tata aig travel insurance multi trip

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Even though many people may think that buying traveller insurance is a waste of money, the fact is, it’s an essential part of international trips. If you wish to save your time as well as money when travelling abroad, it’s prudent to buy travel insurance from a reputed insurer.

Every traveller’s needs and circumstances are different. If you need to travel out of the country for work more than once a year, you will have a few set expectations from a travel insurance policy. So, you need to choose a plan that would offer extensive coverage against medical as well as personal liabilities. Let’s find out what exactly is an annual multi-trip insurance plan.

Annual Travel Insurance Policy

If you are fond of travelling or if you need to travel outside the country more than once yearly, then you need to opt for a travel insurance policy without fail. An annual travel insurance policy will not only safeguard your finances during the trip but will also ensure that you are away from unnecessary expenses related to health and safety.

An annual international travel insurance plan, also known as annual multi-trip travel insurance, is specifically designed for frequent flyers. These insurance policies cover several trip-related exigencies. So, if you plan to travel out of the country more than once a year, instead of buying separate traveller insurance, it’s better to opt for a multi-trip policy.

So, if you are a business owner or work in a multinational company that needs you to travel outside the country pretty often, or if you are simply fond of travelling out of the country often, Tata AIG’s annual travel insurance policy can secure your trips and provide unmatched financial coverage against different kinds of trip-related emergencies.

Features of Annual Multi Trip Travel Insurance

If you are thinking about buying an annual travel insurance policy, you need to be aware of its features. Let’s learn about a few of them below-

Unlimited Trips in a Year: With annual multi-trip travel insurance, you can get coverage for an unlimited number of trips in a single year, with each trip having a duration of 30-45 days. This way, it will be cost-saving on your part to just pay the premium for one single policy rather than paying for multiple policies yearly.

Trip Assistance: Suppose you need to cancel or postpone or prepone your trip abroad due to some reason, the policy will compensate for the loss. Also, your flight may get delayed or cancelled and hence, you will be reimbursed for the unused and non-refundable amount of all your bookings like hotels, trips, flights, etc.

Flight delay or cancellation: You might miss a flight because of delays or because your first flight got canceled. With a multi-trip travel insurance plan, you will be compensated if your flight is canceled or delayed.

Unmatched Medical Support: When travelling abroad, you may fall ill and therefore, you might have to visit a doctor or get admitted to a hospital. You may even meet with an accident that may require you to get treated in a local hospital. And as we all know, medical costs abroad are expensive and hence, you may end up blowing off your entire budget on paying for your medical bills. But with an annual travel policy, your medical treatment costs will be taken care of by the insurer.

Loss of Baggage and Passport Coverage: If you end up losing the passport of your luggage during the trip, you can make a travel insurance claim and the insurer will cover all the costs of a replacement for your lost belonging. For your lost checked-in luggage, your total cost would be compensated by the travel plan.

Repatriation and Death Coverage: In case of the traveller’s (policyholder’s) sudden death or permanent disability during the trip, the repatriation of the body or the treatment expenses would be covered under the annual travel insurance policy.

Hijack Cover: If in case your plane gets hijacked, according to the policy terms and conditions, you’d be compensated for the distress caused to you during such an unfortunate incident.

Advantages of Annual Travel Insurance

There has been a rise in people travelling abroad for work and leisure. Most of the countries, keeping in mind the current post-pandemic scenario, expects their travellers to have a valid traveller insurance plan in hand. So, if you need to travel outside India more than once a year, it’s advisable for you to buy an annual travel insurance policy. If you are still not sure whether you’d need one or not, here is a simple list of great advantages that you will get with an annual multi-trip travel insurance policy in hand –

One single policy will provide you extensive coverage against several exigencies that may occur to you during multiple trips abroad in a single year.

Such policies come with an automatic cancellation cover that will allow you to claim reimbursement for a missed flight or cancelled hotel bookings.

You will not have to worry about buying a travel insurance plan every time you book your ticket for a trip abroad during a single year.

Such policies offer easy renewability options and you can also choose different cover plans along with the main insurance policy to make the policy more robust.

From medical emergencies to any other personal liability, an annual travel insurance policy will cover it all.

At Tata AIG, we have some of the best-suited annual multi-trip insurance policies for you.

Eligibility Criteria

The eligibility criteria to opt for multi-trip travel insurance varies from one insurer to another. However, the basic requirement of being able to buy one such policy is that you need to be between the age of 3 months to 70 years.

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AIG Travel Guard Insurance Review: What to Know

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Table of Contents

Coronavirus considerations

Travel insurance plans offered by aig travel guard, how to buy a travel guard policy, additional travel insurance options and add-ons, what’s not covered by a travel guard plan, who should get a travel guard insurance policy, travel guard, recapped.

Travel Guard by AIG

• Offers last-minute coverage.
• Pre-Existing Medical Conditions Exclusion Waiver available at all plan levels.
• Plan available for business travelers.
• Cancel For Any reason coverage only available for higher-level plans, and only reimburses up to 50% of the trip cost.
• Trip interruption coverage doesn't apply to trips paid for with points and miles.

As one of the world’s largest insurance companies and with a 100-year history, it makes sense that AIG would offer travel insurance. AIG’s travel insurance program, called Travel Guard, provides a number of coverage options to offer peace of mind on your trips.

Travel insurance helps you get some money back if anything goes wrong on your trip. If you’re thinking about buying coverage for an upcoming trip, first look into the coverage you may get from your travel credit cards . Many basic protections are offered on cards that you may already have.

If you’re looking for additional coverage, AIG travel insurance is a solid choice. Consumers Advocate rated AIG’s plans at 4.4 stars out of 5 stars.

» Learn more: The majority of Americans plan to travel in 2022

Importantly, if you catch COVID-19 before or during your trip, you will be covered under Travel Guard’s trip cancellation benefit. If you become sick with COVID-19 during the trip, the medical expenses and trip interruption benefits will kick in. However, Travel Guard considers COVID-19 a foreseen event and as a result, certain other coronavirus-related losses may not be covered. Given the constantly evolving travel environment, review the Travel Guard’s coronavirus coverage policies so that you’re award of what is and isn’t covered.

