backpacker travel insurance with covid cover

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The Best Travel Insurance for Backpackers

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Table of Contents

What to consider when buying backpacker insurance

The best travel insurance providers for backpackers, finding the right plan for you, backpacker travel insurance recapped.

Are you currently backpacking or planning an epic around-the-world trip? Perhaps you're taking some time off from school, want a break from your job or you're a digital nomad. Whatever your situation, you may have realized that your current medical insurance may not be enough to protect you against everything you might encounter while backpacking — especially if you're abroad.

So, what is the best travel insurance for backpackers? Here's our guide to help you find the right policy for your situation, plus some top picks.

There is no one best travel insurance for backpackers. The right plan for you will depend on where you travel — Europe, Latin America, Asia? — and how long you plan to travel. You'll also want to consider the type of coverage you will need. Here are some things you might want to consider when looking for travel insurance as a backpacker:

Medical emergency insurance 

If you need medical care when traveling outside your home country, you will want to have insurance that covers your costs. In the United States, many insurance plans don't cover international travel . Those that do typically consider most services performed outside of the United States to be out-of-network. This means, at a minimum, you'll likely pay higher deductibles and fewer services may be covered.

Travel disruptions

Flight delays and cancellations happen and you'll want to be prepared. Many travelers receive some trip interruption and trip delay insurance through their credit card, but coverage limits and exclusions vary depending on the type of card you hold. Coverage for travel disruptions can also be purchased as part of a travel insurance plan and help you recover your losses if your plans change due to various reasons, from flight delays to illness.

Emergency evacuation

If you need to be evacuated from a country, you might be able to get some coverage through the credit card you used to book your trip. However, not all credit cards cover every situation. For example, some cards may cover emergency medical evacuation but won't help if you must evacuate because of political unrest or sudden armed conflict.

» Learn more: The guide to emergency evacuation insurance

Repatriation of remains

If the worst should happen and you want your remains to be shipped home should you die overseas, you'll want to be insured for repatriation of remains. Out-of-pocket costs for repatriation can be upwards of $10,000, so it can be a good idea to include this coverage in your travel insurance.

Length exclusions

Some policies only offer coverage for trips of a particular duration, while others require you to return to your home country periodically. When selecting your travel insurance plan, pay special attention to what lengths of trips are covered and make sure your plan doesn't exclude the type of travel you plan to do.

Coverage in your home country

Be sure you understand what your travel insurance covers when visiting your country of residence, especially regarding medical costs. Often, travel insurance providers exclude or offer lower coverage amounts for travel within your country of residence.

Other types of coverage

There are various options and add-ons regarding travel insurance, and some may be more important to you than others. As you shop around, consider whether you want coverage for any of the following:

COVID-19 coverage .

Baggage delay insurance .

Pre-existing medical conditions .

Accidental death and dismemberment .

Rental car coverage .

Cancel For Any Reason coverage .

» Learn more: Best long-term travel insurance

1. World Nomads — Great insurance for up to six months

World Nomads provides comprehensive travel insurance. The company's standard plans include all the essentials: $100,000 of emergency medical coverage, $300,000 of emergency evacuation insurance, $2,500 of trip cancellation and interruption coverage and $1,000 against loss, theft or damage of your gear.

The coverage includes repatriation of remains, trip delay and accidental death and dismemberment coverage. More significant coverage limits are also available through the company's Explorer plan.

One downside to World Nomads is that their travel insurance isn't available if you will be gone for more than 180 days. So, if you're a backpacker or digital nomad traveling for longer than that, you'll want to look elsewhere.

2. Safety Wing — An option for long-term backpackers

Nomad Insurance by Safety Wing is an insurance product underwritten by Lloyd's. The Nomad Insurance policy includes medical coverage up to $250,000, including hospital stays, ambulance transportation and physical therapy. The policy also provides trip interruption, trip delay, emergency medical evacuation and political evacuation coverage.

Two notable benefits of Safety Wing are that you can purchase the insurance when you're already abroad and extend your coverage as you go — instrumental if you're not sure when you'll return home. In addition, if you sign up for an automatic renewal plan, Safety Wing will extend your insurance coverage every 28 days. Your insurance can continue indefinitely until you pick an end date.

3. Battleface — Coverage for adventurous backpackers

Some travel insurance providers exclude high-risk activities — such as scuba diving, skiing or rock climbing — from coverage. If you're more adventurous than the average backpacker and want coverage for these types of activities, consider Battleface.

The company offers policies that cover trip cancellation, interruption and delay. Its coverage also includes $250,000 of medical expenses and personal property protection. However, digital nomads or long-term backpackers may need to look elsewhere for coverage. Battleface's annual plan covers unlimited trips, but any trip can only be 40 days long.

4. Allianz — For frequent travelers who return home often

Allianz is a globally-known insurer that offers travel insurance. Its plans for travelers include coverage for emergency medical, emergency medical transport, lost or delayed baggage, travel delays, rental car damage or theft and more. Coverage levels depend on which plan you purchase, and some benefits — such as rental car insurance — are optional add-ons.

Allianz offers travel insurance per trip through its OneTrip plans and year-long coverage through its AllTrips offerings. However, most AllTrips plans only insure trips for up to 45 days, so if you travel but return home frequently, Allianz might be a good option.

» Learn more: How much is travel insurance?

When traveling, everyone's situation is different. What might be the best backpacking travel insurance for you might not work for your travel companion. To find the best plan for you, here are some things to consider:

Understand your travel plans 

Your travel plans will dictate what insurance options are available to you. Are you planning on backpacking for a month, three months, a year, or indefinitely? Which countries do you plan on visiting? Will you return home frequently? Make sure that your travel insurance plan covers your situation.

Take inventory of what coverage levels you need 

As you research, consider what coverage you think you'll need. You'll probably want basic medical and emergency evacuation coverage, at a minimum. Beyond that, consider your risk tolerance and the probability that you'll need to file a claim.

Start with our recommendations 

Our recommendations are far from the only providers of backpacker insurance out there. Use them as a starting point, but get suggestions from friends and read reviews of different insurance providers before purchasing coverage.

Finding the right travel insurance will take some time and require research. Take a look at your travel plans, understand what coverage you need and use our list as a starting point. If you put in some time upfront to find the right backpacking travel insurance, once you're abroad, you can spend your time enjoying the journey.

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50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

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5 Best Backpacker Travel Insurance Companies of 2024

Explore our top picks for travel insurance for backpacking trips and compare options to find the right coverage below.

in under 2 minutes

with our comparison partner, Squaremouth

Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic sectors. A journalist by trade, she started her career covering politics and news in New York’s Hudson Valley. Her work included coverage of local and state budgets, federal financial regulations and health care legislation.

The best travel insurance for backpacking trips is Travelex due to its affordable coverage for mult-destination trips. Travelex offers three plan options and a Travel America plan for backpackers making their way across the states.

From beachfront hostels in Thailand to campgrounds in Europe, a backpacker insurance policy can help you enjoy your adventure with peace of mind. Whether you’re traveling as a digital nomad or launching into adventure sports like trekking or scuba diving, travel insurance can cover the cost of unforeseen events or accidents during short or long-term backpacking trips.

Key Features To Look For in Backpacker Travel Insurance

Backpacker travel insurance is subject to your individual needs. According to the U.S. Department of State , the government does not cover medical bills overseas. Therefore, the agency recommends travel medical emergency insurance, especially if you’re participating in adventure activities. However, not all travel insurance companies cover adventure sports.

Trip interruption insurance can help you prepare for potential cancellations and flight delays, offering reimbursement of prepaid costs if interruptions occur for a covered reason. Emergency evacuation coverage is important in the event of natural disasters or civil unrest, especially if you plan on adventuring in rural areas. Ensuring your policy offers baggage and personal effects coverage also offers a financial safety net for lost or stolen belongings, including sporting gear.

While you may be able to find basic travel insurance with these features, the benefit limits may vary. It’s also important to note that not all policies cover adventure sports gear or medical expenses. Make sure to look for a plan with this coverage if you plan on adding sporting events to your backpacking trip.

Top 5 Travel Insurance Providers for Backpackers

Here is our list of travel insurance plans and providers to suit backpackers:

• Travelex Insurance : Our pick for families
• AIG Travel Guard : Our pick for families
• IMG Travel Insurance : Our pick for medical coverage
• Allianz Global Assistance: Our pick for concierge services
• World Nomads: Our pick for adventure travelers

Compare Backpacking Travel Insurance Companies

We requested online quotes for our top travel insurance providers so you can see how much coverage costs . The chart below includes estimates for a 25-year-old backpacker from New York taking a three-week trip to Mexico, with a total trip cost of $2,500. Quotes are for basic plans with travel medical insurance, trip cancellation coverage and more. We also included unique coverage options, including cancel for any reason or CFAR coverage.

Why Trust MarketWatch Guides

Our editorial team follows a comprehensive methodology for rating and reviewing travel insurance companies. Advertisers have no effect on our rankings.

Companies Reviewed

Quotes Collected

Rating Factors

Pros & Cons

You can choose from three plans with Travelex Insurance: Travel Basic, Travel Select and Travel America. Travel Basic is a budget-friendly option for backpackers with sufficient coverage. Five optional upgrades are available with the more comprehensive Travel Select Plan, with a $50,000 limit for emergency medical costs.

If you are planning to backpack around the U.S., the Travel America plan provides emergency medical expenses and reimbursement for canceled events, such as ski resort closures.

Coverage & Cost

Add-On Options

Travelex offers a variety of add-on options, depending on the plan you choose. Upgrades include:

• CFAR coverage
• Car rental collision
• Adventure sports coverage
• Additional medical coverage
• Flight accidental death and dismemberment

Based on our quote process, the Travel Basic Plan costs $87 for a 25-year-old traveler on a 20-day trip to Spain worth $3,000.

If you’re looking for a travel insurance policy for backpacking as a family, AIG Travel Guard plans include coverage for one child under age 17 with the rate for a paying adult. The Deluxe Plan offers high-level medical evacuation and healthcare coverage up to $100,000, while

the Preferred Plan features up to $50,000 for travel medical costs.

If you are on a budget during long-term backpacking trips, the Essential Plan covers the basics, with 24/7 emergency assistance and medical care coverage up to $15,000. The Pack N’ Go Plan is available if you plan a trip last minute and don’t need cancellation coverage.

AIG Travel Guard provides a range of add-ons depending on your chosen plan. Some examples include:

• Cancel for any reason (CFAR) coverage
• Rental vehicle damage coverage
• Security evacuations and interruptions bundle
• Adventure sports bundle
• Medical bundle
• Wedding bundle
• Baggage bundle

Based on the quote we requested for a 25-year-old backpacker traveling to Spain for 20 days on a $3,000 trip, the Essential Plan would cost $134.

*AM Best ratings are accurate as of June 2023.

From rafting to skydiving and bungee jumping, extreme sports fans can take advantage of IMG’s iTravelInsured Travel Sport Plan. It includes sports equipment rental reimbursement and natural disaster evacuation coverage.

For long backpacking trips, the most affordable option is the iTravelInsured Travel Lite Plan, which includes benefits for trip cancellation, travel delays and emergency medical assistance. You can also opt for more comprehensive options with the iTravelInsured Travel SE and iTravelInsured Travel LX plans.

IMG offers the following add-ons with the iTravelInsured Travel LX plan:

• Interrupt for any reason (IFAR) coverage (up to 75% of trip costs)
• CFAR coverage (up to 75% of the trip costs)

Based on our quote, the iTravelInsured Travel Lite Plan would cost $83 for a 25-year-old traveler backpacking around Spain for a 20-day trip worth $3,000.

Allianz offers a range of affordable plans for backpackers, including the AllTrips Basic Plan, a multi-trip policy with year-long protection. Or, if you’re primarily looking for health insurance and have a flexible itinerary with minimal prepaid expenses, you can save money with the OneTrip Emergency Medical Plan. It only covers post-departure benefits, including unexpected events after your trip begins.

While Allianz also provides comprehensive insurance policies, budget travelers may prefer the OneTrip Basic plan for affordable, all-around coverage.

Allianz Global provides the following add-on options, which you can add depending on your plan:

• OneTrip Rental Car Protector
• Terrorism Extension cover
• Required to Work cover

Based on our quote, the OneTrip Basic Plan would cost $91 for a 25-year-old backpacker taking a 20-day trip to Spain for $3,000.

Whether you love Alpine skiing or rock climbing, World Nomads is a popular choice for adventurous backpackers. Its two policies, the Standard Plan and Explorer Plan, cover over 200 adventure activities and sports. The main difference between the plans is the Explorer Plan offers higher coverage limits.

World Nomads offers rental car damage coverage with the Explorer Plan.

We pulled quotes for both plans for a 25-year-old backpacker taking a 20-day trip to Spain. You could expect to pay $96 for the Standard Plan and $180 for the Explorer Plan.

Factors To Consider When Choosing the Backpacking Insurance

Everyone’s different, so choosing the best insurance for your backpacking trip means considering your personal needs. Ask yourself the following questions as you consider travel insurance policies:

• Does the travel insurance cover all the destinations you want to visit?
• How long is your backpacking trip and if needed, does the policy suit long-term travel?
• Does the policy include sufficient medical coverage for potential health issues or participation in sports?
• Are there adequate coverage limits for baggage, gear and high-value equipment?
• Does the policy sufficiently cover missed activities and flight cancellations ?
• Do you require coverage for a pre-existing conditio n and if so, does the policy include a waiver?

If you are planning a long-term backpacking trip, pay attention to the duration of your travel insurance policy. For example, if you apply for a multi-trip plan with six months versus a year of coverage. And if you plan to trek around the globe, make sure your policy includes your intended destinations.

It also helps to check the coverage you already have before purchasing a policy. For example, your credit card may include rental car coverage or other forms of travel insurance.

What Does Travel Insurance Not Cover?

Most travel insurance plans cover medical emergencies, trip cancellations and delays , and baggage loss or theft. However, most policies don’t cover the following:

• Alcohol and drug-related incidents
• Extreme sports such as cliff diving
• Non-emergency medical treatment
• Flexibility in trip cancelation, such as changing your mind about flights or destinations
• Incidents due to negligence

Some providers may offer add-on coverage for extreme sports, non-emergency medical treatment and cancellation flexibility (CFAR coverage).

Travel Tips for Comparing Backpacker Insurance

Before buying travel insurance, it’s important to shop around, compare prices and read customer reviews. We suggest obtaining online quotes from at least three providers before selecting a policy.

Once you’ve found a few options that suit your coverage needs and budget, read the policy documents to ensure the coverage is right for you. Look for any exclusions or limits that may impact your coverage, such as a lack of adventure sports protection. If you don’t understand something, speak to the provider directly before making your decision.

Is Backpacking Travel Insurance Worth It?

Backpacking is often an adventure of a lifetime, but it is also an investment. Safeguarding your prepaid and nonrefundable costs, along with having financial safety nets for unforeseen medical emergencies, can help you enjoy a stress-free journey.

Ultimately, it is up to you to decide if backpacking travel insurance is worth it . If you’re planning to launch into adventure activities, top providers such as World Nomads, IMG and Travelex offer extra coverage. You can also opt for a basic plan from Allianz or choose AIG Travel Guard if you need coverage for a child. Regardless of your choice, each of our top providers can provide affordable options with sufficient coverage for backpackers.

Frequently Asked Questions About Travel Insurance for Backpacking Trips

Should i purchase travel insurance for a backpacking trip.

While your need for travel insurance is up to you, purchasing a policy can be worth it. Travel insurance for backpacking can cover medical costs in an emergency. Policies can also safeguard you against financial loss by providing reimbursements if your trip is canceled or delayed or your baggage or gear gets stolen. Some providers offer add-ons to cover rental car damage, highly valuable items and more.

What type of insurance do you need for backpacking?

The type of insurance you need depends on your destination, the duration of your trip and the activities you plan to do. At a minimum, backpackers should consider a policy with the following coverage:

• Trip cancellation , interruption and delay
• Emergency medical expenses
• Emergency evacuation and repatriation
• Lost or stolen baggage

Consider policies with adequate add-on coverage, like if you plan on participating in adventure sports or need a rental car.

What is the difference between backpacking insurance and travel insurance?

Backpacking insurance is simply a type of travel insurance with coverage tailored to backpackers. While some providers offer adventure-specific policies, you may find that a standard travel insurance plan suits your backpacking trip. Researching policy options can help you find coverage for your unique needs, including annual multi-trip plans for long-term trips.

Methodology: Our System for Ranking the Best Travel Insurance Companies for Backpacking Trips

• A 30-year-old couple taking a $5,000 vacation to Mexico.
• A family of four taking an $8,000 vacation to Mexico.
• A 65-year-old couple taking a $7,000 vacation to the United Kingdom.
• A 30-year-old couple taking a $7,000 trip to the United Kingdom.
• A 19-year-old taking a $2,000 trip to France.
• A 27-year-old couple taking a $1,200 trip to Greece.
• A 51-year-old couple taking a $2,000 trip to Spain.
• Plan availability (10%): We look for insurers with a variety of travel insurance plans and the ability to customize a policy with coverage upgrades.
• Coverage details (29%): We review the baseline coverage each company offers in its cheapest comprehensive plan. A provider with robust coverage earns full points, including baggage delay and loss, COVID-19 coverage, emergency evacuation and medical coverage, trip delay and cancellation coverage, and more. Companies also receive points for offering a variety of policy add-ons like accidental death and dismemberment, extreme sports, valuable items, cancel for any reason coverage and more.
• Coverage times and amounts (34%): We compare each company’s waiting periods and maximum reimbursement amounts for baggage, travel and weather delays. Companies that offer customers reimbursement after fewer than 12 hours of delays earn full points in this category. We also reward travel insurance providers that cover more than 100% of trip costs in the event of cancellations or interruptions.
• Company service and reviews (17%): We look for indicators that a company is well-prepared to respond to customer needs. Companies with an established global resource network, 24/7 emergency hotline, mobile app, multiple ways to file a claim and concierge services score higher in this category. We assess reputation by evaluating consumer reviews, third-party financial strength and customer experience ratings, specifically from AM Best and the Better Business Bureau (BBB).

For more information, read our full travel insurance methodology.

A.M. Best Disclaimer

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If you have feedback or questions about this article, please email the MarketWatch Guides team at  editors@marketwatchguides. com .

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• Backpacker Travel Insurance

Backpacker travel insurance

For travellers aged 18 – 60

Covers one trip of up to 18 months

Return home for up to 7 days on 3 occasions

Make sure you’re properly prepared for your adventure overseas

You've worked out where you're going, sorted out the passport and visas, and taken your vaccinations. Now you're ready to take on the world. Add backpacker cover to our economy travel insurance, and you’ll be good to go.

Medical Assistance Plus: 24/7 holiday health support

Have peace of mind when you travel knowing health professionals are just one click away.

Medical Assistance Plus, powered by Air Doctor, comes free with all our travel insurance policies (1). It gives you access to outpatient medical support while you’re away.

Through the service you can book an in-person or video consultation with a doctor. You can also get prescriptions delivered to your nearest pharmacy.

We’ll send you an SMS reminder about the service the day before you travel (for single-trip and backpacker cover) or the day before your policy begins (for annual multi-trip cover).

What’s covered?

Here’s a summary of the cover our backpacker policies provide. For full details check our policy documents.

An accident abroad

Few countries have total universal healthcare like the UK’s NHS. Most countries outside of the EU don’t have mutual healthcare agreements with the UK. This means the cost of getting treatment can be very expensive. Travel insurance is there to protect you and help when you’re at your most vulnerable

Lost valuables

Some holiday mishaps are down to sheer bad luck. Getting pickpocketed on a busy street. Your airline mislaying your bags. Or someone picking up the wrong rucksack at the bus stop. You just can’t plan for losing your valuables. But you can plan to get help with the replacement costs by getting a backpacker travel insurance quote with us

Sporting activities included

If you’re off travelling the world with a backpack, we’re willing to bet you can be tempted by the odd adventure sport or two. We cover over 100 sports and activities free of charge, but there are some we don’t cover at all. Check your policy wording for the full list and our terms and conditions, as some aren’t covered for personal injury or personal liability

How much cover do you get?

Our backpacker travel insurance comes with our economy cover. Here are some of the cover highlights.

Policy wording

Upgrade your cover with ease

Need cover for your policy that's not included as standard? Just pay a little more to add these upgrades – optional or mandatory depending on the trip type.

This optional extra helps protect you from the impact of airspace disruption, natural catastrophes, terrorist acts or Covid-19 (5)

If you’re happy with the cover offered, but worried about excess fees, you can opt for an excess waiver. For an additional premium, you can add it to any Post Office level of cover for zero excess fees (5)

Insure all your devices with our easy-to-add gadget cover. It’s perfect to protect all your smartphones, tablets, laptops and consoles (5)

Specialist cover is mandatory for winter sports like skiing and snowboarding. There’s greater risk of emergency costs. Make sure you’re protected on the pistes (5)

If you're going on a cruise, specialist cover is both important and mandatory. It covers missed departure due to breakdown, falling ill on board, being confined to your cabin, lost baggage and more (5)

Trip extensions are available up to 45 or 60 days, increasing from the standard 31 days (5)

All medical conditions considered

Living with a medical condition shouldn’t stop you seeing the world. And, with the right travel insurance in place, you can enjoy peace of mind on your adventures – just in case something unfortunate happens.

At Post Office, we cover most pre-existing conditions. Contact us for a quote to see if we can cover you. It’s important to declare upfront all your medical conditions and any medication you're taking.

If we can't help and yours is a serious pre-existing medical condition, check the  Money and Pensions Scheme (MaPS) directory. It lists companies that may be able to help you. Or call 0800 138 7777 .

Ready to get a quote?

Let’s find the protection that’s right for your travels. Get a quote for Post Office Travel Insurance

Common questions

What is backpacker insurance.

