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The 50 Best Gift Cards for Travel Lovers

We’ve rounded up the best gift cards for any travel lover on your shopping list.

Travel + Leisure / Kristin Kempa

The benefits of travel are impossible to wrap up neatly with a bow. You just can’t put a price tag on an impossibly beautiful view, the experience touching down on a new continent, or that life-changing conversation with a local who lives oceans away. That said, a travel-related gift card is probably the closest you’ll get to giving the actual gift of travel to your loved ones (without booking their flights or hotels for them, anyway!).

You’ll want to make sure to select a gift card you know they will be able to put to use. If your loved ones always fly Delta, for example, you won’t want to select a gift card from a different airline. If they’re planning a backpacking trip through South America in the near future, they’ll benefit much more from a Columbia gift card, where they can stock up on camping and hiking gear, versus one from a luxe hotel chain.

Below, we’ve rounded up some of the best gift cards for jetsetters, from cruise lines and airlines to the top luggage and accessory brands.

Southwest Airlines

Southwest Airlines Gift Card

Southwest is known for offering booking flexibility with no hidden costs, and the airline consistently ranks on our World's Best domestic airlines list. If you've got a friend or family member who's looking to plan their dream trip, you'll be their new favorite person with this pick.

Delta eGift Card

Delta’s SkyMiles offers one of the best rewards programs in the business — which is why there are so many frequent flyers who swear by the airline. The Delta eGift Card is particularly practical as you can purchase one to instantly email to your favorite traveler, making it an exceptional ultra-last-minute gift.

Hotels.com Gift Card

Expedia's hotel arm, Hotels.com, is one of the best places to score hotel bookings and packages for less. The site is always offering savings at some of the top spots around the world, whether you book for now or later. You'll effectively be gifting a discount and taking care of the bill, too.

Airbnb Gift Card

 Amazon

There’s something about checking into an Airbnb that can feel a lot cozier for certain travelers, especially if they’re planning a long-term trip to a new city. The gift of an Airbnb gift card will give them the leeway to select their own unique apartment or home anywhere in the world while still cutting down the overall cost of their trip.

Princess Cruise

Princess cruise lines gift card.

Princess Cruise Lines

Princess Cruise Lines sails to 380 cruise destinations across more than 100 countries — and all seven continents — which makes this an excellent option for the traveler on your list who has been planning a bucket list cruise for ages. Gift cards are available for as little as $50 and as much as $500 (but you can always purchase a custom amount).

Holland America

Holland America Gift Card

Holland America Line was founded nearly 150 years ago in 1873, and has continued to be one of the most trusted cruise lines on the sea. The premium ships are smaller than most cruise lines which will give them a much more intimate experience; the average guest also tends to be a bit older which makes this option great for travel fiends who prefer a more laid-back experience at sea.

Amtrak Gift Card

Shopping for a travel lover who prefers riding the rails to boarding flights? Amtrak gift cards are available from $25 to $250 and will allow them to book a train journey anywhere in the United States, and select destinations in Canada. We also love that this option can be emailed directly to the recipient at a scheduled date and time.

Starbucks Gift Card

We know, we know. Part of the thrill of travel is experiencing the local customs and culinary offerings — and that includes coffee culture. But sometimes we just need that venti iced caramel macchiato to shake off the jet lag. The only thing you’ll want to keep in mind is that Starbucks cards don’t work in every country, so giftees won’t be able to use an U.S card in most places in Europe or Asia, for example, but Ireland, Australia, and the U.K. should be fine.

Nordstrom Gift Card

Not exactly sure when or where your favorite traveler is planning their next escape? No worries since a Nordstrom gift card offers infinite possibilities. Whether they need a new suitcase or carry-on duffel bag, or they’re looking to invest in a few new swimsuits for a winter getaway, there are thousands of practical (and pretty) items available both in-store and online.

Foot Locker

Foot Locker Gift Card

It doesn’t matter if they’re planning a backpacking trip around Southeast Asia or they’ve booked a weeklong vineyard-hopping experience in France, it always pays to have a comfortable pair of walking shoes. A gift card to Foot Locker will allow travelers to choose the stylish and practical sneakers , sandals, or boots that best suit their specific needs and preferences. (This option also offers email delivery for those ultra-last-minute shoppers.)

Uber Gift Card

Navigating a new city can be stressful, especially when you first touch down at the airport after a long-haul flight. Thankfully, Uber is now available in many parts of the world and even has designated airport pick-up zones, making a gift certificate not only a smart idea but one that will help you rest easy, knowing your loved one can make it from point A to point B safely.

Amazon Gift Card

When you think of traveling, your first instinct might not be to shop online, but it’s easy to get all sorts of before-they-go essentials here from packing cubes to portable chargers and suitcases under $100. If your pal is already subscribed to Amazon Prime, a gift card to this marketplace will help them keep their bags stocked even quicker.

Apple Gift Card

Have a digitally nomadic friend who you constantly have to locate via Instagram? They've mastered the skill of booking a flight at the drop of a hat and finding the cheapest last-minute hotel deal, but they could always use a little insurance for their most valuable asset: their technology. With an Apple gift card, they'll be able to buy accessories they need or enjoy a little discount if their laptop or iPhone bites the dust on the road.

Air Canada Gift Card

Looking to find the right gift for your travel-loving pal up north? Air Canada gift cards are a great option for anyone who regularly travels between the U.S. and Canada, as well as Canadians who travel internationally as the airline currently serves more than 220 destinations worldwide on six continents.

Zappos Gift Card

For trips where much of the sightseeing will take place on foot, a gift card to Zappos will help your friend find the most comfortable shoes for these upcoming plans. Whether they’re in the market for winter boots for a mountain escape or sandals for an upcoming beach vacation, there’s something to suit every kind of traveler.

CheapOair Gift Card

Whether they’re planning a trip in the next few months or they’re still saving for a dream European vacation, you can still give the gift of adventure with a CheapOair gift card, since they never expire. CheapOair will allow your loved one to search for the least expensive routes and flight paths and start planning their dream trip, whenever that might be.

Columbia Gift Card

After months of training, your sister is finally setting out to hike the Appalachian Trail all by her bad self. Express your support and encouragement with a gift card to Columbia, one of the leading trusted brands in outdoor wear. Depending on how generous you're feeling, you can outfit her with a tent, an insulated jacket, a backpack, and much more.

Fluent City

Fluent City Gift Card

If being able to speak another language comfortably has always been a goal for your mom as she plans her dream trip to Rome, consider giving the gift of the spoken word. Right now, Fluent City offers both private and group language lessons online. Even if it's a while before she puts her Italian skills to the test, she'll be more than prepared for when she finally arrives.

Away Gift Card

We’ve been big fans of Away luggage for their functional designs, gorgeous colors, and affordable price points ever since the brand’s inception back in 2015. Digital gift cards can be used in-store or online, and you can load the card up to $1,000 (to outfit your loved one with a full set of suitcases and travel accessories).

REI Gift Card

If your travel-loving buddy is more of a backpacker and camper and less of the luxury hotel type, a gift card to REI will be right up their alley. The multi-purpose store stocks everything they could possibly need for their next adventure in the great outdoors, from camping gear and weatherproof apparel to snacks appropriate for trekking in the bush.

Sephora Gift Card

Stocking up on travel-sized skin care and cosmetics is easy at Sephora, with hundreds of well-loved beauty brands offering miniature products to fit in a carry-on without going over the liquid limit. We especially love that Sephora allows you to customize a gift card with your own images or sayings. Let those creative juices flow!

Audible Gift Card

Book-loving travelers know the struggle of wanting to pack enough paperbacks to last the entire trip but also not wanting to run the risk of overweight baggage fees. A gift card for Audible will allow them to download as many books as they want to listen to right on a smartphone instead.

MaidPro Gift Certificate

Nobody likes coming back to a messy house after a long trip, but sometimes there’s just not enough time to tidy up, pack, and make it to the airport in time. A gift certificate to MaidPro will allow travelers to pre-schedule a professional cleaner to come, so all they’ll have to do is unpack and relax in an already tidy home.

Spafinder Gift Card

You might not know the details of your loved ones’ next five-star vacation, but a gift card to SpaFinder lets you give them a little dose of luxury whenever that may be. These gift cards are universal and can be redeemed at thousands of spas across the United States, and all over the world, so you can pretty much guarantee they’ll be able to find an eligible establishment in their future travels.

Marriott International

Marriott international gift card.

If they’re all about racking in those Bonvoy points, you’ll want to consider a gift certificate to Marriott International. The digital gift cards are universal, which means gift recipients can put them toward their next stay anywhere in the world as long as it falls under the Marriott umbrella (think Ritz-Carlton, St. Regis, Westin, and more).

Fairmont Gift Card

A Fairmont gift card pretty much guarantees a luxurious experience. Whether your jetsetting friend uses it to check into one of the hundreds of historic properties around the world (like the Grand Railway Hotels across Canada, for example), or to enjoy a three-course meal, you know it’ll be put to very good use.

Hilton Gift Card

Whether your pal is a road-trip warrior, luxury enthusiast, or budget-conscious adventurer, a gift card to Hilton will suit them just fine. There is a vast network of brands at all price points — from the budget-friendly Hilton Garden Inn to the five-star Waldorf Astoria. The best part? Hilton gift cards don’t expire so they won’t have to rush to plan their next trip.

If there’s a cruise lover on your shopping list, Holland America gift cards can be used to book sailings worldwide and also for onboard purchases to make the journey even better. Whether your friend is looking to cruise Caribbean, European, or Australian waters, this gift card is the best way to start the trip.

Tortuga Gift Card

With Tortuga’s home try-on program, the adventurer in your life can select the perfect travel backpack for their trip and body needs. Tortuga products also offer a worldwide warranty, so this gift card may just be the most reliable gift you give this holiday season.

Most of us have enjoyed the convenience of summoning a Lyft to get us where we need to go. A Lyft gift card can not only be used for a comfortable ride, but for Lyft scooters and bikes as well. The gift amount will be credited to your friend’s Lyft account so they can use it however, and whenever, they want.

Best Western

Best Western Travel Card

Best Western Hotels and Resorts can be found in more than 100 countries and territories. Gifting the Best Western Travel Card means Rewards points can still be earned on all booked stays, and there’s no expiration date either.

Chaco Gift Card

Chaco 

You probably don’t know your friend's shoe size off the top of your head. Instead of guessing, give them a Chaco gift card so they can shop for the best size, shape, and style for their outdoor needs. Physical Chaco gift cards can be shipped or sent electronically for ease and immediate use.

Hawaiian Airlines

Hawaiian airlines gift card.

With over 35 destinations to choose from and no expiration date, Hawaiian Airlines’ gift cards will help your traveler start planning a dream vacation. Whether they’re interested in island hopping through Hawaii or exploring the South Pacific, giving this card means they will still earn miles on flights purchased as a present from you.

Calpak Digital Gift Card

Calpak Digital 

Calpak luggage and bags are the durable, high-end gift any traveler would love to receive this holiday season. Even better? Sending a Calpak gift card, so they can choose the design that’s best for them. From the sturdy Kaya Laptop Backpack we love to helpful packing cubes, there’s plenty to shop.

Four Seasons

Four Seasons Gift Card

If you’re unsure when shopping for your favorite luxury lover, look no further than the Four Seasons gift card. It’s redeemable for overnight stays, plus dining, spa treatments, and other experiences at Four Seasons locations worldwide. Cards can also be purchased in one of four currencies to avoid exchange rate fees.

Carnival eGift Card

Does your best friend have a Carnival cruise booked this year? Make their trip even better by giving them a Carnival gift card. Not only can it be used once onboard for gifts, drinks, and excursions to make an experience even better, it can be used to book their next cruise as well.

Monos Gift Card

Give your adventurer exactly what they want by letting them pick out what they need for an upcoming trip from lightweight luggage to comfortable clothes. The Monos gift card never expires and can be used on top of sales and discount codes, too.

Barnes & Noble

Barnes & noble egift card.

Who doesn’t love the planning stages of an upcoming trip? Give the gift of in-flight entertainment with a gift card to Barnes & Noble. Whether your pal is looking for travel guides, magazines, or novels, they’ll find thousands of options in stores and online to get them excited to take off.

Alaska Airlines

Alaska Airlines Gift Certificate

With dozens of destinations to choose from, an Alaska Airlines gift certificate suits loved ones traveling throughout the United States and beyond. These gift certificates can be used not only on Alaska Airlines flights, but also Horizon Air or SkyWest flights operated by Alaska Airlines. They never expire and can be delivered directly to your friend’s email or printed and mailed.

Nomatic Gift Card

From accessories for everyday travel around town to bags for extended trips, Nomatic has something to offer everyone. The Nomatic gift card is not only a nice pick for your on-the-go friend this season, all products are also covered by a lifetime warranty, too.

OneTravel Gift Card

With the OneTravel gift card, your friend can book a flight to their dream destination across the globe. The best part is, you choose when the treat is sent to your loved-one’s email, which means you can buy now and still keep the surprise for later!

Virgin Experience

Virgin experience gifts gift card.

Virgin Experience Gifts

With a Virgin Experience Gifts gift card, travelers can select an experience — from helicopter tours to murder mystery dinners — based on their location. With hundreds of excursions to choose from in dozens of cities, any adventurer can find something fun and unique to enjoy.

Athleta Gift Card

The Athleta gift card is perfect for any active woman on your list as the brand’s sizes range from XXS to 3X. Athleta gear runs on the sportier, more casual side which means styles like their comfy travel pants work both in the air and on a hike, too.

Cabela's

Cabela's gift cards.

For the outdoor-loving travelers on your list, Cabela’s has everything for your favorite camper and boater. Their gift cards can be redeemed online and instore for both Cabela’s and BassPro Shops giving your friend even more options.

Celebrity Cruise

Celebrity cruises e-gift card.

With over 300 cruise ports to choose from, your friend has plenty of trip options when receiving a Celebrity Cruises gift card. Treat them to an upscale cruise experience with $50, $100, $250, and $500 denominations to suit your gifting needs.

Arlo Skye Online Gift Cards

Arlo Skye is known for their beautiful and durable luggage — and we all know someone who’s obsessed with traveling in style. This season, give your trendy traveler a gift card to Arlo Skye to help them live out their dreamiest fantasies with a new bag in tow.

Goldbelly Gift Card

Goldbelly 

If your favorite traveler is constantly talking about the mouth-watering pizza they had in New York or the pastries from that one bakery in Los Angeles, they’ll be excited to learn that many of their favorite regional treats are available on Goldbelly. This company partners with eateries around the United States to package and ship food products straight to your friend’s door. Sure, eating at the source is ideal, but this is easily the next best thing.

Top Golf Gift Card

Your pal who’s always planning a trip to a new golf course will appreciate a Top Golf gift card to help them get through stretches of downtime at home. This experience combines the sport with tracking technology, not to mention great food and drinks, to create a fun night for just about anyone. With over 80 locations around the country, there’s a good chance this experience is close by (although it’s worth checking before you purchase anything).

MGM Resorts

Mgm resorts gift card.

Whether they stay at the same resort every time or like to try new ones, your friend who goes to Las Vegas every year is bound to find some use out of a MGM Resorts gift card. This company operates 14 resorts in Sin City alone, as well as a handful of other resorts in the U.S. and worldwide. Gift cards can be used at participating restaurants, retail shops, bars, and spas, or put towards the cost of a room.

Hopper Gift Card

The Hopper app uses past price trends to help you find great deals on flights, hotels, car rentals, and more. The app is free to use and those deals can be booked directly through Hopper, which is where a gift card comes in handy. In addition to helping users find and book the best deals, the app also offers cool features like the ability to lock in a price for up to three weeks – if the price goes up, they’ll refund up to $300 and if it’s no longer available, they’ll give a full refund. It’s a great service for travelers who like good deals and peace-of-mind while booking.

Why Trust Travel + Leisure

For this article, Kaitlyn McInnis and Taylor Fox used their experience as travel writers and former lifestyle editors to curate the best options to suit most needs.

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The Backpacker Network

Travel Cards for Europe – The Best Options for Travellers! 

Choosing the right travel card for Europe can be complicated. There are a lot of factors to consider: exchange rates, fees for spending or withdrawing, type of card, payment processors, plus travel rewards and perks. 

Get it right and you’ll be a budgeting ninja – you’ll know exactly how much you’ve spent and how you’re going to pay for everything you need. Get it wrong and you’ll be more clumsy clown than ninja! Hefty bank fees, poor exchange rates and potentially being unable to access your hard-earned money are all risks you take when you pick the wrong bank card for European travel. 

We’ve trawled the internet for information about travel money cards, so you don’t have to. This research, combined with our own experiences and recommendations from our backpacking community on the ground, has helped us put together this shortlist of the best travel money cards for Europe.

Top Three European Travel Cards 

Disclosure: Some links on this page are affiliate links. We always write our articles before checking if affiliate links are available.

• Available to European Economic Area residents.
• Limited fee-free withdrawals.
• Use the interbank exchange rate.

• Only available to UK residents. 
• Unlimited fee-free withdrawals
• Use the Mastercard exchange rate.

• Fee-free withdrawals depending on the country the card was issued in.
• Multi-currency accounts.
• Low fees when transferring money. 

Related: (links open in a new tab)

• Cheapest Cities in Europe
• Cheapest Countries in Europe
• Europe Budget Guide

Types of Travel Card for Europe

Debit cards for travel .

You’re bound to be familiar with debit cards. They’re provided with almost every current account as standard. The idea is that money is taken from your account as soon as it’s spent, making it easy to keep track and avoid spending more than you can afford. But not all debit cards are created equal. 

Many traditional banks charge ridiculous fees for using your card abroad or withdrawing money from foreign ATMs. On top of this, they often deliver a poor exchange rate, meaning the bank profits from you swapping your money into a foreign currency. 

