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Can I use my PNC card internationally?

Travel Destinations

November 5, 2023

By Kristy Tolley

Using PNC Card Internationally

If you’re planning to travel abroad, you may be wondering if you can use your PNC card. The good news is that PNC offers several cards that are accepted worldwide, making it easy to access your funds while traveling. However, there are some important things to consider before using your PNC card overseas, including fees, currency conversion rates, and cardholder protections.

PNC Card Acceptance Abroad

PNC cards are accepted at millions of locations around the world, including merchants, ATMs, and banks. However, it’s important to note that not all merchants may accept your PNC card, especially in countries where chip-enabled cards are not yet widely used. It’s always a good idea to carry cash as a backup, just in case you encounter a merchant that does not accept your PNC card. Additionally, some ATMs overseas may charge a fee for withdrawals, so it’s important to check with PNC to see if there are any affiliated ATMs that offer fee-free withdrawals.

Types of PNC Cards with Global Acceptance

PNC offers several cards that are accepted worldwide, including the PNC Bank Visa Debit Card, PNC Bank Visa Credit Card, PNC Premier Traveler Visa Signature Credit Card, and PNC Points Visa Credit Card. All of these cards come with chip technology and are accepted at merchants that accept Visa cards worldwide. However, it’s important to note that not all PNC cards come with the same benefits, such as travel rewards or no foreign transaction fees. Be sure to check with PNC to see which card is best for your international travel needs.

PNC Card Fees for International Transactions

When using your PNC card internationally, there may be fees associated with foreign transactions, such as ATM withdrawals, purchases, and currency conversions. These fees can vary depending on the type of PNC card you have and the country you are visiting. It’s important to check with PNC to understand what fees may apply to your specific situation. Additionally, it’s a good idea to notify PNC of your travel plans ahead of time, so they can monitor your account for any suspicious activity.

PNC Card Currency Conversion Rates

When using your PNC card overseas, you may encounter currency conversion rates that are different from the ones you’re used to. These rates are determined by the foreign exchange market and can fluctuate frequently. PNC offers a currency conversion tool on their website to help you estimate the cost of your purchases in your home currency. It’s important to note that some merchants may offer to convert your purchase into your home currency, but this may come with additional fees and unfavorable exchange rates.

PNC Cardholder Protections Overseas

PNC offers several cardholder protections when using your PNC card overseas. These include fraud monitoring, zero liability for unauthorized transactions, and emergency card replacement. However, it’s always a good idea to take extra precautions when traveling, such as keeping your card in a secure location and not sharing your PIN with anyone.

Activating Your PNC Card for International Use

Before you travel abroad, it’s important to activate your PNC card for international use. This can be done through PNC’s online banking portal or by calling their customer service line. It’s also a good idea to set up travel notifications, so PNC is aware of your travel plans and can monitor your account for any suspicious activity.

Using PNC Online Banking Abroad

PNC’s online banking portal is available worldwide, making it easy to manage your account while traveling. However, it’s important to be cautious when using public Wi-Fi or shared computers, as these may be vulnerable to hacking and identity theft. It’s always a good idea to use a secure connection and avoid accessing sensitive information on public networks.

PNC Card Travel Notifications and Alerts

PNC offers travel notifications and alerts, which can be set up through their online banking portal or mobile app. These notifications can help you stay on top of your account activity while traveling, such as ATM withdrawals or purchases. Additionally, PNC offers fraud alerts, which can notify you of suspicious activity on your account and help prevent fraud.

Alternatives to Using Your PNC Card Abroad

If you’re concerned about fees or acceptance issues when using your PNC card overseas, there are several alternatives to consider. These include carrying cash, using a prepaid travel card, or opening a bank account in the country you’ll be visiting. It’s important to research these options ahead of time and understand the fees and benefits associated with each.

Tips for Safe and Secure PNC Card Use Overseas

When using your PNC card overseas, there are several tips to keep in mind to ensure safe and secure transactions. These include keeping your card in a secure location, not sharing your PIN with anyone, and monitoring your account activity regularly. It’s also important to be aware of your surroundings and avoid using your card in areas that may be vulnerable to fraud or theft.

Conclusion: Using Your PNC Card Internationally

Using your PNC card overseas can be a convenient way to access your funds while traveling. However, it’s important to be aware of fees, currency conversion rates, and cardholder protections when using your card abroad. By taking the necessary precautions and staying informed, you can use your PNC card with confidence while traveling the world.

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Kristy Tolley

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Mexico Travel Advisory

Travel advisory august 22, 2023, mexico - see state summaries.

Reissued after periodic review with general security updates, and the removal of obsolete COVID-19 page links.

Country Summary: Violent crime – such as homicide, kidnapping, carjacking, and robbery – is widespread and common in Mexico. The U.S. government has limited ability to provide emergency services to U.S. citizens in many areas of Mexico, as travel by U.S. government employees to certain areas is prohibited or restricted. In many states, local emergency services are limited outside the state capital or major cities.

U.S. citizens are advised to adhere to restrictions on U.S. government employee travel. State-specific restrictions are included in the individual state advisories below. U.S. government employees may not travel between cities after dark, may not hail taxis on the street, and must rely on dispatched vehicles, including app-based services like Uber, and regulated taxi stands. U.S. government employees should avoid traveling alone, especially in remote areas. U.S. government employees may not drive from the U.S.-Mexico border to or from the interior parts of Mexico, except daytime travel within Baja California and between Nogales and Hermosillo on Mexican Federal Highway 15D, and between Nuevo Laredo and Monterrey on Highway 85D.

Read the  country information page  for additional information on travel to Mexico.

Do Not Travel To:

  • Colima state  due to  crime  and  kidnapping .
  • Guerrero state  due to  crime .
  • Michoacan state  due to  crime  and  kidnapping .
  • Sinaloa state due to  crime  and  kidnapping
  • Tamaulipas state  due to  crime  and  kidnapping.
  • Zacatecas  state due to  crime  and  kidnapping .

Reconsider Travel To:

  • Baja California  state due to  crime  and  kidnapping .
  • Chihuahua state  due to  crime  and  kidnapping .
  • Durango state  due to  crime .
  • Guanajuato state  due to  crime and kidnapping .
  • Jalisco state  due to  crime  and  kidnapping .
  • Morelos state  due to  crime .
  • Sonora state  due to  crime  and  kidnapping .

Exercise Increased Caution When Traveling To:

  • Aguascalientes  state due to  crime .
  • Baja California Sur state  due to  crime .
  • Chiapas state  due to  crime .
  • Coahuila state  due to  crime .
  • Hidalgo state  due to  crime .
  • Mexico City  due to  crime .
  • Mexico State  due to  crime .
  • Nayarit state  due to  crime.
  • Nuevo Leon  state due to  crime  and  kidnapping .
  • Oaxaca state  due to  crime .
  • Puebla state  due to  crime  and  kidnapping .
  • Queretaro state  due to  crime .
  • Quintana Roo state  due to  crime .
  • San Luis Potosi state  due to  crime and kidnapping .
  • Tabasco state  due to  crime .
  • Tlaxcala state due to  crime .
  • Veracruz state  due to  crime .

Exercise Normal Precautions When Traveling To:

  • Campeche state
  • Yucatan state

Visit our website for  Travel to High-Risk Areas .

If you decide to travel to Mexico:

  • Keep traveling companions and family back home informed of your travel plans. If separating from your travel group, send a friend your GPS location. If taking a taxi alone, take a photo of the taxi number and/or license plate and text it to a friend.
  • Use toll roads when possible and avoid driving alone or at night. In many states, police presence and emergency services are extremely limited outside the state capital or major cities.
  • Exercise increased caution when visiting local bars, nightclubs, and casinos.
  • Do not display signs of wealth, such as wearing expensive watches or jewelry.
  • Be extra vigilant when visiting banks or ATMs.
  • Enroll in the  Smart Traveler Enrollment Program (STEP)  to receive Alerts and make it easier to locate you in an emergency.
  • Follow the Department of State on  Facebook  and  Twitter .
  • Follow the U.S. Embassy on Facebook and Twitter .
  • Review the  Country Security Report  for Mexico.
  • Mariners planning travel to Mexico should check for U.S. maritime  advisories  and  alerts , which include instructions on reporting suspicious activities and attacks to Mexican naval authorities.
  • Prepare a contingency plan for emergency situations. Review the  Traveler’s Checklist .
  • Visit the CDC page for the latest travel health information related to your travel. 

Aguascalientes state – Exercise Increased Caution

Exercise increased caution due to crime.

Criminal activity and violence may occur throughout the state.

There are no restrictions on travel for U.S. government employees in Aguascalientes state.

Baja California state – Reconsider Travel

Reconsider travel due to crime and kidnapping.

Transnational criminal organizations compete in the border area to establish narco-trafficking and human smuggling routes. Violent crime and gang activity are common. Travelers should remain on main highways and avoid remote locations. Of particular concern is the high number of homicides in the non-tourist areas of Tijuana. Most homicides appeared to be targeted; however, criminal organization assassinations and territorial disputes can result in bystanders being injured or killed. U.S. citizens and LPRs have been victims of kidnapping.

U.S. government employees must adhere to the noted restrictions:

  • Mexicali Valley:  U.S. government employees should avoid the Mexicali Valley due to the heightened possibility of violence between rival cartel factions.  The boundaries of the restricted area are: to the east, the Baja California/Arizona and Baja California/Sonora borders; to the south, from La Ventana (on Highway 5) due east to the Colorado River; to the west, Highway 5; and to the north, Boulevard Lazaro Cardenas/Highway 92/Highway 1 to Carretera Aeropuerto, from the intersection of Highway 1 and Carretera Aeropuerto due north to the Baja California/California border, and from that point eastward along the Baja California/California border.
  • Travelers may use Highways 2 and 2D to transit between Mexicali, Los Algodones, and San Luis Rio Colorado during daylight hours. Travelers may also use Highways 1 and 8 to transit to and from the Mexicali Airport during daylight hours.  Travel on Highway 5 is permissible during daylight hours.

There are no other travel restrictions for U.S. government employees in Baja California state. These include high-traffic tourism areas of border and coastal communities, such as  Tijuana ,  Ensenada , and  Rosarito .

Baja California Sur state – Exercise Increased Caution

There are no restrictions on travel for U.S. government employees in Baja California Sur state.

Campeche state – Exercise Normal Precautions

Exercise normal precautions.

There are no restrictions on travel for U.S. government employees in Campeche state.

Chiapas state – Exercise Increased Caution

There are no restrictions on travel for U.S. government employees in Chiapas state.

Chihuahua state – Reconsider Travel

Violent crime and gang activity are common. Most homicides are targeted assassinations against members of criminal organizations. Battles for territory between criminal groups have resulted in violent crime in areas frequented by U.S. citizens and U.S. government employees, including restaurants and malls during daylight hours. Bystanders have been injured or killed in shooting incidents. U.S. citizens and LPRs have been victims of kidnapping.

U.S. government employee travel is limited to the following areas with the noted restrictions:

  • Ciudad Juarez:  U.S. government employees may travel to the area of Ciudad Juarez bounded to the east by Bulevar Independencia; to the south by De los Montes Urales/Avenida Manuel J Clouthier/Carretera de Juárez; to the west by Via Juan Gabriel/Avenida de los Insurgentes/Calle Miguel Ahumada/Francisco Javier Mina/Melchor Ocampo; and to the north by the U.S.-Mexico border.  Direct travel to the Ciudad Juarez airport (officially called the Abraham González International Airport) and the factories located along Bulevar Independencia and Las Torres is permitted.  Travel to San Jerónimo is permitted only through the United States via the Santa Teresa U.S. Port of Entry; travel via Anapra is prohibited.

U.S. government employees may only travel from Ciudad Juarez to the city of Chihuahua during daylight hours via Federal Highway 45, with stops permitted only at the Guardia Nacional División Caminos station, the Umbral del Milenio overlook area, the border inspection station at KM 35, and the shops and restaurants on Federal Highway 45 in the city of Ahumada.

  • U.S. government employees may travel between Ciudad Juarez and Ascension via Highway 2.
  • Nuevo Casas Grandes Area (including Nuevo Casas Grandes, Casas Grandes, Mata Ortiz, Colonia Juárez, Colonia LeBaron, Paquimé and San Buenaventura):  U.S. government employees may travel to the Nuevo Casas Grandes area during daylight hours via Mexico Federal Highway 2, and subsequently Federal Highway 10, to Nuevo Casas Grandes.  Employees are permitted to stay overnight in the cities of Nuevo Casas Grandes and Casas Grandes only.
  • City of Chihuahua:  U.S. government employees may travel at any time to the area of the city of Chihuahua bounded to the north by Avenida Transformación; to the east by Avenida Tecnológico/Manuel Gómez Morín/Highway 16/Blvd.José Fuentes Mares; to the west by the city boundary; and to the south by Periférico Francisco R. Almada.
  • U.S. government employees may travel on Highways 45, 16, and 45D through the city of Chihuahua and to the Chihuahua airport (officially called the General Roberto Fierro Villalobos International Airport). 
  • U.S. government employees may travel to Santa Eulalia to the east of the city of Chihuahua, as well as to Juan Aldama via Highway 16 to the northeast.
  • U.S. government employees may travel south of the city of Chihuahua on Highway 45 to the southern boundary of Parral, including each town directly connected to Highway 45, including Lázaro Cárdenas, Pedro Meoqui, Santa Cruz de Rosales, Delicias, Camargo, Ciudad Jiménez, and Parral itself.
  • U.S. government employees may only travel on official business from the city of Chihuahua on Highway 16 to Ciudad Cuauhtémoc bounded by Highway 21 to the north and east, Highway 5 to the west, and Bulevar Jorge Castillo Cabrera to the south. 
  • Ojinaga:  U.S. government employees must travel to Ojinaga via U.S. Highway 67 and enter through the U.S. Port of Entry in Presidio, Texas.
  • Palomas:  U.S. government employees may travel to Palomas via U.S. highways through the U.S. Port of Entry in Columbus, New Mexico, or via Highway 2 in Mexico.

U.S. government employees may not travel to other areas of Chihuahua, including  Copper Canyon .

Coahuila state – Exercise Increased Caution

Violent crime and gang activity occur in parts of Coahuila state. 

U.S. government employees must adhere to the following travel restrictions:

  • Zaragoza, Morelos, Allende, Nava, Jimenez, Villa Union, Guerrero, and Hidalgo municipalities : U.S. government employees may not travel to these municipalities.
  • Piedras Negras and Ciudad Acuña:  U.S. government employees must travel directly from the United States and observe a curfew from midnight to 6:00 a.m. in both cities.

There are no other restrictions on travel for U.S. government employees in Coahuila state.

Colima state – Do Not Travel

Do not travel due to crime and kidnapping.  

Violent crime and gang activity are widespread. Most homicides are targeted assassinations against members of criminal organizations. Shooting incidents between criminal groups have injured or killed bystanders. U.S. citizens and LPRs have been victims of kidnapping.  

Travel for U.S. government employees is limited to the following areas with noted restrictions: 

  • Manzanillo:   U.S. government employee travel is limited to the tourist and port areas of Manzanillo.  
  • Employees traveling to Manzanillo from Guadalajara must use Federal Toll Road 54D during daylight hours.  

U.S. government employees may not travel to other areas of Colima state. 

Durango state – Reconsider Travel

Reconsider travel due to crime.

Violent crime and gang activity are common in parts of Durango state.

  • West and south of Federal Highway 45:  U.S. government employees may not travel to this region of Durango state.

There are no other restrictions on travel for U.S. government employees in Durango state.

Guanajuato state – Reconsider Travel

Gang violence, often associated with the theft of petroleum and natural gas from the state oil company and other suppliers, occurs in Guanajuato, primarily in the south and central areas of the state.  Of particular concern is the high number of murders in the southern region of the state associated with cartel-related violence. U.S. citizens and LPRs have been victims of kidnapping.

  • Areas south of Federal Highway 45D:  U.S. government employees may not travel to the area south of and including Federal Highway 45D, Celaya, Salamanca, and Irapuato.

There are no other restrictions on travel for U.S. government employees in Guanajuato state, which includes tourist areas in:  San Miguel de Allende ,  Guanajuato City , and  surrounding areas.

Guerrero state – Do Not Travel

Do not travel due to crime.

Crime and violence are widespread. Armed groups operate independently of the government in many areas of Guerrero. Members of these groups frequently maintain roadblocks and may use violence towards travelers. U.S. citizens and LPRs have been victims of kidnapping in previous years.

Travel for U.S. government employees is limited to the following area with the noted restrictions:

  • Taxco:  U.S. government employees must use Federal Highway 95D, which passes through Cuernavaca, Morelos, and stay within downtown tourist areas of Taxco. Employees may visit Grutas de Cacahuamilpa National Park during the day with a licensed tour operator.

U.S. government employees may not travel to other areas of the state of Guerrero, including to tourist areas in  Acapulco ,  Zihuatanejo , and  Ixtapa .

Hidalgo state – Exercise Increased Caution

There are no restrictions on travel for U.S. government employees in Hidalgo state.

Jalisco state – Reconsider Travel

Violent crime and gang activity are common in parts of Jalisco state. In Guadalajara, territorial battles between criminal groups take place in tourist areas. Shooting incidents between criminal groups have injured or killed innocent bystanders. U.S. citizens and LPRs have been victims of kidnapping.

  • Jalisco-Michoacan border and Federal Highway 110:  U.S. government employees may not travel to the area between Federal Highway 110 and the Jalisco-Michoacan border, nor travel on Federal Highway 110 between Tuxpan, Jalisco, and the Michoacan border.
  • Federal Highway 80:  U.S. government employees may not travel on Federal Highway 80 south of Cocula.

There are no other restrictions on travel for U.S government employees in Jalisco state which includes tourist areas in:  Guadalajara Metropolitan Area ,  Puerto Vallarta (including neighboring Riviera Nayarit) ,  Chapala , and  Ajijic .

Mexico City (Ciudad de Mexico) – Exercise Increased Caution

Both violent and non-violent crime occur throughout Mexico City. Use additional caution, particularly at night, outside of the frequented tourist areas where police and security patrol more routinely. Petty crime occurs frequently in both tourist and non-tourist areas.

There are no restrictions on travel for U.S. government employees in Mexico City.

Mexico State (Estado de Mexico) – Exercise Increased Caution

Both violent and non-violent crime occur throughout Mexico State. Use additional caution in areas outside of the frequented tourist areas, although petty crime occurs frequently in tourist areas as well.

There are no restrictions on travel for U.S. government employees in Mexico State.

