bradford travel money exchange

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Best places to exchange currency in Bradford

You've got a few options if you want to exchange currency in Bradford. Whether you’re buying travel money in cash, looking for secure ways to cut the costs of making ATM withdrawals abroad, or sending money to someone overseas, we’ve got options for you.

You might decide to pop into a physical currency exchange store in Bradford - but many customers will find it more convenient to pick up a low cost travel card instead, for on the go payments, cash withdrawals and easy to convert currencies with great exchange rates.

Wise travel card - A low cost alternative to exchange shops

Order and get your Wise travel card in Bradford for convenient spending and withdrawals during your trip.

Wise uses the mid-market exchange rate with no markup or margin when converting your money to any currency you need. This may work out cheaper than most currency exchange shops in Bradford.

9 best places to exchange money in Bradford

The best place to exchange currency in Bradford does depend a lot on where in the city you are, and which currencies you need. You'll need to do a bit of your own research - but to start you off, we've detailed 9 of the top rated exchange services in Bradford, according to Google.

First Choice Currency

• Phone : 01274 945520
• Website : n/a
• Address : 34 Market St, Bradford BD1 1NF, UK

Cash & Cheque Direct

• Phone : 01274 721311
• Address : 47 Darley St, Bradford BD1 3HN, UK
• Monday: 10:00 AM - 4:30 PM
• Tuesday: 10:00 AM - 4:30 PM
• Wednesday: 10:00 AM - 4:30 PM
• Thursday: 10:00 AM - 4:30 PM
• Friday: 10:00 AM - 4:30 PM
• Saturday: 10:00 AM - 4:30 PM
• Sunday: Closed

eurochange Bradford - Morrisons - Victoria

• Phone : 01274 053666
• Website : https://www.eurochange.co.uk/branches/bradford/morrisons-victoria?
• Address : Young St, Bradford BD8 9PT, UK
• Monday: 9:00 AM - 5:30 PM
• Tuesday: 9:00 AM - 5:30 PM
• Wednesday: 9:00 AM - 5:30 PM
• Thursday: 9:00 AM - 5:30 PM
• Friday: 9:00 AM - 5:30 PM
• Saturday: 9:00 AM - 5:30 PM
• Sunday: 10:00 AM - 4:00 PM

Post Office Travel Money

• Phone : 01274 639841
• Website : https://www.postoffice.co.uk/travel-money/foreign-currency?campaignid=gmb%7Efx%7Enil%7Ebp%7Epromo%7E19052023%7E
• Address : 93 Ravenscliffe Ave, Bradford BD10 0JJ, UK
• Monday: 7:00 AM - 8:00 PM
• Tuesday: 7:00 AM - 8:00 PM
• Wednesday: 7:00 AM - 8:00 PM
• Thursday: 7:00 AM - 8:00 PM
• Friday: 7:00 AM - 8:00 PM
• Saturday: 7:00 AM - 8:00 PM
• Sunday: 8:00 AM - 2:00 PM

eurochange Bradford - Kirkgate Shopping Centre

• Phone : 01274 753884
• Website : https://www.eurochange.co.uk/branches/bradford/kirkgate-shopping-centre?
• Address : 1, 17 Darley St, Bradford BD1 1TQ, UK
• Sunday: 10:30 AM - 4:30 PM

Global Travel & Money Transfer

• Phone : 07565 478695
• Website : https://global-travel-money-transfer.business.site/?
• Address : 572 Thornton Rd, Girlington, Bradford BD8 9NF, UK
• Monday: 10:00 AM - 6:30 PM
• Tuesday: 10:00 AM - 6:30 PM
• Wednesday: 10:00 AM - 6:30 PM
• Thursday: 10:00 AM - 6:30 PM
• Friday: 10:00 AM - 1:30 PM, 2:30 - 6:30 PM
• Saturday: Closed

Ramsdens - Broadway - Bradford

• Phone : 01274 728084
• Website : http://www.ramsdensforcash.co.uk/
• Address : Unit SU48, Broadway, Bradford BD1 1JR, UK
• Monday: 9:00 AM - 7:00 PM
• Tuesday: 9:00 AM - 7:00 PM
• Wednesday: 9:00 AM - 7:00 PM
• Thursday: 9:00 AM - 7:00 PM
• Friday: 9:00 AM - 7:00 PM
• Saturday: 9:00 AM - 7:00 PM
• Sunday: 11:00 AM - 5:00 PM

UK Exchange Ltd & UK Exchange travel agency ltd

• Phone : 01274 304327
• Address : 78 Lumb Ln, Bradford BD8 7QZ, UK
• Monday: 10:00 AM - 5:00 PM
• Tuesday: 10:00 AM - 5:00 PM
• Wednesday: 10:00 AM - 5:00 PM
• Thursday: 10:00 AM - 5:00 PM
• Friday: 10:00 AM - 5:00 PM

eurochange Bradford - Morrisons - Enterprise 5

• Phone : 01274 053661
• Website : https://www.eurochange.co.uk/branches/bradford/morrisons-enterprise-5
• Address : 275 Bradford Rd, Idle, Bradford BD10 8EG, UK

How we rated the currency exchange shops in Bradford

We've taken into account the Google ratings at the time of research, looking at exchange services in popular Bradford areas. As ratings are dynamic, and things change all the time, you’ll want to also do your own research before you head out to exchange your money.

How to exchange currency in Bradford

Depending on your needs and preferences, you may want to choose between banks, currency exchange shops and online platforms to exchange currency conveniently in Bradford. It’s worth noting that to keep customers safe, and to comply with the law, it’s common for exchange services to ask for ID when you buy foreign currency. Get ready by having your photo ID, such as a passport or driving license, with you when you arrange your exchange.

