travel health insurance serbia

Top Travel Insurances for Serbia You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Serbia is a Balkans country that's home to historical cities, charming landscapes, and rich traditions, such as Serbian folk music and dance. Although travelling to Serbia can be an accessible holiday destination for many people, and although healthcare costs in the country aren't outrageously expensive, it's still a very good idea to arrive there with travel insurance anway, as you'll want the highest-quality healthcare you can find.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Serbia and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Serbia Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Serbia:

Best Travel Insurances for Serbia

• 01. Should I get travel insurance for Serbia? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to Serbia scroll down

Heading to Serbia soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Do I Need Travel Insurance for Serbia?

No, there's currently no legal requirement to take out travel insurance for travel to or through Serbia.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Serbia or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Serbia:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Serbia. It lets you choose between various plans tailored to meet the specific needs of your trip to Serbia, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Serbia:

• Policy names: Varies
• Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip coverage: Excellent - but only available for US residents.
• Customer support: FAQ, live chat and phone support
• Pricing range: USD 25 to USD 150 /traveller /month
• Insurance underwriter: Lloyd's, Petersen, and others
• Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer support: FAQ, live chat, phone support
• Pricing range: USD 80 to USD 420 /traveller /month
• Insurance underwriter: David Shield Insurance Company Ltd.
• Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy names: Nomad Insurance, Remote Health
• Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing range: USD 45 to USD 160 /traveller /month
• Insurance underwriter: Tokyo Marine HCC
• Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Serbia? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Serbia

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for Serbia. However, we strongly encourage you to do so anyway, because the cost of healthcare in Serbia can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

Looking for Travel Insurance to Another Country?

See our recommendations for travel insurance to other countries worldwide:

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Monito is trusted by 15+ million users across the globe.

Monito's experts spend hours researching and testing services so that you don't have to.

Our recommendations are always unbiased and independent.

You are using an outdated browser. Upgrade your browser today or install Google Chrome Frame to better experience this site.

Serbia Traveler View

Travel health notices, vaccines and medicines, non-vaccine-preventable diseases, stay healthy and safe.

• Packing List

After Your Trip

There are no notices currently in effect for Serbia.

⇧ Top

Check the vaccines and medicines list and visit your doctor at least a month before your trip to get vaccines or medicines you may need. If you or your doctor need help finding a location that provides certain vaccines or medicines, visit the Find a Clinic page.

Routine vaccines

Recommendations.

Make sure you are up-to-date on all routine vaccines before every trip. Some of these vaccines include

• Chickenpox (Varicella)
• Diphtheria-Tetanus-Pertussis
• Flu (influenza)
• Measles-Mumps-Rubella (MMR)

Immunization schedules

All eligible travelers should be up to date with their COVID-19 vaccines. Please see  Your COVID-19 Vaccination  for more information. 

COVID-19 vaccine

Hepatitis A

Recommended for unvaccinated travelers one year old or older going to Serbia.

Infants 6 to 11 months old should also be vaccinated against Hepatitis A. The dose does not count toward the routine 2-dose series.

Travelers allergic to a vaccine component or who are younger than 6 months should receive a single dose of immune globulin, which provides effective protection for up to 2 months depending on dosage given.

Unvaccinated travelers who are over 40 years old, immunocompromised, or have chronic medical conditions planning to depart to a risk area in less than 2 weeks should get the initial dose of vaccine and at the same appointment receive immune globulin.

Hepatitis A - CDC Yellow Book

Dosing info - Hep A

Hepatitis B

Recommended for unvaccinated travelers of all ages traveling to Serbia.

Hepatitis B - CDC Yellow Book

Dosing info - Hep B

Cases of measles are on the rise worldwide. Travelers are at risk of measles if they have not been fully vaccinated at least two weeks prior to departure, or have not had measles in the past, and travel internationally to areas where measles is spreading.

All international travelers should be fully vaccinated against measles with the measles-mumps-rubella (MMR) vaccine, including an early dose for infants 6–11 months, according to  CDC’s measles vaccination recommendations for international travel .

Measles (Rubeola) - CDC Yellow Book

Dogs infected with rabies are not commonly found in Serbia.

Rabies is present in some terrestrial wildlife species.

If rabies exposures occur while in Serbia, rabies vaccines are typically available throughout most of the country.

Rabies pre-exposure vaccination considerations include whether travelers 1) will be performing occupational or recreational activities that increase risk for exposure to potentially rabid animals and 2) might have difficulty getting prompt access to safe post-exposure prophylaxis.

Please consult with a healthcare provider to determine whether you should receive pre-exposure vaccination before travel.

For more information, see country rabies status assessments .

Rabies - CDC Yellow Book

Tick-borne Encephalitis

For travelers moving or traveling to TBE-endemic areas

TBE vaccine is recommended for persons who will have extensive exposure to ticks based on their planned outdoor activities and itinerary.

TBE vaccine may be considered for persons who might engage in outdoor activities in areas ticks are likely to be found. 

Tick-borne Encephalitis - CDC Yellow Book

Avoid contaminated water

Leptospirosis

How most people get sick (most common modes of transmission)

• Touching urine or other body fluids from an animal infected with leptospirosis
• Swimming or wading in urine-contaminated fresh water, or contact with urine-contaminated mud
• Drinking water or eating food contaminated with animal urine
• Avoid contaminated water and soil

Clinical Guidance

Avoid bug bites.

Crimean-Congo Hemorrhagic fever

• Tick bite 
• Touching the body fluids of a person or animal infected with CCHF
• Avoid Bug Bites

Leishmaniasis

• Sand fly bite

Airborne & droplet

• Breathing in air or accidentally eating food contaminated with the urine, droppings, or saliva of infected rodents
• Bite from an infected rodent
• Less commonly, being around someone sick with hantavirus (only occurs with Andes virus)
• Avoid rodents and areas where they live
• Avoid sick people

Tuberculosis (TB)

• Breathe in TB bacteria that is in the air from an infected and contagious person coughing, speaking, or singing.

Learn actions you can take to stay healthy and safe on your trip. Vaccines cannot protect you from many diseases in Serbia, so your behaviors are important.

Eat and drink safely

Food and water standards around the world vary based on the destination. Standards may also differ within a country and risk may change depending on activity type (e.g., hiking versus business trip). You can learn more about safe food and drink choices when traveling by accessing the resources below.

• Choose Safe Food and Drinks When Traveling
• Water Treatment Options When Hiking, Camping or Traveling
• Global Water, Sanitation and Hygiene | Healthy Water
• Avoid Contaminated Water During Travel

You can also visit the Department of State Country Information Pages for additional information about food and water safety.

Prevent bug bites

Bugs (like mosquitoes, ticks, and fleas) can spread a number of diseases in Serbia. Many of these diseases cannot be prevented with a vaccine or medicine. You can reduce your risk by taking steps to prevent bug bites.

What can I do to prevent bug bites?

• Cover exposed skin by wearing long-sleeved shirts, long pants, and hats.
• Use an appropriate insect repellent (see below).
• Use permethrin-treated clothing and gear (such as boots, pants, socks, and tents). Do not use permethrin directly on skin.
• Stay and sleep in air-conditioned or screened rooms.
• Use a bed net if the area where you are sleeping is exposed to the outdoors.

What type of insect repellent should I use?

• FOR PROTECTION AGAINST TICKS AND MOSQUITOES: Use a repellent that contains 20% or more DEET for protection that lasts up to several hours.
• Picaridin (also known as KBR 3023, Bayrepel, and icaridin)
• Oil of lemon eucalyptus (OLE) or para-menthane-diol (PMD)
• 2-undecanone
• Always use insect repellent as directed.

What should I do if I am bitten by bugs?

• Avoid scratching bug bites, and apply hydrocortisone cream or calamine lotion to reduce the itching.
• Check your entire body for ticks after outdoor activity. Be sure to remove ticks properly.

What can I do to avoid bed bugs?

Although bed bugs do not carry disease, they are an annoyance. See our information page about avoiding bug bites for some easy tips to avoid them. For more information on bed bugs, see Bed Bugs .

For more detailed information on avoiding bug bites, see Avoid Bug Bites .

Stay safe outdoors

If your travel plans in Serbia include outdoor activities, take these steps to stay safe and healthy during your trip.

• Stay alert to changing weather conditions and adjust your plans if conditions become unsafe.
• Prepare for activities by wearing the right clothes and packing protective items, such as bug spray, sunscreen, and a basic first aid kit.
• Consider learning basic first aid and CPR before travel. Bring a travel health kit with items appropriate for your activities.
• If you are outside for many hours in heat, eat salty snacks and drink water to stay hydrated and replace salt lost through sweating.
• Protect yourself from UV radiation : use sunscreen with an SPF of at least 15, wear protective clothing, and seek shade during the hottest time of day (10 a.m.–4 p.m.).
• Be especially careful during summer months and at high elevation. Because sunlight reflects off snow, sand, and water, sun exposure may be increased during activities like skiing, swimming, and sailing.
• Very cold temperatures can be dangerous. Dress in layers and cover heads, hands, and feet properly if you are visiting a cold location.

Stay safe around water

• Swim only in designated swimming areas. Obey lifeguards and warning flags on beaches.
• Practice safe boating—follow all boating safety laws, do not drink alcohol if driving a boat, and always wear a life jacket.
• Do not dive into shallow water.
• Do not swim in freshwater in developing areas or where sanitation is poor.
• Avoid swallowing water when swimming. Untreated water can carry germs that make you sick.
• To prevent infections, wear shoes on beaches where there may be animal waste.

Keep away from animals

Most animals avoid people, but they may attack if they feel threatened, are protecting their young or territory, or if they are injured or ill. Animal bites and scratches can lead to serious diseases such as rabies.

Follow these tips to protect yourself:

• Do not touch or feed any animals you do not know.
• Do not allow animals to lick open wounds, and do not get animal saliva in your eyes or mouth.
• Avoid rodents and their urine and feces.
• Traveling pets should be supervised closely and not allowed to come in contact with local animals.
• If you wake in a room with a bat, seek medical care immediately. Bat bites may be hard to see.

All animals can pose a threat, but be extra careful around dogs, bats, monkeys, sea animals such as jellyfish, and snakes. If you are bitten or scratched by an animal, immediately:

• Wash the wound with soap and clean water.
• Go to a doctor right away.
• Tell your doctor about your injury when you get back to the United States.

Consider buying medical evacuation insurance. Rabies is a deadly disease that must be treated quickly, and treatment may not be available in some countries.

Reduce your exposure to germs

Follow these tips to avoid getting sick or spreading illness to others while traveling:

• Wash your hands often, especially before eating.
• If soap and water aren’t available, clean hands with hand sanitizer (containing at least 60% alcohol).
• Don’t touch your eyes, nose, or mouth. If you need to touch your face, make sure your hands are clean.
• Cover your mouth and nose with a tissue or your sleeve (not your hands) when coughing or sneezing.
• Try to avoid contact with people who are sick.
• If you are sick, stay home or in your hotel room, unless you need medical care.

Avoid sharing body fluids

Diseases can be spread through body fluids, such as saliva, blood, vomit, and semen.

Protect yourself:

• Use latex condoms correctly.
• Do not inject drugs.
• Limit alcohol consumption. People take more risks when intoxicated.
• Do not share needles or any devices that can break the skin. That includes needles for tattoos, piercings, and acupuncture.
• If you receive medical or dental care, make sure the equipment is disinfected or sanitized.

Know how to get medical care while traveling

Plan for how you will get health care during your trip, should the need arise:

• Carry a list of local doctors and hospitals at your destination.
• Review your health insurance plan to determine what medical services it would cover during your trip. Consider purchasing travel health and medical evacuation insurance.
• Carry a card that identifies, in the local language, your blood type, chronic conditions or serious allergies, and the generic names of any medications you take.
• Some prescription drugs may be illegal in other countries. Call Serbia’s embassy to verify that all of your prescription(s) are legal to bring with you.
• Bring all the medicines (including over-the-counter medicines) you think you might need during your trip, including extra in case of travel delays. Ask your doctor to help you get prescriptions filled early if you need to.

Many foreign hospitals and clinics are accredited by the Joint Commission International. A list of accredited facilities is available at their website ( www.jointcommissioninternational.org ).

In some countries, medicine (prescription and over-the-counter) may be substandard or counterfeit. Bring the medicines you will need from the United States to avoid having to buy them at your destination.

Select safe transportation

Motor vehicle crashes are the #1 killer of healthy US citizens in foreign countries.

In many places cars, buses, large trucks, rickshaws, bikes, people on foot, and even animals share the same lanes of traffic, increasing the risk for crashes.

Be smart when you are traveling on foot.

• Use sidewalks and marked crosswalks.
• Pay attention to the traffic around you, especially in crowded areas.
• Remember, people on foot do not always have the right of way in other countries.

Riding/Driving

Choose a safe vehicle.

• Choose official taxis or public transportation, such as trains and buses.
• Ride only in cars that have seatbelts.
• Avoid overcrowded, overloaded, top-heavy buses and minivans.
• Avoid riding on motorcycles or motorbikes, especially motorbike taxis. (Many crashes are caused by inexperienced motorbike drivers.)
• Choose newer vehicles—they may have more safety features, such as airbags, and be more reliable.
• Choose larger vehicles, which may provide more protection in crashes.

Think about the driver.

• Do not drive after drinking alcohol or ride with someone who has been drinking.
• Consider hiring a licensed, trained driver familiar with the area.
• Arrange payment before departing.

Follow basic safety tips.

