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Prepaid credit cards

Services & Support

Swiss Bankers

The prepaid card for travel.

The prepaid card for daily life.

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Important information:

The customer portal and web access to the card account were discontinued on 10 April 2024. Please download the Swiss Bankers App to continue to have unrestricted access to all services.

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Change your PIN Always safe – even if you have lost your card Top up your card Swiss Bankers App

Travel - the free prepaid credit card for travel

The Swiss Bankers Travel card is the secure prepaid card for use while travelling. You receive the card immediately, can add money to your balance as required and can pay worldwide – without an annual fee and with complete control in terms of spending limits.

How you benefit from Travel, the new Travel Cash card.

With no annual fee..

Travel with ease and risk-free with the prepaid Travel card with no annual fee and with a free replacement card if the card should ever go missing.

Pay worldwide.

The card is accepted in more than 70 million shops and hotels throughout the world as well as for online payment. You can withdraw money at cash machines in Switzerland and abroad. If you have any questions, our free client service will be happy to assist you.  

Available immediately.

The Travel card is available quickly and without a credit check at various outlets and at nearly all banks – to all persons aged 16 and over and, with parental authorisation, also to persons aged 12 to 15. You choose whether the card is denominated in CHF, EUR or USD.

Easy to top up.

You can add money to your card in amounts up to CHF/EUR/USD 10’000 at outlets , using the Swiss Bankers app , on our client portal or using e-banking.

Up to 10% cashback at Booking.com.

Save up to 10% on Booking.com on over 28 million accommodation listings worldwide - plus discounted accommodation and the Genius loyalty program.

Swiss Bankers app.

The Swiss Bankers app includes practical features such as balance and spending overviews, adding money to the card balance, immediate card blocking in the event of loss, immediate digital card replacement in the app and more. Benefit from mobile payments . You pay conveniently with your smartphone or your smartwatch, for example via Apple Pay or Samsung Pay.

Country Information.

Useful information about your travel destination.

Safe and secure worldwide – always.

In the event of loss or theft, the card and its credit balance will be replaced by courier service worldwide at no charge. Cards stored digitally in the Swiss Bankers app can be reactivated immediately.

More about security

Fees and card information.

Annual fee: CHF 45

Monthly fee: CHF 2.90

1.5% 1 , for cards obtained via outlets Fast charging by credit card/debit card (approx. 15min): Additional costs of 1.5% (on charging amount with charging fee). Charging with PostFinance card: Additional costs of CHF 6.  Tip: When you top up your card via online banking, your credit is generally available in one working day. There are no further costs in addition to the top-up fee.

None,  for cards obtained from Swiss Bankers None 1 , for cards obtained via outlets Fast charge by credit card/debit card (approx. 15min): 1.5%. Charge with PostFinance card: CHF 6.  Tip: It’s free to top up your card via online banking, and your credit is generally available in one working day 1 .

None Fast charge by credit card/debit card (approx. 15min): 1.5%. Charge with PostFinance card: CHF 6.  Tip: It’s free to top up your card via online banking, and your credit is generally available in one working day.

1.5 % 1 Fast charging by credit card/debit card (approx. 15min): Additional costs of 1.5% (on charging amount with charging fee). Charging with PostFinance card: Additional costs of CHF 6.  Tip: When you top up your card via online banking, your credit is generally available in one working day. There are no further costs in addition to the top-up fee.

Subject to conditions 1

None 1 Fast charge by credit card/debit card (approx. 15min): 1.5%. Charge with PostFinance card: CHF 6.  Tip: It’s free to top up your card via online banking, and your credit is generally available in one working day.

Ways to top up your card

- Bank transfer/e-banking - Credit card/debit card/PostFinance card - Outlets Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.” You can also view your payment details in the customer portal .

Charge per payment

CHF 1 / EUR 1 / USD 1

Processing fee currency exchange

ATM withdrawal fee in Switzerland

CHF 5 / EUR 5 / USD 5

Subject to conditions

ATM withdrawal fee abroad

CHF 7.50 / EUR 7.50 / USD 7.50

Replacement card

Free replacement worldwide in case of loss or theft, usually within three working days, including the remaining card balance. Immediate replacement of cards stored digitally.

