best prepaid travel card for greece

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6 Best Travel Cards for Greece

Getting an international travel card before you travel to Greece can make it cheaper and more convenient when you spend in Euro. You'll be able to easily top up your card in USD before you leave the US, to convert seamlessly to EUR for secure and flexible spending and withdrawals.

This guide walks through our picks of the best travel cards available for anyone from the US heading to Greece, like Wise or Revolut. We'll walk through a head to head comparison, and a detailed look at their features, benefits and drawbacks.

6 best travel money cards for Greece:

Let's kick off our roundup of the best travel cards for Greece with a head to head comparison on important features. Here's an overview of the providers we've picked to look at, for customers looking for ways to spend conveniently overseas when travelling from the US:

Each of the international travel cards we’ve picked out have their own features and fees, which may mean they suit different customer needs. Keep reading to learn more about the features, advantages and disadvantages of each - plus a look at how to order the travel card of your choice before you head off to Greece.

Wise travel card

Open a Wise account online or in the Wise app, to order a Wise travel card you can use for convenient spending and withdrawals in Greece. Wise accounts can hold 40+ currencies, so you can top up in USD easily from your bank or using your card. Whenever you travel, to Greece or beyond, you’ll have the option to convert to the currency you need in advance if it’s supported for holding a balance, or simply let the card do the conversion at the point of payment.

In either case you’ll get the mid-market exchange rate with low, transparent fees whenever you spend in EUR, plus some free ATM withdrawals every month - perfect if you’re looking for easy ways to arrange your travel cash.

Wise features

Wise travel card pros and cons.

• Hold and exchange 40+ currencies with the mid-market rate
• Spend seamlessly in EUR when you travel
• Some free ATM withdrawals every month, for those times only cash will do
• Ways to receive payments to your Wise account conveniently
• Manage your account and card from your phone
• 9 USD delivery fee for your first card
• ATM fees apply once you've exhausted your monthly free withdrawals
• Physical cards may take 14 - 21 days to arrive

How to apply for a Wise card

Here’s how to apply for a Wise account and order a Wise  travel card in the US:

Open the Wise app or desktop site

Select Register and confirm you want to open a personal account

Register with your email, Facebook, Apple or Google ID

Upload your ID document to complete the verification step

Tap the Cards tab to order your card

Pay the one time 9 USD fee, confirm your mailing address, and your card will be on the way, and should arrive in 14 - 21 days

Revolut travel card

Choose a Revolut account, from the Standard plan which has no monthly fee, to higher tier options which have monthly charges but unlock extra features and benefits. All accounts come with a smart Revolut card you can use in Greece, with some no fee ATM withdrawals and currency conversion monthly, depending on the plan you pick. Use your Revolut account to hold and exchange 25+ currencies, and get extras like account options for under 18s, budgeting tools and more.

Revolut features

Revolut travel card pros and cons.

• Pick the Revolut account plan that suits your spending needs
• Hold and exchange 25+ currencies, and spend in 150 countries
• Accounts come with different card types, depending on which you select
• All accounts have some no fee currency exchange and some no fee ATM withdrawals monthly
• Some account tiers have travel perks like complimentary or discounted lounge access
• You need to upgrade to an account with a monthly fee to get all account features
• Delivery fees may apply for your travel card
• Fair usage limits apply once you exhaust your currency conversion and ATM no fee allowances
• Out of hours currency conversion has additional fees

How to apply for a Revolut card

Set up your Revolut account before you leave the US and order your travel card. Here’s how:

Download and open the Revolut app

Register by adding your personal and contact information

Follow the prompts to confirm your address and order your card

Pay any required delivery fee - costs depend on your account type

Chime travel card

Use your Chime account and card to spend in Greece with no foreign transaction fee. You’ll just need to load a balance in USD and then the money is converted to EUR instantly with the Visa rate whenever you spend or make a withdrawal. There’s a fee to make an ATM withdrawal out of network, which sits at 2.5 USD, but there are very few other costs to worry about. Plus you can get lots of extra services from Chime if you need them, such as ways to save.

Chime features

Chime travel card pros and cons.

• No Chime foreign transaction fees
• No ongoing charges for your account
• Lots of extra products and services if you need them
• Easy ways to manage your money online and in app
• Virtual cards available
• You'll need to inform Chime you're traveling to use your card abroad
• Low ATM limits
• Cards take 7 - 10 days to arrive by mail

How to apply for a Chime card

Here’s how to apply for a Chime account and order a travel card in the US:

Visit the Chime website or download the app

Click Get started and add your personal details

Add a balance

Your card will be delivered in the mail and you can use your virtual card instantly

Monzo travel card

Monzo cards can be ordered easily in the US and used for spending in Greece and globally. Monzo accounts are designed for holding USD only - but you can spend in EUR and pretty much any other currency easily, with no foreign transaction fee. Your funds are just converted using the network exchange rate whenever you pay or make a withdrawal.

Monzo doesn’t usually apply ATM fees, but it’s worth knowing that the operator of the specific ATM you pick may have their own costs you’ll need to check out.

Monzo features

Monzo travel card pros and cons.

• Good selection of services available
• No foreign transaction fee to pay
• No Monzo ATM fee to pay
• Manage your card from your phone conveniently
• Deposits are FDIC protected
• You can't hold a foreign currency balance
• ATM operators might apply their own fees

How to apply for a Monzo card

Here’s how to apply for a Monzo account and order a travel card in the US:

Visit the Monzo website or download the app

Click Get Sign up and add your personal details

Check and confirm your mailing address and your card will be delivered in the mail

Netspend travel card

Netspend has a selection of prepaid debit cards you can use for spending securely in Greece. While these cards don’t usually let you hold a balance in EUR, they’re popular with travelers as they’re not linked to your regular checking account. That increases security overseas - plus, Netspend offers virtual cards you can use to hide your physical card details from retailers if you want to.

The options with Netspend vary a lot depending on the card you pick. Usually you can top up digitally or in cash in USD and then spend overseas with a fixed foreign transaction fee applying every time you spend in a foreign currency. You’ll be able to view the terms and conditions of your specific card - including the fees - online, by entering the code you’ll find when your card is sent to you.

Netspend features

Netspend travel card pros and cons.

• Large selection of different card options depending on your needs
• Some cards have no overseas ATM fees
• Prepaid card which is secure to use overseas
• Manage your account in app
• Change from one card plan to another if you need to
• You may pay a monthly fee for your card
• Some cards have foreign transaction fees for all overseas use, which can be around 4%
• Selection of fees apply depending on the card you pick

How to apply for a Netspend card

Here’s how to apply for a Netspend account and order a travel card in the US:

Visit the Netspend website

Click Apply now

Complete the details, following the onscreen prompts

Get verified

Your card will arrive by mail - add a balance and activate it to get started

PayPal travel card

PayPal has a debit card you can link to your PayPal balance account, to spend in Greece as well as locally, in person and online. One advantage of PayPal is that there are lots of easy ways to add money in USD - but bear in mind that when you spend in EUR you’ll likely pay a foreign transaction fee of 2.5%. ATM fees apply when you make out of network withdrawals, too, which can push up the costs depending on how you use your card.

PayPal travel cards aren’t connected to your checking account which makes them a handy and secure way to spend, particularly if you already have a PayPal balance account.

PayPal features

Paypal travel card pros and cons.

• Globally accepted card
• Easy ways to top up your PayPal balance including cash and check
• Popular and reliable provider
• Use your card for spending online easily as well
• 2.5 USD fee for out of network ATM withdrawals
• 2.5% fee when you spend in a foreign currency
• Other charges may apply depending on how you fund and use your account

How to apply for a PayPal card

Here’s how to apply for a PayPal account and order a travel card in the US:

Visit the PayPal website or download the app

Click Get Sign up or log into your existing account

Add your personal details to create an account, or tap Request a card if you already have a PayPal account

Follow the prompts to order your card

What is a travel money card?

A travel money card is a card you can use for secure and convenient payments and withdrawals overseas.

You can use a travel money card to tap and pay in stores and restaurants, with a wallet like Apple Pay, or to make ATM withdrawals so you'll always have a bit of cash in your pocket when you travel.

Although there are lots of different travel money cards on the market, all of which are unique, one similarity you'll spot is that the features and fees have always been optimised for international use. That might mean you get a better exchange rate compared to using your normal card overseas, or that you run into fewer fees for common international transactions like ATM withdrawals.

Travel money cards also offer distinct benefits when it comes to security. Your travel money card isn't linked to your United States Dollar everyday account, so even if you were unlucky and had your card stolen, your primary bank account remains secure.

Travel money vs prepaid card vs travel credit card

It's helpful to know that you'll be able to pick from several different types of travel cards, depending on your priorities and preferences. Travel cards commonly include:

• Travel debit cards
• Travel prepaid cards
• Travel credit cards

They all have distinct benefits when you head off to Greece or elsewhere in the world, but they do work a bit differently.

Travel debit and prepaid cards are usually linked to an online account, and may come from specialist digital providers - like the Wise card. These cards are usually flexible and cheap to use. You'll be able to manage your account and card through an app or on the web.

Travel credit cards are different and may suit different customer needs. As with any other credit card, you may need to pay an annual fee or interest and penalties depending on how you manage your account - but you could also earn extra rewards when spending in a foreign currency, or travel benefits like free insurance for example. Generally using a travel credit card can be more expensive compared to a debit or prepaid card - but it does let you spread out the costs of your travel across several months if you'd like to and don't mind paying interest to do so.

What is a prepaid travel money card best for?

Let's take a look at the advantages of using a prepaid travel money card for travellers going to Greece. While each travel card is a little different, you'll usually find some or all of the following benefits:

• Hold and exchange foreign currencies - allowing you to lock in exchange rates and set a travel budget before you leave
• Convenient for spending in person and through mobile wallets like Apple Pay, as well as for cash withdrawals
• You may find you get a better exchange rate compared to your bank - and you'll usually be able to avoid any foreign transaction fee, too
• Travel cards are secure as they're not linked to your everyday USD account - and because you can make ATM withdrawals when you need to, you can also avoid carrying too much cash at once

Overall, travel cards offer flexible and low cost ways to avoid bank foreign transaction and international ATM fees, while accessing decent exchange rates.

How to choose the best travel card for Greece

We've picked out 6 great travel cards available in the US - but there are also more options available, which can make choosing a daunting task. Some things to consider when picking a travel card for Greece include:

• What exchange rates does the card use? Choosing one with the mid-market rate or as close as possible to it is usually a smart plan
• What fees are unavoidable? For example, ATM charges or top up fees for your preferred top up methods
• Does the card support a good range of currencies? Getting a card which allows you to hold and spend in EUR can give you the most flexibility, but it's also a good idea to pick a card with lots of currency options, so you can use it again in future, too
• Are there any other charges? Check in particular for foreign transaction fees, local ATM withdrawal fees, inactivity fees and account close fees

Ultimately the right card for you will depend on your specific needs and preferences.

What makes a good travel card for Greece

The best travel debit card for Greece really depends on your personal preferences and how you like to manage your money.

Overall, it pays to look for a card which lets you minimise fees and access favourable exchange rates - ideally the mid-market rate. While currency exchange rates do change all the time, the mid-market rate is a good benchmark to use as it’s the one available to banks when trading on wholesale markets. Getting this rate, with transparent conversion fees, makes it easier to compare costs and see exactly what you’re paying when you spend in EUR.

Other features and benefits to look out for include low ATM withdrawal fees, complimentary travel insurance, airport lounge access or emergency cash if your card is stolen. It’s also important to look into the security features of any travel card you might pick for Greece. Look for a card which uses 2 factor authentication when accessing the account app, which allows you to set instant transaction notifications, and which has easy ways to freeze, unfreeze and cancel your card with your phone.

For Greece in particular, choosing a card which offers contactless payments and which is compatible with mobile wallets like Apple Pay could be a good plan. Card payments are extremely popular in Greece - so having a card which lets you tap and pay easily can speed things up and make it more convenient during your trip.

Ways to pay in Greece

Cash and card payments - including contactless, mobile wallet, debit, credit and prepaid card payments - are the most popular ways to pay globally.

In Greece card payments are common in most situations. You’ll be able to make Chip and PIN or contactless payments or use your favourite mobile wallet like Apple Pay to tap and pay on the go. It’s still worth having a little cash on you just in case - and for the odd situations where cash is more convenient, such as when tipping or buying a small item in a market.

Which countries use EUR?

If you have EUR, you should be able to use it in a few countries. You may decide to keep your travel card topped up with a balance for this trip to Greece or for the next time you’re headed somewhere which uses EUR.

What should you be aware of when travelling to Greece

You’re sure to have a great time in Greece - but whenever you’re travelling abroad it's worth putting in a little advance thought to make sure everything is organised and your trip goes smoothly. Here are a few things to think about:

1. Double check the latest entry requirements and visas - rules can change abruptly, so even if you’re been to Greece before it’s worth looking up the most recent entry requirements so you don’t have any hassle on the border

2. Plan your currency exchange and payment methods - you can change USD to EUR before you travel to Greece if you’d like to, but as card payments are common, and ATMs widely available, you can actually leave it until you arrive to get everything sorted as long as you have a travel money card. Top up your travel money card in USD and either exchange to EUR in advance or at the point of payment, and make ATM withdrawals whenever you need cash. Bear in mind that currency exchange at the airport will be expensive - so hold on until you reach Greece to make an ATM withdrawal in EUR if you can.

3. Get clued up on any health or safety concerns - get travel insurance before you leave the US so you have peace of mind. It’s also worth reading up on any common scams or issues experienced by tourists. These tend to change over time, but may include things like rip off taxis or tour agents which don’t offer fair prices or adequate services.

Conclusion - Best travel cards for Greece

Ultimately the best travel card for your trip to Greece will depend on how you like to manage your money. Use this guide to get some insights into the most popular options out there, and to decide which may suit your specific needs.

How does a Euro card work?

Getting a Euro card can make managing your money easier when you travel to Greece.

Your Euro card will be linked to a digital account you can manage from your phone, so you'll always be able to see your balance, get transaction notifications and manage your card no matter where you are. Just add money to your account in pounds, and - depending on your preferences and the specific card you pick - you can either convert your balance to Euro instantly, or just let the card do the conversion when you spend or make a withdrawal.

If your card gives you the option to hold a Euro balance, there's not normally any extra fee to spend the Euro you have in your account when you're in Greece.

Can I withdraw Euro currency with my card in Greece?

With some cards, you'll be able to add money to your card in United States Dollar, and then convert to Euro instantly online or in your card's app.

Once you have a balance in Euro you can spend with your card with no extra fees - just tap and pay as you would at home. You'll also be able to make cash withdrawals whenever you need to, with no extra conversion fee to pay. Your card - or the ATM operator - may charge a withdrawal fee, but this can still be a cheap, secure and convenient option for getting cash when you need it.

With other cards, you can't hold a balance in Euro on your card - but you can leave your money in United States Dollar and let the card convert your money for you when you spend and withdraw.

Some fees may apply here - including currency conversion or foreign transaction charges - so do compare a few different cards before you sign up, to make sure you're picking the one which best suits your specific spending needs.

Bear in mind though, that not all cards support all currencies - and the range of currencies available with any given card can change from time to time. If your card doesn't let you hold a balance in Euro you might find that fees apply when you spend in Greece, so it's well worth double checking your card's terms and conditions - and comparing the options available from other providers - before you travel, just in case.

Why should I get a Euro card?

Getting a Euro card means you can spend like a local when you're in Greece. You'll be able to check your Euro balance at a glance, add and convert money on the move, and use your card for secure spending and withdrawals whenever you need to. Best of all, Euro cards from popular providers often offer good exchange rates and low, transparent fees, which can mean your money goes further when you're on a trip abroad.

FAQ - best travel cards for Greece

When you use a travel money card you may find there’s an ATM withdrawal fee from your card issuer, and there may also be a cost applied by the ATM operator. Some of our travel cards - like the Wise and Revolut card options - have some no fee ATM withdrawals every month, which can help keep down costs.

Travel money cards may be debit, prepaid or credit cards. Which is best for you will depend on your personal preferences. Debit and prepaid cards are usually pretty cheap and secure to spend with, while credit cards may have higher fees but often come with extra perks like free travel insurance and extra reward points.

There’s no single best prepaid card for international use. Look out for one which supports a large range of currencies, with good exchange rates and low fees. This guide can help you compare some popular options, including Wise, Revolut and Monzo.

Yes, you can use your local debit card when you’re overseas. However, it’s common to find extra fees apply when spending in foreign currencies with a regular debit card. These can include foreign transaction fees and international ATM charges.

Usually having a selection of ways to pay - including a travel card, your credit or debit card, and some cash - is the best bet. That means that no matter what happens, you have an alternative payment method you can use conveniently.

Yes. Most travel debit cards have options to make ATM withdrawals. Check the fees that apply as card charges do vary a lot. Some cards have local and international fees on all withdrawals, while others like Wise and Revolut, let you make some no fee withdrawals monthly before a fee kicks in.

Both Visa and Mastercard are globally accepted. Look out for the logo on ATMs and payment terminals in Greece.

The cards you see on this page are ordered as follows:

For card providers that publish their exchange rates on their website, we used their USD / EUR rate to calculate how much Euro you would receive when exchanging / spending $4,000 USD. The card provider offering the most EUR is displayed at the top, the next highest below that, and so on.

The rates were collected at 09:36:26 GMT on 25 May 2024.

Below this we display card providers for which we could not verify their exchange rates. These are displayed in alphabetical order.

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The 6 Best Travel Money Cards for Greece 2024

Greece is an easily accessible travel destination from the UK which has loads to offer, whether you’re into history and culture, food and drink, beachside getaways or party vibes. Plus, using a travel debit, prepaid or credit card can help cut the overall costs of spending in euros so you can do more while you’re in Greece.

Different travel money cards have their own benefits and drawbacks. Join us as we look through your key travel money card options, and introduce a couple of our favourites from each category so you can see if any suit your preferences and needs.

Wise - our pick for travel debit card for Greece

Wise accounts can hold and exchange 40+ currencies, and you can get a linked Wise card for a one time delivery fee. Top up your account in GBP and switch to EUR before you travel. All currency conversion uses the mid-market exchange rate, with low fees from 0.41%. Here are some of the pros and cons of the Wise travel money debit card, to help you decide if it’s right for you.

Hold and exchange 40+ currencies , including GBP-EUR

No fee to spend any currency you hold, low conversion fees from 0.41%

Mid market exchange rate on all currency conversion

Some fee free ATM withdrawals every month

No ongoing fees and no interest to pay

7 GBP delivery fee

No option to earn points or rewards

Click here to read a full Wise review

What is a travel money card?

A travel money card is a debit or credit card that’s been optimised to help you cut costs whenever you spend in foreign currencies.

Depending on the specific card you pick, you could hold a balance in euros and multiple other currencies, benefit from low or no foreign transaction fees, or get cash back and rewards for spending and withdrawals overseas. Greece uses the euro which means as well as easy ways to spend, you could decide to get an account which lets you get paid flexibly by others in EUR, too.

This guide walks through the most common options for travel money cards for Greece and globally so you can pick the right one for you.

What are different types of travel cards?

We’ll walk through the features and benefits of a selection of different travel cards in a moment, but first it helps to know that most UK travel cards are one of the following card types:

Travel debit cards

Travel prepaid cards

Travel credit cards

Quick summary: Best travel cards for Greece

There’s no single best travel card for Greece, so the best one for you will depend on how you tend to transact, what you’ll be up to while you’re there, and whether or not you intend to use your card regularly in Greece or other overseas destinations. To help you weigh up some different options, we’ve included reviews of 2 of our favourite travel money cards from each category to help you choose. Here’s what we’ll be looking at:

Wise travel debit card : Hold 40+ currencies including EUR, with no ongoing fees, and spend with the mid-market exchange rate with no foreign transaction fee and low conversion costs from 0.43%

Revolut travel debit card : Hold 25+ currencies including EUR, in one of 4 different plan types, including some with no monthly fee, and some which comes with ongoing costs but which unlock more benefits and no fee transactions

Post Office travel money card : Hold EUR and 21 other currencies, with no fee to spend a currency you hold - 3% fee applies if you don’t have the currency required in your account

Monese travel money card : Hold a balance in GBP or EUR with some currency conversion available with no fees, up to your plan’s limit. Different plans on offer, including Simple which has no ongoing fees to pay

Barclays Rewards Visa travel credit card: Spend with the Visa exchange rate, and earn 0.25% cash back, with no foreign transaction fee and no cash advance fee. Interest and penalties can apply

Halifax Clarity Mastercard travel credit card: No foreign transaction fee, no annual fee, and no cash advance fee if you withdraw money at an ATM. Variable interest and penalties can apply

Travel money cards for Greece compared

Here’s a brief comparison of all the cards we’ve picked out - in a moment we’ll also look at each card in more detail.

Different travel money cards have their own features which makes them more suitable for different customer needs. If you want a low cost travel card you can use to hold, send, spend, and receive a really broad range of currencies as well as euros, the Wise travel debit card might suit you.

If you’d prefer a card which allows you to pick different subscription plans to unlock the specific features and benefits you need, it's worth looking at Revolut and Monese. Or if you want a credit card, we’ve got some smart travel credit cards coming up later too - great for spreading the costs of travel, as long as you don’t mind paying interest.

Travel Debit Cards for Greece

Travel debit cards from specialist providers come with their own digital multi-currency accounts which are managed online or through an app. Because EUR is a major global currency you’ll be able to find a travel debit card which lets you hold a balance in euros easily, and you can also choose an account with local bank details to get paid in EUR by others if you need it. Different cards have their own features and fees, but the good news is that there are several great options for EUR travel cards - let’s look at a couple in more detail:

Travel debit card option 1: Wise

There’s no fee to open a personal Wise account , but you’ll pay a one time card order fee of 7 GBP. After that there’s no minimum balance and no monthly charge. Wise accounts can support 40+ currencies for holding and exchange, with low fees from 0.43% when you convert currencies, and transparent ATM fees when you exhaust the monthly free transactions available with your account. Accounts come with local bank details for EUR so you can get paid easily.

No fee to open a personal Wise account, no minimum balance requirement

7 GBP one time fee to get your Wise card

2 withdrawals, to 200 GBP value per month for free, then 0.5 GBP + 1.75%

Hold 40+ currencies, convert between them with the mid-market rate

Get local account details to receive GBP, NZD, EUR, USD and a selection of other major currencies conveniently

Travel debit card option 2: Revolut

Revolut has a selection of different account tiers for personal customers in the UK, including Standard plans with no monthly fee, to the top end Ultra plan which has a 45 GBP/month fee and comes with loads of perks including a fancy platinum plated card. You can hold around 25 currencies, and convert currencies with the mid-market rate to your plan’s allowance. The higher account tiers also come with extras like various different forms of complimentary insurance, discounts, cash back opportunities and travel benefits.