Travel debit cards from digital or challenger banks tend to be much better for use in Europe. There are very few charges and you can usually withdraw at least some cash without paying foreign withdrawal fees. The exchange rate at challenger banks tends to be better too, often sticking to the official Mastercard or interbank rate. This means you can be sure the bank isn’t profiting from you needing some euros! 

Prepaid Travel Cards for Europe 

A prepaid travel card is essentially a debit card that needs to be topped up from your bank account. You can top them up using online banking, via an app or in certain stores and establishments. When the funds are loaded, you can use the card as a regular debit card. 

Until the relatively recent rise of digital banks, prepaid euro cards were an excellent choice for anyone travelling the continent. While they still have plenty of fees attached, they’re cheaper than traditional banks. However, with the swell of challenger banks offering excellent debit cards for travel, there’s no real need to use a prepaid card anymore.

If you do opt for a prepaid euro card, ensure you understand the fees and exchange rates. Prepaid cards that take multiple currencies may offer a fantastic exchange rate if you convert the money to euros straight away. But, if you load the card with your home currency, the exchange rate for each foreign transaction is generally much worse. It’s also worth noting that some even charge you to a small fee to top up! 

Credit Cards for Travel in Europe

Travel credit cards are an excellent way to save money in Europe – but only if you’re careful! Make sure you pay off the balance each month. If you don’t, the interest you’ll need to pay will negate any savings you’d otherwise make. 

Most credit cards for travel offer fee-free transactions, no matter where you are in Europe. However, very few offer fee-free cash withdrawals – and even if they do, there is usually a higher interest rate attached to withdrawing cash on a credit card.

As well as fee-free transactions, travel credit cards tend to offer points for every pound, dollar or euro you spend. These points add up over time and can be redeemed for air miles, hotel stays and a range of other incentives, including cold hard cash! Exactly what is on offer will depend on your credit card provider, so shop around to make sure you get the best deal! 

Direct Debit Travel Card 

Direct debit travel cards offer a unique way to save money in Europe: simpler than opening a new bank account, easier than getting a new credit card and far less faff than choosing a good prepaid euro card, direct debit travel cards are changing the game. 

They connect to your normal bank account and you use them as a traditional debit card. The only difference is that the transaction goes through the travel card provider who act as an intermediary between your bank and the card machine you’re using. This step means your bank won’t charge you foreign transaction fees, saving you a small fortune! 

The Best Money Cards for Europe!

• Available to customers from the European Economic Area as well as many more countries!
• Multi-currency accounts on offer
• Limited free foreign withdrawals

Available to customers from many countries  – As well as being available to anyone with an address in the  European Economic Area , Revolut offer accounts to anyone from Australia, New Zealand, Singapore, Switzerland, UK, USA, Japan and Brazil. Revolut also offer ‘lite’ accounts to customers from other countries too! 

Visa or Mastercard  – Whether you get a Mastercard or Visa Revolut debit card will depend on where you live and where your account is registered. Both Visa and Mastercard work across Europe, so you won’t have an issue with either! 

Spending and Withdrawals  – Revolut allow you to withdraw £200GBP ( the exact amount may be slightly different in your local currency ), or make five withdrawals per month fee-free. After this, a 2% cash withdrawal fee kicks in. You also get limited fee-free card transactions each month. The first £1000GBP spent on your card (not including cash withdrawals) comes with no additional fees. After the first £1000GBP, a 0.5-1% fee applies to every transaction. With Revolut’s paid accounts, the withdrawal and spending limits are higher. 

App-Based  – Revolt offer full control of your account through the app. You can open a current account, multi-currency account, lock the card and create single-use digital debit cards all from the comfort of your sofa – no more needing to queue up at the bank to tell them you’re going travelling! 

Accommodation Bookings  – Revolut Stays allows you to book accommodation through the Revolut app and get 3-10% cashback!

You must be 18 and over to open a Revolut account. Read the full T&Cs .

• Free foreign withdrawals
• Deluxe accounts available for an additional fee
• Uses the interbank exchange rate
• Free withdrawals are limited to a certain amount of money each month
• Exchange rate changes at the weekend
• Fee-free foreign spending is limited

Starling Bank

• Fee-free foreign withdrawals and transactions
• Uses the Mastercard exchange rate 
• Account set-up is quick and easy

Withdrawals – Starling allow you to withdraw up to £300GBP or make six withdrawals per day . There are no foreign withdrawal fees and Starling uses the Mastercard exchange rate with no markup. There are also no fees for using your card to pay directly when in Europe!

Ethical Banking – Starling seem determined to do things differently. They have clear ethical and environmental goals laid out on their website . While your typical high street bank is investing your money in firearms, tobacco, alcohol and fossil fuels, Starling opt for ethical investing! 

Works Across Europe – Starling Bank provide a Mastercard with their accounts. This works almost everywhere in Europe! 

Helps You Budget – Thanks to spending notifications, spending categories, saving spaces and goals, Starling helps you accurately budget before and during your trip. You can create a virtual debit card for each saving space, allowing you to closely monitor your spending while you travel in Europe!

• No fees on foreign spending or withdrawals
• Easily replaces your traditional bank
• Full control from your phone
• Only available to those with a UK address

• No fee for foreign transactions
• Multi-currency account – hold up to 50 currencies at once
• Some free foreign withdrawals – the exact amount depends on where you live and where the account is registered

Perfect for Digital Nomads – If your work involves clients in multiple countries, Wise has you covered. A Wise account allows you to be paid in and store multiple currencies. 

Visa or Mastercard – Wise provide either a Visa or Mastercard depending on where you live and where your account is registered. However, not all Wise customers are eligible for a debit card with their account, this also depends where you live. See the full list of card-eligible countries here . 

Fees for Withdrawing Cash – Wise offer some free cash withdrawals each month. The exact amount you can withdraw before incurring fees depends on where you live and where the account the registered. 

Fees for Foreign Transactions – Wise allow you to spend money on your card fee-free but only if you have the correct currencies stored in your account. If not, they charge a small conversion fee for each transaction. 

• Available to residents of almost every country
• Can store and spend multiple currencies with one account
• Low international transfer fees
• Not all accounts come with a debit card (it depends on where you live)
• The card doesn’t work in every country

• No foreign transaction fees
• Uses Visa’s live exchange rate
• Works in all European countries

Fees – Although you can access a network of over 60,000 ATMs fee-free in the USA, you’ll need to pay a $2.50USD fee to withdraw money abroad with your Chime debit card. However, there are no international transaction fees with Chime, so you can pay for things on your card without having to stump up for an additional fee. 

Exchange Rate – When spending abroad with your Chime debit card, you’ll get the live Visa exchange rate. While fractionally worse than the Mastercard exchange rate, it’s still much better than using a money changer or letting traditional banks dictate the exchange rate. Remember to always pay in the local currency if you see the option on an ATM or card terminal! 

App and Website – Both Chime’s smartphone app and website give you an excellent level of control of your account. Make sure you enable international spending either through the app or website, so you can use the card abroad! Failure to do so will prevent the card from working and could see Chime block the card due to suspicious activity! 

Withdrawal Limit – Chime offer a generous $500USD daily withdrawal limit. If you’re withdrawing money abroad, you should withdraw the maximum possible to reduce the frequency you’ll be paying the $2.50USD foreign withdrawal fee!

• No rolling monthly fee
• High daily withdrawal limits
• Easy to control your account through the app or website
• Only available to customers in the USA
• No contactless card payments possible (does work with Apple and Google Pay though)
• Not all online payments are supported by Chime

• Connects with your traditional bank account
• Use the Currensea card as you would a normal debit card
• Removes foreign transaction fees usually levied from your bank

Easy to Use – While getting another travel card or opening a new bank account can feel like a hassle, Currensea making spending money in Europe easy! Thanks to open banking laws, a Currensea direct debit travel card hooks straight into your bank account, allowing you to spend money with reduced fees while abroad. Simply use the card as you would your normal debit card and Currensea handle the rest!

Different Plans – Currensea offer three different plans. The free plan offers everything you need for a shorter trip but if you travel a lot, getting either the Premium or Elite plan gives you access to better exchange rates, larger fee-free withdrawals and a range of other perks such as hire car discounts, hotel bonuses and even airport lounge access with the Elite card! 

Mastercard – The Currensea direct debit travel card is powered by Mastercard. This means you can use it anywhere that accepts Mastercard (almost everywhere in Europe)!

• No need to set up a new account
• Up to £500GBP fee-free withdrawal each month
• Different plans available depending on your needs
• Small fees for foreign withdrawals after the £500GBP limit is reached
• 0.5% foreign transaction fee with the free account (no transaction fee with paid accounts)
• Still leaves you reliant on your major high street bank

Prepaid Euro Cards 

While not necessary in the age of digital banks and FinTech companies, prepaid euro cards are still relatively popular – more popular than they deserve to be, honestly. 

Prepaid travel cards tend to have lower fees than your traditional high street bank but the costs are higher than opting for a digital bank or even a direct debit travel card. Some prepaid cards also have nasty hidden fees, such as a fee for loading money onto the card, or a fee for getting any leftover money back after your trip. 

We don’t like to recommend prepaid travel cards because they serve little purpose in today’s digital world but in case you’ve already made up your mind, these are the most popular options among travellers to Europe! 

• Travelex – Best for Travellers from the USA
• Monese – Top Choice for Travellers from the UK
• Fair FX – Top Choice for Travellers from the EU
• PayPal Prepaid Mastercard – Another Good Option for Travellers from The USA

Travel Money Cards for Europe – Your Questions Answered! 

Which cards are accepted in europe.

Mastercard and Visa cards are widely accepted throughout Europe and the rest of the world. You may have a hard time using an American Express card in Europe, although they’re more common than they used to be. Discover cards are less accepted than American Express. If you only have a Discover or American Express card, we recommend supplementing your wallet with a Mastercard or Visa as well! 

What is a Travel Card?

Travel cards allow you to access your money, either via card transactions or an ATM, abroad, without incurring high fees from your traditional bank. They come in different forms:

– Travel Credit Cards – Usually just regular credit cards with low or no foreign use fees and often include travel-based incentives like air miles or discounts on hotel stays.  – Travel Debit Cards – Can be used like a normal debit card. Often travel debit cards are supplied by a travel-friendly bank but you can also get prepaid travel debit cards that you top up from your traditional bank. You can also get direct debit travel cards which connect to your traditional bank and allow you to bypass your bank’s fees.

Travel Cards for Europe – A Round-Up

Getting the right travel card for Europe won’t make or break your trip but it can mean the difference of a few hundred dollars, even over a couple of weeks of travelling! For a longer adventure, the savings you’ll make will allow you to upgrade your accommodation choices or treat yourself to good restaurants while you travel!

It really is a no-brainer! Grab your travel card, book your flight and head to Europe for a backpacking trip to remember!  Have we missed your favourite travel card from our list? Let us know in the comments below!

Tim Ashdown | Writer and Gear Specialist

After a life-changing motorcycle accident, Tim decided life was too short to stay cooped up in his home county of Norfolk, UK. Since then, he has travelled Southeast Asia, walked the Camino de Santiago and backpacked South America. His first book,  From Paralysis to Santiago,  chronicles his struggle to recover from the motorcycle accident and will be released later this year.

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The 6 Best Travel Cards for Europe in 2024

If you’re traveling to Europe, a travel money card can make spending and withdrawing cash when you’re away cheaper and more convenient. Different types of travel money cards, including travel debit cards, prepaid travel cards and travel credit cards, are available to support different customer needs. The right one for you will depend on your personal preference and how you like to manage your money. 

Read on for all you need to know, including a closer look at travel money card types, some great options to consider, and the sorts of fees you need to think about when you choose. 

Wise – good value debit card for Europe

Before we get into details about different travel money card options, let’s start with the Wise card as a good all-round option that allows you to hold and spend euros, as well as a diverse range of other European and world currencies.

Wise accounts have the flexibility to hold and exchange more than 40 currencies, plus you can get a linked Wise card for a one-time delivery fee. You can either top up your account in dollars and switch to EUR, RON, HUF, NOK, DKK, SEK or any of the other supported European currencies before you travel, or you can let the card automatically switch currencies as required. All currency conversion uses the mid-market exchange rate, with fees from as low as 0.43%. 

You can also get EUR , RON and HUF bank account details, as well as local account details for up to 7 other currencies, to receive payments easily to your Wise account . 

Here are some of the advantages and disadvantages of using the Wise travel money debit card , to help you decide if it's suitable for you.

What is a travel money card?

A travel money card can be used for payments online and in stores, and for cash withdrawals, just like your regular bank card can be. However, with a travel money card you’ll find the features and fees have been optimized for international use. That might mean you get a better exchange rate compared to using your normal card overseas, or that you run into fewer fees. Some travel cards also have options to earn cashback and rewards when you use your card internationally.

6 travel money cards for Europe compared

We’ll look at each of these card options in a little more detail in just a moment, but let’s start with an overview of how 6 top travel money cards for Europe line up side by side:

As you can see, the features of different travel money cards can vary pretty widely. In general travel debit cards can be convenient and often fairly cheap to use, while travel credit cards can offer some nice perks like cashback or rewards - but do mean you might run into interest and late payment charges, depending on how you choose to pay.

Travel debit cards often let you top up a linked account online or through an app, so you can set your budget and can’t spend more than you intend. Travel credit cards on the other hand let you spend to your card limit, and then repay the amount over a few months if you’d prefer to. Which is best for you will come down to how you like to manage your money - we’ll dive into a few more details about each card type, next.

What are different types of travel cards?

Broadly speaking, US customers are able to select a travel money card from either a regular bank or a specialist provider, which may be a travel debit card, travel prepaid card or a travel credit card. We’ll walk through what each travel money card type is, and pick out a couple of good card options, so you can compare and choose.

• Travel debit cards
• Travel prepaid cards
• Travel credit cards

1. Travel Debit Cards for Europe

Travel debit cards are usually offered by specialist providers, with linked digital accounts you can use to hold and convert a currency balance. While different cards have their own features, travel debit cards can usually be topped up easily online and through an app, with the option to see your balance and get transaction notifications through your phone too. That makes it easier to keep on top of your money, no matter where in the world you are.

Travel debit card Option 1: Wise

Wise is a good value travel money debit card for Europe. There’s no fee to open a Wise account , and just a small delivery fee for your Wise card, with no minimum balance and no monthly charge. You just pay low Wise fees from 0.43% when you convert currencies, and transparent ATM fees when you exhaust the monthly free transactions available with your account.

• No fee to open a Wise account, no minimum balance requirement
• 9 USD one time fee to get your Wise card
• 2 withdrawals, to 100 USD value per month for free, then 1.5 USD + 2%
• Hold EUR and 40+ other currencies, convert between them with the mid-market rate
• Get local account details to receive EUR and 8 other currencies

Travel debit card Option 2: Revolut

Revolut has a selection of different account tiers, so you can simply pick the account you prefer - from no-fee Standard plans to the 16.99 USD/month Metal plan. All Revolut accounts have linked cards, although exactly what type of card you get depends on your account tier. You can hold around 25 currencies including EUR, and convert currencies with the mid-market rate to your plan’s allowance. 

• No fee to open a Standard Revolut account, or upgrade for up to 16.99 USD/month 
• Card delivery fees may apply depending on your account tier
• All accounts have some no-fee applied currency conversion with 0.5% fair usage fees after that
• Standard plan holders can withdraw 400 USD overseas per month without paying fees
• Hold EUR and around 25 other currencies

Pros and cons of using debit travel cards in Europe

How to choose the best travel debit card for europe.

The best travel debit card for Europe really depends on your personal preferences and how you like to manage your money. If you’ll be traveling widely it makes sense to look for an account with mid-market currency exchange and a large selection of supported currencies as well as EUR, like Wise . Other providers like Revolut can also be a good pick, particularly if you’ll use your account very frequently and would prefer to pay a monthly fee to unlock lots of no fee transactions and extra perks.

Is there a spending limit with a travel debit card in Europe?

Different providers set their own limits for card use. Limits may apply daily, weekly or monthly, and can apply to different types of transactions. You might find you have a limit to the amount of ATM withdrawals you can make per day, for example, or the value of contactless payments - these limits are set for security and can sometimes be managed and changed in the provider’s app.

2. Prepaid Travel Cards for Europe

With a prepaid travel card you’ll need to order a card and add funds, to pay merchants and make cash withdrawals. While prepaid travel cards are usually issued on large global networks - and can therefore be used pretty widely - not all cards are accepted globally, so you’ll need to check network coverage in your destination country.

Prepaid travel card option 1: Bluebird American Express prepaid debit card

You can order a Bluebird prepaid debit card for free online. You’ll then be able to top up in cash or from a bank account. You can also add checks or have funds deposited by others - fees apply for some top up methods. While this card doesn’t allow you to hold foreign currencies, you won’t pay a foreign transaction fee to spend your USD balance abroad, which makes it a good choice when you’re away from home.

• Get a card for free by ordering online
• Top up in a range of ways in USD
• No foreign transaction fee when spending overseas
• ATM withdrawal fees of 2.5 USD or the equivalent when overseas
• American Express cards are not always accepted internationally - check coverage before you travel
• No interest to pay 

Prepaid travel card option 2: Discover it Secured

Discover it Secured is a credit card, but we’ve included it in our roundup of prepaid cards because it’s a secured card, which means you’ll need to pay an upfront deposit, and can then spend to that deposit level every month. Clear off your bill in full to avoid interest, and you could build a credit score, earn cashback and get no foreign transaction fees when you spend overseas, too.

• No annual card fee, although interest charges and late payment fees do apply
• No foreign transaction fees for spending overseas
• ATM withdrawal fees may apply including a 10 USD cash advance fee
• Earn cashback on spending and build credit as you do so
• Discover network is not always internationally supported - check your destination before you travel

Pros and cons of using prepaid travel cards in Europe

How to choose the best travel prepaid card for europe.

