online journey planner

A travel planner for everyone

Organize flights & hotels and map your trips in a free travel app designed for vacation planning & road trips, powered by ai and google maps..

Your itinerary and your map in one view

No more switching between different apps, tabs, and tools to keep track of your travel plans.

What travelers are raving about

Features to replace all your other tools, add places from guides with 1 click, collaborate with friends in real time, import flight and hotel reservations, expense tracking and splitting, checklists for anything, get personalized suggestions, plan like a pro.

Unlock premium features like offline access, unlimited attachments, flight deals, export to Google maps, and much more

Offline access

Unlimited attachments, optimize your route.

4.9 on App Store, 4.7 on Google Play

Discover your next favorite destination

Get inspired from guides around the world — with expert tips and recommendations from the Wanderlog community. See all Wanderlog travel guides.

Have tips of your own? Write a guide to share with other travelers like you!

Ready to plan your trip in half the time?

For every kind of trip and every destination, the best road trip planner, the best vacation planner, the best group itinerary planner.

Let us plan your trip for you

Roadtrippers Autopilot™ creates your itinerary based on what we’ve learned from over 38 million trips. You’re never more than a few clicks away from your next great adventure.

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Let Autopilot take the wheel planning your next road trip, scenic drive, RV journey and everything in between. Then enjoy the ride while uncovering hidden gems along the way.

Get real-time traffic updates and access to wildfire smoke maps to stay informed and connected throughout your journey.

Collaborate

Share your itinerary with your copilots so they can help with the finishing touches.

Let Roadtrippers be your guide, navigating the twists and turns as you roam the open roads with confidence and ease.

Exclusive Access To Autopilot

Let us do the planning for you! Enter in a few key details and we’ll craft a custom tailored trip just for you.

Choose the right plan for you—and try it free for 7 days

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With just a few questions, our newest Premium feature, Autopilot, will plan your next adventure.

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Creating a trip has never been easier! Tripety is a travel planning platform that makes your trips convenient and hassle-free. Simply enter your travel details and places to visit into our  itinerary planner  to get a clear overview of your journey. Organize each day, use checklists to ensure nothing is forgotten, and keep essential documents all in one place. Also, you can manage and track your spending during your travel. Check out the itinerary maker to see how simple it is!

Want to coordinate travel plans with family, friends, or colleagues? Invite your friends or trip companions to Tripety for an easy way to discuss the details of your journey. Generate ideas or arrangements, track your spending, and use our group travel itinerary planner to explore new places together.

Is the process of planning your favorite part of the trip? Are you a detailed-oriented person who wants to use the  best business travel planner  or organize your family vacation tour? Then Tripety, an online trip management platform, is perfect for you! Dream, organize, share, manage your business and personal trips within our easy-to-use,  intuitive travel itinerary manager as your planner . It will keep all the needed information in one place and track everything, as it’s a flight tracker, road trip planner both in one.

Tripety helps manage and keep track of your finances before and during your journey. Monitor spending with the help of our convenient budget tool. See and manage your expenses ‘as you go’ to stay on top of your budget.

Planning a trip or vacation shouldn’t be tiresome and complicated. Easy to use, an intuitive and neat Travel Planning Platform that we created is for travelers like YOU! Tripety helps you compile, organize, and share your travel arrangements. Keep an eye on your travel budget while on vacation or business trip. We are trying to make your world a bit more colorful and a lot more relaxed. Tripety, add travel to your life!

Planning a trip can become quite challenging, especially when you have to go over many big and small details. The last thing you want is to run into problems while you’re away. This is why you must always plan all the details of your trip beforehand.

Thankfully, now you can use Tripety, a travel planner and itinerary maker, to plan each and every detail of your trip. From budgeting to group collaboration, we ensure that you have a smooth planning process. We also have an online road trip planner that’s sure to give you the hassle-free trip of your dreams.

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• Trip Planner

Trip Planner | Travel Itinerary Planner | Plan a Trip

Are you looking for an itinerary planner to plan your next trip? We know creating a customized travel itinerary manually is an overwhelming task. You have to put a lot of time into selecting destinations, booking hotels, flights, and comparing prices. On top of that calculating budgets & booking hotels and flights is another challenge that makes itinerary planning tough.

But what if all of this is done within a few minutes for you? Yes with TripHobo trip planner you can do this smartly. We have observed that many travelers end up spending more time in researching information than enjoying the actual trip. Not only first-time travelers but also experienced travelers struggle in creating perfect travel plans.

Even though it is a tedious task to create a customized itinerary, everyone agrees on the importance of itinerary for an enjoyable holiday. So Triphobo came up with this easy to use automatic itinerary planner.

How Trip Planner Works / Steps to Plan a Trip

Do you want to create your travel itinerary quickly & easily? Are you ready to use this tool now? TripHobo's trip planner plays a major role to ease the itinerary creation process and helps you overcome the pain in the trip planning .  Follow these 4 simple steps to plan a trip & let us know your experience.