Replacement in case of loss or theft, including the remaining card balance, for a fee of CHF 20.00 in Switzerland and CHF 50.00 abroad. Immediate replacement of cards stored digitally.

Immediate replacement in case of loss or theft, including the remaining card balance, for a fee of CHF 20.00.

Replacement in case of loss or theft including remaining card value for a fee of CHF 20.00 in Germany and CHF 50.00 outside Germany. Immediate replacement of cards stored digitally.

Card top-up

Min. CHF 100 / EUR 100 / USD 100 Max. CHF 10 000 / EUR 10 000 / USD 10 000

Min. CHF 100 Max. CHF 10 000

Min. CHF 100 / EUR 100 / USD 100 Max. CHF 20 000 / EUR 20 000 / USD 20 000

Card currencies

CHF / EUR / USD

Use options

- ATM - Payment terminals / machines - Contactless payment - Internet / online payments

- Payment terminals / machines - Contactless payment - Internet / online payments

Mobile payment

- Apple Pay - Samsung Pay - Google Pay - Garmin Pay, Fitbit Pay, SwatchPAY!

Availability

In EUR / USD:  To the outlets

To the online shop, Banks, SBB  To the outlets  

Via  Swiss Bankers app

Selected private banks

To the outlets

Maximum number of cards per person

Five cards via our outlets 

One card directly from Swiss Bankers Five cards via our outlets

One card directly from Swiss Bankers Five cards via our outlets 

Swiss Bankers App Features

– Top up your card – Block your card – Geo-blocking – Spending overview – Many other features

– Block your card – Geo-blocking – Spending overview – Many other features

1  Top-up fee may vary depending on the distribution partner   

1  Top-up fee may vary depending on the distribution partner 

Display all

Up to 10% cashback on Booking.com – plus discounted accommodation!

 Save up to an additional 10% on 28 million accommodation listings worldwide with the Travel Card

Also applies to existing discounts such as: the Genius loyalty program

The Travel Card is free and has no annual fee

Book your next accommodation now with the Travel Card via the Swiss Bankers booking site

Important: The cashback* is only available via the Swiss Bankers booking site and provided you pay for the accommodation with the Travel Card. You also need an account with Booking.com.

Go to the Swiss Bankers booking page**

** Please note that Booking.com is not subject to banking secrecy and customer data can be transferred outside Switzerland. The Booking.com General Terms and Conditions apply on the Booking.com website or app. Swiss Bankers Prepaid Services AG assumes no liability when using Booking.com's offers.

Frequently asked questions.

Answers to general questions about PIN codes, security, mobile payment and services can be found under Frequently Asked Questions – general .

Where is the prepaid card Travel available?

You can get Travel from or  Outlets . 

How many cards can I have?

1 card via the Swiss Bankers online shop . Maximum 5 cards via outlets , but this number varies depending on the distribution partner.

In what currencies is Travel available?

The Travel card is available in euros, US dollars or Swiss francs.

Everything is even easier to do with the Swiss Bankers app.

The practical features of the Swiss Bankers app make using the Travel card even more convenient, with clear presentation of all options and relevant information.

Information about the Travel Prepaid Credit Card

Looking for a free prepaid credit card for travel?

You want to travel with a free credit card and stay in great hotels, from simple bed and breakfasts to five-star luxury hotels, at the best conditions? Then we have the solution for you: The Travel Card from Swiss Bankers offers everything at once. The Travel Card is free and at the same time you save up to 10% on Booking.com at over 28 million accommodation listing worldwide - plus discounted accommodation! Whether for travel in Switzerland, go on city trips in Europe or visit the USA, the Travel card is the perfect travel companion and is available in CHF, EUR and USD.

How can I save money with Travel?

If you like to stay in hotels, the free Travel is just the right choice. From hostels to luxurious five-star hotels – you can get up to 50% off at more than 600 hotels in Switzerland, Germany, Austria and Italy with Travel. Thanks to the integrated Hotelcard membership, you save money if you book your travels in good time.

With your Travel card, you can take advantage of all Hotelcard benefits. The good thing is that Swiss Bankers takes care of the Hotelcard membership for you – so you save the regular Hotelcard fee of CHF 99 per year. It is up to you whether you want to take advantage of the offer of discounted hotel nights as a Travel cardholder or not. Take advantage of this benefit at no additional cost and save money on future hotel bookings! Simply register your Travel card here, book your hotel via the Hotelcard.com platform and pay the hotel bill on site with your Travel card.  

