travel insurance companies in israel

For your Holidays in Israel and Abroad

Travel insurance for israel.

Israel is a country rich in history and culture, with ancient sites and modern cities to explore. From the famous city of Jerusalem to the stunning shores of the Dead Sea, there's a lot to see and do. As you get ready for your trip to this Middle Eastern gem, it's smart to think about travel insurance to protect yourself in case something unexpected happens.

This guide will help you understand what you need to know about travel insurance to Israel, so you can enjoy this captivating destination without fretting over potential travel mishaps.  

• What should your Travel insurance cover for a trip to Israel? 

How Does Travel Insurance for Israel Work?

• Do I need Travel Insurance for Israel? 

How Much Does Travel Insurance Cost for Israel?

Our suggested axa travel protection plan, what types of medical coverage does axa travel protection plans offer, are there any covid-19 restrictions for travelers to israel.

• Traveling with pre-existing Medical Conditions? 

What should your travel insurance cover for a trip to Israel?

At a minimum, your travel insurance should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State outlines key components that should be included in your travel insurance coverage. AXA Travel Protection plans are designed with these minimum recommended coverages in mind.

• Medical Coverage   – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
• Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
• Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
• Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
• Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for Brazil.

Imagine you're exploring the ancient streets of Jerusalem. Suddenly, you start experiencing intense stomach pain, and it becomes clear that you've contracted a case of food poisoning from a local dish you tried. With medical coverage from travel insurance, you can swiftly access quality healthcare tailored to your specific needs in Israel.

If things take a turn for the worse, AXA will assist you in devising a strategic course of action.

Here’s how travelers can benefit from an AXA Travel Protection Plan:

Medical Benefits: 

• Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
• Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
• Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Baggage Benefits: 

• Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
• Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Pre-Departure Travel Benefits: 

• Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
• COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
• Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 

Post-Departure Travel Benefits

• Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
• Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Additional Optional Travel Benefits 

• Rental Car (Collision Damage Waiver) : Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
• Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
• Loss Skier Days : Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
• Loss Golf Days : Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures.  

Do I Need Travel Insurance for Israel?

While travel insurance is not mandatory for visiting Israel, it's crucial to remember that all trips carry some level of risk. Therefore, travelers planning a trip to Israel should still think about buying travel insurance to protect themselves during their journey.  

Why? There are several reasons:

Emergency Medical Expenses : Exploring Israel often involves visiting historical sites and hiking trails. In the event of an accident or sudden illness during these adventures, having coverage for emergency medical expenses allows travelers to receive prompt and quality healthcare without worrying about expensive medical bills.  

Lost Baggage : Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.  

Emergency Evacuation and Repatriation : Israel's geopolitical situation can sometimes be unpredictable, and travelers may find themselves in need of urgent evacuation or repatriation due to political unrest or security threats. With this coverage, travelers are safely assisted in leaving the country or returning home.  

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans:  

Total Trip cost: The total amount of non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc.

Age: L ike any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals.  

With AXA Travel Protection, travelers to Brazil will be offered three tiers of insurance:  Silver,   Gold  and  Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs.  

AXA presents travelers with three travel plans – the Silver Plan ,  Gold Plan , and  Platinum Plan , each offering different levels of coverage to suit individual needs. Given that Israel hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers to consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses.

The Platinum Plan is your go-to choice if you're looking for extra coverage for Israel’s experience. "Cancel for Any Reason" offers greater flexibility for those unexpected twists in your travel plans and the "Rental Car (Collision Damage Waiver)" offers assistance when you're out exploring Israel's stunning landscapes in a rental car.  

AXA covers three types of medical expenses:

Emergency medical

Emergency evacuation & repatriation

Non-medical emergency evacuation & repatriation  

Emergency medical: includes protection for unforeseen events like broken bones, burns, sudden illnesses, and allergic reactions that may occur during your trip.

Emergency evacuation and repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness.

Non-medical emergency evacuation and repatriation: Offers assistance for leaving a destination promptly in situations unrelated to health issues. These may include events like natural disasters or civil unrest.  

Israel has lifted COVID-related restrictions on entry from other countries. This means that travelers can now enter Israel without facing specific requirements or limitations related to the pandemic.  

Traveling with preexisting Medical Conditions?

Traveling with preexisting medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip. Our Gold and Platinum Plans offer coverage for preexisting medical conditions. The Platinum plan is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons,

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plan with a  pre-existing medical condition , so long as it’s within 14 days of placing your initial trip deposit and in our 60 day look back period. We're here to make sure you travel with ease, no matter your health situation.  

1.Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.  

2.When should I buy Travel Insurance to Israel?

It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14-days of making your initial trip deposit.  

3.Do Americans need travel insurance in Israel?

Travel insurance is not mandatory for American citizens visiting Israel. However, it's wise to consider a good policy as unexpected events can still happen, such as flight cancellations or medical emergencies.  

4.What is needed to visit Israel from the USA?

U.S. citizens only need a passport valid for at least six months after their arrival in Israel. Additionally, no visa is required for stays of up to three months.  

5.What happens if a tourist gets sick in Israel?

If you become sick in Israel, travelers with AXA Travel Protection can contact the AXA Assistance hotline 855-327-1442. Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information. Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

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Top Travel Insurances For Israel You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Lying on the eastern shore of the Mediterranean, Israel is known for its long, rich history and religious significance, being dotted with holy sits such as Jerusalem, the Western Wall, and the Dead Sea. Although travelling to Israel can be an accessible holiday destination for many people, out-the-pocket healthcare costs in the country tend to be expensive, so it's a very good idea to arrive there with travel insurance under your belt.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Israel and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Israel Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Israel:

Best Travel Insurances for Israel

• 01. Do I need travel insurance for Israel? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to Israel scroll down

Heading to Israel soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Is Travel Insurance Mandatory in Israel?

Yes, travel insurance is mandatory for travel to Israel. This means that as a traveller to Israel, you must provide valid travel insurance coverage for the entire duration of your stay. If you don't arrive with travel insurance, you risk being denied entry into Israel, or even deported in certain cases.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Israel or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Israel:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Israel, no matter whether you're planning to take a step back in time at Masada National Park or explore the cobbled streets of Jerusalem's old town.

VisitorsCoverage lets you choose between various plans tailored to meet the specific needs of your trip to Israel, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies, and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Israel:

• Policy Names: Varies
• Medical Coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip Coverage: Excellent - but only available for US residents.
• Customer Support: FAQ, live chat and phone support
• Pricing Range: USD 25 to USD 150 /traveller /month
• Insurance Underwriter: Lloyd's, Petersen, and others
• Best For: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option for Israel, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy Names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical Coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip Coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer Support: FAQ, live chat, phone support
• Pricing Range: USD 80 to USD 420 /traveller /month
• Insurance Underwriter: David Shield Insurance Company Ltd.
• Best For: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads in Israel because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy Names: Nomad Insurance, Remote Health
• Medical Coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip Coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing Range: USD 45 to USD 160 /traveller /month
• Insurance Underwriter: Tokyo Marine HCC
• Best For: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Israel? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Israel

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

Looking for Travel Insurance to Another Country?

See our recommendations for travel insurance to other countries worldwide:

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7 Best Israel Travel Insurance Plans for US Citizens in 2024

Updated on January 10, 2024 by Matthew H. Nash – Licensed Insurance Agent

• SwiftScore Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to Israel travelers. Learn more at the end of this page.

STARTING PRICE FOR 2-WEEK TRIP TO THE ISRAEL

CAN YOU CANCEL YOUR TRIP FOR ANY REASON? 

BEST WEBSITE FOR

Comparing Policies

• Compare dozens of the best Israel travel insurance policies from all the major providers in one place
• Easily filter for the features you want and get support from their award-winning customer service team
• Founded in 2013, TravelInsurance.com has helped hundreds of thousands of travelers find affordable insurance coverage.

BEST  POLICY FOR

Fast Claims

• Super fast claims via their 100% digital platform with a helpful mobile app
• Faye makes it easy to add-on coverage for vacation rentals, adventure/extreme sports, pet emergencies, and “cancel for any reason” at competitive prices
• Underwritten by Crum & Forster, Faye is known for its exceptional customer support, with 4.8/5 stars on Trustpilot

• SwiftScore Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

BEST POLICY FOR

Travelers Aged 55+

• Pre-existing medical conditions are covered for a reasonable fee and they offer “cancel for any reason” as an add-on
• $2,000 COVID quarantine coverage available w/ Safe Travels Voyager plan
• Founded in 1998 and underwritten by Nationwide and GBG Insurance

Filtering Plans

• This comparison website has the most comprehensive filters especially for Covid-19 which helps you search for the specific benefits you need
• They have “Zero Complaint Guarantee” which promises a fair claims process
• Established in 2003, Squaremouth has consistently been recognized for it’s exceptional customer service

BEST POLICY FROM

An Established Brand

• Well rounded, inexpensive travel insurance plans from an established and top rated global insurance company
• AXA has plans that cover pre-existing conditions and their “Platinum” plan covers “cancel for any reason” with an optional add-on. They also offer helpful 24/7 Worldwide Travel Assistance Services
• Founded in 1959 and underwritten by Nationwide

Family Travel

• Their “Trip Interruption for any Reason” feature allows you to get a 75% reimbursement for any additional expenses if you decide to go home early from your trip
• They have a variety of insurance products to suit any travel needs
• Founded in 1993 and underwritten by Nationwide Insurance

$521 Per Year

Long-term Travel

• Ideal for digital nomads and long-term travel, available to anyone anywhere
• Scored lower because short-term travel coverage isn’t as robust as competitors
• Founded in 2018 and is underwritten by Lloyds of London

CAN YOU CANCEL YOUR TRIP FOR ANY REASON?

• Founded in 2013, TravelInsurance.com has helped hundreds of thousands of travelers find affordable insurance coverage.Founded in 2013, TravelInsurance.com has helped hundreds of thousands of travelers find affordable insurance coverage.

Israel travel insurance FAQs

What is the best travel insurance company.

22 well-established travel insurance companies cater to the diverse needs of American travelers headed abroad. I encourage you to use a comparison site to find the best travel insurance plan since they allow you to search for specific benefits and coverage. I like WithFaye.com because they list policies from the most trusted companies. Their website allows you to search with various filters and provide options that specifically meet your requirements. They also have excellent customer service should you have any questions throughout the buying process.

What is “Cancel for Any Reason” (CFAR) insurance?

“Cancel for Any Reason” (CFAR) is an optional upgrade that allows you to do exactly as the name implies: cancel your trip for any reason at all. The typical reimbursement rate with a CFAR is 75% of the nonrefundable trip costs.

Is it worth getting a “Cancel for Any Reason” (CFAR) upgrade?

“Cancel for Any Reason” packages are helpful for those who want the added financial protection should they need or want to cancel their trip for any reason their standard policy does not cover. As mentioned above, CFAR upgrades usually reimburse 75% of nonrefundable trip costs.

When will my Israel travel insurance kick in?

Your policy will have some pre-departure benefits, like Trip Cancellation, that will financially safeguard against unforeseen events before you even depart for Israel. The rest of your benefits will become active as soon as you leave home for vacation. That said, some travel insurance plans out there require you to travel more than 100 miles for the policy to become active. Always read the full details of your plan and reach out to your provider should you need further clarification.

Do I need travel insurance if I am healthy and in good shape?

While it’s terrific that you are healthy and in shape, travel insurance protects you against unexpected events, such as the sudden onset of illness, accidents, lost or stolen property, trip delays, and cancellations. People purchase travel insurance for the peace of mind it gives them, knowing their investment in their trip to Israel is safe.

How do I file a claim with my travel insurance provider?

Travel insurance providers usually have a link on their websites, usually in the footer, that says “Claims,” “Make a Claim,” “Submit a Claim” or something to that effect. Follow that link, and it will guide you through the entire process and detail the documentation you will need to submit alongside your claim. Most travel insurance companies still allow claim submissions to be made by mail.

What do I do if my travel insurance claim is rejected?

If your claim was rejected, but you believe it is valid, your provider will provide you with possible steps of recourse to follow. Claims get rejected for several reasons: the claim did not fall under the policy’s coverage, the claimant did not disclose pre-existing conditions upon purchasing the policy, accurate costs were not submitted or it did not follow the provider’s claim submission procedures.

If I forget my laptop on a plane, train or bus, will my insurance policy cover it?

Travel insurance policies provide approximately $500 per lost electronic item. Read any policy’s full details before buying to determine if your electronics will be covered and to what degree. You can also inquire whether your travel insurance provider offers added protection for electronics via an upgrade package or policy rider.

Common problems tourists experience in Israel and how to avoid them:

Viral infections such as malaria and dengue do not exist in Israel, so travelers can rest easy knowing those are not concerns. Of course, mosquitoes still exist and come out in full force during summer, along with sand flies, so bring a strong insect repellent. A potential concern for travelers is heatstroke from being out in the desert during the summer. Remember to wear a hat, stay hydrated and avoid the sun mid-day. Other things to watch out for are jellyfish from June through August, scorpions in the desert, and snakes––the latter being quite rare. Should you be stung or bitten by any of these, get medical treatment as soon as possible. And since Israel has an excellent medical system, you will be in good hands.

Accidents in Israel are often the result of something simple such as tripping and falling. That said, foreigners who aren’t used to driving in Israel may have accidents. Extra caution and attention will spare you the trouble.

While crime in Israel is extremely low, and you don’t have to worry much about being mugged or pickpocketed, it is still a good idea to be mindful of what you carry with you and how you carry it. Also, watch out for scams in markets. A perfect example is that you ask how much something is, and the vendor will give you a number that you think is in shekels, but then they demand that amount in dollars. You can avoid such incidents with clear communication and the willingness to walk away from a dishonest salesman. Another scam to watch out for is when a taxi driver wants to negotiate a price instead of using the meter. Insist they use a meter or seek the services of a different taxi driver.

Emergency resources for Israel

Phone numbers.

There is no single number to reach all emergency services, so be sure to carry a written note of them with you during your vacation. For the police, dial 100. For ambulance and emergency medical services, dial 101. For the fire department, dial 102.

US embassy or consulate details

The US has an embassy in Jerusalem and a branch office in Tel Aviv. For further information about opening hours, addresses, and available citizen services, consult their website .

Additional information to help travelers have better experience in Israel:

Israel’s currency is called the shekel (ILS). While many places accept USD, it’s better for workers and businesses if you pay in shekels as they will have difficulty exchanging small foreign bills and get a less-than-favorable exchange rate. While ATMs are all over Israeli cities, be aware that if you’re headed for more rural parts of the country, you will need to withdraw plenty of cash beforehand as ATMs are fewer and further between. Using your US debit card to withdraw shekels, even with factoring in ATM fees, will get you the best exchange rates possible. You will need cash for street markets, food carts, taxis, and tips; otherwise, most businesses accept debit and credit cards.

Etiquette & Local Customs

Israelis are gregarious and friendly. They love to chat with others, be they, foreigners or locals. Many will be curious about your experience in their country, so feel free to speak with them in English. Most can manage conversations in English just fine, and many like native speakers. Don’t be surprised if many want to practice their English with you. And feel free to ask them questions about their country and culture as it is a source of great pride for them. They are also incredibly attentive hosts who will do their utmost to ensure you are comfortable and happy. You do not need to accept everything they offer, but always remember to say toda raba (thank you). Also, consider bringing a small gift, such as a bottle of wine. If an Israeli invites you out for a meal or coffee, they intend to pay for you. You can offer to pay, but being insistent is considered insulting. You can invite them out on a different occasion and foot the bill if you would like. In Israel, the work week is Sunday through Thursday, and the weekend is on Friday and Saturday. Shabbat, also known as the Sabbath, commences at sundown on Friday through sunset on Saturday. Avoid smoking on Shabbat, if possible, but at the very minimum, do not smoke near religious sites. While many businesses in Tel Aviv remain open on weekends, this is not the case for most other parts of the country. Expect religious sites to be closed and public transport to shut down. Many parts of Israel are very much orthodox, especially the communities around religious sites, and thus require that you dress modestly. For men, this means long-sleeve shirts and pants, and for women, long-sleeve shirts with long skirts or pants. Men will also need to cover their heads. Yarmulkes, or skullcaps, are typically handed out on-site to male visitors who do not have them. Keep in mind that Israel can get quite warm in the summer, so you will want comfortable, light-weight, breathable clothes. Do not photograph specific individuals or groups and avoid public displays of affection between men and women in these areas. Keep in mind that while many parts of Israel are LGBTQ-friendly, there are parts that are not, particularly in Gaza and Palestinian society. Same-sex sex is illegal in Gaza and punishable with a hefty prison sentence.

Food & Drink

For the most dynamic culinary experience, you will want to visit Tel Aviv and Haifa, where there is a mix of kosher and non-kosher foods, everything from sushi to steakhouses to vegan restaurants. Since Israel has such a diverse population, it’s safe to say that “Israeli” food is not a thing but rather a blend of food cultures with Middle Eastern foods at the fore. To experience traditional Druze dishes and more rustic cuisine, head to Golan Heights. And for a beach resort vibe and the typical international food scene you’d expect along with it, visit Israel’s southernmost port city, Eilat, where they have everything from cheap pizza and burgers to upscale European cuisine. Israelis are not big drinkers, but they love to have a good time and socialize, which is why major urban centers have a decent-sized bar scene. While they may go easy on the alcohol, Israelis love their coffee. Whether you like espresso-based drinks, creamy iced coffees or Arabic coffee, you’ll find something you enjoy.