There’s no single best travel prepaid card for Europe - it’ll come down to your personal preference. If you’re looking specifically for a prepaid debit card you can use in Europe with no foreign transaction fee, try the Bluebird card option. However, if a credit card suits you, the Discover it Secured can be a strong pick thanks to the cash back options available.    

Is there a spending limit with a prepaid card in Europe?

Different prepaid travel cards set their own limits for spending and withdrawals, which can  vary between currencies. You’ll need to check your card’s terms and conditions carefully to make sure you pick a provider which suits your needs.

3. Travel Credit Cards for Europe

Travel credit cards typically offer some extra international features compared to regular credit cards, such as low or no foreign transaction fees or extra option to earn rewards when you’re abroad. In general, travel credit cards are safe and convenient but can be more expensive compared to using a debit card option. Before you select the right card for you it’s important to check the fees, rates, eligibility rules and interest rates which apply, so you can make sure it’s a good fit for you.

Travel credit card option 1: Capital One Venture Rewards

The Capital One Venture Rewards card has no foreign transaction fees when you spend overseas. There’s also a comparatively low cash advance fee when you use an ATM, at 3 USD or 3% whichever is higher. You’ll need to repay your bill in full every month to avoid fees and interest, but can earn travel rewards and miles on your day to day spending.

• No foreign transaction fee
• Earn travel rewards on spending 
• Get extras like lounge access and free travel insurance
• International spending uses the network exchange rate 
• Variable interest rates which apply if you don’t pay off your bill in full

Travel credit card option 2: Chase Sapphire Preferred

The Chase Sapphire Preferred card has a variable interest rate with no foreign transaction fee to pay. However, you’ll need to pay a 95 USD annual card charge to get your card in the first place. Currency conversion uses the network exchange rate - plus there are benefits and rewards available for cardholders.

• Variable interest rates and a 95 USD annual fee
• Check your eligibility and order a card online easily
• Network exchange rates apply

Pros and cons of using credit cards in Europe

How to choose the best travel credit card for europe.

The best travel credit card for Europe will depend on your personal preferences. If you’re interested in earning rewards and cash back on your overseas spending, a travel rewards card like the Chase Sapphire Preferred could be a good bet as it has no foreign transaction fee and offers rewards on all spending. Whichever card you’re considering you’ll want to weigh up the potential fees you’ll need to pay against the rewards you can earn to make sure it’s worthwhile.

If you are looking to get more information about the country that you're travelling to, you can check out our travel card guides:

• Best travel cards for Spain
• Best travel cards for Italy
• Best travel cards for France
• Best travel cards for Turkey
• Best travel cards for Canada

Which cards are accepted in Europe?

It’s important to know that you may find that different card networks are more popular in one country than they may be in another. For example, while Visa and Mastercard are pretty widely accepted globally, other popular US card networks, like American Express and Discover cards are less likely to be accepted in some countries and regions. In most cases it’s best to carry more than one means of payment when you travel - for example a credit card and a specialist travel money card which has been issued on a different network - so that you always have a plan B if your preferred payment method isn’t available.

Related:  How to buy Euro in the US

Conclusion: Which travel money card is best for Europe?

If you’ve planned travel to Europe you might want to pick a travel money card for EUR spending, or to spend in any of the other currencies used in European countries, like Polish zloty or Bulgarian lev. Travel money cards have different features, and can be picked up via regular banks or online specialists. 

You could opt for a low cost travel debit card which comes with a linked account to hold a selection of currencies - like the Wise account. Or you might prefer a prepaid travel money card like the Bluebird American Express debit card which can be linked to a fee free account. Finally, another option is to get a travel credit card either to earn cashback and rewards, or to avoid foreign transaction fees. 

Use this guide to start your research and pick the right option for your specific needs.

Go to Wise Go to Revolut

FAQ - Best travel cards for Europe 2024

1. Which card is best to use in Europe?

There’s no single best card to use in Europe. Which is right for you will depend on your preferences and where exactly you’re headed to. While many countries in Europe use euros, there are also quite a lot of other currencies - so having a multi-currency account from a provider like Wise or Revolut can be a good bet as you’ll be able to hold and exchange EUR alongside dozens of other major currencies for convenience.

Related: Best Euro cards

2. What is the best way to pay when traveling in Europe?

Spending with your card is convenient when traveling in Europe, but you’ll be best off having several different payment methods just in case your first choice isn’t supported. For example, you could choose 2 different debit or credit cards, issued on different networks, and you could also get euros in advance so you have some cash on you for those times when cards aren’t available.

3. Can you withdraw cash with a credit card in Europe?

You can usually make cash withdrawals with a credit card in Europe at any ATM that supports your card network. You’ll often find that a fee applies, and you may start to accumulate interest on the withdrawn amount immediately. Travel money debit cards from providers like Wise and Revolut can be a lower cost option for cash withdrawals in EUR.

4. Can I use a US card in Europe?

You can use your US card anywhere you see the card network’s logo displayed. Visa and Mastercard networks are very well supported globally, including in Europe, making these good options to look out for when you pick your travel debit card for Europe.

5. Are prepaid cards safe?

Prepaid cards from reputable providers are safe to use at home and abroad. They aren’t linked to your main bank account which can offer extra peace of mind, and may also make it easier to manage your travel budget. However, you’ll need to check the card features and fees carefully to make sure you're getting the best match for your needs.

6. What are the main fees for travel cards when traveling?

The fees applied for travel cards can vary widely depending on the provider and the card type. With debit cards you may find ATM fees, and costs for converting currencies, although specialist providers like Wise and Revolut have linked multi-currency accounts which can bring down the costs of currency conversion. Credit card fees include cash advance charges, foreign transaction fees and interest.

MASTERCARD BENEFIT INQUIRIES

Within the U.S.: 1-800-Mastercard (1-800-627-8372) | Outside the U.S.: Mastercard Global Service Phone Numbers

Availability of insurance benefits on your card may vary by card issuer. Please refer to your issuing financial institution for complete insurance benefit coverage terms, conditions and exclusions.

*Card registration required. Certain exceptions apply. Click here for terms and conditions .

†Requirements may vary. See card packaging for details or contact card issuer.

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The 5 Best Travel Cards for Europe 2024

Europe is one of the top destinations for Australians heading on holiday - with year round attractions depending on whether you’re looking for a beach break, ski trip, or simply some time to eat, drink and soak up the culture. No matter what you’re off to Europe for, you’ll need to pay for things while you’re there. This guide walks through our picks of 5 of the best travel cards available for Australians heading to Europe, with a look at their features, benefits and drawbacks.

5 best travel cards to use in Europe

• Wise - debit card
• Revolut - debit card
• Travelex - prepaid card
• 28 Degrees Platinum - credit card
• Bankwest Zero Platinum Mastercard - credit card

Wise is our pick for travel debit card for Europe

With this card:

• Convert Aussie dollars to Euros at the mid-market exchange rate
• It's very easy to set up and order
• You can receive foreign currency into a multi-currency account linked to the card
• You can transfer money to a bank account overseas

It's not all good news though

• There is a 1.75% ATM withdrawal fee when you withdraw over $350 during a month
• It takes 7-14 days for delivery

Click here to see the full list of cards and how Wise compares

Read the full review

What are different types of travel cards?

It can be tricky working out which is the best travel card to use in Europe.

The fact is, the best one for you will really depend on what you need from the card you're using. We've listed what we think are three of the best travel money cards you can use while you're in Europe.

They can be either prepaid, debit or credit cards designed specially for overseas use. You can use travel cards to make purchases online, in stores and to withdraw money at ATMs. There are 3 popular types:

Travel Debit Cards

Prepaid travel cards, travel credit cards.

Let's have a look at each one.

Debit Cards offer the convenience of a credit card, but work differently. They draw money directly from your bank account when you make a purchase. It's designed for everyday money transactions and means that you're not accumulating debt.

If you have spending issues, it's a better option to use your debit card whenever possible. This is because it will prevent you from falling into credit card debt. And for daily purchases, we think a debit card can help you stick to your travel budget, because you can't overdraw money from your account.

Generally, we recommend having the combination of a travel debit and travel credit card for safety, flexibility and convenience on your trip.

Wise - travel debit card for Europe

The Wise card offers a flexible way to pay and make withdrawals with most European currencies covered for holding and exchange. You’ll be able to order your card for a low one time fee, with no ongoing costs to worry about.

Whether you’re spending in euros, British pounds, or any of the other 40+ currencies supported, you’ll get the mid-market exchange rate when you switch from AUD, with low fees from 0.43%. Exchange your AUD to the currency or currencies you need in advance, or just let the card handle the conversion at the point of payment for extra convenience.

• No annual fee, hidden transaction fees, exchange rate markups
• No minimum balance requirements
• Allows you to make payments and withdrawals wherever you are in the world in over 40 currencies
• Local bank account details in Australia (AUD), the UK (GBP), the USA (USD), Europe (EUR) and New Zealand (NZD)
• It takes 7-14 business days to receive the card
• Can't always access local technical support depending on where you are
• Free cash withdrawals limited to under $350 every 30 days
• Only currently available in the US, UK, Europe, Australia and New Zealand

Revolut - prepaid travel card for Europe

The Revolut prepaid travel card lets you pick the account and card type that suits your personal needs and preferences. Go for a Standard plan with no monthly fee to pay, or upgrade to one of the higher tier account options with ongoing costs, which unlock extra features and benefits. Whichever card you pick you can spend in 150+ countries and get some no fee ATM withdrawals and currency conversion which uses the mid-market rate. Fair usage fees apply once you’ve used your account plan no-fee limit for a particular transaction type.

Click here to see the full list of cards and how Revolut compares

• Very easy to use app
• Free to set up
• No hidden fees or exchange rate mark-ups (except on weekends)
• You can use it to transfer money to a bank account overseas
• Additional fees for using the card on a weekend
• 2% ATM fee once you withdraw more than $350 in any 30 day period
• 3-4 business days before you receive your card
• Ongoing subscription fee for Premium and Metal cards

For prepaid cards, you're able to load the card with a set amount of money in the currencies you need. Ideally you do this before your trip, but often you can reload them as well.

Most prepaid travel cards allow for multiple currencies to be loaded onto the card. So it's important to know what currency you'll be using on your travels. Airlines also offer prepaid cards so the money you spend can earn you reward points.

Depending on where you're visiting, there might be better local alternatives available. Check out our lists of the best prepaid cards available in the USA and UK .

With prepaid travel cards you need to be careful. They can have numerous fees and charges, which can make it more expensive than other options. But if you're organised and travelling to multiple cities a prepaid travel card is a good option.

Travelex - prepaid travel card for Europe

The Travelex travel money card can be a convenient pick if you’re in a hurry as you can walk into a Travelex store and get one in just a few minutes. Just take along a suitable ID document, to get your card and account before you travel. You’ll be able to hold and exchange 10 major currencies, which covers euros and pounds. Bear in mind that exchange rates may include a markup - and other European currencies aren’t supported for holding or exchange so while you’ll be able to spend in a selection of other currencies, you won’t be able to buy them in advance to lock in a rate and set your travel budget.

Click here to see the full list of cards and how Travelex compares

• Supports 10 major global currencies for holding and exchange 
• Get your card online or in person for extra convenience
• No Travelex fee to spend or make an ATM withdrawal
• Some fee free ways to top up your card balance are available
• Exchange rates are likely to include a markup on the mid-market rate
• Fees may apply when you buy or top up your card
• Relatively low number of supported currencies
• Account closure and inactivity fees may apply

Credit cards have obviously been around for a long time. But now there are specialised travel credit cards. Generally, these cards give you longer to pay back what you've spent but the interest rates after this time can be quite high.

The main advantage with credit cards are the reward points you get in return for your customer loyalty when you spend. But it only works if you pay off the balance in full each month.

Credit cards are great to use for car hire, restaurants and accommodation - larger expenses that are easier for you to pay back over time. Some services only take credit cards to hold purchases so they can definitely be handy while you're travelling.

28 Degrees - travel credit card for Europe

• There are no annual fees
• No overseas purchase fee or currency conversion fee
• You get 55 days interest free on purchases
• Access to free 24/7 concierge service
• Emergency card replacement worldwide

The 28 Degrees Platinum Mastercard has additional benefits including shoppers and repayments benefits cover.

• Can have 9 additional cardholders
• No overseas purchase fee, or currency conversion fee
• No foreign transaction fee
• Free Replacement Card
• High interest rates after the initial 55 days
• Minimum credit limit is $6,000
• No introductory offers or rewards

Bankwest Zero Platinum Mastercard - travel credit card for Europe

The Bankwest Zero Platinum Mastercard has no annual fee to pay, and no foreign transaction fee either. That can make it a good option if you’d prefer to spend using a credit card and then pay off your travel bills later. There’s even a buy now, pay later which may let you split the costs of some eligible purchases into 4 payments with no extra interest to pay. Bear in mind that some fees and costs do apply to this card, particularly if you want to make ATM withdrawals, or if you’d prefer not to pay your bill off in full every month.

• No annual fee to pay
• No Bankwest foreign transaction fee
• Some complimentary travel insurance available for card holders
• Can be used as a payment guarantee, such as when renting a car or checking into a hotel
• Interest applies if you don’t pay your bill in full every period
• Cash advance fee of 3%, and a higher rate of interest compared to card spending
• 6,000 AUD minimum credit limit
• Subject to eligibility requirements and credit checks

FAQ - 5 best travel cards for Europe

Which card is better to use in Europe?

The best card for Europe will depend on exactly where you’re heading and how you like to manage your money. Using a travel debit card or travel prepaid card like Wise travel card or Revolut can be a handy way to hold, exchange, spend and manage your money across a selection of major European currencies, offering flexibility and low costs. 

What's the best prepaid card to use in Europe?

There’s no single best prepaid card for Europe, but picking one which covers all the currencies you’ll need is essential. Bear in mind that there are many other European currencies aside from pounds and euros - choose a card which has a broad range of supported currencies for convenience. Wise supports 40+ currencies, while Revolut has 25+ currencies, making either of these a good place to start your research.

Can I use my Australian debit card in Europe?

You can use your Australian debit card in Europe anywhere the network - often Visa or Mastercard - is supported. Bear in mind that you may need to tell your bank you’re planning to travel, to avoid your card being frozen for security reasons. Double check if your debit card has a foreign transaction fee to pay - if it does, using a specialist travel card can mean you pay less overall when you spend in foreign currencies.

What is the best way to pay when travelling in Europe?

Having a selection of ways to pay whenever you travel is a good idea. You may choose to carry some local cash, some AUD for exchange, your Australian debit card and a specialist travel credit or debit card, for example. This should mean you’re covered - even if you find a merchant which can’t accept your preferred payment method.

Which debit card has no fees in Europe?

A travel card from a provider like Wise, Revolut or Travelex lets you hold a foreign currency balance and spend it with no extra fee. Each card has its own features and fees so you’ll need to compare a few to decide which is best for your specific needs.

Is Visa or Mastercard better for Europe?

Both Visa and Mastercard are very widely accepted in Europe. Look out for the symbol displayed on ATMs or at payment terminals in stores.

Need to know more about travelling to Europe?

Passports, Visas and Vaccinations

How Much Things Cost in Europe

Currency in Europe

Banks, ATMs & Currency Exchange

The Best Cards to Use in Europe

7 Common Travel Money Traps to Avoid in Europe

All products and listings featured on Condé Nast Traveler are independently selected by our editors. If you purchase something through our links, we may earn an affiliate commission.

25 Best Gift Cards for Every Type of Traveler

By Meaghan Kenny

Finding the perfect gift for everyone on your list is no easy feat. Maybe you're shopping for the friend who has everything already or someone you don't know that well—you're stumped on what to buy, but still want their gift to be thoughtful and practical. Or, maybe you've accidentally waited too long to finish up your holiday shopping and need a gift with zero shipping time required. In any case, a gift card is a great idea for travelers. We put together a list of the very best gift cards for travelers, with options for book worms, outdoor enthusiasts, and beauty gurus included. From suitcases to skincare to entire vacation rentals , you can put your gift to good use and rest easy knowing your giftee got exactly what they wanted: something they picked out themselves. Plus, some have physical card options, if sending an email isn't the glamorous gift-giving experience you imagined.

All products featured in this story are independently selected by our editors. However, when you buy something through our retail links, we may earn an affiliate commission. This article has been updated with new information since its original publish date. Additional reporting by Meredith Carey.

Find the best gift cards by category:

For the frequent flier, for the sporty traveler, for the outdoor enthusiast, for the fashion-forward friend, for the beauty guru, for the book worm, for anyone on your list, airline gift cards.

Tons of airlines offer gift cards so you can offset someone's flight to their dream destination. You can buy a digital or physical Southwest Airlines gift card from the airline directly or a physical card from Amazon , from $50 to $200. American Airlines offers virtual and physical gift cards from $50 to $1,500. Delta's gift cards range from $50 to $1,000 and can be sent via e-mail or through UPS. Low-cost airline Norwegian offers digital gift cards up to a whopping $11,000, while Ireland's Aer Lingus offers gifted flight vouchers up to $500.

For the person who has everything, there's only one thing to buy: experiences. Think tours, cooking classes, and even entire vacation rentals—all of which you can do with an Airbnb gift card. Of course, the traveler in your life can spend their gift card on some stellar home stays, like this luxe space in Florence with a private terrace, a Colorado cabin with mountain views, or a cozy Copenhagen apartment with an impressive vinyl collection. Giftees can also use Airbnb gift cards to book IRL experiences like azulejo-painting workshops in Portugal, city tours through Paris on a motorbike , or many more of our favorites .

Whether you're shopping for the budding traveler or the frequent flier, the chance to upgrade your luggage will always be appreciated. When it comes to luggage, we often turn to a favorite among our readers , Away. It's known for its lightweight, durable designs, especially styles like The Bigger Carry-On , The Carry-On Flex , and The Medium Flex . Gift a customizable digital card with up to $1,000.

