable first-year offers for no annual fee.
• Miles don’t lose value when they’re redeemed for cash back, which gives it a leg up over many travel rewards programs for occasional travelers.
• You’ll miss out on pretty standard travel perks like travel insurance, and car rental damage protection.
• The rewards structure lacks flexibility; you won’t be able to transfer your miles or use them to book travel.
• Automatically earn unlimited 1.5x Miles on every dollar of every purchase
• No annual fee
• Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more.
• 0% intro APR for 15 months on purchases. Then 18.24% - 28.24% Standard Variable Purchase APR will apply.
• Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
• Discover is accepted nationwide by 99% of the places that take credit cards.
• Terms and conditions apply.

Best for fair credit

Credit One Bank Wander® Card

Intro offer is not available for this Credit One Bank credit card.

Earn 10x points on eligible hotels and car rentals booked through the Credit One Bank travel partner site Earn 5x points on eligible travel, dining, and gas Earn 1x points on all other purchases

29.74% Variable

• 10X Earn 10x points on eligible hotels and car rentals booked through the Credit One Bank travel partner site
• 5X Earn 5x points on eligible travel, dining, and gas
• 1X Earn 1x points on all other purchases

What we love: The Credit One Bank Wander® Card is a solid option if you want to earn points on travel but have trouble qualifying for mainstream travel cards. Not only is this card accessible with only fair credit, but its rewards program boasts generously high rewards rates in key travel categories. Learn more: Best travel cards for people with bad or fair credit Alternatives: If you don’t mind putting down a refundable security deposit, consider a no-annual-fee secured card like the Bank of America® Customized Cash Rewards Secured Credit Card *. It’s a unique secured card that lets you build credit while earning rewards in a category of your choice (with travel just one of many popular options) as well as grocery stores and wholesale clubs.

• It’s one of the only travel rewards cards available with a fair credit score, making it a decent option if you want to earn travel rewards as you work on your score.
• Provides 5X points in travel, dining and gas, plus 10X points on eligible hotel and rental car bookings through Credit One Bank — rare and impressive rates with only fair credit.
• Its annual fee is high compared to other cards you can get with a fair credit score , so it may not be the best fit if you prioritize building credit over earning rewards.
• Other travel cards may offer better perks, fewer redemption restrictions and more value, so it may be worth working on your score with a lower-cost card before committing to the costly annual fee.
• Earn 10x points on eligible hotels and car rentals booked through the Credit One Bank travel partner site
• Earn 5x points on eligible travel, dining, and gas
• Earn 1x points on all other purchases
• Redeem your reward points for statement credits, gift cards, merchandise, flights, hotels, and more
• With $0 Fraud Liability, you won’t be responsible for unauthorized charges
• Free Online Credit Score and Credit Report summary, terms apply
• If you are a Covered Borrower under the Military Lending Act, you may get a different offer
• See Rates & Fees

Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit  AmericanExpress.com/benefitsguide  for more details. Underwritten by Amex assurance company.

The information about the American Express® Green Card and Bank of America® Customized Cash Rewards Secured card has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuers.

Compare Bankrate's best travel credit cards of 2024

What are travel credit cards.

Travel credit cards allow cardholders to earn points or miles on a variety of purchases (typically travel-related), which are redeemable for travel bookings, statement credits, gift cards and more.

The best travel credit cards do more than help you foot the bill for your next flight — travel cards also offer perks to upgrade your entire travel experience. Trip insurance , annual travel credits, concierge services and lounge access are all common benefits. Airline and hotel co-branded credit cards sometimes offer specific discounts and perks for loyalty program members.

Pros and cons of travel credit cards

Although a well-chosen travel card can pay huge dividends, it might not be the right move for every traveler. Before you apply, take time to weigh the benefits versus the drawbacks of travel credit cards .

Tips on choosing the best travel credit card for you

The right travel credit card for you will carry features and benefits that give you the best value. To help you narrow down your choices, here are the steps to choosing the best travel card.

How to choose a travel credit card

1. know how you prefer to travel.

Knowing whether your travel expenses lean toward airfare, hotel stays or a mix of other travel will help you decide whether you should get an airline card, hotel card or general-purpose travel card. A co-branded airline or hotel credit card may be a good fit if you mostly travel with a certain brand and want exclusive privileges to enhance your experience. A general-purpose travel card is better if you prefer to keep your travel options open.