No monthly fee for a Standard Revolut account, or upgrade to one of 4 different account plans which have monthly fees running from 3.99 GBP/month to 45 GBP/month

All accounts have some no fee weekday currency conversion with fair usage fees after that which are 1% for Standard plan holders

Standard plan holders can withdraw 200 GBP overseas per month for free

Hold around 25 currencies

Pros and cons of using debit travel cards in Greece

How much does a travel debit card cost.

Using a travel debit card can mean you pay less overall when you’re spending in euros - but it’s not usually completely free. You’ll need to check through your preferred card fee schedule before you sign up, particularly looking at transaction fees and limits, and monthly costs.

The good news is that you can select the provider and card that works best for you easily. Wise has a one time fee to get your card, but then no monthly charges or minimum balance requirements. Revolut customers in the UK can choose from different account plans, including one with no ongoing charges, or several different account options with a monthly fee in exchange for extra perks and benefits.

How to choose the best travel debit card for Greece?

There’s no single best travel debit card for Greece. If you travel in Europe or elsewhere often it might be worth considering a travel debit card which supports a good variety of currencies as well as EUR, with no ongoing charges, like the Wise card or the Standard Revolut card, to try out whether or not a travel debit card suits you.

Is there a spending limit with a travel debit card in Greece?  

You’ll probably find there’s a spending limit for your travel debit card. However, this limit can vary quite significantly, depending on the provider you pick. You can also usually adjust your spending limits for security in the provider’s app which means you can set the limit you’re comfortable with.

For the providers mentioned above, Revolut UK travel debit card holders have some spending caps based on merchant and transaction type. This applies to things like sending money to others, buying travellers cheques or money orders, and betting. Wise caps monthly card spending at 30,000 GBP but you can also move your limit lower if you’d like to, for security reasons.

ATM withdrawals

ATM withdrawals with a travel debit card are also likely to be subject to limits. Revolut applies a 3,000 GBP limit based on any given 24 hour period. Wise ATM withdrawal limits are 4,000 GBP per month. Both providers allow you to make some no fee ATM withdrawals monthly, but the exact amount you can withdraw will depend on your account type.

Prepaid Travel Cards for Greece

Prepaid travel cards from a non-bank provider like the Post Office or Monese offer multi-currency balance options, which usually cover euros. Prepaid cards need topping up in advance of travel, and can have quite different fee structures compared to a travel debit card. Let’s look at these options in more detail.

Prepaid travel card option 1: Post Office Travel Money Card

You can order a Post Office Travel Money Card online or pick one up in person at a branch as long as you have a valid ID on you. You’ll be able to top up and hold in 22 currencies, although bear in mind a fee applies if you add money in GBP. There’s no fee to add foreign currencies. The exchange rate used when you top up or convert may include a markup, but once you hold a currency balance in your account you can spend it with no further charges.

EUR and 21 other currencies are supported for holding and exchange

No fee to spend a currency you hold on your card

3% cross border fee if you spend in an unsupported currency

2 EUR ATM withdrawal fee

Manage your account and card from the Post Office travel money app

Prepaid travel card option 2: Monese Travel Money Card

Monese offers several different account plans which come with linked cards you can use while overseas. Depending on the plan you pick you’ll get some free international spending and some free ATM withdrawals. Simple account plans have no monthly fees, but are more limited in terms of no-fee transactions compared to the other account tiers. While Monese does offer foreign currency account plans, these are not available in AUD.

• Pick the account plan that suits your needs, including a Simple plan with no monthly costs and some plans which do have a fee to pay every month
• Accounts offered in GBP, EUR and RON
• Simple account plan holders can spend up to 2,000 GBP a month in foreign currencies with no fees - other account plans have unlimited overseas spending with no extra fees
• All accounts have some fee free ATM withdrawals every month, with variable limits based on account plan
• Virtual cards available

Pros and cons of using prepaid travel cards in Greece

How much does a prepaid card cost.

Prepaid travel cards fees can include monthly maintenance fees, currency conversion charges, top up costs, and account dormant fees. If you choose the Post Office card, there’s a fee of 3% to spend in a currency you don’t hold in your account, while some Monese cards only offer a limited amount of no fee foreign currency spending, depending on the account plan you pick. Weighing up a few different prepaid travel cards is the only way to decide which is the best value for your particular needs.

How to choose the best travel prepaid card for Greece?

There is no single best prepaid travel card for Greece. That means you’ll need to shop around and compare a few to find the best fit for your needs and preferences. The good news is that because EUR is a common currency, there are quite a few travel card options out there, so you’re sure to find a good match with a little research.

Prepaid travel card spending limit

The Post Office travel card lets you top up to 5,000 GBP at a time, with the maximum balance at any given time set at 10,000 GBP, or 30,000 GBP annually. Monese accounts may have different limits based on the tier you pick - usually set at a maximum holding balance at any time of 40,000 GBP. You may be limited to spending up to 7,000 GBP a day, depending on your account type.

With the Post Office card, you can make up to 450 EUR maximum daily withdrawals and each withdrawal costs 2 EUR. Monese accounts may have a maximum ATM withdrawal of 300 GBP a day, depending on the specific account you pick, so it’s worth reading the fee schedule carefully to understand the details.

Travel credit cards for Greece

Travel credit cards have been optimised for travel and can offer perks like no foreign transaction fee or more rewards and cash back for overseas spending. If you prefer to spend on a credit card while you’re on holiday you could get a slightly lower overall cost with a travel credit card which offers network exchange rates with no foreign transaction fees, and no annual fee. Bear in mind though that while credit cards can be safe and convenient, interest and penalty costs mean that they’re often more expensive than a debit or prepaid card.

Travel credit card option 1: Barclaycard Rewards Visa 

The Barclaycard Rewards Visa credit card is a good, straightforward option for UK customers looking for a credit card which does not have foreign transaction fees, and which doesn’t have an annual fee. As with any credit card, some costs can apply including interest fees if you don’t clear your bill monthly, but you’ll be able to earn 0.25% cash back on all your card spending at home and abroad.

No annual fee, with 0.25% cash back on card spending

Currency exchange uses the network rate and no foreign transaction fee

No ATM withdrawal fee - but interest can still apply

28.9% representative APR, with penalty fees for late payments

Secure spending with extra protection on some purchases

Travel credit card option 2: Halifax Clarity Mastercard

The Halifax Clarity Mastercard has a variable interest rate which is based on your creditworthiness, but doesn’t use different rates for different transaction types as some cards do. There’s no foreign transaction fee when you spend or withdraw in foreign currencies, but bear in mind that an ATM operator might charge a fee, and interest accrues instantly for cash advance transactions.

No foreign transaction fee when spending or making a cash withdrawal overseas

Interest applies instantly when making cash withdrawals

Same interest rate applies on all purchase categories

Variable APR based on your credit score - you’ll need to check your eligibility online to see the APR you’d be offered

Spending is covered by the Consumer Credit act which means extra protections for purchases from 100 GBP to 30,000 GBP in value

Pros and cons of using credit cards for Greece

How much does a travel credit card cost.

As with any credit card, you may find that you run into fees when you use a travel credit card. While the travel credit cards highlighted above have no annual charge, and no foreign transaction fee, interest applies if you don’t pay your bill in full every month. If you’re late making a payment, penalties can also apply. Consider carefully if using a credit card is right for you to avoid running up unexpected or unmanageable bills.

How to choose the best travel credit card for Greece?

There’s no single best travel credit card for Greece but choosing a card with no annual fee, and the lowest available interest rate is usually a smart plan, just in case you can’t always repay your bill monthly. If you can also get a card with some cash back or reward options that can also be attractive - although you’ll need to check that the rewards outweigh any costs you’ll incur.

Travel credit card spending limit

Your travel credit card spending limit will be set by the card provider, and will depend on your credit score. You’ll be shown details of your spending limit when you’re approved for a travel credit card.

The cards we’ve looked at earlier don’t charge a cash advance fee, but this is a common cost when using a credit card at an ATM, so worth looking out for when you select any credit card. It’s also worth noting that it’s very common for ATM withdrawals to start accruing interest instantly, so you’ll end up needing to repay some charges whenever you use your credit card in an ATM.

How much money do I need in Greece?

Greece has a massive tourism industry which means there are accommodation and food options for people on a budget, as well as anyone looking for a luxury getaway. That can make budget planning a bit tricky, and will mean you have to do some research into what you can get for your money wherever in Greece you’re heading. Here’s a quick look at some common costs in Greece:

Conclusion: Which travel money card is best for Greece?

Using a travel money card for your trip to Greece can help you to avoid unnecessary costs and make your money go further. However, there are several different card types and provider options, so you’ll need to shop around a bit to find the right card and account for you.

Consider a Wise travel debit card if you need ways to pay and get paid in EUR, with the mid-market rate and low fees. Or as an alternative, check out a Monese travel prepaid card which also supports holding euros, or a travel credit card like the Barclays Rewards Visa for cash back opportunities and ways to spread your costs over several months if you need to.

FAQ - Best travel cards for Greece

Can you withdraw cash with a credit card in greece.

Yes. You can use your credit card to make an ATM withdrawal at any ATM in Greece where your card network is accepted. However, bear in mind you’ll pay interest instantly when you use a credit card in an ATM. Choosing to withdraw with a low cost travel debit card from Wise or Revolut may bring down your overall fees.

Can I use a debit card in Greece?

Yes. Debit cards can be used in many places in Greece, although cash is still a popular option and you may struggle to pay by card at some independent merchants or at markets. Carrying a prepaid or travel debit card which you can use to pay with, or to make an ATM withdrawal to get some euros in cash if you need them is a smart plan.

Are prepaid cards safe?

Yes. Prepaid cards are not linked to your normal UK bank account which means that they’re safe to use. Even if you were unlucky and someone stole your card while you’re in Greece, they would not be able to access your main account - and you could freeze your prepaid card in the app easily if you needed to.

What is the best way to pay in Greece?

Paying for things with a specialist travel debit, prepaid or credit card in Greece is most convenient. However, having a few options for payment is a good plan, just in case your preferred payment method can’t be used for some reason. Consider getting a travel card from a provider like Wise or Revolut, which has some no fee ATM withdrawals so you can also conveniently get cash as a back up, and for when card payments aren’t offered.

Best ways to spend travel money in Greece: Debit and prepaid cards

Learn more about the best card to use, if you should use a uk debit card and other ways to take spending money to greece..

In this guide

Low cost travel money options for Greece

How many euros do i need to take to greece for a week, exchanging cash at greek banks, exchange rate history, travel card, debit card or credit card, things to consider before travelling to greece, buying euros in the uk, bottom line.

The country needs little introduction, but there are a million reasons to travel to Greece. It’s the very cradle of Western civilisation, offering mouth-watering food and best of all, a fantastic climate.

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Can i use my debit card in greece.

Generally speaking, yes. Most shops, restaurants and bars accept debit cards from UK banks, however some smaller businesses may not accept them and it would be worth taking cash too. Also be aware that your bank may charge overseas fees each time you make a transaction or withdraw money.

When you choose a debit card, currency conversion fees and foreign ATM transaction fees should be among the features you compare. Barclays, Lloyds, NatWest and other banks will charge a non-sterling transaction fee.

There are a number of banks and e-money providers with low or no overseas transaction charges.

Using a prepaid travel card

Travel cards allow you to load British pounds, and then transfer them to euros to spend in Greece. You can avoid currency conversion fees for purchases and ATM withdrawals, just watch out for reload fees and ATM fees (some travel cards waive these fees).

Travel money cards make sense in a place like Europe. With so many countries so close together all using the same currency, a travel card gives you the freedom to explore Greece and the rest of the European continent without needing to change currency.

Using a credit card

Look out for cards that don’t charge a currency conversion fee. If you only use your credit card to pay for over the counter purchases, use another type of card (debit or travel) to withdraw money from the ATM — cash withdrawals on credit are a quick way to end up in debt. If you pay your balance off each month to take advantage of interest-free days, credit cards can be a great travel money option for Greece.

Some credit cards give you complimentary travel and purchase protection insurance when you meet conditions too. A credit card is also a good idea to have as a backup for large or emergency purchases.

Using traveller’s cheques

Don’t worry about traveller’s cheques, the days of carrying a physical cheque are pretty much done. Credit, debit and travel card providers all give you a money back guarantee if you’ve genuinely been the victim of card fraud, such as skimming, and there are fewer places than ever where you can actually cash your cheques anyway.

Paying with cash in Greece

Greece is a nation of a thousand islands famous for history, hedonism, nature and nightlife. Given the current economic climate, take heed of the following:

ATMs running dry

Reports during the peak tourist season of ATMs running out of cash at the weekend, and not being restocked until mid-week, are common.

• Always have an emergency supply of cash with you in Greece, and a back-up card you can use over the counter in case.
• Don’t be afraid to try the ATMs that don’t have signs written in English. Often, especially during tourist season, ATMs with English signs will run out of money first, and, even if the machine is in Greek, when you insert a foreign card, the ATM display will usually pop up in English.
• Tip: Whether genuine or not, vendors in small shops that cater to tourists seemingly never have any change. If you are planning to purchase little souvenirs, presents or other bits and pieces, it’s better to take a collection of smaller denominations with you to avoid the ‘no-change situation’. You can change larger notes at banks, although even banks will sometimes be less than gracious about changing 500 euro notes.

Travellers frequently look for advice and estimates about the cost of a holiday in Greece, or want to know how much money they should take. The answer is relative. A holiday here can be very expensive if you’re in the mood for indulgence, but it can also be a great budget destination if you know how to do it.

Find out some typical Greek holiday prices

While there is no limit to the amount of cash you can bring into Greece, you must declare anything over 10,000 euros. Traveller’s cheques, bank bills, personal cheques and money orders are all considered ‘cash’. There are restrictions on the amount of money you can take out, but the majority of people don’t need to worry about this limit.

Banks tend to have the best exchange rates and are open from 8am to 2:30pm on weekdays. Come prepared for a wait though; long lines are a frequent occurrence here. Automatic foreign exchange machines are also a common feature in tourist centres, which offer a convenient and wait-free way to change your cash. But be advised: they charge a sizeable commission.

Greece has been through a period of instability as a result of the economic crisis, with fluctuations in deflation and inflation. The price of goods and services relative to the value of the currency is likely to change marginally in the future as the economy corrects itself. Brexit may also be having an effect on exchange rates and prices, so make sure you’re aware of what costs what.

*2024 average rate from 1 January to 24 March 2024.

Greece is a European Union member, and euros have been the official currency used since 2001. All travel cards will allow you to load and spend using euros. The advantage of a travel card is you avoid the fee for international transactions.

However, some debit cards and credit cards give you this feature too. If you’ve booked a holiday on a particular island that is a little more off the map, do a quick search before you go to see if it has an ATM. It will be a tiring first day if you need to take a boat back to the mainland so you can pay for your hotel or apartment.

Most digital banking apps , which are a great option owing to very low transaction and withdrawal fees, come with either a Visa or Mastercard bank card . They work as normal bank accounts do, so the “topping up” process simply consists of transferring money into the account.

• UK credit cards, debit cards and travel cards will work in Greece. The government has assured travellers capital control measures do not apply to transactions made with a debit or credit product issued in the UK.
• ATMs may be short of cash. It’s advised to take cash from the UK (pounds or euros) so you don’t run out.
• Take a combination of travel money options to Greece. A combination of cash, credit, debit or travel cards is the best approach.

Economic uncertainty is the word in Greece at the moment. Euros in your pocket when you land can give you peace of mind for the start of your trip. Your bank will be able to give you euros in cash, but have a look at our travel money providers to get the most competitive rates before buying your money.

A combination of travel money products is the best way to finance your Greek trip, especially since there may be times when you can’t get cash from an ATM. If this is the case, you’ll need to rely on making over the counter purchases — a no currency conversion card is best in this situation.

If you want to avoid paying ridiculous charges, never use your credit card at an ATM to get cash. This is a cash advance and there are fees and immediate interest charges to think about.

If you want to avoid charges altogether then you should definitely consider using a digital banking app, such as Starling, Revolut or N26. These apps offer zero fees on transactions and withdrawals in most if not all currencies, and can be managed easily from your phone. Not only can you save on the hassle of incurring charges, but you can also save yourself the stress of getting travel money. If you do choose this option, though, try not to misplace your phone.

Greece is a magical destination with much to discover for any kind of traveller. If you are planning a trip there, do some research, have a think about what kind of trip you would like and choose a travel money product that suits you.

We recommend taking multiple cards to give yourself peace of mind. Just a travel card or credit card often won’t cut it, so make sure you have a variety of options available to make the most of your trip.

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Charlie Barton

Charlie Barton was a publisher at Finder. He specialised in banking and investments products, including banking apps, current accounts, share-dealing platforms and stocks and shares ISAs. Charlie has a first-class degree from the London School of Economics, and in his spare time enjoys long walks on the beach. See full profile

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10 Responses

My son and his friend’s are going on their first holiday to Laganus in Zante. I don’t want them taking a lot of cash. Do the clubs and bars accept debit or travel money cards?

Thank you for getting in touch with Finder.

There are establishments in Laganas, Zante where they may see which cards are accepted but cash is generally preferred by the locals. ATMs are accessible since most of them are situated at most resorts or hotels or other popular and crowded places.

I hope this helps.

Thank you and have a wonderful day!

Cheers, Jeni

I’ve got a wedding in August 2019 for my daughter in Lindos, will I need to take cash? I was told last week that most restaurants only want cash.

Hello Danny,

Thank you for your comment.

Upon checking, recent reviews on using cards in most restaurants in Lindos confirm that they accept cards. There may be other merchants that do not accept cards so best to also bring cash for back up.

Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.

Regards, Jhezelyn

I’m off to Paxos with my family in April 2019. Do you know if there are ATMs on the island?

Hello Michael,

As per reviews, you are recommended to use cash in Paxos. You’ll be able to withdraw from two machines in Gaios and one in Lakka. Some of the restaurants in Paxos accepts credit cards but it is still preferred to use cash.

Hi I’m going to Corfu in September 2018 do you advise me to take euro’s with me or get them in Corfu this is my first time going to Greece Thank you

Thank you for reaching out to finder.

While we are unable to give advise, you may take into consideration these helpful information in deciding what will work for you.

If you are comfortable carrying large amount of cash (Euros) with you, please keep in mind that although there is no limit with the amount of money you can bring to Greece, you need to declare anything over 10,000 Euros. Also, when bringing large amount of money, make sure you have a proper storage like a safety box for safekeeping your money during your entire trip. On the other hand, when you exchange your money before leaving, you don’t have to look for banks or money exchange facilities where you can get the best exchange rates when you get there.

Aside from bringing Euros, one option you can look at is using ATM machines. This can be a convenient way to withdraw money whenever you need it and as you go. However, charges may apply which varies from bank to bank. Please note that ATM machines may run out of cash especially during peak tourist season so it’s always good to have backup like credit cards or travel cards in case of emergencies.

Hope this helps. Enjoy your trip!

Cheers, Charisse

I have recently recieved euros for my holiday but they have sent me a lot of 50s and 100s euro notes Is there anywhere I can change them for smaller notes(I’m in the UK)?

Thank you for getting in touch with finder.

For your 50 and 100 notes some hotels are still accepting them so you may keep some of them. You may try your luck exchanging them in some banks around you and please don’t forget some documents.

Probably best to take them to a bank next time you are in a euro-zone country, although depending on how many you have there and might be some searching questions as to their provenance.

Have a great day!

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Buying A SIM Card In Greece – Best Options For 2024

Everything you need to know about the best prepaid SIM card you can buy in Greece. Includes information on local operators in Greece, where to buy a Greece SIM card, what documents you need, available data packages and more.

How to buy a SIM Card for Greece

Where can I get a Greece SIM card? Tourists and expats traveling to Greece ask this question all the time, as they want to get a Greece SIM card for mobile broadband as soon as they arrive.

It’s hardly surprising! These days, it’s super important to stay connected with friends and relatives around the world. Not to mention posting all the amazing Greece photos from your holiday 🙂

This guide to the prepaid SIM cards you can get for Greece is here to help. It includes information on:

• the main providers in Greece
• the various SIM plans and packages each provider offers
• what documents you need to get a new SIM
• where to get your Greek SIM card – stores, street vendors, the Athens airport
• activating your SIM card and buying bundles
• coverage, 4G and 5G in Greece
• eSIM and tourist SIM information
• why contract phones are not worth it, even if you are living in Greece.

Greece prepaid SIM card providers

There are three local providers in Greece: Cosmote , Vodafone Greece and Nova , formerly known as Wind. Each of these companies offer several types of prepaid SIM cards.

If you are only here for a few days or weeks, any Pay As You Go Greek SIM card you buy will be fine. Whichever operator you choose, your SIM will usually work well at popular destinations such as Athens , Santorini or Mykonos .

Generally speaking though, Cosmote has the best network coverage around Greece. So if you are planning to do lots of traveling in Greece, the best SIM card to get is probably Cosmote.

My top suggestion for the best Greek prepaid card to buy would be Cosmote Frog – if you can find it. This is the best SIM deal for Greece. Alternatively, go for either Cosmote WhatsUp, or Vodafone CU.

I have included more info on all these SIM cards later on in the article.

Greece SIM vs EU SIM

If you already have an SIM card from any EU country, there are no roaming charges. So, there is no real reason to get a Greek SIM if you are only here for a short time, unless you need a local phone number.

To be honest, most SIM cards from the EU (and often the UK) are better value than the Greek ones. Just make sure you are familiar with your provider’s fair usage policy. Plus, note that your EU SIM might not work perfectly everywhere.

Greece SIM vs overseas SIM

In my opinion, if you are visiting from outside the EU, you should definitely get a local SIM. Your provider (e.g. Verizon or T Mobile in the USA) will likely have overseas data plans. However, these will always be a lot more expensive, and may even end up in unexpected costs.

Also, while WiFi is very common in Greece, there will always be a time that you desperately need the Internet and it won’t be available.

A good example is when you are driving around Greece , or if you get lost walking around Ancient Athens . Even with downloading the offline Google Maps, it’s always best to actually have an internet connection.

Finally, a Greek SIM card can also come in handy if you want to book ferry tickets , train tickets, or just confirm your reservation with your hotel. As you will get a local number, you can easily use it for apps like Viber, WhatsApp etc.

