travel medical insurance south korea

7 Best South Korea Travel Insurance Plans for US Citizens in 2024

Updated on January 10, 2024 by Matthew H. Nash – Licensed Insurance Agent

• SwiftScore Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to South Korea travelers. Learn more at the end of this page.

STARTING PRICE FOR 2-WEEK TRIP TO THE SOUTH KOREA

CAN YOU CANCEL YOUR TRIP FOR ANY REASON? 

BEST  WEBSITE FOR

Comparing Policies

• Compare dozens of the best South Korea travel insurance policies from all the major providers in one place
• Easily filter for the features you want and get support from their award-winning customer service team
• Founded in 2013, TravelInsurance.com has helped hundreds of thousands of travelers find affordable insurance coverage

BEST  POLICY FOR

Fast Claims

• Super fast claims via their 100% digital platform with a helpful mobile app
• Faye makes it easy to add-on coverage for vacation rentals, adventure/extreme sports, pet emergencies, and “cancel for any reason” at competitive prices
• Underwritten by Crum & Forster, Faye is known for its exceptional customer support, with 4.8/5 stars on Trustpilot

• SwiftScore Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

BEST POLICY FOR

Travelers Aged 55+

• Pre-existing medical conditions are covered for a reasonable fee and they offer “cancel for any reason” as an add-on
• $2,000 COVID quarantine coverage available w/ Safe Travels Voyager plan
• Founded in 1998 and underwritten by Nationwide and GBG Insurance

BEST WEBSITE FOR

Filtering Plans

• This comparison website has the most comprehensive filters especially for Covid-19 which helps you search for the specific benefits you need
• They have “Zero Complaint Guarantee” which promises a fair claims process
• Established in 2003, Squaremouth has consistently been recognized for it’s exceptional customer service

BEST POLICY FROM

An Established Brand

• Well rounded, inexpensive travel insurance plans from an established and top rated global insurance company
• AXA has plans that cover pre-existing conditions and their “Platinum” plan covers “cancel for any reason” with an optional add-on. They also offer helpful 24/7 Worldwide Travel Assistance Services
• Founded in 1959 and underwritten by Nationwide

Family Travel

• Their “Trip Interruption for any Reason” feature allows you to get a 75% reimbursement for any additional expenses if you decide to go home early from your trip
• They have a variety of insurance products to suit any travel needs
• Founded in 1993 and underwritten by Nationwide Insurance

Long-term Travel

• Ideal for digital nomads and long-term travel, available to anyone anywhere
• Scored lower because short-term travel coverage isn’t as robust as competitors
• Founded in 2018 and is underwritten by Lloyds of London

CAN YOU CANCEL YOUR TRIP FOR ANY REASON?

South Korea travel insurance FAQs

When should i purchase my south korea travel insurance.

It’s best to get your South Korea travel insurance policy as soon as you book your trip, especially if you plan to get a Trip Cancellation plan since it will cover you and any travel companions you insure against unforeseen events prior to and during your vacation. Moreover, suppose you intend to purchase a “Cancel for Any Reason” (CFAR) or a Pre-Existing Condition upgrade package. In that case, you can only do so within 14-21 days from when you booked your airline tickets or paid a deposit on your trip. Please verify with your preferred insurer their requirements for these optional packages.

What do trip delay expenses include?

While benefits may vary from one provider to another, most policies cover meals, hotels or other accommodations, internet access, and local ground transportation under their trip delay benefits. Your policy will state a daily limit, which usually ranges from $150-$200 until you reach your maximum trip delay benefit amount.

Will my South Korea trip insurance policy reimburse me for a 2-hour flight delay?

The flight delay required for trip delay benefits to kick in varies between policies and providers, but generally, the minimum is 3 hours. However, many policies state that trip delay benefits only become available if there is a 6 to 12-hour delay. Note that you will only be eligible for these benefits if the reason for your flight’s delay is “covered,” such as weather conditions, air traffic problems, aircraft maintenance, etc. Check the specifics of any policy you’re interested in before you buy it.

What does my South Korea travel insurance exclude from coverage?

Standard policies without optional add-ons or upgrade packages limit coverage to unexpected events. While you may find that your South Korea trip insurance plan offers comprehensive coverage, there are a few things it does not cover. For example, if you cancel or change your travel plans due to a change of mind or mood, including no longer wanting to vacation with your travel companion or deciding your current workload is too heavy for you to travel. However, if you purchase a Seven Corners Cancel for Any Reason (CFAR) package , you can get reimbursed up to 75% of your total trip costs, regardless of your reason for cancellation.

What should I do if I have an emergency while traveling in South Korea?

If you or your travel companion(s) have a medical emergency during your time in South Korea, dial 119 from any phone. This will connect you with fire, ambulance and other emergency services. Should you need the police, dial 112. Many people in South Korea, particularly in the larger cities, speak English to some degree, so if you need help but don’t have a phone, shout “Help!” or say “Dowajuseyo!” (pronounced Doh-wah-jus-ay-oh). Should you or anyone else insured on your policy has a medical emergency, contact your travel insurance provider via their dedicated customer support line. They can often arrange transport to the nearest hospital comparable to US standards. You can rest assured that healthcare in South Korea is of a high standard, especially the “ international hospitals ” in the larger cities, which have a team of English-speaking nurses, doctors, and specialists. If you find yourself near Gangnam or Olympic Park, an excellent hospital near the Jamsil (chahm-sheel) Station called Asan Medical Center serves international citizens regularly.

Does trip insurance cover rental car collisions?

Most standard trip insurance policies do not include rental car collisions in their coverage. However, some insurers may offer optional upgrades that will cover such incidents. Keep in mind that these upgrades often do not extend coverage to RVs, long-term car rentals, or luxury cars. That said, most people purchase separate insurance plans from their car rental company to cover accidents and any damage to the vehicle. You can also check with your auto insurance company in the US to see if they cover rental car collisions abroad, particularly in South Korea.

Do travel insurance policies cover Airbnb or vacation rentals that go wrong?

There is no one-size-fits-all answer to this question. To find out whether your trip cancellation and trip interruption benefits extend to vacation rentals, read the full details of your policy. The more expensive, and thus comprehensive, plans tend to cover your accommodations in such circumstances. If your standard policy doesn’t, you can get a “Cancel for Any Reason” (CFAR) plan, as those benefits include coverage for short-term rentals. Be aware that CFARs will reimburse up to 75% of your accommodation cost should you need to use these benefits.

Will my South Korea trip insurance plan cover canceled flights?

South Korea trip insurance usually covers canceled flights, as long as it’s for approved reasons and it happens for at least 24 hours. Approved reasons for canceled flights include inclement weather, an employee strike or a natural disaster. That said, if you need to cancel your flight due to the injury, illness or death of you, a travel companion or a family member, it will also fall under coverage. Further approved reasons included civil unrest, jury duty summons and short-notice military deployment.

Most common problems while traveling in South Korea and how to avoid them:

The most common afflictions tourists experience are head colds, sore throats, fever, and respiratory and sinus issues due to poor air quality that usually results from air pollution and dust from the Mongolian desert. You may hear South Koreans refer to springtime as the yellow dust season. It’s always a good idea to carry a mask with you in case you encounter such a day. Another concern is traveler’s diarrhea, which can keep you running to the toilet in your hotel room or vacation rental for several days. The best way to minimize your risk of developing traveler’s diarrhea is to eat only in restaurants or at food trucks that appear clean and are busy. Also, steer clear if you see any raw meat or seafood lying around without being on the ice. Finally, remember to wash your hands frequently. While viruses like Hepatitis A and malaria are quite rare among travelers, you may come down with the flu, a common cold, or COVID-19. Seek medical assistance as needed. Medical standards in South Korea are quite high, and many “ international hospitals ” in larger urban areas have a dedicated staff of English speakers.

Travelers to South Korea experience the most typical accidents from tripping and falling or participating in adventure sports and activities. With incredible mountains and beautiful coastlines, many tourists can’t wait to go hiking, skydiving, ziplining, scuba diving, surfing, bungee jumping, parasailing, and white water rafting while on vacation. Whether it’s a sprained wrist, scraped knee or twisted ankle, you can rest assured that South Korean hospitals will take good care of you.

With very few violent crimes against foreigners and people in public, South Korea is an extremely safe destination for travelers. Pickpocketing happens occasionally, but it’s nothing most travelers are used to in other countries. Even rarer are muggings. Of course, exhibiting a basic level of caution and common sense are always advised.

Emergency resources for South Korea

Phone numbers.

Dial 112 to reach the police and 119 from any phone if you need to reach fire, medical or other emergency services. You can also dial 1330, a hotline specifically for travelers. They can connect you with the appropriate emergency services, including the Tourist Police and even translate for you.

US embassy or consulate details

The US Embassy in South Korea is located in the country’s capital, Seoul, and there is a Consulate General in the southern port city of Busan. For their address, phone number, hours of operation, and details on citizen services, please visit the Embassy’s website . If you wish to take extra precautions, consider registering your South Korea trip with the Department of State’s Smart Traveler Enrollment Program . By listing your itinerary with STEP, you will receive travel alerts from the State Department about your travel dates and South Korea. In addition, should an emergency involving you or a relative arise, being registered with STEP will make it easier for the US Embassy in Seoul to communicate with you or your family.

Other local knowledge that is helpful for travelers

Accommodations.

South Korea has an abundance of accommodations throughout the country to suit all preferences and budgets. Types of accommodation range from luxury hotels and tourist hotels to motels, guest houses and hostels. Due to the sheer volume of choice, reservations may not be necessary for smaller places unless it’s during Lunar New Year, Golden Week or Chuseok (Korean Thanksgiving). Stars or diamonds in South Korea do not rank hotels. Instead, they denote different tiers of quality and luxury using 1-5 flowers, 5 being the most luxurious and 1 being the most basic. These flowers appear on the front facade or doors of any hotel. Be sure to request a “Western” room on the heated floors with thin cushions and blankets unless you prefer to sleep Korean-style. For people who don’t need much in the way of luxury, a motel may be your best option as they provide all the basics, including shampoo, soap, hair dryers, flat-screen televisions, high-speed internet and a fridge stocked with free drinks. Just steer clear of the ones with pink on their facades or in their lobbies or “romance-inspired” decor, as these tend to be “love motels,” seedier versions of the average motel. Keep in mind that motels in South Korea bear little resemblance to motels in the US. You can generally find guest houses near train and bus stations. They are usually cheaper than motels but more expensive than hostels. Quality varies immensely from one place to the next, but on the whole, they are more basic than motels. Some are housed in old traditional Korean homes called hanok. In such cases, you will generally sleep on a heated floor (ondol) with blankets. Hostels are usually limited to large urban centers and will be your cheapest option, aside from camping in national parks . Other alternatives include doing a temple-stay in which you book a bed in the temple of your choice for a certain period. However, temple stays are not particularly cheap, and you must make reservations well in advance. For more information, check out this site .

