december 27th cruise

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TIS THE SEASON FOR ADVENTURE

Holiday cruises.

Fill the December holidays with tropical, action-packed days and unforgettable memories. Start a new tradition with the biggest holiday cruise celebration at sea.

This year, spend the holidays in a warm winter wonderland with your favorite holiday traditions — plus some epic new ones — onboard the world’s boldest ships. Bring everyone together for Thanksgiving memory-making that the whole family will be grateful for. Sailings in December keep magical Christmas celebrations dancing through your head. And it all culminates in the hottest New Year’s Eve party at sea. So get onboard and deck the holidays with us.

EXPLORE AVAILABLE HOLIDAY CRUISES

Enjoy the ultimate holiday celebration with loved ones this festive season.

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MAXED OUT IN NEW TRADITIONS

A holiday at sea is filled with epic new traditions in the making. Onboard, have a blast hanging ten on the FlowRider®* or gasping in awe at a high-diving AquaTheater spectacular. And on shore, you’ll be glad you ditched the cold for extra bold experiences from ATV jungle treks to underwater snorkel discoveries and more.

tropical holiday fun

You don’t need snow for plenty of whoa this December. Choose an island-hopping getaway for winter fun under the sun. All of the best holiday cruises for families spend one glorious day at CocoCay.

DASH THROUGH THE WHOA

It’s the most thrilling time of the year — with exclusive adrenaline-pumping experiences you won’t find on any other cruise line. Try skydiving right on deck, take on The Perfect Storm℠ waterslides and more!

REVELRY AND RIVALRY

Holiday time is family time. Discover incredible ways to take togetherness — and competitive spirit— to new heights. Cheer each other on while scaling the signature Rock Climbing Wall, or see who’s brave enough to plunge down the tallest slide at sea, Ultimate Abyss℠.

PUTTING THE SEA in seasonal favorites

Holidays onboard are decked out with everything you love most about the season. Gather 'round for a sumptuous Thanksgiving dinner — without lifting a finger. Wander through a winter wonderland as the Royal Promenade comes alive with Christmas cheer. Ring in the New Year with a massive balloon drop plus sensational beats. And that’s just a taste of the celebrations in store. 

HOME STYLE HOLIDAYS

Pack your appetite — all your favorite flavors of the holiday season are onboard. Savor mouthwatering Thanksgiving staples like oven-roasted turkey and old-fashioned pecan pie. And  Christmas dinner classics, like honey baked ham and homemade sides.

LIGHTING UP THE SEA

Whether you celebrate Christmas or Hannukah, you’ll find your most treasured holiday traditions at sea — with festive tree and menorah lighting ceremonies on every sailing in December.

NEW WAYs TO NEW YEAR

Ring in the new year with an enchanting countdown to the massive balloon drop. Plus, score an invitation to the hottest New Year’s Eve party at sea, where jam-worthy live music starts the year on just the right note.

STRESS-FREE HOLIDAY BLISS

Need a no-pressure family getaway? A romantic beach adventure for two? Whatever style you're looking to celebrate in, you'll cruise through this year's holiday season stress-free.

FAMILY FUN FOR EVERYONE

Make sure you stop at  Perfect Day at CocoCay  for an action-packed adventure that everyone will love. Kiddies can splash to their heart's content at Splashaway Bay or head to the swashbuckling Captain Jill's Cannon for the ultimate pirate experience. See who's brave enough to conquer all 13 waterslides at  Thrill Waterpark , or relax along the  Oasis Lagoon . Get the whole family together on a hot air balloon ride and make holiday memories to last a lifetime.

BABY, IT'S NOT COLD OUTSIDE!

All you want for Christmas is a tropical vacation? Get away from holiday pressure and expectations with a romantic December cruise to the Caribbean! Explore local traditions together, swim in secret waterfalls and unwind on powdery Caribbean sands. Romantic beach picnics are just the beginning of your holiday escape.

SPEND THE HOLIDAYS ON THE BOLDEST CRUISE SHIPS AT SEA

Incredible is on the itinerary when you set sail on one of our Oasis Class cruise ships. Get your adrenaline fix with two onboard water slides, a wave park and the only boomerang slide at sea. Dash through the seas and launch into the holiday spirit with themed parties and daily shows. 'Tis the season to indulge! Enjoy one of our specialty restaurants where you'll find traditional favorites and new holiday-themed dishes and delights.

EXPLORE OUR LARGEST CRUISE SHIPS

GET INTO THE HOLIDAY SPIRIT

The ship's crew is there to make sure you have the best holiday cruise. At the start of your voyage, take part in the time-honored tradition of lighting the massive ship's tree. Join Santa's hardest working elves for the ultimate Christmas celebration and a surprise Christmas giveaway. Get up on deck for a festive walk in support of World Wildlife Fund's Arctic programs, presented by Coca-Cola. Decorate your own gingerbread cookies and unleash your creativity with DIY ornament classes.

EXPLORE MORE

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Enjoy 75% off your second guest’s cruise fare and get bonus savings of up to $150.

December Cruises

Your most unforgettable holiday season yet.

Escape the winter weather on a luxury December cruise. Spend the holiday season at sea with family, friends, and loved ones on an unforgettable adventure in the sunshine. Head south to New Zealand to explore serene fjords, mountains, vineyards, and laid-back cities. Get close to extraordinary wildlife in the Galapagos, or explore Asia’s dynamic cities coupled with beach time on sun-kissed islands to unwind.

December is the perfect time to visit the Caribbean, too. Snorkel over coral reefs, swim with wild dolphins, admire the candy-colored Dutch architecture of the Southern Caribbean, and even discover the incredible Panama Canal. Embark on a luxurious warm-weather adventure this December with Celebrity Cruises.

Itineraries

Top december cruise destinations.

