norwegian cruise line gift card discount

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Where Can I Buy Norwegian Cruise Line Gift Cards

Published: December 10, 2023

Modified: December 28, 2023

by Blakelee Rothwell

• Travel Guide
• Travel Tips

Introduction

Welcome to the world of Norwegian Cruise Line gift cards! If you’re a cruise enthusiast or know someone who is, then you’re in for a treat. Norwegian Cruise Line offers an exciting range of gift cards that allow you to enjoy the ultimate cruising experience or surprise your loved ones with an incredible vacation at sea.

Gift cards have become increasingly popular as a convenient and versatile gifting option. They offer flexibility and allow recipients to choose their desired experience, whether it’s exploring breathtaking destinations, indulging in world-class entertainment, or savoring exquisite cuisine onboard.

In this article, we’ll explore where you can purchase Norwegian Cruise Line gift cards and how to make the most of them. Whether you’re looking to buy online or prefer the traditional in-store experience, we have you covered. We’ll also guide you on how to redeem your gift card and provide some valuable tips and considerations to keep in mind.

So, if you’re ready to embark on an unforgettable cruise adventure or surprise someone special with the gift of travel, let’s dive into the world of Norwegian Cruise Line gift cards!

Understanding Norwegian Cruise Line Gift Cards

Before we delve into where you can purchase Norwegian Cruise Line gift cards, let’s take a moment to understand what they entail. Norwegian Cruise Line gift cards are a convenient way to pay for your cruise experience or give the gift of travel to others.

These gift cards come in various denominations, allowing you to choose an amount that suits your budget or the desired gift value. Whether you’re planning a honeymoon, a family vacation, or a getaway with your friends, Norwegian Cruise Line gift cards provide a flexible and personalized option.

A Norwegian Cruise Line gift card can be used towards a wide range of expenses onboard, including accommodations, dining, bar purchases, spa services, and even shore excursions. This means that the recipient can tailor their cruise experience to their preferences and indulge in the activities and amenities that interest them the most.

Not only are Norwegian Cruise Line gift cards perfect for individual travelers, but they can also be a fantastic gift idea for special occasions such as birthdays, anniversaries, or graduations. Instead of a traditional present, why not give the gift of unforgettable memories and adventures at sea?

Furthermore, Norwegian Cruise Line gift cards do not expire, giving recipients the flexibility to plan their cruise vacation at their convenience. Whether they want to set sail in the near future or wait for the perfect moment, the gift card will be ready and waiting.

Overall, Norwegian Cruise Line gift cards provide a flexible and versatile gifting option that allows recipients to create their dream cruise experience. Now that you have a better understanding of these gift cards, let’s explore where you can purchase them both online and in-store.

Where to Purchase Norwegian Cruise Line Gift Cards Online

If you prefer the convenience of online shopping, you’ll be happy to know that Norwegian Cruise Line gift cards are readily available on various platforms. Here are some online options to consider when purchasing Norwegian Cruise Line gift cards:

• Norwegian Cruise Line Website: The official website of Norwegian Cruise Line offers a seamless and secure way to purchase gift cards. Simply visit their website, navigate to the gift card section, and choose the desired denomination. You can customize the gift card with a personalized message and have it delivered electronically or physically to the recipient or yourself.
• Retailer Websites: Several online retailers, such as Amazon, Walmart, and GiftCards.com, also offer Norwegian Cruise Line gift cards. These platforms provide the convenience of purchasing a gift card alongside your other online shopping endeavors.
• Gift Card Marketplaces: Online marketplaces like Raise and CardCash offer discounted gift cards, including Norwegian Cruise Line gift cards. Keep an eye out for deals and promotions that could help you save some money on your gift card purchase.

When purchasing Norwegian Cruise Line gift cards online, it’s essential to ensure that you’re buying from reputable sellers or directly from the cruise line’s website. This will guarantee the authenticity and validity of the gift card. Additionally, be aware of any delivery fees or shipping timelines when selecting the delivery option.

Now that you know where to purchase Norwegian Cruise Line gift cards online, let’s explore the options available for in-store purchases.

Where to Purchase Norwegian Cruise Line Gift Cards In-Store

If you prefer the traditional brick-and-mortar shopping experience, you can still purchase Norwegian Cruise Line gift cards at select retail locations. Here are some options for in-store purchases:

• Travel Agencies: Visit a local travel agency that specializes in cruises to inquire about Norwegian Cruise Line gift cards. These agencies often have partnerships with cruise lines and can assist you in selecting and purchasing the gift card.
• Retail Stores: Some retail stores, such as supermarkets, department stores, and specialty gift shops, may carry Norwegian Cruise Line gift cards. Check with the customer service desk or the gift card section of the store to see if they offer them.
• Norwegian Cruise Line Gift Card Kiosks: Norwegian Cruise Line may have gift card kiosks in certain locations, such as shopping malls or cruise line terminals. These kiosks allow you to conveniently purchase gift cards on the spot.

When purchasing Norwegian Cruise Line gift cards in-store, it’s important to ensure that the gift card is properly activated and loaded with the desired amount. Check the terms and conditions of the gift card to understand any restrictions or limitations.

Keep in mind that availability may vary depending on the location and the specific retail establishments near you. It’s a good idea to call ahead or check the store’s website before visiting to confirm if they carry Norwegian Cruise Line gift cards.

Now that you know where to find Norwegian Cruise Line gift cards in-store, let’s move on to the next step – redeeming your gift card.

How to Redeem Norwegian Cruise Line Gift Cards

Redeeming your Norwegian Cruise Line gift card is a straightforward process that allows you to enjoy the benefits and experiences it offers. Here’s a step-by-step guide on how to redeem your gift card:

• Booking: Begin by selecting your desired cruise itinerary and travel dates. You can do this by visiting the Norwegian Cruise Line website or contacting their reservations team.
• Payment: During the booking process, you’ll reach the payment section. Look for the option to apply a gift card and enter the gift card information, including the card number and PIN, if applicable.
• Verification: After entering the gift card details, the system will verify the balance and validity of the gift card. Once verified, the value of the gift card will be applied to your booking.
• Confirmation: Once the gift card is successfully applied, you’ll receive a confirmation of the booking, including the amount deducted from the gift card balance.

It’s important to note that Norwegian Cruise Line gift cards can only be used towards the payment of your cruise fare and onboard expenses. They cannot be redeemed for cash and are not applicable to other purchases, such as travel insurance or pre-paid gratuities.

Gift cards can be used for new bookings or to pay any remaining balance on existing bookings. If the gift card balance is insufficient to cover the entire cost, you can pay the remaining balance using other accepted payment methods.

Remember, it’s always a good idea to review the terms and conditions of your gift card to understand any limitations or exclusions before redeeming it.

Now that you know how to redeem your Norwegian Cruise Line gift card, let’s explore some helpful tips and considerations when buying these gift cards.

Tips and Considerations for Buying Norwegian Cruise Line Gift Cards

When purchasing Norwegian Cruise Line gift cards, there are a few tips and considerations to keep in mind to ensure a smooth and enjoyable experience:

• Choose the Right Denomination: Consider the recipient’s preferences and the intended use of the gift card to determine the appropriate denomination. Norwegian Cruise Line gift cards come in various amounts, allowing you to select the best option.
• Check for Promotions: Keep an eye out for any promotions or special offers that may be available for Norwegian Cruise Line gift cards. This could include discounts, bonus incentives, or added perks that make your purchase even more enticing.
• Verify Seller Authenticity: If purchasing online from a third-party seller, ensure their authenticity by checking reviews and ratings. Stick to reputable sellers or directly purchase from the Norwegian Cruise Line website to guarantee the validity of the gift card.
• Review Expiration and Redemption Policies: Familiarize yourself with the expiration date and redemption policies of the gift card. While Norwegian Cruise Line gift cards do not expire, there may be certain conditions or restrictions on their use.
• Consider Additional Expenses: Keep in mind that while the gift card covers the cruise fare and onboard expenses, other expenses such as gratuities, specialty dining, and alcoholic beverages may not be included. Inform the recipient about these additional costs to ensure a well-prepared cruise experience.
• Personalize the Gift: Take advantage of any personalization options available when purchasing the gift card. Adding a thoughtful message or customizing the design can make the gift even more special and memorable.
• Keep Track of the Gift Card: Treat the Norwegian Cruise Line gift card like cash and keep it in a safe place. If you’re gifting it, be sure to provide the recipient with the necessary information to keep it secure.

By considering these tips and factors, you can ensure that your Norwegian Cruise Line gift card purchase is a delightful experience for both you and the recipient.

Now that you’re armed with valuable tips, it’s time to wrap up our journey through the world of Norwegian Cruise Line gift cards.

Norwegian Cruise Line gift cards offer a fantastic opportunity to experience the joys of cruising or surprise loved ones with the gift of travel. Whether you choose to purchase them online or in-store, these gift cards provide flexibility and personalization options to suit your preferences and budget.

By understanding how to redeem the gift cards, you can embark on an unforgettable cruise adventure, enjoying the incredible amenities and services that Norwegian Cruise Line offers. Remember to review the terms and conditions of the gift card to ensure a smooth and hassle-free redemption process.

When purchasing Norwegian Cruise Line gift cards, consider the recipient’s interests, choose the right denomination, and take advantage of any promotions or personalization options available. It’s also crucial to verify the authenticity of the seller and be aware of any additional expenses that may not be covered by the gift card.

Whether you’re celebrating a special occasion, planning a dream vacation, or simply looking for a unique and memorable gift, Norwegian Cruise Line gift cards are a perfect choice. They provide the opportunity to create cherished memories on the high seas, exploring stunning destinations and indulging in world-class experiences.

So, go ahead and start your journey with Norwegian Cruise Line gift cards. Whether you’re treating yourself or surprising someone special, these gift cards are sure to deliver a truly extraordinary cruise experience.

Happy cruising!

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Where To Buy Norwegian Cruise Line Gift Cards

If you’re searching for the perfect gift for the travel enthusiast in your life, look no further than Norwegian Cruise Line gift cards. These versatile cards allow recipients to embark on unforgettable adventures in stunning destinations across the globe. But where can you find these delightful gift cards? Look no further, because we’ve got you covered. In this article, we will unveil the top locations where you can purchase Norwegian Cruise Line gift cards, making your gift shopping a breeze. So, get ready to surprise your loved ones with the gift of incredible voyages and lifelong memories.

Table of Contents

Online Retailers

If you’re looking to purchase Norwegian Cruise Line gift cards, there are several online retailers that offer them. Let’s take a closer look at some of the most popular ones:

Amazon, the world’s largest online retailer, is a great place to find Norwegian Cruise Line gift cards. With its wide range of products and services, you can easily search for and purchase the gift cards you need. Simply visit the website, search for “Norwegian Cruise Line gift cards,” and explore the available options.

Another online retailer where you can find Norwegian Cruise Line gift cards is eBay. Known for its vast selection of products, eBay also offers a range of gift cards from various brands, including Norwegian Cruise Line. Visit the website, search for “Norwegian Cruise Line gift cards,” and browse through the listings to find the one that suits your preferences.