If you’re planning on exchanging currency with a bank, you’ll need to double check the travel money and exchange options available. Many banks only offer exchange to customers who already have an account - plus you might have to order online in advance, particularly if you’re looking for a more exotic currency. If your local bank offers currency exchange to people who aren’t customers, bear in mind that you’ll need to take an ID document along with you to collect your cash.

To exchange currency in Bradford using a bank:

• Check that the bank you've picked offers currency exchange
• Make sure the currency you need is available - you may need to order ahead
• Visit a branch with cash, or order online, depending on the bank's process
• Take your travel money instantly, or collect in branch later - remember your ID document if you're not a customer

As an alternative you could choose to visit a currency exchange service or travel money specialist which offers online or on the spot exchange. Currency specialists usually have a very good selection of foreign currencies available, although smaller branches may not hold everything in stock at one time. It’s also useful to know that the exchange rate you get for an on the spot exchange in a store may be different to the one you’ll get when ordering online for collection - usually online orders get a better rate.

To exchange currency in Bradford using a currency exchange service:

• Decide if you'll visit a currency exchange store in person to exchange, or order ahead
• Place your order online and pay by card or with BPAY, or visit a branch with cash
• Take your travel money instantly, or collect in branch later - you'll need to take along your ID document when you visit the branch to place a collect your order

Finally, you might choose to order your travel money online. There are a few ways to do this. Some providers will let you order online and either have the cash delivered to home, or you can collect at a branch or in the airport. Other options offer a travel money card which you can order online, top up, and then use for spending and withdrawals while you’re away. This can be an especially convenient option as it’s often possible to complete the whole process without needing to leave home.

To exchange currency in Bradford online:

• Choose an online currency exchange service which suits your needs
• Order your travel money or travel money card, following their specific process
• You'll normally need to upload an image of your photo ID document for verification
• Your money or card can be delivered to home or collected, depending on the provider you pick

Things to look at before exchanging money

Before you decide how to exchange money it’s worth shopping around to compare a few different available options. That can mean your money goes further. Here are a few more important tips:

Avoid airport currency exchanges

Airports often have currency exchange services - but they’re not usually good value. Services at the airport know that customers have few options left, which means they can crank up the costs. You may not see any fee displayed, but there are likely to be charges rolled into the exchange rate used to convert your dollars to the currency you need, which can be very high.

Check the mid-market rate

Not sure what a good rate looks like? Check the mid-market rate for your specific currency. The mid-market rate is the one used on global markets, and when banks buy and sell currencies. However, it’s not usually passed on to customers. Instead extra fees are added - a markup, margin, or spread. Compare the rate you’re being offered to the mid-market rate for your currency - which you can get from Google - to see this.

Beware of ATM rates

If an ATM in a foreign country asks if you’d prefer to pay in dollars, say no. If you agree, the ATM will manage the currency conversion for you - and that ATM will not give you as good a rate as the one your bank or card network offers. Pay at ATMs and with merchants using the local currency wherever you are, to avoid this.

Get a travel money card from Wise

Travel money cards can help you avoid costs and hassle when exchanging money. Order a card online, add a balance in dollars, and either convert to the currency you need in advance or at the point of payment. Providers like Wise support 40+ currencies for holding and exchange, and often use better exchange rates and lower fees compared to physical currency exchange stores.

Factors to consider when choosing an exchange provider in Bradford

Before you pick the right Bradford currency exchange option for your needs, do a little shopping around. Compare the available options, looking at the costs involved, how safe they are, and what customers say about them.

When considering costs make sure you check both the exchange rate and the fees charged. It's common for services to state there's no commission, when the costs have simply been added into the exchange rate being used.

Double check safety by picking a reputable and licensed provider. If you're exchanging money at a major bank you can rest assured it's licensed. If you're using physical currency exchange stores it's worth asking how they're regulated - and with online providers you can usually find everything you need in a footnote on the website, including licensing details.

Finally, ask around for personal recommendations from friends and family in Bradford, and use online resources like Google reviews and Trustpilot to make sure previous customers are positive about any service you might pick.

Best foreign currency exchange rates in Bradford

Exchange rates can be confusing. It can often seem like every bank, exchange store or online service has their own rate - and choosing can feel daunting.

The key to getting the best currency exchange rate in Bradford is to understand the mid-market exchange rate for your currency pair. The mid-market rate is the rate used when trading on global markets - the one banks and currency exchanges get when they buy or sell currencies themselves. However, providers usually don't pass on this rate to customers - they'll add a percentage markup or margin, which is a fee, to the rate offered to retail customers buying or selling relatively small amounts of currencies.

You can take the mid-market rate for your currency as a good benchmark when measuring up your options for currency exchange in Bradford. Find the mid-market rate on Google, and then look for a provider which offers this or as close as possible to it.

Another good bet is to pick a travel money card from a service like Wise which offers currency exchange which uses live mid-market rates, with the fees split out for clarity and transparency.

When is the best time to exchange currency

Exchange rates change a lot, based on the demand in global markets. That means that there's no best time for currency exchange, but tracking the market can certainly help you spot a good deal when one becomes available.

Keep an eye on the mid-market rate for your currency, using any of our handy tools, and watch how it's changing over time. It's also possible to set up rate alerts online which can help you learn when a rate hits the level you're looking for. If you're planning on converting cash - or if you have a travel money card - you can lock in the rate by buying your foreign currency at that point.