• Wear a seatbelt at all times.
• Sit in the back seat of cars and taxis.
• When on motorbikes or bicycles, always wear a helmet. (Bring a helmet from home, if needed.)
• Avoid driving at night; street lighting in certain parts of Serbia may be poor.
• Do not use a cell phone or text while driving (illegal in many countries).
• Travel during daylight hours only, especially in rural areas.
• If you choose to drive a vehicle in Serbia, learn the local traffic laws and have the proper paperwork.
• Get any driving permits and insurance you may need. Get an International Driving Permit (IDP). Carry the IDP and a US-issued driver's license at all times.
• Check with your auto insurance policy's international coverage, and get more coverage if needed. Make sure you have liability insurance.
• Avoid using local, unscheduled aircraft.
• If possible, fly on larger planes (more than 30 seats); larger airplanes are more likely to have regular safety inspections.
• Try to schedule flights during daylight hours and in good weather.

Medical Evacuation Insurance

If you are seriously injured, emergency care may not be available or may not meet US standards. Trauma care centers are uncommon outside urban areas. Having medical evacuation insurance can be helpful for these reasons.

Helpful Resources

Road Safety Overseas (Information from the US Department of State): Includes tips on driving in other countries, International Driving Permits, auto insurance, and other resources.

The Association for International Road Travel has country-specific Road Travel Reports available for most countries for a minimal fee.

Maintain personal security

Use the same common sense traveling overseas that you would at home, and always stay alert and aware of your surroundings.

Before you leave

• Research your destination(s), including local laws, customs, and culture.
• Monitor travel advisories and alerts and read travel tips from the US Department of State.
• Enroll in the Smart Traveler Enrollment Program (STEP) .
• Leave a copy of your itinerary, contact information, credit cards, and passport with someone at home.
• Pack as light as possible, and leave at home any item you could not replace.

While at your destination(s)

• Carry contact information for the nearest US embassy or consulate .
• Carry a photocopy of your passport and entry stamp; leave the actual passport securely in your hotel.
• Follow all local laws and social customs.
• Do not wear expensive clothing or jewelry.
• Always keep hotel doors locked, and store valuables in secure areas.
• If possible, choose hotel rooms between the 2nd and 6th floors.

Healthy Travel Packing List

Use the Healthy Travel Packing List for Serbia for a list of health-related items to consider packing for your trip. Talk to your doctor about which items are most important for you.

Why does CDC recommend packing these health-related items?

It’s best to be prepared to prevent and treat common illnesses and injuries. Some supplies and medicines may be difficult to find at your destination, may have different names, or may have different ingredients than what you normally use.

If you are not feeling well after your trip, you may need to see a doctor. If you need help finding a travel medicine specialist, see Find a Clinic . Be sure to tell your doctor about your travel, including where you went and what you did on your trip. Also tell your doctor if you were bitten or scratched by an animal while traveling.

For more information on what to do if you are sick after your trip, see Getting Sick after Travel .

Map Disclaimer - The boundaries and names shown and the designations used on maps do not imply the expression of any opinion whatsoever on the part of the Centers for Disease Control and Prevention concerning the legal status of any country, territory, city or area or of its authorities, or concerning the delimitation of its frontiers or boundaries. Approximate border lines for which there may not yet be full agreement are generally marked.

Other Destinations

If you need help finding travel information:

Message & data rates may apply. CDC Privacy Policy

File Formats Help:

• Adobe PDF file
• Microsoft PowerPoint file
• Microsoft Word file
• Microsoft Excel file
• Audio/Video file
• Apple Quicktime file
• RealPlayer file
• Zip Archive file

Exit Notification / Disclaimer Policy

• The Centers for Disease Control and Prevention (CDC) cannot attest to the accuracy of a non-federal website.
• Linking to a non-federal website does not constitute an endorsement by CDC or any of its employees of the sponsors or the information and products presented on the website.
• You will be subject to the destination website's privacy policy when you follow the link.
• CDC is not responsible for Section 508 compliance (accessibility) on other federal or private website.

• PROPERTY INSURANCE PROPERTY INSURANCE
• MOTOR INSURANCE MOTOR INSURANCE
• LIFE INSURANCE LIFE INSURANCE
• PREMIUM CALCULATOR PREMIUM CALCULATOR
• Points of sale
• Claim report
• 0800 303 301

• For Individuals
• For Drivers
• For Pensioners
• For Travelers and Tourists
• For Enterpreneurs
• For Farmers
• For Property Owners
• Special offers
• For service and product business
• For education
• For transport
• For retail chains
• SPECIAL OFFERS
• Collecting and spending points
• PLATNA SUPER KARTICA
• Ask, we are listening
• Send complaint
• Travel health insurance
• Road assistance
• My sweet little home
• General conditions of online shop

International Travel Insurance

For tourists and travelers, travelers, tourists, adventurers – your travels are safe with ddor..

You’ll travel safe this year!

Travel insurance package

Whether you’re a businessman, tourist or adventurer, whether you travel alone or in a company, you will travel safe. We will protect you and your fellow-travelers, those you hurt unintentionally, even you luggage. If you cancel your trip abruptly due to unforeseen circumstances, you will be refunded almost the entire cost of your travel package.

Feel free to discover new destinations, meet new people and find new experiences. We will cover all the risks that may occur on your travel. DDOR Novi Sad travel insurance package will make sure nothing ruins your plans, pleasure or relaxation.

DDOR Novi Sad is the only insurance company in Serbia that insures you in collaboration with the internationally recognized Assistance Company EUROP ASSISTANCE, which covers 4% of the world population with professional interventions every two seconds.

Who can be insured and how?

This package can be used by anyone under 85 years of age – both domestic and foreign citizens who have a place of residence on the territory of Serbia.

You can conclude individual, family (as much as 2 adults and five underage persons, regardless of their kinship), or group.

For exact defined number of days you can conclude the short-term insurance, and for an unlimited number of travels, you conclude the annual insurance, whereas every individual trip may last for up to 45 days.

Which costs are covered?

At “DDOR Novi Sad” we provide, in cooperation with internationally recognized company Europ Assistance , the travel insurance package which covers::

Travel Health Insurance, which covers:

• medical and travel costs in the event of a sudden disease or accident during your stay abroad
• costs of repatriation or funeral abroad
• costs of search and rescue, including costs of rescue by a helicopter
• costs of a return trip for a person close to the insured, in the event when hospital treatment lasts more than 5 days
• costs of transportation and accommodation for accompanying person due to change in booking
• costs of alternative transportation and overnight accommodation in the event you miss your travel connection or a scheduled event, due to unforeseen circumstances

Accident Insurance, which covers:

• Reimbursement, in accordance with Terms and Conditions of the insurance, if during your trip or stay abroad an accident occurs, which results in disability or fatality.

Third party liability insurance abroad, which covers:

• Material and non-material costs for a loss you may inadvertently cause a third party during your stay abroad – in everyday life, riding a bicycle, driving a boat, pursuing amateur sports, all of which shall be covered in compliance with insurance Terms and Conditions.

Additional part of the package

Luggage insurance which covers:

• Costs for lost, damaged, destroyed or stolen items, including even items bought during your travels. If your luggage is delayed by more than 12 hours, we will indemnify you the costs of purchasing alternate wardrobe.

Travel cancellation insurance

• This insurance will indemnify you for a portion of the sum you already paid the travel agency, in case you are forced to cancel the trip abroad you already arranged with the agency, due to unforeseen circumstances (accident, illness, property damage, fire, flood, even unannounced termination of employment)

Travel cancellation insurance can be concluded independently, under the Conditions for a travel insurance package.

What to do in case of trouble?

If any of the above mentioned insured cases occurs, you should call assistant company immediately, using the phone number printed on the policy, and act according to the instructions. Your costs shall be indemnified immediately, or refunded upon your repatriation, all in accordance with insurance Terms and Conditions.

Upon your call, our assistant company Europ Assistance shall provide you round-the-clock help and assistance and, if need be, have legal help at your disposal as well.

The insurance is concluded in accordance with Terms and Conditions of travel insurance package.

For additional information call our Customer Centre at 0800 303 301.

Special benefits for business people

Do you travel often outside the borders of Serbia? DDOR Novi Sad offers a unique opportunity, for only 75 euros, without the participation in the damage; you are insured 365 days a year, with a maximum cover for medical expenses for necessary treatment and transport, up to 30,000 euros per trip. This annual international travel insurance can be used for an unlimited number of visits abroad for one year, with a maximum stay of 45 days per trip.

 *The example considers the price of the trip of EUR 500

Privacy Overview

• ABOUT THE COMPANY
• SOCIAL RESPONSIBILITY
• SUBSIDIARIES
• MOTOR VEHICLES
• AGRICULTURE
• SUBMISSION OF COMPLAINTS
• CLAIM NOTIFICATION
• POLICE ACCIDENT REPORT
• INFORMATION OF PUBLIC IMPORTANCE
• SCHEDULE A MEDICAL CHECK-UP
• HEALTHCARE PROVIDER DIRECTORY
• ADDRESSES OF BRANCHES

Broaden your horizons with new travels!

What does travel insurance include, costs of emergency medical assistance, transportation costs, assistance costs, organisation of travel and legal assistance, additional covers, important questions, who can take out this insurance.

All persons – nationals of Serbia, as well as foreign nationals provided that they have a residence or temporary residence permit in the Republic of Serbia. The insurance can be written as individual, group (10 and more persons) and family (3 to 9 persons, where minimum one person is 19 years of age or over, or minimum one person is younger than 19).

What does price of insurance depend on?

Price depends on: territorial scope i.e. geographic area for which cover is provided, selected sum insured, selected level of cover, age, and the agreed insurance period.

What is the procedure when emergency medical assistance is required?

Necessary information and instruction upon the occurrence of the insured event will be provided to you when you dial the number of our Call Centre +381 11 36-36-940 , 24 hours, 365 days.

Who bears the costs of emergency healthcare abroad?

We will bear all the costs that are in accordance with your insurance cover. To be sure what is covered by your insurance, call the Call Centre that will take over further assistance. The costs of up to 50 EUR are borne by you and can be reimbursed after your return to the country, with saved bills and medical documents.

Can travel insurance be contracted from abroad?

You can contract the policy only before you start traveling abroad. The premium is paid before the beginning of the insurance period, in advance and in full, whereas the insurance is valid from the moment of crossing the border and includes the countries through which you pass to the final destination. Travel cancellation coverage is valid only on the territory of the Republic of Serbia.

Can I take out insurance against sports risk?

After paying an additional amount of premium, you can also arrange insurance coverage for injuries or illnesses caused by sports risk i.e. the risk of amateur and recreational skiing (skiing and snowboarding) and other sports, as well as the risk of participating in sports trainings and competitions.

Does the travel insurance cover medical assistance in case of infection with the Covid19?

The standard insurance cover includes compensation for the costs of emergency medical care, or the costs of necessary emergency treatment for the insured in cases of COVID-19 infection, as well as in case of epidemics and pandemics.

Terms and conditions

Recommended.

Personal Property Insurance

Protect your property throughout the year and do not worry about any damages that might arise from unexpected events. In order to remedy the consequences of an adverse event, we propose you take out insurance coverage for your …

Voluntary health insurance

Health care has become one of the most important challenges we live with. Take out a voluntary health insurance policy and provide yourself or your employees with fast medical care.

Hull Insurance

Protect your vehicle, listen to the whisper of the engine and start! If you wish to protect against material damage to your vehicle at home and abroad, you have Hull Insurance at your disposal. Do not let anything surprise you.

Terms and Conditions

Terms and conditions of travel health insurance, terms and conditions for travel insurance package, privacy overview.

• US citizens overseas
• Travel to Serbia

Travel insurance for Serbia from USA, Travel insurance Serbia

Travel insurance quote form, do you want to insure trip cost as well as the health of the traveler, please click here to buy travel insurance for quarantine coverage, travel insurance with trip protection coverage - highlights, trip cancellation.

Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Travel medical insurance with no trip protection - Highlights

Health care expenses.

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Repat of remains

Return of moral remains to home country or local burial.

Travel insurance from USA to Serbia

Serbia, officially known as the Republic of Serbia, is a country located in Southeast Europe on the Balkan Peninsula. Here is an overview of various aspects of Serbian culture, history, geography, and more

Serbia is landlocked and shares borders with several countries: Hungary to the north, Romania and Bulgaria to the east, North Macedonia to the south, and Croatia, Bosnia and Herzegovina, and Montenegro to the west. The country is characterized by diverse landscapes, including plains, hills, and mountains. The Danube River runs along Serbia's northern border, while the country is also home to the majestic Carpathian Mountains and the Balkan Mountains.

Serbia offers a range of attractions for visitors. The capital city, Belgrade, is a vibrant metropolis with a rich history, featuring landmarks like the Belgrade Fortress and the St. Sava Temple. Novi Sad, Serbia's second-largest city, is renowned for the annual EXIT music festival and its beautiful Petrovaradin Fortress. The country also boasts natural wonders, including the Đavolja Varoš (Devil's Town) rock formations and the Đerdap National Park, home to the spectacular Đerdap Gorge.

Serbia - General Information

Popular tourist destinations in serbia.

Devil's Town

Devil’s Town is composed of more than 200 unique rock formations that tower over the landscape, which is spread over two valleys in southern Serbia.

Kopaonik National Park

The park is home to Serbia’s main ski resort, with 25 lifts that can handle 32,000 skiers an hour.

Studenica Monastery

The Studenica Monastery, located in central Serbia, starting with lush green grass and two white marble churches.

Tara Mountain

Tara is the most impressive big hill area hides one of its best national parks, hemmed in by the iconic Drina River and its breathtaking gorges and ravines.

