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The 9 Best Sites to Book a Cruise

Avital Andrews

Avital Andrews, SmarterTravel's editor-at-large, is a travel and lifestyle journalist who is also a contributing editor for AAA's Via magazine. Her stories have been among the 10 most emailed or viewed on the Los Angeles Times, Outside, Sierra, and SmarterTravel websites, and have also appeared in USA Today, HuffPost, Apple News, Business Insider, and many other nationwide outlets. Her travel book , sold at bookstores and on Amazon, is in its fourth edition, and her journalism gets national media attention, including from The New York Times , The Atlantic , Time , NPR, and MTV. She's currently working on her first children's book. Follow her on Twitter @avitalb .

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Booking a cruise isn’t always simple. It can be a complicated, time-consuming process that involves dozens of open tabs and maybe a spreadsheet or two. But knowing the best site to book a cruise can help a lot.

And while would-be travelers are accustomed to clicking around on travel search engines to find the best deals on flights , hotels , and rental cars , many people don’t realize that they can use these same types of sites to book cruises, too.

But is there one best site to book a cruise? That depends on what you’re looking for. Sometimes the best cruise website is actually a cruise line’s own site—since technically, cruise booking websites aren’t allowed to undercut the prices that the cruise lines set.

Often, though, the best cruise search engines are indispensable for locating incredible deals, including ones that throw in booking incentives worth hundreds of dollars—in Amazon gift cards, complimentary shore excursions, onboard freebies, and so on.

To save you the hassle, SmarterTravel investigated the glutted space of cheap cruise sites to determine which are worthy of listing as the best cruise websites; below are a few that come highly recommended.

The Best Sites to Book a Cruise

• Expedia (including Travelocity and Orbitz )
• TripAdvisor

Avoya Travel

Cheapcaribbean.com, cruisedirect, cruise critic, costco travel, cruisewatch.

Expedia is an obvious first mention in a list of the best cruise booking sites, in part because it’s an absolute juggernaut (Expedia also owns Travelocity and Orbitz ). Its cruise-booking interface is simple and straightforward, only requiring you to enter your preferred sailing destination and date range, as well as how many passengers you’ll be bringing along. Then Expedia does the heavy lifting for you, with comprehensive results that make it one of the best cruise search engines.

On Expedia, it’s common to find bookable cruises for 70 percent off face value, with the ability to sort by price so the best cruise deals come up at the top of the list, saving you the scrolling. A sample search for a mid-June cruise to Alaska, for example, quickly came up with a seven-night itinerary starting at $389 per person—that’s less than $56 per person, per night for a mostly inclusive weeklong vacation.

Expedia’s cruise deals tend to come paired with other enticing offers, including steep discounts on pre-departure hotels when you book both your cruise and hotel through Expedia. There’s also a dedicated 800 number that lets you speak to Expedia’s cruise experts and, often but not always, a generous amount of onboard credit thrown in for good measure.

Best feature: Sheer search power. Expedia’s easy-to-use cruise search engine generates a useful and well-ordered list of the best cruise deals, without much effort required from the user. Also, Expedia’s prices frequently match what the cruise lines themselves offer.

Check out Expedia

Priceline is another powerhouse among cheap cruise websites. The initial interface comes off a bit clunkier than, say, Expedia’s or Kayak’s, but the tradeoff is that you can quickly search by cruise line, both standard and luxury, as well as by cruise length and departure port.

Using the seven-night Alaska example, Priceline brought up an itinerary aboard Royal Caribbean International’s Radiance of the Seas that starts at just $374 for the full week—roughly $53 per night. Hard-to-believe cruise deals like this show up on Priceline with regularity, which is part of what solidifies it as one of the best cruise websites.

Also adding to the appeal: deals exclusive to Priceline, plenty of bonus amenities (examples include $50 in onboard credit, third and fourth guests sailing free, and free specialty dinners for two), no money down to book certain sailings, frequent onboard credit sales, an 800 number to call should you need assistance while booking, and a loyalty club that’s ties in with every cruise line’s loyalty program. Priceline also lets you click a “senior discount” box if that applies to you.

Best feature: Priceline’s “ 110% Best Price Guarantee ” promises that if you find your cruise listed at a lower price on another website within 48 hours of booking, then Priceline will refund you 110 percent of the cost difference, including port charges.

Check out Priceline

Tripadvisor

Many people think of Tripadvisor mainly as a travel review site, where you go to get real talk on hotels and attractions, and to see non-glamorized photos of places as seen through actual travelers’ eyes. But Tripadvisor is also an excellent site for travel deals, including on cruises.

Tripadvisor Cruise , which launched in April 2019, is among the best websites for cruise deals—it lets you nab the lowest price by comparing more than 70,000 ocean and river cruises from some 60 of the best cruise websites. It’s got an attractive, inspiring landing page, and its newest function, “Explore Ship-tinerary pages,” lets you browse full ship profiles, details, photos, and itineraries.

Though Tripadvisor is technically a meta-search site for cruises, which means that it will send you elsewhere to actually book, its search engine lets users sort by destination, length, cruise line, and month of travel. The default search results are ordered by “best value”, unless you specifically click that you’d rather see the results organized by price, cruise length, departure date, or cruise ship. Even when you click on “price,” the lowest-priced offering doesn’t always come up first, though it only takes a few seconds of scanning to determine which itinerary has the lowest price—that seven-night Royal Caribbean International trip to Alaska came up on Tripadvisor starting at $365.

Best feature: What makes Tripadvisor one of the best sites to book a cruise? In addition to having one of the best cruise search engines, Tripadvisor lets you read other cruisers’ candid reviews of the cruise that you’re considering, so that you get the non-sugarcoated truth about each sailing.

Check out Tripadvisor

7 Things You Should Never Do on a Cruise Ship

A rarity on the internet, Avoya Travel is a family-owned company that has been dealing in travel for more than 55 years. Avoya is one of the best sites to book a cruise in part because of its patented technology that lets travelers search cruises by destination, date range, cruise line, and last-minute status—and then get matched up, in real time, with one of Avoya’s expert vacation planners, who use that algorithm to customize a cruise booking to your specific preferences. (From Avoya’s website: “…we combine the ease of online search, with the expertise and personalized service of Independent Vacation Planners, plus secure exclusive deals and extras so you get more out of every vacation.”)

Avoya’s team of staffers and wide network of independent agencies make for a cruise booking website that’s a bit different from the rest. Its front page shows the “Best Travel Deals,” which might include half-off cruise fares, onboard credit, prepaid gratuities, and free or reduced airfare.

Like several of the other best cruise websites, Avoya offers a low-price guarantee; if you book a cruise with Avoya and then find a lower rate on another website within 24 hours of booking, Avoya will refund the difference.

Best feature: Avoya offers free membership, and members get exclusive deals and discounts, access to unpublished fares, first dibs on promotions, the ability to save favorite searches, and the right to book, change, or cancel travel without incurring any Avoya fees.