Why is the Travel prepaid credit card ideal for travelers

• Up to 50% discount in more than 600 hotels – from hostels to five-star hotels
• Free replacement card worldwide (usually within three working days)
• No annual fee
• Available in CHF, EUR and USD without exchange fees
• Over 70 million points of acceptance worldwide
• Full cost control via the Swiss Bankers app
• Mobile payment with Apple Pay, Google Pay, Samsung Pay and much more
• No credit check
• Available to anyone 16 years of age and older (12 years of age and older with the consent of a legal guardian)

Who is the free prepaid credit card suitable for?

If you’re looking for a secure payment card with no annual fee that keeps your spending under control, the Travel prepaid credit card is just the ticket. It is ideal for those who do not want to pay fixed fees and want to use the card worldwide when travelling.

In case of loss, the card is replaced worldwide free of charge, including credit, in one to two days by courier. Digitally, a replacement card can even be made available immediately on your smartphone.

Charges are only incurred when loading, topping up and inserting the card.  If you occasionally need a prepaid credit card, you are well served with Travel. With the free Swiss Bankers app, you benefit from additional advantages: You receive a notification in real time for every payment, keeping an eye on all your expenses and your budget under control. You can pay using your smartphone via mobile payment, change your PIN at any time and ensure maximum protection for your card with security settings, such as blocking countries.

What are the advantages of a card without an annual fee

If you are not sure when and how often you want to use the card, Travel is exactly the right card for you. With the Travel prepaid credit card, you have no fixed costs. You only incur fees when you use it. Even if you don’t know exactly if and when you will need a prepaid credit card, it makes sense to apply for the Travel free of charge online. If you need the card one day, you only have to load it and it will be ready for use immediately.

Are there any transaction fees?

The Travel prepaid credit card is ideal for those who use their card only occasionally. The credit can be topped up as needed. A top-up fee of 1.5% of the added amount is usually charged for this (deviations are possible at some points of sale). If the card is no longer used, no further costs are incurred. Swiss Bankers only charges a fee of CHF 1 per transaction (or EUR 1 or USD 1 depending on the card currency) when you use the card.

Which currencies is the prepaid credit card available in?

You can order the card in CHF, EUR and USD. The loading fee is the same for all currencies.

Who can load and top up the card?

A deposit by bank transfer can be made without restriction either by you or by another person. Loading and topping up via credit card, debit card or PostFinance is only possible with a card issued in your name. Alternatively, you can have another Swiss Bankers cardholder send you money via Send – our innovative money transfer service – at any time.

How can I load and top up the card?

You can load and top up the Travel quickly and conveniently at the branches of the sales partner from whom you ordered or purchased the card. Many Swiss Bankers partner banks offer instant loading and top-up in e-banking. In addition, you can load and top up the Travel Card via the Swiss Bankers app or the customer portal by bank transfer or by credit card, debit card or PostFinance card. When loading or topping up by credit card or via PostFinance, the balance is available on the card within a few minutes. A deposit by bank transfer can usually be credited to your card on the same business day.

How much credit can I add to the card?

The minimum load or top-up amount is EUR/USD/CHF 100, the maximum load or top-up amount or card balance is EUR/USD/CHF 10,000.

How long does it take to load or top up the card ?

You can load and top up the card easily and quickly. By bank transfer, the new balance is usually available on the same business day. If you load or top up by credit card or PostFinance card, the amount will be credited to your card within a few minutes.

How are the high security standards guaranteed?

• You can use the Swiss Bankers app to block or unblock the card for specific countries.
• The PIN code can be changed at any time in the Swiss Bankers app.
• In case of loss, simply and quickly block the card via Swiss Bankers app. We will send you a new Travel card with your existing balance worldwide free of charge by courier within a few days.
• Monitoring of suspicious transactions around the clock by our security experts.
• If fraud is suspected, Swiss Bankers notifies you immediately and blocks the card.