What do I need to buy a prepaid Greece SIM card?

To buy a prepaid SIM card for Greece, you will need to show a valid ID document, such as a passport . Wherever you go to get your new card, the seller will either photocopy or take a photo of your passport – this is normal!

According to Greek legislation, you can only purchase a SIM card if you are over 18 years old . If your teenage children want their own SIM cards, you can buy two or more cards using the same passport.

Where to buy a SIM card in Greece

The best places to get your SIM card in Greece are either designated stores, or street vendors in the bigger cities. It’s possible to buy a SIM card at the Athens Airport, but it’s a lot more expensive.

To use your new card, you will need to have an unlocked phone. Some mobile phones come with a dual SIM option, so you can also use your original SIM if you prefer.

Buying a Greece SIM card in a store

All three providers have hundreds of shops across the country where you can easily get a new Greece SIM card. Cosmote SIM cards are also sold at a store chain called Germanos.

Here are some of the stores where you can get a SIM card for Greece around Syntagma Square and Plaka , close to the main shopping areas in central Athens:

• Cosmote Syntagma Square – Mitropoleos 1
• Cosmote Monastiraki – Athinas 45
• Germanos Syntagma Square – Stadiou 10
• Vodafone Syntagma Square – Stadiou 9
• Vodafone Acropolis – Veikou 72
• Nova Kolonaki – Patriarchou Ioakim 7
• Nova Acropolis – Veikou 1

If you are starting your trip at Thessaloniki or one of the Greek islands, you can use Google Maps to find the nearest shop that sells SIMs.

Expect to pay about 10-15 euro to get your new SIM card, including some credit that will enable you to buy data packages, minutes or text bundles. More on this, later.

Getting a Greece SIM card from a street vendor

If you are in Athens, you can also get prepaid SIM card deals from street vendors. These cards are perfectly legitimate, and typically offer much better value than the SIM cards you would find at the stores.

Usually, these vendors have detailed boards out, explaining what they offer and how much it costs. In fact, they are probably the best place to get your SIM card for Greece 🙂

You can find these street vendors close to busy metro stations , such as Syntagma, Monastiraki, Omonia and Victoria. Most of them are young, and they speak at least some level of English as they often work with foreign visitors.

And while it might feel strange having a random person on the street take a photo of your passport, you would still have to do the same thing if you went to a store.

Again, you can expect to pay around 10-15 euro for your new SIM card along with some credit which you can use to get a package. The difference is, you will typically get more GB / more minutes than a card you’d find in a shop.

Buying Greek SIM cards at the Athens International Airport

Some visitors would prefer to get hold of a Greece SIM card as soon as they’ve landed at the Athens International Airport. While this is possible, it won’t get you the best deal, plus you may have to face long queues.

Still, you can get a local SIM card at the airport in Athens. You will need to find the SIM LOCAL kiosk at the Arrivals Level, and check their current offers. In summer, their opening hours are usually 6.00-22.00 every day.

At the time of writing, the only available option is a special travel pass Vodafone Greece package providing 15 GB of data, 200 minutes of calls to local numbers, and 120 minutes of calls to international numbers.

Along with the activation fee, this comes at a total price of 35 euros, which is rather steep when compared to the local services. Still, it’s an option if you want to be connected on the way to your hotel.

Related: Tips for taking the Athens airport metro

Buying a package for your new Greek SIM card

At the time you purchase your new SIM card, you will also need to buy some credit. The vendor will explain how to use your credit, and what packages are available.

You will then need to activate a package that suits your needs. I can’t stress this enough!

Unless you get a package, your credit will disappear in zero time! The easiest way to activate these packages is through an app which you will download on your mobile phone.

In summer, all providers offer unlimited GB deals that are valid for 30 days and cost about 11-13 euros. This is by far the best available deal you can get. You can just ask the seller to activate this, and you are done!

If you are visiting outside summer, you’ll have to check the available packages at the time. Generally speaking, you can buy a package with a certain number of GBs for a set period of time – a day, a week, or a month. Or you can buy a package which gives you both GBs and some minutes / SMS to local phone numbers.

A quick overview of prepaid SIM cards for Greece

Let’s have a quick look at the prepaid SIM cards you are most likely to find in Greece.

Cosmote WhatsUp

I switched from a Cosmote contract to a Cosmote WhatsUp prepaid card about a decade ago, and never looked back. Even if you move to Greece, contract phones are really not worth it in my opinion. Not only do they tie you to a 2-year contract, but they also work out to be more expensive. 

With the WhatsUp package I spend an average of about 15 euro per month for all the GBs and minutes I need… and as I travel a lot around Greece, I need loads! 

This SIM card offers many different bundles, including 100 GB for 13.50 euro in summer. There’s also a DIY bundle that you can customize, and any unused data / minutes are carried over to the next month.

If you want a cheap data only SIM, this is a great option. Since June 2024, the WhatsUp app is also in English (finally). Customer service or the street vendor can help you activate it and top it up.  

You can find more info here (in Greek). 

Cosmote Frog

In my opinion, Cosmote Frog is the best SIM card in Greece for tourists and expats. It uses the Cosmote network, offers slightly better value than Cosmote WhatsUp, and the app is also in English.

Unlike Cosmote WhatsUp, with Frog you only pay per second when making a call – which does make a difference. Plus, it gives you several different options for calls abroad. 

In Athens, you can get the Cosmote Frog SIM at their flagship store. Their address is Stadiou 51 , very close to Omonia metro. Otherwise, you can always try the street vendors or perhaps order it here .

Overall, Cosmote Frog is not the easiest SIM card to find. Hopefully this will change in the future, as they have great customer service over messenger. 

You can find more info here: Cosmote Frog .

Cosmote Cosmokarta

This service from Cosmote is more geared towards people who want to talk a lot. In my opinion, it doesn’t offer any benefits compared to the other Cosmote products, and prices can be higher.

You can find more info here: Cosmote Cosmokarta

Vodafone CU

This is another good option for visitors. In summer, they usually offer an unlimited data package valid for a month for 10.90 euro. Their app can be switched to English, so you can use it on your own. I’ve heard mixed opinions about their customer care, but I haven’t used them myself so I don’t have an opinion. 

You can find more info here: Vodafone CU

Vodafone You

Offers fairly flexible bundles, but there’s no unlimited data option. If you are a traveler, Vodafone CU will probably suit you better.

You can find more info here: Vodafone You (in Greek)

Vodafone International

Another package from Vodafone Greece, which focuses on call minutes to several different countries. There’s a fairly good option for monthly data as well.

You can find more info here: Vodafone International (in Greek)

This is another option offering unlimited data for 10.60 euro in summer. There’s also a bundle for EU calls. 

You can find more info here: Nova F2G

A good selection of bundles, including some with call minutes to international numbers. Unlike some other SIM cards, you only pay per second when making a call. 

You can find more info here: Nova MyQ

Tips for expats and nomads staying longer in Greece

If you are only in Greece as a tourist, you initial credit should cover you for the duration of your trip. Your SIM card will remain active for a period of time, so if you are visiting again soon you can re-use it.

However, if you are planning to stay in Greece for a few weeks or months, you will need to top up your credit at some point. You can do it online with a credit card / PayPal, buy a scratch-card with credit at a periptero (kiosk), or top-up in a shop.

With most plans, you can carry any unused part of the package over to the next month, provided that you add some credit and renew your package before it expires.

It’s important to know that a tax is charged on any top-up voucher. For example, if you top up 13 euro, your balance will only be 11.81. Take that into account if you are planning to buy a package which costs over this amount.

And, in all circumstances, do not forget to buy a new bundle – otherwise, your new credit will run out super quickly!

Also, have a look at this guide with helpful websites for expats in Greece .

Things to know about network coverage in Greece

While 4G (and, sometimes, 5G coverage) is available in Greece, in practice you might experience a slow connection. In fact, the speed of your mobile data can vary a lot, depending on your exact location.

Some carriers work better than others in certain areas – so if you are planning to stay somewhere for long, ask your neighbors what provider they are using. On the whole, Cosmote is probably the most reliable one.

If you are visiting remote islands like Nisyros , Kalymnos or Tilos , or even upcoming islands like Milos , don’t expect to have signal 24/7.

Reception can be affected by weather conditions, such as the meltemi winds . Yes… I’m talking from experience!

It’s also a good idea to ensure that your cell phone is NOT on automatic network selection. If you are traveling to the Dodecanese islands, like Rhodes or Kos , your phone can automatically log on to Turkish networks, and you can easily lose any remaining credit.

Last, but not least – it is possible to use your phone as a hotspot for all your devices. I have done this many times on various islands where the WiFi was slow, and found that an unlimited data SIM was very useful.

Note that this option might not be able to support some services, such as streaming videos or making a video call. But it still might be useful if the Wi Fi signal is poor.

Using an eSIM / International SIM card in Greece

There are a bunch of International SIM cards / travel SIM cards out there that frequent travelers like to use.

In addition, if your phone supports an eSIM option, you can use an eSIM instead of buying a card in Greece. This will save you some time as you won’t have to find a shop and go through the procedure.

These are some of the companies that I am aware of which come highly recommended. Note that these SIM deals are generally more expensive than a Greek SIM card:

• Trip Roaming

As I haven’t used an eSIM in Greece yet, I don’t have a personal opinion. If you’ve used any of these, or any others, please comment below with your experience!

FAQs about SIM cards in Greece

Here are a few questions about Greece SIM cards often asked by visitors:

How much do SIM cards cost in Greece?

You should expect to pay around 10-15 euros for a Greek SIM card along with some credit which you can use to buy a bundle of data / calling minutes.

Which SIM card is best in Greece?

There are three Greek providers, Cosmote, Vodafone and Nova. While they all offer similar packages, Cosmote has slightly better coverage. The best SIM cards in Greece are Cosmote Frog, Cosmote WhatsUp, and Vodafone CU.

How do you get a Cosmote SIM card?

To buy a Cosmote prepaid package, you will need to go to a Cosmote or a Germanos store. Alternatively, you can also buy it from a street vendor. Eitherway, you will need your passport. There is no shop at the Athens airport.

Can I get a SIM card at Athens airport?

You can get a special Vodafone SIM card at the Athens airport. However, that card it is a lot more expensive than the cards you can get in central Athens.

Is data roaming free in Greece?

If you have a SIM card from an EU country and a few more countries in Europe, you should be able to use your data in Greece. Make sure you are aware of your operator’s fair usage policy.

If you are coming from outside the EU, check if your provider offers any special roaming passes, or other mobile phone deals for when you travel abroad. In my experience, it will be cheaper to get a Greek SIM! 

Other travel guides about Greece

If you found this article useful, have a look at these other ones:

• Best apps for your trip to Greece
• The best souvenirs to buy in Greece
• How to spend 2 weeks in Greece
• What to pack for Greece for every season
• The Greek alphabet and 20 useful words
• More useful Greek words and phrases
• How to open a bank account in Greece
• How to book a train in Greece
• 50 iconic Greek dishes – with photos!

8 thoughts on “Buying A SIM Card In Greece – Best Options For 2024”

hi we have a mobile dongle for our house in Greece with the price of data card on the uk can you recommend witch is the best Greek company to get e data sim card thanks M Thompson

In my experience, Cosmote has the best coverage in Greece, so I suppose it would be the same for esims.

Hi, I am grateful to rich information over SIM-card in Greece, but I am wondering if these offers have some kind deal of 100minutes free call and so on??? In hotel, data volume is not a problem at all but the calls are really a headack, right?

Second, no travellers in Greece will only stay there for the whole holiday months (normally two months or more) and will move to other countries such as Italy, France, UK or Danmark. I would like to know which prepaid SIM (first arrival country) can be used in these countries as enough money is re-charges when on the way travelling?

Unfortunately, Greece has the worst deals. You can use any EU SIM card in any EU country, the UK is a bit different but as far as I know it depends on the provider and how new the SIM card is (e.g. my Greek SIM card which I’ve had for several years works fine in the UK, I believe that the same deal won’t work for new cards but I might be wrong). You could get a SIM card in your country of entry (EU) and then see how it works in the other countries. Hope this helps!

Do you know if there a shop in Piraeus where I can get a Greek SIM Card?

I’ll be staying at the Achillion Hotel and prefer a Cosmote card.

Hi – yes there’s one 2 minutes from your hotel – Iroon Polytechneiou 42-44 🙂

I purchased a WhatsApp Sim Card this past April 2024.

I was there for two weeks and it worked fine.

Is there a time limit on the SIM Card or does the card last until I use up all time?

If used up can I add more time?

You can check the info in your app. Generally speaking, the credit expires in 2 months, and if you don’t add more money the card is deactivated in 3 months and you have to go to a store to activate it again. As you only bought your card recently, you can add more credit and buy talking time or GB at any point. Hope this helps!

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6 Best Travel Cards for Greece

Getting an international travel card before you travel to Greece can make it cheaper and more convenient when you spend in Euro. You'll be able to easily top up your card in AUD before you leave Australia, to convert seamlessly to EUR for secure and flexible spending and withdrawals.

This guide walks through our picks the best travel cards available for anyone from Australia heading to Greece, like Wise or Revolut. We'll walk through a head to head comparison, and a detailed look at their features, benefits and drawbacks.

6 best travel money cards for Greece:

Let's kick off our roundup of the best travel cards for Greece with a head to head comparison on important features. Here's an overview of the providers we've picked to look at, for customers looking for ways to spend conveniently overseas when travelling from Australia:

Each of the international travel cards we’ve picked out have their own features and fees, which may mean they suit different customer needs. Keep reading to learn more about the features, advantages and disadvantages of each - plus a look at how to order the travel card of your choice before you head off to Greece.

Wise travel card

Open a Wise account online or in the Wise app, to order a Wise travel card you can use for convenient spending and withdrawals in Greece. Wise accounts can hold 40+ currencies, so you can top up in AUD easily from your bank or using your card. Whenever you travel, to Greece or beyond, you’ll have the option to convert to the currency you need in advance if it’s supported for holding a balance, or simply let the card do the conversion at the point of payment.

In either case you’ll get the mid-market exchange rate with low, transparent fees whenever you spend in EUR, plus some free ATM withdrawals every month - perfect if you’re looking for easy ways to arrange your travel cash.

Wise features

Wise travel card pros and cons.

• Hold and exchange 40+ currencies with the mid-market rate
• Spend seamlessly in EUR when you travel
• Some free ATM withdrawals every month, for those times only cash will do
• Ways to receive payments to your Wise account conveniently
• Manage your account and card from your phone
• 10 AUD delivery fee for your first card
• ATM fees apply once you've exhausted your monthly free withdrawals
• Physical cards may take 7 - 14 days to arrive (you can use your virtual card right away)

How to apply for a Wise card

Here’s how to apply for a Wise account and order a Wise  travel card in Australia:

• Open the Wise app or desktop site
• Select Register and confirm you want to open a personal account
• Register with your email, Facebook, Apple or Google ID

Upload your ID document to complete the verification step

• Tap the Cards tab to order your card
• Pay the one time 10 AUD fee, confirm your mailing address, and your card will be on the way, and should arrive in 7 - 14 days

Revolut travel card

Choose a Revolut account, from the Standard plan which has no monthly fee, to higher tier options which have monthly charges but unlock extra features and benefits. All accounts come with a smart Revolut card you can use in Greece, with some no fee ATM withdrawals and currency conversion monthly, depending on the plan you pick. Use your Revolut account to hold and exchange around 30 currencies, and get extras like account options for under 18s, budgeting tools and more.

Revolut features

Revolut travel card pros and cons.

• Pick the Revolut account plan that suits your spending needs
• Hold and exchange 30+ currencies, and spend in 150 countries
• Accounts come with different card types, depending on which you select
• All accounts have some no fee currency exchange and some no fee ATM withdrawals monthly
• Some account tiers have travel perks like complimentary or discounted lounge access
• You need to upgrade to an account with a monthly fee to get all account features
• Delivery fees may apply for your travel card
• Fair usage limits apply once you exhaust your currency conversion and ATM no fee allowances
• Out of hours currency conversion has additional fees

How to apply for a Revolut card

Set up your Revolut account before you leave Australia and order your travel card. Here’s how:

Download and open the Revolut app

Register by adding your personal and contact information

Follow the prompts to confirm your address and order your card

Pay any required delivery fee - costs depend on your account type

Travelex travel card

Use your Travelex travel card for spending in Greece and beyond. Order your card online for delivery or collection, or just call into a Travelex location with your normal ID documents to take your card away instantly. Travelex cards can hold 10 major currencies, and you can spend globally wherever you see the Mastercard symbol. Whenever you need to convert currencies, the exchange rate used is set by Travelex and Mastercard, and may include a markup - but there’s no ATM fee at home or abroad.

Travelex features

Travelex travel card pros and cons.

• Hold 10 major currencies
• Order online or in person, for delivery to home, or in store collection
• No international ATM fees
• Mastercard perks available to cardholders
• 24/7 emergency support
• Fees may apply to get your card if you order it in person
• Exchange rate markup of 3.2% on average when loading supported currencies
• Inactivity fees apply after 12 months of not using your card, and a close out cost may be applied to retrieve any remaining balance

How to apply for a Travelex card

Get your Travelex card in Australia by either ordering online or calling into a local Travelex store with your ID document. You can get the card delivered to your home if you’d like to - or collect it in a store.

Australia Post travel card

Pick up an Australia Post travel card for spending and withdrawals in Greece and around the world. You can get your card instantly by visiting a Post Office, and add funds in any of 11 supported currencies. Fees apply when you add money in AUD. You’ll be able to use your card for spending globally - if you need one of the 11 supported currencies, you can convert in advance. If you’re somewhere that uses an unsupported currency the card can simply convert from your balance to make the payment. Exchange rate markups are likely to apply.

Australia Post features

Australia post travel card pros and cons.

• Hold 11 currencies
• Collect your card instantly at a Post Office location
• No card order fee to pay
• Free wifi if you top up 100 AUD or the equivalent
• 24/7 support if your card is lost or stolen
• Both domestic and international ATM withdrawals have fees
• Some top up methods have fees
• Exchange rate markup of 6.5% on average when loading supported currencies

How to apply for a Australia Post card

Get your Australia Post travel card before you leave Australia, simply by calling into your local Post Office. It’s also possible to order your card online, although in this case you’ll need to wait for it to arrive by mail, and activate it once you have your card in your hand.

Travel Money Oz travel card

You can get a Travel Money Oz card online or in a store, to hold and exchange 10 currencies, and spend in Greece and globally, wherever you see the Mastercard logo. You won’t pay an inactivity fee so you can collect your card for this trip, and keep hold of it for your next international trip if you’d like to, with no extra charges to worry about. Exchange rates are likely to include a markup, and ATM fees apply both locally and when you’re overseas.

Travel Money Oz features

Travel money oz travel card pros and cons.

• Hold 10 currencies
• Collect your card instantly at a Travel Money Oz store, or order online
• No inactivity fees
• Accepted globally anywhere you see the Mastercard logo
• Exchange rate markup of 6.3% on average when loading supported currencies
• Delivery may take 14 days

How to apply for a Travel Money Oz card

Pick up your Travel Money Oz card in Australia online or in a local store - remember to take your ID document. It’s worth noting that when you order online you’ll be asked when you plan to travel. If your trip is within 14 days, you won’t be able to order a card, as delivery may take 2 weeks.

Westpac travel card

Choose a Westpac travel card for spending in Greece if you’d prefer to stick with a card from a major bank. You can hold a balance in AUD and 10 foreign currencies, and spend globally wherever the card network is available. ATM fees apply which are set according to the currency required - but there are also ways to avoid these fees by sticking with Westpac partner bank ATMs when you’re away from home.

Westpac features

Westpac travel card pros and cons.

• Pick up your card, and top up, online or in a branch
• Ways to get free ATM withdrawals through Westpac partner banks
• Option to get emergency cash if your card is lost or stolen
• No account keeping fee
• ATM fees apply
• Exchange rates are likely to include a markup
• Delivery may take 8 days if you order online

How to apply for a Westpac card

Call into a Westpac branch in Australia for the fastest way to get a Westpac travel money card. You can also apply online, but bear in mind that this will mean waiting 5 - 8 days for your card to be delivered.

What is a travel money card?

A travel money card is a card you can use for secure and convenient payments and withdrawals overseas.

You can use a travel money card to tap and pay in stores and restaurants, with a wallet like Apple Pay, or to make ATM withdrawals so you'll always have a bit of cash in your pocket when you travel.

Although there are lots of different travel money cards on the market, all of which are unique, one similarity you'll spot is that the features and fees have always been optimised for international use. That might mean you get a better exchange rate compared to using your normal card overseas, or that you run into fewer fees for common international transactions like ATM withdrawals.

Travel money cards also offer distinct benefits when it comes to security. Your travel money card isn't linked to your Australian dollar everyday account, so even if you were unlucky and had your card stolen, your primary bank account remains secure.

Travel money vs prepaid card vs travel credit card

It's helpful to know that you'll be able to pick from several different types of travel cards, depending on your priorities and preferences. Travel cards commonly include:

• Travel debit cards
• Travel prepaid cards
• Travel credit cards

They all have distinct benefits when you head off to Greece or elsewhere in the world, but they do work a bit differently.

Travel debit and prepaid cards are usually linked to an online account, and may come from specialist digital providers - like the Wise card. These cards are usually flexible and cheap to use. You'll be able to manage your account and card through an app, although you can also often add money in person by visiting a branch - we've picked out the Westpac travel card and the Travelex travel card as popular prepaid cards with a branch network in Australia, for example.

Travel credit cards are different and may suit different customer needs. As with any other credit card, you may need to pay an annual fee or interest and penalties depending on how you manage your account - but you could also earn extra rewards when spending in a foreign currency, or travel benefits like free insurance for example. Generally using a travel credit card can be more expensive compared to a debit or prepaid card - but it does let you spread out the costs of your travel across several months if you'd like to and don't mind paying interest to do so.

What is a prepaid travel money card best for?

Let's take a look at the advantages of using a prepaid travel money card for travellers going to Greece. While each travel card is a little different, you'll usually find some or all of the following benefits:

• Hold and exchange foreign currencies - allowing you to lock in exchange rates and set a travel budget before you leave
• Convenient for spending in person and through mobile wallets like Apple Pay, as well as for cash withdrawals
• You may find you get a better exchange rate compared to your bank - and you'll usually be able to avoid any foreign transaction fee, too
• Travel cards are secure as they're not linked to your everyday AUD account - and because you can make ATM withdrawals when you need to, you can also avoid carrying too much cash at once

Overall, travel cards offer flexible and low cost ways to avoid bank foreign transaction and international ATM fees, while accessing decent exchange rates.