Check out Avoya Travel

When looking for the best site to book a cruise, don’t be put off by CheapCaribbean.com ’s overly specific moniker. Despite the site’s name, it offers cruises all over the world. The site’s vibe is beach-oriented and a bit cheeky, with a front page that can overwhelm—but click on the “Cruises” tab, and a cleaner interface appears. There you can search by cruise line, ship, destination, departure date, and departure port.

CheapCaribbean.com offers refunds on 24-hour cancellations (within certain parameters) and a “ 110 percent best price guarantee, ” a promise that if you find a lower price on the same cruise within 48 hours of booking, the company will refund you 110 percent of the difference. The site also lists traveler reviews about each cruise ship (as supplied by Cruiseline), though the reviews often include comments about the ship’s destinations other than the one you’re considering, which isn’t entirely helpful. There’s also a live chat widget if questions come up while booking.

Best feature: Helping to make CheapCaribbean.com one of the best cruise search engines is the fact that it lets you check boxes for additional discounts, including a senior discount, discounts by state (just enter your ZIP code), and past guest discounts if you’ve previously sailed with, say, Princess, Norwegian, or Disney.

Check out CheapCaribbean.com

Its front page is clunky and sort of in your face, but CruiseDirect is still one of the best cruise sites for a variety of reasons. As a cruise-only company, CruiseDirect doesn’t deal in flights, hotels, or rental cars, allowing it to focus its full capacity on helping you find the best cruise deal possible. On the site, you can search by destination, departure port, month, length of cruise, and cruise line. There’s real-time online chat and a contact number for support from a cruise expert. If you aren’t quite ready to buy, you can “heart” cruises to save them as favorites to refer back to later.

CruiseDirect offers perks on most sailings, like onboard credit, free drinks, free Wi-Fi, free gratuities, free travel insurance, or a free specialty dining experience—check out the “Bonus” box on the cruise listing you’re considering to see what extras it comes with.

Best feature: Like some of the other cruise websites on this list, CruiseDirect offers a “ best price guarantee ,” which means that if you find a lower price on another cruise booking website within 24 hours of your initial booking, you’ll get refunded the difference. But one key difference between CruiseDirect and the other cruise sites is that you don’t have to pay the cost of your cruise up front, just a deposit—and then if your cruise fare drops before you’ve made your final payment, CruiseDirect will readjust your rate accordingly.

Check out CruiseDirect

5 Crazy Themed Cruises You Can Take in 2022 and 2023

A subsidiary of Tripadvisor, Cruise Critic has similar search results to that site, but it offers a bit more comprehensive information for seasoned cruisers who want more details before they book. Cruise Critic has tons of filters and sort options to help you find what you want, including everything from cruise line to cruise style (family cruises, luxury cruises, cruises for the disabled). Each itinerary clearly lists what is and isn’t included in the fare; Wi-Fi, alcoholic drinks, gratuities, and port taxes and fees are among the common exclusions.

Certain itineraries are marked with graphics declaring that the ship has won one of the site’s “Cruisers’ Choice” awards, denoting vessels that Cruise Critic members declare to be the among the best in categories such as cabins, entertainment, and family-friendly features.

You can sign up for price alerts, which will notify you by email when the fare on your selected itinerary drops.

Once you’re ready to book, Cruise Critic shows you a variety of offers from some of the best cruise booking sites, including bonuses such as onboard credit and prepaid gratuities. Then you click off to the site of your choice to make your purchase. Prices generally match what’s advertised on Cruise Critic.

Best feature: Under each search result is a tab for “reviews” where you can read reviews from Cruise Critic members who’ve previously traveled on the ship. On certain cruises you can click over to a full-length write-up of the ship by one of the experts on the Cruise Critic editorial team, including detailed information on dining options, cabins, entertainment, dress code, and more.

Check out Cruise Critic

When you think of Costco, you probably think of bulk food and toilet paper. But the next time you’re booking a cruise, it’ll be worthwhile to pull up Costco Travel , which is, unexpectedly, one of the best cruise websites.

The site doesn’t look fancy—it’s pretty bare-bones, visually—but the upside of going with a no-frills cruise-booking website is that Costco Travel offers extremely competitive prices, as well as some of the most attractive incentives, usually in the form of Costco Cash delivered to you after you get home from your cruise.

Though there’s no single point of contact if you need to call and discuss your cruise booking, Costco Travel’s call center is staffed with helpful agents from early morning until evening, seven days a week, and passengers can rest assured that Costco won’t go out of business before they set sail. Note that a Costco membership (starting at $60 per year) is required to book with Costco Travel, and that Costco doesn’t accept American Express.

Best feature: Rock-bottom prices—plus lots of cash back if you play your cards right: Costco Citi cardholders earn 3 percent cash back on cruise purchases, which can combine with the 2 percent Costco Reward for Costco Executive Members for a total of 5 percent back on Costco Travel’s already super low cruise rates.

Check out Costco Travel

Pondering which is the best site to book a cruise? Keep Cruisewatch in strong consideration—more than a typical cruise booking website, Cruisewatch bills itself as a “digital cruise advisor” that couples data power with personalization.

As an artificial intelligence cruise advisor, Crusewatch created technology that makes searching and booking a cruise more efficient—the first, it calls “Cruise Price Prediction.” In short, Cruisewatch collected and stored the daily price for each ship and cabin over a span of five years, resulting in millions of data points—and a massive database that informs exactly when cruise prices are lowest, and when the greatest saving potential exists.

Thanks to this comprehensive price history, Cruisewatch can predict cruise prices and drops with an accuracy rate of around 80 percent. Using the site’s cruise price prediction alerts, travelers can save up to 71 percent just by booking at the right time.

In addition to being able to predict prices, Cruisewatch tailors user search results to match their established preferences through customizable profiles and other similar features. This means you won’t waste time wading through cruises that may be cheap but don’t align with your vacation goals.

Best feature: Cruisewatch’s easy-to-set price alerts, based on tons of data, allow users to be notified in real time of the best new cruise deals the minute they come online.

Check out Cruisewatch

Book a Stay With SmarterTravel Hotels

Need a place to stay the night before you set sail? Search SmarterTravel Hotels for great accommodations in your port of call.

Some of the links featured in this story are affiliate links, and SmarterTravel may collect a commission (at no cost to you) if you shop through them.

Follow Avital Andrews on Twitter  @avitalb  or on  Facebook .

Editor’s note: Sarah Schlichter contributed to this story.

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The 9 best Alaska cruises for every type of traveler in 2024

Even with a season that only runs from April through October, Alaska draws roughly 40 big cruise ships and dozens of smaller cruise vessels each year, making it one of the most popular cruise destinations in the world after the Caribbean and Europe. The best Alaska cruises range from off-the-beaten-path voyages on vessels carrying fewer than 100 passengers to weeklong jaunts through the Inside Passage aboard megaships that hold thousands.

It can be hard to figure out which cruise ship will deliver your idea of a "bucket list" experience in The Last Frontier. A lot comes down to your travel style, preferences and budget.

Some travelers demand luxury Alaska cruises , while others don't mind going less fancy if it means close encounters with bears and other creatures in the wilderness. Some look for romance, while others want to introduce the kids or grandkids to glaciers and eagles, gold panning and sled dogs.

For cruise news, reviews and tips, sign up for TPG's cruise newsletter .