Communication

South Korea is the most technologically-advanced country in the world. Between the newest smartphones, smart homes and 5G networks, it’s no wonder that much of this East Asian country seems to move at warp speed. If you’re concerned about staying connected and keeping in touch with loved ones while on vacation, you can take a few different approaches. If you want around-the-clock connectivity, you can add international roaming for South Korea to your plan with your US mobile carrier. This will be the most expensive of the options. Be sure to turn off the background data on your phone or else you could end up with a phone bill of several hundred dollars more than you expected. It is also worth mentioning that most US mobile carriers offer little in the way of data allowances when it comes to international roaming. If you choose this route, download any apps and offline maps you may need whenever you connect to a free WiFi network. One alternative is to rely entirely on free WiFi throughout your trip to South Korea. It’s pretty easy to do, especially in cities as nearly all accommodations, cafes and major train and bus stations have WiFi networks open to the public. So while you won’t be connected 24/7, you will be able to communicate with loved ones frequently via email, social networks, calling, and messenger apps. Another more cost-effective possibility is pre-ordering a prepaid SIM card online via Klook and picking it up at the designated kiosk in Incheon International Airport upon arrival. However, if you feel uncomfortable doing this, you can wait until you arrive at Incheon and pay for it in person. The downside to this option is that you may end up standing in line for as much as an hour. Either way, you can buy a data-only plan or one that includes local calling and texting. The three major mobile carrier companies in South Korea are LG U+, SKT and KT, all of which have kiosks in both Terminals 1 and 2 at Incheon. Most importantly, you will need an unlocked phone to add or change SIM cards. If you are uncertain whether your phone is unlocked, check with your US mobile phone carrier. A third option is to rent a pocket WiFi device that will give you 24/7 connectivity wherever you are in South Korea. This is a great choice for those who don’t need to make calls or send texts locally. In addition, pocket WiFi devices usually come with 1 GB of data per day, significantly more than prepaid SIM cards offer (and more than most travelers use). This is also an excellent choice for those traveling with friends or family since each pocket WiFi device allows up to 5 people to connect to it simultaneously. Both KT and SKT have pocket WiFi devices for rent at their kiosks in Terminals 1 and 2 of Incheon International Airport.

The South Korean currency is the Won (KRW), denoted by the ₩ symbol. The most frequently used banknotes/bills come in denominations of ₩1,000, ₩5,000, ₩10,000, ₩50,000, and the coins include ₩1, ₩5, ₩10, ₩50, ₩100, ₩500. South Korea is a highly digitalized country where cashless and cardless payment options abound, as do ATMs. Despite this, cash still plays a vital role in South Korean society since indoor markets, street markets, taxis, and many individually-owned businesses are cash-based. While you can use your US credit or debit cards with ease throughout much of this fascinating East Asian nation, having plenty of cash on hand will prove helpful and even essential at times. Despite the fees, using Korean ATMs to withdraw money from your US bank account is usually a much better deal than exchanging USD for KRW at money exchanges. Before leaving on vacation, contact your US banks and credit card companies to notify them of your travel dates and destination. Otherwise, they may see the use of your cards abroad as suspicious activity and block them.

Foodies the world over flock to South Korea to enjoy mouthwatering food. With An abundance of lively food markets, cafes, food carts, restaurants and streetside restaurants (pojangmacha) to choose from, you’re never far from a delicious meal in South Korea. In addition, the country’s thriving street food culture also serves as a significant draw for tourists. With the five flavors–sweet, hot, sour, salt, and bitter–present in nearly every meal via ingredients such as soy sauce, rice vinegar, garlic, green onions, sesame oil and seeds and dried red chili, it’s hard for anyone to resist such a superb blend of tastes and ingredients. Korean food centers around noodle dishes, soups, stews and rice, all of which are prepared with a mix of meat, fish, seafood and vegetables. Every meal comes with small plates or side dishes (banchan), usually vegetables (occasionally eggs) prepared in various ways. Among these banchan, you will almost always find kimchi, the dish for which Korean cuisine is most famous. Kimchi is fermented vegetables, a traditional dish made with cabbage and spicy. However, not all types of kimchi are spicy. If you’re curious to learn more about the history and preparation of this traditional staple (and sample some!), visit the Museum Kimchikan in Seoul . For those looking for the quintessential Korean food experience, some must-try main dishes include bibimbap, kimbap, kimchi jjigae, kalguksu, bulgogi and haejangguk to name a few. Bibimbap is a dish of rice, vegetables and the famous gochujang, a fermented pepper paste that ranges from mild to extra spicy. Bibimbap typically comes with a fried egg with an option to add meat. Then, you mix it all together (as the Korean name implies) and enjoy. It’s usually served cold or hot (in a stone pot), the latter being more flavorful. Kimbap is often mistaken for sushi, but it is not. While it may look like sushi, it is rolled sesame-flavored rice with meat and fresh or pickled vegetables. Kimbap is a favorite lunch dish or on-the-go snack. South Korea is known for its hearty and delicious soups, and kimchi jjigae will not disappoint. Kimchi, tofu, “glass” noodles, vegetables and either tuna or pork simmered in a stone pot over a gas fire make for one of the most warming and comforting soups this country offers on a winter’s day. An excellent vegetarian version of this soup is doenjang jjigae. Kalguksu, knife-cut noodle soup, is one of the dishes that made Seoul’s Gwangjang Market famous. In addition to the noodles, other ingredients vary but often include assorted vegetables (cabbage is the most popular), meat and shellfish. It’s a filling yet light meal and an excellent choice for those who don’t like spicy food or simply need a break from it. Bulgogi, meaning “fire meat,” is a signature dish in Korean cuisine, particularly Korean bbq. In short, it’s beef marinated in a sweet and savory sauce and grilled. The typical cuts of beef used for bulgogi are sirloin, ribeye or tenderloin. Whether you enjoy it in a restaurant or at a pojangmacha, you’ll get a gas or charcoal grill and have the privilege of grilling it yourself. It always comes with banchan, rice and lettuce leaves to wrap the beef and rice. Last but never least is haejangguk, which translates as “hangover soup.” Since Koreans love their soju, a liquor made from rice and occasionally other grains, and beer, it’s no wonder haejangguk is a staple in Korean life. It’s made with a thick beef broth, dried napa cabbage, other vegetables and meat on the bone. Although the South Korean culinary world may seem meat-heavy, the country has an ancient vegetarian/vegan food tradition, known as chaesik (chay-shick), which is heavily associated with Buddhist temples. Plant-based diets have become trendy in recent years, particularly in Seoul and Busan, so you will not go hungry if that’s your preference! However, be aware that most kimchi is made with anchovies, so while it may appear vegan, it isn’t–unless you’re eating at a vegetarian or vegan restaurant. The yeogi-yo button is an aspect of many larger or busier Korean restaurants that foreigners love. The yeogi-yo button exists on every table and allows customers to call their servers within seconds with a simple press of the button. Yeogi literally means ‘here’ in Korean.

Getting Around

South Korea has superb public transport throughout, not just in Seoul and other major metropolitan areas. A vast network of buses and trains makes cities, towns and villages throughout the country accessible, even if you’re on a tight budget. Transportation is clean, safe, efficient and reliable. Buses traveling beyond city boundaries have scheduled rest stops so passengers can purchase drinks, meals or snacks and use the restroom. Getting around is also made easier by many signs that feature English translations. For example, you do not need to know any Korean to use it in Seoul. In addition to bilingual signs, all announcements are made in Korean and English. However, unless you speak Korean or read hangul, it’s best to steer clear of city buses as English is not often used in signage or for stops. In Seoul or other major cities, stop by any GS25, 7-11 or other convenience store and ask the cashier for a T-money card. It should only cost you US $ 2-3. You can use this card as your “ticket” for urban subway and bus networks in many other cities by topping this card up at kiosks in any subway station. Here is an excellent resource for English speakers to learn about the T-money card and where you can use it. Book your tickets in advance if you want to travel via the high-speed KTX train or on weekends or popular holidays. You can book all train tickets through the KORAIL website . You can purchase bus tickets at your nearest central bus station. If you’re traveling during the week, you should be able to buy bus tickets on the same day. Just be sure to get to the station early. You can also fly between major cities. But if you factor in travel time to and from the airport and the couple of hours early you need to be at the airport before departure, it’s generally not an effective use of your time compared with buses or trains. Of course, if you intend to go to Jeju Island, flying is more efficient, especially if you’re traveling from Seoul. For those seeking more adventure, catch a ferry to Jeju from Busan. As for renting a car, Jeju is the only place where doing so might be worthwhile since it is known as the Hawaii of Korea. Jeju has a bus system, but buses can be infrequent, giving you less flexibility. If you want to rent a car, you will need your US driver’s license and an International Driver’s Permit, which you can get back home from AAA . The good news is that South Koreans drive on the same side of the road we do in the US.

South Korea is often the top-spending nation when it comes to learning English. Even though many learn it to improve their career prospects or get into university, many people are pretty conversational in English, especially in Seoul and other big cities. Even though some people may be keen to practice their English skills, others may get performance anxiety and play ignorant. So if you need help finding a particular place or reading a Korean menu, don’t be afraid to keep asking until you find someone who can help you. People in their 20s and 30s are more likely to be conversant in English than older generations. While you can certainly get by with only English during your trip, learning a bit of Korean is a great way to show respect. It will also help you get around more smoothly whenever you’re in areas where English isn’t as widely spoken. The unfamiliar alphabet (hangul) can seem daunting, but don’t let it scare you off. Korean is a phonetic language. If you want to learn how to read Korean, you can do so within an hour or two. Plenty of online language learning programs can help you do so. However, here are some words and phrases to help you during your vacation in South Korea:

• hello – 안녕하세요 ( annyeong haseyo )
• goodbye – 안녕 ( annyeong )
• yes – 예 ( ye ) or 네 (ne) (pronounced nay )
• no – 아니요 ( aniyeo or ani )
• please – 주세요 ( juseyo )
• thank you – 감사합니다 ( kamsahamnida )
• excuse me – 저기요 (jeo-giyo)
• hospital – 병원 ( byeong-won )
• pharmacy – 약국 ( yag-guk )
• police station – 경찰서 ( gyeong chalseo )
• bank – 은행 ( eun-haeng )
• bathroom – 화장실  ( hwa-jang-sil)
• taxi – 택시 ( taek-si )
• here – 여기 ( yeo-gi )
• there – 거기 ( geo-gi )
• over there – 저기 ( jeo-gi )
• ticket – 표 ( pyo )
• ticketing machine – 발권기 ( bal-gwon-gi)
• bus – 버스 ( boe-su)
• bus stop – 버스 정류장 ( boe-su jeong-lyu-jang)
• *or say the name of the subway station you’re looking for + yeok
• airplane – 비행기 ( bi-haeng-gi)
• airport – 공항 ( gong-hang )