1) Choose Your Destination & Dates when you want to travel

Visual algorithmic trip planner lets you choose destinations you want to travel to. You have the freedom to choose the real dates from the calendar. After selecting travel dates, planner runs algorithms to optimize a trip. It starts suggesting activities, sightseeing spots, tours and transport options with the details. For every attraction, it suggests open/close timings, time to spend, and nearby restaurants.

You can drag & drop activities and complete your itinerary within a matter of minutes. You can book yourself a nice vacation once you are sure of all the details, making you plan your trip very easily.

2) Refer to User Created Itineraries

If you have a lot of travel ideas but confused about where to start? Don't worry. Thousands of other people have visited the same destination before and created itineraries with us. Choose from a pool of more than 1 million user-generated itineraries around the globe. You can view other travelers’ itineraries for any location and duration to inspire yourself and then customize them to suit your own preferences.

3) Book Hotels and Flights

TripHobo always tries to offer the best from the travel industry to our valued planners. It has formed alliances with Expedia , Skyscanner, Zomato and Booking.com. Its ratings and reviews come courtesy of TripAdvisor whereas Google (as well as other partners) powers its location data.

TripHobo aims to cater to travelers at every stage of the travel planning process. It provides one platform to create personalized itineraries and hassle-free bookings .

4) Get Ready with a Perfect Itinerary

Once you’ve created your customized itinerary, you can print it. Save your plan for future reference or share it with your friends. When you’re ready, you can finalize and have a perfect travel itinerary ready.

Why Is TripHobo a Smart Trip planner?

There are few things included in the Triphobo planner algorithm & app which builds itinerary within minutes.

• A free virtual map-based trip planner with a smart algorithm
• International trip planner with about 1,50,000 popular destinations
• The largest repository of user-generated itineraries
• Hassle-free booking options for hotels, tours & flights
• Provides local transit options like metro, rail, bus, and car
• Calculates an estimated budget
• Provides options to save, print and share itinerary
• Strategic Partnerships with leading travel companies

TripHobo: Around the Web

• Trip of Your Own
• Traveling made easier with TripHobo
• Making The Southeast Asian Travel Connection
• Ex-HCL employee’s led ‘TripHobo’ is on a mission to become a global brand – a goto place for travel planning!
• Interview: Praveen Kumar, Founder & CEO of TripHobo
• TripHobo inks partnership with Zomato
• How a trip planning startup can succeed
• Karthik Ramachandram Co-Founder COO, TripHobo - Phocuswright Conference

Here's what travelers have to say about our travel planner

• Excellent 238

Great and genuinely wonderful website that makes a proper vacation plan simple, like it should. All reviews are 5 stars. The only suggestion I have to enhance this fantastic website is to include a mobile application. Even paying for a version without ads wouldn't bother me.

Every traveller should use this!

So much easier & more helpful than a travel agency, given lots of fantastic ideas, and was extremely helpful for planning the trip. Would strongly advise my family and friends to use this!

Great tool for trip planning. Impportantly it's free and automatically tailors travel plans to your preferences and is completely customisable. The integration with skyscanner and booking.com, and other OTA like priceline and expedia makes it very easy to plan the whole trip along with the bookings in one place.

Trip Planner AI

• Community Trips

Your Next Journey, Optimized

Build, personalize, and optimize your itineraries with our free AI trip planner. Designed for vacations, workations, and everyday adventures.

Your AI-Powered Trip

The most optimal.

Craft your perfect itinerary with Trip Planner AI. Our advanced algorithms take into account your selected explore-sights, dining, and lodging preferences to create the optimal travel plan tailored just for you.

Get Inspired

Extract valuable travel insights from Instagram reels and TikToks, explore the mentioned explore-sights, and effortlessly include them in your own adventure with Trip Planner AI.

TRIP PLANNER AI

The only tool youll ever need.

Say goodbye to the stress of planning and hello to personalized recommendations, efficient itineraries, and seamless dining experiences.

Optimal Route Planning

Our AI algorithms analyze your preferences to craft the most efficient route, saving you time and effort.

Personalize Your Adventure

Shape your journey by freely adding, editing, or deleting activities from your itinerary.

Local Cuisine Recommendations

Discover local cuisines and hidden gems recommended by our AI, tailored to your taste buds.

Dont take our word for it

See what our users have to say about revolutionizing their travel experiences with Trip Planner AI.

Trip Planner AI saves time and stress by aiding travel planning, relieving indecision or uncertainty.

Trip Planner AI offers diverse planning options in a user-friendly interface. Simplifies travel planning for enthusiasts.

I love traveling but hate planning. This app quickly organizes trip agendas, reducing decision fatigue.

Our Trusted Partners

Journey Inspirations from Travelers

Dive into unique trip itineraries crafted by our global travelers. Find your next adventure and share your own journey with fellow explorers.