* Cashback is only available if it is displayed when selecting the accommodation. It will only be credited to the Booking.com wallet after a stay and payment for the accommodation. Cashback is between 5% and 10%. The offer can be changed or cancelled by Booking.com at any time within 5 days. Payment in cash and legal recourse are excluded.

Money transfer

Travel Deals

Annual reports

General Terms and Conditions

Data Protection

Cookie Policy

Country & languages

Switzerland Liechtenstein

DE FR IT EN

© Swiss Bankers 2024

Member of the Swiss Bankers Association

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Swiss Bankers Travel Card

Prepaid-Karte

Ohne Jahresgebühren

Ohne Jahresgebühr. Weltweit kostenloser Kartenersatz inklusive Restguthaben bei Verlust oder Diebstahl. Die Travel Card kann via Swiss Bankers App, Kundenportal oder Vertriebspartner aufgeladen werden. Die Karte ist in drei Währungen (CHF, EUR, USD) erhältlich - die Fremdwährungsgebühren in den entsprechenden Währungen fallen weg.

Die Travel-Karte ist bei zahlreichen Banken (Migros Bank, Bank Cler, Kantonal-, Regional- und Raiffeisen-Banken) sowie der SBB erhältlich. Mit elterlicher Zustimmung bereits ab 12 Jahren erhältlich.

Maximaler Ladebetrag: CHF 10'000 (beziehungsweise EUR oder USD).

Pro Transaktion wird eine Gebühr von CHF/EUR/USD 1 fällig (gilt nicht für Bargeldbezüge).

Weitere Dienstleistungen: Individuelle Kartensperrung, Geoblocking, Ausgabestatistik und kostenlose Hotline für Kundensupport.  

Aufladung per Banküberweisung: kostenlos, über PostFinance: CHF 6, per Kreditkarte: 1.5%.

Kundenzufriedenheit

Maximal 4 Zusatzkarten.

Dienstleistungen

Weitere produkte, portrait ansehen.

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SBB Change – Home delivery

Order your foreign currency online and have it delivered straight to your front door.

Further information.

You can find all the currencies available here:

Data status: , Exchange rates subject to change

Can’t find the currency you want? An even bigger range of currencies is available immediately at larger train stations.

Home delivery (CH/ FL).

We will happily send the foreign money you have ordered straight to your home for just CHF 4.- (including delivery).

Collection from an SBB point of sale.

Would you prefer to collect your foreign currency from an SBB point of sale? No problem, as a GA travelcard holder you can even use this service for free (without a GA travelcard, the exchange fee is CHF 4.-).

→ Collection from an SBB point of sale

• For the best start to your journey, buy local currency from SBB Change online before you set off. Bureau de change desks at foreign airports often charge high exchange fees and have poor exchange rates and long queues.
• In terms of cash, the basic advice is that, for security reasons, you should only change as much as you actually need in advance.
• In addition to cash, you can buy a Travel Cash Card at an SBB point of sale and load money onto it. The ideal combination of cash and money on a Travel Cash Card depends on your destination and travel requirements.

Dispatch and delivery. Home delivery all over Switzerland and Liechtenstein. Your order will be processed immediately after receipt of payment and sent as A Mail Plus. Your order should be with you within two to three working days.

Payment methods. Mastercard, PostFinance Card, Visa Card Orders which have been paid for by Mastercard, PostFinance Card, Visa Card will be processed immediately. The withdrawal limits imposed by the card issuer apply. Advance payment. If you would like to pay by advance payment, you will receive the payment information by e-mail. You can then make the payment by bank or postal transfer. It’s quickest with e-banking.

General terms and conditions. General terms and conditions.

• Free delivery from CHF 50.-
• Shipping within 24h
• Purchase as a guest
• Exclusive products & services

Travel Cash laden – BEKB

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Rasche Hilfe erhalten Sie unter E-Banking , smartLogin , App und mehr . Haben Sie Anregungen, Lob oder Kritik? Teilen Sie uns Ihre Meinung mit! Bei zeitkritischen Anliegen rufen Sie uns bitte an: 031 666 18 80. Für alles andere nutzen Sie das Kontaktformular .

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Antworten auf die häufigsten Fragen finden Sie auf unserer Seite Support und Hilfe . Für einen direkten Kontakt rufen Sie uns im BEKB Kundencenter unter der Nummer 031 666 18 80 an.