How to choose the best travel card for Greece

We've picked out 6 great travel cards available in Australia - but there are also more options available, which can make choosing a daunting task. Some things to consider when picking a travel card for Greece include:

• What exchange rates does the card use? Choosing one with the mid-market rate or as close as possible to it is usually a smart plan
• What fees are unavoidable? For example, ATM charges or top up fees for your preferred top up methods
• Does the card support a good range of currencies? Getting a card which allows you to hold and spend in EUR can give you the most flexibility, but it's also a good idea to pick a card with lots of currency options, so you can use it again in future, too
• Are there any other charges? Check in particular for foreign transaction fees, local ATM withdrawal fees, inactivity fees and account close fees

Ultimately the right card for you will depend on your specific needs and preferences. If you're looking for a low cost card with the mid-market rate, which you can use in 150+ countries, the Wise card may be a good fit. If you'd prefer to pay a monthly fee to get higher no-fee transaction limits, take a look at Wise. And if you need to get a card in a hurry, check out a travel card from a provider with a physical branch network, like the Westpac card or the Travelex travel money card.

What makes a good travel card for Greece

The best travel debit card for Greece really depends on your personal preferences and how you like to manage your money.

Overall, it pays to look for a card which lets you minimise fees and access favourable exchange rates - ideally the mid-market rate. While currency exchange rates do change all the time, the mid-market rate is a good benchmark to use as it’s the one available to banks when trading on wholesale markets. Getting this rate, with transparent conversion fees, makes it easier to compare costs and see exactly what you’re paying when you spend in EUR.

Other features and benefits to look out for include low ATM withdrawal fees, complimentary travel insurance, airport lounge access or emergency cash if your card is stolen. It’s also important to look into the security features of any travel card you might pick for Greece. Look for a card which uses 2 factor authentication when accessing the account app, which allows you to set instant transaction notifications, and which has easy ways to freeze, unfreeze and cancel your card with your phone.

For Greece in particular, choosing a card which offers contactless payments and which is compatible with mobile wallets like Apple Pay could be a good plan. Card payments are extremely popular in Greece - so having a card which lets you tap and pay easily can speed things up and make it more convenient during your trip.

Ways to pay in Greece

Cash and card payments - including contactless, mobile wallet, debit, credit and prepaid card payments - are the most popular ways to pay globally.

In Greece card payments are common in most situations. You’ll be able to make Chip and PIN or contactless payments or use your favourite mobile wallet like Apple Pay to tap and pay on the go. It’s still worth having a little cash on you just in case - and for the odd situations where cash is more convenient, such as when tipping or buying a small item in a market.

Which countries use EUR?

If you have EUR, you should be able to use it in a few countries. You may decide to keep your travel card topped up with a balance for this trip to Greece or for the next time you’re headed somewhere which uses EUR.

What should you be aware of when travelling to Greece

You’re sure to have a great time in Greece - but whenever you’re travelling abroad it's worth putting in a little advance thought to make sure everything is organised and your trip goes smoothly. Here are a few things to think about:

1. Double check the latest entry requirements and visas - rules can change abruptly, so even if you’re been to Greece before it’s worth looking up the most recent entry requirements so you don’t have any hassle on the border

2. Plan your currency exchange and payment methods - you can change AUD to EUR before you travel to Greece if you’d like to, but as card payments are common, and ATMs widely available, you can actually leave it until you arrive to get everything sorted as long as you have a travel money card. Top up your travel money card in AUD and either exchange to EUR in advance or at the point of payment, and make ATM withdrawals whenever you need cash. Bear in mind that currency exchange at the airport will be expensive - so hold on until you reach Greece to make an ATM withdrawal in EUR if you can.

3. Get clued up on any health or safety concerns - get travel insurance before you leave Australia so you have peace of mind. It’s also worth reading up on any common scams or issues experienced by tourists. These tend to change over time, but may include things like rip off taxis or tour agents which don’t offer fair prices or adequate services.

Conclusion - Best travel cards for Greece

Ultimately the best travel card for your trip to Greece will depend on how you like to manage your money. Use this guide to get some insights into the most popular options out there, and to decide which may suit your specific needs.

How does a Euro card work?

Getting a Euro card can make managing your money easier when you travel to Greece.

Your Euro card will be linked to a digital account you can manage from your phone, so you'll always be able to see your balance, get transaction notifications and manage your card no matter where you are. Just add money to your account in pounds, and - depending on your preferences and the specific card you pick - you can either convert your balance to Euro instantly, or just let the card do the conversion when you spend or make a withdrawal.

If your card gives you the option to hold a Euro balance, there's not normally any extra fee to spend the Euro you have in your account when you're in Greece.

Can I withdraw Euro currency with my card in Greece?

With some cards, you'll be able to add money to your card in Australian dollar, and then convert to Euro instantly online or in your card's app.

Once you have a balance in Euro you can spend with your card with no extra fees - just tap and pay as you would at home. You'll also be able to make cash withdrawals whenever you need to, with no extra conversion fee to pay. Your card - or the ATM operator - may charge a withdrawal fee, but this can still be a cheap, secure and convenient option for getting cash when you need it.

With other cards, you can't hold a balance in Euro on your card - but you can leave your money in Australian dollar and let the card convert your money for you when you spend and withdraw.

Some fees may apply here - including currency conversion or foreign transaction charges - so do compare a few different cards before you sign up, to make sure you're picking the one which best suits your specific spending needs.

Bear in mind though, that not all cards support all currencies - and the range of currencies available with any given card can change from time to time. If your card doesn't let you hold a balance in Euro you might find that fees apply when you spend in Greece, so it's well worth double checking your card's terms and conditions - and comparing the options available from other providers - before you travel, just in case.

Why should I get a Euro card?

Getting a Euro card means you can spend like a local when you're in Greece. You'll be able to check your Euro balance at a glance, add and convert money on the move, and use your card for secure spending and withdrawals whenever you need to. Best of all, Euro cards from popular providers often offer good exchange rates and low, transparent fees, which can mean your money goes further when you're on a trip abroad.

FAQ - best travel cards for Greece

When you use a travel money card you may find there’s an ATM withdrawal fee from your card issuer, and there may also be a cost applied by the ATM operator. Some of our travel cards - like the Wise and Revolut card options - have some no fee ATM withdrawals every month, which can help keep down costs.

Travel money cards may be debit, prepaid or credit cards. Which is best for you will depend on your personal preferences. Debit and prepaid cards are usually pretty cheap and secure to spend with, while credit cards may have higher fees but often come with extra perks like free travel insurance and extra reward points.

There’s no single best prepaid card for international use. Look out for one which supports a large range of currencies, with good exchange rates and low fees. This guide can help you compare some popular options, including Wise, Revolut and Westpac.

Yes, you can use your local debit card when you’re overseas. However, it’s common to find extra fees apply when spending in foreign currencies with a regular debit card. These can include foreign transaction fees and international ATM charges.

Usually having a selection of ways to pay - including a travel card, your credit or debit card, and some cash - is the best bet. That means that no matter what happens, you have an alternative payment method you can use conveniently.

Yes. Most travel debit cards have options to make ATM withdrawals. Check the fees that apply as card charges do vary a lot. Some cards have local and international fees on all withdrawals, while others like Wise and Revolut, let you make some no fee withdrawals monthly before a fee kicks in.

Both Visa and Mastercard are globally accepted. Look out for the logo on ATMs and payment terminals in Greece.

The cards you see on this page are ordered as follows:

For card providers that publish their exchange rates on their website, we used their AUD / EUR rate to calculate how much Euro you would receive when exchanging / spending $6,000 AUD. The card provider offering the most EUR is displayed at the top, the next highest below that, and so on.

The rates were collected at 09:36:26 GMT on 25 May 2024.

Below this we display card providers for which we could not verify their exchange rates. These are displayed in alphabetical order.

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6 Best Travel Cards for Greece

Getting an international travel card before you travel to Greece can make it cheaper and more convenient when you spend in Euro. You'll be able to easily top up your card in NZD before you leave New Zealand, to convert seamlessly to EUR for secure and flexible spending and withdrawals.

This guide walks through the best travel cards available for anyone from New Zealand heading to Greece, like Wise or Revolut. We'll walk through a head to head comparison, and a detailed look at their features, benefits and drawbacks.

6 best travel money cards for Greece:

Let's kick off our roundup of the best travel cards for Greece with a head to head comparison on important features. Here's an overview of the providers we've picked to look at, for customers looking for ways to spend conveniently overseas when travelling from New Zealand:

Each of the international travel cards we’ve picked out have their own features and fees, which may mean they suit different customer needs. Keep reading to learn more about the features, advantages and disadvantages of each - plus a look at how to order the travel card of your choice before you head off to Greece.

Wise travel card

Open a Wise account online or in the Wise app, to order a Wise travel card you can use for convenient spending and withdrawals in Greece. Wise accounts can hold 40+ currencies, so you can top up in NZD easily from your bank or using your card. Whenever you travel, to Greece or beyond, you’ll have the option to convert to the currency you need in advance if it’s supported for holding a balance, or simply let the card do the conversion at the point of payment.

In either case you’ll get the mid-market exchange rate with low, transparent fees whenever you spend in EUR, plus some free ATM withdrawals every month - perfect if you’re looking for easy ways to arrange your travel cash.

Wise features

Wise travel card pros and cons.

• Hold and exchange 40+ currencies with the mid-market rate
• Spend seamlessly in EUR when you travel
• Some free ATM withdrawals every month, for those times only cash will do
• Ways to receive payments to your Wise account conveniently
• Manage your account and card from your phone
• 14 NZD delivery fee for your first card
• ATM fees apply once you've exhausted your monthly free withdrawals
• Physical cards may take 7 - 10 days to arrive (you can use your virtual card right away)

How to apply for a Wise card

Here’s how to apply for a Wise account and order a Wise  travel card in New Zealand:

Open the Wise app or desktop site

Select Register and confirm you want to open a personal account

Register with your email, Facebook, Apple or Google ID

Upload your ID document to complete the verification step

Tap the Cards tab to order your card

Pay the one time 14 NZD fee, confirm your mailing address, and your card will be on the way, and should arrive in 7 - 10 days

Revolut travel card

Revolut has recently launched in New Zealand, initially with the Standard plan only - with a view to rolling out additional plan options overtime. If you choose a Revolut Standard plan there are no monthly fees - the higher tier options typically have monthly charges but unlock extra features and benefits. All accounts come with a smart Revolut card you can use in Greece, with some no fee ATM withdrawals and currency conversion monthly, depending on the plan you pick. Use your Revolut account to hold and exchange 5 currencies, and get extras based on your account tier, like account options for under 18s, budgeting tools and more.

Revolut features

Revolut travel card pros and cons.

• Pick the Revolut account plan that suits your spending needs
• Hold and exchange 5 currencies, and spend in 150 countries
• Accounts come with different card types, depending on which you select
• All accounts have some no fee currency exchange and some no fee ATM withdrawals monthly
• Some account tiers have travel perks like complimentary or discounted lounge access
• You need to upgrade to an account with a monthly fee to get all account features
• Delivery fees may apply for your travel card
• Fair usage limits apply once you exhaust your currency conversion and ATM no fee allowances
• Out of hours currency conversion has additional fees

How to apply for a Revolut card

Set up your Revolut account before you leave New Zealand and order your travel card. Here’s how:

Download and open the Revolut app

Register by adding your personal and contact information

Follow the prompts to confirm your address and order your card

Pay any required delivery fee - costs depend on your account type

OneSmart travel card

If you’re an Air New Zealand customer, the OneSmart card is a way to spend and make withdrawals in Greece while earning rewards. You can earn Airpoints dollars as you spend in 9 major currencies including NZD.

It’s worth checking that EUR is supported for holding and exchange before you start to use your card, as holding a currency balance can make it more convenient when you’re abroad. It’s also worth noting that there’s a 2.5% currency conversion fee when you need to switch from one currency to another, which is worth factoring into your budget before you fly.

OneSmart features

Onesmart travel card pros and cons.

• Hold 9 currencies
• Earn rewards and Airpoints dollars as you spend
• No fee to spend a currency you hold
• Mastercard for global acceptance
• 2.5% currency conversion fee
• ATM fees apply once you've made a few withdrawals
• Ongoing fee of 1 NZD a month
• Exchange rate markup of 3.6% on average when loading supported currencies

How to apply for a OneSmart card

Here’s how to apply for a OneSmart account and order a travel card in New Zealand:

Visit the OneSmart website or app

Click Apply

Complete the details, following the onscreen prompts

Get verified and top up your account

You’ll need to activate your card once you have it, in order to start spending

Travelex travel card

Use your Travelex travel card for spending in Greece and beyond. Order your card online for delivery or collection, or just call into a Travelex location with your normal ID documents to take your card away instantly. Travelex cards can hold 9 major currencies, and you can spend globally wherever you see the Mastercard symbol.

Whenever you need to convert currencies, the exchange rate used is set by Travelex and Mastercard, and may include a markup. There’s also a 4% fee to spend a currency you don’t hold in your account, so do double check EUR is supported before you decide on this card option. Local ATM withdrawals may come with a fee - but there’s no ATM fee abroad.

Travelex features

Travelex travel card pros and cons.

• Hold 9 major currencies
• Order online or in person, for delivery to home, or in store collection
• No international ATM fees
• Mastercard perks available to cardholders
• 24/7 emergency support
• Fees may apply to get your card if you order it in person
• Exchange rate markup of 4.6% on average when loading supported currencies
• Inactivity fees apply after 12 months of not using your card, and a close out cost may be applied to retrieve any remaining balance

How to apply for a Travelex card

Get your Travelex card in New Zealand by either ordering online or calling into a local Travelex store with your ID document. You can get the card delivered to your home if you’d like to - or collect it in a store.

Cash Passport travel card

The Mastercard Cash Passport can be a handy option for spending in Greece, which can also be collected in person instantly in a selection of stores if you don’t have time to wait for a delivery. You can add money in NZD to convert to 10 currencies at the time of writing. As supported currencies can change you’ll want to check whether EUR is available before you get your card. If you don’t convert your money in advance or if you spend in an unsupported currency, a foreign transaction fee of 5.95% applies which pushes up the costs overall.

Cash Passport features

Cash passport travel card pros and cons.

• Exchange rate markup of 4.3% on average when loading supported currencies

How to apply for a Cash Passport card

You can pick up your Cash Passport card in New Zealand by either ordering online or calling into a local partner store with your ID document. Partner stores include Travel Money Oz and House of Travel.

Westpac travel card

The Westpac Global Currency Card is available whether or not you’re already a Westpac customer, and can be handy when you head off to Greece. Order your card online and add money in NZD from your bank account or with a card, to spend and make withdrawals in EUR easily. 9 currencies are supported at the point of writing - it’s worth double checking the currency or currencies you’re going to need are available for holding a balance, as there’s a high fee of 5.95% to spend a currency you don’t have in your account. There are no Westpac international ATM fees, and no ongoing charges for this card.

Westpac features

Westpac travel card pros and cons.

• No card order fee or ongoing charges
• No Westpac international ATM fee
• Not linked to your everyday account
• Full range of other banking products also available if you need them
• 5.95% fee to spend a currency you don't hold
• Domestic ATM fees apply
• Exchange rate markup of 4.7% on average when loading supported currencies

How to apply for a Westpac  card

Here’s how to apply for a Westpac  account and order a  travel card in New Zealand:

Visit the Westpac website or app

Get verified if you’re not already a customer

Top up your account

Your card will arrive by post in a few days or you can collect in branch

What is a travel money card?

A travel money card is a card you can use for secure and convenient payments and withdrawals overseas.

You can use a travel money card to tap and pay in stores and restaurants, with a wallet like Apple Pay, or to make ATM withdrawals so you'll always have a bit of cash in your pocket when you travel.

Although there are lots of different travel money cards on the market, all of which are unique, one similarity you'll spot is that the features and fees have always been optimised for international use. That might mean you get a better exchange rate compared to using your normal card overseas, or that you run into fewer fees for common international transactions like ATM withdrawals.

Travel money cards also offer distinct benefits when it comes to security. Your travel money card isn't linked to your New Zealand dollar everyday account, so even if you were unlucky and had your card stolen, your primary bank account remains secure.

Travel money vs prepaid card vs travel credit card

It's helpful to know that you'll be able to pick from several different types of travel cards, depending on your priorities and preferences. Travel cards commonly include:

• Travel debit cards
• Travel prepaid cards
• Travel credit cards

They all have distinct benefits when you head off to Greece or elsewhere in the world, but they do work a bit differently.

Travel debit and prepaid cards are usually linked to an online account, and may come from specialist digital providers - like the Wise card. These cards are usually flexible and cheap to use. You'll be able to manage your account and card through an app, although you can also often add money in person by visiting a branch - we've picked out the Westpac travel card and the Travelex travel card as popular prepaid cards with a branch network in New Zealand, for example.

Travel credit cards are different and may suit different customer needs. As with any other credit card, you may need to pay an annual fee or interest and penalties depending on how you manage your account - but you could also earn extra rewards when spending in a foreign currency, or travel benefits like free insurance for example. Generally using a travel credit card can be more expensive compared to a debit or prepaid card - but it does let you spread out the costs of your travel across several months if you'd like to and don't mind paying interest to do so.

What is a prepaid travel money card best for?

Let's take a look at the advantages of using a prepaid travel money card for travellers going to Greece. While each travel card is a little different, you'll usually find some or all of the following benefits:

• Hold and exchange foreign currencies - allowing you to lock in exchange rates and set a travel budget before you leave
• Convenient for spending in person and through mobile wallets like Apple Pay, as well as for cash withdrawals
• You may find you get a better exchange rate compared to your bank - and you'll usually be able to avoid any foreign transaction fee, too
• Travel cards are secure as they're not linked to your everyday NZD account - and because you can make ATM withdrawals when you need to, you can also avoid carrying too much cash at once

Overall, travel cards offer flexible and low cost ways to avoid bank foreign transaction and international ATM fees, while accessing decent exchange rates.

How to choose the best travel card for Greece

We've picked out 6 great travel cards available in New Zealand - but there are also more options available, which can make choosing a daunting task. Some things to consider when picking a travel card for Greece include:

• What exchange rates does the card use? Choosing one with the mid-market rate or as close as possible to it is usually a smart plan
• What fees are unavoidable? For example, ATM charges or top up fees for your preferred top up methods
• Does the card support a good range of currencies? Getting a card which allows you to hold and spend in EUR can give you the most flexibility, but it's also a good idea to pick a card with lots of currency options, so you can use it again in future, too
• Are there any other charges? Check in particular for foreign transaction fees, local ATM withdrawal fees, inactivity fees and account close fees

Ultimately the right card for you will depend on your specific needs and preferences. If you're looking for a low cost card with the mid-market rate, which you can use in 150+ countries, the Wise card may be a good fit. If you'd prefer to pay a monthly fee to get higher no-fee transaction limits, take a look at Wise. And if you need to get a card in a hurry, check out a travel card from a provider with a physical branch network, like the Westpac card or the Travelex travel money card.

What makes a good travel card for Greece

The best travel debit card for Greece really depends on your personal preferences and how you like to manage your money.

Overall, it pays to look for a card which lets you minimise fees and access favourable exchange rates - ideally the mid-market rate. While currency exchange rates do change all the time, the mid-market rate is a good benchmark to use as it’s the one available to banks when trading on wholesale markets. Getting this rate, with transparent conversion fees, makes it easier to compare costs and see exactly what you’re paying when you spend in EUR.

Other features and benefits to look out for include low ATM withdrawal fees, complimentary travel insurance, airport lounge access or emergency cash if your card is stolen. It’s also important to look into the security features of any travel card you might pick for Greece. Look for a card which uses 2 factor authentication when accessing the account app, which allows you to set instant transaction notifications, and which has easy ways to freeze, unfreeze and cancel your card with your phone.

When you head off to Greece you can expect to find you’ll be able to use your card - but not always. Some merchants still prefer cash payments - so choosing a card which is easy to pay with, but which also has simple and low cost ways to make ATM withdrawals should mean you’re covered no matter what happens

Ways to pay in Greece

Cash and card payments - including contactless, mobile wallet, debit, credit and prepaid card payments - are the most popular ways to pay globally.

In Greece card payments are common in most situations. You’ll be able to make Chip and PIN or contactless payments or use your favourite mobile wallet like Apple Pay to tap and pay on the go. It’s still worth having a little cash on you just in case - and for the odd situations where cash is more convenient, such as when tipping or buying a small item in a market.

Which countries use EUR?

You’ll find that EUR can only be used in Greece. If you don’t travel to Greece frequently it’s worth thinking carefully about how much to exchange so you’re not left with extra foreign currency after your trip. Or pick a travel card from a provider like Wise or Revolut which lets you leave your money in NZD and convert at the point of payment with no penalty.

What should you be aware of when travelling to Greece

You’re sure to have a great time in Greece - but whenever you’re travelling abroad it's worth putting in a little advance thought to make sure everything is organised and your trip goes smoothly. Here are a few things to think about:

1. Double check the latest entry requirements and visas - rules can change abruptly, so even if you’re been to Greece before it’s worth looking up the most recent entry requirements so you don’t have any hassle on the border

2. Plan your currency exchange and payment methods - you can change NZD to EUR before you travel to Greece if you’d like to, but as card payments are common, and ATMs widely available, you can actually leave it until you arrive to get everything sorted as long as you have a travel money card. Top up your travel money card in NZD and either exchange to EUR in advance or at the point of payment, and make ATM withdrawals whenever you need cash. Bear in mind that currency exchange at the airport will be expensive - so hold on until you reach Greece to make an ATM withdrawal in EUR if you can.

3. Get clued up on any health or safety concerns - get travel insurance before you leave New Zealand so you have peace of mind. It’s also worth reading up on any common scams or issues experienced by tourists. These tend to change over time, but may include things like rip off taxis or tour agents which don’t offer fair prices or adequate services.

Conclusion - Best travel cards for Greece

Ultimately the best travel card for your trip to Greece will depend on how you like to manage your money. Use this guide to get some insights into the most popular options out there, and to decide which may suit your specific needs.

How does a Euro card work?

Getting a Euro card can make managing your money easier when you travel to Greece.

Your Euro card will be linked to a digital account you can manage from your phone, so you'll always be able to see your balance, get transaction notifications and manage your card no matter where you are. Just add money to your account in pounds, and - depending on your preferences and the specific card you pick - you can either convert your balance to Euro instantly, or just let the card do the conversion when you spend or make a withdrawal.