Trip to Tokyo

Join me on an exciting 10-day journey through Tokyo, where we'll visit iconic landmarks, indulge in delicious cuisine, and immerse ourselves in the vibrant culture of Japan's capital city.

Trip to Dubai

Embark on a thrilling 6-day journey through Dubai, United Arab Emirates. Explore vibrant souks, iconic landmarks, world-class shopping, and enchanting attractions. Join us as we uncover the hidden gems and unforgettable experiences that Dubai has to offer.

Trip to New York

Experience the best of New York City in just 7 days! Explore iconic landmarks, indulge in delicious meals, and immerse yourself in the vibrant culture of the city that never sleeps.

Trip to Rome

Join me on a thrilling 5-day adventure in Rome, where we'll explore ancient ruins, marvel at stunning architecture, and indulge in mouthwatering pizza. Get ready for an unforgettable experience!

Customized Itineraries for Every Travel Dream

Trip Planner AI is your ultimate companion for any travel scenario. Whether it's a solo adventure, a family vacation, or a group expedition, our app tailors every aspect of your journey. Experience the convenience of:

AI-Powered Route Optimization

Utilize AI for optimal travel routes. Our app ensures a seamless journey, calculating the best paths, travel times, and distances for city tours or cross-country road trips.

All-in-One Travel Organizer

Simplify travel planning with our all-in-one platform. Trip Planner AI consolidates hotel and flight details, manages bookings, and imports tips and guides. Organize all trip details in one place.

Collaborative Group Planning Made Easy

Collaborate on itineraries with companions. Our real-time feature makes group travel planning effortless, ensuring everyone stays informed and involved in the process.

SYGIC TRAVEL MAPS

The world's first online maps designed for travelers.

Meet the successor of Sygic Travel Trip Planner! Sygic Travel Maps are the first in the world to display the best attractions, hotels, restaurants or shops directly on the map.

Discover top attractions as well as hidden gems and plan your trips day-by-day. Your trips can be synced with the Sygic Travel app to guide you on your travels.

SYGIC TRAVEL MAPS APP

The Sygic Travel Maps mobile app displays the best tourist attractions, museums, restaurants, shops and more. Discover top places as well as hidden gems sourced from travel editors and fellow travelers and create your day-by-day trip plan directly in the app.

Download offline maps and guides for your destination to keep on track even in the most remote areas. Your trips can be seamlessly synced with the Sygic Travel Maps web.

360° STOCK VIDEO

Looking for premium VR videos of the world's most famous attractions or relaxing nature footage? Explore our 360˚ video stock library and find the perfect VR content for your project. Instant video download.

Under the brand of Orbitian Media, we bring you the world's largest collection of original VR footage from over 60 destinations across 5 continents.

More to explore

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Not what you’re looking for? Find thousands of other hotels , flights , car rentals and package deals with KAYAK.

Plan your next

Adventure holiday weekend road trip.

AI road trip generator

Plan your journey with our state-of-the-art trip planner! Map your route , your waypoints and stop over times. Work out your travel times , calculate your arrival time and even see if you’re going to arrive before sunset with enough time to set up camp or get in some exploring before dark.

With our trip planner, your journey will be seamlessly organised, allowing you to maximize your precious time on the road and create unforgettable memories at every step.

it’s your time

Travel more. Travel better. 

Not one for planning ? Or perhaps you want a record for another time? Track where you have been and record how much money you have spent and on what. However you travel, use Traveld to calculate your carbon footprint and offset it. When it comes to making plans with friends, especially for a road trip or holiday, having the best road trip planner or group travel planner can make all the difference.

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Less stress. More travel

Making memories is what travelling is all about. Collect notes, add photos and videos to your maps building an interactive journal of your travels. Add travel companions to travel together . 

Share Your Expedition:

Empower Your Efficiency:

Environmental Stewardship:

Seamless Planning:

Comprehensive Overview:

Navigate Like a Pro:

Share the Joy:

Elevate your journey:.

• Map multistop route
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• Travel time estimate
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• Weather for day of the trip
• Daily total distance, time travelled
• Fuel usage and cost
• Total distance, time for entire trip
• Total distance, time travelled for all trips
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• Invite friends
• Public shared view

When making plans with friends and organising a memorable trip, utilising the best AI road trip planner and group travel planner is essential.  Hook up your social accounts and  share to your social media accounts. You can bring in memories and share your travel dashboard with family and friends, letting people know your progress as you go.

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Welcome to Traveld+ – where your travel experience reaches new heights, unencumbered by ads and limitations. Say goodbye to interruptions and hello to unlimited adventure. Here’s just a taste of what awaits you: Unleash Your Wanderlust: With Traveld+, the world is your oyster. Seamlessly plan and execute unlimited trips without the distractions of ads. Capture Every Moment: Upload photos directly from your device to immortalize your adventures. Share the beauty of your journeys without delay. Elevate Your Journey: Your journey begins at home with our intuitive dashboard, offering a bird’s-eye view of your app usage, trip details, and more.