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Erste Hilfe bei dringenden Anliegen

Travel-karte aufladen.

Laden Sie Ihre Travel-Karte selbstständig via E-Banking auf. Denn die neue persönliche ESR-Referenznummer ist statisch – so können Sie im E-Banking zum Beispiel eine Zahlungsvorlage für wiederkehrende Zahlungen oder einen Dauerauftrag erstellen.

Die Referenznummer finden Sie

• auf dem Kaufbeleg
• auf der Website von Swiss Bankers
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Kurzanleitung fürs Laden im E-Banking

• Zahlung «Inland» wählen
• Ins Feld «Zahlungsempfänger» Swissbankers Prepaid Services AG, Kramgasse 4, 3506 Grosshöchstetten einfügen
• Ins Feld «Referenznummer» Ihre persönliche Referenznummer eingeben

Beim Aufladen via E-Banking  fallen ausser den üblichen Kommissionen keine zusätzlichen Gebühren an. Die Kartenladung erfolgt innert zwei Arbeitstagen. Zusätzlich besteht in der Swiss Bankers APP die Möglichkeit einer Aufladung innert 15 Minuten, dafür muss allerdings eine Kreditkarte hinterlegt sein.

Sie können uns auch telefonisch kontaktieren.

Rufen Sie uns bitte an. Telefon 031 666 18 80 (Montag–Freitag 8–20 Uhr, Samstag 9–16 Uhr). Die Kundenberaterinnen und Kundenberater im  BEKB-Kundencenter  veranlassen die Aufladung.

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Swiss Bankers «Travel»

Reisen Sie unkompliziert und ohne Risiko: Mit der Swiss Bankers Travel Karte. Schnell aufgeladen, weltweit akzeptiert und ohne Jahresgebühr.

Ihre Vorteile auf einen Blick

Weltweit Bargeld beziehen und bargeldloses Bezahlen

Erhältlich in CHF, EUR und USD

Hohe Sicherheit und kontaktloses Bezahlen

Weltweit kostenloser Ersatz bei Verlust  

Keine Jahresgebühr

Bis zu 10% Cashback auf Booking.com

Kartenfunktionen und Sicherheit

Für Entdecker und Pendler: Die Swiss Bankers Travel Karte ist Ihr treuer Begleiter auf Reisen.

Weltweit an über einer Million Bancomaten Bargeld in der entsprechenden Landeswährung beziehen 

An 43 Millionen Mastercard-Akzeptanzstellen bequem und sicher bargeldlos bezahlen

Bei Verlust wird die Karte kostenlos weltweit ersetzt 

Mit der kostenlosen Swiss Bankers App haben Sie die volle Kontrolle über Ihre Karte

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Wie funktioniert die Swiss Bankers Travel Karte?

Die Swiss Bankers Travel Karte ist eine wiederaufladbare Prepaid-Karte mit PIN-Code. Die Karte wird von der Swiss Bankers Prepaid Services AG unter dem Namen, der Adresse, Nationalität und dem Geburtsdatum der wirtschaftlich berechtigten Person eingetragen. Der Name ist nicht auf der Karte ersichtlich. Laden Sie nach Bedarf Guthaben auf die Karte – der entsprechende Betrag steht Ihnen auf der ganzen Welt zur Verfügung.

Wo bestelle ich die Swiss Bankers Travel Karte?

Die Swiss Bankers Travel Karte bestellen Sie direkt bei Ihrer Raiffeisenbank. Sie benötigen lediglich ein Raiffeisen Spar- oder Transaktionskonto.

Wo kann ich die Swiss Bankers Travel Karte einsetzen?

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Am 10. April 2024 wurden das Kundenportal sowie der Web-Zugriff auf das Kartenkonto eingestellt. Bitte laden Sie die Swiss Bankers App herunter, um weiterhin uneingeschränkten Zugriff auf alle Dienste zu haben.

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Die Karten Life und Travel können Sie bei der Verkaufsstelle, mit der Swiss Bankers App, in unserem Kundenportal oder per E-Banking mit neuem Guthaben aufladen. Die Karte Prime wird für Sie bei Ihrer Bank aufgeladen.

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Swiss Travel Pass.

Discover Switzerland with just a single ticket: the Swiss Travel Pass lets you travel by public transport to Switzerland’s most scenic regions.