Here’s what you need to know about AIG's Travel Guard insurance plans.

AIG travel insurance’s Travel Guard plans cover you if you need to cancel (or interrupt) your trip due to illness, injury or death of a family member. Inclement weather that causes a trip delay or cancellation is covered by all Travel Guard policies as well.

Travel Guard offers three main AIG travel insurance plans, plus a host of add-on options. Here are the most essential benefits:

Travel Guard Essential - The most basic level of coverage

Covers 100% of the cost of your trip if it gets canceled or interrupted due to illness.

Includes a $100 per day reimbursement for any delays in your trip (max $500 total).

Covers up to $15,000 in medical expenses ($500 dental), plus a $150,000 maximum for emergency medical evacuation.

Covers up to $750 in compensation for stolen luggage and a maximum of $200 if your bags get delayed by more than 24 hours.

Travel Guard Preferred - This midlevel plan gives many of the same basic coverages as the Essential, but at higher levels.

Trip cancellation pays out at 100%. If your trip gets interrupted, you’ll get 150% of the cost of the trip.

Trips delayed by more than five hours will get you up to $800 ($200/day).

You’ll be covered up to $50,000 for medical expenses ($500 dental) and up to $500,000 for emergency evacuation.

This plan offers $1,000 for lost or stolen bags and $300 for baggage delays longer than 12 hours.

Travel Guard Deluxe - The biggest benefits can be found in this highest level plan.

Like the Preferred, you’ll get 100% coverage for trip cancellation and 150% of the cost of your insured trip in the event of a trip interruption.

Up to $1,000 ($200/day) for a trip delay of five hours or more.

Up to $100,000 for medical expenses ($500 dental), $1,000,000 for emergency evacuation and $100,000 in coverage for a flight accident.

Coverage for lost or stolen bags jumps up to $2,500 and $500 for baggage delay of more than 12 hours.

A long list of "Travel Inconvenience Benefits" are also included (such as runway delays, closed attractions, diversions, etc.)

This plan also offers roadside assistance coverage for the duration of your trip, which isn't included in the other two plans.

» Learn more: How to find the best travel insurance

Travel Guard’s website is simple to navigate and provides instant quotes that clearly spell out what's covered. You’ll need to enter basic information about the trip you want coverage for, including:

Destination.

How you’re getting there (airplane, cruise or other).

Travel dates.

Your home state.

Date of birth.

How much you paid for the trip.

The date when you paid for the trip.

Once you answer the questions, you’ll instantly get price quotes for different options of insurance for your trip. Each column clearly shows what’s covered for all options in a long list, so you can quickly compare.

This example shows options based on a two-week $5,000 trip to Spain for someone who is 40 years old. In this case, the mid-tier plan costs about 6% of the total trip cost.

It’s also important to know that plan offerings change based on what state you live in; not all states are covered.

If you purchase a Travel Guard plan and need to file a claim, you can do it on their website or by calling (866) 478-8222. You can also track the status of the payment of your claim on the site.

If you’re planning multiple trips that you would like covered, look at Travel Guard’s Annual Travel Insurance Plan. This 12-month option covers multiple trips and could save you money over insuring each trip separately.

Another option is the "Pack and Go" plan, which is a good choice if you’re going on a last-minute getaway and don’t need trip cancellation protection.

There are also options to add rental vehicle damage coverage, Cancel For Any Reason coverage, and medical and security bundles to the plans. You’ll be able to select these add-ons when you’re purchasing a policy.

» Learn more: Cancel For Any Reason (CFAR) travel insurance explained

While the Essential, Preferred and Deluxe plans all offer varying degrees of coverage for your trip, there are some things that won’t be covered by any of the plans. Here are a few highlights of things that aren't included; you’ll find full lists on each policy:

Coverage for trips paid for with frequent flyer miles or loyalty rewards programs: Travel Guard will only protect the trips you pay for with cash. If you’re redeeming your points for that bucket list trip, unfortunately, you won’t qualify for coverage. However, the cost of redepositing miles back into your account is covered.

Baggage loss for eyeglasses, contact lenses, hearing aids or false teeth: These items should be kept with you in your carry-on as a general rule, since a Travel Guard policy won’t cover them.

Known events: If you knowingly book a trip with some inherent risks, it won’t be covered. For example, once the National Weather Service issues a warning for a hurricane, it becomes a known event. Once COVID-19 became a pandemic, it was categorized as a foreseeable event and was no longer covered. You can cancel the policy you purchase up to 15 days prior to your trip to receive a refund for the premium paid.

» Learn more: Does travel insurance cover award flights?

Many trips may be sufficiently covered by your credit card benefits, but you should do research to see which cards provide the best options (and remember to use that card to book the trip).

However, if you’re planning major international travel or embarking on a big cruise trip, Travel Guard's Preferred and Deluxe plans may offer better coverage than your credit card. Overall, Travel Guard plans offer a variety of coverage options with an easy-to-navigate website that could be a good fit for your next trip.

If you’re not finding what you’re looking for with a Travel Guard plan, check out an insurance comparison site like Squaremouth, where you will have a lot of different plan options to choose from.

» Learn more: Is travel insurance worth it?

Travel Guard offers several trip insurance plans with varying degrees of coverage. Some plans also allow you to purchase optional upgrades such as CFAR and auto rental coverage. Plan availability differs by state, so make sure you input your trip details to see what plans are available to you.

If you have a premium travel credit card, you may already have some elements of travel insurance coverage included for free. Before you decide to purchase a comprehensive policy, check what coverage you may already have from your credit card.

Travel Guard’s insurance plans offer trip cancellation, trip interruption, emergency medical coverage and evacuation, baggage delay, baggage loss, and more. Some policies may also allow you to add on benefits like Cancel For Any Reason and car rental damage coverage.