Get Traveld+ during signup or upgrade or in the app.

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Create an account to save your current itinerary and get access to all our features.

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Resources › Credit

Take control of your credit journey

Monitor almost every aspect of your credit journey inside online + mobile banking.

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Get help with credit card debt after holiday spending

Everyone has a unique credit journey. You could just be starting out with no credit at all. Or, you could have years of credit card account history and a rock solid score. Maybe you’re somewhere in the middle or maybe you’re looking to improve your score?

No matter where you are on your credit journey, Savvy Money is here to guide you to where you want to be. Best of all, it’s free for you to use within online + mobile banking .

To start using Savvy Money, just login to your online banking account and interact with the Savvy Money widget (located to the right of your accounts). For mobile banking users, scroll down to the bottom of your accounts overview page to start using Savvy Money.

See more about what you can do with Savvy Money below. If you need help, start a live chat with us at the bottom-right corner of the screen.

Get a daily updated credit score

Your credit journey starts by knowing exactly where you stand. When you use Savvy Money, you’ll be able to see your credit score every time you login to online or mobile banking. Your credit score updates daily, so you’ll get to see the latest, greatest. Best of all, there are no third-party apps to download and no extra passwords to remember.

Receive in-depth analysis of your credit score

Your credit score is just a number. Savvy Money tells you the complete picture with a detailed analysis of what you’re doing right. You’ll get to see the variables that make up your credit score, including:

• Payment history
• Credit usage
• Account mix

Develop an action plan to improve your credit score

Take definitive steps to increase your credit score. Savvy Money finds ways you can improve your credit score based on its in-depth analysis, then gives you an action plan.

For example: If you need to improve the age of your credit, Savvy Money will suggest not opening new accounts. It might also suggest you make small transactions and pay them off on cards you may not use any more so your oldest accounts don’t automatically close.

You can also see a list of your open credit accounts and how much you owe on each of them. Seeing the complete picture of your finances helps you build a plan much faster.

Take a financial checkup assessment

Get a detailed vision of your monthly budget and how you’re doing financially by answering a few simple questions. Learn how you can take steps to set up savings goals, reduce debt and become the best financial version of yourself.

View personalized loans and offers to help your credit journey

Sometimes debt becomes to much. If you’re making your monthly payments and don’t have anything to show for it, maybe it’s time for a different course of action.

View personalized offers in Savvy Money that could help you consolidate your debt. Or, if you’re actively improving your credit, see how much you could save on an auto loan, new credit card or home equity loan.

If you’re saving enough each month, Savvy Money may even suggest ways you could make more, such as a certificate of deposit or money market account .

Monitor your credit report

Fraud can throw you off your credit journey fast. Use Savvy Money to monitor your credit activity and fight fraud before it’s too late. You’ll be able to see recent credit inquiries, credit usage updates, payment histories and more.

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Holiday and journey planning

Plan for your journey over holiday periods and long weekends using these resources, tips and tools.

Tools to plan your journey

Motorists are advised to plan their trip or consider using public transport during the NSW winter school holidays (Monday 8 to Monday 22 July) and the King’s Birthday public holiday falling on Monday 10 June, with increased traffic volumes expected across the state.

There is a suite of planning tools available to make it easier to plan your trip, avoid the busiest times on our roads, and reduce your overall journey time.

Our pinch point journey planning tool will help you avoid the busiest times on our roads by using historical data to show delay times observed at known pinch points around the state, during the same period in previous years.

It should be noted it is very difficult to precisely predict traffic delays. As such, the journey planning tool should act as a guide only to help you plan your journey.

Live Traffic NSW is the go-to app for commuters and holiday travellers seeking information about potential delays they might face on their trip.

The app and website provide real-time information about incidents and disruptions on the network. The Live Traffic app also gives customers the ability to receive notifications to their phone, alerting them about incidents and disruptions on their chosen route and time period.

Customers can choose to ‘follow’ individual incidents to receive notifications when the incident is updated or has ended.

By receiving notifications, road users can ‘set and forget’ and won’t have the hassle of constantly checking the app or site and means they can make the best decisions for their trip at the earliest opportunity. Learn more about the features by visiting the Live Traffic NSW .

Holiday and journey planning: Live Traffic App

Before you head off to build a snow man, you need to make sure your car is prepared for alpine conditions. Our Tips for driving in the snow will help you build a pre-trip check list to ensure you get to the snow safely, including tips on how to correctly fit snow chains .

You can also subscribe to our SMS Alert service, to stay up to date when Kosciuszko Road or Alpine Way close due to parking at the ski fields reaching capacity. 

Or sit back and relax and let Public Transport take you to the slopes with the Snowy Mountains Bus Service . The service takes passengers from Jindabyne to Perisher and Thredbo resorts 7 days a week, with connecting services via East Jindabyne, Tyrolean Village and Cooma, starting from 8 June to 6 October 2024.