Enjoy a sunny escape to the Southern Hemisphere, where summer is in full swing. Admire the sweeping natural landscapes of New Zealand on a cruise from Sydney. You could spend both Christmas and New Year’s enjoying the holiday spirit as you explore the coast, visiting the serene beauty of the fiords, Scottish-influenced Dunedin, cosmopolitan Christchurch, and the award-winning wineries at Hawke’s Bay. Spend a day in Auckland, too, before visiting the serene Bay of Islands.

The Galapagos

December cruises to the Galapagos Islands promise an experience unlike any other. Board one of our luxury cruise ships for an all-included vacation to this awe-inspiring island chain. Award-winning excursions are led by expert naturalists who will show you surreal landscapes and unique wildlife up close. Waddle next to blue-footed boobies, wander past scaly iguanas, and marvel at animal species you won’t find anywhere else.

The Bahamas

Bask in the tropical sunshine as you celebrate the holiday season with a luxurious getaway to The Bahamas and Key West. Doze in a hammock on Blue Lagoon Island with an iced rum punch on a day trip from Nassau, or whizz down thrilling water slides at Atlantis on Paradise Island. Snorkel over dazzling corals and the intriguing wreck of the S.S. Sapona off the coast of Bimini, and explore quirky, arty Key West, where you can visit Hemingway’s home and feast on tangy Key lime pie.

Southern Caribbean

Relax in the glorious sunshine of the Southern Caribbean on a December cruise with Celebrity. Swim over sunken wrecks in the crystal-clear waters around Aruba. Stroll the cobbled streets of historic Cartagena, and drift along Martha Brae River in Jamaica under a canopy of green before digging into spicy jerk chicken and a fruity rum punch. Join a holiday cruise to Panama and marvel at the engineering masterpiece of the Panama Canal.

Thailand & Vietnam

Sail between Hong Kong and Singapore on a voyage to some of Asia’s most exciting cities. In Vietnam, visit Ho Chi Minh City, where ancient, incense-scented temples sit against a backdrop of gleaming skyscrapers. In pretty Hoi An, crisscrossed with canals, you could join a cooking class or cycle through the lush countryside. In Bangkok, your time will be filled with gilded palaces, gleaming Buddhas, and bustling markets before heading to Ko Samui’s white-sand beaches.

View All Cruises in December

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• Royal Caribbean christmas cruises

Royal Caribbean Christmas and New Year

Christmas cruises 2024, 2025, 2023 new year's eve.

All Royal Caribbean Christmas and New Year cruise offers listed here are just itineraries and not cruise deals for sale. Vessels are ordered alphabetically. Comparing all the ships in the Royal Caribbean fleet is a most convenient way to select the best for you Holiday voyages as departures (homeports, dates), destinations (regions, visited countries), itineraries (ports of call, arrival dates, port times) and also to compare cruise prices.

CruiseMapper shows cruise prices per person. These are only indicative fares on the ship's lowest category staterooms. All rates are based on double occupancy (twin share) and don't include cruise line or travel agency promotions, group booking rates or any other special offers and discounts.

Royal Caribbean Christmas and New Year cruise deals are a "mega ship" travel choice for inexpensive December Holiday vacations. RCI's best features are the world's biggest cruise ships ever, top sea travel destinations and signature uniqueness.

The list of exotic RCI Xmas destinations includes Asia (from Singapore and China), Australia (Sydney to NZ and the South Pacific Islands), South America (from Brazil) and Europe (Mediterranean itineraries with UK departures).

Just like with the rest of the "big ship" companies, most RCI voyages for Christmas are roundtrips to the Caribbean, with departures from Florida (Miami, Tampa, Fort Lauderdale, Port Canaveral).

Royal Caribbean's Caribbean ships also depart from New York/New Jersey, Baltimore, Galveston, New Orleans, plus the special roundtrips from Puerto Rico (San Juan) and Panama (Colon).

Royal Caribbean Holiday specials feature unique onboard activities and signature activities offered by no other line. The special cuisine and one-time-in-the-year-only entertainment menu on the ship is another reason to spend the year's merriest time at sea. As to the prices on RCCL cruise package deals, their ticket prices are not cheap, and often perfectly match the size of their ships. Following the most common pattern for big lines Holiday itineraries, the majority of Royal Caribbean voyages for New Years are round-trips departing from Florida ports (Miami, Tampa, Fort Lauderdale, and Port Canaveral). Another set of highly popular deals includes the round-trips to the Caribbean leaving from New York (NYC and Bayonne NJ), Baltimore, Galveston, and New Orleans, along with the line's deals from Puerto Rico and Panama. The list of the Royal Caribbean New Year destinations also includes Southeast Asia, Australia, Europe and South America (Brazil departures).

Next tables show all Royal Caribbean Christmas New Year cruise itineraries as ships, departure ports, call ports (dates and arrival/departure times) and regions.

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6 Night Key West & Cayman Holiday

With innovative spaces like the Lawn and the AquaSpa Celebrity Cruises gives their customers a taste of modern luxury.

From Cozumel to the Grand Cayman, tropical pleasures abound on a Western Caribbean cruise.

Whether it’s a trip to the historical streets of Ybor, a day in the Florida Aquarium or a nice Cuban-infused meal, your time in Tampa will make you consider a longer stay.

• Celebrity Constellation - Passenger Capacity: 2,170 (double occupancy) Year Built: 2002 Last Refurbished: 2020

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Celebrity Constellation

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Tampa, Florida

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Western Caribbean

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Tampa, Florida , Key West, Florida , Georgetown, Grand Cayman, Cayman Islands

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6 Night Key West & Cayman Holiday sailing on the Celebrity Constellation

Departure dates: dec 2024 - dec 2024, stateroom prices for dec. 27, 2024.