If your card gives you the option to hold a Euro balance, there's not normally any extra fee to spend the Euro you have in your account when you're in Greece.

Can I withdraw Euro currency with my card in Greece?

With some cards, you'll be able to add money to your card in New Zealand dollar, and then convert to Euro instantly online or in your card's app.

Once you have a balance in Euro you can spend with your card with no extra fees - just tap and pay as you would at home. You'll also be able to make cash withdrawals whenever you need to, with no extra conversion fee to pay. Your card - or the ATM operator - may charge a withdrawal fee, but this can still be a cheap, secure and convenient option for getting cash when you need it.

With other cards, you can't hold a balance in Euro on your card - but you can leave your money in New Zealand dollar and let the card convert your money for you when you spend and withdraw.

Some fees may apply here - including currency conversion or foreign transaction charges - so do compare a few different cards before you sign up, to make sure you're picking the one which best suits your specific spending needs.

Bear in mind though, that not all cards support all currencies - and the range of currencies available with any given card can change from time to time. If your card doesn't let you hold a balance in Euro you might find that fees apply when you spend in Greece, so it's well worth double checking your card's terms and conditions - and comparing the options available from other providers - before you travel, just in case.

Why should I get a Euro card?

Getting a Euro card means you can spend like a local when you're in Greece. You'll be able to check your Euro balance at a glance, add and convert money on the move, and use your card for secure spending and withdrawals whenever you need to. Best of all, Euro cards from popular providers often offer good exchange rates and low, transparent fees, which can mean your money goes further when you're on a trip abroad.

FAQ - best travel cards for Greece

When you use a travel money card you may find there’s an ATM withdrawal fee from your card issuer, and there may also be a cost applied by the ATM operator. Some of our travel cards - like the Wise and Revolut card options - have some no fee ATM withdrawals every month, which can help keep down costs.

Travel money cards may be debit, prepaid or credit cards. Which is best for you will depend on your personal preferences. Debit and prepaid cards are usually pretty cheap and secure to spend with, while credit cards may have higher fees but often come with extra perks like free travel insurance and extra reward points.

There’s no single best prepaid card for international use. Look out for one which supports a large range of currencies, with good exchange rates and low fees. This guide can help you compare some popular options, including Wise, Revolut and Westpac.

Yes, you can use your local debit card when you’re overseas. However, it’s common to find extra fees apply when spending in foreign currencies with a regular debit card. These can include foreign transaction fees and international ATM charges.

Usually having a selection of ways to pay - including a travel card, your credit or debit card, and some cash - is the best bet. That means that no matter what happens, you have an alternative payment method you can use conveniently.

Yes. Most travel debit cards have options to make ATM withdrawals. Check the fees that apply as card charges do vary a lot. Some cards have local and international fees on all withdrawals, while others like Wise and Revolut, let you make some no fee withdrawals monthly before a fee kicks in.

Both Visa and Mastercard are globally accepted. Look out for the logo on ATMs and payment terminals in Greece.

The cards you see on this page are ordered as follows:

For card providers that publish their exchange rates on their website, we used their NZD / EUR rate to calculate how much Euro you would receive when exchanging / spending $6,000 NZD. The card provider offering the most EUR is displayed at the top, the next highest below that, and so on.

The rates were collected at 09:36:26 GMT on 25 May 2024.

Below this we display card providers for which we could not verify their exchange rates. These are displayed in alphabetical order.

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More travel card guides.

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How to buy a sim card in greece | guide to high-speed mobile data in greece.

Your guide to using SIM cards and mobile data plans in Greece.

phones and technology

Having fast and reliable mobile data on your phone while traveling around Greece (especially while island hopping) is a must these days because much of Greek life requires mobile data—you’ll need a phone to access mobile train tickets, Google Maps, restaurant menus, museum/event tickets, UBER/taxi, and much more.

In this guide, I’ll cover everything you need to know about buying a SIM Card in Greece and how to buy the best high-speed mobile data plan that won’t cost you a lot of money.

How To Buy An SIM Card With A High-Speed Data For Greece

You have two main options for buying a SIM Card for Greece:

• The Easy Way – Buy a SIM Card Before Your Travel: Buying a SIM card before you travel is a little more expensive but it’s way more convenient (and you have mobile data as soon as you arrive in Italy).
• In general, it’s easier to pre-buy a prepaid data plan if you’re visiting for less than two weeks. But buying a local SIM card will be much cheaper for longer trips.

UPDATE:  Most new phones are eSIM compatible—which is MUCH more convenient than physical SIM cards because it doesn’t require you to install a new physical SIM card. You simply buy the prepaid data plan, scan a QR code that’s sent to your email to install the digital “card”, and you’re ready to go.  Read The Savvy Backpacker’s Guide To The  Best eSIM Data Plans for Europe  and my guide to the Best eSIM Data Plans For Greece to learn more.

How To Buy A Prepaid Greek SIM Card Before You Travel (i.e. The Easy Way)

The easiest way to get mobile data for your phone in Greece is to buy a prepaid European SIM card before departing.

There are a few data plans aimed at visitors—they’re a bit more expensive than buying a SIM card in Greece but there is zero hassle (no tracking down a mobile phone shop, no registering your SIM card, no dealing with people who don’t speak English, etc).

Once you get the SIM card, you simply install it once you’re in Greece and it automatically connects to a local mobile data provider.

There are a number of different mobile data plans available at SimOptions.com (I’ve used them in the past) and they’ll ship the SIM card to you before your trip.

You’ll probably spend an extra $15-$20 over the course of a two-week trip if you buy ahead vs waiting to purchase in Greece. Personally, I think the additional cost is worth the convenience.

The Best Tourist Friendly Pre-Paid SIM Cards For Greece

Here are my top SIM cards if you’re wanting a pre-purchase your SIM before arriving in Greece:

Orange Holiday Europe Prepaid SIM Card

The Orange Holiday Europe Prepaid SIM Card is the best all-around SIM card option for Greece (and the rest of Europe) because it offers a lot of data for a good price—and it includes worldwide calling and texts. The main drawback is the 14-day validity period—which doesn’t matter if your trip is less than two weeks. That said, you can buy an extra 10GB of credit for an additional two weeks for around $25.

This plan also allows data tethering so you can use your phone as a mobile hotspot. Additionally, Orange is one of the largest mobile companies in Europe so they have great coverage throughout most of Europe (which isn’t always the case with smaller European carriers).

Plan Specs:

• CALLS: Unlimted in Europe and 1200 minutes worldwide
• TEXT: Unlimted in Europe and 1000 worldwide
• USED AS A MOBILE HOTSPOT?: Yes
• COVERAGE AREA : All of Europe (including Switzerland)
• CREDIT VALID FOR: 14 Days

If you want to save a little money, check out the $30 Orange Holiday Zen SIM plan that gives you 8GB of data for 14 days.

Check out the Orange Holiday Europe eSIM if you’d rather have the eSIM version of the Orange Holiday Europe data plan.

Orange Holiday Zen Prepaid SIM Card

For lighter data users, I recommend the $30 Orange Holiday Zen SIM Card —it gives you 8GB of data for 14 days but otherwise, it’s essentially the same plan as the Orange Holiday Europe SIM .

Orange Holiday Zen SIM Card Specs:

• CALLS: Unlimted in Europe and 600 minutes worldwide
• TEXT: Unlimted in Europe and 500 worldwide

Check out the Orange Holiday Zen eSIM if you’d rather have the eSIM version of the Orange Holiday Zen plan.

Three UK PAYG AIO15

Three UK is another large European mobile carrier and their PAYG AIO15 plan is a good value for people who don’t need the 20GB offered by the Orange Holiday Europe plan. I like how the plan has a validity period of 30 days so it’s good for longer trips.

• CALLS: Unlimted in Europe
• TEXT: Unlimted in Europe
• USED AS A MOBILE HOTSPOT?: No
• CREDIT VALID FOR: 30 Days

Note: SimOptions.com has other cards for sale but these are my preferred deals.

Where To Buy a Local SIM Card in Greece

Buying a local prepaid SIM Card in Greece is a fairly straightforward process but knowing where to buy a SIM card can be confusing since they’re sold at multiple places—including individual street vendors, airport kiosks, and retail storefronts.

If you don’t want to deal with the hassle, it’s easiest to simply buy an Orange Holiday Europe SIM Card or an Orange Holiday eSIM or Holafly Greece eSIM before you arrive in Greece—plus the service works in any European country.

Buying SIM Cards From Major Mobile Carriers in Greece

The three major mobile carriers in Greece are Wind , Cosmote , and Vodafone .

Each company has physical storefronts in major cities that sell prepaid SIM cards. Their employees will likely speak some English but it’s not guaranteed. That said, they deal with phones all day so you shouldn’t have too much trouble.

Each carrier has various different SIM card plans at multiple price points. Plan options change often so it’s hard to truly know what’s available until you visit in person.

• Wind and Wind’s budget subsidiary carrier called Free2Go : According to their website the cheapest plans start around $13/GB so it’s a little pricy.
• Cosmote : Cosmote is Italy’s largest mobile network. They have various unlimited data plans that last from 24 hours to a full week.
• Vodafone : Vodafone is more affordable with 15GB plans that cost around $20.

NOTE: Many of these SIM cards only come with limited data so you’re required to “top up” in order to get the full amount of data.

Buying SIM Cards At The Athens Airport

There are a few SIM Card sellers at the baggage claim area of the Athens airport but I recommend skipping them as they’re very overpriced.

Third-Party Phone Shops

There are many mobile phone shops throughout Greece that sell a range of phone plans from multiple mobile carriers. Employees might be able to offer some help getting set up but service probably won’t be as good as carrier-specific shops.

Newsstands, Tobacco Shops, Vending Machines, Etc:

SIM cards are sold in multiple smaller shops at airports, train stations, and randomly throughout most cities. Don’t expect any customer service at these locations and options will be limited.

Greece Prepaid SIM Card Basics

Here is some helpful background info on mobile data plans so you have a better idea of how mobile data service works in Greece.

You’ll Need Your Passport To Buy A SIM Card in Greece

You’re required to provide your passport when you buy a SIM card in Greece. The shop will make a copy of your passport.

You’ll Get European Union-Wide Coverage

A law was recently passed in the EU which banned mobile carriers from charging roaming fees within the EU—which means a SIM card you bought in Greece can be used in Frace without paying any extra fees. This is great for travelers because you can use one plan everywhere.

• Here are the countries/areas where there is no data roaming: Andorra, Azores, Aland islands, Austria, Balearic Islands, Belgium, Canary Islands, Cyprus, Corfu, Crete, the Cyclades, Croatia, Czech Republic, Denmark, Estonia, Faeroe Islands, Finland, France mainland, Germany, Gibraltar, Greece, Guernsey, Hungary, Ireland, Iceland, Italy, Jersey, Latvia, Liechtenstein, Lithuania, Luxembourg. Madeira, Malta. Isle of Man, Norway, Netherlands, Poland, Portugal, Rhodes, Romania, Spain, United Kingdom, San Marino, Sardinia, Sicily, Slovakia, Switzerland, Sweden, Vatican

Your Phone Must Be Unlocked

Some mobile carriers (mainly in the US, Australia, and New Zealand) “lock” their phones so they’ll only work on that carrier’s network—this typically applies if you have a plan that includes a free phone with a multi-year contract. You’ll need to contact your carrier and have them “unlock” your phone so it will accept a third-party SIM card.

In the US, carriers are required to unlock phones if the customer requests it but it’s rarely unlocked by default. That said, a few carriers still make customers jump through hoops to unlock their phones so don’t put this off until the last minute or you could be out of luck.

A New SIM Card Gives You A New Phone Number

Installing a new SIM card gives you a new phone number so your old number won’t work until you reinstall your original SIM card (unless your phone has two SIM slots). So, if people need to reach you, you’ll need to tell people your new European number.

Furthermore, lots of websites and apps use two-factor authentication that’s connected to your phone number so that will no longer be an option with the new SIM installed. And if you use Uber/Lyft, you’ll need to update your new phone number in the app when you install your new SIM.

A benefit of getting an eSIM instead of a physical SIM is that you keep your original phone number.

How Much Mobile Data Do You Need?

As long as you’re not streaming music/videos or uploading a ton of photos, you probably won’t use more than 3GB-6GB of mobile data a week.

If you’re spending a lot of time on social media (notably Instagram and TikTok) then you might use a bit more but if you’re just doing normal web browsing and using Google Maps then you might only use 1-2GB a week.

More Tips On Using Your Mobile Phone In Greece

I’ve written extensively about using smartphones and data plans in Europe as well as tips for buying SIM Cards For Visiting Europe but below are some more helpful tips about using your phone in Greece.

Get A Portable Battery Charger

Traveling with your phone will quickly drain your batteries so I highly recommend a portable battery. I use  Anker PowerCore 10000  because it’s tiny and affordable but there are multiple options.

Take Steps To Lower Your Mobile Data Usage

Data can be expensive and it’s extremely easy to unknowingly burn through a lot of data because many apps use data in the background. Facebook, email, Instagram, Snapchat… those all constantly use data throughout the day without you knowing it. That’s it’s important to know how to limit your data usage.

Use Airplane Mode And Block Data to Specific Apps

I’ll put my phone in Airplane Mode because that disables all data (but GPS still works in Airplane Mode). You can also go into the settings and disable data access to each individual app. I’ll go in and turn every off except for things like Google Maps or others that I’ll use more frequently — this way when I turn off Airplane Mode only those apps that will use data. Then I’ll turn Airplane Mode back on when I’m done.

Download Offline Maps

Google Maps lets you download entire city maps so they can be used offline. As an added bonus, GPS doesn’t use data so offline Google Maps works fairly well (but not all functionality works). Here is a good YouTube video that explains everything.

Make Calls Over WiFi

WhatsApp is an excellent app for free calling and text messages — I’ve found that many Europeans exclusively use WhatsApp to communicate (including many Airbnb hosts).

MORE SIM CARD AND MOBILE DATA PLAN RESOURCES

Here are a few more country-specific SIM Card guides I’ve written:

• The Best eSIM Data Plans for France
• The Best eSIM Data Plans for Germany
• The Best eSIM Data Plans for Italy
• The Best eSIM Data Plans For Ireland
• The Best eSIM Data Plans For Portugal
• The Best eSIM Data Plans for Spain
• The Best eSIM Data Plans for the United Kingdom (UK)
• Guide To Buying SIM Cards and Mobile Data Plans in  France
• Guide to Buying SIM Cards and Mobile Data Plans in  Germany
• Guide To Buying SIM Cards and Mobile Data Plans in  Italy
• Guide to Buying SIM Cards and Mobile Data Plans in  Ireland
• Guide To Buying SIM Cards and Mobile Data Plans in  Spain
• Guide To Buying SIM Cards and Mobile Data Plans in  Switzerland
• Guide To Buying SIM Cards and Mobile Data Plans in the  Netherlands
• Guide To Buying SIM Cards and Mobile Data Plans in the  United Kingdom

More Europe Travel Tips From The Savvy Backpacker

• Europe Travel Packing List  and  The Best Travel Backpacks : Tips for packing for your trip.
• The Best Travel Shoes : Tips for finding comfortable shoes for travel.
• Complete Guide To Train Travel In Europe : Everything you need to know about traveling Europe by train.
• How To Buy Train Tickets in Europe : Tips for buying the cheapest train tickets.
• How To Avoid Pickpockets in Europe : How to outsmart those pesky thieves.
• The Best Party Cities in Europe : Where to go for the best nightlife in Europe.
• The Best Cities in Europe : The can’t-miss cities in Europe.
• The Cheapest Cities in Europe : The best European cities for saving a little cash.
• Recent Posts

• Best Prepaid eSIM For Spain | Data Plan Buyer’s Guide - June 21, 2024
• Best eSIM For Europe Travel | Everything You Need To Know About European Prepaid eSIM Data Plans - June 6, 2024
• Orange Holiday Europe SIM Card Review | I Test This Popular Tourist-Focused Data Plan - June 4, 2024

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Thanks For Reading! — James

Questions? Learn more about our Strict Advertising Policy and How To Support Us .

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Best E-Sim Cards for Traveling to Greece in 2024

Are you planning your trip to Greece and want to buy an e-sim card to stay connected? This is a complete guide with everything you need to know before ordering an e-sim card for traveling to Greece including a comparison of the best Greece e-sim cards for 2024.

Don’t waste money on high roaming charges, read my recommendation and order an e-sim card for Greece on the internet and get connected in just a couple clicks. Below you will find up to date prices as per June 2024 and all specifications per e-sim card including info about EU data roaming.

Also find out where and when to order an e-sim card, a comparison with local prepaid sim cards for Greece and of course links to directly order your e-sim card for traveling to Greece online.

Since 2012 I am traveling the world continuously and eventually turned my passion for traveling into a lifestyle and became a full time nomadic travel blogger . That is why I constantly travel to a different country and pretty much every week I need to look for a new sim card to stay connected.

In 2022 I visited 62 countries and in 2023 I traveled to 34 countries so imagine how many different prepaid and e-sim cards I used in the last two years.

In the past I used to buy a local prepaid sim card on arrival in every country, but nowadays I mostly use e-sim cards to stay connected when traveling abroad.

Helping other travelers to save money while traveling the world is one of the reasons I started this travel blog. Providing essential travel tips is what made me start writing sim card guides about every country I visited and now on Traveltomtom you can already find more than 200 sim card guides from all over the world.

Of course I also wrote a complete guide for buying a prepaid sim card for Greece in 2024 .

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Find e-sim card guides on Traveltomtom for places like: Australia ,  USA ,  Canada ,  Mexico , Brazil ,  Turkey , Dubai ,  Italy ,  France ,  Spain ,  Germany ,  Thailand , Europe , Asia , Hong Kong , China , Vietnam ,  international e-sim cards and many more.

So next time you are planning your adventure abroad come check out Traveltomtom for the latest prepaid sim card and e-sim card advice for your holiday destination.

Let me first give you my e-sim card recommendation for Greece. Then a comparison of all the e-sim card plans for Greece with up to date prices as per June 2024.

After that I will explain how e-sim cards work, more about the network coverage and 4G/5G data speed, answers on some FAQ about e-sim cards, the difference between e-sim cards and local prepaid sim cards and everything else you need to know.

Some links in this article about the best e-sim cards for Greece are affiliate links. If you buy any product after clicking on an affiliate link I will earn a small commission. Don’t worry this is at absolutely no extra cost to you!

My recommendation

Traveltomtom rates the two e-sims as the best e-sim cards for traveling to Greece in 2024:

1. My European eSIM from Bouygues Telecom - $44.90 USD

• 30 GB data in all of Europe
• Unlimited calling in all of Europe
• Valid for 30 days

2.  Travel Basic+ Bouygues Telecom - $21.90 USD

• 15 GB data in all of Europe
• Valid for 15 days

You can order both Bouygues Telecom e-sim cards for Greece via SimOptions .

Both Bouygues Telecom e-sim cards come with a phone number from France and they support incoming calls and sms and they come with unlimited calls throughout all of Europe as well as free EU data roaming.

In fact, the Bouygues Telecom e-sim cards are therefore also rated as one of the best e-sim card for traveling to Europe in 2024.

If you are going on a Europe trip and visiting multiple countries then check out my list of the best prepaid and e-sim cards for traveling in Europe . You will find this Bouygues Telecom on top of the list of course.

There are 2 very important things to check before ordering an e-sim card for Greece or in general before using an e-sim card.

Unlocked phones only

Make sure your phone is unlocked. E-sim cards only work in unlocked phones. If you are not sure if your phone is unlocked then contact your mobile internet provider in your home country.

In general phones from Europe, Asia and the Middle East tend to be unlocked. Phones from North America are often locked.

If your smartphone is locked that means it does not allow another prepaid sim card or e-sim card to operate in the device. You can easily unlock your phone, but depending on your mobile internet provider you will be charged a fee for unlocking your phone.

E-sim compatible phones only

Second, and equally important: e-sim cards only work if your smartphone supports e-sim cards, also called e-sim compatible. All newer smartphones support e-sim cards. If you are not sure if your phone is e-sim compatible then simply go to Google and type in your mobile phone model in the search bar and ask if it is e-sim compatible. You will get the answer instantly.

If your phone is NOT e-sim compatible then there is no other solution and you can NOT use an e-sim card for traveling to Greece.

However, you can still order a sim card for Greece on the internet before your trip. Check out Traveltomtom’s complete guide for buying a prepaid sim card for Greece in 2024  or find out everything you need to know about international sim cards for traveling abroad in 2024 .

Comparison of the best e-sim cards for Greece

There are multiple website on the internet that sell e-sim cards for Greece. Traveltomtom recommends ordering an e-sim card for traveling in Greece from one of the well-known e-sim card providers that have proven to be reliable operators.

As of June 2024 the mobile internet operators in Greece do not sell e-sim cards for tourists, they only provide physical prepaid sim cards. Luckily you can order e-sim cards for Greece easily online.

These are the 3 big e-sim card providers and they sell great e-sim card plans for Greece: 

Nowadays, you can buy an e-sim card for pretty much every country around the world. Order directly from one of the above e-sim card providers and instantly receive your e-sim card in your email. But before you buy an e-sim card first read all my tips below.

SimOptions also offers international prepaid sim cards for Greece . These are pre-activated physical prepaid sim cards and will be delivered to your home address before your trip to Greece and it is plug and play when you arrive in the Greece.

Airalo and Nomad only sell e-sim cards for Greece.

SimOptions is a very reliable e-sim card provider and Traveltomtom has used SimOptions uncountable times in more than 50 countries around the world. I can totally recommend using SimOptions for ordering your Greece e-sim card.

Why using SimOptions? They offer e-sim cards including calling and texting. Airalo and Nomad only offer data-only e-sim cards. 

Here are the SimOptions data-only e-sim cards for Greece:

• 1 GB data for 7 days = $7.90 USD
• 3 GB data for 15 days = $12.90 USD
• 5 GB data for 30 days = $17.90 USD 

These data-only e-sim cards are provided by SimOptions and are only valid in Greece. Unfortunately they don’t specify which mobile network operator in Greece they use, neither is there information if these e-sim cards are 5G ready. Trust me, when they would be 5G ready they would mention it, so the max data speed on these Greece e-sim cards from SimOptions is 4G/LTE.