If you need to cancel your trip for a covered reason (e.g., unforeseen sickness or injury of you or your family member, required work, victim of a crime, inclement weather, financial default of travel supplier, etc.) you will be covered. To see the whole list of covered reasons, refer to the terms and conditions of your policy.

To get a refund, you will need to file a claim by either calling (866) 478-8222 or submitting it online at its claims page . You may be required to provide verifying documentation to substantiate your claims so keep any receipts that you intend to submit. You can also check the status of your claim at any time on Travel Guard’s website .

The Cancel For Any Reason optional upgrade is available on certain Travel Guard plans. Travel Guard’s CFAR add-on allows you to cancel a trip for any reason whatsoever and get 50%-75% of your nonrefundable deposit back as long as the trip is canceled at least two days prior to the scheduled departure date.

To get a refund, you will need to file a claim by either calling (866) 478-8222 or submitting it online

at its claims page

. You may be required to provide verifying documentation to substantiate your claims so keep any receipts that you intend to submit. You can also check the status of your claim at any time

on Travel Guard’s website

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

TATA AIG Travel Insurance Review

According to the data published by PATA , around 18 million visitors travelled outbound from India in 2014, representing 40% growth since 2009, with the number of travelers only increasing each year. People are travelling for business and for leisure, but there is one thing most of them forget to take care of when they do travel. This is arming themselves with a travel insurance plan to tackle uncertainties overseas . If you are aware of the importance of a travel plan, but haven’t figured out the best one for yourself, TATA AIG has got one for you.

To cover you against all mishaps that can occur during your overseas travel, Tata AIG General Insurance Company Limited has come up with TATA AIG Travel Guard-Overseas Travel Insurance to help you travel in peace, no matter which part of the world you wish to visit.

Tip: Don't forget insurance. Check out the best plans here.

In this article…

Single and Multi-Trip Policies

TATA AIG provides the policy buyer the flexibility to choose from five plans available under the Single Trip policy, which are Silver, Silver Plus, Gold, Platinum and Senior Plan. For those who travel frequently, TATA AIG also offers two options under the Annual Multi-Trip program, including Annual Multi Trip Gold and Platinum Plans.

Eligibility

To be eligible for these plans, the policy holder should be an Indian citizen, with the age limit starting at 6 months.

Cover Amount

TATA AIG Travel Insurance offer medical cover up to $0.5 million on overseas travel.

The policies offer the following coverage:

• Cover for medical expenses due to sickness and accident while traveling.
• Cover for any dental emergency.
• 50 percent reimbursement per bag and 10 percent of the value per article in the bag in case of the loss of checked baggage.
• Compensation in case of delay in checked in baggage, whilst overseas.
• Compensation for expenses incurred in obtaining a new or duplicate passport in case of the loss of the original one.
• Compensation for expenses occurred due to flight delay.
• Cover against accidental death and permanent disability while travelling abroad.
• Compensation for damages, in the form of property damage, bodily injury or death, to be paid to a third party.
• Distress allowance in case of hijack of the common carrier in which you were travelling.

If the purpose of your travel is to avail medical treatment, the policy will not cover for that specific treatment.

The policy will also not cover for any expenses incurred due to a pre-existing illness, suicide or attempted suicide, terrorism, war and more.

Visit the TATA AIG website to know more of the inclusions and exclusions.

Other Features

• Assistance services towards medical evacuation service, emergency assistance service and repatriation across the world.
• Option to get the annual Multi-Trip policy renewed for life.
• Free Look period of 15 days in case of Annual Multi Trip policy to see whether the policy is befitting their requirements.
• 30 days grace period for the payment of premiums to customers of annual multi trip plans.
• Option of enhancing your sum insured when you are renewing the policy to increase the protection provided by the policy.
• Intimation to the policyholders 3 months in advance of any changes in annual multi trip policies and about the discontinuation of a policy before the policy is due to expire.

Given the wide range of benefits and allowing the policyholder to extend the policy up to a period of 7 days from the expiry date, TATA AIG travel insurance plans is a great choice.

Also check out other best travel insurance policies I’ve reviewed here .

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• Chola MS Travel Insurance Review
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TATA AIG Annual Multitrip Travel Insurance

Select your Destination?

Select Traveler's Age

After purchase we will send the policy to your number

International corporate travelers who travel overseas often on work should be properly insured to cover medical expenses in case they fall sick or meet with an accident while outside India. Tata AIG has designed international annual multi trip insurance for businessmen and corporate professionals who are frequent travelers. The TATA AIG Annual Multi-trip insurance allows customers to travel outside India, anywhere in the world, any number of times during the annual coverage period. However each trip period has to be limited to either 30 Days /45 Days /60 Days /90 Days /120 Days /150 Days /180 Days depending on the plan chosen by the customer.

The TATA AIG Annual Multi-trip insurance allows customers to travel outside India, anywhere in the world, any number of times during the annual coverage period. However each trip has to be limited to either 30 Days /45 Days /60 Days /90 Days /120 Days /150 Days /180 Days depending on the plan chosen by the customer.

TATA AIG multitrip travel insurance highlights

USD 50 k / 1 Lac / 2.5 Lac / 5 Lac / 7.5 Lac / 10 Lac

12 years to 70 years

TATA AIG travel insurance renewal while outside India

Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

• Filled & signed Good health declaration
• Passport (first and last page & stamp page of the departure)
• Air ticket copy of onward journey (traveled from India to overseas)

TATA AIG annual multitrip benefits

Sub Limits - The following medical sub limits are applicable for travelers older than 56 years. However these medical sublimits are not applicable for plans ' WITHOUT SUBLIMIT '

• Medical Services provider referral
• Arrangement of hospital admissions
• Lost luggage assistance
• Emergency Travel Services
• Embassy referral services
• Claims procedure information services

Credit card purchase procedure

You can purchase the policy online using a credit card from anywhere in the globe. Most of our customers purchase the policy from the United States,U.K ,Australia,etc.. for parents or family members who are visiting from India. Customers can use international credit cards for purchasing. On completing the application and purchase using a credit card, you will receive an immediate acknowledgement of purchase. Within 24 to 48 hours, the insurance policy will be issued and emailed to the email ID provided in the application. The policy will also be couriered to the Indian address in the application.