The good news is there's a ship in Alaska for you no matter your taste or style. Here's a beginner's guide to the best Alaska cruises to help you narrow down your choices.

Best for megaresort fans: Ovation of the Seas

Royal Caribbean is known for its floating megaresorts, which carry thousands and are big on amenities, glitz and a certain amount of glamor — think flashy casinos, high-tech shows and lavish spas. Dining and drinking venues number in the dozens, while amusement park features thrill the kids and adrenaline-seekers.

The line always stations one or two Quantum-class ships in Alaska for the season. On the 4,180-passenger Ovation of the Seas, you can order a drink from a robotic bartender, try simulated skydiving or surfing experiences, and take a ride in a glass capsule that travels high above your ship on a mechanical arm — a weird and wonderful way to see the Alaska scenery. Adults can linger in the glass-walled Solarium, relaxing in the indoor pools and whirlpools, while their kids zoom around the SeaPlex in bumper cars.

Ovation of the Seas sails round-trip from Seattle on seven-night cruises, but the exact itinerary varies by week. The ship cruises Endicott Arm for scenic views of Dawes Glacier and typically visits three Alaska ports and Victoria.

Related: A beginners guide to picking a cruise line

Best for land and sea adventures: Koningsdam

Holland America Line has offered Alaska cruises for 75 years and is clearly a market leader. The line tops the list in terms of cruises, as well as cruise tours, which combine time sailing with overnight stays on land. The company operates its own lodges, rail cars and motorcoaches for exploration of Alaska's interior and beyond.

Related: The coolest things to do on an Alaska cruise

The line will send six ships to Alaska in 2024, with tour offerings to Denali, Fairbanks and Anchorage. However, it's the 2,650-passenger Koningsdam that offers some of the most interesting cruise tour itineraries out there.

The ship offers nine- to 14-night cruise tours that head into the Canadian Yukon, following the route of the Klondike Gold Rush from Alaska to northwestern Canada. You'll sail from Vancouver to Skagway, with a stop in Glacier Bay National Park then travel to Whitehorse and Dawson City in the Yukon before continuing on to Fairbanks (the gateway to Arctic Alaska), Denali National Park (home to North America's largest peak) and Anchorage.

On board, enjoy live music at Billboard Onboard and B.B. King's Blues Club, play a game of pickleball on the outer deck or enjoy fine dining at numerous restaurants serving sushi and Asian cuisine, steak, seafood, Italian fare and Dutch treats.

Best for families: Disney Wonder

If you're traveling with young kids in Alaska and want an activity- and entertainment-packed experience, make a beeline for Disney Cruise Line and its Alaska-based Disney Wonder. The ship has an extensive children's program, high-quality entertainment, and such activities as water slides and play areas.

Cabins are designed with families in mind and include split bathrooms (one with a toilet and sink, the other with a shower/tub combo and sink), as well as sofabeds and bunks to sleep four in a cabin. Disney-themed restaurants and attentive wait staff take the stress out of family mealtimes.

Bonus: Everyone's favorite Disney characters will be on board for shows and meet-and-greets. Goofy might even make an appearance as you admire soaring eagles, blue icebergs and glaciers.

Related: 5 best cruise lines for families

Best value Alaska cruise: Radiance of the Seas

When cruise lines send a fleet of ships to Alaska for the summer, the older, smaller ships tend to offer more reduced prices than you'll find on the lines' larger and newer ships.

Royal Caribbean's 20-year-old ship Radiance of the Seas mainly sails weeklong, one-way cruises between Vancouver and Seward, Alaska, with prices below $100 per person, per night, for inside and outside cabins on many departures.

However, its late-season September 2024 sailing from Seward to Vancouver is the cheapest Royal Caribbean Alaska cruise of the season. At the time of this guide's posting, it started at just $456 per person for an inside cabin. (Generally, you'll find better deals from April to early June and in September than you will in the height of summer.)

Related: Best time to cruise Alaska

The ship might not have all the crazy attractions of its Alaska counterpart Ovation of the Seas, but it still offers kids clubs, outdoor movies, indoor adults-only solarium, rock-climbing wall, themed parties and multiple dining venues — making it a great value for the price.

If you're looking for other surefire ways to save, inside and ocean-view cabins are often much cheaper than balcony cabins on Alaska cruises. Those private verandas are highly desirable, with everyone seeking views of the wilderness, snow-capped peaks and glaciers. As those reserves get low, the prices tend to get higher.

Bargain seekers should either book early for these accommodations or choose inside, outside or guarantee cabins (where you don't pick your room location) to save more.

Best for Alaskan adventure: Wilderness Legacy

If adventure is what you crave on an Alaska cruise, you should seek out the small ships of UnCruise Adventures. All of the line's itineraries boast an active component, but its "Wild, Woolly and Wow" itinerary claims to be "the most active back country itinerary" of UnCruise's 2024 Alaska cruises.

A day aboard the 86-passenger Wilderness Legacy might start out with a hike to a glacial lake followed by an early-evening kayak adventure in Thomas Bay. Or, you might enjoy a bit of scenic cruising by LeConte Glacier (where the big ships don't go) then continue the fun with hiking and biking the trails of Ideal Cove. Guided skiff tours will take guests in search of Alaskan wildlife in remote bays and secret coves.

Big ships can only offer deckside viewing of the marvels of Glacier Bay, but UnCruise Adventures sends its ships to the rarely visited outback. In Fern Harbor, Dundas Bay or No Name Cove, passengers can get up close to the natural wonders with birding expeditions, paddleboarding, beach walks, and more hiking and kayaking.

The seven-night itinerary sails round trip from Juneau.

Best for multigenerational groups: Discovery Princess

Alaska has become a hot spot for multigenerational family travel, with grandparents taking their kids and grandkids of all ages on a memory-making holiday. Princess Cruises is a line that offers something for everyone, and its Alaska-based Discovery Princess is our top choice for family reunion groups.

The two-year-old Discovery Princess sails round trip to Alaska from Seattle, a convenient U.S. home port for families to fly or drive to. Its "North to Alaska" program will delight kids with sled dog puppies in the ship's Piazza, and lure their parents and grandparents with local seafood on restaurant menus and onboard cultural programming with Alaska residents.

While the kids enjoy Discovery Princess' spacious children's and teens' clubs, the adults might linger over a craft cocktail or enjoy a massage in the onboard spa. The family can come together for meals in a variety of casual and fine dining restaurants, and enjoy original production shows as the ship sails between ports.

Best for luxury lovers: Seabourn Odyssey

If you envision sipping Champagne as you watch a glacier thunderously calve into the sea, consider booking an all-inclusive luxury cruise on a Seabourn ship.

The 450-passenger Seabourn Odyssey throws a dash of adventure into its luxurious surroundings. In addition to offering passengers complimentary Champagne and caviar and housing them in spacious suites, the ship boasts an onboard expedition team and does a posh version of expedition cruising in Alaska, using inflatable Zodiac craft and kayaks.