GiftCardMall

GiftCardMall is a popular online retailer that specializes in gift cards of all kinds, including Norwegian Cruise Line gift cards. On their website, you can find a dedicated section for purchasing these gift cards. Take your time to explore the options and choose the perfect gift card for yourself or a loved one.

CruiseDirect

CruiseDirect, an online travel agency, is not only a great platform for booking cruises but also a place where you can find Norwegian Cruise Line gift cards. Visit their website and navigate to the gift card section to find a wide range of options. Whether you’re looking for a specific value or a themed gift card, CruiseDirect has got you covered.

Norwegian Cruise Line Website

If you prefer purchasing gift cards directly from the source, the Norwegian Cruise Line website is the perfect place to do so. Let’s explore the different options available on their website:

Gift Cards Page

On the Norwegian Cruise Line website, you can find a dedicated section for gift cards. Here, you can learn more about the various types of gift cards they offer, including e-gift cards, traditional gift cards, and specialty gift cards. Take your time to explore the options and choose the one that best suits your needs.

Online Purchase

Once you’ve decided on the type of gift card you want, you can easily make your purchase online. The Norwegian Cruise Line website provides a user-friendly interface that allows you to add the gift card to your cart, specify the desired amount, and proceed to checkout. Follow the prompts and provide the necessary information to complete your purchase.

Physical Gift Cards

In addition to e-gift cards, the Norwegian Cruise Line website also offers physical gift cards. These cards can be delivered to your address or the recipient’s address, depending on your preference. Keep in mind that physical gift cards may take longer to arrive, so plan accordingly if you’re purchasing them for a specific occasion or event.

Travel Agencies

Travel agencies are another great option for purchasing Norwegian Cruise Line gift cards. Here are a few popular travel agencies where you can find them:

Expedia is a well-known travel agency that offers a wide range of services, including the sale of gift cards. Visit their website and navigate to the gift card section to find Norwegian Cruise Line gift cards. Take your time to explore the options available and choose the one that best fits your travel plans.

Travelocity

Travelocity is another reputable travel agency where you can find Norwegian Cruise Line gift cards. Visit their website and search for “Norwegian Cruise Line gift cards” to access the relevant page. Explore the different options and find the gift card that aligns with your preferences and budget.

Priceline, known for its discounted travel deals, is also a great place to find Norwegian Cruise Line gift cards. Visit their website and search for “Norwegian Cruise Line gift cards” to access the available options. Take your time to compare prices and features to ensure you choose the right gift card for your needs.

Cruise.com is a specialized travel agency that focuses on cruises, making it an ideal platform to find Norwegian Cruise Line gift cards. Visit their website and explore the gift card section to find a variety of options. Whether you’re looking for a specific cruise package or a flexible gift card, Cruise.com has options to suit every traveler.

Gift Card Exchange Websites

If you’re looking to buy Norwegian Cruise Line gift cards at a discounted price or sell your unwanted gift cards, gift card exchange websites are worth exploring. Here are a few popular ones:

Cardpool is a leading gift card exchange website that allows you to buy and sell Norwegian Cruise Line gift cards. On their platform, you can find both physical and electronic gift cards at discounted prices. If you’re looking to save money on your cruise or have an unused gift card to sell, Cardpool can help facilitate the exchange.

Raise is another reputable gift card exchange website where you can find Norwegian Cruise Line gift cards. With their extensive marketplace, you can browse through different sellers and listings to find the gift card that suits your needs. Whether you’re looking for a specific value or a discounted offer, Raise offers a variety of options.

Gift Card Granny

Gift Card Granny is a popular platform that aggregates gift card listings from various sellers and brands. This website allows you to search for Norwegian Cruise Line gift cards and compare prices from different sellers. Thanks to their extensive network of sellers, you can often find competitive prices and deals on their platform.

CardCash is a reliable gift card exchange website that offers Norwegian Cruise Line gift cards at discounted prices. Their platform allows you to browse through various listings and choose the gift card that meets your requirements. Whether you’re looking for a specific value or a special promotion, CardCash is a website worth exploring.

Grocery and Retail Stores

If you prefer the convenience of purchasing Norwegian Cruise Line gift cards while doing your regular shopping, consider checking out grocery and retail stores that carry them. Here are a few popular options:

Walmart, a giant in the retail industry, is a place where you can find a variety of gift cards, including Norwegian Cruise Line gift cards. Visit your local Walmart store or check their website to see if they offer these gift cards. Keep in mind that availability may vary by location, so it’s always a good idea to call ahead or check online before visiting.

Target is another well-known retailer that often carries a range of gift cards, including those from Norwegian Cruise Line. Visit your nearest Target store or browse their website to find out if they have the gift cards you’re looking for. Target’s convenient locations and user-friendly website make it easy to find and purchase gift cards.

If you’re a Kroger shopper, you’re likely familiar with their extensive gift card selection. Kroger stores often carry Norwegian Cruise Line gift cards, allowing you to conveniently pick one up while grocery shopping. Check with your local Kroger store or their website to find out if they have the gift cards in stock.

Publix, a popular grocery store chain known for its wide selection of products, is another place where you may find Norwegian Cruise Line gift cards. Visit your local Publix store or check their website to see if they carry these gift cards. With their commitment to customer satisfaction, Publix is a reliable option for purchasing gift cards.

Department Stores

Department stores are also a great place to find Norwegian Cruise Line gift cards. Here are a few well-known department stores that often carry them:

Macy’s

Macy’s, a beloved department store, is a place where you can often find Norwegian Cruise Line gift cards. Whether you’re shopping in-store or online, Macy’s offers a range of gift card options to choose from. Check their gift card section or speak to a representative to find the perfect gift card for your upcoming cruise.

Nordstrom, a renowned fashion retailer, is another department store that may carry Norwegian Cruise Line gift cards. Known for their excellent customer service and high-quality products, Nordstrom is a great place to shop for gift cards. Visit their website or speak to a sales associate in-store to find out if they have the specific gift card you’re looking for.

Saks Fifth Avenue

Saks Fifth Avenue, a luxury department store, is a go-to destination for many shoppers looking for high-end brands. If you’re looking for Norwegian Cruise Line gift cards, Saks Fifth Avenue may have them available. Browse their website or visit their store to explore their selection and find the perfect gift card for your cruise needs.

Hudson’s Bay

Hudson’s Bay, a Canadian department store chain, is also worth checking out if you’re looking for Norwegian Cruise Line gift cards. Whether you’re located in Canada or shopping online, Hudson’s Bay offers a wide range of gift cards from various brands. Take your time to browse their selection and choose the gift card that suits your preferences.

Specialty Stores

Specialty stores are another option when it comes to purchasing Norwegian Cruise Line gift cards. Here are a few well-known ones that often carry them:

Bed Bath & Beyond

Bed Bath & Beyond, a popular home goods retailer, is a place where you can often find Norwegian Cruise Line gift cards. Whether you’re shopping in-store or online, Bed Bath & Beyond offers a range of gift card denominations for you to choose from. Check their gift card section or speak to a sales associate to find the perfect gift card for your needs.

Best Buy, a leading electronics retailer, may also carry Norwegian Cruise Line gift cards. If you’re looking to purchase a gift card while shopping for electronics, Best Buy presents an excellent opportunity. Browse their website or visit a store near you to see if they have the gift cards you’re looking for.

If you’re planning a cruise while working on home improvement projects, Home Depot may be the perfect place to purchase Norwegian Cruise Line gift cards. Known for their wide range of home improvement products, Home Depot often carries a selection of gift cards, including those from Norwegian Cruise Line. Visit their website or check in-store to find out if they have what you’re looking for.

Staples, a reputable office supply store, is another option to consider when searching for Norwegian Cruise Line gift cards. Whether you’re shopping for office supplies or browsing their gift card section, Staples may have the gift cards you’re looking for. Visit their website or speak to a sales representative for more information.

Online Marketplaces

Online marketplaces provide another avenue for purchasing Norwegian Cruise Line gift cards. Here are a few popular ones to explore:

Craigslist is an online classifieds platform where individuals can buy and sell various items, including gift cards. While caution is always advised when using online marketplaces, Craigslist can be a resourceful platform to find Norwegian Cruise Line gift cards at potentially lower prices. Exercise due diligence when interacting with sellers and take necessary precautions to ensure a safe transaction.

Facebook Marketplace

Facebook Marketplace is another online platform where individuals can buy and sell goods and services, including gift cards. With its vast user base and localized listings, Facebook Marketplace can be a convenient place to find Norwegian Cruise Line gift cards. Use the search function and filter options to narrow down the listings and find the best deals.

Letgo is a mobile marketplace where users can buy and sell items locally. While primarily focused on physical goods, Letgo occasionally features gift cards, including those from Norwegian Cruise Line. Download the Letgo app, search for “Norwegian Cruise Line gift cards,” and explore the available listings in your area.

OfferUp is another popular mobile marketplace that connects buyers and sellers in local communities. Much like Letgo, OfferUp primarily focuses on physical goods but may occasionally feature Norwegian Cruise Line gift cards. Download the OfferUp app, search for “Norwegian Cruise Line gift cards,” and browse through the listings to find the gift card you’re looking for.

Gift Card Websites

Various websites specialize in offering gift cards from different brands, including Norwegian Cruise Line. Here are a few notable ones:

GiftCards.com

GiftCards.com is a dedicated website where you can find gift cards from numerous brands, including Norwegian Cruise Line. Browse their selection, search for “Norwegian Cruise Line gift cards,” and choose the value that suits your needs. With their user-friendly interface and secure transactions, GiftCards.com is a reliable platform for purchasing gift cards.

GiftCardGranny.com

GiftCardGranny.com is a website that aggregates gift card offerings from different sources, allowing you to compare prices and find the best deal. Search for “Norwegian Cruise Line gift cards” on their website and explore the available options. With their comprehensive listings and competitive pricing, GiftCardGranny.com can help you save money on your gift card purchase.

Raise.com is a popular gift card marketplace where you can find Norwegian Cruise Line gift cards. Browse through their listings, filter the results based on your preferences, and choose the gift card that meets your needs. With their guarantee of authenticity and competitive prices, Raise.com is a trustworthy platform for purchasing gift cards.

CardCash.com

CardCash.com is another website that specializes in buying and selling gift cards at discounted rates. Search for “Norwegian Cruise Line gift cards” on their website and explore the available options. With their extensive network of sellers and competitive pricing, CardCash.com is worth checking out for potential savings on your gift card purchase.

Norwegian Cruise Line Ships

If you’re already on a Norwegian Cruise Line ship or planning to go on one, you can also purchase gift cards while onboard. Here are a few options to consider:

Shipboard Gift Shops

Norwegian Cruise Line’s ships often have onboard gift shops where you can find a variety of items, including gift cards. Visit the ship’s gift shop during your cruise and inquire about the availability of Norwegian Cruise Line gift cards. This allows you to purchase a gift card while enjoying your cruise and exploring the ship’s offerings.

Galleria Collection

The Galleria Collection, Norwegian Cruise Line’s exclusive onboard shopping experience, features a selection of luxury items and brands. Visit the Galleria Collection during your cruise to see if they offer Norwegian Cruise Line gift cards. This provides an opportunity to purchase a unique and memorable gift card while indulging in a luxury shopping experience.