Is sleek, neutral-toned luggage more your giftee's style? They can easily upgrade their collection with new travel essentials from Béis . Choose from the brand's bestsellers like The Weekender , The Carry-On Roller , and The Check-In Roller . In addition to its classic travel bags, Béis also makes thoughtfully designed baby travel bags , kids luggage, and work bags ideal for commuters. Choose an e-gift card amount from $25 to $500.

We're big fans of all things Calpak here at Condé Nast Traveler, so it's no surprise that the brand is on our list of the best gift cards. Whether someone you know could use some new luggage for upcoming travel plans, a duffel bag for weekend getaways, or packing cubes to help stay organized, there's something for every traveler who receives a Calpak gift card. Send a digital gift card for an amount ranging from $25 to $500.

Paravel makes some of our favorite packable duffels , beachy totes , and chic rolling suitcases . But it's more than just quality that draws us to the brand: Paravel's commitment to sustainability—from the recycled water bottles, fabrics, and aluminum used to make some of its best-selling bags to the brand's carbon-neutral outlook on its factories and shipping models—keeps us coming back for more. Pick up a digital gift card stocked with anywhere from $25 to $1,000 to let your giftee upgrade their luggage with the exact pieces they need.

From compression leggings and sports bras to cute matching sets , there's plenty of sporty must-haves to score at Alo Yoga. Whether your giftee is a yogi, hiker, or runner, they'll be more than excited to start shopping for their favorite new workout set. The brand also makes great-quality yoga mats, equipment, and gym bags. Alo Yoga offers e-gift cards for $50 to $1,000.

Girlfriend Collective

Our editors love the supportive leggings , exercise dresses , bike shorts , and sports bras from size-inclusive and sustainable brand Girlfriend Collective. The brand also designs packable jackets that are great for travelers and ultra-warm puffers for winter adventures. Send your giftee a virual gift card from the brand for $25 to $200.

If someone you know is a fan of Lululemon's mega-popular leggings , they'll appreciate a gift card to shop for even more cult-favorite items the athleisure brand. Active travelers can snag any of its bags like the Fast and Free running belt,   the City Adventurer duffel bag for the gym, and of course the Everywhere Belt Bag (when it's not sold out, that is). Choose a digital gift card or have one sent by mail.

The fitness junkie you know will definitely make good use of a Nike gift card. Buying activewear or knowing exactly what running shoes someone likes can be tricky, so a gift card to this iconic brand is a safe bet. It's always a good time to invest in a new pair of sneakers , sweatpants for long-haul flights, or accessories for the gym . Shoppers can choose a custom amount up to $500.

Parks Project

Know someone who absolutely loves the National Park Service? A gift card to Parks Project opens doors to not only rep some of their favorite parks on impeccably designed T-shirts , woodsy candles , and essential camping gear —but to protect the parks, too. The Parks Project supports wildlife restoration, visitor programs, youth initiatives, and clean-ups to keep the parks accessible and maintained for years to come. Load anywhere from $25 to $300 on the gift card.

For insulated, packable jackets , fleece sweaters and zip-ups , fanny packs , and more outdoor gear , we turn to Patagonia. Your giftee will have plenty of options to shop with a Patagonia gift cards, whether they're looking for everyday winter essentials or more specific hiking or camping gear. Our editors love the brand's Black Hole duffels for the adventures that require lots of gear and packing must-haves (these travel bags hold a ton). Choose a custom amount up to $1,000.

Give the outdoorsy traveler in your life the freedom to upgrade their gear however they please, whether they need a new crossover tent, sleeping bag, or hiking boots. Choose between a digital or physical gift card, which comes in dozens of creative designs. Unlike most other options on this list, you can denote a custom amount to put on the card between $10 and $1,000—plus, you can designate exactly when you want the digital card to arrive in the recipient's email inbox.

Anthropologie

There's endless goodies to shop from Anthropologie, from party dresses and cozy loungewear to personalized mugs and unique home decor . The brand makes some of the cutest outfits for special occasions, with options for weddings, vacation, and cocktail parties. Choose from a variety of festive gift cards for amounts up to $2,000.

If your giftee is all about building his or her capsule wardrobe , a gift card to Everlane will be greatly appreciated. The sustainable clothing brand makes some of our editors' favorite travel essentials, from everyday tees and trousers to comfortable loafers and flats. Send a physical or a digital gift card for up to $500.

It's nearly impossible to buy someone other than yourself a pair of jeans. Instead of guessing what you think will fit, treat them to a gift card to Madewell so they can find their new perfect pair. In addition to great denim, Madewell is also known for its soft sweaters, well-made jackets, and versatile bags, like The Sydney crossbody and The Medium Transport tote . Shoppers can purchase e-gift cards or classic gift cards for amounts up to $500.

Choose an amount up to $250 and let your recipient splurge on new makeup must-haves, skincare, and hair care products. This way, the giftee can pick out the exact products they already love or have been wanting to test out, like the Sol de Janeiro Brazilian Bum Bum Cream , the Summer Fridays Lip Butter Balm , Rare Beauty Soft Pinch liquid blushes , and the Charlotte Tilbury Airbrush Flawless setting powder . They can also put this gift card toward the beloved Dyson Airwrap ; this hair care tool is popular for a reason— trust me .

Everyone deserves some time to pamper themselves and practice good self-care . Spa Finder offers spa gift cards for up to $500 in the form of a digital card, via mail, or as a print-from-home gift. Consider this a nudge for any busy traveler to take time out of their hectic schedule for a massage or facial—it'll leave them feeling refreshed and relaxed.

The friend who's always perfecting their skincare routine will love a gift card to Ulta. They can shop travel-size minis of their favorites or try out new products from top beauty brands like Clinique, Tarte, Urban Decay, Dior, and Fenty Beauty. Ulta offers digital and physical gifts in a variety of fun designs for up to $250.

For your friend who keeps saying they want to get back into reading but can't find the time, a gift card to Audible is the perfect way to help them make a dent in their reading list . Audible allows subscribers to listen to audiobooks, podcasts, and other original content on the go. Choose from one month, three months, six months, or one year of credits. Each month is equivalent to one credit, which is good for any book title in Audible's entire premium catalog. You can also gift a specific book title if you already know what vacation read they've been meaning to get to.

Bookshop.org

Some of the best gifts inspire future trips, or let us travel back in time to destinations we visited years ago. New books, cookbooks, and coffee table books often make great gifts—but knowing what book to buy, and what your giftee already has in their personal library can be a challenge. Let them choose for themselves with a Bookshop gift card. Bookshop allows readers to support local bookstores online and gives 100 percent of the profits to local shops if you shop directly ( check out this map to find your nearest indie) or donates 10 percent to a pool split between thousands of stores if you shop the general site. The gift cards come in denominations from $10 to a very generous $1,000. Plus, you can designate a specific send date so the recipient gets their digital gift right on time.

When in doubt, everyone on your shopping list can make use of an Amazon gift card. Travelers will have their choice of just about anything they want—from tech must-haves like Apple AirPods Pro and Kindle Paperwhite to outdoor gear like this portable hammock or the LifeStraw personal water filter. Amazon offers gift cards in various gift boxes and can include a customized message, making them feel a bit more personalized. Select an amount ranging from $25 to $2,000.

Whether someone you know just moved or is refreshing their current apartment, a Brooklinen gift card will certainly be appreciated. Brooklinen's sheet sets and comforters are just as luxurious as the ones at your favorite hotel . The brand's towels and plush robes are also bestsellers, and for good reason: There's nothing quite like putting on a cozy robe and crawling into bed with a fresh set of crisp sheets.

If you're really stuck on what to get someone, a Nordstrom gift card is a great option. There's something for every traveler to buy at Nordstrom—whether it be a new pair of outdoor boots for winter, a home decor gift, or a Hatch Restore 2 alarm clock . Choose a digital gift card for an amount up to $500 for anyone on your shopping list.

Uncommon Goods

If you want to give someone a gift card that still feels unique or just a touch more personalized, a gift card to Uncommon Goods is the way to go. The brand is an expert at curating gifts, ranging from personalized presents in a variety of categories like kitchen and bar, home goods, jewelry, clothing, wellness, and travel gear. Gifts from Uncommon Goods are little bit quirky and show some personality—like these rocks glasses inspired by your favorite city , this pickelball paddle tote bag , and these beer sleeping bags .

The Best Travel Gift Cards: Just the Ticket When You Need Presents for Travelers

By Veronica Stoddart

April 2, 2022

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The Best Travel Cards for Europe: Our Top Credit Card Picks

Whether you have an upcoming trip or plan to live in Europe, having the right credit card can make your travels easier (and better).

The good news is, you're in the right place to learn about the best credit cards for Europe.

There are tons of credit cards available in the US and it can be hard to sift through all the details. It's also important to know that some cards are better than others for specific types of travelers.

We will delve into everything you need to know about finding the right card for your trip and share our top card picks for traveling in Europe . If you're just looking for a card recommendation, feel free to jump ahead what we think are the best cards for traveling in Europe.

At the bottom we go over everything you need to consider when choosing the right travel card.

Why Get a Travel Credit Card for Europe

Lost luggage. Delayed flights. Fraud protection.

Let's face it, when you travel...things will go wrong.

But believe it or not, using a credit card help protect you on your trip.

Here are some reasons to why using a credit card when traveling makes sense:

• Trip protection - When you purchase travel using the right credit card you get the added benefit of protection against delayed flights, lost luggage, and more.
• Travel benefits -   Apart from the added security of insurance and trip protection, many travel credit cards give you travel benefits such as airport lounge access and automatic hotel elite status. This can mean getting free room upgrades, free breakfast and lounge access during your stay just for having the credit card.
• Insurance - Travel credit cards often give generous travel insurance benefits, such as primary insurance on car rentals and emergency evacuation insurance. Look for these higher benefits in premium travel credit cards, such as the Chase Sapphire Reserve and American Express Platinum Card.
• Avoid carrying cash - Using a credit card for your daily spending allows you to avoid carrying around large quantities of currency. This way you don't have to worry about misplacing it and or theft.
• Fraud protection - Credit cards are among the best ways to avoid fraud while traveling. Unlike debit cards that immediately withdraw cash from you account or just losing cash, credit cards give you peace of mind that you are covered. Just be sure to contact your credit card issuer as soon as you find out that your card has been lost, stolen, or has fraudulent transactions.
• Earn miles and points - You get to continue earning airline miles and hotel points during your travels in Europe.

These are just a few of the reasons to get a travel credit card for Europe---or for travel anywhere in the world.

What You Need To Know About Using a Credit Card in Europe

Don't expect to be swiping your credit card for every purchase while traveling in Europe. Depending on where your travels will take you, some countries in Europe are much more accepting of credit cards than others.

Use of credit cards varies greatly from country-to-country across Europe. You can expect to solely using credit cards for payment in Scandinavian countries and quite the opposite in Austria where cash is the norm.

Quick Tip: When paying for a bill in a restaurant you're sever will bring the credit card terminal to your table. You'll need to tell them what tip amount you would like to add upfront, before they run your card. Unlike in the US you won't be able to write in the tip amount after the transaction.

Another important thing to note is choosing a card with a payment network that is readily accepted. This will make using a card that much easier while traveling.

For the most part European countries widely accept Visa or Mastercard. You'll find that Discover and American Express are not as accepted, which is why I would not recommend using these credit cards as a first option for traveling in Europe.

Lastly, from my experience most train ticket and public transportation ticket kiosks only accept purchases using a credit card with a chip and PIN. So, you'll want to make sure you have a travel credit card with a chip and PIN if you plan on purchasing these types of tickets. Of course you can buy them other ways (online or from a person), but using the kiosks is much more efficient.

When to Apply a Travel Credit Card

Timing your credit card applications are important if you plan on using the credit cards welcome bonus to book an award flight to Europe or hotels during your trip.

Alternatively, you want to make sure you get your credit card in time for your trip and to purchase and flights and hotel using your card for insurance and protection benefits.

Now let's back up to booking flights and hotels from the miles and points you earned from a generous bonus for opening the credit card. Although there is no hard and fast rule for a timeline, the earlier the better. Ideally you would open the card within the same year to avoid paying the second annual fee before your trip.

As a general rule, for the best award flight options you'll want to plan to book award travel at a minimum of 6+ months in advance. This means you should apply for the credit cards you want to use on your European trip up to ~9 months before your trip to ensure that have hit the minimum spending require and the bonus miles have posted to your frequent flyer account.

What Kind of Credit Card Should You Get?

One of the biggest considerations is the type of credit card it will benefit you most for traveling Europe.

This comes down to what type of credit card will you get the most value from. And ultimately what kind of traveler you are.

There are almost endless different credit card options on the market today, with each major card issuer offering valuable travel cards. That said, not all travel cards are created equal.

If you're looking to book award flights, you want to focus on a credit card that either earns flexible points that can be transfer to an airline or a co-branded airline credit.

For free hotel nights you'll want to focus primarily on hotel credit cards. You can also transfer flexible points to hotel programs, but this is generally not going to be the highest value redemption option.

Below we rank our favorite cards in each of these categories.

Best Travel Credit Cards for Europe

We've selected what we think are the best travel credit cards for Europe. All of these cards are great options and I've had each of them at one point in time or another.

Chase Sapphire Preferred

The Chase Sapphire Preferred Card has been a long-time favorite travel rewards credit card. It's also Chase's bread and butter card for anyone looking for a solid rewards credit card that earns flexible points.

The highlight of this card is that you can transfer Ultimate Rewards points to various airline and hotel partners at a 1:1 ratio. This gives you ultimate flexibility on how you use your points.

The Chase Sapphire Preferred Card earns 2X points on all travel and dining, anywhere in the world. For every other purchase you will earn 1X point per dollar spent. These points can add up quickly after earning a hefty welcome bonus.

One of the best ways to redeem Chase Ultimate Rewards points is to transfer them to an airline transfer partners to book a flight to Europe.

You can transfer points at a 1:1 ration to the following airline partners:

• Aer Lingus AerClub
• British Airways Executive Club
• Flying Blue Air france / KLM
• Iberia Plus
• Singapore Airlines KrisFlyer
• Southwest Airlines Rapid Rewards
• United Airlines MileagePlus
• Virgin Atlantic Flying Club

Another great use is to transfer points Hyatt to book free nights during your European travels. You can transfer points to other hotel programs, including Marriott and IHG, however you won't get top value for your points.

You'll also get 25% more value when you redeem points for travel through Chase Unlimited Rewards Travel Portal. This can be a great way for booking flights, hotels, and car rentals on a whim if you don't want to spend the time searching and booking the right award flight. The travel portal is now powered by Expedia which makes it incredibly easy to use.

Chase Sapphire Reserve

Things to consider when choosing a travel credit card.

This guide will walk you through all the things you need to consider when choosing the right credit card for traveling in Europe.

This includes everything from the initial welcome bonus, annual fees, travel benefits, to how widely accepted the credit card is in Europe.

Type of Credit Card

Do you want to earn airline miles? What about free Hotel nights? Not sure yet?

These questions will help you decide which credit card is going to be the most valuable for your travels to Europe. Some of our favorite credit cards earn flexible points that can be transferred to travel partners. This allows you to transfer points to airlines and hotels whenever you see fit.

Alternatively it can be valuable to earn airline miles directly with a co-branded Airline credit card since you'll also get added travel benefits associated with that airline for having the credit card. This includes additional free checked bags, companion fares, lounge access, and better award flight availability.

Co-branded Hotel credit cards are also a great option for redeeming points for free hotel stays. The good news is that almost every major hotel brand has a co-branded credit card and they all offer sizable welcome bonuses worth a handful of free nights. This makes earning hotel points incredibly easy.

You can expect to earn at least one free night at a top tier property or ~10 free nights at the lowest tier property. If you're looking to earn free hotel nights on your trip to Europe you'll want to narrow down which hotels you want to book and focus on earning points without hotel program.

For instance, if you're looking to book a Marriott hotel in Paris, you'll want to first decide which hotel you're after. Then earn Marriott points well in advance to book free nights at this property at the lowest nightly points rate.

Credit Card Issuer

This is important because depending on where you are traveling in the world, different credit card issuers are more or less accepted.

In Europe you want to have a credit card on the Visa or Mastercard payment system as these are the most accepted credit card networks.

From my experience you want to avoid American Express and Discover as they are much less accepted within Europe. The last thing you want is to be stuck with your bill without a form of payment because they don't accept your credit card.

Foreign Transaction Fees

One thing for sure is that you want to avoid foreign transaction fees during your trip to Europe. These fees are generally 3%, which can add up fast on a longer trip

The good news is almost all travel credit cards on the market do not have any foreign transaction fees.  All the cards we mentioned in this article have 0% foreign transaction fees, so you won't have to worry about using your credit card while traveling in Europe.

Welcome Offer

One of our favorite things about applying for new credit cards is earning a generous welcome bonus worth lots of free travel. One large welcome bonus can be worth a free round-trip flight to Europe or multiple free nights at a luxury hotel.

Be sure to always compare current welcome bonuses on our credit card page to make sure you're getting the best offer out there.

Travel reward credit cards typically have annual fees that range from $95 to $550. The general rule is, the higher the annual fee, the more valuable benefits the card offers.

If you are a frequent traveler it can be easy to get more value out of the card's benefits than the cost of the annual fee.

For instance, let's take a look at the Hilton Aspire Credit Card that comes with a $450 annual fee. At first glance you may have sticker shock looking at the $450 fee.

However, once you break down all the cards benefits and put them to good use you come out well ahead.

The card's benefits include:

• A free weekend night at any Hilton hotel
• $250 Hilton resort credit (good towards the nightly rate)
• Priority Pass lounge access
• Hilton Diamond status

You can see why adding up the card's benefits, even before calculating in the value of the initial welcome bonus, can be worth well over $450 every year you keep the card. The catch is you have to travel enough to use them. The bottom line is to compare all the cards benefits and weigh them against the cards annual fee.

Rewards Earning Rates

Many travel rewards credit cards allow you to earn miles and points for every dollar spent, plus extra points in select bonus spending categories.