Seabourn calls its program Ventures by Seabourn. Experts onboard these sailings include naturalists, biologists and other scientists who are members of the expedition team. They lead the outdoor activities and provide passengers with a deeper insight into Alaska. Once guests finish communing with nature, they can indulge in gourmet cuisine in multiple restaurants, enjoy a complimentary cocktail or relax in an upscale spa.

Seabourn Odyssey sails both one-way itineraries between Vancouver and Juneau and round-trip itineraries from Vancouver. It visits popular Alaska ports like Ketchikan and Sitka, as well as less-touristed destinations like Wrangell, Prince Rupert (a port city in Canada) and Rudyerd Bay. Note that the ship is departing the cruise line after its Alaska season, so this is your last chance to sail on the elegant cruise ship.

Related: The 4 best luxury cruise lines for elegance and exclusivity

Best for off-the-beaten-path travel: National Geographic Quest

If you're looking to get away from the mega-cruise-ship crowds, the best Alaska cruise for you might be with Lindblad Expeditions. The 100-passenger National Geographic Quest (and its twin, National Geographic Venture) frequents off-the-beaten-path destinations in Alaska on weeklong itineraries between Juneau and Sitka.

Guests can explore the small fishing town of Petersburg or search for orca and humpback whales in Frederick Sound. Lindblad has special permits to bring passengers into the wilderness of Glacier Bay National Park and Preserve and the Tongass National Forest, beyond what the big ships can offer. A hike on Chichagof Island is the perfect opportunity to spot bald eagles in the wild.

One day is even dedicated to serendipitous exploration. The ship's captain has the flexibility to seek out the best remote islands and bays for beachcombing, tide pooling, hiking and kayaking adventures.

As long as you don't mind a mellower environment where lectures and impromptu guitar singalongs replace casinos and show productions, you'll be right at home as you deeply experience coastal Alaska.

Best for solo travelers: Norwegian Bliss

Solo travelers don't always have to pay double to cruise Alaska on their own. Several ships feature cabins designed and priced for one. Several Norwegian Cruise Line ships feature cozy studio cabins designed and priced for one person, and the 4,004-passenger Norwegian Bliss offers 82 solo rooms on its round-trip Seattle cruises to Alaska.

These solo cabins get our vote because they're located in a complex where a private lounge encourages mingling. Lone travelers can also meet their shipmates while waiting to hop into a race care on the ship's go-kart track, at a showing of "Jersey Boys" or over a muddled drink at the Sugarcane Mojito Bar.

The ship sails seven-night cruises from Seattle, visiting Dawes Glacier, Sitka and Icy Strait Point, as well as Juneau, Ketchikan and Victoria, British Columbia.

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9 Best Cruise Lines for Solo Travelers [2024]

Updated : May 29, 2024

AAA Travel Editor, SMS

Table of contents.

• Holland America Cruise Line
• Silversea Cruise Line
• Royal Caribbean
• Azamara Cruise Line
• Cunard Cruise Line
• Viking River Cruises
• Seabourn Cruise Line
• Oceania Cruise Line 
• Celebrity Cruises

How To Avoid Single Supplements 

Book your solo cruise with aaa.

With plenty of ways to mingle with other passengers (or enjoy some quality alone time), going on a cruise alone is the perfect getaway for solo and single travelers .

However, you’ll need to do your research before booking since cruising solo can get expensive. Some cruise lines charge single supplements, which means you'll pay extra when traveling alone and staying in a room that's usually meant for two people.

Luckily, as solo cruising has become more popular, certain cruise lines have started to cater to the needs of guests traveling alone and even offer cabins specifically designed for solo cruisers. 

Read on to discover the best cruise lines for solo travelers. 

1. Holland America Cruise Line

Single cabins: Yes

Solo travel perks: Single Partners Program

AAA Member Benefit: 

• $50 onboard spending credit per person

AAA Vacations ® Benefit:

• 50 Denali Dollars per person on Alaska cruises for Verandah staterooms and above

Known for having some of the best customer service in the industry, it should come as no surprise that Holland America Line is dedicated to providing an exceptional experience to solo travelers onboard their fleet of ships. 

The line’s newest ships—Rotterdam, Koningsdam and Nieuw Statendam—have 12 single staterooms perfect for solo travelers. Each of these rooms is approximately 127-172 square feet and equipped with full-size and modern amenities. Plus, every single cabin boasts an ocean view, so you can enjoy the scenery during your voyage. 

Holland America Line also does a great job at creating an atmosphere of camaraderie on their ships. The Single Partners Program, offered on most voyages, puts on activities, cocktail parties and mixers for singles and solo travelers to mingle during the cruise. Whether you enjoy exercise classes, wine tastings or trivia, you’re sure to meet other travelers with similar interests through this program. 

2. Silversea Cruise Line

Single cabins: No

Solo travel perks : Low single supplements 

AAA Member Benefit:

• Up to $300 per person in onboard credit on select voyages

Smaller cruise lines are great for solo travelers since you’ll see familiar faces throughout your journey, which can make it easier to strike up conversations and form connections with fellow travelers. 

One of the best small cruise lines for solo travelers is Silversea Cruise Line. While they don’t offer single cabins, they have extremely low single supplements of just 25 percent on certain voyages. For reference, most cruise lines have single supplements that are 50 percent to 100 percent of the fare, so Silversea’s rate is very affordable in comparison. 

At the beginning of your voyage, there will be a champagne Welcome Reception which serves as the perfect opportunity to mingle with other solo travelers. During certain journeys, Gentlemen Hosts will be available aboard to welcome solo guests.

3. Royal Caribbean

Solo travel perks : Solo traveler meet-ups 

• Free 8x10 photo per stateroom on 7+ night balcony or suite bookings

AAA Vacations® Benefit :

• Complimentary sparkling wine and chocolate-covered strawberries 
• $25 onboard spending credit per stateroom for six nights or less voyages
• $50 onboard spending credit per stateroom for 7-10 night voyages
• $100 onboard spending credit per stateroom for 11+ night voyages 

Royal Caribbean offers studio staterooms on certain ships that are perfect for solo travelers and adult cruisers . When you book one of these rooms, you can avoid paying the typical single supplement fee. These rooms range from 101 square feet to 199 square feet, and you can choose from an inside stateroom, a virtual balcony stateroom or an ocean-view stateroom with a balcony. 

Studio staterooms are available on the following ships in their fleet: 

• Anthem of the Seas
• Brilliance of the Seas
• Quantum of the Seas 
• Harmony of the Seas 
• Spectrum of the Seas
• Ovation of the Seas

Once onboard, Royal Caribbean offers a ton of on-board activities, shows and dining experiences that make it ideal for solo travelers. Plus, they often have meet-ups for solo travelers looking to make friends while onboard. 

4. Azamara Cruise Line

Single cabins : No

Solo travel perks : Special rates as low as 25-50% off stateroom fares and gatherings for solo travelers 

AAA Member Benefit :

• $150 per stateroom onboard credit on select Club Ocean View or above sailings.
• Onboard spending credit of $200 per stateroom 

Azamara Cruise Line operates a fleet of mid-sized ships that journey to destinations all over the world. The cruise line is known for its Destination Immersion® experiences that feature intimate ships, access to smaller ports that other cruise ships can’t visit and longer stays at ports. 

