td travel expedia points

Exciting news for TD Rewards members

Members can earn and redeem points on vacation packages, flights, hotels, car rentals and more. Who doesn't like to save?

Book an all-inclusive package on Expedia For TD

Sign in to use your td points on everything from vacation packages to flights, hotels, car rentals and more.

Book now and enjoy these benefits:

Access booking information on My Trips and easily change or cancel your travel plans on your own at any time of the day

Vacation in even more destinations, like Cancun, Riviera Maya, Punta Cana, Montego Bay and Greece

Pay for travel with TD Rewards Points and earn points at a faster rate

Top all-inclusive stays in Mexico

Top all-inclusive stays in dominican republic, top all-inclusive stays in the caribbean.

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Expedia for TD Review: What You Need to Know

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own.

Put TD Rewards points to work through the Expedia for TD platform, an Expedia portal exclusively for TD credit cardholders that offers the highest redemption value possible for hard-earned TD points.

How does Expedia for TD work?

Is it worth getting expedia for td.

• How to earn TD rewards

How much are TD Rewards points worth?

How to redeem your points on expedia for td, does expedia for td price match, how to log in to expedia for td, pros and cons of expedia for td.

Expedia for TD is an Expedia platform for TD Bank credit cardholders.

TD cardmembers log into the Expedia for TD platform to browse travel deals and redemption options, which include vacation packages, accommodations, exclusive deals and more. TD points are worth more when redeemed through the Expedia for TD platform. Purchasing travel through the platform with a TD credit card earns accelerated TD points.

Expedia.ca vs. Expedia for TD

Expedia.ca is an online travel agency that can be used to book airfare, cruises, hotel accommodations, car rentals and more. 

Expedia for TD is an Expedia platform exclusively for customers with credit cards that earn TD Rewards. TD cardholders who earn cash back or Aeroplan points with their cards can’t access the platform.

Other notable differences between Expedia for TD and Expedia.ca? The former offers accelerated TD Rewards points for money spent on travel purchases through Expedia for TD and a dedicated support team for TD customers, while the latter does not. 

Outside this, Expedia for TD is not unlike its parent platform, Expedia.ca. Cardholders can browse and book flights, hotel stays, car rentals, cruise tickets and more.

TD Rewards points are most valuable when redeemed through Expedia for TD. The platform, accessed at expediafortd.com, also offers an accelerated earn rate of up to 9 TD Rewards points per $1 spent on travel bookings. 

Additional Expedia for TD perks include its price-matching policy on hotels and travel packages and dedicated 24-hour customer support. There are a couple of drawbacks, though. The platform is only for TD credit cardholders who earn TD Rewards points. Plus, there are limitations to Expedia for TD’s price matching — time restrictions apply, and refunds are only issued on flight and hotel packages.

How to earn TD rewards 

Some TD credit cards earn TD Rewards points. Earn rates vary.

TD credit cards that earn TD rewards

The following TD credit cards earn TD Rewards points:

• TD Rewards Visa Card. 
• TD Platinum Travel Visa Card.
• TD First Class Travel Visa Infinite Card.
• TD Business Travel Visa Card. 

For those interested in earning the most TD Rewards Points per dollar, the TD First Class Travel Visa Infinite Card and the TD Business Travel Visa Card carry the highest earn rates. This makes them the best cards for individuals and businesses, respectively.

TD credit cardholders will get the most bang for their buck by redeeming their TD Rewards points through Expedia for TD.

Expect to get around 0.25 to 0.5 cents per TD Rewards point, according to NerdWallet analysis.

The value of TD Rewards points varies depending on the redemption method, but TD Rewards points are at their most valuable when used to redeem travel offers through the Expedia for TD portal. Cardholders can expect to get 0.5 cents per TD Rewards point for travel purchases made through Expedia for TD. 

Cardholders must have at least 200 TD Rewards Points — worth $1 — to make a redemption through the Expedia for TD portal. 

To redeem your TD points on the Expedia for TD platform:

• Register your TD Rewards account on TD’s website. 
• Log into Expedia for TD with your username and password. 
• Find the travel offer you’d like to purchase. 
• Book your offer through the online Expedia for TD portal or by phone.
• Redeem your TD Rewards Points when you book.

Expedia for TD redemption options

The Expedia for TD booking portal offers numerous redemption options: 

• Car rentals.
• All-inclusive vacations.
• Train travel.

How to maximize TD Rewards points

Even if your TD points don’t entirely cover the cost of your booking through the Expedia for TD portal, paying the difference with your TD credit card earns you accelerated points — which gets you closer to another free or discounted travel experience.

Let’s say you book a $500 Air Canada round-trip flight to the Dominican Republic through the Expedia for TD portal. You use 50,000 TD Rewards points towards the booking. This reduces the cost of your trip by $250. You put the outstanding $250 balance on your TD credit card.

Since you can earn up to 9 TD Rewards points for $1 spent through the Expedia for TD portal, the $250 you put on your TD credit card earns you 2,250 TD Rewards Points — which is a value of $11.25 back in your pocket. 

Looking for a travel rewards credit card?

We compared the best options in Canada.

Yes. Customers can take advantage of price matching through the Expedia for TD portal — also called Expedia’s Price Guarantee.

How does price matching work?

Expedia will refund the difference if you find cheaper travel packages or accommodations after booking through the Expedia for TD portal. But there are two important caveats. Expedia will only issue a refund if you find:

• A less expensive flight and hotel package within 24 hours of booking. 
• A cheaper hotel rate up to 48 hours before check-in.   

Pros and cons of Expedia for TD price matching

• Get refunded the difference between your booking and a cheaper travel deal.
• Limited to hotel stays and flight and hotel packages.
• Time restrictions apply. 

Once you’ve registered your TD Rewards account on TD’s website, you can log in to Expedia for TD from:

• tdrewards.com.
• expediafortd.com.

Expedia for TD customer service 

Expedia for TD has a dedicated support team for TD credit cardholders. The team can be reached by phone at 1-877-222-6492 24 hours a day. 

3 tips for using Expedia for TD

Make the most of your TD Rewards points and the Expedia for TD platform with the following tips:

1. Book through Expedia for TD instead of TD’s “Book Any Way.”

Your TD Rewards points are worth 0.5 cents per point when redeemed for travel purchases booked through Expedia for TD. You can also book travel experiences through third-party travel websites and agencies — what TD calls its “Book Any Way” redemption option — but your points won’t go as far. Expect to receive 0.4 cents per point for the first $1,200 of any Book Any Way travel redemption request, and 0.5 cents per point for any amount over $1,200 for the same Book Any Way travel redemption.

2. Use your TD credit card to cover outstanding expenses from Expedia for TD bookings.

You’ll earn TD Rewards points at an accelerated rate when you use your TD credit card to cover outstanding expenses on the Expedia for TD platform. Different cards earn points at different rates:

• TD Rewards Visa earns 4 TD points for every $1 spent on travel purchases through the platform. 
• TD Platinum Travel Visa earns 6 TD points for every $1 spent on travel purchases through the platform.
• TD First Class Travel Visa Infinite earns 8 TD points for every $1 spent on travel purchases through the platform.
• TD Business Travel Visa earns 9 TD points for every $1 spent on travel purchases booked online and 6 TD points for every $1 spent on travel purchases booked by phone through the platform.

3. Don’t wait to shop around.

Expedia for TD will only honour its price-matching policy under specific circumstances. If you’ve booked a flight and hotel package, you have just 24 hours to submit a refund request to Expedia for TD if you find a cheaper package. Hotel bookings have a more generous timeframe: Expedia for TD will issue a price-matching refund up to 48 hours before check-in.

• Redeem TD Rewards points for flights, hotel stays, car rentals, cruise tickets and more. 
• Earn up to 9 TD Rewards points for every $1 spent on travel purchases through Expedia for TD.
• Receive an annual $100 travel credit when booking through Expedia For TD. (Limited to TD First Class Travel Visa Infinite Cardholders).
• Take advantage of Expedia’s price-matching policy to secure the lowest rates for hotels and hotel/flight packages.
• Dedicated Expedia For TD support team available 24 hours a day.
• Limited to TD credit cardholders who earn TD Rewards. 
• Price matching limitations apply.

Frequently asked questions about Expedia for TD

TD points never expire so long as you remain a TD cardholder with an account in good standing. If you don’t earn or redeem any TD Rewards points for at least one year, your account will be deemed inactive. At this time, TD may close your account and offer you the opportunity to redeem your TD Rewards points by a specified date.

There’s no cost associated with accessing the Expedia for TD platform. The travel package options on Expedia for TD are no different than those offered on Expedia.ca, but only certain TD credit cardholders can gain access to it.