Cheque payment purchase

For customers who do not want to use the online facility, payment can be made by cheques. Please email us for details.

Call us at 080-41101026 in India. Our Insurance Advisor will assist you and with our Advisor's guidance, you can choose the level of cover you require. This policy is available to Indian residents only.

Payment options

• Cash Cards - ItZ cash,Pay Cash
• Mobile Payments - Paymate,IMPS,Scan N Pay
• Wallet - Paytm,Mobikwik,Oxigen wallet,Freecharge,Jio Money etc ...
• UPI - Unified Payment Interface

You are not covered if any expenses incurred directly or indirectly in respect of:

• Traveling against the advice of a Physician
• For obtaining treatment
• Pre-existing ailments& complications arising out of them
• Suicide or attempted suicide
• Illegal Acts
• Dangerous Sports etc.

For other exclusions please refer to the policy wordings .

TATA AIG annual multitrip travel insurance FAQ's

Single-trip insurance covers one short trip, annual multi-trip insurance covers multiple trips with same policy.

The Tata AIG Annual Multi-Trip Insurance covers multiple trips with same policy.This insurance will be cheaper for frequent travelers.

The traveller can travel multi times according with the selected slab duration for each trip.

Yes, there are different day slab/duration available for each trip. Tata AIG offers coverage with trips duration up to 30 Days /45 Days /60 Days /90 Days /120 Days /150 Days /180 Days per trip.

Yes, the traveler can travel to any country according to the destination (Worldwide, Excluding USA & Canada & SGN) , which has been selected.However, certain high-risk countries or regions may not be covered, so it's essential to review the policy terms and conditions.

TATA AIG multitrip travel insurance

You can buy Annual Multitrip insurance policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

Travelers already outside India without insurance? We can try to get special approval to buy TATA AIG travel insurance online.

Calculate the TATA AIG international travel insurance premium for Indian travelers and senior citizens travelling overseas.

In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.

Download TATA AIG Annual Multitrip insurance brochure online!

Travel insurance customers can renew their existing policy online before the exipry date at any time.

TATA AIG Citation

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".

Customers Testimonials

NRIOL customer support staff Thank you very much for your exceptional service so late in the night! I appreciate it very much!!

Quick Service Thanks a lot for the speedy response and sending me the policy pdf. This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.

Professional service Thank you Customer Team. Nice and professional!! I will proceed with the payment. Have a nice afternoon.

Convenient & Effortless Thanks a lot for making this so convenient and effortless. I really appreciate your efforts towards this. Look forward to doing more business with you in future.

Best service offered by you! Thanks for your email. thanks for your prompt emails. Your service is far better than our earlier insurance service provider.

Prompt Response Thank you very much for your prompt response, as also for resolving my queries over the phone.

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TATA AIG Introduces 'Travel Guard Plus' - A Comprehensive Travel Insurance Solution with Enhanced Features

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Get travel insurance for peace of mind

Travel insurance offers protection against unexpected disruptions—and associated financial risks—during your domestic or international travel. Be it a medical emergency, loss or delay of checked-in baggage, flight delays, trip cancellations, or similar unforeseen events, travel insurance gives you the freedom to enjoy your trip worry-free.

A medical emergency during your trip, for example, can be costly. With proper travel insurance, you have no reason to worry about ballooning expenses and can take on the challenges as they come your way.

Tata AIG Travel Insurance to the Rescue

Safety is a priority when travelling. Get yourself insured with Tata AIG travel insurance and safeguard your journey in advance.

Top features of Tata AIG Travel Insurance

Depending on your policy, Tata AIG travel insurance has the following features: 

Round-the-clock assistance

Hassle-free claim procedure

Medical coverage

Passport loss

Travel disruptions

Baggage issues 

Theft (Limited to loss of cash)

Who can buy travel insurance?

You can purchase the Tata AIG travel insurance if you’re an Indian resident and your journey originates from India. Insurance can be purchased for both domestic and international travel.

How it works?

You can buy Tata AIG travel insurance as an add-on service when you book your flight tickets. If you have already made a booking and would like to purchase insurance, please go to  Manage Booking .

Travel Insurance FAQ

Eligibility and benefits.

Find out whether you’re eligible for travel insurance before purchasing it.

Coverage and medical treatment

Find out the types of medical treatment you’re eligible for with TATA AIG travel insurance.

Claims and customer support

Are you facing issues when you’re trying to initiate your claim? Don’t worry, we have got you covered.

Policy details and changes

Do you want to make changes to your existing policy? Find out how you can do it hassle-free.

Policy documents & TCs

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• TATA AIG Travel
• TATA AIG's Annual MultiTrip Insurance

TATA AIG Multitrip corporate travel insurance for business travelers

Best quotes for tata aig annual travel insurance, tata aig travel insurance review.

USD 50,000 to 500,000

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* As per IRDAI report for 2018-19    |    ** As per NL25 data published on the Insurance Company website

Annual multi trip travel insurance from Tata AIG

Indian corporate and business travelers who travel abroad frequently on work or business meetings tend to fall sick or have accidental injuries. It is advisable to buy Tata AIG Annual Multi Trip insurance policy. It allows the insured to travel multiple times anywhere in the world during the coverage period of the policy. However each single trip cannot exceed 30 or 45 days depending on the plan purchased. Renewal of Tata AIG Annual Multi Trip policies will now be extended even beyond 70 years of age.