What to expect these holidays

We anticipate traffic volumes and delays at known pinch points in Sydney and regional areas.

While difficult to predict, significant delays may occur at these locations, increasing the risk of incidents relating to driver frustration, fatigue and hazards caused by traffic queuing in high-speed zones.

Transport for NSW will have traffic management initiatives in place at the major known pinch points, but travellers should still be prepared to experience delays.

Motorists are reminded there is impacts to road networks following recent weather events. Before leaving on your holiday journey, we strongly recommend setting up your trip to receive real time updates with Live Traffic NSW on road conditions and possible delays.

Sydney Airport

July is one of the busiest months of the year at Sydney Airport. If you’re heading interstate or overseas, allow extra travel time as the queues to get through airport security may be longer than usual. Parking is currently limited at the airport so it’s best to pre-book your parking ahead of time. 

Plan your trip at transportnsw.info. If you’re driving, check livetraffic.com for the latest traffic updates before you leave home.

The known Regional NSW pinch points are M1 Princes Motorway at Wahroonga , Hexham , Coffs Harbour , Tugun , Great Western Highway and the Princes Highway . 

Great Western Highway

The Great Western Highway through the Blue Mountains can experience significant congestion during long weekends, school holidays and other special events. As during previous busy travel periods, Transport for NSW will work to help manage this congestion to minimise your travel delays and keep everyone safe on their journey through the mountains.

Learn more about how we manage congestion through the Blue Mountains .

Princes Highway

The Princes Highway from Nowra to Ulladulla can experience significant delays in peak periods. Visit the Princes Highway holiday congestion page to learn more about key Princes Highway pinch points and how to plan your journey to the beautiful NSW South Coast.

Kosciuszko Road and Alpine Way

Transport for New South Wales is required to temporarily close Kosciuszko Road or Alpine Way once parking availability at Perisher and Thredbo reaches capacity.  While the road network is congested, we recommend you return to Jindabyne and take a break or consider alternative options such as public transport. 

Tips for a safe journey

If you are planning to travel into regional NSW during a holiday period or long weekend, there is a number of simple steps you can take to make your journey as enjoyable as possible. These include:

• driving safely
• taking regular breaks and pre plan your driver reviver stops
• being patient
• being prepared for delays
• allowing extra travel time.

The Centre for Road Safety has some useful documents to help you prepare for a safe holiday, including:

• Tips for the driving in Regional NSW
• Towing a caravan

You can also visit the follow resources to get further tips for safe journey:

• Live Traffic NSW : For the latest traffic information, download the Live Traffic NSW app or visit the website.
• Victoria traffic : Find information about road conditions for customers travelling into Victoria.
• Queensland traffic : Get information about road conditions for customers travelling into Queensland.
• Centre for Road Safety website : Get some helpful tips to avoid driving tired and other safe driving information.
• Latest public health orders at NSW Health
• NRMA website : For car maintenance tips and advice.
• NRMA Sloway : Are you taking your caravan on holidays and not in a hurry? NRMA has some tips for those customers looking to take their time to get to their destination.
• Rest areas in NSW : Use this interactive map to show you where you can safely stop, revive and survive.
• Electric vehicle charging map : Use this interactive map to help you plan your journey if you are travelling in an electric vehicle.
• NSW TrainLink bookings : Get to your destination on one of our regional trains or coaches.
• NSW SES : Get updates in the event of wet weather.
• Great Western Highway traffic congestion management
• Travelling on the Princes Highway
• Driving in the Snowy Mountains
• Sharing the road with trucks : See tips on how to be “truck aware” this summer holidays.

Customer survey

We have created a short survey to obtain information from Transport for NSW customers who travel on our network. The questions relate to extended journeys on the network and will be used to help us provide our customers with improved information to better inform their journeys. The survey should only take a few minutes to complete.

Take the survey .

Related information

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• Best overall
• Best for cruises
• Best for reputation
• Best for preexisting conditions
• Best for digital nomads
• Best low-cost
• Best for road trips
• How we reviewed travel insurance companies

Ultimate Guide to Choosing the Best Travel Insurance in June 2024

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

Traveling is an adventure, a leap into the unknown, a story waiting to unfold. But every story needs a safety net, and that's where travel insurance comes in. In this guide to the best travel insurance, we'll embark on a journey to help you better understand travel insurance and uncover the benefits that make it an indispensable companion for any traveler.

Best Travel Insurance Companies of 2024 Summary

• Best Overall: Nationwide Travel Insurance
• Runner-Up: AXA Assistance USA
• Best for Cruises: Travel Guard
• Best Reputation:  C&F Travel Insured
• Best for Pre-existing Conditions:   Tin Leg Travel Insurance
• Best for Digital Nomads:   WorldTrips Travel Insurance
• Best Low-Cost Option:   Trawick International Travel Insurance
• Best for Road Trips: Travelex Travel Insurance

Top Travel Insurance Companies Comparison

The best travel insurance companies offer comprehensive coverage options for a wide range of people and needs. For this guide, we looked at coverage options, customizability, and the best companies for specific situations, such as pre-existing conditions.