No matter how good a deal you think you're getting, be sure you're picking a safe and reputable provider for your exchange. If it sounds too good to be true it probably is.

Tips for finding the best currency exchange rates in Bradford

Here are a few final ideas on how to find the best exchange rates in Bradford, no matter which currency you need to buy:

• Compare the available rates across different providers close to you and online - and be sure to check for any additional fees or commissions which can push up costs significantly
• Use online currency converters or mobile apps to stay updated on the current exchange rates for your currency pair, and buy when the time's right
• Consider using an online alternative such as Wise or the Revolut account so you can instantly convert currencies using just your phone, wherever you're ready

Why buy foreign currency in Bradford?

Getting your foreign currency in Bradford may offer a better deal compared to buying it from the airport or in your destination country. Airport exchange services know they have a captive audience and can add in extra fees and exchange rate hikes, pushing up the price you pay. Exchanging money in your destination eats into your precious holiday time - plus you may be targeted by unscrupulous money changers with bad rates.

Here are a few good reasons to exchange your currency in Bradford:

• As you have time to shop around, you may find you can get better exchange rates
• Buying currency close to home (or even without leaving home) offers speed and convenience
• It's far easier to check the safety and reputation of a provider you know, rather than picking one at your destination
• You won't need to waste your holiday standing in line in a currency exchange store - you can get on with your trip instead

There are a few different ways you might want to currency in Bradford. You could head to a bank, choose a physical currency exchange service, or go for an online option.

There are also some great travel money cards from providers like Wise and Revolut which allow you to order a card online or in an app, top up remotely, and spend or make withdrawals overseas easily. Travel money cards are secure and often offer better exchange rates and lower overall costs compared to switching currency at the airport or in a physical location in your destination.

Use this guide to figure out which currency exchange in Bradford might be best for you, and don't forget to also take a look at travel money cards to see if popping one in your wallet can help you save.

FAQ - Best places to exchange currency in Bradford

There's not one single best place to exchange currency for travel, but converting your currency online before you head off can save time - and often money. One convenient option is to get a travel money card from a provider like Wise or Revolut, to add and exchange money with just your phone.

The cheapest way to get foreign currency in Bradford will depend on the currency you need and the value you want to exchange. This guide gives some good pointers to locations you may want to compare, but shopping around is still essential. Compare the exchange services in Bradford with online and digital services to get the best deal overall.

Exchanging cash on arrival is inconvenient and can leave you vulnerable to scams and unscrupulous money changing services in your destination. You can exchange money before you go conveniently - or get a travel money card which you can top up digitally and use for spending and withdrawals when you're away, often with great rates and low fees.

Yes. If you get a bad exchange rate - or high commission costs - you'll end up with less money in the end for your trip. Before you exchange money, shop around and compare both on and offline options to make sure you get a good deal without excessive fees.

Banks and currency exchange stores can exchange your foreign currency back to British Pound - but the rate is unlikely to be as good as it was when you converted in the first place, which means you get less back than you spent. Instead, consider a travel money card like the Wise card which lets you leave your money in dollars and convert on the spot when you make a payment or withdrawal overseas.

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Bradford Extra Tesco Travel Money

About tesco travel money at bradford extra.

Tesco Travel Money Bradford is conveniently located inside our store so you can easily exchange currency. Take a look at the Tesco Bank website to see our stocked currencies.

Frequently Asked Questions

You can view exchange rates on our Travel Money website - https://www.tescobank.com/travel-money/ . Exchange rates may vary during the day and will vary whether you're buying in store, online or over the phone.

You can find our opening times at the top of this page.

Please contact Travel Money on 0345 366 0103 or visit https://www.tescobank.com/travel-money/contact-us/ .

You can search for your nearest Travel Money kiosk on our store locator https://www.tesco.com/store-locator/ .

Contact Information

Nearby stores, f&f clothing great horton road, tesco cafe great horton road, tesco pharmacy great horton road.

Leeds Bradford Airport - Departures (After Security) - Leeds

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About this store, quick links, about travelex, useful information, customer support, travelex foreign coin services limited.

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Our currency calculator is a quick and easy way to check our latest foreign currency exchange rates.

What do I need to bring to collect my foreign currency?

Travel money sale now on!

Click & Collect sale on euro, US dollar and Turkish lira available until 4 June.

Click & Collect available on selected currencies from selected stores. £150 minimum order, cancellation fee and full T&Cs apply. Exchange rates will still fluctuate daily during the sale period, but you'll receive the best rate applicable on the date the order is placed. Rates shown when placing your order are sale rates. Sale T&Cs apply.

The benefits of exchanging your holiday money with M&S Bank

Wide range of foreign currencies.

We offer a wide range of foreign currencies in our Bureaux, with more available to order online. It is easy to compare travel money with M&S Bank. See footnote * *

As well as the euro and US dollar , our range includes currencies such as the UAE dirham, Bulgarian lev , Turkish lira , Thai baht and Mexican peso .

Click & Collect sale on euro and US dollar available until 11 April 2023.

£150 minimum order. Exchange rates will still fluctuate daily during the sale period, but you’ll receive the best rate applicable on the date your order is placed. Rates shown when placing your order are sale rates. Offer subject to availability, buy back not included. Cancellation fee and full T&Cs apply.

SameDay Click & Collect

• Order between £150 and £2,500
• Euro and US dollars available to order and collect in over 450 stores *
• Order and collect euro , US dollars , Turkish lira , New Zealand dollar , Australian dollar , Thai baht , Canadian dollar , South African rand and UAE dirham, from our Bureau the same day

Find my nearest Click and Collect store

Click & Collect † See footnote †

• A wide range of currencies available to collect from our in store Bureaux See footnote * *
• Order and collect from the next day

Our best rates on euro and US dollar when you Click & Collect

To get an even better exchange rate on euro and US dollar , use our Click & Collect service. Pay now and lock in today's rate, then collect from a store at a time convenient for you.