Backpacker insurance is designed for those of us who like to travel the world – and we’ve taken a lot into account. So, you can return home for up to seven days as many as three times. And there are over 100 sports and activities included, so it’s designed with you in mind.

Am I eligible for backpacker travel insurance?

To be eligible for Post Office Backpacker Insurance you must:

• Be aged between 18 and 60 years
• Reside in Great Britain, Northern Ireland, the Channel Islands or the Isle of Man
• Be registered with a GP in one of these places

Conditions and exclusions apply. For full details of what's included with your cover, check the policy wording .

Will I need extra cover with backpacker insurance?

While we’ve included a lot of adventure sports as standard on Post Office Backpacker Insurance, you’ll still need extra cover for winter sports . You can add this to your policy for an additional premium.

You can also add excess waiver cover . With this added cover, you won’t need to pay any part of any claims that you make.

Before you buy travel insurance, you should thoroughly check our policy terms and conditions. This way you’ll be sure that any adventure sports or activities you want to take part in are fully covered. A good example is if you’re planning to do any voluntary manual work while you’re away. Please be aware that if you need to make a claim, the excess will increase to £250, and purchasing the optional excess waiver won’t remove this excess.

What’s covered with backpacker insurance?

Post Office Backpacker Insurance is similar to other forms of travel insurance. It’ll cover you for medical emergency, the cancellation or cutting short of your trip, and loss of your belongings. It’s available with our economy level insurance. It’s a good idea to check our policy documents to make sure it has all the cover you need for your trip.

Is there a discount for students?

Yes, there is. We’ve partnered with Student Beans to offer a student discount. Log in with your Student Beans account to claim your discount code . Or, if you don’t have one, you’ll need to register for a Student Beans account to verify you’re a student.

When getting a quote for Post Office Travel Insurance please enter your discount code into the promotion code box. The discount will be taken off your quote total.

Do you offer a discount for graduates?

Yes, we do. We’ve partnered with Grad Beans to offer a discount to students. To claim it, you’ll need to either register for a Grad Beans account (to verify your graduate status) or log in with your existing account . You’ll be given a unique code, which you’ll need to enter in the promotion code box that appears when getting your travel insurance quote. The discount will be taken off your quote total.

• Read more travel insurance FAQs

Need some help?

Travel insurance help and support.

For emergency medical assistance, to make a claim, manage your account online, find answers to common questions about our cover or get in touch:  

Visit our travel insurance support page

Register your policy

If you haven’t yet registered your Post Office Travel Insurance policy, enter your details and create a log in so you can access it any time 

Register policy

Travel insurance policy types

Backpacker cover.

• Cover for a one-off trip up to 18 months
• Option to return home for up to 7 days on 3 occasions.
• For people aged 18 – 60 wanting to travel the world for a gap year or career break

Single-trip cover

• Cover for a one-off trip in the UK or abroad
• Perfect for one-off trips or longer holidays of up to 365 days (3)
• No age limit

Annual multi-trip cover

• Cover for multiple-trips for a 12-month period
• 31-day trip limit, with extensions available up to 45 and 60 days
• Available for everyone aged up to 75 years

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Policy documents

To access your policy documents, select your cover level then tell us the date you bought your cover.

Policy numbers starting with TC

Policies are underwritten by Collinson Insurance:

• Policy wording - purchased on or after the 28 March 2024
• Policy wording - purchased on or after 31 August 2023
• Policy wording – purchased on or after 17 August 2022
• Policy wording – purchased on or after 31 March 2022

About our travel insurance

Post Office® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited.

Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: 100 Wood Street, London, EC2V 7ER. Post Office and the Post Office logo are registered trademarks of Post Office Limited.

These details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website and searching by Firm Reference Number (FRN).

(1) This service is not available for trips taken in the UK, only for international travel. The service allows up to 3 separate medical events per person, per policy and for each medical event up to 3 appointments per person listed on the policy. All appointment charges are covered by your travel insurance policy. You will not need to pay any excess fees for this service.

For any online appointments or where the appointment was held at your accommodation, where a prescription is issued, you will need to pay for any medication and claim upon your return home. No excess will be applied for any prescription charges. If your appointment takes place at a clinic and they have a dispensing chemist, you will not need to pay for your prescription and all charges will be covered by your policy at the point of appointment. If there is no dispensing chemist at the clinic, you will either be given a prescription, or the prescription will be sent to a chemist by the treating doctor, and you will need to pay for any medication and claim upon your return home.

If your medical situation needs to be handed over from an outpatient case to an inpatient case and requires hospital admission, you will be handed over to our emergency medical assistance team in the UK. For any inpatient cases, no excess will be applicable.

(3) For economy, standard and premier policies, the single-trip policy will cover you for one trip up to:

• 365 days for those aged up to and including 70 years
• 90 days for those aged between 71 and 75
• 31 days for those aged 76 years and above

(5) Terms and conditions apply.

U.S. News takes an unbiased approach to our recommendations. When you use our links to buy products, we may earn a commission but that in no way affects our editorial independence.

The 5 Best COVID-19 Travel Insurance Options

Travelex Insurance Services »

Allianz Travel Insurance »

World Nomads Travel Insurance »

Generali Global Assistance »

IMG Travel Insurance »

Why Trust Us

U.S. News evaluates ratings, data and scores of more than 50 travel insurance companies from comparison websites like TravelInsurance.com, Squaremouth and InsureMyTrip, plus renowned credit rating agency AM Best, in addition to reviews and recommendations from top travel industry sources and consumers to determine the Best COVID Travel Insurance Options.

Table of Contents

• Rating Details
• Travelex Insurance Services
• Allianz Travel Insurance

Even though COVID-19 is no longer considered a global emergency, concerns around illness-related costs remain for many travelers. If you're looking for travel insurance that covers COVID – as well as other potential disruptions like flight delays and lost luggage – these are your best options.

• Travelex Insurance Services: Best Optional Coverage Add-ons
• Allianz Travel Insurance: Best for Multitrip and Annual Plans
• World Nomads Travel Insurance: Best for Active Travelers
• Generali Global Assistance: Best for Comprehensive Travel Insurance
• IMG Travel Insurance: Best for Travel Medical Insurance

Best COVID Travel Insurance Options in Detail

Plans include coverage for COVID-19

Optional CFAR coverage is available with Travel Select plan

Some coverages require an upgrade, including rental car collision, accidental death and dismemberment, and more

Not all add-ons are available with every plan

Allianz offers some travel insurance plans that come with an epidemic coverage endorsement

Single-trip, multitrip and annual plans available

COVID-19 benefits don't apply to every plan

Low coverage limits with some plans (e.g., only $10,000 in emergency medical coverage with OneTrip Basic plan)

24-hour travel assistance services included

More than 200 sports and activities covered in every plan

Low trip cancellation benefits ($2,500 maximum) with Standard plan

No CFAR option is offered

Free 10-day trial period

Some coverage limits may be insufficient

Rental car damage coverage only included in top-tier Premium plan

Offers travel medical insurance, international travel health insurance and general travel insurance plans

Some plans include robust coverage for testing and quarantine due to COVID-19

Not all plans from IMG offer coverage for COVID-19

Cancel for any reason coverage not available with every plan

Frequently Asked Questions

When comparing COVID-19 travel insurance options, you'll want to make sure you fully understand the coverages included in each plan. For example, you should know the policy inclusions and limits for COVID-related claims, including coverage for testing, treatments, trip cancellation or COVID-related interruptions that can occur. Meanwhile, you should understand how your coverage will work if you contract some other illness while away from home.

Also ensure your travel insurance coverage will kick in for other mishaps that occur, and that limits are sufficient for your needs. If you're planning a trip to a remote area in a country like Costa Rica or Peru , you'll want to have emergency evacuation and transportation coverage with generous limits that can pay for emergency transportation to a hospital if you need treatment.

You can also invest in a travel insurance policy that offers cancel for any reason coverage. This type of travel insurance plan lets you cancel and get a percentage of your prepaid travel expenses back for any reason, even if you just decide you're better off staying home.

It depends on your private health insurance provider and/or travel insurance policy. As of May 11, 2023, private health insurers are no longer required to cover the cost of COVID-19 testing. Out-of-pocket costs for COVID-19 test kits at local drugstores and on Amazon are relatively affordable, however.

As you search for plans that will provide sufficient coverage for your next trip, you'll find travel insurance that covers COVID-19 quarantine both inside and outside the United States. However, you'll typically need to have your condition certified by a physician in order for this coverage to apply. Also make sure your travel insurance plan includes coverage for travel claims related to COVID-19 in the first place.

Many travel insurance plans do cover trip cancellation as a result of COVID-19, although the terms vary widely. You typically need to be certified by a physician in order to prove your condition. Disinclination to travel because of COVID-19 – such as fear of exposure to illness – will generally not be covered. This means you will actually have to test positive for coronavirus for benefits to apply; simply not wanting to travel is not a sufficient reason to make a claim.

If you want more flexibility in your COVID-19 travel insurance, ensuring you have a cancel for any reason policy may be your best bet, but be sure to check with your chosen travel insurance provider to assess your options.

Why Trust U.S. News Travel

Holly Johnson is an award-winning writer who has been covering travel insurance and travel for more than a decade. She has researched the best travel insurance options for her own trips to more than 50 countries around the world and has experience navigating the claims and reimbursement process. Over the years, Johnson has successfully filed several travel insurance claims for trip delays and trip cancellations. Johnson also works alongside her travel agent partner, Greg, who has been licensed to sell travel insurance in 50 states.

You might also be interested in:

5 Best Travel Insurance Plans for Seniors (Medical & More)

Holly Johnson

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Does My Health Insurance Cover International Travel?

Private health insurance typically doesn't cover international travel expenses.

8 Cheapest Travel Insurance Companies Worth the Cost

U.S. News rates the cheapest travel insurance options, considering pricing data, expert recommendations and consumer reviews.

Is Travel Insurance Worth It? Yes, in These 3 Scenarios

These are the scenarios when travel insurance makes most sense.

• Capital Markets
• Sustainability
• Switch to Northern Ireland

AIB Travel Insurance

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Planning the trip of a lifetime or a last minute city break? Today, accommodation and flights can be arranged in seconds - and with AIB, great value Travel Insurance is just few clicks away too. Get a quote now, then get instant cover that’s perfect for your travel plans.

Key benefits

• 24/7 worldwide emergency assistance.
• Buy your policy online and get a 20% discount.
• Competitively priced policies for all travel occasions, including single trips, multi trips, winter sports and backpacking.  
• Unlimited medical expense cover.*
• Instant cover - immediately after you purchase.

How much? Find out right now

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For Information on Coronavirus & AIB Travel Insurance  Click Here . For urgent queries about your policy you can call us on 1800 24 24 67 (Monday to Friday, 9:00 to 17:00).

AIB has created a range of Travel Insurance covers to protect you. These policies are underwritten and serviced by our chosen underwriters, Chubb European Group SE. The Chubb Group is one of the world's largest property and casualty insurers with strong financial ratings from leading rating agencies.

An Irish resident is someone who has been living in Ireland (not Northern Ireland) for at least 180 days prior to the date the cover is applied for.

Your Travel Insurance cover details

Need some help? You’ll find answers to important questions about AIB Travel Insurance   here .

For Information on Coronavirus & AIB Travel Insurance Click Here . 

For details on remunerations, please visit our insurance remunerations page .

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If you are uncertain how to claim, or which form to use, please contact us on 1800 24 24 67 or +353 (0)1 440 1766 if calling from abroad.

To make a Travel Insurance claim, click here .

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Extended Trip Travel Insurance for Backpackers

Perfect for your gap year or career break

Underwritten by Great Lakes Insurance UK Limited

Do you need backpackers travel insurance?

Your backpack’s packed and you’re ready to go. There’s just one thing left to do: get travel insurance. If you’re taking a life-changing gap year or a stressbusting six months exploring the world, get the best backpacker travel insurance to suit your needs.

Our extended trip policy  works great as backpacker insurance or adventure travel insurance. It’ll protect you and your belongings on longer trips, or if you’re travelling across multiple countries.

Get ready for your adventure

A backpacking holiday is full of adventure and a chance to explore new things. But when you’re carrying personal belongings, you can be at risk. When you’re on the go, valuable holiday essentials like mobile phones and passports can easily get lost, damaged or stolen.

You’re also likely to be carrying  travel money  and  important documents  while staying in hostels and hopping on and off public transport. It’s easy to misplace items when you’re always on the move.

That’s where travel insurance comes in. It can insure your important documents, personal baggage and even travel money up to an amount set out in your policy.

If you become ill or injured during your trip, you may need medical assistance. And if you don’t have the right level of cover, you could face a large medical bill. Backpackers can get cover for unexpected medical expenses by taking out travel insurance that can insure you whether you’re travelling across one or many countries.

Choosing the right travel insurance

Anyone heading on an adventure abroad for a longer period should consider  extended trip travel insurance .

There are a few things to think about when finding the best backpacker insurance for your adventure. Start by looking at what each long stay insurance policy offers and compare them based on your needs. Think about the policy’s maximum stay length and the amount your baggage is insured for. You can also look to see if cover for flight cancellations or disruptions is included.

Whether you’re a student backpacker travelling for a year abroad, or planning to work overseas, we understand that plans might change. And if you travel for longer than initially planned, you can usually extend the cover of your insurance from wherever you are in the world. With Sainsbury’s Bank Extended Trip Travel Insurance, it’s easy to do this, up to a maximum of 548 days.

Why Sainsbury’s Bank Travel Insurance?

You’ve planned your trip and now you need to decide on the best backpacker travel insurance. With our extended trip policy, you’ll get:

• Up to 20% off if you’re a Nectar member. Exclusions apply*
• Three levels of cover to choose from – Silver, Gold or Platinum
• Cover for up to 548 days of travel – depending on which level of cover you choose
• Compensation if your flight is delayed by 12 hours or more at your first international departure point in the UK
• Access to a 24-hour helpline available in case of medical emergencies while you’re away
• The cost of lost or stolen personal possessions covered, including important travel documents such as a passport
• Cover for a wide range of pre-existing medical conditions

Limits, exclusions and excesses apply.

Covid-19 Cover

Covid-19 cover is included as standard on all of our policies. Don’t forget to check the latest  Foreign, Commonwealth and Development Office (FCDO)  and local government travel advice before you go. You won’t be covered if you travel against it.

For full details of the Covid-19 cover provided on new and existing policies take a look at our  policy booklet .

Optional winter sports cover

Heading down the slopes as part of your backpacking trip? If so, you can add our optional winter sports cover to your Sainsbury’s Bank Travel Insurance policy. Make sure you’re fully insured while away, including cover for your winter sports equipment.

Tips for your backpacker holiday

Whether you’re exploring the wonders of South East Asia or taking a trip down under in Australia, you should be prepared. We’ve pulled together some tips to help you blend in with the locals, stay safe and make the most of your adventure.

Pack medication

Backpacking is an exciting time, full of new experiences and cultures. However, in a medical emergency, not speaking the language can be difficult. If you have a pre-existing medical condition that requires medication, you should visit your doctor before you go and ask for an extended supply. Avoid the panic of trying to translate medical jargon or finding the local pharmacy by packing precautionary medication.

Remember that all of our travel insurance policies can cover  a range of pre-existing medical conditions .

It’s also worth checking  FCO travel advice  before bringing medication into a foreign country.

Tell your bank

If you plan to use your card abroad to withdraw money, it's advised that you tell your bank about your travel plans. This will allow you to continue using your credit and debit cards without the fraud detection on your accounts being triggered, preventing you from using your cards. In some instances, your card may even be swallowed by the machine or blocked from further use. By letting your bank know about your travel plans before your trip, you should be able to use your card abroad with no issues.

Prefer not to use your bank cards or carry lots of cash while backpacking? A  Sainsbury's Bank Multi-currency Cash Passport™ Mastercard®  offers an easy and safe alternative to foreign currency. Load it online with up to 15 currencies, and you’re ready to start spending.

Keep a journal

Backpacking holidays are considered a trip of a lifetime. Why not capture your memories with a journal? Write down your experiences, any food you’ve tried and the contact details of people you’ve met. Take photographs at every opportunity so you can look back at the places you’ve visited and share memories with people back home.

You could even consider starting a travel blog, to document your wanderlust adventures and connect with other travellers.

Daydreaming about beach days and relaxing by the pool? Finding the best spots and nicest hostels can take a bit of planning. Before you jet off, spend some time researching places to visit and reading reviews of accommodation from like-minded travellers. When backpacking, you may want to strip back from luxuries and save on accommodation. Why not spend some time finding affordable hostels to book in advance?

Before you go, map out the places you want to visit and how long you want to spend in each one. Time flies when you’re having fun, so make sure you tick off everywhere on your bucket list by planning your route. Or don’t, and just go wherever you fancy, whenever you fancy it.

Before you pack your bags

Our useful travel guides will help to prepare you for your backpacking holiday.

Worldwide travel insurance

Purchasing travel insurance during the time of Covid can be overwhelming – will you be covered in case of cancellation, or do policies that offer medical assistance for Covid exist? Here, we break down the policies that offer Covid cover, plus what to look for in a travel insurance policy and whether your insurance is invalidated if the government advises not to travel. 

What is the best travel insurance with Covid cancellation cover?

Yes, here goes... Note though, all policies currently have restrictions on claims relating to Covid-19 and be aware that the situation is changing fast, so double-check the latest cover before you buy.

All Clear Travel Insurance ( allcleartravel.co.uk ): cover is available to people of all ages but particularly suitable for travellers with pre-existing medical conditions that other insurers are reluctant to cover.

Axa ( axa.co.uk ): this long-established, French-owned company is one of the largest insurers, providing a wide range of different policies geared to a variety of travel types.

Battleface ( battleface.com ): geared to individuals and groups with an emphasis on adventurous activities abroad and travel to remote destinations.

Campbell Irvine Direct ( campbellirvinedirect.com ): this insurer was established more than 45 years ago, and policies offer cover for travel to challenging and adventurous locations, including conservation and volunteer projects.

CoverForYou ( coverforyou.com ): competitively priced policies include winter sports and backpacker cover with enhanced silver, gold and platinum options.

Holidaysafe ( holidaysafe.co.uk ): catch-all travel specialist with a portfolio of ‘niche’ policies covering specific sporting activities including triathlon, sailing and cycling .

LV Travel Insurance ( lv.com ): one of the UK’s largest and longest-standing insurers, founded in 1843, offering single and multi-trip cover.

PJ Hayman ( pjhayman.com ): strong on customer care, with cover for medical conditions and hazardous activities plus round-the-world and gap-year travel.

Puffin Insurance ( puffininsurance.com ): annual or single-trip policies for customers aged 18-74, covering more than 75 different activities with numerous optional add-ons.

Trailfinders ( trailfinders.com ): policy automatically includes children up to 21 years, free of charge (note those aged 19-21 must be in full-time education).

Can I get travel insurance during Covid?

In a word, yes. Some companies (see list above) say they will still sell you insurance – including the crucial medical-expenses cover – provided the UK's Foreign, Commonwealth and Development Office (FCDO) doesn’t advise against all or all but essential travel. Check the current FCDO list for the latest advice. Some insurers will also offer cover for destinations on the red list , but in the current climate of uncertainty, rules governing travel to individual countries can change fast. Travel-insurance specialist Battleface has a useful country travel restrictions tool on its website to help people check the latest developments based on a variety of factors including destination and departure dates.

Why is travel insurance important?

If you have a trip booked and don’t yet have insurance, it’s important to buy a policy as soon as possible. That way, if anything changes – FCDO advice for example – you will already have cover in place. The problem with choosing the best policy is that everyone has different requirements – it may depend on your destination, the type of trip (are you doing lots of adventurous activities , for example?) and quite detailed, nerdy stuff such as ‘travel disruption cover’, which is particularly useful at the moment if you are travelling independently. There is no shortcut to checking through the key provisions of any insurance you are considering.

What should I look for in a travel insurance policy during the pandemic?

This is the key problem. Insurers are obviously jumpy about how exposed they are to claims both for cancellations because of Covid-19 and for medical treatment as a result of catching it while you are abroad. So all have added restrictions and exclusions into their policies. You need to check exactly what those are and make sure you understand the limitations of the cover.

Does travel insurance cover Covid cancellations?

If you already have travel insurance it will normally cover your cancellation costs if you, or one of your travelling companions, falls ill before departure and can’t travel – though you will need a medical report from your doctor to confirm this. Some policies – though not many – cover losses incurred if you have booked independently and have to cancel because of FCDO advice. Look for ‘travel disruption cover’ or ‘journey disruption cover’ in the policy details, which may or may not include disruption due to epidemics (see below for more information). If you are forced to quarantine in a hotel after visiting a red list country, this is unlikely to be covered by any insurance companies. If you are simply nervous of travelling and want to cancel – which is known as ‘disinclination to travel’ in the insurance industry – no policy will cover you.

So what use is travel insurance during the Covid pandemic?

The key value of travel insurance is the medical cover it offers while you are travelling. This will underwrite the cost of treatment and if necessary a hospital stay if you fall ill on holiday. But whether or not you are covered for accommodation costs if you are diagnosed with Covid-19 and have to enter self-isolation or quarantine while you are abroad varies by policy. Some insurers, however, will pay up if you need a new flight home in these circumstances. In short – it varies, so be sure to read the small print.

Is my travel insurance invalidated if the FCDO advises not to travel?

In normal times, travel insurers won’t provide cover to countries or regions where the FCDO advises against all but essential travel. Traditionally, these areas might include destinations such as Afghanistan, Iraq or Yemen, but in recent times it has included much of Europe too, with countries being regularly added to and taken off the UK's quarantine list. However, some insurers now offer affordable policies that are designed for travellers heading to these European destinations, which may be of use once the lockdowns start to ease. As ever, it’s important to read the small print. For example, policies are invalidated during a government-imposed regional or national lockdown in the UK.