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*** All itineraries are subject to change without notice. Please confirm your itinerary on the Review page before purchasing your cruise.

* Rates & offers are subject to select dates & categories, cruise only, per person, based on double occupancy, in US Dollars, & include NCCF. Government taxes & fees are additional. All rates & offers are capacity controlled, are subject to availability & confirmation, & may change without notice. Additional restrictions may apply. Information deemed reliable but not guaranteed -- please confirm details at time of booking

Celebrity Cruises reserves the right to impose a fuel supplement on all guests if the price of West Texas Intermediate fuel exceeds $65.00 per barrel. The fuel supplement for 1st and 2nd guests would be no more than $10 per guest per day, to a maximum of $140 per cruise; and for additional guests would be no more than $5 per person per day, to a maximum of $70 per cruise.

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• Navigator of the Seas December 27th, 2024 Los Angeles round-trip
• From Los Angeles ›

Mazatlan or Puerto Vallarta? How About Visiting Both (And More)?

Get ready for seven nights of exciting cruising through the Caribbean when you reserve your cabin on the Royal Caribbean Navigator of the Seas from Los Angeles and back.

This cruise is particularly exciting because you will only stop in very uncommon destinations such as Mazatlan and Puerto Vallarta. This is a typical route for the Navigator of the Seas.

This includes all all meals, entertainment, port charges, and taxes. No surprises! At under $150 a day, this deal is.

The Royal Caribbean Navigator of the Seas

Based in Los Angeles and refurbished just five years ago in 2019, over 3,300 passengers can travel comfortably on this top-rated Rci Voyager class cruise ship.

The Navigator of the Seas Royal Caribbean has some of Royal Caribbean's exclusive activities such as the Flowrider artificial surf wave and an escape room. Plus, experience rare features like a roller skating rink and an ice skating rink.

The Navigator of the Seas Royal Caribbean also offers a spa, a casino, a waterslide, an outdoor movie theater, a basketball court, seven jacuzzis, a gym, four pools, a ping pong table, and a solarium.

Pricing Information

The accompanying graph shows the price over time for each type of cabin. Since it was first listed on February 15th of last year, The price of a stateroom on this cruise has varied between $977 and $1,334 including $151 in taxes and port fees. Now this sailing is only $73 higher than the all time low of $977 so reserve your stateroom now before it goes up.

Your Itinerary

This sailing consists of three sea days and three port days. Major features include visits to very uncommon destinations like Mazatlan and Puerto Vallarta.

Alternate Sailings

The Navigator of the Seas sails this route six times this year plus five times next year. The Discovery and Royal also sail routes with the same stops but slightly different schedules. In the accompanying graphic you can see a visualization of when this ship sails as well as the relative price.

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Mon - Fri 9 - 19 | Sat 9 - 18 | Sun 10 - 16

December cruises

Jingle all the way into the end of the year with the most dazzling december cruise deals.

The year is coming to an end, and you feel like to make it unforgettable? A December cruise is the perfect way to frame it and make it truly special! And you won't even have to struggle to choose the perfect Christmas gift ! There's no better gift than a Christmas cruise. Dreaming to celebrate the New Year on a cruise? You just have to choose among MSC's stunning New Year's cruises!

Make your winter holidays extraordinary with the best December cruise deals . Sail into adventure with our awe-inspiring journeys! Choose the best destinations for your December holidays to the Caribbean , Emirates and Mediterranean or sail from Southampton onboard MSC Euribia to Northern Europe . Pick the best for your December vacations with family or friends!

Looking for a December cruise that fits your holidays? MSC Cruises has got you covered. From short winter getaways or a longer journeys, you can find the perfect itinerary for you! Choose from mini-cruises lasting up to 4 nights , standard 7-night cruises , or lengthier routes of up to 19 nights .

Book your December cruise and soak up on emotions!

Cruises in December 2024

Terms and conditions.

“Save and Sail Cruise Only” and “Save and Sail with Drinks” rates are per person based on double occupancy. The rates are subject to change and may vary without notice. This offer is valid on new bookings only from 16/10/2023 to 30/04/2024, valid until departure valid on selected sailings from Winter 23/24.

This promo is only combinable with the Healthcare discount, and the MSC Voyagers Club discount, also with the “target” promos. It excludes any other offer or MSC Discounts and/or Future Cruise Consultant Vouchers, unless otherwise stated on ad-hoc promotional material. The Healthcare discount is valid for all Destinations (MSC WORLD CRUISES excluded) and it is subject to availability at the moment of the reservation. 3rd and 4th berth guests pay the usual applicable rate. Guests travelling on different Experiences will be subject to restrictions on dining arrangements.

During the Save and Sail Campaign, for sailings included, the promotion will be visible on the reservation system at the time of the booking under the “Save and Sail cruise only” and “Save and Sail with Drinks, price descriptions. Only bookings taken under the “Save and Sail with Drinks” will receive the Premium Extra Drinks Package . The Premium Extra Drinks Package allows the guests to enjoy whilst on board, unlimited consumption of all drinks priced up to €13. Other conditions & terms may apply. Flights and any other add-ons will be available at the current selling rates, payable by all guests under the same booking. Single Supplement can vary, up 100%. Flights and any add-ons (gratuities, travel insurance, shore excursions and any other item of a personal nature) will be at the current selling rates, payable by all passengers under the same booking and subject to availability, unless clearly stated in the offer.

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Best Cruise Insurance Plans Of June 2024

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Updated: Jun 1, 2024, 11:03am

Our analysis has found that WorldTrips, Nationwide and TravelSafe Insurance are the best cruise insurance companies.

Not all travel insurance policies provide top-notch coverage for cruises, so we scored policies based on cost,  medical expense, trip interruption and trip cancellation benefits. We evaluated 37 travel insurance policies with missed connection coverage to identify the best cruise insurance.