CHANGE4CHANGE

If you would like to donate your unused foreign currency to charity we have Change4Change collection boxes in our Bureaux, with all the money we collect going to Breast Cancer Now. Since 2007, we have raised over £630,000 for the charity via your Change4Change donations.

Find a Bureau

Travel money buy-back service

When your holiday is over, we'll buy back your leftover holiday money at the buy-back rate on the day you return it to the Bureau de Change. That's all unused notes in any denomination we sell.

Find out more about M&S Travel Money Buy Back service

If you would like to donate your unused foreign currency to charity we have Change4Change collection boxes in our Bureau stores, with all the money we collect going to Breast Cancer Now. Since 2007, we have raised over £630,000 for the charity via your Change4Change donations.

Find a bureau

When your holiday is over, we'll buy back your leftover holiday money at the buy-back rate on the day you return it to the bureau de change. That's all unused notes in any denomination we sell. Proof of purchase may be required so please retain your receipt, just in case.

Up to 55 days' interest-free credit when purchasing with an M&S Credit Card See footnote ** **

Representative example: based on an assumed credit limit of £1,200, our 24.9% rate per annum (variable) for purchases gives a representative rate of 24.9% APR (variable). Credit is subject to status.

No cash advance fee when M&S Travel Money is purchased using an M&S Credit Card.

What you'll need to bring

To collect foreign currency you've purchased online, you will need:

• A valid UK photographic driving licence, passport or EU national identity card (Romanian & Greek National ID Cards are not accepted)
• Your card you used to place your order - both ID and payment card must have the same name
• Your order number (this can be found on your confirmation email)

To purchase foreign currency in one of our Bureaux, you will need:

• A valid UK photographic driving licence, passport or EU national identity card - both ID and payment card must have the same name

Find my nearest M&S Bureau de Change

Use the M&S Bank Bureau Finder to find your nearest M&S Bureau de Change and opening hours.

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Going on holiday? Get to grips with how you can use a credit card outside of the UK.

What is RFID blocking technology?

If you are concerned about having your passport or credit card skimmed whilst abroad learn more about RFID technology.

What influences exchange rates?

Discover what factors contribute to the exchange rates that you see today.

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Going on a long-term trip? Read our guide on how to budget successfully to ensure you have the most memorable time possible.

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Frequently asked questions

Can i use a credit card to purchase travel money.

Yes, you can use a credit card to purchase travel money. However, please check with your card provider as they may apply fees or charges e.g. cash advance fees or other fees.

Our Bureaux accept the majority of UK issued major credit cards.

How much cash can I travel with?

You can learn more about taking cash in and out of Great Britain and declaring cash by visiting gov.uk .

Should I get foreign currency before I travel?

Buying your travel money before you travel can be an important part of pre-holiday preparation. You can use our Currency Converter to get the latest exchange rates across worldwide holiday destinations.

Where can I collect M&S Travel Money from?

You can collect M&S Travel Money from over 100 bureaux de change or from over 350 stores nationwide. You can find your nearest M&S Bureau de Change using our Bureau Finder .

Where can I get the best exchange rate?

Exchange rates change on a regular basis and vary depending on the currency you order. At M&S Bank, we offer our best rates for euro and US dollar via the Click & Collect service, where you can order your currency and collect from the next day in an M&S location local to you. If you order online before 4pm, you can collect the same day. For all other currencies, check our website for more information.

How much travel money can I order?

For orders placed via Click & Collect, there is a minimum £150 order and maximum of £2,500. For Bureau de Change walk-ups, there is no minimum order.

How do I confirm my Travel Money purchase using my M&S Credit Card?

There are three ways to verify your payments - you can use our M&S Banking App, a one-time passcode via text message or by using a card reader to verify your payment. Use our how-to videos or step-by-step guides to find out more.

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Useful information

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M&S Travel Money Terms and Conditions

M&S Travel Money Click & Collect Sale Terms and Conditions

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* Subject to availability

** With the M&S Credit Card, you'll receive up to 55 days' interest-free credit when you pay your balance in full and on time each month.

† Next Day collection is subject to availability. Please confirm your collection date and location at the checkout.

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Find our best exchange rates online and enjoy 0% commission on over 60 currencies. And you can choose collection from your nearest branch or delivery to your home

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Order travel money

• UAE Dirham AED
• Australian Dollar AUD
• Barbados Dollar BBD
• Bangladesh Taka BDT
• Bulgarian Lev BGN
• Bahrain Dinar BHD
• Bermuda Dollar BMD
• Brunei Dollar BND
• Canadian Dollar CAD
• Swiss Franc CHF
• Chilean Peso CLP
• Chinese Yuan CNY
• Colombian Peso COP
• Costa Rican Colon CRC
• Czech Koruna CZK
• Danish Kroner DKK
• Dominican Peso DOP
• Fiji Dollar FJD
• Guatemalan Quetzal GTQ
• Hong Kong Dollar HKD
• Hungarian Forint HUF
• Indonesian Rupiah IDR
• Israeli Sheqel ILS
• Icelandic Krona ISK
• Jamaican Dollar JMD
• Jordanian Dinar JOD
• Japanese Yen JPY
• Kenyan Shilling KES
• Korean Won KRW
• Kuwaiti Dinar KWD
• Cayman Island Dollar KYD
• Mauritius Rupee MUR
• Mexican Peso MXN
• Malaysian Ringgit MYR
• Norwegian Krone NOK
• New Zealand Dollar NZD
• Omani Rial OMR
• Peru Nuevo Sol PEN
• Philippino Peso PHP
• Polish Zloty PLN
• Romanian New Leu RON
• Saudi Riyal SAR
• Swedish Kronor SEK
• Singapore Dollar SGD
• Thai Baht THB
• Turkish Lira TRY
• Trinidad Tobago Dollar TTD
• Taiwan Dollar TWD
• US Dollar USD
• Uruguay Peso UYU
• Vietnamese Dong VND
• East Caribbean Dollar XCD
• French Polynesian Franc XPF
• South African Rand ZAR
• Brazilian Real BRL
• Qatar Riyal QAR