Local Customs & Etiquette

One thing that catches most Westerners off-guard when they visit South Korea is the physical nature of the people. Nudging people out of the way, bumping into people and not holding doors are commonplace, so don’t take it personally. None of this is considered rude in South Korea. Your personal bubble will cease to exist during your vacation here. Even though South Korea is a technologically-advanced country with a massive pop culture that has taken the world by storm, it is a conservative country. Regarding clothes, there are a few no-nos: anything showing your midriff, extra-short shorts, miniskirts, plunging necklines and tank tops. Additionally, if you plan to visit a temple, show respect by wearing shirts that cover your elbows and pants that cover your knees. You can usually get away with wearing shorts, but it’s a judgment call you’ll need to make for yourself. And always remove your shoes and hat before entering a temple. The same goes for Korean homes and traditional restaurants where you sit at low tables, using cushions instead of chairs. Keep in mind that it is considered rude to wear hats indoors at all, even in shops. Always use two hands whenever handing something to someone or receiving something–for example, cash. Doing so with only one hand is a sign of disrespect. While the younger generations may not take offense, those of older generations or a high social status may. This includes shaking hands. A major faux pas committed by foreigners in South Korea is to point a finger or to gesture with their palms facing upwards for someone to come towards them. Instead, always beckon someone the same way you would in the US but with your palm and fingers facing downward. Another thing you may notice is that Koreans refrain from using the number 4 when it comes to many things, including but not limited to numbering apartment buildings, floors in buildings and restaurant tables. This is because they use the Sino-Korean numbering system for certain things, and the Sino-Korean word for 4, sa, sounds similar to the word for death. And while you may never encounter this during your time in South Korea, avoid signing or writing your name in red (or anyone’s name, for that matter), as this is only done once someone dies. Unlike in the US, eating while walking is considered impolite. So whether they grab food from a vendor, a café or a convenience store, Koreans find a place to sit or stand near the inside edge of the sidewalks to get out of others’ way. And since public trash cans are not nearly as common as in the US, you are expected to carry your trash with you. South Koreans are welcoming and hospitable people who are proud of their country and love sharing it with others. Most people find South Koreans very affable whether it’s sharing food or drink with you or simply talking about their history. If you meet some friendly locals, ask them questions about their culture and recommendations for things to do and see. It’s a perfect way to show interest and appreciation for their country. Also, saying no when someone asks you to do something, whether it’s to join them for dinner or to go to a particular event, is considered rude. Social situations can get a bit sticky for foreigners in such a culture where the collective is more important than the individual and saving face is essential. So do your best to be polite and not flat-out refuse them if your travel plans or interests don’t align with the invitation. Lastly, there is quite an elaborate etiquette around eating and drinking in South Korea, of which everyone should be aware should you get invited to dine with locals (a high possibility if you’re the outgoing type!). Check out these handy guides: Korean table manners and Korean drinking culture and etiquette .

In South Korea, restrooms/bathrooms are most commonly referred to as toilets. Public toilets vary widely in their style and amenities. For example, in Seoul, many subway stations have bathrooms in which there are usually two types of stalls: one with squat toilets and one with Western toilets. Be aware that some bathrooms will not have toilet paper dispensers in individual stalls but outside the stalls when you first walk in. Others may have toilet paper in each stall, while others have none. It’s always wise to carry a couple of packets of tissues with you if you find yourself in the latter. All convenience stores, such as GS25, 7-11, eMart-24 and CU, sell them. In small restaurants or those in rural areas, expect only squat toilets.

Unlike in many countries, tipping in South Korea is not done. In fact, Koreans see tipping as rude. The culture demands excellent customer service and is part of any job, not something one delivers for an extra financial benefit (tipping). Providing outstanding service is seen as one of the many ways people can maintain collective harmony. So whether you’re in restaurants, taxis, hotels, or spas, do not tip. If you join any group hikes or participate in other outdoor sports and adventure activities and have a wonderful time, you can thank your guides in a few different ways. You can buy them a beer, a cup of coffee, or even lunch during your outing. They may refuse your offer at first but insist and pay anyway. They are simply being polite, even if they genuinely want to accept your offer. Another thing you could do is give them a small gift from the US as a token of your appreciation. If you think you will participate in anything involving a guide, consider packing a few such gifts in your luggage.

South Korea has one of the lowest petty theft and violent crime rates in the developed world, particularly when it comes to tourists. Nevertheless, exercising common sense and basic street smarts is still advised. One of many travelers’ biggest concerns is that North Korea might attack the South. However, a direct attack on the mainland has not occurred since the 1960s when North Korean commandos crossed the border and stormed the presidential palace in Seoul. To this day, the demilitarized zone (DMZ) remains in place. For your added safety, steer clear of any political protests, as they could turn violent.

US citizens are allowed to enter South Korea for 90 consecutive days. However, you will need a Korean Electronic Travel Authorization, also known as a K-ETA. You can apply through the government’s online portal and must do so at least 72 hours prior to your departure. Once approved, your K-ETA will be valid for up to 2 years. If you fail to use it within that time, you will need to apply for a new one.

What to pack for South Korea

Apart from Travel Insurance, we recommend you bring the following items for maximum health, safety, and enjoyment of your trip to South Korea.

A final note about travel insurance for the South Korea

I have spent dozens of hours researching travel insurance, including getting quotes and comparing coverage from all the most popular brands. Regardless of where you’re going I am confident that you will also find that WithFaye.com offers the best way to compare policies with the ideal combo of coverage and price.

I wish you and yours an incredible journey.

SwiftScore Ranking Methodology

• Average price for a 2-week vacation based on a 35-year-old California resident traveling to the South Korea with a $3,500 trip cost
• Coronavirus coverage
• Cancel for any reason (CFAR)
• AM Best rating of the underwriter
• Key policy details including cancellation, interruption, emergency medical evacuation, and baggage & personal effects
• Ease of sign up
• Policy language clarity
• User reviews

Top Travel Insurances For South Korea You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Although a small East Asian nation, South Korea has an outsized influence as a desination for tourists and expats. It's famous for its unique culture (including K-pop, Korean dramas, and the traditional tea ceremony) as well as its delicious food and safe cities. Although travelling to South Korea can be an accessible holiday destination for many people, out-the-pocket healthcare costs in the country tend to be expensive, so it's a very good idea to arrive there with travel insurance under your belt.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to South Korea and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

South Korea Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for South Korea:

Best Travel Insurances for South Korea

• 01. Do I need travel insurance for South Korea? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to South Korea scroll down

Heading to South Korea soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
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Is Travel Insurance Mandatory in South Korea?

No, there's currently no legal requirement to take out travel insurance for travel to or through South Korea.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Korea or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for South Korea:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to South Korea, no matter whether you're planning to follow hiking trails through the surreal Bukhansan National Park or soak in the history at Gyeongbokgung Palace.

VisitorsCoverage lets you choose between various plans tailored to meet the specific needs of your trip to South Korea, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies, and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for South Korea:

• Policy Names: Varies
• Medical Coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip Coverage: Excellent - but only available for US residents.
• Customer Support: FAQ, live chat and phone support
• Pricing Range: USD 25 to USD 150 /traveller /month
• Insurance Underwriter: Lloyd's, Petersen, and others
• Best For: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option for South Korea, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy Names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical Coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip Coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer Support: FAQ, live chat, phone support
• Pricing Range: USD 80 to USD 420 /traveller /month
• Insurance Underwriter: David Shield Insurance Company Ltd.
• Best For: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads in South Korea because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy Names: Nomad Insurance, Remote Health
• Medical Coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip Coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing Range: USD 45 to USD 160 /traveller /month
• Insurance Underwriter: Tokyo Marine HCC
• Best For: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to South Korea? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Korea

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for South Korea. However, we strongly encourage you to do so anyway, because the cost of healthcare in South Korea can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

Looking for Travel Insurance to Another Country?

See our recommendations for travel insurance to other countries worldwide:

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Health Insurance and Healthcare in South Korea Explained

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The healthcare system and health insurance in South Korea is of extremely high quality, and expats will receive excellent care during their stay in the country. The only problems expats may encounter are lengthy wait times, even in emergency situations. Unfortunately, even using private insurance will not make much of a difference in this regard.

If you are planning to relocate soon, or maybe you have recently moved, use this guide as an overview of the South Korean healthcare system. We go over everything you need from finding a doctor to the costs of giving birth. Expats will need to sign up for the National Health Insurance scheme within their first six months of living in the country. This is especially important for expats with asthma or frequent respiratory problems as Korea’s air pollution can greatly affect the lungs.

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How Healthcare Works in South Korea

South Korea’s public healthcare system is referred to as National Health Insurance (NHI). It is of extremely high quality and all residents living in Korea for a period longer than six months are required to register. When using the healthcare system in urban areas, it is common to find English speaking doctors and staff members. However, unless you have an advanced knowledge of the Korean language, you may need a native speaker to help you navigate the NHI website as it is largely in Korean, with few translations available.

South Korea Health and Healthcare Facts

There are many pros and cons to the South Korean healthcare system. Below is a quick look at what foreigners can expect in regard to their health and healthcare in the peninsular country.

• Life expectancy in the country has been increasing over the years. Recently, the life expectancy age has increased to nearly 90.
• South Korea is the leading country for skin disease treatments.
• As with many countries in Asia, air pollution is a significant problem in Korea. Expats with asthma or upper respiratory conditions should register with the national health scheme immediately upon arrival in the country, so that they can be prepared should the pollution cause any problems. Likewise, it is advisable that all expats invest in medical masks, either the standard paper ones or ones that come with air filtering functions.
• One con of the South Korean health system is the disparity between medical services in urban versus rural areas. Private facilities are largely found in urban areas, as are nearly 90% of the country’s physicians. Around 80% of the country’s population lives in or near the cities, but this still leaves those in the countryside without the same topnotch access to healthcare that is standard throughout the country.
• Another con is that the country’s healthcare system is more focused on treatment rather than prevention. South Korea’s medical treatment practices are effective, but they do not save patients from long-term health effects and spending.

The South Korean Healthcare System Explained

How does healthcare work in South Korea? Healthcare in South Korea is universal and funded through a combination of government subsidies, outside contributions, and tobacco surcharges. Hospitals and clinics are modern and efficient, and expats will find a variety of both Western and Eastern treatment options.

In the past, foreign residents were not required to register for South Korea’s National Health Insurance (NHI) plan, but after too many instances of foreigners using the healthcare system and then forgoing payment, the government now mandates that everyone in South Korea must register with the NHI after six months of living in the country.

With the National Health Insurance scheme, residents have the freedom to choose their own healthcare provider and facility. If your employer signs you up for insurance, but then dictates which hospital/healthcare provider you must use, you should double check whether they have registered you with the NHI or a private provider.

Should I go to a Hospital or Clinic?