Cruise Rewards Program

Norwegian Cruise Line’s Cruise Rewards Program, also known as Latitudes Rewards, offers various benefits to loyal cruisers. As part of the rewards program, you may have the opportunity to earn or purchase Norwegian Cruise Line gift cards. Check with the program’s terms and conditions or contact Norwegian Cruise Line’s customer service to explore the available options.

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• Norwegian Cruise Line

NCL gift cards

By sweets2323 , September 4, 2017 in Norwegian Cruise Line

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Does NCL have gift cards that can be purchased with 10%off like other cruise lines?

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ColinIllinois

They do have gift cards but I don't know about the 10% off.

https://www.ncl.com/giftcard/faq

Are you talking about prepaid OBC or Gift Cards to give to somebody.

If you are giving them to somebody, I hope they are really go to travel with NCL. Somebody gave us Carnival Gift Certs a few years ago at work. Never used them and they expired. Should have sold them on ebay or something. But...

There are places where we can buy carnival and royal gift cards@ 10% off.

Example buying. $500 gift card for $400. That's how I normally pay for my cruises. I've. Never seen any for NCL, so I was curious to know if there are companies that did the same:

Ah, I think you are talking about people that resell gift cards. Very handy way to do lots of shopping.

grannys gift cards is a good one for finding cards

AAA and other big organizations sell them

It is very hard to find discounted NCL gift cards. It's not like Carnival and Disney, where if you know your way around travel hacking, you can easily save 15 to 20 percent by accumulating gift cards. NCL, like Royal Caribbean, just doesn't play that game. But both do occasionally have discounts through Amex offers.

Ohh okay. Thank you.

You can get some savings by buying NCL Future Cruise Certificates on eBay. You need to already have a Latitudes account set up so they can transfer the credit to your NCL account, and then you can still only apply 1 (maybe 2) per cruise.

BermudaBound2014

Based on my research, Carnival offers the best discount gift cards (10%) with the least restrictions. as they can be used for booking, obc, all pre-cruise purchases, they can even be used on the ship.

Royal gift cards can also be easily purchased for 10% off, BUT, Royal attaches a boat load (pun intended) of stipulations to their discount cards. If you know you are going to book, purchasing $1000 in gift cards for $900.00 starts to add up in savings. I have yet to find any discount cards for NCL :(.

Buying a   $500 card for $400 is NOT 10% off.

Sorry, meant $450 for a card that's $500

• 1 year later...

On 9/4/2017 at 9:32 AM, garycarla said: Are you talking about prepaid OBC or Gift Cards to give to somebody.   If you are giving them to somebody, I hope they are really go to travel with NCL. Somebody gave us Carnival Gift Certs a few years ago at work. Never used them and they expired. Should have sold them on ebay or something. But...

Do you still have the Carnival gift card?  It is illegal for gift cards to expire in CA...  I'd be interested in buying.

• 9 months later...

CruisingSinceTwo005

On 9/4/2017 at 2:34 PM, Regguy said: It is very hard to find discounted NCL gift cards. It's not like Carnival and Disney, where if you know your way around travel hacking, you can easily save 15 to 20 percent by accumulating gift cards. NCL, like Royal Caribbean, just doesn't play that game. But both do occasionally have discounts through Amex offers.

Royal and carnival both have ten percent of cards through all state rewards and AARP rewards for good.

Birdie And Sue

On 9/4/2017 at 12:59 PM, sweets2323 said: There are places where we can buy carnival and royal gift cards@ 10% off. Example buying. $500 gift card for $400. That's how I normally pay for my cruises. I've. Never seen any for NCL, so I was curious to know if there are companies that did the same:     Sent from my iPhone using Forums

If you think buying a $500 item for $400 is 10% off I would hate to do your budgeting or taxes. 🤣

imacruiser99

I personally have never seen discounted gift cards (not cruise certs, future cruise certs, etc) for NCL.  AARP has discounts for Carnival and RCL.

cruisekitty22

I received a NCL gift card for my birthday. It was for $25.00 and not discounted. I already used it for our upcoming cruise in December. I gave our travel agent the number on it and she used it like "cash" subtracting that to the price of our cruise.  Every bit helps!

Never seen them discounted, but I do receive them from family as gifts sometimes. They do decrease in value over time, so keep that in mind. I signed up for alerts on the Granny Giftcards site years ago and have never once received an email telling me that NCL cards are available. It's worth a try, but don't count on it  🙁

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Norwegian Cruise Line credit card review: No-annual-fee card with minimal perks

Norwegian Cruise Line® World Mastercard® overview

The Norwegian Cruise Line® World Mastercard® is designed to reward frequent NCL cruisers with discounts, onboard credits and free cruises. The card is appealing for its no annual fee and no foreign transaction fees, but it lacks other compelling benefits. Card rating*: ⭐⭐½

* Card rating is based on the opinion of TPG's editors and is not influenced by the card issuer.

Issued by Bank of America , the NCL credit card has no annual fee and typically requires a good credit score of at least 670 for approval. Fans of Norwegian like the cruise line for its " freestyle cruising " aspect, especially the lack of rigid dining schedules, dress codes and formal nights.

However, if your goal is to get a free cruise by signing up for the NCL credit card, it's going to take a lot of spending to do so. This is because the bonus categories are not compelling enough to make it an everyday spending card .

Let's take an in-depth look at the Norwegian Cruise Line credit card to see if it might make sense for you.

The information for the Norwegian Cruise Line credit card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Norwegian Cruise Line World Mastercard welcome offer

The Norwegian Cruise Line World Mastercard is currently offering a sign-up bonus of 25,000 points after making at least $1,000 in purchases within the first 90 days of account opening. The 25,000 points are worth $250 in onboard credit.

This welcome bonus falls in line with what you can generally expect on a no-annual-fee card that requires $1,000 or less in spending. However, you can typically get a much better value from the welcome bonus on most general travel credit cards , especially if you're willing to pay an annual fee of around $100.

Related: Credit card sign-up bonuses you can earn with $1,000 or less in spending

Norwegian Cruise Line World Mastercard benefits

The NCL credit card is light on benefits. Its two big highlights are no annual fee and no foreign transaction fees. The lack of foreign transaction fees is useful for those who frequently make purchases outside the U.S., such as when traveling by Norwegian cruise ship. Many cards that offer this perk have an annual fee, so that's a point in the World Mastercard's favor.

However, the card lacks the travel and shopping protections that many other travel credit cards have; such protections include trip delay insurance , lost or delayed baggage protection , trip cancellation insurance , extended warranty or purchase protection . Those protections can come in handy when you're facing travel troubles, although you can buy stand-alone insurance policies if you don't have a credit card that provides them.

Cardholders do receive some benefits under the card's World Mastercard label. Among them are a complimentary ShopRunner membership and cellphone protection with up to $1,000 in yearly coverage (maximum two claims per year, for up to $600 per claim, $50 deductible) if your phone is damaged or stolen.

Related: 6 valuable travel perks that you can get with a credit card

Earning points on the Norwegian Cruise Line World Mastercard

The NCL credit card earns WorldPoints, which are completely different from the Latitude Rewards points you can earn from Norwegian's loyalty program.

The earning rates on the NCL credit card are slightly better than competitor cruise cards, like the Carnival World Mastercard and the Royal Caribbean Visa Signature Credit Card. NCL cardholders earn 3 WorldPoints for every dollar spent on Norwegian purchases, 2 WorldPoints per dollar spent on eligible air and hotel purchases and 1 WorldPoint per dollar spent on all other purchases.

Plus, if you're a Bank of America Preferred Rewards member , you can earn 25% to 75% more points on every purchase, applied to the base earn of 1 point per dollar.

Both the Carnival Cruise credit card and the Royal Caribbean credit card only offer 2 points per dollar spent on their cruise lines and just 1 point per dollar spent on all other purchases, with no bonus points for air and hotel purchases like the NCL credit card. The ability to earn more as a Preferred Rewards member means you can rack up points just a little bit faster with the NCL credit card.

Still, there are many other credit cards that earn more bonus points on specific category spending , such as travel , dining , gas and groceries . This is probably not a card to use for everyday spending because it will take a long time to earn a substantial amount of points.

Norwegian Cruise Line credit card points expire five years after the month they were earned, regardless of activity.

The information for the Carnival Cruise credit card and the Royal Caribbean credit card have been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Related: Should you get a cruise line credit card? Here's a closer look

Redeeming points on the Norwegian Cruise Line World Mastercard

You can redeem your WorldPoints for onboard credit, cabin upgrades, cruise discounts, free cruises, car rentals, hotel stays, cash rewards and gift cards. Redemptions begin at 2,500 points.

Redeeming for cruise discounts and onboard credit is straightforward with the NCL credit card with rewards valued at 1 cent per point. You can redeem as few as 5,000 WorldPoints for $50 of onboard credit or 10,000 points for $100 off any cruise ($50 per person).

Free cruise redemptions are offered at a flat rate (rather than a dollars-to-points conversion). Currently, free cruise redemptions begin at 80,000 points for an inside cabin on a three- or four-night Bahamas cruise for two. The points redemption includes all applicable government taxes, port expenses and fees.

In order to redeem your points, you can sign in to your account on the Bank of America website and select the Rewards tab, or you can call Norwegian at 1-866-954-4077.

Which cards compete with the Norwegian Cruise Line World Mastercard?

Even if you are a cruise lover, you'll likely get more value from a cash-back or general travel rewards credit card like one of the following three:

• If you want to earn more points on your travel purchases: Check out the American Express® Green Card . It earns 3 Membership Rewards points per dollar on travel purchases , including cruises. This means you'll earn bonus points on the cruise booking as well as any airfare or hotel purchases you make to get to and from your cruise. The card has a $150 annual fee but also includes several travel protections* and has annual statement credits for Clear Plus and LoungeBuddy. For more information, read our full review of the Amex Green .
• If you want to earn flexible rewards: Try the Capital One Venture Rewards Credit Card . It charges a $95 annual fee (see rates and fees ) and has an earning rate of at least 2 miles per dollar on all purchases. The miles earned can be transferred to airlines and hotel programs, redeemed for airfare, hotels and rental cars through the Capital One travel portal , or redeemed as a statement credit for travel purchases, like cruises. It also comes with a credit for Global Entry or TSA PreCheck. For more information, read our full review of the Venture Rewards card .
• If you want a flat earning rate with no annual fee: The Citi Double Cash® Card (see rates and fees ) earns 1% when you buy and 1% when you pay your bill (for a total of 2% cash back on all your purchases). The card does have a 3% foreign transaction fee, so you'd want to use an alternate card for purchases outside the U.S. For more information, read our full review of the Double Cash .

For additional options, see our lists of the best cash-back and general travel rewards credit cards .

Related: The best credit cards for booking cruises

*Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.

The information for the American Express Green Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Is the Norwegian Cruise Line World Mastercard worth it?

If you only go on a Norwegian cruise once a year and charge the cost to your NCL credit card, the points would not add up quickly. For example, a $5,000 cruise would only earn 15,000 points. Big cruise spenders might find the card slightly more appealing.