Delivery options, available branches and fees may vary by value and currency. Branch rates will differ from online rates. T&Cs apply .

Why get your holiday cash from Post Office?

• Order online, buy in branch, or choose delivery to your home or local branch 
• 100% refund guarantee* if your holiday’s cancelled, at the same exchange rate, excluding bank and delivery charges. Just send your receipts and evidence of cancellation to us within 28 days of purchase. *T&Cs apply
• Order euros or US dollars to collect in branch in as little as 2 hours

Euros and US dollars in 2 hours

Click and collect euros and US dollars in 2 hours. Terms and conditions apply 

Today’s online rates

Rate correct as of 21/05/2024

Travel Money Card (TMC) rates may differ. Branch rates may vary. Delivery methods may vary. Terms and conditions apply

Safe and secure holiday spending

Manage your holiday funds on a Travel Money Card with our free travel app. Top it up, freeze it, swap currencies, view your PIN and more.

New-look travel app out now

Our revamped travel app’s out now. It makes buying, topping up and managing Travel Money Cards with up to 22 currencies a breeze. Buying and accessing Travel Insurance on the move effortless. And it puts holiday extras like airport hotels, lounge access and more at your fingertips. All with an improved user experience. Find out what’s changed .

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Travel money help and support

Read our travel money FAQs or contact our team about buying currency online or in branch:

Visit our travel money support page

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Travel Money

• Clubcard Prices Clubcard Prices

Clubcard Prices are available for all currencies, just enter your Clubcard number on the next page. Full T&Cs below.

• Click & Collect Click & Collect

Collect for free from more than 350 Tesco stores with a Bureau de change.

• Home Delivery Home Delivery

Free delivery on orders worth £500 or more.

Exchange rates may vary during the day and will vary whether buying in store, online or via phone.

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Find a Store to get your Travel Money

With Click & Collect you can order your travel money online and pick it up from selected Tesco stores near you, or you can buy instantly from an in-store travel money bureau.

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3 easy ways to purchase Travel Money

Click & collect.

• Order online and choose to collect from over 500 Tesco store locations Order online and choose to collect from over 500 Tesco store locations
• Pick a collection day that works for you Pick a collection day that works for you
• Order euro or US Dollars Order Euros or US Dollars before 2pm and you can pick-up from most stores the next day

About Click & Collect

Home delivery

• Order online by 2pm Mon-Thurs for next day delivery (excludes bank and public holidays), to most parts of the UK Order online by 2pm Mon-Thurs for next day delivery (excludes bank and public holidays), to most parts of the UK
• Free delivery for orders of £500 or more Free delivery for orders of £500 or more
• Secure delivery via Royal Mail Special Delivery Secure delivery via Royal Mail Special Delivery

About Home Delivery

Buy in-store

• Buy your foreign currency instantly in our travel money bureaux in selected Tesco stores across the UK Buy your foreign currency instantly in our travel money bureaux in selected Tesco stores across the UK
• Turn unspent travel money back into Pounds with our Buy Back service Turn unspent travel money back into Pounds with our Buy Back service

About Buy Back

Best Travel Money Provider 2023/24

Now in it’s 26th year and voted for by the public, the Personal Finance Awards celebrate the best business and products in the UK personal finance market. We’re delighted that you voted us as Best Travel Money Provider 2023/24.

Additional Information

Ordering and collection.

You can pick a collection date when you're ordering your money. Order before 2pm and you can pick up Euros and US Dollars from most Tesco Travel Money bureaux the next day. Other currencies can take up to five days. Alternatively, you can order any currency for next weekday delivery to most of the selected customer service desks.

Please make sure you collect your money within four days of your chosen date. If you don't, your order will be returned and your purchase will be refunded, minus a £10 administration charge.

Will I be charged if I cancel my order?

Collection fees

Click and collect from stores with a Bureaux de change:

• Free for all orders

For non-bureaux stores with a click and collect function:

• £2.50 for orders of £100.00 - £499.99
• Free for orders of £500 or more

What to bring

For security, travel money will need to be picked up by the person who placed the order.

• a valid photo ID – either a passport, EU ID card, or full UK driving license (we do not accept provisional driving licenses)
• your order reference number
• the card you used to place the order (you’ll also need to know the card’s PIN)

Home Delivery

We can send your travel money directly to you via secure Royal Mail Special Delivery. You can even pick the delivery date that suits you best.

We also offer next-day home delivery on all currencies to most parts of the UK if ordered before 2pm Monday-Thursday.

Check the Royal Mail site to find out if your postcode is eligible for next day delivery

Delivery costs

£4.99 for orders of £100 - £499.99 Free for orders of £500 or more

• You’ll need to make sure there’s someone at home to sign for your delivery.
• Bank holidays and public holidays will affect delivery times.
• We are unable to cancel or amend home delivery orders after they have been placed.