About the Author

Shannon Terrell is a lead writer and spokesperson for NerdWallet, where she writes about credit cards and personal finance. Previously, she was a writer, editor and video host for financial…

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Expedia For TD: How To Redeem TD Rewards Points?

Expedia is one of the largest online travel booking websites used in the world. Expedia offers its services to customers of various institutions in Canada, such as TD.

For example, TD customers can use the Expedia for TD portal to use their TD Rewards points for travel.

Difference between Expedia.ca and ExpediaforTD.com

Expedia and Expedia for TD are similar platforms: you will find the same prices for the same types of travel. You will be able to book a flight, a hotel room or rent a car.

However, Expedia for TD is only available to selected TD Rewards credit cardholders . Through the Expedia for TD platform, you can redeem your TD Rewards points for travel. There are no blackout dates or restrictions.

While Expedia.ca has its own program: Expedia Rewards .

Which travel to book on Expedia for TD

With Expedia for TD, you can book:

• Vacation packages
• All-inclusive vacation
• Hotel nights
• Rental cars

Don’t forget to use the TD First Class Travel ® Visa Infinite* Card to benefit from travel insurance . And to earn more TD Rewards points!

How to redeem points with Expedia for TD

Redeeming TD Rewards points through the Expedia for TD portal is easy:

• Log in to Expedia for TD
• At the top right, you will see the number of TD Rewards points available and the redeemable value in dollars
• Choose the trip that suits you

At checkout, choose to use your TD points. The text in the green square will tell you the amount and points required. Each 200 points reduces the cost of the trip by $1 .

You can also complete the payment with your credit card if you do not have enough TD Rewards points available.

There you go ! Congratulations on your TD Rewards points savings. We love it!

How to redeem TD Rewards points with Book Any Way Travel

On the TD Rewards page , log in to your profile.

Then, in the Redeem section, click on Book Any Way Travel .

On the next page, click on Redeem your TD Points now .

Enter the requested travel transaction information, then click Next.

The trip must have been purchased within the last 3 months .

You’ll need to confirm the operation and select the number of points to redeem. Each 250 TD Rewards points reduces your bill by $1.

You may receive an error when making this exchange of Book Any Way Travel. Call Customer Service at 1-800-983-8472.

How to earn TD Rewards points

To use the Expedia for TD portal, you must be a TD credit cardholder participating in the TD Rewards program.

For example, with the TD First Class Travel MD Visa Infinite* Card, you can earn 8 TD Rewards points per dollar when you book travel through Expedia for TD.

Another way is to use this practical card for everyday purchases:

• 6 points / $1 for your grocery and restaurant purchases
• 4 points / $1 for recurring bill payments made to your account
• 2 points / $1 for all other purchases

$ 100 TD Travel Credit for hotel, lodging or vacation packages

Plus, with the TD First Class Travel ® Visa Infinite* Card , you’ll receive a $100 TD travel credit on your first eligible travel purchase between January 1 and December 31 of each year.

On January 1, the $100 credit becomes available again. However, it does not accumulate from year to year if not used.

A purchase eligible for travel credit includes :

• the purchase of a stay at a hotel, motel, tourist accommodation or vacation rental of $500 CDN or more through Expedia for TD; or
• the purchase of a vacation package of $500 CAD or more from Expedia for TD, which includes hotel, motel, tourist accommodation or vacation rental and transportation.

All that matters is that $500 or more (in a single transaction) must be charged to the TD credit card, including fees and taxes . Then, 2 to 3 days later, you’ll receive an e-mail from TD confirming the application of the $100 travel credit.

Then the travel credit will simply appear in your account!

Here are the top three TD credit cards that earn TD Rewards points:

• TD First Class Travel ® Visa Infinite* Card

With the TD First Class Travel® Visa Infinite* Card , you can earn up to 100,000 TD Points † and a first year annual fee rebate :

• Welcome Bonus of 20,000 TD Points when you make your first Purchase with your Card †
• Earn 80,000 TD Rewards Points when you spend $5,000 within 180 days of Account opening † .
• A Birthday Bonus of up to 10,000 TD Rewards Points †

Get an Annual Fee Rebate for the first year †

With the TD First Class Travel® Visa Infinite* Card , you get:

• 8 TD Rewards Points † for every $1 you spend when you book travel through Expedia ® For TD
• 6 TD Rewards Points † for every $1 you spend on Groceries and Restaurants
• 4 TD Rewards Points † for every $1 you spend on regularly recurring bill payments set up on your Account
• 2 TD Rewards Points † For every $1 you spend on other Purchases

This TD credit card is one of the best TD travel rewards cards.

• TD Platinum Travel Visa* Card

With this new welcome offer for the TD Platinum Travel Visa* Card , you can get up to 50,000 TD points and a first-year annual fee rebate :

• Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card † .
• 35,000 TD Rewards Points when you spend $1,000 within 90 days of Account opening † .

Get an Annual Fee Rebate for the first year † .

There is no minimum income requirement for this TD credit card.

• TD Rewards Visa* Card

You can earn 15,152 TD Rewards points with the TD Rewards Visa* Card for a limited time. It’s worth about $50 on Amazon.ca .

With the TD Rewards Visa* Card , you earn:

• 4 TD Rewards Points for every $1 you spend when you book travel through Expedia ® For TD †
• 3 TD Rewards Points for every $1 you spend on Groceries and Restaurants † .
• 2 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account †
• 1 TD Rewards Point per dollar on other purcases †

The TD Rewards Visa* Card has no annual fee and comes with Purchase Security and Extended Warranty Protection.

Frequently asked questions about Expedia for TD

What is expedia for td.

Expedia for TD is TD’s travel booking platform. This site is reserved exclusively for TD credit cardholders.

How does Expedia for TD work?

Expedia for TD is similar to any other travel booking website. You can pay for your trip with your credit card and/or with your TD Rewards points.

How do I use my TD Rewards points to book through Expedia for TD?

To find out how many TD Rewards points you have before booking with Expedia for TD, check your TD online statement. You can also track your points on the TD Rewards portal.

What is the value of a TD Rewards point?

One TD Rewards Point is worth 0.5 cents .

On Expedia for TD, you can use your TD Rewards points in increments of 200 points for a value of $1.

Which TD credit cards are available in Canada for Expedia on behalf of TD?

Many TD credit cards allow you to earn TD Rewards points and book travel through Expedia for TD :

• TD Business Travel Visa* Card

How do I contact Expedia for TD by phone?

You can call Expedia for TD at 1-877-222-6492.

If you would like to book a cruise with Expedia for TD, please call 1-800-707-7327.

All posts by Jean-Maximilien

Suggested Reading

How to use TD Rewards points to reduce travel costs

by Anne Betts | Mar 21, 2024 | Travel Hacking | 5 comments

Updated March 21, 2024

Is the TD Rewards program worth it? How does the program work? What are the various ways to use TD Rewards points to reduce travel costs ? What qualifies as a travel cost?

After several years of earning and redeeming TD Rewards points for travel, I’ve found the program to be beneficial. Here is my review.

Table of Contents

What are TD Rewards Points?

Td rewards credit cards, td first class travel visa infinite card, what are td rewards worth, (i) expedia for td, (ii) book any way, what qualifies as book any way travel, (i) expedia for td, is the td first class travel visa infinite worth it, what i like, what i don’t like.

TD refers to the Toronto-Dominion Bank. TD’s propriety loyalty program is called TD Rewards. The rewards currency is TD Rewards Points. To improve readability, I’ll refer to the points as ‘TD Rewards.’

TD Rewards can’t be converted to any other loyalty currency, or transferred to another loyalty program. It used to be possible to convert TD Rewards to Aeroplan on a product switch to a TD Aeroplan-branded card at a rate of 4:1. However, since April 2019, this is no longer the case.

Points don’t expire as long as your TD Rewards-earning credit card account is in good standing. If you close your credit card account (and don’t have another TD Rewards-earning credit card), you’ll have 90 days to redeem any points left in the account. But, if you lose access to Expedia For TD, they’ll be redeemable at the lower ‘book any way’ value.

As a general rule, points in any in-house program should be redeemed or transferred to another credit card earning the same rewards currency before cancelling or product switching a card.

How to earn TD Rewards

TD Rewards can be earned from a credit card sign-up bonus, through everyday spend on the credit card, and the occasional promotion.

TD offers four credit cards earning TD Rewards:

• TD Platinum Travel Visa Card
• TD Rewards Visa Card
• TD Business Travel Visa Card

TD offers very few points-earning promotions.

The best way to stay abreast of these opportunities is via promotional emails from TD.

For travellers, the best of the three personal credit cards is the First Class Travel Visa Infinite, last overhauled on October 30, 2022.