These SimOptions e-sim cards for Greece do NOT come with a phone number and they do not offer incoming/outgoing calls or sms. The validity of these e-sim cards is 1 year and the credit validity starts instantly after installing the e-sim card, even if you are not in Greece.

Click here to order a SimOptions e-sim card for Greece . 

SimOptions also provides international e-sim cards for traveling to Greece.

• 15 GB data + unlimited calls for 15 days = $21.90 USD
• 10 GB data-only (5G ready) for 30 days = $24.90 USD 
• 12 GB data + 30 minutes international + unlimited calls/text for 14 days = $29.90 USD
• 30 GB data + unlimited calls for 30 days = $44.90 USD
• 30 GB data + 120 minutes international + unlimited calls/text for 14 days = $49.90 USD
• 50 GB data (5G ready) + unlimited calls/text for 28 days = $59.90 USD

Click here to order an international e-sim card for Greece directly online .

The above international e-sim cards for Greece are valid all over Europe and they include free EU data roaming. The best thing about these e-sim cards for Greece is that they also include calling and texting.

Unfortunately only one of them is 5G ready, the rest only supports 4G/LTE. These international e-sim cards for Greece are also valid for 1 year, but the credit validity starts only when the e-sim card connects the first time to a supported network. So you can instal the e-sim card even when you are not in Europe yet. For more info check the SimOptions website .

Airalo is another very reputable e-sim card provider that is very much recommended by Traveltomtom. Ordering your e-sim card for Greece through Airalo is done fast and easy. Traveltomtom has used Airalo uncountable times for staying connected when traveling abroad. Very reliable, never an issue and often some of the cheapest e-sim card deals.

Why using Airalo? I found out that Airalo has sometimes cheaper e-sim card deals compared to SimOptions. 

Especially if you only use a little bit of data while traveling and need just 1 or 2 GB to stay in touch through WhatsApp, check your email and get directions from Google Maps, Airalo is a great e-sim card for traveling in Greece.

Here are Greece e-sim card plans for 2024 from Airalo: 

• 1 GB data for 7 days = $5 USD
• 2 GB data for 15 days = $9 USD
• 3 GB data for 30 days = $12 USD
• 5 GB data for 30 days = $15 USD
• 10 GB data for 30 days = $25 USD
• 20 GB data for 30 days = $49 USD

Click here to order an e-sim card for Greece from Airalo .

The Airalo e-sim cards for Greece operate on the Nova 4G/LTE/5G network in Greece. Yes, the Airalo e-sim cards for Greece are 5G ready as of 2024.

The Meraki Mobile e-sim cards are data-only sim cards without a phone number, so any phone/sms service is NOT supported. An Airalo e-sim card has to be installed within 1 month and after activation the credit validity starts when it connects the first time to a supported network. For more info check out the Airalo website .

Another trusted and reviewed e-sim provider is Nomad and Traveltomtom has used Nomad now in more than 10 countries. Nomad sometimes has amazing competitive e-sim card plans with cheaper prices compared to Airalo and SimOptions.

Here are the Nomad e-sim card plans for Greece in 2024:

• 1 GB data for 7 days = $4.5 USD
• 3 GB data for 30 days = $8 USD
• 5 GB data for 30 days = $14 USD
• 10 GB data for 30 days = $19 USD
• 15 GB data for 30 days = $27 USD
• 20 GB data for 30 days = $33 USD 

Click here to order an e-sim card for Greece from Nomad .

The Nomad e-sim cards for Greece are from Nomad Black and are not 5G ready, only 4G/LTE is supported.

The Nomad Greece e-sim cards have to be installed on your phone within 30 and after installation its validity starts when it connects for the first time to a supported network in Greece. Basically when the plane lands. For more info check the Nomad website .

Why did Traveltomtom already used more than 100s of e-sim cards? I travel the world full time and I am on the road constantly so pretty much every week I am in a new country, which means I probably buy like 30-40 sim cards per year.

Traveltomtom is on the road to 197, meaning I would like to travel to every country in the world . As of June 2024 I have visited more than 155 countries, still more than 40 to go, but no rush.

What is the cheapest e-sim card for Greece? 

The cheapest e-sim card for Greece is an e-sim card from Nomad for $4.5 USD with 1 GB data for 7 days. Airalo  has a similar e-sim card plan with 1 GB data for 7 days for $5 USD. Both e-sims are only valid in Greece and do not support calling and texting. 

Why ordering an e-sim card for traveling in Greece

E-sim cards are the easiest way to stay connected when traveling to Greece in 2024 and you can arrange everything online in just a couple clicks. No more visiting a sim card shop and swapping physical sim cards. Order online, scan the QR code, follow the steps and you are connected in less than 2 minutes.

The most important reason to get an e-sim card is because we would like to stay connected on our trip to Greece without wasting money on high roaming costs. Our smartphones are pretty useless without a working data connection. Think about ordering a taxi through an app, finding nearby friends, restaurants and bars. Get directions from Google Maps or simply staying in touch with family back home, check your social media apps on long bus rides or your banking apps when paying contactless. 

One of the best things about arriving in Greece with an activated e-sim card is that you are online as soon as the plane lands. More about when to instal your e-sim card later.

There are so many reasons to stay connected when traveling to Greece, but the most important reason is that it makes your trip to Greece so much more convenient and fun! 

At the same time we don’t want to waste money on high roaming charges. Many mobile internet operators still charge $3 USD per MB for data roaming, that means just opening the Instagram app will already cost you 20 MB * $3 USD = $60 USD! Not kidding… it still is very common in 2024. 

E-sim cards are the easiest way to avoid high roaming charges!

International data roaming plans

So what about overseas data roaming plans? Well, not recommended! Why? Did you read the small letters at what data speed you can use data roaming? Pretty much all mobile internet operators limit the data speed for overseas data roaming plans, which means you end up with 3G data speed, but there is 4G/LTE in every tourist destination in Greece.

Uncountable times (mostly American) travel friends asked me: “can I use your hotspot? My data roaming plan is so slow, it is barely working!” Trust me, get yourself an e-sim card or an international prepaid sim card for traveling to Greece. Spend a couple dollars extra and be connected all the time instead of begging for WiFi or a hotspot from friends. 

How to activate an e-sim card

Installing and activating an e-sim card is made as simple as possible. Everyone can activate an e-sim card and the instructions on how to are very detailed and will be send to you instantly by email. But wait, it gets even easier. Just scan the QR code. 

When you order an e-sim card plan for Greece you instantly receive a summery of your order including a QR-code after the payment is processed.

You will see a summary of your e-sim card order including a QR code on your screen and at the same time you will also receive an email with the same QR code. The email contains instructions on how to instal and activate your Greece e-sim card.

But installing an activating an e-sim card is as easy as scanning the QR code with the same phone where you want to activate the e-sim card on. The QR contains all the information about your Greece e-sim card.

Once you scan the code you will be guided through a couple simple steps and within less than 1 minute your e-sim card is successfully installed.

Very important is that you are connected to the internet when installing your e-sim card otherwise you will get an error and issues can occur. 

Tip: if you order an e-sim card with the same phone where you want to instal the e-sim card on then ask a friend or someone nearby to take a photo of the QR code and then you scan the QR code from his/her phone and start the installation.

Where to buy an e-sim card for Greece?

You can only buy an e-sim card for Greece on the internet through an e-sim card provider. There are multiple e-sim card providers for Greece. Traveltomtom compared 6 e-sim card providers and concluded that the above mentioned ones are the best e-sim card providers for traveling to Greece in 2024.

On arrival in Greece

When you arrive in Greece and you want to buy an e-sim card for tourists then you will have to go to an official retail store of an internet provider. How to locate the nearest one to your hotel? Use Google Maps. Not all mobile internet operators in Greece offer e-sim cards for tourists. Most tourist sim card plans are only available as a physical sim card. 

In Athens they also sell prepaid sim cards for tourists on the streets, next to the entrances of big metro stations. These official resellers are often students and they sell only physical prepaid sim cards. 

For more info about buying a prepaid sim card for tourists in Greece in 2024  click on the link to read my complete guide and comparison of all the mobile internet providers in Greece, including a comparison of the 4G/5G network. 

Flying into Greece and landing in Athens then you can also buy a sim card for Greece on arrival. However, there are NO e-sim cards sold at Athens Airport, only physical prepaid sim cards and expect to pay tourist prices. The e-sim cards mentioned in this article are much cheaper.

Check out my complete guide for buying a sim card at Athens Airport .

When to order an e-sim card for Greece?

You can order an e-sim card for Greece pretty much any time you want. Most e-sim cards have to be installed on a phone within 1 month after purchasing, some even within 1 year, so you have time. 

More important therefore is when do you instal/activate the e-sim card. The validity of some e-sims start straight after the installation, other e-sim cards only start their validity when they connect the first time to a supported network.

Traveltomtom advices to instal your e-sim card on the day of departure to Greece. Or if you want to maximise your validity then activate your Greece e-sim card on arrival after you connect to the free WiFi of the airport on arrival in Greece. All international airports in Greece have free public WiFi.

How do I know? Traveltomtom also wrote an arrival guide for Athens Airport .

Things to know before ordering an e-sim card for Greece

Here are some general tips for using e-sim cards when traveling abroad. These tips do not only apply for Greece e-sim cards, but are things you have to know before buying an e-sim card in general. 

Make sure your phone is unlocked

To make sure you didn’t miss this, let me say this again: e-sim cards only work in UNLOCKED phones. If your phone is unlocked then you can use any e-sim card without any problems.

If your phone is locked then ask your mobile internet provider from your home country to unlock your phone before your trip to Greece. It is likely that your mobile internet provider will charge you a fee for unlocking your smartphone.

If you are unable to unlock your phone you can look into getting a pocket WiFi for staying connected when traveling to Greece or better… bring a second unlocked phone on your trip to Greece and use it as a portable WiFi device.

Which smartphones support e-sim cards?

Another very important thing you have to check before buying an e-sim card is if your smartphone supports e-sim cards. If you have any of the latest smartphones then there is no need to worry, all new smartphones of the well known brands support e-sim cards.

The fastest way to find out if your phone is e-sim compatible is by asking Google the question: is my (your phone model) e-sim compatible? Simple as that! 

Can I trust these e-sim card providers?

All the e-sim card providers for Greece recommended above ( SimOptions ,  Airalo ,  Nomad ) are reputable e-sim card providers reviewed and tested by Traveltomtom. All of them are licensed third party companies and resellers that partner or work directly with the mobile internet providers in Greece.

Traveltomtom has successfully partnered for several consecutive years with SimOptions and Airalo. Nomad is a fairly new partner of Traveltomtom, but has so far proven to be a reliable e-sim card provider. All e-sim card providers have their own Helpdesk which you can contact may you encounter any problems or in case you want to claim a refund.

Traveltomtom does NOT sell Greece e-sim cards, only RECOMMENDS you to use e-sim cards for traveling to Greece. 

Can I keep my phone number from home with a Greece e-sim card?

Yes, you can and this is for many people a reason to order an e-sim card to stay connected when traveling to Greece. An e-sim card can be used next to your physical or e-sim card from your home country at the same time. You do not need a dual-sim phone for using an e-sim card.

So you can have multiple e-sim cards installed on your phone? Yes, no problem at all!

For example: you can turn off the mobile data from your sim card from home but still use it for texting and calling. Your new Greece e-sim card you can be used at the same time just for data to ensure you are not wasting money on high roaming costs.

If your Greece e-sim card also allows you to make phone calls and you want to make a local call in Greece, you simply switch between the sim cards and make a local phone call with your Greece e-sim card.

Switching between physical and e-sim cards is a matter of turning them on/off in the settings.

Can I make phone calls with a Greece e-sim card?

This depends on the type of e-sim card that you order. Only the international e-sim cards from SimOptions offer calling and texting. All the e-sim cards from Nomad and Airalo are data-only.

The international e-sim cards from SimOptions  come with unlimited calling in all of Europe as well as free EU data roaming. Which means you can call to and from any country in Europe to any European phone number at no extra charge. You can also use your data in every country in Europe.

Does a Greece e-sim card come with a phone number?

This also depends on the type of e-sim card that you buy. E-sims that support calls and sms they come with a phone number.

In the above Greece e-sim card comparison you can find all the specifications per e-sim card. All the international e-sim cards from SimOptions come with a phone number, which means they can also receive calls and sms. 

Can I use 5G on a Greece e-sim card?

Yes, some of the Greece e-sim cards are now 5G ready. SimOptions sells two international e-sim cards that support 5G and all the Airalo e-sim cards for Greece are also 5G ready as of 2024.

This  Orange Holiday Europe with 50 GB data for 28 days and unlimited calling and texting for $59.90 USD  from SimOptions is another Traveltomtom favorite e-sim card for traveling to Europe

This e-sim card is valid in all of Europe and therefore also rated as one of the best sim cards for traveling to Europe in 2024 .

The  Airalo e-sim cards for Greece  operate on the Nova 5G network, which is actually the weakest 5G network compared to Vodafone and Cosmote. For more info about the 4G/5G network coverage check out Traveltomtom's comparison of the best prepaid sim cards in Greece in 2024 .

Are there e-sim cards for Greece with unlimited data?

None of the by Traveltomtom recommended Greece e-sim cards for tourists include unlimited data.

Even if you would come across e-sim card providers that offer e-sim cards for Greece with unlimited data then make sure the unlimited data is on max data speed. Mostly the data speed is capped after you used X amount of Gigabytes.

Holafly is an e-sim card provider that sells e-sim cards with unlimited data, but does NOT specify what is the exact so-called Fair Use Policy (FUP).

Traveltomtom does NOT recommend Greece e-sim cards with unlimited data plans. There are always restrictions. And on Holafly sim cards I experienced a reduce in data speed after using more than 2 GB per day. When I contacted support they explained me that I had to wait for 24 hours until my data speed was restored to normal.

Those 24 hours were a nightmare as my data speed was barely enough to use WhatsApp. Social media apps were not even loading! 

Again, Traveltomtom does NOT recommend e-sim cards for Greece with unlimited data. But if you think you will never use more than 2 GB per day, then this might be your favorite e-sim card.

Via SimOptions you can order the Orange Holiday Europe e-sim card with 50 GB data, which is pretty much a sim card with unlimited data. Because using 50 GB data in just a couple weeks is a lot. Just make sure you are not uploading your whole camera roll to Google Drive or iCloud using data and you will be totally fine.

There are a lot of different specifications per e-sim card. Another reason why I advice you to take a close look at my comparison of the best e-sim cards for traveling to Greece in 2024 before choosing your favorite.

Are e-sim cards the best way to stay connected when traveling to Greece?

E-sim cards are the easiest and fastest way to get data on your phone when traveling to Greece, but are they also the best way to stay connected when traveling to Greece?

There are 3 ways to stay connected when traveling to Greece:

Local prepaid sim cards

International prepaid sim cards, e-sim cards.

Let’s compare e-sim cards, local prepaid sim cards and international prepaid sim cards, for you to find out what is your preferred way of staying connected.

If you use a lot of data then local prepaid sim cards are probably a cheaper way to stay connected, depending on the length of your trip. Local prepaid sim cards often offer bigger data plans than e-sim cards. However, local prepaid sim cards can only be purchased on arrival in Greece in a phone store and NOT on the internet.

More info about the best Greece prepaid sim cards for tourists can be found in my complete guide for buying a sim card for Greece in 2024.

For example in the link above in my comparison of the best prepaid sim cards for tourist in Greece you will find that for €12 EUR ($13 USD) you can buy a local prepaid sim card with unlimited data in Greece + calling minutes.

If this sounds like something you want then on arrival in Greece you will need to find a sim card shop nearby your hotel.

They also sell Vodafone sim cards at Athens Airport , but at tourist prices, no way near €12 EUR ($13 USD).

The advantage of local prepaid sim cards is that you buy them directly from the mobile internet provider. You get the cheapest prices, (unlimited) local calls & sms included, the biggest data packages and the fastest data speed. 

Be aware that the local prepaid sim cards for tourists you buy in Greece are also NOT 5G ready. None of the mobile internet operators in Greece (Cosmote, Vodafone and Nova) allow prepaid users to use the 5G network, 4G/LTE is the max data speed on prepaid sim cards. 

If your smartphone is not e-sim compatible you can order an international prepaid sim card for traveling to Greece. Some of them are great for using in Greece as well as in all other countries in Europe and you can easily order them online.

Traveltomtom also put together a list of the best sim cards for traveling in Europe in 2024 .

A pre-activated physical sim card will be delivered to your home address before your trip. You put this physical sim card in your phone and as soon as the plane touches the ground and the sim card connects to a supported network you are online. Plug and play!

Click here to order an international prepaid sim card for Greece directly online .

The advantage of an international prepaid sim card is they all included calling and texting. Most e-sim cards are data-only sim cards. 

There are two different e-sim cards:

• E-sim cards that you buy on the internet through a third party
• E-sim cards that you buy in Greece in a mobile internet provider store 

The big difference is that e-sim cards provided by the local internet operators in Greece: Cosmote, Vodafone and Nova can only be purchased at one of their phone stores around Greece.

However, as of June 2024 e-sim cards are NOT available for prepaid tourist sim cards. Traveltomtom personally shopped around to find out if e-sim cards were available for tourists. Every phone store I called in Athens, Crete and Thessaloniki, I got a NO!

This also counts for Athens Airport. Read all about it in my detailed guide about buying a sim card at Athens Airport .

E-sim cards vs. local prepaid sim cards

Getting an e-sim card is the easiest way to stay connected when traveling to Greece, no doubt! You arrange everything online within just a couple click. Right here, right now and you are all set for your trip to Greece. You arrive prepared and there is no need to visit a sim card shop. As soon as the plane lands, you are online. 

But what is cheaper? An e-sim card or a local prepaid sim card for tourists? When we compare Greece e-sim card prices with local prepaid sim cards for Greece Traveltomtom comes to the conclusion that in fact e-sim cards for Greece are the cheapest as they already start from just $4.5 USD.

However, if you are a heavy data user local prepaid sim cards are much better value for money as for €12 EUR ($13 USD) you already get a physical Greece prepaid sim card with unlimited data, including calls.

However, after a long flight you just want to go to your hotel and it is often a big task to go to a sim card store and get connected.

Therefore a lot of travelers simply get an e-sim card for Greece. Faster, easier and less stress and depending on your needs sometimes even cheaper.

Another difference between a local prepaid sim card and an e-sim card is that e-sim cards are often through a third party, a so called MVNO (Mobile Virtual Network Operator). These MVNO’s operate on the network of one of the main mobile internet operators and basically buy bandwidth. 

This may sound a little bit too technical, but what it means is that e-sim cards through an MVNO are the last ones in line when the line is busy. Especially during peak times, the performance of an e-sim cards is less compared to a local prepaid sim card from a mobile internet operator.

Bottomline: the data speed of e-sim cards can be less compared to a local prepaid sim card.

I am sure some of the above tips for finding the best e-sim card for your trip to Greece were helpful. I hope that after reading through my comparison, tips and tricks it was easier to make a decision and order your e-sim card for Greece right away.

If you still have any questions about e-sim cards then please leave me a comment below or reach out to me on social media and I am more than happy to help you out.

Curious what it looks like trying to visit every country in the world ? Go check out my Instagram account @traveltomtom and follow along. As of June 2024 I have visited more than 155 countries, so still a long way to go.

Enjoy your trip to Greece!

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Updated: Jun 25, 2024, 9:04pm

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With one-third of Australians saving and planning on going overseas in 2024, according to research by NAB Economists , it’s no surprise that a travel card is top of mind for many.

While using your debit or credit card abroad may be the most convenient option, you’ll be hit by hefty charges— from foreign transaction fees, withdrawal fees, and even fees just to check your balance at an ATM.

That’s why prepaid travel cards are a great alternative, especially if you’re savvy about the card you choose, as they offer a convenient way to hold multiple currencies, spend and withdraw money abroad, and perhaps even accrue a few travel perks along the way, such as access to airline lounges.

Let’s unpick Forbes Advisor Australia’s five favourite prepaid travel cards for Aussies travelling abroad in the near future.

Note: The below list represents a selection of our top category picks, as chosen by Forbes Advisor Australia’s editors and journalists. The information provided is purely factual and is not intended to imply any recommendation, opinion, or advice about a financial product. Not every product or provider in the marketplace has been reviewed, and the list below is not intended to be exhaustive nor replace your own research or independent financial advice.

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Wise Personal Card

CashPassport Platinum

Commbank money travel card, our methodology, what is a prepaid travel card, how to choose the right travel card for you, bottom line, frequently asked questions (faqs).

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On Wise’s Secure Website

Card Issue Fee

Number Of Currencies

40+ currencies

Currency Conversion Fee

Depends on the currency and amount; starts at 0.42% of the transaction

10 currencies at a time on the card, with 22 currencies all up

Travelex's independent exchange rate applies at the time of conversion

The Travelex Money Card is a multi-year award winning prepaid travel card, and for good reason. The free card (with free replacements) operates with 22 currencies, allowing for 10 different currencies to be loaded onto the card at once.

It is free to load money onto the card online via the Travelex website or app, and unlike most prepaid travel cards, offers unlimited free ATM withdrawals (although some ATM operators may charge their own fees). You can also withdraw up to $3,000 AUD in cash (or the foreign equivalent) in a 24-hour period.

You can have up to $50,000 on the card, with the initial load needing to be $350 AUD or currency equivalent and any subsequent reloads at a minimum of $50 AUD (or currency equivalent). Over a 12-month period, the balance across all currencies cannot exceed $75,000.

Unfortunately, Travelex charges a $4 AUD monthly inactivity fee and a $10 account closure fee, meaning it may only be valuable to frequent travellers.

• Unlimited free ATM withdrawals
• No card fee or replacement fee
• Award winning card
• Monthly inactivity fee
• Card closure fee
• Limits on card balance

Despite the initial charge for a Wise card, in our opinion, the benefits and savings outweigh the small fee.

With 40 currencies and counting available, Wise can be used in more than 160 countries around the world. This makes it perfect for travellers on around-the-world trips or individuals who travel frequently.

Plus, you can receive local bank details in nine different currencies, meaning you can transfer and receive money straight into these currencies rather than having to receive into your AUD account and transfer to the appropriate currency.

Unfortunately, there are quite a few fees when it comes to the currency conversions and reloading money onto the Wise card, depending on how you choose to complete these reloads. However, they all start at 0.42% of the transaction, and the Wise app will tell you exactly how much you will be charged before you complete a reload, a currency conversion, or a transfer.

To add money to your Wise account, you can choose to pay via manual bank transfer, Apple or Google Pay, PayID, or debit and credit cards. Plus, you can withdraw up to $350 AUD (or the local equivalent) for free from an ATM every month.