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Our editors are committed to bringing you unbiased ratings and information. Our editorial content is not influenced by advertisers. We use data-driven methodologies to evaluate insurance companies, so all companies are measured equally. You can read more about our editorial guidelines and the methodology for the ratings below.

• 37 travel insurance plans evaluated
• 1,443 coverage details analyzed
• 259 rates scored
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Summary: best cruise insurance ratings, what is cruise insurance, what does cruise insurance cover, do i need cruise insurance, how much does cruise insurance cost, where and when to buy cruise insurance, how to shop for the best cruise insurance, is cruise insurance worth it, methodology, best cruise insurance frequently asked questions.

• WorldTrips – Atlas Journey Premier
• Nationwide – Cruise Luxury
• TravelSafe Insurance – Classic
• AIG – Travel Guard Preferred
• AXA Assistance USA – Platinum
• Generali Global Assistance – Premium
• HTH Worldwide – TripProtector Preferred Plan
• John Hancock Insurance Agency – Gold
• Nationwide – Cruise Choice
• Seven Corners – Trip Protection Choice
• Trawick International – Safe Travels First Class
• USI Affinity Travel Insurance Services – Diamond

Top-scoring plan

Atlas Journey Premier

Missed connection coverage per person

Medical & evacuation limits per person

$150,000/$1 million

The Atlas Journey Premier policy provides excellent missed connection coverage and medical evacuation benefits. Available upgrades include “cancel for any reason,” “interruption for any reason” and extra coverage for pets traveling with you, adventure sports, destination weddings, hunting and fishing equipment, and more.

More : WorldTrips Travel Insurance Review

• Lowest average cost among top-rated policies evaluated.
• Very good travel delay benefits of $2,000 per person after only 5 hours.
• Excellent missed connection coverage of $2,000 per person after 3 hours.
• Medical coverage level is low compared to some competitors evaluated.
• Baggage delay benefits have a 12-hour waiting period.

Cruise Luxury

Nationwide’s Cruise Luxury plan provides an array of extensive benefits at a decent price, including superior missed connection coverage and emergency and non-medical evacuation benefits.

More : Nationwide Travel Insurance Review

• “Cancel for any reason” upgrade available and “interruption for any reason” upgrade available.
• Includes $25,000 in non-medical evacuation benefits.
• Pretty good baggage delay benefits of $1,000 per person.
• Good travel delay benefits of $1,000 per person covered after only a 6-hour delay.
• Medical coverage is lower than some other top-rated plans but might be sufficient for your needs.
• 24-hour delay required for hurricane and weather coverage, compared to some competitor policies with only a 6- or 12-hour delay requirement.

TravelSafe Insurance

Classic Plan

$100,000/$1 million

TravelSafe’s Classic plan provides the highest limits for missed connection and evacuation benefits among top-rated plans. It also has very good trip interruption and hurricane and weather coverage at a competitive price.

More : TravelSafe Travel Insurance Review

• Provides coverage for non-medical evacuation at $25,000 per person.
• “Cancel for any reason” upgrade available.
• Excellent baggage loss coverage limits of $2,500 per person.
• $100,000 in medical benefits is on the low side compared to top competitors but might be sufficient for your needs.
• Baggage delay coverage is a little skimpy at $250 per person after a 12-hour delay.

Travel Guard Preferred

$50,000/$500,000

AIG’s Travel Guard Preferred plan provides solid benefits at a very low average price. Optional pet, wedding, security, baggage, medical, adventures sports and travel inconvenience upgrades allow you to customize a policy to fit your needs.

Additionally, the Travel Guard Preferred plan includes benefits if (under certain conditions) you must start your trip earlier than planned—a feature not found in all policies.

More : AIG Travel Insurance Review

• Provides up to $750 for “travel inconveniences,” such as flight delay to your return destination, runway delays and cruise diversions.
• Reimburses up to $2,500 for meals, accommodations and transportation if you must begin your trip earlier than scheduled due to inclement weather or common carrier changes.
• Offers “cancel for any reason” upgrade.
• Very low travel medical insurance limits compared to other policies we evaluated, but you can increase coverage with an upgrade.
• Missed connection benefits of $1,000 are low compared to some competitors.

AXA Assistance USA

$250,000/$1 million

AXA’s Platinum plan hits all the high points for coverage that you’ll want if you’re looking for top-notch protection, including non-medical evacuation coverage and baggage insurance.

More : AXA Assistance USA Travel Insurance Review

• Generous medical and evacuation limits.
• Top-notch baggage loss coverage of $3,000 per person.
• Provides excellent non-medical evacuation coverage of $100,000 per person.
• Travel delay and baggage coverage kicks in only after a 12-hour delay.
• “Interruption for any reason” upgrade not available.

Generali Global Assistance

Premium plan

Medical and evacuation limits per person

Generali’s Premium policy provides very good benefits at a decent average price. It has excellent trip interruption insurance and medical coverage, and includes generous benefits for rental car damage and accidental death.

More : Generali Global Assistance Travel Insurance Review

• You can qualify for coverage of pre-existing medical conditions if you buy the policy prior to or within 24 hours of making your final trip payment, as opposed to a deadline of 10 to 20 days after making your first trip deposit, which is typical from top competitors.
• Excellent hurricane and weather coverage with no waiting period.
• Top-notch emergency evacuation coverage of $1 million per person.
• If you want “cancel for any reason” coverage you must buy it within 24 hours of making your initial trip deposit, compared to 10 to 20 days from top competitors.

HTH Worldwide

TripProtector Preferred Plan

$500,000/$1 million

HTH’s TripProtector Preferred policy provides luxury-level benefits, including superior medical and evacuation benefits and trip interruption coverage, but it also comes with a high average price.