Michoacan state – Do Not Travel

Do not travel due to crime and kidnapping.

Crime and violence are widespread in Michoacan state. U.S. citizens and LPRs have been victims of kidnapping.

Travel for U.S. government employees is limited to the following areas with the noted restrictions:

  • Federal Highway 15D:   U.S. government employees may travel on Federal Highway 15D to transit the state between Mexico City and Guadalajara.
  • Morelia:  U.S. government employees may travel by air and by land using Federal Highways 43 or 48D from Federal Highway 15D.
  • Lazaro Cardenas:  U.S. government employees must travel by air only and limit activities to the city center or port areas.

U.S. government employees may not travel to other areas of the state of Michoacan, including the portions of the  Monarch Butterfly Reserve  located in Michoacan.

Morelos state – Reconsider Travel

Violent crime and gang activity are common in parts of Morelos state.

There are no restrictions on travel for U.S. government employees in Morelos state.

Nayarit state – Exercise Increased Caution

Criminal activity and violence may occur throughout Nayarit state.

There are no restrictions on travel for U.S government employees in Nayarit state.

Nuevo Leon state – Exercise Increased Caution

Exercise increased caution due to crime and kidnapping.

Criminal activity and violence may occur throughout the state. U.S. citizens and LPRs have been victims of kidnapping.

There are no restrictions on travel for U.S. government employees in Nuevo Leon state.

Oaxaca state – Exercise Increased Caution

Criminal activity and violence occur throughout the state.

U.S. travelers are reminded that U.S. government employees must adhere to the following travel restrictions:

  • Isthmus region:  U.S. government employees may not travel to the area of Oaxaca bounded by Federal Highway 185D to the west, Federal Highway 190 to the north, and the Oaxaca-Chiapas border to the east.  This includes the cities of Juchitan de Zaragoza, Salina Cruz, and San Blas Atempa.  
  • Federal Highway 200 northwest of Pinotepa:  U.S. government employees may not use Federal Highway 200 between Pinotepa and the Oaxaca-Guerrero border.

There are no restrictions on travel for U.S. government employees to other parts of Oaxaca state, which include tourist areas in:  Oaxaca City ,  Monte Alban ,  Puerto Escondido,  and  Huatulco .

Puebla state – Exercise Increased Caution

There are no restrictions on travel for U.S. government employees in Puebla state.

Queretaro state – Exercise Increased Caution

There are no restrictions on travel for U.S. government employees in Queretaro state.

Quintana Roo state – Exercise Increased Caution

Criminal activity and violence may occur in any location, at any time, including in popular tourist destinations.  Travelers should maintain a high level of situational awareness, avoid areas where illicit activities occur, and promptly depart from potentially dangerous situations. 

While not directed at tourists, shootings between rival gangs have injured innocent bystanders.  Additionally, U.S. citizens have been the victims of both non-violent and violent crimes in tourist and non-tourist areas.

There are no restrictions on travel for U.S. government employees in Quintana Roo state. However, personnel are advised to exercise increased situational awareness after dark in downtown areas of Cancun, Tulum, and Playa del Carmen, and to remain in well-lit pedestrian streets and tourist zones.

San Luis Potosi state – Exercise Increased Caution

Criminal activity and violence may occur throughout the state.  U.S. citizens and LPRs have been victims of kidnapping.

There are no restrictions on travel for U.S. government employees in San Luis Potosi state.

Sinaloa state – Do Not Travel

Violent crime is widespread. Criminal organizations are based in and operating in Sinaloa. U.S. citizens and LPRs have been victims of kidnapping.

  • Mazatlan:  U.S. government employees may travel to Mazatlan by air or sea only, are limited to the Zona Dorada and historic town center, and must travel via direct routes between these destinations and the airport and sea terminal.
  • Los Mochis and Topolobampo:  U.S. government employees may travel to Los Mochis and Topolobampo by air or sea only, are restricted to the city and the port, and must travel via direct routes between these destinations and the airport.

U.S. government employees may not travel to other areas of Sinaloa state.

Sonora state – Reconsider Travel

Sonora is a key location used by the international drug trade and human trafficking networks. Violent crime is widespread. U.S. citizens and LPRs have been victims of kidnapping. Travelers should maintain a heightened level of awareness of their surroundings in all their travels in Sonora.  Security incidents may occur in any area of Sonora.

  • Travel between Hermosillo and Nogales:  U.S. government employees may travel between the U.S. Ports of Entry in Nogales and Hermosillo during daylight hours via Federal Highway 15 only. U.S. government employees may not use ANY taxi services, public buses, nor ride-share applications due to a lack of secure vetting and/or dispatching procedures. Travelers should exercise caution and avoid unnecessary stops as security incidents, including sporadic, armed carjackings, and shootings have been reported along this highway during daylight hours. Travelers should have a full tank of gas and inform friends or family members of their planned travel.
  • Nogales:  U.S. government employees may not travel in the triangular area north of Avenida Tecnologico, west of Bulevar Luis Donaldo Colosio (Periferico), nor east of Federal Highway 15D (Corredor Fiscal). U.S. government employees also may not travel in the residential and business areas to east of the railroad tracks along Plutarco Elias Calle (HWY 15) and Calle Ruiz Cortino, including the business area around the Morley pedestrian gate port-of-entry. U.S. government employees may not use ANY taxi services, public buses, nor ride-share applications in Nogales due to a lack of secure vetting and/or dispatching procedures and the danger of kidnapping and other violent crimes.  
  • Puerto Peñasco:  U.S. government employees may travel between Puerto Peñasco and the Lukeville-Sonoyta U.S. Port of Entry during daylight hours via Federal Highway 8 only. They may not travel on any other route to Puerto Peñasco. U.S. government employees may not use ANY taxi services, public buses, nor ride-share applications in Puerto Peñasco. due to a lack of secure vetting and/or dispatching procedures and the danger of kidnapping and other violent crimes.
  • Triangular region near Mariposa U.S. Port of Entry:  U.S. government employees may not travel into or through the triangular region west of the Mariposa U.S. Port of Entry, east of Sonoyta, and north of Altar municipality.
  • San Luis Rio Colorado, Cananea, and Agua Prieta : U.S. government employees may travel directly from the nearest U.S. Port of Entry to San Luis Rio Colorado, Cananea (via Douglas Port of Entry), and Agua Prieta, but may not go beyond the city limits. Travel is limited to daylight hours only. Travel between Nogales and Cananea via Imuris is not permitted. U.S. government employees may not use ANY taxi services, public buses, nor ride-share applications in these cities due to a lack of secure vetting and/or dispatching procedures and the danger of kidnapping and other violent crimes.
  • Eastern and southern Sonora (including San Carlos Nuevo Guaymas and Alamos):  U.S. government employees may not travel to areas of Sonora east of Federal Highway 17, the road between Moctezuma and Sahuaripa, and State Highway 20 between Sahuaripa and the intersection with Federal Highway 16. U.S. government employees may travel to San Carlos Nuevo Guaymas and Alamos; travel to Alamos is only permitted by air and within city limits.  U.S. government employees may not travel to areas of Sonora south of Federal Highway 16 and east of Federal Highway 15 (south of Hermosillo), as well as all points south of Guaymas, including Empalme, Guaymas, Obregon, and Navojoa.  U.S. government employees may not use ANY taxi services, public buses, nor ride-share applications in these areas due to a lack of secure vetting and/or dispatching procedures and the danger of kidnapping and other violent crimes.

U.S. government employees may travel to other parts of Sonora state in compliance with the above restrictions, including tourist areas in: Hermosillo , Bahia de Kino , and Puerto Penasco .

Tabasco state – Exercise Increased Caution

There are no restrictions on travel for U.S. government employees in Tabasco state.

Tamaulipas state – Do Not Travel

Organized crime activity – including gun battles, murder, armed robbery, carjacking, kidnapping, forced disappearances, extortion, and sexual assault – is common along the northern border and in Ciudad Victoria. Criminal groups target public and private passenger buses, as well as private automobiles traveling through Tamaulipas, often taking passengers and demanding ransom payments.

Heavily armed members of criminal groups often patrol areas of the state and operate with impunity particularly along the border region from Reynosa to Nuevo Laredo.  In these areas, local law enforcement has limited capacity to respond to incidents of crime. Law enforcement capacity is greater in the tri-city area of Tampico, Ciudad Madero, and Altamira, which has a lower rate of violent criminal activity compared to the rest of the state.

U.S. citizens and LPRs have been victims of kidnapping.

  • Matamoros and Nuevo Laredo:  U.S. government employees may only travel within a limited radius around and between the U.S. Consulates in Nuevo Laredo and Matamoros, their homes, the respective U.S. Ports of Entry, and limited downtown sites, subject to an overnight curfew.
  • Overland travel in Tamaulipas:  U.S. government employees may not travel between cities in Tamaulipas using interior Mexican highways. Travel between Nuevo Laredo and Monterrey is limited to Federal Highway 85D during daylight hours with prior authorization.

U.S. government employees may not travel to other parts of Tamaulipas state.

Tlaxcala state – Exercise Increased Caution

There are no restrictions on travel for U.S. government employees in Tlaxcala state.

Veracruz state – Exercise Increased Caution

Violent crime and gang activity occur with increasing frequency in Veracruz, particularly in the center and south near Cordoba and Coatzacoalcos. While most gang-related violence is targeted, violence perpetrated by criminal organizations can affect bystanders. Impromptu roadblocks requiring payment to pass are common.

There are no restrictions on travel for U.S. government employees in Veracruz state.

Yucatan state – Exercise Normal Precautions

There are no restrictions on travel for U.S. government employees in Yucatan state, which include tourist areas in:  Chichen Itza ,  Merida ,  Uxmal , and  Valladolid .

Zacatecas state – Do Not Travel

Violent crime, extortion, and gang activity are widespread in Zacatecas state. U.S. citizens and LPRs have been victims of kidnapping.

  • Zacatecas City : U.S. government employee travel is limited to Zacatecas City proper, and employees may not travel overland to Zacatecas City.
  • U.S. government employees may not travel to other areas of Zacatecas state.

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PNC Travel Notice: A Complete Guide

We know this for sure: traveling is one of the most rewarding experiences of a lifetime, and not many would disagree. It’s about exploring new destinations and immersing yourself in different cultures, the allure of travel is undeniable. However, amidst the excitement, it’s essential to take care of logistical aspects to ensure a smooth journey so that you don’t encounter any troubles during your adventures abroad.

One of the significant concerns for travelers is ensuring uninterrupted access to their bank accounts. This brings us to the importance of a ‘PNC travel notice.’

Suppose you are a PNC Bank customer planning an upcoming trip. This guide will give you a comprehensive understanding of the PNC travel notice, its variations, and how to set one up efficiently.

Table of Contents

What is a pnc travel notice, keyword variations to understand, 1. via the pnc app:, 2. online banking:, 3. in-person or over the phone:, check your card type and fees, carry multiple cards, use chip and pin technology, notify pnc of any changes, monitor your account activity, wrapping up, frequently asked questions (faqs).

A PNC travel notice is a notification you provide to PNC Bank, informing them of your travel plans .

By setting up this notice, you’re alerting the bank about potential foreign transactions on your account. This helps in two main ways:

  • Preventing Unwanted Blockages: Banks use sophisticated algorithms to detect suspicious activity on your account. A sudden transaction from a foreign country could flag your account, leading to an unwanted block. By setting up a travel notice, you’re pre-emptively letting the bank know such a transaction is expected.
  • Ensuring Smooth Transactions: With the bank informed about your travel plans, you can confidently use your PNC card abroad, knowing that your transactions will go smoothly.

While the term ‘PNC travel notice’ is widely used, one might come across several variations of the phrase. Here’s a brief on each:

  • PNC Bank Travel Notice: This straightforward variation explicitly mentions the bank’s name.
  • Travel Notice PNC: A simple inversion of the main keyword, this term serves the same purpose.
  • PNC Travel Notice on App: This refers to setting up the travel notice via PNC’s mobile application.
  • PNC Card Travel Notice: This emphasizes using the PNC card during travels.
  • PNC Credit Card Travel Notice: A more specific version focusing on PNC’s credit card services.
  • PNC Online Banking Travel Notice: This refers to setting up the notice via PNC’s online banking platform.

Setting Up Your PNC Travel Notice

The PNC mobile app provides an intuitive interface to set up your travel notice. Here’s a step-by-step guide:

  • Open the PNC app on your smartphone.
  • Navigate to the ‘More’ or ‘Settings’ tab.
  • Look for the ‘Travel Notice’ option and select it.
  • Fill in your travel details, such as destinations and travel dates.
  • Confirm the information and submit.

If you prefer using a desktop, PNC’s online banking platform is equally efficient:

  • Log in to your PNC online banking account.
  • Navigate to the ‘Services’ or ‘Account Settings’ section.
  • Find and select the ‘Travel Notice’ option.
  • Provide the necessary travel details and confirm.

For those who prefer a more traditional approach:

  • Visit your nearest PNC bank branch and speak with a representative.
  • Alternatively, call PNC’s customer service and provide them with your travel details.

Tips and Tricks for Using Your PNC Card Abroad

pnc travel to mexico

Now that you’ve set up your travel notice, you can use your PNC card abroad.

However, there are some additional tips and tricks that can help you make the most of your card and avoid any hassles:

Depending on whether you have a debit or credit card from PNC, there may be different fees associated with foreign transactions.

For example, debit cards may charge a 3% foreign transaction fee and $5 per ATM withdrawal, while credit cards may vary depending on their features.

It’s advisable to check your card type and fees before you travel and plan your budget accordingly.

It’s always a good idea to have more than one card with you when you travel in case one gets lost, stolen, or damaged. You can also use different cards for different purposes, such as one for ATM withdrawals and another for purchases. This way, you can minimize the fees and maximize the rewards.

Most PNC cards come with chip and PIN technology, adding an extra security layer to your transactions.

Instead of swiping your card and signing a receipt, insert your card into a terminal and enter your PIN. This reduces the risk of fraud and identity theft. However, not all merchants may accept chip and PIN cards, so carrying some cash is best.

If your travel plans change unexpectedly, such as extending your stay or visiting a different country, you should notify PNC immediately. This way, you can update your travel notice and avoid any potential issues with your card. You can do this via the app, online banking, or phone.

While traveling, monitoring your account activity and reporting any suspicious or unauthorized transactions to PNC immediately is essential.

You can use the app or online banking to check your balance, view your transactions, and set up alerts. You can also contact PNC’s customer service if you need any assistance.

Traveling is an exciting and enriching experience that can broaden your horizons and create lasting memories. However, it also requires careful planning and preparation to ensure a hassle-free trip . One of the key aspects of travel planning is ensuring access to your bank account and using your card abroad.

By setting up a PNC travel notice, you can inform the bank of your travel plans and avoid any unwanted blockages or fees on your account. You can also use tips and tricks to make the most of your card and enjoy smooth transactions.

Whether traveling for business or pleasure, a PNC travel notice can help you have a stress-free and enjoyable journey.

You can set up a travel notice via the PNC mobile app, online banking, by visiting a branch, or over the phone.

The process is similar to the general PNC travel notice. Use any of the abovementioned methods and specify that you’ll use your PNC card abroad.

Open the app, go to ‘More’ or ‘Settings,’ find the ‘Travel Notice’ option, enter your details, and submit.

Choose from the options: PNC app, online banking, in-person, or over the phone.

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Are You Planning a Trip to Mexico from the United States?

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For border crossing information, tune into the port of entry's Loop Radio on 1620 AM. Report drug and alien smuggling. Call (956) 542-5811 in the U.S., 001800-0105237 from Mexico.

Prohibited/Permissible Items

  • All articles acquired in Mexico must be declared.
  • $800 exemption for gifts and personal articles, including one liter of alcoholic beverages per person over 21 every 30 days.
  • Cuban cigars are prohibited.
  • Check with U.S. Customs and Border Protection (CBP) about importing any medications prior to crossing into Mexico.
  • CBP has a zero-tolerance policy on illegal drugs. Any type, in any amount may result in serious fines, seizure of vehicle, federal record and/or imprisonment.
  • Switchblade knives, sea turtle boots or any other articles of endangered species (i.e. spotted cats, coral, crocodile, elephant, etc) are prohibited.

Prohibited/Permissible Agricultural Items

  • Most fruits are prohibited (No oranges or apples)
  • Do not take U.S. fruits and meats to Mexico-You cannot bring them back.
  • Before you go to Mexico, ask a CBP Officer for a list of items you can bring back.
  • Fines of $50 to $1,000 may result if you fail to declared agricultural items.

Texas Alcoholic Beverage Commission

  • You must be 21 years of age to possess alcoholic beverages, if you are not 21, the alcohol will automatically be confiscated.
  • One liter of alcohol and one case of beer may be imported per person every 30 days.
  • No ID=no liquor. You must prove that you are 21 or older. If you show false or altered personal identification, the ID will be confiscated and you will be prosecuted.
  • If you are 18 or over one carton of cigarettes may be imported.
  • It is illegal in Texas to consume or possess with intent to consume alcoholic beverages in a public place on Sundays between 2:15 a.m. and noon or on any other day between 2:15 a.m. and 7 a.m.
  • You are required to pay state tax on all alcoholic beverages and all cigarettes imported into Texas.

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How to Notify PNC Bank of Your Travel Plans

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When planning for your next trip, it is important to remember to inform PNC Bank about your travel plans. This simple step can save you from potential issues that may arise with your accounts while you are away.

Informing your bank about your travel plans allows them to monitor and detect any suspicious activity on your account more effectively. Banks have systems in place to detect unusual spending patterns or transactions that may indicate fraud. By notifying PNC Bank of your travel plans, you can help avoid unnecessary card declines or account freezes due to suspected fraudulent activity.

Furthermore, by informing PNC Bank about your travel, you provide them with important information that can help them better serve you while you are away. They can make a note on your account regarding your travel dates and destinations, which can be useful if you need assistance or have any questions about your accounts during your trip.

Another important reason to inform your bank is to ensure that your access to funds is not interrupted during your travels. If your bank is unaware of your travel plans and notices unusual activity on your account, they may freeze your card for security reasons. This can be incredibly inconvenient if you are relying on your card to make purchases or withdraw cash while abroad.

By alerting PNC Bank about your travel, you can prevent unnecessary inconveniences and ensure that your financial needs are met throughout your trip. It gives you peace of mind knowing that you can access your funds without any disruptions and reduces the risk of any issues arising with your accounts.