TD offers promotions on the TD First Class Travel Visa Infinite  with elevated sign-up bonuses. For example a promotion ending March 4, 2024 included an annual fee waiver ($139) in the first year and a sign-up bonus of up to 135,000 points. The current promotion ending June 4, 2024 has a sign-up bonus of up to 100,000 points:

• 20,000 points after the first purchase
• 80000 points after spending $5,000 within 180 days of account opening

According to the terms and conditions, the offer isn’t available to customers who have activated and/or closed a TD First Class Travel Visa Infinite Account in the last 12 months. However, this may or may not be enforced. Also, a product switch from a lower-tier card may be eligible for the full promotional benefits.

The TD First Class Travel Visa Infinite also includes: 

• a birthday bonus of 10% of the points earned in the 12 months preceding the primary cardholder’s birthday (up to a maximum of 10,000 points) 
• an annual TD Travel Credit of $100 each calendar year on certain bookings (hotel, motel, lodging, vacation rental, or vacation package) of $500 or more at Expedia for TD in cash, points, or a combination of points and cash.
• a free Uber One membership for 12 months

The earning rate on the TD First Class Travel Visa Infinite is:

• 8 points per dollar for travel booked online or by phone at Expedia for TD
• 6 points per dollar spent on groceries and at restaurants
• 4 points per dollar on regular recurring payments
• 2 points per dollar on all other purchases

There’s a $25,000 cap on spending at the accelerated rates. After that threshold is reached, the earning rate decreases to the base rate of 2 points per dollar.

At first glance, the earning rate on the TD First Class Visa Infinite looks very attractive. That’s because many reward programs can be redeemed at one cent per point (e.g., 10,000 points = $100). With TD Rewards, the best possible redemption rate is 0.5 cents per point (e.g., 10,000 points = $50).

TD’s in-house travel portal is called Expedia For TD, operated by Expedia.

There are two ways to redeem TD Rewards for travel purchases:

• Expedia for TD
• ‘Book Any Way’

Each has a different redemption value.

For travel booked through Expedia For TD, points are valued at $0.05 (200 points = $1).

For the most part, Expedia for TD mirrors what’s available on Expedia. However, there are gaps in the inventory. Also, some folks have reported higher prices on Expedia for TD, compared to what’s posted on Expedia.

For what it’s worth, that hasn’t been my experience. For example, a search for a specific hotel in Halifax revealed the best price at Expedia when compared with other booking sites.

The (almost) same price for the same property appeared at Expedia for TD.

‘Book Any Way’ covers travel purchased from travel providers other than Expedia For TD. This allows you to book and redeem points for travel products that don’t appear on Expedia. This includes the option to book last-minute deals or discounted travel at prices that are cheaper than what’s listed at Expedia.

However, TD Rewards are valued at $0.04 (250 = $1) on the first $1,200 of a Book Any Way travel purchase. The value increases to $0.05 (200 = $1) for any amount that is over $1,200 on the same  purchase. This is useful for ‘big-ticket’ bookings such as vacation packages or apartment rentals.

Keep in mind that when purchasing from a provider other than Expedia For TD:

• you’re earning x2 TD Rewards Points (instead of x8 at Expedia for TD); and
• you’re redeeming at a lower value of $0.04 (instead of $0.05).

The program has a broad view of what qualifies as travel. Flights, accommodation, cruises, vacation packages (usual stuff) are eligible. Expenses such as theatre tickets, golf fees, resort excursions, restaurant bills, gasoline, taxi fares, and parking may qualify if they’re incurred while travelling.

How to redeem TD Rewards for travel

The most convenient way is to book online by signing in to TD Rewards, and entering the Expedia For TD portal to shop for travel.

When you’re ready to make a decision, one click takes you to your chosen travel product.

Another click takes you to the payment page with helpful pre-populated fields showing the name of the cardholder, credit card, TD Rewards account balance, and its monetary value.

Within moments, an email arrives from Expedia for TD with the booking confirmation and details.  

With the “use points” option, the entire travel purchase, including taxes and fees, will be charged to your credit card. But, because you used TD Rewards Points, you’ll receive a credit on your credit card statement within 5 days after the charge, equal to the number of points used.

For the best return, anything appearing at Expedia should be booked online through Expedia For TD and redeemed in this way. Another option is to book by telephone (at Expedia for TD). The points multiplier of x8 for using Expedia For TD will be earned on each booking. Travel purchases and their respective statement credits will appear as separate line items.

• Make a travel-related purchase using the credit card earning TD Rewards.
• Wait until the charge posts to your credit card account.
• Call TD Rewards within 90 days of the transaction date of the purchase, and ask to have points applied.
• The points will be deducted from your points balance available at the time the points are redeemed, not the transaction date of the purchase.
• The amount credited towards the purchase will be equal to the value of the points redeemed. If there are insufficient points available to cover the entire amount, the remaining cost will be posted on the account for payment.

Both redemption routes (Expedia For TD and Book Any Way) allow payment in any combination of points and cash.

Note: Travel usually delivers the best rate of return. However, TD Rewards can be redeemed for merchandise (at an average of 0.23 cents per point), gift cards (0.25), tuition, or paying down a student loan debt (0.4), or as a credit against your credit card account (0.25). These redemption values are shared with thanks to Credit Card Genius for their research and analysis.

If the following applies to you, I say YES :

• You purchase a considerable amount of travel through Expedia (for TD).
• You’re likely to make a single purchase of $500 or more at Expedia for TD to earn the annual travel credit of $100.

• You like the idea of offsetting a variety of travel costs with various rewards programs.
• You’re not loyal to any particular hotel brand and you use a variety of accommodation that’s bookable through Expedia (for TD).
• You’re able to tap into a fee waiver and decent sign-up bonus.
• You have a TD All-Inclusive Banking Package. This requires a minimum daily balance of $5,000 in your account. It entitles you to a $29.95 monthly fee rebate ($22.45 for seniors aged 60 or older). It includes an annual fee rebate of your choice of one of five select TD credit cards. The TD First Class Travel Visa Infinite is one of the cards. The rebate covers the fees for the primary cardholder and one supplementary cardholder.
• You can make use of the travel insurance benefits.
• You use Expedia sparingly. You don’t use it enough to justify paying the annual fee of $139 (beginning in the second year under a -first-year-free promotion).
• Most of your flights are award bookings using frequent flyer miles or points. When you do purchase a revenue ticket, you book flights directly with an airline because of better service in the event of booking irregularities, flight cancellations, and overbooked flights.
• You’re a member of one or more hotel loyalty programs. You book directly with the respective program to earn loyalty points, status credits, and other benefits.
• The other credit cards in your wallet have superior earning power on everyday-spend categories such as groceries, gas, transit, and dining, and/or earn flexible points that are convertible to other reward programs offering better redemption values.

Is the TD Rewards program worth it?

The TD Rewards program shouldn’t be viewed as a frequent flyer program but one where it’s possible to cut trip costs by redeeming points for miscellaneous travel expenses.   

For a personal credit card, I believe the best of the bunch is the TD First Class Travel Visa Infinite Card. What did I think of TD Rewards and the TD First Class Travel Visa Infinite Card?

• When used exclusively for travel bookings at Expedia for TD, the TD First Class Travel Visa Infinite Card offers an appealing return of 4%. Otherwise, a mixture of earn rates puts the return somewhere between 1% and 4%.
• For the most part, Expedia has a solid reputation. The company carries some weight in the travel world and could be a useful ally if things don’t go as planned with a small, independent tour operator. However, I’d never use Expedia for expensive long-haul flights. Overbooked flights, delays, cancellations, and other disruptions can put passengers in a zone where neither the airline nor the OTA (Online Travel Agency) will provide assistance.
• I like Expedia For TD’s large inventory of accommodation options, including hostels and apartments, at a variety of price points. I’ve also been impressed by the attractiveness of refundable bookings. For example, the same property at Booking might be refundable up to a month out, whereas at Expedia, it might be refundable up until the day before arrival. This limits reliance on trip cancellation insurance.
• TD’s recent overhaul of the TD First Class Travel Visa Infinite that included a $100 annual travel credit is a welcome benefit. It requires a purchase of $500 or more at Expedia for TD once in a calendar year (that is relatively easy to accomplish when booking accommodation). Triggering the credit requires no intervention on a cardholder’s part as as an email and secure message from TD arrives within 48 hours. This effectively reduces the annual fee of $139 to $39, a compelling reason to keep the card.