More : HTH Worldwide Travel Insurance Review

• Top-notch coverage limits for medical expenses and evacuation.
• Excellent trip interruption coverage of 200% of the trip cost.
• Very good travel delay coverage of $2,000 per person after a 6-hour delay.
• Highest average cost among top-rated companies, but you’re getting robust benefits.
• Baggage delay coverage requires a 12-hour delay.

John Hancock Insurance Agency

Missed connection coverage

John Hancock’s Gold policy is worth checking out if you want high medical and evacuation limits. It also includes very good trip interruption, baggage and missed connection coverage.

More : John Hancock Travel Insurance Review

• Good missed connection coverage of $1,000 per person after 3-hour delay.
• Travel delay benefits kick in after only a 3-hour delay.
• Pricey among the plans we analyzed but you buy top-tier benefits.
• Baggage delay benefits require a 12-hour delay.

Cruise Choice

$100,000/$500,000

Nationwide’s Cruise Choice plan provides solid benefits at a good average price. It includes non-medical evacuation coverage and offers a trip interruption upgrade.

More: Nationwide Travel Insurance Review

• Decent missed connection coverage of $1,500.
• Provides benefits if you miss out on a prepaid activity or event because your cruise ship changes its itinerary, or if your cruise ship has a fire or mechanical breakdown that delays arrival at the next port of call for two or more hours.
• Medical coverage is lower than most other top-rated policies in our analysis but might be adequate for your needs.
• “Cancel for any reason” upgrade not available.

Seven Corners

Trip Protection Choice

Seven Corners’ Trip Protection Choice plan has great upgrade options and benefits across the board to cruise goers, including unrivaled medical coverage limits and very good missed connection benefits.

More : Seven Corners Travel Insurance Review

• Highest medical expenses and medical evacuation coverage limits among top-rated plans.
• “Cancel for any reason” and “interruption for any reason” upgrades available.
• Very good travel delay coverage of $2,000 per person.
• Includes $20,000 for non-medical evacuation.
• Hurricane and weather coverage has a 48-hour delay, compared to some competitors’ plans that require only 6-, 12- or 24-hour delays.

Trawick International

Safe Travels First Class

Trawick’s Safe Travels First Class policy provides solid benefits at a great average cost, including high medical evacuation limits and good missed connection coverage.

More : Trawick Travel Insurance Review

• Top-level medical evacuation coverage of $1 million.
• Excellent baggage loss coverage of $2,000 per person.
• Medical coverage is lower than most other top-rated plans but might be sufficient for your needs.

USI Affinity Travel Insurance Services

While pricing is higher than most other top plans, USI’s Diamond plan provides a solid range of top-level benefits, including first-rate medical and evacuation benefits and very good missed connection coverage.

More : USI Affinity Travel Insurance Review

• Superior coverage levels for medical expenses and evacuation.
• Very good travel delay coverage of $1,500 per person.
• High baggage loss coverage of $2,500 per person.
• Baggage delay coverage is good at $500 per person but requires a 12-hour delay for benefits to start.
• Has the second-highest average cost among top-scoring plans.

Cruise insurance can be any travel insurance policy that has the coverage features you want. It does not have to be a travel insurance policy with “cruise” in the policy name. It’s helpful to have missed connection coverage included in a cruise insurance policy, as the cost of catching up to a cruise can be significant.

Cruise insurance generally covers the following—up to your policy limits— if the expense is caused by a reason listed in your policy or not excluded from coverage:

• Medical expenses
• Emergency medical evacuation
• Trip cancellation
• Trip interruption
• Missed connections
• Lost, stolen, damaged or delayed baggage and personal items

A cruise travel insurance policy may also compensate you if your cruise ship is disabled and you’re stuck on board without power, food or water for a specified amount of time listed in your policy. For example, the WaveCare plan from Berkshire Hathaway Travel Protection provides a flat $500 reimbursement for cruise disablement if you’re stuck on the ship for five hours or more without one of these: power, food, water or a restroom.

Typically, cruise insurance also provides a 24/7 hotline for travel emergencies. You can also get a pre-existing medical condition exclusion waiver if you buy coverage within a certain period, usually within 14 to 21 days of your initial trip deposit. This means medical expenses related to pre-existing conditions that arise during your trip will be covered.

Cruise insurance is worth considering if you can’t afford to lose the money you paid in advance for nonrefundable trip costs if you have to cancel your cruise.

Cruise insurance can also pay for costs associated with medical treatment during your trip, emergency medical evacuation, trip delays, lost luggage and more.

The average cost of cruise insurance is $457 per trip , based on Forbes Advisor’s analysis of rates for 37 cruise travel insurance plans.

Cruise insurance costs will generally depend on your age and the cost and length of your trip.

Below you’ll see examples of cruise insurance costs for the best cruise insurance policies.

You can buy cruise insurance from your cruise line, through a travel agent or from a travel insurance agent or company.

Although you can purchase a policy right up to your departure, there are advantages to buying travel insurance right after booking your trip . One is that you can maximize the length of your trip cancellation coverage. For example, if you buy a travel insurance policy three months before your departure and get seriously injured a week before you leave, you can file a trip cancellation claim.

Buying cruise insurance within the first two weeks or so of making your first trip deposit also qualifies you for additional coverage. This can include a pre-existing medical condition exclusion waiver or a “cancel for any reason” travel insurance (CFAR) upgrade, depending on the policy.

CFAR allows you to recoup 50% or 75% of your forfeited, nonrefundable trip costs, depending on your policy. You must cancel at least 48 hours prior to your departure. CFAR increases your travel insurance cost by about 50%.