Getting Around

Being a relatively compact country makes Israel easy to get around. Israeli cities have good public transport but remember that none of it operates on holidays or Shabbat. Israel has a relatively new train network that continues to be expanded. You can catch a train from Ben Gurion Airport to Tel Aviv, Haifa, Netanya and Herzliya, and some trains serve the coastal region. However, subway systems are in short supply. The four train stations in Tel Aviv are used for traveling outside the city, and the only subway is in the country’s third-largest city, Haifa, to help residents get around the hilly landscape. The most typical way of getting around is by bus. Israel’s cities have excellent bus networks, and the country’s cities are also linked by buses. While they may be crowded, they are known for being clean and comfortable. As in most places, tickets are available for purchase from the driver or at any bus station. If you want to visit the desert, Dead Sea, Caesarea National Park, Jaffa Port or Mar Saba Monastery, you may want to join a tour or rent a car. Renting a car in Israel is straightforward and similar to what one would expect in the US. Just remember to get your International Driver’s Permit (IDP) from your local AAA office before departing for your trip. The one major difference is that many car rental agencies in Israel limit how far you can drive the car (kilometers/day). After which, you will be responsible for overage fees. If at all possible, avoid having a rental car while you are staying in Tel Aviv, Jerusalem or any other city. Otherwise, you’ll have to deal with nightmarish traffic, moving the car frequently and the hassle of finding parking spots. Be aware that traffic cameras are all over Israel, so keep an eye on your speed and heed all traffic lights.

Immigration

Making your way through Israeli immigration can feel more intimidating than most places as you will undergo detailed questioning about yourself, your line of work, the purpose of your trip, your travel companions, your luggage, and more. You will also go through security, though this will be on par with what you’re used to in other countries. Travelers worldwide are concerned about being banned from entering other countries if they’ve visited Israel. For this reason, Israel will not stamp your passport. Instead, they will give you a visa card that you must always retain and carry with you, along with a copy of your passport photo page, as proof that you have entered the country legally. You will also need to present it with your passport to an immigration officer upon departure from Israel.

Israel’s official languages are Hebrew and Arabic, though many Israelis speak English since it is a required subject in school. Additionally, Israel gets English-speaking movies and television shows without dubbing, improving the people’s familiarity with the language.

Police & Military

Security is tight everywhere in Israel. Don’t be alarmed if you see military troops patrolling the streets or if you have to go through security and bag checks when entering malls, train and bus stations and other crowded venues. Security checks are the norm throughout the country, and as a result, Israel enjoys low crime rates, especially compared to western countries. Always have a government-issued ID on you and never photograph police or military troops and installations anywhere in the country.

Like in the US, tipping is a common practice in Israel. That said, the expectations are a bit different. For example, in restaurants and bars, an appropriate tip is 12-15% of the total and is never included on the bill. Always tip in cash. If you absolutely must add a tip to your card payment, ask if it is possible before paying. Not all payment processing systems are set up to accommodate this. If it is possible, you will have to tell the server how much tip you would like to add instead of writing it on the restaurant’s copy of the receipt as you do in the US. Tipping the hotel staff for good service has become standard practice. Expect to tip porters approximately 7 shekels per bag (always use bills, not coins) and tip room service staff 5% of the total bill. Leaving your housekeepers 7-15 shekels (ILS) each day will undoubtedly get you a sparkling room. Additionally, 7-15 ILS is adequate for valets, and you can tip a bit more for concierges who go above and beyond the call of duty. If you take a taxi within city limits, tips are not expected. However, you can round up to the nearest significant amount. Always tip a taxi driver who shuttles you to or from the airport. 10% of the total fare is suitable. If you have a taxi driver who shows you around for most of the day, you can tip them 15-20% of their daily rate. For guides on organized tours, consider giving them 10% of the tour per person fare. Salons and spas are the only places where tipping is not standardized, though most people round up a few shekels to the next significant amount. Of course, if you receive excellent service and want to show your appreciation, a 10% tip is always appreciated.

A final note about travel insurance for the Israel

I have spent dozens of hours researching travel insurance, including getting quotes and comparing coverage from all the most popular brands. Regardless of where you’re going I am confident that you will also find that WithFaye.com offers the best way to compare policies with the ideal combo of coverage and price.

I wish you and yours an incredible journey.

SwiftScore Ranking Methodology

• Average price for a 2-week vacation based on a 35-year-old California resident traveling to the Israel with a $3,500 trip cost
• Coronavirus coverage
• Cancel for any reason (CFAR)
• AM Best rating of the underwriter
• Key policy details including cancellation, interruption, emergency medical evacuation, and baggage & personal effects
• Ease of sign up
• Policy language clarity
• User reviews

Medical insurance for tourists and returning residents of israel

Welcome to Israel

Medical insurance coverage for tourists and returning residents of israel.

It is recommended that tourists to Israel and returning residents purchase health insurance to cover medical expenses in Israel, including hospitalization as well as  medical care outside of hospitals. The major advantage of these plans is the access provided to the diverse medical services offered in Israel, without additional charge. Travel insurance policies purchased in your country of origin require the policyholder to pay for medical services in Israel and then request a reimbursement, which may not cover the entire expense. In comparison, our policies offer you peace of mind, from the time you land in Israel until you return home.

Those insured with us enjoy a health service network located throughout the country, on two options including:  doctors, laboratories'  facilities, pharmacies and more. 

Harel Insurance Company’s medical services are based on three options:

                ​

Maccabi : A healthcare system through Maccabi Health Care . Maccabi runs a network of clinics located throughout Israel, from Metulla to Eilat. All Maccabi clinics offer the Insured the services of nurses, family physicians, pharmacies and laboratories. The Insured may use the Maccabi Health Care services by presenting a membership number and an ID (as passport). No need to present a membership card at he time of the service.

Clalit : A healthcare system through Clalit Health Services. Clalit runs a network of clinics located throughout Israel, from Metulla to Eilat. All Clalit clinics offer the Insured the services of nurses, family physicians, pharmacies and laboratories. The Insured may use the Clalit health services by presenting a membership card at the time of the service.

Harel Private Services : A private healthcare system, which offers the Insured a choice of healthcare service providers from a list of contracted physicians, at a high level of availability. Harel is Israel's leading insurer for tourists and the only company that offers the option of private health services. Harel pays the service providers directly, so the Insured does not bear any expenses. There is no co-pay on Yedidim policies.

Rider for extra charge:

The insurance plan also  provides coverage for medical flight from Israel to your home country (with or without an accompanying physician).

Former residents of Israel who are visiting or returning to Israel may also purchase the policy described above and benefit from the 24-hour medical service provided to all our policy holders.

To join the health insurance :

Please see  here  the premiums and the summary of coverage of the policy.

To join the insurance through an online application form please click this link .

To download an application form as a PDF file, click here .

Please scan the completed, signed form and send it to our email address or fax 972-3-6874534  

For the detailed terms of the policy, press here.

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Safety Advice and Travel Insurance for Israel

Update regarding travel insurance to israel (update: feb. 7, 2024).

Select travel insurance plans for travelers with Israel as their destination country are now available. Previously, they were not available d ue to the current war. Existing policies are not affected unless you hear otherwise from your carrier. Anything related to the hostilities may not be covered. These are all insurer-specific, so check your policy documents for complete details.

Israel Travel Insurance for Visitors

Despite constantly erupting political tensions, Israel attracts millions of visitors each year. Some people visit to experience the sacred sites of three of the world’s major religions. Others come to enjoy the coastal restaurants and famous nightlife of Tel Aviv. Nearly everyone wants to float in the Dead Sea. When visiting, make sure you have travel insurance for Israel . In the last decade, more people have also traveled to Israel for medical tourism in one of the most advanced healthcare systems in the world. Israel’s modern society exists side by side with ongoing political struggles and the ever-present threat of sudden violence. While there have been periods of calm, the region has experienced regular conflict for more than half a century.

Do I Need Travel Insurance for Israel?

Yes. Israel requires visitors to have travel insurance when they arrive. You must show proof of your travel insurance, though COVID-19 coverage is no longer required as of May 15, 2023.

Best Travel Insurance for Visitors to Israel

The safety situation in Israel, the West Bank, and Gaza can change quickly. The sudden eruption of conflict or a terrorist attack is possible. To prepare, the U.S. State Department recommends that your travel insurance include medical evacuation. For complete peace of mind, it should also cover emergency travel changes and repatriation of remains. International Citizens Insurance can help you find a travel insurance plan that meets all your needs.

The IMG Patriot Travel Insurance plan is a good option for most travelers. For US citizens traveling abroad, you can purchase trip cancellation coverage through the iTravelInsured plan below.

Patriot Platinum Travel Insurance

• Maximum limits up to $8,000,000
• IMG pays 100% of medical expenses in-network
• Evacuation due to Natural Disasters & Political Unrest

iTravelInsured Trip Cancellation Insurance

• Three levels of trip protection for U.S. residents traveling abroad.
• Medical cover, trip cancelation and medical evacuation included.
• Optional Cancel for Any Reason coverage available (LX Plan).

Medical Preparation for Travel to Israel

As with many destinations, Israel may expose you to new illnesses and unfamiliar environments. You may also need to manage existing health issues during your stay. The following information will help you protect your health in Israel.

What Vaccinations Do I Need to Travel to Israel?

Israel does not currently have vaccination requirements for visitors — not even for COVID-19. However, the U.S. Centers for Disease Control and Prevention (CDC) advises all travelers to Israel be up to date on their routine vaccinations (influenza, chickenpox, MMR, DPT), as well as rabies, polio, COVID-19, and others. The CDC also recommends the typhoid vaccine for those planning to go to Gaza or the West Bank.

How to Bring Medications to Israel

Travelers can bring prescription medications for personal use into Israel. Any time you travel internationally, keep prescription medications in the original packaging and packed in your carry-on bag along with the prescriptions from your doctor. You may want to list the generic names of your medications for easier identification by authorities. If your medical condition requires syringes and vials, be sure to travel with a letter from your doctor explaining your medical needs.

Some visitors may need to travel with narcotic or psychotropic drugs to manage a medical condition. The Israeli Ministry of Health allows up to 31 days of each type of drug as long as you have all of the proper documentation. If you are concerned about the legality of your prescription medication in Israel, contact Israel’s embassy or consulate in your current country to confirm.

Standard over-the-counter medications in North America are usually found at local pharmacies in Israel. You may still want to travel with some of the CDC’s Israel packing list recommendations for convenience.

Related: Health Insurance in Israel for Expats

How to Access Medical Care in Israel for Visitors

Israeli law provides all residents with health insurance plans through one of four non-profit companies. Visitors do not qualify for this coverage. They are legally required to arrive with an active travel insurance plan.

Israel has one of the most efficient and highly-ranked healthcare systems in the world. This means you have a variety of options for excellent medical care should you need it. Your travel insurer will provide you with recommendations for medical institutions in Israel. Cross-reference your list with our article on the best hospitals in Israel for expatriates . Sometimes, travel insurance can provide telehealth visits or a translator via phone. English is widely spoken in Israel, especially in the medical field.

In a medical emergency, your condition will determine your care options. Urgent care centers (like Terem, Tel Aviv Doctor, or Bikur Rofeh) operate around the country, with some open 24 hours a day, seven days a week. Doctors can write prescriptions and give you referrals for more extensive care.

How to Call an Ambulance in Israel

For more serious emergencies, you can call an ambulance by dialing 101 and Israel’s Magen David Adom ambulance will arrive. If you are in the West Bank or Gaza, it may be a Palestinian Red Crescent Society ambulance that comes. As a visitor not covered by national health insurance, you will be charged for the transportation. You will need to submit the claim to your travel insurance company for reimbursement. The ambulance will likely take you to the nearest hospital with the services you require based on your condition. Your stay will include paying for your care. Emergency rooms in the major cities are crowded. In Tel Aviv, the emergency room wait time could be four hours or more. While care is the same, you can expect Israel’s private hospitals to offer more amenities and services than the public hospitals.

In the event of a disaster or terrorist attack, dialing 101 will alert Magen David Adom (if you are deaf or hearing impaired, send a text to 052-7000-101) or the Palestinian Red Crescent Society. Like the American Red Cross, both of these organizations are members of the Red Cross and Red Crescent Movement and provide ambulance and other medical services during disasters.

Visitors going to the West Bank and Gaza should be aware that hospitals in those areas may lack equipment or be overwhelmed. The U.S. State Department warns that ambulances may be in short supply or not available in Gaza and the West Bank.

Related: Israel Healthcare System

Travel Warnings and Alerts for Israel

The security situation in Israel, the West Bank and Gaza is constantly shifting. Travelers should check the latest travel alerts from government sources leading up to and just before their departure.

It is also wise to check on alerts throughout your stay. The U.S. Smart Traveler Enrollment Program (S.T.E.P.) is an easy way for U.S. travelers to get alerts on a specific country. They can also register their trip with the nearest U.S. embassy.

Other websites that offer up-to-date alerts on Israel include:

• U.S Department of State “Israel, the West Bank and Gaza” page
• Australian Government Smartraveller “Israel and the Palestinian Territories” page
• U.K. Government Foreign Travel Advice “Israel” page
• Government of Canada Travel Advisory “Israel, the West Bank and Gaza Strip” page
• Singapore Ministry of Foreign Affairs “Israel and the Palestinian Territories” page

The governments of the countries listed above advise their citizens against traveling to Gaza.

Emergency Contact Information for Israel

The following is a guide to the emergency numbers you need to know for Israel.

Emergency Assistance Numbers in Israel

• Police – 100
• Medical Assistance/Ambulance – 101
• Fire Service – 102
• Disaster Victim Identification – 1220 (ZAKA)
• Emotional Crisis Hotline – 1201 (ERAN)
• Rape Crisis & Sexual Abuse – 1202 (Women) 1203 (Men)
• Student Hotline – 1-800-222-003
• Violence Hotline for Students -1204
• Israel Assoc. for Child Protection (ELI) – 1-800-223-966
• 24 Hour Poison Information Center & Hotline at Rambam Hospital – 04-7771900

Israel does not use the United States emergency number 911. However, dialing the United Kingdom emergency number 112 from any GSM mobile phone will connect you with the local emergency line.

Global Medical Plan for Foreigners Residing in Israel

Cigna Global Insurance Plan

• The flexibility to tailor a plan to suit your individual needs
• Access to Cigna Global’s trusted network of hospitals and doctors
• The convenience and confidence of 24/7/365 customer service

Embassy Phone Numbers in Israel

The following is a list of contact information for certain embassies in and near Israel:

• U.S. Embassy Jerusalem 14 David Flusser Street Jerusalem, Israel 93392 + (972) (2) 630-4000 (Main Phone) + (972) (2) 622-7230 (Emergency After-Hours Number – Ask for the Duty Officer) + (972) (3) 519-7551 (Emergency After-Hours Number)U.S. Embassy Tel Aviv Branch 71 HaYarkon Street Tel Aviv, Israel 63903 + (972) (3) 519-7475 (Main Phone) + (972) (3) 519-7575 (Emergency After-Hours Number – Ask for the Duty Officer) + (972) (3) 519-7551 (Emergency After-Hours Number)
• Canada House 3/5 Nirim Street, 4th Floor, Tel Aviv, Israel 6706038 + (972) (3) 636-3300 (Main Phone)
• British Embassy Tel Aviv 192 Hayarkon Street Tel Aviv, Israel 6340502 + (972) (3) 725 1222 (Emergency – After hours, select the emergency option.)
• French Embassy in Israel 112 promenade Herbert Samuel BP 3480 Tel Aviv, Israel 6357231 + (972) (3) 520 85 00 (Main Phone)
• Australian Embassy Israel Bank Discount Tower, 28th Floor, 23 Yehuda Halevi St. Tel Aviv, Israel 6513601 + (972) (3) 693 5000 (Main Phone) + (61) (2) 6261 3305 (Consular Emergency Centre – from outside of Australia)

4 Tips for Safe Travel in Israel

1. stay alert, especially in crowded areas.

Violent attacks happen without warning. In any country, the best way to prepare for the unexpected is by planning ahead. If you know you will be in a crowded area or place of significance (like a tourist site), plan your exits. Stay aware of your surroundings and report any suspicious activity to local authorities. If you feel unsafe, leave immediately. The CDC recommends carrying a card with your blood type, medications and emergency contact numbers in Hebrew and Arabic just in case.

2. Frequently Check Travel Updates

You may not be near the place where an attack or protest happened, but you could still be impacted by resulting new security measures, such as curfews. If you are a U.S. citizen, enroll in the U.S. Smart Traveler Enrollment Program (S.T.E.P.) to receive alerts on Israel throughout your trip.

3. Watch Your Step and Your Belongings

You may be walking over the ruins of ancient structures or hiking through more remote, rocky areas like Appolonia National Park. Wear comfortable shoes and watch where you step to avoid a sprained ankle (or worse), which could spoil your trip. Cities like Jerusalem and Tel Aviv are modern with maintained streets and sidewalks. Still, historic neighborhoods may have unexpected hazards. Pickpocketing is also common, so be mindful of your possessions. Pack important belongings securely to minimize risk.

4. Bring Water and Dress in Comfortable Layers

Israel has a Mediterranean climate to the north and a more arid climate to the south. Its terrain includes mountains, beaches and deserts and it can get very hot in the summer months. Bring sunscreen, hats, sunglasses and plenty of water when you’re out exploring in dry, hot areas. Dress in layers as temperatures can fluctuate throughout the day. Layered clothing will also help you quickly adapt to more modest clothing requirements at certain religious buildings and sites.

Israel is Best When You’re Prepared for the Worst

While most visitors will never encounter a violent incident, Israel’s tense geopolitical climate cannot be ignored. Despite the possible threats, visitors will find busy cafes and shops where conversation fills the air in Hebrew, Arabic, English, Yiddish, and more.

Paying attention to the news and the latest government travel advisories is key to making informed travel decisions about Israel. If the situation abruptly changes, your travel insurance can help you cancel a trip before you ever set foot in the country or help you get home quickly. Let International Citizens Insurance help you find the right travel insurance for Israel.

From the Sea of Galilee to the Mediterranean coast, Israel’s ancient history, diverse culture, and complex politics combine to make it a unique destination. Arriving prepared and with the right travel insurance will allow you to absorb the gravity of Israel freely — a place that means as much to those who live there as it does to millions who have yet to make the journey.

Related Articles:

• Best Hospitals in Israel for Foreigners
• Health Insurance in Israel for Foreigners
• Israel’s Healthcare System

Author: Alon Cohen is the Director of Digital Marketing at International Citizens Insurance . His background is in online marketing & technology, with over 20 years of experience in the field. Over the years, he helped hundreds of companies, from small mom-and-pop shops to growing start-ups to Fortune 500 companies. Alon spent 15 years living in Israel as an expatriate with his family before moving back to the States and has traveled there multiple times since then. Connect with him on LinkedIn .