Can I get insurance cover if I catch Covid abroad?

Some insurers will cover against coronavirus if the FCDO has listed your destination as safe to visit before you head off. Some offer cancellation cover if you’re diagnosed with Covid-19 within a fortnight of departure, including emergency Covid-related medical expenses while abroad and repatriation, as well as cover in the event of a travelling companion contracting the disease. And you can find insurers that offer cover for medical expenses resulting from Covid-19 for all destinations including countries under FCDO and government essential and non-essential travel advisories.

So what happens if my holiday is cancelled?

If you have booked a package with a tour operator and the FCDO advises against all but essential travel to your destination, your tour operator is obliged to cancel the holiday and offer you a full refund. They might also offer you an alternative holiday, or suggest you postpone travelling dates, but you are entitled to get your cash back. If you can afford to, consider postponing your trip rather than cancelling it completely, should your health or updated government advice mean that you can’t go away as planned. There are a lot of people out there relying on us to keep spending on travel, with around 10 per cent of the world's population earning an income that is linked to tourism. To learn more about how important this is, see our guide to why you shouldn't cancel your holiday .

What if I booked my trip independently?

Travellers who have booked, say, a flight and accommodation separately, normally have no right to a refund if they cancel unilaterally, even if the FCDO has since advised against travel. In practice, however, most airlines are cancelling flights and refunding passengers in this situation. A hotel or villa company doesn’t have to give you your money back – though it is obviously worth talking to them; they may allow you to postpone your stay.

Will my insurance cover me if my airline collapses?

It’s vital to make sure you pay for flights with a credit card (if you are booking a flight directly with the airline and it costs more than £100 you can claim your money back from the credit card company), and check that any tour operator you book with has up-to-date Atol protection – or can show that it has an alternative bonding arrangement in place.

Which websites should I check for the best travel insurance information and advice?

A good website that gives the latest figures for every country reporting cases of Covid-19 is worldometers.info . For the latest formal FCDO advice on every country in the world see gov.uk and search for travel advice. The best health advice is at nhs.uk .

By Olivia Morelli

By Mary Lussiana

By Connor Sturges

Am I still covered by the EHIC scheme in Europe?

Yes and no. As of Thursday 31 December 2020, Britain left the EU, but anyone holding a valid EHIC (European Health Insurance Card) will be covered for state-supplied medical care while holidaying in Europe until it runs out. And while the EHIC card has been scrapped for anyone who doesn't currently hold one, it has been replaced by the very similar GHIC (Global Health Insurance Card).

Anything else I need to worry about?

Insurers have become very jumpy about pre-existing medical conditions in recent years because they add to the risk of expensive medical claims and cancellations. It is absolutely critical that you declare any conditions you may have when you buy a policy, otherwise – if you do need treatment while you are travelling – you may find your claim is refused.

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Home » Budget Travel » World Nomads Travel Insurance – EPIC Review (2024)

World Nomads Travel Insurance – EPIC Review (2024)

Let’s be honest, travel insurance is not sexy and travel insurance is not fun. Actually, as a budget backpacker it is a colossal pain in the arse having to pay out for some policy which I am statistically unlikely to ever need.

BUT, after a decade of travelling and after some bitter realisations along the way, we can tell that travel insurance is a VERY important matter.

In this post, we will examine who may need it and what it can cover. And we will focus on World Nomads – a trusted, travel insure who we have known for years – and break down why we consider their cover to be amongst our personal favourite products.

The Broke Backpacker is supported by you . Clicking through our links may earn us a small affiliate commission, and that's what allows us to keep producing free content 🙂 Learn more .

Does World Nomads Travel Insurance Cover COVID?

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Let’s get this out of the way first shall we eh?

When COVID-19 first rocked the world in 2020, most travel insurance companies were quick to invoke their cancellation clauses and pull all medical coverage relating to either illness, cancellation or disruption caused by the pesky pandemic. Not ideal if you end up on a ventilator on the other side of the world and need emergency medical care!

These days, most insurance providers are offering some form of COVID coverage included within their policies, but some are more useful than others. Whilst many now cover hospitalisation caused by COVID infections, fewer are offering any kind of cover for disruption or cancellation such as being refused boarding on a flight for displaying symptoms or trip cancellation protection because of a positive test.

Whilst the pandemic has largely subsided, COVID is still able to severely disrupt travel plans. Therefore do consider paying close attention to the finer details of any insurers COVID-19 cover, especially their trip cancellation coverage and emergency medical evacuation .

The details of the World Nomads insurance plan COVID-19 cover vary quite a bit depending on your country of residence. You can check the situation regarding your country of residence by checking the World Nomads site here . Make sure you understand the limits of your World Nomads insurance plan before booking a trip!

There is no such thing as the “best” travel insurance. After all, each policy is a little bit different and it is all a matter of your personal needs. Some travellers just want cheap cover whereas others are willing to pay more for stronger protection and higher coverage limits.

But for me, World Nomads travel insurance is without a doubt my favourite travel insurance provider on the market and I now use them for almost every trip I ever take. In fact, the only exceptions are countries the World Nomads policy does not yet cover.

Here in a few paragraphs is why I love (*as much as someone can love an insurance company that is ) World Nomads so much;

• Firstly, World Nomads is travel insurance designed by travellers for travellers. Now, most travel insurance companies only really deal with “2 week 1 destination” type vacations and simply do not grasp the realities of long term, multi country backpacking travel. whilst some travel insurers do offer token “backpacker” or “annual” trip packages, even a casual glance over the terms makes it clear that the cover package is simply not really suitable for backpacking in the real world. Your World Nomads policy has adventurous travellers covered!
• Next up, a World Nomads policy can offer cover 100+ countries and the cover is easily customised based on where you plan to go backpacking. They can also offer the right level of cover for the majority of typical backpacker problems (such as dengue fever and bike crashes!).

If you love travelling or even just the idea of travelling in the future then there has certainly been a moment at some point along the way where you asked yourself, “Should I buy travel insurance? or “ Do I need travel insurance? “.

Well, as far as the hierarchy of needs goes I think it’s pretty clear that travel insurance is less essential than oxygen and water but in terms of things you need in order to travel, we personally place it just behind passports and visas. Although, some countries won’t actually let you in without proof of travel insurance making it equally as important as passports in some cases.

The blunt reality is you never need insurance until you do. Whilst statistically, you are unlikely to need it, the fact is that things can and do wrong. If you get sick, injured or robbed whilst travelling uninsured, you could end up in seriously deep shit. Even the most seasoned and adventurous travellers need to be covered for all eventualities!

Whilst the bold and boastful amongst us like to pretend otherwise, the truth is that travelling is far more dangerous than not travelling and always comes with inherent risks attached. Whether you are trekking in the Nepalese mountains or wandering the streets of Amsterdam, the worst can happen and you need to know things like medical expenses, all your gear and emergency evacuation are covered!

Here are real things that have happened to me on the road…

• My backpack got stolen with all of my worldly possessions inside.
• I needed stitches in my head after crashing a motorbike in Thailand.
• Strikes in Bucharest meant I was stuck in traffic for hours and missed my flight.
• I spent two weeks in hospital in Costa Rica after nearly dying in the jungle.
• I needed to go on an IV in Pakistan after being sick for days.
• I caught Dengue fever in Thailand and spent a week in a clinic, there was no hospital nearby and the bastards took my passport as collateral.

That’s quite the little comedy of incidents there isn’t it?! However, so as not to scare you out of travelling altogether I must point out that this all happened over nearly a decade of (near-constant) travelling the world. Most of the time, when you travel, nothing goes wrong and the laws of average are very much on your side. However the more you travel the more you wear down that good luck…

In the life of an adventurer, these things do happen. Therefore it can pay to be properly prepared and the easiest way to be properly prepared is to simply buy good international cover , and a World Nomads insurance plan at that!

What Can Travel Insurance Cover?

To help you work out for yourself whether you want to buy travel insurance for your next trip, it’s probably a good idea to start out by telling you what it can help with right?

Generally speaking, travel insurance can offer cover and protection for the following:

• Medical Costs —Hospital visits, emergencies, evacuations, medical insurance.
• Property Loss —Luggage and their contents.
• Travel Issues —Unexpected, additional expenses or cancelled trips.

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World Nomads keeps things pretty simple. There are two plans to choose from: the Standard Plan and The Explorer Plan . Depending on your country of residence, age, and travel destination(s), the prices will vary accordingly.

Do you already have a trip in mind? Well, why not get started and obtain a quote using the button below to see how much insurance with World Nomads will cost you.

Emergency Accident & Sickness Medical Expenses

Got horrible food poisoning in India? Break a finger whilst volunteering in Guatemala? Sprain an ankle whilst trekking in Switzerland? These things happen, and the last thing you want to do is pay out of your own pocket.

Emergency accident and sickness coverage is quite possibly the single most important aspect of any travel insurance plan. If you fall ill, get hurt, or otherwise need medical attention, then cover from World Nomads may be able to cover costs.

Although in many parts of the world you can find cheap and competent dentists who have surprisingly low costs. My good friend had an issue with a rotten tooth while travelling around Nepal. He had to have emergency surgery, which basically meant he got his tooth pulled out of his mouth by a dentist. The large majority of his surgery was covered by insurance.

It is very important to remember that before paying out on any injury claim, most insurance companies will ask exactly what you were doing at the time of injury, and may decline cover if the exact activity was not listed in the policy. Therefore, if you plan on doing high-risk activities or extreme sports whilst on your backpacking adventure, then it is probably worth checking the World Nomads list of adventure sports to ensure that it is covered or be sure to add on adventure sports coverage.

Note : if you were drunk or on drugs at the time of your accident or injury you may not be covered if World Nomads finds out about it.

Baggage and Personal Stuff

For most travellers, this aspect of travel insurance is a close second to medical cover. It can cover the costs of reimbursement for loss, theft, or damage to baggage or personal stuff incurred during the trip. This cover can cover you if you are mugged in the street during your trip, or if your baggage goes missing at the airport.

Insuring Specific Gear and Electronics

At this time, World Nomads does not offer any item-specific insurance packages. You cannot take out a policy on your iPhone, tent, or lucky underwear. If something is lost or stolen you have the per article limits mentioned above. To be honest, this is far from ideal and does quite reflect the reality that these days many of us travel with $1000 laptops and $700 iPhones.

However, this flaw is NOT unique to World Nomads and many travel insurance providers (in fact, all the ones I am personally aware of) are the same. Personally, I have a separate gadget insurance policy for my Mac Book which includes travel cover.

Emergency Evacuation and Repatriation

EER coverage is for an accidental injury or sickness occurring during the trip that results in your necessary emergency evacuation. For example, if you break your leg way out in the Himalayas and you need a helicopter rescue, you should be covered as long as you made it clear that you would be doing this, and stated the altitude. If you are going trekking in the Himalaya’s, check with World Nomads to make sure that they are covering you.

An emergency evacuation must be ordered by a physician who certifies that the severity of your accidental injury or sickness warrants your emergency evacuation.

Obviously, you won’t be trekking with a doctor, but once emergency personnel arrives they will contact World Nomads on your behalf.

Non-Medical Emergency Evacuation

This coverage is for transportation expenses if there is a natural disaster or civil or political unrest in the country in which you are visiting (which may or may not be specifically related to terrorism).

Trip Cancellation

This cover reimburses travellers for prepaid, non-refundable cancellation charges if a traveller is forced to cancel a trip for specified reasons. Trip cancellation does not cover travellers who simply change their mind but rather can cover cancellation due to covered sickness, accidental injury, death, inclement weather, an unforeseen natural disaster at home or at the travel destination, strike or other covered reasons.

Trip Interruption

Trip Interruption can cover travellers whose trips are (you guessed it) interrupted in any way. This can mean being forced to come home early and buy an additional flight or, it can mean being forced to extend your trip or make changes to it for various reasons.

Note that additional accommodation and transport expenses have a per-day maximum of $250 so you probably won’t be able to stay in the Ritz and bill it to WN!

Accidental Death and Dismemberment

Google and Starbucks have both proved that taxes are NOT in fact inevitable, therefore leaving death as life’s one and only certainty. All of us will one day die and none of us knows when or where it will happen.

This pretty macabre aspect of cover concerns death and or dismemberment whilst travelling. It is coverage for the loss of life or limb as a result of an accidental injury occurring during the trip. is if you have an accident and are dying then if you die your family may be covered.

Pretty grim I know, but we can’t pretend that no one has ever died whilst travelling before.

Let’s have a look at some other little details that we feel make World Nomads stand out as being that little bit extra special.

Here is where World Nomads really sheeee-ines as a travel insurance provider. Their 24 hour a day support and assistance helpline can help travellers to locate local physicians, dentists, or medical facilities.

If you know that you will be participating in some kind of risky activity then it may be sensible to plan thoroughly and accordingly. This means making sure you have the WN phone number and your insurance information in your wallet or tucked in your rain jacket for example so all of your World Nomads info is in an easy to find place.

Make it known to your group what to do if an accident occurs. They need to contact World Nomads as soon as possible in order for you to be covered.

Coverage For a Whole Raft of Adventure Sports and Activities!

As I said earlier, World Nomads provide travel insurance for travellers by travellers, and as such, they know the kind of escapades that we like to indulge in. They may be able to cover a very impressive range of different physical activities.

For the full list of what is covered under each insurance plan click here .

Left Home Without Insurance? No Sweat!

World Nomads is one of the few companies we have come across that let you buy or modify insurance coverage whilst you are already on a trip. Plans change, trips get extended, and the need for more quality insurance happens!

That said, please do note that if you were injured during your trip and want to buy more insurance this could prove complicated. It is possible that World Nomads would consider your injury or illness a pre-existing condition. This could result in you being denied any more coverage.

Things go wrong on the road ALL THE TIME. Be prepared for what life throws at you.

Buy an AMK Travel Medical Kit before you head out on your next adventure – don’t be daft!

So how much does World Nomads insurance cost? Are World Nomads expensive or is World Nomads cheap? Well, there is no single figure or one-word answer to that question.

What we can tell you now is that World Nomads don’t really offer cheap travel insurance. If you are simply looking for bargain basement, bottom bucket travel insurance then you may wish to look elsewhere. However, if you are after proper backpacker insurance that reflects the realities of travel then you probably already appreciate that it comes at a wee bit of a premium.

The cost of World Nomads insurance differs from policy to policy depending on a number of variables. Factors such as your nationality, your planned destinations, your age, and trip length all feed into the quote. However, for the sake of illustration, let’s take a look at what an example multi-country 3-month backpacking trip would cost .

And since many backpackers are fond of travelling in Southeast Asia , I will use this as an example. This hypothetical trip runs through four countries (Thailand, Laos, Vietnam, and Cambodia) and lasts three months. For the sake of the example, I have given this traveler American nationality, 25 years, and a resident state of California.

Here is the price quote for both The Standard and Explorer Plan :

The Standard Plan costs $241.24 which works out to be around $2.79 per/day for 90 days (3 months).

The Explorer Plan costs $356.40 which works out at around $4/day for 90 days.

In terms of how this compares to other travel insurance providers we have tested, it’s around the medium price range. But, paying a medium price for what is widely regarded as a premium service represents very good value in our estimation.

Ultimately though, instead of relying on our little etch-a-sketch example, you can quickly and easily get a totally free, no obligations quote for yourself simply by clicking on the button below.

Making an insurance claim through World Nomads is quite simple. All you have to do is contact (call) World Nomads and chat with their 24/hour multi-lingual staff. You can also login to your profile on their website and file a claim online although note that at some point, they will need to actually speak with you (presumably to run you through their voice sensitive lie detection software).

In the case of lost or stolen items, you will need to write up a formal sworn statement of events, detailing what happened and what was lost. You will also need to have an official police report made.

If you claim lost or stolen items, World Nomads will ask you for those two things. To make a claim online you should prepare a few things first. When dealing with World Nomads or any other insurance company ALWAYS keep all of the documents involved. You will need these to prove your expenses ETC.

It’s helpful to get all of your receipts and invoices together first and submit all expenses for your claim at once. Keep copies of every expense, bill, invoice and report as you will need to provide these to the claims team so they can assess your claim.

List each expense for the amount shown on your receipt/invoice and answer all other questions. You’ll be sent an email advising what documentation you will need to send us to support your claim.

After that is sorted, you upload all of your information and documents, review the claim and then click submit. The folks at World Nomads are on it and will be in contact with you throughout this process.

Wanna know how to pack like a pro? Well for a start you need the right gear….

These are packing cubes for the globetrotters and compression sacks for the  real adventurers – these babies are a traveller’s best kept secret. They organise yo’ packing and minimise volume too so you can pack MORE.

Or, y’know… you can stick to just chucking it all in your backpack…

As I mentioned before, I’ve had to claim on my travel insurance several times over the last ten years.

Most recently, in 2017, I became very sick with Dengue Fever in Koh Lanta, Southern Thailand. I was too far from a hospital and so I ended up in a private clinic – which was a big mistake. As soon as I walked in, the main doctor was practically rubbing his hands together with glee. I was too sick to really notice and went on to get treated.

When I went in, I was asked for, and gave, my passport so they could make a photocopy.

I had administered fluids, plenty of pills and spent an uncomfortable night tossing and turning on a bed.

The next day I asked for my passport back and was informed that I would only get it back once the bill was paid. I asked for the bill and it was a massive 25,000 Bhat – nearly $1000. I explained that I didn’t have that kind of money but that I did have travel insurance and they would pay it back.

To my horror and surprise, the two doctors then began shouting at me, insisting I would not get my passport back till I paid. I felt weak still from the Dengue and was in no state to start busting heads.

I called World Nomads – they were extremely surprised that my passport was being held ransom, insisting that it was illegal. They were right. World Nomads dealt with the whole thing for me and thirty minutes later, my bill was paid and my passport was released – I was extremely impressed with World Nomad’s professional service and very gratefully to them for getting me out of a bind.

Buying insurance from World Nomads is dead-easy and you can be covered within minutes. Just simply click on the button below to get a quote started, and then if you like the cut of its dollars and dimes go ahead and pay for it and bingo!

Do you already know where and when you plan to go backpacking? Maybe you just want to get a quick, loose quote so you can get an idea of what it will cost? Either way, click the button below and start planning your adventure.

After shelling out for that nice, shiny travel insurance policy it would kinda be a shame not to use it right? WRONG! Whilst making an insurance claim may at least feel like getting value for money, it also means that something went wrong on your trip! Therefore the best outcome is to never have to actually use your travel insurance and in order to do that, there are some simple steps you can employ to take care of yourself and make an accident, loss, theft or illness that little but more unlikely.

One other thing to note is that most pre-existing conditions are not covered, but if you do have one then you should get in contact with them directly to discuss exactly what they will cover as you might be pleasantly surprised.

To help make things far more difficult for potential thieves to take your money, pick yourself up a  backpacker security belt  to keep your cash safe on the road, and check out  Backpacker Safety 101  for tips and tricks to stay safe whilst on your backpacking adventure.

I strongly recommend travelling with a headlamp whilst backpacking anywhere in the world – every backpacker should have a good headtorch!) – check out my post for a breakdown of the best value headlamps to take backpacking.

We also suggest picking up a good filtered water bottle to ensure you don’t get water poisoning and also pack a travel first aid kit to deal with any cuts or bites before they turn septic.

Final Thoughts on World Nomads Travel Insurance

Whether you are planning on a year-long world tour or a two-week backpacking trip to Europe, having travel insurance gives you sweet, sweet peace of mind. You never know when a great day could head south, and honestly, there is no worse feeling than being stuck with exorbitant expenses that could all so easily have been avoided.

I hope your future backpacking adventures fulfil all over your travel dreams and then some. Hopefully, the day never comes when you need to use your insurance.

That said, if and when that day arrives, going with World Nomads travel insurance will allow you to be totally ready to deal with the situation like the responsible backpacker that you are.

What is our final score for the World Nomads Travel Insurance? We give it a rating of 4 out 5 stars !

*Please note that World Nomads terms and conditions do vary and may change. The information provided here is for guidance purposes only. We recommend you check with World Nomads to ensure that you are fully covered before beginning your trip. Please read your policy terms and conditions very carefully.

World Nomads provides travel insurance for travelers in over 100 countries. As an affiliate, we receive a fee when you get a quote from World Nomads using this link. We do not represent World Nomads. This is information only and not a recommendation to buy travel insurance.

Aiden Freeborn

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33 Comments

Thank you! I have been searching for reputable insurance for my upcoming trip- and used your link to get my insurance. The guy over the phone who was answering some of my questions was so nice and very honest. Thanks again! I am taking my mom to Vegas for her birthday . next week and am so excited.

Excellent, Anna! I’m glad to hear it! Which insurance did you go with? It would be good to know which one has really good customer support.

World nomads! Called Their 1-800 # – answered all my questions and very friendly! ????

Apologies on the ??? i tried to use emoji hearts lol anyhow i had some questions about what activities would be covered and which would be extra (with world nomads) and it was all very easy to figure out that I did NOT need to purchase the extra sports activity package. Onwards!!!

If your 65 they won’t even give you a quote. Your too much of a risk regardless of your heath and fitness.

Depending on your nationality, you can have a policy excess deductible from the amount of medical expenses you will pay. So be careful if you’re from Europe. Making a claim on their website has been complicated, asking many papers that of course you don’t have. You’ll be refund approximatly one month after you spent money wich is too long. That’s what happen to me and i’m very disappointed. So i haven’t renew my subscription and took IATI instead, they have no such excess policy (a spanish company with better coverage).