American traveler insurance including trip cancellation coverage

US citizens should consider buying trip protection insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine travel insurance , medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

• Non refundable cost of the trip.
• Unexpected medical expenses of the traveler.
• Loss or damage to the insured’s possessions.

Following are the trip insurance plans:

IMG Trip insurance

The trip insurance offered by IMG is a three-tiered series of plans: Travel Lite , Travel SE and Travel LX . These plans offer coverage for unexpected medical expenses dues to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay.

Travel LX insurance has 'Cancel for any reason' benefit included and provides coverage up to $100,000. The Travel SE and Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.

Safe Travels Trip protection insurance

Safe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled. These are popular plans for trip related expenses.

The Safe Travels First Class Trip Protection , Safe Travels Voyager insurance and SafeTravels Armor have an optional benefit that is the ' Cancel for any Reason ' which is available as a rider at an additional cost.

The Safe Travels Voyager insurance and Safe travels Explorer insurance is quite popular as it offers Covid19 quarantine accommodation coverage.

Trip Protector Preferred insurance

• Available for US citizens and residents traveling outside the United States
• Includes $2000 in travel delay benefits for Covid quarantine/lodging.
• Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost
• Offers $500,000 medical for sickness and injury/$1,000,000 medical transportation

Seven Corners Trip Protection Insurance Plans

The Trip Protection Series by Seven Corners offers plans with good, better, best plan with Trip Protection Basic and Trip Protection Choice . There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 180 days.

Trip Protection Elite from Seven Corners offers cancel for any reason for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally. you can have a trip last up to 90 days.

There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.

Travel Insurance Services Trip Protection Insurance Plans

Travel Insurance Select Insurance and Trip Care Complete Insurance from Travel Insurance Services, offers choice of three options to meet your needs and budget: Elite, Plus, and Basic. These plans includes coverage for trip cancellation, trip interruption, trip delay, medical expense, emergency evacuation, and baggage loss/delay coverage. Each option includes different features, benefits, and coverage limits.

Travel Insurance Select Plus and Elite plans offers "Optional cancel for any reason benefit" if purchased within 21 days of the date initial payment/deposit is received. (not available to residents of NY) and Trip Care Complete Insurance also offers "Optional cancel for any reason benefit" up to 75% of Trip Cost.

International travel health insurance from USA

Trip cancellation insurance.

Travel insurance for trip cancellation, baggage delay, trip interruption, unexpected medical expenses traveller and related emergencies.

Cancel for any reason(CFAR)

Optional benefit offered by travel insurance protects some insured trip costs for cancellation of trip due to any reason.

Rental car collision

Travel insurance for rental car if it is stolen or damaged due to collision, theft, vandalism, natural disaster, or a cause beyond your control.

US citizen annual travel insurance

US citizens and resident who are business people and working professionals travel overseas quite often and it is good to have international travel health insurance.

Visa free travel countries for US citizens

Trip cancellation insurance.

Highlights of trip cancellation insurance coverage benefits

Compare travel Insurance with cancel for any reason benefit.

Best trip cancellation insurance with quarantine coverage.

Rental car Insurance for damage, theft, repair of rented cars.

Trip cancellation insurance for trip expenses if the trip is cancelled.

Trip interruption insurance for travel expenses when a trip is Interrupted.

Travel insurance coverage due to lost, damaged, delayed or stolen luggage.

Emergency medical evacuation travel insurance coverage.

Best Trip cancellation insurance for Serbia from USA

Annual vacation that is once in a lifetime experience could be very expensive. Planning a vacation involves expenses from booking air tickets, cruise reservations, hotel bookings which is done months in advance. As life is not certain, we cannot predict what can happen in the future which can resulting in cancelling an expensive vacation or trip or making other trip arrangements.

Sometimes while on a trip an emergency medical situation may arise which can result in hospitalization and huge medical bills. Other risks involved maybe baggage loss, flight delay, trip interruption, loss of passport which can cripple your life savings. Buying Trip protection insurance for Serbia can be a life and money saver which will cover most of the trip investment expenses and expenses arising from emergency travel and medical expenses.

Testimonials - From Our Customers

I am always appreciating good business conduct and when I am coming back here for the longer time span...

Thank you for your prompt response. Your prompt response will be highly appreciated...

Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance co...

Lori Fields

Travel insurance for us citizens to serbia, short term travel medical insurance.

• For short term travel vacations ranging from a few weeks to few months (less than a year).
• This covers all catastrophic health care expenses, but does not include coverage for preventive care and has limited cover for pre-existing conditions.

Long term health Insurance

• Ideal for expats working overseas and for US pensioners living outside the US.
• These plans offers comprehensive coverage for preventive-care, pre-existing conditions, mental health, dental and vision benefits.

US expatriate insurance

Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.

Travel insurance for US seniors with Medicare coverage

US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA. Traveling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive. Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.

Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior travel health insurance as affordable overseas travel medical insurance for US senior citizens and US permanent residents 65 years and older.

The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.

Travel insurance to Serbia from USA - FAQ's

01. do i need travel insurance for serbia does serbia require travel insurance.

If you are a US citizen or have the nationality which does not need the Schengen visa, then travel insurance to Serbia is not mandatory. However travel insurance for Italy from USA is mandatory if one need’s a Schengen visa or if you want to stay over 90 days in Europe. However, given the high cost of health care in Serbia, the fact that US domestic health insurance provides little coverage in Serbia and that international travel has become more uncertain with disrupted flights, the Israel-Hamas conflict and pandemic restriction, it is strongly recommended that international travelers buy the best Serbia travel health insurance.

Given the relatively low cost of travel medical insurance for Serbia, it is prudent for international travelers to buy the best travel insurance for Serbia which can actually save significant money in the event of any adverse medical or travel related situation.

02. Which is the best travel medical insurance fo Serbia from USA?

Excellent question and we work hard to find the best answer to this question! Given the unique needs of different US travelers there is no single Serbia travel insurance plan that always works best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition.

We endeavor to give US travelers as much relevant information as possible so they can find the best medical coverage when traveling in Serbia. Our Travel insurance for Serbia from US quote comparison tool helps US travelers compare different German visa travel insurance plans based on price and coverage in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!

03. Do US citizens need travel insurance for Serbia from USA?

The regular US health insurance including Medicare provide little to no health insurance coverage outside US borders. International travel insurance provides health coverage and financial protection in case of unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, or travel delays typically. Given that travel insurance usually costs only around 5% of the total trip cost, it is very logical for US citizens traveling overseas to buy the best travel insurance for Serbia. Healthcare costs can be high in Serbia, and travel insurance ensures that you have medical evacuation if needed and access to good medical assistance and treatment.sed on price and coverage in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!

04. What does international travel insurance to Serbia from USA cover?

The travel insurance coverage will vary depending on the policy and insurance provider, but it typically includes

• Medical expenses: Coverage for emergency medical and dental treatment, hospital stays, and medical evacuation.
• Trip cancellation or interruption: Reimbursement for non-refundable expenses if the trip is cancelled or cut short due to covered reasons, such as illness, injury, or unforeseen circumstances.
• Baggage loss or delay: Compensation for lost, stolen, or damaged baggage, as well as reimbursement for essential items if your baggage is delayed.
• Travel delays: Reimbursement for additional expenses incurred due to delayed flights or other travel disruptions.
• Emergency assistance: 24/7 travel assistance services, including access to a helpline for emergencies, coordination of medical services, and help with lost documents.

05. How much does Serbia travel insurance from USA cost?

The cost of travel insurance can vary depending on several factors, including the duration of your trip, your age, the level of coverage you choose, and any additional add-ons or options you select. On average, travel insurance for a US citizen visiting Serbia can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to obtain quotes from different insurance providers on American Visitor Insurance to compare prices and coverage options.

06. Are pre-existing medical conditions covered by travel insurance to Serbia from USA?

Coverage for pre-existing medical conditions can vary depending on the insurance policy. Some travel insurance plans offer coverage for acute onset of a pre-existing conditions, while others may exclude them. It is important to carefully review the policy details and any exclusions or limitations related to pre-existing conditions using the comparison facility available on American Visitor Insurance.

07. Is travel insurance mandatory for travel to Serbia from USA?

Travel insurance is not mandatory for US citizens visiting Serbia. However, even if not mandatory, travel insurance for Serbia is highly recommended so as to have adequate coverage in case of unexpected travel or health related emergencies. Without travel insurance, you may be personally responsible for covering the costs associated with medical emergencies, trip cancellations, or lost belongings, which can be significant.

08. How do I choose the right holiday insurance for my trip to Serbia?

When choosing travel insurance for your trip to Serbia, consider the following factors

• Coverage: Look for a policy that provides comprehensive coverage for medical expenses, trip cancellations, baggage loss, and travel delays.
• Policy limits: Ensure that the policy limits are sufficient to cover potential expenses, such as medical treatment or emergency evacuation.
• Exclusions: Carefully review the policy's exclusions and limitations, particularly regarding pre-existing conditions and high-risk activities.
• Cost: Compare the prices of different insurance providers while considering the coverage and benefits they offer.
• Customer reviews and reputation: Research the insurance provider's reputation, customer reviews, and claim handling process to ensure reliability and customer satisfaction.

When buying travel health insurance for Serbia, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.

Best International travel insurance to Serbia

Medical evacuation travel insurance for travelling to serbia.

Travel insurance for Serbia who need coverage for expenses arising from international security evacuation, medical evacuation and repatriation can buy Medical evacuation insurance commonly called “Medevac insurance” .

The Atlas Medevac insurance from World Trips covers emergency medical evacuation for US citizens.

Factors to consider while buying travel insurance for Serbia

The cost of Europe long term visa insurance depends on the following:

Age of the traveler

The travel insurance price is directly proportional to the age of the traveler. The older the traveler and higher is the cost of the travel insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive. Traveler can select between single trip or multi trip travel insurance.

Medical maximum coverage

The price of travel health insurance is directly dependant on the maximum medical coverage and inversely dependant on the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for travel health insurance in some countries (USA …) is more expensive than others.

Duration of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.

Trip vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences

Overseas travel insurance for US residents

Best travel insurance for cruises.

Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.

Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.

A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer.

Cruise Holiday Insurance

Cruise tourist insurance for pre-existing conditions, steps to buy travel insurance for serbia online,   1: finding the available international travel health insurance plans.

Complete the travel insurance quote form by providing traveler details and the insurance requirements.

  2: Compare the different travel insurance options

Compare price and the benefits of the different travel insurance options to identify what fits your needs best.

  3: Buy the holiday insurance USA you like best and review documents

Buy the plan that fits your needs and budget by using a credit card and completing the online application.

  4: Review the travel medical insurance plan documents received by email

Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.

Group Travel Insurance

Quite often groups travel overseas together. The groups could be traveling for varied reasons such as employees on training, groups of tourists holidaying, members of a missionary organization, groups of students attending a sporting or academic event. Since the regular domestic health insurance will usually not cover you outside your home country you can buy cheap Group travel health insurance for visiting Serbia. The group travel plans are cheaper when compared to individual travel medical insurance. There is usually a discount of about 10% or more in group travel policies when compared to individual visitor health insurance for the same destination.

Family travel insurance

Vacation travel insurance, honeymoon travel insurance, backpacker travel insurance, embassy of serbia in united states, serbia embassy in washington, dc.

2233 Wisconsin Avenue, NW, Suite 410, Washington, D.C. 20007

Phone +1 (202) 332-0333

Fax +1 (202) 332-3933

Email [email protected]

Serbia Consulate in New York, NY

62 West 45th Street, 7th Floor, New York, NY 10036

Phone +1 (212) 596-4241

Fax +1 (212) 596-4363

Email [email protected]

Annual travel insurance

Best travel insurance Serbia

Travel medical insurance for serbia faq.

FAQs about cheap insurance for Serbia travelers.

Serbia Travel medical Insurance Blog

Blog about travel health insurance Serbia travelers.

Travel Insurance to Serbia Forum

Customer Queries for USA travelers to Serbia travelers.

International travel insurance USA from Serbia

Us visitors insurance providers.

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

Travel insurance resources

You can find different sections of insurance types.

• Travel tips for international travelers
• Global travel destinations

More US Citizen international travel insurance categories

Travel Insurance for US Citizens

Travel insurance for Quarantine coverage

Senior Citizens travel insurance over 65

Long stay Europe visa insurance

US citizen expatriate insurance

International travel medicare coverage

US citizens traveling outside USA Forum

US citizens traveling to Europe Blog

US citizens traveling outside USA Blog

Travel insurance FAQs for US Citizens

GlobeHopper Senior Insurance

Travel insurance for US citizens visiting USA

•  Call: (877)-340-7910
•  Contact
•  Email

Health insurance

Foreign citizens, as well as Serbian citizens who live and work abroad, are entitled to receive urgent medical care.

For healthcare  of foreign citizents during a temporary stay in the Republic of Serbia, a subsidiary in the territory have a temporary residence permit, issued by the Health Journal - INO-1 form the basis of a certificate holder of foreign social security, issued on the appropriate form.

Which country are you from?

Citizens of the countries with which Serbia has concluded an international agreement on health insurance receive urgent medical care in Serbia on the basis of health insurance certificate issued in their home countries.

Foreign citizens exercise their right to urgent medical care based on certain forms (if such have been prescribed), European Health Insurance Card (EHIC) or on the basis of a document proving their insurance coverage in their home country.

In case foreign citizens do not have a necessary certificate with them, there is a possibility of providing them with urgent medical care and the certificate is to be requested from their home country insurance organization subsequently.