To inform PNC Bank about your travel plans, you can follow a simple procedure:

travel notification

1. Contact PNC Bank: Reach out to PNC Bank through their customer service hotline or visit a local branch. You can find the customer service contact information on their website or the back of your debit or credit card.

2. Provide your travel details: When contacting PNC Bank, inform them about your upcoming travel plans. This includes the dates of your trip, the countries or regions you will be visiting, and any layovers or connecting flights you may have. The more specific you are, the better they can assist you.

3. Confirm your contact information: Ensure that your contact details, such as your phone number and email address, are up to date with PNC Bank. This will allow them to reach out to you if they need any additional information or if there are any concerns about your accounts while you are traveling.

4. Understand their policies and services: Take the time to familiarize yourself with PNC Bank’s policies and services regarding travel. Inquire about any fees or restrictions that may apply to your accounts while abroad. This will help you make informed decisions and avoid any unexpected charges or limitations.

5. Keep your PNC Bank contact information handy: It is always a good idea to have the contact information for PNC Bank readily available during your trip. This way, if you encounter any issues or have questions, you can easily reach out to them for assistance.

Remember, informing PNC Bank about your travel plans is a proactive step to ensure a smooth and hassle-free experience with your accounts while you are away. Don’t forget to give them a heads up before your next adventure!

pnc travel to mexico

It is important to notify PNC Bank about your upcoming trip at least a few days in advance. By doing so, you can ensure that they are aware of your travel plans and can take the necessary precautions to protect your accounts and minimize any potential disruptions.

Informing PNC Bank in advance allows them to monitor your account for any suspicious activity while you are away. With the rise in identity theft and fraudulent transactions, it is crucial to take precautions to safeguard your finances. By notifying the bank, they can keep an eye out for any unusual transactions that may occur while you are traveling.

Additionally, notifying PNC Bank in advance enables them to make a note on your account about your travel plans. This note serves as a reminder to their fraud detection systems that your purchases and withdrawals in a different location are legitimate and not suspicious. This proactive measure helps to avoid unnecessary card declines or account suspensions, which can be quite inconvenient when you are far from home.

While PNC Bank may have certain safeguards and systems in place to detect unusual activity, it is still recommended to take the extra step of informing them directly about your travel. This way, you can have peace of mind knowing that your accounts are being closely monitored and protected.

To notify PNC Bank about your upcoming trip, you can choose from various convenient methods:

Table of Contents

1. Online Banking

pnc travel to mexico

If you are an online banking user, you can easily notify PNC Bank about your travel plans through their online banking portal. Simply log in to your account, navigate to the customer service section, and look for the option to notify the bank about your travel. Follow the prompts and provide the necessary details, such as your travel dates and destinations. This method is quick, efficient, and accessible from anywhere with an internet connection.

pnc travel to mexico

If you prefer a more personal touch, you can call PNC Bank’s customer service hotline to notify them about your travel. Dial the customer service phone number, which can be found on their website or the back of your bank card, and follow the prompts to reach a customer service representative. Inform them about your upcoming trip, and they will guide you through the necessary steps to update your account information.

3. In-Person Visit

pnc travel to mexico

If you prefer face-to-face interaction, you can visit a PNC Bank branch near you to notify them about your travel plans. Approach one of the bank tellers or customer service representatives and explain your situation. Provide them with the details of your upcoming trip, and they will assist you in updating your account information accordingly.

Overall, it is essential to inform PNC Bank about your travel plans to ensure the security and smooth functioning of your accounts while you are away. Whether you choose to notify them online, over the phone, or in person, taking this simple precautionary measure can save you from potential financial hassles and give you peace of mind during your travels.

How to notify PNC Bank about your travel plans

travel plans

When you are traveling, it’s important to inform PNC Bank about your plans to avoid any potential issues with your bank accounts while you’re away. Here are three easy ways to notify PNC Bank about your travel plans.

Using the PNC Bank mobile app

PNC Bank mobile app

The PNC Bank mobile app provides a convenient and user-friendly way to manage your accounts while on the go. To notify PNC Bank about your travel plans through the app, follow these steps:

  • Open the PNC Bank mobile app on your smartphone.
  • Login to your account with your username and password.
  • Click on the “Travel Notifications” or “Manage Travel Plans” option.
  • Enter the details of your upcoming travel, including the dates, destinations, and any additional information you want to provide.
  • Submit the travel notification.

By using the PNC Bank mobile app, you can conveniently notify the bank about your travel plans from anywhere, at any time. This helps ensure that any transactions you make while traveling are not flagged as suspicious, allowing you to enjoy your trip without any interruptions.

Notifying PNC Bank through online banking

online banking

If you prefer managing your banking activities through PNC Bank’s online banking platform, you can also notify the bank about your travel plans through this channel. Here’s how:

  • Visit the PNC Bank website and login to your online banking account.
  • Navigate to the “Account Services” or “Support” section.
  • Look for the option to notify PNC Bank about your travel plans and click on it.
  • Provide the necessary information about your upcoming trip, such as the travel dates, destinations, and any additional notes you want to include.

By notifying PNC Bank through online banking, you can easily update your travel information without the need to download any additional apps. This method is ideal for individuals who prefer accessing their accounts through a web browser.

Calling PNC Bank customer service

PNC Bank customer service

If you prefer a more personal approach, you can call PNC Bank’s customer service to notify them about your travel plans. Here’s what you need to do:

  • Find the customer service phone number for PNC Bank.
  • Dial the number and wait for a representative to answer your call.
  • Inform the representative about your upcoming travel plans, including the dates, destinations, and any relevant details.
  • Listen carefully to any instructions or additional information provided by the representative.
  • Thank the representative for their assistance and confirm that your travel plans have been properly noted.

By directly contacting PNC Bank’s customer service, you can have any concerns or specific questions addressed immediately. The representative can provide you with personalized advice based on your travel plans and help ensure a smooth banking experience during your trip.

Informing PNC Bank about your travel plans is an essential step to avoid any disruptions or inconveniences while you’re away. Whether it’s through the mobile app, online banking, or a phone call to customer service, PNC Bank offers multiple convenient ways to notify them about your upcoming travels. By taking a few minutes to provide this important information, you can have peace of mind and enjoy your journey without worrying about any banking issues.

PNC Bank logo

When notifying PNC Bank about your upcoming travel plans, it is important to provide them with the necessary information to ensure seamless communication. By sharing your travel dates, destinations, and contact information, you can help protect your account from any disruptions and avoid potential issues while you are away.

1. Travel Dates:

Calendar

Start by informing PNC Bank about the specific dates of your travel. Whether you are going on a short weekend getaway or an extended vacation, it is crucial to notify the bank about the duration of your trip. This will enable them to keep track of any transactions made during your absence and identify any suspicious activity that may occur.

2. Destinations:

World Map

Provide PNC Bank with a comprehensive list of the destinations you plan to visit during your travels. Include all the countries, cities, or regions you intend to explore. This information helps the bank’s fraud detection systems recognize that the transactions occurring in those locations are legitimate and not unauthorized activities.

3. Contact Information:

Contact Information

It is essential to share your updated contact information with PNC Bank before you embark on your journey. This includes your phone number, email address, and any other means of communication you may use while traveling. By doing so, you allow the bank to reach you promptly if they need to verify any suspicious transactions or inform you about any important updates related to your account.

4. Additional Details:

Travel Details

In addition to the basic information mentioned above, consider providing PNC Bank with any extra details that may be relevant to your trip. This could include special circumstances or unique situations that might affect your banking needs during your travel. For example, if you plan to use your PNC debit card for large purchases or specific activities like renting a car or booking accommodations, make sure to inform the bank in advance to prevent any unexpected access issues.

By offering these comprehensive details to PNC Bank, you play an active role in protecting your account and preventing any inconvenience while you are away. Honoring your request, the bank can customize their monitoring systems to better distinguish between authorized transactions and fraudulent activities, giving you peace of mind during your travels.

$subtitle$

When traveling abroad, it is important to inform your bank about your plans to avoid any potential disruptions or holds on your accounts. Here are some useful tips for seamlessly notifying PNC Bank about your upcoming travel:

Contact the bank in advance

Before embarking on your journey, take the time to contact PNC Bank and inform them about your travel plans. This will ensure that your transactions will not be flagged as suspicious and that your accounts will remain accessible while you are away. You can either call the bank’s customer service helpline or visit your nearest branch to notify them.

Utilize PNC's online banking services

PNC Bank offers a range of convenient online banking services that can greatly enhance your traveling experience. Make sure you are enrolled in online banking before your trip. With online banking, you can easily monitor your accounts, check your transaction history, and even make payments or transfers from anywhere in the world. This will give you greater control over your finances while on the go.

Check your card's international compatibility

Prior to your departure, it is essential to ascertain the international compatibility of your PNC debit and credit cards. Some cards may not be accepted in certain countries or regions, and others may have additional fees for foreign transactions. Contact PNC Bank to verify that your cards are compatible with your travel destinations, and if necessary, consider obtaining international debit or credit cards to ensure hassle-free usage abroad.

Set travel notifications and alerts

To further safeguard your accounts and prevent potential fraud, set up travel notifications and alerts through PNC Bank’s online banking platform. These notifications will inform the bank about your upcoming travel plans, enabling them to distinguish your legitimate transactions from any suspicious activities. Additionally, you can opt to receive real-time alerts via email or text message, ensuring that you stay informed about any account activity while traveling.

Carry alternative forms of payment

While it is important to ensure the accessibility of your PNC Bank accounts while traveling, it is equally essential to have alternative forms of payment readily available. This can include carrying a small amount of cash in the local currency, obtaining a prepaid travel card, or having a backup debit or credit card from a different financial institution. In case of any unforeseen circumstances such as lost or stolen cards, having alternative payment methods can offer peace of mind and ensure a smooth financial experience throughout your journey.

By following these tips and notifying PNC Bank about your travel plans, you can avoid any potential disruptions to your banking experience and enjoy a stress-free trip. Remember to plan ahead, stay informed about your accounts, and have backup options for financial transactions. Safe travels!

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Travel money guide: Mexico

Pay for tacos, margaritas and more south of the border — without being crushed by fees..

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In this guide

Prepaid travel card, debit card or credit card?

5 options for spending money in mexico, compare cards for international travel, where can i get money exchanged in mexico, buying mexican pesos in the us, atms in mexico, how much should i budget to travel in mexico.

Travel money type

Compare more cards

Top picks of 2024

Planning a trip south of the border? Preparing your travel money options beforehand is the key to a stress-free vacation. Credit cards, debit cards, prepaid travel cards and cash are all accepted in Mexico.

Outside of a few purchases like transportation fare or local shops, a credit card will be your best bet for everyday purchases. A card that waives foreign transaction fees like most travel credit cards can help you save on extraneous fees. Here are all of your spending options during your travel.

Our picks for traveling to Mexico

40+ currencies supported

Wise Multi-currency logo

  • 4.85% APY on USD balances
  • $0 monthly fees
  • Up to $100 free ATMs withdrawals worldwide
  • Hold and convert 40+ currencies

Up to $300 cash bonus

SoFi Checking and Savings logo

  • 0.50% APY on checking balance
  • Up to 4.60% APY on savings
  • $0 account or overdraft fees
  • Get a $300 bonus with direct deposits of $5,000 or more

Free ATM transactions

HSBC Premier Checking logo

  • $50 waivable monthly fee
  • 0% foreign transaction fee
  • Securely move money domestically and globally
  • 5 monthly out-of-network ATM reimbursements
  • Free international HSBC ATM transactions

The local currency in Mexico is the Mexican peso and there are a few ways you spend it. A combination of a travel credit card, travel debit card and a prepaid travel card that allows you to preload the Mexican peso may be your ideal option for your next trip to Mexico. And remember to have some cash too, as it can always come in handy if want to shop at a street market or if a business doesn’t accept credit cards.

ATM’s are widely available in Mexico and are compatible with debit cards, credit cards and prepaid travel cards.

There’s no single best travel money strategy, as the right one will ultimately depend on how and where you’re traveling. If you’re going to be making a lot of cash withdrawals, consider a debit card with an ATM alliance or a prepaid card with low withdrawal fees over a credit card. A credit card will make the most sense for larger purchases and you’ll likely need one for hotels.

You’ll always need cash to make everyday purchases. Withdrawing a substantial amount of cash for when you arrive can be an ideal option to ensure a smooth transition into your destination country.

Whether you’re splurging on tacos, margaritas or are sticking strictly to business, here’s how you can pay for things in Mexico:

stack of credit cards

Using a credit card

Use your credit card almost everywhere, but they aren’t accepted for buses, most taxis, tour guides, corner stores and taquerías. To beat foreign transaction fees, use a card like the Capital One VentureOne Rewards Credit Card (Terms apply, see rates & fees ).

Travel cards also often come with a variety of travel perks and the ability to earn rewards. If you pick the right travel card for your travel needs, you can rack up some miles toward your next trip.

Note that chip cards are the standard in Mexico. You can still use a magstripe card at many locations, but you may run into merchants who will only accept chip cards. As such, you may want to upgrade your card before you travel.

  • Tip: Most major lenders can arrange emergency cash or card replacement quickly if you lose your card.
  • Protected by PIN and chip
  • Accepted worldwide
  • No currency conversion or transaction fees
  • Perks including reward points, 0% purchases and frequent flyer program
  • Emergency card replacement
  • Can charge high withdrawal and cash advance fees
  • Higher spending limit (depends on your approved credit limit)

Explore top debit cards with no foreign transaction fees and travel credit cards by using the tabs to narrow down your options. Select Compare for up to four products to see their benefits side by side.

  • Credit cards

Debit card being swiped in a POS station

Using a debit card

Consider cards that have no foreign transaction and ATM fees when looking at cards. Some debit cards, like the one offered by Betterment Checking , are designed for use overseas, so they don’t charge foreign transaction fees on purchases abroad.

  • Tip: Use your card to make a cash withdrawal from an ATM in Mexico, but be aware that you may need a card with a chip.
  • Ideal for managing your travel budget
  • Currency conversion and international ATM fees
  • No emergency cash
  • No backup cards

person at laptop with credit card and phone

Using a prepaid travel card

Travel cards are generally a good way to take your funds overseas and spend in multiple currencies. Merchants in major tourist destinations like Tijuana, Cancun and Acapulco will accept US dollar as well as pesos preload onto a card.

  • Tip: If you don’t have a card that can load pesos, you should know that travel card currency conversion fees are among the highest in the market.
  • Preload and secure your exchange rate in multiple foreign currencies
  • Emergency card replacement and backup cards
  • Local ATM fee
  • Reloading time
  • No fee if you spend in currency loaded onto the card

Pesos notes

Paying with cash in Mexico

You can use USD in Mexico, especially in the major tourist spots. Some merchants give you the option of paying in pesos or dollars and the vendor can give you an “over the counter exchange rate” between the two.

The price of the goods can be inflated by as much as 30% if you pay with US dollars in Mexico, as vendors generally use an exchange rate of 10 pesos to $1 . Use Mexican pesos to make your money go further.

  • Greater payment flexibility
  • Convenience
  • Difficult to manage expenses
  • Higher risk of theft

There are a number of places to exchange cash in Mexico, including Banco de Mexico (the national bank) and at casa de cambios (exchange bureaus). Bank during regular business hours between Monday and Friday.

Your other option is to get money changed at bureaux de change and casa de cambio outlets. These exchange offices are common and they can offer the same rate, if not better, than banks.

Refreshing in: 60s | Mon, Jun 03, 10:31PM GMT

Mexican Pesos are widely available at most currency exchange offices including Travelex and major banks. Exchanging at your bank can be a good idea to avoid extra fees and charges.

Dating back to Spanish colonization, Mexican pesos come in denominations of 10c, 20c, 50c, $2, $5, $10, $20, $50, $100, $200, $500 and $1000. $20 is the lowest value banknote. MXN is the currency code for Mexican peso and Mexico uses the dollar sign ($) as the currency symbol.

The main banks in Mexico are:

  • Citi-Banamex
  • Banco del Bajio
  • BBVA Mexico
  • HSBC Mexico
  • Santander Mexico
  • Scotiabank Mexico

You should have no problem finding an ATM for withdrawing cash in Mexico. You’ll find the lowest fees at established national banks like BBVA Bancomer and Santander. And a travel-friendly debit card from a bank like Betterment Checking can help you avoid international ATM charges.

Depending on how much you’ll be traveling around Mexico — and your appetite for expensive cuisine — you could need anywhere from $20 to $150 a day in Mexico — not including accommodations. While it tends to be cheaper than the US, you should still plan on spending about $10 for every meal (at least) and more for activities and transportation.

Here’s a cheat sheet to help while you budget your trip:

Prices are approximate and are subject to change.

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Kyle Morgan

Kyle Morgan is SEO manager at Forbes Advisor and a former editor and content strategist at Finder. He has written for the USA Today network and Relix magazine, among other publications. He holds a BA in journalism and media from Rutgers University. See full profile

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With the rate changing daily , how do I create a quick cheat sheet to use during my one week stay?

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Hi Valerie,

Thanks for your question.

I would agree that exchange rates are so volatile, making it hard to predict future changes. If you are preparing a cheat sheet or budget for your future visit to Mexico, there are various ways on how you can lock in rates so you can effectively manage your finances.

One option is by opening a prepaid travel card that allows you to load Mexican pesos before your trip. The exchange rate will be locked in at the time you load currency into your card. You may also consider exchanging your USD for Mexican pesos at most major banks and currency exchange offices prior to your travel. This way, you can pay like the locals do without worrying about fees and charges.

Our guide above also discusses other travel money options for Mexico. It would be good to review the pros and cons of each option so you’ll know which one is suitable for your situation.

I hope this helps.

Cheers, Anndy

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What Documents Do I Need for Mexico Travel?

pnc travel to mexico

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  • Passport or PASS Card
  • Acceptable ID
  • Mexico Tourist Card
  • Where You'll Show Documents

Remember to Keep Track of Your ID and Tourist Card

  • Travel Insurance

If you're a U.S. citizen planning a vacation to Mexico, you'll be happy to hear you don't need much in the way of documentation to cross the border. How you are traveling makes a difference, though. The documents you need to travel to Mexico by car or boat differ from what you need if you are flying. Though be aware that no matter which type of transport you choose, you can not travel to Mexico with a Real ID. Read on to discover just what you need to have with you to cross the southern border. 

What documents do I need to fly to Mexico?

To travel between the US and Mexico by air, you must have a valid passport. You cannot fly internationally with a passport card, and you cannot travel to Mexico with a Real ID.