This means that if you have a co-branded airline credit card you'll earn extra points when you use that credit card to purchase airline tickets with that airline.

This also goes for co-branded hotel credit cards, so you'll want to make sure that you pack your co-branded hotel credit cards along on your travels to Europe and charge your hotel bill with your associated co-branded credit card.

Travel Benefits

Almost all travel rewards credit cards come with benefits that range from automatic elite status, airport lounge access, free annual nights, to invaluable travel insurance.

You can expect to receive more lucrative benefits with cards that have higher annual fees. In general a card with a higher annual fee is a marketed as a premium credit card.

For example the Chase Sapphire Reserve Credit Card is a Visa Infinite credit card that gives you some of the highest insurance benefits of any travel credit card on the market.

These include primary insurance on car rental, emergency evacuation and even some medical insurance during your travels. When you have a premium travel rewards credit card like this you'll want to make sure to book all your flights with it to ensure that your trip is covered to the full extent possible.

EMV Chip and PIN

Moreso in Europe than in the U.S., having a card with a chip and pin is essential. Rarely does it come up in the U.S. that you'll use a PIN, however in Europe using a PIN is mandatory when your purchasing things from a kiosk and sometimes online.

A common example is purchasing train tickets or public transit tickets from a machine in the station. There's no way to purchase a ticket using a credit card without a chip and PIN.

The good news is that almost all credit cards these days have a chip and many allow you to set up a PIN simply by calling the number on the back of your card. Of course to save time and headaches, be sure to set the PIN before taking off to Europe.

Credit Score

Most travel rewards credit cards require you to have good or excellent credit. If you don't quite have a high enough credit score, you'll want to work on improving your credit score before applying for one of these cards.

In the meantime you can learn more which credit cards we recommended for people with low credit scores.

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Disclaimer: WellTraveledMile.com publishes information on airline and hotel programs, credit cards, product reviews and travel. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. Although we use reasonable efforts to maintain accurate information on the site, we recommend all visitors to review full details of credit card products and offers, including but not limited to interest rates, annual fees and transaction fees to determine if a credit card is suitable for them.

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GiftPay Europe: Digital Gift Cards for Business

Send your customers or employees an e-voucher that includes retailers across Europe in an instant.

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Gift cards can be redeemed in these European countries, with more coming soon

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Key takeaways

• Make sure your credit card will be widely accepted at your destination, with capabilities for chip-and-PIN transactions.
• Save money by going with cards that don’t charge foreign transaction fees and offer travel insurance protection.
• Some cards also offer welcome bonuses that could offset your costs and credits for the Global Entry program that can expedite your entry into the U.S. when you return from your trip.

Europe continues to be a top travel destination for 2024, but even though inflation in the U.S. is slowing , it’s still a factor when it comes to European travel expenses . That’s why it’s all the more important to remember that your dollars (and points) can often go a lot further abroad.

Whether traveling during the high season or snagging off-peak discounts, you can enjoy all the best that Europe offers without breaking the bank. But why just lean on a strong dollar when you can tack on additional savings with your credit card? From covering airfare and hotels to protecting your biggest travel expenses, the right credit card can make your trip cheaper and more convenient.

But with so many card options, it’s easier said than done. Luckily, we have you covered with questions you should ask and the features you should look for as you choose a card for traveling to Europe.

How to choose the best credit card for European travel

The right travel credit card will save you money while making it easy to accumulate and redeem rewards. The following steps can help you narrow down your choices and find the best travel card to add to your wallet before you head to Europe:

1. Compare cards that are widely accepted

First, make sure any credit card you take to Europe is widely accepted. The Visa and Mastercard networks, for example, offer wider acceptance abroad than Discover and American Express.

While you can certainly bring your Amex and Discover cards, it’s best to pack a backup. That way, you won’t get stuck in a stressful situation where you can’t pay for something because your card isn’t accepted.

Does your card have chip-and-PIN capability?

If you use your credit card in Europe, you might be surprised when the cashier asks for a PIN. Chip-and-PIN credit cards are more common in Europe and considered more secure than the chip-and-signature cards we have in the U.S. But not to worry — lots of popular U.S. credit cards are equipped with this technology. They include the Chase Sapphire Preferred® Card , Citi Premier® Card (No longer available) and Bank of America® Premium Rewards® credit card .

To find out if your credit card is chip-and-PIN enabled, call your issuer and ask if you can set up a PIN. Many rewards credit cards allow you to set a PIN on activation. The last thing you want during your trip to Europe is for your card to be rejected because you don’t have PIN capability. Find out ahead of your trip and set it up, if possible.

2. Prioritize cards with substantial welcome bonuses

If you’re headed to Europe, consider picking up a new credit card offering a lucrative welcome bonus. Whether you want to cover some of your travel expenses or use your travel spending to meet credit card spending requirements , the timing could work out to your advantage.

A hotel credit card in particular can help you cover a few hotel nights. The Marriott Bonvoy Boundless® Credit Card * is an excellent pick, because it comes with an intro offer of up to 250,000 bonus points for five free night awards (valued at up to 50,000 points each night) after you spend $5,000 on purchases in your first three months from your account opening. The card’s $95 annual fee is reasonable, especially if you’re saving hundreds of dollars on hotel bookings.

An airline credit card welcome bonus can save you even more money by covering the cost of airfare to Europe. For example, the United℠ Explorer Card * offers 50,000 bonus miles after you spend $3,000 within the first three months of account opening. This bonus could cover one or more round-trip tickets to Europe depending on fare class and travel dates.

Transferable rewards earned with the Capital One Venture Rewards Credit Card and Citi Premier can provide even more flexibility, allowing you to transfer your points to frequent flyer programs with the issuer’s partners. According to Bankrate’s latest valuations , transferring points to high-value partners is one of the most lucrative ways to get the most out of your points.

The Citi Premier (No longer available) bonus is among the highest for transferable points, offering 60,000 points after you spend $4,000 within the first three months of account opening. You can use those points for flights to Europe through transfer partners like:

• Avianca for LifeMiles
• Air France/ KLM for Flying Blue miles
• Turkish Airlines for Miles&Smiles
• Virgin Atlantic Flying Club for Virgin Points

Virgin Atlantic has one of the cheapest award tickets to Europe, starting at just 10,000 miles each way in economy class.

3. Make sure the card’s rewards structure offers bonus points on travel and dining

Like most people who travel abroad for vacation, you might be tempted to splurge a little during your trip to Europe. You’ll want a credit card that will reward you generously for these purchases. Your biggest expenses will likely be travel and dining, which is why a card like the American Express® Gold Card would be ideal to bring along. The card earns 4X points on dining worldwide and 3X points on flights booked directly with airlines or through the Amex Travel portal.

If you’re looking for even higher rewards potential, the Capital One Venture X Rewards Credit Card offers 10X miles on hotel and rental car bookings through Capital One Travel. You’ll also earn 5X miles on flights booked through Capital One Travel and 2X miles on all other purchases. So whether you’re planning to shop till you drop or splurge on hotels, you’ll earn generous rewards with this card.

4. Avoid cards with foreign transaction fees

Earning lots of points during your Europe adventure should be a priority, but not if you have to pay 3 percent or more in foreign transaction fees . You can avoid these pesky fees by opting for a credit card with no foreign transaction fees .

Most travel rewards cards, like the popular Sapphire Preferred Card and the Venture Rewards Credit Card, waive these fees, allowing you to earn points and protect your purchases without an added cost.

But you don’t need to commit to a travel rewards card with a high annual fee to get this perk. Some of the best no-annual-fee cards — like the Capital One SavorOne Cash Rewards Credit Card — also offer no foreign transaction fees when you use your card abroad.

Most importantly, you’ll want to be aware of popular credit cards that don’t waive this fee, like the Citi Double Cash® Card and Chase Freedom Unlimited® *. Avoid the penalty for using your credit card abroad by skipping these cards in favor of ones that waive the fees.

5. Get a card that improves your travel experience

Your credit card should be helpful not just when you’re shopping in Europe, but also while you’re dealing with the hassles and headaches that come from navigating airports, public transportation and more. The following questions can help you prioritize a card that makes traveling less stressful :

What kind of travel protections does this card offer?

Many people who travel internationally, including to Europe, buy travel insurance to protect their trip. And it’s a good idea: If your trip is canceled or interrupted due to illness or other covered reasons, insurance will reimburse any non-refundable travel expenses. This layer of protection can save you thousands of dollars in an emergency.

But you don’t have to pay for this safety net if you have the right credit card in your wallet. Quite a few credit cards include travel protection such as trip interruption or cancellation coverage, trip delay reimbursement, travel accident insurance, lost luggage reimbursement and primary rental coverage.

The Chase Sapphire Reserve® offers some of the most comprehensive coverage available if you charge your travel expenses to the card, including:

• Emergency evacuation and transportation coverage of up to $100,000 per trip
• Primary auto rental collision damage waiver of up to $75,000 for theft or collision damage
• Trip cancellation/interruption insurance of up to $10,000 per person and $20,000 per trip
• Lost luggage reimbursement of up to $3,000 per person
• Trip delay reimbursement of up to $500 per ticket

By choosing a card with robust, built-in travel protections, you can at least have peace of mind that you’ll be covered if not everything goes smoothly during your trip.

Will you get a Global Entry fee credit from this card?

Having Global Entry can make your return home from Europe much more pleasant. This trusted traveler program gets you expedited entry into the U.S. While everyone else stands in a long line at passport control, you can skip to the Global Entry kiosk, scan your passport and get waved through in a matter of minutes. If you have Global Entry, you’ll also be enrolled in TSA PreCheck, which gets you into an expedited line for security screening in the U.S. where you keep your shoes and light jacket on.

The Global Entry application fee is a downright bargain at just $100 for five years. However, you can get this fee reimbursed with certain credit cards . They include the Capital One Venture, Chase Sapphire Reserve and United Explorer Card. The Global Entry application fee credit alone offsets the first year’s annual fee on a couple of these cards. While it’s not the only benefit you should consider when choosing a travel credit card for European sightseeing, enough credit cards offer it that it’s worth being mindful of.

Will this card make airport travel easier?

Navigating new airports is often one of the most stressful parts of vacationing abroad, especially if you’re visiting large hubs like those in Paris, Madrid, Istanbul and London. Many premium travel credit cards offer airport lounge access that can make it easier to relax at an airport while you’re waiting on your next flight. These airport lounges can include everything from free food and kids rooms to shower amenities and full-service bars.

The best cards for airport lounge access when it comes to European travel will typically include airline-specific lounge access or access to a broader program like Priority Pass . With Priority Pass Select, you’ll have access to over 1,300 airport lounges worldwide as opposed to those just tied to one airline.

The Platinum Card® from American Express is widely considered a top choice for luxury travel benefits, and its robust international airport lounge access is one of the main reasons why. With this card, you’ll get access to:

• The Centurion Network, which includes Amex Centurion Lounges and Escape Lounges
• Delta Sky Club lounges, when flying Delta
• Lufthansa lounges, when flying Lufthansa
• Priority Pass Select, which is the credit card-specific version of Priority Pass

Keep in mind that while the Amex Platinum beats out plenty of other cards when it comes to airport lounge access, it also comes with a hefty annual fee of $695. This fee likely won’t be worth it unless you plan on traveling frequently and have the annual spending to offset the fee.

The bottom line

Europe is becoming increasingly cashless, and traveling with a credit card is practically mandatory these days. While you can get by with any credit card, choosing the right one will make traveling much easier for you. You won’t have to worry about your card not being accepted, you’ll earn points as you spend and you won’t incur additional fees in the process. If you take it a step further, you can even improve your travel experience and offset the cost entirely. Best of all, you’ll have peace of mind and can focus on enjoying your trip.

Issuer-required disclosure statement *Information about the Marriott Bonvoy Boundless® Credit Card, United℠ Explorer Card has been collected independently by Bankrate. Card details have not been reviewed or approved by the card issuer.

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Europe Travel Guide

Last Updated: April 18, 2024

From beautiful Paris to smoke-filled coffeeshops in Amsterdam, Oktoberfest to La Tomatina, Europe is a massive, diverse continent with an unlimited assortment of things to see and do. You won’t have any problem filling your time, whether you’re backpacking Europe for a few months on a budget or just spending a few weeks there on a well-earned vacation.

The continent boasts wonderful beaches, historical architecture, amazing wine, and tons of world-class festivals. Every country is incredibly different from the next too, providing limitless variety in what you do during your trip.

I first backpacked Europe in 2006 and was hooked immediately. I’ve been visiting every year since, have run tours around the continent, and even wrote a book on traveling in Europe . It’s a destination I love and never get tired of exploring.

This guide will give you an overview of Europe and the tips and tricks you need to start planning your trip. I’ve also written extensive travel guides to each country on the continent (linked below in this post) so you can get more in-depth information for your specific itinerary too!

Table of Contents

• Things to See and Do
• Typical Costs
• Suggested Budget
• Money-Saving Tips
• Where to Stay
• How to Get Around
• How to Stay Safe
• Best Places to Book Your Trip
• Related Blogs on Europe

Click Here for Country Guides

Top 5 things to see and do in europe.

1. Tour the Greek Islands

These islands are the mecca of summer beach fun and each is unique in its own great way. There’s Ios (beach party central with archeological ruins and awesome boat tours); Kos (ancient ruins and nature); Crete (Bronze Age ruins of Knossos, hiking, beaches, and wine), Santorini (iconic blue water, white buildings, and local wineries); Mykonos , (the upscale party island with beautiful beaches, villages, and sunsets), Naxos (best island in the Cyclades). Plus, Milos, Corfu, Lemnos, Zakynthos, and so many more! With hundreds of islands in the country, you can always find what you are looking for!

2. Ride the rails

Europe is famous for its international rail system. Rail passes like the Eurail Pass have been around forever and still make it very easy to get from country to country on a relatively small budget (and with lots of flexibility). Europe has some of the fastest trains in the world that travel up to an incredible 217 mph (350 kph). The whole continent is connected by trains and there’s a growing push for even more connections and long-distance, high-speed trains in order to reduce flying and help combat climate change. There’s nothing more quintessential than riding the trains in Europe and I encourage you to take as many trains as possible. It’s one of the best ways to see the continent.

3. Get lost in Paris

The “City of Lights” is everything people say it is. I fell in love with it the first time I stepped foot in Paris . The city is just magical. You have a ton of museums, cafes, jazz clubs, famous art, and beautiful architecture. I love just strolling around the streets of the Quartier Latin (Latin Quarter) or Montmartre neighborhood as it makes for a breathtaking day. Another one of my favorite things to do here is just sit in the Jardin des Champs-Élysées park and picnic like the Parisians. For something a bit different, check out the famous Catacombs and Paris Sewer Museum. With so much to offer in the way of culture, history, and gastronomy, it would take years to see everything here but you can still get a good feel of the city in a few days.

4. Go city hopping

There are so many amazing cities in Europe that we’d need a top 100 to list them all. Here are some of my personal favorites and must-see cities: London is rich in history, culture, and the famous Big Ben clock; Edinburgh is a vibrant medieval city with cozy pubs and a famous castle with a huge New Year’s Eve Party; Amsterdam has cozy coffee shops and canopied tree-covered canals; Berlin has a wild party scene, street art, and the Berlin Wall; Barcelona has tapas, beach, and unique Gaudi architecture; coastal Lisbon has colorful tiles, old tramcars, cobblestone streets and plenty of fresh seafood; Prague has a beautiful intact Old Town, incredible architecture and eclectic bars; Tallinn Estonia has beautiful medieval buildings with colorful roofs. Florence  is a mecca for Italian Renaissance architecture, art history, and gelato; Stockholm mixes medieval architecture and modern art and design. Crisscross the continent, take in the culture, and enjoy all the historic cities!

5. Hit the Alps

Whether you go skiing in the winter or hiking in the summer, the Alps hold some of the most breathtaking views in all the world. You don’t even need to be an expert hiker because there are mountain trails for all levels and crystal-clear Alpine lakes. Check out the spectacular Eibsee trail loop in Bavaria at the foot of Die Zugspitze, Germany’s tallest mountain, for the clearest, multi-colored, sparkling lake you’ve ever seen. Or the Männlichen Kleine Scheidegg Panorama trail in Switzerland’s stunning green and snow-capped Alps. Or visit Italy’s Dolomites in South Tyrol for the scenic Seceda trail. The Alps have trails for every fitness level and in every season.

Other Things to See and Do in Europe

1. tour amsterdam.

I love Amsterdam so much that I lived here for a short period of time in 2006. Here cobblestone and brick streets weave around lovely canals as people ride their bikes to and fro. My favorite things to enjoy here are Amsterdam’s vibrant art and music scene and there are also a ton of interesting museums here like the Anne Frank House, FOAM, the history museum, and the hemp museum. Be sure you get out of the center into Jordaan and Oost with their wonderful outdoor cafes and fewer tourists. Also, a visit to Amsterdam wouldn’t be complete without a canal cruise to visit the many islands and there are many to choose from that include snacks and drinks, sunset cruises, live guided tours, and more.

2. Hang out in Barcelona

Barcelona is a city that goes 24 hours a day, 7 days a week. It truly could give NYC a run for the “city that never sleeps” title. Be prepared for late-night dinners and parties until dawn. Besides a great food and nightlife scene, there is a wonderful beach, tons of Gaudi architecture (including the fairytale-like Parc Güell, as well as the iconic Sagrada Familia , which has been under construction for over 100 years!), incredible food tours, one of the best history museums in the country, and lots of outdoor spaces. What I love about Barcelona is that when you’re ready to chill, you can wander around Parc de la Ciutadella and marvel at the majestic fountains, plant life, and buildings created from an ornate military fortress.