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Best Travel Insurance for Israel 2023

What is the best travel insurance for Israel? If you are planning a visit to this eastern Mediterranean state, likely, you have already wondered which international policy to take out to get to know it with the best guarantees. Along with your flights and accommodation, travel insurance to Israel is the third pillar on which to start building this great trip , as international medical insurance to Israel is now a compulsory requirement to enter the country.

There are numerous attractions and activities in Israel that exceed your imagination. With all these plans in mind, it is crucial to ensure that you are always well taken care of. That’s why, in this guide, we will provide you with information about the best travel insurance for Israel, including the optimal coverage options and how to obtain it quickly and effortlessly.

Prepare your luggage, as within a few minutes, you will have your policy in hand, allowing you to embark on the journey of exploration that awaits you. Let’s begin!

⚠️ Update: Travel insurance to Israel is now mandatory to enter the country and must have coverage for covid-19.

Why get travel insurance for Israel?

In Israel, healthcare costs can be exorbitant, meaning you would be responsible for covering these costs entirely on your own. Additionally, there is a risk of receiving treatment in medical facilities of questionable quality.

Previously, it was highlighted the importance of having travel insurance for Israel to safeguard you throughout your visit. However, due to recent changes in the entry requirements, it now directly states that possessing an international travel insurance policy for Israel is a mandatory document, without which you will not be permitted entry into the country.

A stumble while strolling through the captivating cities, resulting in a sprained ankle, falling ill from indulging in the rich gastronomy, or experiencing a heat stroke while visiting Masada. These are situations that could be easily resolved back home but may lead to significant expenses if you lack a comprehensive insurance policy. However, with the right insurance, you can rest assured knowing that you will have access to top-notch specialists in the country without having to spend a single penny.

The best international insurance for Israel not only covers your health but also extends its benefits to other potential incidents that can occur during your trip. From theft and luggage problems to flight disruptions and even repatriation, this insurance offers comprehensive coverage for various unexpected situations.

What is the best travel insurance for Israel?  

In the next section of this guide to getting your travel insurance for Israel, we will detail the characteristics that your policy should have.

All of these, and many more, are included in the  IATI Total Comfort  and  IATI Star travel insurance for Israel. So, if you are already aware of the importance of having the best policy for this trip, don’t wait any longer and get it now.

What the best travel insurance Israel should have: features

Every destination, as we always say, is like its own little universe. But when it comes to traveling to Israel, you can’t settle for just any old insurance. You need to have the absolute best travel insurance possible to be 100% covered for whatever comes your way and to enjoy your trip with total peace of mind.

These are the essential covers that you will find in this super policy:

24/7 Assistance in your language

When things go wrong, whether it’s a small mishap, falling ill, or a major accident, getting help should be simple and fast. Just imagine having to ask for assistance in Hebrew or English. Even if you have some understanding, it could be a hassle and, in some cases, even a matter of life and death.

But with your travel insurance to Israel, the IATI Total Comfort or IATI Star, you’ll always get help in your own language , making everything much easier for you. And guess what? We’re here for you 24/7, every single day, without any exceptions.

If you give us a call and show us the receipt, we’ll even reimburse you for the expense, so you don’t have to pay for those international calls.

Best part? It’s all completely free, all day, every day, and in your language.

Extensive Medical Assistance Coverage

Israel is known worldwide for its high costs of medical assistance, making it crucial to have a travel insurance policy that can handle this challenge and ensure your trip doesn’t end with a burdensome bill overshadowing your entire experience.

With IATI Total Comfort and IATI Star insurance, you can relax and enjoy your trip. It offers an incredible coverage limit of up to 10,000,000 euros with IATI Total Comfort and up to 1,000,000€ with IATI Star. Rest assured that if the need arises, you will receive treatment from top-notch specialists in the finest medical facilities across the country, without having to worry about the expenses. From comprehensive medical assistance to hospitalization and access to first-class medical tests, everything you need is readily available to you.

Adventure Sports in Israel

Israel not only offers incredible historical sites that you can’t afford to miss during your visit, but it also presents an array of thrilling adventures for adrenaline junkies.

From breathtaking treks to scuba diving in unique locations, snorkelling, and engaging in activities like surfing, kiteboarding, windsurfing, or embarking on bike tours, the options are endless. These exhilarating experiences fall under the category of adventure sports, which are often not covered by the majority of insurance companies. However, with your IATI travel insurance, you can enjoy these activities and more , knowing that you’re fully covered in case of any unforeseen events or accidents. The Adventure Sports Coverage included in your policy ensures your peace of mind throughout your adventurous endeavors.

No Deductibles, No Out-of-Pocket Expenses

When obtaining international insurance for your trip to Israel, it’s important to be cautious as many policies hide deductibles in the fine print. But what does this mean exactly? Well, let’s say there’s a typical deductible of 100 euros. In this case, regardless of having paid for your travel policy, you would always be responsible for the first 100 euros of each assistance you receive.

At IATI, we have great news for you. None of our travel insurance policies have deductibles. This means that whenever you require medical assistance, we will cover the costs from the very first cent , ensuring you don’t have to worry about a thing. It’s important to remember that you’ll have an impressive coverage limit of 1,000,000 euros and 10,000,000 euros (depending on your country of residence), offering you peace of mind throughout your journey.

No upfront payment for medical care

It’s important to keep in mind that most private medical insurance policies that provide coverage abroad (typically much less comprehensive than the IATI travel insurance for Israel) work in a cumbersome manner. In case of an emergency, you would be responsible for finding a medical center, paying the expenses upfront, and then going through a lengthy process to get reimbursed. In the event of a serious incident, this could mean paying thousands of euros out of your own pocket, which could completely ruin your trip.

With IATI, we make things much simpler and more convenient for you. When you require assistance and reach out to us, we will swiftly guide you to the best-equipped medical center to address your case. They will be prepared for your arrival, and we will handle the costs of the assistance, including tests, admissions, and even prescribed medications from specialists.

If, due to an emergency, you have to visit a hospital without being able to contact us beforehand, don’t worry! Simply send us the medical reports and relevant invoices. With your international policy for Israel, we will reimburse you as soon as possible, ensuring a hassle-free experience for you.

Loss of luggage and theft included

The best travel insurance in Israel covers everything that can happen on a trip, far beyond health. That’s why you’ll also be covered for loss of luggage or robbery with violence (up to 1,500 euros with IATI Total Comfort and up to 2,500 euros with IATI Star) and others focused on delays in the departure of your means of transport, delayed delivery of luggage, repatriation or, among many others, even the transfer of a family member with you.

Whatever happens during your trip, we want you to know that we will be by your side.

Cancellation option – cancellation of your trip to Israel

Organizing a trip of this magnitude involves purchasing plane tickets, booking accommodations, and arranging various services and activities—a significant investment, indeed! Therefore, it’s common to have concerns such as, “ What happens if I have to cancel my trip due to a serious reason?” or “Will I lose all the money I’ve already invested?”

At IATI, we boast over 135 years of experience in the travel insurance industry and are industry leaders because we continually update our products to cater to your needs. That’s why we were pioneers in creating the Travel Cancellation Supplement. With this supplement, if you are unable to embark on your journey due to any of the numerous covered reasons, we will reimburse you up to 5,000 euros for expenses that you cannot recover directly from your official travel suppliers.

With just one click, you can obtain the preferred supplement of thousands of travelers when you purchase your IATI travel insurance for Israel. Let us show you how right away.

Travel Insurance Coverage for Israel

Now that you know the coverage your travel insurance for Israel should have, you may be interested in learning more about the features offered by the most popular policies among travellers heading to this destination. On the IATI Total Comfort  and  IATI Star   pages, you can find detailed information about our policy and its benefits.

In the following table, as a summary, we show you some of the coverages  if you are travelling from the EU:

If you are travelling from outside the EU,  here is the summary of the features of the best travel insurance:

How much does travel insurance for Israel cost?  

The cost of your travel insurance for Israel, is what will convince you of the great quality/price ratio.

As you can see, the price of a two-week trip is lower than the price of one night in a medium hotel,  which means that your international insurance will be a minimal cost in your travel budget. 

In addition, this is an expense that will turn into a  huge saving  in case you need any type of assistance:

How to hire the best travel insurance for Israel?

Thanks to the intuitive menu, you will quickly see how easy it is to get travel insurance for Israel:

Simply enter the following information:

• Your place of departure for the trip;
• Travel destination: Israel;
• Start and end dates of the trip;
• Number of travellers;
• Type of insurance: travel insurance.

After filling in this menu and clicking on “Get a quote”, select your  IATI Total Comfort or IATI Star  insurance and click “Contract”. This is where, with just one more click, you can  add the Cancellation Supplement.

Just enter your personal information, make the payment and in your email, you will receive Israel travel insurance details you just hired, with all the information to contact us if you need assistance.

And that’s it! In just 3 minutes, you have already ensured the tranquillity of your trip with the best coverage and the best price!

Useful information for safe travel to Israel

Best time to travel to israel.

Israel’s coastal area boasts a pleasant Mediterranean climate, making the period from April to September an ideal time to plan your visit. During these months, you can enjoy the region’s mild temperatures and make the most of its beautiful beaches. In the winter season, temperatures in inland areas tend to drop, providing a more comfortable experience for exploring the desert regions.

Health in Israel

Israel has leading hospitals and great specialists. However, the cost of health care for foreigners is usually very high. Having travel insurance to Israel, as well as being mandatory, ensures you free access to the best hospitals.

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IATI CALZADO CORREDURIA DE SEGUROS S.L. as the data controller, hereby notifies you that your data is being collected for the following purposes: To compile personal data obtained through contact forms on the company's website in order to contact the requester, send out advertising and for commercial actions in general. The legal grounds for this processing is consent from the data subject. Your data will not be transferred to third parties except when required by law. Anyone has the right to request access, rectification, erasure, limitation of handling, opposition or portability of their personal data by writing us at the address of our offices or by email to [email protected] indicating the right to be exercised. More detailed information is available in our privacy policy.

844.947.7235 or 844.9ISRAEL

Travel Protection Information

Plan Cost: $279 without Cancel For Any Reason | $439 with Cancel For Any Reason

Schedule of Benefits

INFORMATION YOU NEED TO KNOW

*The Cancel for Any Reason Benefit is not available to residents of New York. To review full plan details online, go to: tripmate.com/wpF415A .

**Trip Cancellation and Trip Interruption benefits are only payable if a trip is cancelled or interrupted due to a covered peril.

Excess Insurance Limitation: The insurance provided by this Plan shall be in excess of all other valid and collectible Insurance or indemnity.

OPTIONAL FOR AN ADDITIONAL COST CANCEL FOR ANY REASON BENEFIT

*If You purchase this Optional Cancel For Any Reason Benefit, for an additional cost, and You cancel Your Trip for any reason not otherwise covered by the Trip Cancellation provisions You can be reimbursed for 75% of the unused non-refundable prepaid expenses for Travel Arrangements You paid for Your Trip provided: 1) payment for this Plan is received by Isram Israel within 7 days of the date Your initial Payment or Deposit for Your Trip is received; and 2) You cancel Your Trip two (2) days or more before your Scheduled Trip Departure Date.

This Cancel For Any Reason Benefit does not cover: 1) penalties associated with any air or other travel arrangements not provided by Isram Israel, or 2) the failure of Isram Israel to provide the bargained-for Travel Arrangements due to cessation of operations for any reason.

Waiver of the Pre-Existing Condition Exclusion: The Pre-Existing Condition Exclusion is waived if: a) Your payment for this Plan is received within 7 days of the date Your initial Payment or Deposit for Your Trip is received; and b) You are not disabled from travel at the time Your Plan Payment is made.

General Exclusions

Insurance benefits are not payable for any loss due to, arising or resulting from: 1. suicide, attempted suicide or any intentionally self-inflicted injury of You, a Traveling Companion, Family Member or Business Partner booked to travel with You, while sane or insane; 2. an act of declared or undeclared war; 3. participating in maneuvers or training exercises of an armed service, except while participating in weekend or summer training for the reserve forces of the United States, including the National Guard; 4. riding or driving in races, or speed or endurance competitions or events; 5. mountaineering (engaging in the sport of scaling mountains generally requiring the use of picks, ropes, or other special equipment); 6. participating as a professional in a stunt, athletic or sporting event or competition; 7. participating in skydiving or parachuting except parasailing, hang gliding, bungee cord jumping, extreme skiing, skiing outside marked trails or heli-skiing, any race, speed contests, spelunking or caving, or scuba diving if the depth exceeds 120 feet (40 meters) or if You are not certified to dive and a dive master is not present during the dive; 8. piloting or learning to pilot or acting as a member of the crew of any aircraft; 9. being Intoxicated as defined herein, or under the influence of any controlled substance unless as administered or prescribed by a Legally Qualified Physician; 10. the commission of or attempt to commit a felony or being engaged in an illegal occupation; 11. normal childbirth or pregnancy (except  complications of Pregnancy) or voluntarily induced abortion; 12. dental treatment (except as coverage is otherwise specifically provided herein); 13. due to a Pre-Existing Condition, as defined in the Plan. The Pre-Existing Condition Limitation does not apply to the Emergency Medical Evacuation or Return of Remains coverage; 14. any amount paid or payable under any Worker’s Compensation, Disability Benefit or similar law; 15. a loss or damage caused by detention, confiscation or destruction by customs; 16. Elective Treatment and Procedures; 17. medical treatment during or arising from a Trip undertaken for the purpose or intent of securing medical treatment; 18. a mental or nervous condition, unless hospitalized for that condition while the Plan is in effect for You; 19. a loss that results from a Sickness, Injury, disease or other condition, event or circumstance which occurs at a time when the Plan is not in effect for You; 20. Bankruptcy or Default or failure to supply services by a supplier of travel services; or 21. an assessment from a Legally Qualified Physician advising You in writing that You, a Traveling Companion, Family Member or Business Partner booked to travel with You are not Medically Fit to Travel, as defined in the Plan, at the time of purchase of Coverage for a Trip.

Additional Limitations and Exclusions Specific to Baggage and Personal Effects: Benefits are not payable for any loss caused by or resulting from: a) breakage of brittle or fragile articles; b) wear and tear or gradual deterioration; c) confiscation or appropriation by order of any government or custom’s rule; d) theft or pilferage while left in any unlocked vehicle; e) property illegally acquired, kept, stored or transported; f) Your negligent acts or omissions; g) Your property shipped as freight or shipped prior to the Scheduled Departure Date; h) electrical current, including electric arcing that damages or destroys electrical devices or appliances.

Non-Medical Emergency Evacuation Exclusions: We do not cover: 1) loss or expense recoverable under any other insurance or through an employer; 2) loss or expense arising from or attributable to: (a) fraudulent or criminal acts committed or attempted by You; (b) alleged violation of the laws of the country You are visiting, unless We determine such allegations to be fraudulent, or (c) failure to maintain required documents or visas; 3) loss or expense arising from or attributable to: (a) debt, insolvency, business or commercial failure; (b) the repossession of any property; or (c) Your non-compliance with a contract, license or permit; 4) loss or expense arising from or due to liability assumed by You under any contract.

*For IsramSelect Travel Collection (Custom Designed Trips): the Plan Payment is 10% of Tour Cost without Cancel for Any Reason | 15.75% of Tour Cost with Cancel for Any Reason

This advertisement contains highlights of the plans developed by Trip Mate, a Generali Global Assistance & Insurance Services brand, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by Generali Global Assistance and FootprintID®. The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both

insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Trip Mate, a Generali Global Assistance & Insurance Services brand; We are licensed in all states. P.O Box 527, Hazelwood, MO 63042; 1-833-297-2255; [email protected]. While Trip Mate markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Trip Mate, and Trip Mate does not receive compensation from USF for providing the non-insurance components of the plans.

20240118-3334639 Edition: 01/24

For PDF, click here .

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• Destinations

Israel Travel Insurance Requirements

Last updated: 03/07/2024

Latest Israel Travel Information

The U.S Department of State has issued a Level 3 travel advisory for all travel to Israel due to terrorism and civil unrest. Squaremouth continues to monitor the situation, and will post updates, provider statements, and insurance FAQs to our Israel Terrorist Attack Travel Insurance Information Center .

Does Israel Require Travel Insurance?

No, as of May 15, 2023, travel insurance is no longer an entry requirement to visit Israel. No travel is risk-free, however, travelers heading to Israel should still consider purchasing travel insurance for their trip.

Squaremouth’s Travel Insurance Recommendations for Israel

Year after year, Israel is one of the most popular destinations among Squaremouth travelers. The country is home to famous religious landmarks, as well as beautiful beaches, scenic landscapes, the famous Dead Sea, and many historically significant attractions.

While crime in Israel is generally low and natural disasters are relatively rare, there’s always a chance things can go wrong during a trip overseas. For that reason, among others, we recommend that travelers consider travel insurance policies with the following coverage:

Israel Travel Health Insurance

Medical coverage while traveling abroad is one of the main reasons travelers insure their trip. Getting injured or sick while in Israel can be costly, especially since most U.S. healthcare providers won’t cover international hospital bills.

There are two main travel medical insurance benefits to consider for a trip to Israel: Emergency Medical and Medical Evacuation.

Emergency Medical covers the cost of common medical expenses you may encounter when you get sick or injured. This can include expenses such as ambulance rides, hospital stays, physician visits, x-rays, and more. Medical Evacuation can cover expenses related to transporting you to an adequate medical facility to receive treatment.

For travelers heading to Israel, Squaremouth recommends at least $50,000 in Emergency Medical coverage and at least $100,000 in Medical Evacuation coverage.

Israel Cancellation Coverage

Not all trips go according to plan, and some need to be canceled before they even start. In the event you are forced to cancel your Israel trip, Trip Cancellation coverage may be able to help you recoup your prepaid and non-refundable trip costs, such as flights, hotels, and excursions.

This benefit can reimburse you if you are forced to cancel your trip for a covered reason, such as an unexpected illness, injury, terrorism, or employment termination. For added cancellation flexibility, we recommend a policy with Cancel For Any Reason coverage, which can offer partial reimbursement for cancellations that aren’t typically covered by standard travel insurance.