Hi Chris- this was a super helpful article. I wanted to ask for your advice on deciding between the two plans for my upcoming trip to Southeast Asia for 3 months. For me, the biggest deciding factor is the Collision Damage (included in the Explorer but not the Standard). I’m planning to rent motorbikes/scooters most of the time- is this covered? I also wanted to ask if, in your experience, most motorbike/scooter rental places in SEA do require additional insurance (as you mentioned in the article)? Thank you for the help and advice!

Some rental places in SEA will require you to have insurance, others are super casual and won’t ask you for anything. Cheers!

Be aware that World Nomads pays Secondary to your regular Health Insurance – assuming you have Health Ins. Depending on where you are traveling, working through your Health Insurance carrier first may be a hassle. Just a heads up …

Hi there! I am going for a family holiday in South East Aisa (Malaysia, Singapore, Bali and Thailand) this December and would like to know if Fiji Citizens can buy a policy from World Namads Travel Insurance.

Hey Kaushik! I had a look on the site and it appears that you can purchase a plan through World Nomads. Happy adventuring!

My 23 y/o daughter is living and teaching English in Siem Reap, Cambodia. What would the best insurance plan be for her? Thanks, Janet

Hi Janet! She would be covered under most travel plans, but we’ve been using World Nomads without disappointment for years. With them you can be covered for at least a year. I haven’t tried longer because I can’t plan so far in advance! Be sure to add any destinations she might visit during her trip, like Laos, Vietnam or Thailand. Other than that, you’re golden!

Hi I’m going to be travelling around South East Asia and I’m planning on purchasing the explorer plan for the year. I was wondering would you think it necessary to add my iPhone as a high value item incase it gets lost or stolen, it cost me €835. Or would the explorer plan alone cover me?

Hi Mollie! The explorer plan doesn’t cover our fancy phones at the base rate. If you’re traveling around for the whole year, it could be worth it for your peace-of-mind to add your iPhone onto your plan. This only helps, though, if you have a receipt or some proof of purchase for your iPhone, so make sure you have that handy. Happy adventuring!

THANK YOU SO MUCH!!!!! I stumbled upon your website and I couldn’t be more thrilled at the rabbit hole I’ve gone down for the last 2 hours on your site!! ? :). So excited I found this website and appreciate all of the time, energy, and detail that you have put into the website and into your reviews! Thanks so much! Looking forward to checking the site regularly and exploring more of it!

Great to hear Jessica, we wish you an awesome trip! Cheers from Thailand!

Hi! I wanted to leave a note to all of the photographers asking how to insure their gear. I’m a professional photographer and TCP insurance is my go to (and the industry standard). They cover gear damage and theft when traveling etc. Hope that helps!

Very helpful article. My wife and I are going to Israel for 20 days. We are renting a car and doing our own touring. I have a lot of photography gear that I will be bringing with me. The Worlds Nomads personal item loss is insufficient but I like everything else especially in the Explorer plan. Can you recommend any insurance for just my photography gear? Thanks

I suggest taking a personal items plan with your regular insurance provider for your photography gear.

Has anyone had an experience where you needed to come home early, either because you were sick (medical evaluation) or had a family emergency that terminated your trip?

Thanks for the info. I am looking for insurance like this one as I like to do snorkeling/diving plus bringing my cameras with me. I can’t find this type of insurance in my country that covers personal property or water activities I like to do on traveling. So I will give this one a try.

Thanks Chris! I heard the same from World Nomads directly but just gives me peace of mind hearing it from an unbiased third party! Muchos gracias~

Don´t get Worldnomads, for example we had to be evacuated from Lukla due to the airport being closed and all planes cancel for several days and they will not cover it. You will lose all your money if you have to take an helicopter out to get to your international flight.

That’s pretty standard with any insurance company… No company will cover crazy weather influencing flights. I buy insurance to protect myself against medical bills and protect my gear against theft – but for flights – you’re on your own really.

hi chris awesome article, im taking a brand new digital camera ($870) my wife gifted me for xmas and was wondering if the explorer plan is sufficient in covering damaged or stolen digital camera? or should i add it as a high price item which would cost me more than double with world nomads from their quote. Thanks!

Congrats on your new camera! You definitely want to protect it. Which is why I think the Explorer World Nomad’s plan is good enough to cover you… if all you are wanting to protect is your camera and a few other bits and pieces.

Under the Explorer Plan you can claim a maximum $1500 per item for a total of $3000. So if your camera is worth $870, then yes, the explorer plan should be good. Now if you are also packing expensive lenses, a laptop, and other valuable gear, I’d seriously consider adding high value items to the policy as needed. Remember, you never need insurance until you do right? Good luck amigo.

I was looking at a WN to cover a trek in Nepal where the need for a helicopter rescue is a real possibility (as described and shown above). However the WN policy (for US resident in MI) I was reading said this:

“Emergency Evacuation means your medical condition warrants immediate transportation from the hospital where you are first taken when injured or sick to the hospital of your choice where appropriate medical treatment can be obtained OR after being treated at a local hospital, your medical condition warrants transportation to the United States where you reside, to obtain further medical treatment or to recover.”

This sure sounds to me like they are not covering a field rescue as described in this article, but rather transport from one hospital to another. Very troubling.

Thank you! I am on a long-term stay in northern Thailand and my policy with another insurer is about to run out. So this is helpful! All the best!

Hi Rob, thanks for your comment. In response to your question: No I did NOT and do NOT receive any free insurance, discounts, or payments of any kind! In fact, I just bought another World Nomads insurance policy recently for a trip to Pakistan (they now cover Pakistan as a destination). The review I wrote is based on my own experiences and those of my colleagues here at TBB. When I need to buy travel insurance for a backpacking trip, I go with World Nomads unless they don’t cover a certain destination (there are several) that I want to visit. Hope this helps! Good luck mate.

This sounds like a paid ad and is not reflective of my current experience. I submitted a claim on my World Nomads policy over six weeks ago, received no outcome, have followed up multiple times via email and their web form (there doesn’t seem be a non-emergency contact number?) and I have still heard nothing from them. I’ve bought from them before and never had to claim, fortunately, but after this experience I will never buy from them again.

This is not a paid ad. I myself have been insured by World Nomads for five years and have claimed twice, both times they were awesome. That doesn’t mean they’ll always be awesome but this is my experience with them and we don’t ‘sell’ positive reviews on this site.

Thanks for the great and detailed review! I currently have IMGlobal but thinking of switching over to World Nomads. Your reviews clearly stated all the benefits and I think I am sold.

Thanks for sharing! Andy Traveler https://www.andytraveler.com

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6 Best Travel Insurance For USA with Covid-19 Coverage

The U.S. finally reopened for international visitors after nearly two years of strict travel bans. Considering a trip there? Even though you might be vaccinated, which is now one of the key requirements to enter the U.S. for foreign nationals, you are still at risk of contracting and spreading the virus.

Additional expenses might come with COVID-19 hospitalization and treatment. And as we are committed to supporting the health and well-being of our fellow travelers, we have chosen the 5 best insurance plans to have your back even if you travel to the U.S. during the coronavirus crisis.

So read on. These are the 5 best COVID-19 insurance plans for traveling, working, living, or studying in the U.S.

Best Covid Travel Insurance For the U.S.

• SafetyWing Travel Insurance – Best Rated
• Explore North America® Plus
• CoverAmerica – Gold Insurance – The Best Benefits
• Staysure Travel Insurance – Best for U.K. Travelers
• Allianz Travel Insurance – Most Trusted
• Travel Insurance Select® – Best for couples and Families

1. SafetyWing Travel Insurance – BEST RATED

This travel medical insurance is the best option for travelers to U.S. It is also a great choice for both short and long-term tourists or remote workers.

• Safety Wing covers COVID-19 the same way as any other illness as long as it was not contracted before your coverage start date.
• It covers you in your home country as well, as long as your visit there is incidental.
• Since April 15, 2021, it covers quarantine outside your home country of $50/day for up to 10 days. Note that the quarantine can be covered only once a year and if mandated by a physician or governmental authority.
• SafetyWing Nomad Insurance is also pretty affordable . Depending on your age, the prices are as follows for a 4-week period: 10-39 years old: USD 76.72, 40-49 years old: USD 126.56. For other age groups, you can find the prices here.
• Testing for COVID-19 is covered only if deemed necessary by a physician. That is rather inconvenient, as most countries require testing before entry.
• It does not cover citizens from Iran, Syria, North Korea, or Cuba.

If you are new to SafetyWing, the COVID-19 coverage will be added automatically to your plan. On the other hand, if you are already part of SafetyWing, we recommend you reach out to their customer service team, and they will upgrade your plan. 

SafetyWing also offers Remote Health insurance which is suitable for long-term nomads. It is more pricey but covers pre-existing conditions, cancer treatment, and you can use it in your home country as well.

What else does this insurance cover?

On top of everything, SafetyWing covers more than 94 recreational activities, including surfing, biking, hiking, and snowboarding.

2. Explore North America® Plus — Coronavirus Travel Insurance

Explore North America Plus travel insurance is a comprehensive medical coverage administered by Seven Corners that offers extensive coverage for Covid19 and other diseases.

This insurance plan also covers Non-U.S. residents and Non-U.S. citizens who are traveling outside their home country to the United States, Mexico, Canada, or all Caribbean countries except Cuba.

Special COVID-19 coverage:

We have chosen Explore North America Plus because of its special benefits when it comes to coronavirus medical expenses. 

Most travel insurances that claim to cover COVID-19 medical treatments include a “convenient” fine print that says they won’t cover you if the country you are visiting has a government no-travel alert, which most countries have.

That does not happen with Explore North America® Plus. If you contract COVID-19 on your trip, you’re covered, as simple as that.

• The plan covers medically Usual, Reasonable and Customary (URC) treatment for COVID-19 up to $100,000 or whichever is less.
• Emergency Room Services – (URC) up to medical maximum – $100 copay
• Urgent Care Visit – (URC) up to medical maximum – $20 copay

Other benefits:

• It also covers some onset of pre-existing conditions
• Hospital Indemnity – Only applies to Canada, Mexico and the unrestricted Caribbean countries* – Up to $150 per day, 30-day limit
• Incidental trips on your home country – Up to $10,000
• Dental – Relief of pain – Up to $200
• Dental – Accident – Up to $5,000
• Evacuation and Repatriation – Up to $500,000 (separate from the medical maximum)
• It only covers trips of up to one year
• It does not cover people older than 74 
• *The plan does not cover trips to Cuba.

Interested? – Get your quote here !

3. CoverAmerica – Gold Insurance – The Best Benefits

CoverAmerica is perfect for travelers and tourists visiting the U.S. who are not citizens or residents of the country.

• CoverAmerica covers COVID-19 as any other medical condition. However, note that it has to be purchased for at least 30 days to be eligible for the benefit.
• Unlike other travel plans, it has comprehensive coverage for COVID-19 . That means you can get reimbursement for delays, quarantine days, or missed flight connections if you get infected with the coronavirus.
• The coverage limit is up to USD 1,000,000 (conditions may apply).

• NOT available for U.S. citizens and residents.
• Citizens from Iran, Syria, the Virgin Islands, Ghana, Nigeria, and Sierra Leone cannot contract this insurance. 
• This travel insurance covers emergency treatment of pre-existing conditions, acute dental treatment, and eye exams.

To learn more about CoverAmerica and its plans, click here .

4. Staysure Travel Insurance – BEST FOR U.K. TRAVELERS

Staysure Travel Insurance is the best choice for visitors traveling from the U.K., Spain, France, or Portugal.

• Staysure covers trip cancellations , emergency medical treatment, as well as repatriation expenses if you get affected by COVID-19 (conditions may apply).
• It also offers daily benefits if you have to self-isolate, additional accommodation, and transport, but only if mandated by a health official.
• If your close relative or a member of your household is hospitalized or dies of COVID-19, you can cancel or cut your trip short and claim reimbursement.
• Moreover, it is reasonably priced. To get a quote, visit the website here .
• ONLY for travelers traveling from the U.K., Spain, France, or Portugal.
• You won’t be covered if you have refused any dose of the COVID-19 vaccine.
• Does not cover COVID-19 testing, which is often needed to be able to travel.

What’s covered?

Note that Staysure doesn’t cover you if you travel during government or regional lockdown.

5. Allianz Travel Insurance – Most Trusted

Allianz Travel Insurance is suitable for all types of travelers traveling from Ireland. From digital nomads and remote workers to students and backpackers, they offer a variety of plans in three different levels – bronze, silver, and gold.

Pros: 

• This travel insurance covers general COVID-19 medical treatment, as well as additional accommodation , transport , or cancellation of your trip if you contract the virus.
• They offer several insurance plans, such as Single Trip Insurance, Backpacker Travel Insurance, or Annual Multi-Trip Travel Insurance.
• You can cancel or cut your trip short if your close relative or travel companion gets seriously ill from the disease.
• If the DFA (Department of Foreign Affairs) advises against all non-essential travel, you can make your claim only if you provide documentation that you travel for a specific reason, not leisure.
• It is ONLY for citizens and residents of the Republic of Ireland.
• Allianz Travel Insurance offers an extensive Winter Sports and Ski add-on.

Interested in this insurance travel plan? Get your quote .

6. Travel Insurance Select®

This plan is a great fit for American couples, families, and friends traveling together around the country or overseas. Tours, business trips, and those traveling with social groups can also be covered by Travel Insurance Select®

Benefits and non-insurance:

• Trip cancellation coverage – it refunded you up to 100% of the money you invested in your trip.
• Coverage for trip interruption – you can get up to 150% of your trip expenditures back (depending on the coverage you choose).
• Travel Delay – If your trip is delayed for 12 hours or more due to covered circumstances such as carrier-caused delays, lost passports, strikes, or bad weather, you may be eligible for reimbursement for certain extra charges, up to the maximum for the option you chose.
• Missed Connection – Depending on your plan, you may be eligible for reimbursement of up to $1,500.
• Covid Quarantine Benefit: “Travel Insurance Select Elite plan offers coverage for accommodations due to a covered Trip Delay $2,000/$250 per person per day (12 hours) is included in the basic coverage.”
• Emergency support services are available 24/7, so you may get aid whenever you need it.

Example – Quote for a couple in their late 30’s traveling for two weeks from California to Washington :

Medical Expense

All plans include emergency medical evacuation, medical repatriation and return of remains.

It can pay reasonable expenses for an emergency medical evacuation ordered by a physician for a covered injury or sickness to the next acceptable medical facility or home, if medically necessary, up to the limit for your preferred option.

Waiver of Pre-Existing Medical Conditions available for the Plus and Elite plans.

Special COVID-19 coverage

COVID-19 is treated as any other illness.  Trip Cancellation benefits may be available if you are treated by a legally certified physician.

A person who gets ill while traveling in an affected nation may be eligible for Emergency Medical Expense or Emergency Medical Evacuation benefits.

A person who is required to enter quarantine in their destination due to a positive Covid-19 test can be eligible for Trip Interruption, Travel Delay, or Cancel For Any Reason (CFAR) – this option must be purchased as an upgrade within 21 days of your initial trip deposit/payment.

The basic plan does not cover Cancel for Any Reason.

So, what do you think? Have you chosen your favorite? We hope our comparison has helped you at least a bit, and you will have peace of mind even while traveling during unpredictable times such as the pandemic. Enjoy, stay safe, and see you in the U.S.!

Disclaimer: Most travel insurance companies are still adapting to the “new normal” way to travel the world. We strongly advise you to check with your insurance company before committing to any insurance plan. 

Navigating Medicare coverage and travel insurance on international journeys 

• May 22, 2024

As you pack your bags and dream of exotic destinations, understanding your healthcare coverage is as crucial as remembering to bring your passport. You, along with many other American seniors, may wonder about medicare coverage while traveling abroad. We’ve unpacked some highlights of what Medicare can cover and how to make sure you’re protected every step of the way. 

Do I need travel insurance if I have Medicare? 

The short answer: Yes. Even if you’re covered by Medicare at home, it’s important to consider purchasing travel insurance when you travel abroad. According to Medicare.gov , health care you get while traveling outside the U.S. usually isn’t covered. There are some exceptions to this that we will outline for you on the when, where and why of Medicare travel coverage. 

Medicare coverage beyond U.S. borders 

For the most part, Medicare offers very limited coverage for international travel. In most scenarios, Medicare won’t cover health care or supplies that you receive outside the United States, including prescription medication. However, there are a few exceptions for globe-trotting seniors: 

1. In Canadian or Mexican proximity: If you’re traveling between Alaska and another U.S. state through Canada, or you’re closer to a Canadian or Mexican hospital than a U.S. one during an emergency, Medicare may cover your treatment. 

2. On a cruise ship: Medicare may cover medical services you receive on a cruise ship, provided the ship is in a U.S. port or no more than 6 hours away from one when you receive help.

3. U.S. territory treatment: If you receive medical treatment in U.S. territories (Puerto Rico, Guam, the U.S. Virgin Islands, American Samoa, and the Northern Mariana Islands), Medicare may provide coverage. 

Medigap supplemental insurance 

For broader coverage, you can turn to Medicare Supplement Insurance, also known as Medigap. Certain Medigap policies may offer coverage for travel outside the U.S., covering 80% of the charges for certain medically necessary emergency care when abroad. It’s important to note that this coverage comes with limitations: 

• Lifetime limit: There’s a $50,000 lifetime limit, which might not fully cover extensive medical treatments.
•   Foreign travel emergency coverage: This coverage usually only applies during the first 60 days of your trip and comes with a $250 deductible. 

Considering Medicare Advantage 

Medicare Advantage Plans might offer additional coverage for international travel, but the benefits and coverage limits vary significantly on a plan to plan basis. If you’re considering this route, it’s important to contact your plan provider directly to understand the specifics of your international coverage. 

Here’s a quick cheat sheet for understanding your Medicare coverage .

Travel insurance that’s there 24/7 

Given the limitations of Medicare coverage for trips outside the U.S., purchasing travel insurance can be beneficial for seniors planning to travel abroad. Travel insurance, like Faye, can provide robust coverage for medical emergencies, including situations not covered by Medicare or Medigap policies. Plans can also cover emergency medical evacuation, trip cancellation and delays, and more, offering extra peace of mind for your adventures. Take a look at what’s included in a Faye Travel Protection plan, including 24/7 assistance from our team. 

Explore safely with Faye by your side 

Traveling internationally in your golden years can be a first-class experience. To make sure you’re prepared, understand how to best cover yourself in case things go wrong. While Medicare can provide limited coverage for international travel, investing in travel insurance can help ensure you’re protected to the fullest while you’re out exploring the world at your own speed. 

Have questions? No problem – call us at +1-833-240-7056 so we can help you determine if a travel protection plan is right for you. 

Remember, the world is vast and beautiful, but your health and safety should always come first and Faye’s got your back when it comes to both. 

Information about Medicare, Medigap, and Medicare Advantage comes from Medicare.gov. We recommend you visit that website to learn more. 

Read more with Faye

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Debunking the 5 most common travel insurance myths

The Best Travel Insurance: Secure Your Adventures

Posted on Published: May 23, 2024

Categories Travel , Travel Hacking

What are the best travel insurance options for your next trip? Find out my top three picks after four years of full-time travel.

I know what you’re thinking. Travel insurance is a waste of money. You’ve gone your entire life without spending money on travel insurance and you don’t understand why every travel blog talks so much about it. Traveling in a post-covid pro-corporate world means being screwed over with no recourse.

Airlines these days have no obligation to get you to your final destination. Passengers are being stranded at connecting airports for days at a time with no solutions. Travelers are missing important events, incurring massive additional costs, and suffering emotional breakdowns as a result of negligence by airlines.

If you are in any travel group on social media or read any travel forums you probably read horror stories daily. On every single post or thread there are people who reply telling the distraught traveler to just contact their travel insurance to sort it out. But of course, that person doesn’t have travel insurance. If they did, they wouldn’t be having an emotional breakdown on the internet.

• Best Insurance Providers
• Choosing Insurance Plans
• Medical Coverage Basics
• Claims Basics
• Additional Considerations
• Covid-19 & Travel Insurance

Understanding Best Travel Insurance

When you’re exploring the world, the right travel insurance is a must have these days. The best travel insurance companies offer a safety net that covers unexpected incidents, from trip cancellations to medical emergencies. Finding the top provider for your needs means comparing various insurance products that cater to different travel scenarios.

Forbes Advisor and other reputable sources often list detailed ratings of insurance providers and their offerings. These evaluate numerous best travel insurance providers on criteria such as coverage options, customer service, and claim filing ease. Choose a comprehensive policy that gives you a broad range of protections, ensuring peace of mind during your travels.

Here’s a quick look at what to consider:

• Coverage: Seek policies that cover the essentials—trip cancellations, interruptions, baggage, and medical evacuation.
• Reputation: Look for insurance companies recognized for reliability and customer service.
• Cost vs. Benefit: Ensure the price aligns with the benefits provided, so you get value for your investment.
• Citizenship and Countries: Where you are from and where you are going are key factors for insurance products.

*This list of our partners is focused on U.S. citizens 

Your choice in a travel insurance policy should reflect your trip’s needs. Whether it’s a single trip or ongoing travel plans, involve insurance agents as they can guide you through the selection process. The best travel insurance is the one that provides the right coverage before you ever have a reason to need it.

I share products I love with you through affiliate links, which means if you buy something through one of these links, I get a small commission at no extra cost to you.

Top 3 Providers of the Best Travel Insurance

Axa travel insurance.

Travel Insurance |Travel Medical Insurance| AXA Partners US – neo-travel-b2c-usa – AXA Partners AXA offers travel insurance plans in conjunction with travel assistance services to not only help compensate for your covered loss but also to provide support during and after your loss.

AXA Travel Insurance excels with its robust range of options catering to both leisure and business travelers. Recognized for its reliability, AXA offers customizable plans that include coverage for trip cancellations, emergency medical treatment, and travel disruptions.