3. Visit Berlin

Hip and trendy Berlin is an energetic destination. It is one of Europe’s most affordable capital cities, with a vibrant music and art scene and a growing foodie movement. Be sure to spend some time learning about the city’s darker history via the many excellent museums, memorials, and landmarks. The East Side Gallery, a section of the Berlin Wall that’s now painted with murals, and the Memorial to the Murdered Jews of Europe are two especially powerful reminders of Germany’s past. For all periods of German history, don’t miss the Deutsches Historisches Museum (German Historical Museum) – it’s one of the best history museums in the world. Once you’ve had your fill of history, relax in Berlin’s many green spaces, from Tempelhof Field, the site of a former airfield and popular local hangout spot, to Tiergarten, a tree-covered former hunting ground for 17th-century aristocrats.

4. Drink beer at Oktoberfest

Oktoberfest is a must for anyone going to Germany at the end of September. While not a budget option since beers now cost 15 € a maß, I love the energy and friendly camaraderie this event inspires. For two weeks, millions of people from all over the world gather for lots of beer, excitement, music, and wild fun. Watching thousands of people sing together, raising quart-sized beer mugs for endless toasts, and enjoying the general party atmosphere makes you feel good about the world. (Or maybe that’s just the beer?) Just be sure to book your accommodation well in advance and be prepared to pay top prices for them. If you don’t have an outfit, don’t worry, there are plenty of shops even at the main train station where you can buy a Bavarian dirndl dress and men’s lederhosen.

5. Experience London

Get a taste of English culture in diverse London . The museums here are some of the best in the world (most are free) and include the Tate, the British Museum, the City Museum, the National Gallery, the Historical Museum. There’s no shortage of iconic sights here as well, with Big Ben, the House of Parliament, the London Eye, the Tower of London, Tower Bridge, and of course, Buckingham Palace. I love London’s diversity because of the countless international eateries with great food and wonderful pub culture, perfect for after a long day seeing the sights. Head to Brick Lane on the weekends for some amazing food and craft markets. I prefer Paris to London, but there is something sophisticated and fun about London. Just watch those pints — London is not a cheap destination!

6. Get outdoors in Scandinavia

My favorite region in Europe is Scandinavia. The quality of life here is high, the people are beautiful and friendly, and the cities are clean and historic. Cycling the cities, taking canal tours, hiking the vast forested areas, archipelago hopping, enjoying fika (a Swedish coffee break), and warming up in saunas are just a few of the popular activities that await you here. True, this area of Europe is not cheap, but there are plenty of ways to reduce your expenses. Don’t let the high prices scare you away. Highlights for me include Copenhagen , Stockholm , Gotland, Norway’s fjords, and Lapland in Finland .

7. Get enchanted in Prague

Prague has an amazing history and is one of the most beautiful and picturesque cities I’ve ever seen. Highlights include the 9th-century Prague Castle, the magnificent Charles Bridge (built in the 14th century and one of the oldest standing bridges in the world), the 10th-century old square with its iconic astronomical clock, and the winding Jewish Quarter. Even if you only have a few days there don’t miss the free walking tour which is one of my favorites in Europe and the best way to learn about the Old Town and the tragic history of the city that went from thriving Bohemian capital of art, music, and literature to part of the Iron Curtain after WWII. Some of my favorite gems here include the fantastic black light theater shows in 4D and the one-of-a-kind medieval dinner show in an old tavern complete with musicians and jugglers not to mention hearty food and drinks. During the weekends it heaves with people enjoying the bars, cheap beer, and delicious food so try to visit during the week (and in the spring or fall) to beat the crowds.

8. Relax on the French Riviera

Here, you can pretend to live the high life for a little bit. Have fun in the sun, relax on the beach, swim in azure blue water, hobnob with the rich and famous, and sail on (or gaze at) gigantic yachts. As for cities, Nice is nice with its palm-tree-lined promenade, old town, and many art museums. If you want to go see how the rich and famous live, spend an afternoon checking out Cannes to soak up some glamorous vibes on La Croisette where they hold the famous Cannes Film Festival. The kingdom of Monaco with its tiny streets, beautiful buildings, and world-famous casino is just a skip away too.

9. Enjoy the great outdoors in Interlaken

Located in the beautiful mountains of Switzerland, Interlaken is a gorgeous place to unwind with fantastic hiking, delicious hot chocolate, and plenty of outdoor sports. The area is full of natural attractions to explore, including the St. Beatus Caves (complete with a legendary dragon), the cascading 500-meter-high (1,640 feet) Giessbach Waterfalls, the Jungfraujoch mountain railway (which leads to the highest train station on the continent), and a plethora of lakes (hence the town’s name). It’s a good alternative to all the cities and museums. Interlaken is also a popular party destination for backpackers and other young travelers. By far, my favorite scenic and visually stunning trail was the Oberberghorn panoramic hike, where you can wander the green mountain ridge ogling the amazing views and the turquoise-blue Brienzersee.

10. Experience history in Rome

In this thriving historical city, you can’t walk two feet without stumbling over a ruin, making Rome a history buff’s dream. Its tiny streets are perfect for wandering as you explore the Colosseum, see the Forum and Palatine Hill, visit the Pantheon, spend time in Vatican City, admire the Spanish Steps, and toss coins into the famous Trevi Fountain. The skip-the-line tickets can definitely be worth it so you don’t waste time waiting outside attractions. Rome also has amazing food (it’s Italy, after all) and nightlife. Visit the Trastevere area for a taste of “local” Rome and chill bars. It’s my favorite area in the city because you feel like you’re in a small village in the middle of a big city.

11. Hike around the Cinque Terre

Cinque Terre is my favorite part of Italy. These five beautiful cliffside towns are perched near warm waters and beautiful olive and grape groves. There are wondrous and strenuous hikes in these hills; for a real challenge, take trail #8. Or just walk the coastline for something less difficult. Many activities here revolve around the coastline: kayaking, swimming, having a beach picnic or visiting the Technical Naval Museum. If you happen to be here in December or January, don’t miss the Nativity Manarola, the world’s biggest lighted nativity scene.

12. Tour Krakow

Krakow looks like it stepped out of a medieval postcard. It’s a hip, trendy, and youthful city that’s the center of education in Poland, meaning there are a lot of university students here. Most travelers come to party here (the vodka is cheap) but try to enjoy the city’s history and food besides just the bars. Walk the Royal Road through the Old Town to the 13th-century Wawel Castle, tour Schindler’s Factory (where Schindler saved over 1,200 Jews during World War II), and visit the sobering Auschwitz-Birkenau concentration camp. You can also take a fascinating day trip to the UNESCO World Heritage Wieliczka Salt Mine, a 13th-century mine with cavernous chambers, statues, chapels, chandeliers, and cathedrals all carved out of salt.

13. Visit the ruin bars in Budapest

The coolest nightlife in all of Europe is found in Budapest . Built in abandoned buildings, ruin bars feature funky art installations, repurposed furniture, and quirky decor. They are amazing, fun, and great places to meet locals, as people of all ages flock here. Open since 2001, Szimpla Kert is the original ruin bar and one of my favorites, along with Instant-Fogas Complex, which takes up an entire building and is actually many different bars in one. Don’t skip the ruin bars — they’re one of the most unique things about the city!

14. Explore Cornwall

The best part of England is outside London, yet unfortunately, not a lot of travelers leave London. Head west to the area of Cornwall for cheaper prices, welcoming locals, natural beauty, great hiking, rolling hills, plenty of medieval castles, and picturesque small towns. If you like biking, the Camel Trail from Bodmin to Padstow is worth the trip and you even pass by a local vineyard. It’s an easy way to spend a day (and it’s pretty flat so it’s not too hard to do.) Plus, I had the best fish and chips in Cornwall! Overall, it’s what you think of as “traditional England.”

15. Walk the Camino

El Camino de Santiago (The Way of Saint James) is an ancient pilgrimage route that stretches from France all the way across northern Spain. It is a 500 mile (800 km) trail that winds through incredible terrain, ending in Santiago de Compostela at the cathedral where St. James is supposedly buried. As a pilgrim, you get a “pilgrim’s passport” which allows you to stay in affordable pilgrim-only hostels, making this a surprisingly budget-friendly adventure. While it usually takes over a month to complete, you can just walk a section if you don’t have the time. To receive a “Compostela” (certificate of completion), you just need to walk the last 62 miles (100 km), which generally takes 4-5 days.

16. Throw tomatoes during La Tomatina

By far my favorite festival, the largest food fight in the world happens during the last Wednesday of August in Bunol, Spain. What started in 1945 as a local brawl has turned into a massive event drawing tens of thousands of people from all over the world. For about an hour, everyone throws tomatoes at each other, leaving streets ankle-deep in tomato juice. Afterward, everyone walks down to the river, cleans off, and then heads to the town square for sangria and music.

17. Find Dracula in Romania

Not a lot of people visit Romania but this underrated country in Eastern Europe has undiscovered yet picturesque medieval towns like Brasov (home to “Dracula’s castle”), Sighisoara, and Sibiu; gorgeous beaches on the Black Sea; and incredible hiking in the Fagaras Mountains — all at dirt-cheap prices. Other major sights include frescoed Byzantine monasteries, the steepled wooden churches of Transylvania, the hip university town Cluj-Napoca, the post-communist capital of Bucharest, and the Danube Delta, a huge nature reserve.

18. Drink whisky in Islay

Whisky has a long history on Islay , an island off Scotland’s west coast. It’s been made there since the 16th-century — first in backyards and then, starting in the 19th-century, in large distilleries. Over the years, whisky from the island came to be considered a specialty and was used to flavor a lot of other blends on the mainland. There are currently nine working distilleries on the island, all located along the island’s shores, with Laphroaig, Ardbeg, and Lagavulin being the most famous. Most distilleries here make single-malt Scotch, meaning that only one type of grain (barley) is used. My visit here was amazing and, even if you don’t like whisky, there are tons of good hikes and walks throughout this magnificent island.

19. Explore Iceland

Iceland is a magical country with majestic waterfalls, hidden hot springs around every corner, and sweeping vistas unlike anywhere else in the world. After my first visit, the country quickly became one of my favorite countries. With whale watching in the summer, the northern lights in the winter, and geothermal baths for soaking in year-round, there really is no bad time to visit! While Iceland’s main draw is the epic natural landscapes, it’s worth spending a couple of days in Reykjavik with its café culture, artsy feel, and brightly colored wooden row houses.

20. Sail the Croatian coast

With calm winds, short distances, a coastline littered with over 1,000 islands, and countless historical sites, Croatia is one of the world’s best sailing destinations. If you can, go during the shoulder season when you can find some great deals. Plan to stay at least a couple of days on one of the islands, with the most popular being Brac, Hvar, Krk, Cres, and Lošinj. However, don’t be afraid to get off the beaten path and explore some of the lesser-known islands such as Silba, Vis, and Lastovo. If you want to splash out and spend a week partying on a yacht, check out The Yacht Week, which hosts week-long parties, complete with DJs, from May-September. You can book a full boat to share with friends or just a cabin if you’re traveling solo. Prices start at 5,250 HRK per person and go up to 9,300 HRK.

21. Explore the Balkans

While the Balkans have become more popular with backpackers in recent years, it’s still largely overlooked by most budget travelers, despite being an extremely budget-friendly region. The Balkan peninsula is home to great (and again, overlooked) wine, beautiful medieval towns like Kotor and Mostar, stunning mountainous landscapes, beautiful pebble beaches, coffee culture, fresh, hearty yet inexpensive food, and museums covering the area’s history, including the most recent turbulent events of the early 1990s. I especially loved my time in Albania . Don’t miss the beautiful beaches in Ksamil, nicknamed the “Maldives of Europe’ as well as the mountain village of Gjirokastër, which was occupied by Romans, Byzantines, and Ottomans. The Balkans have so much to offer for every budget and every country has its unique cultural flavor.

22. Take a wine tour in the Loire Valley

Located in central France, the picturesque Loire Valley is a UNESCO World Heritage site and stretches 280 kilometers (174 miles) along the Loire River. One of the major wine-producing regions of France, the area is home to some of the best wines in the world, with over 1,000 vineyards open to the public. Even those who don’t drink wine will enjoy the beautiful small towns, great food, and the region’s over 300 impressive chateaux. I loved the medieval Chenonceau Castle and Chateau Villandry and the small villages like Saint-Florent-le-Vieil. Spring and Autumn are my favorite times to visit because you can go biking and do outdoor activities when it’s not too hot and there are fewer people. It’s an area not to be missed.

23. See Fado in Portugal

Fado is an important musical tradition in Portugal , originating in Lisbon and stretching back some 200 years. The word “fado” likely stems from the Latin word for fate, and it’s very haunting, poetic, and emotional music. Most of the songs follow themes of loss and mourning, and the music was popular with the working class (especially sailors). Performances normally take place in restaurants during dinner. In Lisbon, head to Clube de Fado, Tasca do Chico, Parreirinha de Alfama, or Senhor Vinho.

24. Tour green Slovenia

Slovenia is one of Europe’s least-visited destinations, which is mind-blowing to me because it’s an amazing place to visit. Slovenia offers all the beauty of Western Europe but at a fraction of the cost and with a fraction of the crowds. Perfect for outdoor adventure lovers, Slovenia offers rugged mountains, untouched landscapes, fantastic ski resorts, plentiful wine, sprawling cave systems, incredible food, and postcard-perfect lakes, such as the famous Lake Bled with its castle on an island. I loved Piran, Slovenia’s often overlooked coastal Venetian-style harbor town that was actually founded 3000 years ago. Stroll around its beautiful windy cobble-stoned streets, beautiful plazas, and take advantage of the many affordable restaurants right on the water. Make sure to also spend a few days in the country’s capital, Ljubljana, known as one of the continent’s greenest and most livable cities. Take a river cruise to see the city and enjoy the friendliness of the locals.

  For more information on specific countries in Europe, check out the guides below:

• Albania Travel Guide
• Austria Travel Guide
• Belgium Travel Guide
• Belarus Travel Guide
• Bosnia & Herzegovina Travel Guide
• Bulgaria Travel Guide
• Czechia Travel Guide
• Croatia Travel Guide
• Denmark Travel Guide
• England Travel Guide
• Estonia Travel Guide
• Finland Travel Guide
• France Travel Guide
• Germany Travel Guide
• Greece Travel Guide
• Hungary Travel Guide
• Iceland Travel Guide
• Ireland Travel Guide
• Italy Travel Guide
• Latvia Travel Guide
• Lithuania Travel Guide
• Malta Travel Guide
• Moldova Travel Guide
• Montenegro Travel Guide
• Netherlands Travel Guide
• Norway Travel Guide
• Portugal Travel Guide
• Poland Travel Guide
• Romania Travel Guide
• Scotland Travel Guide
• Slovakia Travel Guide
• Slovenia Travel Guide
• Spain Travel Guide
• Sweden Travel Guide
• Switzerland Travel Guide
• Ukraine Travel Guide

Europe Travel Costs

Accommodation – Accommodation prices vary greatly by region. In Western Europe, hostel dorm rooms cost between 25-45 EUR per night, depending on the room’s size and the popularity of the hostel. I stayed in a 6-bed dorm in Berlin for 20 EUR, while the same one would have cost me around 45 EUR in Paris. A room in Paris costs on the higher end and a room in cheaper Athens costs on the lower end.

In Eastern Europe, hostel dorm rooms cost between 10-15 EUR per night depending on the size of the dorm room and the popularity of the hostel. The further east you go, the cheaper it gets. Expect to pay around 30-60 EUR per night for a private room that sleeps two.

In Scandinavia, hostel dorm beds cost around 25-45 EUR, while private rooms are 65-80 EUR. Budget hotels start around 85 EUR.

Most accommodations offer free linens, free Wi-Fi, and a lot offer free breakfast, but it’s important to check specific websites for exact amenities.

Campsites cost between 10-15 EUR per night for a basic plot for two without electricity.

Food – Food traditions in Europe run deep, stretching back centuries to become integral parts of each country’s culture. From baguettes in France to tapas in Spain, from hearty Eastern European stews and goulash to the fresh vegetables and olive oils of the Mediterranean, European cuisine varies as much as the countries themselves. Food prices differ greatly across the continent, so check individual country guides for specifics.

But no matter where you are, even in the more expensive countries, finding places to eat within your budget is easier than you might think. Throughout Western Europe, you can find small shops, street food stalls, or food trucks where you can get sandwiches, gyros, kebabs, slices of pizza, or sausages for between 3-7 EUR. These shops are most often found in train stations, bus stations, and main pedestrian areas, and offer cheap food alternatives that can have you eating on 12-17 EUR per day. Fast food (think McDonald’s) costs around 7-10 EUR for a combo meal.

Turkish, Middle Eastern, and Vietnamese eateries abound in Germany, while Indian food is incredible and everywhere in the United Kingdom. Meals at these restaurants usually cost between 8-12 EUR.

Restaurant meals in casual, traditional eateries generally cost around 13-25 EUR for a main dish and drink. Food is much cheaper in the east than in the west, and in the west, northern regions like Scandinavia and the UK are more expensive than southern countries like Spain, Portugal, and Italy.

In Eastern Europe, even if you are eating out for all your meals, you can still get by on a food budget of as little as 15 EUR per day.

For drinks, a pint of beer is 2-5 EUR, a glass of wine is 2-7 EUR, a cappuccino is 2-5 EUR, and cocktails range from 6-14 EUR.

If you eat out, do so at lunch and get the prix-fixe menu (two-course or three-course set menu). Restaurants offer this set menu during lunch, and with prices between 10-20 EUR, it’s a way better deal than the regular dinner menu. You can also get affordable lunches at outdoor markets. So many European cities have huge fresh food markets throughout town.

You can cook your own food for around 45-65 EUR per week. This gets you basic staples like rice, pasta, seasonal produce, bread, and some meat. You can save money by shopping at discount supermarkets like Profi, Lidl, Aldi, and Penny Market.

If you want to save big money on meals, head to one of the markets, pick up some cheese, wine, bread, meats, or anything else, and go to the park for a picnic. (Or grab a sandwich for later!) You’ll find the locals doing the same thing, and it’s one of the cheaper ways to get a true taste of local food.