While there are both hospitals and clinics available throughout South Korea, it is common to seek treatment at a hospital even if you just have a cold or flu. After you are seen by a doctor, you will be sent to a nearby pharmacy to pick up your prescription. Unlike some Asian countries, prescriptions are not sold in Korean hospitals. Hospitals will typically see non-emergency cases between 9:00-18:00 or 8:00-20:00. It is best to book an appointment ahead of time, which you can typically do online through the hospital’s website.

How To Sign-Up for Public Healthcare in South Korea

If you are moving to South Korea for work, your employer is required by law to provide you with health insurance. Employers will pay half of their employees’ monthly premiums.

As a foreigner, you can only sign up for the National Health Insurance plan once you have received your Alien Registration Card (ARC). As this can usually take a month or more, expats who need medical services immediately upon arrival in the country should bare this in mind and make plans accordingly.

If you are not moving to South Korea for work, or if your South Korean company employs less than five foreign workers (the legal requirement to be legally obligated to provide health insurance), then you must register yourself. You will do this by taking your ARC, passport, application form, and certificate of enrollment to your nearest Immigration office.

The monthly amount you pay for health insurance will be dependent on your salary. In general, you can expect about 30% of your gross monthly salary to go towards health insurance costs.

What does the Public Healthcare Cover?

Korean public healthcare covers between 50-80% of medical costs depending on the individual’s needs and the treatment they receive. This includes the costs for medical checkups, general procedures, accident coverage, and prescription medication. The NHI also covers expenses should an employee be hurt on the job or in the case of unemployment as well.

If you are traveling outside of Korea and wish to have medical coverage, you will need to buy travel insurance or sign up for a private healthcare plan. People who need frequent medical care or treatment for severe/chronic illnesses will also want to look into private healthcare as this may be more cost effective in the long run.

South Korea Healthcare Costs

Does South Korea have free public healthcare? No, it does not. Every resident in the country, whether you are a foreigner or a Korean national, must pay to use the public healthcare system. Wondering if South Korean healthcare is expensive? Luckily, it is not this either.

The public healthcare in South Korea is not free, but it is reasonable. On average, residents only need to cover 20% of their medical treatments, which is typically just the copay or the service fee. If you are employed, 5% of your income will go towards the NHI. The amount self-employed expats pay is based on their income.

On average, most monthly healthcare costs average around 120,000 KRW (100 USD) per month.

An Overview of Private Health Insurance

Do you need private health insurance in South Korea? The answer depends on your needs. For expats who are of generally good health and only in need of periodic healthcare treatment, knowing how private health insurance works is not necessary. For expats with more severe, chronic illnesses, private health insurance may be the best option.

South Korean Private Health Insurance

All foreign residents are required to register with the National Health Insurance (NHI) after six months of living in Korea. If you only need healthcare for common illnesses, day-to-day procedures, and emergency situations, then using this will be more than enough. When it comes to comparing private and public health insurance in South Korea, the quality of care does not differ greatly. However, what differs is the cost.

Why Use Private Insurance in South Korea?

As stated earlier, foreigners with chronic illnesses, special medical needs, or serious diseases will benefit the most from private insurance in South Korea. While the quality of the medical treatment these expats will receive will remain the same, using private insurance may be more effective and cost-efficient. Private insurance will not reduce the cost of medical procedures, but it will subsidize the typically 20-50% out of pocket payment that is required when residents only use the NHI.

Because companies are legally obligated to provide insurance if they employ more than five people, many South Korean companies enroll their foreign employees in limited private insurance plans. This suffices the company’s legal obligation, and they therefore do not have to sign the employee up for the NHI. However, these plans will usually only cover expenses in the case of an accident. Thus, expats with simple, common medical needs will find themselves under-insured. When starting a new job in South Korea, be sure to check your company’s health insurance policy thoroughly. If you find you are only covered in case of an accident, you will want to sign into the national health plan.

Health Insurance Coverage

With private providers, the type of health insurance plan you get depends on your individual needs. Depending on your provider, you can insure yourself for accidents only or get more extensive coverage for chronic/long-term illnesses. These should help you offset the cost when compared to just using the public insurance alone. Certain procedures and illnesses may also not be included in some plans, so you should read through the choices thoroughly before making a decision.

To apply for private insurance, you will need the same documents as applying for the public health insurance:

• Alien Residence Card;
• employment contract.

If your visa is sponsored by family members in Korea, you will need to bring an official certificate that verifies that relationship.

Average Cost of Health Insurance South Korea

Buying into a private insurance scheme in Korea costs about as much as the public health insurance scheme (114,000 KRW/100 USD). However, keep in mind that you will need to pay into both health insurance schemes.

Best private and public hospitals

How to find a doctor or dentist.

As a new resident in South Korea, one of the first things you will want to know is how to find a doctor or a dentist. For expats with upper respiratory problems this is especially important as the Asian country’s air pollution has the potential to create medical complications or frequent illnesses.

Finding a Doctor in South Korea

Wondering how to find a family doctor or a specialist in South Korea? You may be surprised that many Koreans simply go to the hospital for their illnesses. In some countries, such as the US, hospitals are only for emergency purposes. However, in Korea it is common to go to a hospital for something as minor as a cold or a sprained ankle.

One of the best ways to find a doctor in South Korea is to look online. As mentioned throughout this guide, Korea is an incredibly technologically advanced society with a high reliance on online resources for many everyday needs.

This includes finding (and booking an appointment with) medical professionals. Nearly every hospital and clinic will have its own website where you can search through a database of doctors. These databases will typically let you sort by specialty or the particular type of care or exam you are looking for.

What if I Need a Doctor Who Speaks English?

It is easy to find doctors who speak English in Korea. Most hospitals and clinics will have at least one (if not more) doctors on staff who speak English. Some medical professionals will even list their language capabilities in their online profiles. It is also possible to find international hospitals and clinics, where the majority of staff members, including receptionists, should speak English.

Finding a Dentist in South Korea 

Learning how to find a dentist in South Korea is about the same as finding any other type of doctor. Your best bet is to look online. Like all medical professionals, dentists in Korea are highly-skilled and it is even easy to find ones who have been trained overseas if you wish. If you move to Korea for work, it is also worth asking your colleagues or HR department for recommendations.

Average Wait Time to See a Doctor in South Korea

One drawback of the Korean medical system is the wait time to see a doctor. Even in emergency situations, patients find themselves often waiting hours to be seen by a medical professional. For non-emergencies, you can expect to wait 24 hours or even multiple days.

A Note About Seeing Doctors

Doctors in South Korea are highly-respected. This means they are not used to being questioned often by patients. Seeking a second opinion may also be deemed as extremely rude. If you feel you are not receiving the treatment that is right for you, or if you want a doctor who is more willing to answer your medical questions, consider looking around for a doctor that is accustomed to working with expats. It is often common for doctors to overprescribe medication as many are compensated for the medicine that they promote.

Despite these cons to the South Korean medical system, the country as a whole still has supreme medical care and highly-qualified doctors. Expats moving to Korea should just be aware that this is a cultural difference you are likely to encounter.

Giving Birth in South Korea

Giving birth as a non-resident in South Korea is as easy and straightforward as if you were a native-born citizen. Expectant mothers will find a great deal of services available to them through every step of their pregnancy: from the time they learn they are pregnant all the way until after the baby is born.

What to Expect When Giving Birth in South Korea

In the past, Korean society dictated very specific beliefs and customs in regard to pregnancy (for example: women could not eat duck for fear that the baby would be born with webbed feet). While many of these traditions are no longer practiced, some have remained to modern times. For example, it is frowned upon to make noise during the actual delivery process. Some expats have even reported being shushed by their delivery doctor.

Dulas, midwives, and birthing pools are all available in Korea. Women can give birth either at a hospital or in a birthing center.

C-sections are very common in South Korea. Do not be surprised if your doctor suggests this right away. Enemas and episiotomies are also common right before delivery. If you do not want these, be sure to make this clear before your due date.

The Cost of Having a Baby in South Korea

If you live in Korea for more than six months, you will need to register for the National Health Insurance (NHI) scheme. If you move to Korea and give birth before this time, you should go ahead and register for the NHI as it will help with pre- and post-natal costs, as well as the delivery. Giving birth in South Korea without health insurance is possible, but it will be costly.

If using the NHI, the general cost for having a baby in South Korea is as follows:

• Pre-natal tests and treatments: 30—80,000 KRW (25—70 USD)
• Vaginal delivery: 7,100,000 KRW (6,000 USD)
• C-section delivery: 11,000,000 KRW (9,250 USD)

The NHI does allow for women to give birth at a maternity clinic if they prefer, although this will be the more expensive option at around 500—800,000 KRW (420—670 USD).

Benefits of Giving Birth in South Korea

A large benefit of having a baby in South Korea as a foreigner is the supreme level of care you will receive. Korean hospitals and birthing centers are well-equipped with advanced medical technology.

Can You Give Birth in South Korea for Citizenship?

Unfortunately, it is not possible to give birth in South Korea for citizenship. Even if you are giving birth as a permanent resident in South Korea, your child will be given the same citizenship as you. The only way your child will be given Korean citizenship is if one of the parents is a citizen.

When you give birth in South Korea as an expat, you must register the birth with the local authorities. This means you will need to go to the local city office of your residence and apply for an ARC on behalf of your child.

See all upcoming events for expats in South Korea

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• Passports, travel and living abroad
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• Foreign travel advice

South Korea

Before you travel check that:

• your destination can provide the healthcare you may need
• you have appropriate travel insurance for local treatment or unexpected medical evacuation

This is particularly important if you have a health condition or are pregnant.

Emergency medical number

Call 119 and ask for an ambulance.

Contact your insurance company promptly if you’re referred to a medical facility for treatment.

Vaccinations and health risks

At least 8 weeks before your trip check:

• the latest information on vaccinations and health risks in TravelHealthPro’s South Korea guide
• where to get vaccines and whether you have to pay on the NHS travel vaccinations page

Tick bites, and tick-borne encephalitis, are a risk throughout South Korea. Read more about  avoiding tick and insect bites on TravelHealthPro .

Air pollution, including yellow dust pollution, is common, especially during spring months. Follow local media reporting and check the Korean Meteorological Administration website. On days when concentrations are high, most residents will stay indoors or use face masks outside. It’s also important to drink plenty of water.

The legal status and regulation of some medicines prescribed or bought in the UK can be different in other countries.

South Korean customs authorities allow you to bring small amounts of medication for your personal use, if it is kept in carry-on baggage. Take an English language prescription from your doctor at home for both your prescription drugs and non-prescription medicines. Consult the website of the South Korean Ministry of Food and Drug Safety before you travel to South Korea.

Read best practice when travelling with medicines on TravelHealthPro .

The NHS has information on whether you can take your medicine abroad .