2. Prioritize redemption value

You may have to pick between simplicity and maximum value when comparing cards and rewards programs. Many travel cards offer a standard point or mile redemption value of 1 cent when you redeem toward travel through the issuer portal, but some cards can get you a higher redemption value when you transfer rewards to airline or hotel partners. However, it's common for many travel reward programs to reduce the redemption value toward non-travel options or limit these redemption options altogether. If you prefer simplicity over maximizing rewards, you may want to consider cards that allow you to redeem points or miles at an equal 1-cent value toward general travel purchase credits, cash back or other non-travel options.

3. Match your card to your spending habits

Take a look at your typical spending and find which travel categories and non-travel categories you spend the most in to help you choose a card that offers a high rewards rate for your regular spending. Just make sure you factor in rewards spending caps.

4. Note what's worth the extra money

High rewards rates and valuable travel perks are the biggest reasons to get a travel card, but many of the best cards carry a high annual fee. You could stick with a no-annual-fee travel card (or at least one with around a $99 fee) if you're mainly focused on earning rewards, but you may have to pay up to $500 or more for luxurious perks like airport lounge access, comprehensive travel insurance and hundreds of dollars in annual travel credits .

5. Look toward your next trip abroad

If you travel overseas, check to see if the card you're considering charges a foreign transaction fee. And since some credit cards aren't as widely accepted as others, you'll also want to make sure your credit card will work when traveling overseas . For example, merchants may not accept Discover and American Express cards as widely as Visa and Mastercard. If a trip is coming up in the next three to six months, keep an eye out for the big sign-up bonuses travel cards are known for. As a rule of thumb, the higher the annual fee, the higher the sign-up bonus should be.

Co-branded travel cards vs. general travel cards

Experts typically divide travel credit cards into two categories: co-branded travel cards and general travel cards. Co-branded cards are linked to a particular airline or hotel, while general travel cards offer more flexible reward opportunities. Here’s why and when you might want one or the other.

• Co-branded cards
• General travel cards

Co-branded travel cards tend to offer higher rewards rates on eligible travel purchases in exchange for limiting your reward redemption options to just one airline or hotel program . These cards may also feature more specific perks associated with the respective hotel or airline, such as free award nights, complimentary airline elite status or priority boarding — which general-purpose travel cards don’t often carry).

However, you won’t be able to use your rewards with a wide variety of different hotels and airlines like general-purpose cards allow. Plus, despite co-branded travel cards’ typically higher rewards rates, many brand-specific rewards tend to be worth less than the potential value of general-purpose cards’ points and miles.

When to get a co-branded travel card : When you often fly or stay with a specific airline or hotel and want to maximize your benefits with that brand.

General travel cards earn rewards on various travel categories and aren’t limited to a particular airline or hotel. Such cards may lack some of the dedicated perks you’ll find on a co-branded travel card, such as in-flight discounts, but make up for it with rewards flexibility and broader perks like general travel credits, expedited security screening and wider airport lounge access. 

The top travel cards even let you transfer your points or miles to airline and hotel loyalty programs, often at a 1:1 rate. Redeeming with some airlines and hotels can even make your rewards more valuable than they would be if you redeemed with the card issuer.

When to get a general travel card : When you have no preferred airline or hotel and want the additional flexibility a general travel card offers. 

Who should get a travel credit card?

A travel credit card is almost always worth it for frequent travelers or anyone who wants to earn rewards toward their next vacation.

If you can save up airline miles, rack up points for free nights at hotels or get discounted travel through your credit card issuer, you’re on your way to significant travel savings. However, the right travel card for you will depend on your travel habits.

Frequent travelers

Naturally, the ideal candidate for a travel card is someone who travels a lot or plans to book several flights and hotel stays per year. However, in some cases, you don’t have to be a frequent traveler to reap the benefits of a travel rewards card. A number of cards offer good rewards rates on general purchases.

Travel beginners

If you’re new to travel rewards, a good place to start is with a travel card that makes it easy to earn and redeem points, without requiring you to navigate a complex rewards program or worry about tiered rewards rates or varying point redemption values. 

Brand loyalists

If you tend to book travel with the same brands frequently or already belong to an airline or hotel loyalty program, a co-branded travel card can offer terrific value.  Airline- and hotel-specific rewards cards often earn a top rate on bookings with the brand as well as exclusive perks like lounge access and automatic elite status. 