Their policies are particularly favored for extensive medical evacuation coverage, ensuring that travelers receive the care they need, no matter where they are in the world. Additionally, AXA ‘s proactive customer service team is ready to assist travelers around the clock, providing peace of mind from pre-trip planning through the journey itself.

World Nomads

Explore your boundaries Travel insurance for independent travellers from more than 130+ countries. Buy, extend & claim online. 24hr worldwide assistance.

World Nomads is widely celebrated among adventurous travelers for its support of a wide range of adventure activities that many other insurers do not cover. This provider is ideal for those looking to engage in high-risk activities like scuba diving, skiing, and mountaineering.

World Nomads makes it easy for travelers to buy and extend their insurance coverage online, even while already on the road. Their policies are comprehensive, offering protection against trip interruptions, theft of personal belongings, and unexpected medical issues, with the added flexibility that nomadic travelers particularly appreciate.

Travelex Insurance Services

Travel insurance you can trust | Travelex Insurance Want travel insurance for your next trip? Travelex insurance for travel offers coverage for trip cancellations, medical costs, and more. Get a quote now.

Travelex Insurance offers travel insurance solutions that emphasize simplicity and efficiency, making it a great choice for families and occasional travelers. Travelex ‘s plans often include unique benefits like coverage for children at no extra cost and a waiver for pre-existing medical conditions.

Their coverage extends to trip cancellations, interruptions, and delays, as well as providing for emergency medical and dental expenses. Travelex is known for its straightforward claims process, which is highly transparent and supported by customer service that ensures travelers get the support they need when they need it.

How to Choose the Right Travel Insurance

Choosing the best travel insurance for your trip used to be only for bougie travelers. These days every traveler should be prepared for getting screwed by corporations on their upcoming trip. A good starting point is to assess your coverage limits to ensure adequate protection. You’ll want enough coverage to handle unexpected events like medical evacuation, flight delays, or lost luggage.

Considerations for Coverage:

• Medical expenses: Look for policies with comprehensive health coverage.
• Trip cancellations: Ensure the policy includes trip cancellation insurance.
• Luggage reimbursement: Check for limits on the value of luggage contents.

When selecting insurance, review your travel credit card benefits. Some cards offer built-in insurance options which could suffice for short trips or minor concerns. Still, for more extensive coverage, a standalone policy might be necessary.

Travel Credit Card Benefits:

• Lost baggage coverage
• Trip interruption insurance
• Travel accident protection

Consult with travel agents , as they can offer insights into the insurance options that suit your travel needs. They keep track of the best time to purchase insurance and can guide you towards plans that provide ample coverage.

Insurance Options from Travel Agents:

• Cruise insurance
• Annual trip insurance
• Specific needs-based plans

To ensure you make an informed decision, compare the best travel insurance plans available. Use trustworthy comparison sites to weigh premiums, deductibles, and exclusions side by side. Some of the viral insurance products get really creative about what they consider a covered reason for paying out a claim. The last thing you need during a stressful travel situation is an insurance company trying to pull one over on you.

Medical Coverage

When selecting travel insurance, coverage should be at the forefront of your considerations. Quality plans offer extensive support for medical emergencies and the management of pre-existing conditions, ensuring your health is safeguarded while abroad.

A key consideration for U.S. residents is ensuring you know if your insurance will pay medical providers directly or if you need to front the cost and be reimbursed. It’s always a good idea to have ample access to funds in the event that medical services will be withheld until payment. Oftentimes you will not have a choice as to where you are going to receive treatment and that hospital may or may not be on an approved list from your travel insurance.

Medical Emergency and Evacuation

When selecting the best insurance, it’s crucial to have robust medical protection. This becomes vital if you encounter a medical emergency in a remote area or an international trip. High-quality travel insurance coverage should include extensive medical treatment and emergency evacuation. These benefits cover costs from ambulance services to emergency room fees. In dire situations, if an emergency evacuation to a more equipped facility is needed, these costs can range from $25,000 to $2 million. Always ensure your insurance company provides comprehensive travel insurance plans that prioritize these scenarios, safeguarding your health no matter where you are.

Managing Chronic Conditions Abroad

Traveling with medical conditions means you need a medical plan that specifically addresses your health care needs. The insurance policies for those with chronic conditions provide ongoing coverage for medical treatment, medication, and even health care maintenance outside your home country. It’s essential to confirm that your policy covers your particular medical conditions without exclusions and includes all necessary medical benefits. This ensures you receive the best possible care, no matter where your travels take you.

Understanding Coverage for Family Members

Ensuring your family members are also covered under your insurance is crucial. Comprehensive insurance plans should extend the same level of medical protection to every family member involved in the trip. This includes provisions for medical events, routine health care, and unexpected medical treatment. When researching the best insurance policy, make sure the policy extends these protections to all traveling family members. This not only offers peace of mind but also ensures that everyone has access to necessary medical care, keeping your trip worry-free for all involved.

Using Your Travel Insurance

When your plans hit a snag, like a flight delay or sudden trip cancellation, the policies come to the rescue. For travelers facing unexpected changes, travel delay coverage kicks in after a set time frame, which is crucial to know when comparing insurance plans. Be prepared with detailed documentation of non-refundable trip costs and receipts if you’re claiming for trip interruption. These policies can reimburse you for financial losses, ensuring that a delayed flight or a missed hotel night doesn’t have to break the bank. Additionally, top providers typically offer clear guidelines on how these claims are processed, ensuring you’re not left in the dark during stressful times.

Trip Interruptions and Delays

Inclement weather and natural disasters are realities that can profoundly affect your travel plans. If a hurricane or another severe weather event disrupts your trip, it’s important to understand the specifics of your coverage. Most policies set a waiting period before you can file a claim for trip cancellation or interruption due to weather conditions. Having CFAR coverage can provide additional benefits, allowing you to cancel for any reason, including unforeseen weather changes, although this might increase your policy’s cost. This type of foresight is particularly valuable for international trips or in areas prone to extreme weather.

Natural Disasters and Severe Weather

Ensuring your personal items and belongings are covered in case of loss or theft is another aspect of selecting the best insurance. Look for policies that include baggage insurance, which can cover the cost of your belongings if they are lost, stolen, or damaged during your trip. This coverage is essential for peace of mind, especially when carrying valuable items or traveling to remote areas where replacements are not readily available. Additionally, check if the travel insurance policy offers coverage for baggage delays, which can provide funds to purchase necessities if your bags are delayed for a certain period. This coverage is particularly crucial for U.S. citizens traveling abroad, where accessing replacement items might be challenging.

Frequent Travelers and Special Groups

When you’re on the move often, annual travel insurance plans can be a game-changer. These plans are cost-effective for U.S. residents who travel several times a year, covering multiple trips under one policy. You’ll save time and possibly money, avoiding the need to purchase separate coverage for each trip.

For those with nonrefundable trip costs, it’s crucial to find the best insurance suited to your travel frequency and budget. If you travel with family, consider plans that cover every family member. It will give everyone peace of mind throughout your journey. Tailored plans can ensure that, if plans go awry, you’re not out of pocket.

Lastly, older travelers might have different insurance needs, often requiring more comprehensive coverage. Be sure to examine policies carefully, as some insurances offer more robust options for medical protection, which can be vital for those needing extra reassurance while away from home.

Here are a few key points to remember:

• Frequent Travelers: Look into annual or multi-trip plans.
• Family Consideration: Check if your family members are covered.
• Older Travelers: Ensure suitable medical coverage is included.

Selecting the right policy keeps you prepared and protected, whether you’re exploring new horizons or traveling for work.

Impact of Covid-19 on Travel Insurance

Adapting to new travel restrictions.

The Covid-19 pandemic has significantly changed the landscape of international travel. Travel restrictions can vary greatly between countries, affecting everything from entry requirements to the types of travel insurance necessary. U.S. residents planning trips abroad must stay informed about these changes to ensure compliance and coverage. It’s crucial to understand the fine print of your travel policy to know how it applies in different pandemic scenarios.

Covid-19 Coverage in Travel Health Insurance

Since the onset of the pandemic, travel health insurance has evolved to specifically include Covid-19 related medical expenses. This adaptation is critical for travelers, providing peace of mind by covering costs associated with testing, quarantine mandates, and emergency medical care if infected while traveling. Providers like Allianz Travel Insurance now offer plans that cater specifically to the challenges posed by Covid-19, ensuring travelers are not left vulnerable abroad.

The Rise of CFAR Coverage

“Cancel for any reason” (CFAR) insurance has become more prominent due to the uncertainty caused by Covid-19. CFAR allows travelers to reclaim a significant portion of non-refundable trip costs for cancellations due to illness, fear of travel, or sudden border closures. This type of insurance offers an additional layer of financial protection. It’s a popular choice among travelers looking for flexibility and security in their travel plans.

Securing the Best Travel Insurance in a Pandemic

In today’s ever-changing health landscape, securing the best insurance is more crucial than ever. Comprehensive coverage that addresses potential Covid-19 complications can safeguard your financial investment and health during your next trip. Travelers are advised to carefully review their insurance options. Focus on policies that offer extensive medical plans, interruption coverage, and emergency medical evacuation. Ensuring you have the right type of insurance can make a significant difference in how well you manage the complexities of traveling during a global pandemic.

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FAQ: Best Travel Insurance

What does standard travel insurance cover.

Standard travel insurance typically includes coverage for trip cancellations, medical insurance, baggage loss, and accidental death. It’s designed to offer peace of mind for the most common travel-related issues.

How much does travel insurance usually cost?

The average cost of travel insurance varies based on the trip cost, duration, destination, and the traveler’s age. Typically, it ranges from 4% to 10% of the total trip cost.

What is medical evacuation coverage?

Medical evacuation coverage is a critical component of travel insurance that covers the cost of transporting you to a medical facility capable of providing the necessary treatment in case of a serious medical emergency, especially in remote areas.

Are pre-existing conditions covered by travel insurance?

Coverage for pre-existing conditions varies by policy. Most travel insurance plans cover them if the insurance is purchased within a set time frame from the date of the first trip payment, provided the condition has been stable.

What should U.S. residents consider when purchasing travel insurance for domestic trips?

U.S. residents should look for policies that offer comprehensive coverage for travel delays, cancellation due to illness or emergency, and protection for personal belongings. This is particularly relevant for trips that involve multiple states or remote locations.

What happens if my flight is delayed?

If your flight is delayed, travel insurance can reimburse you for additional expenses such as meals and accommodations, provided the delay meets the minimum time frame covered in your policy.

How do I claim for baggage loss under my travel insurance?

To claim for baggage loss, you need to report the loss to the airline or transport authority immediately and obtain a written report. Then, submit a claim to your travel insurance provider with the report and any receipts for emergency purchases.

Are there travel insurance options for frequent flyers?

Yes, frequent flyers might benefit from annual or multi-trip travel insurance plans. These are financial products that provide coverage for multiple trips over the year, offering both convenience and potential savings.

What should I look for in a travel insurance policy from a travel supplier?

When purchasing travel insurance from a travel supplier, ensure it covers the full scope of your trip, including medical emergencies, trip cancellations, and any specific needs like adventure sports. Also, review the covered reasons for trip cancellation to ensure they meet your potential needs.

Veronica Hanson blogs from whatever country she happens to be in at the time, currently she's hanging out in Japan. She's been living as a nomad remote entrepreneur with her family since 2020.

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Backpacker Travel insurance that's as unique as you are.

enjoy your next adventure from only £72.80*

Key policy benefits

Non-manual working holidays covered, manual labour cover available, over 100 sports & activities covered, out of area transit stops up to 96 hours covered.

Our backpacker insurance can be taken out for up to 18 months, worldwide, meaning that whether you're travelling for a years working holiday in Australia, a six month tour of Asia and the USA or even a round the world adventure, we'll be there for you every step of the way.

At CoverForYou, we love backpacker travel and from our own knowledge and experience, we've put together a backpacker insurance policy we would personally use when travelling abroad. Our policies are easy and quick to purchase online, meaning you have more time to spend on planning the more interesting parts of your journey!

We cover over 100 sports and activities as standard and if this isn't enough for you, then you can add additional extreme sports cover, meaning you can cover a wide range of additional sports & activities, such as Bamboo rafting and Via ferrata with Pack 2 or Caving/pot holing with Pack 3. You can find the full list of sports we cover here .

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We go above and beyond to provide great quality services:

Working with Trustpilot allows our customers a voice to tell us how we're doing - all genuine CoverForYou customers who have insured with us are offered the chance to review.

The Foreign, Commonwealth and Development Office (FCDO) website provides important information on travel advisories so you can stay safe whilst abroad.

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Important Notice: Your policy is sold and administered by Worldwide Internet Insurance Services Limited (trading as CoverForYou) an insurance intermediary licensed in Gibraltar by the Financial Services Commission under Permission Number 5570 (click here to confirm) . This insurance is underwritten by Inter Partner Assistance S.A which is authorised and regulated by the National Bank of Belgium, with a registered head office at Boulevard du Régent 7, 1000 Brussels, Belgium. Authorised by the Prudential Regulation Authority (firm reference number 202664). Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Inter Partner Assistance S.A. UK branch office address is 106-118 Station Road, Redhill, RH1 1PR, Inter Partner Assistance S.A. is part of the AXA Group.

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Best Cheap Travel Insurances! Plan Your Holiday With These Trip Insurances

“Twenty years from now you will be more disappointed by the things you didn’t do than by the ones you did do. So, throw off the bowlines, sail away from the safe harbour. Catch the trade winds in your sails. Explore. Dream. Discover.”

That’s what Mark Twain said, and its core concept has been inspiring generations to venture out of their comfort zones and into the unforgiving but ever alluring world. More than ever before, travelling has become safer and more welcoming. But sometimes, you need a bit of reassurance. That’s where travel insurances handily come in.

Admittedly, it isn’t the most exciting part of a journey, but it’s an essential one, as it will cover you when things like cancellation, injury, or baggage loss happen.

The thing is, the insurance industry is extremely lucrative, and many companies want a piece of the cake, resulting in an abundance of holiday insurance available on the market. Moreover, business lords are smart, and they know how to draw money out of your pockets when it really isn’t necessary.

How do you combat this? How do you choose the best and most suitable trip insurance ? Keep with us to check out our comprehensive guide for travel insurance.

What is travel insurance?

Travel insurance is essentially a safety net you never knew you needed.

It’s there to back up when things go awry, as it’s designed to provide you with financial and logistic cover when unexpected events happen, and its buyers get the short end of the stick.

There are many types of insurances, and they cover and not cover certain aspects. Generally, the basic coverages of an insurance will include medical expenses while travelling overseas, trip cancellation, lost luggage, flight delays or cancellation, etc.

Why is travel insurance important?

Insurance is an integral part of all trips. Image from Unsplash.

Albeit unlike, there’s always the possibility where things don’t go as planned. In such unfortunate events, without insurance, you are liable for emergency expenses. If you aren’t familiar, these could cost up to thousands of pounds. Insurances are indeed costly but nowhere so exorbitant. It’s ultimately a smart and economical choice to go for insurance. Let us explain a bit further:

Emergency cancellation reimbursement

Imagine splurging a hefty sum of money on a one-off luxury trip, but doing so a few months in advance to shave off just a bit of money, only to have to cancel it last minute because of a truly urgent family business, or because of situations like force majeure?

Of course, tour providers may be sympathetic, but their policies can only allow them to go so far, most oftentimes the only support you get is emotional. Even in the event where you do get partial reimbursement, losing 10-20% of your original expense would already be a massive loss.

In situations like these, insurances would be of great help, because they would provide reimbursement where otherwise impossible.

Medical expenses

Traffic accidents can happen. They just do. In the unlikely event that you get caught in one, and end up injured, you must receive medical treatment immediately. As soon as you come round, the first thing that you have to face isn’t the fact, but the bill.

Medical expenses will vary wildly depending on the country, especially abroad. Prices can ramp up to a few hundred thousand in a blink of an eye.

Yet, if you’re travelling with insurance that covers medical expenses, you don’t have to be worried at all.

Limited help from the Embassy

Some travellers think that they would be fine should something happen when they’re travelling abroad, because in such cases their country’s embassy therein will step in and provide necessary support.

That’s true, but that’s not the full picture. Yes, they will get you a new passport. Yes, they will provide temporary shelter and basic amenities. Yes, they will contact your family at home. But that’s as far as they’ll go, as there is a limit to their authority. They can’t, in fact, pay for your medical care or emergency transportation, whose immense costs are the reason why people resort to insurance in the first place.

What does travel insurance cover?

Insurance helps make your trips worry-free. Image from Unsplash

They can cover a range of things, depending on what you pay for. Generally, an insurance will cover the following categories:

If you suffer from small injuries, then medical expenses such as consulting practitioners, medicine, ambulance fees, and some dentistry will be covered. If you’re hospitalised, generally, emergency services, doctor fees, transfer and transport fees will be covered. Sometimes, the travelling fees of a family member coming over to look after you may also be covered. In the unfortunate event of passing overseas, obsequy services and mortal remains delivered to your home country will be covered as well.

Cancellations

If your planned trips are cancelled, and you have your insurance, then it will cover you for any cancellation fees or deposits. The reasons for cancellation that are usually covered include: illness, injury, force majeure, extreme weather, political wranglings, hijacking, and family emergencies.

There are some other policies that will cover other uncommon reasons such as jury service, job sack, dismissal from occupation, army services.

Insurance will typically cover your baggage in the event of damage, loss, or theft. In these cases, insurance firms will cover operational, transport, and retrieval fees.

>> Read more:  What to Know about the Under Seat Luggage Size on Aeroplanes Before You Fly

Other coverage

There are special insurances that are designed to cater to some specific needs of a certain group of audiences. Sometimes, those insurance will cover for niches, namely pre-existing conditions, high-risk sports, rental car damage, cruising, etc.

Common exclusions

It seems as though insurances cover anything in the world, but in fact they don’t. They are a business after all, and they are smart. Insurance is essentially an industry that revolves around risk management, and insurance companies won’t ever cover something they can’t manage. As such, they will frequently exclude covering certain events, for example on-going events, war, or terrorism. Sometimes, certain countries will be excluded from insurance coverage as they are deemed to be more risky destinations by the insurance company’s respective official governmental organisations.

There are also other common situations that are excluded in travel insurance policies, namely:

• elective surgery or treatment;
• injury or illness caused by reckless activity (careless driving, abuse of alcoholic substances or drugs);
• leaving belongings unattended;
• participating in extreme sports and activities;
• travelling against government advice and recommendations;
• travelling to receive medical treatment;
• undeclared pre-existing medical conditions;
• unlicensed operation of a motorcycle, or other vehicles.

What other types of travel insurance?

Insurance comes in a range of types that cater to the specific needs of those who buy it. Below are some of the most prominent travel insurances:

Annual travel insurance

Annual travel insurance will cover any of your trips in the span of 365 days. Still, this depends on the insurer. Some of them impose an upper limit on the number of trips that will be covered or on the number of days of each trip. This type of travel insurance will typically cover trips to any destination around the world, so it’s very convenient for frequent travellers.

Single trip travel insurance

As the name implies, single travel insurance is a one-off insurance in only one trip for which you buy the insurance. It usually comes with a day limit, typically 30 days, so do check carefully before you go for it. Unlike annual travel insurance, this type of insurance is often destination-based, which means it tends to one destination only, but it also means that it will be a lot cheaper.

Backpacker travel insurance

If you’re travelling for longer trips, or over multiple countries. Often referred to as long-stay, extended trip, or gap-year insurance, this type of insurance will cover continuous trips that last between 2 and 28 months.

Family travel insurance

This one will work best if you’re travelling with your family, as it will turn out to be a lot cheaper than buying individual insurance for every member of your family. Generally, this type of insurance will cover a family of two parents and their children, but there are also those that will cover single-parent families, larger families, and grandchildren too.

Regional / European / Worldwide travel insurance

Not technically a separate type of insurance, but more of a quirky little detail you need to be paying attention to when considering different insurances. Whether you’re travelling to Europe, or any regions, even worldwide for that matter, you need to check with the insurer to see their definition of each.

For example, while Russia is typically included in Asian travel insurance, some policies have it as a separate country with slightly altered policies. Another example is Turkey, sometimes it isn’t included in European travel insurances. If you’re travelling to provinces or territories.

Niche insurance

We’re getting to the nitty-gritty now. Some of the upcoming insurances you’re about to see are very niche as it caters to very specific needs of very specific groups of audiences.

Insurance will cover you if extreme activities go wrong. Image from Unsplash

Winter sports travel insurance

If you’re planning to travel to ice-covered mountain peaks for some exciting winter sports like snowboarding or ice skating, you’d need a specialised winter sports travel insurance in the off chance where you are injured, or your equipment is lost. Do check with your insurer to see which sport is and isn’t covered.

Adventure sports travel insurance

Most standard travel insurance will be excluding any extreme activities or sports such as bungee jumping or rock climbing. This type of insurance caters to these adventurers who indulge in such extreme activities.

Senior Travel Insurance

Insurers deem travellers from the age of 65 (sometimes lower) as being more likely to issue medical-related claims, as statistically, people in this age bracket are more likely to fall ill, hence why this type of travel insurance exists. Insurance for people at this age is going to be expensive, so you need to carefully look around for the best option.

Best cheapest travel insurance

Average insurance costs.

The figure below illustrates the average cost of annual travel insurance and single trip travel insurance in Europe and Worldwide (including USA).

This serves as a great reference point for us to compare some of the upcoming insurance. Most of the time the general coverage is the same, and the differences are really insignificant. Therefore, the price point comes into play as one of the most important factors when it comes to deciding which policy to buy.

Best Annual travel insurance

At only £48.85, TravelTime ’s policy is quite a great insurance. It offers up to £2,000 to cover for cancellation, which also covers those caused by COVID-related issues. It offers its buyer £1,000 in baggage and belongings cover.