Please be aware that you can no longer use proof of U.S. citizenship, like an embossed birth certificate, with a government-issued photo ID (more on those below) to get into or out of the country. Regardless of your ID choice, you will also need a Mexico tourist card , which you'll be given to fill out on the plane or at the border if you'll be traveling overland.

What documents do I need to travel to Mexico by car or boat?

To travel by land or sea, you can use a passport card or Enhanced Driver's License (residents of some U.S. states can get these) at the border. The documents you need to travel to Mexico by car or boat include:

  • A passport or
  • A passport card
  • Trusted Traveler cards (SENTRI or FAST)
  • State-issued Enhanced driver's license (when available)
  • Enhanced Tribal Cards (when available)
  • U.S. Military ID with military travel orders
  • U.S. Merchant Mariner credential when traveling in conjunction with official maritime business
  • Native American Tribal photo ID card
  • Form I-872 American Indian Card

Outside of a passport, the above documents are valid only for land and sea travel to Mexico. You cannot fly internationally with any ID except a passport.

Tip: It is far cheaper to get a passport at your leisure than to rush a passport just before you need it. If you need to rush a passport application , though, do it yourself—there's no need to pay even more for a passport expediting service.

How do I get a Mexico tourist card?

A Mexico tourist card, also called an FMM, is a government form declaring that you have stated the purpose of your visit to Mexico to be tourism, and it must be carried with you while you are visiting Mexico. Although more than one kind of Mexico visa exists, this is a simple declaration of your intention to vacation in Mexico for no more than 180 days.

It's essentially a standard arrivals card you have to fill in when entering most countries. At immigration, they'll attach a departure card to your passport to hand back when you leave the country. Make sure to fill this out in advance of arriving back at the airport to save time when passing through immigration. 

If you are driving to Mexico, you can get a tourist card at or near the border. If you are flying to Mexico, you will get a tourist card on the plane. 

Where will I need to show my documents in Mexico?

Whenever you cross the border into Mexico, you will need to show your travel documents.

If you are flying into Mexico, you will need to show your travel documents to the Mexico immigration agents before leaving the airport. You may have to show your travel documents again before picking up your luggage. When you leave Mexico by plane, you will need to show your travel documents before you pass through security and board the plane. You'll be expected to hand in your departure card as you pass through immigration, as well, so make sure not to lose it while you're in the country.

If you are driving into Mexico , you will need to show your identification before crossing the border. You will get a tourist card at or very close to the border, and you'll be expected to carry this with you at all times while you're in the country. If you are driving out of Mexico, you will need to show all of your travel documentation before crossing back into the United States. 

You will need to turn your tourist card in when you leave Mexico. And, while it's rare for you to need to produce your ID, if you're driving around the country you may pass occasional checkpoints. The last thing you want is to be taken down to the police station because you can't produce your ID. 

Tip: Don't Forget Travel Insurance 

Travel insurance is a travel essential, so if you're going to be going to Mexico and you're organized enough to be researching which documents you need, there are no excuses for not getting insured.

Suppose something serious happens while in Mexico, you'll need travel insurance. The costs of medical care can often add up to far more than you'd spend on insurance, and if it's so bad that you need to be repatriated to the United States, you could find yourself in seven figures worth of debt. It's not worth taking the risk: get travel insurance. 

Travel Insurance Documents You'll Need

You'll want to bring at least one copy of your travel insurance confirmation of coverage when you're traveling to Mexico. Your confirmation should have the insurance company's phone number on it in case you need to reach them, your policy number, and a thorough explanation of your coverage. We recommend bringing a digital copy and at least one physical copy, that way you'll have access to it at all times. It wouldn't hurt to have a digital copy of your policy terms and conditions either, just in case you need to refer back to it.

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U.S. Issues Travel Warning for Mexico Ahead of Spring Break

The warning is asking travelers to “travel smart” and “be informed."

pnc travel to mexico

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The United States is warning travelers heading to Mexico to be aware of their surroundings ahead of the spring break holiday season.

The warning , which was issued this week by the U.S. Embassy and Consulates in Mexico, reminds travelers to “travel smart” and “be informed” as “thousands of U.S. citizens visit Mexico during spring break” each year. The embassy continued that “while the vast majority travel safely,” visitors should be aware of issues with crime, drugs, unregulated alcohol, drownings, and more. 

“Crime, including violent crime, can occur anywhere in Mexico, including in popular tourist destinations. Travelers should maintain a high level of situational awareness, avoid areas where illicit activities occur, and promptly depart from potentially dangerous situations,” the embassy warned. “U.S. citizens should exercise increased caution in the downtown areas of popular spring break locations including Cancun, Playa Del Carmen, and Tulum, especially after dark.”

The warning also reminded American travelers that drug possession and use is illegal in Mexico, including medical marijuana. It also advised that unregulated alcohol may be contaminated, that counterfeit medication is common, and that guns are illegal in Mexico.

When it comes to the country’s popular beaches, the embassy reminded travelers some beaches may have strong rip tides and “may lack lifeguards, warnings, or signs of unsafe conditions.”

The U.S. Embassy and Consulates in Mexico issued a similar spring break warning last year .

The U.S. Department of State classifies different states in Mexico under different warning levels. While travelers can “exercise normal precautions” when traveling to the Campeche and Yucatan states, the State Department warns them to “exercise increased caution” when heading to places like Baja California Sur (where Los Cabos is), Mexico City, and Quintana Roo (where Cancun is) due to crime.

The State Department also asks American travelers to “reconsider” going to the state of Jalisco, which is home to popular destination Puerto Vallarta , due to the danger of crime and kidnapping.

The State Department recommends Americans who do travel to Mexico keep people at home informed of their travel plans and enroll in the department’s Smart Traveler Enrollment Program (STEP) to both receive alerts and make it easier to locate them if an emergency occurs.

Travelers heading to international destinations can view all current travel advisories on the State Department's website at  travel.state.gov .

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Mexico Traveler View

Travel health notices, vaccines and medicines, non-vaccine-preventable diseases, stay healthy and safe.

  • Packing List

After Your Trip

Map - Mexico

Be aware of current health issues in Mexico. Learn how to protect yourself.

Level 1 Practice Usual Precautions

  • Dengue in the Americas May 16, 2024 Dengue is a risk in many parts of Central and South America, Mexico, and the Caribbean. Some countries are reporting increased numbers of cases of the disease. Travelers to the Americas can protect themselves by preventing mosquito bites. Destination List: Argentina, Brazil, Colombia, Costa Rica, Curaçao, Ecuador, including the Galápagos Islands, French Guiana (France), Guadeloupe, Guatemala, Guyana, Honduras, Martinique (France), Mexico, Nicaragua, Panama, Paraguay, Peru, Uruguay
  • Rocky Mountain Spotted Fever in Mexico March 12, 2024 There have been reports of Rocky Mountain spotted fever (RMSF) in people traveling to the United States from Tecate, in the state of Baja California, Mexico.
  • Salmonella Newport in Mexico March 29, 2023 Some travelers who have spent time in Mexico have been infected with multidrug-resistant (MDR) Salmonella Newport.

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Check the vaccines and medicines list and visit your doctor at least a month before your trip to get vaccines or medicines you may need. If you or your doctor need help finding a location that provides certain vaccines or medicines, visit the Find a Clinic page.

Routine vaccines

Recommendations.

Make sure you are up-to-date on all routine vaccines before every trip. Some of these vaccines include

  • Chickenpox (Varicella)
  • Diphtheria-Tetanus-Pertussis
  • Flu (influenza)
  • Measles-Mumps-Rubella (MMR)

Immunization schedules

All eligible travelers should be up to date with their COVID-19 vaccines. Please see  Your COVID-19 Vaccination  for more information. 

COVID-19 vaccine

Chikungunya

There has been evidence of chikungunya virus transmission in Mexico within the last 5 years. Chikungunya vaccination may be considered for the following travelers:

  • People aged 65 years or older, especially those with underlying medical conditions, who may spend at least 2 weeks (cumulative time) in indoor or outdoor areas where mosquitoes are present in Mexico, OR
  • People planning to stay in Mexico for a cumulative period of 6 months or more

Chikungunya - CDC Yellow Book

Hepatitis A

Recommended for unvaccinated travelers one year old or older going to Mexico.

Infants 6 to 11 months old should also be vaccinated against Hepatitis A. The dose does not count toward the routine 2-dose series.

Travelers allergic to a vaccine component or who are younger than 6 months should receive a single dose of immune globulin, which provides effective protection for up to 2 months depending on dosage given.

Unvaccinated travelers who are over 40 years old, immunocompromised, or have chronic medical conditions planning to depart to a risk area in less than 2 weeks should get the initial dose of vaccine and at the same appointment receive immune globulin.

Hepatitis A - CDC Yellow Book

Dosing info - Hep A

Hepatitis B

Recommended for unvaccinated travelers younger than 60 years old traveling to Mexico. Unvaccinated travelers 60 years and older may get vaccinated before traveling to Mexico.

Hepatitis B - CDC Yellow Book

Dosing info - Hep B

CDC recommends that travelers going to certain areas of Mexico take prescription medicine to prevent malaria. Depending on the medicine you take, you will need to start taking this medicine multiple days before your trip, as well as during and after your trip. Talk to your doctor about which malaria medication you should take.

Find  country-specific information  about malaria.

Malaria - CDC Yellow Book

Considerations when choosing a drug for malaria prophylaxis (CDC Yellow Book)

Malaria information for Mexico.

Cases of measles are on the rise worldwide. Travelers are at risk of measles if they have not been fully vaccinated at least two weeks prior to departure, or have not had measles in the past, and travel internationally to areas where measles is spreading.

All international travelers should be fully vaccinated against measles with the measles-mumps-rubella (MMR) vaccine, including an early dose for infants 6–11 months, according to  CDC’s measles vaccination recommendations for international travel .

Measles (Rubeola) - CDC Yellow Book

Dogs infected with rabies are sometimes found in Mexico.

Rabies is also commonly found in some terrestrial wildlife species.

If rabies exposures occur while in Mexico, rabies vaccines are typically available throughout most of the country.

Rabies pre-exposure vaccination considerations include whether travelers 1) will be performing occupational or recreational activities that increase risk for exposure to potentially rabid animals and 2) might have difficulty getting prompt access to safe post-exposure prophylaxis.

Please consult with a healthcare provider to determine whether you should receive pre-exposure vaccination before travel.

For more information, see country rabies status assessments .

Rabies - CDC Yellow Book

Recommended for most travelers, especially those staying with friends or relatives or visiting smaller cities or rural areas.

Typhoid - CDC Yellow Book

Dosing info - Typhoid

Avoid contaminated water

Leptospirosis

How most people get sick (most common modes of transmission)

  • Touching urine or other body fluids from an animal infected with leptospirosis
  • Swimming or wading in urine-contaminated fresh water, or contact with urine-contaminated mud
  • Drinking water or eating food contaminated with animal urine
  • Avoid contaminated water and soil

Clinical Guidance

Avoid bug bites, chagas disease (american trypanosomiasis).

  • Accidentally rub feces (poop) of the triatomine bug into the bug bite, other breaks in the skin, your eyes, or mouth
  • From pregnant woman to her baby, contaminated blood products (transfusions), or contaminated food or drink.
  • Avoid Bug Bites

Chagas disease

  • Mosquito bite

Leishmaniasis

  • Sand fly bite
  • An infected pregnant woman can spread it to her unborn baby

Airborne & droplet

Avian/bird flu.

  • Being around, touching, or working with infected poultry, such as visiting poultry farms or live-animal markets
  • Avoid domestic and wild poultry
  • Breathing in air or accidentally eating food contaminated with the urine, droppings, or saliva of infected rodents
  • Bite from an infected rodent
  • Less commonly, being around someone sick with hantavirus (only occurs with Andes virus)
  • Avoid rodents and areas where they live
  • Avoid sick people

Tuberculosis (TB)

  • Breathe in TB bacteria that is in the air from an infected and contagious person coughing, speaking, or singing.

Learn actions you can take to stay healthy and safe on your trip. Vaccines cannot protect you from many diseases in Mexico, so your behaviors are important.

Eat and drink safely

Food and water standards around the world vary based on the destination. Standards may also differ within a country and risk may change depending on activity type (e.g., hiking versus business trip). You can learn more about safe food and drink choices when traveling by accessing the resources below.

  • Choose Safe Food and Drinks When Traveling
  • Water Treatment Options When Hiking, Camping or Traveling
  • Global Water, Sanitation and Hygiene | Healthy Water
  • Avoid Contaminated Water During Travel

You can also visit the Department of State Country Information Pages for additional information about food and water safety.

Prevent bug bites

Bugs (like mosquitoes, ticks, and fleas) can spread a number of diseases in Mexico. Many of these diseases cannot be prevented with a vaccine or medicine. You can reduce your risk by taking steps to prevent bug bites.

What can I do to prevent bug bites?

  • Cover exposed skin by wearing long-sleeved shirts, long pants, and hats.
  • Use an appropriate insect repellent (see below).
  • Use permethrin-treated clothing and gear (such as boots, pants, socks, and tents). Do not use permethrin directly on skin.
  • Stay and sleep in air-conditioned or screened rooms.
  • Use a bed net if the area where you are sleeping is exposed to the outdoors.

What type of insect repellent should I use?

  • FOR PROTECTION AGAINST TICKS AND MOSQUITOES: Use a repellent that contains 20% or more DEET for protection that lasts up to several hours.
  • Picaridin (also known as KBR 3023, Bayrepel, and icaridin)
  • Oil of lemon eucalyptus (OLE) or para-menthane-diol (PMD)
  • 2-undecanone
  • Always use insect repellent as directed.

What should I do if I am bitten by bugs?

  • Avoid scratching bug bites, and apply hydrocortisone cream or calamine lotion to reduce the itching.
  • Check your entire body for ticks after outdoor activity. Be sure to remove ticks properly.

What can I do to avoid bed bugs?

Although bed bugs do not carry disease, they are an annoyance. See our information page about avoiding bug bites for some easy tips to avoid them. For more information on bed bugs, see Bed Bugs .

For more detailed information on avoiding bug bites, see Avoid Bug Bites .

Some diseases in Mexico—such as dengue, Zika, leishmaniasis, and Chagas disease—are spread by bugs and cannot be prevented with a vaccine. Follow the insect avoidance measures described above to prevent these and other illnesses.

Stay safe outdoors

If your travel plans in Mexico include outdoor activities, take these steps to stay safe and healthy during your trip.

  • Stay alert to changing weather conditions and adjust your plans if conditions become unsafe.
  • Prepare for activities by wearing the right clothes and packing protective items, such as bug spray, sunscreen, and a basic first aid kit.
  • Consider learning basic first aid and CPR before travel. Bring a travel health kit with items appropriate for your activities.
  • If you are outside for many hours in heat, eat salty snacks and drink water to stay hydrated and replace salt lost through sweating.
  • Protect yourself from UV radiation : use sunscreen with an SPF of at least 15, wear protective clothing, and seek shade during the hottest time of day (10 a.m.–4 p.m.).
  • Be especially careful during summer months and at high elevation. Because sunlight reflects off snow, sand, and water, sun exposure may be increased during activities like skiing, swimming, and sailing.
  • Very cold temperatures can be dangerous. Dress in layers and cover heads, hands, and feet properly if you are visiting a cold location.

Stay safe around water

  • Swim only in designated swimming areas. Obey lifeguards and warning flags on beaches.
  • Practice safe boating—follow all boating safety laws, do not drink alcohol if driving a boat, and always wear a life jacket.
  • Do not dive into shallow water.
  • Do not swim in freshwater in developing areas or where sanitation is poor.
  • Avoid swallowing water when swimming. Untreated water can carry germs that make you sick.
  • To prevent infections, wear shoes on beaches where there may be animal waste.

Leptospirosis, a bacterial infection that can be spread in fresh water, is found in Mexico. Avoid swimming in fresh, unchlorinated water, such as lakes, ponds, or rivers.

Keep away from animals

Most animals avoid people, but they may attack if they feel threatened, are protecting their young or territory, or if they are injured or ill. Animal bites and scratches can lead to serious diseases such as rabies.

Follow these tips to protect yourself:

  • Do not touch or feed any animals you do not know.
  • Do not allow animals to lick open wounds, and do not get animal saliva in your eyes or mouth.
  • Avoid rodents and their urine and feces.
  • Traveling pets should be supervised closely and not allowed to come in contact with local animals.
  • If you wake in a room with a bat, seek medical care immediately. Bat bites may be hard to see.

All animals can pose a threat, but be extra careful around dogs, bats, monkeys, sea animals such as jellyfish, and snakes. If you are bitten or scratched by an animal, immediately:

  • Wash the wound with soap and clean water.
  • Go to a doctor right away.
  • Tell your doctor about your injury when you get back to the United States.

Consider buying medical evacuation insurance. Rabies is a deadly disease that must be treated quickly, and treatment may not be available in some countries.

Reduce your exposure to germs

Follow these tips to avoid getting sick or spreading illness to others while traveling:

  • Wash your hands often, especially before eating.
  • If soap and water aren’t available, clean hands with hand sanitizer (containing at least 60% alcohol).
  • Don’t touch your eyes, nose, or mouth. If you need to touch your face, make sure your hands are clean.
  • Cover your mouth and nose with a tissue or your sleeve (not your hands) when coughing or sneezing.
  • Try to avoid contact with people who are sick.
  • If you are sick, stay home or in your hotel room, unless you need medical care.

Avoid sharing body fluids

Diseases can be spread through body fluids, such as saliva, blood, vomit, and semen.

Protect yourself:

  • Use latex condoms correctly.
  • Do not inject drugs.
  • Limit alcohol consumption. People take more risks when intoxicated.
  • Do not share needles or any devices that can break the skin. That includes needles for tattoos, piercings, and acupuncture.
  • If you receive medical or dental care, make sure the equipment is disinfected or sanitized.

Know how to get medical care while traveling

Plan for how you will get health care during your trip, should the need arise:

  • Carry a list of local doctors and hospitals at your destination.
  • Review your health insurance plan to determine what medical services it would cover during your trip. Consider purchasing travel health and medical evacuation insurance.
  • Carry a card that identifies, in the local language, your blood type, chronic conditions or serious allergies, and the generic names of any medications you take.
  • Some prescription drugs may be illegal in other countries. Call Mexico’s embassy to verify that all of your prescription(s) are legal to bring with you.
  • Bring all the medicines (including over-the-counter medicines) you think you might need during your trip, including extra in case of travel delays. Ask your doctor to help you get prescriptions filled early if you need to.

Many foreign hospitals and clinics are accredited by the Joint Commission International. A list of accredited facilities is available at their website ( www.jointcommissioninternational.org ).