Foreign citizens who are chronic or acute patients (undergoing dialysis or insulin treatments) need special certificates in view of receiving adequate medical services free of charge in Serbia.

Belgium, Netherlands, Italy, France, Montenegro, Bosnia and Herzegovina, FYR of Macedonia, Romania, Turkey

Citizens of the following countries exercise their right to urgent medical care on the basis of a prescribed form: Belgium (Certificate BE/SRB 111), Netherlands (Certificate N/Y-111), Italy (Certificate: IT-7), France (Certificate: SE-21-03A and SE-21-04A), Montenegro (Certificate MNE/SRB-111), Bosnia and Herzegovina (BIH/SRB-111), Macedonia (certificate: RM/SRB 111), Romania (certificate: Y/R 11) and Turkey (TR/SRB 111).

Austria, Bulgaria, Croatia, Hungary, Germany, Luxembourg,Slovakia, Slovenia and the Czech Republic

Citizens of the following countries exercise their right to urgent medical care based on the European Health Insurance Card: Austria, Bulgaria, Croatia, Hungary, Germany, Luxembourg,Slovakia, Slovenia and the Czech Republic.

Citizens of Poland and Great Britain exercise their right to urgent medical care based on the certificate of insurance issued in their home country.

Other countries

Citizens of the countries with which Serbia has not concluded an international agreement on health insurance pay for urgent medical services received during their temporary stay in Serbia. Upon return to their home country, they may be reimbursed the said amounts by their insurance companies.

In case of emergency

The Emergency Ambulance Service can be reached by calling 194 and it is available 24 hours a day. In larger cities there are also health institutions for all kinds of urgent conditions or injuries which are open 24 hours as well as selected pharmacies. However, please have in mind that not all medicines can be bought in pharmacies, due to the fact that some of them require a doctor’s prescription.

Useful contacts

More information on Health Insurance in the Republic of Serbia is available at Institute for Health Insurance of the Republic of Serbia.

• Offices in Niš: Prijezdina 1, tel: +381 18 241-863, e-mail:  [email protected]
• Offices in Belgrade: Nemanjina 30, tel: +381 11 2646-022, +381 11 2656-043, e-mail:  [email protected]
• Offices in Kragujevac: Kralja Petra I 1 , tel: +381 34 335-491, +381 34 335-492, e-mail:  [email protected]
• Offices in Novi Sad: Žitni trg 1, tel: +381 21 66-22-017 i +381 21 66-23-466, e-mail:  [email protected]

General Entry Requirements

• A valid travel document, or a valid identity card if so provided for under a bilateral agreement or by a Decision of the Government of the Republic of Serbia.;
• Valid visa in the passport, if a Serbian visa is required for passport holders of the respective country;
• Proof of sufficient funds for staying in Serbia. Sufficient funds are considered to be 50 Euros per day of stay, proved by possession of the appropriate amount of cash, bank statement;
• Certificate of vaccination or a note that he/she has not contracted a contagious disease despite coming from an area affected by a pandemic, as defined by the information of the Ministry of Health.
• For minors, foreign citizens, parental consent is not required to enter the Republic of Serbia. In order to cross the state border, a minor, a citizen of the Republic of Serbia up to the age of 16, when traveling alone or accompanied by another person who is not his parent or legal representative, must have the certified consent of both parents, if they jointly exercise parental rights, or legal representative;
• It is recommended to have a health insurance for the period of stay in Serbia, covering possible medical costs to the amount of not less than 20,000 Euros.

In accordance with the provisions of the Law on Foreigners of the Republic of Serbia, entry to the Republic of Serbia shall be denied to a foreigner:

• If he/she does not have a valid travel document, or a duly obtained visa for the Republic of Serbia if so required ( check here to check whether a visa is needed and the requirements for obtaining a visa issued by the Republic of Serbia);
• If he/she does not have sufficient funds to sustain him/her during the period of stay in the Republic of Serbia, to return to his/her country of origin or transit into the third country. Sufficient funds are considered to be 50 Euros per day of stay, proved by possession of the appropriate amount of cash or a bank statement,
• If he/she is in transit but does not meet the requirements to enter the third country;
• If the protective measure of removal or the security measure of expulsion is in effect, or if his/her stay is cancelled, and/or other measures recognized in domestic or international law, including the ban on crossing the state border, are effective; the ban shall be imposed throughout the period the respective measure, or the cancellation of leave to stay, is in force;
• If he/she does not have the certificate of vaccination or other proof of good health, when arriving from areas affected by an epidemic of infectious diseases, as determined according to the information provided by the Ministry of Health;
• If so is required for reasons related to protection of the public order or safety of the Republic of Serbia and its citizens;
• If he/she has an international criminal record;
• If there is reasonable doubt that he/she will use the intended visit for purposes other than those declared.

Border authorities may ask to produce for inspection a tourist travel voucher issued by a travel operator (notarized), a duly certified invitation letter from a natural person or a legal entity, a return flight ticket, a proof of paid hotel booking or a certificate verifying the private residence address during his/her visit, a proof of paid health insurance as well as a health insurance policy for the period of stay in the Republic of Serbia covering possible medical costs that cannot be less than EUR 20,000. Other information deemed relevant when crossing the border to prove the purpose of visit may be asked.

Security Alert May 17, 2024

Worldwide caution, update may 10, 2024, information for u.s. citizens in the middle east.

• Travel Advisories |
• Contact Us |
• MyTravelGov |

Find U.S. Embassies & Consulates

Travel.state.gov, congressional liaison, special issuance agency, u.s. passports, international travel, intercountry adoption, international parental child abduction, records and authentications, popular links, travel advisories, mytravelgov, stay connected, legal resources, legal information, info for u.s. law enforcement, replace or certify documents.

Before You Go

Learn About Your Destination

While Abroad

Emergencies

Share this page:

Travel Advisory July 26, 2023

Serbia - level 2: exercise increased caution.

Reissued with obsolete COVID-19 page links removed.

Exercise increased caution in Serbia due to  crime .

Country Summary: Violence associated with organized crime and high-profile sporting events in Serbia is common.

Read the  country information page for additional information on travel to Serbia.

If you decide to travel to Serbia:   

• Be aware of your surroundings.
• Do not display signs of wealth, such as expensive watches or jewelry.
• Do not answer your door at your hotel/residence unless you know who it is.
• Stay alert in locations frequented by Westerners.
• Be extra vigilant when visiting banks or ATMs.
• Carry a copy of your passport and visa (if applicable) and leave the original in your hotel safe.
• Provide your itinerary to a family member or friend.
• Monitor local media.
• Enroll in the  Smart Traveler Enrollment Program  ( STEP ) to receive Alerts and make it easier to locate you in an emergency.
• Follow the Department of State on  Facebook  and  Twitter . 
• Review the  Country Security Report  for Serbia.
• Visit the CDC page for the latest Travel Health Information related to your travel. 
• Prepare a contingency plan for emergency situations. Review the  Traveler’s Checklist .

Embassy Messages

View Alerts and Messages Archive

Quick Facts

Must be valid at time of entry

One page required for entry stamp

Not required for stays under 90 days

No vaccines are required to enter Serbia.

None, if under 10,000 euros

Embassies and Consulates

U.s. embassy belgrade.

Bulevar kneza Aleksandra Karadordevica 92 11040 Belgrade Serbia Telephone: +(381) (11) 706-4000 Emergency After-Hours Telephone: +(381) (11) 706-4000 Fax: +(381) (11) 706-4481 Email:  [email protected]

Destination Description

Learn about the U.S. relationship to countries around the world.

Entry, Exit and Visa Requirements

Visit the  Embassy of Serbia's website  for the most current visa information.

• U.S. citizens do not need a visa to enter and stay in Serbia for up to 90 days. 
• It is important to enter and exit Serbia using the same passport. U.S. citizens who also hold Serbian citizenship should always enter and exit Serbia on their Serbian passport. 
• If you lose your U.S. passport after arriving in Serbia, you must obtain a police report and a new passport prior to departure. 
• You cannot enter Serbia using an expired passport or one that has previously been reported lost or stolen. Immigration authorities will deny you entry and return you to the city from which you flew to Serbia.
• U.S. citizens must register with the local police within 24 hours of arrival.  Hotels or similar accommodation will do this for you.  If you are staying at a private residence, you will need to register in person at the nearest police station.

HIV/AIDS Restrictions:   The U.S. Department of State is unaware of any HIV/AIDS entry restrictions for visitors to or foreign residents of Serbia.

Temporary Residence Permits:  If you wish to stay in Serbia longer than 90 days during any 180-day period, you must apply for a temporary residence permit from the local police with jurisdiction over where you are staying in Serbia. You cannot apply for a residence permit from outside of Serbia.   

• For information about how to apply for a temporary residency permit, please visit the Serbian Ministry of Interior’s website .
• All application documents submitted for temporary residence will require an ‘apostille’ stamp from the government office where you got the document. To learn more about apostilles and other official documents, please see the  Office of Authentications page .

Special Guidance for Travel to and from Kosovo:  

• Serbian border officials do not recognize the authority of Kosovo’s government. 
• Serbia will not grant entry to travelers who try to enter Serbia from Kosovo without first having previously entered Serbia from another recognized entry point and obtaining a Serbian entry stamp.
• Example: A traveler who arrives in Serbia by air and drives directly to Kosovo (not through a third country) will be permitted to re-enter Serbia directly from Kosovo.  
• Example: A traveler who arrives in Kosovo by land or air from a third country (not Serbia) and then plans to travel by land to Serbia must first exit Kosovo via its border with either Montenegro or North Macedonia and then proceed to a border crossing with Serbia.

Find information on  dual nationality ,  prevention of international child abduction  and  customs regulations  on our websites. 

Safety and Security

Terrorism:  Terrorist groups and those inspired by such organizations are intent on attacking U.S. citizens abroad. Terrorists worldwide are increasingly using less sophisticated methods of attack – including knives, firearms, rudimentary Improvised Explosive Devices (IEDs) and vehicles – to more effectively target crowds. Frequently, they target unprotected or vulnerable venues, such as:

• High-profile public events (sporting contests, political rallies, demonstrations, holiday events, celebratory gatherings, etc.)
• Hotels, clubs, and restaurants frequented by tourists
• Places of worship
• Shopping malls and markets
• Public transportation systems (including subways, buses, trains, and scheduled commercial flights)

For more information, see our Terrorism page.

Anti-U.S. Sentiments: While Serbians can be welcoming to visitors, anti-U.S. sentiment is widespread and can be more prevalent around certain anniversaries and some national holidays, including: February 17 (anniversary of Kosovo’s 2008 declaration of independence), between March 24 and June 10 (the anniversary of the 1999 NATO air campaign against Yugoslavia in response to events in Kosovo), and potentially June 28 (St. Vitus’s Day or Vidovdan).

Sporting Events: There is the potential for violence before, during, and after sporting events. There have been clashes between police and fans in the vicinity of sports venues, which are often located in residential areas.  The Embassy considers matches between certain teams, including Partizan, Rad, and Red Star, to be high risk events because of violence at previous games.  While U.S. citizens have not been targeted in the past, in a few isolated cases non-Serbians have been the victims of sports-related violence. U.S. Government employees are generally advised to avoid the vicinity of high-profile sporting events.

Night Clubs: As a safety precaution due to xenophobic violence, the following clubs have been declared off-limits for U.S. Embassy personnel in Serbia:

• Klub Šlep (Shlep)
• Mr. Stefan Braun

Crime: 

• Violent crime in Serbia is most often associated with organized crime activities and hooliganism surrounding high-profile sporting events.
• Although not traditionally the targets of violent crime, tourists and visitors should maintain a heightened awareness of their surroundings, as in all major cities.
• Pickpocketing and financial crimes of opportunity are the most common occurrences. 
• Tourists should pay attention to taxi meters and listed fares as some taxi drivers may try to scam foreigners and charge higher rates.

Demonstrations  occur frequently. They may take place in response to political or economic issues, on politically significant holidays, and during international events. 

• Demonstrations can be unpredictable, avoid areas around protests and demonstrations. 
• Past demonstrations have turned violent. Check local media for updates and traffic advisories.
• Maintain caution if within the vicinity of demonstrations. 
• There is often a heavier than usual police presence near demonstrations and traffic may slow or stop until well after the demonstration ends.

International Financial Scams:  See the  Department of State  and the  FBI  pages for information on scams.

Victims of Crime:  If you or someone you know becomes the victim of a crime in Serbia, you should contact the local police. Report crimes first to the local police by dialing 192. Remember local authorities are responsible for investigating and prosecuting crimes. Not all police officers speak English.

See our webpage on  help for U.S. victims of crime overseas .

• Help you find appropriate medical care
• Assist you in reporting a crime to the police
• Contact relatives or friends with your written consent
• Explain the local criminal justice process in general terms
• Provide a list of local attorneys
• Provide our information on  victim’s compensation programs in the United States
• Provide an emergency loan for repatriation to the United States and/or limited medical support in cases of destitution
• Help you find accommodation and arrange flights home
• Replace a stolen or lost passport

Domestic Violence:   U.S.-citizen victims of domestic violence may contact the Embassy for assistance.

Tourism:  The tourism industry is unevenly regulated, and safety inspections for equipment and facilities do not commonly occur. Hazardous areas/activities are not always identified with appropriate signage, and staff may not be trained or certified either by the Serbian government or by recognized authorities in the field. In the event of an injury, appropriate medical treatment is typically available only in/near major cities. First responders are generally unable to access areas outside of major cities and to provide urgent medical treatment. U.S. citizens are encouraged to purchase medical evacuation insurance. See our webpage for more information on  insurance providers for overseas coverage

Local Laws & Special Circumstances

Criminal Penalties:  You are subject to local laws. If you violate local laws, even unknowingly, you may be expelled, arrested, or imprisoned. Individuals establishing a business or practicing a profession that requires additional permits or licensing should seek information from the competent local authorities, prior to practicing or operating a business.