With this policy, you can travel worry-free up to 45 days at a time. You can pay an excess of £125 on eligible claims but can be waived by paying an additional premium.

Admiral is a great cheap choice. Although it offers only half of the cancellation cover compared to that of TravelTime (£1,000 compared to £2,000), it’s cheaper, only £31.44. It only allows trips of up to 31 days, however. Baggage and belongings cover are also £1,000.

Excess is £150 for eligible claim but can be waived by paying an additional premium.

Post Office Money

Similar to Admiral’s policies, Post Office Money ’s policy offers coverage for cancellation of up to £1,000. The cover for lost baggage and belongings are also £1,000.

The reason why this insurer isn’t higher is because, with its cost of £43.90, it doesn’t offer as much coverage as Admiral, specifically it doesn’t cover travel delay or missed departure.

Coverwise’s Silver Plan

Coverwise ’s Silver Plan offers great coverage if you’re willing to spend a bit extra or insurance.

At a price of £102.92, it’s expected that the policy would provide better coverage overall. It provides £2,000 per policyholder in cancellation cover, which extends to any incidents caused by COVID. It also offers £1,500 in baggage and belongings cover.

The policy’s excess is only £50 on eligible claims, but it can’t be waived by paying an additional premium.

Sainsbury’s Bank

Another great option for annual insurance. Sainsbury’s Bank covers cancellation of up to £1,500 per policyholder and baggage and belongings cover of up to £1,000.

However, it only allows for trips lasting up to 22 days. Additionally, unlike most other insurance, it doesn’t cover personal accidental, which makes its not-so-competitive price point of £67.65 questionable.

Best Single travel insurance

TravelTime is one of the best cheap insurance providers. At a price of £18.69, TravelTime’s single trip insurance offers up to £2,000 in cancellation cover that also applies to COVID-related issues. Buyers are offered £1,000 in baggage and belongings cover.

TravelTime’s Economy

A slightly cheaper option than the standard one, TravelTime’s Economy policy is a decent pick up at £17.76. Its cancellation coverage per policyholder is only at £1,000; its baggage and belongings cover is only at £500, but it will be sufficient if you’re not travelling with lots of expensive stuff.

Admiral’s a familiar policy provider, and its single trip insurance is top-notch. It offers £1,000 coverage in both cancellation cover and baggage and belongings cover per policyholder. However, at a very competitive price point of £13.53, Admiral’s policy stands out as one of the best options on the market.

Post Office Money’s policy is also great value. At £18.34, it offers £1,000 worth of coverage in both cancellation cover and baggage and belongings cover for every buyer. However, it doesn’t offer travel delay cover or missed departure cover.

Best Winter sports insurance

Switched on.

At the cost of £19.13, Switched On ’s policy provides coverage of up to £500 in ski equipment cover, £200 in ski hire cover, £250 in avalanche cover and £250 in piste closure cover. It also provides limited coverage to cancellation due to COVID, provided that you have received vaccinations. Still, it doesn’t offer personal accident cover.

Holiday Extras

Holiday Extras ’ policy comes in at £29.75 premium, covering £500 cover for ski equipment, £300 for ski hire. Avalanche and piste closure is included. Its policy has also been updated to cover some Covid-related emergencies. Unfortunately, there’s no personal accident cover.

Post Office Money’s Prime

This policy is great for family trips. Each member can benefit from £500 in ski equipment cover, £250 in ski hire cover, £250 in avalanche cover and £200 in piste closure cover, as well as COVID-related emergencies. It loses some point, however, because of a rather uncompetitive price point of £39.93.

Post Office Money’s Lite

If you’re travelling alone in the winter, consider this Lite version of only £25,26. It offers coverage of £500 in ski equipment cover, £250 in ski hire cover, £200 in piste closure cover, and £150 in avalanche cover.

At only £13.49, this is perhaps the best cheap option available. Its policy includes coverage of £500 in ski equipment cover, £250 in ski hire cover, £200 in avalanche cover and £200 in piste closure cover. The price may be low however, but the excess on eligible claims is quite high at £150 but can be levied should you opt for an additional premium.

Buying guide travel insurance

There would be no one-size-fit-all guide for everyone. As detailed above, insurance comes in all shapes and sizes, with each type fine-tuned for any customers’ needs. Therefore, the best way to go about buying insurance is researching the lines of insurance that cater to your needs and then choosing the most appropriate and affordable option.

Below, we listed some of the factors you should be considering upon choosing an insurance:

• A high number of days abroad per trip: You won't be covered should you extend your stay beyond the period stated in the insurance policy. Getting one that covers you for more days means you'd be covered in some unlikely events. Most decent policies will cover you for at least a month worth of days per trip, with some offering as many as 90 days;
• 24/7 hotline: Some insurer's customer service hotline only works office hours, but no trips are limited to such hours. An assistance hotline and a customer support team that is available to offer support and advice is greatly appreciated especially if you're lacking in experience dealing with unexpected circumstances;
• Check everything: that means, all activities you may be doing, such as sports or adventure tourism. Also consider all the places on your itinerary, even transmit countries (if there are any);
• ATOL: Acronym for Air Travel Organiser's Licence, this is a consumer protection scheme for air holidays and flights, managed by the Civil Aviation Authority (CAA). Many insurers will not cover airline failure, so choose an ATOL-protected holiday or a travel insurance policy that includes airline or supplier failure cover;
• Business coverage: Insurers may not accept any business-related claims you make if you’re on a business trip but with normal travel insurance. Check with your insurance to see if they do offer such coverage just in case;
• Car hire cover — Car rental companies offer their own insurances but buying another insurance on top of your travel insurance isn’t always the most economical choice. It may be a smarter idea to get car hire included in your travel insurance policy instead;
• Exotic / sports activities cover: Sports and activities such as golf, cruises or extreme sports are often excluded from normal travel insurances — so if any of those activities, or any along that line of activities, is part of your plan, having such cover will offer you peace of mind;
• COVID-19 cover: this is very important now considering the recently reopened travelling industry. Ensure that your insurer offers coverage for COVID-related costs such as alternative flights, accommodation, COVID tests, and quarantine fees. You should also check your insurer if they offer coverage when you cannot reach your final destination during transit due to COVID-related issues;
• Cruises coverage: Because you're on the sea, it generally requires an additional level of cover because it is more difficult to get to hospital on a fixed itinerary of a cruise ship. Check carefully with your service provider to see if they do offer such coverage and how they deal with such situations;
• emergency transport, such as an ambulance, is often charged separately to other medical expenses, and emergency travel home on medical grounds can also be expensive;
• Private / Public medical establishments: In emergency situations, your safety and survival are of utmost importance, so you'll be taken to the nearest hospital. The problem is, some insurances won't cover bills from private hospitals, and oftentimes it is those bills that are the worst. So do check carefully to see how medical expenses are covered by your insurance provider;
• Repatriation coverage: If you must extend your stay due to medical treatment, or whatever treatment for that matter, then usually insurers will be covering the expenses. But do check several factors, like what reason for stay extension, how much money, from which countries will be covered;
• Pre-existing medical conditions: declare any and all existing conditions or pending treatment or tests so that you are covered if anyone gets ill during your trip. Companies will deny paying for your insurance should they learn that you've withhold any existing conditions;
• Reasonable costs for a family member or friend to stay with you, or to accompany you home, just in case;
• Terrorism cover: If you’re planning to visit a country where there are reported to be civil unrest or terrorist activities, you may not be covered should anything go wrong.

Travel insurance that covers Coronavirus (Covid-19)? What is the best?

If you’re planning to travel in the year of 2022, be ready to go through layers of security checks. Many of these procedures are time-consuming, and any of them could easily mess up your entire carefully planned trip.

Insurance will come in extra helpful, as it’ll cover for you when things go wrong. Insurance providers are smart too. They understand the necessity as well as the peace of mind that the customers seek when travelling during the pandemic; therefore, many of them have incorporated lots of perks that will cover your trip should COVID-related issues happen.

Generally, all of those insurances will offer coverage for cancellation or delay due to COVID-19, COVID-related treatment, and repatriation expenses.

But which one is the best? Below, we’ve compiled some of the best options available on the market.

The great thing of  this insurance is, besides covering for emergency medical treatment for COVID-related issues, this one offers to pay up to £5,000 in cancellation cover should you be infected with the virus and must self-isolate or go into quarantine. This policy will also cover your family members in case they need medical treatment.

It won’t cover you, however, if you’re travelling to countries advised against by the FCDO. The excess is also one of the cheapest out there, at only £50.

Travel Time

This policy makes it mark buy offering great coverage at a very competitive price, only £29.70. It’ll pay out if you must cancel your trip due to COVID-19 within 14 days of the planned departure date. With an affordable excess of £99, it’ll pay out up to £4,000 in cancellation fees.

It’s also covered for any COVID medical treatment should you contract the virus, but only if you adhere to all safety protocols. It’ll also cover early returns, should those be results of COVID.

The special thing about this policy is the fact that this policy will still cover you even if you’re going against the FCDO advice. But be weary, it only applies to certain countries in Europe. Check their  full terms and conditions for further details.

Cover For You

At a low cost of £34.96 and a low excess of only £50, this policy covers everything COVID-related nicely.

It provides cover for virus contraction, self-isolation fees, trip cancellation, medical treatment. Unlike many other travel insurances, this one will cover you if you are denied boarding your plan due to COVID symptoms.

While the insurance doesn’t offer any coverage if you decide to travel against FDCO advice, if such advice changes during the course of your travelling, you’d then be fully insured.

Southdowns (Bronze)

Southdowns’ Bronze policy is also a nice choice if you don’t want to worry about COVID-19, with the typical coverage such as virus contraction, self-isolation fees, trip cancellation, medical treatment.

The cancellation cover for Bronze is £1,500. Silver, Gold, and Platinum’s cap would be £2,000, £3,000, and £6,000 respectively. The excess of this policy ranges from £100 to £200 depending on the bracket that you choose.

Southdowns’ policies are great, but they can’t rank higher on our list as their payable excess is higher while the cancellation costs offered are generally lower.

FAQs about Travel Insurance

How do we calculate our travel insurance ratings.

In order to come up with the recommendations, we consulted insurance websites of various different popular policy providers and then compared some key factors of an insurance. Those are:

Baggage and belongings cover: A very common incident to happen during trips. The more the coverage the better the policy, by and large.

Cancellation cover: the most important aspect of an insurance, as this is the most common incident to happen during any trip.

Cancellation due to COVID-19: a recently emerged category, but a crucial one. Due to COVID-19, safety protocols, and FDCO’s travel advice (or any governmental organisation’s advice), many people must change their itinerary or cancel their trip. Therefore, COVID-related issues cover is high on the priority list.

Excess and excess waiver: an important category not to be taken lightly. When you make a claim, you have to pay the excess, which, in many cases, is higher or almost as much as the money you get back. This is also why excess waiver, provided by premium upgrade, is also quite important.

Price: easily the decisive factor. In general, various policies on the market aren’t dissimilar enough for the differences in price to matter, hence why the cheaper the insurance the better.

How to claim your travel insurance?

Claiming insurance is a lengthy and convoluted process, but there are fundamental steps that you should follow to oil the wheels:

Make the calls: it’s imperative that you report your incident as early as possible to your insurer, and to the local police. Most policies require the notification to be made within the first 24 hours, but you should do it as soon as possible in order to obtain assistance.

Demand the medical claims to be accepted: medical bills will often be the most expensive of the bunch, and it’ll generally be harder to reclaim the money if you decide to prepay for it before the insurer. So, unless it’s absolutely urgent, do demand your insurer to accept the medical claims before you do anything else.

Keep your evidence: Some of the insurance claims could go up to the millions of dollars, so it’s understandable that insurers wouldn’t easily accept any claims. Therefore, should something happen, it’s best that you hold on tight to whatever evidence you have, be it medical bills, receipts, etc.

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The E2E International 100 track 2024

E2e , in association with the independent , proudly unveils the e2e international 100 track, a definitive list recognising the exceptional achievements of the top 100 businesses in the uk.

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1. Graham Howe - Leverton Helm

Leverton, a global manufacturer of lithium chemicals, is proud to contribute to the revolution reducing reliance on fossil fuels for a sustainable future. Its philosophy is to evolve products and services in line with the latest technologies and customer needs. Leverton is passionate about forging long-term partnerships, creating responsible, sustainable supply chains. Exporting to over 60 countries, Leverton tailors every order uniquely, ensuring the best solution—from product and packaging to labelling and shipping—to meet each customer’s application requirements.

• Sector: Inorganic Chemical Manufacturing
• Region: Basingstoke
• Export sales growth rate: 594%

2. James Mellors – Mellors Group

Mellors Group, with over a century of experience, creates extraordinary events and visitor attractions globally. Spanning six countries and employing 1500 people, it has entertained millions over the years. Grounded in its rich history, Mellors is inspired by the world, creating a brighter business future. Mellors’ family heritage guides the business, empowering teams and shaping its identity. Mellors’ vision is to be the global leader in operating and delivering indoor and outdoor theme parks and leisure attractions.

• Sector: Events Services
• Region: Nottingham
• Export sales growth rate: 528%

3. Antony Brown - Whitehouse Leisure International Limited

Whitehouse Leisure is the leading manufacturer and distributor of amusement and redemption products across UK, Europe and the Middle East. Its extensive collection of licensed and non-licensed prizes includes; soft toys, inflatables, games, novelties, stationery, housewares, electronic gifts, confectionery and much more. Whitehouse Leisure is the official licensee for the most popular movie, TV, toy and gaming brands around the world from Universal, Dreamworks and Disney to Marvel, Sony and BBC.

• Sector: Game And Toy Manufacturing
• Region: Basildon
• Export sales growth rate: 513%

4. Philip Beahon - J Carter Sporting Club Limited (Castore)

Castore (J Carter Sporting Club Limited), is dedicated to enhancing athletes’ performance, crafting premium sportswear using advanced engineering and unique technical fabrics. Positioned as a premium alternative in a market dominated by mass-market brands, Castore embodies the philosophy of "Better Never Stops" in its DNA. The brand is favoured by discerning athletes seeking top-tier performance in both men’s and women’s sportswear. Castore’s mission is to elevate athletic performance and redefine expectations in the sportswear industry.

• Sector: Sporting Goods
• Region: Manchester
• Export sales growth rate: 462%

5. Toby Kelly – Trailfinders

Founded in 1970 by former SAS officer Sir Mike Gooley CBE, Trailfinders began with four staff and now employs over 1000. It has arranged travel for 16 million clients and is known for tailor-made itineraries worldwide. With 44 travel centres across the UK and Ireland staffed by experienced consultants available seven days a week, Trailfinders offers unbeatable value and service. Renowned globally, Trailfinders provides a vast range of flights, tours, hotels, cruises, and vehicle hire, catering to all budgets with competitive prices.

• Sector: Leisure, Travel, & Tourism
• Region: London
• Export sales growth rate: 433%

6. Paul Brooks – CCL Components

Established in 1997, CCL is proud to have built a long history of satisfied customers providing high quality power solutions for over 20 years. The business supplies to various market sectors including marine, automotive, industrial and telecommunications. CCL’s knowledge and technical support sets it apart from its competitors. CCL works with some of the world’s leading brands in the industry. Quality is at the heart of every system CCL provides.

• Sector: Renewable Energy Equipment Manufacturing
• Region: Glasgow
• Export sales growth rate: 380%

7. Robert McNae – XR Holdings

With over 15 years of industry success, X Rocker has revolutionised home entertainment for gamers worldwide. Its mission is to make gaming accessible for all ages, offering a vast range of gaming chairs, desks, and even the world’s first gamer beds. Design and innovation drive XR’s vision as the business leads the way in gaming furniture, continuously pushing boundaries in the global market to enhance gameplay experiences for all.

• Sector: Holding Company
• Export sales growth rate: 378%

8. Jacqueline Wild – Tonroe Group Limited (TSL Projects)

TSL is a leading technical contractor with projects in the UK, Ireland, Mainland Europe, USA and Canada, specialising in Data Centres, Advanced Manufacturing, Food, Logistics and Pharmaceuticals. TSL has expanded over the past 20 years to be a multi-million pound turnover company. TSL is committed to creating the spaces that enable the next industrial revolution, whilst ensuring it leaves a positive environmental and social legacy for communities across the world.

• Sector: Retail
• Region: Gerrards Cross
• Export sales growth rate: 348%

9. Nicolas Niedhart - Segen Limited

Segen is the UK’s leading renewables distributor offering the largest portfolio of solar panels, energy storage systems, mounting and EV chargers – plus all the electrical ancillary products you’ll need – delivered the very next day!  Segen is the only distributor in the UK to have integration with OpenSolar’s world class design software and MCS partnership and the only distributor of Tesla Powerwall. Employing over 300 people in the UK, Segen has pre- and post-sales support, technical assistance, customer service teams and dedicated account managers.

• Sector: Solar Energy Equipment
• Region: Aldershot
• Export sales growth rate: 346%

10. Russell Evans – Dig Civil Engineering

DIG IG distinguishes itself with a direct labour and plant philosophy, boasting a substantial workforce of tradesmen and construction operatives alongside diverse plant holdings. Central to its ethos is investing in employee training and development, creating a loyal and skilled workforce that enhances safety, culture, productivity, and community. Committed to delivering high-quality services and end products, DIG IG prioritises excellence in client satisfaction through its operations and culture.

• Sector: Construction
• Region: Llanelli
• Export sales growth rate: 337%

11. Adam Collins – PFE Express Limited

PFE Express is an esteemed international freight forwarding company, providing intelligent global logistics solutions that transcend mere transport, warehousing, and distribution. With a customer-centric approach, PFE Express tailors services to individual needs, excelling in the industry for over 35 years. Renowned for exceptional customer service and cutting-edge IT capabilities, PFE Express stands as a leading force in the UK Freight Forwarding and Logistics sector, dedicated to enhancing and exceeding customer expectations.

• Sector: Import And Export
• Region: Witham
• Export sales growth rate: 294%

12. Peter Lipka – Improbable

Established in 2012, Improbable has been at the forefront of core technology development and gaming and metaversal experiences. Co-founded by Cambridge Computer Science students Herman Narula and Rob Whitehead, Improbable aims to revolutionise gaming with innovative virtual worlds. Peter Lipka later joined to oversee operations. Improbable’s vision is to pioneer new ways of connecting, playing, creating, and adding value across interconnected virtual realms, reshaping the gaming landscape with cutting-edge and forward-thinking concepts.

• Sector: Software Development
• Export sales growth rate: 288%

13. Paul Zeevaart – Blu-3

Blu-3 is a world-class, fully integrated infrastructure provider delivering expertise to the UK and Europe’s largest construction projects. Having grown from a small family firm, today it operates across the residential, commercial, public, technology, infrastructure and data centre markets offering a broad range of services including civil engineering, utilities and construction. The company has secured a reputation for excellence in delivering high quality projects and operates internationally with a proud ethos of working with local suppliers.

• Sector: Civil Engineers
• Region: Aylesford
• Export sales growth rate: 268%

14. Robin Powell – Molson Group

Molson Group is the UK’s largest independent new and used equipment dealer. With a customer-focused approach, the business provides clients of all sizes with a single source supply option of market leading products, backed up by a team that cares about your business. From 16 locations strategically positioned throughout the UK, Molson Group’s team of over 95 fully trained service engineers and millions of pounds worth of parts, you can count on Molson Group to keep your business running.

• Sector: Farming Machinery Manufacturing
• Region: Bristol
• Export sales growth rate: 253%

15. Gary Tomlin – Reflex

Reflex is the UK’s leading specialist in labelling and packaging solutions. Committed to product excellence and technological innovation, Reflex aims to deliver top-quality, cost-effective packaging using state-of-the-art machinery. With a focus on sustainability, Reflex aims to become the world’s most environmentally and financially sustainable packaging company by 2030, aiming to offset its entire historical carbon emissions. Since 2019, Reflex has been offsetting its carbon footprint, ensuring that every purchase contributes to reducing environmental impact.

• Sector: Printing Services
• Region: Nottinghamshire
• Export sales growth rate: 251%

16. Danny Wulwick - Mtalx Limited

MTALX is a trusted partner for producers expanding into European, American, Asian, and Middle Eastern markets. Over the past decade, MTALX has excelled in securing middle and long-term supply contracts for the metallurgical industry, demonstrating agility and versatility in logistics management. Serving as exclusive agents for key producers in select markets, MTALX facilitates market development and ensures reliable, strategic partnerships for sustainable growth in the global metallurgical sector.

• Sector: Mining
• Region: Salford
• Export sales growth rate: 245%

17. Neil Lapping – The Independent Adventure Group Limited (Macs Adventure)

With over 20 years of experience in the outdoors and offering 500 self-guided trips across 40 countries, Macs Adventure is a leader in walking and cycling holidays. Despite receiving over 21,000 independent reviews, Macs Adventure constantly listens to customers to enhance their active adventures. Macs Adventure’s meticulously planned trips allow travellers the freedom to explore at their own pace.

• Export sales growth rate: 240%

18. Ian Patilla – WBS MEP Group Limited

WBS specialises in all aspects of mechanical and electrical (M&E) work, as well as data centre infrastructure installation. With extensive experience working with major brands across Europe and beyond, WBS consistently meets the demands of regional, national, and international fit-out and refurbishment projects.

• Sector: Electrical Installation

19. Richard Crawley – Luri Limited

• Sector: Capital Markets
• Region: High Wycombe
• Export sales growth rate: 233%

20. Glenn Rogers – DG International Holdings Limited

Established in 2009, DG International is dedicated to becoming the UK’s most trusted supply chain specialist. With an innovative and growth-oriented approach, DG International offers a dynamic working environment focused on delivering exceptional customer service. Putting customers first, DG International’s hard-working and innovative team strives to exceed expectations. Its commitment to exceptional customer service, attention to detail, industry expertise, and a dedicated team of experienced operators sets DG International apart as a leader in freight forwarding.