In some countries, medicine (prescription and over-the-counter) may be substandard or counterfeit. Bring the medicines you will need from the United States to avoid having to buy them at your destination.

Malaria is a risk in some parts of Mexico. If you are going to a risk area, fill your malaria prescription before you leave, and take enough with you for the entire length of your trip. Follow your doctor’s instructions for taking the pills; some need to be started before you leave.

Select safe transportation

Motor vehicle crashes are the #1 killer of healthy US citizens in foreign countries.

In many places cars, buses, large trucks, rickshaws, bikes, people on foot, and even animals share the same lanes of traffic, increasing the risk for crashes.

Be smart when you are traveling on foot.

  • Use sidewalks and marked crosswalks.
  • Pay attention to the traffic around you, especially in crowded areas.
  • Remember, people on foot do not always have the right of way in other countries.

Riding/Driving

Choose a safe vehicle.

  • Choose official taxis or public transportation, such as trains and buses.
  • Ride only in cars that have seatbelts.
  • Avoid overcrowded, overloaded, top-heavy buses and minivans.
  • Avoid riding on motorcycles or motorbikes, especially motorbike taxis. (Many crashes are caused by inexperienced motorbike drivers.)
  • Choose newer vehicles—they may have more safety features, such as airbags, and be more reliable.
  • Choose larger vehicles, which may provide more protection in crashes.

Think about the driver.

  • Do not drive after drinking alcohol or ride with someone who has been drinking.
  • Consider hiring a licensed, trained driver familiar with the area.
  • Arrange payment before departing.

Follow basic safety tips.

  • Wear a seatbelt at all times.
  • Sit in the back seat of cars and taxis.
  • When on motorbikes or bicycles, always wear a helmet. (Bring a helmet from home, if needed.)
  • Avoid driving at night; street lighting in certain parts of Mexico may be poor.
  • Do not use a cell phone or text while driving (illegal in many countries).
  • Travel during daylight hours only, especially in rural areas.
  • If you choose to drive a vehicle in Mexico, learn the local traffic laws and have the proper paperwork.
  • Get any driving permits and insurance you may need. Get an International Driving Permit (IDP). Carry the IDP and a US-issued driver's license at all times.
  • Check with your auto insurance policy's international coverage, and get more coverage if needed. Make sure you have liability insurance.
  • Avoid using local, unscheduled aircraft.
  • If possible, fly on larger planes (more than 30 seats); larger airplanes are more likely to have regular safety inspections.
  • Try to schedule flights during daylight hours and in good weather.

Medical Evacuation Insurance

If you are seriously injured, emergency care may not be available or may not meet US standards. Trauma care centers are uncommon outside urban areas. Having medical evacuation insurance can be helpful for these reasons.

Helpful Resources

Road Safety Overseas (Information from the US Department of State): Includes tips on driving in other countries, International Driving Permits, auto insurance, and other resources.

The Association for International Road Travel has country-specific Road Travel Reports available for most countries for a minimal fee.

For information traffic safety and road conditions in Mexico, see Travel and Transportation on US Department of State's country-specific information for Mexico .

Maintain personal security

Use the same common sense traveling overseas that you would at home, and always stay alert and aware of your surroundings.

Before you leave

  • Research your destination(s), including local laws, customs, and culture.
  • Monitor travel advisories and alerts and read travel tips from the US Department of State.
  • Enroll in the Smart Traveler Enrollment Program (STEP) .
  • Leave a copy of your itinerary, contact information, credit cards, and passport with someone at home.
  • Pack as light as possible, and leave at home any item you could not replace.

While at your destination(s)

  • Carry contact information for the nearest US embassy or consulate .
  • Carry a photocopy of your passport and entry stamp; leave the actual passport securely in your hotel.
  • Follow all local laws and social customs.
  • Do not wear expensive clothing or jewelry.
  • Always keep hotel doors locked, and store valuables in secure areas.
  • If possible, choose hotel rooms between the 2nd and 6th floors.

To call for emergency services while in Mexico, dial 066, 060, or 080. Write these numbers down to carry with you during your trip.

Learn as much as you can about Mexico before you travel there. A good place to start is the country-specific information on Mexico from the US Department of State.

Americans in Mexico have been arrested for purchasing souvenirs that were, or looked like, antiques and that local customs authorities believed were national treasures. Familiarize yourself with any local regulations for antiques and follow these tips:

  • When you are considering purchasing an authentic antique or a reproduction, ask if you are allowed to export these items before you purchase them.
  • If you buy a reproduction, document on the customs form that it is a reproduction.
  • If you buy an authentic antique, obtain the necessary export permit (often from the national museum).

Healthy Travel Packing List

Use the Healthy Travel Packing List for Mexico for a list of health-related items to consider packing for your trip. Talk to your doctor about which items are most important for you.

Why does CDC recommend packing these health-related items?

It’s best to be prepared to prevent and treat common illnesses and injuries. Some supplies and medicines may be difficult to find at your destination, may have different names, or may have different ingredients than what you normally use.

If you are not feeling well after your trip, you may need to see a doctor. If you need help finding a travel medicine specialist, see Find a Clinic . Be sure to tell your doctor about your travel, including where you went and what you did on your trip. Also tell your doctor if you were bitten or scratched by an animal while traveling.

If your doctor prescribed antimalarial medicine for your trip, keep taking the rest of your pills after you return home. If you stop taking your medicine too soon, you could still get sick.

Malaria is always a serious disease and may be a deadly illness. If you become ill with a fever either while traveling in a malaria-risk area or after you return home (for up to 1 year), you should seek immediate medical attention and should tell the doctor about your travel history.

For more information on what to do if you are sick after your trip, see Getting Sick after Travel .

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Do You Need a Passport to Go to Mexico?

Everything you need to know about travel requirements to visit the united states’ southern neighbor..

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A female tourist stands in front of a Mexican pyramid

What documents are necessary to visit Mexico’s wondrous destinations?

Photo by Shutterstock

With colorful fiestas, lively cities, dense jungles, some of the world’s greatest archaeological monuments, and roughly 7,000 miles of coastline prime for sunning and snorkeling, Mexico is a popular destination for U.S. travelers. And if you’re eyeing a trip across the southern border, you might be wondering what the travel requirements are, particularly whether a passport is necessary or if an alternative document is available. Here’s what you need to know.

Do you need a passport to enter Mexico?

Yes, Americans need a passport (or appropriate alternative travel document) to visit Mexico.

In the past, visiting Mexico with just a driver’s license or birth certificate was possible. However, in 2009, the U.S. Department of State implemented the Western Hemisphere Travel Initiative (WHTI), which requires all U.S. citizens and legal residents to present a valid passport when entering or re-entering the United States from Mexico by land, sea, or air. The initiative was made “ to strengthen border security and facilitate entry into the United States. ” It made passports the standard document for travel between the United States, Canada, Mexico, the Caribbean, and Bermuda.

Acceptable alternative documents for crossing the U.S.-Mexico border

If you’re a U.S. citizen without a traditional passport, you can use a few other documents to visit Mexico.

Passport card

The U.S. government introduced the passport card as a convenient and cheaper alternative to the traditional passport book; it is good for land and sea travel to Mexico, Canada, and the Caribbean. The passport card is wallet-size (much like a driver’s license) and includes information about its owner, including full name, nationality, place of birth, gender, dates of issue and expiration, a unique ID number, and photo.

Passport cards, however, are only accepted for land and sea travel between the U.S. and Mexico. Air travel to Mexico still requires a passport book.

SENTRI pass

There’s also the SENTRI (Secure Electronic Network for Travelers Rapid Inspection) pass, which is a trusted traveler program similar to Global Entry or TSA PreCheck .

The program requires prescreening and provides participants with a special card that can be used in place of a passport for land border crossings (by car or foot). While primarily aimed at frequent cross-border travelers, these programs offer a convenient option for those looking for efficient travel between the two countries.

Enhanced Driver’s Licenses

A handful of U.S. states offer Enhanced Driver’s Licenses , which contain additional security features that allow them to be used in lieu of a passport for travel to Mexico by car. Enhanced Driver’s Licenses are available in Michigan, Minnesota, New York, Vermont, and Washington.

Do you need a passport on a cruise that stops in Mexico?

Americans can also travel to Mexico (and certain other Caribbean islands) without a passport if they’re on a “closed-loop” cruise .

Basically, a closed-loop cruise leaves from and returns to the same U.S. port for embarkation and disembarkation. The rules for sea travel were established under the Western Hemisphere Travel Initiative and allow Americans to travel to Bermuda, the Bahamas, and Mexico without a passport, specifically on closed-loop sailings. However, some cruise companies require (or at least recommend) that you have a passport in case of emergency (such as a medical issue that causes you to fly home early).

Courtesy of Kessler Collection

How to Get Pesos in Mexico: ATM Fees & Money Exchange Rates

Before you travel to Mexico, you’ll probably be wondering how to get pesos in Mexico . What money is best to take to Mexico? Do you need to carry cash? Should you exchange money before you travel to Mexico? Or is there a way to get pesos once there without paying huge fees? Once you are there, can you use your debit and credit cards?

Below are our tips to get the lowest ATM fees, how to use your debit card, when to use a credit card, the cheapest way to get pesos, how to send money to Mexico, and where to find the best exchange rates so that you never get overcharged or scammed again !

PRO TIP: Hit Decline!

Currency exchanges, sending more than $9000 usd to mxn, about the mexican peso.

Mexico’s national currency is the Peso. The symbol for the Mexican Peso is $, MXN, or MN (which stands for Moneda Nacional ). Mexican bills are printed in denominations of 20, 50, 100, 200, 500, and 1000 pesos.

The value of the Mexican Peso fluctuates every day and has varied over the years. In the year 2000 , the exchange rate for $1 USD was ~$10 MXN, in 2010 it was ~$13 MXN, and in 2020 hovered around $20 MXN.

How to Get Pesos in Mexico

Below we’ll cover how to get money in Mexico by finding the best low-fee ATM exchange rates, how to avoid atm fees, how to use your debit card in Mexico, & using currency exchanges only when needed. Make sure to not miss out on our ATM PRO TIP below to save hundreds of dollars when getting pesos in Mexico!

ATM Rates & Fees

The best way to get pesos in Mexico for your trip is to use your debit card at an ATM. We recommend exchanging enough pesos from your home country before your trip to make it through your first day. Afterward, simply get cash from a local ATM to get the best exchange rate possible.

There are usually a TON of different ATMs right as you exit customs at international airports, which is why it really isn’t necessary to exchange money before you travel to Mexico. The prompts are in English and Spanish so they are easy to follow. Just remember to tell your bank back home that you’ll be traveling to Mexico so that they don’t try to block your card when you try to pull out pesos.

I do not suggest using any random ATM you find on the street, as you’ll probably end up paying high service fees to pull out cash. The best & lowest fee ATMs to withdraw pesos in Mexico are from well-known national banks such as:

  • BBVA Bancomer
  • Scotiabank (partnered with Bank of America)
  • Banco del Bajío

Some banks have been reported to have corrupt business histories in Mexico, such as HSBC or Citi Banamex (owned by US Citigroup):

HSBC provided money-laundering services of more than $881 million to various drug cartels including Mexico’s Sinaloa cartel and Colombia’s Norte del Valle cartel, which resulted in the heaviest fines ever imposed on a financial institution: $1.9 billion USD. – Investopedia

When using a debit card, we have seen the lowest ATM fees in Mexico (between $25-30 pesos) at BBVA, Santander, Scotiabank, and Banorte. Also, be aware that your home bank may charge you a Foreign Transaction Fee (often up to $5 USD). Double-check with your local bank to see if they have any partnership with a Mexican bank to avoid these extra fees.

For example, Bank of America has a partnership with Scotiabank, so if you use their ATM you would avoid that ATM usage fee for each cash withdrawal. If you travel abroad often, you may want to open a Charles Schwab  account. They reimburse 100% of ATM fees  charged by ATM operators AND they do not charge a  foreign transaction fee  when using their debit card abroad, making it the cheapest way to get pesos.

When the ATM asks you if you would like to accept their exchange rate, click DECLINE!!!!!!!!!! I cannot emphasize this enough. You should always decline their conversion offer and process the transaction normally, but many people don’t know that and just hit accept (see image below).

The bank is trying to get you to accept their ATM exchange rate, which is much worse than the rate your actual bank will give you. After you press DECLINE, it will complete the transaction at the current market rate plus a small ATM fee.

Here is the perfect example: last time I used an ATM to get cash, I wanted to pull out $8000 pesos. The bank wanted to give me an ATM exchange rate of 18.83 MXN = 1 USD , but I hit ‘DECLINE’ and the machine proceeded to give me my $8000 MXN in cash without a problem. I later checked my bank statement to see the exchange rate my bank had given me, and it ended up being $21.09 MXN = 1 USD . Even though that may seem like a small difference, it would have cost me an additional $45 USD if I had clicked ‘ACCEPT’ !

It’s a perfectly legal scam that goes by the name of Dynamic Currency Conversion , or DCC. You would effectively be letting the ATM make up an exchange rate for you. The only thing more likely to screw you over than your own bank is a foreign bank.

“The problem is that the exchange rate is virtually guaranteed to be terrible, and there may be an additional fee for the service. Furthermore, those costs may not be disclosed to you up front.” – The Points Guy

Fortunately, this is almost always avoidable , and simply understanding how DCC works is the most important step towards not getting scammed at the next ATM. I have literally saved hundreds of dollars by using this “trick” and I just wish more people knew about it by learning how to get pesos in Mexico the right way. This is just another example of why banks are the greatest thieves in history .

Credit Card

This is my personal favorite way to pay for things in Mexico since it will give you the best exchange rate possible and I get to earn credit card points, but make sure your bank doesn’t charge foreign transaction fees . The problem with this payment method is that not all businesses in Mexico accept credit cards, so always ask first .

When you use a credit card machine in Mexico, it will probably print out a receipt and the cardholder must physically sign the slip to complete the transaction. They are also beginning to use the chip & PIN payment method more and more.

Many restaurants, hotels, and stores accept credit cards, but you should definitely carry some cash. I highly recommend using an ATM over the Currency Exchanges… but make sure to read my ‘ Pro Tip ‘ above. It can save you a ton of money when searching for how to get pesos in Mexico!

If you are searching for how to get pesos in Mexico, currency exchanges at the airport or downtown will always offer you a worse exchange rate than your bank. That’s how they make money! For this reason, I only suggest using this option when you have some leftover pesos before your return flight at the airport.

If you absolutely need to, the best way to exchange money in Mexico is to look for the words “Casa de Cambio” or search on Google Maps for a nearby “Currency Exchange Service”. We would suggest calling ahead to ask what the current exchange rate is. Mexico City’s airport is one of the best places to exchange your foreign banknotes as the exchange houses there offer very competitive and attractive exchange rates due to high competition.

Best Way to Send Money to Mexico

The cheapest way to send money to Mexico depends on the amount you are sending and your payment method:

Sending less than $9000 USD to MXN

We use Wise (formerly Transferwise) whenever their total fees add up to less than $75 USD. At the time of writing this article, that was around the $9000 USD mark. Wise offers great exchange rates to send money to Mexico since they are independently provided by Reuters, guaranteeing fair and low-cost money transfers. Based on our past experience with them, the recipient’s Mexican bank account usually gets the money transfer within 2 hours (direct debit) or 3 days (wire transfer option). It is definitely one of the most efficient and cheap ways to send money to Mexico.

The main disadvantage of Wise is that you cannot send MXN to USD. They only allow converting USD to MXN, which isn’t surprising since the amount of Remesas (Remittances) that Mexico gets is huge!

If you are sending amounts higher than $9000 USD, the cheapest way to send money may be with a wire transfer directly from your bank. Make sure to ask your bank about all the related fees. Also ask if the recipient’s bank charges any fees to receive the amount in USD and how they set the exchange rate.

When making the wire transfer, select “SEND IN USD” or choose “I do not know the currency of the receiving account”. Banks want you to accept their terrible exchange rates. For example, for a $55,000 USD wire transfer, the bank wanted me to accept their set exchange rate, which (after crunching the numbers) would have cost me over $1500 for sending the money. Instead, simply send the amount in USD, pay the one-time fee (in my case it was $45 USD), and the funds will be converted to local currency at an exchange rate that’s set by the receiving bank (make sure to ask how this bank sets their exchange rate, as it varies a lot from bank to bank). See example below:

Other Money Tips

  • Don’t pay with dollars at stores or restaurants since they’ll probably be giving you a bad exchange rate .
  • To avoid bank card cloning or skimming, never allow your cards out of your sight. If your card has a “chip & pin” method, ask your waiter to bring the payment terminal to your table and cover your hand as you enter your PIN. If the terminal is not portable take your card to the cashier to pay. This is very normal.
  • Just to be safe, don’t carry around large amounts of cash. Leave excess money back at your place.
  • When pulling out cash at an ATM, be mindful of anything that may look suspicious near the vicinity of the cash machine. If anything looks fishy, simply find another ATM. Use common sense, just as you would back home.
  • You may see armed guards standing outside banks or at ATMs when they are being refilled. Don’t be alarmed, as this is quite normal as well.

In Mexico, an ATM is called a ‘ cajero ‘. Most cities and towns in Mexico have an abundance of ATMs (cash machines), where you can withdraw Mexican pesos directly from your credit card or debit card.

The best currency to take to Mexico is a mix of pesos and US dollars. If you can’t get pesos before your trip, you’ll be fine. Simply find an ATM as soon as you arrive to the country and pull out some cash. Try to use pesos as much as possible while visiting Mexico, as you will probably be overcharged if you try to pay with USD.

The best way to get pesos in Mexico is to use your debit card at an ATM. I do not suggest using any random ATM you find on the street, as you’ll probably end up paying high service fees to pull out cash. The best & lowest fee ATMs to withdraw pesos in Mexico are from well-known national banks.

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Divergent Travelers

Best Time to Visit Mexico: Month by Month Breakdown

Mexico is a vast country and there is a huge range of seasons and climates across the different regions.

The weather can be roughly split into a wet and a dry season, although this mostly counts in the tropical regions south of Mexico City.

The north has a more arid, desert-like climate, while the central regions are at high altitude and enjoy much cooler weather than the rest of Mexico. 

Mexico also has distinct low and high seasons when it comes to tourism, especially in touristy destinations like Cancun and Puerto Vallarta. These generally coincide with the wet and dry seasons too. 

To inspire your next trip, here’s our guide on the best time to visit Mexico!