Azamara provides special rates for solo travelers as low as 25-50 percent off stateroom fares. Additionally, they offer thoughtfully created activities and gatherings for solo travelers to socialize with each other onboard. 

5. Cunard Cruise Line

Solo travel perks : Group dining, coffee chats and cocktail parties for solo travelers

• Onboard credit for all voyages that are 7 nights and longer 

Cunard is among the best luxury cruise lines , and it’s a great option for solo travelers looking for upscale service, socialization opportunities and elegant staterooms. The cruise line offers single staterooms aboard their Queen Mary 2, Queen Victoria and Queen Elizabeth ships. During your time aboard, you’ll enjoy 24-hour room service, luxury toiletries and a complimentary bottle of sparkling wine. 

The cruise line is also known for its delicious culinary options and for going out of the way to ensure solo travelers have an enjoyable dining experience. While you can always choose to dine solo, they also provide the option to dine with fellow travelers at a shared table. Solo travelers can also attend coffee chats and cocktail parties to socialize with other guests. 

6. Viking River Cruises

Solo travel perks : Special solo traveler fares 

• $100 per person shipboard credit for cruises 8-11 days
• $200 per person shipboard credit for cruises 12+ days 

If you’re looking to embark on a solo river cruise in Europe , look no further than Viking River Cruises. The cruise line is known for its immersive journeys sailing through the world’s greatest rivers while offering world-class accommodation, incredible customer service and unique cultural events along the way. 

While Viking doesn’t have single cabins, they will occasionally offer special solo traveler fares. Plus, you can check for other discounts available for the cruises you’re interested in to save money on your travels.  

7. Seabourn Cruise Line

Solo travel perks : Special offers for solo travelers on select voyages 

• Singles receive $150 per suite onboarding spending credit on select sailings 

AAA Vacations® Benefit:

• $200 per suite onboard spending credit on select sailings 

Prefer to feel like you're on a private yacht instead of a cruise ship? The small-ship cruise line, Seabourn provides an intimate experience complete with personalized service, optional shore excursions and entertainment options. 

The cruise line offers a discounted single supplement, beginning at just 10% more than current fares for certain voyages and suite categories. The discount is available for cruises to Alaska , Greece, Iceland, Greenland and more. 

8. Oceania Cruise Line 

Single cabins : Yes

Solo travel perks : Social events and group dining tables

• $100 per person onboard spending credit on select sailings 
• Complimentary pre-paid gratuities
• Free group wine tasting with a sommelier

From friendly crew members to social events, The Oceania Cruise Line goes above and beyond to make solo travelers feel at home on their ships. Solo cruises can attend cocktail parties or opt into group dining to meet other guests onboard. The small ships are also easy to navigate and provide a relaxing atmosphere. 

With solo staterooms available aboard the Vista, Regatta, Insignia, Nautica and Sirena ships, you don’t have to worry about solo supplements driving the price up. The accommodations feature private verandas or ocean-view windows as well as many amenities to keep you comfortable during your voyage. 

9. Celebrity Cruises

Solo travel perks : Hosted social events

• Onboard credit based on the stateroom category booked

Celebrity Cruises is another popular cruise line for solo travelers, offering social events to help solo cruisers make new friends. Known for its inclusivity, Celebrity Cruises is also one of the most LGBTQ-friendly cruise lines in the industry. Their itineraries, such as their Bali, Malaysia and Thailand itineraries, are some of the best cruises for solo travelers looking for excitement and adventure. 

Celebrity’s solo cruise cabins are available on the Celebrity Edge®, Celebrity Apex®, Celebrity Beyond℠ and Celebrity Ascent℠ ships. Solo travelers can choose between an ocean-view room with a veranda and an inside stateroom. All of the solo rooms come with the same products and services as the regular staterooms. 

The easiest way to avoid single supplements is to opt for a cruise line that offers solo cabins. However, if your heart is set on a cruise line or ship that doesn’t have this perk, consider looking out for specials that waive or discount single supplements. You can also try using a roommate matching program that some cruise lines offer, which pairs you in a room with another solo traveler. 

Whether you're looking to book a quick getaway or an around-the-world cruise , embarking on a solo cruise is a rewarding experience offering adventure, relaxation and the freedom to cater your journey around your preferences. Not to mention, you can partake in the many things to do on a cruise and make life-long friends along the way.  

Book your solo cruises with AAA Travel and ensure you’ll have peace of mind during your once-in-a-lifetime trip. With your AAA Membership , you'll receive exclusive deals, onboard spending credits and other perks.

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This teen is sunk.

A recent high school graduate ditched his tardy parents on a Caribbean island so he could make it back to their cruise ship before it departed.

Taking to Reddit this week with their written soliloquy, user ProfessionalTax7753 shared that the family decided to take a trip to sea in celebration of their teen’s 18th birthday and high school graduation.

Typically the family would go to all-expense-paid resorts, but the recent grad wanted a change of pace.

“I have always wanted to go on a cruise,” they wrote of the week-long trip. “I told my parents it was different and that if we went on excursions we had to follow the schedule no matter what.”

Such instructions for mom and dad were not followed.

“They would not head back to the ship when I said it was time to go. They were busy shopping and bargaining with the locals,” they added.

“I finally said that I was heading back to the ship. My mom waved me off.”

Surely enough, the Reddit user’s folks missed the ship by close to an hour and reamed out their teen for not getting the cruise to wait for them.

“I wanted to scream that they were not going to inconvenience 3,998 people because two could not understand what a schedule was.”

“They ended up having to fly to the next port from there and it was expensive. They are pissed at me for leaving them behind.”

And, now, what started as a thoughtful, nautical gesture has made waves within the family.

Comment by u/ProfessionalTax7753 from discussion in AmItheAsshole

“I don’t know what I was supposed to do. They literally told me that they knew what they were doing,” they wrote.

“I wish I had never asked for this. They are making me miserable because I left without them.”

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Ultimate Guide to Choosing the Best Travel Insurance in June 2024

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

Traveling is an adventure, a leap into the unknown, a story waiting to unfold. But every story needs a safety net, and that's where travel insurance comes in. In this guide to the best travel insurance, we'll embark on a journey to help you better understand travel insurance and uncover the benefits that make it an indispensable companion for any traveler.

Our Picks for the Best Travel Insurance Companies

Best overall: nationwide travel insurance.

• Runner-Up: AXA Assistance USA
• Best for Cruises: Travel Guard
• Best Reputation:  C&F Travel Insured
• Best for Pre-existing Conditions:   Tin Leg Travel Insurance
• Best for Digital Nomads:   WorldTrips Travel Insurance
• Best Low-Cost Option:   Trawick International Travel Insurance

Best for Road Trips: Travelex Travel Insurance

How we rate travel insurance »

Compare the Best Travel Insurance Companies

The best travel insurance companies offer comprehensive coverage options for a wide range of people and needs. For this guide, we looked at coverage options, customizability, and the best companies for specific situations, such as pre-existing conditions.

Here are Business Insider's picks for the best travel insurance companies in 2024. 