Under most comprehensive travel insurance policies, you may also be covered if you need to cut your trip short and return home early. The Trip Interruption benefit may cover any unused trip costs, as well as additional costs required to book additional travel arrangements to safely return home.

Israel Flight Delay Coverage

Delays have been a growing concern among today’s travelers. If your flight is delayed heading to or from Israel you may be eligible for reimbursement through your policy’s delay benefits.

Travel Delay can reimburse travelers for food and lodging expenses if they experience significant flight delays. If a delay forces you to miss your connecting flights, then your Missed Connection coverage may reimburse additional costs needed to book additional transportation to catch up to a trip.

Baggage Coverage

Most comprehensive travel insurance policies will also include coverage for delayed or lost luggage.

If your luggage is delayed in transit, your policy’s Baggage Delay benefit can reimburse travelers the cost of clothing, toiletries, and other necessities.

If your luggage or belongings are lost, stolen, or damaged at any point during your trip, the Baggage & Personal Item Loss benefit may reimburse travelers for the value of the lost or damaged items up to a specified amount.

Click here to begin your search for Israel Travel Insurance.

Israel Travel Insurance Trends and Data

Israel has consistently been one of the 10 most popular destinations for travelers, according to Squaremouth sales data.

Destination Rank: 18

Percentage of Squaremouth Sales: 1.48%

Average Premium: $266.43

Average Trip Cost: $3,459.83

Squaremouth Analytics compares thousands of travel insurance policies purchased pre- and post-pandemic to identify changes and trends in the travel insurance industry.

Helpful Resources

• Travel Israel
• Government of Israel

Available Topic Experts for Media:

Squaremouth's destination information is free and available for use within your reporting. Please credit Squaremouth.com for any information used.

Squaremouth's topic experts are on hand to answer your questions. Contact a member of our team for media inquiries about Squaremouth Analytics or to schedule an interview.

Steven Benna, Lead Data Analyst: [email protected]

We're here to help!

Have questions about travel insurance coverage? Call us! 1-800-240-0369 Our Customer Service Team is available everyday from 8AM to 10PM ET.

Travel Insurance

While travel is exciting, it includes many potential mishaps. You need insurance to protect you in the case of emergency medical needs, unexpected expenses like trip cancellation and lost or stolen luggage.

We specialize in arranging all types of travel insurance for both Israeli residents and foreign citizens traveling overseas.

• Harel “First Class” travel policy / Clal Blue Pass policy.  Up to $5 million overall coverage. These are excellent and comprehensive travel packages
• Medical issues: Special policies which cover current / chronic conditions
• Pregnancy: Coverage for up to 32 nd week.
• Senior citizens coverage
• Group policies to Poland / Europe
• All policies cover Covid – 19 and can be used as proof of coverage.

The following are  approximate prices. Final price depends on destination, length of trip and optional additions (luggage, computers, etc).We also work with 2/3 different travel companies.

There is always an  additional premium for pre-existing conditions.

Our representatives will arrange the best rate for your particular trip .

USA coverage

• $3.00 - $3.50
• $5.80 - $6.60
• $8.30 - $9.50
• $11.30 - $11.40
• $17.30 - $21.00
• $21.00 - $22.30
• $22.30 - $32.80

Rest of World Coverage

• $1.80- $2.00
• $3.00 - $3.10
• $4.08 - $4.80
• $6.35 - $6.80
• $11.40 - $12.30
• $11.40 - $14.30
• $14.30 - $17.00
• $3.00 - $3.30
• $1.10 - $2.00

The recent earthquake in Nepal brought home to all the importance of having a comprehensive travel insurance plan. Two of the insurance companies that we work with (Harel and Clal) had extensive “search-and-find” teams on the ground within hours of the earthquake. We had one student insured with whom contact was lost after the first quake. When we checked the policy details, we found to our dismay that the policy had already ended, due to a human error on the part of the parent who took out the policy! We immediately contacted the insurance company, explained the mistake, and she was added on to the list of missing Israelis. Baruch Hashem, the next day she managed to contact her worried parents and soon after that, returned home.

A few lessons to learn: Never, ever travel overseas without comprehensive travel insurance. For a reasonable amount of money, you cover yourself for up to $1,000,000 with options for pre-existing conditions, maternity, medical evacuation, extreme sport, etc. Make sure you have an insurance agent that you can call in the middle of the night in case of emergency! (Whereas you can purchase travel insurance through your Kupat Cholim / travel agent – who, but your devoted insurance office (that’s us), will:

• Issue a policy as you board the plane, having completely forgotten in the rush.
• Extend your policy if you need to stay on unexpectedly.
• Issue a policy even if you only realize two weeks into your stay, that you forgot.
• Make sure that your Sabba’s heart condition and your daughter’s maternity is properly covered.
• Deal with your claims personally and professionally when you return.
• Even with the best planning and effort – everything is essentially in G-d’s hands!

Or Contact:

• Tali: +972-2-6227999 ext. 125
• Email: [email protected]
• 02-623-2546
• 02-622-7999
• Fax: 02-625-4655
• 23 Hillel street, Jerusalem
• [email protected]

Pre-existing conditions (not included in the basic policy) Details of Coverage.

Sudden Deterioration of pre-existing illnesses/medical conditions where: In the 6 months preceding the arrival to Israel:

• The medical condition has been stable.
• No hospitalization.
• No change in the dosage of medication being taken.

Coverage: Up to $10,000 Psychiatric emergency: up to $3,000

Exclusions:

• Any condition for which the treatment was expected / for which a doctor in the applicant’s home country recommended the applicant not travel to Israel / for which the applicant was on a waiting list for an operation or treatment.
• AIDS, transplants, M.S., dialysis, C.F., sexual diseases, heart disease, malignant diseases (such as cancer).
• No cover for refills of medications related to the pre-existing condition.
• Applicants over 49 years of age.

Coverage: Up to 35,000 nis Psychiatric emergency: up to 10,500 nis

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11 Best Travel Insurance Companies in May 2024

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

If the past few years have shown us anything, it’s that travelers need to be prepared for the unexpected — from a pandemic to flight troubles to the crowded airport terminals so many of us have encountered.

If you don't have sufficient travel insurance coverage via your credit card , you can supplement your policies with third-party plans.

Whether you’re looking for an international travel insurance plan, emergency medical care or a policy that includes extreme sports, these are the best travel insurance providers to get you covered.

How we found the best travel insurance

We looked at quotes from various companies for a 10-day trip to Mexico in September 2024. The traveler was a 55-year-old woman from Florida who spent $3,000 total on the trip, including airfare.

On average, the price of each company’s most basic coverage plan was $126.53. The costs displayed below do not include optional add-ons, such as Cancel For Any Reason coverage or pre-existing medical condition coverage.

Read our full analysis about the average cost of travel insurance so you can budget better for your next trip.

However, depending on the plan, you may be able to customize at an added cost.

As we continue to evaluate more travel insurance companies and receive fresh market data, this collection of best travel insurance companies is likely to change. See our full methodology for more details.

Best insurance companies

Types of travel insurance

What does travel insurance cover, what’s not covered, how much does it cost, do i need travel insurance, how to choose the best travel insurance policy, what are the top travel destinations in 2024, more resources for travel insurance shoppers, top credit cards with travel insurance, methodology, best travel insurance overall: berkshire hathaway travel protection.

Berkshire Hathaway Travel Protection

• ExactCare Value (basic) plan is among the least expensive we surveyed.
• Speciality plans available for road trips, luxury travel, adventure activities, flights and cruises.
• Company may reimburse claimants faster than average, including possible same-day compensation.
• Multiple "Trip Delay" coverage types might make claims confusing.
• Cheapest plan only includes fixed amounts for its coverage.

Under the direction of chair and CEO Warren Buffett, Berkshire Hathaway Travel Protection has been around since 2014. Its plans provide numerous opportunities for travelers to customize coverage to their needs.

At $135 for our sample trip, the ExactCare Value (basic) plan from Berkshire Hathaway Travel Protection offers protection roughly $10 above the average price.

Want something cheaper? Air travelers looking for inexpensive, less comprehensive protections might opt for a basic AirCare plan that includes fixed amounts for its coverage .

Read our full review of Berkshire Hathaway .

What else makes Berkshire Hathaway Travel Protection great:

Pre-existing medical condition exclusion waivers available at nearly all plan levels. 

Plans available for travelers going on a cruise, participating in extreme sports or taking a luxury trip.

ExactCare Value (basic) plan was among the least expensive we surveyed.

Best for emergency medical coverage: Allianz Global Assistance

Annual or single-trip policies are available.

• Multiple types of insurance available.
• All plans include access to a 24/7 assistance hotline.
• More expensive than average.
• CFAR upgrades are not available.
• Rental car protection is only available by adding the One Trip Rental Car protector to your plan or by purchasing a standalone rental car plan.

Allianz Global Assistance is a reputable travel insurance company offering plans for over 25 years. Customers can choose from a variety of single and annual policies to fit their needs. On top of comprehensive coverage, some travelers might opt for the more affordable OneTrip Cancellation Plus, which is geared toward domestic travelers looking for trip protections but don’t need post-departure benefits like emergency medical or baggage lost.

For our test trip, Allianz Global Assistance’s basic coverage cost $149, about $22 above average.

What else makes Allianz Global Assistance great:

Annual and single-trip plans.

Plans are available for international and domestic trips.

Stand-alone and add-on rental car damage product available.

Read our full review of Allianz Global Assistance .

Best for travelers with pre-existing medical conditions: Travel Guard by AIG

Travel Guard by AIG

• Offers last-minute coverage.
• Pre-Existing Medical Conditions Exclusion Waiver available at all plan levels.
• Plan available for business travelers.
• Cancel For Any reason coverage only available for higher-level plans, and only reimburses up to 50% of the trip cost.
• Trip interruption coverage doesn't apply to trips paid for with points and miles.

Travel Guard by AIG offers a variety of plans and coverages to fit travelers’ needs. On top of more standard trip protections like trip cancellation, interruption, baggage and medical coverage, the Cancel For Any Reason upgrade is available on certain Travel Guard plans, which allows you to cancel a trip for any reason and get 50% of your nonrefundable deposit back as long as the trip is canceled at least two days before the scheduled departure date.

At $107 for our sample trip, the Essential plan was below average, saving roughly $20.

What else makes Travel Guard by AIG great:

Three comprehensive plans and a Pack N' Go plan for last-minute travelers who don't need cancellation benefits.

Flight protection, car rental, and medical evacuation coverage, as well as annual plans available.

Pre-existing medical conditions exclusion waiver available on all plan levels, as long as it's purchased within 15 days.

Read our full review of Travel Guard by AIG .

Best for those who pack expensive equipment: Travel Insured International

Travel Insured International

• Higher-level plan include optional add-ons for event tickets and for electronic equipment
• Rental car protection add-on for just $8 per day, even on lower-level plan.
• Many of the customizations are only available on the higher-tier plan.
• Coverage cost comes in above average in our latest analysis.

Travel Insured International offers several customization options. For instance, those going to see a show may want to add on event ticket registration fee protection. Traveling with expensive gear?Consider adding on coverage for electronic equipment for up to $2,000 in coverage.

Be sure to check which policies are available in your state. You will need to input your destination, residence, trip dates and the number of travelers to get a quote and see coverages.

What else makes Travel Insured International great:

Comprehensive plans include medical expense reimbursement accidents, sickness, evacuation and pre-existing conditions, depending on the plan.

Flight plans include coverage for missed and canceled flights and lost or stolen baggage.

Read our full review of Travel Insured International .

Best for adventurous travelers: World Nomads

World Nomads

• Travelers can extend coverage mid-trip.
• The standard plan covers up to $300,000 in emergency evacuation costs.
• Plans automatically cover 200+ adventurous activities.
• No Cancel For Any Reason upgrades are available.
• No pre-existing medical condition waivers are available.

Many travel insurance plans contain exclusions for adventure sports activities. If you plan to ski, bungee jump, windsurf or parasail, this might be a plan to consider.

Note that the Standard plan ($72 for our sample trip), while the most affordable, provides less coverage than other plans. But it can be a good choice for travelers who are satisfied with trip cancellation and interruption coverage of $2,500 or less, do not need rental car damage protection, find the limits to be sufficient and do not need coverage for certain more adventurous activities.

What else makes World Nomads great:

Comprehensive international travel insurance plans.

Coverage available for adventure activities, such as trekking, mountain biking and scuba diving.

Read our full review of World Nomads .

Best for medical coverage: Travelex Insurance Services

Travelex Insurance Services

• Top-tier plan doesn’t break the bank and provides more customization opportunities.
• Offers a plan specifically for domestic travel.
• Sells a post-departure medical coverage plan.
• Fewer customization opportunities on the Basic plan.
• Though perhaps a plus for domestic travelers, keep in mind the Travel America plan only covers domestic trips.

For starters, basic coverage from Travelex Insurance Services came in at $125, almost exactly average for our sample trip.

Travelex’s plans focus heavily on providing protections that are personalized to your travel style and trip type.

While the company does offer comprehensive plans that include medical benefits, you can also choose between cheaper plans that don’t provide cancellation coverage but do offer protections during your travels.

Read our full review of Travelex Insurance Services .

What else makes Travelex Insurance Services great:

Three comprehensive plans available, two of which cover international trips.

Offers a post-departure plan geared exclusively toward disruptions after you leave home.

Two flight insurance plans available.

Best if you have travel credit card coverage: Seven Corners

Seven Corners

• Annual, medical-only and backpacker plans are available.
• Cancel For Any Reason upgrade is available for the cheapest plan.
• Cheapest plan also features a much less costly Interruption for Any Reason add-on.
• Offers only one annual policy option.

Each Seven Corners plan offers several optional add-ons. Among the more unique is a Trip Interruption for Any Reason, which allows you to interrupt a trip 48 hours after the scheduled departure date (for any reason) and receive a refund of up to 75% of your unused nonrefundable deposits.

» Jump to the best cards with travel insurance

The basic coverage plan for our trip to Mexico costs $124 — right around the average.

What else makes Seven Corners great:

Comprehensive plans for U.S. residents and foreigners, including travelers visiting the U.S.

Cheap add-ons for rental car damage, sporting equipment rental or trip interruption for any reason.

Read our full review of Seven Corners .

Best for long-term travelers: IMG

• Coverage available for adventure travelers.
• Special medical insurance for ship captains and crew members, international students and missionaries.
• Claim approval can be lengthy.

While some travel insurance companies offer just a handful of plans, with IMG, you’ll really have your pick. Though this requires a bit more research, it allows you to search for coverage that fits your travel needs.

However, travelers will want to be aware that IMG’s iTravelInsured Travel Lite is expensive. Coming in at $149.85, it’s the costliest plan on our list.

Read our full review of IMG .

What else makes IMG great:

More affordable than average.

Many plans to choose from to fit your needs.

Best for travelers with unpredictable work demands: Tin Leg

• In addition Cancel For Any Reason, some plans offer cancel for work reason coverage.
• Adventure sports-specific coverage is available.
• Plans have overlap that can be hard to distinguish.
• Only one plan includes Rental Car Damage coverage available as an add-on.

Tin Leg’s Basic plan came in at $134 for our sample trip, adding about $8 onto the average basic policy cost. Note that you’ll pay a lot more if you shop for the most comprehensive coverage, and there are eight plans to choose from for trips abroad.

The multitude of plans can help you find coverage that fits your needs, but with so many to choose from, deciding can be daunting.

The only real way to figure out your ideal plan is to compare them all, look at the plan details and decide which features and coverage suit you and your travel style best.

Read our full Tin Leg review .

Best for booking travel with points and miles: TravelSafe

• Covers up to $300 redepositing points and miles on eligible canceled award flights.
• Optional add-on protection for business equipment or sports rentals.
• Multi-trip or year-long plans aren’t available.

Selecting your travel insurance plan with TravelSafe is a fairly straightforward process. The company’s website also makes it easy to visualize how optional add-on elements influence the total cost, displaying the final price as soon as you click the coverage.

However, at $136, the Basic plan was among the more expensive for our trip to Mexico.

What else makes TravelSafe great:

Rental car damage coverage add-on is available on both plans.

Cancel For Any Reason coverage available on the TravelSafe Classic plan.

Read our full TravelSafe review .

Best for group travel insurance: HTH Insurance

HTH Travel Insurance

• Covers travelers up to 95 years old.
• Includes direct pay option so members can avoid having to pay up front for services.
• A 24-hour delay is required for baggage delay coverage on the TripProtector Economy plan.
• No waivers for pre-existing conditions on the lower-level plan.

HTH offers single-trip and multitrip medical insurance coverage as well as trip protection plans.

At around $125, the Trip Protector Economy policy is at the average mark for plans we reviewed.

You can choose to insure group trips for educators, crew, religious missionaries and corporate travelers.

What else makes HTH Insurance great:

Medical-only coverage and trip protection coverage.

Lots of options for group travelers.

Read our full review of HTH Insurance .

As you shop for travel insurance, you’ll find many of the same coverage categories across numerous plans.

Trip cancellation

This covers the prepaid costs you make for your trip in cases when you need to cancel for a covered reason. This coverage helps you recoup upfront costs paid for flights and nonrefundable hotel reservations.

Trip interruption

Trip interruption benefits generally involve disruptions after you depart. It helps reimburse costs incurred for flight delays, cancellations and plenty of other covered disruptions you might encounter during your travels.

This coverage can cover the costs for you to return home or reimburse unexpected expenses like an extra hotel stay, meals and ground transportation.

Trip delay coverage helps cover unexpected costs when your trip is delayed. This is another coverage that helps offset the costs of flight trouble or other travel disruptions.

Note that many policies have a total amount a traveler can claim, with caps on per diem benefits, too.

Cancel For Any Reason

Cancel For Any Reason coverage allows you to recoup some of the upfront costs you paid for a trip even if you’re canceling for a reason not otherwise covered by your standard travel insurance policy.

Typically, adding this protection to your plan costs extra.

Baggage delay

This coverage helps cover the costs of essential items you might need when your luggage is delayed. Think toiletries, clothing and other immediate items you might need if your luggage didn’t make it on your flight.

Many travel insurance plans with baggage delay protection will specify how long (six, 12, 24 hours, etc.) your luggage must be delayed before you can make a claim.