Business travelers

Some of the most valuable travel credit cards are business cards . Whether you're a freelancer on the go or the CEO of a Fortune 500, the right travel credit card can help you earn high rewards rates on everyday business purchases. 

International travelers

If you frequently travel abroad, a card with no foreign transaction fees is a great way to help you avoid extra costs on overseas purchases. Plus, if you hate waiting in line at airport security or customs, a lot of travel cards offer statement credits to reimburse you for Global Entry or TSA PreCheck application fees.

Luxury travelers

Luxury travel cards often charge a pretty penny but also offer a ton of value via perks like lounge access and annual travel credits. These perks not only make travel more comfortable, but also often carry enough value to offset the card’s cost on their own.

Still unsure if a travel credit card is right for you? Check out our Credit Card Spender Type Tool where you can get personalized credit card recommendations based on your credit score, spending habits and daily needs.

Here’s how a Bankrate editor chose his travel card

Here’s how a bankrate editor chose his travel card.

With all of this advice in mind, let’s see how a credit card expert made their pick. Here’s Bankrate editor Nouri Zarrugh on how he chose his travel card:

When it comes to earning rewards, I’ve always stuck with cash back cards, preferring the simplicity of knowing exactly how much my rewards are worth and the ease of redeeming for statement credits. Recently, though, I decided I wanted to travel a bit more frequently, and I figured a new travel rewards card could be a great tool to help me earn free trips. When choosing the right card for me, a few major points of consideration stood out: Cost: I didn’t feel like I traveled enough to justify a huge annual fee. Simplicity : I wanted to stick with a single, streamlined travel card and not worry about juggling multiple rewards programs or rewards rates. Perks : While I didn’t need anything too fancy, I thought it might be nice to have a perk like TSA Precheck included, since I hate waiting in long airport security lines. To my surprise, the card that stood out most was the Capital One Venture X Rewards Credit Card. Though it carried an intimidating annual fee of $395 ( See Rates & Fees ), I found this cost was more than worth it once I dug into the details. In fact, its benefits were so valuable, I barely needed to worry about offsetting the cost.  Two of its annual perks — a $300 Capital One travel credit and 10,000 bonus miles every year on my account anniversary — are valuable enough to offset the fee on their own. This means as long as I take one flight a year, I can basically break even on the card. Any rewards or perks I get beyond that feel like pure upside. It’s a huge bonus, then, that the card also includes practical benefits like Priority Pass lounge access and a credit of up to $100 toward the cost of Global Entry or TSA PreCheck. While I’ve never frequented airport lounges, I see these privileges as essentially free considering the value of the annual travel credit and bonus miles. So, I figure, why not take advantage?  For me, the Venture X strikes the perfect balance: A flat rewards rate that makes it easy to earn miles on everything I buy; flexible redemption through Capital One or via transfer to airlines and hotels, and practical perks I know I’ll use when I travel. I never imagined I’d have a $395 travel card in my wallet, but for me, it’s at worst a coupon for a flight every year, which can nudge me to take that next trip. — Nouri Zarrugh, Editor, Bankrate

Travel benefits may differ from card to card, but some of the most popular travel cards available often feature a few key perks. 

Travel insurance

Travel cards may offer various travel insurances , such as trip delay protection, trip cancellation insurance, lost baggage insurance or car rental insurance. These benefits aren’t worth anything until you need them, but you’ll be glad you have them when your flight is canceled or your luggage gets lost.

Travel credits

Credits toward TSA PreCheck or Global Entry are a popular and common benefit on many travel cards. You can typically use this credit once every four years, which roughly corresponds to how long a TSA PreCheck or Global Entry membership lasts. Some cards may also provide an annual credit toward Clear Plus — another expedited security membership. Higher-end travel cards often offer annual statement credits toward travel purchases, and many of these credits nearly offset these cards’ annual fees. 

In-flight perks

Co-branded airline cards typically offer some airport and in-flight benefits on top of their reward-earning capabilities. These can include discounts on in-flight purchases (usually 25 percent back on refreshments and WiFi), free checked bags, flight seating upgrades or priority boarding. 

Free hotel award nights

Co-branded hotel cards may include free hotel award nights annually as part of their benefits. Some cards also add an extra complimentary awards night to your stay if you’ve booked a certain number of consecutive nights. These nights are typically capped at a certain value (sometimes based on the card or your elite status), and may be valuable enough to make up for some cards’ annual fees.