Don’t leave home without: Lonely Planet Mexico (Country Guide)

Table of Contents

Mexico Dry Season 

Luxury resort pool in the Maya Riviera Mexico

The dry season is the best time to visit Mexico, and it falls between November and April.

This is peak season, so you can expect things to be busy, especially over Christmas, but Mexico is such a vast country that you can always find a way to escape the crowds.

Here’s our month by month breakdown for Mexico’s dry season. 

Novem b er  in Mexico

Swimming with the Whale Sharks in Mexico

November is the start of the dry season, and for travelers, this could be the best time to visit Mexico. 

Prices are still low and tourist numbers are still small compared to what’s going to hit the top destinations in December. This is a good time to visit popular destinations like Cancun, Playa del Carmen, and Puerto Vallarta, as you’ll find some great deals on flights and accommodation. 

As the rainy season has only just ended, it’s not the best time for diving yet, but head to Baja California and you’ll catch the start of the Whale Shark season. 

Tropical Yucatan is getting much cooler and a lot less humid, so now is the time to explore the jungles and to visit those lost Mayan Ruins without working up too much of a sweat. 

December in Mexico

Luxury Resort in the Maya Riviera Mexico

Weather-wise, December is easily the best time to visit Mexico. However, everyone else has the same idea too, and December is the worst time to visit Mexico if you’re looking for a quiet vacation away from the crowds! 

In December, especially over Christmas and New Year, the resorts of Cancun and the Maya Riviera are packed out and prices are at their peak. It’s no different in other popular tourist spots either, such as Puerto Vallarta or Baja California. 

The weather is crisp, sunny and dry though, and you’re not likely to have a single rainy day. If you’re not having a beach holiday though, then take a trip to explore the indigenous culture of Oaxaca or Chiapas where you can find beautiful weather. 

January in Mexico

Mexico City

January is just as busy as December, at least for the first two weeks. This is peak season across Mexico, especially in Cancun and along the Pacific Coast.

Travel to Mexico towards the end of January though and you can start to get a few good deals again, as the crowds start to thin out.

Weather-wise this is a great time to explore the south, so enjoy the dry weather along the coast, and visit Mayan archeological sites like Palenque or Chichen Itza.

Mexico City is lovely in January, as are the central highlands, although it can get chilly at night. 

February in Mexico

Lina Stock of Divergent Travelers Adventure Travel blog on Isla San Francisco in Baja

In February the weather starts to get hotter, especially in the tropical south. Up north and in the mountains it’s still very cool, however. 

You can expect the odd rain shower across the country but for the most part, this is still a beautiful time to travel around Mexico .

You’ll get lower prices in Cancun while the diving and snorkeling off the coast of Cozumel Island is glorious, with sparkling clear water. 

This is the perfect time to visit Baja California, on the Pacific Coast, where you’ll be right in the middle of the whale watching season, and you’ll have the chance to swim with Whale Sharks. 

March in Mexico

The Cancun beach strip in Mexico

March brings a mixed bag when it comes to crowds and the weather. This can be the middle of Spring Break, so it’s a good idea to avoid the big tourist hotspots if this isn’t your scene. If you’re looking to party though, then head straight to Cancun or Tijuana.

Equally, if Easter falls in March then it can be busy everywhere, although this is a great time to soak up the local culture during Semana Santa, the holy week. 

Weatherwise, it can be a little more unpredictable. The south sees more rain while the north is heating up and seeing a few thunderstorms too. 

April in Mexico

David Stock Jr of Divergent Travelers Adventure Travel blog exploring cenotes in Mexico

Like March, it can be a little unpredictable in April too, so plan your trip in advance to avoid spring break dates or Easter holidays, which can both fall this time of the year. 

April is the last month of the dry season, although you will see the weather starting to turn. The colder winter months are over and summer is on the way, which means that along with the rain it’s getting much hotter, everywhere. 

This is your last chance to see the whales and Whale Sharks in Baja California before they move on for the summer, and it’s the last chance to get really good visibility and diving conditions around Cozumel Island and along the Maya Riviera. 

As the weather heats up, this is a great time to start exploring those high altitude destinations in Central Mexico, such as Guanajuato or San Miguel de Allende, where you can escape the heat. 

Mexico Wet Season

Mexico colonial city

Mexico’s wet season runs from May through to October, however, this varies across the country. The south sees the most rain, and hurricanes can lash the coastlines.

It’s cooler and drier in the north this time of the year, where the climate isn’t tropical. The wet season is not the best time to visit the south of Mexico, but there are still plenty of great deals and places to explore outside of this traditional tourist hotspot. 

May in Mexico

Luxury resort in Manzanillo Mexico

May is officially the start of the wet season, and you can guarantee that it’s going to be hot and it’s probably going to be rainy.

This is a good month for shoulder season travel though because you can avoid the high season crowds in places like Cancun or the Pacific Coast.

It’s fine if you don’t mind a little humidity and have a swimming pool to cool off in because you’ll only get a few hours of rain a day at most.

It’s even better in Baja California, where you can enjoy dry weather for most of May, while temperatures soar into the 30s. Mexico City has cooler weather, and it feels like it’s summer, making the capital a great option in May. 

June in Mexico

chichén itzá, mexico

June is not the best time to visit Mexico, although you can get some cheap deals on flights and hotels.

The reason it’s cheap though is because it’s the start of hurricane season. While hurricanes are rare, it’s definitely going to rain, although if you don’t mind risking that for a few hours a day it might be worth it 

Instead of going to the coast though, stick to the central highlands, where it’s much cooler and there’s much less rain. 

July in Mexico

Remote beach in Baja Mexico

July is just as hot and rainy, and while you can get cheap deals at the resorts and great value flights across the country, it’s really not the best time to visit Mexico. 

Hurricanes can hit the Caribbean and Pacific Coast, while everywhere is hot, stuffy and humid. 

You get the best weather in Baja California, but make sure you have a swimming pool where you can cool off.

The other option is to stay at altitude, as you’ll find that while Central Mexico is hot, it’s not quite as hot as the coast – especially at night time.

August in Mexico

Puebla Mexico

In August, it’s still going to be uncomfortably hot across Mexico, although temperatures will start to cool off slightly, especially in the higher altitude areas of the country around Mexico City.

This is still very much hurricane season, so be prepared for this if you’re traveling to Cancun or the Pacific Coast in August.

On the plus side, there are few other vacationers around in August and the prices can be very low, on both flights and hotels! 

September in Mexico

The view from the Pyramid of the Sun - best time to visit Mexico

In September, things are starting to look up again when it comes to the weather. This is still the rainy season, but the worst is behind you, and September can be a great time to escape the crowds and score some good deals. 

It’s a good time to be in Mexico City, where the rain is slack anyway and the high altitude means cooler climes.

It’s also Independence day in September, so you can expect plenty of parades and fiestas. 

October in Mexico

October is the best time to visit Mexico because of the Day of the Dead.

In October, it’s the last month of the rainy season and the hurricane season, and actually this can be the best time to visit Mexico.

Rainfall will be minimal, but prices are still low, so head to the beaches and make the most of the deals before the high season crowds arrive in November and December.

As a bonus, the end of October is also when you’ll be able to celebrate Day of the Dead across Mexico.

Our Top Recommended Mexico Tours

  • Mayan Adventure with G Adventures – 22 days
  • Yucatan Discovery: Cenotes & Seasides with G Adventures – 7 days
  • Classic Mexico Adventure with G Adventures – 14 days
  • Mayan Highlights with G Adventures – 9 days
  • Cultural Wonders of Mexico with National Geographic Journeys – 9 days

More on Mexico:

  • Ultimate Packing List for Mexico
  • Ultimate Baja Mexico Cruise: Sea of Cortex with UnCruise
  •   Kayaking in Mexico: 4 Days on the Sea of Cortez
  • Ultimate 3 Days in Mexico City Itinerary
  • Where to Stay in Mexico City: Best Districts & Hotels
  • 12 Best Day Trips from Mexico City (That are Worth Taking)
  • The Amazing Mexico City Pyramids of Teotihuacan
  • Manzanillo Mexico Travel Guide: A Cancun Alternative
  • 8 Amazing Things to Do in Cancun
  • Best Time to Visit Cancun: Month by Month Breakdown
  • 8 Things to Do in the Riviera Maya for an Epic Vacation
  • Celebrating 15 Years of Travel with Barcelo Maya Grand Resort
  • 10 Awesome Things to Do in Playa del Carmen
  • 9 Incredible Things to Do in Cozumel
  • Isla Espiritu Santo in Mexico: Ultimate Planning Guide

Did you like this story? Share it!

Travel planning resources, about david stock.

I have always been an outdoorsman so becoming an adventure traveler was just the next natural step. I love nature, I love to get off the beaten path and I like to explore. I enjoy scuba diving and cars. And yes, Lina and I have a naked dog.

1 thought on “Best Time to Visit Mexico: Month by Month Breakdown”

Such a beautiful place! Mexico’s dry season is the best for me. Thanks for sharing this Anna

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Divergent Travelers- Adventure Travel Blog

Columbus Crew fans to travel to Mexico for Concacaf Final

by Isabelle Hanson

Columbus Crew fans wear team scarfs. (WSYX)

COLUMBUS, Ohio (WSYX) — The countdown is on for the Crew to play in what's considered one of the biggest matches in team history, the Concacaf Champions Cup Final.

This Saturday night, the team is taking on C.F. Pachuca in Mexico.

Hundreds of fans are expected to travel from central Ohio to Mexico to cheer on the Crew.

"It’s fun watching him become his own little fan," said Kurtis Rousch, who is making the trip with his son, Elliott. "The championship game is the day before his 10th birthday, and being such a huge fan, we thought this is so serendipitous we just had to get a chance to go and celebrate the team in what's one of the biggest games in team history."

Elliott predicts the Crew will win 2-3. The almost 10-year-old said his favorite part of a game is when the Crew scores.

Elliott and his dad will be joining the Nordecke and other fans for a full day Saturday. The group is filling three charter buses to head from Mexico City to the match in Pachuca, and they're stopping at a sight along the way. Then, they'll spend the night at a hotel in Pachuca after the match and travel back to Mexico City in the buses Sunday.

"It has been incredible to see the growth that the team has and the amount of interest in the city right now," said Kevin Clark, Nordecke's Travel Deputy.

Clark said he's expecting about 200 Crew fans in the stands in Pachuca.

"This is one of the biggest games in Columbus Crew history," said Clark. "It would be an unprecedented end to an unprecedented type of run in this tournament, and in that respect, I’m not surprised that we’re getting a good amount of people that want to go."

Clark said there is still some room on a bus to travel with the group from Mexico City to Pachuca. Tickets for the bus and hotel can be purchased on Nordecke's website .

"It would just be an incredible thing for the city to be able to celebrate this and for the Crew to be able to qualify for the expanded Club World Cup next year, where they’d be playing alongside the giants from Brazil and Europe," Clark said.

A win would also be the icing on top of the cake for Elliott.

"Looking forward to the Crew lifting that trophy," he said.

For fans not traveling to Mexico, there's a watch party in Columbus at Lower.com Field's Chase Plaza. It starts at 8 p.m., and kick-off is at 9:15. Tickets for the watch party can be purchased on Ticketmaster.

pnc travel to mexico

America’s Best Beaches, Top Mexican Resorts And More Travel News

Plus: How airlines select wines, IV drips on vacation and how to travel with a digital ID.

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13 Mexican Hotels With Authentic Temazcal Experiences

W hen it comes to experiencing the real Mexico, it doesn’t get more genuine—or much warmer—than spending time a domed sweat lodge known as a temazcal. From the Nahuatl word temazcalli—or “house of heat”—a temazcal (which is traditionally overseen by shaman) helps detoxify the body, reduce inflammation, improve circulation, aid digestion, among other health benefits. The W Mexico City is the only hotel in the nation’s capital that features a temazcal but don’t sweat it if your travels take you elsewhere. Here are 13 Mexican hotels with authentic temazcal experiences .

Should You Get An IV Drip On Your Vacation?

While most people’s idea of a vacation drink usually involves a margarita, Aperol spritz or another favorite cocktail, a growing number of vacationers are seeking out IV drips to combat jet lag or general overindulging. According to The Global Wellness Institute, some 7,000 medical spas and IV drip centers administered wellness IV drips in 2023, including many companies that have locations worldwide. Here's what you need to know about getting an IV drip on vacation .

This is the published version of Forbes’ Passport newsletter, which offers a first-class guide to luxury travel. Click here to get it delivered to your inbox every Friday.

The 10 Best Beaches in America

Every summer, Dr. Stephen P. Leatherman (aka Dr. Beach) ranks the best beaches in America using 50 criteria, including sand softness, number of sunny days, and cleanliness. This year, Leatherman ranks Duke Kahanamoku in Oahu, Hawaii as the top beach in the United States—with Coopers Beach in Southampton New York and Wailea Beach in Maui rounding out the top three.

Should you ever forget your ID while traveling—it happens—the Transportation Security Administration (TSA) now accepts digital driver’s licenses at 27 airports across the country (including one in Puerto Rico). But not any digital driver’s license works will do—it must be compliant with TSA technology. Here’s what you need to know about flying with a digital ID on your phone .

How Airlines Select Wines and Champagne

The next time you’re debating whether to have a glass of Sauvignon Blanc or Chablis aboard a flight, consider the amount of effort that goes into selecting wine and champagne for an airline. Not only do carriers have to select bottles that passengers will be familiar with, but they also have to consider the volume available, how the altitude will affect the taste, and of course the price per bottle. Here’s what sommeliers look for when selecting wine and champagne for airlines .

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Pnc executive to speak at morgan stanley investor conference.

PITTSBURGH , June 3, 2024 /PRNewswire/ -- The PNC Financial Services Group, Inc. (NYSE: PNC) announced today that Executive Vice President and Chief Financial Officer Robert Q. Reilly will discuss business performance and strategy at 1 p.m. (ET) Tuesday , June 11, at the Morgan Stanley US Financials Conference in New York City .

The following will be accessible at www.pnc.com/investorevents : a link to the live webcast; related materials, including cautionary statements regarding forward-looking information, also available prior to the start of the webcast; and a webcast replay available for 30 days.

The PNC Financial Services Group, Inc. is one of the largest diversified financial services institutions in the United States , organized around its customers and communities for strong relationships and local delivery of retail and business banking including a full range of lending products; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending; wealth management and asset management. For information about PNC, visit www.pnc.com .

MEDIA: Timothy Miller (412) 762-4550 [email protected]

INVESTORS: Bryan Gill (412) 768-4143 [email protected]

View original content to download multimedia: https://www.prnewswire.com/news-releases/pnc-executive-to-speak-at-morgan-stanley-investor-conference-302162196.html

SOURCE The PNC Financial Services Group, Inc.

Escape Cancun crowds: 8 quieter Mexico beach towns for your next vacation

pnc travel to mexico

  • Cancun is one of the world’s top tourist destinations, but there are a plethora of other, less popular Mexican beach towns just waiting to enchant travelers.
  • From charming surf towns to snorkeling along sea turtles, travelers should explore the diverse beauty of the rest of Mexico’s expansive coastline.
  • With no shortage of warm weather, sun and surf throughout Mexico, these destinations offer a quieter, less crowded experience.

Cancun reigns as one of the world’s top tourist destinations, and there’s no mystery why. The Caribbean Sea-adjacent locale has a myriad of sprawling beach resorts, clear turquoise waters and a vibrant nightlife. In 2023, Cancun welcomed over 21 million tourists .

While Cancun is beautiful and lively, there are a plethora of other, less popular Mexican beach towns just waiting to enchant travelers. From charming surf towns to snorkeling along sea turtles, travelers should explore the diverse beauty of the rest of Mexico’s expansive coastline.

With no shortage of warm weather, sun and surf throughout Mexico, these destinations offer a quieter, less crowded experience than enjoying Cancun alongside 30 million other tourists. 

Far Homes spotted hidden gems across Mexico’s coast, looking at the destinations’ natural beauty, recreational activity offerings, safety and accessibility to learn and experience the local culture. To assess each town’s safety ratings, Far Homes released a report looking at crime statistics from data by the Executive Secretary of the National Security System. While some of these spots are known to attract tourists, they’re nowhere near as saturated as Cancun or Cabo. 

Here are eight under-the-radar beach towns in Mexico to consider adding to your travel list.

Learn more: Best travel insurance

Cancun without the crowds: Meet Isla Mujeres, a quieter Mexican getaway

Located about an hour from Puerto Vallarta, Sayulita perfectly balances bustling and mellow energy. “Sayulita is a fun little town full of eclectic restaurants and shops,” said Gene Alvarez, a local real estate agent from Net Real Estate who works with Far Homes. “With several great surf breaks and a laid-back atmosphere, it attracts surfers, backpackers, and bohemians.” It’s easy to get around for travelers not well-versed in Spanish, and many people rent mopeds or golf carts to cruise around the town. While the main beach in town, Playa Sayulita, can be crowded for both surfers and beachgoers, travelers can head north to the neighboring village of Playa San Pancho for quieter, more serene beaches.

Fly into Cancun Airport and head about three hours south to Akumal for a quieter escape from Cancun and Tulum. Scoring high with Far Homes for its natural beauty, Akumal has become more known among travelers for its pristine beaches and lush jungles. Must-dos in Akumal include snorkeling with sea turtles in the clear waters of the marine protected area of Half Moon Bay and swimming in the enclosed cenote Yal-Ku Lagoon, said local real estate agent Rob Kinnon from BuyPlaya. Just 15 minutes south is the famous Tulum Archaeological Site, where Mayan ruins made of limestone sit perched upon a cliff.

Puerto Escondido

Located in the Pacific Ocean-facing state of Oaxaca, Puerto Escondido is a rising destination for its world-class surfing breaks and easy-going lifestyle. Travelers can fly directly to Puerto Escondido International Airport, less than two miles from town. “From the trendy bars of Zicatela to the laid back vibes of La Punta, the town has something for everyone,” said local real estate agent Jon Ferioli from Bayside Real Estate. “And with nods from international magazines, Puerto Escondido is quickly becoming the go-to spot for digital nomads seeking inspiration and connection.” The town scored high for its activities offerings. Even if you don’t want to brave the often powerful waves, travelers can go on crocodile boat tours through the mangroves, witness the glowing bioluminescent plankton in two of the nearby lagoons at night, or visit Casa Wabi, a contemporary art and architecture museum. 