Backpacking Europe Suggested Budgets

Prices for travel in Europe vary greatly depending on how far north, east, south, or west you travel. If you stick to the budget accommodations, food, and tours listed here and use all my tips on saving money, you need about 65-110 EUR per day in Western Europe, 40-50 EUR in Eastern Europe, and about 85-130 EUR in Scandinavia.

Those numbers reflect a traveler who stays in hostels, cooks some meals and eats out cheaply, enjoys a few drinks, and sticks to free and cheap activities like hiking, walking tours, and enjoying nature. This is your typical backpacker budget. You aren’t going to have a fancy time, but you aren’t going to want for anything either.

However, by getting tourist cards and rail passes, avoiding flights, occasionally Couchsurfing or camping, cooking all your meals, and not drinking, you can travel a lot cheaper. On this budget, you could do Western Europe on 35-45 EUR per day, Eastern Europe on 20-25 EUR, and Scandinavia on 50-65 EUR. That would require you to take a train or a bus or hitchhike everywhere, skip most museums, and limit how often you go out.

Generally, the suggested daily budget for Europe is 80-120 EUR. You can use the chart below to get an idea of how much you need to budget daily. Keep in mind these are daily averages – some days you’ll spend more, some days you’ll spend less (you might spend less every day). We just want to give you a general idea of how to make your budget. Prices are in EUR.

Europe Travel Guide: Money-Saving Tips

Individual country guides have more specific information on how to save money in them but here are some general tips on cutting your costs while you explore Europe:

• Picnic – This continent has a lot of little shops where you can buy pre-made sandwiches or ingredients to make your own. Many supermarkets have delis as well where you can get food to go. Buy some food, eat outside, and watch the city and its people go by. It’s a much more enjoyable and cheaper way to eat.
• Eat local and cheap – Not into picnicking? Eat at local sandwich shops, pizza parlors, Maoz, Wok to Walks, and outdoor street vendors. Avoiding restaurants and eating at a lot of the local “grab n’ go” places gives you a taste of the local cuisine at a much cheaper price. If you’re really on a budget, use your creative cooking skills to prepare meals at the hostel as well.
• Stay with a local – Hostels can add up really quickly. If you don’t have any friends with whom you can stay, consider using Couchsurfing , which connects you with locals who let you stay with them for free. Plus, they tend to also have meetups to meet other locals and travelers. It’s a great way to save on accommodation and meet a local who can share their insider tips and advice.
• Camp in a garden – A very good camping service specific to Europe is Campspace , which allows you to pitch a tent in someone’s backyard for free or for a small fee (around 10-20 EUR). All of the garden owners have profiles that tell you what services and facilities they offer. Also, many countries allow wild camping (like Sweden), which can save you a fortune if you have a tent.
• Take the bus – Budget bus companies like Flixbus can take you across the continent for cheap. I personally feel it’s best for day travel as sitting up for an overnight bus isn’t really ideal for sleeping. It isn’t glamorous, but with tickets starting at 5 EUR, you really can’t complain!
• Get a Rail Pass – Eurail Passes have saved me hundreds of dollars. If you are traveling far distances and through many countries, they are a great deal.
• Take the free city tours – One of the great things about Europe is that you can find free walking tours in all the major cities. They can be a great way to see the city attractions, take in some history, and learn your bearings without spending any money. Just make sure to tip your guide at the end!
• Plan accordingly – Plan your trip around Europe so you avoid doubling back. Transportation is a big expense so proper planning can save you a lot of money (and time). Go in a straight line or a loop. Booking your accommodation ahead helps you save as well since cheap, good places unsurprisingly get reserved first. One thing I’ve learned is that waiting until the last minute means you get stuck with expensive places or cheap places no one wants.
• Fly cheap – If you know where you are going and a train won’t do, try to book flights early. You can often get round trip fares for as little as 5 EUR from many of the European discount airlines like Ryanair or Wizz. Many capital cities have smaller airports farther from the city with ‘inconvenient’ times but cheaper fares. Keep in mind you might need to factor in an early morning Uber or taxi if the busses aren’t running and you have an early flight!
• Drink less – Those 5 EUR beers add up. Hit happy hours or pick and choose when you party. Hostel bars are a good place to get cheap drinks or buy your alcohol at the supermarket. Plus, in Europe, it’s legal to drink outside in parks, plazas, by the lakes or rivers. You’ll find you can save a lot of money by not going to bars and clubs. Partying your way across the continent will destroy your bank balance in no time.
• Get a city tourist card – Many local tourism offices sell a tourism card for all their attractions, tours, and restaurants. This card gives you free entry and substantial discounts on all the attractions and tours in a city, free local public transportation (a huge plus), and discounts at a few restaurants and shopping malls. They save a ton of money. If you plan on doing a lot of sightseeing, get one of these cards.
• Rideshare – If you’re flexible in your schedule, use the ridesharing service BlaBlaCar to catch rides with locals between cities (or countries) by paying a small fee. It’s like Airbnb but for rides. I used this service in Switzerland and, not only did I save a lot of money, but I got to meet interesting people and learn about local culture and life. Drivers are verified and it’s perfectly safe, though sometimes rides cancel at the last minute (which is why you need to be flexible). Check their ratings first and try to use rides where the person has done many trips.
• Bring a water bottle – The tap water is safe to drink in most of Europe, so bring a reusable water bottle to save money and reduce your plastic use. LifeStraw is my go-to brand as their bottles have built-in filters to ensure your water is always clean and safe.
• Get a HostelPass – HostelPass is a discount membership for hostels in Europe. Members get 10-20% off select hostels around Europe, as well as perks like free breakfast or free drinks. There are discounts on tours and activities too. It’s a great way to save money if you’re bouncing around Europe as they have hostels in 18 countries around the continent.

Where to Stay in Europe

Europe has a ton of budget accommodation options. The individual country and city guides have tons of recommendations but here’s a short list of some of my favorite budget hostels and hotels around Europe:

• The Flying Pig (Amsterdam, The Netherlands)
• Hotel 54 (Barcelona, Spain)
• Generator Hostel (Copenhagen, Denmark)
• Harcourt Hotel (Dublin, Ireland)
• Castle Rock (Edinburgh, Scotland)
• Ios Palm Pansion (Ios, Greece)
• Greg and Tom’s Party Hostel (Krakow, Poland)
• Largo da Sé Guest House (Lisbon, Portugal)
• Sophie’s Hostel (Prague, Czech Republic)
• The Yellow (Rome, Italy)
• City Backpackers (Stockholm, Sweden)

How to Get Around Europe

Public transportation – Transportation around most European cities is by tram, subway, or bus. Prices are typically around 2 EUR for a one-way ticket in Western Europe and closer to 1 EUR in Eastern Europe. Most large cities also have day passes available that offer unlimited public transportation. These passes are usually 5-12 EUR per day.

In large cities with international airports, there is usually a bus or train available that ferries travelers from the downtown core to the airport. Expect to pay around 5-15 EUR to get to/from the airport.

Bus – Buses are not quite as comfortable as Europe’s trains, although certain lines do have great amenities (like roomy seats and Wi-Fi). While buses are not the most efficient way to travel around the continent, they’re certainly dependable, reliable, and cheap. You can find last-minute rides for as little as 5 EUR. A route from Berlin to Munich is about 25 EUR, while Paris to Bordeaux can be as low as 10 EUR. Longer routes, like Amsterdam to Copenhagen, start at around 47 EUR.

Each country has its own national bus service, but some lines also take you long distances internationally. Megabus and Flixbus (which now owns Eurolines) are the most popular companies.

Train – Train travel is a great way to see Europe. Intercity train prices vary wildly from country to country, depending on whether you take the slow train or a high-speed train and how far in advance you book. For example, a high-speed train from Berlin to Munich costs around 38-60 EUR, Bordeaux to Paris is about 50-85 EUR, and Madrid to Barcelona ranges from 45-85 EUR. Non-high-speed trains and other intercity lines are a lot cheaper, generally costing about 40-50% of the price of high-speed trains. Eastern Europe inter-country trains usually cost between 45-100 EUR when the ticket is booked last minute. Short train rides of 2-3 hours within countries cost about 27 EUR.

To find routes and prices for trains around Europe, use Trainline .

You may also want to consider getting a Eurail Pass , which allows travelers to explore Europe by providing a set number of stops in a specific time period. These passes are continent-wide, country-specific, or regional. It can potentially save you hundreds of dollars.

Ridesharing/Car sharing – If your schedule is flexible, use a ridesharing service and catch rides with locals between cities (or countries). Drivers are verified and it’s perfectly safe. BlaBlaCar is the most popular.

If you’d rather rent a car yourself and find passengers to share a ride with, use Discover Cars to find the best car rental prices.

Flying – Budget airlines are so prolific that competition helps keep fares low. You can often find tickets where the fare is just 5 EUR round-trip! Companies like EasyJet, Ryanair, Wizz, and Vueling offer mind-blowingly cheap flights throughout Europe. Book at least a month early to scoop up great deals.

Make sure that the airport they fly into isn’t too far out of your way (transportation from the secondary airport sometimes negates the savings from using the budget airline itself).

Keep in mind that you’ll have to pay to check your baggage on these cheap flights. It costs about 25-39 EUR for one checked bag. If you wait to pay for your luggage at the gate, you end up paying almost double. Travel carry-on only to avoid this added cost.

Hitchhiking – Hitchhiking in Europe is very safe, but it’s not for everyone. Hitching is quite common around the continent and I’ve met a number of travelers who have done it (I, myself, traveled this way in Bulgaria and Iceland). Some countries are very supportive (Romania, Iceland, Germany) while others may be a bit more time-consuming (Italy, Spain). HitchWiki is the best website for hitchhiking info.

Here are my suggested articles for how to get around Europe:

• 7 Cheap Ways to Travel Across Europe
• Are Eurail Passes a Giant Scam or Do They Save You Money?
• The Ultimate Guide to Finding Cheap Flights

When to Go to Europe

There’s no wrong time to visit Europe. Peak season is summer, when Europe gets crowded and August is the time most European families are at the beach so everything becomes more crowded and expensive. But the overall atmosphere and weather are great during this time, so it’s still worth visiting during peak season (just book your accommodation in advance — especially in August). Keep in mind it’s much hotter in summer so if you like AC, be sure to check that your hostel or hotel has it before you book. You can expect the most crowds in Western Europe. For this reason, I feel summer is a great time to visit the Balkans and the Baltics because many people head to the beaches in Spain, France, Italy, Croatia, and Greece.

Shoulder season is spring and fall (April-May and September-October). It’s still warm during this time but there aren’t as many crowds and prices are cheaper. This is my favorite time to visit hotspot places like Spain, Croatia and Greece, where it’s still hot enough to swim in the sea but you have way more room on the beach. It’s also a good time to go hiking in the Alps in Germany, northern Italy, Slovenia and Switzerland because it’s cooler during the day so you’re much less sweaty on the mountain without shade. The weather is good, the crowds are smaller, and the prices lower.

Winter is from November to February but in much of Central Europe, it’s wet and cold until March or April. It gets cold, even as far south as it gets (like Greece). On the other hand, the Christmas season has Christmas markets and festivals galore! Even if it’s cold, this is a cultural tradition you can’t miss and why I love Europe in December. There is hot mulled wine, sweets, and plenty of hot snacks, which vary by country. One of my favorites is Prague because the Old Town Square is lit up with a gigantic tree with aromas of crispy cinnamon pastries and mulled wine. Berlin takes their Christmas markets very seriously, so there are around 80 different markets with special themes.

Winter is fantastic in Europe for skiing and snowboarding but it doesn’t have to break the bank if you plan carefully. While Switzerland and France are probably the most famous, they are also expensive, but there are plenty of budget winter options.

How to Stay Safe in Europe

Europe is very safe for backpacking and solo traveling, even if you’re traveling solo, and even as a solo female traveler. Violent crimes against tourists are very rare. In fact, some of the safest countries in the world are in Europe. (I wrote a whole article about how Europe is safe to visit right now .)

That said, there are scams and petty crimes you should watch out for, especially around popular tourist landmarks. The most important thing to be aware of is pickpockets in crowds and on public transportation. Zip your bags and don’t put your mobile phone in a jacket pocket where someone could quickly take it. This should be obvious but don’t flash your money to let everyone know you have a huge wad of cash.

When choosing a hostel, look for ones with lockers. It’s always a good idea to carry around a padlock or combination lock. Most hostels are safe and travelers respect each other and I’ve rarely seen things happen to people’s valuables. Nevertheless, I always think that prevention is better.

As anywhere, the standard precautions apply (never leave your drink unattended at the bar, never walk home alone intoxicated, etc.). When at the bar, always keep an eye on your drink. Avoid walking home alone at night if you’re intoxicated.

For female travelers in particular, it’s always a good idea to have a bit of extra money on you just in case you need to take an Uber or taxi back by yourself so you don’t take unnecessary risks to save money. If you’re using apps to date people while traveling, please use common sense and meet in public places. Since I’m not a female traveler, please check out the numerous female bloggers who have first hand knowledge of this.

If you’re worried about scams, you can read about common travel scams to avoid here.

If you rent a vehicle, don’t leave any valuables in it overnight. Break-ins are rare, but it’s always better to be safe than sorry. Be aware that the UK drives on the left and that most rental cars in Europe will have manual transmissions unless you request otherwise.

When hiking, always bring water, sunscreen, and bandaids or foot plasters. There is nothing worse than being halfway up the mountain with a blister and nothing you can do about it!

Likewise, when at the coast, don’t forget not only to wear sunscreen! I can’t tell you how many times I’ve seen people get burnt to a crisp the first day. Be sure to check the weather before you depart and dress accordingly.

If you do experience an emergency, dial 112 for assistance.

Always trust your gut instinct. Make copies of your personal documents, including your passport and ID. Forward your itinerary to loved ones so they know where you are.

The most important piece of advice I can offer is to purchase good travel insurance. Travel insurance will protect you against illness, injury, theft, and cancellations. It’s comprehensive protection in case anything goes wrong. I never go on a trip without it as I’ve had to use it many times in the past. You can use the widget below to find the policy right for you:

Europe Travel Guide: The Best Booking Resources

These are my favorite companies to use when I travel. They consistently have the best deals, offer world-class customer service and great value, and overall, are better than their competitors. They are the companies I use the most and are always the starting point in my search for travel deals.

• Skyscanner – Skyscanner is my favorite flight search engine. They search small websites and budget airlines that larger search sites tend to miss. They are hands down the number one place to start.
• Hostelworld – This is the best hostel accommodation site out there with the largest inventory, best search interface, and widest availability.
• Booking.com – The best all around booking site that constantly provides the cheapest and lowest rates. They have the widest selection of budget accommodation. In all my tests, they’ve always had the cheapest rates out of all the booking websites.
• HostelPass – This new card gives you up to 20% off hostels throughout Europe. It’s a great way to save money. They’re constantly adding new hostels too. I’ve always wanted something like this and glad it finallt exists.
• Get Your Guide – Get Your Guide is a huge online marketplace for tours and excursions. They have tons of tour options available in cities all around the world, including everything from cooking classes, walking tours, street art lessons, and more!
• The Man in Seat 61 – This website is the ultimate guide to train travel anywhere in the world. They have the most comprehensive information on routes, times, prices, and train conditions. If you are planning a long train journey or some epic train trip, consult this site.
• Rome2Rio – This website allows you to see how to get from point A to point B the best and cheapest way possible. It will give you all the bus, train, plane, or boat routes that can get you there as well as how much they cost.
• FlixBus – Flixbus has routes between 20 European countries with prices starting as low 5 EUR! Their buses include WiFi, electrical outlets, a free checked bag.
• SafetyWing – Safety Wing offers convenient and affordable plans tailored to digital nomads and long-term travelers. They have cheap monthly plans, great customer service, and an easy-to-use claims process that makes it perfect for those on the road.
• LifeStraw – My go-to company for reusable water bottles with built-in filters so you can ensure your drinking water is always clean and safe.
• Unbound Merino – They make lightweight, durable, easy-to-clean travel clothing.
• Top Travel Credit Cards – Points are the best way to cut down travel expenses. Here’s my favorite point earning credit cards so you can get free travel!

GO DEEPER: Nomadic Matt’s In-Depth Budget Guide to Europe!

While I have a lot of free tips on Europe, I also wrote an entire book that goes into great detail on everything you need to plan a trip here on a budget! You’ll get suggested itineraries, budgets, even more ways to save money, my favorite restaurants, prices, practical information (i.e. phone numbers, websites, prices, safety advice, etc etc), and cultural tips.

I’ll give the insider view of Europe that I got from years of traveling and living here! The downloadable guide can be used on your Kindle, iPad, phone, or computer so you can have it with you when you go. Click here to learn more about my book on Europe!

Europe Travel Guide: Related Articles

Want more tips for your trip? Check out all the articles I’ve written on Europe travel and continue planning your trip:

The 7 Best Hotels in London

10 Scotland Road Trip Tips You Need to Know Before You Go

The Perfect 7-Day Croatia Itinerary

The 6 Best Hotels in Copenhagen

The 6 Best Hotels in Florence

The 7 Best Hotels in Madrid

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Why You Should Consider Train Travel in Europe

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Table of Contents

Train system in Europe

Europe train map, booking train travel in europe, 3 ways to make your european train fare cheaper, smart money move: earn points on train travel, train travel in europe recapped.

If you’ve been dreaming about visiting Europe this summer and eating gelato in Italy or visiting the Basílica de la Sagrada Familia in Spain, good news: Airfare is down 8% compared to this time last year, according to Hopper’s 2024 Summer Travel Outlook.

And once you’re in Europe, you may be able to save money if you travel by train. Traveling by train in Europe is convenient and sustainable. Plus, some trains, like the Glacier Express in Switzerland, are designed to travel through scenic destinations so you can sightsee while you relax.