Furthermore, some crimes are also prosecutable in the United States, regardless of local law. For examples, see our website on  crimes against minors abroad  and the  Department of Justice  website.

Arrest Notification : If you are arrested or detained, ask police or prison officials to notify the U.S. Embassy immediately. See our  webpage  for further information.

Counterfeit and Pirated Goods:  Although counterfeit and pirated goods are prevalent in many countries, they may still be illegal according to local laws. You may also pay fines or have to give them up if you bring them back to the United States. See the  U.S. Department of Justice website  for more information.

Faith-Based Travelers:  See our following webpages for details:

• Faith-Based Travel Information
• International Religious Freedom Report  – see country reports
• Human Rights Report  – see country reports
• Best Practices for Volunteering Abroad   

LGBTQI+ Travelers:  There are no legal restrictions on same-sex sexual relations in Serbia or on the organization of LGBTQI+ events. Serbia has active and increasingly-visible LGBTQI+ advocacy groups, and several LGBTQI+ bars operate openly and without problems in Belgrade. Many recent LGBTQI+ public eventshave been held without incident. However, LGBTQI+ travelers should exercise caution when visiting Serbia. Many LGBTQI+ persons in Serbia choose not to openly reveal their sexual orientation or show public displays of affection due to security and safety concerns, and many avoid reporting incidents to police. Similarly, many transgender and gender non-conforming persons often find themselves targets of discrimination and violence and therefore may make the choice to hide or modify their identities when in public spaces. Though a growing number of police officers have received training on how to work with LGBTQI+  individuals, including when they are victims of crime, many have limited experience and knowledge.   

For further general information on travel abroad by LGBTI individuals, please read our  LGBTI Travel Information  page.

Travelers with Disabilities:  The law in Serbia prohibits discrimination against persons with  physical, sensory, intellectual or mental disabilities, and the law is enforced. Social acceptance of persons with disabilities in public is not as prevalent as in the United States. The most common types of accessibility may include accessible facilities, information, and communication. Expect accessibility to be limited in lodging, and general infrastructure, and common in public transportation.While there is some accessibility for travelers with disabilities in Belgrade and Novi Sad, there are limited to no accessibility in the rest of Serbia.

• Rental of aids/equipment/devices is available: There several companies that sell, rent and repair aids/equipment/devices. Among the most known ones are Centar Eliksir and Ortopedija mc .

Students:  See our  Students Abroad  page and  FBI travel tips .

Women Travelers:  See our travel tips for  women travelers .

Bringing Money into Serbia:  If you enter Serbia with more than 10,000 euro in cash (or equivalent in other currencies), you must declare it to customs. If you fail to do so, Serbian customs may confiscate your money or levy heavy fines. Please review our  customs information  for additional details.

Medical Facilities:  Many doctors and other health care providers in Serbia are highly trained. Equipment and hygiene in hospitals, clinics, and ambulances are usually not up to U.S. standards. U.S. name-brand medicines are often unavailable in Serbia. You can get many medicines and basic medical supplies at private pharmacies. Medical facilities require payment in cash for all services, and do not accept U.S. health insurance. Please review our travel tips for  older travelers .

For emergency services in Serbia, dial 193 (fire-fighters), 194 (paramedics), or 987 (roadside assistance).

Ambulance services are not widely available, and training, availability of emergency responders, and ambulance equipment may be below U.S. standards.

We do not pay medical bills.  Be aware that U.S. Medicare/Medicaid does not apply overseas. Hospitals and doctors overseas do not accept U.S. health insurance.

Medical Insurance:  Make sure your health insurance plan provides coverage overseas. Most care providers overseas only accept cash payments. See our webpage for more information on insurance providers for overseas coverage. Visit the U.S. Centers for Disease Control and Prevention for more information on type of insurance you should consider before you travel overseas.

We strongly recommend supplemental insurance to cover medical evacuation.

Medications:  Always carry your prescription medication in original packaging, along with your doctor’s prescription. Check with the  Medicines and Medical Devices Agency  to ensure the medication is legal in Serbia.

Vaccinations:  Be up-to-date on all  vaccinations  recommended by the U.S. Centers for Disease Control and Prevention.

Further health information:

• World Health Organization
• U.S. Centers for Disease Control and Prevention  (CDC)

Air Quality:  Visit  AirNow Department of State  for information on air quality at U.S. Embassies and Consulates.

The U.S. Embassy maintains a list of doctors and hospitals . We do not endorse or recommend any specific medical provider or clinic.

 Health facilities in general:

• Adequate health facilities are available throughout the country but health care in rural areas may be below U.S. standards.
• Some private hospitals may require advance payment or proof of adequate insurance before admitting a patient.
• Psychological and psychiatric services are limited, even in the larger cities, with hospital-based care only available through government institutions

Medical Tourism and Elective Surgery

• Medical tourism is a rapidly growing industry, especially in dentistry. People seeking health care overseas should understand that medical systems operate differently from those in the United States and are not subject to the same rules and regulations. Anyone interested in traveling for medical purposes should consult with their local physician before traveling and visit the  U.S. Centers for Disease Control and Prevention  website for more information on Medical Tourism.
• We strongly recommend  supplemental insurance  to cover medical evacuation in the event of unforeseen medical complications.
• In case of malpractice, you may pursue legal remedies using local attorneys.

Pharmaceuticals       

• U.S. Customs and Border Protection and the Food and Drug Administration are responsible for rules governing the transport of medication back to the United States. Medication purchased abroad must meet their requirements to be legally brought back into the United States. Medication should be for personal use and must be approved for usage in the United States. Please visit the  U.S. Customs and Border Protection  and the  Food and Drug Administration  websites for more information.

Non-Traditional Medicine

• U.S. citizens have suffered serious complications or died while seeking medical care from non-traditional “healers” and practitioners in Serbia. Homeopathy, herbal remedies, and other non-traditional treatments are practiced in Serbia and promoted as natural alternatives to traditional medicine. Ensure you have access to licensed emergency medical facilities in such cases.

Assisted Reproductive Technology and Surrogacy

• If you are considering traveling to Serbia to have a child through use of assisted reproductive technology (ART) or surrogacy, please see our  ART and Surrogacy Abroad page .
• Surrogacy is illegal for foreigners and Serbians in Serbia.

Adventure Travel

• Visit the U.S. Centers for Disease Control and Prevention website for more information about Adventure Travel.

Travel and Transportation

Road Conditions and Safety:  Roads in Serbia are not always well-maintained, especially in rural areas and in southern Serbia. 

• Exercise caution when driving on roads in southern Serbia in the winter.
• Drivers should also be cautious when driving along Serbia’s Ibarska Magistrala, the highway between Belgrade and Čačak, because of the higher rate of accidents.
• Winter fog in Serbia is another concern because it significantly reduces visibility and is especially heavy in the Vojvodina region between Belgrade and the Hungarian border.

Roadside assistance  is available by  dialing 987  locally. The local numbers for the police and ambulance are 192 and 194, respectively.  

Traffic Laws:  

• You may use a U.S. driver’s license together with an international driving permit in Serbia for up to six months, after which time you may have to obtain a Serbian driver’s license.  
• Drivers with a blood alcohol level higher than 0.02% are considered intoxicated and face arrest, prosecution, and fines.
• You must wear a seat belt while driving or riding in a car in Serbia.
• You may not use a mobile phone while driving in Serbia except with a hands-free system.

Public Transportation:  Belgrade and some other large cities in Serbia have public transportation networks. Buses are often crowded, and some lines and vehicles are poorly maintained. There is also intercity bus and train service for many locations in Serbia.

See our  Road Safety page  for more information. More specific information concerning Serbian driving permits, vehicle inspection, road tax, and required insurance is available at the  Serbian Automotive Association's website .

Aviation Safety Oversight:  The U.S. Federal Aviation Administration (FAA) has assessed the government of Serbia’s Civil Aviation Authority as being in compliance with International Civil Aviation Organization (ICAO) aviation safety standards for oversight of Serbia’s air carrier operations. Further information may be found on the  FAA’s safety assessment page .

For additional travel information

• Enroll in the  Smart Traveler Enrollment Program (STEP)  to receive security messages and make it easier to locate you in an emergency.
• Call us in Washington, D.C. at 1-888-407-4747 (toll-free in the United States and Canada) or 1-202-501-4444 (from all other countries) from 8:00 a.m. to 8:00 p.m., Eastern Standard Time, Monday through Friday (except U.S. federal holidays).
• See the  State Department’s travel website  for the  Worldwide Caution  and  Travel Advisories .
• Follow us on  Twitter  and  Facebook .
• See  traveling safely abroad  for useful travel tips.

Review information about International Parental Child Abduction in Serbia . For additional IPCA-related information, please see the International Child Abduction Prevention and Return Act ( ICAPRA ) report.

Travel Advisory Levels

Assistance for u.s. citizens, learn about your destination, enroll in step.

Subscribe to get up-to-date safety and security information and help us reach you in an emergency abroad.

Recommended Web Browsers: Microsoft Edge or Google Chrome.

Make two copies of all of your travel documents in case of emergency, and leave one with a trusted friend or relative.

Afghanistan

Antigua and Barbuda

Bonaire, Sint Eustatius, and Saba

Bosnia and Herzegovina

British Virgin Islands

Burkina Faso

Burma (Myanmar)

Cayman Islands

Central African Republic

Cote d Ivoire

Curaçao

Czech Republic

Democratic Republic of the Congo

Dominican Republic

El Salvador

Equatorial Guinea

Eswatini (Swaziland)

Falkland Islands

France (includes Monaco)

French Guiana

French Polynesia

French West Indies

Guadeloupe, Martinique, Saint Martin, and Saint Barthélemy (French West Indies)

Guinea-Bissau

Isle of Man

Israel, The West Bank and Gaza

Liechtenstein

Marshall Islands

Netherlands

New Caledonia

New Zealand

North Korea (Democratic People's Republic of Korea)

Papua New Guinea

Philippines

Republic of North Macedonia

Republic of the Congo

Saint Kitts and Nevis

Saint Lucia

Saint Vincent and the Grenadines

Sao Tome and Principe

Saudi Arabia

Sierra Leone

Sint Maarten

Solomon Islands

South Africa

South Korea

South Sudan

Switzerland

The Bahamas

Timor-Leste

Trinidad and Tobago

Turkmenistan

Turks and Caicos Islands

United Arab Emirates

United Kingdom

Vatican City (Holy See)

External Link

You are about to leave travel.state.gov for an external website that is not maintained by the U.S. Department of State.

Links to external websites are provided as a convenience and should not be construed as an endorsement by the U.S. Department of State of the views or products contained therein. If you wish to remain on travel.state.gov, click the "cancel" message.

You are about to visit:

Serbia Travel Insurance

If you are planning a trip to Serbia you may highly benefit from our Serbia Travel Insurance.

best places to visit in serbia

Belgrade  is the capital and largest city of Serbia, located at the confluence of the Sava and Danube rivers.

Also, Belgrade wasn’t always the pretty city it is today. The city has a destructive past: It was fought over in 115 wars and burned 44 times. Today, it is more peaceful, hosting numerous events ranging from book fairs to music, film, and beer festivals. The Belgrade Fortress is the city’s most famous historic site with museums and churches. Top museums include the National Museum, with more than 400,000 exhibits, and the Nikola Tesla Museum, with thousands of the inventors’ personal items and documents.

Novi Sad is the second-largest city in Serbia and the capital of the autonomous province of Vojvodina. Lying on the banks of the Danube River, the city faces the northern slopes of Fruška Gora and is home to one of the river’s best beaches.

A young city by European standards (founded in the late 17th century), Novi Sad sports a laid-back atmosphere, with people often walking around and relaxing in the many parks. It’s most famous, perhaps, for its annual Exit music festival held in July at Petrovaradin, is an old fortress that’s never been conquered. Notable buildings include the old town hall, located on the main square, and the Church of the Great Martyr St. George, a Serbian orthodox church.

Continents:

The European continent is located completely in the northern hemisphere and mainly in the eastern hemisphere. Europe borders onto the Arctic Ocean in the North, the Atlantic Ocean in the west and the Mediterranean Sea in the South. There are 50 countries in Europe with a total of more than 748 million people living on the continent in 2021.

There are 49 countries in Asia according to the UN. The 10 biggest countries are listed in the right column of this page. Two of the Asian countries, Russia and Turkey, also share part of their territory on the European continent. Additionally there are two countries that only have limited international recognition: State of Palestine and Republic of China/Taiwan and some dependencies. Asia is the most populous continent with more than 4.7 billion people living there. (2022)

There are 54 countries in Africa – and 9 dependent territories. More than 1.3 billion people live on the African continent. This means about 15% of the world’s total population live in Africa! Even though Nigeria is only a third of the size of Algeria, it is the most populous country in Africa, with more than 219 million people.

NORTH AMERICA

Oceania is in a continental group consisting of 14 countries and includes Pacific islands and Australia. Often Australia is named as a continent, but this means that the many islands and countries except Australia would then be not included. Oceania in fact is mostly ocean and spans a vast area as you can see below.

Travel Insurance

Travel Insurance, Schengen visa travel insurance, Europe and Worldwide Single Trip and Multi-Trip Insurance policies.