Healthcare facilities in South Korea

Medical and dental care in South Korea is usually of a good standard, but can be expensive. Staff may not speak English. Make sure you have adequate travel health insurance and accessible funds to cover the cost of any medical treatment abroad and repatriation.

If you need to stay in a South Korean hospital, particularly if your condition is severe, the hospital may ask you to bring a guardian or ‘bohoja’ to assist you with basic care needs such as trips to the bathroom, washing and exercise. It is possible to find agencies who will provide a caregiver or ‘ganbyungin’ for a fee, but these caregivers generally do not speak English. If you know that you may need to enter a Korean hospital, you should try to organise a guardian such as a friend or relative in advance.

FCDO has a list of English-speaking doctors in South Korea . 

There is also guidance on healthcare if you’re living in South Korea .

Medical tourism

If you are travelling to South Korea for elective treatment, such as cosmetic surgery or a dental procedure, consider that no medical procedure is risk-free. Make sure that your travel health insurance covers complications that may arise and repatriation to the UK if required.

COVID-19 healthcare in South Korea

If you think you might have COVID-19 while in South Korea, contact the Korea Disease Control and Prevention Agency on 1339 (support is available in English).

You can buy antigen tests at pharmacies or get a PCR test for a fee at most hospitals .

Travel and mental health

Read FCDO guidance on travel and mental health . There is also mental health guidance on TravelHealthPro .

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• Global travel destinations

Travel insurance Korea, International travel insurance for South Koreans

Compare and buy travel insurance, korea healthcare for tourists, travel health insurance for korea.

Schengen Visa Insurance

Insurance plans satisfying Schengen visa requirements

US Expatriates Insurance

Korea Visitors Insurance

USA Visitors Insurance

What does visitor travel insurance cover.

Holidaying in Korea and the need for Travel insurance to Korea

There are many US tourists who visit South Korea. This has been made convenient thanks to many flight options and some excellent deals especially by Korean Air from New York and Los Angeles .

Being a tourist in South Korea is an unique rewarding experience. To start with, Korea is one of the most densely populated countries in the world. It will be hard for you to get away from the crowds especially in Seoul which has over 25 million residents. This density creates its own unique urban culture with Korea being at the forefront of contemporary art, music, dance and popular culture.

The increased popularity of Korean culture, which is often referred to as the "Korean Wave", in nearby countries has increased tourism. Korea also has a rich culinary tradition with spicy Kimchi being ubiquitous. South Korea is also unique in its tech savvy culture and boasts of the world's fastest internet.

While Seoul remains the largest tourist attraction, other attractions include Seorak-san national park, the historic city of Gyeongju and the subtropical Jeju Island. Vacationing in South Korea is an unique experience however US and international tourists should buy good international travel insurance while visiting South Korea. International travel involves possible health risks and US residents should be aware that their domestic US health insurance plans including Medicare offers very little coverage outside the US borders in Asia.

International tourists should realise that vacations outside one's country always has some risk and it is necessary to buy proper travel health insurance. The appropriate travel insurance makes all the difference in the event of an accident or sickness. At American Visitor Insurance , we work with reputed US insurance companies to provide a wide gamut of international travel health insurance in South Korea. International tourists can review different travel insurance for South Korea to make an informed decision. Compare South Korea travel insurance plans to buy the best travel policy for your needs.

Korea Travel insurance plans for older US travelers with Medicare coverage

US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA.

Travelling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive.

Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.

Globehopper travel insurance for older US travelers visiting Korea

US citizens should realise that Medicare and its supplements provide very little coverage outside US borders. There is a travel health insurance plan specifically designed for older American travelers.

Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior as an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older.

The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip.

The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation

Travel insurance visa letter as required for travel to Korea

All the travel insurance plans that are available from our compare engine provide a VISA LETTER which is the official document that you must show to be allowed to board the plane to go to Korea (and upon arrival).

While it is enough to have it available on your phone, a hard copy can be a good back up if you can arrange it. Access to the Korea travel insurance visa letter varies depending on the exact company you purchase from. Regardless, if you have any issues with getting the required Korea visa letter document, please call us as soon as possible so we can assist you!

Travel insurance for visiting Korea

Select the type of travel health insurance for visiting korea ...,  travel insurance with quarantine coverage, travel insurance for quarantine coverage.

• Travel insurance for US Citizens and US Residents traveling outside USA
• Provides minimum coverage of $3,000 for potential or extended quarantine lodging expenses due to Covid19.
• Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
• Covid-19 is covered as any other sickness
• Safe Travels Voyager plan's trip delay benefit can be upgraded.
• The base benefit is $3,000 (which is $250 per day). Traveler’s can choose $4000 ($300 per day) or $7000 ($500 per day).
• Travel insurance for American citizens and US Residents traveling outside USA
• Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
• Covid-19 is covered as any other sickness.
• Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
• Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day)
• Travel insurance for Non US Citizens and Non US Residents traveling outside their home country
• Travel insurance for US Citizens and US Residents
• Provides minimum coverage of $1,000 for potential or extended quarantine lodging expenses due to Covid19.
• Covid19 medical expenses are covered and treated the same as any other sickness
• Offers coverage of $50,000 for emergency medical expenses
• Offers comprehensive trip cancellation coverage
• Travel medical insurance coverage outside USA
• Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
• Coverage must be bought for a minimum of 30 days. Proof of quarantine mandated by physician needed.
• Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.

• Travel insurance for US Citizens and US Residents traveling outside US
• Trip cancellation up to $50,000
• Trip interruption up to 200% of trip cost
• $500,000 medical for sickness and injury/$1,000,000 medical transportation
• Include $2000 in travel delay benefits for quarantine/lodging.

Covid Quarantine insurance for US citizens

Despite the removal of the Covid-19 restrictions both in the US and around the globe, it is prudent for US citizens to purchase international travel insurance which will make the whole trip worry free and provide good protection for any medical or travel related expenses in case of unexpected situations.

US travelers can either buy US Covid quarantine coverage trip insurance (includes coverage for cost of the trip), or Covid quarantine travel health insurance (insures only the health of the traveler and is cheaper than trip insurance).

 Travel medical insurance to emergency medical expenses

Best travel insurance, best international travel insurance for us citizens.

• Travel medical insurance for US Citizens and US Residents traveling outside USA
• Available up to 180 days
• Offers emergency sickness coverage up to $500,000
• Covid-19 covered as any other sickness
• Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
• Deductible options from $0 to $2,500
• Policy Maximum from $50,000 to $2,000,000
• Renewable upto 24 continuous months
• Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
• Patriot Platinum Insurance is best suited for travelers expecting first-class medical coverage; vacationing families; individuals up to $8 million.
• Deductible options from $0 to $25,000
• Policy Maximum from $1,000,000 to $8,000,000
• USA travel medical insurance coverage outside USA for US citizens
• Available up to 365 days
• Offers maximum coverage up to $2,000,000
• Offers insurance coverage for Covid expenses
• US travel health insurance for US citizens outside USA
• Available from 5 days to 364 days
• Offers maximum coverage up to $5,000,000
• Travel Medical Choice insurance offers coverage for expenses related to COVID-19
• Short term fixed benefit cheap travel insurance USA for US citizens outside USA
• Plan maximum options available up to $130,000 for medical expenses
• Offers coverage outside the US
• Deductible options from $0 to $1,000
• Policy Maximum from $50,000 to $150,000
• Offers emergency medical evacuation coverage up to $500,000
• Offers coverage for travelling outside your home country
• It includes coverage for Covid-19 is covered as any other illness under the medical expense maximum.
• Testing for Covid-19 will only be covered if deemed medically necessary by a physician. The antibody test and prescreening test are not covered, as they are not medically necessary. Maximum age for plan eligibility is 64.

 Expatriate heath insurance for living outside home country

Best expat insurance, best expatriate insurance, expat insurance plans.

• Ideal for US expatriates and for those global citizens living and working outside their home country.
• Xplorer Premier Insurance provides unlimited annual and lifetime medical maximum.
• It covers pre-existing conditions with creditable coverage

 Trip cancellation insurance for trip investment expenses

Best trip cancellation insurance, best trip protection insurance, best trip cancellation insurance.

• Trip Cancellation: Up to 100% of insured trip cost
• US Residents on domestic and worldwide trips
• Travel SE Covid Quarantine Benefit : Travel SE plan offers Coverage for accommodations due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
• Travel LX Covid Quarantine Benefit : Travel LX plan offers Coverage for accommodations due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
• Inexpensive coverage for trip cancellation & interruption
• Travel Lite Covid Quarantine Benefit : Travel Lite plan offers Coverage for accommodations due to a covered Trip Delay $500/$125 per person per day is included in the basic coverage.
• Trip Cancellation: Up to 100% of Trip Cost Insured
• Up to 100% of Trip Cost Insured
• It covers Trip Cancellation coverage from $150 to $10,000.
• Trip Cancellation: Trip Cost: Up to a Maximum of $30,000.
• Maximum Trip Length 90 Days
• Offered by Trawick International and is highly rated.
• You can add a "Cancel for Any Reason" waiver onto the plan.
• It can cover trips up to 90 days long.
• Cancellation of policy must be purchased within 10 days of the initial trip deposit date.
• Trip Cancellation: Basic - $15,000 Max
• Trip Cancellation: Plus - $100,000 Max
• Trip Cancellation: Elite - $100,000 Max
• Trip Cancellation: 100% of trip cost up to $30,000
• Provides coverage for U.S. residents travelling outside their home country
• Trip Cancellation: 100% of trip cost up to $100,000

 Trip cancellation insurance for Cancel for any reason

Cancel for any reason trip cancellation insurance, cancel for any reason plans.

• Cancel For Any Reason: 75% of non-refundable trip cost
• Trip Cancellation: Tour cost to a maximum of $100,000
• Cancel for Any Reason: Up to 75% of trip cost insured
• Trip Cancellation: Up to 100% of Trip Cost
• Cancel for Any Reason: 75% of non-refundable trip cost
• Trip Cancellation: Up to a Maximum of $50,000. ($30,000 for travellers above 80 years)
• Cancellation for Any Reason: 75% of the Insured Trip Cost within 21 days of trip deposit - some restrictions apply. Not available in NY or WA.

 US seniors traveler insurance, Medicare supplement international travel insurance

Usa senior citizen travel insurance, us seniors travel insurance, travel insurance for older us travelers.

• The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for single trips with coverage from 5 days to 365 days
• The GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip
• It is an affordable international travel health insurance for US citizens.
• It offers coverage for medical and evacuation expenses for short trips.
• It is available up to 12 months
• It is an renewable long term international travel health insurance for US citizens.
• It offers coverage for medical and evacuation expenses.
• It is available up to 12 months.

 Annual travel insurance, Yearly travel insurance

Best annual travel insurance, best yearly travel insurance, annual travel plans.

• Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year.
• Covers non US Citizens travelling multiple times annually outside their home country
• Trekker Essential Insurance offers maximum coverage of $50,000 for sickness and accidents.
• Available for both US and Non US citizens up to 75 years
• Maximum trip length is 30 or 45 days per trip
• Available for US residents only up to age 81 years
• Maximum trip length is 30 days per trip
• Voyager Annual (offered by USI Travel Insure) covers US citizens in and out of the US at least 100 miles away from home.
• It does not cover trip cancellation but can be used for 90 days at a time within a year and is great for frequent travelers.
• Take an unlimited number of Covered Trips during the 364 day Policy period
• Covers domestic and international trips - up to 90 days each
• Offers two plan levels namely Silver and Gold offer options for different needs and budgets
• Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment.
• The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation

Review and compare the best Annual insurance.

Types of US travel insurance

Single trip travel insurance.

Compare and Buy Best US Single trip travel Insurance for travel within the US and overseas

Single Trip vs MultiTrip Travel Insurance

Compare Single trip vs multi trip insurance plans offered by US insurers.

South Korea travel insurance - FAQ's

Is covid travel insurance mandatory for south korea.

South Korea Covid travel insurance requirements

Travel insurance for South Korea is recommended given the covid pandemic. This has made international travel to South Korea challenging raising uncertainties in the travel with increased chances of sickness and possible trip delays and trip cancellation. Covid travel insurance for South Korea will assure adequate travel insurance coverage for medical expenses of the traveler and even the non-refundable trip expenses depending on the travel insurance plan purchased.

Following are the South Korea travel insurance plans satisfying Travel insurance to South Korea requirements.

For US Travelers

• Safe Travels Outbound insurance: by Trawick International is available for US citizens with Covid coverage.
• Travel SE Covid Quarantine insurance: Travel SE plan is a primary travel insurance that covers Covid quarantine hotels due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
• Travel LX Covid Quarantine insurance: Travel LX plan offers primary travel insurance coverage for Covid quarantine hotels due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
• Safe Travels Voyager Insurance: offers quarantine travel insurance coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
• Safe Travels Explorer Insurance: offers Coverage for covid quarantine accommodations due to a covered Trip Delay $2,000/$150 per person per day (12 hours or more).
• Trip Protector Insurance: Offers travel insurance with quarantine coverage for accommodations due to a covered Trip Delay up to a maximum - $2,000 ($200 /day )(6 hours).

For NON US Travelers

• Safe Travels International insurance by Trawick International works well for Non-US citizens and covers Covid19 illness.
• Atlas international insurance from WorldTrips will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.
• Patriot International insurance from International Medical Group (IMG) will cover medical expenses resulting from COVID-19 as any other sickness.

Does South Korea travel insurance cover covid19 illness?

There are some USA Covid travel insurance plans available for travel to Korea that cover covid19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These Covid19 South Korea travel insurance plans are available for visitors from Korea to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

What is the best South Korea travel insurance?

This is a great question and American Visitor Insurance strives to answer this question for our visitors. Given the unique needs of different travelers there is not one policy that is always best travel insurance for South Korea for everyone in their situation. If you are a traveler with concerns about a pre-existing medical condition that cause an emergency, then you will be looking at different plans than someone without a life-threatening pre-existing condition.

We endeavor to give our clients as much information as possible so they can find the best South Korea travel insurance plan. If you want some more guidance, our licensed agents are here to help you with your choice!

How do I file a travel insurance Korea claim?

The claim can be filed by submitting the scanned copy of the hospital bill and receipts to the insurance company over the email along with the completed claim form. The customer gets the money reimbursed from the insurance company after they receive the bill.

If the hospital provider and insurance company agree for the direct billing, then the doctor's provider can directly send the bill to the insurance company and they can pay the money directly to the doctor. More details

How much does South Korea travel insurance cost?

The cost for the travel health insurance for South Korea varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of South Korea travel insurance required, the greater will be the cost.

Our travel insurance for South Korea trip quote facility lists the best travel medical insurance for South Korea based on price and benefit details.

Find the best South Korea travel insurance for Covid-19 coverage

Healthcare has evolved as the most vital aspect in the present situation of Covid-19 pandemic where having an effective coverage for coronavirus is essential for all international travelers. At American Visitor Insurance, we aim to provide travelers with the most suitable Covid travel insurance plan to ease the financial risks of international travel with insurance comparison tool .

Based on the traveler’s requirement and with information of the traveler like travelers age, duration of travel, the maximum coverage required, deductible and the need of coverage our comparison function will show the available travel insurance plans. The search can be then tapered down to the most specific plans as per your requirements with the coverage for Covid illness which are competitive and affordable plans.

These are the US insurance providers offering US travel medical insurance for Korea with medical coverage for Covid19.

• Safe Travels Outbound insurance by Trawick International is available for US citizens traveling to Korea with Covid coverage.
• Safe Travels International insurance by Trawick International works well for Non-US citizens visiting Korea with Corona coverage
• Travel Medical Plus Insurance by Seven Corners offers coverage for Covid illness while in Korea
• Diplomat Long term Insurance by Global Underwriters offers coverage for covid-19 as a new sickness. Diplomat Long Term must be bought for a minimum of 3 months and is available for longer durations. This plan is available with coverages from $500,000 to $1 million.
• Atlas International Insurance by WorldTrips offers coverage for covid-19 as a new sickness.
• Patriot International Insurance and Patriot Platinum insurance from International Medical Group (IMG) offers coverage for Covid19 as any other Illness or Injury.
• WorldMed insurance (coverage outside USA) from Travel Insurance Services offers coverage for Covid19 as any other sickness. Patriot International Insurance

US Travel insurance for Koreans Travelers

US Travel medical insurance for travelers from Korea

Travel insurance for international tourists visiting Korea

Trip cancellation insurance.

Trip cancellation insurance insure trip cancellation related emergencies while in Korea....

Travel medical insurance

Travel medical insurance for Korea to cover accident and medical expenses...

Annual travel insurance

Annual travel insurance for frequent travelers to and from Korea...

Group Travel insurance

Group travel insurance for Korea for five or more travelers on same itinerary....

Popular tourist destinations in South Korea

Busan is an interesting amalgamation of skyscrapers, majestic mountains, beautiful beaches and magnificent Buddhist temples.

Hwaseong Fortress

Kumbhalgarh is an ancient hill fort situated at Kumbhalgarh in Rajsamand district of Rajasthan.

Seoraksan National Park

It is a great place to hike myriad trails including the formidable Ulsan Rock or simply enjoy the gondola ride up the mountain for some spectacular views.

Andong Hahoe Folk Village

Literally meaning 'the village enveloped by water' this charming traditional Korean village located in Andong is a UNESCO World Heritage site.

South Korea - General information  

South korea - general information.

Seoul, Busan, Jeju city, Incheon, Gyeongju, Daegu, Sokcho, Seogwipo, Suwon, Gapyeong County, Haeundae District, Tongyeong.

Around 51 million

Sep to Nov, Mar to May

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

International travel Insurance for Korean residents

Select the best health insurance for visitors to usa..., covid travel health insurance for usa, coronavirus health insurance for foreigners in usa.

Most countries have opened their borders now for international tourism. Unfortunately, even years after the pandemic started in China, Covid is again making a comeback with new immune-evasive variants.

The Covid situation is made even more complicated with influenza and the respiratory syncytial virus (RSV) which is also spreading across the globe. Though there is a risk with the new variants, authorities have relaxed their strict controls thanks to improved vaccination coverage.

However, while Covid appears to be less virulent and no longer as dangerous thanks to a large percentage of the population having vaccinations and booster shots, Covid

Budget travel insurance with covid19 coverage for visiting USA

Trawick international travel insurance.

Trawick International offers visitor medical insurance for coronavirus with their Safe Travels USA Insurance . The Safe Travels USA Comprehensive plan is ideal for travelers with pre-existing medical conditions even for travelers older than 70 years. You can compare Safe Travels USA Covid19 travel insurance plans and buy it online to get coverage as early as the following day. After buying the Trawick travel insurance, travelers can download a visa letter which indicates that Safe travels USA visitors insurance covers covid19 illness.

• Safe Travels USA
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• Safe Travels USA comprehensive
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• Safe Travels Elite
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Seven Corners visitors medical insurance

International medical group (img) coronavirus insurance.

International Medical Group (IMG) travel insurance offers coronavirus insurance for USA. IMG's Patriot America Plus , Patriot Platinum insurance , Visitors Protect insurance and Visitors Care insurance plans cover COVID-19 like any other illness. The Patriot America Plus Insurance and Patriot America Platinum insurance include COVID coverage up to the policy maximum.

• Patriot America Plus insurance
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• Visitors Protect insurance
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• Visitors Care insurance
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• Patriot America Platinum insurance
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INF travel insurance

INF travel insurance offers coverage for coronavirus as any other new sickness. It is available for Non-US citizens or residents travelling to the US. INF Premier and INF Elite plans covers pre-existing complications from COVID-19.

• INF Premier insurance
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• INF Elite insurance
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• INF Elite 90 insurance
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• INF Elite Plus insurance
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• INF Traveler USA 90 insurance
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• INF Standard insurance
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• INF Traveler USA insurance
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Global Underwriters US visitor insurance

Diplomat America visitors insurance by Global Underwriters offers coverage for covid-19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. Diplomat Long term Covid19 medical insurance must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses. You can compare Diplomat insurance for visitors to USA.

• Diplomat America
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• Diplomat LongTerm
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WorldTrips insurance

Atlas travel insurance coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

• Atlas America
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• Atlas Premium
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• Atlas Essential
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• Atlas Multitrip
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Travel Insurance Services travel insurance

• If you are traveling to the US : Visit USA coronavirus insurance offers coverage for COVID-19 as a covered medical expense.
• Compare and Buy Visit USA insurance

Best health insurance for visitors to USA, Best travel insurance for USA

• Patriot America Plus Covid insurance offers coverage for coronavirus illness.
• Covers acute onset of pre-existing conditions till maximum limit (up to 70 years).
• Available for US citizens visiting USA
• Visitors Protect Covid insurance offers coverage for coronavirus illness.
• This plan covers pre existing conditions for age 69 and below up to $25,000 and for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
• Atlas America Covid insurance offers coverage for coronavirus illness.
• Covers acute onset of pre-existing conditions till maximum limit (up to 79 years).
• Diplomat America Covid insurance offers coverage for coronavirus sickness
• Covers acute onset of pre-existing conditions up to policy maximum for age up to 69 years.
• It offers coverage for visitors up to 89 years.
• Covers Covid insurance offers coverage for coronavirus sickness
• Covers treatment of acute onset of pre-existing conditions (up to 79 years)
• INF Elite Covid19 insurance offers coverage for coronavirus.
• Treats Coronavirus/covid19 as a new sickness & covered by the plan
• Best comprehensive plan that covers all pre-existing conditions up to 99 years.
• Comprehensive plan with full pre existing condition coverage which is unique.
• Covers 90% of eligible medical expenses.
• There is a minimum purchase of 90 days required to buy this plan
• Covers Preventive & maintenance care and coverage for full body physicals.
• Coverage for TDAP, Flu, etc Vaccines
• INF Traveler USA 90 covers 90% of elgibile medical expenses
• Minimum purchase of 30 days is required for this plan.
• This is a comprehensive plan too but does not cover pre existing condition
• INF Traveler USA Covid insurance offers coverage for coronavirus illness.
• This plan is available for Non-US Citizens. Anyone visiting USA, Canada and Mexico can enroll in this plan.
• Optional pre-existing conditions rider offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age.
• Plan can be renewed up to 2 year.
• It offers coverage for acute onset of pre-existing conditions up to 70 years.
• Plan can be renewed up to 364 days.
• Safe Travels Elite Covid insurance covers coronavirus illness.
• Covers acute onset of pre-existing conditions up to 89 years.
• This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date
• INF Premier Covid insurance covers coronavirus illness.
• Covers all pre-existing conditions, this means doctors, appointments, blood tests & labs, specialist care, urgent care visits, & hospital stays are all covered for pre-existing conditions.
• Renewable up to 364 days
• INF Standard Covid insurance covers Coronavirus illness.
• This is a fixed plan and is available for both US and Non US citizens visiting the US.