• Sector: Truck Transportation
• Region: Mill Hill
• Export sales growth rate: 227%

21. Andrew Fox – Railston Limited

Established in 1983, Railston brings over 35 years of expertise in designing, supplying, and installing retail display equipment, serving the retail and leisure sectors with fit-out services. While boasting an enviable track record, Railston is dedicated to future growth. Today, Railston is a global leader in retail display equipment, supplying fixtures to 5 continents and over 50 countries, including the USA, Australia, and China. With installation teams operating across Europe and a diverse, multinational workforce, Railston maintains additional locations in Brno, the Czech Republic, and the Far East .

• Sector: Shopfitters
• Region: Swindon
• Export sales growth rate: 219%

22. Ashley Dexter – Source Group International

Source Technology, established in 2015, is committed to being the go-to recruiter for its valued clients. Source Group focuses on more than just filling positions; its approach centres on understanding each client’s industry nuances, company culture, and ideal team dynamics. As genuine partners in success, Source Technology prioritises authenticity in its internal hiring and encourages inclusivity and diversity. Dedicated to innovative solutions tailored to individual needs, Source Technology invites collaboration to achieve mutual success in recruitment goals.

• Sector: Staffing and Recruiting
• Region: Addlestone
• Export sales growth rate: 212%

23. Dave Ridgway – Neg Earth Lights Limited

Established in 1983, Neg Earth Lights is a prominent independent lighting and rigging supplier catering primarily to live events in the entertainment industry. Known for supplying top-tier equipment to renowned music tours, festivals, and live productions, Neg Earth stands out as a family-run business driven by a deep passion for live events. It excels in creating unique, impactful, and technically complex productions, prioritising a seamless experience for tour managers, lighting designers, and artists.

• Sector: Entertainment Providers
• Export sales growth rate: 204%

24. Ben Allen – Mark Allen Group

Founded in 1985, the Mark Allen Group has grown to be a global business with a team of over 400 talented people and a diverse portfolio of market-leading brands, digital products and events providing quality content and information services to specialist business and consumer communities. The business’s success is fuelled by its entrepreneurial spirit, creativity and in-depth market expertise. However, above all, Mark Allen Group believes in conducting business in the right way - with honesty, fairness and integrity.

• Sector: Market Research
• Export sales growth rate: 198%

25. Charles Gurassa - Bucharest Topco Limited

• Region: York
• Export sales growth rate: 196%

26. Gemma Placey – Beds & Bars

Beds & Bars is a premier operator of tourist accommodation and entertainment venues across Europe, featuring backpacker hostels, bars, and traditional British pubs in 12 cities and eight countries. Beds & Bars is the only hostel group with standalone bars welcoming locals and guests alike. With over 30 years of experience, Beds & Bars offers the best-priced, unforgettable hostel experience supported by local teams with insider knowledge. Guests become part of a vibrant community, enjoying moments and connections that endure beyond their stay.

• Sector: Hospitality
• Export sales growth rate: 191%

27. Jeffrey Foulser – Sunset+Vine Productions

Sunset+Vine is a diverse content business with a wide-ranging portfolio, encompassing large host broadcast projects, branded films, major broadcaster contracts, and programming distribution. Sunset+Vine collaborates with federations, channels, events, teams, sponsors, and brands globally, delivering top-tier production and distribution services. As a global expert in large-scale multisport events and championships, Sunset+Vine executes innovative and sophisticated host broadcast operations that combine creative vision with technical expertise, ensuring industry-leading coverage of major events.

• Sector: Sports Production

28. Jonathan Millatt – Scotline Limited

Established in 1979 with the transportation of its inaugural cargo from Inverness to Varberg, Scotline has evolved into a leading shipping company. Exclusive use of eleven modern box-hold vessels, along with additional vessels under commercial management, empowers Scotline to deliver comprehensive shipping solutions. With exclusive terminals in Rochester and an independent timber terminal in Inverness, Scotline facilitates competitive distribution across England, Scotland, and Wales. Committed to excellence, Scotline prioritises high-level service, recognising that customer success is integral to its own.

• Sector: Marinas & Boat Moorings
• Region: Romford
• Export sales growth rate: 187%

29. Aidan Strain – Aidan Strain Electrical Engineering Limited

Aidan Strain Electrical & Mechanical Engineering boasts over 40 years of industry experience, evolving to excel in generator integration alongside electrical and mechanical installations. The business has completed comprehensive electrical fit-outs for six data centres in Amsterdam and continues to innovate in changing industries. With a core team of 70 skilled professionals, ASEE adapts to project demands by deploying additional resources as needed. Known for expertise and adaptability, ASEE remains a leader in electrical and mechanical engineering services.

• Sector: Industrial Machinery Manufacturing
• Region: Newry
• Export sales growth rate: 179%

30. Gerald Cooper – DEA Aviation Limited

DEA Group (DEA) is a world leading technology-led provider of specialised aerial data acquisition services. DEA deploys state-of-the-art aerial sensing and digital processing technology in dynamic, challenging environments worldwide and is frequently relied upon to provide critical security services of national importance, demanding class-leading safety and compliance processes. DEA’s Innovative Technology is industry leading, and its expertise, experience and capability form the foundation of everything the business does.

• Sector: Airlines
• Region: Retford
• Export sales growth rate: 176%

31. Robert Rostas – Puma Topco Limited

Puma Topco Limited was founded in September 2020. The company's largest shareholder is Tic Bidco Limited, holding a 100% stake. Despite being classified as a startup, Puma Topco Limited is considered a mega-sized company, with Pomanda estimating its turnover at £189.8 million. The company began trading on February 2, 2021, and is part of a group engaged in partnering with selected niche, independent TIC (Testing, Inspection, and Certification) companies that serve a variety of sectors.

• Export sales growth rate: 173%

32. Dwayne D’Souza – HeliosX

HeliosX is a health tech company dedicated to improving the quality, accessibility and affordability of healthcare for everyone. Founded in 2013, the HeliosX group began when its founder, Dwayne, saw that whilst many other industries had adopted rapid delivery and pushed for customer convenience, healthcare remained a slow and cumbersome experience. Beginning with MedExpress and growing to include Dermatica, PharmacyLab and Ziphealth in the US, the HeliosX group has grown to a team of over 100 people.

• Sector: Health, Wellness, & Fitness
• Export sales growth rate: 169%

33. Dominic Connor – Blackwood Engineering Limited

Blackwood Engineering, with sites in Aberbeeg and Blaina (South Wales) and Dilsen (Belgium), is a global supplier of counterweights and engineered castings to heavy machinery OEMs. Collaborating with leading brands, Blackwood Engineering offers a range of quality products and services. With 75 years of experience, Blackwood Engineering is renowned for engineering excellence, delivering tailored solutions to meet customer demands in the heavy machinery industry.

• Sector: Sheet Metal Product Manufacturing
• Region: Abertillery
• Export sales growth rate: 164%

34. Damian Murray – GEDA Construction Company

GEDA is an award-winning, multifaceted Construction, Civil Engineering, and Development company based in Co Tyrone, Northern Ireland. First established in 1982, the business now operates throughout Ireland and The East Midlands in England. GEDA has built a huge legacy of Civil, Commercial and Building projects throughout these regions and continues to maintain a strong reputation in the spaces it has transformed.

• Region: Dungannon

35. Barry Newton – GEOS Group Limited

The Geos Group is an energy and logistics specialist with a network of strategic partners around the UK. It operates fuel terminals and a fleet of ships and trucks, so the business can control the transport and storage of its products. GEOS supplies marine gas oil to vessels everywhere, delivering ex-pipe, by road or via ship-to-ship transfer. GEOS works with ship owners and operators, bunkering their vessels in a timely manner and at competitive prices.

• Sector: Fuel Card Providers
• Region: Henley-on-Thames
• Export sales growth rate: 162%

36. Neal Wolin – Brunswick Group Partnership Limited

Brunswick, the world’s leading critical issues firm, empowers clients to navigate complex challenges and play a successful role in the global landscape. With a focus on Business & Society, Brunswick helps articulate company purpose and address societal issues, including climate change through its Climate Hub. Its Regulation & Public Policy expertise facilitates constructive engagement with government stakeholders, while the Geopolitics team aids clients in understanding global macro trends. Brunswick provides crucial support in financial situations such as M&A, IPOs, shareholder activism, and ongoing investor engagement.

• Sector: Business Consulting and Services
• Export sales growth rate: 160%

37. Mark Olpin – Green Bottle Limited (Slicker Recycling)

Slicker Recycling is the market leading specialist in the collection and recycling of waste oils and hazardous workshop waste. Slicker Recycling works in partnership with its customers to establish the best solution. It offers a wide range of services, including hazardous and non-hazardous waste collections, interceptor and drainage services, tank cleaning and decommissioning, plus much more. Depending on your requirements, Slicker also offers a bespoke service to meet specific business needs and obligations.

• Sector: Packaging and Containers Manufacturing
• Export sales growth rate: 159%

38. Edward Pyke – Far & Wide Limited (Simpson Travel)

Established in 2002 with nearly 40 years of industry heritage, Simpson Travel offers idyllic destinations, luxury accommodations, and a personalised service. Going beyond a typical holiday, Simpson Travel creates a seamless experience tailored to your desires, aiming to exceed expectations. They listen attentively to your preferences and strive to make your ideal holiday a reality, ensuring each trip is unforgettable and truly special. Simpson Travel’s commitment to exceptional service sets it apart, delivering holidays that go above and beyond.

• Sector: Tour Operators
• Region: Richmond
• Export sales growth rate: 146%

39. Ian Larkin – Topsource Worldwide Topco Limited

TopSource Worldwide is a global partner for international expansion, serving clients in over 180 countries. Its diverse team, spanning 24 time zones, delivers tailored solutions to support businesses’ growth journeys. As experts in international expansion, Topsource guides businesses through uncharted territories, providing trusted support and compliance in every country. Count on Topsource as a reliable and responsive extension of your team, ensuring your operations are compliant, secure, and supported worldwide.

• Export sales growth rate: 145%

40. Jaitej Walia – Cropthetics Limited (JT Agro)

JT Agro is a rapidly expanding post-patent crop protection company, focusing on generic products. With a straightforward and adaptable approach, the business tackles global food challenges by investing in registered product portfolios—from technical synthesis and formulation development to regulatory compliance. Continual investment in research and development underscores its commitment to innovative solutions, blending crop science with technology to achieve agricultural harmony and sustainability for the future.

• Sector: Chemical Wholesale
• Region: Maidenhead
• Export sales growth rate: 139%

41. Ian Smith – GSMT Holdings Limited

Goldstar Metal Traders Ltd (GSMT) is a metal recycling specialist, servicing factory premises, demolition sites and waste transfer facilities, for the disposal of ferrous and non-ferrous scrap metal, as well as ELVs (End of Life Vehicles). It operates throughout East Anglia and The Midlands - its head office is in Cambridgeshire with further sites across Norfolk and Lincolnshire, encompassing two sea docks and transfer facilities, allowing GSMT to load shipping containers for worldwide metal exportation.

• Region: Cambridgeshire

42. Thomas Greaney – Oakfield (Foods) Limited

Oakfield Foods is a leading meat import and export company, offering a range of food products including poultry, beef, lamb, pork, fish and vegetables. Oakfield Food manages the whole process from concept to supply forming lasting partnerships with suppliers and customers. The business provides an unbiased view of the global supply chain, and uses its experience to advise and provide exposure to potential commercial opportunities, identify product opportunities, provide NPD support, conduct and manage technical approvals and proactively look for cost saving efficiencies.

• Sector: Meat Wholesaling
• Region: Borehamwood
• Export sales growth rate: 138%

43. Brett Bannister – Sportshoes.com Group Limited

SportsShoes.com is the UK’s top online retailer for running, gym, and hiking gear. Founded in 1982 by professional footballer Bruce Bannister, it was the first sports store of its kind, offering purely technical sports gear. As trendsetters, SportsShoes.com has evolved into a trusted brand with a wide, curated product range and millions of loyal customers. Its mission is to help customers lead happier, healthier lives through running and fitness, assisting them in making the best product choices for their fitness goals.

• Region: Shipley
• Export sales growth rate: 135%

44. Nancy Wilde – The Furniture Practice Limited

The Furniture Practice collaborates globally with clients, designers, and professional teams to execute complex projects. Regardless of style, budget, or scope, they maximise furniture investments. With a ‘one client, one team’ approach, clients benefit from consistent expert support throughout the project’s lifespan, including ongoing furniture needs, future projects, and global sites. Assigned specialists handle all furniture-related aspects, tackling project challenges for complete peace of mind and seamless project execution.

• Sector: Metal Furniture Manufacturing
• Export sales growth rate: 134%

45. Alexander Bailey - Dynamic Metals Limited

Dynamic Metals is one of the UK’s largest independent stockists of aerospace-grade metals, serving diverse industry sectors globally from their UK distribution centre. It provides high-grade metals with no minimum order quantities and a strong commitment to customer service. With extensive expertise, industry-leading knowledge, and a wide network of contacts, Dynamic Metals offers comprehensive advice and supplies of aerospace-grade metals. Its materials are delivered swiftly, often with same-day or next-day service, catering to customers across various industries worldwide.

• Sector: Marketing Consultants Services
• Region: Bedford
• Export sales growth rate: 129%

46. Jorge Canellas - Colnaghi UK Ltd

Established in 1760, Colnaghi stands as one of the world’s foremost commercial art galleries. Throughout the late 19th Century, it emerged as a leading dealer in Old Master paintings, prints, and drawings, serving prominent collectors and museums during the Gilded Age. Today, Colnaghi continues to offer expert advice, exceptional service, and a captivating exhibition programme. Located in Mayfair, London, with galleries in New York, Brussels, and Madrid, Colnaghi showcases art spanning ancient works to the 20th Century, with innovative exhibitions like the Venice popup gallery for the 58th Biennale, reimagining the Grand Tour for modern travellers.

• Sector: Sign Writers
• Export sales growth rate: 128%

47. Scott Liebscher – Misco Technologies Limited

Misco is a leading multi-vendor technology provider offering IT products, services, and solutions to businesses and public sector organisations. With over 30 years of experience, Misco boasts a portfolio of over 50,000 technology products. Its dedicated sales team provides expert advice and ensures timely delivery, freeing up internal resources for core business activities. Misco’s experienced Corporate and Public Sector Sales representatives specialise in the Business, Education, Healthcare, and Government sectors, assisting organisations in selecting the right IT solutions tailored to their needs.

• Sector: IT Services & IT Consulting
• Region: Wellingborough
• Export sales growth rate: 127%

48. Neil Robinson – MSCM Limited

MSCM is a leading manufacturer of subsea products for the global energy industry. As an independent, privately funded limited company based in England, MSCM offers comprehensive services to the offshore energy sector worldwide. With experienced directors and staff boasting extensive subsea industry backgrounds, MSCM specialises in designing and manufacturing hydraulic distribution equipment for subsea production systems. It prioritises continuous research and development, client interface, and engineering support, backed by industry-related subcontract machining facilities for manifold components, ROV lockdowns, valve blocks, and related equipment.

• Sector: Lighting Wholesalers
• Export sales growth rate: 126%

49. Toby Mclean – R.J & K.D Mclean Limited (Tractors & Plant)

With over 30 years of experience, this family-owned business is a leading supplier and buyer of second-hand tractors, diggers, telehandlers, dumpers, and various types of plant and equipment. Serving farmers, contractors, builders, and small-holders, the business guarantees a diverse selection to suit your needs. As one of the busiest dealers in the southwest of England, the business specialises in quality equipment from renowned brands like John Deere, Case, Massey Ferguson, JCB, and more. Trust Tractors & Plant for reliable machinery backed by decades of expertise.

• Sector: Motor Vehicle Repair
• Region: Shaftesbury

50. Richard Parris – Parris Tractors Limited

Parris Tractors, situated in Somerset near Taunton in South West England, is conveniently located just ten minutes from junction 25 of the M5 motorway. The business supplies top-quality agricultural equipment to both export and domestic markets. Specialising in late used tractors, Parris Tractors serves customers worldwide. It also offers new Quicke loaders and Zuidberg front linkage and PTO systems, which can be fitted to tractors as required. Parris Tractors’ equipment is meticulously cleaned and presented to meet high standards of quality and appearance.

• Sector: Agricultural Machinery
• Region: Taunton
• Export sales growth rate: 123%

51. Jessica Findell – AC Valve Alliance Group

The AC Valve Alliance Group comprises seven distinct privately owned companies, each excelling in their respective fields. These companies specialise in valve and automation solutions across diverse industries and applications. As major stockists and distributors, the group also offers innovative manufacturing options. Dedicated specialists with extensive industry experience and deep product knowledge enable the group to provide optimal solutions and up-to-date advice on product selection and materials. The group’s mission is to educate, support, and instil confidence in customers through friendly, knowledgeable interactions.

• Sector: Manufacturing
• Region: Coalville
• Export sales growth rate: 121%

52. Lynsey Morrison – Warrant Group Limited

Warrant Group is revolutionising forwarding services with a unique approach to customer service, enabling clients to focus on their core business while eliminating logistics distractions. Its inbound Ocean product features an EDI-connected global network and scalable purchase order management services. The Ocean export package includes carrier alliance options, rail and road services, in-house customs, documentation management, and access to the My Warrant portal. As an AEO-certified broker, Warrant Group prioritises Customs & Compliance, ensuring a seamless supply chain.

• Sector: Transportation
• Region: Liverpool
• Export sales growth rate: 120%

53. Jessica Calton – Bryan W. Nash & Sons Limited

With over 40 years of expertise in supplying quality ingredients to the food and beverage industries, Bryan W Nash & Sons Ltd remains committed to meeting global demands for food ingredient supply. Its experienced team ensures timely and cost-effective delivery of quality products using bespoke supply chain software. Bryan W Nash & Sons Ltd possesses comprehensive knowledge of paperwork requirements supporting product quality and clearance procedures, integrated into their internal management systems.

• Sector: Medical Practices
• Region: Dorking

54. Simon Browse – Executive Jet Support Limited

Executive Jet Support is a world-leading provider of commercial aircraft, engines, and airframe components to nearly 200 operators across over 40 countries globally. Based near London Heathrow, it offers aerospace components for sale, exchange, or loan from extensive stock holdings for major aircraft manufacturers like Airbus, Boeing, and Gulfstream. Executive Jet Support stocks rotable and consumable parts with EASA and FAA certification. With round-the-clock dedicated support and extensive industry experience, it provides total aircraft support, tailoring innovative solutions to meet individual needs.

• Sector: Aviation And Aerospace
• Region: Chippenham
• Export sales growth rate: 118%

55. Rob Walker – Quantum House Holdings Limited

Incorporated in 2014, Quantum Group is a regional developer and housebuilder operating in the South East of England. The company has seen exponential growth in its organic land and planning pipeline, leading to numerous high-quality developments in its core area. In recent years, Quantum Group has made significant investments in its subject-to-planning pipeline business and expanded its construction arm, Quantum Design & Build. This expansion has facilitated the formation of new partnerships with housing associations to deliver homes and further grow the business.

• Sector: Housebuilding
• Region: Bardon Hill

56. David Chattwell – Sop International Limited

Established in 1971 as a packer and processor of edible oils in Runcorn, Cheshire, SOP relocated its head office to Hertford in 2003 to import and distribute Oriental and Asian Foods. Specialising in high-quality products sourced from approved suppliers in the Far East, SOP’s dedicated team surpasses customer expectations. In 2020, SOP relocated to a purpose-built headquarters in Harlow, Essex, marking a significant phase in its expansion to provide authentic Asian and Oriental products to the UK and abroad. SOP’s mission: to collaborate closely with customers for exceptional service.

• Sector: Food Production
• Region: Harlow
• Export sales growth rate: 116%

57. Karl Meredith – CastAlum Limited

CastAlum, an internationally acclaimed aluminium die casting and machining centre located in Mid Wales, UK, is one of the region’s largest employers, having expanded its workforce by over 25% in the last three years. Its "People Strategy" supports long-term business goals, with a commitment to equal opportunities, inclusion, and diversity. The company invests in recruitment, engineering apprenticeships, annual appraisals, learning opportunities through universities and colleges, leadership development, internal progression, workforce flexibility, and engagement.

• Sector: Metals & Manufacturing
• Region: Welshpool

58. Darragh Mccarthy – FinTru Limited

FinTru redefines the Client Lifecycle Management experience with a big-picture view, offering wide-ranging expertise in KYC, Compliance, Risk, and Legal solutions for leading Global Financial Institutions. Its technology-enabled solutions revolutionise the end customer experience while seamlessly ensuring compliance with regulatory requirements. With over 1,400 employees across UK, EU, and US offices, FinTru empowers its team to drive innovative financial services solutions, positively impacting global clients and local communities. FinTru is committed to its social purpose of creating high-quality professional employment globally.

• Sector: Financial Services
• Export sales growth rate: 114%

59. Phil Earl – Agrivert

Agrivert Group is a leader in renewable energy, designing, building, and operating anaerobic digestion facilities for biogas generation. With over 30 years of experience, Agrivert delivers engineering and operational excellence. It specialises in anaerobic digestion and solar PV installations for commercial, agricultural, and domestic clients, customising solutions for each project. Agrivert’s technology-agnostic approach ensures optimal performance, surpassing industry norms in energy generation, uptime, and profitability. Agrivert’s commitment to efficiency and reliability extends to projects in the UK and internationally.

• Sector: Renewable Energy
• Region: Chipping Norton

60. Jim Wright - SSS Super Alloys Limited

SSS Super Alloys is a leading distributor of OEM approved Nickel Alloys, transforming Supply Chain Management with its innovative approach and dynamic customer service. Specialising in Nickel Alloys, SSS Super Alloys’s knowledgeable team provides 24/7 support for bespoke requirements. SSS Super Alloys maintains unrivalled inventory levels, ensuring confidence and support for future projects. It actively stock-profile all grades to match project needs, delivering materials globally within agreed timescales.