Travel insurance

Travel Insurance Serbia

Standard Cover

• Flexible cover levels up to £7,500
• Covid Cover For Cancellation, Medical & Repatriation
• 24/7 Worldwide Emergency Medical Cover
• Optional Upgraded Phone and Gadget Cover
• Up to 91 days cover on single trip

Enhanced Cover

• Better Value For Severe Medical Conditions
• Covid Cover for Cancellation, Medical & Repatriation Available
• No Upper Age Limit
• Secure Online Screening Process
• 1000s Of Medical Conditions Covered

Terms and conditions apply. Always check our policy wording before purchasing to make sure our cover is right for you.

If you’re looking for travel insurance Serbia then don’t hesitate to get a fast online quote now.

Emerald Life was started as a fresh take on the insurance industry that puts equality and diversity at its core.

Visit our online quote form and see how much you could save on travel insurance for Serbia today.

Table of Contents

Healthcare for Brits in Serbia

It’s a good idea for UK citizens to check with NaTHNaC (National Travel Health Network and Centre) at least 2 months before their trip to Serbia.

They offer vaccine recommendations and the latest news on outbreaks and other health risks as well as factsheets that contain useful information for staying healthy during your travel.

Note that the government of Serbia does not offer free medical care for Brits in Serbia. This means that without travel insurance, you’ll have to pay for medicines, doctor and hospital fees out of pocket. And hospitals or medical centres may want to see proof of ability to pay upfront.

As you might imagine, these unforeseen expenses can be significant, which is why it’s important to ensure that you get sufficient travel insurance before you leave on your trip.

If you take prescription medication for an existing health condition, the NHS recommends that it’s also a good idea to get in touch with the embassy of Serbia for assurance that you can safely bring those medicines with you inside the country.

You’d also want to make sure that you bring a note from your doctor verifying that you need the medicine to manage an existing health condition.

You can check the NHS website for advice on pertinent vaccinations and health checks for more information.

What About Pre-Existing Medical Conditions?

• Many medical conditions covered

Over 75/Serious Medical

• Cancer, Heart Conditions, Diabetes, Stroke, Epilepsy and many more
• Up to a high level of severity and even a terminal prognosis
• chemotherapy or radiotherapy
• Mental health conditions

As is usual with UK travel insurance, you need to disclose any pre-existing medical condition you have to your policy provider, unless you have been told specifically by your insurer that you do not need to declare that condition.

While this means that you may have to pay more to obtain travel insurance for Serbia – although not all pre-existing conditions result in an increase in premium- , it’s better than falling ill during your travel (related to your pre-existing medical condition) and being denied coverage.

Insurance providers typically offer free screenings for thousands of medical conditions and provide ample coverage to offset the cost of repatriation and medical care while abroad.

While it’s unlikely that you’ll get injured or fall victim to a crime if you confine your activities to safer regions in the country, it’s best not to take any chances and obtain a suitable single or multi-trip travel insurance policy before your departure.

Make sure you disclose all pre-existing medical conditions that you are required to do so when applying for travel insurance for Serbia. Doing so would help ensure that you don’t run into any problems should you need to file a claim.

The human body is an incredible work of evolution and as such there are plenty of things that can go wrong in both the short and long term.

For that reason it can often be difficult to understand what constitutes a medical condition that you have to declare to your travel insurance provider.

However, in general, the insurers’ questions will tend to follow the same general lines, such as:

Have/are you or anyone in your party:

• taken any prescribed medication, or received any medical treatment in the last 2 years;
• attended a medical practitioner’s surgery, or hospital or clinic (out-patient or in-patient) in the last two years;
• awaiting medical treatment or investigation;
• been diagnosed by a medical practitioner as suffering from a terminal illness.

All medical conditions you have must be disclosed as well as any previous medical conditions if they could have an impact on your current health.

So, while it is vitally important to declare what you need to declare, your policy provider will let you know if your pre-existing condition is not a factor for your trip cover.

For example, here at Emerald Life, we don’t require clients to disclose their HIV status for as long as they meet the following conditions:

• They have been on antiviral treatment for no less than 3 months.
• They have not been advised to switch to a different/new type of antiviral regimen.
• If their CD4 count is above 350 or they have been advised by a doctor that CD4 monitoring is not necessary.
• They have an undetectable viral load or less than 50ppm.

Note that non-declarable conditions can vary from one policy provider to another. It’s ultimately up to the insurance company to decide which pre-existing medical conditions are exempted from disclosure and set pertinent conditions for the exemption. However, Emerald leads the field on some of these.

What to Look For When Shopping for Serbia Travel Insurance

At this point, you probably already have an idea of just how important it is to obtain Serbia travel insurance before you travel to Serbia (whether multiple or a single trip cover).

This begs the questions — what factors do you need to keep in mind before buying travel insurance?

Well, the answer doesn’t need to be all that complicated. After all, the purpose of travel insurance is to give you peace of mind while you enjoy the sights and wonders that Serbia has to offer. For that, you can focus on a few essential factors:

Repatriation and Medical Cover

• Medical Up to £10 Million

The most important part of any travel insurance policy is emergency medical expenses cover. Typically ranging from £5 million to £10 million – the higher in our case – this covers your costs if you become ill or injured abroad and require medical treatment.

Medical expenses should include repatriation cover so that if your condition means you have to return to the UK urgently then there is cover for transporting you along with any necessary medical equipment and staff. Unsurprisingly, these costs can be staggering.

Before you leave for Serbia, it’s important to ensure that your travel insurance policy offers enough coverage to pay for emergency medical services and repatriation back to the UK.

Here at Emerald Life, we provide coverage of up to £10,000,000 with our Serbia travel insurance.

Travel Insurance Serbia Cancellation and Curtailment Cover

Silver - Up To £1000

Gold - Up To £3000

Platinum - Up To £7500

Silver - Not Covered

Gold - Up To £2000

Platinum - Up To £5000

If you are ill or injured before you travel then you may have to cancel your trip. Some policies will also cover you if a close relative is ill or injured, or your home is burgled, and you have to cancel as a result.

If you expect to make multiple trips to Serbia in a given year, you can probably secure a better deal if you sign up for annual multi-trip travel insurance.

An annual policy will help you save time since you don’t have to reapply before every departure. More importantly, annual multi-trip insurance cost is bound to be cheaper than obtaining numerous single trip policies over the course of a year.

Serbia Travel Insurance Luggage Cover

Luggage can get lost during transit, and if that happens, it’ll be a major inconvenience in your travel plans. That’s why you need travel insurance that will reimburse you for the trouble should it happen.

For luggage delays of more than 24 hours, Emerald Life offers baggage cover which serves as compensation for the inconvenience and covers the cost of essential replacement clothing and toiletries if your baggage is delayed on your outward journey, up to the amount specified

If the luggage is lost (missing for more than 21 days), you’ll be paid the amount stipulated in the luggage cover for the accidental loss, damage or theft of your baggage and personal effects, up to the amount specified.

Travel Insurance Excesses and Exclusions

Silver - £100

Platinum - £35

Silver - £500

Gold - £150

Platinum - £0

While it can be tempting when buying travel insurance to just look at the final price, it is important that you check any excesses you have to pay.

That is because some cheap policies will have very high excesses which means any claims could be very expensive despite having the insurance. Sometimes excesses are so high it might not even be worth claiming.

Therefore, make sure you buy a Serbia travel insurance policy that balances a good price with reasonable excesses. Also, there may be other exclusions that reduce the premium precisely because payouts are limited. If you need travel insurance, then it is advisable to make sure that you have the best cover you can afford.

Most travel insurance policies will also include different excesses for different types of claims and you can find these in your policy documentation, but generally the medical excess is the most significant.

Do You Need Insurance to Travel to Serbia?

It can be argued that the real question is — can you afford not to have Serbia travel insurance when you leave for Serbia?

Again, tourists have no free access to healthcare services when visiting the country, and private medical care can be costly.

Serbia travel insurance should cover the cost of medical treatment if you fall ill or become injured during your travel.

While no one expects to get sick or become injured while holidaying in Serbia, accidents can happen. If things go south, it’s always helpful to know that you have travel insurance to rely on.

Travel Insurance Peru

Travel insurance mongolia, travel insurance micronesia, travel insurance trinidad and tobago, travel insurance nepal, travel insurance russia.

• Home & Contents
• Landlord Insurance
• Unoccupied House Insurance

Why Emerald?

• Our Systems
• Part of the Community
• The Emerald Difference
• Employee Benefit Programmes
• Diverse Families

Press/Media

• In The Press

OUR FOUNDERS

• Our Partners
• Home Insurance FAQs
• Landlord Insurance FAQs
• Unoccupied Home Insurance FAQs
• Wedding Insurance FAQs
• Travel Insurance FAQs
• Company FAQs
• Claims FAQs

©2023 Emerald Life Limited. All rights reserved. This website contains information on the products and services of Emerald Life only unless otherwise stated. Emerald Life is directly authorised by the FCA under number 945500, registered address 286 Queensbridge Road, London E8 3NH.

Service Information

• Tourist organizations

Naslov 3 Dolor sit amet

Formalities.

Visas  Tourists from EU Member States, Switzerland, Norway, Iceland, Bosnia and Herzegovina, Montenegro and Macedonia can enter Serbia with only their identity card and with it can stay in Serbia for up to 90 days. If you are coming from a country which has a visa waiver regime for the entry and stay of its nationals in Serbia, you will need a valid travel document. To check whether you need a visa to enter and stay in Serbia, check the website of the Serbian Ministry of Foreign Affairs: http://www.mfa.gov.rs/en/consular-affairs/entry-serbia/visa-regime If you are headed to Serbia, make sure you have enough money to support yourself during your stay (minimum 50 euros per each day of your stay), as well as for your return trip home or transfer to a third country; otherwise, you might be denied entry. The official currency of Serbia is RSD. When coming to Serbia, carry with you proof of sufficient funds for your stay in Serbia, a return transport ticket and a certificate of travel health insurance.

Customs Regulations

Temporary Import and Export of Items All items you bring into Serbia (other than personal luggage) will be recorded by a customs official in a list of items temporarily imported into Serbia by a traveller, which will be certified by a stamp. When this is done, the marking PUR (short for temporarily imported goods in Serbian) will be entered in your travel document, i.e. your passport. When leaving Serbia, you must return abroad all items on that list, at which point the PUR marking entered in your passport will be cancelled.

Personal Luggage Personal luggage is exempt from customs duty. It includes clothing, personal hygiene products, food and drinks, electronics, sports equipment, medicines and the like. However, some of these items are subject to restrictions. Thus, you are only allowed to bring to Serbia:

• 1 litre of spirits.
• Tobacco products in quantities up to 200 cigarettes or 50 cigars or 250 grams of tobacco, or up to 250 grams of all these products combined.
• Medicines in quantities needed for therapy (no prescription is required to be presented for medicines).

Bringing Money in and out of Serbia You can bring foreign exchange cash, payment cards and cheques into Serbia. The amount of money you are allowed to bring into the country is not limited; however, if you are bringing more than 10,000 euros into Serbia, you must report the amount on entry to a customs officer to obtain a certificate of foreign exchange cash brought in from abroad, on the basis of which you will be able to take the foreign exchange cash out of the country with you on your departure. The maximum allowed sum of national and foreign currency and travellers’ cheques that can be taken out of the country is 10,000 euros.

VAT refaction

Only foreign nationals who carry purchased, unused goods in their luggage worth over 100 euros (including VAT) in RSD equivalent within three months from the date of purchase are entitled to VAT refaction. The condition is that they submit to the customs department a properly completed REF 4 Form (completed by the seller at their request) for certification, as well as the original bills for the goods purchased. The original bills and the stamped REF 4 Form is to be kept by the traveller and a copy of the REF 4 Form is to be kept by the customs officers. Customs officers only certify the submitted REF 4 Form, but do not perform the paid VAT refaction.

Health Advisory

Water and Food Serbia is a country rich in water and healthy food. Water from the public water supply system is safe to drink and the food you buy in stores, markets or from the rich menus of Serbian restaurants is safe to eat.

Health Care All tourists have the right to use emergency medical services during their stay in Serbia. If you come from a country with which Serbia has a reciprocal health care agreement, you will be able to exercise your right to use emergency medical services upon presenting a certificate issued by your health insurance provider. If you come from a country with which Serbia does not have a reciprocal health care agreement, you will have to pay for any emergency medical services you receive.

Bringing Animals into the Country If you are travelling with your pet, you will find more details on the conditions under which pet animals are allowed into Serbia on the following link:   http://www.mfa.gov.rs/sr/index.php/konzularni-poslovi/ulazak-u-srbiju/unos-kucnih-ljubimaca/ Regardless which country you come from, if you are carrying one of these pets into Serbia with you, your pet must be accompanied by a certificate of compliance with the veterinary and sanitary requirements for their non-commercial transport. However, if your pet animal is a wild endangered and protected species, the above-mentioned documentation should also be accompanied by a Permit for cross-border movement of personally owned animals, issued at the owner’s request by the Ministry of Agriculture and Environmental Protection – Group for the implementation of CITES Convention. This permit applies to one animal only and is valid only if the animal is accompanied by the owner of permit.

Arrival 

You can reach Serbia by airplane, by bus, by train or by your own means of transport, including bicycle, motorcycle or car.

Bus Serbia is connected to all neighbouring countries, as well as cities across Central and Western Europe, by numerous bus routes. If you wish to explore Serbia in its entirety, the bus is the ideal mode of transport because almost every major city or town in the country has a bus station.