Lost baggage

Used for travelers whose luggage is lost or stolen, this helps recoup the lost value of the items in your bag.

You’ll want to make sure you closely follow the correct procedures for your plan. Many plans include a maximum total amount you can claim under this coverage and a per-item cap.

Travel medical insurance

This covers out-of-pocket medical costs when travelers run into an emergency.

Because many travelers’ health insurance plans don’t cover medical care overseas, travel medical insurance can help offset out-of-pocket health care costs.

In addition to emergency medical coverage, many plans have medical evacuation or repatriation coverage for costs incurred when you must be taken to a hospital or return to your home country because of a medical situation.

Most travel insurance plans cover many trip protections that can help you be prepared for unexpected travel disruptions and expenses.

These coverages are generally aimed at protecting the money you put into your trip, expenses you incur because of travel trouble and costs incurred if you have a medical emergency overseas.

On top of core coverages like trip cancellation and interruption and travel medical coverage, some plans offer add-on options like waivers for pre-existing conditions, rental car collision damage waivers or adventure sports riders. These usually cost extra or must be added within a specified timeframe.

Typical travel insurance policies offer coverage for many unforeseen events, but as you research to select a plan, consider your needs. Though every plan differs, there are some commonly excluded coverages.

For instance, you typically can’t get coverage for a named storm if you bought the coverage after the storm was named. In other words, if you have a trip to the Caribbean booked for Sept. 25 and on Sept. 20 a hurricane develops and is named, you generally won’t be able to buy a travel insurance plan Sept. 21 in hopes of getting your money back.

Many plans also don’t cover activities performed under the influence of drugs or alcohol or any extreme sports. If the latter applies to you, you might want to consider a plan with specific coverages for adventure-seekers.

For numerous plans, a few other situations don’t qualify as an acceptable reason to cancel and make a claim, such as fear of travel, medical tourism or pregnancies (unless you booked a trip and bought insurance before you became pregnant or there are complications with the pregnancy). This is where a Cancel For Any Reason add-on to your coverage can be helpful.

You can also run into trouble if you give up on a trip too soon: a minor (or even multihour) flight delay likely isn’t sufficient to cancel your entire trip and get reimbursed through your plan. Be sure to review what requirements your specific plan has when it comes to canceling a trip, claiming trip interruption, etc.

Travel insurance costs vary widely. The final price of your plan will fluctuate based on your age, length of trip and destination.

It will also depend on how much coverage you need, whether you add on specialized policies (like Cancel For Any Reason or pre-existing conditions coverage), whether you plan to participate in extreme sports and other factors.

In our examples above, for instance, the 35-year-old traveler taking a $2,000 trip to Italy would have spent an average $76 for a basic plan to get coverage for things like trip cancellation and interruption, baggage protection, etc. That’s a little less than 4% of the total trip cost — lower than average.

If there were multiple members in a traveling party or if they were going on, say, a rock-climbing or bungee-jumping excursion, the costs would go up.

On average, travel insurance comes to about 5% to 10% of the trip cost. However, considering many of the plans reimburse up to 100% of the trip cost (or more) for disruptions like trip cancellation or interruption, it can be a worthwhile expense if something goes wrong.

It depends. Consider the following factors that might affect your decision: You’re young and healthy, all your bookings are refundable or cancelable without a penalty, your flights are nonstop, you’re not checking bags and a credit card you carry offers some travel protections . In that case, travel insurance might not be necessary.

On the other hand, if you prepaid a large chunk of money for a nonrefundable African safari, you’re going on a Caribbean cruise in the middle of a hurricane season or you’re going somewhere where the cost of health care is high, it’s not a bad idea to buy a travel insurance plan. Here’s how to find the best travel insurance coverage for you.

If you’re thinking of booking a trip and not planning to buy travel insurance, you may want to consider at least booking refundable airfare and not prepaying for hotel, rental car and activity reservations. That way, if something goes wrong, you can cancel without losing any money.

Selecting the best travel insurance policy comes down to your needs, concerns, preferences and budget.

As you book, take a few minutes to consider what most concerns you. Is it getting stranded because of flight trouble? Having the ability to cancel for any reason you see fit without losing money? Getting sick or injured right before departure and needing to postpone the trip? Injuring yourself or falling ill while overseas?

Ultimately, you want a plan that protects you, your money and the large investment in your trip — but doesn’t cost too much, either.

Medical coverage. If your priority is having adequate medical coverage abroad, you might want to look for plans with high limits for medical emergencies and medical evacuation.

Complex travel itinerary. If your itinerary has lots of flight connections, prepaid hotels and deposits for activities you can’t get back, prioritizing a plan with the best coverage for trip cancellations or interruptions may land at the top of your list.

Travel uncertainty. If you’re on the fence about a trip and have nonrefundable reservations, you may want to select a plan with a Cancel For Any Reason coverage option, which can help you recoup about 50% to 75% of the costs. This helps provide peace of mind, placing the decision on whether to travel entirely in your hands.

Car rentals. If you’re renting a car, a collision damage waiver is often worth looking into.

The following destinations are the top insured destinations in 2024, according to Squaremouth (a NerdWallet partner).

The Bahamas.

Costa Rica.

Antarctica.

In 2022, travelers spent about 25.53% more on trips than they did before the pandemic.

As of December, NerdWallet analysis determined travel prices are 10% higher than pre-pandemic. Each statistic makes a strong case for protecting your travel investment as you plan your next trip.

Bookmark these resources to help you make smart money moves as you shop for travel insurance.

What is travel insurance?

CFAR explained.

Is travel insurance worth getting?

10 credit cards that provide travel insurance.

Here is the list of travel cards offered by Chase that include various forms of travel insurance.

Having one of these in your wallet is a good start to protecting your travel investments and preventing expensive accidents; however, savvy travelers check card terms closely and sometimes supplement with a third-party policy, like from one of the companies above, to better protect themselves.

on Chase's website

• Trip delay: Up to $500 per ticket for delays more than 12 hours.

• Trip cancellation: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Trip interruption: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Baggage delay: Up to $100 per day for five days.

• Lost luggage: Up to $3,000 per passenger.

• Trip delay: Up to $500 per ticket for delays more than 6 hours.

• Trip delay: Up to $500 per trip for delays more than 12 hours.

• Car rentals: Theft and collision damage for most cars in the U.S. and abroad.

• Trip cancellation: Up to $1,500 per person and $6,000 per trip.

• Trip interruption: Up to $1,500 per person and $6,000 per trip.

• Baggage delay: Up to $100 per day for three days.

We used the following factors to choose insurance providers to highlight:

Breadth of coverage: We looked at how many plans each company offered plus the range of their standard plans. 

Depth of coverage: We considered two data points to get a sense of how much each company pays out for common travel issues — the maximum caps for trip cancellation and trip interruption claims.

Cost: By looking at the costs for basic coverage across multiple companies, we determined an average cost for shoppers to benchmark plan prices against.

Customizability: While standard plans can cover a lot of ground, sometimes you need something a little more personal.

Customer satisfaction. Using data from Squaremouth when available, and Google Reviews as a backup, we can give kudos to companies with better track records from their clients.

No, it doesn’t necessarily get more expensive the longer you wait to purchase. However, as you put off buying insurance, you may lose access to potential plans and coverage options.

In general, buying travel insurance within a few days to two weeks of prepaying or making an initial deposit for your trip is your best bet. Assuming you’re not booking last-minute, this will provide you with access to the widest possible range of coverage options. It also helps prevent any medical conditions or storms that pop up between booking and buying a plan from ending up as excluded situations, which won’t be covered by your plan.

But, generally, many plans do allow you to buy coverage quite close to your departure date.

To get the most out of your travel insurance plan, buy it soon after making your initial prepayment or deposit to ensure you have access to the biggest menu of plans possible.

Select a plan that’s comprehensive enough to cover the travel scenarios you’re most concerned about or likely to encounter but not too expensive or laden with protections you’d never likely need.

Whatever your coverage, thoroughly review the plan so you understand what’s covered and what’s not, plus how to adhere to the plan’s rules for making a claim.

Travelers frequently use phrases like “trip insurance” and “travel insurance,” as well as “trip protection,” interchangeably, but they do mean different things, according to Stan Sandberg, founder of insurance comparison site TravelInsurance.com.

Trip insurance, or trip protection, generally refers to predeparture (or preevent) coverage if you need to cancel. You may see these plans sold by airlines, online travel agencies or even ticketed event sellers.

“You could refer to it as the portion that protects the investment in the trip,” Sandberg says.

A travel insurance plan typically includes that — plus more comprehensive benefits to protect you during your trip, from medical coverage to trip delay and lost baggage protections, and many more elements, depending on the plan.

Though travel insurance is typically not required for international trips, your personal circumstances will play a key role in whether it’s a good investment.

For instance, young, healthy travelers with few prepaid trip expenses embarking on a relatively risk-free trip may not see a need to buy a plan.

Older travelers with complicated itineraries who are visiting destinations where they could potentially fall ill or get injured — or who could encounter bad weather or some other disrupting factor along the way — may want to buy coverage.

Consider a few key questions:

How well would your health insurance plan cover you if you needed to visit a hospital overseas?

How much did you prepay for a hotel or rental car?

How much money would you be out if weather or some other flight issue derailed your itinerary?

Could you afford an unexpected night in a city where you have a connecting flight?

Do you already have a credit card that provides some travel protections?

Your answers to these questions can help you decide whether you need travel insurance for your international trip.

In general, buying travel insurance

within a few days to two weeks of prepaying or making an initial deposit

for your trip is your best bet. Assuming you’re not booking last-minute, this will provide you with access to the widest possible range of coverage options. It also helps prevent any medical conditions or storms that pop up between booking and buying a plan from ending up as excluded situations, which won’t be covered by your plan.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024 :

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

On a similar note...

Israel Travel Insurance

Get the trip protection coverage you need for your travels to Israel with Safe Travels Flex and Safe Travels Rental Plus. Get a quote >

• Get a Quote
• Renew/Extend Coverage
• Retrieve Quote

Do you require trip protection?

Tell us about your travelers.

Easily renew or extend your coverage.

If you have saved a quote within the past 14 days you can quickly and easily retrieve the quote and add, modify and change information for that quote. In the top right corner of the quote you saved you will see a unique number.

January 30, 2024 - Israel Travel Insurance is available via Safe Travels Flex and Safe Travels Rental Plus trip cancellation plans. Get a Quote

Is travel insurance required to enter israel .

As of May 2023, travel insurance is no longer required to enter Israel. All you need is your valid passport. If you plan to stay more than 90 days, a travel visa is necessary. Latest guidelines

Why should you buy travel insurance to visit Israel?

Trip cancellation insurance covers you and your investment in your trip to Israel. If you must cancel your trip before it even starts, you can be refunded for your insured, nonrefundable trip costs. Or, if something unforeseen happens while you are traveling, trip cancellation plans provide coverage for travel delay, trip interruption, emergency medical, and more. For a fraction of your trip cost, you can add extra protection that can be vital in an emergency. Two Trawick International trip cancellation plans offer coverage for travel to Israel:

Safe Travels Flex

• Our most personalized option
• Includes the two most popular coverages - Trip Cancellation and Trip Interruption - then lets you design the rest based on travel needs and budget
• Add options like Baggage Delay, Emergency Medical, and more

Safe Travels Rental Plus 

• Not just for vacation rentals
• Trip cancellation plan that offers up to $10,000 of non-refundable insured Trip Cost
• Pre-existing medical condition waiver available
• Rental car coverage 
• And so much more!

How much does travel insurance cost? 

Travel insurance typically costs a small percentage of your trip cost, and many factors, including the age of travelers, trip cost, and length of trip, contribute to the cost of travel insurance. So the price of a travel insurance plan will differ for each trip and traveler. Travel insurance provides enhanced protection against unforeseen events for a fraction of your trip cost. 

When should you buy travel insurance? 

For maximum protection, you should buy travel insurance as soon as you book your trip or make your first trip deposit. Travel insurance can protect you against many things depending on the type of plan you purchase.  For example, if your trip was disrupted because of a hurricane and you had trip interruption coverage as part of your trip cancellation plan, you would be eligible to receive reimbursement for that part of your disrupted trip as long as your policy was purchased before the storm was named. 

Get a quote for Israel Travel Insurance

PLEASE NOTE: Guidelines may have changed since this was published. Before traveling, you should always check your destination's COVID-19 situation and travel requirements. Countries may have their own entry and exit requirements. Additionally, always check for travel advisories in the area to which you are traveling. Refer to https://www.cdc.gov/ and https://travel.state.gov/content/travel.html for up-to-date information and guidelines.

Privacy Policy

Trawick International’s Privacy Policy

Welcome to our website.  We appreciate your interest in us.  We take the privacy of our customers very seriously and are committed to protecting your privacy. This policy explains how we collect, use, and transfer your personal data, and your rights in relation to the personal data stored by us when you use our website or otherwise engage with our services.

Effective October 3, 2023

This policy sets out the following:

• What personal data we collect about you and how;
• How the data is used;
• Our legal basis for collecting your information;
• Who we share your data with;
• Where we transfer your information;
• How long we retain your information for;
• Your rights and choices in relation to the data held by us;
• How to make a complaint in relation to the data held by us;
• How to contact us with any queries in relation to this notice, or the personal data held by us.

Who is Trawick International?

Trawick International (“we,” “us,” or “our”) provides worldwide travel medical insurance, travel insurance, trip insurance for trip cancellation or trip interruption, international student insurance, group travel insurance, and many other products designed specifically for those traveling.  Our travel insurance programs are designed for those traveling to the USA, individuals traveling abroad, US Citizens who are traveling in the USA and non US citizens traveling from their home country but not visiting the USA.  We offer an extensive worldwide network of quality physicians, hospitals, and pharmacies.  We cover employees, corporations, schools, frequent world travelers, international students, study abroad programs, missionary trips, and just the casual vacation traveler.  Our individually customized plans can cover hospital stays, doctor visits, x-rays, prescriptions, ambulance, emergency evacuation, repatriation, flight insurance, trip interruption, trip cancellation, trip delay, and lost baggage.   

For the purposes of European data protection laws, if you are visiting our  website www.trawickinternational.com (or otherwise engaging with our services from the European Economic Area (or "EEA"), the data controller of your information is Trawick International.

What is personal data?

In this privacy policy, references to "personal information" or "personal data" are references to information that relates to an identified or identifiable individual. Some examples of personal data are your name, address, email, and telephone number, but it may also include information such as your IP address and location in certain jurisdictions.

What personal data do we collect?

We collect personal data that you provide to us when you sign up for our services, such as your contact information and financial information. We may also collect commercial information based on how you interact with our services, such as the products or services you’ve purchased or other Internet or network activity, such as your website browsing history or mobile device information.

Below are some more details on the type of personal data we collect.

Information that is provided by you:

In order to provide services to you we may ask you to provide personal information. This may include, amongst other things, your name, email address, postal address, telephone number, gender, date of birth, passport number, bank account details, credit history and claims history, citizenship status, marital status depending on the service you are seeking. The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be made clear to you at the point at which we ask you for it or upon request.

Some of the information that you provide may be “special category” (or “sensitive”) personal data. Sensitive personal data relates to your racial or ethnic origin, political opinions, religious or philosophical beliefs, or trade union membership, genetic data, biometric data for the purpose of uniquely identifying a natural person, data concerning health or data concerning a natural person’s sex life or sexual orientation, and can sometimes be inferred from other, non-sensitive, information that you have provided.

Information that we collect on our website:

When you visit our website, we will seek your consent to collect certain information from your device. In some countries, including countries in the EEA, this information may be considered personal information under applicable data protection laws.

Specifically, the information we are seeking to collect includes information like your IP address, device type, unique device identification numbers, browser type, broad geographic location ( e.g., country or city-level location) and other technical information. We may also collect information about how your device has interacted with our website, including the pages accessed and links clicked.

Collecting this information enables us to better understand visitors to our website, where they come from, and what content on our website is of interest to them. We use this information for our internal analytics purposes and to improve the quality and relevance of our website to our visitors.

Some of this information may be collected using cookies and similar tracking technology, as explained further under the heading “Cookies" below.

Information that we obtain from third party sources:

From time to time, we may receive personal information about you from third party sources but only where we have checked that these third parties either have your consent or are otherwise legally permitted or required to disclose your personal information to us.

For information about a third party’s usage and/or sharing of your personal data, please refer to the third party’s own privacy statement.

We may, where we are legally permitted to, also collect personal data from the following sources in order to provide services to you:

• Credit reference agencies;
• Anti-fraud and other databases;
• Government agencies;
• Electoral register;
• Court judgments;
• Sanctions lists;
• Family members; and
• In the event of an insurance claim: the other party to the claim, witnesses, experts, loss adjusters, solicitors, and claims handlers.

How is personal data used?

We may need to use your personal data in order to carry out the following activities:

• To set you up as a new client (including carrying out “know your customer” checks);
• To provide you with an insurance quote;
• To provide our products and services to you;
• To respond to your inquiries;
• To accept payments from you;
• To communicate with you about your policy;
• To renew your policy;
• To obtain reinsurance for your policy;
• To process insurance and reinsurance claims;
• For general insurance administration purposes;
• To comply with our legal and regulatory obligations;
• To model our risks;
• To defend or prosecute legal claims;
• To investigate or prosecute fraud;
• To respond to your enquiries; or
• To secure our network and our website, debug the website and repair errors;
• To conduct audits related to our interactions with you;
• To make our products and services better and to develop new products and services;
• To send you notices and information regarding our products or services, including notifying you about special promotions or offers, where we are legally permitted to do so; and
• Enforce our Terms and other usage policies and comply with legal requirements.

Our legal basis for collecting your information:

Our legal basis for collecting and using your personal data will depend on the personal data concerned and the specific context in which we collect it.

We will normally collect personal data where we need the information to provide you with our services / perform a contract with you, where the processing is in our legitimate interests and not overridden by your data protection interests or fundamental rights and freedoms, or with your consent.

In some cases, we may use your personal data for a legal obligation, e.g., in order to complete “know your customer” and money laundering checks before taking you on as a new client.