Best travel insurance for pre-existing conditions, Best Visitors insurance with pre-existing conditions coverage

• Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 70 years).
• The plan is available for individuals traveling outside their country of residence and traveling to the US, Mexico, or Canada.
• Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 79 years).
• Covers Acute Onset of a Pre-Existing Condition: Up to 69 years the limit is up to the Medical Maximum purchased per Period of Coverage. For any coverage related to cardiac disease, coverage is limited to $25,000 up to age 69 years, with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation. Any repeat recurrence within the same policy period will no longer be considered Acute Onset of a Pre-Existing Condition and will not be eligible for additional coverage.
• Covers Up to $1,000 for sudden, unexpected recurrence of a Pre-existing Condition
• Safe travel USA Covid insurance offers coverage for coronavirus.
• Covers unexpected recurrence of a pre-existing medical conditions up to $1000
• Eligible for foreign residents visiting USA and worldwide
• Covers expenses for treatment of acute onset of pre-existing conditions
• For the acute onset of pre-existing condition coverage with cardiac condition and/or stroke for age range of 14 days to 69 years, $50k coverage is available and for age range of 70 to 79 years, $5k coverage is available .
• For the acute onset of pre-existing condition coverage other than cardiac condition and/or stroke for age range of 14 days to 69 years, $75k coverage is available and for age range of 70 to 79 years, $7,500 coverage is available .
• The policy maximum for this comprehensive insurance starts from $50,000 and provides up to $1,000,000. For people above age 80 years, they get a policy maximum of $10,000
• Acute onset of pre-existing conditions are covered up to $25k for age under 69 years and a coverage of $2,500 for age of 70-79.
• This is a comprehensive plan with excellent coverage.
• Elite plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years.
• Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
• This plan need to be purchased for a minimum of 3 months.
• This is a comprehensive plan with full pre existing condition coverage which is unique.
• Pre-existing complications from covid-19 covered
• Elite 90 plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years $1,500 for age 0 to 69 years.
• Covers accident & sickness while traveling to USA, Canada, and Mexico and covers 90% of eligible medical expenses
• Elite Plus plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years $1,500 for age 0 to 69 years.
• Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years. Coverage for TDAP, Flu, etc Vaccines.
• Visit USA Insurance is an excellent medical insurance for tourists and holiday travelers, parents of students studying in the United States, new immigrants and visiting scholars in the USA.
• Visit USA offers 3 plans to satify your requirements and budget.

Senior Citizen travel insurance for above 60 years

• The best travel health insurance for 60 year old travelling to the US is Atlas America .
• With the best travel insurance plans for people under 70 years, you get covered up to policy maximum for acute onset of pre-existing conditions for people up to age 79.
• Atlas Premium is another version of this plan with higher coverage available for some of the benefits as compared to Atlas America.
• You can compare Atlas Travel insurance plans .
• Travel Medical Basic offers acute onset of pre-existing conditions up to $25k for age under 69 years and a coverage of $2,500 for age of 70-79.
• Patriot America Plus Plan offer coverage upto choosen plan maximum for travelers under 70 years. This is a comprehensive plan from IMG and is is similar to the Patriot America with the unique difference in the benefit that covers acute onset of pre existing conditions up to the age of 70
• Visitors Protect plan offer maximum limits from $50,000 to $250,000.
• Covers medical evacuation, emergency reunion, repatriation of remains, Accidental Death & Dismemberment, etc.
• Patriot Platinum Plan covers acute onset of pre existing condition up to the age of 70 for up to $1,000,000. $25,000 maximum limit for medical evacuation.
• This is a comprehensive plan and is the plan with excellent coverage.
• This plan covers all pre existing conditions including blood tess, doctor appointments, specialist care...for US and NON US citizens coming to the US, which is unheard of, when it comes to visitor insurance plans.
• This plan provides a maximum of $25,000 for pre existing conditions up to age 69 subjected to a deductible of $1,500.
• Pre-Existing complications from Covid-19 covered.
• This is a comprehensive plan with full pre existing condition coverage which is unique. This includes doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing condition
• Covid-19 medically necessary testing & treatment covered 100% as any other new sickness with no cost sharing.
• Covers 90% of elgibile medical expenses
• This plan covers eligible accident & sickness (excluding pre-existing conditions) while traveling to USA, Canada, and Mexico
• Minimum purchase of 30 days is required for this plan
• This is a comprehensive plan too but does not cover pre existing condition.
• This is another comprehensive plan from INF.
• This plan differs from the other INF comprehensive plans where it does not cover pre existing conditions.

Older traveler medical insurance for above 70 years

• Safe Travels USA Comprehensive is a very popular option for coverage of acute onset of pre-existing condition for people above 70.
• Seniors travel insurance plan provides a coverage of $25,000 for acute onset of pre- existing condition.
• Atlas America plans from WorldTrips have upgraded their benefits for acute onset of pre-existing conditions up to age 80.
• There is also a higher policy maximum option available for people above 70 up to the age of 79.
• Atlas Premium plans from WorldTrips have upgraded their benefits for acute onset of pre-existing conditions up to age 80.
• The highest maximum that can be purchased for a comprehensive plan is Patriot Platinum which offers pre-existing condition coverage up to $2,500 for any condition.
• In the $50,000 range there are many fixed benefit and comprehensive plan options available
• Travelers must be at least 14 days old and under 99 years to be covered by this plan.
• Offers coverage from 90 days to 12 months.
• This plan covers pre existing conditions for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
• Travel Medical Choice Travelers must be at least 14 days old and under 99 years to be covered by this plan.
• You may buy coverage for yourself, your legal spouse, domestic partner, or civil partner, your unmarried children under the age of 19, and your traveling companions.
• Visitors Care which offer limited coverage of $2,500. Visitors care insurance offers coverage for acute onset of pre-existing conditions with sublimits up to chosen plan maximum.
• INF Elite plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
• This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
• INF Elite 90 plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
• Pre-existing complications from covid-19 covered.
• Coverage for TDAP, Flu, etc Vaccines.
• INF Elite Plus plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
• INF Traveler USA 90 This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
• This plan does not cover pre existing conditions including acute onset of pre existing conditions.
• Covers 90% of elgibile medical expenses and minimum purchase of 30 days is required for this plan.
• INF Traveler USA plan This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.

Senior Citizen travel insurance for above 80 years

• The Safe Travels USA Comprehensive is also very useful for this age group as it provides a policy maximum of $50,000 and provides coverage for acute onset of pre-existing conditions for $25,000 and $15,000 for heart related pre-existing condition.
• Non-US citizens and Non-US residents traveling outside their home country but not to the United States. This includes emergency medical evacuation, repatriation and security evacuation benefits.
• It is ideal for foreign residents visiting USA and then other countries worldwide. Travelers on transit visa in US can also purchase this plan.
• This Policy provides coverage to non-US citizens who reside outside the USA and are traveling outside of their Home Country to visit solely the United States, or to visit a combination of the United States and other countries worldwide.
• This Policy is not available to green card holders in the USA. This Policy is not available to anyone age 90 or above.
• Available for individuals traveling outside their country of residence and traveling to the US, Mexico, or Canada.
• It is available for travelers of ages 14 days to 99 years.
• This plan is available for people traveling to the USA and are not US Citizens, US Residents or Greencard Holders.
• It is available for travelers of ages 70 to 89 years
• INF Traveler USA plan plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
• This fixed plan from INF provides full pre existing condition coverage which includes doctor appointments, blood tests, specialty care, urgent care visits and hospital stays.
• For age 70 to 99 years for policy maximum $100,000 covers pre-existing condition maximum of $15,000/$25,000 with deductible $1,000/$5,000.

US travel insurance for Korea tourists - FAQ's

Why is travel insurance to usa so expensive.

There is no denying that travel insurance to USA is sadly very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs. One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

How to buy travel insurance for USA? How to find the best USA travel health insurance?

There are many international travel health insurance for USA plans for coverage both in the USA as well as around the world offered by US insurance providers. Given the several travel insurance to USA options, it can be confusing to find the best health insurance for international travel for your needs. What is very useful in making this decision is to compare travel insurance USA of different companies. The travel insurance comparison allows travelers compare prices as well as coverage benefits in an objective manner. The traveler can change relevant factors like the medical maximum coverage required, the international traveler insurance deductible, any USA travel health insurance plans with coverage for pre-existing ailments, travel insurance international coverage for Covid19 ... The global travel insurance comparison also allows travelers to buy the best travel insurance based on ones needs by completing an online application and paying using a credt card. One completing the purchase the travel insurance plan is emailed to the customer.

International Student Health insurance for South Korean students in the USA

There are over Fifty thousand South Korean students currently in the US. A little over half of the students are in Undergraduate programs, while the remaining are split between Graduate students and students who are in the Optional Practical Training (OPT) status.

South Korean students constitute the third largest group of international students after the Chinese and Indian students respectively and are about 5% of the international student community in the US.

South Korean students in the United States should ensure that they are properly insured. Most Universities offer student insurance, however the University insurance options are quite expensive. We offer international student insurance for Korean students which are cheaper than the University plans, while providing comparable coverage. Korean students can also buy the OPT student insurance plans by comparing the different OPT insurance options online.

Travel insurance for Korea citizens

South koreans immigrants in the usa.