Clubcard Prices

Clubcard Prices are available on the sell rate only for currencies in stock online, on your date of purchase. The Clubcard Price will be better than the standard rate advertised online on the date of purchase. When purchasing online you must enter a valid Clubcard number to obtain the Clubcard Price rate. Exchange rates may vary whether buying in store, online or by phone.

Clubcard Prices apply to foreign currency notes in stock on your date of online purchase. Due to constant market and currency fluctuations, rates on the date of purchase cannot be compared to another day’s rates. The actual rate you receive may vary depending on market fluctuations. Clubcard data is captured by Travelex on behalf of Tesco Bank.

Check out the Tesco Bank privacy policy to find out more.

Buying foreign currency using a credit or debit card

No matter how you purchase your travel money, whether it be in store, online or over the phone, you will not be charged any card handling fee by us. However, regardless of your card type, your card provider may apply fees, e.g. cash advance fees or other fees, so please check with them before you purchase your travel money.

Click & Collect cancellations

You can cancel a Click & Collect order any time prior to collection. We'll refund you with the full Sterling amount that you paid for your order, unless you cancel less than 24 hours before your collection date, in which case we'll charge a £10 late cancellation fee.

We are unable to refund any fees charged by your card issuer, so please contact them if you have any further queries.

When you get home, we'll buy your travel money back

Let us turn your unspent holiday money into Pounds. It couldn't be simpler.

Just pop into one of our in-store Travel Money Bureaux when you get home. We buy back all the currencies we sell in most banknote values and also the Multi-currency Cash Passport™. Buy back rates may vary during the day.

It doesn't matter where you bought your travel money, even if it wasn't from a Tesco Travel Money Bureau, we'll still buy it back.

More about currency buy back

How our Price Match works

If you find a better exchange rate advertised by another provider within three miles of your chosen Tesco Travel Money Bureau, on the same day, we'll match it.

Price Match only applies in store on a like-for-like basis on sell transactions and does not apply to any exchange rate advertised online or by phone. This is not available in conjunction with any other offer. We reserve the right to verify the rate you have found and the three mile distance (using an appropriate route planning tool).

See full terms and conditions below.

Tesco Travel Money is provided by Travelex

Tesco Travel Money ordered in store is provided by Travelex Agency Services Limited. Registered No. 04621879. Tesco Travel Money ordered online or by telephone is provided by Travelex Currency Services Limited. Registered No. 03797356. Registered Office for both companies: Worldwide House, Thorpewood, Peterborough, PE3 6SB.

Multi-currency Cash Passport is issued by PrePay Technologies Limited pursuant to license by Mastercard® International. PrePay Technologies Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900010) for the issuing of electronic money and payment instruments. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

How much travel money will I need?

Whether it’s a burger in Brisbane or a taxi in Toronto, get a feel for how far your travel money might go with our foreign currency guides. We’ll help you manage your travel budget like a pro.

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Your 2024 Credit Card Checklist for Summer Travel

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Checklists are a key step in travel preparation for many people. Passport — check. Phone charger — check. But have you checked to make sure you’re fully utilizing the travel perks offered by your credit card?

Whether you’re a seasoned jetsetter or a novice traveler seeing the world for the first time, benefits from the right credit card can make a trip more convenient and more comfortable. That’s good news for the 50% of Americans who plan to travel more in 2024 than 2023, according to a survey by IPX1031, a Fidelity National Financial Company.

Here’s a credit card checklist to review before you hit the road this summer.

1. Bring a card

First things first — be sure to bring a credit card! Many airlines, and even entire airports, are now cash-free. That means you’ll need a card to pay for that pre-departure drink or in-flight snack. You might even earn bonus rewards.

For example, if restaurants are a bonus category for your card, sit-down establishments within the airport will usually still earn that higher rewards rate. If your card earns a bonus on travel purchases, you'll usually earn that bonus for in-flight purchases.

2. Register for TSA PreCheck, Global Entry or Clear

Airports are more crowded than ever, with air passenger growth up 6% and foreign travel up 24% year over year, according to a study conducted by the U.S. Travel Association and Tourism Economics.

To ease the burden of long lines, check if your card offers a credit that covers the cost of TSA PreCheck , Global Entry or Clear . These programs allow you to speed through the line at security or customs, but since they all require a background check and an in-person interview, you'll need to register well before your trip. Even if you haven’t been verified for this trip, register today to prepare for your next trip.

3. Register for lounge access

Airport lounges offer a reprieve from the hustle and bustle of the airport terminal, with most offering free food and drinks. If your card offers access to Priority Pass lounges, you’ll need to register for that benefit before you hit the road.

Don’t forget your physical membership card, or even easier, download the Priority Pass app and use your phone to access the lounge.

4. Notify your issuer of your travel plans

Few things can create issues like having your card unexpectedly stop working when you’re away from home, especially internationally. With rates of credit card fraud increasing, it’s possible your card could stop working if you’re spending outside of your normal patterns or locations. To preempt this, notify your issuer before you travel. Often you can do this online or through the app, but just in case, be sure to travel with at least two cards .

5. Avoid paying foreign transaction fees

If you’re traveling abroad, make sure you have a card that doesn’t charge foreign transaction fees . If your card does levy those fees, try to get a different card before you leave the country.

6. Pay with your most rewarding card

Be sure to identify opportunities to leverage your trip and earn outsized rewards. For example, if you know you’ll be staying at a Hilton brand hotel, you might consider applying for one of the Hilton credit cards offered by American Express and earn up to 14 Hilton points per dollar you spend at the hotel. Those points can stack up fast and easily defray costs for your future travel.