• There’s also the option to book tours and experiences. Other propriety programs (e.g., AMEX Travel) don’t offer a similar range and variety of travel products.
• I love the online system for booking travel at Expedia For TD, and redeeming points against the purchase. It involves inserting a minimal amount of information, and a few clicks to complete the process. Within seconds, the booking confirmation arrives by email.
• Anything appearing at Expedia for TD is bookable online from anywhere in the world. Expedia For TD’s online booking process is convenient, user-friendly, and efficient.
• The same applies to the online process for changing a reservation or using Expedia for TD’s Virtual Assistant to cancel refundable bookings. Sign in, select the booking, hit the cancel button, and receive notification that the refund will be sent within 48 hours.

• The range of travel expenses redeemable as Book any Way travel is impressive.
• With the accelerated earn rate of 6 points per dollar resulting in a 3% return on groceries and dining, I’ve appreciated having the TD First Class Travel Visa Infinite Card in my wallet at restaurants that don’t accept American Express (Cobalt and Scotiabank Gold cards that both earn x5 points on dining). 
• TD has a no-fee credit card (TD Rewards Visa Card) that earns TD Rewards. This presents an option to product switch from the TD First Class Travel Visa Infinite (or any other credit card earning TD Rewards) to protect your points and keep a TD Rewards account active.
• TD has a generous approach to product switches that encourage clients to try different credit card products. Some switches provide access to full promotional benefits. In addition, there are cases where clients have been able to hold more than one TD First Class Travel Visa Infinite Card at the same time.
• For credit card cancellations and product switches, TD offers prorated refunds of annual fees.
• The TD All-Inclusive Banking Package presents an option to obtain an annual fee rebate.
• TD’s EasyWeb account management system is efficient and user friendly. After product switching or applying for a new TD credit card, I’ve had the card, with the credit card number, appear in my account within a few hours. On a product switch, the ‘switched-from’ card can be used the following business day to earn points in the ‘switched-to’ card’s rewards program. This is handy to start working on the new card’s Minimum Spend Requirement without having to wait for the new card to arrive by mail.    
• There will be others who don’t agree but in my opinion, of the ‘big five,’ TD has the best customer service. For the most part, I’ve found Customer Service Representatives to be helpful, patient, and well informed. Those I’ve dealt with have been more than willing to follow up on requests, listen to, and consider, my interpretation of terms and conditions when it differs from theirs, and seek information from advisors and supervisors.
• To extract maximum value on travel purchases and redemptions, customers need to use Expedia For TD. When purchasing travel from other providers (at an earn rate of 2 points per dollar), and redeeming points using ‘Book any Way’ at the lower redemption value, each point is valued at only 0.8 cents (or 0.8% return).
• At the present time, the program doesn’t have a flight rewards chart where it could be possible, as with other reward programs, for members to extract greater value when redeeming points for flights. For example, the CIBC Rewards (Aventura) Flight Reward Chart offers the potential of a 2.2% return.
• For more information on the CIBC Rewards program, see When travelling the world on miles and points, is the CIBC Aventura program worth it?
• Expedia for TD’s Virtual Assistant works well on uncomplicated bookings such as obtaining a refund before the fully refundable date. However, in the case of complications, the Virtual Assistant is hopeless. For example, in Warsaw, the guide on a scooter tour was a no-show on the day of the tour (so it was past the refundable period) and trying to get the Virtual Assistant to retrieve the booking was impossible, despite inserting my answers to each question asked.    
• As a rewards currency, TD Rewards has limited value. It’s not convertible to any other program, and it has a fixed maximum value of $0.05 per point.
• While obtaining a fee rebate is an attractive proposition, doing so on a TD Aeroplan-branded credit card might make more sense for Aeroplan account holders. Aeroplan is capable of delivering much greater value than TD’s fixed-value system.
• I’m not fond of having two-tiered redemption values for travel purchases. Other in-house programs such as Scene+ make no distinction between travel booked through the program’s travel portal, and that from another provider. Redemption values are the same.
• For more information on the Scene+ program, see What’s the best use of Scene+ when travelling the world on miles and points?
• If a customer has two credit cards earning TD Rewards, it’s possible to merge the points into one account but it must be done by an agent. Unlike other programs such as RBC Avion, it can’t be done online. And disappointingly, fewer than 10,000 TD Rewards cannot be moved from one account to the other. 
• The TD First Class Travel Visa Infinite Card doesn’t stand out among its competitors. It’s competing with travel credit cards that offer lounge membership and complimentary passes, companion/buddy passes, NEXUS fee rebates, free checked baggage, concierge services, and no FX (foreign exchange) fees. However, as mentioned earlier, the annual $100 travel credit helps fill a much-needed gap in its attractiveness as a travel credit card.
• The insurance benefits are on par with other premium credit cards. Personally, I’ll never use them. For emergency medical insurance, an annual multi-trip plan from an insurer of my choice is a better fit for my age and travel style. The trip cancellation/interruption doesn’t apply because a covered trip is one where “the full cost has been charged to Your Account and/or using Your TD Points.” Like many other travellers, my trips are funded from a variety of sources using a mixture of miles, points, and cash.
• It’s both a blessing and a curse but I’ve been surprised by the types of charges flagged by TD’s fraud detection program. This results in a rejection of the charge and a freezing of my credit card until it’s sorted.

The fact that TD has hitched its rewards wagon to Expedia makes it an interesting proposition. I’m impressed with Expedia For TD’s online portal for booking and redeeming points for travel (and changing a reservation or cancelling via the Virtual Assistant), and the First Class Travel Visa Infinite’s x8 points multiplier on Expedia for TD bookings. For heavy Expedia users, it’s an attractive addition to a credit card portfolio.

I’ve been impressed by recent promotional offers with annual fee waivers and sign-up bonuses of up to 135,000 points. It demonstrates that TD is interested in attracting new customers. To keep them, TD could be more creative with additional travel benefits. Reinstating the option for cardholders to convert TD Rewards to Aeroplan would be a welcome start.

TD needs to increase the value of Book-any-Way redemptions, and introduce an online system for applying points against those purchases. While the Scene+ coding system for travel purchased from other providers isn’t perfect, their system is capable of presenting the vast majority of travel purchases to users for redeeming points online. TD needs to craft an online redemption system that’s as user-friendly as their booking system.

As a fixed value program, TD Rewards can’t match the value achievable with programs such as Aeroplan, British Airways’ Avios, and other frequent flyer programs. But, with the extensive inventory of travel products bookable at Expedia For TD, and the range of travel expenses redeemable as Book any Way travel, it can certainly occupy a very useful secondary corner of a diversified miles-and-points portfolio.  

If you found this post helpful, please share it by choosing one of the social media buttons. Also, what do you think of the TD Rewards program? Please add your thoughts in the comments. Thank you.

Might you be interested in my other miles-and-points posts?

• What’s the best use of Scene+ if travelling the world on miles and points
• When travelling the world on miles and points, is the CIBC Aventura program worth it? 
• Is a no-FOREX-fee credit card always the best choice for international travel?
• What is the best credit card for trip cancellation, trip interruption and flight delay insurance for trips on points?
• Lounge and flight review of United Airlines’ Polaris experience
• Why the Best Western loyalty program is good for travellers
• Is the BMO Air Miles World Elite MasterCard a good deal?
• Finding Aeroplan flights: a step-by-step guide
• Travel the world on miles and points by meeting Minimum Spend Requirements

Pin for later?

I’m curious if the prices are jacked a bit through the TD Expedia site. For example, I looked at the Park Lane Hotel in Manhattan. For a five night stay in a 1 Queen Bed City View room, , TD Rewards Expedia site said it would be $2222.97, all taxes, fees all in. Looking at the same room through hotels.com or Trivago, I got the same room, all in price of $1723.72/$1743 respectively. When I apply my current Rewards amount of $836 against the $2222.97, I’m left paying $1386.97, which is only around $336 less, even though I used $836! Is Expedia always more expensive? I looked at more than a few other hotels and they are all much cheaper on hotels.com and Trivago.

Thanks for dropping by. While I never experienced price differences between Expedia and Expedia For TD, some people have reported differences, both in inventory and prices. I’ve just done a search for a five-night stay at the Park Lane Hotel in Manhattan (October 12 to 17) and found the same price at Expedia, Hotels and Booking. I couldn’t access Expedia for TD as I no longer have a TD Rewards credit card. Each of the three sites showed a regular price of $466/$468 and a discounted price of $372 for a total price of $1860. It sounds as though Expedia for TD hasn’t adjusted the regular price yet. What I would do is call Expedia for TD and ask them to match the Expedia price (if that’s what you find for your dates on expedia.ca). Good luck!

Excelent article!

Can you clarify when you got the $100 credit? The “in a calendar year” part confuses me. If I booked accommodations via ExpediaForTD over $500 for the first time this year (March 2023), will I get the $100 travel credit right away? within this year? or Jan 2024?