Read More: Wise Review

• Local bank account details
• Numerous reload options
• Card issue fee
• Varying currency conversion fees
• Limited free ATM withdrawals per month

$0 (Free Plan)

Depends on the currency and amount

Revolut would be considered Wise’s biggest competitior , with both companies offering a card that allows travellers to add funds for more than 40 currencies and the ability to open local bank accounts.

With Revolut, you must sign-up to a subscription model: the Free Plan, or it’s paid ‘Metal’ and ‘Platinum’ accounts. The paid subscription models cost $99 and $225 respectively and include travel perks, such as airline lounge access. However, this review has focused solely on the Free Plan as that is the most popular choice among Australians.

To order a Revolut free plan card, there is no charge, while replacement cards cost $8.99 AUD; there is  a $0 reload fee from an Australian bank account or debit card. It’s conversion fees depend on the currency, the amount you are converting, and how you choose to reload your money onto your card. Despite not having a specific conversion fee rate across the board, Revolut’s app is user-friendly and you can view the fees up-front.

If withdrawing cash from an ATM, you’ll be charged a fee of 2% after you hit the $350 AUD withdrawal limit in a month.

Read More: Revolut Review

• Can open local bank account
• No fee to reload from Australian account
• ATM withdrawals slugged at 2% above $350 per month
• Varying currency conversion fee
• Subscription model can be costly

11 currencies

The CashPassport Platinum by Mastercard is a great option for Aussies wanting to go abroad, with 11 different currencies available, including Australian and US dollars; the British Pound and the Euro.

There is no fee for the card, and the initial load fee is also waived. However, the minimum reload amount (including the initial load onto the card) must be more than $100 AUD or the currency equivalent.

While abroad, users can reload money onto their card in three different ways: instantaneously via a debit card (with a fee of 0.5% of the amount), bank transfer (which will take one business day), or BPAY (which can take up to two business days).

There are also maximum reload limits:

• $15,000 AUD in any 24 hour period;
• $30,000 AUD in any 7 day period; and
• $50,000 AUD in any 30 day period.

In Australia, you will be charged 2.95% fee at ATMs. When abroad, the fee you will be charged by CashPassport depends entirely on the currency you are withdrawing. For example, withdrawing USD would incur a charge of $US2.50 ($3.75 AUD), while withdrawing Japanese Yen incurs a ¥260.00 ($2.35 AUD) fee.

• No card issue fee
• No initial load fee
• No fee for converting between currencies
• 2.95% fee at domestic ATMs
• ATM fees change depending on the currency
• Minimum and maximum reload limits

13 currencies

CommBank Retail Foreign Exchange Rate applies at the time of the conversion

Commonwealth Bank was the only Big Four bank to make our top list of prepaid travel cards. We like the fact that the CommBank Money Travel Card is free, is available to those aged 14 years and older, and has no initial load nor reload fees.

There are 13 currencies available on the card, with ‘lock-in rates’ also available so you can maintain that conversion rate regardless of how the Australian dollar moves.

However, it is essential that you make sure you have the right currency on your card when making a payment or a withdrawal from an ATM. If you don’t have the currency loaded, or when CommBank needs to automatically transfer funds between currencies on your card to enable the transaction, you will be charged the exchange rate at the time of the conversion plus an additional 3%.

This means if you’re travelling to destinations that don’t take the 13 currencies available, it could end up costing you quite a fair bit in fees. Plus, there are no free ATM withdrawals: you will be charged $3.50 AUD for every withdrawal or the foreign currency equivalent, and the conversion fee if necessary.

Read More: Wise Vs CommBank Travel Money Card Comparison

• No load or reload fees
• Available for 14 years and over
• Ability to lock in conversion rates
• High fees if you don’t have the correct currency on the card
• $3.50 AUD charge for each ATM withdrawal
• Fewer currencies compared to others

To establish the above list, Forbes Advisor Australia conducted independent research of the prepaid travel cards currently available on the market for new customers.

In order to establish our top picks, we considered the following data points:

• The number of currencies available;
• If the card has a card issuing fee or not;
• What the currency conversion fee charge is;
• If there is a charge for loading money onto the card initially, and for subsequent reloads;
• Whether the card will charge for ATM withdrawals, or if it has limits on how much you can withdraw;
• Any other applicable fees and charges to consider; and
• Consumer reviews online via ProductReview.

A prepaid travel card is known by many different names: a foreign currency card, a travel money card, a multi-currency card and more. But regardless of the name, there is a key similarity: these cards allow you to load funds onto a card to then use abroad in different currencies.

The term ‘prepaid’ comes from the fact that they work in a similar manner to a debit card : it’s funds you already have, rather than funds you are borrowing from a bank. You load these funds onto the card from another bank or account, and then you can transfer them between the currencies available on the card. This makes for a helpful budgeting tool , as you can put a set amount of AUD onto the card before you leave for your trip.

Can You Load More Money Onto a Prepaid Travel Card?

The term ‘prepaid’ may make you think that you can’t load extra money onto the card and that once the funds are cleared, that’s it—but this is not the case.

Travel cards allow you to load more funds as needed even while you’re abroad, with different cards offering different ways to facilitate this. Some cards may allow you to add more money via your credit card, while others may only allow reloads from your bank account.

There are also different charges that apply for loading more funds onto the card, depending on which card you choose. Some won’t charge you at all.

There’s no one size fits all when it comes to travel cards—or any type of debit or credit card, for that matter. Instead, you need to consider your financial habits while abroad to choose the best prepaid travel card to suit your holiday.

This includes (but is not limited to):

• Whether it has the currencies you need for the destinations you are visiting;
• If it doesn’t have the currencies, how much it will charge you for ATM withdrawals in a foreign currency, or to complete transactions in that currency;
• How much ATM withdrawals cost in the local currency, and if there are any limits;
• The amount it costs to order the card and whether there are any account keeping fees;
• Whether you are charged each time you load money onto the card or not;
• Any balance limits, such as if you can only add $10,000 AUD onto the card within a month;
• If you can shop online with the card, or anywhere that it may not be accepted; and
• The accessibility of the card and your balance—does it have a user-friendly app?

Benefits of a Travel Card

There are many benefits to having a prepaid travel card. With multiple currencies on offer, it allows you to save money on having to go to a currency exchange store to exchange AUD for the local currency.

This is particularly important in the post-pandemic world, where many places are no longer accepting cash as a form of payment. Thus, having a card that can pay in the local currency and skip foreign transaction fees that your regular debit or credit card would charge can definitely be a blessing.

As previously mentioned, it can also be a helpful way to stick to your budget while abroad by having all of your funds in one place—even if in numerous currencies. Most travel cards will have a smartphone app associated with them, allowing you to view your balances in real time and make sure you aren’t going overboard with your spending.

There are many other benefits to prepaid travel cards but, since all card offerings are different, it’s best to look at the product disclosure statement of the cards you’re considering to see if the benefits suit you. These could include:

• Locked currency conversion rates;
• Complimentary travel insurance;
• Fraud protection;
• Free reloads; and
• Other travel perks.

Should I Use My Bank’s Travel Card?

It can be tempting to simply choose the travel card that the financial institution you already use offers, as quite a few of them do—including the highly ranked CommBank Travel Money Card or the Westpac Worldwide Wallet.

Unfortunately due to the rise of independent bank travel cards, many of the bigger institutions are winding back their offers. The NAB Travel Card was discontinued in November 2020 for new customers, while the ANZ Travel Card closed in October 2022.

If your bank still offers a prepaid travel card option, then the convenience of using a card offered by the bank you are familiar with can be enticing—and may also come with pitfalls. You may be met with high currency conversion fees, limited currencies to load onto the card, ATM withdrawal charges and more.

A key benefit of using your standard bank for your travel card is often that it allows for simultaneous transfers, therefore helping you out if you need to reload your prepaid travel card in a hurry.

With many other cards on the market offering instantaneous transfers, too—without all the hidden charges—it’s definitely worth shopping around and considering a card outside your usual banking habits.

Ultimately, prepaid travel cards are a great investment if you’re going abroad. Yet with so many on the market, it is essential to carry out your own research to decide which would be the best fit for you: whether this is due to the ATM withdrawal charges and fees, the number of currencies available, or the methods of reloading.

Should I have a prepaid travel card or a credit card for travelling?

Taking a prepaid travel card overseas with you is a wise financial move, as having your funds in one spot makes budgeting a breeze. You can also transfer between currencies with ease, and dodge the high interest charges associated with credit cards.

Plus, many credit cards have high currency conversion fees, which could mean you’re spending a lot more than you intend to. However, taking a credit card overseas with you is still also beneficial for many reasons, such as if there’s an emergency that requires more funds than you have on hand or if you have booked your trip using your credit card in order to receive complimentary travel insurance or frequent flyer points.

Of course, there’s no reason you can’t take both away with you: the prepaid travel card for spending, and the credit card in case of emergency.

Related: Our Pick Of The Best Frequent Flyer Credit Cards

Is Wise better than the CommBank Travel Money Card?

Both Wise and the CommBank Travel Money Card are highly ranked by Forbes Advisor Australia, each making our list of the top five prepaid travel cards

While Wise is ranked higher overall due to its many currencies and transparent fees via its app, CommBank Travel Money Card could be more beneficial to those who are travelling to a single-use currency area (such as the United States) due to the ease of transferring from an existing Commonwealth Bank account and the fact that it can be used by those under 18.

You can read more about our comparison between Wise and theCommBank Travel Money Card here.

Does ANZ have a travel card?

No, ANZ closed its dedicated travel card to new customers in 2020 before officially being taken off the market in October 2022.

ANZ said that the decision to close the card was a move to “meet the needs of our customers” following “customer feedback and research conducted” by the bank.

The closure happened during the Covid-19 pandemic when international travel was not taking place, and the rise of neobank offerings became more popular when the borders re-opened and consumers searched for more affordable ways to travel.

Related: How To Save Money In Cost-Of-Living Crisis

Sophie Venz is an experienced editor and features reporter, and has previously worked in the small business and start-up reporting space. Previously the Associate Editor of SmartCompany, Sophie has worked closely with finance experts and columnists around Australia and internationally.

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Check out our guide on how to find out if my device is eSIM compatible or contact us on our online chat

If there have been changes in your plans and you no longer need your Holafly eSIM, we will provide you with a full refund .

If you purchased the eSIM and it turned out to be incompatible with your device, we will provide you with a full refund .

If your eSIM doesn't work due to an issue with Holafly or the network infrastructure of the destination country has problems and is unstable, we can offer you a full or partial refund .

eSIM with Unlimited Data in Greece

$ 10.00 Original price was: $10.00. $ 6.00 Current price is: $6.00. USD

Based on 38,755 reviews on

Description

Technical Specs

Unlimited data

Fast and reliable internet

No more roaming charges

• Enjoy your trip with unlimited data in Greece
• Receive your QR code and connect instantly
• Easy to set up

Keep your WhatsApp number on your cellphone

• Connect to the best networks in Greece
• Customize the duration of your plan to fit your needs

Buy an international eSIM for Greece and never pay for roaming again. Connect to unlimited Internet at 3G/4G/LTE/5G speed in minutes and stay in touch with your family and friends.

It’s easy to start using our services. After your purchase, you will receive a QR code in your email, scan it with your smartphone camera, install and enjoy a fast and stable Internet connection in Greece.

• Installation: with a QR code or manually
• Activation: upon arrival to destination turn on your Holafly eSIM’s data roaming
• Compatibility: compatible with all smartphones with eSIM technology enabled. Operation on smartwatches and tablets is not guaranteed. Check compatibility here.
• Days of use: customizable plan duration
• Delivery time: immediate, after purchase
• Plan type: unlimited data
• Calls: No, only through apps (VOIP).

3G/4G/LTE/5G

• Speed reduction: if necessary. Some carriers may reserve the right to apply a Fair Usage Policy
• Hotspot: enjoy 500mb per day to share with others.
• Coverage: enjoy excellent coverage and speed in Athens, Santorini, Thessaloniki, Chania, and other tourist destinations in Greece.
• Networks: Orange

Choose when your plan starts! Install the eSIM before your trip and activate the data upon arrival.

Start enjoying unlimited data

- % discount applied to all plans

Advantages of using Holafly eSIM in Greece

Change of plans? No problem at all!

Purchase your Holafly eSIM with added peace of mind. You have up to 6 months to request a refund.

Conoce por qué nuestra eSIM de viajes internacionales es tu mejor elección de datos móviles para tener internet en el extranjero y mantenerte conectado en tu próxima aventura.

Customize your plan

Decide how long you need your eSIM and adjust your plan accordingly! Say goodbye to running out of data or overspending on unused days.

Unlimited data plans

No more top-ups or worrying about running out of data. With a prepaid unlimited data in Greece, you can relax knowing we’ve got you covered.

Keep your WhatsApp number

You can call and message all your contacts on WhatsApp, like you’re in the same country. Don’t lose touch with family and friends.

24/7 customer support

The eSIM is easy to use, but if you have questions or experience technical issues you can reach us by email or our 24 hour chat support. We’re here to help.

Immediate delivery

If you’re in a rush or you’re already traveling, don’t worry about waiting for delivery. We send the Greece eSIM immediately to your email, so you can connect in seconds.

Share your data with family and friends

Share up to 500MB of data daily with family, friends, or fellow travelers. Use your smartphone to create a WiFi network and connect multiple devices.

How does the Holafly eSIM for Greece work?

Check your phone is compatible with esim.

Check if your smartphone is compatible now

Buy your prepaid eSIM

Chose the plan that suits you best and buy your eSIM card from our online store.

Scan the QR code

It’s easy. Just scan the QR code we send you and turn on data roaming from your settings. Now you can enjoy browsing the web.

Fast and reliable connection

• Clear video calls with no delays
• Share stories in just a few seconds
• Enjoy creating video content and super fast uploading
• Find your way wherever you go!

The best performace in all your apps

Discover the freedom of reliable connectivity with high speed 4G and 5G . Holafly keeps you connected, no matter the adventure!

What you should know about eSIMs

No local phone number.

This virtual SIM only includes data. It does not allow you to make cell phone calls or send SMS messages. You can still use WhatsApp or Skype to call your contacts.

Your phone must support eSIM

Make sure your phone is both unlocked and compatible with eSIM technology.

Install before you travel and take off

Scan the QR code from your smartphone settings and add the data plan. But don’t activate it until you land at your destination. Take the printed QR code on your travels just in case.

We will send you the eSIM to your e-mail

As soon as you complete your purchase, you’ll receive the instructions to install and activate your international travel eSIM and get unlimited internet on your adventure!

Installation instructions with QR code

Manual installation instructions

Holafly eSIM User Reviews

DON’T stress about your phone service when you travel abroad! I used Holafly to travel home to California this year. The instructions were super easy to follow and I had no problems with the service for the whole 20 days that I used it. It was nice not to worry about how much my phone company was going to charge me for service abroad.

I have used your Sim for my trip to the USA! I recommend it 100%. Thank you very much for your service.

I swear that Holafly has a customer service that is to cry with pleasure ;___; In no time will I buy another unlimited data SIM for Japan because the first time it worked wonderfully

A complicated request was solved urgently within 24 hours of traveling. They are wonderful and I recommend it to everyone. Thank you HolaFly team!

Frequently Asked Questions about the Greece eSIM

Does the Greece eSIM work outside of Greece in Europe?

Our Greece eSIM provides reliable internet connectivity within Greece, allowing you to stay connected while traveling. If you plan to travel beyond Greece, we recommend the best eSIM Europe which offers broader coverage across other European destinations, ensuring seamless connectivity as you travel across Europe.

When does my data plan start?

Your plan activates immediately upon connecting your eSIM to any supported network. For example, if you bought a 1-day plan and you activate your plan at 10 AM, it remains active for a full 24 hours, concluding at 10 AM the following day.

Can I make phone calls and send messages with my Holafly eSIM?

The Greece eSIM only allows you to use mobile data. It does not include a local phone number for mobile calls or messages. You can still make calls using apps like WhatsApp.

Which devices work with the eSIM card?

You can check if your smartphone is eSIM compatible here.

When will I receive my eSIM?

Once you purchase your eSIM, you will receive a confirmation email with instructions to install it immediately using a QR code or manual code. Remember that once the eSIM is purchased, it cannot be returned.

Can I keep my WhatsApp number?

You don’t need to do anything to keep your WhatsApp number. You’ll automatically keep your number, contacts and conversations.

How quick is the Holafly eSIM?

The Holafly eSIM Greece offers maximum speed coverage (4GLTE5G). But bear in mind that in some areas of limited coverage there may be a lower speed connection. .We recommend you make a top-up or buy another mobile eSIM plan to get more data and stay connected.

Do I have to activate data roaming on my device?

Yes. To ensure that your eSIM gets the best coverage, you must turn on data roaming on your mobile settings. This will not incur any additional charges, as long as you have already set up the Holafly eSIM.

What do I do if I delete or lose my eSIM’s QR code?

If you cannot find the code, please contact our 24/7 customer support team at [email protected] or our online chat function. We will resend the code to your email.

What happens if I use up my data or my days of validity?

If you use all your data or run out of days, your eSIM card will no longer work and you will lose internet connection. It’s important to manage your data usage and plan your usage according to your needs. To avoid interruptions in your service, we recommend that you keep track of your eSIM usage or extend its validity (top-up) before your current eSIM expires.

What eSIM data plan should I choose for Greece?

Whichever is available for your destinations and suits your travel needs better! You can choose plans from 1 to 90 days.

Could the internet speed with my Holafly eSIM be reduced?

This eSIM includes unlimited data for the corresponding valid days. However, please note that the operator may reserve the right to apply a Fair Usage Policy, as it applies to all other network users. In particular, if the operator estimates the usage of more than 90GB of data in a month, they may temporarily reduce the speed to between 256-1024KB to avoid affecting other users. This limitation is intended to prevent network saturation and will be removed within 24 hours. If you think the local carrier has limited your speed, please get in touch with us by chat, and we will check if there is any incidence and how to restore your rate to the maximum speed permitted by the network.

What is an eSIM?

An eSIM (embedded SIM) is a digital SIM card that can be installed directly into your smartphone or other mobile devices. It is an alternative to the physical, removable SIM card you’re used to.

Can I renew or extend the data on my eSIM?

You can’t do that with the Greece plan. If you wish to extend your plan, you can purchase a new eSIM.

Can I share data with other devices?

Certainly! With the Greece eSIM, you have the capability to share up to 500MB of data per day across devices by creating a WiFi connection using your smartphone. Refer to your device instructions for guidance on setting up a WiFi connection via a mobile hotspot.

How do I set up the eSIM on my device?

After your purchase, we will send a QR code and manual instructions to your email. Either print the QR code or open it on your computer. On your cell phone, go to Settings > Mobile Data > Add Data Plan and scan the QR code. Your phone will allow you to assign a specific name to this data plan. You will now be able to switch between your Holafly data plan and the original plan from your provider. The Holafly data plan will only be operational once you arrive at your destination. Once you land, turn on data roaming on your cell phone settings and activate the Holafly data plan. Consult your phone’s user manual for more details on adding a data plan. All eSIM products come with comprehensive set-up instructions.

When should I set up my eSIM?

Set up your eSIM before your departure. Once you reach your destination, just activate the data plan turning on data roaming. We recommend you print the QR code to take it and manual instructions with you on vacation, just in case. Remember that you need internet access to install the eSIM.

How can I check my data balance?

You can manage your eSIMs and access all purchased data plans by logging into your Holafly Center through the Holafly website.

How many times can I use my eSIM card?

If needed or when changing phones during your trip, you can transfer your eSIM. However, note that you can only transfer the eSIM to two devices—the original one and a new one. Once you’ve installed it on a different device than the original, you won’t be able to reinstall it on the original device and you must deliver the eSIM from the original device to install it in the second device.

Can I delete the Holafly eSIM once I’ve used my data?

Yes! But keep in mind that you don’t need to do so. As soon as your plan expires your eSIM will no longer work.

Can I use my SIM card and Holafly eSIM at the same time?

Yes, you can use your physical SIM card and Holafly eSIM simultaneously on your device, eliminating the need for swapping physical SIM cards. Simply set your prepaid eSIM as your default mobile data and preferred option for voice line in your device settings.

How do I get a refund?

At Holafly we are aware that our users may have unforeseen events after making the purchase. Therefore, you can request a refund in the following circumstances: – You bought the eSIM without checking the compatibility with your cellphone. – You canceled your trip or you no longer need the eSIM. – Our eSIMs generally work fine, but if you experience connection issues, we can provide you with a full or partial refund. Once the refund is approved, you will receive the money on to the same account with which you made the payment. This process can take between 5 to 10 business days. For more details, terms and conditions, we invite you to read our Refund Policy .

To which mobile network will I connect at my destination?

Your eSIM will connect to all the local phone networks that Holafly partners up with. You can review them in the Technical Specs tab.

Is Holafly my best option?

It is! Of course if you ask us which eSIM card is the best, we will naturally answer it’s ours! Why? Because of our unlimited data, the flexibility to select a custom number of days, and many more special features.

1 day unlimited data

Check that your device is compatible with eSIM

Don't worry! We are here for you.

If you have any questions during this process, remember we're here to assist you 24/7 through our Online chat.

What's The Best eSIM For Greece? We've Ranked the Top Providers in 2024

Jan Watermann

As a digital nomad, Jan is an expert in cross-border money transfers and internationalization. At Monito, he shares his knowledge by writing content geared primarily towards a German-speaking audience.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Known for its tranquil island resorts and millennia of history and culture, Greece isn't popular with tourists without reason. If you're planning to visit the country soon, it should come as no surprise that you won't be able to call, SMS, or access the web on the go with your smartphone as you usually would at home, and if you do manage to get connected via roaming, it can result in hefty additional charges.

However, none of this means you should leave your smartphone at home. If your device is a newish model (i.e., from 2019 or later), there's a good chance it'll support an eSIM. These nifty digital SIM cards can be downloaded and installed before you travel, promising blazing-fast internet in Greece at a very low cost compared to roaming and great convenience compared to physical SIMs. In this guide, we explore everything you have to know about eSIMs in Greece and what the best deals might be for you.

Dodge sky-high roaming costs, unexpected data charges, or spotty service on your trip to Greece by using an eSIM from Airalo to connect directly to local network providers like WIND Hellas.

✨ If you're a new customer, use code MONITO15 to get 15% off your first Airalo eSIM, and if you're a returning customer, use MONITO10 to get 10% off today! Go to Airalo now to get started.