Bottom line

The Norwegian Cruise Line World Mastercard can help you save money on your cruise purchases and even earn you free cruises — if you can spend enough on the card before the points expire.

However, frequent cruise travelers might do better signing up for a general travel card to earn a big welcome bonus or using a card that offers more points per dollar on everyday spending. You'll be on your way to a free cruise much faster.

For rates and fees of the Capital One Venture Rewards Credit Card, click here .

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Everything About Buying Discount Cruise Gift Cards via AARP (Carnival, Royal Caribbean, & More)

There’s a way that you can purchase gift cards for Carnival, Royal Caribbean, Princess, and other cruise lines… all for a sharp 10% discount off their face value. This deal means you can save potentially hundreds of dollars off your next cruise.

That may sound too good to be true, but the offer is available through AARP, the popular senior interest group. There’s no catch or hoops to jump through, apart from being a member.

Even better, before you think you have to be an older American to join up and get these savings on cruise gift cards, membership is open to anyone . That means you can save no matter your age.

Still, there are some details you should know. That’s why I signed up for the AARP program myself to see exactly how things work. Here is how to sign up, purchase cards, and take advantage of the savings…

Overview of the AARP Cruise Gift Card Program

First things first, what exactly is the deal offered by AARP?

As an interest group with tens of millions of members across the country, AARP is known for its influence. For members, it also offers a number of benefits and perks.

The group’s website includes everything from insurance plans to car buying programs to credit cards to literature about topics in aging. But the site also has what it calls “AARP Rewards.”

Here, the group offers all sorts of deals from discounted magazine subscriptions to book deals to sweepstakes entries. One of the biggest groups of deals, however, is dedicated to discounted gift cards.

You’ll find specials for gift cards entailing everything from restaurants to grocery stores. All of them offer a discount off the face value. For instance, there are $25 gift cards to clothing store H&M for $23 — about 8% off the face value. Other options include discounted cards to AirBnB, Bass Pro Shops, Cabela’s and more.

Of all those discounts, it’s the cruise gift cards that seem to offer some of the best deals. Here, the cards are 8-10% off the face value . Given the cost of a cruise, that can save you potentially hundreds of dollars.

What Cruise Line Gift Cards Are Available?

At the time of this article, there are a total of five different cruise lines with gift cards available via AARP. The available lines include:

• Royal Caribbean
• Celebrity Cruises
• Holland America

Combined, these lines represent roughly 100 cruise ships offering trips just about anywhere in the world. In other words, no matter if you want to sail the Caribbean or Australia, the Mediterranean or Alaska, you can do it while saving some serious money.

What Sort of Discount is Offered?

At the time of this writing, each cruise line on the AARP list of offers had two denominations of cards offered: $100 and $500.

Each card is offered at an 8-10% discount. So in general the $100 gift cards sell for $90 via AARP and the $500 cards sell for $450 .

So if you were to purchase a cruise costing $2,500, you could buy five of these cards for $2,250, saving yourself $250 off the purchase.

Here are the current discounts by cruise line:

• Celebrity: 10% off
• Royal Caribbean: 10% off
• Princess: 8% off
• Carnival: 10% off
• Holland America: 8% off

Do I Have to Be an AARP Member to Buy?

Of the five different cruise lines that have gift cards on the AARP website, four of them — Carnival, Royal Caribbean, Holland America and Celebrity — specifically state they are for “Members Only.” Holland America doesn’t make that distinction.

For Holland America, you should be able to register for a free AARP account to purchase. However, I haven’t tried doing that. Given that most lines require a paid membership (which starts at only $12), it’s best to sign up that way.

I’m Not Over 50 Years Old. Does That Mean I Can’t Get the Discount?

No! While AARP is known for being an interest group for older Americans, anyone can join, no matter their age. We were personally able to sign up for a membership and then access all the gift cards with no issue despite being under 50 years old.

Where Do I Go to Buy the Gift Cards?

So where exactly do you go to get your card? If you don’t yet have an AARP account, first you’ll need to register. If you sign up, expect a $12 per year charge. That’s a small price to pay for the ability to save up to 10% off your cruise.

If you’re already registered with AARP, follow these steps to find the gift cards:

• Visit AARP.org
• Click “AARP Rewards” in the menu at the top
• Click “Login” at the top right of the next page and then enter your email/password
• Once signed in, look for the drop down menu on the Rewards page. Select “Redeem” and then “All Rewards”
• Scroll down until you see the heading “All Rewards”. Enter “cruise” in the search box to bring up all the discounted cruise gift cards

I’ll admit that it was a little confusing on how to find the discounted cruise gift cards at first. When creating a new account like I did, I suggest that once you register, go ahead and sign out, then close your browser. Then re-open the browser and sign back into AARP. When I signed up, it seemed to not recognize my new account at first.

Is There a Limit on How Cards Many I Can Buy?

Yes. Each gift card will come with restrictions on how many are able to be purchased at once. The “Premium” items like Carnival gift cards had a limit of 25 per month. The non-premium cards had a lower limit of just five gift cards per month.

If you are headed on an expensive cruise, it may be that you have to purchase over multiple months to get all the gift cards you need.

Are There Special Restrictions on Using the Cards?

Before you buy the cruise cards, you’ll definitely want to read through all the fine print that’s provided on the AARP website about their use. Each cruise line seems to have different rules regarding usage.

For instance, Royal Caribbean only allows you to use the card for a new reservation. And you have to book the cruise, pay a deposit, and then email in a copy of the gift certificate to apply to your remaining balance.

Lines like Princess and Carnival are more lenient on when and where you can use the card, but it’s still smart to understand the rules about the cards before buying. You can find the terms on the AARP site before purchasing.

Can I Use These Cards For Myself?

Absolutely. Like other gift cards, the cruise cards don’t have anyone’s name attached. You can use them like cash. So if you want to buy them as a gift for someone, you can do that. Or if you have a cruise coming up and want to use the discount to save money, you can do that too.

Are the Gift Cards Physical or Digital?

If you’re wanting to purchase these as a gift, then you should know that the discounted cards are actually digital. According to the fine print on AARP, each of these is “fulfilled as a digital gift code.”

You will receive the card via email. One thing to note is that it can take several minutes before the cards arrive in your inbox.

Are the AARP Discount Cruise Cards a Good Deal?

If you’re looking for a deal, it doesn’t get much better than this. With no strings attached, hoops to jump through, or other headaches, you can essentially get 10% off the cost of your cruise by buying these gift certificates and then using them to pay for the trip. So a $2,000 cruise becomes $1,800 just with buying the cards through AARP.

And since you can still shop around and buy your cruise how and when you want, you can buy the cards, and then wait for a deal that looks good to you. The only difference is instead of paying full price, you get a discount.

I’ve personally bought and used cards for a Carnival cruise. Applying the cards on the payment page was simple, and I had no issues.

If you plan to cruise one of the lines offering the cards, we see no reason not to take advantage.

More on Saving on a Cruise:

• The Best Websites to Book a Cruise

10 Rules to Getting the Best Deal on a Cruise

• The Best Time to Book a Cruise (Save Money, Better Cabins)

Popular: 39 Useful Things to Pack (17 You Wouldn't Think Of)

Read next: park & cruise hotels for every port in america, popular: 107 best cruise tips, secrets, tricks, and freebies, related articles more from author, 107 best cruise tips, tricks, secrets, and freebies, what’s the best length of time for a cruise, why cheap cruises are dead (for right now), answered: what’s the cheapest time to take a cruise, which cruise line should i sail the definitive guide for 2024, 11 comments.

how do you use the digital codes for carnival? i dont see anywhere on my cruise page to enter it

When it comes to the payment screen, there should be a spot to enter a gift card number.

I have done this for 4 Carnival cruises. It works great. I had no problem purchasing them and redeeming them when booking my cruise. I used USAA travel service to book all of my cruises and they accepted my carnival gift cards over the phone for payment. I saved 10% and it was easy.

On your payment page click on gift card, enter the card number, the pin and the amount you want applied to the card. I have done this multiple times. Good luck and happy cruising.

Unfortunately, the discount for the Princess Cruises gift card has gone from 10% to 8%. I asked AARP about this, and they said that the discount amount is up to Princess, not AARP.

Travel insurance will not reimburse payment towards a cryise paid with a gift card should you need to cancel for any reason.

No place to add gift card online for payment. Called gift card #, they can’t add it no place on cruise personalizer. So exactly hiw are yiu redeeming Princess gift for cruise payment.

AARP Rewards (and thus access to gift cards) is only available to US residents. Wish I’d known this before joining AARP (which you can do as a Canadian).

Go online and chat. I just did it and cancelled my membership and got reimbursed. Same problem you had.

Warning: The AARP site does not support Safari, only Chrome. Mac users, I just saved you half an hour, you’re welcome. I left them lots of feedback.

how do i get a gift card

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Carnival Cruise Casino Guide: What to Know Before You Play

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Norwegian Cruise Line® World Mastercard®

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Online Offer: 20,000 bonus points

That’s enough for a $200 onboard credit or $200 off your next Norwegian cruise

Card Details

Earn triple points.

Earn 3 WorldPoints ®  points for every $1 spent on Norwegian purchases, 2 WorldPoints ® points per $1 spent on eligible air and hotel purchases and 1 WorldPoints ® point per $1 spent on all other purchases

No annual fee †  and no foreign transaction fees †

Enjoy no annual fee and no foreign transaction fees while earning points to redeem for upgrades, travel, on-board credits and more

You choose the rewards that matter most to you

Redeem points for stateroom upgrades, travel discounts, exclusive redemption opportunities for last minute cruises, onboard credits, car rentals, hotel stays, cash and gift cards.

Get 20,000 bonus points after you make $1,000 or more in purchases in the first 90 days of account opening – which can be redeemed for a $200 off your next Norwegian cruise

Earn even more rewards

Bank of America Preferred Rewards ® members earn 25% - 75% more points on every purchase, applied to the base earn of 1 point per $1. Learn more about Preferred Rewards Norwegian Cruise Lines

Interest Rates & Fees Summary †

Introductory apr, standard apr.

19.24% - 29.24%

Balance Transfer Fee

of each transaction †

† Please see Terms and Conditions for rate, fee and other cost information, as well as an explanation of payment allocation. All terms may be subject to change.

Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.

Earn 3 WorldPoints ® points for every $1 spent on Norwegian purchases

Earn 2 WorldPoints ® points per $1 spent on eligible air and hotel purchases

Earn 1 WorldPoints ® point per $1 spent on all other purchases

Redeem points for stateroom upgrades, travel discounts, onboard credits, last-minute cruises, car rentals, hotel stays, cash, gift cards, and more.

Start redeeming your points at 2,500 points

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Norwegian Cruise Line: The Complete Guide

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About Norwegian Cruise Line sailings

Norwegian cruise line destinations, norwegian cruise line cruise prices, what is the best norwegian cruise line ship, what’s included on ncl cruises, ncl firsts in the industry: what is norwegian known for, ncl loyalty program: latitude rewards, norwegian cruise line credit card, what is ncl known for.