Trackbacks/Pingbacks

• Why the Best Western loyalty program is good for travellers - Packing Light Travel - […] Is the TD Rewards program worth it? […]
• 25 Tips on earning Aeroplan miles - Packing Light Travel - […] Is the TD Rewards program worth it? […]
• What’s the best use of Scotia Rewards? - Packing Light Travel - […] Is the TD Rewards program worth it? […]
• Lounge and flight review of United Airlines’ Polaris experience - Packing Light Travel - […] Is the TD Rewards program worth it? […]
• Minimizing Aeroplan taxes, fees and surcharges - Packing Light Travel - […] Is the TD Rewards program worth it? […]
• What is the best credit card with trip cancellation, trip interruption and flight delay insurance for trips on points - Packing Light Travel - […] Is the TD Rewards program worth it? […]
• Finding Aeroplan flights: a step-by-step guide - Packing Light Travel - […] Is the TD Rewards program worth it? […]
• Is the BMO Air Miles World Elite MasterCard a good deal? - Packing Light Travel - […] Is the TD Rewards program worth it? […]
• Is a no-FOREX-fee credit card always the best choice for international travel? - Packing Light Travel - […] Travelling the world on miles and points. Is the TD Rewards program worth it? […]

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By Keph Senett on January 4, 2022 Estimated reading time: 6 minutes

Expedia For TD: How to maximize your TD travel rewards credit card

Book your flights, hotels and accommodation through the Expedia For TD travel portal to make the most of the travel rewards you earn with your TD Visa.

You’ve surely heard of travel site Expedia, and you’ve heard of TD Bank. But have you ever booked travel through the Expedia For TD website? The program, which marries the travel service with the banking brand, delivers substantial earnings and deals to travellers who book through their branded portal and pay with a TD credit card . Let’s take a look at how the program works, and how to reap the most rewards.

About Expedia For TD

Expedia For TD is a segment of the TD Rewards environment, so the “currency” you’re collecting is TD Points that can be redeemed for merchandise, gift cards, cash and, importantly, travel. Another major benefit of the TD travel program is that it’s flexible. It allows you to use your Points to book your flights, hotels, cruises and excursions directly with any provider you choose. You can use your Points for these purchases, even up to 90 days after the fact. (However, when you book through Expedia For TD, points must be redeemed at the time of purchase.)

When you log into Expedia For TD , you’ll see a TD-branded version of the Expedia site. Here, you can redeem your TD Points for flights, hotels, car rentals and more, but the real incentives come by way of redemption rate, flexibility and earnings. If you redeem through Expedia For TD, no matter what you book, your redemption rate is $0.005 per point.** This is better than the rate you’d get by cashing in on other non-travel rewards. Additionally, you can collect within the TD Rewards environment and outside of it simultaneously. So, when you use Points on purchases at Expedia For TD, you can still collect from your separate airline rewards program. Finally, using the portal assigns bonus points to TD credit cardholders, which can multiply—sometimes dramatically—the number of Points you earn on travel purchases. Conveniently, you don’t have to wait until you’ve racked up thousands of Points to redeem: you can start using your Points as soon as you’ve accumulated 200. There’s even a dedicated 24/7 support line to help you make your bookings.

Are there any drawbacks I should watch out for?

Expedia For TD advertises a price guarantee, but you should be aware that it is time-limited. The company will refund the difference on a flight and hotel package within 24 hours of booking, or a hotel rate up to 48 hours prior to check-in.

The best Expedia For TD credit cards in Canada

• TD First Class Travel Visa Infinite Card
• TD Rewards Visa Card

TD First Class Travel Visa Infinite Card *

Expedia For TD is available to you if you hold any TD Rewards credit card, but the TD First Class Travel Visa Infinite Card gets our recommendation for its high earn rate and bonus Points potential. Travel purchases made at Expedia for TD earn 8 TD points per $1. Travel spends elsewhere earn 2 TD points per $1. Generating bonus Points is easy enough, but for a limited time new card holders can earn up to $800 in value, including up to 100,000 TD Rewards Points and no Annual Fee for the first year. Conditions apply. Account must be approved by June 3, 2024. Best yet, your points never expire, so there’s no pressure to redeem.

The First Class Travel Visa Infinite also includes an excellent suite of travel insurance benefits including medical, trip interruption and automotive, and while it fails to offer airport lounge access, it does entitle you to a discount. However, these perks don’t come cheap. The First Class Travel Visa Infinite has a minimum annual income requirement of $60,000 and carries an annual fee of $139, though new applicants can have the first year fee rebated (along with the $50 fee for an additional cardholder).

What are the best ways to benefit from this card?

While this is a solid travel rewards card , new applicants in particular will benefit greatly from the welcome bonus. TD clients with an All-Inclusive banking account may be able to get the $139 annual fee rebated on an ongoing basis, so it’s worth speaking with a representative before you sign up. Frequent travellers who are comfortable shopping through the ExpediaforTD.com portal will get the highest earn rate on travel spends and, at a return of 4.5%** (8 points per $1), the savings will be noticeable. The included insurance package can also help you save a bundle.

Annual fee: $139 (annual-fee rebate—conditions apply to qualify). Interest rates: purchases 20.99%, cash advances 22.99%, balance transfers 22.99% Welcome bonus: earn up to $800 in value, including up to 100,000 TD Rewards Points and no Annual Fee for the first year. Conditions apply. Account must be approved by June 3, 2024. You get an annual birthday bonus of 10% of your previous year’s points (up to 10,000 points).

Additional perks: Travel insurance including travel medical up to $2 million, trip cancellation or interruption, travel accident, travel assistance and lost or delayed luggage coverage; auto rental collision/ loss damage insurance (conditions apply); purchase protection and extended warranty

Click here for more details about the TD First Class Travel Visa Infinite *

TD Rewards Visa *

If you’re annual fee-averse, consider the TD Rewards Visa, which will help you bump up your TD Points by offering 4 points per $1 spent at Expedia For TD, 3 points per $1 spent on groceries and restaurants, 2 points per $1 spent on recurring bills, and 1 point per $1 everywhere else. Though not quite as generous in rewards as the other cards in this article, the 4 points: $1 ratio on travel purchases through the online portal results in a return far better than available on most other no-fee cards. This card does not include travel insurance, but it gives cardholders a discount at Avis and Budget car rentals.

• Annual fee: $0
• Interest rates: purchases 19.99%, cash advances 22.99%, balance transfers 22.99%
• Welcome bonus: You can earn a value of $50 in TD Rewards Points to use on eligible Amazon.ca purchases, plus no annual fee. Conditions apply. Account must be approved by June 3, 2024.
• Additional perks: Discounts on Avis and Budget Rent A Car; purchase security and extended warranty

Click here for more details about the TD Rewards Visa*

How can I tell which card is the best option for me?

Every card in the TD Travel Rewards program is worth a look, but the best option will depend on you. If you want to avoid an annual fee you’ll benefit from the TD Rewards Visa, and if you’re willing to pay the $139 annual fee and the minimum income of $60,000 doesn’t disqualify you, the First Class Travel Visa is an effective way to cash in on the program. But the TD Platinum Travel Visa also does a good job with no income requirement and a lower annual fee. Choose the card that makes the most sense for you.

**All point values are based on travel redemptions

What does the * mean?

Affiliate (monetized) links can sometimes result in a payment to MoneySense (owned by Ratehub Inc.), which helps our website stay free to our users. If a link has an asterisk (*) or is labelled as “Featured,” it is an affiliate link. If a link is labelled as “Sponsored,” it is a paid placement, which may or may not have an affiliate link. Our editorial content will never be influenced by these links. We are committed to looking at all available products in the market. Where a product ranks in our article, and whether or not it’s included in the first place, is never driven by compensation. For more details, read our MoneySense Monetization policy .

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About Keph Senett

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I am unable to reach Expedia for TD to cancel flights due to the Coronavirus. I have held on for many hours with music playing and with no music. Can you advise how to speak to customer service? I am currently out of the country (Canada) and just don’t know how to go about this if TD for Expedia 18772226492 are taking many hours of my holding on and not answering my call. I am aware there must be many people wanting to Angel their flights. This is my third day of trying to reach them

Cancel their flights

I waited on hold for six hours. When my call was answered, the representative was more than helpful. Hard to wait on hold, but worth the effort in these trying times.

The TD business travel is no longer same as first class They reduced to 3 points per dollar

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How to use your TD Rewards Points for a fall getaway

3 minute read

With the hustle and bustle of summer in the rearview, fall is the perfect time for a getaway to make the most of this gloriously cozy season.

While you might not have a big vacation scheduled, even a last-minute getaway to take in the fall foliage or a day trip to a nearby pumpkin patch can benefit from a little bit of planning. Whether planned or more spontaneous, one thing to consider before you head out, is checking your TD Rewards Points in your TD app to see if you can redeem them for your vacation.