The Swiss Travel Pass gives you unlimited travel by train, bus and boat, as well as many other advantages.

The advantages for you.

• Unlimited travel by train, bus and boat
• Unlimited travel on premium panorama trains (seat reservation fees and/or surcharges apply)
• Unlimited use of public transport in more than 90 towns & cities
• Free admission to more than  500 museums Link opens in new window.
• Mountain excursions included: Rigi, Stanserhorn and Stoos
• Discount of up to 50% on other mountain excursions
• Discount of up to 50% on leisure travel offers

Please note.

• The Swiss Travel Pass has been developed for guests from abroad. It is available to persons permanently resident outside Switzerland and the Principality of Liechtenstein.
• For online purchasing, purchase as a “guest”. You do not need a login.
• To receive the Swiss Family Card directly, add the child as a passenger under ‘Add passengers’ when you buy your Swiss Travel Pass.
• The Swiss Travel Pass / Swiss Half Fare Card / and the Family Card cannot be loaded onto a SwissPass card. You will not receive a customer number or an additional card.

Offers for adults aged 25 or over.

Choose 3, 4, 6, 8 or 15 consecutive days of travel.

Prices effective until 31.12.2024. Prices and product specifications subject to change.

Swiss Travel Pass Flex.

Valid on 3, 4, 6, 8 or 15 freely selectable days within one month.

Offers for young persons under 25.

The Swiss Travel Pass Youth gives young persons under 25 a 30% discount on the Swiss Travel Pass. It offers the same validity.

Swiss Travel Pass Youth.

Swiss travel pass flex youth., children aged between 6 and 16..

Children from their 6th up to their 16th birthday accompanied by at least one parent (holding a Swiss Travel System ticket) travel free of charge on train, bus, boat and mountain railway with the complimentary Swiss Family Card.

Children under 6.

Children under 6 years of age travel free of charge.

Further content

Swiss travel pass, more on the topic..

• Children travel for free with the Swiss Family Card Link opens in new window.
• FAQ Link opens in new window.
• Miscellaneous provisions Link opens in new window.
• Map of validity Link opens in new window.
• Area of validity Swiss Travel Pass (PDF, 2,0 MB) Link opens in new window. This document is not barrier-free.

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Nizhny Novgorod, Russia

You are here, about nizhny novgorod.

If you are still wondering, whether Nizhny Novgorod travel would be something you'd like to experience, let us help you - it would. This colorful Russian city full of cultural heritage might exceed your expectations since it has something to offer for everyone.

Reasons to Travel to Nizhny Novgorod

Art enthusiasts will surely enjoy the State Gorky Literature Museum which was named after the great Russian author Maxim Gorky. Bet you didn't know that Nizhny Novgorod was his birthplace? Do not worry, now you do.

There are also multiple art galleries and installations such as The Blogger's Bench which provides free Wi-Fi access if you are in the mood of blogging about your experience.

The musician community will not be disappointed as well, as the city has multiple live music bars and cafes open for the public and is often the place where great concerts are staged. If you are not that into art, there are plenty of other places worth putting on your Nizhny Novgorod itinerary, f.e., the grand red-brick Kremlin.

The Cathedral of Archangel Michael, which is actually the only church that has stood the test of time in Kremlin, along with multiple ancient towers is what makes this site a must-see. By the way, the magnificent church of St. Elijah is right around the corner, so make sure to make a little detour during your Nizhny Novgorod tour after seeing the Kremlin.

Another thing you should not miss during your Nizhny Novgorod sightseeing is the panorama of Strelka, overlooking the amazing view of the confluence of the rivers Oka and Volga and also the Fedorovsky Embankment, a perfect place for a stroll in the evening.

If you want to take a look at the scene from a different angle, hop on a boat trip along the two rivers! Nowadays Nizhny Novgorod is the fifth-largest city in the Russian Federation, somehow managing to maintain the unique heritage alongside its cultural versatility, thus looking at pictures is not enough, feel like exploring it yourself?

Best Things to Do in Nizhny Novgorod

• Witness the ancient Novgorod Kremlin
• Get inspired by the scenic panoramas of the Volga River
• Explore diverse museums of Nizhny Novgorod

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