Norwegian Cruise Line (NCL) is one of the top players in large-ship cruising, and its fleet is seeing one of its biggest refits in decades with its new Prima fleet of ships. Norwegian Cruise Line ships are also known for their colorful hull art that makes them stand out in ports around the world.

The company dates back to 1966 when it got its start as a Norwegian shipping company. Today, it has become one of the more popular mainstream cruise brands and is part of Norwegian Cruise Line Holdings, which also includes the Regent Seven Seas and Oceania brands.

If you’re scrolling through endless Norwegian Cruise Line reviews, let this complete guide to the cruise company give you the larger overview of what sets this brand apart from the rest. There are some interesting innovations from Norwegian that other cruise lines have since adopted, but they started here.

» Learn more: The best travel credit cards right now

NCL sails around the world with numerous routes from the U.S. to Caribbean destinations as well as around the Mediterranean and Baltic Seas.

Its loyalty program, onboard amenities and variety of cabin types offer something for every type of traveler.

Cabin types: You can expect a range of different cabin sizes and layouts ranging from solo-traveler interior studios and inside cabins for as many as four people to ocean view and balcony cabins. A wide range of suites are also available. The Prima class of ships feature the largest suites, some of which have private whirlpools on the balcony and as many as three bedrooms. 

Main U.S. routes: NCL has plenty of North America sailings from U.S. ports to Alaska, Bermuda, Canada and New England. There are also sailings to the Caribbean, Hawaii, Mexico and the Panama Canal, among others. 

Loyalty program: NCL's Latitudes Rewards loyalty program, which issues one point for every night sailed as well as bonus points for booking suites or participating in certain promotions. At each elite tier, members earn onboard benefits like discounts, laundry service and special event access. The more you travel with NCL, the more benefits you can earn. 

NCL spans the globe with sailings to every continent (even Antarctica) on a wide range of ships. They leave from both U.S. coasts as well as from Hawaii — where NCL has operated inter-island Hawaiian sailing for almost two decades.

Antarctica.

New Zealand.

Pacific Islands.

Panama Canal.

South America.

Depending on how long you want to sail and where you're going, you can find cruises as brief as two nights and as long as 21 days or more.

» Learn more: The pros and cons of cruises

You'll find lots of good deals on Norwegian, but cruise fares will fluctuate based on the destination, time of year and other variables. You’ll want to keep these factors in mind when booking a cruise, as they'll affect the price of the trip:

Time of year.

Trip duration.

Destination.

Ship class.

Cabin type.

You can find cruise bargains for as low as $350 on four-night cruises, but if you want to splurge and do a longer cruise, expect to pay as much as $4,600 or more (especially if you book a suite or a Haven category room).

Of course, the fare will always vary depending on which cabin type you book.

» Learn more: The best ways to book a cruise

(Image courtesy of Norwegian Cruise Line)

When it comes to which NCL ship is best, that depends on what you're looking for in a cruise. If you're traveling with a family, for example, water slides, amusement park-style games and multi-bedroom suites may be important. This means you may prefer one of the line’s newest Prima Class ships: Norwegian Prima or Norwegian Viva.

If you're looking for a romantic vacation, perhaps you'll want a smaller ship or a cabin in The Haven, which is a hotel-within-a-hotel concept with more personalized service. The Haven is only available on select Norwegian ships, including Encore, Viva and Prima.

What is the newest NCL ship?

Norwegian Viva launched in the summer of 2023, making it the newest ship for NCL. It has special features like a three-tier race track, the fastest slides at sea, a food hall with 11 complimentary eateries and a sustainable cocktail bar.

» Learn more: Do you need a passport for a Caribbean cruise?

On any NCL cruise, these benefits are always included:

Accommodations in the category you select at booking.

All meals in snack and buffet restaurants, main dining rooms and, when available, the food hall. 

Free non-bottled water, juice, hot chocolate, and some coffees and teas.

Fitness center access.

Shows and entertainment.

Pools and kids pool play area.

Onboard activities.

Government fees and port taxes.

If you want to partake in specialty dining reservations, Wi-Fi, Norwegian cruise excursions or upgraded beverage packages, you'll have to pay fees (sometimes bundled for greater savings).

» Learn more: Are cruises all-inclusive?

Norwegian Cruise Line pioneered many features aboard its ships, some of which other cruise lines have imitated. These are some of the special features you'll find aboard some or all of the ships in NCL’s fleet.

Freestyle dining: open-seating in restaurants with extended hours and no reservations. 

Private island: Great Stirrup Cay in the Bahamas is a private island for cruise passengers. NCL was the first cruise company to offer access to a private island, and it spurred a growing trend in the industry.

Full Broadway theater productions.

Onboard internet cafe.

Bowling alley at sea.

Ice bar at sea.

Studio accommodations for solo travelers, with a private lounge.

Sustainability-focused onboard bar with zero waste.

Collection of NFTs from a cruise company, available for sale.

Race track at sea.

Latitude Rewards awards members with points based on each night they sail, and they can earn bonus nights when booking certain categories of suites.

Occasional promotions also offer double-night credit. You will only earn cruise points on eligible sailings where you are paying a traditional fare; promotional sailings with a heavy discount might not be eligible, although you would still receive the benefits at your tier. Also, sailings on sister lines do not qualify for Latitude Rewards cruise points.

As you accrue nights, you earn elite status that delivers onboard benefits that grow with each status tier.

Latitude Rewards levels

The loyalty program has seven levels, from Bronze to Ambassador. The full roster of onboard amenities can be found on the Norwegian Cruise Line website . There are some extra perks that come with certain tiers.

How to earn Latitudes Rewards points

Earn one point for every night you spend on a sailing and double points in suites or The Haven category accommodations.

How to redeem points

This program does not offer any points to redeem. Instead, you would earn benefits on future cruises related to your particular elite tier. Ambassador members (700+ points) earn a free 7-night cruise.

Spending on the Norwegian Cruise Line® World Mastercard® won’t earn you Latitude Rewards points (the only way to do that is by sailing with NCL), but it will earn you WorldPoints. This currency can be redeemed for onboard credits on future sailings, Norwegian Cruise Line shore excursions and other travel experiences. The card has no annual fee and no foreign transaction fees, making it ideal for world travelers.

With the Norwegian Cruise Line® World Mastercard, you earn WorldPoints as follows:

3x points on NCL sailings.

2x points on eligible airfare and hotel purchases.

1x point on everything else.

Earn 20,000 WorldPoints, which is good for a $200 onboard credit or discount toward a future cruise, if you spend $1,000 or more in the first 90 days the account is open.

How to redeem WorldPoints

Each WorldPoints point is equivalent to one cent, which you can then redeem for things such as:

Stateroom upgrades.

Travel discounts.

Last-minute cruises.

Onboard credits.

Car rentals.

Hotel stays.

Gift cards.

» Learn more: The best cruise lines

No, but you can pay for a Wi-Fi package, which starts at $29.99 per day per device.

No, but all sailings do include accommodations, activities, food and beverages, and entertainment. There is the ability to purchase extra benefits on each ship.

There are several drink package options on NCL sailings:

Non-alcoholic

The Unlimited Soda package includes all fountain soda drinks for $9.95 per person per day.

The Unlimited Starbucks package includes all Starbucks drinks for $12.95 per person per day.

An adult over the age of 21 could opt for a non-alcoholic drink package, but that means everyone else on their reservation must also get non-alcoholic drink packages.

Premium offers most drinks that cost $15 and under. You can pay the difference if you choose a more expensive drink. This unlimited package costs $109 per person per day.

Premium Plus offers even more drink options, mostly premium and top-shelf category labels, bottled water, Starbucks drinks and energy drinks for a flat price of $138 per person per day.

Keep in mind that alcoholic drink packages must be purchased for all people above the age of 21 in the same reservation, and those under 21 must pay for the soda package. The policy is intended to prevent people over the age of 21 from getting alcoholic drinks for other members of their party that did not pay for the alcoholic drink package.

Norwegian Cruise Line offers sailings at different price points to a global range of destinations. It is also known for its beautiful hull art, pioneering Freestyle Dining and adding buzzworthy amenities like ice bars and race tracks to its ships. NCL cruises are fun for all types of travelers, and its loyalty program can provide added perks along the way.

(Top photo courtesy of Norwegian Cruise Line)

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024 :

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

on Bank of America's website

1.5x-2x Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases.

60,000 Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.

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A cruise tour is a voyage and land tour combination, with the land tour occurring before or after the voyage. Unless otherwise noted, optional services such as airfare, airport transfers, shore excursions, land tour excursions, etc. are not included and are available for an additional cost.

Norwegian Cruise Line

Ideal for first-time cruisers, freestyle cruising.

Digital Costco Shop Card with Every Sailing

The ships of Norwegian Cruise Line offer a casual yet contemporary and upbeat environment.

Norwegian Cruise Line offers a fun, lively experience, and the Freestyle format offers a less-traditional approach to dining with a more casual dress code. Combined, the ships of Norwegian Cruise Line are a favorite choice for families. Itineraries span the Caribbean, Europe, Hawaii, Mexico and more. Plus, receive a Digital Costco Shop Card with every sailing.

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European Cruises

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Dawes Glacier, Juneau & Ketchikan Cruise

Norwegian Cruise Line | Norwegian Bliss Digital Costco Shop Card, Round-Trip Seattle

7 Nights from $878*

Iceland, Norway & Belgium Cruise

Norwegian Cruise Line | Norwegian Prima Digital Costco Shop Card, Southampton to Reykjavik

11 Nights from $1,279*

Santorini, Rhodes & Mykonos Cruise

Norwegian Cruise Line | Norwegian Viva Digital Costco Shop Card, Southampton to Lisbon

7 Nights from $1,448*

Harvest Caye, Cozumel and Roatan Cruise

Norwegian Cruise Line | Norwegian Getaway Digital Costco Shop Card, Round-Trip New Orleans

7 Nights from $629*

Cabo and Puerto Vallarta Cruise

Norwegian Cruise Line | Norwegian Joy Digital Costco Shop Card, Round-Trip Los Angeles

7 Nights from $848*

Norwegian Cruise Line | Norwegian Escape Digital Costco Shop Card, Round-Trip Miami

7 Nights from $799*

Hubbard Glacier, Skagway & Juneau Cruise

Norwegian Cruise Line | Norwegian Jade Digital Costco Shop Card, Whittier to Vancouver

7 Nights from $499*

Santorini, Athens and Florence Cruise

Norwegian Cruise Line | Norwegian Epic Digital Costco Shop Card, Round-Trip Rome

10 Nights from $892*

Glacier Bay, Skagway and Juneau Cruise

Norwegian Cruise Line | Norwegian Joy Digital Costco Shop Card, Round-Trip Seattle

9 Nights from $648*

*Price shown is per person based on double occupancy and is valid for select stateroom categories only. Click on the Terms & Conditions link below for details.

Explore Norwegian Cruise Line Ships

Norwegian Aqua

Costco member reviews.

Member reviews become available after at least 5 are received in order to provide you with an accurate picture of this travel product.