Here are Business Insider's picks for the best travel insurance companies in 2024. 

Best Overall Travel Insurance

Nationwide travel insurance.

Nationwide is of the largest players in the travel insurance space, offering nearly endless options for any customer on the travel spectrum, including annual travel insurance plans which can offer frequent travelers the flexibility to "set it and forget it" on their travel insurance coverage.

Nationwide Essential also offers some of the most affordable policies in the market compared to similar plans from competitors, which makes it a great pick for just about anyone. Buyers can discuss bundling options as Nationwide also sells homeowners, auto, pet, and other insurance products. Its travel insurance quoting is just as easy as it has been with other Nationwide insurance products.

Read our Nationwide Travel Insurance review .

Best Travel Insurance Runner-Up

Axa assistance usa.

AXA offers consumers a great option for no-stress travel insurance: low-priced plans, generous coverage limits on key categories including primary insurance on lost luggage, and up to 150% reimbursement for qualifying trip cancellations.

While add-ons are limited and rental car coverage is not included by default on cheaper plans, AXA is a perfect fit for travelers who don't plan to drive (or who already hold a travel credit card with rental car coverage), and don't need any additional bells and whistles.

Read our AXA Assistance USA Travel Insurance review .

Best Travel Insurance for Cruises

Travel guard.

AIG is well-known insurance provider, and a great fit for travelers who want to ensure that they can get their money back in the event of canceled or interrupted travel plans.

While the company's policies can be pricey compared to its competitors, the high medical and evacuation limits make AIG a solid choice for older travelers who value peace of mind and simplicity over highly customizable plans that may be bolstered with medical upgrades.

Read our AIG Travel Guard review .

Best Travel Insurance for Reputation

C&f travel insured.

While every travel insurance company has negative reviews about its claims process, C&F Travel Insured 's claims process has a consistent stream of positive reviews. One customer wrote that C&F processed a claim within 48 hours. Additionally, C&F regularly responds to customer reviews within one business week, making reviews a consistent way to reach the company.

Additionally, in C&F's fine print, it mentions that any claims that take more than 30 days to pay out will begin to accrue interest at 9% APY.

C&F's reputation isn't the only thing to speak highly of. It offers an array of add-ons uncommon in the travel insurance industry, such as Interruption for Any Reason insurance and CFAR coverage for annual plans. C&F also offers discounts for children on its Protector Edge plan and free coverage on its Protector plan.  

Read our C&F Travel Insured review . 

Best Travel Insurance for Pre-Existing Conditions

Tin leg travel insurance.

Tin Leg is a great fit for travelers with medical issues in particular. Seven of Tin Leg's eight travel plans include coverage for pre-existing conditions as long as you purchase your policy within 15 days of your initial trip payment.

Thanks to coverage for pre-existing medical conditions as well as for potential COVID-19 infection while traveling, this company offers some of the best financial investment options for travelers who are or will be exposed to higher health risks and issues.

Read our Tin Leg Travel Insurance review .

Best Travel Insurance for Digital Nomads

Worldtrips travel insurance.

WorldTrips has affordable premiums, highly customizable add-ons, and generous coverage for core categories of travel insurance. All this makes it a great option for digital nomads, students studying abroad and backpackers.

However, travelers should keep in mind that plans are not particularly flexible, and coverage amounts are limited unless you plan ahead to pay for the areas and amounts that you need.

Read our WorldTrips Travel Insurance review .

Best Travel Insurance for Affordability

Trawick international travel insurance.

Trawick is another insurance provider with robust medical travel insurance that can help higher-risk and anxious travelers find peace of mind while on the road. This company offers one of the most generous medical evacuation policies in the market, although travelers will need to remember to add on rental car coverage if they need it.

Read our Trawick Travel Insurance review .

Best Travel Insurance for Road Trips

Travelex travel insurance.

Travelex offers three plans:

• Travel Basic
• Travel Select
• Travel America

The Travelex America plan is meant for trips limited to the U.S., but it has the highest coverage limits in many areas compared to its other programs. If you're flying somewhere, the lost baggage limits are higher. Its natural strengths shine for road trippers, though. Travelex America adds coverage for roadside service and rental car coverage for unexpected accidents. It also covers pets should you be involved in an accident while on the road.

While your standard auto insurance does extend to car rentals within the U.S. for a limited time, any accident would affect future rates. Travelex would eliminate the risk of reporting to your auto insurance provider for minor incidents within its purview.

Read our Travelex Travel Insurance review .

Introduction to Travel Insurance

Why travel insurance is a must-have.

The unpredictable nature of traveling – from flight cancellations to medical emergencies – can turn your dream vacation into a nightmare. Travel insurance acts as a personal safeguard, ensuring that unexpected events don't drain your wallet or ruin your trip.