The Annual travel insurance from Tata AIG is available as Gold and Platinum multi trip travel insurance which is based on the Accident & Sickness Sum Insured as follows

• TATA AIG Annual Multi-trip Insurance - Gold - Maximum medical coverage of $250,000
• TATA AIG Annual Multi-trip Insurance - Platinum - Maximum medical coverage of $500,000

TATA AIG’s Annual MultiTrip insurance plan deatils

Coverage and benefits offered by annual multi trip insurance policy, tata aig annual multi-trip premium chart - with sublimits.

Note: Premium in Indian Rupees. Plans are available only upto the age of 70 years. The premiums shown below for above 70 years is only for Renewals

TATA AIG Annual Multi-trip Premium Chart - Without Sublimits

Note: Premium in Indian Rupees Plans are available only upto the age of 70 years. The premiums shown below for above 70 years is only for RENEWALS

Features of Tata AIG Travel Insurance

• Coverage of Medical Expenses Travel Guard takes care of your medical expenses due to Accident and Sickness while traveling so that you can concentrate on enjoying the holiday without any stress.
• Checked Baggage Loss Compensation for the loss of checked in baggage in the custody of the common carrier.
• Baggage delay Compensation for reasonable expenses incurred for purchase of emergency personal effects due to delay in arrival of checked in baggage, whilst overseas.
• Loss of Passport Compensation for expenses incurred directly in obtaining a duplicate or new passport abroad.
• Personal Liability Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
• Hijacking In an unfortunate event of your common carrier in which you are travelling; being hijacked, this product will pay a distress allowance to you.
• In-hospital Indemnity The Policy pays a Daily benefit for each day you are an inpatient in a hospital due to injury or sickness.
• Trip Delay Reimbursement of additional expenses occurred due to trip delay (only if the trip has been delayed for more than 12 hours).
• Automatic-extension of the policy Travel Guard allows you to extend your policy upto a period of 7 days from the policy expiry date in the unfortunate event of Delay by the scheduled airline, which is beyond the control of the insured.
• Personal Accident Travel Guard gives you worldwide coverage against Accidental Death and Dismemberment following an accident during your trip.
• Sickness Dental Relief The policy pays for immediate Dental Treatment occurring due to sudden acute pain during the course of an overseas Insured Journey. Dental benefits will be provided for Medically Necessary filling of the tooth or surgical treatment, services, or supplies.
• Other Benefits Tata AIG’s Plans also cover some other benefits like Trip Cancellation / Curtailment, Repatriation of Remain and Medical Evacuation, Bounced Hotel / Airline Booking and Missed Connection / Departure

What are the Exclusions under Tata AIG’s Travel policies? Some of the key exclusions are listed below:

• Pre-existing Condition or any complication arising from it (unless specifically covered under certain plans that are purchased by the insured)
• Services, supplies, or treatment, including any period of Hospital confinement, which were not recommended or approved, and certified as Medically Necessary by a Physician
• Routine physicals or other examinations where there are no objective indications or impairment in normal health, and laboratory diagnostic or X-ray examinations except in the course of a disability established by the prior call or attendance of a Physician (an example could be a person visiting the hospital to check their blood pressure or their cholesterol levels, just for their information)
• Elective, cosmetic, or plastic surgery, except as a result of an Injury caused by a covered Accident
• Suicide, attempted suicide (whether sane or insane) or intentionally self inflicted Injury or Illness, or sexually transmitted conditions, mental or nervous disorder, anxiety, stress or depression, Acquired Immune Deficiency Syndrome (AIDS), Human Immune deficiency Virus (HIV) infection
• Being under the influence of drugs, alcohol, or other intoxicants or hallucinogens unless properly prescribed by a Physician and taken as prescribed
• Any loss arising out of War, civil war, invasion, insurrection, revolution, act of foreign enemy, hostilities (whether War be declared or not), rebellion, mutiny, use of military power or usurpation of government or military power, Terrorism
• Congenital anomalies or any complications or conditions arising therefrom
• Participation in winter sports, skydiving/parachuting, hang gliding, bungee jumping, scuba diving, mountain climbing (where ropes or guides are customarily used), riding or driving in races or rallies using a motorized vehicle or bicycle, caving or pot-holing, hunting or equestrian activities, skin diving or other underwater activity, rafting or canoeing involving white water rapids, yachting or boating outside coastal waters (2 miles), participation in any Professional Sports, any bodily contact sport or potentially dangerous sport for which You are untrained (please note that on our eIndiaInsurance website, we offer some insurance plans that cover Adventure sports…so if the insured is likely to participate in any of these activities, it’s best to buy a plan that covers Adventure Sports)
• Pregnancy and all related conditions, including services and supplies related to the diagnosis or treatment of infertility or other problems related to inability to conceive a child; birth control, including surgical procedures and devices

Best Annual Travel Insurance for Indians travelling frequently

Depending on the number of foreign trips that a traveller makes every year, they can opt for a single trip insurance plan or an annual multitrip travel insurance policy.

Annual Travel Insurance

The main advantage of an annual multi-trip policy is that the traveller does not have to arrange cover for each journey that they take, especially if they and/or their family members travel frequently throughout the year.

Group multi trip travel insurance

"Business or corporate big group of travellers going abroad multiple times can get best corporate group multi trip travel insurance quotes" More details  

Tata AIG annual multi trip insurance FAQs

What is the maximum entry age to buy tata aig annual multi trip insurance.

There is currently no maximum entry age for Tata AIG’s Annual Multitrip Insurance plans, both With and Without Sub Limit options. Hence an insured of any age travelling regularly abroad can purchase this plan of Tata AIG.

How many trips will Tata AIG multi trip cover?

Tata AIG’s Annual Multitrip plans cover any number of trips made during the period of the policy. This is the real advantage of purchasing a policy of this nature, especially if one is a frequent International Traveler. Annual Multitrip plans are issued for a period of 1 year without any restriction on the number of trips made by the insured, subject to the duration of each trip being within the 30/45 day duration under the opted plan.

How long can my trip duration be if I buy Tata AIG Annual Multi trip insurance?