Introducing the all-new Norwegian Aqua, the next stunning ship in a brand-new Prima Class, designed to live life to the fullest. Guests will stay connected to the ocean with extraordinary experiences that bring them closer to the horizon, unwind in our most spacious accommodations to date and experience first-rate service so they can live it up every second.

Norwegian Bliss

Imagine exhilaration while exploring the wilds of Alaska. Imagine relaxation upon finding your slice of paradise in The Caribbean. Imagine Bliss. That’s what you’ll experience when you vacation on board Norwegian Bliss. Custom-built for the spectacular, Norwegian Bliss features a revolutionary Observation Lounge for you to soak in every stunning moment, from bald eagles soaring over glaciers to dolphins splashing through warm turquoise waters. Come aboard and experience the best dining, entertainment, and amenities at sea against a backdrop of unrivaled natural beauty. Whether you choose to go tropical or a little wild, there’s one word to describe the experiences awaiting you on one of Norwegian’s newest ships: Bliss.

Norwegian Breakaway

Norwegian Breakaway is ready to whisk you away to the tropics. Take a Bermuda cruise and build a pink sand castle in the spring and summer. Warm up your fall and winter on a Southern Caribbean cruise. Or swim with dolphins in the Bahamas and Florida. Breathe in the fresh ocean air and connect with the sea like never before along The Waterfront, a quarter-mile oceanfront promenade lined with restaurants, bars and spectacular views. Indulge in 29 dining experiences, including three new, dedicated seafood venues. And enjoy dazzling Broadway performances - Rock of Ages, Burn the Floor and Cirque Dreams & Dinner Jungle Fantasy.

Norwegian Dawn

Norwegian Dawn is built for Freestyle Cruising with 14 dining options, nine bars and lounges, fitness center and spa, Broadway Theater, casino, three pools and more - making sure you never run out of things to see and do on your trip.

Norwegian Encore

Whip around the Norwegian Encore Speedway, the largest race track at sea. Experience an otherworldly virtual reality wonderland at Galaxy Pavilion. Raise the roof every night at our spectacular shows: winner of six Tony Awards®, Kinky Boots is a must-see Broadway hit, or sing along to classic rock hits at The Choir Of Man. Give your taste buds a double dose of delicious at the many dining options, including the brand-new Onda by Scarpetta. Do all this and so much more on Norwegian Encore. Because once is never enough.

Norwegian Epic

Explore the history of the Mediterranean, feel the balmy breezes of the Caribbean, or just sit back and relax while you cruise across the Atlantic. Whatever you choose to do, Norwegian Epic is sure to dazzle. Awarded Best Cruise Ship Entertainment by Frommer’s, Norwegian Epic keeps the bar high with two dazzling shows: Burn the Floor and Priscilla, Queen of the Desert. Not only is Norwegian Epic offering world-class performers but a new wave of accommodations as well - from Studios, designed and priced for the solo traveler, to privacy in The Haven. Add a wide variety of dining options and you'll understand why this is Freestyle Cruising on a truly grand scale.

Norwegian Escape

Get ready to sail on one of the most exciting ships on the seas! Norwegian Escape is ready to whisk you away to The Caribbean from Miami and Orlando, Canada & New England and Bermuda from New York, and the Mediterranean and Northern Europe from London, Rome or Berlin. Indulging in every whim is what unforgettable vacations are made of. Get ready to chase sunsets on The Waterfront. Sip on some of Napa's best blends at The cellars, A Michael Mondavi Family Wine Bar. Or try our unique specialty hand-crafted cocktails. Be dazzled by Broadway hits like After Midnight. Discover a new world of freedom and flexibility on Norwegian Escape.

Norwegian Gem

On board, you'll find 16 dining options and 13 exciting bars and lounges where you can just hang out. There's even a bowling alley (a cruise industry first!) and rock climbing wall.

Norwegian Getaway

Norwegian Getaway combines the wonderful amenities Norwegian has to offer with unforgettable destinations. Stroll The Waterfront, an innovative, industry-first open-air promenade designed to connect guests with the ocean like no other cruise line. Indulge in more than 28 dining options, experience the thrill of five water slides, and three levels of action-packed activities in the sports complex. The excitement and entertainment continues with the Broadway musical Million Dollar Quartet. Get ready to explore the white sand beaches and deep-blue waters on a Bahamas or Caribbean cruise, explore the history of the Baltic on a Europe Cruise, or just relax at sea on a Transatlantic cruise.

Norwegian Jade

Your dream vacation is waiting on the Norwegian Jade. Sail on a Mediterranean cruise and explore castles, cathedrals, romantic islands and sophisticated cities of Europe. Or toss your schedule to the breeze on a Caribbean Cruise and bask on pristine beaches while enjoying island cocktails. As you cruise from port to port along stunning coastlines, you'll be entertained day and night with exciting nightclubs, award-winning restaurants, a grand casino, swimming pools, a pampering spa and so much more. There's tons of fun for kids too, so bring the whole family and enjoy the adventure of a lifetime.

Norwegian Jewel

Norwegian Jewel is like a giant, floating luxury resort with swimming pools, hot tubs, a health spa, casino, plus much more to customize your vacation. Sixteen dining options, including 24-hour room service, and 13 bars and lounges.

Norwegian Joy

Norwegian Joy is the ultimate Breakaway Plus Class vessel, joining Norwegian Bliss as a sister ship. It offers guests the superior service, world-class entertainment, signature dining and onboard experiences that Norwegian Cruise Line is known for around the globe. This ship pairs innovative design and modern luxurious décor with an array of options that allows guests the freedom and flexibility to enjoy their vacation at their own unique pace and style. Norwegian Joy features many of the same great amenities plus some new, exciting features.

Norwegian Pearl

Norwegian Prima

To the trailblazers and the tastemakers. To the first-time seekers and explorers of the extraordinary. This one was made for you. Welcome aboard Norwegian Prima, the first in a new class of ships designed to elevate every expectation. Explore the greater wide open with the most outdoor deck space of any new cruise ship. Unwind in the most spacious accommodations and enjoy first-rate service so you won’t wait a second for that second round. Be the First to discover a new experience at sea. Images of ship are an artist rendering.

Norwegian Sky

When you cruise to the Bahamas from Miami for 3- or 4- days aboard Norwegian Sky, you'll get to experience all the freedom and flexibility of our exclusive Freestyle Cruising.

Norwegian Spirit

Norwegian Spirit's accommodations give you whatever you need to vacation your way. There's something for everyone including spacious suites, over 300 family friendly connecting staterooms and nearly 600 ocean view staterooms - most with private balconies.

Norwegian Star

Norwegian Star is built for Freestyle Cruising with 13 dining options, nine bars and lounges, fitness center and spa, Broadway Theater, casino, three pools and more - making sure you never run out of things to see and do on your trip.

Norwegian Sun

Norwegian Sun was built specifically for Freestyle Cruising, so whether you want to rejuvenate at the Body Waves Spa, hang with friends at the Sun Club Casino or simply do nothing at all - they've got you covered.

Norwegian Viva

Introducing the all-new Norwegian Viva, the next stunning ship in a brand-new Prima Class, designed to live life to the fullest. Guests will stay connected to the ocean with extraordinary experiences that bring them closer to the horizon, unwind in our most spacious accommodations to date and experience first-rate service so they can live it up every second. Images are an artist rendering.

Pride of America

Aloha! Come aboard Pride of America, the only cruise ship that sails round trip from Honolulu year-round so you can vacation on your schedule. As you journey from one exotic island to the next, learn about the Hawaiian culture through the eyes of native ambassadors on board the ship. Island hop Hawaii in style, with a wide variety of restaurants and bars and lounges, excellent family accommodations, spacious suites and balconies – perfect for whale watching, witnessing Kilauea Volcano or taking in the dramatic views of the Napali Coast.

Explore by Cruise Line

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Summer Sailings Still Available

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Ship Rating

An outstanding luxury cruise experience with an exceptional level of attention to detail. Expect superb service from all levels of officers and staff.

A very good quality all-around cruise experience aboard a ship that offers a range of facilities and services.

A decent, unpretentious cruise experience, with a moderate amount of space and quality in furnishing and fittings.

A modest quality cruise experience with less attention to detail and service.

Expect a very basic cruise experience with minimal attention to service, hospitality and finesse.

Offers some, but not all, of the amenities and services associated with the next highest star rating.

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This booking includes a Digital Costco Shop Card which will arrive by email one to two weeks after you return from your vacation. The Digital Costco Shop Card is a convenient payment option in our warehouses and on Costco.com.

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Norwegian Cruise Line World Mastercard: Heavy on the cruise perks but limited everyday rewards

Whether you plan on sailing to the Bahamas on the Norwegian Breakaway or cruising to the Mediterranean on the Norwegian Dawn, using the Norwegian Cruise Line® World Mastercard® could be a good way to earn extra rewards. You'll earn up to three points per $1 spent on Norwegian cruise bookings, and the card has no annual fee.

However, the card's rewards program offers limited rewards on other purchases. Unless you're a Norwegian Cruise Line devotee, another credit card may be a better choice.

Norwegian Cruise Line World Mastercard at a glance

Annual fee : $0

Welcome offer : 20,000 points after spending $1,000 on purchases within 90 days of account opening

3x points per $1 spent on Norwegian purchases

2x points per $1 spent on eligible airfare and hotel accommodations

One point per $1 spent on all other purchases

The Norwegian Cruise Line World Mastercard doesn't have an annual fee. Assuming you pay off your statement balance in full each month, you can use the card and earn valuable rewards at no added cost.

Welcome offer

You can earn 20,000 points if you spend at least $1,000 on purchases within 90 days of account opening. Although the value of those points varies based on your redemption method, the bonus could be worth as much as $200.

With some credit cards, the new cardmember welcome offer requires you to spend thousands in a short time, so the $1,000 spending requirement and 90-day timeline is more accessible than most. You can qualify for the bonus by spending a modest amount, or by using the card for routine purchases like gas and groceries.

Intro offer

There is no introductory APR offer for purchases or balance transfers on the Norwegian Cruise Line World Mastercard; the regular APR applies to all transactions from the time you open the account. If you book a cruise, that means there's no way to spread out the cost over several months without carrying a balance and paying interest.

The best introductory 0% APR credit cards available

Rewards rate

You'll earn the following rewards when you use the Norwegian Mastercard:

3x points per $1 spent on Norwegian Cruise Line, including cruise fare and on-board purchases

2x points per $1 spent on airfare and hotel stays

How to earn rewards

Norwegian is the third-largest cruise line in the world, serving nearly 3 million guests per year. If you have the Norwegian Cruise Line World Mastercard, you can earn rewards by booking cruises on one of the company's 17 ships.

You can also earn a higher rewards rate on airfare and hotel stays, so using the card whenever you travel will allow you to earn more rewards quickly. For example, here is how much you could earn in rewards by spending $6,000 on a Norwegian cruise vacation:

Depending on how you redeemed those rewards, you could get as much as $140 in value for your points.

How to redeem rewards

You can redeem your Norwegian Mastercard points when you've accrued at least 2,500 points. The card allows you to redeem your points in the following ways:

Norwegian cruise stateroom upgrades

Norwegian cruise onboard credits

Car rentals

Hotel stays

Cash in the form of statement credits

In general, your points are worth one cent each; some redemption methods, such as gift cards, may have a different value. You'll typically get the most value from your points by redeeming them for future Norwegian Cruise Line cruises, stateroom upgrades, and onboard credits.