If you’re considering incorporating train travel into your European itinerary , here’s what you need to know about getting around and how to save money on tickets.

There are several train companies in Europe. Some only offer regional train service, while others offer trains between countries. As you plan your trip, familiarize yourself with the train companies that serve your intended destination so you can determine if traveling by train makes sense for you.

Here are some train companies that serve different countries in Europe:

Eurostar trains travel between the U.K., France, Belgium, Netherlands and Germany. (Although the U.K. is not in Europe, it's a popular destination on its own and often coupled with a European itinerary.) 

NS is the leading train company in the Netherlands. 

Renfe is the national train company in Spain. 

Deutsche Bahn (DB) offers long-distance and regional trains in Germany.

SNCF Connect offers high-speed train travel in France.

Trenitalia is the state-run train company in Italy.

Glacier Express offers scenic trains within Switzerland.

Some of these train companies have partnerships with each other to offer convenient connection options. For example, DB-SNCF is a joint venture between DB and SNCF that links travel between Germany and France.

If you Google search “Europe train map,” you’ll find many different maps based on regions, countries, or travel throughout the continent. Here’s a European train map offered by Trainline, which shows different destinations accessible by train.

The interactive map on Trainline’s website highlights popular routes across the country. If the country you’re looking for isn’t featured or you want to see regional trains instead, make your search more specific to check availability.

Buying train tickets in Europe is fairly straightforward. You can purchase your tickets through:

An online travel agency (OTA): Several OTAs that sell train tickets in Europe include Trainline, Rail Europe, Eurail and Omio.

The train company: If you know which train company serves your destinations, consider booking directly on the train company's website in case you need make any changes, since booking travel through an OTA adds an extra layer of complexity . 

At the train station: If you don’t know (or plan) your schedule in advance, you can purchase a ticket at the train station. Keep in mind purchasing at the train station is running a risk that the train time you want might be sold out, or more expensive, since it’s a last-minute purchase. 

Depending on when and where you buy your tickets, there are a few ways to save money on train travel within Europe.

1. Comparison shop

If the train company and an OTA offer tickets, compare prices to see where those seats are cheaper. We searched for a train from Paris to Amsterdam in August 2024 on the Eurostar site and on Trainline to see which option is cheaper.

Booking directly with Eurostar (price in U.S. dollars and euros)

Booking a Eurostar train on Trainline (price in U.S. dollars and euros)

If you pay in euros, tickets on Eurostar and Trainline are the same price (60 euros). But if you pay in U.S. dollars, the fare is slightly cheaper on Trainline ($68.30 versus $70). If you don’t have a credit card that waives foreign transaction fees, you’d want to book the ticket from Trainline in U.S. dollars.

Generally though, if you’re going to Europe — or really anywhere outside of the U.S. — consider using a credit card that waives foreign transaction fees , because these pesky fees are usually between 1% to 3% and can quickly add up.

2. Take advantage of discounts

There are often discounts available for students, seniors and families.

For example:

Spanish train operator Renfe, offers up to a 30% discount on tickets for those ages 14 to 25.

Eurail offers a family discount, a 10% senior discount and up to 25% off for travelers age 27 or below. 

Eurostar offers discounted rates for those under age 26 and 60 and up. 

Other discounts or sales may be available, so be sure to shop around. Booking early can also score you a deal. For comparison purposes, we searched for a ticket from Rome to Milan on Trenitalia one week and three months out. Most of the available tickets a week out were priced at $108, while the tickets three months in advance hovered around $48.

3. Consider travel insurance

According to NerdWallet’s annual summer travel survey , an impressive 84% of Americans plan on vacationing in 2024, with 45% of Americans going on a summer trip (June-August). Summer travelers plan to spend $3,594, on average, for their flights and hotel stays.

When considering an expensive vacation, travel insurance can be a good option, particularly if your trip plans are nonrefundable and you want overseas medical coverage. Even if you have a credit card that offers complimentary travel insurance , most U.S.-based medical plans don’t protect you for medical care abroad.

In addition to travel medical coverage, a comprehensive travel insurance plan includes benefits such as trip cancellation , trip interruption , baggage delay and lost luggage coverage . If you don’t need travel medical insurance, and the coverage provided by your travel credit card is sufficient, you may not need to purchase a standalone travel insurance policy.

» Learn more: How to find the best travel insurance

If you have a credit card that earns extra points for travel, using it to buy train tickets makes sense since trains are part of the travel category. Here are some popular cards that earn additional rewards for travel and don’t charge foreign transaction fees.

on Chase's website

• 2 points per $1 spent on travel, including train travel.

• 3 points per $1 spent on travel, including train travel.

• 2 miles per $1 on every purchase.

• 3 points per $1 on transit, including train travel.

Terms apply.

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

Earn 40,000 Membership Rewards® Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership.

» Learn more: Best travel credit cards

Traveling around Europe by train can be a great way to explore one or several countries, all while avoiding the hassle of the airport or renting a car. There are many options for finding train tickets, but generally, purchasing tickets in advance and directly from the train company can save money.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024 :

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

On a similar note...

Tipping In Europe: A Guide to European Tipping Customs

Jarrod Suda

A writer and editor at Monito, Jarrod is passionate about helping people apply today’s powerful finance technologies to their lives. He brings his background in international affairs and his experiences living in Japan to provide readers with comprehensive information that also acknowledges the local context.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

One aspect of the travel experience that often surprises travelers is the local attitude toward tipping. In some countries, it's an everyday practice, while in others, it's a cultural faux pas. Then there are those countries where tipping falls somewhere in between, leaving you wondering what's expected.

In this guide, we'll walk you through the tipping etiquette of Europe to help you navigate your visit smoothly. Additionally, we'll offer valuable tips on how to get EUR in cash in Europe, so you can focus on soaking up the sights, sounds, and flavors without the stress of financial hiccups.

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Our Guide to Tipping Etiquette In Europe

• 01. Is tipping expected in Europe? scroll down
• 02. Tipping at restaurants in Europe scroll down
• 03. Do you tip at hotels in Europe? scroll down
• 04. Tipping tour guides and taxis in Europe scroll down
• 05. Practical tips for tipping in Europe scroll down

Is Tipping Expected in Europe?

Tipping in Europe is more modest than it is in North America, but is still common in many countries. Practices also vary by country. Some people simply round up, some include a service charge in the bill, while others tip anywhere between 5% to 10%. As a best practice, have small bills prepared in your wallet.

Tipping in Restaurants, Bars, and Cafes

When dining out in Europe, expect different approaches per region. In Italy, France, and Spain, restaurants often include a service charge in the bill. In Germanic countries, its common to round up the bill. The UK is more similar to the US, where a 12.5% tip is standard. In general, tips are optional, appreciated gestures. If you enjoyed stellar service, then 10% will usually suffice. In the UK, a 15% tip would be considered generous.

When visiting bars and cafes, rounding up the bill or letting the staff keep the change is a nice gesture. Tipping is more of a norm for table service, so don't feel pressured to tip at bars or pubs.

Do You Tip Hotel Staff in Europe?

For hotel staff in Europe, tipping is not mandatory but much appreciated by service staff. It is a nice gesture to tip porters around €1 per bag, €2 to valet, and €3 per night to cleaning staff.

Tipping Taxis and Tour Guides in Europe

For taxi drivers in Europe, tipping is generally not customary. If you experience good service or help with your luggage, you can round up to the nearest euro.

Tour guides in Europe may expect a small tip for walking tours, especially if the tour was informative and enjoyable. It is not a hard and fast rule, since pricing rules will vary by each provider. However, a tip of 5-10 euros per person is typical (especially for free walking tours).

Practical Tips for Tipping in Europe

By following these tips, you'll optimize your cash transactions in Europe, minimize fees, and enjoy a smoother travel experience:

• Withdraw Cash With a Travel Debit Card: Choose a travel debit card without international transaction fees that allows you to hold local currency and withdraw cash like a local. These cards typically offer fee-free ATM withdrawal allowances, making them a convenient and cost-effective option for accessing cash while traveling in Europe.
• Stay Within Fee-Free Allowances: Many travel debit cards provide fee-free ATM withdrawal allowances per month. To avoid additional fees, try to stay within this allowance when withdrawing cash.
• Opt for Local Currency Transactions: When making purchases or withdrawing cash in Europe, you'll be prompted to pay in EUR or your home currency. Always choose to pay in the local currency (EUR) rather than your home currency to avoid dynamic currency conversion (DCC) fees . DCC will result in terrible exchange rates and additional charges, so opting for local currency transactions ensures you get the best exchange rate.
• Avoid Credit Card Cash Advances: Steer clear of using credit cards for cash withdrawals, as they incur cash advance fees and higher interest rates (APR). Cash advance APR is also higher than purchase APR.

Recommended Travel Cards for Fee-Free Cash Withdrawals Abroad

Compare the best travel debit cards without international transaction fees for your trip to Europe:

Wise Multi-Currency Account

With the  Wise Account , convert currency at the  mid-market exchange rate . Spend, hold, and convert between dozens of currencies with your debit card and never be asked to do a dynamic currency conversion. The only fees that they charge you for using ATMs abroad will come at 1.75% per withdrawal — and only after you've exceeded your $100 monthly withdrawal limit.

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Available for EU and EEA residents to open, an  N26  account will never charge foreign transaction fees. All Euro ATM withdrawals are fee-free, giving you free rein to travel the Eurozone . Outside of the Eurozone, ATM withdrawals cost 1.7% per withdrawal.

• Trust & Credibility 7.9
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Starling Bank

The  Starling Bank  card is an excellent option in the UK for foreign travel. In addition to no foreign transaction fees, Starling Bank does not charge foreign ATM withdrawal fees. You might only be charged a third-party fee, just as you would in the UK.

• Service & Quality 8.5
• Fees & Exchange Rates 10
• Customer Satisfaction 9.3

Travel Money Guides For Your Trip to Europe

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World stocks shine after cautious ECB rate cut

World stocks climbed and the euro rose on Thursday after the European Central Bank cut interest rates for the first time in nearly five years, while signaling that further moves could take a while.

Biden travels to Europe to commemorate the defeat of dictators

WASHINGTON — President Joe Biden leaves the campaign trail this week and flies to France for the 80th anniversary of D-Day, where he’ll give speeches touting American alliances that beat back dictatorships bent on world conquest.

Biden is in a long string of presidents who have delivered that sort of message over the years as they built and sustained a Western bloc rooted in free markets, democratic governance and individual freedoms.

As yet unknown is whether he'll be the last.

The race between Biden and Republican Donald Trump is a toss-up at this stage, and if Trump returns to power, there are no assurances he would keep the basic pillars of the post-World War II order intact.

As president, Trump considered pulling out of the NATO alliance , which has been a bulwark against Russian aggression since the depths of the Cold War, according to his former national security adviser John Bolton. A senior Trump White House official said in an interview that Trump came within a "wisp" of dropping out of NATO at a summit meeting in Brussels in 2018.

More recently, Trump said he would let Russia to do " whatever the hell they want " to European countries that didn’t spend enough on military defense.

The trip is a chance for Biden to draw policy distinctions with his opponent while also demonstrating to skeptical voters that, at 81, he retains the stamina and acuity to negotiate with his counterparts, some of whom are decades younger.

His speeches will inevitably offer an implicit rebuke of the “America First” approach that Trump championed in office.

“This is a very important opportunity for President Biden to reaffirm our NATO alliance and emphasize that the world is really on the cusp of a turning point,” said Sen. Chris Van Hollen, D-Md., a member of the Foreign Relations Committee. “We are living through the middle of the fight for democracy and freedom over authoritarianism.”

Biden will speak in Normandy on Thursday, the anniversary of the June 6, 1944, beach landings that presaged the liberation of Europe and the defeat of the Nazis.

He’ll speak again Friday at Pointe du Hoc, where U.S. Army Rangers scaled sheer cliffs to take out German guns and gain a toehold on France’s northern coast. A focus of Biden’s remarks will be the defense of “freedom and democracy,” according to the White House.

There is a certain political symmetry to the speech. In 1984, President Ronald Reagan also spoke at Pointe du Hoc while he was running for re-election. He gave a memorable address that built to the rhetorical crescendo: “These are the boys of Pointe du Hoc.”

Reagan went on to win re-election in a landslide over Democrat Walter Mondale.

“Biden will probably try to hit those same notes that unify everybody,” said James Melville, a former U.S. ambassador to Estonia who spent 34 years working for the State Department. “I’m sure the political folks are looking at that [Reagan’s speech] and thinking how do they steal some of that magic.”

After meetings in Paris on Saturday with French President Emmanuel Macron, Biden is scheduled to return home. Days later he’ll leave again for southern Italy, where he will attend a Group of Seven summit of the world’s most advanced economies.

Biden will be in friendly company in his back-to-back European journeys. He has forged respectful ties with many of his foreign counterparts over a 50-year-career in public office honing his diplomatic skills.

By contrast, Trump’s overseas appearances were more fraught, sometimes culminating in feuds with allies and bonding moments with authoritarian rulers.

After he said he wouldn't sign a joint statement on common values with other G7 nations in 2018, Trump voiced displeasure with Canadian Prime Minister Justin Trudeau, tweeting that a news conference he had given was " very dishonest & weak ."

“He got into spats with the Canadians,” Sen. Chris Coons, D-Del., a member of the Foreign Relations Committee, said in an interview. “The Canadians are the nicest people in the world! How do you make the Canadians mad?”

Leaders consider hard national interests when they conduct foreign policy, and whether they prefer Trump or Biden on a personal level, they grasp that come Jan. 20, they may dealing with one or the other.

The uncertainty surrounding the presidential race is the backdrop for Biden’s meetings with officials who will be watching for clues as to how the election might go.

Keith Kellogg, a senior national security official in the Trump White House, noted that in the run-up to the election, various foreign officials have come to see Trump. Among them have been Hungarian Prime Minister Viktor Orbán and former British prime minister David Cameron, who now is the country’s top diplomat.

“What you’re going to see is European leaders hedging their bets,” Kellogg said in an interview. “You have former presidents and prime ministers talking to President Trump. They’re wondering what it is going to happen in the election and where they’re going to go.”

Asked whether Trump would withdraw from NATO in a new term, Kellogg said, “I don’t expect him to do something like that,” adding that Trump “does expect them to live up to what they have promised to do.”

Emphasizing that he wasn’t speaking for Trump, Kellogg suggested an alternative arrangement in which the U.S. might agree to protect NATO countries that contribute at least 2% of their gross domestic product to defense. Under such a "tiered" system, countries that failed to meet the threshold wouldn't be entitled to such protection from the U.S., said Kellogg, who is seen as potential defense secretary in a Trump administration.

Nothing enhances a president's prestige like a foreign trip. He arrives in his magnificent blue-and-white plane. Often he is greeted on the tarmac by bands, performers and smiling counterparts grateful to see the commander in chief of a global superpower.

It makes for compelling imagery in an election season, but much can go wrong. If Biden trips at any point, if he slurs his speech or —exhausted by the time change — if he appears feeble or uncertain, he would rekindle doubts about whether he's up to the job.

Whatever President George H.W. Bush might have accomplished during a visit to Japan in 1992 — the year he lost re-election — the takeaway for most Americans was that, ailing, he vomited at a dinner hosted by the prime minister.

William Cohen is a former Republican senator from Maine and defense secretary in President Bill Clinton's administration. He is a friend of Biden's who plans to vote for him and do what he can to help him win in November.

During the coming trip, Cohen said, Biden "has the burden of persuading them [world leaders] that he can carry the vote here. He has to present himself as a more vigorous, dynamic person than he has to date.

"The real issue for them [other leaders] is can he persuade the American people that it's important for him to win," Cohen continued in an interview. "And if he can't persuade the American people, then they're going to take their bets and put them elsewhere."

Peter Nicholas is a senior national political reporter for NBC News.

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North Carolina audit finds misuse of university-issued credit cards

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RALEIGH, N.C. (AP) — Workers within a Fayetteville State University office misused school-issued credit cards or failed to document card transactions for purchases or travel sufficiently, valued in all at several hundred thousand dollars, according to a North Carolina state audit released Tuesday.

State Auditor Jessica Holmes’ agency also sent its findings related to Fayetteville State’s Office of Strategic Communication to the State Bureau of Investigation to review for potential criminal wrongdoing. The office creates and carries out messaging to prospective students, faculty, donors and others. The audit also cited separately conflict-of-interest concerns because the university paid businesses owned by then-office workers.

The school, one of 17 in the University of North Carolina system, agreed with the audit findings and recommendations in its response attached to the report. Two office employees cited in the report are no longer working at the university, and “we have since then taken intentional steps to ensure that such violations do not occur again,” Chancellor Darrell Allison wrote.

The audit, which covered Jan. 1, 2022, through Aug. 31, 2023, found that office workers incurred over $692,000 in purchasing card or travel card transactions that were either unallowable, lacked sufficient documentation or both. The former associate vice chancellor for the office and the school’s ex-director of digital strategy were assigned travel cards, auditors wrote. The two of them and a former assistant vice chancellor for marketing and creative services were cited for the questionable purchase card transactions.

Auditors said unallowable purchases included payments to individuals and consultants, for computer hardware and software, and for gifts. Unallowable travel expenses included lodging within 35 miles (55 kilometers) of the university, along with spending to arrive two days before a business-related conference in New York, the audit said.

Auditors also found Fayetteville State paid $165,570 over the same period to businesses owned by the associate vice chancellor, the digital strategy director and two other now former workers. The former employees failed to disclose the business in which they had a financial interest as required, the audit said.

None of the former office employees in the audit are identified by name.

Allison wrote in his response that the school will “actively explore all options” to seek payback for unallowable expenses, improve employee training in using the cards and increase card monitoring. The school has hired a new internal audit director and an administrator to oversee purchasing and contracts and is updating conflict-of-interest policies and procedures, he said.

The story has corrected the payment amount to businesses to $165,570.