But you'll need to bring the physical card with you. Many hotels aren't able to accept digital wallet payments, so if you can't swipe your card, you'll miss out on those heightened rewards.

7. Check your card’s money-saving offers

Many issuers have programs, such as AmEx Offers, Chase Offers and BankAmeriDeals from Bank of America, that let you add rotating promotional offers to your card and earn additional points or cash back for making purchases at specific merchants. Be sure to review these offers for any merchants where you might spend during your travels. Just be aware of the fine print — often these offers exclude, or only include, international merchants.

On a similar note...

Find the right credit card for you.

Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

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Blueprint is an independent, advertising-supported comparison service focused on helping readers make smarter decisions. We receive compensation from the companies that advertise on Blueprint which may impact how and where products appear on this site. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Blueprint. Blueprint does not include all companies, products or offers that may be available to you within the market. A list of selected affiliate partners is available here .

Credit Cards

Capital One Venture X vs. Chase Sapphire Preferred

Yury Byalik

Ashley Barnett

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

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Updated 3:28 p.m. UTC May 20, 2024

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Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full advertiser disclosure policy .

zhaojiankang, Getty Images

The Capital One Venture X Rewards Credit Card * The information for the Capital One Venture X Rewards Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. and Chase Sapphire Preferred® Card are two of the best travel rewards credit cards available. The Chase Sapphire Preferred offers bonus rewards on travel, dining, online grocery and streaming purchases and a handful of additional benefits and perks for just a $95 annual fee. 

The Capital One Venture X is a more premium card that offers a higher base earning rate on all purchases and offers more included benefits like a TSA PreCheck or Global Entry application fee credit and lounge access. But this elevated collection of perks comes with a higher $395 annual fee.

Deciding between the Capital One Venture X vs. Chase Sapphire Preferred will depend significantly on what you want from a travel credit card.

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Chase Sapphire Preferred® Card

Welcome bonus.

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s over $900 when you redeem through Chase Travel℠.

Regular APR

Credit score.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Editor’s take

• Flexible points that can be transferred to 14 travel partners or redeemed through Chase Travel℠ at 1.25 cents each.
• $50 annual statement credit toward Chase Travel hotel bookings.
• Valuable travel protections.
• $95 annual fee.
• Category bonuses are limited and not competitive against other travel cards.
• Transfer partner list is limited compared to programs like Amex Membership ® Rewards and Citi ThankYou ® .

Card details

• Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s over $900 when you redeem through Chase Travel℠.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 75,000 points are worth $937.50 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
• Member FDIC

Capital One Venture X vs. Chase Sapphire Preferred overview

The Capital One Venture X and Chase Sapphire Preferred have some similarities and quite a few differences.

Rewards and benefits

Earning rewards.

Both the Chase Sapphire Preferred and Capital One Venture X offer competitive rewards rates.

• Chase Sapphire Preferred: Earn 5 points per $1 on travel purchased through Chase Travel℠, 3 points per $1 on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per $1 on all other travel purchases and 1 point per $1 on all other purchases.
• Capital One Venture X: Earn 2 miles per $1 on purchases, 5 miles per $1 on flights booked through Capital One Travel and on purchases through Capital One Entertainment and 10 miles per $1 on hotels and rental cars booked via Capital One Travel.

The Venture X also gives you 10,000 miles each account anniversary, while the Sapphire Preferred will match 10% of your points earned in the previous year, meaning if you spend $25,000 you’ll get 2,500 points.

When it comes to rewards, which card will earn you more points depends on your spending habits. The Chase Sapphire Preferred has bonus categories in a few non-travel categories, but if you don’t spend a lot in those categories, it may be better to stick with the Capital One Venture X’s more simple rewards structure. 

Redeeming rewards

Redeeming your rewards for travel is likely going to provide the most value on both of these cards. 

The Chase Sapphire Preferred offers a slight advantage over the Capital One Venture X for cardholders who don’t want to jump through hoops to utilize transfer partners. It offers 25% more value when you redeem points through Chase Travel , making points worth 1.25 cents each. 

The Capital One Venture X’s miles are worth 1 cent each when redeemed through Capital One Travel .

However, you can often get even more value from both programs by transferring your points to their travel partners. 

Transfer partners

Both the Chase Sapphire Preferred and Capital One Venture X offer a wide range of transfer partners. Consider which list is most appealing to you before deciding which card to get.

Both the Chase Sapphire Preferred and Capital One Venture X offer sizeable welcome bonuses:

• Chase Sapphire Preferred: Earn 75,000 points after spending $4,000 on purchases in the first three months of account opening.
• Capital One Venture X: Earn 75,000 miles after spending $4,000 on purchases in the first three months of account opening.

As you consider the value of these bonuses, remember that with the Chase Sapphire Preferred your points will be worth 1.25 cents each when redeemed for travel through the Chase Travel portal.

Travel benefits

Both cards have significant travel benefits but of an entirely different nature.

The Capital One Venture X offers a $300 annual travel credit for bookings made through Capital One Travel. You’ll also get access to over 1,300 airport lounges, including Priority Pass (enrollment required) and Plaza Premium lounges, as well as Capital One Lounges, to rest and refuel while waiting for a flight. Plus, you’ll get an application fee credit up to $100 for either TSA PreCheck or Global Entry, Hertz President’s Circle status² and a $50 experience credit for every Lifestyle Collection hotel booking. 

