travel insurance for canadian students studying abroad

Manulife CoverMe ® Student Travel Insurance

On this page.

Instruction: Change of selection promptly shifts the focus to a matching heading further down, on the same page.

Get help with medical expenses when studying away from home

Are you an international student coming to Canada? Or a Canadian studying abroad or out-of-province? Don’t break your budget: let us help cover your health care expenses so you don’t have to pay out-of-pocket. Get comprehensive student travel insurance for unexpected and routine health care expenses with Manulife CoverMe Travel Insurance for Students.

Student travel plans

Canadians studying abroad.

Adventuring outside of Canada? This plan ensures you’ll be covered for health care costs in your host country.

Up to $2 million in emergency and non-emergency medical coverage
Includes coverage for hospital services, dental, vision, physiotherapy, and more!

Canadians studying in another province/territory

Studying within Canada but out-of-province? You get a 50% discount on premiums.

International students studying in Canada

Are you a foreign student coming to study in Canada? This plan helps protect you from high health care costs while you’re in Canada.

Why Manulife

All our plans for students come with the following benefits:

Access to Manulife’s Travel Assistance 24/7 – 365 days a year – wherever you are in the world
Full refund for medical plans before your effective date if you change your mind
Pause your coverage for up to 60 days without terminating it

The Canadian government does not specifically require student travel health insurance when international students apply for a study permit. However, it is often required by designated learning institutions (DLI) before they can enroll you as a student and grant you a letter of acceptance.

As an international student studying abroad, you are not covered under the provincial health insurance plan. This means that, without travel insurance, you will have to pay out-of-pocket for visits to the physician for check-ups, prescription drugs, ambulance, hospital stays and other health care-related expenses.

Any pre-existing medical conditions that have not remained stable in the 3 months leading up to the effective date are not covered by travel insurance for students.

For Manulife’s travel insurance for students, a medical condition is considered stable when all the following statements are true:

No new treatment has been prescribed or recommended, and there have been no change(s) to existing treatment (including a stoppage in treatment).
There have been no changes in medication and no recommendation to start or starting of a new prescription drug.
The medical condition has not worsened.
There have not been any new, more frequent or more severe symptoms.
There has been no hospitalization nor referral to a specialist.
There have not been any tests, investigations nor treatments recommended and incomplete.
There are no outstanding test results.
There is no planned or pending treatment.

All the above conditions must be met for a medical condition to be considered stable. Please review the conditions above very carefully before you purchase travel insurance for students and leave your home country to study abroad.

Need assistance?

Want to talk through your options.

Have questions and want to speak to a licensed insurance advisor? We can help with that!

Submit a travel claim

Visit our dedicated travel portal to start a claim. First-time on the site? Simply register, activate your account, and sign in.

Explore other travel insurance products

Travel insurance for travelling canadians.

Explore out-of-province or country with less worry with coverage for emergency medical, flight cancellations and delays, and more.

Travel Insurance for Visitors to Canada

Get affordable coverage for medical expenses while visiting Canada. Meets the requirements for the super visa.

Single-Trip Emergency Medical 1 of 5
Single-Trip All-Inclusive 2 of 5
Single-Trip Travel Canada Emergency Medical 3 of 5
Trip Cancellation & Interruption 4 of 5
COVID19 Pandemic Travel Plan 5 of 5
Multi-Trip Emergency Medical 1 of 2
Multi-Trip All-Inclusive 2 of 2
Emergency Medical Top-Up 1 of 1
Emergency Medical Plan 1 of 1
Canadian Studying in Canada Outside the Home Province 1 of 3
International Student Studying in Canada 2 of 3
Canadian Studying Outside Canada 3 of 3

travel insurance for canadian students studying abroad

Student Travel Plan Overview

This plan is designed to provide coverage to full-time students or post-doctoral research students under age 45 who are either:

Canadian residents studying outside their province or territory, or outside of Canada
International students coming to study in Canada.

Inbound Students (International Students)

If you're coming from outside Canada to study here, it's important to protect yourself with medical insurance. While many medical costs are covered for Canadians, that protection does not extend to international students.

As an Inbound Student, this plan provides you with coverage for both emergency medical and basic healthcare expenses - up to $2 million.

Outbound Students (Canadian residents studying abroad)

As an Outbound Student this plan provides you with coverage for both emergency medical and basic healthcare expenses - up to $2 million.

National Students (for Canadian residents studying within Canada)

If you’re a Canadian resident preparing to study in Canada, but outside of your home province, your government health insurance plan may only provide limited coverage if you fall sick or get injured. You may be on the hook for expensive medical costs.

As a National Student, this plan provides you with coverage for both emergency medical and basic healthcare expenses - up to $2 million.

TRAVEL TIP: National Students while in Canada, pay a premium rate at half the cost of Outbound or Inbound Students.

You are no longer on Costco's site and are subject to the Privacy Policy of the company hosting this site.

Whether you’re an international student coming to Canada to study, or you’re a Canadian student preparing to study abroad or out-of-province, we have plans that offer coverage for both emergency and non-emergency medical expenses. Plus, Exclusive members can save up to 5% on most insurance plan premiums!

Outbound Student Plan

This plan offers Canadians studying abroad protection for both emergency and non-emergency medical expenses while you’re outside of Canada.