As we'll explore in more depth in this guide, when choosing an eSIM, you have two options. The first option is for you to go through a digital eSIM provider, and the second option is to purchase an eSIM directly from your network provider or carrier. We strongly recommend the first option. After all, with reputable online providers, you can always be sure you'll get good support, excellent rates, and quality instructions that normally exceed those of the big carriers.

According to our review and comparison of the best options on the market, here are the three best eSIM providers for Greece and other countries worldwide:

What's The Best eSIM for Greece?

• 01. Airalo: Best eSIM for Greece in general scroll down
• 02. Holafly: Best eSIM for Greece for unlimited data scroll down
• 03. GigSky: Best for a free eSIM test scroll down
• 04. Yesim: A great alternative all around scroll down
• 05. Why using an eSIM is a great idea for Greece scroll down
• 06. What are the pros and cons of using an eSIM? scroll down
• 07. How to call from Greece scroll down
• 08. Recapping the best eSIMs for Greece scroll down
• 09. FAQ about the best eSIM for Greece scroll down

Best Overall: Airalo

Airalo  is an excellent eSIM provider for Greece . Its online platform offers global access to eSIMs through collaboration with big local telecom providers. In Greece, for example, Airalo works directly with WIND Hellas to provide you with high-speed coverage directly from their networks, wherever you are in the country.

Once-off prices for eSIMs for Greece range from $5 to $49 and include between 1 GB and 20 GB of data. Ordinary travellers should be able to get by with these amounts without any problems. Setting up and activating your eSIM happens entirely on your smartphone, and it's very quick. In our test, we just took two minutes (watch our how-to video on YouTube to see how it's done). Moreover, you can easily top this up via the Airalo app if you start running low on data during your trip. This lets you save time and hassle compared to buying a physical SIM, where you'd usually need to stand in line at the counter to buy or top up your card or package.

We recommend Airalo in general, especially if you travel often. The service provides an excellent connectivity companion while you're abroad. To learn more about this excellent eSIM provider, look at our in-depth Airalo review .

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Best For Unlimited Data: Holafly

Holafly  is another trusted eSIM service which only provides packages with unlimited data to dozens of countries worldwide. Although these packages cost quite a bit more than the smaller Airalo packages, in return, they offer the certainty that you'll never use up all your data.

For trips to Greece, Holafly's data packages cost between $19 and $99 once off and are valid from five to 90 days. Like Airalo, Holafly also works with domestic carriers, so you'll get coverage like a local no matter where you travel in the country (although in remote regions, coverage can become spotty).

Although Holafly offers unlimited data in most countries, including Greece, if you're a globetrotter, it's worth keeping in mind that Holafly offers limited data plans to some other destinations. Be sure to check their website or app before traveling to a new country to confirm whether Holafly's unlimited packages apply.

Although Holafly's packages are generally great if you'd like uncapped access to the web, it's worth remembering that most travellers don't usually need such a large sum of data and that normally, 5 GB to 10 GB, at most, should be enough for everyday travel needs in Greece like navigating, browsing, and using social media. Moreover, your speeds might be temporarily throttled if you use a very extensive amount of data (e.g., for non-stop HD streaming or downloading large files). During our test in the UK, this happened to us at around 4.5 GB of usage. Sadly, Holafly's fair use policies don't clearly outline when networks throttle speeds since it comes down to the individual network or carrier and the country you're browsing in.

If you're curious, we tested Holafly extensively to see if its data plans really live up to their 'unlimited' promise. The short answer? Yes, but there are a few things you should know. Take a look at our Holafly review to find out what they are.

Considering Holafly? Use the code  MONITO  at checkout to claim a 5% discount on all Holafly eSIMs. Go to Holafly now to get started! ✨

Best For a Free 100 MB Test: GigSky

GigSky is a popular US-based eSIM provider that offers a unique opportunity: it lets you download and install a free eSIM with 100 MB of allowance so you can test how eSIMs work without being obligated to pay more once you've used up your data.

Like Airalo, GigSky offers fixed data plans (normally just 1 GB, 3 GB, or 5 GB) in around 200 destinations worldwide, including Greece. And like Holafly, it also offers unlimited plans. In addition, GigSky offers regional and global plans, with all of its data allowances competitively priced and its rates neck-in-neck with those of the other providers on this list.

Most interestingly (unlike Airalo and Holafly), Gigsky offers special data plans for flights and cruises . Although they're pricier than the normal plans, they could be useful for you if you'd like to connect in the air or at sea.

Regardless of what kind of data plan you're looking for, GigSky probably has you covered—and at great rates to boot. Sign up now for a no-obligation free 500 MB and top up your data later if you need more.

Considering GigSky? Use code MONITO10 at checkout to get 10% off your purchase. Go to GigSky now to get started! ✨

Another Reliable Alternative: Yesim

A smaller and newer company than Airalo and Holafly, Yesim  is a Swiss-based eSIM provider offering highly-rated eSIMs for countries around the globe. Their website and app are simple, straightforward, and easy to use, and over 300,000 customers have chosen their eSIMs so far.

Like its larger competitors, Yesim gives you a SIM card connecting to local carriers while you're abroad. It can be installed quickly and effortlessly right from the app or via a QR code sent to your email after purchase. Interestingly, alongside its eSIM service, Yesim also offers a virtual number service that allows you to get an online-only US (+1), Canadian (+1), or Israeli (+972) mobile phone number to use for apps like WhatsApp, Telegram, Instagram, OpenAI, Binance, Tinder, or TikTok. These virtual numbers can be used for a flat fee of $2.75 per month.

Going back to eSIMs, Yesim's packages typically cost between $7 and $28 for 3 GB to 20 GB, but only the 10 GB and 20 GB data plans last longer than 30 days (some plans up to 60 days are possible to purchase). In our opinion, this makes Yesim's offers slightly less attractive than Airalo's for travel in general.

However, it's worth remembering that Yesim's prices are often fractionally lower per gigabyte, so if you're looking for the best deal, make sure you visit Yesim's website and compare their prices to Airalo's,

How Do They Compare?

In the chart below, we've compared Airalo, Holafly, and Yesim based on a few factors you might find important on your trip to Greece or anywhere else in the world. As you'll see, the three are very competitive, with differences normally being slight. If you'd like to compare Holafly and Airalo directly, take a look at our side-by-side review of the two too.

Correct as of 8 March, 2024

Do I Need a SIM Card in Greece?

No, you don't need a SIM card as a tourist in Greece, but having one will enable you to make phone calls and SMSes and not to rely solely on public or hotel WiFi to access the web.

A good place to start would be to review your contract from your mobile network provider before you travel to Greece. Most contracts are limited to use just within your home country (or within the European Union if you live in an EU country). For all other countries, so-called 'roaming charges' typically apply. However, there is one exception: specific contracts sometimes allow you to use your data worldwide. If you have a global internet contract, you can also use it in Greece without unexpected roaming charges.

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Otherwise, although precise roaming charges differ according to your network provider, the fees for using mobile internet in Greece are typically around $2 or $3 per 6 MB (six megabytes) of data used, though they could be higher still. For example, if you wanted to download an average-sized app from the Google Play Store onto your Android smartphone, you'd use around 24 MB and pay $8 to $10 in roaming charges. It should, therefore, be clear that roaming with your regular SIM card in Greece is generally not worthwhile and can lead to enormous costs. As we'll see in a moment, it's significantly cheaper to purchase a local Greek SIM card once you arrive or, better yet, an eSIM before you travel.

What Are eSIMs, Anyway?

Simply put, eSIMs are regular SIM cards that don't require inserting an actual microchip into your device while providing the same benefits. Newer smartphones (but also smartwatches, tablets, and other devices) can be equipped with eSIMs, and since you don't need an actual SIM card to install an eSIM, you can also get one before your trip to Greece. To do this, all you have to do is visit an online eSIM service, purchase the eSIM you want, and follow the instructions to download and install it onto your device.

Like regular SIM cards, prepaid eSIMs come bundled with a certain fixed amount of data, SMSes, or telephone minutes, which you can use at your leisure while travelling. You get to choose the package you want, and you can generally also extend your eSIM's validity easily right from an app.

Pros of Using an eSIM

In general, eSIMs have numerous advantages and are often a better alternative to using a regular SIM card for most tourists. In our opinion, the most significant advantages include:

• internet immediately upon arrival in Greece,
• no negotiating with SIM card sellers at the airport,
• transparent and fair pricing,
• online extension is often possible,
• credit card payment is possible,
• local telecom provider networks are used.

In our opinion, there are only a few reasons against using an eSIM when travelling to Greece (which we'll discuss below), and in most instances, we're sure that it's a far better deal than using your normal SIM card from your home country on Greek networks.

Cons of Using an eSIM

As we've already seen, eSIMs have very few drawbacks and are an excellent option for accessing mobile internet on your Greek vacation.

However, one disadvantage is the slightly higher upfront cost than physical SIM cards. That said, eSIMs are still comparatively cheap, especially for use in Greece from abroad. In our opinion, the significantly higher level of comfort and the possibility of having access to the internet immediately upon arrival are worth the extra pennies. Another disadvantage is related to installation, where the process may be unfamiliar to you if you've never installed an eSIM before. However, if you follow the instructions carefully, you'll be fine.

Finally, there's the issue of compatibility: not all devices support eSIMs . If your device was released before late 2019, we recommend double-checking on the internet or contacting a representative from an eSIM service to confirm whether your device is compatible before you purchase an eSIM. In general, the following devices will support eSIMs though:

• iPhone 11 or later
• iPhone XS, iPhone XR, or iPhone SE
• iPad 7th generation or later ,
• Galaxy S20 or later
• Google Pixel 3 or later
• and many other devices (see our full list of compatible devices )

Can I Call From Greece With an eSIM?

Yes, you can call abroad from Greece with an eSIM , but once again, using your regular network provider and SIM card could result in surprisingly high calling charges at the end of the month (we've personally encountered as high as $4 per minute!). Fortunately, you can call abroad without the high costs, and there are three ways of doing this. We go through each below:

1. Voice-Over-IP (VoIP) With Data

In most cases, eSIM packages are loaded with mobile data, not with minutes or airtime. However, using your data, you can use web-based apps like WhatsApp, Google Meet, Skype, Telegram, Facebook Messenger, FaceTime and others to stay in touch with family and friends abroad while in Greece.

2. eSIMs With Airtime

Some eSIM services offer talk and text packages alongside normal data packages. These allow you to make direct phone calls or SMSes via local networks in Greece to your home country for only a slightly higher fee than regular data packages. Not all eSIM services offer this service though, but some, like Wraptel , do.

3. International Calling Apps

If you plan to make calls from Greece (or anywhere else abroad) fairly regularly, then your most reliable and affordable option will be to use a third-party app. In our opinion, Rebtel is by far the best service out there , offering low rates and providing you with local Greek phone numbers with which you can make calls abroad as though they were completely domestic.

Although it's popular, we typically don't recommend using Google Fi for this purpose unless you plan to go back and forth from the United States regularly (since Google Fi is only available to Americans and will not work if you spend over 90 days abroad per year). In general, Rebtel's rates are more affordable than Google Fi's too. To learn more about our first-hand experience with Google Fi, look at our in-depth review .

Recap: All About eSIMs in Greece

Are you planning a trip in Greece, and do you have a modern smartphone? Then, you should certainly at least consider getting an eSIM. In our opinion, they offer almost nothing but advantages and are generally far superior to using your regular SIM card.

To find the right provider for eSIMs in Greece, you should compare the available options. As we've seen, we recommend looking primarily at the network provider and the price. Depending on how long you want to stay in Greece, Airalo, Holafly or possibly Yesim are the best choices. To recap, here are what each can offer you:

• Airalo : Best eSIM for Greece overall.
• Holafly : Best eSIM for unlimited data.
• Yesim : Good alternative to Airalo,
• GigSky : Best free eSIM to test,
• Rebtel : Best calling service for international calls.

FAQ About The Best eSIM For Greece

Yes, eSIMs are safe to use in Greece. That's because commercial eSIM technology adheres to international security and encryption standards to store and securely access your mobile network information.

Generally, yes, but it depends on your individual needs. While eSIMs offer the advantage of remotely purchasing a SIM before you travel, making them convenient for frequent travellers, physical SIMs might still be preferable for you if you have an older smartphone model, for example.

No, eSIMs generally aren't free, with the cost in Greece varying based on mobile service providers and their pricing plans. However, GigSky offers you a free 500 MB test on all of its eSIMs, including to Greece, with no obligation to pay further once you've used the data up. This is a good deal if you'd like to access some free data or understand how eSIMs work.

To purchase an eSIM, you can generally expect to pay rates that range from $5 to $49 to purchase an eSIM with a minimal data package for Greece with a provider like Airalo.

Yes, you can use an eSIM on a locked phone, provided your phone is compatible with eSIM technology.

Yes, an eSIM can generally be used for calling from Greece, especially when paired with voice-over-IP services that connect to the internet, like WhatsApp, FaceTime, and Google Messenger. If you'd like to call or SMS, consider finding an eSIM deal that includes airtime or minutes or use a service like Rebtel , which, for a tiny fee, provides you with a local number in place of your overseas contact's foreign number, making calling abroad significantly cheaper.

See These Other eSIM Guides

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Travel Money Strategies: Carrying Cash Abroad

• Last updated Jun 27, 2024
• Difficulty Beginner

• Category Travel

Carrying money abroad requires balancing safety and accessibility. While making money difficult to access can deter thieves, it's also important to be able to reach it without hassle when needed. Here are some tips to help you carry money safely and efficiently while travelling:

- Divide your cash and cards across multiple safe spots. Avoid keeping all your money in one place, as it increases the risk of losing everything in a single incident.

- Store some money on your person, using under-clothing accessories like bra stashes, long johns, or underwear with built-in pockets.

- Keep small bills and coins easily accessible for minor purchases like souvenirs or attraction fees, while storing larger bills securely.

- Use an anti-theft bag with features like cut-proof straps, slash-proof fabric, and locking zippers to deter opportunistic thieves.

- Adapt to the local money culture. In cash-based economies, carry a variety of bills and coins, while in places with prevalent chip-and-PIN technology, ensure you have a compatible credit card.

What You'll Learn

Credit cards, traveller's cheques, prepaid cards, money transfers.

Choose a widely accepted credit card

Visa and Mastercard are widely accepted worldwide. If a merchant accepts credit cards, your Visa or Mastercard will likely work. American Express and Discover have a smaller international presence, so it's a good idea to bring a Visa or Mastercard as a backup.

Notify your credit card issuer

Let your credit card issuer know about your travel plans in advance to avoid any confusion or fraud alerts. You can usually do this online, through the card issuer's app, or by calling the number on the back of your card.

Bring more than one card

It's a good idea to bring multiple credit cards in case one is declined or lost. Consider bringing cards that offer extra rewards for travel-related expenses, such as restaurants, hotels, and transportation.

Avoid foreign transaction fees

Some credit cards charge a foreign transaction fee on purchases made outside your home country, typically ranging from 1% to 3% of each purchase. Look for a credit card with no foreign transaction fees to save money.

Understand currency conversion

Avoid dynamic currency conversion, which allows you to make purchases in your home currency instead of the local currency. The exchange rates for dynamic currency conversion are usually less favourable than the rates your credit card issuer will use. Always opt to pay in the local currency.

Be aware of other fees and charges

Using a foreign ATM can be expensive. In addition to foreign transaction fees, you may be charged a cash withdrawal fee, which can range from 2% to 5% or a minimum charge per transaction. Credit card companies may also apply unfair exchange rates or high-interest charges if you don't pay your bill in full.

Keep your card secure

Memorise your PIN and keep your passport with you, as some merchants may require ID confirmation. In the event that your card is lost or stolen, report it to your bank immediately to prevent unauthorised purchases.

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Carrying cash while travelling abroad has its pros and cons. While it is a good idea to carry some cash, it is not advisable to rely on it as your only source of money. Here are some tips to help you manage cash while travelling:

Contact your bank:

Let your bank know about your travel plans. Banks can flag international card usage as fraudulent and freeze your account. It is also a good idea to switch to a 4-digit PIN, as many international ATMs do not accept longer PINs.

Carry a small amount of cash:

It is recommended to carry a small amount of cash (around $100) in the local currency to cover small expenses like transportation, snacks, and phone calls for the first few days. Having some cash in the local currency is especially useful if you encounter issues with your debit or credit card.

Understand the local currency and exchange rates:

Take time to familiarise yourself with the local currency and its exchange rate against your home currency. This will help you understand the cost of living in your destination country and make it easier to distinguish between different denominations of the local currency.

Keep cash in multiple places:

Instead of keeping all your cash in one wallet or purse, distribute it across multiple secure locations, such as a money belt, front pant pockets, inside jacket pockets, or a suitcase. This reduces the risk of losing all your cash if you are robbed or pickpocketed.

Carry large bills:

Travelling with larger denomination bills takes up less space and allows you to carry more money discreetly. Paper bills are also more convenient than coins, which can set off metal detectors at airports.

Keep an emergency reserve of cash:

It is wise to set aside a small stash of local currency for emergencies. This will be useful if you encounter unexpected situations that require immediate funds.

Exchange money early:

Plan ahead and exchange your money in advance to get a better rate. Exchanging currency at airports or exchange counters can be expensive due to high transaction fees and unfavourable exchange rates.

Spend remaining cash before leaving:

It is generally more costly to convert foreign currency back into your home currency. Therefore, try to spend any leftover cash before you depart, or use it to purchase something at the airport.

While carrying cash has its advantages, it is important to be cautious and aware of the risks. Always be vigilant and aware of your surroundings, especially in tourist areas where pickpocketing is common. Additionally, consider having a backup payment method, such as a credit card, in case you need to access additional funds.

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When purchasing traveller's cheques, you will need to sign each cheque and take note of the serial number in case they need to be replaced. When spending or cashing in your traveller's cheques, you will be required to countersign each cheque in the presence of the person accepting it, so that your signatures can be compared and your identity verified.

One of the key advantages of traveller's cheques is security. They are safer to carry around than cash and, provided you have noted the serial number, they can be replaced if lost or stolen. Traveller's cheques also do not carry expiry dates, so you can keep any unused cheques for your next trip.

However, traveller's cheques are becoming less common and less convenient than other payment methods. They can be impractical to use, as you will need to carry around multiple cheques, and they may not be accepted everywhere. There may also be handling, commission, and cashing-in fees associated with traveller's cheques.

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Some prepaid cards can save you money on exchange fees, but it's important to be aware of the various fees that may be associated with prepaid cards, such as top-up charges, exchange rate markups, ATM withdrawal fees, and inactivity fees.

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• NetSpend® Visa® Prepaid Card: No late fees or interest charges, and the Netspend Mobile App allows you to manage your card on the go.
• Wise: Allows you to keep over 50 currencies and spend like a local in 174 countries.
• Revolut: Hold and exchange 28 currencies, and spend in over 140 currencies.

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Bank-to-Bank Transfers

Some banks allow you to transfer money directly from your bank account to the recipient's bank account. These transactions can often be arranged online, over the phone, or in person, and may incur a fee depending on the institution. Bank-to-bank transfers usually require the account and routing numbers for both the sending and receiving bank accounts.

Automated Clearing House (ACH) Transactions

ACH transactions are electronic transfers similar to wire and bank-to-bank transfers, but they use a computer-based clearing house as an intermediary to process the exchange of transactions. There are no fees for ACH transactions, but they require both banks to be linked.

Cash-to-Cash Transfers

If you have a large sum of money in cash, you can use domestic, walk-in money transfer centres to send it to an international money transfer centre. The cash is deposited and converted to the destination country's currency, then picked up by the recipient at a participating money transfer centre or delivered to a residential or commercial location, depending on the country. Well-known companies that offer this service include Western Union, MoneyGram, and Ria, as well as fintech companies such as Wise, Payoneer, PayPal, and WorldRemit.

Prepaid Debit Cards

Some services allow you to send funds via a prepaid debit card. The sender loads the card with cash funds, which the recipient can then withdraw or use for purchases. There is usually an activation or monthly fee associated with this method.

International Money Transfer Services

There are several licensed money transfer companies that offer lower costs and faster delivery times than traditional banks. Here are some popular options:

• Wise (formerly TransferWise): Offers excellent exchange rates and low fees, typically less than 1% of the transfer amount when funded by a bank account. Same-day delivery is possible for some countries, while transfers from a bank account can take up to two business days. Sending limits go up to $1 million per transfer, and recipients must have a bank account.
• OFX: Does not charge transfer fees and has exchange rate markups of around 0.5% to 1%. Transfers generally take one to three business days, depending on the destination. The sending minimum is $1,000, with no set maximum, and transfers can only be made between bank accounts.
• Xoom: Owned by PayPal, Xoom offers low upfront fees and relatively fast transfer times. Exchange rate markups can be over 1%. Cash pickup is available in some countries, and daily transfer limits are capped at $50,000. Transfers can be funded by a bank account, debit or credit card, or PayPal account.
• MoneyGram: Offers physical locations for in-person cash payments and has a large network for cash pickup. Exchange rate markups vary but can surpass 3%. Online transfer limits are $10,000 per transfer and per month, but this can be higher depending on the destination country.
• Western Union: One of the largest transfer providers worldwide, with a strong network for sending and receiving cash in person. Exchange rate markups vary widely, and fees for transfers up to $1,000 can be under $5 or higher, depending on the funding source and delivery method. Same-day delivery is possible for cash pickups when using a debit or credit card, but the cheapest transfers can take over a week. Transfer limits vary by destination country.

When choosing a money transfer service, it is important to compare costs, exchange rates, transfer speeds, and delivery options to find the best option for your specific needs.

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Frequently asked questions.

Dividing your money into multiple safe spots is a good way to carry money while travelling abroad. You can keep some money in a bag you carry and some attached to your person, in accessories like a neck pouch or a money belt.

Currency conversion fees can be avoided by using credit cards that do not charge foreign transaction fees, such as some cards from Capital One.

Carrying cash can be useful for immediate expenses like buying a meal at the airport or taking a cab to your hotel. However, it is important to be aware of the local currency and exchange rates, as well as any fees or commissions associated with exchanging money. Additionally, carrying large amounts of cash can make you a target for thieves.

Some alternatives to carrying cash or credit cards while travelling abroad include using a dummy wallet, which can be a cheap wallet with small bills and sample credit cards, or a travel-specific wallet that is smaller and easier to secure than your regular wallet.

• Merve Nussman Author Reviewer Traveller

• Elani Piper Author Editor Reviewer

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