Tata AIG offers two options of 30 and 45 days under their Annual Multi Trip plans. This means that the traveling insured must ensure that each individual trip does not exceed the maximum duration under the opted plan. For eg. If the traveled opts for the 45 day option, they must ensure that each individual trip of theirs does not exceed 45 consecutive days. They may however have any number of trips during the 1 year period of the plan.

Advantages of buying Tata AIG multi trip insurance over single trip insurance?

A single trip policy provides coverage for a specific or single trip taken by the insured abroad. An annual multi-trip plan is a travel insurance policy valid for 12 months where in the insured can travel any number of times abroad in this period. The main advantage of an annual multi-trip policy is that one does not have to arrange an insurance plan/cover for each journey that they take, especially if the individual/family travel frequently throughout the year. They do not also have to keep the insurance company informed whenever they travel. It also generally works by offering better value than buying two or three single trip policies a year.

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Tips to find good and adequate international travel health insurance.

Health care cost comparison

Comparison of overseas Healthcare cost and popular tourist destinations.

How does travel insurance work

How to use visitor insurance in case of sudden sickness and accidents.

TATA AIG Travel Insurance useful links

How to buy online.

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

Already outside India

Travelers who have already traveled from India and do not have insurance can buy Tata AIG travel medical insurance after approval.

Online Renewal

TATA AIG health insurance renewal customers can renew existing policy online before the exipry date at any time.

Claims & Customer care

In case of a claim or reimbursement of treatment expenses, notify Tata AIG by contacting them.

Policy Wordings

Kindly refer the Policy Wordings for complete coverage details along with terms and conditions.

How are Claims settled?

Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.

TATA AIG travel insurance links

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AIG Travel Guard

Learn about travel insurance plans offered through AIG Travel Guard and how they compare.

Diverse range of travel insurance plans to choose from

Cancel for any reason (CFAR) coverage available with some plans (conditions apply)

Annual coverage available

Generous limits for emergency medical expenses and medical transportation available

Preexisting medical conditions waiver available (conditions apply)

Low costs for family plans

Essential plan coverage limits may be insufficient

CFAR coverage reimburses at only 50%

What AIG Travel Guard Is Known For

Like many other top travel insurance providers, AIG Travel Guard offers a broad range of plans to cover different types of trips. The company's main coverage options include the basic Essential Plan, the mid-tier Preferred Plan and the top-tier Deluxe Plan, which comes with the highest levels of coverage available.

AIG also offers an annual travel insurance plan that can apply for all trips that an insured individual (or group) takes within a year. Other niche plans from this provider include the Pack 'N Go Plan for last-minute trips, a plan for emergency evacuation and medical transportation, a rental car coverage plan, and an adventure travel insurance plan.

AIG Travel Guard stands out in a few different areas. First, the company offers cancel for any reason (CFAR) coverage as an optional add-on with its Preferred and Deluxe plans. However, this coverage only reimburses up to 50% of prepaid travel expenses, which is lower than other providers. CFAR coverage only applies if travel insurance is purchased within 15 days of making an initial payment on a trip.

AIG Travel Guard also offers a preexisting medical conditions waiver when travelers purchase coverage within 15 days of the initial trip payment. Another standout feature of this company is that its mid- and top-tier plans have high coverage limits for emergency medical expenses and emergency medical evacuation. This emergency evacuation coverage, also called "Medevac," can pay for air evacuation services, transportation to the nearest hospital or clinic, medical transportation to your home country, and more.

AIG Travel Guard Travel Insurance for Individual Trips

AIG Travel Guard plans for individual trips come in three tiers with accelerated levels of coverage and more add-ons available. This lets you tailor your travel insurance coverage to your unique needs, including the type of trip you're taking and the perils you want to protect against the most.

The chart below shows the coverages you can get with each tier.

AIG Travel Guard Pack 'N Go Plan

AIG Travel Guard also offers a last-minute coverage option for consumers who don't need trip cancellation coverage. There is only one available tier for this plan, and it includes the following coverages:

AIG Travel Guard Travel Insurance for Multiple Trips

The company also offers an annual travel insurance plan. This type of coverage can work well for frequent travelers who are always jetting off somewhere new but don't want to purchase an individual plan for every trip. Coverages offered include the following:

AIG Travel Guard Travel Insurance Costs

AIG Travel Insurance costs vary based on the number of travelers in a plan, the age of travelers, the cost of the trip, the tier of coverage selected and other details. We received quotes for several sample trips to give you an idea of how much you might pay.

AIG Travel Guard is not accredited by the Better Business Bureau (BBB), and the company also has a low rating with the platform of just 1.08 out of 5 stars. The travel insurance provider has closed 175 customer complaints filed with the BBB in the last 12 months and 791 complaints in the last three years. On Trustpilot, the company has an average star rating of just 1.7 out of 5 stars across 65 reviews on the platform. By contrast, the company has a 4.6 rating on InsureMyTrip. Here's an overview of some positive and negative user reviews that show the experiences of past customers.

Good Customer Service Experience

We bought a TravelGuard policy when we bought airline tickets through Frontier. Only a couple days later Frontier changed our flight times by 13+ hours which would no longer work for our travel plans.

Since it was within the 15 day "review" period TravelGuard fully refunded our premium consistent with their policy quickly and with NO drama.