Airport lounge access

One of the most popular (and valuable) travel benefits featured on high-end and luxury travel cards is complimentary access to airport lounges. The lounges you gain access to depend on the card, though co-branded cards will often grant access to the lounge corresponding to the card’s airline. The Amex Platinum card currently offers the best airport lounge access .

If you want to add a credit card to your portfolio for your travel needs, knowing what cards are popular and why people like them can help steer your decision. We regularly stay abreast of these conversations online and noticed two travel cards come up regularly: the Chase Sapphire Reserve and The Platinum Card from American Express .

These cards shine because they offer some of the best rates on travel purchases and the most comprehensive set of benefits and perks . Despite their annual fees, what you get in return can far outweigh your costs. And the conversation around these two cards isn’t new: Is the effort of maximizing their perks worth it?

What people say about travel credit cards perks

The Sapphire Reserve is often referred to as the gold standard in travel benefits and protections, and the value of its trip insurance is a big part of that. A member of the Rick Steves Forum remarks on the value of the insurance: “It has pretty extensive coverage wherever I travel … my entire trip is covered as long as I charged any portion of the trip to my card.” This feature is unique to the Sapphire Reserve and sets it apart from other premium cards, which require you to charge your entire trip purchase to the card to have active coverage.

But using trip insurance isn’t always a simple process. As a user in the r/CreditCards forum on Reddit cautions: “Credit card travel insurance in general is very specific on what it covers, and people tend to overestimate just how useful the coverage actually is,” they write. “These are named peril policies, so unless you see your exact situation as a covered hazard the policies won't pay out.”

The Platinum Card from American Express gets a lot of buzz for reasons similar to the Sapphire Reserve. The card gives so many benefits, credits and additional perks that it’s often called a coupon book for luxury travel. But for many people, the value comes down to whether they’re willing to do the work to maximize its features. Another r/CreditCards member says they use the card’s Hilton and Marriott status boosters, rental car company loyalty program automatic status features, Centurion lounge access, hotel and airline incidental credits, membership credits and more. Using all these features helps them offset the annual fee.

While some people love maximizing the card’s features to extract  as much value as possible, others, like this Redditor, think it’s too much work:

“The only benefit the Platinum card really adds is Centurion but only to the [cardholder] … I believe the Platinum is worth [it] at least the first year for the [sign-up] bonus but then it doesn't get much use after that. Trust me the credits are really annoying to use.” — r/CreditCards user

These two premium cards stand out from the rest because they offer the most comprehensive features available to suit your travel needs and protect you from any issues that arise. The Chase Sapphire Reserve is an exceptional option to protect you from travel issues, but make sure you know the fine print. While the Amex Platinum may not be as ideal for travel protections, the credits offered more than offset its annual fee if you can put in the effort to fully maximize them.

Whether you’re a beginner or seasoned cardholder, your travel card should always work in your favor by offering the features and benefits you’ll actually use and that make your travels more enjoyable. But whether you’re willing to put in the effort to maximize a card’s value is something you’ll need to decide for yourself.

*The quotes and citations included on this page have been verified by our editorial team and are accurate as of the posting date. Be sure to check the issuer's website/terms and conditions for all up to date content. Outlinked content may contain views and opinions that do not reflect the views and opinions of Bankrate.

Credit card points and miles are two of the key types of credit card rewards , along with cash back. You’ll earn points and miles by making purchases with your credit card, but you can typically redeem these rewards for travel, gift cards and more — not just statement credits.

Points and miles tend to be more flexible than cash back, but since their value depends on how you redeem them — and, in the case of travel redemptions, where you’re going, when you book, your fare class and more — it may take a bit more effort to make the most of them.

What are your points and miles worth?

Since many airlines and hotels use dynamic pricing models that continually optimize airfare and room prices, it can be hard to know exactly how much your rewards are worth without doing a little math.

Luckily, you don’t need to be a travel hacker to get a sense of this idea. Before you redeem, you can check your reward redemption value by dividing the cost of a plane or hotel booking in cash by its cost in points or miles. This calculation will result in the cash value of your points or miles.

You can also compare this value to Bankrate’s latest points and miles valuations to determine if you’re getting a good deal on your redemptions. Bankrate collected data on hundreds of bookings across dozens of airline, hotel and credit card rewards programs and estimated how much each program’s rewards are worth on average .