Additional benefits

Although it is a travel rewards card, the Norwegian Cruise Line World Mastercard's benefits could be more extensive. However, it does offer the following benefits:

Cell phone protection: Pay your cell phone bill with your card and your phone is automatically covered against damage or theft, up to a maximum of $600 per claim and $1,000 per account. Each claim is subject to a $50 deductible.

Mastercard Global Service: If you're traveling and lose your card or it's stolen, Mastercard Global Service can ship you a new card, and you may qualify for an expedited cash advance.

Mastercard Airport Concierge: The Airport Concierge is a service that can connect you to chauffeured service to and from the airport, assist you with luggage at baggage claim, or escort you through the airport.

Who is the Norwegian Cruise Line Mastercard best for?

The Norwegian Cruise Line World Mastercard is suitable for cruising enthusiasts who prefer Norwegian Cruise Line over other cruise lines. It offers a higher rewards rate on Norwegian bookings and no annual fee.

However, the card's value is limited for other travelers. If you aren't an avid cruiser, you may get more value from another travel rewards card with a more general rewards structure.

Norwegian Cruise Line Mastercard card pros

No foreign transaction fees: The Norwegian Cruise Line World Mastercard doesn't charge foreign transaction fees , so there's no cost to use the card to make purchases in other countries — a useful perk when you're on a cruise with different ports of call in multiple countries.

No annual fee: Unlike many travel rewards cards, the Norwegian Mastercard doesn't have an annual fee.

Cell phone protection: The Norwegian Mastercard includes cell phone protection, protecting you against theft or damages.

Norwegian Cruise Line Mastercard cons

Sparse travel benefits: Unlike many major travel credit cards, the Norwegian Cruise Line World Mastercard's list of benefits is quite limited. It lacks common travel benefits like trip cancellation or interruption insurance, trip accident insurance or baggage delay reimbursement.

Lower rewards on most purchases: Only Norwegian purchases are eligible for the highest rewards rate. All other purchases give you a lower rate of rewards, making it more difficult to build points.

No promotional APR on purchases or balance transfers: Although many travel cards have special promotional APRs, particularly for new travel bookings, the Norwegian Mastercard doesn't have a promotional APR for purchases or balance transfers.

How to make a Norwegian Cruise Line World Mastercard payment

The Norwegian Cruise Line World Mastercard is a co-branded card issued through Bank of America. You can make a payment online, through the Bank of America mobile app or by mailing a check:

Phone: 800.732.9194

Bank of America

PO Box 15019

Wilmington, DE 19886-5019

Norwegian Cruise Line World Mastercard card customer service info

Bank of America, the issuer behind the Norwegian Cruise Line World Mastercard, is known for its strong customer service. It was ranked second in the J.D. Power 2023 Credit Card Satisfaction Study , beating 17 other issuers.

Its customer support team is available 24 hours a day, seven days a week:

Phone number: 800.732.9194

Norwegian Cruise Line World Mastercard login page

Alternative cards to consider

If you aren't a fan of cruises or like more flexibility with your rewards, consider these alternatives:

Capital One VentureOne Rewards Credit Card

Why we like it : With no annual fee, the VentureOne Rewards card allows you to earn unlimited 1.25 miles per $1 spent. And the card has a generous introductory APR offer on purchases and balance transfers, giving you plenty of time to pay off your trip without accruing interest.

Chase Sapphire Preferred® Card

Why we like it : The Chase Sapphire Preferred card has a $95 annual fee, but it could be well worth the investment. Besides a valuable rewards program, it provides robust travel benefits that the Norwegian Cruise Line World Mastercard doesn't. Benefits include trip cancellation or interruption insurance, auto rental damage collision waiver protection, baggage delay insurance, trip delay reimbursement and travel and emergency assistance.

Hilton Honors American Express Card

Why we like it : The Hilton Honors Amex has no annual fee, and you can earn 7x points per $1 spent on Hilton hotel stays, 5x points per $1 spent at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, and 3x points per $1 spent on all other purchases (see rates and fees ; terms apply). The card also includes added perks like complimentary silver Hilton Honors status and car rental loss and damage insurance*.

*Eligibility and benefit level varies by card. Terms, conditions, and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

This article was edited by Rebecca McCracken

Editorial Disclosure: The information in this article has not been reviewed or approved by any advertiser. The details on financial products, including card rates and fees, are accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information. This site doesn't include all currently available offers. Credit score alone does not guarantee or imply approval for any financial product.

How to save on cruises with AARP Travel

MSN has partnered with The Points Guy for our coverage of credit card products. MSN and The Points Guy may receive a commission from card issuers.

Savings-conscious consumers have long gravitated toward AARP. The advocacy organization for older Americans negotiates discounts on everything from mobile phone plans and drug prescriptions to restaurants, hotels and, yes, cruises. While “older” generally connotes seniors ages 65 and above, AARP membership is open to Americans who are considerably younger. But is it worth subscribing if you’re looking to save money on your next cruise?

I remember feeling insulted when right before my 50th birthday I received an invitation by mail to join AARP. “I’m nowhere near retirement,” I thought as I crumpled it, mumbled something about ageism and tossed it in the trash. This was years after AARP (pronounced A-A-R-P with the letters sounded out) officially changed its name to its acronym. It was founded in 1958 as the American Association of Retired Persons, but as leading-edge baby boomers began retiring in their 50s, AARP started to engage with them to encourage younger membership.

For cruise news, reviews and tips, sign up for TPG’s cruise newsletter .

More than a decade later I’m still not retired, but this assignment gave me an excuse to finally join AARP. When I did, I took a look at the perks of membership to see which benefits would be useful to my travel plans. Here’s what I learned about how to save on cruises with AARP Travel.

You don’t have to be retired or age 50-plus to join AARP

You do need to be age 50 or older to reap full benefits, but Americans ages 18 to 49 can also join AARP. Folks under 50 can receive most member benefits, aside from those restricted by law or contract, such as certain insurance products.

To sign up, simply visit AARP.org and click “Join Now.” Membership is $16 per year, although rates can be as low as $9 per year if you sign up for a multiyear membership term.

Related: This annual membership can save you hundreds on flights and hotels

When you join, you’ll also get a second free membership for another adult in your household, as well as a monthly AARP Bulletin and the bimonthly AARP The Magazine.

You can book cruise travel via the AARP Travel Center Powered by Expedia

The booking engine that offers member discounts for cruises, as well as hotels and rental cars, is the AARP Travel Center Powered by Expedia . This is where you can search for ocean or river cruises, just as you would on Expedia, with an added bonus: AARP members can receive up to $100 onboard credit on more than 15 cruise lines and up to $200 onboard credit on select Holland America Line cruises.

You can search for a cruise by using a drop-down menu of almost two dozen destinations (you have to pick one to search) and then plugging in your desired travel dates.

The ocean cruise options are fairly extensive but not deeply discounted

Since Expedia powers the AARP Travel Center, it offers access to an extensive range of cruises to global destinations, from a three-night Caribbean sailing from Miami on Norwegian Sky to an 80-night world cruise on Cunard ‘s Queen Victoria. In all, I found thousands of sailings offered by most major cruise lines through mid-2025.

When I searched for Caribbean cruises during the period from Jan. 1 to April 30, 2024, the booking engine returned more than 800 options offered by 13 cruise lines. When I narrowed my search to just premium and luxury cruise lines, I saw a seven-night Caribbean itinerary from Miami on Oceania ‘s new cruise ship Vista in mid-February priced at $2,599 per person for a balcony cabin with bonus shore excursion, beverage, specialty dining and Wi-Fi inclusions. This Western Caribbean itinerary calls on Cozumel, Mexico; Roatan, Honduras; Costa Maya, Mexico; and Harvest Caye, Belize, with two sea days.

That seemed like a terrific deal, but when I checked Oceania’s website, I found the same price with all the included bonuses. The only difference was the “up to $100” onboard credit available with AARP membership. In this case, the credit was the full $100 because the cruise fare was more than $2,000. Cruises priced below $2,000 per person get a $50 credit.

Related: The 5 best destinations you can visit on an Oceania Cruises ship

Other deals in the luxury category included a seven-night Caribbean cruise in late February 2024 in a verandah suite aboard Seabourn Ovation for $3,249 per person. The cruise departs from St. Maarten and calls on the British Virgin Islands, St. Kitts and Nevis, Dominica, Guadeloupe and Martinique before ending in Barbados. On Seabourn ’s website, verandah suites for this itinerary started at $3,419 per person. So, the AARP price did offer a savings of $150 per person — plus the $100 onboard credit.

Budget-minded cruisers can also find plenty of three-night sailings for $300 per person or less (for an inside or ocean-view cabin on Norwegian Sky with free drinks, dining and excursion credits) and even some seven-night sailings for under $500 per person (for an inside cabin on Royal Caribbean , MSC Cruises and Princess Cruises ships). All were similar to what’s available on the cruise lines’ websites, but with AARP qualified for an onboard credit of $50.

Cruisers who prefer Holland America also have plenty of choices. They can, for example, book a seven-night Caribbean cruise from Fort Lauderdale in early March 2024 aboard Nieuw Statendam that visits Jamaica; Grand Cayman, Cayman Islands; Cozumel; and Half Moon Cay, Bahamas. The price? An inside cabin was priced at $614 per person (comparable to what HAL offers on its website) and came with a $50 onboard credit.

What I discovered is that the $200 onboard credit deal with AARP links directly to Holland America’s website for booking and is valid only for balcony and suite bookings on select cruises lasting 10 days or more.

AARP members can also book expedition cruises , such as 12-night Antarctic Explorer itineraries on Viking Octantis and Viking Polaris, via the AARP Travel Center. These are priced at $11,995 per person (the same price as on Viking’s website) with just a $25 deposit. Again, the only savings is the $100 onboard credit.

Basically, the AARP Travel Center seems to be an expedient way to compare ocean cruise deals as they are offered by individual cruise lines via the booking engine Expedia — with the chance of scoring a slightly discounted cruise fare and the added bonus of a $50, $100 or $200 onboard credit, depending on the cruise booked.

AARP Travel Center has offers from 4 major river cruise lines

The AARP Travel Center also allows you to search and compare river cruises by searching the destination “Europe” and a specific date range.

A search for European river cruises in 2024 and 2025 turned up hundreds of options on river ships operated by AmaWaterways, Avalon Waterways, Uniworld River Cruises and Viking. Itineraries ranged from a seven-night Rhine River cruise from Amsterdam to Basel, Switzerland, in late March 2024 aboard Avalon Panorama for $1,949 per person to several sailings of 20 nights or more priced at $15,000 per person and above for suite accommodations.

There were also more than a dozen Viking itineraries on the Rhine in March and early April 2024 for $1,999 per person, which is the same price featured on Viking’s website. Uniworld prices start at $2,999 per person, also comparable to its website, while AmaWaterways ’ value fares ($1,919 to $2,159 per person for Rhine cruises) all matched the cruise line’s pricing — and were in February 2024. Brrr!