• Sector: Wholesale Trade
• Region: Sheffield

61. John Briggs - Rhopoint Holdings Limited

Rhopoint, established in 1975, has been a cornerstone for electronic design engineers, offering precision resistors for product development. The company’s name, derived from the Greek letter ρ (rho) representing electrical resistivity and "point" denoting precision in measurement, underscores Rhopoint’s expertise in this field. With a commitment to quality and innovation in precision resistor technology, Rhopoint continues to excel in the dynamic realm of electronic components and engineering solutions.

• Sector: Local Government Administration
• Region: East Grinstead
• Export sales growth rate: 112%

62. James Hadley – Immersive Labs

Immersive Labs, a leader in cybersecurity skills and training platforms according to The Forrester Wave™: Cybersecurity Skills and Training Platforms, Q4 2023, provides immersive, hands-on training to enhance understanding of AI-related risks and opportunities. Its labs integrate AI to simulate real-world scenarios, enabling teams to leverage AI for increased organisational resilience. Immersive Labs measures human cyber capabilities across technical and non-technical roles—cyber teams, developers, engineers, and executives—through real-time assessments, fostering Cyber Workforce Resilience.

• Sector: Technology
• Export sales growth rate: 110%

63. Robert Olding – The Torrington Group

• Sector: Furniture
• Region: Leytonstone

64. Meirion Rees – Phi Topco Limited

Phi Bidco (UK) Limited, established on December 2, 2020, stands as an active player in the corporate landscape, with its registered office situated in London. Despite its relatively recent inception, the company has been operational for 3 years, a testament to its swift integration into the business arena. As Phi Bidco (UK) Limited continues to evolve and expand its footprint, its dynamic presence underscores its commitment to excellence and innovation in the realm of business support services.

• Sector: Pharmaceutical Consulting
• Export sales growth rate: 108%

65. Richard Bartholomew – Bartholomews

Bartholomews Agri Food Ltd has been a trusted supplier of farming inputs for over a century. Originally focused on animal feed, the company has evolved into an internationally recognised provider of services that support farmers in producing high-quality crops. From fertilisers and seeds to grain marketing and agronomy, Bartholomews is committed to helping farmers optimise their yields. Its grain storage and shipping facility in Shoreham, East Sussex, offers customers access to markets across the UK, Europe, and North Africa.

• Sector: Agricultural Logistics
• Region: Chichester

66. Nicholas Barton – The Barton Partnership

The Barton Partnership is dedicated to supporting client growth aspirations and inspiring organisational change across core functions. The business engages with key individuals to drive business performance and portfolio value in Strategy & M&A. Its expertise in Transformation & Change mobilises experienced teams to deliver strategic agendas. The Barton Partnership sources exceptional professionals to navigate complex sustainability challenges and drive social change in ESG & Sustainability. Additionally, it assists organisations in evolving business strategies through digital, data, and analytics capabilities in Data & Analytics.

• Sector: Recruitment
• Export sales growth rate: 107%

67. Stephan Sayre – Deucalion Aviation

Deucalion Aviation is a global provider of aircraft asset management, financing, and investment services, offering a full suite of asset management solutions and capital solutions for the aviation industry. With deep technical expertise and a proven track record, Deucalion Aviation leverages structured equity solutions from investment funds managed by SVPGlobal to deliver value to clients. Its integrated services support airlines and investors by effectively managing risk and optimising returns throughout the aviation cycle.

• Export sales growth rate: 106%

68. Joanna Wakeham – Athena Infinite Spirit (Home of Human Centric Corporate Mobility)

K2 is an independent global mobility relocation and professional services provider. It offers bespoke, distraction-free, and impartial solutions for global relocations and assignments. From origin to destination, K2 provides personalised support packages for short-term mobility, long-term international assignments, permanent transfers, group moves, and domestic assignments. Acting as an extension of in-house HR/global mobility teams, K2 manages services such as immigration, relocation management, move management, expense management, fully outsourced assignment management, and strategic advisory services to support employee relocations worldwide.

• Sector: Professional Relocation Services
• Region: Guildford

69. Ian Crabbe - Royston Lead Limited

Royston, with over 90 years of experience in the lead industry, manufactures for diverse sectors including Nuclear, Medical, Subsea, Defence, Petrochemical, and Mining. Originally founded in 1920 as George Royston & Sons on the Pogmoor Brick Works site, Royston quickly gained international acclaim for steel vessel and assembly manufacturing. Acquired by International Metal Industries in 2020, Royston Lead Limited maintains its commitment to bespoke customer needs with specialist sales and specifications personnel.

• Sector: Fabricated Metal Product
• Region: Barnsley
• Export sales growth rate: 104%

70. Marc Meyohas – Hashmal Holdings Limited (Pioneering a Better Future - McLaren Applied)

The world is experiencing significant change, the greatest in generations. At McLaren Applied, its people and technologies are pioneering a better future – more sustainable, intelligent, connected, purpose-driven, and collaborative. With 30 years of cutting-edge motorsport expertise, McLaren Applied delivers real benefits to customers, partners, stakeholders, and the world. Innovating across motorsport, automotive, transport, and beyond, its team delivers breakthroughs in performance, electrification, connectivity, telemetry, control, and analytics.

• Sector: Automotive

71. James Goman - XELGH Limited

Founded in 1992, Xel Group is a specialist vendor of memory and silicon storage products, serving small, medium, and large companies globally. Privately owned, Xel has grown by focusing on memory technology, innovative supply solutions, and dedicated customer service. In 2017, Xel Group’s global sales exceeded $200M. Partnered with manufacturers of leading-edge and legacy technologies, Xel delivers comprehensive solutions, from SDR to DDR4. As a specialist distributor, Xel offers a fresh approach to help suppliers and customers achieve their objectives.

• Sector: Electronics
• Region: Portsmouth
• Export sales growth rate: 102%

72. Edward Grainger – Grainger & Worrall Limited

Grainger & Worrall remains a global leader in castings development and innovation, driving advancements in lightweight and efficient propulsion solutions. With nearly three-quarters of a century of expertise, the company stands unrivalled in resources and historical delivery. World-class customers, leading in diverse sectors, trust Grainger & Worrall to sustain their competitive edge through ongoing innovation. The company is privileged to partner with these organisations and is committed to delivering cutting-edge solutions that uphold their leadership positions in the industry.

• Sector: Motor Vehicle Dealers
• Region: Bridnorth
• Export sales growth rate: 101%

73. Kevan Sayer – Langley Alloys

Langley Alloys was created in 1938, with the objective of developing high-performance alloys for naval and aerospace applications. Its history includes the patent for the very first commercial super duplex stainless steel, Ferralium 255, and the invention of the highest-strength copper-nickel alloy Hiduron, now widely used in modern subsea applications. These days, the business operates from specialist facilities in the UK and USA, where its comprehensive stockholding of bars, plates and pipes allows us to supply customers globally.

• Sector: Metals
• Region: Newcastle

74. Graeme Ramsay – Hotel Management International (Holdings) Limited (Glendola Leisure)

Glendola Leisure Group is one of the UK’s leading family-owned private hospitality companies, operating hotels, pubs, coffee roasteries, restaurants, and a brewery. Founded in 1973 by chairman Peter Salussolia, Glendola Leisure, alongside its sister company HMI, generates a turnover of £65 million. Renowned for its entrepreneurial approach, the company leads in innovation and creativity. Committed to building iconic, enduring businesses, Glendola Leisure continually strives to expand, driven by a strong generational family business ethos.

• Sector: Hotel Management
• Region: Hayes

75. Stewart Towe – Hadley Group Holdings Limited

Hadley Group offers integrated solutions from project inception, leveraging expertise in cold roll forming technology. Its in-house design teams cover tooling design for production processes and structural engineering to enhance waste management and sustainability. Serving diverse markets like construction, automotive, and retail, Hadley Group’s steel profiles and components benefit from cold rollforming and UltraSTEEL® manufacturing. Hadley Group provides structural and non-structural solutions for construction, intricate lightweight components for automotive weight reduction, and precision quality for robotics in the retail sector.

• Sector: Steel
• Region: Smethwick
• Export sales growth rate: 100%

76. Stephen Waterhouse – Lattimer Group Limited

Lattimer is a pioneering organisation renowned for designing and manufacturing IS variable equipment, addressing unique challenges with tailored solutions. With a longstanding reputation for exceptional quality, Lattimer’s precision-crafted products are synonymous with excellence in the glass container manufacturing sector. The business is dedicated to surpassing customer expectations, consistently setting industry standards through innovative manufacturing and supply practices. Lattimer remains committed to delivering products that define excellence and reliability in the demanding field of glass container forming.

77. Frederick Manduca – Newfoundland Diagnostics LTD

With over 100 million tests sold worldwide, Newfoundland Diagnostics is a market-leading provider of medical devices and diagnostic tests, predominantly self-use/at-home lateral flow test kits. It has also partnered with Acon Biotech to become the UK distributor of the Flowflex SARS-CoV-2 (Covid-19) test. With an aim to make high quality healthcare products more affordable and accessible to everyone, Newfoundland offers tests for a wide range of illnesses and diseases, including cancer markers, fertility checks, and blood tests for intolerances and deficiencies.

• Sector: Healthcare
• Region: Amersham
• Export sales growth rate: 99%

78. Simon Pizey – Done + Dusted Productions

Done + Dusted, rooted in the heart of entertainment, thrives on creating captivating content and experiences that resonate globally. With a profound understanding of audience engagement, it crafts narratives that entertain, influence, and forge lasting connections. Through collaborative efforts, D+D innovates formats, elevates intellectual property, and pioneers techniques to advance entertainment. Embracing the fluidity of storytelling, Done + Dusted ensures productions evolve continuously, mirroring the dynamic world it inhabits, to captivate audiences at every turn.

• Sector: Entertainment
• Export sales growth rate: 98%

79. Thomas Case - N.H. Case Limited

NH Case Ltd, a family-owned business established in the 1920s, is a leading distributor of food across various categories in the UK. Serving manufacturers, wholesalers, and caterers, its operations extend from Wincanton with additional facilities in Grimsby for fish processing and Warminster for ready meal production. NH Case caters to diverse sectors including schools, universities, cruise ships, and hospitals daily. Committed to sustainability, it prioritises efficient distribution, minimal energy consumption, and responsible waste management to reduce environmental impact and carbon footprint.

• Sector: General Warehousing & Cold Storage
• Region: Somerset
• Export sales growth rate: 97%

80. Ivan Jackson – Trilogy International

Trilogy International is a global human capital solutions business built on principles of excellence and expertise. Trilogy’s teams across the US, UK and Europe are exclusively made up of experienced consultants finding local talent as well as remote, offshore, and nearshore solutions. It partners with large global brands and some of the most exciting SME challengers, in sectors such as banking, insurance, professional services, pharmaceuticals and energy.

81. Lucien Sullivan - ERSG LTD

Founded in 2008 by friends Jim and Lucien, ersg emerged from its extensive recruitment experience and a vision for sustainable recruitment in the renewable energy sector. Today, with a global presence spanning 15 offices, ersg is an award-winning provider of recruitment and workforce solutions to the global energy, renewables, engineering, power, and building markets. Committed to combatting climate change, ersg leverages its industry network to hire talent that drives progress towards NetZero targets while supporting local communities through job creation and giving back.

• Region: Bromley

82. Leah McGimpsey – APEM Group Ltd

APEM is a global environmental consultancy providing independent advice and guidance to support government and environmental regulatory guidelines. Its integrated expert approach covers all areas of the natural environment, enhanced with innovative remote sensing technology and world-class laboratory services to provide advice reinforced by data excellence. APEM supports a wide range of industries, providing independent environmental consultancy and expert advice.

• Sector: Environmental consultancy
• Region: Stockport

83. Richard Newman – Thew Arnott

Established in 1864 during the reign of Queen Victoria and President Lincoln, this sixth generation UK family business exudes gravitas. Thew Arnott has evolved through exclusive agencies, distribution arrangements, and partnerships, forming a robust foundation for its in-house produced brands. With expertise spanning barrier security, protective coating, dispersion, emulsification, fat absorption, powder instantiation, friction reduction, lubrication, micronutrition, organoleptic enhancement, shelf-life extension, and texturisation, Thew Arnott excels across various business sectors with advanced application technologies.

• Sector: Food Processing
• Region: Esher

84. Jonathan Morley – Trueform Engineering Holdings Limited

Trueform is revolutionising public transportation through design, innovation, and technology. As a pioneering technology and manufacturing company, Trueform delivers leading products, specialist engineering solutions, and field support services for all modes of passenger transport. With international operations, Trueform holds contracts with major cities to design, manufacture, install, and maintain premium-quality, intelligent solutions for public transportation, intelligent mobility, smart city infrastructure, zero-emission initiatives, and digital display communication. Trueform is at the forefront of shaping the future of urban mobility and connectivity.

• Sector: Engineering
• Export sales growth rate: 96%

85. Ed Gillett - Chartersync Limited

Aviation enthusiasts and CharterSync co-founders and directors, Ed Gillett and Simon Watson, initially crossed paths in 2015 while training to become commercial pilots with a leading international airline. Ed Gillett identified a gap in the market for a digital air cargo charter service solution back in 2012 while working at an air cargo charter brokerage. Recognising inefficiencies in the booking process, Ed conceived the idea of streamlining charter bookings to simplify and enhance efficiency for freight forwarders and operators.

• Sector: Transport Consultants
• Region: Maidstone
• Export sales growth rate: 95%

86. Eddie Lehart - H. B. Leisure Ltd.

Founded by Harold Burt in 1927, HB Leisure (HBL) has evolved into the global leader in skill games and a prominent player in family arcades. Operating in over 150 major theme parks and attractions across 25 countries worldwide, HBL brings a friendly touch and a diverse range of skill games to over 150 million customers annually. Passion is ingrained in HBL’s DNA, reflected in its commitment, enthusiasm, determination, and pursuit of excellence across all aspects of its operations.

• Sector: Amusement Parks & Arcades
• Region: Rhyl

87. Samar Bose – Boseco Limited

BOSeCO is a prominent firm of Chartered Accountants based in Finchley, offering specialised accountancy, audit, and taxation services to restaurants, local businesses, individuals, and small companies. With a focus on trusted and superior client service, BOSeCO provides tailored advice to businesses and individuals, ensuring outstanding value and satisfaction. Known for its commitment to understanding clients’ needs thoroughly, BOSeCO delivers distinguished solutions that meet and exceed expectations, making it a trusted choice for accounting services in the Finchley area.

• Sector: Accountancy

88. Nathan Burrell – Pinnacle International Freight Holdings Limited

Pinnacle is a distinguished freight forwarding company with owned and operated offices and warehousing facilities in the UK and USA, dedicated to supporting businesses with import, export, cross-trade, storage, and distribution services. Established in 1972 and privately owned, Pinnacle has built a legacy of almost 50 years in delivering personalised, professional, and expert-led service to customers worldwide. With investments in cutting-edge shipping and warehouse management systems, Pinnacle’s experienced teams consistently align with customer goals to ensure seamless operations and success in global markets.

• Sector: Freight Forwarding
• Region: Leicester

89. James Moore – Farol Limited

Farol is dedicated to delivering pre-eminent service through innovative technology and fostering a rewarding environment for employees. Embracing technology for growth and profitability, Farol values customer partnership, reliability, teamwork, and creativity. By leveraging the latest technology, machine data, and connectivity, Farol ensures added value and sustainability for customers. With a focus on reliability and forward-thinking, Farol cultivates a winning mindset. Respecting teamwork and creativity, Farol nurtures a highly rewarding environment that encourages outstanding leadership in the industry.

• Region: Thame
• Export sales growth rate: 94%

90. Grant Peires – Resort Solutions

Resort Solutions Limited is a full-service provider of resort and club management services to the holiday ownership industry. The company’s mission is to provide the best possible holiday experience for owners and guests while increasing resort profitability, boosting performance and improving efficiency. Over the past eighteen years, Resort Solutions Limited has become a recognised leader in the field of resort management providing superior service, support and advice.

• Sector: Leisure

91. Paul Willians – Kaizen Entertainment Limited

In a significant development within the entertainment industry, SEGA Amusements International, a key subsidiary of SEGA Corporation headquartered in Japan, is undergoing a change in ownership. Led by industry veteran and CEO Paul Williams, the management team is spearheading the acquisition process. This transition has seen the establishment of the holding company, Kaizen Entertainment. Under the terms of the acquisition, the iconic SEGA Amusements International name will be preserved through a royalty agreement with SEGA Corporation. This strategic move ensures continuity in business operations, reassuring stakeholders and fans alike. Amidst these changes, the company remains committed to delivering the same level of innovation and excitement that has defined the SEGA brand for decades.

• Region: Chessington

92. Mark Mccaffrey – Crust & Crumb Bakery

Crust and Crumb is a premier producer of flatbread and garlic bread products, trusted by leading retail and food service clients globally. As Ireland’s largest manufacturer in this sector, Crust and Crumb excels in producing ambient, chilled, and frozen varieties, including pizza bases, flatbreads, and garlic baguettes. Specialising in gluten-free and vegan options, Crust & Crumb operates from six state-of-the-art facilities across Fermanagh, Cavan, and Armagh. Committed to quality, service, and innovation, Crust and Crumb sets industry standards and serves customers worldwide with excellence.

• Region: Fermanagh
• Export sales growth rate: 91%

93. Alan Mccann - Castle Chemicals Ltd

Castle Chemicals, established in 1997, is a trusted global supplier of high-quality additives to businesses worldwide. Its expert team provides tailored product solutions, offering comprehensive support in product development and application. Castle Chemicals excels in addressing diverse technical challenges and delivering competitive pricing. Castle Chemicals prioritises customer needs, ensuring optimal product selection. With ISO 9001 certification and REACH compliance, the business guarantees quality and adherence to regulatory standards, reinforcing its commitment to excellence in service and product offerings.

• Sector: Chemical Product Manufacturing
• Region: Edinburgh
• Export sales growth rate: 90%

94. Jill Webster – Rubberatkins

Rubberatkins collaborates with clients to deliver innovative, high-performance sealing solutions. Its extensive in-house capabilities ensure end-to-end control of design, manufacturing, and product qualification. Specialising in custom solutions for challenging environments, Rubberatkins has earned a strong reputation for success. Clients benefit from a vast library of elastomers and thermoplastics, enabling reliable performance in hostile conditions. Rubberatkins primarily serves the Oil & Gas sector while also supporting the Space and Semiconductor industries.

• Region: Aberdeen

95. Christopher Ware - WV Associates Limited

Wear Valley Aerosols is a prominent UK supplier of personal care, medical, and technical products in aerosol and pump dispenser formats. The business provides comprehensive manufacturing services from concept to realisation, covering product design, development, artwork generation, consumer trials, approval, formulation, manufacture, and marketing. With expertise in diverse sectors, Wear Valley Aerosols delivers tailored solutions to meet specific client needs, ensuring high-quality products and services throughout the process.

• Region: Bishop Auckland

96. Lilia Santos - Medik8 Limited

Founded in 2009 by UK scientists and brothers, Elliot and Daniel Isaacs, Medik8 is an award-winning, age-defying skincare brand. Born from years of clinical and consumer research, its mission was clear: to simplify the route to great skin (regardless of age) and deliver upon one simple customer promise: results without compromise.

• Sector: Skincare
• Export sales growth rate: 89%

97. Eric Liu – Hungry Panda

Hungry Panda is a trailblazer in Chinese cuisine, delivering culinary excellence worldwide through industry-leading delivery services that seamlessly connect food, people, and culture. The prestigious ‘Golden Panda Award’ signifies excellence in the global overseas Chinese food industry, setting the highest standards for culinary achievement. As the exclusive international honour dedicated to recognising restaurant businesses in the food delivery sector, this award reflects Hungry Panda’s commitment to promoting and celebrating outstanding achievements in international Chinese cuisine.

• Sector: Delivery Services

98. William Orr - E J Orr Limited

Orrsum is a leading specialist in socks, underwear, and loungewear, renowned for exceptional product design and trend-driven innovation. Established in 2000, Orrsum has grown into a global supplier within the hosiery, underwear, and loungewear markets. Over 23 years, Orrsum has nurtured enduring partnerships with renowned brands and major retailers, offering valuable market insights and tailored product portfolios. Financially robust and independent, Orrsum operates with a commitment to prioritising the business’s best interests, ensuring exceptional service and quality for clients worldwide.

• Sector: Clothing Fabrics Wholesalers
• Export sales growth rate: 88%

99. Graham Brown - Sonardyne International Limited

With over 50 years of experience, Sonardyne has pioneered underwater technology, transforming possibilities in offshore energy, maritime defence, and ocean science. Sonardyne engineers, manufactures, and supports innovative solutions, delivering on promises and embracing challenges head-on. By investing in people, technology, and infrastructure, Sonardyne has built a dynamic, responsible business in marine technology. As a vertically integrated company, with its operations under one roof, along with its trusted supply chain and strategic partners, Sonardyne is uniquely positioned to tackle subsea projects with unparalleled capability and expertise.

• Sector: Acoustic Consultants
• Region: Yateley

100.  Tom Granger – La Fosse Associates Limited

La Fosse is a talent solutions business that helps build teams to deliver growth and transformation. Through a variety of recruitment services, La Fosse supports its customers to achieve their ambitions, working by their side to create a total talent solution from the classroom to the boardroom. Over the last 16 years, La Fosse has supported its customers to build exceptional tech teams, scale at pace, and transform their technology and digital landscapes.

• Sector: Staffing And Recruiting
• Export sales growth rate: 87%

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