• Airline rewards values
• Hotel rewards values
• Credit card program rewards values

The table below shows Bankrate’s estimated reward redemption value for a variety of popular airline loyalty programs. You’ll notice how widely the value varies between airlines, with some offering close to 3 cents per point in average redemption value and others struggling to meet a 1-cent-per-point value.

Keep in mind, however, that these values are averages based on a variety of fare classes, destinations, booking periods and more. For example, while Bankrate estimates Delta SkyMiles carry an average redemption value of around 1.2 cents per mile, they could be worth more or less depending on the details of your booking. 

*Based on weighted average of median point/mile values across economy and first/business class fares.

Like airline miles, hotel points fluctuate in value. The table below shows Bankrate’s estimated point values for some of the most popular hotel brands. 

As you can see, hotel points tend to be worth less than airline and credit card rewards on average, often carrying less than 1 cent per point in redemption value. That said, hotel loyalty programs sometimes offer more favorable exchange rates when you transfer rewards from a credit card rewards program. For example, you may be able to turn 1,000 credit card points into 2,000 hotel points (a 2:1 transfer ratio). 

*Based on median point values across budget, mid-tier and luxury hotel bookings.

Unlike hotel and airline rewards programs, credit card reward programs typically earn points or miles that offer a consistent redemption value when you use them with the issuer. Though the redemption value of your rewards may vary based on how you redeem, each redemption method should offer a consistent baseline value. 

Some credit card rewards programs may also allow you to transfer your points or miles to airline and hotel loyalty programs, which could boost their value considerably. For each major credit card rewards program, we estimate a baseline redemption value (assuming you book for travel with the issuer) and a Bankrate’s Value, which averages the program’s best-value transfer partners.

*Based on an average of the issuer’s five highest-value transfer partners (if available).

When to use rewards vs. cash

To demonstrate when it’s best to use your reward miles versus paying in cash, we set up this example:

We estimate American Airlines AAdvantage miles are worth 1.0 cents. If you book a seat in the main cabin on a one-way flight from Boston to Miami, and it costs either $139 or 21,500 miles, your miles are only worth $0.006 ($139 / 21,500 miles = $0.006). Since your miles for this flight are worth less than 1.0 cents, you may want to save your miles and pay cash for this flight.

But if you book a first-class seat on the same flight for $433 or 31,500 miles, your miles are now worth $0.013 ($433 / 31,500 = $0.013). Since 1.3 cents is higher than our latest valuation, you’re coming out ahead if you use your miles to pay for this flight.

Bankrate experts share their advice on using travel credit cards

It’s important to know how to maximize your rewards and perks. Otherwise, a travel card could end up being a money pit. Here are a few pointers from our experts for making the most of your travel card: 

Combine cards to maximize rewards

Knowing how much you spend in different categories and which merchants are eligible for rewards will help you earn more and build an optimized stack of rewards cards. A flat-rate card is often a great starting point to earn the same rate on every purchase you make. As you build out a rewards strategy, you can incorporate a card with bonus categories to earn even more in your highest spending areas.

Expert Insight:

“For a long time, I’ve used a combination of Chase credit cards known as the Chase trifecta for all my family’s spending…. [I] don’t typically use my Sapphire Reserve for everyday spending and bills. Since it only offers 1X points on non-bonus category spending, I use my Freedom Unlimited to make sure I earn a minimum of 1.5 percent cash back on everything I buy.” “I use each card strategically to earn as much in rewards as possible, then I pool them in my Sapphire Reserve account to redeem them for airfare, excursions, hotels and more.” — Holly D. Johnson — Award-winning personal finance writer and Bankrate contributor: Why I love the Chase Sapphire Reserve

Maximize your rewards value with transfer partners and issuer travel

Save your rewards for the most valuable redemption options. Travel points and miles often lose value toward non-travel options like cash back, so you’ll want to redeem your rewards for travel through the issuer portal for at least 1 cent per point or mile. However, transferring your rewards to the right airline or hotel partner program is usually worth the extra effort since it could net you even more value.

Expert Insight

“When I redeem my points through the Chase Ultimate Rewards program, the most I can get is 1.25 cents apiece, which is pretty good. However, if I transfer them to a partner airline’s loyalty program, I will often get much more. For example, I can transfer my points to United Airlines MileagePlus and use them to pay for flights. When I do, I generally get a value of 2 or more cents per point — in line with Bankrate estimates that Chase Ultimate Rewards points are worth around 2 cents apiece on average when used with the right transfer partner.” — Margaret Wack — Personal finance expert and Bankrate contributor: Why I love the Chase Sapphire Preferred Card

Make the most of your travel perks

Travel benefits are one of the main reasons to get a travel card, and are often key to making up a card’s annual fee. Be sure to read the fine print to make sure you can take full advantage of these offers . For example, one card’s travel credit may apply to any travel purchase, including airfare, while another card’s may only cover costs like baggage fees or in-flight purchases. 