A search for river cruises in Asia in 2024 and 2025 turned up more than 300 sailings on AmaWaterways, Avalon Waterways and Uniworld, most 12 to 14 nights in length with prices ranging from $6,999 to $8,399 per person.

Once again, the AARP Travel Center seems to be an efficient aggregator, pulling deals from Expedia’s booking engine. River cruise fares also are eligible for a $50 or $100 onboard credit.

River cruise fans can find additional members-only deals beyond onboard credit

AARP members also have access to specific deals on river cruises offered by AARP-preferred travel providers.

Offers include saving up to $100 per person on river cruises booked via Grand European Travel. These are aboard luxury river cruise ships in Europe operated by Uniworld, and the $100 discount per person is off prices comparable to those listed when booking directly with Uniworld.

For example, the eight-day Enchanting Danube itinerary in March and April 2024 aboard S.S. Maria Theresa starts at $3,299 per person, the same as on Uniworld’s website. The total savings? A $100 per person discount if booked with Grand European Travel.

Another savings opportunity is $50 off per person on Collette cruisetours . Cruise options here are more limited and are mostly on Amadeus River Cruises ships on the Rhine and Danube, plus some small-ship coastal cruising in Croatia and tours in Egypt featuring a four-night cruise.

Members-only benefits also include 5% off select rail-and-cruise vacations with Vacations by Rail . The discount is offered on a variety of itineraries in Europe that combine rail travel with cruises aboard river ships operated by CroisiEurope and Amadeus. The catch: All tours begin in London (Vacations by Rail’s parent company is British), which can be a detour for American travelers because it’s simpler to arrive by air in Amsterdam, Basel, Budapest or Bordeaux, France, where these cruises begin.

Some guided tours are 12 days, with four days of rail travel and hotel stays in advance of a seven-night cruise. Reviews, however, mention the hassle of getting luggage on and off trains by yourself (there are no porters).

Related: Best cruises for seniors who love to travel by sea

The cost of the four-day rail/hotel portion of Vacation by Rail’s 12-day Glacier Express & the Majestic Rhine cruise-and-rail tour also seems to account for about half of the overall cost for one-third of the days. The price is $5,095 per person for a June 2024 package, but the seven-night Classical Rhine itinerary on board MS Amadeus Star from Basel to Amsterdam that is included can be booked on the Amadeus website for about $2,600 per person on dates in May and July or $1,913 per person in April.

Both the agility required for train travel and the cost of the four-day rail tour are something to consider when weighing the value of a 5% discount.

Discounted cruise line gift cards are available to AARP Rewards members

Members who sign up for AARP Rewards — which lets you earn points by taking knowledge-boosting quizzes or using fitness-tracking or money-crunching tools — can also purchase gift cards for five cruise lines at a 10% discount. Applicable lines include Carnival Cruise Line, Celebrity Cruises, Holland America, Princess and Royal Caribbean.

AARP Rewards members have two options: $100 gift cards priced at $90 ($92 for Princess) and $500 gift cards priced at $450 ($460 for Princess). You can use these gift cards to pay for a portion of your cruise fare or, on some lines, onboard expenses.

Card availability and amounts may change at any time. You can purchase a maximum of 25 gift cards each month.

You can find deals for pre- or post-cruise hotel stays and get a discount on British Airways

You might save the most money by booking a pre- or post-cruise hotel stay with one of AARP Travel Center’s dozens of hotel partners, most of which offer a 10% discount off the best available nightly rate. The list includes Hilton, InterContinental, Radisson, Holiday Inn, Best Western, Embassy Suites, Wyndham, Waldorf Astoria, Conrad, Kimpton and Hotel Indigo.

AARP also has partnered with British Airways. Members save $65 off World Traveller (economy) and World Traveller Plus (premium economy) or $200 off Club World (business class) fares when they purchase round-trip transatlantic tickets online to more than 130 destinations, including Europe, Asia, the Middle East and Africa. Restrictions do apply.

You can save money with AARP, but you should also do your homework

The AARP Travel Center seems to be a terrific place to compare fares when deciding which cruise line and month best suits your budget. Whether you eventually book via AARP, the cruise line’s website or elsewhere depends on your preference. (Remember, travel agents and advisers often have deals with extras that websites don’t.)

With similar pricing, it probably depends on whether the onboard credit is a better bonus than perks offered elsewhere.

Signing up for email offers from your preferred cruise line and checking its “deals” or “offers” tab on a regular basis might be your best bet for scoring a top deal. However, there’s no doubt that AARP’s $9 to $16 annual membership fee quickly pays for itself with even a one-time onboard credit — and there is a potential for additional savings. No matter your age, it can’t hurt to sign up.

Planning a cruise? Start with these stories:

• The 5 most desirable cabin locations on any cruise ship
• A beginners guide to picking a cruise line
• The 8 worst cabin locations on any cruise ship
• The ultimate guide to what to pack for a cruise
• A quick guide to the most popular cruise lines
• 21 tips and tricks that will make your cruise go smoothly
• 15 ways cruisers waste money
• The ultimate guide to choosing a cruise ship cabin

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I've worked on cruise ships for years. I always see passengers make these 13 mistakes.

I've worked on cruise ships for over six years, so I've seen many passengers make mistakes.

Missing the ship at port or booking excursions with outside operators could be costly and risky.

If you don't set your phone to airplane mode, you may rack up overseas roaming charges.

After over six years working on ships for a major cruise line , I've witnessed tons of travel blunders that prevent guests from having the best possible experience.

Here are 13 common mistakes I see travelers make:

Not reading the fine print can lead to conduct issues later

Passengers usually come on the ship excited for a good time, and for many, this involves a drinks package . And with lots of drinks can come rowdiness.

I've come across a few troublemakers who had no idea that smashing Champagne glasses in the hot tub could get you booted off the ship.

Every passenger consents to a hefty conduct policy when they book the cruise, so make sure to read through it to know what's prohibited on board.

Make sure to put your phone on airplane mode to avoid expensive roaming charges

Cellular rates at sea can sneak up on you, and you can easily rack up a $500 roaming bill.

Even if you're not actively on your phone, most are still using data, so make sure to put yours on airplane mode to avoid roaming charges.

Really, just turn your phone off unless you're using it to take photos or access the ship's WiFi.

Many passengers don't take advantage of the different dining options on board

There are more complimentary dining areas than just the buffet. Solarisys/Shuttershock

I often see passengers eat all three meals at the buffet every day. I know some people just really love the self-serve option, but it surprises me how many guests have no idea what's included with their trip.

Many times, the biggest shock to most first-time cruisers is that the dining room is included on most ships. Yes, this means a sit-down meal where you can order seven appetizers, five entrées, and 12 extra cookies for a midnight snack.

There are also so many spots with free food around most ships, like a pizza station, 24-hour ice-cream machine, and small cafés. Just be aware that specialty dining, like the steak house , might cost extra.

Leaving your room key behind is more of a hassle than you'd expect

It is not just a room key — it's your onboard credit card, ticket on and off the ship, and identification for the week.

Everything is connected to that card, so make sure to set up your information online ahead of time so you can start swiping the moment you get on board.

Security will scan it when you pass through the gangway to know who is on or off the ship, so it's especially important to have it on port days.

If you lose it, report it to the service desk immediately to ensure that no one else spends your money.

Many guests don't know they can bring their own wine on the ship

While many people think no outside alcohol is permitted on the ship, many major cruise lines allow passengers over the age of 21 to bring a bottle or two of wine on boarding day, so you can stop smuggling drinks in empty mouthwash bottles.

Some terminals will even sell wine to boarding travelers. If you buy alcohol in a port, you'll usually have to check it upon reentering the ship, and it'll be delivered to your room on the last night.

Missing the all-aboard time on port days is an expensive mistake

In my years of working cruises, I have seen more than a handful of guests miss the ship.

Although this is a huge fear for most passengers, it usually happens to avid cruisers — people who have been to the port many times before sometimes assume the all-aboard time is always the same.

But this time varies by cruise, and it's stated on multiple signs at the exit gangway, in the daily planner, and in the captain's announcement.

Also, always triple-check whether the all-aboard time is based on the ship's clock or the local time.

If you miss the ship, you'll often have to get yourself to the next port, which can be very pricey.

Passengers miss out on discounts by not booking their next cruise while still on the ship

Booking a future vacation while on a ship can get you bigger discounts on cruises , access to new itineraries not open to the general public yet, and a lot of onboard credit.

These booking appointments are usually filled up by the last few days of the cruise, so head there at the beginning of your stay for more deals and no wait.

Booking a tour with an outside operator can be risky

Ships usually won't wait for outside tours to return. Erica DePascale

Although it might be a lot cheaper to book your tours independently, it's also a lot riskier.

Excursions booked through the ship are with verified operators. Most cruise lines will wait for the ship's tour to return before leaving the port, even if it's hours late.

But this is not the case if you book on your own, and running through the port to find the ship sailing away is probably not the excursion you're looking for.

Immediately removing the automatic gratuity affects many staff members

On most cruise ships, there is a preset daily gratuity charged per passenger unless it's removed at the guest-services desk.

I see so many people come on board and immediately remove the charge, but this fee is usually split between your housekeeping, dining, and cleaning staff. It is essential to their jobs and affects their livelihoods.

I'd recommend waiting until the end of the cruise to make sure you're happy with the service instead of removing it on day one. You can also increase or decrease the amount instead of cutting it.

Packing prohibited items can lead to a headache

As confident as you are that you can sneak on your portable iron, I seriously advise against packing anything that's not allowed on board.

Security scans your bags on embarkation day, and if a prohibited item — like an iron, a bottle of vodka, or a candle — is found, they will hold your bag.

Your luggage won't be delivered to your door, and you may have to wait several hours until security contacts you, brings you to the holding area to search the bag, and confiscates the item until the end of the cruise.

Prepare your necessary travel documents to avoid trouble at ports

It's your responsibility to know which documents you need. Erica DePascale

Cruise ships travel all over the world, so check if you need specific visas or documents based on your nationality.

You are responsible for knowing and bringing your own paperwork. If you don't have the right documents, you might not be able to get off at a port or, even worse, be allowed back on the ship.

I saw this happen when traveling to India with many American guests, a handful of whom didn't realize they needed a visa.

Dressing down on formal night can limit your dining options

Even though walking through the promenade in shorts is your choice, many guests aren't aware that there's usually a formal evening on most cruises.

Most passengers don evening gowns and suits on formal nights, and I've met cruisers who wished they would've packed at least one nice item — besides their Margaritaville shirt, of course.

Passengers not formally dressed on this evening usually aren't allowed to eat in the ship's main dining rooms, though the buffet is open to everyone.

It's worth learning the difference between port and starboard

Different announcements will direct passengers to either the port side or starboard side of the ship, so it's best to brush up on the jargon before your vacation.

Port is the left side of the boat and starboard is the right, always configured facing the front of the ship.

Just remember that "port" and "left" are both four letters. You'll thank me later.

This story was originally published on June 28, 2021, and most recently updated on June 7, 2024.

Read the original article on Business Insider

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