(To find your TD Rewards Points on your TD app, go to your credit card account in-app and look under the Rewards section, which is marked with a gift icon).

Even if you forget, look out for digital "nudges" in your TD app that act as reminders about using your points with a range of TD loyalty partners, including: Starbucks, Amazon and Expedia For TD. The nudges are designed to provide you with personalized suggestions based on your spending habits.

For instance, if you shop at Amazon.ca frequently, and have TD Rewards Points to redeem, you might get an in-app nudge informing you that you can use your points towards your next Amazon.ca purchase with Amazon Shop with Points.

"We are always focused on digital innovations that help us get to know our customers better, so we can provide them with the right information at the right time. Our hope is that digital nudges create value for our customers, in a seamless, helpful way," says Imran Khan, Head of Innovation at TD.

This fall, whether you're planning a last-minute getaway or a staycation, here are some ideas for how you could use your TD Rewards Points:

Booking travel

Fall weekends are precious – long weekends, even more so. So, if you're planning to escape for a few days, you can redeem your TD Rewards Points at Expedia For TD, a travel site exclusively for TD Travel Rewards Credit Cardholders, where you can book hotels, flights, car rentals and more.

What are your points worth for travel? You can redeem 50,000 TD Rewards Points at ExpediaForTD.com, which is equal to $250 towards your next hotel, flight or travel-related purchase. [i]

Last-minute essentials

Picture this: you're packing for an autumn cottage weekend away when you realize you forgot to buy hiking boots, a thermos (for hot apple cider) or another outdoor essential. Instead of scouring nearby stores before you leave, you decide to get your goods delivered to your door.

If you shop via Amazon.ca, through Amazon Shop with Points, you can redeem your TD Rewards Points at checkout. Each increment of 10,000 TD Rewards Points is worth $33 off your purchase.

On-the-road treats

For many, the first stop on any trip – whether you're traveling by air, car or train – is to Starbucks. You can gift yourself a little something extra by redeeming 4,000 TD Rewards Points for 400 Starbucks Stars, equivalent to two lattes or two hot breakfast sandwiches. [ii]

Even if you're not ready to use your points, TD Rewards cards linked to your Starbucks® Rewards Account earn you 50% more TD Rewards Points and 50% more Stars on eligible purchases or Starbucks Card reloads using the Starbucks app.

[i] TD Rewards Points must be redeemed in minimum 200-point increments for travel purchases charged to your Card that are booked online or by phone through Expedia For TD. For travel purchases charged to your Card that are not booked through Expedia For TD, TD Rewards Points must be redeemed in minimum increments of 200 or 250 points.

[ii] see starbucks® rewards terms of use for details on redeeming stars for rewards, see you in a bit.

You are now leaving our website and entering a third-party website over which we have no control.

Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.

Third-party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.

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TD Travel Credit Cards in Canada

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TD Platinum Travel Visa* Card

• Annual Fee $89
• Interest: Purchases 20.99%
• Interest: Cash Advances 22.99%
• Additional Cardholder 2 $35

$35  for the first Additional Cardholder; $0  for subsequent Additional Cardholders.

Limited Time Offer

Earn up to $370 in value 18 , including up to 50,000 TD Rewards Points 1 and no Annual Fee for the first year 1 . Conditions apply. Account must be approved by September 3, 2024.

• Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card 1 .
• 35,000 TD Rewards Points when you spend $1,000 within 90 days of Account opening 1 .
• Get an Annual Fee Rebate for the first year 1 .

To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder by September 4, 2024.

At a glance

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining, paying bills or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards. Your card also allows you to enjoy:

• Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia® For TD, Starbucks® and more.
• Booking your travel through Expedia® For TD 6  to maximize the TD Rewards Points you can earn on your travel purchases.
• An extensive suite of travel insurance coverages which helps you travel prepared.
• No travel blackouts 7 , no seat restrictions 7  and no expiry 20  for your TD Rewards Points as long as your account is open and in good standing.

Every purchase counts

Earn 6 TD Rewards Points 3

for every $1 you spend when you book travel through Expedia® For TD 6

Earn 4.5 TD Rewards Points

for every $1 you spend on Groceries and Restaurants  4

Earn 3 TD Rewards Points

for every $1 you spend on regularly recurring bill payments set up on your Account  4

Earn 1.5 TD Rewards Points

for every $1 you spend on other Purchases made using your Card 5

Recurring Bill Payments, Groceries and Restaurants (Yearly spend cap of $15,000 each)

† This chart is for illustrative purposes only. Welcome Bonus applies only in the first year.

†† Total TD Rewards Points and corresponding dollar value equivalent assumes no redemption of TD Rewards Points towards any travel purchases made during the year. Maximum dollar value of TD Rewards Points shown, only applies to TD Rewards Points redeemed for travel purchases charged to your Card and booked through Expedia For TD.

††† TD Rewards Points must be redeemed in minimum 200-point increments for travel purchases charged to your Card that are booked online or by phone through Expedia For TD. For travel purchases charged to your Card that are not booked through Expedia For TD, TD Rewards Points must be redeemed in minimum increments of 200 or 250 points.

Credit Card Reward Perks

Use TD Rewards Points at Expedia For TD

Redeem your TD Rewards Points for your next trip at ExpediaForTD.com and get access to exclusive deals. Conditions apply.

Earn more at Starbucks

Link your eligible Card to earn 50% more TD Rewards Points and Stars. Redeem points for even more Stars. Conditions apply.

Use TD Rewards Points at Amazon.ca

Redeem your TD Rewards Points towards purchases at Amazon.ca with Amazon Shop with Points. Conditions apply.

Redeem your TD Rewards Points how you want, for what you want 

Every purchase you make with your TD Rewards Credit Card earns you TD Rewards Points. With the flexibility to choose how to redeem your TD Rewards Points for the rewards you want, you can use your points on everyday perks, eGift cards, education credits, cash credits or travel. Learn more .

More Card Benefits and Features

Td rewards program benefits.

The TD Rewards Program lets you earn TD Rewards Points on your everyday purchases and gives you the freedom and flexibility to redeem them how and when you want. Discover the possibilities at TDRewards.com

Go places on Points Your Points are worth more when you redeem through Expedia For TD : Search over a million flights, hotels, packages and more! When you’re ready to book, you can redeem 8 your TD Rewards Points towards your travel purchase right away. Or Book Any Way: 8 You can also choose to book your trip through any other travel agency or website. This gives you the flexibility to use your TD Rewards Points towards all kinds of travel expenses – including excursions and taxes – within 90 days of your purchase.

Shop online through TDRewards.com Redeem your TD Rewards Points for great deals on a wide selection of merchandise and gift cards.

Financial Rewards Pay With Rewards : Redeem TD Rewards Points to help pay down your credit card balance.

Travel Benefits

Flight/Trip Delay Insurance 9 Up to $500 in coverage if your flight/trip is delayed more than 4 hours.

Delayed and Lost Baggage Insurance 9 Up to $1,000 overall coverage per insured person toward the purchase of essentials such as clothing and toiletries if your baggage is delayed more than 6 hours or lost.

Common Carrier Travel Accident Insurance 10 Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, or train).

Auto Rental Collision/ Loss Damage Insurance 14 Use your eligible Canadian TD Credit Card to charge the full cost of a car rental and get the Auto Rental Collision/Loss Damage Insurance at no additional cost

Emergency Travel Assistance Services 11 Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.

Check your TD credit card travel insurance benefits Learn about what travel insurance benefits are available on your TD credit card with our Credit Card Travel Insurance Verification Tool .

Hotel/Motel Burglary Insurance 19 Up to $2,500 of coverage per occurrence for eligible personal items stolen from your hotel or motel room that belong to each Cardholder on the Account and eligible family members travelling with the Cardholder.

Review the  Benefit Coverages Guide  for more details.

Additional Benefits & Features

TD Payment Plans Easily turn purchases of $100 or more into manageable 6, 12 or 18 month Payment Plans. Conditions apply. Learn more .

Save with Avis Rent A Car and Budget Rent A Car Use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates 12 , 13 in Canada and the U.S., and a minimum of 5% off the lowest available base rates 12 , 13 internationally, on qualifying car rentals at participating Avis and Budget locations.

Use  Apple Pay , Google Pay or Samsung Pay wherever contactless payments are accepted  These Digital Wallets are accepted in a growing number of shops, restaurants, and other retailers, making it convenient and easy to use for everyday business payments with just a tap of your device.