• Trip cancellation coverage of up to 100% of trip costs (for cruises) or up to $30,000 (for single-trip plans)
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Three cruise-specific plans to choose from
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Annual travel insurance plans available
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Strong trip cancellation coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cancel for any reason coverage available
• con icon Two crossed lines that form an 'X'. CFAR insurance not available with every single plan
• con icon Two crossed lines that form an 'X'. Medical coverage is lower than what some competitors offer

Nationwide Travel Insurance offers many of the standard benefits you might see with a travel insurance policy. This can include things like trip cancellation coverage, so you can recover pre-paid costs or trip interruption in the event your vacation is interrupted by an unexpected event. There's also baggage delay coverage and medical coverage.

• Cancel for any reason coverage available

Nationwide Travel Insurance is of the largest players in the travel insurance space, offering nearly endless options for any customer on the travel spectrum, including annual travel insurance plans which can offer frequent travelers the flexibility to "set it and forget it" on their travel insurance coverage.

Nationwide Essential also offers some of the most affordable policies in the market compared to similar plans from competitors, which makes it a great pick for just about anyone. Buyers can discuss bundling options as Nationwide also sells homeowners, auto, pet, and other insurance products. Its travel insurance quoting is just as easy as it has been with other Nationwide insurance products.

Read our Nationwide Travel Insurance review here.

Best Travel Insurance Runner-Up: AXA Assistance USA

• Trip cancellation coverage of up to 100% of the trip cost
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous medical evacuation coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1,500 per person coverage for missed connections on cruises and tours
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Covers loss of ski, sports and golf equipment
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous baggage delay, loss and trip delay coverage ceilings per person
• con icon Two crossed lines that form an 'X'. Cancel for any reason (CFAR) coverage only available for most expensive Platinum plan
• con icon Two crossed lines that form an 'X'. CFAR coverage ceiling only reaches $50,000 maximum despite going up to 75%

AXA Assistance USA keeps travel insurance simple with gold, silver, and platinum plans. Emergency medical and CFAR are a couple of the options you can expect. Read on to learn more about AXA.

• Silver, Gold, and Platinum plans available
• Trip interruption coverage of up to 150% of the trip cost
• Emergency medical coverage of up to $250,000

AXA Assistance USA  offers consumers a great option for no-stress travel insurance: low-priced plans, generous coverage limits on key categories including primary insurance on lost luggage, and up to 150% reimbursement for qualifying trip cancellations.

While add-ons are limited and rental car coverage is not included by default on cheaper plans, AXA is a perfect fit for travelers who don't plan to drive (or who already hold a travel credit card with rental car coverage), and don't need any additional bells and whistles.

Read our AXA Assistance USA Travel Insurance review here.

Best for Cruises: AIG Travel Guard

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip cancellation coverage of up to 100% of the cost, for all three plan levels
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. CFAR covers up to 75% of total trip costs (maximum of $112,500 on some plans) 
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Medical coverage of up to $500,000 and evacuation of up to $1,000,000 per person
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes COVID coverage 
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Above average baggage loss and delay benefits
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. High medical evacuation coverage
• con icon Two crossed lines that form an 'X'. Premiums may run slightly higher than competitors

Travel Guard is a well-established and highly rated name in the travel insurance industry. It offers three main coverage options to choose from, and in general its policies have above-average coverage for baggage loss and baggage delays, plus high medical evaluation coverage limits.

• Trip cancellation coverage for up to 100% of the trip cost
• Trip interruption coverage for up to 150% of the trip cost
• Preexisting medical conditions exclusions waiver must be purchased within 15 days of initial trip payment
• Annual travel insurance plan and Pack N' Go plan (for last-minute trips) available

Travel Guard is well-known insurance provider, and a great fit for travelers who want to ensure that they can get their money back in the event of canceled or interrupted travel plans.

While the company's policies can be pricey compared to its competitors, the high medical and evacuation limits make AIG a solid choice for older travelers who value peace of mind and simplicity over highly customizable plans that may be bolstered with medical upgrades.

Read our AIG Travel Guard review here.

Best for Reputation: C&F Travel Insured

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers 2 major plans including CFAR coverage on the more expensive option
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cancellation for job loss included as a covered reason for trip cancellation/interruption (does not require CFAR coverage to qualify)
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Frequent traveler reward included in both policies
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1 million in medical evacuation coverage available
• con icon Two crossed lines that form an 'X'. Medical coverage is only $100,000
• con icon Two crossed lines that form an 'X'. Reviews on claims processing indicate ongoing issues
• C&F's Travel Insured policies allow travelers customize travel insurance to fit their specific needs. Frequent travelers may benefit from purchasing an annual travel insurance plan, then adding on CFAR coverage for any portions of travel that may incur greater risk.

While every travel insurance company has negative reviews about its claims process, C&F Travel Insured 's claims process has a consistent stream of positive reviews. One customer wrote that C&F processed a claim within 48 hours. Additionally, C&F regularly responds to customer reviews within one business week, making reviews a consistent way to reach the company.

Additionally, in C&F's fine print, it mentions that any claims that take more than 30 days to pay out will begin to accrue interest at 9% APY.

C&F's reputation isn't the only thing to speak highly of. It offers an array of add-ons uncommon in the travel insurance industry, such as Interruption for Any Reason insurance and CFAR coverage for annual plans. C&F also offers discounts for children on its Protector Edge plan and free coverage on its Protector plan.  

Read our C&F Travel Insured review here. 

Best for Pre-Existing Conditions: Tin Leg Travel Insurance

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Policy coverage includes most pre-existing health conditions
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous medical and evacuation amounts for peace of mind
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. COVID coverage included by default on all insurance plans
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers a wide range of plans for various budgets and travel needs
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some plans offer CFAR, “cancel for work reasons,” financial default, and unemployment coverage
• con icon Two crossed lines that form an 'X'. Limited add-on coverage options
• con icon Two crossed lines that form an 'X'. Baggage loss and delay coverage is low compared to competitors

Tin Leg travel insurance offers eight travel insurance plans to meet the unique needs of travelers.

• Tin Leg was founded in 2014 by the travel insurance industry experts at Squaremouth. Designed to meet the most common needs of travelers, these policies offer comprehensive Trip Cancellation and Trip Interruption benefits, and a range of Emergency Medical and Medical Evacuation limits.

Tin Leg Travel Insurance is a great fit for travelers with medical issues in particular. Seven of Tin Leg's eight travel plans include coverage for pre-existing conditions as long as you purchase your policy within 15 days of your initial trip payment.

Thanks to coverage for pre-existing medical conditions as well as for potential COVID-19 infection while traveling, this company offers some of the best financial investment options for travelers who are or will be exposed to higher health risks and issues.

Read our Tin Leg Travel Insurance review here.

Best for Digital Nomads: WorldTrips Travel Insurance

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable base plans that can be customized with add-ons including rental car, pet care, hunting and fishing, and vacation rental coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Insurance plans available for international student travelers
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip delay coverage benefit that kicks in after just five hours
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Pre-existing conditions waiver can be purchased within 21 days of initial trip payment
• con icon Two crossed lines that form an 'X'. Lower medical, evacuation and accidental death limits
• con icon Two crossed lines that form an 'X'. Limited, secondary baggage loss coverage although baggage protection can be upgraded at a low cost
• con icon Two crossed lines that form an 'X'. No special coverages for pets, sports equipment, etc.