The immigration of Koreans to the USA began in 1903 (before the formation of South and North Korea). The first wave of Korean Immigrants reached Hawaii by ship to work in the sugar plantations. By the end of 1905 around 7,226 Koreans had arrived in Hawaii. Hawaii was seized by the USA in 1898 and the plantations required cheap labor. At the same time Chinese Exclusion Act of 1882 barred the recruitment of Chinese laborers. The U.S. diplomat and Presbyterian missionary began to recruit Korean laborers. Around 50% of these Koreans moved to the mainland and established themselves as small businessmen when the plantation labor contract expired. The immigration of the Koreans ended in 1924 when the Oriental Exclusion Act of 1924 banned all immigrants from Asian countries.

The second wave of immigrants of about 15,000 Koreans moved to the United States during the Korean War 1950-1953. McCarran and Walter Act of 1952 reversed the ban on Asian immigration and Asian immigrants were allowed to obtain citizenship. The family reunification was possible when the Immigration and Naturalization Act withdrew the national quota in 1965. America required skilled professionals so began to hire experts and professionals from Asia. Korean immigrants started increasing rapidly in the beginning of 1965 and reached a mark of 30,000 by 1976.

The Korean diaspora community is one among the largest group of immigrants to migrate to the US during the year 1976-1990 after Mexicans and the Filipinos. According to the 2010 Census, approximately about 1.7 million Korean origins live in the United States representing 2.4 percent of the 44.5 million immigrants in the country. Majority of the Koreans are South Koreans with a negligible number from North Korea. This number of Korean immigrants continue to grow with the current generation of Koreans coming to the US as students on the F1 student visa or as skilled professionals on the H1B visas.

Immigrating to a new country like the US for better living and economic status is very exciting; however, while planning to relocate one should think of all unexpected medical or travel emergencies. The change in culture, food and weather conditions bring most possibilities for illness. While staying away from home country it is essential to have good immigrant medical insurance, especially in the present times of the Covid19 pandemic. The US offers one of the best medical services to its immigrants and it’s very expensive. In case of any injury or illness a good US immigrant insurance plan will provide coverage for medical expenses incurred. At American Visitor Insurance, South Korean immigrants can buy reasonable US immigrant medical insurance as per the requirements.

South Koreans students in the USA

For nearly a century now, the United States of America has dominated the globe as the most popular destination for international students from all around the world. Some of the best universities in the U.S. continue to hold a strong presence among the finest classified education institutions in the world. The institutions in the US also offer excellent support facilities with several internships, orientations, and training. They also allow international students to stay in the U.S. once they graduate, so that one can follow a great career with some of the finest corporations.

The immigration of the Korean students started in 1884 after the establishment of the diplomatic relations between the U.S and Korea. During 1880 Yu Kil Chun was the first prominent Korean student in the United States. A large group of Korean Nationalist arrived in America to study and they became leaders for students of the Korean independence movement in America on March 1st 1919. In the second wave of immigrants around 27,000 immigrants which consisted of students and businessmen arrived.

In the last wave about 6,000 Korean students arrived in the U.S. between 1950 and 1964. Since then thousands of South Korean students have migrated to the US for higher education and they have become one among the top three biggest groups of international students studying in the U.S for higher education.

Studying overseas away from one’s home country in dynamic universities of America, students most often neglect their health. Falling sick in a new place without proper care can be very stressful, It is prudent for a student to be prepared to face unexpected medical emergencies that may arise while you are away from home. A student medical insurance will provide coverage for medical expenses incurred due to an injury or illness. At American Visitor Insurance , South Korean students can buy good US student medical insurance at very competitive prices which can satisfy the requirements of the university.

South Korean Professionals coming to the US

Hundreds of thousands of South Korean professionals have chosen to migrate to the US for better economic conditions. Between the years 1950-1964 a huge group of Korean business men and professionals came to the US. Majority of them were medical doctors, lawyers, and professors who were welcomed well and were included into the American society, becoming the “model-minority.” In 1965 America required skilled professionals therefore the government raised the quota method and began to recruit professionals from Asia. In the years 1960-1980s South Korean emigrants to the US increased due to high rate of unemployment, political insecurity and military dictatorship. Most professionals who migrated to the US worked in skilled fields like science, technology; innovation and research.

Immigrating to the US looking for opportunities to work is very challenging; however South Korean professionals should keep in mind the inconveniences that may occur while you are staying in the US. Obtaining international travel insurance is necessary for safe and stress free stay, especially in the current time of the Covid19 pandemic. South Korean Visitors insurance cover will provide coverage for all illness or injury that may occur while you stay overseas. At American Visitor Insurance , South Korean professionals can compare quotations from highly rated US insurance providers to make an informed decision.

South Korean Parents visiting USA

According to the 2010 Census, approximately about 1.7 million Korean origins live in the United States. Many of these immigrated South Korean- American are well qualified professionals and quite affluent. They often have parents and other family members visit them in the USA.

Reunifying with the children and grandchildren in the US is very thrilling, however traveling overseas unlocks the risk for unexpected medical emergencies like an illness or injury. Traveling long hours in a different weather conditions often is risky, particularly so for parents who after often elderly. Travelling safe and stress-free is very crucial when aged parents are travelling.

To avoid such problem it is very important for Korean to buy their parents the best international travel insurance which can provide coverage for any unexpected medical and travel emergencies, especially given the current Covid19 pandemic. South Korean travelers can select some of the best choices from our senior citizen visitor’s insurance comparison tool from the top most US insurance providers. For further assistance you can email us of call us and one of our trained representative will assist you further.

Visitors who are Relatives of South Korean Professionals in the USA

Each year US welcomes millions of visitors as it consists of world famous monuments, various cultural attractions and natural wonders to become one among the popular tourist destinations around the globe. Millions of South Korean immigrants are residing in the US. According to the 2010 Census, approximately about 1.7 million Korean origins live in the United States representing 2.4 percent of the 44.5 million immigrants in the country. The relatives of these immigrants visit them in the US each year.

Travelling to the US away from home to visit a relative or a friend is always thrilling but one must be prepared for any unexpected medical or travel emergency that may occur during the travel. It very important for travelers to purchase a sufficient visitor insurance cover, that will provide ample coverage in case of any injury or illness while you travel. American Visitor Insurance offers South Korean travelers with the best coverage as per the necessity. For further assistance you can contact us by email or phone and one of our agents will assist you.

South-Korean Tourists visiting America

The United States is a country with world famous monuments, various cultural attractions, natural wonders and a colorful social life, which attracts tourists to make it one of the most desired tourist destinations around the globe. Millions of South Koreans travel to the US for a holiday and to meet friends and family. In the year 2019 2.3 million Koreans travelled to the US. Korea is currently the 6th largest source for travelers to the US. The United States of America received tourism revenue of 11 billion USD from Korean tourism, where a Korean visitor travelling to the U.S. spends approximately USD 4,900 per trip.

While South Koreans overwhelmingly choose the US as a top travel destination, for a lot of fun, excitement and adventurous time away from home country. A holiday needs good planning and one should keep in mind the unexpected problems that can cause due to long travel time and change in weather. The US Health care system is very expensive and in case of any medical emergency you may land up in a huge financial loss. In case of any injury or illness, US travel insurance will provide coverage for the unexpected medical bills that have been incurred while you are overseas. At American Visitor insurance you can find some the best US insurance providers offering very affordable and competitive US visitors medical insurance cover according to your needs. For any assistance you can call our customer service or email us and we will be glad to help you.

Need for travel insurance to USA

The expensive US health care system has made visitors medical insurance necessary for all tourists. Short term travel medical insurance offered on our website is very popular with tourists from Korea. These plans are designed especially for the international tourists and work very well in the US hospital system. Another advantage of these US plans is that there are options available for older travelers as well as travelers with pre-existing medical conditions.

At American Visitor Insurance we have developed tools which make it easier for overseas travelers to compare plans offered by reputed companies in one screen. Along with the premium costs, we also highlight important details such as the co-insurance, renewability, pre existing condition coverage , PPO network ...

Travel insurance USA for Korean travelers visiting the US

Over 2.5 million South Koreans are expected to visit United states annually. The United States is among the top five international destinations and is the favorite non-Asian destination for South Koreans. Koreans are attracted to America for its shopping experiences, theme parks, cultural attractions, national parks as well as affordable golfing options.

About 10% of Korean also travel to the US is for work. Along with this is the large Korean American community which is 1.7 million strong according to the 2010 census. This affluent Korean community in the US often has family members visiting from South Korea.

It is however important for Koreans visiting USA to have good travel health insurance. The expensive health care cost in the US makes it dangerous to travel there without proper travel medical insurance. At American Visitor Insurance, Korean travelers can get competitive US travel insurance quotes from reputed American insurance companies and compare several visitors insurance plans to make an informed decision.

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Popular tourist destinations for South Koreans

South Koreans are traveling abroad in very large numbers. Since 2012, this figure has been steadily growing by more than six percent annually. The top international destinations are nearby countries of Japan , Hong Kong , Taiwan , Macau , China and Thailand with the cities of Osaka , Bangkok , Shanghai and Tokyo being favorite destinations.

Among the popular European destinations is London , Paris , and Rome . Given the hectic lifestyles it is hard for Koreans to take extended vacations, so you often find South Koreans traveling alone and for short vacations.

US immigrant health insurance for Korea

The Trump administration had introduced rules making it mandatory for prospective new US immigrants to show proof of adequate US health insurance while applying for the immigrant visa. The aim of this mandatory US health insurance for immigrants is to reduce the burden on the US hospitals, the overall US health care system and finally on US tax payers by uninsured new immigrants.

At American Visitor insurance we offer US medical immigrant insurance plans which work well for prospective new US immigrants. After buying this immigrant medical insurance, customers will immediately receive the health insurance policy document by email. Customers can use this immigrant insurance document as proof of US health insurance while applying for the Immigrant visa. Given this rule as well as the very high cost of healthcare in the US, it is strongly recommended to buy medical insurance for new US immigrants.

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Schengen visa insurance for Korean residents visiting Europe

The European consulates that are part of the Schengen treaty (Spain, France, Italy, Germany, ....) insist on adequate travel medical insurance for Korean nationals who are visiting any of the Schengen countries. Nationalities who require Schengen visa .

Schengen visa insurance requirements

• Medical coverage of at least 30,000 Euros travel insurance for schengen coverage (about $50,000 USD)
• A repatriation benefit.
• An emergency medical evacuation benefit.

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Covid travel insurance requirements for koreans traveling to the philippines.

The Philippines Inter-Agency Task Force for the Management of Emerging Infectious Diseases (IATF) has made these requirements compulsory for visitors from non-visa required countries for travel to the Philippines:

• Philippines travel insurance with coverage for Covid19 treatment with a minimum of $35,000 USD (approximately P1.75 million) for the entire stay in the Philippines.
• A negative RT-PCR Covid test taken 48 hours before the departure from the country of origin.
• Valid return ticket to port of origin or next port of destination no longer than 30 days after arrival in the Philippines.
• A valid passport with validity of at least six months from the time of arrival in the Philippines.

South Koreans travel to Philippines- Click here

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June 1, 2020

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