“This is the year to take inventory of your credit cards and make sure they’re serving you well. If you’re paying an annual fee, look for a card with recurring benefits. Whether it’s annual award nights, waived luggage fees or elite status benefits, these perks can offset your annual fee and make your travels more pleasant … Despite putting minimal spending on my Hilton Honors Amex Aspire card, I keep renewing it every year. That’s because the card provides automatic Hilton Diamond elite status, which can easily offset the $550 annual fee. Recurring card benefits like [these] can save you a lot on travel and are worth considering when shopping for a new credit card.” — Ariana Arghandewal — Travel rewards expert and Bankrate contributor: Five benefits you need from a travel credit card

Plan for the sign-up bonus

The best travel cards come with generous welcome offers, but these bonuses may require a high spend in a short timeframe. That’s why it’s important to consider whether the spending requirement fits with your typical spending habits or whether you need to plan purchases to meet the requirement. Just be sure not to overextend yourself or take on debt you can’t pay back just to earn a bonus — interest and fees can easily eat through any value you’d get.

“Keep in mind that credit card sign-up offers change often. So if you’re interested in a particular card but not blown away by its current offer (there are some for 100,000 points or more that aren’t always worth the trouble), it could be worth your while to wait for a better one.” — Ariana Arghandewal — Travel rewards expert and Bankrate contributor: 6 ways to get bigger credit card bonuses

Look out for limited-time offers, partner perks and other benefits

Keeping an eye out for limited-time offers like extraordinarily high sign-up bonuses, perks with partner services (like rideshares or delivery services) and other reward-earning opportunities is a great way to squeeze the most value from your travel card. Issuers sometimes provide shopping and travel portals and card-linked reward programs for select purchases (like for pre-paid dining or participating merchant spending), which can help you bank extra rewards.

“Keep an eye on your email inbox and rewards portal for any limited-time promotions your issuer may be offering. Many American Express cards feature Amex Offers, which lets you access perks like statement credits for spending a certain amount on specific hotels and other retailers.  Other cards, like the Capital One Venture X, also have occasional promotional offers, such as a credit for 5 percent back on VRBO rentals.” — Lori Zaino — Travel expert and Bankrate contributor: How to maximize credit cards for cheaper accommodations this holiday season

Track your spending and rewards each account statement

Track your favorite stores’ and services’ merchant category codes (MCCs) to fine-tune your spending habits for maximum rewards. If you notice your expenses changing, this practice may also help you notice whether you need to change which rewards cards you carry.

“The first step to optimizing your spending is to take the time to collect the MCCs of stores you frequently shop at. During the process, you might find that some stores in the same chain may have different MCCs, depending on their primary inventory. Even different counters or sections in the same department store may carry different MCCs. You can use this to your advantage if you know one location near you will provide a better cash back rate than the other. These “loopholes” can provide great opportunities to reap cash back on purchases that typically wouldn’t earn rewards.” — Garrett Yarbrough — Writer and credit cards expert at Bankrate: Merchant category codes: How to earn more cash back

Our data: What credit score do you need for the best travel cards?

It’s no secret that your credit score heavily influences which cards you’re likely to get approval for. But how good does your credit need to be to get the best credit cards for travel? We analyzed our data of Bankrate readers who applied for credit cards on our pages in 2023 and compared the approval rates of readers’ different credit tiers.

We found that, on average, 61.9 percent of users with excellent credit were approved for travel cards on our site. Then, an average of 39.5 percent and 19.5 percent of users with good and fair credit, respectively, got approval for travel credit cards they applied to.

If you have fair or bad credit, you still have options for travel credit cards. For example, the Credit One Bank Wander Card caters to people with fair credit — 57 percent of people with fair credit who applied on our site in 2023 were approved for this card , according to our data.

Obviously, the better your credit, the more likely you are to get the card you apply for , but other factors can affect your application. Issuers may also consider your income, recent credit applications, homeownership status and monthly rental or mortgage payment. Keep these other factors in mind with your credit score when you apply for credit cards.