Understanding Different Types of Travel Insurance

Not all travel insurance policies are created equal. From single-trip travel insurance policies to annual travel insurance plans , from minimal coverage to comprehensive protection, understanding the spectrum of options is your first step in finding the right fit for your journey.

Key Features to Look for in Travel Insurance Coverage

Travel insurance for medical emergencies.

Imagine falling ill in a foreign country; daunting, right? A robust travel insurance plan ensures you don't have to worry about how much emergency medical care while traveling will cost, even in the most remote corners of the globe. This coverage will often come in tandem with emergency medical evacuation coverage.

Trip Cancellation and Interruption Benefits

Life is full of surprises, some less pleasant than others. Trip cancellation and interruption coverage ensures that you're not left out of pocket if unforeseen circumstances force you to cancel or cut your trip short. You may also look for cancel for any reason and interruption for any reason options, which will reimburse you for a percentage of your nonrefundable fees, but expands the covered reasons you can cancel a trip. You can find our guide on the best CFAR travel insurance companies here.

Coverage for Personal Belongings and Baggage Loss

Losing your belongings is more than an inconvenience; it's losing a piece of your world. Insurance that covers personal belongings and baggage loss ensures that you're compensated for your loss, helping you to rebound and continue your adventure.

Support and Assistance Services

In times of trouble, having a lifeline can make all the difference. Look for insurance that offers 24/7 support and assistance services, giving you peace of mind that help is just a phone call away. Also, check websites that field customer reviews like Trustpilot, the Better Business Bureau, and InsureMyTrip , to see how well a company responds to customer requests.

Choosing the Best Travel Insurance

Reputation and reliability of the travel insurance provider.

A provider's reputation is not just about being well-known; it's about reliability, customer satisfaction, and the ability to deliver on promises. Researching and choosing a reputable provider is a cornerstone in ensuring your safety and satisfaction.

Understanding the Policy's Fine Print

The devil is in the details, and understanding the fine print of what your travel insurance policy covers is crucial. Be aware of coverage limits, exclusions, and the process for filing a claim to avoid any unpleasant surprises.

Customer Reviews and Feedback

In the age of information, customer reviews and feedback are goldmines of insight. Learn from the experiences of others to gauge the reliability and customer service of the insurance provider you're considering. While the ratings are important, you should also look at whether or not a company responds to customer complaints.

How to Get the Most Out of Your Travel Insurance

Knowing your policy inside out.

Familiarize yourself with every aspect of your policy – what it covers, what it doesn't, how to file a claim, and who to contact in an emergency. Being informed means being prepared. 

Steps to Take When a Problem Arises

If you face an issue during your travels, knowing the immediate steps to take can make all the difference. Keep important contacts and your policy details handy, and remember, your insurance provider is there to assist you.

How to Pick the Best Travel Insurance Company for You

There isn't a one-size-fits-all policy that works perfectly for every traveler. Young, healthy solo travelers can opt for much cheaper plans that offer bare-bones coverage, while families juggling complex itineraries will do best by investing in a robust policy that can help defray any costs associated with lost baggage, delayed transportation or other trip-impeding obstacles.

That being said, you can't go wrong with a travel insurance provider that boasts a reputable history and offers a wide range of customizable plans. In some cases, you may be comparing plans that are only a few dollars' apart from each other. In such situations, you should generally opt for the insurance company that offers the strongest customer service. It's also worth considering whether or not the travel insurance provider has been reviewed by other travelers with similar itineraries to your own. 

An insurance aggregator like InsureMyTrip or Squaremouth is one of the best tools for searching travel insurance policies. Once you input the specifics of your travel itinerary, you'll be able to see hundreds of search results to compare the ones that catch your eye. If the options are too overwhelming, use the filters to the left of your search page to eliminate as many irrelevant plans as possible.

How We Reviewed the Best Travel Insurance Companies

To come up with our list of the best travel insurance companies, we evaluated each insurer based on the following factors:

Guide Methodology: What We Considered

Policy Types

Travel insurance is essential, but often underused partly because people aren't getting what they want. Business Insider's 2023 travel study showed 10.65% of travelers surveyed bought cancel for any reason insurance. Cost may be a factor, but in many cases, the coverage is more affordable than you might think. Regardless, companies must offer a diverse range of coverage options. We award five stars to companies offering all standard coverages and additional options like pet and sports equipment protection.

Our 2023 travel study indicated the majority of purchases were made through the travel provider (ex: flight protection insurance when you're purchasing your airline tickets). While these may be sufficient for some customers, we look for companies offering a more comprehensive range of services.

According to the U.S. Travel Insurance Association, the average cost of travel insurance will be between 4% and 8% of total travel expenses. Anything beyond that price point should include additional benefits beyond the standard inclusions, such as CFAR protection or upgraded medical coverage. Anything below that 4% threshold may leave you lacking important or sufficient coverage in an emergency.