WorldTrips has been a reputable travel insurance provider for more than 20 years. Unsurprisingly, it boasts an A+ rating from the Better Business Bureau and positive reviews from thousands of customers.

• Travel medical insurance (Premium, Group, Annual, and International Student options)
• Trip cancellation insurance
• Trip protection insurance

WorldTrips Travel Insurance has affordable premiums, highly customizable add-ons, and generous coverage for core categories of travel insurance. All this makes it a great option for digital nomads, students studying abroad and backpackers.

However, travelers should keep in mind that plans are not particularly flexible, and coverage amounts are limited unless you plan ahead to pay for the areas and amounts that you need.

Read our WorldTrips Travel Insurance review here.

Best for Affordability: Trawick International Travel Insurance

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Useful for adventurous travelers headed to higher-risk destinations
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable plans with varying levels of coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. 10-day free look option
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous baggage loss replacement policy
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip delay coverage kicks in after just six hours
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some policies allow a CFAR add-on
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1 million medical evacuation coverage limit
• con icon Two crossed lines that form an 'X'. Baggage and trip delay coverages don’t kick in until after the 12-hour mark
• con icon Two crossed lines that form an 'X'. International student policies available for temporary stints abroad
• con icon Two crossed lines that form an 'X'. Complaints about claims not being paid or involving an intermediary to resolve claims

Trawick International travel insurance offers plans customized to diverse travelers' needs. We look at coverage options, claims processing, pricing, and other important factors for savvy travelers.

• Travel medical insurance
• Trip protection and cancellation
• International student insurance
• Visitor medical insurance (for traveling to the US)

Trawick International Travel Insurance is another insurance provider with robust medical travel insurance  that can help higher-risk and anxious travelers find peace of mind while on the road. This company offers one of the most generous medical evacuation policies in the market, although travelers will need to remember to add on rental car coverage if they need it.

Read our Trawick Travel Insurance review here.

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Options to cover sports equipment
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Option to increase medical coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Can cancel up to 48 hours before travel when CFAR option is purchased
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable coverage for budget-conscious travelers
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes generous baggage delay, loss and trip delay coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Optional "adventure sports" bundle available for riskier activities
• con icon Two crossed lines that form an 'X'. Only two insurance plans to choose from
• con icon Two crossed lines that form an 'X'. Medical coverage maximum is low at up to $50,000 per person
• con icon Two crossed lines that form an 'X'. Pricier than some competitors with lower coverage ceilings
• con icon Two crossed lines that form an 'X'. Some competitors offer higher medical emergency coverage

Travelex travel insurance is one of the largest travel insurance providers in the US providing domestic and international coverage options. It offers a basic, select, and America option. Read on to learn more.

• Optional CFAR insurance available with the Travel Select plan
• Trip delay insurance starting at $500 with the Travel Basic plan
• Emergency medical and dental coverage starting at $15,000

Travelex Travel Insurance  offers three plans:

• Travel Basic
• Travel Select
• Travel America

The Travelex America plan is meant for trips limited to the U.S., but it has the highest coverage limits in many areas compared to its other programs. If you're flying somewhere, the lost baggage limits are higher. Its natural strengths shine for road trippers, though. Travelex America adds coverage for roadside service and rental car coverage for unexpected accidents. It also covers pets should you be involved in an accident while on the road.

While your standard auto insurance does extend to car rentals within the U.S. for a limited time, any accident would affect future rates. Travelex would eliminate the risk of reporting to your auto insurance provider for minor incidents within its purview.

Read our Travelex Travel Insurance review here.

Introduction to Travel Insurance

Why travel insurance is a must-have.

The unpredictable nature of traveling – from flight cancellations to medical emergencies – can turn your dream vacation into a nightmare. Travel insurance acts as a personal safeguard, ensuring that unexpected events don't drain your wallet or ruin your trip.

Understanding Different Types of Travel Insurance

Not all travel insurance policies are created equal. From single-trip travel insurance policies to annual travel insurance plans , from minimal coverage to comprehensive protection, understanding the spectrum of options is your first step in finding the right fit for your journey.

Key Features to Look for in Travel Insurance Coverage

Travel insurance for medical emergencies.

Imagine falling ill in a foreign country; daunting, right? A robust travel insurance plan ensures you don't have to worry about how much emergency medical care while traveling will cost, even in the most remote corners of the globe. This coverage will often come in tandem with emergency medical evacuation coverage.

Trip Cancellation and Interruption Benefits

Life is full of surprises, some less pleasant than others. Trip cancellation and interruption coverage ensures that you're not left out of pocket if unforeseen circumstances force you to cancel or cut your trip short. You may also look for cancel for any reason and interruption for any reason options, which will reimburse you for a percentage of your nonrefundable fees, but expands the covered reasons you can cancel a trip. You can find our guide on the best CFAR travel insurance companies here.

Coverage for Personal Belongings and Baggage Loss

Losing your belongings is more than an inconvenience; it's losing a piece of your world. Insurance that covers personal belongings and baggage loss ensures that you're compensated for your loss, helping you to rebound and continue your adventure.

Support and Assistance Services

In times of trouble, having a lifeline can make all the difference. Look for insurance that offers 24/7 support and assistance services, giving you peace of mind that help is just a phone call away. Also, check websites that field customer reviews like Trustpilot, the Better Business Bureau, and InsureMyTrip , to see how well a company responds to customer requests.

Choosing the Best Travel Insurance

Reputation and reliability of the travel insurance provider.

A provider's reputation is not just about being well-known; it's about reliability, customer satisfaction, and the ability to deliver on promises. Researching and choosing a reputable provider is a cornerstone in ensuring your safety and satisfaction.

Understanding the Policy's Fine Print

The devil is in the details, and understanding the fine print of what your travel insurance policy covers is crucial. Be aware of coverage limits, exclusions, and the process for filing a claim to avoid any unpleasant surprises.

Customer Reviews and Feedback

In the age of information, customer reviews and feedback are goldmines of insight. Learn from the experiences of others to gauge the reliability and customer service of the insurance provider you're considering. While the ratings are important, you should also look at whether or not a company responds to customer complaints.

How to Get the Most Out of Your Travel Insurance

Knowing your policy inside out.

Familiarize yourself with every aspect of your policy – what it covers, what it doesn't, how to file a claim, and who to contact in an emergency. Being informed means being prepared. 

Steps to Take When a Problem Arises

If you face an issue during your travels, knowing the immediate steps to take can make all the difference. Keep important contacts and your policy details handy, and remember, your insurance provider is there to assist you.

How to Pick the Best Travel Insurance Company for You

There isn't a one-size-fits-all policy that works perfectly for every traveler. Young, healthy solo travelers can opt for much cheaper plans that offer bare-bones coverage, while families juggling complex itineraries will do best by investing in a robust policy that can help defray any costs associated with lost baggage, delayed transportation or other trip-impeding obstacles.