Optional Benefits

Optional TD Credit Card Payment Protection Plan 18 : Optional TD Credit Card Payment Protection Plan is designed to help you deal with your TD Credit Card payment obligations in the event of a covered Job Loss, Total Disability or loss of Life. To learn more about optional TD Credit Card Payment Protection Plan products, call 1-866-315-9069 or visit tdcanadatrust.com/BP

Option to purchase TD Auto Club Membership 15 and be covered 24 hours a day for emergency roadside assistance services in case something goes wrong when you are out on the road.

• Mobile Device Insurance 19 Up to $1,000 of coverage in the event of loss, theft, accidental damage, or mechanical breakdown for eligible mobile devices.
• Chip & PIN technology   TD  Visa*  Cards with Chip and PIN technology provide an added level of security through the use of a Personal Identification Number (PIN).
• Visa Secure* Visa Secure provides you with increased security and convenience when you shop online.

• Instant Alerts. Added convenience, with TD Fraud Alerts: You can now automatically receive TD Fraud Alerts to your mobile phone any time we suspect suspicious activity on your Canadian TD Platinum Travel  Visa * Credit Card, or on any Additional Cardholder's Card on your Account. Learn more  Learn more .
• Purchase Security and Extended Warranty Protection 16 You automatically have access to Purchase Security and Extended Warranty Protection, which includes coverage for most eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase.
• Manage your credit card in the TD app Set transaction limits, block international purchases or lock your credit card.  Learn more .

Frequently asked questions

Why should you get a td platinum travel visa card.

If you’re looking for a travel credit card that gives you amazing travel rewards and benefits, then the TD Platinum Travel Visa Card is just the card for you. With this card, you can earn TD Rewards Points on everyday purchases and earn extra Points on eligible purchases and travel bookings. You can also access a range of travel benefits like Flight Delay Insurance, Emergency Travel Assistance services, and more!

What is the minimum credit score for the TD Platinum Travel Visa?

When you are ready to apply for the TD Platinum Travel Visa Card, or any TD Credit Card, bear in mind that having a higher credit score will always improve your chances of getting approved for the credit card. This card does not have a minimum annual income requirement which means it is accessible by any travel enthusiasts looking for a travel credit card that not only makes travel affordable but also comes with travel perks and benefits.

How do you earn and redeem TD Rewards Points with this TD Credit Card?

Earn and redeem TD Rewards Points when you travel or shop with the TD Platinum Travel Visa Card. Use it to book your travel through Expedia® for TD to earn 6 TD Rewards Points for each dollar spent 5 . Pay for groceries 3  and restaurants to earn 4.5 TD Rewards Points on each dollar spent with recurring bill payments earning you 3 TD Rewards Points for every $1 spent. All other eligible purchases earn you 1.5 TD Rewards Points for each dollar spent 6 . Visit ExpediaforTD.com to redeem Points on travel bookings. You can also redeem TD Rewards Points to pay down your account balance or to shop online at TDrewards.com. You can redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points as well.

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Annual interest rates, fees and features are current as of September 6, 2023 unless otherwise indicated and subject to change.

• $124: Annual Fee Rebate for the Primary ($89) and first Additional Cardholder ($35) for the first year;
• Welcome Bonus of 15,000 TD Rewards Points earned when you make your first Purchase with your Card (travel value at Expedia For TD of $75;
• Additional Bonus of 35,000 TD Rewards Points earned when you spend $1,000 within 90 days of Account opening (travel value at Expedia For TD of $175;

2  Primary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder. Maximum of 3 Additional Cardholders on the Account.

3  Earn 6 TD Rewards Points for every $1 in Purchases of travel made online through Expedia For TD or travel made by phone through Expedia For TD (“Phone Travel Purchases”) (“Online Travel Purchases”) and charged to your TD Platinum Travel Visa* Card (“Account”). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Online Travel Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

4  Earn 4.5 TD Rewards Points  (“Grocery Rebate" & "Restaurant Rebate”)  for every $1 in Purchases of groceries or grocery items  (“Grocery Purchases”)  and for every $1 in Purchases at restaurants including fast food restaurants  (“Restaurant Purchases”) . Earn 3 TD Rewards Points  (“PAP Rebate”)  on each $1 in payments made on a monthly or other regularly recurring basis for merchant bills, including insurance premiums, magazine/newspaper/online streaming subscriptions, membership fees and telecommunication fees, that are set up by the merchant with your consent to be automatically charged to your TD Platinum Travel Visa* Card  (“Account”)  and that are classified through the Visa network as “recurring payments”  (“Pre-Authorized Payments”) . Rebates are only available to a $15,000 maximum net annual spend  (“$15,000 Cap”) .  $15,000 Cap : Once the $15,000 Cap has been reached for either Grocery Purchases, Restaurant Purchases, or Pre-Authorized Payments then any further Grocery Purchases, Restaurant Purchases, or Pre-Authorized Payments made on the Account will earn TD Rewards Points at the standard rebate rate of 1.5 TD Rewards Point that applies to all other Purchases on the Account as set out in your TD Rewards Program Terms & Conditions  (“Standard Rebate”) . Applicability of Grocery Rebate and Restaurant Rebate: Each of the Grocery Rebate and the Restaurant Rebate is in place of, and not in addition to, the Standard Rebate. Merchant Category Codes: To earn the Grocery Rebate and/or the Restaurant Rebate, the Grocery Purchases and/or Restaurant Purchases must be made at merchants classified through the Visa network with a Merchant Category Code  (“MCC”)  that identifies them in the “grocery”, “restaurant” or “fast food” category. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472 .  Other Conditions : Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

5  Earn 1.5 TD Rewards Point (“Standard Rebate”) on every $1 on all other Purchases (“Other Purchases”) charged to your TD Platinum Travel Visa* Card Account (“Account”). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

6  Expedia For TD is operated by Expedia, Inc. at  ExpediaForTD.com and 1-877-222-6492. The Toronto-Dominion Bank and its affiliates are not responsible for any of the services and products offered/provided by Expedia, Inc.

7  Subject to carrier/space availability.

8  TD Rewards Points must be redeemed in minimum 200-point increments for travel Purchases charged to your Card that are booked online or by phone through Expedia For TD. For travel Purchases charged to your Card that are not booked through Expedia For TD, TD Rewards Points must be redeemed in minimum increments of 200 or 250 TD Rewards Points as fully explained in the TD Travel Credit Cardholder Agreement for your Card. We can decrease the required minimum TD Rewards Point redemption increment at any time. To redeem TD Rewards Points for travel Purchases charged to your Card that are not booked through Expedia For TD , Cardholder must contact the TD Rewards Program after the travel Purchase has been posted to the Account and within 90 days from the transaction date of the travel Purchase. The required TD Rewards Points will be deducted from the Cardholder’s TD Rewards Points balance available at the time the TD Rewards Points are redeemed for the travel Purchase, not the transaction date of the travel Purchase. The amount that will be credited towards the travel Purchase will be equal to the value of the TD Rewards Points redeemed. If there are insufficient TD Rewards Points available to cover the entire amount of the travel Purchase, the Account will only be credited by the value of the TD Rewards Points redeemed. Any amount of the travel Purchase not covered by the TD Rewards Points redeemed will remain on the Account for payment.

9  Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or associated TD Rewards Points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

10  Underwritten by TD Life Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or TD Rewards Points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

11  Provided by our Administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only.

12  Provided by Avis Rent A Car System ULC. Minimum discount offer subject to discount code and to terms and conditions which may change without notice. Blackout dates may apply. Base rate refers to time and kilometre/miles charges only and other charges, including taxes, may apply. The Toronto-Dominion Bank is not responsible for any vehicles, services, discounts or other offers made available by Avis Rent A Car System ULC.

13  Provided by Budget Rent A Car System, Inc. Minimum discount offer subject to discount code and to terms and conditions which may change without notice. Blackout dates may apply. Base rate is based on time and kilometre/miles charged only. The Toronto-Dominion Bank is not responsible for any vehicles, services, discounts or other offers made available by Budget Rent A Car System, Inc.

14  Underwritten by TD Home and Auto Insurance Company. Car rentals must be charged in full to the Card and/or associated TD Rewards Points, cannot exceed 48 consecutive days and the rental agency's Collision Damage Waiver coverage must be declined by the Cardholder. Please note, in some jurisdictions, rental agencies may require you to purchase the CDW coverage from them--it is important to call before booking your car rental to confirm their insurance requirements. Refer to Auto Rental Collision/Loss Damage Insurance section of your TD Credit Cardholder Agreement for rental exclusions and further details.

15  TD Auto Club is provided by an independent third party service provider. The Toronto-Dominion Bank and its affiliates accept no responsibility or liability in respect of these services. Further details about the third party service provider can be found in your Membership Handbook at td.com/autoclub .

16  Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, the item must be paid for in full using your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

17  Cash Advance is subject to available credit. Fees apply to each Cash Advance and Cash Advances accrue interest at the Cash Advance rate that applies to your Account from the date the Cash Advance is made.