Train Many find travelling by train to be much more pleasant, easier and cheaper than using any other mode of organised transport. Serbian Railways also offers special benefits for travellers including Interrail, Euro Domino, Railplus, Balkan Flexipass, Easy Travel Card, Euro<26, City Star, ISIC, Single Balkan Fare Rate and discounts for groups and children.

Boat Serbia has an abundance of rivers, which connect it to cities all over Europe. The Danube, as Pan-European Transport Corridor VII, carries cargo and thousands of tourists every year on their way from the river’s spring in Germany to the Black Sea. Many cruisers will take you to the port authorities which dot the banks of the Danube, all along its course through Serbia. Port authorities will provide you with all necessary information on the state of the inland waterway, sailing through the Danube-Tisa-Danube Canal Network, border-crossing and customs formalities and any other information you may need for a pleasant and safe journey. Please bear in mind that, in winter, ice is common on Serbian rivers, so it may be necessary to place vessels in storage areas for protection.

Airplane Serbia has three airports, which will connect you to the rest of the world. Depending on the part of Serbia you wish to visit, you can choose between Belgrade, Niš and Priština Airports. The country’s national air carrier Air Serbia will ensure that you reach your destination quickly and safely. You can also fly with many international air carriers. All information you may need is available on the website of Belgrade Nikola Tesla Airport ( http://www.beg.aero/en/ ) and on the website of Niš Constantine the Great Airport ( http://nis-airport.com/en/flights/ ).

Air Carriers Air Serbia (JU) Serbian national air carrier Air Serbia has scheduled and charter flights to all major destinations in Europe, the Middle East and the Mediterranean, as well as direct flights to New York (USA).  www.airserbia.com

Bicycle If you are physically fit, you can discover Serbia by bicycle. Serbia lies on the Danube Bike Path Eurovelo 6 of the European Cyclists’ Federation (ECF), which takes adventurers from the Atlantic to the Black Sea. This route follows the banks of the Danube from the border with Hungary near Bački Breg to the border with Bulgaria near Negotin. You will recognise it by the DBR signposts. If you follow the main route, you will pass along the most beautiful sections of the Danube bank, however, be prepared to occasionally ride dirt roads on embankments. If you are determined to avoid dirt roads and to only cycle on asphalt, take alternative routes. If you wish to take an alternative route, away from Danube, detour paths are also available.

Car If you travel to Serbia by car, be sure to carry your national driving licence, your vehicle insurance policy and your registration certificate (and permission to drive another person’s vehicle if the car is not registered in your name) with you at all times. Detailed requirements for travelling by car are available on the following website:   http://www.amss.org.rs/

Communication

Mobile Telephony There are three mobile operators in Serbia. You can buy prepaid SIM cards:

• At petrol stations and kiosks
• At customer desks and ATMs of banks and post offices
• In the stores of mobile operators

Internet All three mobile operators sell prepaid internet plans with a modem and a certain number of gigabytes included. Many internet cafes and open hotspots also provide internet access. Some public parks have free Wi-Fihotspots with free internet connection.

Landline Telephony The international dialling code for Serbia is 381 . There are several types of payphone cards available in Serbia which you can use for cheap calls in the country and abroad.

Important Phone Numbers

• AMSS – Motorist Information Centre and roadside assistance: 1987
• Ambulance: 194
• Police: 192

Cookies on GOV.UK

We use some essential cookies to make this website work.

We’d like to set additional cookies to understand how you use GOV.UK, remember your settings and improve government services.

We also use cookies set by other sites to help us deliver content from their services.

You have accepted additional cookies. You can change your cookie settings at any time.

You have rejected additional cookies. You can change your cookie settings at any time.

Register to vote Register by 18 June to vote in the General Election on 4 July.

• Passports, travel and living abroad
• Travel abroad
• Foreign travel advice

Warnings and insurance

The Foreign, Commonwealth & Development Office ( FCDO ) provides advice about risks of travel to help British nationals make informed decisions. Find out more about FCDO travel advice .

Before you travel

No travel can be guaranteed safe. Read all the advice in this guide as well as support for British nationals abroad which includes:

• advice on preparing for travel abroad and reducing risks
• information for women, LGBT+ and disabled travellers

Follow and contact FCDO travel on Twitter , Facebook and Instagram . You can also sign up to get email notifications when this advice is updated.

Travel insurance

If you choose to travel, research your destinations and get appropriate travel insurance . Insurance should cover your itinerary, planned activities and expenses in an emergency.

Related content

Is this page useful.

• Yes this page is useful
• No this page is not useful

Help us improve GOV.UK

Don’t include personal or financial information like your National Insurance number or credit card details.

To help us improve GOV.UK, we’d like to know more about your visit today. Please fill in this survey (opens in a new tab) .

Europe Serbia

During your stay.

Once there, stay alert as you could be exposed to other diseases for which no vaccines or preventive treatments are available.

Assistance abroad

It is recommended that travellers purchase a travel insurance policy that includes a 24-hour emergency assistance service to help them access care and coordinate payment. Be sureto have your insurance company’s phone number with you at all times.

It is also recommended that you sign up for the “Registration of Canadians Abroad” service. This is a free service that allows the Government of Canada to notify you in case ofan emergency abroad or at home. The service also enables you to receive important information before or during a natural disaster or civil unrest. For more information, visit theGovernment of Canada website at: travel.gc.ca/travelling/registration .

The Canadian Government has several offices abroad that can provide you with various services when faced with a medical emergency, including:

• Providing you with names of doctors and health care facilities.
• Visiting you in the hospital and providing translation/interpretation services.
• Arranging for a medical evacuation if you require treatment that is not available in the area (note: costs for this service will not be covered by the government but areusually covered by your travel insurance).

If you need any help while travelling, contact:

Emergency services

Consular services.

• Kneza Milosa 75, 111711 Belgrade, Serbia
• 381 (11) 306-3000
• 381 (11) 306-3042
• [email protected]

Make sure that your passport is valid for the entire duration of your stay. Several countries also require travelers’ passports to be valid up to six months beyond the expectedreturn date.

Recommended vaccines

Below is a list of immunizations (vaccines) and screenings recommended or required by local health authorities for Canadians travelling to this destination. Note that these aregeneral recommendations. For a personalized protection program adapted to your travelling and health needs, visit a Travel Health Clinic. If you need several vaccines, plan aheadand give yourself several weeks to complete the immunization schedule.

• Best overall
• Best for exotic trips
• Best for trip interruption
• Best for medical-only coverage
• Best for family coverage
• Best for long trips
• Why You Should Trust Us

Best International Travel Insurance for June 2024

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

If you're planning your next vacation or trip out of the country, be sure to factor in travel insurance. Unexpected medical emergencies when traveling can drain your bank account, especially when you're traveling internationally. The best travel insurance companies for international travel can step in to provide you with peace of mind and financial protection while you're abroad.

Best International Travel Insurance

• Best overall: Allianz Travel Insurance
• Best for exotic travel: World Nomads Travel Insurance
• Best for trip interruption coverage: C&F Travel Insured

Best for medical-only coverage: GeoBlue Travel Insurance

• Best for families: Travelex Travel Insurance
• Best for long-term travel: Seven Corners Travel Insurance

How we rate the best international travel insurance »

Compare the Best International Travel Insurance Companies

As a general rule, the most important coverage to have in a foreign country is travel medical insurance , as most US health insurance policies don't cover you while you're abroad. Without travel medical coverage, a medical emergency in a foreign country can cost you. You'll want trip cancellation and interruption coverage if your trip is particularly expensive. And if you're traveling for an extended period of time, you'll want to ensure that your policy is extendable. 

Here are our picks for the best travel insurance companies for international travel.

Best overall: Allianz

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Good option for frequent travelers thanks to its annual multi-trip policies
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Doesn't increase premium for trips longer than 30 days, meaning it could be one of the more affordable options for a long trip
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some plans include free coverage for children 17 and under
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Concierge included with some plans
• con icon Two crossed lines that form an 'X'. Coverage for medical emergency is lower than some competitors' policies
• con icon Two crossed lines that form an 'X'. Plans don't include coverage contact sports and high-altitude activities
• Single and multi-trip plans available
• Trip cancellation and interruption coverage starting at up to $10,000 (higher limits with more expensive plans)
• Preexisting medical condition coverage available with some plans

Allianz Travel Insurance  offers the ultimate customizable coverage for international trips, whether you're a frequent jetsetter or an occasional traveler. You can choose from an a la carte of single or multi-trip plans, as well as add-ons, including rental car damage, cancel for any reason (CFAR) , adventure sport, and business travel coverage. And with affordable pricing compared to competitors, Allianz is a budget-friendly choice for your international travel insurance needs. 

The icing on the cake is Allyz TravelSmart, Allianz's highly-rated mobile app, which has an average rating of 4.4 out of five stars on the Google Play store across over 2,600 reviews and 4.8 out of five stars from over 22,000 reviews on the Apple app store. So, you can rest easy knowing that you can access your policy and file claims anywhere in the world without a hassle.

Read our Allianz Travel Insurance review here.

Best for exotic trips: World Nomads

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Coverage for 200+ activities like skiing, surfing, and rock climbing
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Only two plans to choose from, making it simple to find the right option
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. You can purchase coverage even after your trip has started
• con icon Two crossed lines that form an 'X'. If your trip costs more than $10,000, you may want to choose other insurance because trip protection is capped at up to $10,000 (for the Explorer plan)
• con icon Two crossed lines that form an 'X'. Doesn't offer coverage for travelers older than 70
• con icon Two crossed lines that form an 'X'. No Cancel for Any Reason (CFAR) option
• Coverage for 150+ activities and sports
• 2 plans: Standard and Explorer
• Trip protection for up to $10,000
• Emergency medical insurance of up to $100,000
• Emergency evacuation coverage for up to $500,000
• Coverage to protect your items (up to $3,000)

World Nomads Travel Insurance  offers coverage for over 150 specific activities, so you can focus on the adventure without worrying about gaps in your coverage. 

You can select its budget-friendly standard plan, starting at $79. Or if you're an adrenaline junkie seeking more thrills, you can opt for the World Nomads' Explorer plan for $120, which includes extra sports like skydiving, scuba diving, and heli-skiing. And World Nomads offers 24/7 assistance, so you can confidently travel abroad, knowing that help is just a phone call away. 

Read our World Nomads Travel Insurance review here.

Best for trip interruption: C&F Travel Insured

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers 2 major plans including CFAR coverage on the more expensive option
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cancellation for job loss included as a covered reason for trip cancellation/interruption (does not require CFAR coverage to qualify)
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Frequent traveler reward included in both policies
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1 million in medical evacuation coverage available
• con icon Two crossed lines that form an 'X'. Medical coverage is only $100,000
• con icon Two crossed lines that form an 'X'. Reviews on claims processing indicate ongoing issues
• C&F's Travel Insured policies allow travelers customize travel insurance to fit their specific needs. Frequent travelers may benefit from purchasing an annual travel insurance plan, then adding on CFAR coverage for any portions of travel that may incur greater risk.

C&F Travel Insured offers 100% coverage for trip cancellation, up to 150% for trip interruption, and reimbursement for up to 75% of your non-refundable travel costs with select plans. This means you don't have to worry about losing your hard-earned money on non-refundable travel costs if your trip ends prematurely. 

Travel Insured also stands out for its extensive "reasons for cancellation" coverage. Unlike many insurers, the company covers hurricane warnings from the National Oceanic and Atmospheric Administration (NOAA).

Read our C&F Travel Insured review here.

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. A subsidary of Blue Cross Blue Shield
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers strong medical plans as long as you have a regular health insurance plan, but it doesn't have to be through Blue Cross
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers long-term and multi-trip travel protection
• con icon Two crossed lines that form an 'X'. Multiple complaints about claims not being paid or being denied
• con icon Two crossed lines that form an 'X'. Does not provide some of the more comprehensive coverage like CFAR insurance
• con icon Two crossed lines that form an 'X'. Buyers who do get claims paid may need to file multiple claim forms

GeoBlue Travel Insurance offers policies that covers emergency medical treatments when you're abroad. While GeoBlue lacks trip cancellation coverage, that allows it to charge lower premiums than the other companies on this list. 

GeoBlue plans can cover medical expenses up to $1 million with several multi-trip annual plans available. It offers coinsurance plans for trips within the U.S. and 100% coverage for international trips. It also has a network of clinics in 180 countries, streamlining the claims process. It's worth noting that coverage for pre-existing conditions comes with additional costs. 

Read our GeoBlue Travel Insurance review here.

Best for family coverage: Travelex Travel Insurance

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Options to cover sports equipment
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Option to increase medical coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Can cancel up to 48 hours before travel when CFAR option is purchased
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable coverage for budget-conscious travelers
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes generous baggage delay, loss and trip delay coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Optional "adventure sports" bundle available for riskier activities
• con icon Two crossed lines that form an 'X'. Only two insurance plans to choose from
• con icon Two crossed lines that form an 'X'. Medical coverage maximum is low at up to $50,000 per person
• con icon Two crossed lines that form an 'X'. Pricier than some competitors with lower coverage ceilings
• con icon Two crossed lines that form an 'X'. Some competitors offer higher medical emergency coverage

Travelex travel insurance is one of the largest travel insurance providers in the US providing domestic and international coverage options. It offers a basic, select, and America option. Read on to learn more.

• Optional CFAR insurance available with the Travel Select plan
• Trip delay insurance starting at $500 with the Travel Basic plan
• Emergency medical and dental coverage starting at $15,000

Travelex Travel Insurance offers coverage for your whole crew, perfect for when you're planning a family trip. Its family plan insures all your children 17 and under at no additional cost. The travel insurance provider also offers add-ons like adventure sports and car rental collision coverage to protect your family under any circumstance. Got pets? With Travelex's Travel Select plan, you can also get coverage for your furry friend's emergency medical and transportation expenses. 