If the dates of your trip change, your travel insurance company should allow you to change the dates of your policy to match the new travel dates. You can also add items to your itinerary later—such as shore excursions—and then add them to your travel insurance coverage.

Whether it’s your first voyage or you’re a cruise veteran, having the right travel insurance is important. This is especially true if you’re a senior traveler who wants a high level of medical coverage while traveling.

Here are good starting points for coverage you’ll likely want in a cruise insurance plan:

Trip Cancellation Insurance

Trip cancellation insurance reimburses you 100% for the pre-paid and non-refundable deposits you lose if you have to cancel for a reason covered by the policy .

Trip Interruption Coverage

This will reimburse you for unused trip costs if your trip is cut short because of illness, injury, death, a family emergency back home or other reasons. Trip interruption insurance can also pay for the extra expenses of a trip interruption, such as a one-way plane ticket home on short notice. The reason for the interruption has to be listed in the policy.

Travel Medical Insurance

This pays for medical expenses associated with injuries and illness you get while on the trip. The top travel insurance plans have $500,000 in travel medical insurance , but you might find $150,000 to be sufficient for a cruise. If you’re a senior, good travel medical coverage is crucial.

U.S. health plans may have very limited or no coverage when you’re outside the U.S. And Medicare doesn’t cover medical care outside the U.S., with only very narrow exceptions .

Emergency Medical Evacuation Coverage

Medical evacuation travel insurance covers the costs to get you to the nearest adequate medical facility or even back home if it’s medically required. Your travel insurer’s emergency assistance team can also help arrange for the medevac.

Coverage for Pre-existing Medical Conditions

Many travel insurance plans give you a pre-existing medical condition exclusion waiver if you buy the plan within two to three weeks after your first trip deposit. This is one of the advantages to buying travel insurance shortly after you book your trip. Without the waiver, medical expenses related to pre-existing conditions that flare up during your trip won’t be covered.

“Cancel for Any Reason” (CFAR) Travel Insurance

Canceling for reasons that aren’t listed in the policy isn’t covered, unless you have already purchased a CFAR upgrade. This typically reimburses you 75% of trip costs, as long as you cancel at least 48 hours before your departure. Adding it increases a policy cost by an average of 50%.

For example, you could make a “cancel for any reason” claim if you’re worried about being seasick—a reason not covered by standard trip cancellation insurance. Buy this coverage shortly after you make your first trip deposit or the purchase window for it will close.

“Interruption for Any Reason” Travel Insurance

Cutting a trip short for reasons that aren’t listed in the policy aren’t covered, unless you have already purchased “interruption for any reason” travel insurance. This coverage typically reimburses you 75% of trip costs. It usually adds 3% to 10% to your travel insurance cost. You generally must buy it within 15 to 20 days of making your first trip deposit. Benefits don’t kick in until you are a specified amount of time into your trip, for example 48 or 72 hours.

Only a few travel insurance companies currently offer “interruption for any reason” coverage, such as Nationwide, Seven Corners, Travel Insured International and WorldTrips.

Additional Types of Travel Insurance for Cruises

A comprehensive travel insurance plan will package additional benefits such as travel delay insurance , baggage insurance and missed connection travel insurance .

The best travel insurance plans offer high levels of reimbursement and short waiting periods for benefits to go into effect when things go wrong. A travel insurance agent can help you match your concerns to the right travel insurance package.

Case Study: Cruise Insurance Saves the Day, Again

I’ve unfortunately filed several cruise insurance claims in recent years, but I’m so grateful I had coverage. When my father passed away on the day we were set to depart, insurance reimbursed us over $3,000 for the trip cancellation. Later, my wife and I tested positive for Covid-19 in Paris right before our river cruise. We had to cancel and pay for a week’s stay in a pricey hotel, but insurance covered the entire $12,000 claim. Most recently, I was diagnosed with cancer before a cruise and had to cancel for surgery. The documentation was complex, but our policy paid the remaining $2,000 to $3,000 after refunds without hesitation. Travel insurance gave us peace of mind through it all.

– David R., Texas

Cruise insurance is worth it if you don’t want to risk losing the non-refundable money you invested in your trip if the unexpected happens. For example, let’s say you missed the boat. Cruise insurance can pay for you to rejoin the cruise if you can’t board on time because of an issue covered by the policy, such as severe weather.

The average cost of travel insurance is 5% to 6% of your trip cost, according to our analysis of travel insurance rates. That means cruise insurance might be worth it if:

• Your non-refundable trip costs are much more than you can afford to lose.
• You are traveling internationally and your U.S. health plan has limited coverage abroad.
• You are traveling to a remote area with limited health care facilities and want insurance that will pay for medical transportation to an adequate medical facility.
• You are traveling to a hurricane-prone area where your trip could be scuttled due to weather.
• Your trip involves connecting flights or multiple destinations, which increase the chances of travel delays and lost baggage.
• You want to be partially reimbursed if you decide to cancel your trip or return home early for any reason.

What Are the Travel Insurance Requirements of Different Cruise Lines?

Cruise lines departing the U.S. generally do not require travel insurance. But it’s a good idea to buy a policy that includes travel medical insurance and emergency evacuation insurance. That’s because U.S. health insurance is unlikely to cover you if you travel outside of the United States.

To find the best cruise insurance, Forbes Advisor analyzed travel insurance data to score travel insurance policies based on the following factors. We include only travel insurance policies that include missed connection coverage.

Missed connection coverage (up to 30% of score) : Plans with higher reimbursement levels for missed connections scored more points.