I was able to talk with TravelGuard customer service with less than a minute of holding. He walked me through the steps to make a written refund request. I heard back from my written request in less than 24 hours. – Sara via Trustpilot

They paid my claim for stolen items when I was in Vegas on an annual travel plan. It did take a few months. The claim amount was three times the premium I originally paid. – Bradley S. via Trustpilot

Travel Guard has been unresponsive and has left me feeling frustrated and disappointed. I booked a trip and purchased trip insurance through Travel Guard. I had to cancel the trip for medical reasons and I filed a claim on January 8, 2024. The information they requested was uploaded on the Travel Guard Portal on January 9, 2024. Forty-eight hours after sending the information, I contacted them to make sure they had all the required information. They confirmed they had all the forms I sent. They told me it would take 10 to 15 business days to review the claim and the insurance adjuster would contact me. It is now February 12th and I have not heard anything from Travel Guard or the adjuster. I have called a few times and keep getting the same run around. I called again today and even asked to speak to a supervisor and was told the supervisor is just going to say the same thing and would not connect me. I paid good money for this trip insurance and am feeling like I was scammed. – William M. via Better Business Bureau

Had to Wait for the Check, But at Least it Came

My husband and I had a flight on Alaskan Airlines from Portland to Tampa, which was canceled because the airlines did not have sufficient staff to operate the flight. We were stuck in Portland for two additional days before we could return home. I thought we would be reimbursed in full, but it turns out, our policy only allowed for a certain amount per person daily. It took a month and a 1/2, but we did receive a check for $600. It wasn't the full amount of two additional days for food, lodging, and rental car, but it was better than nothing. – Clare L. via Trustpilot

Takes two weeks to get response from claims. Then they ask for additional information even though you already sent. Dont get to talk to claims adjusters only email I had to resubmit information again with letter of explanation. Another way to prolong payments. Very flustered with not being able to talk to adjuster. You only talk to a real person when you call in to ask for adjuster. They cant trans the call. Only emails still havent received reimbursement. – Cindy W. via Better Business Bureau

Why Trust U.S. News Travel

Holly Johnson is a travel writer who covers topics like travel insurance, family travel, all-inclusive resorts and cruises. She has researched travel insurance options for her own vacations and family trips to more than 50 countries around the world and has experience navigating the claims and reimbursement process. Johnson works alongside her husband, Greg, who sells travel insurance through their travel agency, Travel Blue Book .

Read more about AIG Travel Guard in:

• The Best Travel Insurance Companies
• The Best International Travel Insurance
• The Best Vacation Rental Travel Insurance
• The Best Family Travel Insurance

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AIG Travel Guard

Get a quote in less than two minutes and travel with more peace of mind.

Travel Guard Plans

Compare coverage levels and pricing on our most popular plans with our product comparison tool—and find a Travel Guard plan that’s right for you. 

Deluxe Plan

Our top-of-the-line, comprehensive travel coverage that sets the standard.

Preferred Plan

A comprehensive travel plan with superb coverage and service from start to finish.

Essential Plan

Savvy coverage for the budget-minded traveler.

Pack N' Go Plan

Immediate coverage for unplanned trips and adventures

Annual Travel Insurance Plan

Year-round coverage for your travel investments.

Millions of travelers each year trust AIG's Travel Guard to cover their vacations

Travel insurance plans provide coverage for certain costs and losses associated with traveling. Travel Guard ® helps you navigate canceled flights, lost bags, sudden health emergencies, and much more—almost anywhere in the world. Whether you’re planning a two-day getaway, a cruise, an adventure vacation, or a month-long international holiday, our plans help cover travelers and their trip inverstments.

Education Center

Sort through common questions about travel insurance

Traveler Resources

Safety information and travel tips for travelers

Preparing travelers wherever their journey takes them

AIG Travel CEO Jeff Rutledge shares how the underlying risks of travel have changed and what AIG is doing to help companies and individuals manage risks.

Coverage available to residents of U.S. states and the District of Columbia only. These plans provide insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of each policy with your existing life, health, home, and automobile insurance policies, as well as any other coverage which you may already have or is available to you, including through other insurers, as a member of an organization, or through your credit card program(s). If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc .(Travel Guard). California lic. no. 0B93606, 3300 Business Park Drive, Stevens Point, WI 54482,  www.travelguard.com.  CA DOI toll free number: 800-927-HELP.

This is only a brief description of the coverage(s) available. The policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Ave of the Americas, Floor 41, New York, NY, 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states.

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5 Myths Of Travel Insurance

• TATA AIG Team
• Published on :

If the answer was no, you might be harbouring some common misconceptions about travel insurance. Let us debunk them for you.

Myth 1 - Nothing could possibly go wrong, so the trip does not warrant insurance

Maybe you are extra careful and may have taken numerous trips without anything untoward ever having happened, yet it always pays to be prepared. You never know when your luck may run out. A good travel insurance will protect you in case of accident and sickness expenses, lost or misplaced baggage, baggage delay, passport loss and flight delay; some of the innumerable things that may go wrong. In all these cases you will lose a substantial amount of money on pre-paid expenses in case you do not have travel insurance.

Myth 2 - My Normal Health Insurance Policy is Enough

Many people do not opt for travel insurance since they assume that their normal health insurance policy will cover them in case of an illness abroad. While, there are some policies offering cover for short international trips, these policies will not be helpful in case your trip gets delayed and your regular health insurance cover expires. Reputed travel insurance schemes also provide emergency assistance, medical evacuation and repatriation across the globe, a feature missing in most domestic health policies.

Myth 3 - The Airlines Offer Covers for Delayed / Cancelled Flight Hence I Don’t Need Additional Cover

Many travellers think their airlines will reimburse them in case they miss their flights due to connecting flight delays or in case of flight cancellations, however most airlines do not reimburse unless it is a grave or unavoidable reason. More often than not, the fine prints in airline insurance make it almost impossible to get any coverage. Also in case you have to cancel your flight due to illness or any emergency, you are left high and dry. On the other hand by opting for travel insurance you get covered for most such eventualities.

Myth 4 - All Travel Policies are The Same, It Does Not Matter Which one I Buy

While there are numerous travel insurance policies available, one needs to be careful to opt for a policy provided by a trusted insurance provider. Different policies cater to needs of different categories of travellers. Lately some good travel policies also cover for pre-existing conditions or provide life-long cover and you need to scrutinize your options before settling for any policy. A wide variety of travel insurance policies catering to customers of different age groups, and for different destinations exist. Travel policies specially catering to overseas students are also available today and one needs to look around and choose best one available.