If we ask you to provide personal information to comply with a legal requirement or to perform a contract with you, we will make this clear at the relevant time and advise you whether the provision of your personal information is mandatory (as well as of the possible consequences if you do not provide your personal information). You are under no obligation to provide personal data to us. However, if you should choose to withhold requested data, we may not be able to provide you with certain services.

Similarly, if we collect and use your personal information in reliance on our legitimate interests (or those of any third party), we will make clear to you at the relevant time what those legitimate interests are.

If you are a UK resident, we may collect and use your personal information, including sensitive personal information, on the basis of the insurance derogation in the UK Data Protection Act 2018.

If you are an EU resident, we may collect and use your personal information, including sensitive personal information, on the basis of the substantial public interest of insurance purposes, as regulated in the General Data Protection Regulation (GDPR).

If you have questions about or need further information concerning the legal basis on which we collect and use your personal information, please contact us using the contact details provided under the “Contact Us" section below.

Who is your personal data shared with?

We may disclose your personal information with the following categories of recipients.

• To our group companies, third party service providers and partners who provide data processing services (for example data hosting and storage companies, email marketing affiliates, and payment and claims processing companies) or who otherwise process personal information for purposes that are described in this Privacy Policy (see “How is personal data used?”).
• To any competent law enforcement body, regulatory, government agency, court or other third party where we believe disclosure is necessary (i) as a matter of applicable law or regulation, (ii) to exercise, establish or defend our legal rights, or (iii) to protect your vital interests or those of any other person;
• To a potential buyer (and its agents and advisers) in connection with any proposed purchase, merger or acquisition of any part of our business, provided that we inform the buyer it must use your personal information only for the purposes disclosed in this privacy policy;
• To any other person with your consent to the disclosure.

We do not sell (or exchange) your personal information for monetary compensation.

If you are a US resident, from time to time we may share your personal information with third parties for a third party’s own direct benefit and this type of sharing may be considered a sale under certain applicable laws. For more information on the type of information we may share in this manner, please contact us.

International Transfers

Your personal data may be transferred to, and processed in, countries other than the country in which you are resident. These countries may have data protection laws that are different to the laws of your country.

Specifically, the servers of Trawick International are located in the United States. Trawick International partners with many other international companies.  This means that when we collect your information, we may process it in other countries.

We have taken appropriate safeguards to require that your personal data will remain protected in accordance with this privacy policy. We have also taken appropriate  safeguards with our third party service providers and partners.

How long is personal information retained?

We will keep your personal data on our records for as long as we have an ongoing legitimate business need to do so. This includes providing you with a service you have requested from us or to comply with applicable legal, tax or accounting requirements. It also includes keeping your data for so long as there is any possibility that you or we may wish to bring a legal claim concerning our services, or where we are required to keep your data for legal or regulatory reasons. Please contact us using the contact details provided under the “Contact Us" section below should you require further information on our record retention procedures.

We may also retain your personal data where such retention is necessary in order to protect your vital interests or the vital interests of another natural person.

Your Rights as a Data Subject

You have the right to opt out of marketing communications we send you at any time. You can exercise this right by clicking on the “unsubscribe” or “opt-out” link in the marketing e-mails we send you or contacting us.

If you are an EU resident, you will need to opt-in to receive marketing from us. If you then wish to unsubscribe at any point, you can do so by clicking on the “unsubscribe” or “opt-out” link in the marketing e-mails we send you or contacting us.

Similarly, if we have collected and processed your personal information with your consent, then you can withdraw your consent at any time. Withdrawing your consent will not affect the lawfulness of any processing we conducted prior to your withdrawal, nor will it affect processing of your personal information that was lawfully collected on grounds other than consent.

You have the right to complain to a data protection authority about our collection and use of your personal information. For more information, please contact your local data protection authority.

We respond to all requests we receive from individuals wishing to exercise their data protection rights in accordance with applicable data protection laws.

You may exercise any of your rights in relation to your personal data by contacting us using the details set out in the “Contact us” section at the bottom of this page.

If you are resident in the UK or EU, your principal rights under data protection law are as follows:

• the right to access;
• the right to rectification;
• the right to erasure;
• the right to restrict processing;
• the right to object to processing;
• the right to data portability;
• the right to complain to a supervisory authority; and
• the right to withdraw consent.

If you wish to access, correct, update or request deletion of your personal information, we will ask you to provide us with a copy of any two of the following documents: Driver’s license; Passport; Birth certificate; Bank statement (from the last 3 months); or Utility bill (from the last 3 months). With regards to your right of access, the first access request will be complied with free of charge, but additional copies may be subject to a reasonable fee.

In addition, you can object to processing of your personal information, ask us to restrict processing of your personal information or request portability of your personal information.

If we have collected and processed your personal information with your consent, then you can withdraw your consent at any time. Withdrawing your consent will not affect the lawfulness of any processing we conducted prior to your withdrawal, nor will it affect processing of your personal information conducted in reliance on lawful processing grounds other than consent. You have the right to complain to a data protection authority about our collection and use of your personal information. For more information, please contact your local data protection authority.

Contact details for other data protection authorities in the European Economic Area, Switzerland and certain non-European countries (including the US and Canada) are available  here .

If you are based in the UK or EU, you may exercise any of your rights in relation to your personal data by contacting us using email or you can use the details set out in the “Contact Us” section at the bottom of this page.

If you are resident in the US, applicable law may entitle you, upon verifiable request, to receive disclosures relating to:

• The categories and specific pieces of information we have collected;
• The categories of sources from which the personal information is collected;
• The business or commercial purpose for collecting personal information; and
• The categories of third parties with whom we share personal information.

If you wish to exercise any of the rights described above, we will ask you to verify your identity. We generally will not charge to reply to your request, but we may charge a reasonable fee or refuse your request if the request is unjustified or excessive.

Automated decision making

In some instances, our use of your personal information may result in automated decisions being taken (including profiling) that legally affect you or similarly significantly affect you.

Automated decisions mean that a decision concerning you is made automatically on the basis of a computer determination (using software algorithms), without our human review. For example, in certain instances we may use automated decisions to establish whether we will propose insurance coverage to a prospective insured. We have implemented measures to safeguard the rights and interests of individuals whose personal information is subject to automated decision-making.

When we make an automated decision about you, you have the right to contest the decision, to express your point of view, and to require a human review of the decision.

As mentioned above, we may use your personal data to send you marketing materials.

If you are a UK or EU resident, you will need to opt-in to receive marketing from us. If you then wish to unsubscribe at any point, you can do so by clicking on the “unsubscribe” or “opt-out” link in the marketing e-mails we send you or contacting us.

If you are resident in the US, you do not need to opt-in to receive marketing materials from us, and you have the right to opt-out of receiving such communications. If you would like to stop receiving marketing information from us, please unsubscribe by clicking the “unsubscribe” link in the relevant marketing email or contacting us.

Trawick International is committed to keeping our customers’ data safe. We have security measures in place designed to protect against the loss, misuse, and/or alteration of personal data under our control. Although we cannot ensure or guarantee that loss, misuse, or alteration of data will not occur, we use our best efforts to prevent this. If you have any concerns that your Trawick International account or personal data has been put at risk, please contact us.

Our sites use cookies (a small piece of information that is placed on your computer when you visit certain websites) to distinguish you from other users, to track your browsing pattern and to build a profile of how you and other users use our sites. This helps us to provide you with a good experience when you browse any of our sites and also allows us to improve our sites. If you have an online account with us, we also use cookies to recognize you to pre-fill forms to save you time. Trawick International does not mandate cookies for you to access our sites and you may freely set your browser to reject all cookies or prompt you to accept or reject them. Some of the cookies we use are session cookies and only last until you close your browser, others are persistent cookies which are stored on your computer for longer. We may collect information through web beacons about your web browsing activities such as the address of the page you are visiting, the address of the referrer page you had previously visited, the time you are viewing the page, your browsing environment, and your display settings. We do this in order to optimize your browsing experience, the use of web-based services and provide you with relevant information on Trawick International products and services when you have opted-in to receiving such correspondence.

We will not respond to Web browser “do not track” signals. If you would like additional information about online tracking and various opt-out mechanisms, please see https://youradchoices.com/

Because we may link to social media sites, and from time to time may include third-party advertisements, other parties may collect your personally identifiable information about your online activities over time and across different web sites when you visit this Site.

Please note that not all tracking will stop even if you delete cookies.

Children's Data

Our websites and applications are not directed to children under 16 and we do not knowingly collect any personal information directly from children under 16. If you believe that we are processing personal information pertaining to a child inappropriately, we ask you to contact us using the information provided under the “Contact Us” section.

Changes to this Privacy Policy

We may update this Privacy Policy from time to time in response to changing legal, technical, or business developments. When we update our Privacy Policy, we will take appropriate measures to inform you, consistent with the significance of the changes we make. We will obtain your consent to any material Privacy Policy changes if and where this is required by applicable data protection laws.

You can see when this Privacy Policy was last updated by checking the “effective date” displayed at the top of this Privacy Policy.

Any changes will be effective only after the effective date of the change and will not affect any dispute arising prior to the effective date of the change.

If you have any questions about this Privacy Policy, please contact us using the following contact details:

Post Office Box 2284

Fairhope, Alabama USA 36533

Toll Free Telephone Number: +1 (888) 301-9289

Terms and Conditions of Use

Important information.

The information contained in this website is not intended to be an offer to sell or a solicitation in connection with any product or service by Trawick International Inc., in any jurisdiction where such an offer or solicitation would be unlawful or in which Trawick International, Inc., is not qualified to do so. Products and services described in this website may not be available in all jurisdictions. Not all insurance products described in this website are available to all persons in all States, Countries, or other jurisdictions at all times.

All products contain certain conditions, restrictions, limitations and eligibility requirements. The information contained in this website is not intended to be a complete description of all terms, exclusions and conditions applicable to the products and services. For complete terms, exclusions and conditions applicable to the products offered please contact Trawick International .

By using this website, you agree to the terms of its use. If you do not agree to these terms, PLEASE DO NOT USE THIS WEBSITE. For additional information or questions, please contact Trawick International or your independent insurance broker or agent.

TERMS & CONDITIONS OF USE

Effective Date: October 6, 2023

INTRODUCTION

THESE TERMS & CONDITIONS OF USE (“T&C”) GOVERN YOUR USE OF TRAWICK INTERNATIONAL, INC.’S (“COMPANY”, “WE”, “OUR”, OR “US”) WEBSITE LOCATED AT WWW.TRAWICKINTERNATIONAL.COM OR OTHER WEBSITES CONTROLLED BY COMPANY AND ITS AFFILIATES AS WELL AS ANY DOCUMENTS EXPRESSLY INCORPORATED BY REFERENCE AND ANY RULES AND POLICIES PUBLISHED ON THIS WEBSITE (THE “WEBSITE”).

BY ACCESSING THIS WEBSITE, YOU AGREE TO THE T&C, REVISIONS, AND MODIFICATIONS. ALL CHANGES ARE EFFECTIVE IMMEDIATELY UPON POSTING, AND APPLY TO ALL ACCESS TO AND USE OF THE WEBSITE THEREAFTER. ANY CHANGES WILL NOT EFFECT ANY DISPUTES ARISING PRIOR TO THE EFFECTIVE DATE OF THE CHANGE. WE MAY SEND YOU NOTICES WITH RESPECT TO THE WEBSITE IN VARIOUS MEDIUMS, INCLUDING BY EMAIL ADDRESS, POSTAL MAIL, AND/OR BY POSTING ON THE WEBSITE.

ARBITRATION NOTICE: EXCEPT FOR CERTAIN TYPES OF DISPUTES DESCRIBED IN THE “ARBITRATION AND CLASS ACTION WAIVER” SECTION BELOW, AND IF YOU DO NOT OPT-OUT AS SET FORTH IN THAT SAME SECTION, YOU AGREE THAT DISPUTES BETWEEN YOU AND COMPANY OR ITS AFFILIATES WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION, AND YOU WAIVE YOUR RIGHT TO BRING OR RESOLVE ANY DISPUTE AS, OR PARTICIPATE IN, A CLASS, CONSOLIDATED, REPRESENTATIVE, COLLECTIVE, OR PRIVATE ATTORNEY GENERAL ACTION OR ARBITRATION.

ACCESS TO THIS WEBSITE

To access the Website or some of its resources, you may be asked to provide certain personal details or other information. It is a condition of your use of the Website that all the information you provide on the Website is correct, current, and complete.

In addition, certain other services of the Website, such as applying for coverage, may be governed by additional or different terms and conditions. You should carefully review those terms and conditions as they are referenced and/or presented to you.

We reserve the right to withdraw, amend, disable or suspend this Website, and any service or material we provide on the Website, in our sole discretion with or without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire Website, to users, including registered users.

We have the right to disable any user name, password or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of the T&C.

Your privacy matters to us. Your use of the Website is also subject to our Privacy Policy that is available online here (“Privacy Policy”) and is incorporated into and made a part of these Terms of Use. The Privacy Policy is subject to change, and you are encouraged to review the Privacy Policy whenever you supply the Website with any information because you agree that Company can collect, use, and share your information consistent with that policy.

RESTRICTIONS ON USE

You may use this Website only for your internal, non-commercial purposes. You agree not to use this Website in any way that violates any applicable federal, state, local or international law or regulation. You further agree to maintain and update your registration data as needed to keep it accurate, current and complete. You may not use this Website or any of the content, defined below, contained on it for any other purpose, including any unpermitted commercial purpose, unless we provide our prior written consent to such use.

Uses requiring our prior written consent include the following, without limitation:

• Co-branding this Website;
• Framing this Website;
• Using any robots, scrapers, spiders, data mining tools, or any similar device, tool, software, or process;
• Hyper-linking to specific product or coverage information; or
• Reselling or remarketing the content, as defined below.

"Co-branding" means displaying a name, logo, trademark or other means of attribution or identification of any party in a manner reasonably likely to give a user the impression that the other party has the right to display, publish or distribute this Website or its content. You will cooperate fully with Company and its affiliates in causing any unpermitted or unauthorized activity of yours or a third party authorized by you to cease immediately. To the extent that such unpermitted or unauthorized use continues after notice from Company or its affiliates, you agree to pay or reimburse us for any and all costs (including attorney fees if applicable) associated with ending or terminating such use.

You agree not to impersonate or attempt to impersonate the Company, a Company employee, another user or any other person or entity (including, without limitation, by using e-mail addresses associated with any of the foregoing).

PROHIBITED USES AND ACTIONS

Additionally, you specifically agree not to:

• decompile, reverse engineer, disassemble, modify, reduce the Website to human perceivable form or create derivative works based upon the Website or any part thereof;
• disable any licensing or control features of the Website;
• “frame” the Website or any portion thereof or otherwise cause the Website or its contents to appear to be provided by anyone except Company and its affiliates;
• merge the Website or materials with another program or create derivative works based on the Website or materials;
• remove, obscure, or alter any notice of the copyright or other proprietary legends on the Website or materials;
• sublicense, assign, translate, rent, lease, lend, resell for profit, distribute or otherwise assign or transfer the materials or access to the Website to others;
• use the Website by means of any automated program, expert system, electronic agent or “bot,” and shall not give any person or entity access to the Website;
• utilize any “scraping,” copying, republishing, licensing, or selling the data or information on the Website.

PURCHASES AND PAYMENT

Company accepts a variety of payment methods as reflected on the Website. Before you can submit a request for purchase using the Website, you may be required to provide a valid card number and associated information for a payment card that you are authorized to use, including any of or all of the following: (i) your name as it appears on the card; (ii) the credit or debit card type, (iii) the card’s expiration date; (iv) any activation numbers or codes needed to charge your card; and (v) the billing address or zip code or postal codes associated with your card. You authorize Company and/or its affiliates, payment processor to use information you submit to charge your card or other payment method for the price of purchase requested, in addition to any taxes, fees, and charges as described in the T&C, at our convenience, including as early as at the time of the purchase request is submitted.

PROPRIETARY INFORMATION & TRADE SECRETS

The material and content accessible from this Website and any other website Company or its affiliates owns, operates, licenses or controls (the “content”) is the proprietary information of Company and its affiliates or the party that provided the Content to us, and Company and its affiliates or such party retains all right, title and interest in the content. Accordingly, the Content may not be copied, distributed, republished, uploaded, posted, rented, leased, distributed, modified or transmitted in any way without the prior written consent of Company and its affiliates, except that you may print out a copy of the content solely for your own personal use. In doing so, you may not remove or alter, or cause the removal or alteration of, any copyright, trademark, trade name, service mark or any other proprietary notice or legend appearing on any of the content. Modification or use of the content, except as expressly provided herein, may violate Company’s and its affiliates’ intellectual property rights or a third party’s rights. Neither title nor intellectual property rights in the content are transferred or licensed to you by these Terms or your access of this Website.

Certain information provided to you by Company or its affiliates through non-public portions of the Website may be confidential or trade secret information. You may use or disclose such information only to the extent necessary for the purposes it was disclosed to you. You may not use the Website to circumvent the terms of any referral agreement or in any other manner that is not consistent with the business purpose of the Website. When reasonable, you must return or destroy such information when you have fulfilled such purpose.

INTELLECTUAL PROPERTY

Company and its affiliates (or the party that provided to Company) are the owner or licensee of all intellectual property rights on the Website (including trademarks, service marks and logos) and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved, and we or those parties retain all rights with respect to such respective marks. In accessing the Website you agree that you will access its contents and use it solely for your personal, non-commercial use. The Website, including its contents, may not be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes downloading, copying and/or printing of pages of the Website for personal, non-commercial home use only.

The Company’s name and logo may not be used in any way, including in advertising or publicity pertaining to distribution of materials on this Website, without prior written permission. You are not authorized to use our logo as a hyperlink to this Website unless you obtain our written permission in advance, although we permit you to use certain designated features of the Website to use our logo as a hyperlink for designated purposes. You may link to our homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part without our express written consent.