Average price (up to 25% of score) : We analyzed travel insurance quotes for a variety of traveler ages and trip costs to develop an average price for each plan. We scored the average cost for each travel insurance policy for trips to the popular destinations of Italy, Mexico, France and the U.K. for common traveler profiles:

• Couple, age 30 for Mexico trip costing $3,000
• Couple, age 40, for Italy trip costing $6,000
• Family of four for Italy trip costing $15,000
• Family of four for France trip costing $15,000
• Family of four for U.K. trip costing $15,000
• Couple, age 65, for Italy trip costing $6,000
• Couple, age 70, for Mexico trip costing $3,000

Medical expenses (up to 10% of score): Travel medical insurance was evaluated by coverage amount. Travel insurance policies with travel medical expense benefits of $250,000 and up per person were given the highest points.

Medical evacuation (up to 10% of score): Emergency medical evacuation/transportation coverage was evaluated by coverage amount. Travel insurance policies with medical evacuation expense benefits of $500,000 and up per person were given the highest points.

“Cancel for any reason” travel insurance (up to 10% of score): Policies offering a “cancel for any reason” upgrade earned points. Policies with 75% reimbursement for canceled trips were awarded the most points.

Trip interruption travel insurance (5% of score): Points were given if trip interruption reimbursement was 150% or higher.

“Interruption for any reason” travel insurance: (5% of score): Policies earned points if an “interruption for any reason” upgrade was available.

Pre-existing medical condition exclusion waiver (5% of score): Points were given to policies that cover pre-existing medical conditions (if purchased within a required time frame).

Read more: How Forbes Advisor rates travel insurance

How do I buy cruise insurance for a long-duration cruise?

The coverage in many travel insurance policies will max out at 90 days, so you’ll need to look for a travel insurance plan that can provide coverage for a long trip length.

For example, Allianz Global Assistance ’s OneTrip Premier Plan can cover a trip up to 366 days and includes $200,000 in trip cancellation coverage and $1 million in emergency medical evacuation benefits. It also provides trip cancellation coverage in the event that there is an NOAA hurricane warning at your destination.

How do I buy insurance for cruise shore excursions?

If your shore excursions are pricey, insure the nonrefundable deposits for the excursions and the cruise. If your excursions are included in the cruise cost, you would simply insure the cruise trip cost.

Travel medical insurance can cover medical expenses you incur while on and off the ship. But if your excursions involve adventure activities or extreme sports, be aware that many travel policies exclude these from coverage. Still, there are adventure travel policies and optional upgrades that will cover injuries due to activities such as mountain climbing, parasailing, skydiving and hot air ballooning.

Review your policy to be sure the plan you’re buying will cover your adventurous fun. If it doesn’t, ask about an adventure sports add-on, or consider a company such as World Nomads that caters to the adventurous traveler.

Do I need a special cruise insurance plan?

You don’t need a travel insurance plan that’s specifically for cruises. Any good travel insurance plan with generous medical benefits and the other benefits you want can work well for a cruise.

Can you buy cruise insurance after booking?

You can buy cruise insurance after booking your trip, right up until just before departure. The downside to waiting is that you likely won’t be able to cover pre-existing medical conditions, and you’ll lose the option to add cancel for any reason coverage.

Buying right after you book also lets you lock in trip cancellation coverage right away.

Can I cancel a cruise without insurance?

You can cancel a cruise, but may have to pay a cancellation penalty for the cruise and/or flights. You could also lose the cost of pre-paid shore excursions. If you don’t have travel insurance for these losses, check the credit card you used for booking. Some credit cards include trip cancellation coverage.

Next Up In Travel Insurance

• Best “Cancel For Any Reason” Travel Insurance Of June 2024
• Best Covid-19 Travel Insurance Plans Of 2024
• Best Senior Travel Insurance Of June 2024
• Best Travel Insurance Companies Of June 2024
• The 5 Cheapest Travel Insurance Companies Of June 2024

Get Forbes Advisor’s ratings of the best insurance companies and helpful information on how to find the best travel, auto, home, health, life, pet, and small business coverage for your needs.

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a lifestyle reporter at the New York Daily News, a magazine editor covering consumer technology, a foreign correspondent for Time and various newswires and local newspaper reporter.

Three oceans in 149 days: Silversea's new world cruise features its most destinations ever

Silversea Cruises is known for epic globe-spanning itineraries. But the luxury line’s 2027 world cruise will take guests to more destinations than ever.

The voyage will feature highlights of the Pacific, Indian and Atlantic oceans over about five months. Passengers will visit 80 destinations – many of which the line has not previously included on a world cruise – in 35 countries.

“Calling in more destinations than any voyage in Silversea’s history, we proudly unveil The Three Oceans World Cruise 2027, which broadens our industry-leading offering of extended voyages,” the line’s president, Bert Hernandez, said in a news release . “Traveling aboard Silver Dawn, one of the smallest ships to embark on a World Cruise, our guests will venture off the beaten path to 80 destinations on five continents over 149 days, with the longest stays in port of any World Cruise.”

When is Silversea’s 2027 world cruise?

The cruise will depart on Jan. 8, 2027, from Los Angeles. Silver Dawn, which can accommodate 596 guests, will end the voyage on June 7 in Copenhagen, Denmark.

Where will the cruise sail?

Passengers will first spend 46 days sailing from Los Angeles to Brisbane, Australia, stopping in ports like Hilo and Kahului in Hawaii, Moorea and Bora Bora in French Polynesia and more along the way.

“As well as having the opportunity to visit the UNESCO-listed Hawaii Volcanoes National Park, guests will enjoy a bespoke World Cruise event on this beautiful archipelago, honoring ancient Polynesian seafarers at a sunset ho'olaule'a in Honolulu, with traditional fare, tropical libations, and a night of stargazing,” Silversea said in the release.

From Brisbane, the ship will head to Cape Town, South Africa. The ship will visit destinations like Singapore and the Maldives before guests spend a week on a “deep dive” into South Africa. On the final leg of the journey, passengers will explore other parts of Africa and the Mediterranean on their way to Northern Europe.