Convenience and Flexibility

Whether you're an infrequent traveler or a suitcase warrior, a good travel insurance company should have you covered. In many cases, you might not even have to talk to a person in order to purchase your policy.

Many people think of travel insurance in context with specific trips, but most of these top contenders sell both single-trip and multi-trip policies, also known as annual travel insurance. Some companies also offer plans specifically designed for cruisers, students abroad, and business travelers. (Read our guide to the best cruise travel insurance companies for more details.) Finally, all of these providers offer multiple options for getting the specific areas and amounts of coverage that you want.

Claims Handling

Most travelers never have a large claim. Premiums are low, and it provides peace of mind for the just in case situations. So they leave reviews based on their reduced stress levels. But what happens if you lose your luggage or have to stay a few extra days due to an unexpected accident? Will your insurance carrier cover your claim without all the hassle? We check real customer reviews to sort this out for you.

Ease of Use and Support

When purchasing, during your trip, and throughout the claims process, you may need extra support. Does the company have a 24/7 help line? Does it have an online or mobile system allowing you to self-manage? Essentially, what are the options when you need help? We look at the big picture to evaluate the average customer experience with each company.

You can read our full insurance rating methodology for even more details.

Best Travel Insurance FAQs

There isn't a one-size-fits-all solution for every traveler. Determine the benefits that are most important to you, like baggage delay coverage, medical coverage, and trip delay coverage, then look for a company with solid customer ratings, especially when it comes to processing claims.

Travel insurance will pay out if you experience a covered event, such as a travel delay or delayed or lost baggage. If you're looking to get travel insurance for a specific reason, such as needing to potentially cancel your trip due to work reasons, make sure your policy will cover you in that situation before purchasing it. You should also check customer reviews to see other travelers' claims experiences, as it varies wildly from company to company.

The average cost of travel insurance is 4% to 8% of your total trip cost, so it could vary widely depending on where you're traveling and the length of your trip. Your age, the number of people in your group, and other factors can also influence how much you'll pay.

Most comprehensive travel insurance policies include travel medical coverage that can come in handy if an emergency occurs and you need medical evacuation. Some travel insurance plans offer more specialized coverage for travelers with pre-existing conditions , so shop around if medical coverage is a top priority for you. 

$100,000 should be a sufficient medical coverage limit for travel insurance. If you're planning on doing extreme sports or anything particularly risky on your trip, you may want to increase your coverage level. A high medical coverage limit is especially useful when you're purchasing cruise travel insurance, since medical evacuations are more involved at sea.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

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UN launches global principles to combat online hate and demands big tech take action now

Edith M. Lederer

Associated Press

TANZANIA – The United Nations chief on Monday launched global principles to combat online hate and lies and demanded that big tech companies use their power to reduce the harm they are doing to people and societies around the world.

Secretary-General António Guterres also demanded that advertising and public relations companies “stop monetizing harmful content” and strengthen information integrity. He urged media outlets “to raise and enforce editorial standards” and governments to commit to creating and maintaining a free and independent media landscape.

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Guterres said the principles, laid out at a news conference, are the result of consultations with the 193 U.N. member nations, youth leaders, academia, the media and civil society including tech companies.

The principles call on tech companies , advertisers, media and other key players to refrain from using, supporting or amplifying disinformation and hate speech.

All parties involved in the development of artificial intelligence should take urgent and transparent measures to ensure that all AI applications are designed, deployed and used safely, securely, responsibly and ethically, and uphold human rights, according to the principles.

They also call for tech companies to ensure safety and privacy and allow users greater choices and control over their online experience and personal data, and for all key parties to ensure special protections for children.

Guterres stressed that big tech companies have “an outsized responsibility.”

“Take responsibility,” he demanded. “Acknowledge the damage your products are inflicting on people and communities.”

Guterres demanded that the companies take action.

“You have the power to mitigate harm to people and societies around the world,” he said, “You have the power to change business models that profit from disinformation and hate.”

As for advertisers and the PR industry, the U.N. chief singled out the coordinated disinformation campaigns seeking to undermine action to address the climate crisis .

“Creatives – don’t use your talents to greenwash,” Guterres said. “PR agencies – look for clients who aren’t misleading people and destroying our planet.”

He called on the media to provide “quality journalism based on facts and reality” and find advertisers that are part of the solution, not the problem. And he urged governments to protect journalists, uphold human rights, refrain from internet shutdowns and other drastic measures and respect the right to freedom of expression and opinion.

Guterres said all countries should have a vested interest in not promoting misinformation, “because sooner or later the truth is discovered.”

He stressed that the principles “aim to empower people to demand their rights.”

“No one should be at the mercy of an algorithm they don’t control, which was not designed to safeguard their interests, and tracks their behavior to collect personal data and keep them hooked,” he said.

Guterres, when asked how the U.N. can ensure that tech companies and advertising and PR agencies take the U.N. principles to heart and take action, pointed to their staff who are parents, citizens and “are interested in ‘do no harm.’"

Copyright 2024 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission.

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