Except as provided below, none of the materials of the Website may be copied, distributed, displayed, downloaded, or transmitted in any form or by any means without the prior written permission of Company and its affiliates or the intellectual property right owner. Unauthorized use of any materials contained on this Website may violate copyright laws, trademark laws, the laws of privacy and publicity, and/or other regulations and statutes. If you believe that any of the materials infringe on any of your intellectual property rights or rights of others, please contact us immediately at the address provided below. Except as expressly provided herein, Company and its affiliates and the third parties reserve all rights with respect to the Materials, and may pursue all legally available options under both civil and criminal laws (and may cooperate with law enforcement agencies) in the event of any violations, including but not limited to the right to terminate accounts of any user who has infringed a third party’s copyright. Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement should be sent to the Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL NOT RECEIVE A RESPONSE.

HYPER-LINKS

We may hyper-link from the Website to other websites that are not maintained by, or related to, Company or its affiliates. Such hyper-links are provided as a service to you, and the other websites may not be officially sponsored by or affiliated with this Website or Company and its affiliates. Such other websites are solely responsible for their content. We are under no obligation to maintain any link on this Website and may remove any such link at any time in its sole discretion for any reason whatsoever. Access hyper-links and third party websites at your own risk.

COMPANY AND ITS AFFILIATES MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT THE CONTENT OF HYPER-LINKED OR THIRD-PARTY WEBSITES. SUCH HYPER-LINKS ARE PROVIDED TO YOU “AS-IS” “WHERE IS,” AND WE SPECIFICALLY DISCLAIM ANY WARRANTIES WITH REGARD TO COMPLETENESS OR ACCURACY OF THESE HYPER-LINKS OR THE WEBSITES THAT ARE HYPER-LINKED TO THIS WEBSITE. THE INCLUSION OF ANY HYPER-LINK TO A THIRD-PARTY WEBSITE DOES NOT NECESSARILY IMPLY ENDORSEMENT BY OR AFFILIATION WITH COMPANY AND ITS AFFILIATES OF THAT WEBSITE.

SOCIAL MEDIA FEATURES

This Website may provide certain social media features that enable you to:

• link from your own or certain third-party websites to certain content on this Website.
• send e-mails or other communications with certain content, or links to certain content, on this Website.
• cause limited portions of content on this Website to be displayed or appear to be displayed on your own or certain third-party websites.

You may use these features solely as they are provided by us and solely with respect to the content they are displayed with and otherwise in accordance with any additional terms and conditions we provide with respect to such features. Subject to the foregoing, you must not:

• establish a link from any website that is not owned by you.
• cause the Website or portions of it to be displayed, or appear to be displayed by, for example, framing, deep linking or in-line linking, on any other site.
• link to any part of the Website other than the homepage.
• otherwise take any action with respect to the materials on this Website that is inconsistent with any other provision of these Terms of Use.

You agree to cooperate with us in causing any unauthorized framing or linking immediately to cease. We reserve the right to withdraw linking permission without notice. We may disable all or any social media features and any links at any time without notice in our discretion.

SUBMISSIONS

You hereby grant to Company and its affiliates the royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display all stories, anecdotes, “Similes,” content, remarks, suggestions, ideas, graphics, inventions, methods, process, algorithms or other information communicated to us through this Website (collectively, the “Submission”), and to incorporate any Submission into other works in any form, media or technology now known or later developed. We may use any submission in our business (including without limitation, for products or advertising) without incurring any liability for royalties or any other additional consideration of any kind, and will not incur any liability as a result of any similarities to the submission that may appear in our future operations. By providing a Submission, you warrant that you have the right to provide the Submission and that all moral rights in the Submission have been waived.

COMPANY AND ITS AFFILIATES CANNOT AND DOES NOT GUARANTEE OR WARRANT THAT ANY FILES AVAILABLE FOR DOWNLOADING FROM THE INTERNET ARE FREE OF VIRUSES, WORMS, TROJAN HORSES OR OTHER CODE THAT MAY HAVE CONTAMINATING OR DESTRUCTIVE PROPERTIES. YOU ARE RESPONSIBLE FOR IMPLEMENTING SUFFICIENT PROCEDURES AND CHECKPOINTS TO SATISFY YOUR PARTICULAR REQUIREMENTS FOR SECURITY, FOR ACCURACY OF DATA INPUT AND OUTPUT, AND FOR MAINTAINING A MEANS EXTERNAL TO THIS WEBSITE FOR RECONSTRUCTING LOST DATA. WE DO NOT ASSUME ANY RESPONSIBILITY OR RISK FOR YOUR USE OF THE INTERNET OR THE WEBSITE.

USE THIS WEBSITE AT YOUR OWN RISK. EXCEPT AS MAY BE EXPRESSLY STATED IN OTHER APPLICABLE TERMS AND CONDITIONS OR SIMILAR AGREEMENT, THE CONTENT IS PROVIDED “AS IS” AND "AS AVAILABLE" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. WE DISCLAIM ALL WARRANTIES INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT ANY FUNCTIONS OR CONTENT CONTAINED IN THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING USE OF THE CONTENT OR RESULTS THEREOF IN TERMS OF ACCURACY, RELIABILITY OR OTHERWISE EXCEPT FOR THE PERSON AND/OR FOR THE USE INTENDED. THE CONTENT MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS, AND WE MAY MAKE CHANGES OR IMPROVEMENTS AT ANY TIME. YOU, AND NOT COMPANY AND ITS AFFILIATES, ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION IN THE EVENT OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS WEBSITE OR THE CONTENT. WE MAKE NO WARRANTIES THAT YOUR USE OF THE CONTENT WILL NOT INFRINGE THE RIGHTS OF OTHERS AND ASSUME NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT.

BY ACCESSING THIS WEBSITE, YOU UNDERSTAND THAT YOU MAY BE WAIVING RIGHTS WITH RESPECT TO CLAIMS THAT ARE AT THIS TIME UNKNOWN OR UNSUSPECTED, AND IN ACCORDANCE WITH SUCH WAIVER, YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTAND, AND HEREBY EXPRESSLY WAIVE, THE BENEFITS OF SECTION 1542 OF THE CIVIL CODE OF CALIFORNIA, AND ANY SIMILAR LAW OF ANY STATE OR TERRITORY, WHICH PROVIDES AS FOLLOWS: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR."

The descriptions of products and services contained on this Website are intended to provide a reference guide to the types of products and services offered by Company and its affiliates and are not intended to be relied upon by clients or business partners. Some products and services referenced on this Website may not be available in all areas. Please contact us directly if you wish to obtain specific information concerning the products and services referenced on this Website. All of the information in this Website, whether historical in nature or forward-looking, speaks only as of the date the information was posted on this Website, and we do not undertake any obligation to update such information or to remove such information from this Website, if it is not or is no longer accurate or complete.

LIMITATION ON LIABILITY

TO THE EXTENT PERMITTED BY LAW OR REGULATION, COMPANY AND ITS AFFILIATES, ITS SUBSIDIARIES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS AND DIRECTORS WILL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR OTHER DAMAGES, INCLUDING LOSS OF USE, REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES THAT RELATES IN ANY WAY TO THE USE OF OUR WEBSITE OR WHICH MAY ARISE OUT OF ANY PERSON'S ACCESS OR INABILITY TO ACCESS THIS WEBSITE OR RELIANCE ON THE INFORMATION CONTAINED ON THIS WEBSITE. TO THE EXTENT PERMITTED BY LAW, IN NO EVENT WILL THE COLLECTIVE LIABILITY OF COMPANY AND ITS AFFILIATES AND ITS SUBSIDIARIES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU PAID TO COMPANY OR ITS AFFILIATES FOR THE APPLICABLE CONTENT OR SERVICE OUT OF WHICH LIABILITY AROSE. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR THE LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES OR JURISDICTIONS, COMPANY’S LIABILITY SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW IN SUCH STATE OR JURISDICTION WHICH YOU HEREBY CONSENT TO.

INDEMNIFICATION

You agree to defend, indemnify, and hold harmless Company and its affiliates, its subsidiaries, licensors, content providers, service providers, employees, agents, officers, directors and contractors (the “Indemnified Parties”) from any breach of these T&C by you, including any use of the content other than as expressly authorized herein, and any claim that your submission violates a third party’s intellectual property or other rights, including the rights of publicity and privacy, or defames a third party. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify any and all resulting loss, damages, judgments, awards, costs, expenses and attorneys’ fees of the Indemnified Parties in connection therewith. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of the content and this Website.

INFORMATION YOU PROVIDE

You may not post, send, submit, publish or transmit in connection with the Website any material that:

• you do not have the right to post, send, submit, publish or transmit, including any proprietary material of a third party;
• advocates illegal activity or discusses an intent to commit an illegal act;
• is vulgar, obscene, pornographic or indecent;
• does not pertain directly to the Website;
• threatens or abuses others; or libels, defames, invades privacy or stalks; or is racist, harassing, threatening or offensive;
• seeks to exploit or harm minors or older adults by exposing them to inappropriate content, asking for personally identifiable details or otherwise;
• infringes any intellectual property right or other right of any entity or person, including violating anyone’s copyrights or trademarks, or their rights of privacy or publicity;
• violates any law or may be considered to violate any law;
• impersonates or misrepresents your connection to any other entity or person, or otherwise manipulates headers or identifiers to disguise the origin of the content;
• advertises any commercial endeavor (e.g., products or services) or otherwise engages in any commercial activity (e.g., conducting raffles or contests, displaying sponsorship banners or soliciting goods or services, or any combination thereof) except as may be specifically authorized on this Website;
• solicits funds, advertisers or sponsors;
• includes programs that contain viruses, worms, Trojan horses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software, hardware or telecommunications or any combination thereof;
• amounts to a "pyramid" or similar scheme;
• disobeys any policy or regulations established from time to time regarding use of this Website or any networks connected to this Website; or
• contains hyper-links to other websites that contain content that falls within any description set forth above.

WE RESERVE THE RIGHT TO MONITOR USE OF THIS WEBSITE IN ORDER TO DETERMINE COMPLIANCE WITH THESE TERMS OF USE, AND RESERVES THE RIGHT TO REMOVE OR REFUSE ANY INFORMATION FOR ANY REASON. NOTWITHSTANDING THESE RIGHTS, YOU REMAIN RESPONSIBLE SOLELY FOR THE CONTENT OF YOUR SUBMISSIONS. YOU ACKNOWLEDGE AND AGREE THAT NEITHER COMPANY AND ITS AFFILIATES NOR ANY THIRD PARTY THAT PROVIDES CONTENT TO US WILL ASSUME OR HAVE ANY LIABILITY FOR ANY ACTION OR INACTION BY US OR SUCH THIRD PARTY WITH RESPECT TO ANY SUBMISSION OF YOURS. EXCEPT AS EXPRESSLY PROVIDED HEREIN, COMPANY AND ITS AFFILIATES AND THE THIRD PARTIES RESERVE ALL RIGHTS WITH RESPECT TO THE WEBSITE, AND MAY PURSUE ALL LEGALLY AVAILABLE OPTIONS UNDER BOTH CIVIL AND CRIMINAL LAWS (AND MAY COOPERATE WITH LAW ENFORCEMENT AGENCIES) IN THE EVENT OF ANY VIOLATIONS.

ARBITRATION AND CLASS ACTION WAIVER

PLEASE READ THE FOLLOWING SECTION CAREFULLY BECAUSE IT REQUIRES YOU TO ARBITRATE CERTAIN DISPUTES AND CLAIMS AND LIMITS THE MANNER IN WHICH YOU CAN SEEK RELIEF FROM COMPANY. Excluding claims for injunctive or other equitable relief, for all other claims related to the Website, including any goods or services purchased through the Website, any dispute or controversy arising out of or relating to this Agreement, including without limitation, any and all disputes, claims (whether in tort, contract, statutory or otherwise) or disagreements concerning the existence, breach, interpretation, application or termination of this Agreement shall be resolved by final and binding arbitration pursuant to the Federal Arbitration Act and in accordance with the JAMS Inc. Comprehensive Arbitration Rules & Procedures then in effect. There shall be no right or authority for any claims to be arbitrated on a class action basis. The arbitration shall take place in Fairhope, Alabama or at the option of the party seeking relief, by telephone, online, or via written submissions alone; however such election shall not prohibit Company from attending such an arbitration in person. Said arbitration shall be administered by JAMS. The arbitral tribunal (“Tribunal”) shall be composed of one arbitrator, who shall be independent and impartial. If the parties fail to agree on the arbitrator within twenty (20) calendar days after the initiation of an arbitration hereunder, JAMS shall appoint the arbitrator. The arbitration shall be conducted in the English language. The decision of the arbitrator will be final and binding on the parties, subject to all rights of appeal allowed by JAMS. Judgment on any award(s) rendered by the arbitrator may be entered in any court having jurisdiction thereof. The arbitrator shall have the authority to determine arbitrability of any disputes arising out of or relating to this Agreement. Nothing in this Section shall prevent either party from seeking immediate injunctive relief from any court of competent jurisdiction, and any such request shall not be deemed incompatible with the agreement to arbitrate or a waiver of the right to arbitrate. The parties undertake to keep confidential all awards in their arbitration, together with all confidential information, all materials in the proceedings created for the purpose of the arbitration and all other documents produced by the other party in the proceedings and not otherwise in the public domain, save and to the extent that disclosure may be required of a party by legal duty, to protect or pursue a legal right or to enforce or challenge an award in legal proceedings before a court or other judicial authority. The arbitrator shall award all fees and expenses, including reasonable attorney’s fees, to the prevailing party. Any judgment rendered by the arbitrator may be entered in any court of competent jurisdiction.

You may choose to opt out of the agreement to arbitrate by mailing a written opt-out notice (“Notice”) to Company. The Notice must be postmarked no later than thirty (30) days after the date you accept these T&C for the first time. The Notice must be mailed to: Trawick International, Inc., Post Office Box 2284 Fairhope, Alabama USA 36533, to the attention of General Counsel. This procedure is the only mechanism by which you can opt out of the agreement to arbitrate. Opting out of the agreement to arbitrate has no effect on any other parts of this Agreement, or any previous or future arbitration agreements that you have entered into with Company or its affiliates.

GOVERNING LAW

These Terms of Use are governed and interpreted by the laws of Alabama, United States of America notwithstanding any principles of conflicts of law. We make no representation that materials on this Website are appropriate or available for use in other locations. Those who choose to access this Website from other locations do so on their own initiative and are responsible for compliance with applicable local laws.

If you are a consumer, the provisions in these T&C are intended to be only as broad and inclusive as is permitted by the laws of your State of residence. If you are a New Jersey consumer, the terms of “Disclaimer” and “Limitation of Liability” sections above do not limit or waive your rights as a consumer under New Jersey law and the provisions in this Agreement are intended to be only as broad and inclusive as is permitted by the laws of the State of New Jersey. In any event, we reserve all rights, defenses and permissible limitations under the law of your State of residence.

At this Website, Company and its affiliates make no active effort to collect personal information from individuals under the age of eighteen (18). We require that Website users must be of legal age to enter into agreements (typically, at least eighteen (18) years of age or older).

NOT A SECURITY OFFER

The information contained on this Website is not an offer to sell or a solicitation to buy any security. No security is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction.

SEVERABILITY

If any part of the T&C is unlawful, void or unenforceable, that part will be deemed deleted and will not affect the validity and enforceability of any remaining provisions. The waiver of a breach of any provision of the T&C by a party will not operate or be construed as such party’s waiver of any other or subsequent breach. The T&C constitute the entire agreement between you and Company and its affiliates relating to this subject matter. Notwithstanding the foregoing, any additional terms and conditions on this Website will govern the items to which they pertain.

EMPLOYMENT OPPORTUNITIES

Company and its affiliates are an equal opportunity employer, dedicated to a policy of non-discrimination in employment on any basis including race, color, age, sex, religion, disability or national origin. Consistent with the American Disabilities Act, applicants may request accommodations needed to participate in the application process.

For further information, or inquiries about the T&C, please contact:

Trawick International, Inc. Attn: General Counsel Post Office Box 2284 Fairhope, Alabama USA 36533 Toll Free: (888) 301-9289

NOTICE AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT

NOTE: THE FOLLOWING INFORMATION IS PROVIDED EXCLUSIVELY FOR NOTIFYING THE SERVICE PROVIDERS REFERENCED BELOW THAT YOUR COPYRIGHTED MATERIAL MAY HAVE BEEN INFRINGED. ALL OTHER INQUIRIES WILL NOT RECEIVE A RESPONSE THROUGH THIS PROCESS.

Pursuant to Title 17, U.S. Code, Section 512(c)(2), written notification must be submitted to the following Designated Agent/Service Provider:

Trawick International, Inc. Fairhope, Alabama USA 36533

Name of Agent Designated to Receive Notification of Claimed Infringement: Daryl Trawick

Full Address of Designated Agent to Which Notification Should be Sent: Post Office Box 2284 Fairhope, Alabama USA 36533

Telephone Number of Designated Agent: (888) 301-9289

To Be Effective, the Notification Must Include the Following:

• A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
• Identification of the copyrighted work claimed to have been infringed, or if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;
• Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material;
• Information reasonably sufficient to permit the service provider to contact the Complaining Party, such as an address, telephone number, and if available, an electronic mail address at which the complaining party may be contacted;
• A statement that the Complaining Party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
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Israel Travel Insurance

Israel tends to get a bad reputation as a holiday destination, because of its history of war and political conflict that many people feel makes it a dangerous place to visit. Whilst visiting some areas of the country is advised against, locations such as Jerusalem, Tel Aviv and the Dead Sea are brilliant places to explore and enjoy as you travel, as long as you bear safety advice for Israel in mind. 

There aren’t many risks in Israel when it comes to health, food, water and crime; the main safety concern for travellers comes from the more frequent occurrence of terrorist attacks in the country. Some locations are at more risk of terror activity than others, but it is wise to keep up to date on Israel’s political situation before and whilst you travel so that you can avoid any potentially dangerous areas or rising conflict, wherever you are visiting.

Because of this high risk of terrorist activity, you must purchase travel insurance for your trip. Not only will this cover you in the event of a last-minute cancellation, but it will also cover the chance of loss or theft of any valuable personal belongings and gadgets whilst on your trip, offering you peace of mind.

Insurance is also important whilst visiting Israel because the country does not offer free healthcare, and in the unlikely event that you are injured either because of terrorist activity or any other incident you will need to pay for treatment upfront. With appropriate insurance, you can be assured that you will receive prompt and high-quality medical attention, which is particularly important if you are travelling with a pre-existing health condition . 