19  Insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy TD102022. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. ABIC, its subsidiaries, and affiliates carry on business in Canada under the trade name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc

20  TD Rewards Points do not expire as long as you are a Cardholder.

® The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

* Trademark of Visa International Service Association; Used under license.

Starbucks, the Starbucks logo, and other Starbucks trademarks, service marks, graphics, and logos used in connection with the Offer are trade names, trademarks or registered trademarks of Starbucks Corporation (collectively  “Starbucks Marks” ).

Amazon, the Amazon.ca logo and the smile logo are trademarks of Amazon Services International, Inc. or its affiliates.

© 2023 Expedia, Inc., an Expedia Group company. All rights reserved. Expedia and the Airplane Logo are trademarks or registered trademarks of Expedia, Inc.

If you exceed your annual spend cap, you'll continue to earn TD Rewards Points at the standard base earn rate on all additional purchases made in that category.

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TD Rewards Credit Card Offers for Spring 2024 (Ending Soon)

Earlier this year, TD  unveiled the Spring 2024 credit card offers for its suite of TD Rewards credit cards, with up to 100,000 TD Rewards Points up for grabs this time around.

In This Post

Td first class travel ® visa infinite * card: up to 100,000 td rewards points †, td platinum travel visa* card: up to 50,000 td rewards points †, td rewards visa * card: 15,152 td rewards points †.

The current welcome bonus on the TD First Class Travel ® Visa Infinite * Card is for up to 100,000 TD Rewards Points , † which is down from the previous offer of up to 135,000 points, but still a strong offer overall.

You’ll also enjoy an annual fee rebate for the first year,† which means you can test drive the card without any out-of-pocket expenses in year one.

To earn the full welcome bonus, you’ll have to meet the following conditions:

• Earn 20,000 TD Rewards Points † upon making your first purchase †
• Earn an additional 80,000 TD Rewards Points † upon spending $5,000 in the first 180 days of account opening †

100,000 TD Rewards Points is worth up to $500 when redeemed for travel booked through Expedia® for TD,† or up to $400 for travel purchased with any vendor through Book Any Way.† 

If you spread out the spending over the course of six months, it works out to be around $833 per month. This should be a reasonable amount for many households, and you can boost your balance further by targeting spending in a category with a bonus.

As a reminder, the category earning rates on this card are as follows:

• 8 TD Rewards Points † per dollar spent on eligible Expedia ® for TD purchases †  
• 6 TD Rewards Points † per dollar spent on eligible groceries and dining purchases †  
• 4 TD Rewards Points † per dollar spent on eligible regularly recurring bill payments set up on your account †
• 2 TD Rewards Points † per dollar spent on all other eligible purchases †

It’s worth noting that there’s a $25,000 annual cap for the total amount spent on groceries, dining, and recurring bill payments. Once you’ve reached that threshold, the earning rate drops down to the base rate of 2 TD Rewards Points † per dollar spent. †

Some of the card’s other features include:

• 10% anniversary bonus † of TD Rewards Points earned over the past 12 months, up to 10,000 points †
• $100 annual TD Travel Credit † upon spending $500 (CAD) on lodging expenses booked with Expedia ® for TD †
• Strong insurance coverage †

If you’d like to keep the costs down year-after-after, consider a TD Unlimited or All-Inclusive chequing account, which will waive the annual fee on one TD credit card of your choice, including the TD First Class Travel ® Visa Infinite * Card, on an ongoing basis.

Otherwise, the annual fee for this card is $139, beginning in year two, since it’s rebated for the first year with this offer. †

Supplementary cards cost $50 apiece † , and the current first-year fee rebate also applies to the first supplementary cardholder. †

The TD First Class Travel ® Visa Infinite † Card requires either $60,000 in annual personal income, or $100,000 in annual household income, to qualify.

To be eligible for this offer, you must apply and be approved for the card before June 3, 2024.

• Earn 20,000 TD Rewards Points upon making your first purchase †
• Earn  80 ,000 TD Rewards Points upon spending $5,000 within 180 days of account opening †
• Plus, earn up to 10,000 TD Rewards Points back on your birthday †
• Plus, earn 8x TD Rewards Points † on eligible travel purchases when you book through Expedia ® for TD †
• Get an annual TD Travel Credit † of $100 when you book through Expedia ® for TD †
• Use your rewards for any travel bookings available on Expedia ® for TD †
• Minimum income: $60,000 personal or $100,000 household
• Annual fee: $139, rebated for the first year †
• Application must be approved by June 3, 2024 to receive this offer

The welcome bonus on the TD Platinum Travel Visa * Card is unchanged from before, and remains steady at 50,000 TD Rewards Points † with a first-year annual fee rebate.

The breakdown of the welcome bonus is as follows:

• Earn 15,000 TD Rewards Points † upon making your first purchase †
• Earn an additional 35,000 TD Rewards Points † upon spending $1,000 in the first 90 days †

Aside from the welcome bonus, you’ll enjoy the following earning rates with the TD Platinum Travel Visa * Card: †

• 6 TD Rewards Points † per dollar spent on eligible Expedia ® for TD purchases †  
• 4.5 TD Rewards Points † per dollar spent on eligible groceries and dining purchases †  
• 3 TD Rewards Points † per dollar spent on eligible regularly recurring bill payments set up on your account †
• 1.5 TD Rewards Points † per dollar spent on all other eligible purchases †

As you can see, the earning rates are a step down from those on the TD First Class Travel ® Visa Infinite * Card; however, if you don’t qualify for the higher-tier card, then you can still get a decent return on spending in any of the boosted categories.

There’s a $15,000 annual cap for the total amount spent on groceries, dining, and recurring bill payments † , before rewards on spending drop to the base rate.

The annual fee is $89, which is rebated for the first year under this offer, and it can be easily waived in subsequent years with an eligible bank account .

There’s no minimum income requirement to apply for this card.

The offer is available for applications that have been approved by September 3, 2024.

• Earn  15,000 TD Rewards Points upon first purchase †
• Earn 35,000 TD Rewards Points upon spending $1,000 in the first 90 days †
• Plus, earn 6x TD Rewards Points † on eligible travel purchases when you book through Expedia ® for TD †
• Earn  4.5x TD Rewards Points † on eligible grocery and restaurant purchases †
• No minimum income requirement
• Annual fee: $89, rebated in the first year †

The TD Rewards Visa * Card is TD’s entry-level offering, and comes without an annual fee.

The welcome bonus is unchanged this time around, and you’ll earn 15,152 TD Rewards points . † All you need to do is keep the account open and in good standing for 90 days to maximize the offer. †  

With the points earned from the welcome bonus, you can redeem them for up to $50 in eligible Amazon purchases.†

For a credit card with no annual fee, the earning rates are quite competitive, and are structured as follows:

• 4 TD Rewards Points † per dollar spent on eligible Expedia ® for TD purchases †  
• 3 TD Rewards Points † per dollar spent on eligible groceries and dining purchases †  
• 2 TD Rewards Points † per dollar spent on eligible regularly recurring bills set up on your account †
• 1 TD Rewards Point † per dollar spent on all other eligible purchases †

There’s a $5,000 annual cap for the total amount spent on groceries, dining, and recurring bill payments, before the rewards on spending drop to the base rate. †

This is surely one of the more competitive options amongst Canada’s best no-fee credit cards .

There’s no minimum income requirement for this card, and this offer is available for applications that have been approved by June 3, 2024.

• Earn 15,152 TD Rewards Points† upon keeping your account open for 90 days †
• Plus, earn 4x TD Rewards Points † on eligible travel purchases when you book through Expedia ® for TD †
• Annual fee: $0

TD often puts out competitive welcome bonuses on its suites of credit cards, and this time around, there are some great ways to boost your TD Rewards Points balance.

TD Rewards Points are a great points currency to use for some aspects of travel, such as independent hotels, cruises, and vacation packages, that are otherwise difficult to book with points.

Be sure to apply and be approved for the above cards by the respective ending dates of either June 3, 2024, or September 3, 2024.

† Terms and conditions apply. Refer to the card issuer’s website for complete, up-to-date information.

I see in the terms and agreement that you can only be eligible for the welcome bonus once every two years. You can only be eligible (if you had the card previously before) for the next welcome bonus, after waiting 12 months after you had opened and/or closed a similar account type. Do you know if they actually enforce this? In previous years I had no problem churning the TD First Class Travel® Visa Infinite* Card alongside the second next best card, the TD Platinum Travel Visa* Card around 3 months apart. So I had the accounts overlapping for 9 months and no issues having multiple cards banking TD Rewards.

Hi. My name is Marcos and I’m from Brazil. I wanted to know if this card is for traveling too.

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