Isla Holbox

If you’re really itching to escape the crowds, head to Isla Holbox, a 26-mile-long car-free island located right off the coast of the Yucatan Peninsula. While the island has grown in popularity and therefore development, it still offers travelers a secluded beachside retreat. Travelers can wander the streets, which are paved in sand, barefoot or in golf carts – the main mode of transportation on the skinny island. To get there, travelers fly to Cancun International Airport then travel by car for two hours to Chiquila to board a 15-minute ferry ride to the island. While it may take more effort to visit Isla Holbox over Cancun or Cabo, it’s well worth it. The resort town ranks high for natural beauty, including bioluminescent lagoons and whale shark tours, and safety. 

Those seeking out the sun and sand will find Huatulco to be paradise with its 36 beaches and nine bays, and endlessly sunny weather. Less developed than Puerto Vallarta and Cancun, the small resort town offers activities like kayaking, hiking waterfalls or scuba diving, and is bordered by the Huatulco National Park. Of course, travelers can just relax on the beach as well. To get there, travelers can fly into Bahias de Huatulco International Airport, a short hour-and-a-half flight from Mexico City. “The international airport is only 10 minutes away, and the area attracts tourists looking for a more authentic Mexican experience and small-town feeling,” said Brent May, founder and CEO of Bayside Real Estate. 

Located on the Pacific coast in Oaxaca, Zipolite’s former hippie culture is still retained with its laidback, rustic charm and a focus on eco-tourism. The community evolved around a hippie beach culture and has now become known for its excellent restaurants, bars, trendy boutique hotels, and low-key party culture,” said May. Over an hour’s drive from Puerto Escondido International Airport, the town scored high for activities and safety, and there are not as many tourist traps as in the more developed parts of Mexico. The massive Zipolite beach remains Mexico’s only legal nude beach, but there’s also a western end known for surfing and a small eastern bay called Playa del Amor that's known among the LGTBTQ+ community. “

This sleepy fishing village of Mahahual has grown in popularity among travelers, thanks partly to cruise ships. However, it still has much to offer travelers, ranking high for culture and safety by Far Homes. “This charming coastal town is best explored by bicycle,” said Gaby Ortiz, sales manager at Maya Ocean, a local real estate broker. “As you pedal through its scenic streets, you can lose track of time, immersed in the natural beauty and tranquility of your surroundings.” To get to Mahahual, travelers can fly into Chetumal International Airport and drive for about two hours. Travelers eager to experience vibrant marine life will find Mahahual to be the perfect destination. Spanning nearly 72 miles, the largest barrier reef system in Mexico and the Caribbean, Banco Chinchorro, is just an hour-long boat ride away. The UNESCO biosphere reserve is home to coral, American crocodiles, rays, turtles, nurse sharks and even sunken ships. On land, travelers can visit the Museum of Costa Maya and the Chacchoben Mayan ruins to learn more about local history and culture. 

Todos Santos 

About an hour’s drive from Los Cabos International Airport on Mexico’s Baja California Peninsula, Todos Santos is known as a haven for artists and creatives as well as its colonial architecture. Nestled between the coast and the desert, the town ranked highly for natural beauty, safety and culture with Far Homes. If travelers venture away from the bustling town center – home to boutique galleries, shops and restaurants – they can go surfing at the nearby Playa Los Cerritos or hike the coast of Punta Lobos. “At one time a small fishing village, Todos Santos now boasts several chic hotels and world-class dining, but it hasn’t lost its indie soul. Make sure to stop at Jazamango for a true Todos Santos dining experience,” said Nancy Costa, a local real estate agent with Costa Cabo Realty. 

Kathleen Wong is a travel reporter for USA TODAY based in Hawaii. You can reach her at [email protected] .

The Key Points at the top of this article were created with the assistance of Artificial Intelligence (AI) and reviewed by a journalist before publication. No other parts of the article were generated using AI. Learn more .

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Welcome to PNC! How can we help you today?

Customer service & support , how can we help you today , browse by products , service & support information for your existing account or loan , find answers to commonly asked account questions, where can i find my full account and routing numbers.

Routing numbers are nine digit numbers that can also be referred to as banking routing numbers, routing transit numbers, RTNs, and ABA numbers. This code identifies your financial institution and it can differ depending on where you opened your account and the type of transaction you make. 

There's a number of ways you can find your Account and Routing numbers:

PNC Mobile App

For all Deposit Accounts (Checking and Savings)

  • Sign in  to the Mobile app.
  • Select  your account, then select  Account and Routing Numbers .
  • Verify your identity by entering a one-time passcode to view your full account number and routing number.

Online Banking

For Deposit Accounts (Checking and Savings)

  • For  Virtual Wallet accounts , go to  Account Activity , change the selected Virtual Wallet account from the dropdown if needed, and select  Go to the Account and Routing Number  link.
  • For all other checking and savings accounts, select the  Show Account & Routing Number  link.
  • Verify your identity by entering a one-time passcode and follow the instructions for viewing your full account number and routing number.

On Your Online Statement:

If you have activated Online Statements within Online Banking, you can find your full account number on the PDF version of your Online Statements. To find your full account number:

  • Sign on to Online Banking.
  • Select your account.
  • Click on the Online Statements link from the Account Activity page.
  • Click on the Print Statement link. The full account number can be viewed on the top right hand corner of the statement.

On Your Paper Checks:

Your Account number and Bank (ABA) Routing number can be found at the bottom of your checks:

Routing Number Example

If you don’t have your checkbook handy, don’t worry. If you have recently written a check that has posted to your account you can:

  • Within the Posted Transactions section of the Account Activity page, locate a recently posted check and click on the blue hyperlink under the Description column.
  • View an image of the check to obtain the routing and account number.

Incoming Wire Transfers

Incoming wire transfers have a different routing number than the one displayed on your account. To set up an incoming wire transfer, you’ll need to provide your account number and the following PNC Bank Routing Number: 043000096 .

What should I do if I can't access my account, or forgot my Online Banking Password or User ID?

If you forget your password, you can reset it online with your debit card information or a phone number that you have enrolled through online banking..

To reset your Password and regain access immediately, click on "Forgot Your User ID or Password?" located in the Online Banking Sign On block on pnc.com. This link will walk you through the steps necessary to reset your Password

If you forget your User ID, you will need to contact us directly by either calling us or stopping into any of our PNC Branches to obtain this information.

How do I change the address, phone number, or email address on my account?

It's easy to change the address you have on file with pnc for your accounts:.

In Online Banking, Click on the Customer Service tab and then select the "Customer Profile" option at the top. You'll see your personal information.

To update your mailing address:

  • Click "edit" next to the Customer Address section.
  • Place a check next to the account(s) that you would like to change.
  • Type in your new address and click the "next" button.
  • Confirm that the new address is correct and click the "submit modifications" button.

To update your phone number:

  • Click “edit” next to the Telephone Numbers section.
  • Delete the digits in either the Primary and Secondary fields.
  • Click the “Next” button.

To update your email address:

  • Click “edit” next to the Email Addresses section.
  • Type in your new email address.
  • Confirm your new email address by reentering it.
  • Click the “Submit Modifications” button.

For international address change requests , connect with us using Message PNC in the PNC Mobile app or Online Banking. Include your phone number and a physical, international address or a Military Box address.

For Business Accounts: In order to change the address on record, please contact the PNC Business Banking Care Center at 1-877-287-2654 . Some business accounts will require a visit to your local PNC branch to change the address.

How do I order checks?

It’s easy to order checks with online banking:.

  • Sign in to Online Banking
  • Click on the Customer Service Tab
  • In the Manage Accounts section, click on Order Checks & Supplies.
  • Click on the “Checks/Supplies” link under the Order column next to the account for which you want to order checks.

Sign up for Automatic Check Reorder so you don’t have to remember about reordering checks.

Automatic Check Reorder is a free service offered by PNC that notifies you when 70% of your checks are gone. At that time, you can make changes to your check style or address. Your new checks will be mailed to you automatically

Not sure if you’re already enrolled in Automatic Check Reorder?

  • In the Manage Accounts section, click on "Order Checks & Supplies".

You will see a list of your open accounts. Look in the Automatic Check Reorder column and it will state “Enabled” for the accounts that are enrolled.

What is a Pending Transaction?

How do i set up alerts for my account, setting up alerts is easy once you're logged into online banking..

  • From your Alerts tab, access the Alert Profile Page.
  • The Alert Profile Page provides a snapshot view of all the alerts eligible for each account.
  • From there, you can add/view or edit account and security alert settings.

The following types of Alerts are available:

  • Deposit Account Alerts
  • Credit Card Alerts (provide balance & payment information)
  • Debit/Credit Card Transaction Alerts
  • Security Alerts
  • Service Alerts

You can set up your account(s) to receive alerts via email or text messages [2] .

How do I dispute a transaction on my account that I do not recognize?

You can dispute some debit or credit card transactions electronically via your Online Banking by going to the Customer Service tab.

There are two separate processes for debit card and credit card transactions after you go to the Customer Service tab.

To dispute a debit card transaction:

  • Sign On to PNC Online Banking.
  • Click the "Customer Service" tab.
  • Select "Dispute a Transaction” from the Account Services section.
  • Select the account associated with the dispute, and confirm your address.
  • Click "Next."
  • Select the transaction you wish to dispute from the transaction list. If you don't see see the transaction you wish to dispute or have other questions, please contact us at 1-888-PNC-BANK (762-2265) .
  • The steps that follow will walk you through how to place the dispute. If you have any other questions or concerns, please contact us.

To dispute a credit card transaction:

  • Select "Dispute a Transaction” link under “Credit Card”.
  • Select the account associated with the dispute, and enter information regarding the disputed transaction.
  • Click "Send".
  • If you have any other questions or concerns please contact us.

Important Account Information for Existing Checking Customers

Why did i receive an overdraft item or returned item (nsf) fee, how do i place a stop payment on a check or pre-authorized payment.

A "Stop Payment" allows you to stop payment on a check, range of checks or pre-authorized payment (excluding cashier's checks, money orders or other cash equivalent items).

To place a Stop Payment:

  • Select "Stop Payment" from the Account Services section.
  • Select the type of stop that you would like to place.
  • The screens that follow will walk you through the remaining steps to place the stop payment.

All Stop Payment requests on a pre-authorized payment must be received by PNC at least three (3) business days before the payment is scheduled to be made. Once placed, Stop Payment orders remain effective for six (6) months from the date authorized. You can place another stop payment order for an additional six months when the expiration date arrives.

Stop Payment requests on checks are not effective if, either before or within 24 hours from the time when the stop payment was requested, PNC Bank cashes the check or has become otherwise legally obligated for its payment. PNC Bank will assume no responsibility if any information provided is incorrect or incomplete and would cause the check or pre-authorized payment or transfer order to be paid (i.e., incorrect check number, date, account number, or invalid amount).

Please note that additional fees may apply. For more information, refer to the applicable schedule of service charges and fees:

My card was lost, stolen, damaged, or destroyed, how can I get a new one?

If your card has been lost or stolen, resolve this through the PNC Mobile App [3] or Online Banking. Or, contact us immediately at one of the following phone numbers.

Step by Step Instructions to issue a new Debit Card

Step by Step Instructions to report your Credit Card lost or stolen.

Step by Step Instructions to issue a Credit Card replacement.

Personal Debit Cards 1-888-PNC-BANK (1-888-762-2265)

Business Debit Cards 1-877-BUS-BNKG (1-877-287-2654)

PNC Premier Traveler Visa® Signature Credit Card 1-877-588-3602

PNC Premier Traveler Reserve Visa® Signature credit card 1-877-631-8996

All other personal credit cards 1-800-558-8472  (domestically) or  1-412-803-7787  (internationally)  [1]

Business Credit Cards 1-800-474-2101  (domestically) or  1-412-803-7787  (internationally)  [1]

Replacement card fees may apply.

For debit cards, please refer to the  Consumer Schedule of Service Charges and Fees  or the  Business Checking Account and Related Charges  for additional information on replacement debit card fees.

For credit cards, please call us at the appropriate number above.

How do I access the Automated Telephone Banking Service?

Our toll-free Customer Service number will get you fast, easy and secure account information from our automated banking system. There's no waiting and it's available anytime, whenever you need it. Use it to check balances, hear account activity, transfer funds and much more.

To access the Automated Telephone Banking Service, you will need the following:

  • Your User ID you associated with your account, as well as
  • Your Telephone PIN Number you registered with your account (in many cases, this is the same as your PNC Debit Card PIN).

Once you enter the information required to access your account, just follow the instructions given to you through the automated system  

How do I complete a wire transfer or International Money Transfer?

At this time, self-service wires and International Money Transfers are available in all regions.

In Online Banking: 

  • Sign on to PNC Online Banking.
  • Select the  Transfer Funds tab
  • Select Send a Wire or International Transfer.

In the PNC Mobile App: 

  • Log into the PNC Mobile App.
  • Go to the  Transfer  tab.
  • Choose Send a Domestic Wire  or  Send an International Transfer.

For additional questions, select “Message PNC” on the right hand side of your PNC Online Banking “My Account” tab.

To process a wire or International Money Transfer we will need the following information about your recipient:

  • Name of person or business
  • Bank routing number
  • Account number

If you are requesting a wire within a branch, you will also be asked to provide valid photo ID.

Additionally, depending on the type of transfer, we will need information about the recipient’s account:

  • Domestic wires require a U.S. routing and full account number. Keep in mind that many banks have a specific routing number for wires. Your recipient should contact their bank with questions.
  • International wires require either an international bank account number (IBAN) or a full account number and SWIFT code, also known as a Business Identifier Code (BIC). Your recipient should contact their bank with questions.
  • International Money Transfers require a full account number. Certain banks may accept the recipient’s debit card number or mobile phone number in lieu of an account number.

Fees for sending a wire or International Money Transfers vary by account type, see your fee schedule or call us at  1-800-272-6868 for details. 

Perform a Domestic Wire Transfer:

You can request to send a domestic wire from any personal PNC checking or savings account within the Transfer Funds tab of your online banking, or within the Transfers section of the PNC Mobile App.

  • You can also contact a local branch for an appointment to complete your domestic wire. More information on current branch services can be found in our branch locator  
  • If you prefer, you can also call our Wire Transfer Customer Care center 1-800-272-6868 Monday through Friday, 8:30 A.M. – 4 P.M. EST to request a domestic wire transfer. For PNC General Customer Service, contact 1-888-762-2265 .

Only send money to people and businesses you know and trust.

Perform an International Wire or International Money Transfer:

You can request to send an international wire or International Money Transfer from any personal PNC checking or savings account within the Transfer Funds tab of your online banking, or within the Transfers section of the PNC Mobile App.

  • You can also contact a local branch for an appointment to complete your international wire or International Money Transfer. More information on current branch services can be found in our branch locator

We are not able to process requests for international transfers over the phone.

Note: to process a domestic wire transfer over the phone, you may need to complete a Wire Transfer Agreement. The form can be found by signing into Online Banking and visiting the Customer Service tab / Online Documents Center. Domestic wire transfer may not be available same day. In some instances, requests may not be processed until the following business day. We may attempt to call you to verify your wire instructions. Incorrect information or delays in reaching you may delay the processing of your wire transfer.

To receive an incoming international Wire Transfer you will need PNC Bank's SWIFT Code (BIC): PNCCUS33 .  

If I prefer a language other than English, what resources are available to me?

PNC provides a wide range of services to non-English speaking customers, including:

  • Customer service with interpretation services available in more than 240 languages. 
  • Bilingual employees at certain branch locations
  • Various resources in Spanish, including educational materials, a designated Customer Care Center line, 1-866-HOLA-PNC , and webpages in Spanish, including pnc.com/espanol.
  • ATMs featuring languages such as Chinese, French, German, Italian, Japanese, Korean, Polish, Portuguese, Spanish and Vietnamese. 

To ask to speak to an interpreter in one of over 240 languages, call 888-PNC-Bank ( 888-762-2265 .)

Please visit our Language Services Support page for resources available in multiple languages to help you understand and use PNC's products and services.

Message PNC

We can address many questions and requests by chat.

If you have questions about your account or want to bank by phone, we have a number for you to call.

Visit us at one of our many ATMs and Branches near you, or make an appointment.

The official PNC Bank customer support account - answering your service questions, providing tips and information.

Personal Product & Service Specific Support

Monday - Friday: 8:00 a.m. - 9:00 p.m. ET Saturday - Sunday: 8:00 a.m. - 5:00 p.m. ET

1-888-PNC-BANK (762-2265)

Personal Credit Cards

Automated account information is available 24/7

1-800-558-8472

Personal Banking Accounts

Monday - Thursday: 8:00 a.m. - 9:00 p.m. ET Friday: 8:00 a.m. - 5:00 p.m. ET

1-800-822-5626

Monday - Friday: 8:00 a.m. - 5:00 p.m. ET

1-800-762-1001

Investments

Monday - Friday: 8:00 a.m. - 6:00 p.m. ET

1-800-622-7086

Small Business Product & Service Specific Support

Business banking accounts.

Monday - Friday: 8:00 a.m. - 9:00 p.m. ET Saturday - Sunday:  8:00 a.m. - 5:00 p.m. ET

1-877-BUS-BNKG (287-2654)

Business Credit Cards

1-800-474-2101

Calling from Outside the United States

Personal accounts.

Call International Collect: 412-803-7711 [1]

Business Accounts

Call International Collect: 412-803-0141 [1]

Call International Collect: 412-803-7787 [1]

Special Support

Servicio de Ventas y Servicio al Cliente en Español

1-866-HOLA-PNC (465-2762)

PNC accepts Telecommunications Relay Services (TRS) calls.

1-888-PNC-BANK

Veterans & Active Military

Monday - Friday: 8:30 a.m. - 4:30 p.m. ET

1-844-PNC-SCRA (762-7272)

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I retired at 48 and decided to travel for six months with my husband. Two decades later, we are still traveling.

  • At 48, my husband and I decided to take a six month trip, but it turned into almost two years.
  • We decided to not go back to our consulting jobs and retired.
  • Two decades later, we are still traveling the world and have three homes.

Insider Today

Not long after my 48th birthday, in August 1999, my husband Barry invited me out for a margarita at Compadre's, a Mexican restaurant near our home in Palo Alto. It turned out he had an agenda.

During our drink, he suggested we rent our house and travel for six months. We were consultants in Silicon Valley , so we didn't have to quit traditional jobs.

Absolutely, I was up for it. Renting our Palo Alto home wasn't that simple; this was before the era of Airbnb and digital nomads. But we eventually did, and in November, we flew to Mexico, where we spent six weeks in the vibrant UNESCO World Heritage city of Guanajuato.

Six months turned into 20. Our home was still rented when we returned to Palo Alto after ending our period abroad. So we bought a 1984 Westfalia camper van , wandered up the California coast, and rented an apartment in the "Victorian seaport" of Eureka.