Other programming includes safari experiences, an overland trip to southern Africa’s Victoria Falls and a night of music at St. Anne’s Cathedral in Belfast, Northern Ireland. The itinerary features 11 overnight stops in ports such as Cairns, Australia; Colombo, Sri Lanka; and Bordeaux, France, as well.

Short vs. long cruises: Which one is right for you?

How much does the cruise cost?

Pricing info will be available on June 10. Silversea’s 2026 world cruise – which will sail for 140 days, also on Silver Dawn – currently starts at just under $89,000 per person based on double occupancy.

The cruise will be available for presale to members of Silversea’s Venetian Society loyalty program on June 20. Bookings will open for the general public on June 27. Passengers will receive perks like laundry service, spa treatments and more.

Nathan Diller is a consumer travel reporter for USA TODAY based in Nashville, Tennessee. You can reach him at [email protected].

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Biles cruises to ninth U.S. title

Vancouver’s chiles stumbles on beam, finishes fifth.

FORT WORTH, Texas — There used to be a time when Simone Biles would find “beauty in the blindness” ahead of the Olympics, reveling in not knowing what she didn’t know.

That was eight years ago. Back when she was still just a teenager. Still kind of “ditzy.”

Those days are long gone. The evidence isn’t just on Biles drivers’ license or her marriage certificate but in how the now 27-year-old is able to see beyond herself. The tunnel vision that most great athletes have in pursuit of greatness has fallen away.

And maybe that’s the biggest difference between the national title the gymnastics star won on Sunday night — her ninth, this one with an all-around total of 119.750 — and her first over a decade ago.

The defining moment of Biles’ victory wasn’t a twist, a turn or a jump, but a walk.

It came early on, when Biles watched 2020 Olympic champion and good friend Sunisa Lee spin awkwardly in the air during her vault and landed on her back, a mixture of surprise and fear spreading across her face.

“I was kind of thinking that this was over,” Lee said.

Then Biles appeared at her side, unprompted. She knew exactly where Lee was in that moment better than anyone.

Three years ago at the Tokyo Games, a similar wayward vault by Biles started a chain of events that led to her withdrawing from multiple competitions and dragging the discussion on the importance of mental health front and center.

Watching Lee, who has spent most of the last two years battling kidney issues that have made her weight yo-yo and complicated her training, try to gather herself, Biles left her World Champions Centre teammates and gave Lee the kind of support Biles relied on so heavily back in Japan.

“I know how traumatizing it is, especially on a big stage like this,” Biles said. “And I didn’t want her to get in her head, so we just went and talked about it.”

The two retreated off the floor to talk, with Biles reminding Lee she “could do hard things.”

When they returned, Biles stood next to the uneven bars cheering Lee on as she rebounded with a brilliant (if somewhat watered down) routine that scored a 14.500 and helped her finish a promising fourth.

“I know I was having a hard time and she was just there to help lift me up,” Lee said.

Biles is at a stage in her unparalleled career where the joy she gets from the sport is no longer centered strictly on the quality of her performance.

While she joked that she believes she’s “aging like fine wine,” it’s telling that she saved her biggest smile afterward when talking about the five World Champions Centre teammates — most of them a decade younger — who will join her at Olympic trials in Minneapolis later this month.

“That’s kind of what excites me because I think they have long careers ahead of them,” Biles said. “So if I can do anything to help them, right now and in the future, that’s what I’m going to do.”

It’s her way of giving back. She is well aware of the spotlight that awaits her in Paris and is trying to set an example for others on how to navigate the pressure that lies ahead. She’s become a regular in therapy — now even during meet weeks — and is determined to focus on what she can control.

Like say, her gymnastics.

In front of an audience that included her husband, Chicago Bears safety Jonathan Owens, Biles put on a four-rotation clinic that featured all the trademarks of a typical Biles performance. There was jaw-dropping athleticism mixed with precision and more than a splash of swagger.

Biles finished with the highest two-day score on all four events, something she’d done only once before at nationals (2018).

Her only misstep on Sunday came on vault. She came up short on her Yurchenko double pike — two back flips with her hands clasped behind her knees — during warmups and overcompensated when it counted, generating so much force she wound up on her back. She still received a 15.000 for her effort, a testament to a vault that’s never been completed in competition by another woman and only attempted by a select group of men.

Not that it bothered her. Biles collected herself, took a couple of deep breaths then followed it up a Cheng vault that was rewarded with a 15.1 and put a ninth national title within reach. No other gymnast in the history of the sport in the U.S. has more than seven.

While Biles remains above the fray as usual, there is plenty of competition for the other four spots on the five-woman U.S. team that will head to Paris as heavy favorites to return to the top of the podium after finishing second to Russia in Tokyo three years ago.

Skye Blakely, 19, put together another impressive performance and will head to Minneapolis with plenty of momentum. Three years after her bid to make the 2020 Olympic team ended with an injury, Blakely is peaking at the right time.

Lee remains a picture of elegance on bars and beam, her best events, and was encouraged after her first elite all-around competition since she triumphed in Tokyo while Biles cheered from the stands.

Olympians Jordan Chiles and Jade Carey are in the mix, though both endured falls on beam on Sunday. Third-place finisher Kayla DiCello slipped off the uneven bars.

Then there’s Shilese Jones, considered the best all-around gymnast in the U.S. without the last name Biles, pulled out of the championships on Friday, citing a shoulder injury though she said Sunday she was feeling better and plans to be available for trials. So will 18-year-old Kaliya Lincoln, who opted not to compete on Sunday after tweaking something during Friday night’s opening session.

Both — if healthy — figure to be serious contenders to earn an invitation to Paris (Jones in particular).

Biles’ ticket is essentially punched. Same as it ever was.

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