That being said, you can't go wrong with a travel insurance provider that boasts a reputable history and offers a wide range of customizable plans. In some cases, you may be comparing plans that are only a few dollars' apart from each other. In such situations, you should generally opt for the insurance company that offers the strongest customer service. It's also worth considering whether or not the travel insurance provider has been reviewed by other travelers with similar itineraries to your own. 

An insurance aggregator like InsureMyTrip or Squaremouth is one of the best tools for searching travel insurance policies. Once you input the specifics of your travel itinerary, you'll be able to see hundreds of search results to compare the ones that catch your eye. If the options are too overwhelming, use the filters to the left of your search page to eliminate as many irrelevant plans as possible.

How We Reviewed the Best Travel Insurance Companies

To come up with our list of the best travel insurance companies, we evaluated each insurer based on the following factors:

Guide Methodology: What We Considered

Policy Types

Travel insurance is essential, but often underused partly because people aren't getting what they want. Business Insider's 2023 travel study showed 10.65% of travelers surveyed bought cancel for any reason insurance. Cost may be a factor, but in many cases, the coverage is more affordable than you might think. Regardless, companies must offer a diverse range of coverage options. We award five stars to companies offering all standard coverages and additional options like pet and sports equipment protection.

Our 2023 travel study indicated the majority of purchases were made through the travel provider (ex: flight protection insurance when you're purchasing your airline tickets). While these may be sufficient for some customers, we look for companies offering a more comprehensive range of services.

According to the U.S. Travel Insurance Association, the average cost of travel insurance will be between 4% and 8% of total travel expenses. Anything beyond that price point should include additional benefits beyond the standard inclusions, such as CFAR protection or upgraded medical coverage. Anything below that 4% threshold may leave you lacking important or sufficient coverage in an emergency.

Convenience and Flexibility

Whether you're an infrequent traveler or a suitcase warrior, a good travel insurance company should have you covered. In many cases, you might not even have to talk to a person in order to purchase your policy.

Many people think of travel insurance in context with specific trips, but most of these top contenders sell both single-trip and multi-trip policies, also known as annual travel insurance. Some companies also offer plans specifically designed for cruisers, students abroad, and business travelers. (Read our guide to the best cruise travel insurance companies for more details.) Finally, all of these providers offer multiple options for getting the specific areas and amounts of coverage that you want.

Claims Handling

Most travelers never have a large claim. Premiums are low, and it provides peace of mind for the just in case situations. So they leave reviews based on their reduced stress levels. But what happens if you lose your luggage or have to stay a few extra days due to an unexpected accident? Will your insurance carrier cover your claim without all the hassle? We check real customer reviews to sort this out for you.

Ease of Use and Support

When purchasing, during your trip, and throughout the claims process, you may need extra support. Does the company have a 24/7 help line? Does it have an online or mobile system allowing you to self-manage? Essentially, what are the options when you need help? We look at the big picture to evaluate the average customer experience with each company.

You can read our full insurance rating methodology for even more details.

Best Travel Insurance FAQs

There isn't a one-size-fits-all solution for every traveler. Determine the benefits that are most important to you, like baggage delay coverage, medical coverage, and trip delay coverage, then look for a company with solid customer ratings, especially when it comes to processing claims.

Travel insurance will pay out if you experience a covered event, such as a travel delay or delayed or lost baggage. If you're looking to get travel insurance for a specific reason, such as needing to potentially cancel your trip due to work reasons, make sure your policy will cover you in that situation before purchasing it. You should also check customer reviews to see other travelers' claims experiences, as it varies wildly from company to company.

The average cost of travel insurance is 4% to 8% of your total trip cost, so it could vary widely depending on where you're traveling and the length of your trip. Your age, the number of people in your group, and other factors can also influence how much you'll pay.

Most comprehensive travel insurance policies include travel medical coverage that can come in handy if an emergency occurs and you need medical evacuation. Some travel insurance plans offer more specialized coverage for travelers with pre-existing conditions , so shop around if medical coverage is a top priority for you. 

$100,000 should be a sufficient medical coverage limit for travel insurance. If you're planning on doing extreme sports or anything particularly risky on your trip, you may want to increase your coverage level. A high medical coverage limit is especially useful when you're purchasing cruise travel insurance, since medical evacuations are more involved at sea.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

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P&O Cruises to retire its brand in Australia, fold operations into Carnival Cruise Line

P&O Cruises Australia has announced its fleet will soon be sailing to its final berth, ceasing its operations in 2025 after more than 90 years on the water.

The Australian travel brand will fold its operations into parent company Carnival Cruise Line from March 2025.

P&O's Pacific Encounter and Pacific Adventure ships and workforce will be rebranded and transferred to the Carnival Cruise Line fleet, while the Pacific Explorer, previously known as the Dawn Princess, will be retired.

Passengers set to cruise in 2024 will not be affected, while customers who had cruises booked on the Pacific Explorer after March 2, 2025 will have the option of a refund or credit for Carnival with extra onboard spending money.

It is the end of an era for the popular brand, which first sailed from Sydney on December 23, 1932, on a seven-day itinerary calling at Brisbane and Norfolk Island.

The company's first permanent ship in Australia, the Fairstar — heavily promoted as "the fun ship" — was part of the fleet for nine years until 1997.

P&O Cruises Australia issued its surprise notice to customers on Tuesday.

"As a result, all itineraries on Pacific Explorer scheduled to sail after 2nd March 2025 are being cancelled," it said.

"If you are booked on one of these itineraries you will be contacted by guest services in the coming days with refund details.

"We are all immensely proud of P&O Cruises Australia's 90-year heritage of dedicated operations in the region, and Carnival Cruise Line are honoured to carry forward its storied legacy and continue to deliver the same onboard experiences and itineraries."

Crews on the Pacific Explorer were expected to be redeployed to other ships, but a small number of workers in the P&O Australia head office would lose their jobs, a spokeswoman said.

Acting P&O Cruises Australia and Carnival Australia lead Peter Little will be retained under the new title of country manager.

Carnival Cruise chief executive Josh Weinstein hailed P&O Cruises as a storied brand with an amazing team and lauded its accomplishments in Australia and the broader region.

"However, given the strategic reality of the South Pacific's small population and significantly higher operating and regulatory costs, we're adjusting our approach," he said.

The Carnival brand will see its fleet boosted by eight ships after also acquiring vessels from sister line Costa Cruises and ordering new ships to come into operation in 2027 and 2028.

Under the changes, Carnival will continue to be the largest cruise operator in the region with 19 ships, representing almost 60 per cent of the market.

The P&O ships will have technology upgrades, including an ordering app and loyalty program, but will retain the "familiar feel and much of the same experiences" for Australian guests, Carnival Cruise Line president Christine Duffy said.

Who owns P&O Cruises?

P&O Cruises is owned by Carnival Corporation & plc. 

Carnival Corporation & plc owns a number of different brands including Carnival Cruise Line and Princess Cruises.

What does P&O stand for?

The initials P and O stand for "Peninsular and Oriental", an abbreviation of The Peninsular and Oriental Steam Navigation Company.

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