Israel Insurance Cover

Different areas of Israel can require different travel insurance policies, but if you are only visiting the recommended, safer areas of the country then Navigator Travel has a range of insurance options for you. For trips that last under a month, you can purchase our Short Stay Single Trip insurance, whereas those who are planning on staying in the country for a longer holiday will benefit from our Long Stay Single Trip policy. 

It is not only safer to be travelling in a group of friends or family when you are in Israel, but this also makes insurance policies cheaper and offers every member of your party considerable savings. 

If you have any questions about the best options for travel insurance when visiting Israel, get in touch with us here at Navigator Travel for expert advice on the right policy for you.

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Annual Multi-Trip

Cover for multiple trips.

• Up to 45 days each trip
• Option to extend to 62 days
• Special deals for couples and families

Long Stay Single Trip

Cover from 2 to 18 months.

• Extended backpacking
• Career breaks
• Volunteering
• Working holidays abroad

Short Stay Single Trip

Cover for up to 45 days.

• Single holiday
• Business trip
• Special rates for families
• Accompanied kids go free

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Families, couples or individuals on holiday or business trips for shorter durations.

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Usually couples or individuals requiring cover for longer term overseas trips of 2 months or more.

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Skiing, snowboarding, climbing and more.

We offer four policies for people travelling overseas, requiring cover for specific sports and activities.

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June 1, 2020

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Last-minute cancellations. Travel delays. Rental car accidents. When the unexpected happens, you can rely on Allianz Travel Insurance to help make things right.

Whether you're planning a road trip, camping getaway or vacation rental, a OneTrip plan can help you journey there  — and back  — with confidence.

Get affordable protection for all your trips — family vacations and weekend getaways alike — for a full 365 days.

Enjoy peace of mind on your next road trip. Get robust rental car coverage for a fraction of what you'll typically pay at the rental counter.

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Why Do I Need Travel Insurance?

Because your trip is too important to leave to chance. For a small fraction of your trip costs, you can count on travel insurance to save the day when things go awry.

• If you have to cancel your trip for a covered reason, travel insurance can reimburse you for your prepaid, non-refundable trip costs. Without insurance, you could lose the money you paid for your vacation rental, car rental, hotel, flights and more.
• If you experience a covered medical emergency , travel insurance can help ensure you get high-quality care and reimburse you for covered medical costs. Without insurance, you may have to pay out of pocket.
• If your rental car gets damaged, lost or stolen , travel insurance can pay for the loss. Without insurance, you could get hit with a huge bill.
• If you face an unexpected crisis, travel insurance connects you to 24-Hour Hotline Assistance for expert help and advice. Without insurance, you’re on your own.
• If your travel plans are affected by COVID-19,  many of our travel protection plans now include the Epidemic Coverage Endorsement, which adds covered reasons to select benefits for certain losses related to COVID-19 and any future epidemic. Benefits vary by plan and by state of residence, and are not available in all jurisdictions. Learn more in our COVID-19 FAQ .

WHICH PLAN IS RIGHT FOR ME?

OneTrip Travel Insurance Plans

If you're the type who plans one big getaway a year, a OneTrip plan can offer benefits to help you breathe easier -- like trip cancellation, luggage protection, emergency medical benefits, and more. And all plans come with 24-Hour Assistance in case you need expert travel help along the way.

Annual Travel Insurance Plans

Frequent traveler? An AllTrips annual travel insurance plan may be a great fit. You can get the protection you need for all the trips you take in a full year -- domestic or international, leisure or business -- all under one convenient plan.

Rental Car Insurance Plans

If you're hitting the road in a rental car, OneTrip Rental Car Protector can provide primary protection for covered collision, loss, and damage, along with 24- hour emergency assistance. It's an affordable alternative to using your personal insurance, or overpriced options at the rental counter.

Why go with Allianz Travel Insurance?

As a world leader in travel protection, we help more than 70 million people answer the call of adventure with confidence every year.

We're Protecting You

From protection for trip cancellation to medical bills abroad, our benefits are designed to help you explore reassured.

We're There For You

We've got your back with award-winning 24/7 assistance and a worldwide network of prescreened hospitals to help you get the right care.

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From our TravelSmart app to proactive SmartBenefits, we innovate for the way you travel today - and tomorrow.

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Terms, conditions, and exclusions apply. Please see your plan for full details. Benefits/Coverage may vary by state, and sublimits may apply.

Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at  800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected] .

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Travel insurance

Travel Insurance Israel

Standard Cover

• Flexible cover levels up to £7,500
• Covid Cover For Cancellation, Medical & Repatriation
• 24/7 Worldwide Emergency Medical Cover
• Optional Upgraded Phone and Gadget Cover
• Up to 91 days cover on single trip

Enhanced Cover

• Better Value For Severe Medical Conditions
• Covid Cover for Cancellation, Medical & Repatriation Available
• No Upper Age Limit
• Secure Online Screening Process
• 1000s Of Medical Conditions Covered

Terms and conditions apply. Always check our policy wording before purchasing to make sure our cover is right for you.

Table of Contents

Healthcare for Brits in Israel

It’s a good idea for UK citizens to check with NaTHNaC (National Travel Health Network and Centre) at least 2 months before their trip to Israel.

They offer vaccine recommendations and the latest news on outbreaks and other health risks as well as factsheets that contain useful information for staying healthy during your travel.

Note that the Israeli government does not offer free medical care for Brits in Israel. This means that without travel insurance, you’ll have to pay for medicines, doctor and hospital fees out of pocket.

As you might imagine, these unforeseen expenses can be significant, which is why it’s important to ensure that you get good travel insurance before you leave.

If you take prescription medication for an existing health condition, the NHS recommends that it’s also a good idea to get in touch with the Turkish embassy for assurance that you can safely bring those medicines with you inside the country.

You’d also want to make sure that you bring a note from your doctor verifying that you need the medicine to manage an existing health condition.

You can check the NHS website for pertinent advice on pertinent vaccinations and health checks for more information.

What About Pre-Existing Medical Conditions?

As per the norm in the travel insurance business, you need to disclose any pre-existing medical condition you have to your policy provider. While this means that you’ll likely have to pay more to obtain travel insurance for Israel, it’s better than falling ill during your travel (related to your pre-existing medical condition) and being denied coverage.

Policy providers typically offer free screenings for thousands of medical conditions and provide ample coverage to offset the cost of repatriation and medical care.

While it’s unlikely that you’ll get injured or fall victim to a crime if you confine your activities to safer regions in the country, it’s best not to take any chances and obtain a single or multi-trip travel insurance policy before your departure.

Make sure you disclose all pre-existing medical conditions when applying for travel insurance for Israel. Doing so would help ensure that you don’t run into any problems should you need to file a claim.

The human body is an incredible work of evolution and as such there are plenty of things that can go wrong in both the short and long term.

For that reason it can often be difficult to understand what constitutes a medical condition that you have to declare to your travel insurance provider.

Have/are you or anyone in your party:

• taken any prescribed medication, or received any medical treatment in the last 2 years;
• attended a medical practitioner’s surgery, or hospital or clinic (out-patient or in-patient) in the last two years;
• awaiting medical treatment or investigation;
• been diagnosed by a medical practitioner as suffering from a terminal illness.

All medical conditions you have must be disclosed as well as any previous medical conditions if they could have an impact on your current health.

That said, your policy provider will let you know if your pre-existing condition is not a factor for your trip cover.

For example, here at Emerald Life, we don’t require clients to disclose their HIV status for as long as they meet the following conditions:

• The patient has taken antiviral treatment for no less than 3 months.
• The patient has not been advised to switch to a different/new type of antiviral regimen.
• If your CDR count is below 350, then you’ll need a note from your GP stating that you are fit for your multi/single trip to Israel.
• Submit a recent test result showing that the patient has an undetectable viral load or less than 50mls.

Note that conditions can vary from one policy provider to another. It’s ultimately up to the insurance company to decide which pre-existing medical conditions are exempted from disclosure and set pertinent conditions for the exemption.

What to Look For When Shopping for Israel Travel Insurance

At this point, you probably already have an idea of just how important it is to obtain travel insurance before you travel to Israel (whether multiple or a single trip). This begs the questions — what factors do you need to keep in mind before buying travel insurance?

Well, the answer doesn’t need to be all that complicated. After all, the purpose of travel insurance is to give you peace of mind while you enjoy the sights and wonders that Israel has to offer. For that, you can set your sights on a few essential factors:

Repatriation and Medical Cover

The most important part of any travel insurance policy is emergency medical expenses cover. Typically ranging from £5 million to £10 million – the higher in our case – this covers your costs if you become ill or injured abroad and require medical treatment.

Medical expenses often include repatriation cover so that if your condition means you have to return to the UK urgently then there is cover for transporting you along with any necessary medical equipment and staff. Unsurprisingly, these costs can be staggering.

Before you leave for Israel, it’s important to ensure that your travel insurance policy offers enough coverage to pay for emergency medical services and repatriation back to the UK.

Here at Emerald Life, we provide coverage of up to £10,000,000.

Travel Insurance Israel Cancellation and Curtailment Cover

If you are ill or injured before you travel then you may have to cancel your trip. Some policies will also cover you if a close relative is ill or injured, or your home is burgled, and you have to cancel as a result.

If you expect to make multiple trips to Israel in a given year, you can probably secure a better deal if you sign up for annual multi-trip travel.

An annual policy will help you save time since you don’t have to reapply before every departure. More importantly, annual multi-trip insurance cost is bound to be cheaper than obtaining numerous single trip policies over the course of a year.

Israel Travel Insurance Luggage cover

Luggage can get lost during transit, and if that happens, it’ll be a major inconvenience in your travel plans. That’s why you need travel insurance that will reimburse you for the trouble should it happen.

For luggage delays, Emerald Life offers optional baggage cover which serves as compensation for the inconvenience.

If the luggage is lost (missing for more than 21 days), you’ll be paid the amount stipulated in the luggage cover.

Travel Insurance Israel Excesses

While it can be tempting when buying travel insurance to just look at the final price, it is important that you check any excesses you have to pay.

That is because some cheap policies will have very high excesses which means any claims could be very expensive despite having the insurance. Sometimes excesses are so high it might not even be worth claiming. Therefore, make sure you buy a policy that balances a good price with a reasonable excess.

Most travel insurance policies will also include different excesses for different types of claim and you can find these in your policy documentation, but generally the medical excess is the most significant.

Do You Need Insurance to Travel to Israel?

It can be argued that the real question is — can you afford not to have travel insurance when you leave for Israel?

Again, tourists have no free access to healthcare services when visiting the country, and private medical care can be costly.

Travel insurance should cover the cost of medical treatment if you fall ill or become injured during your travel.

While no one expects to get sick or become injured while holidaying in Israel, accidents can happen. If things go south, it’s always helpful to know that you have travel insurance to fall back on.

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FinanceBuzz

8 Reasons It’s Worth It To Buy Travel Insurance (And 6 Times To Skip It)

Posted: July 12, 2023 | Last updated: April 7, 2024

Life is full of unexpected events and complications, and that doesn’t stop just because you’re traveling. If anything, travel may have even more surprises than your day-to-day life at home.

Travel insurance can help you avoid wasting money if you have to cancel a trip due to illness, need medical coverage while you’re traveling, or send you home for medical reasons.

However, it may not always be necessary and can sometimes be a waste of money. Keep reading to learn when you should and shouldn’t opt for travel insurance.

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Safety net for international travel

The number one reason people buy travel insurance is to cover an expensive trip. And if you’re traveling overseas, chances are your travels will cost a lot of money.

In addition, there are potential complications when it comes to international travel, from losing luggage during connecting flights, missed or canceled flights, sickness, and more.

And if something catastrophic happens in a foreign country, travel insurance provides evacuation so you can get home safely.

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Medical coverage

Getting sick or injured is unpleasant enough when you’re in the comfort of your home, but it’s a new beast entirely when you’re abroad.

Generally, you can expect basic medical expenses to be covered through your travel plan, often including dental. Medicare will not cover medical expenses in a foreign country. If you’re traveling overseas, travel insurance for potential medical costs is worthwhile.

Cover rental car mishaps

Renting a car is a great way to get around when traveling because you can explore a place on your own. Using taxis or ride-share services may cost more money. However, even the best drivers make mistakes, and no one can protect themselves from reckless drivers.

Your U.S. car insurance won’t cover you when driving in a foreign country. So choosing the car-rental insurance option when you buy travel insurance may be a good move.

Be aware that most travel insurance rental-car plans cover collisions and may not cover medical expenses, damages to other cars or property, or personal property damage or loss.

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Pre-existing conditions often aren’t covered

Unfortunately, as with many health insurance plans, travel insurance often won’t cover pre-existing conditions. Travel health insurance is usually meant for unforeseen illnesses or injuries instead of complications due to an existing medical issue.

Even travel insurance companies that cover pre-existing issues often only cover physical maladies and exclude mental conditions and typical pregnancy-related symptoms and complications.

Protect lost luggage

A big fear for travelers is losing their luggage, either having it not arrive at the destination or stolen during their trip. Most airlines will offer reimbursement for luggage they lose, but it can take quite a while for this to process.

Travel insurance will cover the cost of replacing your clothing and other items while you wait for your luggage to be located and can also cover theft and damage.

Cover valuable items and gear

You should consider buying travel insurance if you’re traveling with valuables, including expensive jewelry, art, or even pricey sporting or adventure gear.

You’ll need to talk to the insurance agency specifically about covering your valuables, as they may need to be insured separately. Depending on your homeowners insurance policy, your jewelry may be covered even when you travel.

Sporting goods, including golf clubs, will not be covered by your homeowners insurance if you’re traveling, so you will need travel insurance to replace them if they’re lost, damaged, or stolen.

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Emergencies happen

While we do our best to prepare for the worst-case scenario, we can’t stop life from happening. Things like medical emergencies, a death in the family, or other catastrophes can halt your travel plans.

If you have travel insurance, rescheduling or cancellation fees will be covered, allowing you to deal with the emergency at your own pace. You won’t have to worry about losing the money spent on the trip and subsequent fees.

Natural disaster coverage

Are you planning a fall trip to the Gulf Coast or Florida? Consider your travel destination and the time of year you're going.

If you’re visiting someplace prone to natural disasters, especially seasonal occurrences like tornadoes, hurricanes, wildfires, and such, travel insurance can help you recoup your money should these events interrupt your travel plans.

Similarly, if a natural disaster occurs during your trip, often, insurance will pay to move you to a more secure location.

Extreme adventures may not be covered

Your insurance will most likely cover typical travel-related injuries but don't expect your medical bills to be covered if your itinerary involves extreme adventures or dangerous exploits.

Surfing, sailing, kayaking, bungee jumping, scuba diving, skiing, snowboarding, and other extreme sports do not fall into everyday illnesses or injuries. For these activities, consider getting a specific plan for adventure activities.

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Shaky travel companies

If you booked your trip through a travel company and it goes bankrupt, travel insurance may provide a safety net to ensure you get your money back.

Airlines, cruise ships, travel companies, and other travel-related businesses suffered during the pandemic, and many may not be on solid financial ground yet.

This may not be covered in a basic insurance plan, so make sure your agent adds financial default coverage if you are concerned about the health of your travel provider. 

In the situation any company or organization closes or is otherwise inoperable during your trip, you’ll be covered.

Now let’s look at times you may not need travel insurance.

Your credit card offers travel protections

Before purchasing travel insurance, consider which credit card you have. Many of the top credit cards  offer travel protections.

Some protections you may already have include lost luggage, rental car insurance, trip delay, and trip interruption or cancellation.

Credit card programs often don’t cover medical or other interruptions, so consider your priorities before choosing this option.

You have a domestic trip

If you’re traveling within the U.S. and its territories, travel insurance may not be necessary. For example, you won’t need medical coverage as your health insurance should be honored nationwide.

Domestic travel is also usually much less expensive. If you’re taking a cheap, last-minute, or nonstop flight and staying at an inexpensive hotel or rental, the cost of travel insurance may not be worth it.

One exception might be a family trip to Disney World. The estimate for a trip for a family of four in 2023 is more than $6,000, so travel insurance might be money well spent in this case.

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Don’t add expense to cheap trips

Not all travel is planned. Whether traveling for work, a family emergency, or just a last-minute vacation, you likely don’t need insurance in these circumstances. Odds are, you’re packing light, and both your flight and hotel are relatively inexpensive.

In these scenarios, the things insurance covers won’t be relevant, including baggage loss, flight cancellations, hotel issues, and so on. 

Not only will these costs likely be minimal, but they can be disputed with your airline or hotel, although it may take a little while to get your money back.

The airline has a flexible rebooking policy

If you’re buying travel insurance to cover the cost of rescheduling a flight, you’re better off purchasing a refundable ticket at a higher price. And some airlines have more flexible policies now.

Many airlines allow last-minute ticket changes and will even help you reschedule your flight within a specific timeframe. The timeframe and policy vary by airline, and you may be subject to a nominal cancellation or rebooking fee, but it will be significantly less than insurance.

Insurance will not cover political unrest

One emergency situation insurance probably won’t cover is war or political unrest. If you’re visiting a location with political tensions and your trip is canceled as a result, don’t expect your insurance to cover the costs.

Insurance companies generally follow the travel advisories the U.S. State Department issued for medical and political situations.

Similarly, insurance won't cover these costs if you have to leave your trip early for safety concerns. Consider your destination's political environment before booking your travel or buying insurance.

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Your hotel may cover cancellations

Many hotel cancellation policies have tiers depending on the booking you make. For example, some may have free cancellation within a specific period, while others charge different rates for rooms booked as non-refundable or partially refundable.

If your sole reason for purchasing insurance is hotel flexibility, consult with the hotel before you book. They may have a policy as flexible as your insurance or can work with you should something unexpected arise.

Penalty-free cancellations for major hotels tend to be around 24-48 hours prior to arrival.

Bottom line

Travel insurance may be pricey, but it’s a lifesaver in many situations. However, in others, it’s overkill and a waste of money.

Every travel situation is different, so consider your specific needs when purchasing. And, if you want more money to cover your insurance, consider these ways to make extra cash for travel funds.

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