Read our Travelex Travel Insurance review here.

Best for long trips: Seven Corners

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Diverse coverage options such as CFAR, optional sports equipment coverage, etc.
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Available in all 50 states
• con icon Two crossed lines that form an 'X'. Prices are higher than many competitors
• con icon Two crossed lines that form an 'X'. Reviews around claims processing are mixed
• Trip cancellation insurance of up to 100% of the trip cost
• Trip interruption insurance of up to 150% of the trip cost
• Cancel for any reason (CFAR) insurance available

Seven Corners Travel Insurance offers specialized coverage that the standard short-term travel insurance policy won't provide, which is helpful if you're embarking on a long-term trip. You can choose from several plans, including the Annual Multi-Trip plan, which provides medical coverage for multiple international trips for up to 364 days. This policy also offers COVID-19 medical and evacuation coverage up to $1 million. 

You also get the added benefit of incidental expense coverage. This policy will cover remote health-related services and information, treatment of injury or illness, and live consultations via telecommunication. 

Read our Seven Corners Travel Insurance review here.

How to Find the Right International Travel Insurance Company 

Different travelers and trips require different types of insurance coverage. So, consider these tips if you're in the market to insure your trip. 

Determine your needs 

Your needs for travel insurance will depend on the type of trip you're taking. You'll need to consider your destination and what you'll be doing there, either business, leisure, or adventure traveling. Policies covering adventure sports and activities will cost more. Longer, more expensive trips will also cost more. 

Research the reputation of the company 

When researching a company, you'll want to closely review the description of services. You'll want to see how claims are handled, any exceptions, and limitations.

You'll also want to look at the company's customer reviews on sites like Trustpilot, BBB, and Squaremouth, as this will provide insight on the quality of customer service and the claims process. You should also take note of whether companies respond to customer reviews.

Compare prices

You can get quotes through a company's website or travel insurance aggregators like InsureMyTrip and VisitorsCoverage. You'll need to be prepared to provide the following information about your trip:

• Trip destination(s)
• Travel dates
• Number of travelers
• Traveler(s) age/birthday
• State of residence
• Total trip cost

For companies that offer travel medical insurance, you'll also want to play around with the deductible options, as they can affect your policy premium. 

Understanding International Travel Insurance Coverage Options

Travel insurance can be confusing, but we're here to simplify it for you. We'll break down the industry's jargon to help you understand what travel insurance covers to help you decide what your policy needs. Bear in mind that exclusions and limitations for your age and destination may apply. 

Finding the Best Price for International Travel Insurance

Your policy cost will depend on several factors, such as the length of your trip, destination, coverage limits, and age. Typically, a comprehensive policy includes travel cancellation coverage costs between 5% and 10% of your total trip cost.

If you're planning an international trip that costs $4,500, you can expect to pay anywhere from $225 to $450 for your policy. Comparing quotes from multiple providers can help you find a budget-friendly travel insurance policy that meets your needs.

Why You Should Trust Us: How We Reviewed International Travel Insurance Companies

We ranked and assigned superlatives to the best travel insurance companies based on our insurance rating methodology . It focuses on several key factors, including: 

• Policy types: We analyzed company offerings such as coverage levels, exclusions, and policy upgrades, taking note of providers that offer a range of travel-related issues beyond the standard coverages. 
• Affordability: We recognize that cheap premiums don't necessarily equate to sufficient coverage. So, we seek providers that offer competitive rates with comprehensive policies and quality customer service. We also call out any discounts or special offers available. 
• Flexibility: Travel insurance isn't one-size-fits-all. We highlight providers that offer a wide array of coverage options, including single-trip, multi-trip, and long-term policies.
• Claims handling: The claims process should be pain-free for policyholders. We seek providers that offer a streamlined process via online claims filing and a track record of handling claims fairly and efficiently. 
• Quality customer service: Good customer service is as important as affordability and flexibility. We highlight companies that offer 24/7 assistance and have a strong record of customer service responsiveness. 

We consult user feedback and reviews to determine how each company fares in each category. We also check the provider's financial rating and volume of complaints via third-party rating agencies. 

Read more about how Business Insider rates insurance products here.

International Travel Insurance FAQs

The best insurance policy depends on your individual situation, including your destination and budget. However, popular options include Allianz Travel Insurance, World Nomads, and Travel Guard. 

You should pay attention to any limitations regarding covered cancellations, pre-existing conditions, and adventure activities. For example, if you're worried you may have to cancel a trip for work reasons, ensure that you've worked at your company long enough to qualify for cancellation coverage, as that is a condition with some insurers. You should also see if your destination has any travel advisories, as that can affect your policy. 

Typically, your regular health insurance won't cover you out of the country, so you'll want to make sure your travel insurance has adequate medical emergency coverage. Depending on your travel plans, you may want to purchase add-ons, such as adventure sports coverage, if you're planning on doing anything adventurous like bungee jumping.

Travel insurance is worth the price for international travel because they're generally more expensive, so you have more to lose. Additionally, your regular health insurance won't cover you in other countries, so without travel insurance, you'll end up paying out of pocket for any emergency medical care you receive out of the US.

You should purchase travel insurance as soon as possible after making payment on your trip. This makes you eligible for add-ons like coverage for pre-existing conditions and CFAR. It also mitigates the chance of any losses in the days leading up to your trip. 

• Main content

Should you get travel insurance if you have credit card protection?

Editor's Note

Some credit cards offer built-in travel insurance as a cardholder benefit. And it may be tempting to rely on credit card travel protections instead of buying travel insurance. But, the entire point of travel insurance is to be covered if something goes wrong. So, you may be wondering whether you should buy travel insurance even if your credit card offers travel protection.

There isn't one answer that fits every traveler or situation. So in this guide, we'll explore some aspects you should consider, and I'll discuss my take on this topic. Let's dive in so you can make an informed decision for yourself.

Travel insurance you can buy

At a high level, you can pay a relatively small premium (compared to the total cost of your trip) to buy a travel insurance policy that may provide reimbursement or coverage for unexpected issues that affect your trip.

Many different types of protections fall under the term "travel insurance." Standard, comprehensive insurance policies typically include broad coverage across various potential issues.

But there are also policies that offer specific coverage. For example, it's possible to purchase travel insurance that only provides medical protection for international travel (such as GeoBlue ). Likewise, you can also purchase policies that allow you to select the protections you need (such as the build-your-own option with American Express Travel Insurance ).

We've previously compared the best travel insurance policies and providers . So, check out that guide to find the provider and policy that fits your needs best. You can also check a travel insurance aggregator to compare different policies quickly.

Most travel insurance policies exclude any loss incurred due to a preexisting medical condition. However, many policies include a process to obtain a waiver of the preexisting condition exclusion if you meet specific requirements. These requirements typically include purchasing the policy shortly after the first nonrefundable trip payment or deposit and being medically able to travel when you buy the policy. Some companies also require you to insure your trip's full, prepaid, nonrefundable cost to be eligible.

Likewise, all travel insurance policies have several exclusions. For example, most plans exclude medical benefits for injuries during adventure activities such as skydiving or skiing outside maintained trails.

Related: 7 things to look out for when buying travel insurance, according to an expert

Credit card travel protections

Some cards don't provide any special travel protections. But, many of the best travel rewards cards offer travel protections. Here's a look at our guides about some of the most common credit card travel protections:

• Trip delay reimbursement
• Baggage delay reimbursement
• Trip cancellation and interruption insurance
• Travel accident and emergency evacuation insurance

Check out our guide to the best cards that offer travel protections for more details on what card might be best for you. I also recommend reading the guide to benefits for your specific cards, as these documents will detail exactly what protections you can expect when you purchase travel with your card.

Note that some benefits require you to enroll — and virtually all require a formal claim process, with no reimbursement guarantee.

Related: Getting credit card travel insurance to cover the change fee on my Disney cruise

When to purchase travel insurance

Even if you have a credit card that offers travel protection, you may still want to purchase travel insurance for some trips. Here are some scenarios and trips for which it may make sense to purchase travel insurance.

Travel protections aren't offered

As discussed above, not all travel credit cards provide extensive travel protections when you book travel using the card. So, if you're using a card without travel protections or a card that only offers limited travel protections, you may want to purchase travel insurance .

Related: The best credit cards for booking flights

Some travelers aren't covered

Just because a card offers travel protections doesn't mean everyone traveling with you will be covered. In particular, travel protections usually only extend to select relatives of the cardholder. Your credit card's travel insurance may not cover friends, employees and all relatives.

Related: Who is covered by your credit card travel insurance?

Adventure activities

If you plan to partake in an activity that most insurance policies exclude, you may want to purchase a travel insurance policy that explicitly includes your activity of choice.

For example, many policies exclude adventure sports like base jumping, sky diving, free soloing, diving, mountaineering and paragliding. You may want to consider purchasing insurance from an association involved in your adventure activity, such as Divers Alert Network (DAN) if you're a diver or German Alpine Group (DAV) if you partake in alpine sports.

You're concerned about preexisting conditions

Most credit card trip interruption and cancellation insurance benefits exclude cancellations or interruptions caused by a sudden recurrence of a preexisting condition. So, you'll want to purchase travel insurance — and ensure you satisfy the provider's preexisting condition exclusion waiver conditions — if you want trip cancellation and interruption insurance that covers preexisting conditions.

Related: 7 times your credit card's travel insurance might not cover you

Nonmedical evacuation insurance

If you want evacuation insurance for nonmedical reasons, you should purchase travel insurance that offers this coverage even if you have a credit card with evacuation insurance .

Read the benefits guide closely, as evacuation benefits may not cover every evacuation you might need. For example, some policies don't cover evacuation from an area with a travel warning when you booked your trip or evacuation from a place suddenly inaccessible due to a landslide or other environmental incident.

Related: A Medjet medical transport membership is different from travel insurance

Cancel for any reason

Suppose you are uncertain whether you'll be able to take your trip, and you're worried that applicable credit card trip protections won't reimburse you if you decide to cancel or interrupt for a reason that isn't covered. In that case, you may want to purchase cancel for any reason trip insurance .

Related: 6 truths and myths about cancel for any reason travel insurance

You want peace of mind

Some travelers prefer to buy travel insurance — for each trip or via an annual travel insurance plan — for the peace of mind that having a travel insurance policy brings. Especially given the issues travelers have faced with a specific credit card insurance provider , it may be worth buying a travel insurance plan if you don't feel confident your credit card travel insurance and individual health insurance will combine to provide enough coverage during your trip.

Related: Here's why I buy an annual travel insurance policy, even though my credit cards offer travel protections

When credit card travel protections may be enough

Suppose you don't fall into any of the categories above and use one of the best credit cards with travel insurance when making travel purchases. In that case, you may determine that credit card protections are enough for some (or all) of your trips. However, I only recommend relying on credit card protections if you also have health insurance that will provide adequate coverage at your destination.

Below is a collection of reasons you can rely on credit card protections instead of purchasing independent travel insurance. If some (or most) of these reasons apply to your trip, it may be reasonable for you to rely on credit card protections instead of buying travel insurance:

• You have personal health insurance that will cover you on your trip, even if treatment is out of network at your destination
• You book your trip with a credit card that provides travel insurance
• You have a credit card that provides medical evacuation benefits during your trip
• You make refundable travel plans that you can cancel for little or no fee
• You tend to change your plans frequently or book travel at the last minute
• You have an emergency fund that can cover unexpected expenses if needed
• You have airline miles or transferable points you can use to leave the area or return home if needed.
• You avoid especially high-risk activities and destinations

The decision of whether to buy travel insurance is complex and personal. If you don't feel confident that your credit card protections and individual health insurance will provide adequate coverage, it's likely worth buying travel insurance.

Related: Why you might want to get a premium credit card instead of purchasing travel insurance

Why credit card travel insurance is usually enough for me

After researching the best travel insurance policies and providers , I purchased travel insurance for one specific trip because I wanted political evacuation coverage.

But for most of my trips, credit card protections and individual health insurance provide enough coverage for me. After all, my travel usually looks like the following:

• My flights are often award flights that I can cancel and redeposit free of charge — or ones that carry minimal change and cancellation fees
• My lodging can almost always be canceled without a penalty until shortly before my stay
• If I book a tour or activity, it's usually within a few days of said tour or activity (or offers free cancellation)
• My health insurance provides out-of-network coverage outside the U.S., so travel insurance would only pay for my deductible. In addition, my out-of-pocket maximum for out-of-network care is low enough to cover using my emergency fund
• I book flights and pay for the taxes and fees for award flights using the Ink Business Preferred® Credit Card , which provides excellent travel protections for a $95 annual fee card
• I have ample airline miles and transferable points that I can use to cover last-minute one-way flights if needed

As you can see, the benefits of purchasing travel insurance would be minimal for most of my trips. The travel protections I use most are trip delay protection and baggage delay protection , both of which the Ink Business Preferred Credit Card provides when I use it to pay for my flights.

Related: Why the Chase Sapphire Reserve and Ink Business Preferred combo is perfect for couples who travel

Bottom line

As you book trips, you may wonder whether you should purchase travel insurance. One way to decide is to consider whether you'd be adequately covered without purchasing travel insurance if the worst happens.

If you're willing and able to cover the costs in this situation — or you feel confident you'd be adequately covered by your credit card's travel protections and health insurance — then you may want to proceed without buying travel insurance. Otherwise, I recommend purchasing a travel insurance policy shortly after you make the initial payment for your trip.