Have more questions for our credit cards editors? Feel free to send us an email , find us on Facebook , or Tweet us @Bankrate .

When evaluating the best travel cards, we consider a mix of factors, including how cards score in our proprietary card rating system and whether cards offer features that fit the priorities of a diverse group of cardholders, from earning rewards in popular categories to scoring a large sign-up bonus or high-value perks. Whenever possible, we also feature cards that are available at various credit levels and price points. 

We analyzed over 150 of the most popular cards and scored each based on its rewards rate, estimated annual earnings, welcome bonus value, APR, fees, perks and more to determine whether it belonged in this month’s roundup of the best travel cards.

Here’s a quick breakdown of the key factors in our rewards card scoring methodology — our primary scoring category for travel cards — and details we considered when putting together our list of the best travel cards.  

• Flexibility 15%
• Customer experience 5%

Great rewards value

The primary criteria for a rewards-earning card’s rating is its rewards value. This includes the card’s average rewards rate, estimated annual rewards earnings, sign-up bonus value and reward redemption value.

To estimate a card’s average annual rewards earnings, we first calculate its average rewards rate based on how much it earns in different bonus categories and how closely its categories align with the average person’s spending habits. In other words, we assess whether the card earns rewards at a high rate in the most popular spending categories. 

We use consumer spending data from the Bureau of Labor Statistics (BLS) to get a reliable third-party measure of people’s spending habits. The most recent BLS data estimates average total spending in 2022 was $72,967 per consumer. We then narrow our focus to which purchases are likely to be put on a credit card and earn rewards, subtracting expenditures like housing, vehicle purchases and education. This gives us a total “chargeable” annual spend of around $25,500.  

This includes the following spending by category:

• Groceries: $5,700
• Dining out: $3,600
• Entertainment: $2,400
• Gas: $3,100
• Apparel and services: $1,900

Using this data, we assign a weighting to each of a card’s bonus categories. For example, a card’s grocery rewards rate receives a 22 percent weighting based on how much of the average person’s budget is spent on groceries.

We also estimate the redemption value of points or miles from various issuer, airline and hotel rewards programs.

This weighting and rewards valuation allows us to estimate a card’s average annual rewards earnings — how many points or miles you’d earn with a given card if your spending was about average and you used the card for all of your purchases — as well as what those points are worth. We also use point valuations to determine a card’s sign-up bonus value

With these calculations complete, we assign each card a score based on how its average rewards earnings, sign-up bonus value, rewards rate and redemption value stack up against other rewards cards.

The better these values, the higher its score will be, making it more worthy of inclusion in our list and increasing its potential ranking.

Reasonable rates and fees

We also score cards based on how much it costs to keep them in your wallet or carry a balance. 

To start, each card is scored based on whether it offers an intro APR and how its ongoing APR compares to the rates available on other rewards cards. However, the latter rating only has a slight influence on the card’s score and whether the card is included in our list, since rewards card users generally try to avoid carrying a balance.

More important to both a card’s score and its inclusion in our list is how its annual fee influences its overall value. We consider a card’s annual fee in two ways — how it ranks relative to the fees you’ll find on other cards in the category and how it impacts a card’s overall rewards value. 

Cards with an annual fee will always be at a slight disadvantage in our scoring system since annual fees inherently cut into your rewards value. However, if a card offers terrific value via its ongoing rewards and perks, it can earn a high score and a spot in our list even if it carries a high annual fee. After all, the highest rewards rates and most valuable perks are often found on cards with annual fees. 

With this in mind, we rate a card based primarily on how its ongoing rewards value and ongoing perk value (such as annual credits or bonuses) stack up against those of other cards in the category when you subtract annual fees.

That said, we strive to include as many no-annual-fee options in our list as possible since many people would rather not worry about offsetting fees, even if a card carries impressive rewards and perks.

Redemption flexibility

Rewards cards may make it easy to earn a lot of points, miles or cash back, but how easy is it to use those rewards? After all, if it takes a ton of effort to redeem rewards or you can only redeem rewards in a couple of ways, a card may be more trouble than it’s worth. 

As such, we rate each card’s flexibility based on the restrictions it imposes on earning and redeeming rewards. We factor this rating into a card’s overall score and consider it when deciding on a card’s inclusion in our list. 

Flexibility factors include whether a card only allows you to earn a high rewards rate on only a small amount of spending or requires you to meet a certain earning threshold before you can redeem rewards. We also examine whether your points are worth less when you opt for some redemption options over others and whether a card gives you the flexibility to transfer rewards to travel partners.