Since the Venture X is a Visa Infinite card, you’ll also receive an auto rental collision damage waiver, trip cancellation/interruption insurance, lost luggage reimbursement, trip delay coverage and travel accident insurance.¹

The Chase Sapphire Preferred comes with an impressive array of travel protections for a card with such a low annual fee. If you book travel with your Preferred card you’ll be covered by trip cancellation/interruption insurance, baggage delay insurance, trip delay reimbursement and travel and emergency assistance service. You can also save on the cost of car rental coverage with the card as it comes with a primary auto rental collision damage waiver. Plus, you can get up to $50 in annual statement credits for hotels booked through Chase Travel.

Winner for rewards and benefits: Venture X

Fees and charges

Both the Chase Sapphire Preferred and Capital One Venture X charge annual fees. While the Sapphire Preferred comes with a $95 annual fee, the Venture X costs about four times more, with an annual price tag of $395.

Clearly, the Capital One Venture X has a higher annual fee, but it comes with a $300 annual travel credit for bookings made through Capital One Travel. If you can consistently take advantage of this credit, it makes the net cost of the two cards comparable. After that, you’d want to see which benefits and perks are most valuable to you. 

If you don’t want to pay an annual fee, consider one of the best credit cards with no annual fee .

Foreign transaction fees

Neither card charges a foreign transaction fee.

Winner for fees and charges: Chase Sapphire Preferred

Additional perks

Purchase protection.

Both cards offer purchase protection. With the Chase Sapphire Preferred, you can get 120 days of protection from damage or theft up to $500 per claim and $50,000 per account. The Venture X offers purchase security for 90 days and will reimburse you for damage or theft up to $10,000 per claim and $50,000 per account.¹

Extended warranty protection

Both cards offer extended warranty protection and will extend the manufacturer’s warranty by one additional year on eligible warranties that are three years or less.¹

Cellphone protection

Only the Capital One Venture X offers cellphone protection. If you pay your cellphone bill with your card, you’ll be covered up to $800 if your phone is stolen or damaged.¹

Winner for additional perks: Venture X

Capital One Venture X might be right for you if:

• You want access to airport lounges.
• You want a higher base rate of earning on your spending.
• You’re more advanced with travel rewards and want access to different transfer partners. 
• You’re looking for one of the best Capital One credit cards .

Those looking for a premium travel rewards credit card may also want to compare the Capital One Venture X and the Chase Sapphire Reserve® .

Chase Sapphire Preferred might be right for you if:

• You’re looking for a solid travel card with a lower annual fee.
• You’re just dipping your toe into the world of travel rewards.
• You want the flexibility to redeem your rewards for increased value without using transfer partners.
• You also have a Chase Freedom Flex℠ * The information for the Chase Freedom Flex℠ has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. or Chase Freedom Unlimited® and want to increase the value of the rewards earned on those cards by redeeming for boosted value.
• You’re looking for one of the best Chase cards .

Those looking for a credit card without a high annual fee may also want to compare the Chase Sapphire Preferred and the Capital One Venture Rewards Credit Card * The information for the Capital One Venture Rewards Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. .

Bottom line

The Chase Sapphire Preferred and Capital One Venture X are two of the best credit cards available . The Capital One Venture X charges a higher annual fee but offers a higher base rewards rate and more premium travel benefits. 

The Chase Sapphire Preferred charges a lower annual fee but still offers some of the best travel protections available on any credit card. Which card is right for you will depend on your travel preferences and budget. 

Frequently asked questions (FAQs)

You can see if it’s possible to upgrade your Capital One Venture Card to the Venture X by calling the number on the back of your card.

There are many options for redeeming your travel points through your Venture card. You can use Capital One’s airline and hotel transfer partners, or you can redeem your miles for travel through Capital One Travel where they’ll be worth 1 cent each.

The credit limit you get for your Chase Sapphire Preferred will depend on a variety of factors and determined by Chase when you apply. Since it’s a Visa Signature card, the minimum credit limit for the Chase Sapphire Preferred is typically $5,000.

The value of 10,000 Capital One miles will vary depending on how you choose to redeem them . You’ll get a value of 1 cent per mile, so $100, when you use those points for a statement credit to cover eligible travel purchases and to book travel through the Capital One Travel portal. You’ll get less value if redeeming for gift cards ($80), shopping with points at Amazon or PayPal ($80) or getting cash back ($50). That said your points could also be worth more if you transfer them to one of Capital One’s many airline or hotel loyalty programs.

¹For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

²Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at upgraded status level through December 31, 2024. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.

*The information for the Capital One Venture Rewards Credit Card, Capital One Venture X Rewards Credit Card and Chase Freedom Flex℠ has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Yury is an accomplished marketing professional with over 15 years experience driving growth for businesses and a sought-after speaker on digital trends, profitable business models and online business acquisitions. He is also an avid adventurer and has been location independent for over five years, traveling to more than 30 countries, experiencing new cultures and meeting people from all walks of life. Yury's passion for travel and adventure has given him a unique perspective on life and business.

Ashley Barnett has been writing and editing personal finance articles for the internet since 2008. Before editing for USA TODAY Blueprint, she was the Content Director for an international media company leading the content on their suite of personal finance sites. She lives in Phoenix, AZ where you can find her rereading Harry Potter for the 100th time.

Grace Pilling is a deputy editor for credit cards at USA TODAY Blueprint. She believes credit cards are the ultimate choose-your-own-adventure tools of the financial world and gets excited about helping people discover the best credit card strategy for their unique goals. Prior to joining Blueprint, Grace worked on and led personal finance teams at Bankrate, CreditCards.com, MoneyUnder30 and MoneyGeek. She has a bachelor’s degree in English and writing and a diploma in editing and publishing.

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