We never returned to our consulting jobs , so we essentially retired — though I started management training and coaching again part-time.

Twenty-five years later, we're still in that same apartment. It's the axis that has remained stable throughout while everything else changed: We sold our Palo Alto home, bought a 150-year-old adobe house in Guanajuato, and upgraded to a Eurovan camper.

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Today, we're retirees traveling the world together.

The world is our home now

One base is our home in Eureka, where we spend spring and summer. When we're not in town, we roam around Northern California and southern Oregon in our van, which we consider one of our homes. We pack our bicycles, kayak, standup paddleboard, and astronomical telescope into the vehicle. We then head off on outings on the coast or inland to mountains and hot springs.

We spend part of the fall and winter in our home in Guanajuato. We don't own a car there because houses in Guanajuato's centro, where our home is located, don't have driveways or garages, and everything is within walking distance.

Every year, we visit a new part of Mexico. This year, we took Primera Plus — one of Mexico's plush long-distance buses — three hours to another UNESCO World Heritage city, San Luis Potosí.

Because Barry is British, we visit his family once a year, and while we're over there we usually tag on a trip to the continent. One year we spent from May to September in Scotland, Catalonia, France's Hautes Alpes, and in the northern Italian towns below my favorite mountain range, the Dolomites.

We also belong to a home exchange site where we swap our Mexican home for other houses worldwide. We've exchanged homes with owners in Brittany, the Czech Republic, Ireland, Colombia, and Portland, OR. In October, we'll stay at a house a couple of hours from Denver to experience fall foliage. Next spring, we'll visit Cuenca, Ecuador. Our retired life never stops.

We've mastered a system to make our retirement life easy

For a lifestyle like ours, we need to be organized. We rent our home in Mexico when we're not there, so we've hired someone to handle the renters. Our house cleaner in Guanajuato keeps our plants watered. In Eureka, a friend who works nearby checks on our apartment regularly, and while we're in Mexico, we keep our van on another friend's property.

Strictly speaking, we have enough income to maintain our lifestyle and don't need to generate more. But Barry and I both enjoy writing, and I, in particular, love to earn. Happily, we can write in Eureka, Guanajuato, in our camper van, or wherever in the world we happen to be.

I remember that August afternoon 25 years ago, and I'm grateful I said yes. I had no idea when Barry asked me out how much a simple margarita would transform our lives.

Watch: This Mexican entrepreneur builds houses out of bricks made from invasive seaweed. Then he gives them away.

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Puerto Peñasco summer vacation planner: Passports, safety and the best things to do

pnc travel to mexico

When oppressive Phoenix summers prove hard to handle, some desert dwellers flock south to an escape with sugary white sand and crystal blue water.

Puerto Peñasco, Mexico, also known as Rocky Point, is the closest beach to Arizona. It's about 213 miles from metro Phoenix, a shorter distance than San Diego or Los Angeles.

A trip to Puerto Peñasco is easy to plan. But unlike a Southern California beach trip, you'll have to factor in border crossings on the way. Travelers must have  proper documentation to legally cross the border , and are advised to follow safety precautions.

Lodging options for Rocky Point travelers include Encantame Towers, a condominium resort that continues to expand , as well as resorts along Sandy Beach, Playa Hermosa and Playa Bonita. If you'd rather fly than drive, here's why airlines are adding more flights to Mexico (and Canada) from Phoenix.

Here's how to plan your Puerto Peñasco summer vacation.

Is it safe to travel to Puerto Penasco right now?

The state of Sonora, Mexico, which includes Puerto Peñasco, remains under a Level 3 advisory from the U.S. Department of State , which means reconsider travel. This is because of violent crime and kidnapping in the state.

Puerto Peñasco has a reputation as a safe destination. However, people must still use caution on their visits.

For instance, the State Department advises people not to use taxi services, public buses or rideshare applications in Rocky Point because of a lack of secure dispatching procedures and the potential danger of kidnapping and violent crime.

Do you need a passport to go to Rocky Point?

Yes. A passport is required to cross any international border.

You can use a passport book or a passport card to enter Puerto Peñasco by car and return to the U.S. Here's the difference between a passport book and a passport card:

  • Passport books  are good for all forms of international transportation. They cost $130 plus a $35 application fee.
  • Passport cards  are cheaper — $30 plus a $35 application fee. But they are only valid for land and sea entry to Canada, Mexico, Bermuda and Caribbean countries. They are not valid for international air travel.

Do kids need passports to go to Mexico?

All children, regardless of age, must have a passport to travel internationally. Passports for adults are valid for 10 years; passports for children 15 and younger are valid for five years.

To find out how to apply for passports for minors, go to  travel.state.gov .

Can US citizens drive to Puerto Penasco?

Yes. Driving is the most common way tourists get to Puerto Peñasco, according to the city's convention and visitors bureau.

The State Department says drivers should only use Federal Highway 8 via the Lukeville Port of Entry to travel to Puerto Peñasco and to only drive during daylight hours. Highway 8 was designated a "safety corridor" by Arizona and Sonora officials in 2016 and has bilingual signs, security cameras and locations where drivers can seek roadside assistance.

The Lukeville-Sonoyta crossing is open from 6 a.m. to 8 p.m. daily, according to U.S. Customs and Border Protection. To get there from central Phoenix, head west on Interstate 10 and take Exit 112 for State Route 85 south. Continue through Gila Bend, Ajo and Why to get to the Lukeville crossing. You can check border wait times at bwt.cbp.gov .

Posted speed limits along Highway 8 to Puerto Peñasco range from 40 to 90 kilometers per hour, or 25 to 55 mph. Observe all traffic laws. Enforcement is intense.

Drive especially carefully and mind your speed in Sonoyta, just inside the Mexican border. Watch for stop signs (alto in Spanish) and expect to encounter people who want to wash your windshield or ask for donations that are said to bless your trip. Just slow down and wave if you don't want to contribute.

Do you need Mexican car insurance for Rocky Point?

Yes. You must buy Mexican car insurance for your Rocky Point trip, as U.S. auto insurance policies won't cover driving in Mexico.

Many insurers, including Mexpro, AAA, Geico and Progressive, offer Mexican car insurance that you can buy online in advance. Prices are based on the value of your car, your travel dates and the type and amount of coverage.

You also can buy a Mexican car insurance policy in towns along the way to the Lukeville Port of Entry, including Gila Bend and Ajo.

What is the difference between Rocky Point and Puerto Peñasco?

Rocky Point and Puerto Peñasco refer to the same place in Mexico.

Rocky Point is a common English translation of Puerto Peñasco, with "puerto" roughly translating to port and "peñasco" meaning boulder, crag or pointed rock in English, according to Google Translate and SpanishDict.com .

Where is Puerto Peñasco?

Puerto Peñasco is a fishing village in Sonora, Mexico, on the northern tip of the Sea of Cortez.

How far is Rocky Point from Phoenix?

It's about 213 miles southwest of the Phoenix city center and 63 miles of the Lukeville Port of Entry on the U.S.-Mexico border.

Is it worth going to Puerto Peñasco?

For many Arizonans, Puerto Peñasco is a worthwhile destination because it's closest beach to Phoenix and it's less expensive than Southern California.

Travelers and travel agents cite the weather, beaches and resorts as reasons why Rocky Point is worth visiting, as well as its reputation as a safe place compared to other parts of Mexico and its small-town feel in contrast with resort destinations like Cancun.

What is Puerto Peñasco known for?

The top rated attractions in Puerto Peñasco according to Tripadvisor include:

  • El Pinacate and Gran Desierto de Altar Biosphere Reserve.
  • Isla San Jorge.
  • Cholla Bay.
  • Cholla Mall.
  • Playa Bonita Beach.
  • Playa Encanto.
  • Seashell Museum.
  • Mermaid's Market.
  • Tequila Factory.

What is the best month to go to Puerto Peñasco?

It depends what you're looking for, as people visit throughout the year for different reasons.

For budget-conscious travelers looking for the lowest lodging rates, Tripadvisor users suggest visiting between December and February.

Spring and fall tend to be best for people seeking lighter crowds and the most pleasant weather. While summer is a popular time for tourism, weather can be similar to Phoenix with heat and monsoon storms.

What is the weather like in Puerto Peñasco in the summer?

Visitors can expect the hottest temperatures in the summer, peaking around 104 degrees in July, according to data from Servicio Meteorológico Nacional, Mexico's weather service. (Temperatures are given in Celsius in Mexico's data; Puerto Penasco's maximum July temperatures are around 40 degrees Celsius, which equates to 104 degrees Fahrenheit.)

Can you swim in the ocean in Puerto Penasco?

Yes. The beaches at Rocky Point are popular for swimming, snorkeling, jet skiing and other activities. Be alert for stingrays and jellyfish.

Michael Salerno is an award-winning journalist who’s covered travel and tourism since 2014. His work as The Arizona Republic’s consumer travel reporter aims to help readers navigate the stresses of traveling and get the best value for their money on their vacations. He can be reached at  [email protected] . Follow him on X, formerly Twitter:  @salerno_phx .

Support local journalism.   Subscribe to  azcentral.com  today.

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6 Beaches for Budding Swimmers, Surfers and Castle Builders

For families with children, we found half a dozen beaches in the United States and Mexico, each tailored to a particular summer activity.

The small hands of two children can be seen building sand castles with pails and molds in fine, beige beach sand.

By Freda Moon

A family beach vacation is an American classic. But depending on their children’s ages and inclinations, some families may be drawn to different kinds of shorelines: those featuring clear, calm water for snorkeling and learning to swim; or, for shell collectors and young naturalists, sandy stretches carpeted with seashells or bordered by tide pools. For castle builders, fine sand is a must, while would-be surfers need tidy waves, ready to ride. Here are six great beaches in the United States and Baja California for family-favorite summer activities.

For castle builders: Mission Beach , San Diego

San Diego’s temperate climate allows for barefoot beach days year-round. For those who’d rather build with sand than lie in it, Mission Beach has another advantage: San Diego Sand Castles and the sand sculptor JT Estrela. Mr. Estrela, a former math teacher, offers lessons in the art of sand castle construction on this family-friendly Southern California beach, where the sand is perfect for castle building: The grains are fine but not too silty, clean below the tide line, free of shells and rocks, and pack hard.

In his two-to-three-hour sessions (starting at $160 for two people, $20 for each additional person), Mr. Estrela works with families to build elaborate five-foot-tall castles. The goal is for participants to “feel like this insider of arcane knowledge,” he said.

While the best sand in the San Diego area is at the offshore city of Coronado in San Diego Bay, Mr. Estrela prefers working with families at Mission Beach. Known for its boardwalk amusement park, Belmont Park ; historic beachfront swimming pool, the Plunge ; and excellent playgrounds, it’s particularly fun for kids. The smell of cotton candy and hot dogs hangs in the air, mingling with shrieks from the Giant Dipper, Belmont’s 1925 wooden roller coaster, squawking sea gulls and salt spray. Its biggest downside is its popularity, which means parking can be a challenge.

For new swimmers: Onekahakaha Beach Park , Hilo, Hawaii

In an archipelago known for spectacular beaches, Onekahakaha Beach Park , on the rugged, volcanic coast of the Big Island, may seem a counterintuitive choice. At Onekahakaha, with its two large, sandy-bottomed ocean pools enclosed by lava rock walls and backed by palm trees and an expansive grassy lawn, the sand is mostly below the surface.

Separated from the Pacific Ocean’s notoriously powerful waves and rip currents, the seawater within the pools is warm and placid, protected and shallow, which makes it excellent for little kids learning to swim, as well as for older kids to snorkel. It’s also home to nonthreatening marine life (no sharks here), including green sea turtles.

Though the water is only about waist-deep on an adult, there are lifeguards, adding to Onekahakaha’s reputation for safety. And without a wide swath of sand between the pools and the shoreline path, the water is accessible for strollers and wheelchairs. There’s also a swing set, picnic tables and proximity to the lush Hilo area.

As long as you’re on the Big Island, the site of several active volcanoes, visit the thermal pools alongside some of its beaches, including Pohoiki Black Sand Beach at Isaac Hale Beach Park , 40 miles south of Onekahakaha. The ocean there may be a bit rough for young swimmers, but it’s a great place to show children a fresh lava flow.

For would-be surfers: Wrightsville Beach , N.C.

Wrightsville Beach is considered by many surf historians to be the home of East Coast surfing and one of the first places outside Polynesia and the Pacific Rim for the sport to catch on .

It also has some of the best beginner’s breaks in the United States , said Sean Griffin, 37, a surfing instructor and the father of a 5-year-old, who started riding the local break when he was 8.

He points out that Wrightsville is the only surfing beach in the state that has clear, blue water. Being able to see one’s hands and feet and the sandy bottom “makes anyone feel more comfortable in the ocean,” he said.

At Surf With Sean , Mr. Griffin offers private 90-minute lessons ($95 to $120) to surfers as young as 3 and into their 80s, as well as surf camps for kids ($425 per week). “There’s no reason they shouldn’t be able to learn or give it a shot,” said Mr. Griffin, who provides all gear in all sizes, including adaptive equipment.

There’s more to the area’s kid appeal than its waves. Mr. Griffin points to Johnnie Mercers Fishing Pier , at the center of the beach, where his son “loves seeing all the salty fisherman pulling in fish,” and the big, modern playground at Wrightsville Beach Park .

For tide pool explorers: Carkeek Park , Seattle

Naomi Tomky — a lifelong Seattleite, author of “ The Pacific Northwest Seafood Cookbook ” and mother of two daughters, 6 and 8 — recommends Carkeek Park in Seattle for an immersive experience in Puget Sound marine life. At low tide, Ms. Tomky said, the narrow beach “just goes out for ages,” exposing tide pools filled with starfish, sea snails, anemones and “many, many crabs, from the size of your fingernail to the size of your hand.”

Unlike tide-pooling elsewhere on the West Coast, where the powerful Pacific Ocean requires caution because of dangerous sneaker waves , Puget Sound is rich with life but calm enough for Ms. Tomky to let her daughters explore on their own.

Just 30 minutes from downtown Seattle, Carkeek is part of the Seattle Aquarium’s Beach Naturalist Program , which sends naturalists to various shorelines around the area.

Along with the below-the-tide-line intrigue, Carkeek is also known for an annual spectacle: spawning salmon. In the fall, it’s possible to stand over the park’s Piper’s Creek and watch the fish — a sacred Indigenous symbol of the Pacific Northwest — on the run.

“It’s one of the coolest things you can see,” said Ms. Tomky, “to understand how these fish share the city with us as they swim back into their former home.”

For shell hunters: Tigertail Beach , Marco Island, Fla.

Sanibel Island, a barrier island just off Fort Myers, Fla., is one of the most famous shelling destinations on the planet. That popularity comes with a downside: It’s often picked over by enthusiasts who hit the shoreline at dawn. The island is also still recovering from Hurricane Ian, which badly damaged its infrastructure in 2022.

As an alternative, the shelling guide Evan Kuperman (a.k.a. Captain Evan) recommends Tigertail Beach on Marco Island, about an hour south.

Mr. Kuperman, a Florida master naturalist , operates Sand Dollar Shelling Tours . His tours ($125 per adult, $90 per child, and families of up to six people for $650) take guests by boat to places like the Ten Thousand Islands , a mangrove mud flat habitat and National Wildlife Refuge.

For visitors unable to join one of his trips, Mr. Kuperman said that Tigertail, a publicly accessible beach ($8 parking fee), offers exceptional shelling.

Marco Island is more built up than Sanibel, but Tigertail, at the island’s north end, is a county-owned park with a lagoon and a position facing the Gulf of Mexico that lends itself to accumulating seashells, including rare and striking ones, like the spiny ornamented lace murex and reddish brown banded tulip .

But everyone is hoping for a junonia, or Juno’s volute, a sea snail that has to travel far in churning waters to reach the beach intact. “You don’t find it,” said Mr. Kuperman, “it finds you.”

For young snorkelers: Playa el Chileno , Los Cabos, Mexico

About halfway between bustling Cabo San Lucas and San José del Cabo, Playa el Chileno is no longer an undeveloped local secret. Now backed by the sprawling Auberge resort Chileno Bay Resort & Residences , the beach remains public and comparatively tranquil. Awarded the Blue Flag certification for meeting stringent environmental standards, Chileno is exceptionally well maintained.

While catamaran snorkeling tours come and go from Chileno Bay, it’s also possible to reach the reef from the shore, which makes it good for inexperienced snorkelers who might find it intimidating to leap into deep water without easing their way in. High Tide Sea Expeditions offers snorkeling excursions via kayak that start at nearby Playa Santa Maria, hug the coast and arrive at Chileno by water. For younger kids and anyone who prefers more time in the water, there’s a guided two-hour tour that visits both beaches by car ($95 to $130 per person, including equipment).

Among the roughly 50 species of fish that snorkelers might encounter along Chileno’s rocky outcroppings and coral reef, there are large tuna, sea turtles, puffer fish, Panamic green moray eels, Cortez angelfish and blacknosed butterflyfish — among many other colorful creatures. The coral here is less vibrant than some places, but the number and variety of fish are thrilling.

Freda Moon, a frequent contributor to the Travel section, lives on a boat in San Francisco Bay with her husband and two kids. Her upcoming National Geographic book with the coauthor Ashley Harrell, “100 Beaches of a Lifetime,” will be published next year.

Follow New York Times Travel on Instagram and sign up for our weekly Travel Dispatch newsletter to get expert tips on traveling smarter and inspiration for your next vacation. Dreaming up a future getaway or just armchair traveling? Check out our 52 Places to Go in 2024 .

Get Out on the Water This Summer

3 6 Hours in Traverse City, Mich.:  Explore the laid-back city loved for its annual cherry festival, unspoiled lake vistas and access to epic dunes .

6 Great Beaches for Families:  For families with children, we found half a dozen beaches in the United States and Mexico , each tailored to a particular summer activity.

Surfing in Texas: A wave pool in Waco offers consistent conditions, affordable prices and a friendly vibe for beginner surfers .

Hidden Island Treasures: Being far from everywhere is the point in the Magdalens, a colorful and tranquil Quebec island chain  north of Prince Edward Island.

A Famous Massachusetts Inn: A writer returns to a classic Nantucket hotel, where he worked 50 years ago, to ponder how he, the island, and the newly refurbished inn have changed .

5 Waterfront Hotels : Whether it’s by a river, lake or ocean, or in a castle, cottage or on the site of a former torpedo factory, here are places to stay where the water is never far away .

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