Myth 5 - Claim Collection Is A Pain

Many travellers believe that it is close to impossible to get the claim amount unless something disastrous has happened. This is not at all true if you opt for a good insurance provider. Do not fall prey to lure of fly by the wall operators. A good policy from an institution of repute will ensure your every step right from filing the claim to collecting it is easy and hassle free.

Be better prepared for emergencies during travelling. Opt for T ata AIG’s Travel Insurance plan for more details.

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Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Tata AIG Also Offers Insurance for the below products

Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to TATA Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. 2008, TATA AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CIN: U85110MH2000PLC128425. IRDA of India Regn. No. 108. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] . Category of Certificate of Registration: General Insurance.

2008, Tata AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CINNumber : U85110MH2000PLC128425. Registered with IRDA of India Regn. No. 108. Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to Tata Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] .

TATA Travel Guard

Tata AIG General Insurance Company Limited is a joint venture between Tata Group and American International Group (AIG).The company offers a range of general insurance covers for businesses and individuals and has a comprehensive range of general insurance products for Liability, Marine Cargo, Personal Accident, Travel, Rural-Agriculture Insurance, Extended Warranty etc. Each product offering is backed by professional expertise. Tata AIG General Insurance Company Limited has an asset base of approximate 0.6 billion USD.

Toll Free - 1800 266 7780

This policy covers for medical treatment expenses including ancillary expenses like loss of passport, baggage loss etc and personal liability. The policy uses the services of a external service provider in the event of an emergency. This policy also has an inbuilt deductable amount which is applicable in all claims apart from accidental death.

Unique Features of TATA Travel Guard

Automatic extension of the policy upto 7 days

Higher dental cover/ Bounced hotel & airline booking. Available in all variants

Personal Liability cover in all plans

Comprehensive emergency medical evacuation cover

Fraudulent charges (payment card security)

Repatriation of mortal remains upto sum insured

Eligibility Criteria for TATA Travel Guard

Product benefits of tata travel guard, exclusions for tata travel guard.

• Insured Person is traveling against the advice of a Physician; or is travelling for the purpose of obtaining treatment.
• Any Pre-existing Condition or any complication arising from it
• While under the influence of liquor or drugs.
• Through deliberate or intentional, unlawful or criminal act, error, or omission.
• Whilst participating as the driver, co-driver or passenger of a motor vehicle during motor racing or trial runs.
• Any pre-existing injury or condition
• Pregnancy except from ectopic pregnancy
• Racing on wheels or horseback, winter sports, canoeing in white water rapids and bodily contact sports
• Treatment rendered by a doctor who shares the same residence as the insured or who is a member of the insured persons family
• Mental illness, stress, psychiatric or psychological disorders
• 1. Insured Person is traveling against the advice of a Physician; or is travelling for the purpose of obtaining treatment.
• 2. Any Pre-existing Condition or any complication arising from it;
• 3. Suicide, attempted suicide(whether sane or insane) or intentionally self inflicted Injury or Illness, or sexually transmitted conditions, mental or nervous disorder, anxiety, stress or depression, Acquired Immuno Deficiency Syndrome (AIDS), Human Immunodeficiency Virus (HIV) infection
• 4. Serving in any branch of the Military or Armed Forces of any country, whether in peace or War
• 5. Being under the influence of drugs, alcohol, or other intoxicants or hallucinogens,
• 6. Operating or learning to operate any aircraft, or performing duties as a member of the crew on any aircraft or Scheduled Airline;
• 7. Any loss arising out of War, civil war, invasion, insurrection, revolution, act of foreign enemy,
• 8. Performance of manual work for employment or any other potentially dangerous occupation,
• 9. Participation in winter sports, skydiving/ parachuting, hang gliding, bungee jumping, scuba diving, mountain climbing,
• 10. Pregnancy and all related conditions. This however does not include ectopic pregnancy proved by diagnostic means and is certified to be life threatening by the Physician
• 11. Any non medical expenses

Claim Process for TATA Travel Guard

Assistance service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.

Service Provider details

Assistance Details: While in India Contact No: 1800 119966 from BSNL/MTNL Landline or 1800 22 9966 E Mail: [email protected] Assistance Details: While abroad Contact No: +603-2118-0783 or +603-2118-0784 E Mail: [email protected] SMS: 'CLAIM' to 5616181

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Tata AIG introduces insurance for Indian space industry

I ndian general insurer Tata AIG has unveiled a Satellite In-Orbit Third-Party Liability Insurance policy to address the demands of the country’s rapidly expanding space industry. 

The new insurance product, claimed to be India’s first, is designed to provide critical financial protection for satellite manufacturers and operators. 

It is designed to offer comprehensive coverage for third-party bodily injury and property damage in the event of an incident involving an orbiting satellite. 

With the privatisation of space launches, India aims to quintuple its share in the global launch market, which is expected to reach $47.3bn (Rs3.95trn) by 2032.  

This anticipated surge in satellite launches underscores the need for risk management solutions within the sector.  

Tata AIG General Insurance is a joint venture between Tata Group and American International Group. 

The Economic Times quoted Tata AIG General Insurance president of commercial business Sushant Sarin as saying: “We are thrilled to be the first private insurer in India to offer a satellite insurance cover. The initiative aligns perfectly with our vision of providing comprehensive risk management solutions across traditional and emerging sectors.  

“This innovative product caters to the growing needs of satellite manufacturers and operators in the Indian space sector, especially in the wake of [a] recent solar storm that highlights the potential hazards faced by orbiting spacecraft.” 

In December 2023, it was reported that Mitsui Sumitomo Insurance Group is developing an insurance solution to provide coverage for space tourism.  

The Japanese insurer is collaborating with travel agency HIS, ANA Holdings and other partners to devise an insurance solution for the nascent space tourism industry.  

Initially focusing on suborbital flights, Mitsui Sumitomo seeks to fill a gap in the market, as these flights currently lack insurance coverage and require participants to acknowledge the inherent risks. 

"Tata AIG introduces insurance for Indian space industry " was originally created and published by Life Insurance International , a GlobalData owned brand.

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