Valuable perks

We also score each card’s set of features – its perks and benefits — against five tiers of features to provide a rating. 

We break down these tiers as follows:

• Tier 1 includes fewer features than even standard credit cards (for example, an ultra-streamlined card that offers basic utility and next to nothing in the way of ancillary benefits). 
• Tier 2 includes the benefits you’d expect on standard Visa or Mastercard credit cards, such as free access to your credit score, car rental insurance and $0 liability for fraudulent charges. 
• Tier 3 includes “prime card” or better-than-average card features like cellphone insurance, lost luggage insurance, concierge services and purchase protection. 
• Tier 4 includes luxury features such as airport lounge access, elite status with an airline or hotel and credits for expedited security screening membership programs. 
• Tier 5 includes the sort of exemplary benefits you’ll find on top-tier luxury cards, such as high-value travel credits, cardholder memberships and other unique and valuable perks.

In evaluating the best cards, we tend to favor cards that offer at least Tier 3 benefits, unless they include other unique features that could make up for less-impressive perks.

And since this list focuses on travel cards, we tend to favor cards that carry travel-centric features like travel insurance, airport lounge access and credits for expedited security screening, instead of more general perks like food delivery credits or shopping discounts.

More information on travel credit cards

Frequently asked questions about travel credit cards, are travel credit cards worth it.

Travel cards can be well worth it since they often have exclusive travel perks like credits for airfare, hotel stays, expedited airport security services and more, as well as complimentary airport lounge access and airline or hotel privileges. However, many of the best travel credit cards come with annual fees. It’s important to at least offset the cost of these cards by taking advantage of the various travel perks and features included on the card. 

What credit score do you need for a travel credit card?

It’s possible to get a travel credit card with bad or fair credit, but most travel rewards cards are geared toward people with good or excellent credit (a FICO score of at least 670, or a VantageScore of at least 661).

Do travel miles or points expire?

Even though many major credit cards earn rewards that don’t expire, you may lose your points and miles if your account closes or isn’t in good standing. However, some co-branded cards’ rewards may expire if you don’t earn or redeem rewards within a certain timeframe (typically 12 to 36 months after the rewards are earned).

Check out our guide to credit card rewards expiration for a thorough breakdown of several popular issuers’ policies.

Are points or miles better on a credit card?

Whether points or miles offer better value will depend on the specific rewards program and how you redeem rewards. One airline loyalty program may earn miles that offer less than 1 cent each in average redemption value while another program’s points may offer close to 3 cents each on average. Similarly, a hotel card’s points may be worth less than half of a credit card issuer’s rewards points. Some programs offer points with only average baseline redemption value but high value when transferred to a partner airline or hotel. 

Ask the experts: Is it a good idea to have multiple travel credit cards?

Thomas Nitzsche

Stephanie Zito

Erica Sandberg

Financial Educator, Debt and Credit

Whether you should have multiple travel credit cards depends on several factors, including your brand affinity, frequency of travel and ability to pay off your cards in full each month. As a credit counselor, I see many people carrying credit card debt at high interest rates while continuing to make charges to the account for the sake of earning rewards. They lose far more than they earn each month. Having more than one travel credit card could make sense for you if you’re able to maximize your earnings by strategizing spending across each card. Just take into account annual fees and actual interest paid.

Contributor, Personal Finance

If you’re up for managing multiple cards and their benefits, then there are definitely big reward payouts to be had. But if the thought of multiple cards is overwhelming, it’s also a good strategy to have one or two more flexible cards and focus on maximizing your earnings and redemptions until it becomes second nature.

Contributor, Credit Cards

Definitely! I currently have two travel credit cards. In addition to the Chase card that I use for my United Airlines purchases, I have the Capital One Venture card for all other airlines. I earn a solid amount of miles on everything I buy with it, so it's an easy go-to for non-travel related expenses.

Article sources

We use primary sources to support our work. Bankrate’s authors, reporters and editors are subject-matter experts who thoroughly fact-check editorial content to ensure the information you’re reading is accurate, timely and relevant.

Global entry: Trusted traveler enrollment program . U.S. Customs and Border Protection. Accessed on Feb. 21, 2024

Discover International acceptance . Discover. Accessed on Feb. 21, 2024.

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Editorial Disclosure: Opinions expressed here are the author’s alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.