Inbound Student Plan

For students coming from outside of Canada can help cover many costs for both emergency and non-emergency medical expenses.

National Student Plan

This plan protects Canadians preparing to study within Canada, but outside your home province and territory with coverage for both emergency and non-emergency medical expenses.

Ready to apply?

If you’re ready to lock in the coverage that works best for you - take the next step and get a quote for the coverage you need, then proceed to the application.

Frequently asked questions

For the best experience, please use up-to-date versions of Google Chrome or Microsoft Edge when purchasing Insurance for Costco members.

Global Affairs Canada states that your Government health insurance will not cover your medical fees while you are outside Canada. Your provincial or territorial health plan may pay for none, or only a very small part, of the costs if you get sick or are injured while abroad. could spend years paying for the costs of treatment for an illness or accident you suffered in another country. The Government of Canada will not pay your medical bills. It is up to you to buy the best travel insurance you can afford and to understand the terms of your policy.

Government health insurance plans may have limits on the reimbursement of the emergency medical expenses incurred while in another province or territory. For example, air and ground ambulance costs, emergency dental treatment and prescription drugs as well as follow-up visits or out-patient visits or non-emergency medical services might not be covered outside your province or territory of residence. Travel Insurance for Students also offers tuition protection in the event of a medical emergency, which may not be offered by your government health insurance. For maximum protection you can purchase additional medical coverage even while travelling within Canada. You can also insure your spouse and children who will live with you while you are covered under this policy.

Coverage is available up to and including the age of 54.

If you already have coverage, please call Customer Service at 1-866-707-4922 . You may be able to extend your coverage as long as:

Your period of coverage does not extend beyond 365 days;
You remain eligible for insurance under this plan;
We have received the extension requests prior to the expiry date of your existing policy issued by us; and
There has been no change between single or family coverage.

Note: For policy extensions, no losses or expenses or benefits will be paid for any illness or injury which first appeared, whether diagnosed or not, or for which treatment may or may not have been received prior to the effective date of the extension of coverage under this policy.

Yes, you will need to purchase a family plan and have the parent's children listed on your confirmation of coverage.

Travel Insurance for Students applies no deductible amount to claims.

Take action

For more information and to speak to a Licensed Insurance Advisor, call

1-866-707-4922 (Monday – Friday 8am – 8pm ET)

Or email [email protected]

10-Day Free Look

If you notify us within 10 days of your purchase date, as indicated on your confirmation, that you are not completely satisfied with your policy, we will provide a full refund if you have not already departed on your trip and there is no claim in progress. For information on refunds after the 10-Day Free Look period, please refer to the Cancellations & Refunds section in the policy.

NOTE: All dollar figures are in Canadian dollars.

*Conditions, exclusions, limitations apply. See policy for details.

Student Travel Insurance

Why you need travel insurance for studying abroad.

Are you an international student coming to study in Canada?

Or are you a Canadian student planning to study out-of-province or out-of-country?

From a viral infection to a dental emergency, anything can happen. Getting sick or injured away from the comforts of home can be especially stressful, so you’ll want to know you’re taken care. That’s where student travel insurance comes in. At TuGo, we’re here to help. We’ll make sure you get the best possible medical care so you can concentrate on what matters most, like getting your assignments in on time and making new friends!

Student Insurance for International Students Studying in Canada

Medical and dental treatments are expensive in Canada and international students often can’t get provincial healthcare. That means if you experience an emergency, you’ll be responsible to pay for any medical care costs while you’re here.

Download brochure

Student Insurance for Canadian Students Studying Abroad

Did you know that the full benefits of your provincial medical health plan don’t travel with you? That means if you experience an emergency abroad, you could be stuck with costly medical bills. In fact, most schools require you to have a medical insurance plan before you begin your classes.

Homestay student well taken care of here in Canada

14-year-old homestay student Huan was playing basketball and injured his ankle. X-rays showed a hairline fracture, requiring Huan to use a walking boot for 4 weeks. A month later, he came down with a severe cough, requiring antibiotics. It took several clinic visits and 3 different antibiotics to make him well again.

Our travel insurance covered: $3,025.40

Student Insurance

Our Student Insurance has been tailored to your needs. So whether you need to get your wisdom teeth pulled, your eyes examined or tutoring services due to hospitalization, you’ll have coverage!

Learn more about Student Insurance

Get travel insurance online

To start a quote or purchase, select your province, then your TuGo insurance partner of choice.

Choose a travel insurance partner to get an online quote:

Click here to start a new search.

Search TuGo

We use cookies to give you the best possible experience of our website.

If you continue, we’ll assume you’re happy for your web browser to receive all cookies from our website. You can learn more about our use of cookies in our Terms of Service and our Privacy Policy .

Are you an International Student? Travel Insurance is Indispensable!

At the start of each new school year, students fill the classrooms of colleges and universities throughout Canada and around the world. The air is filled with excitement! As a student, you will be preoccupied by unfamiliar surroundings, new friends, and the challenges your studies will present. One thing that might have escaped your attention is what happens if you encounter a sudden and unforeseen accident or illness. When you decide to study abroad, it is important to research the various emergency medical insurance options available to you. As an international student, you may no longer receive the medical coverage provided by your home country and the medical bills associated with any sudden and unforeseen accident or illness could be financially crippling. Finding a comprehensive emergency medical insurance plan that fits your needs as a student, will help you to enjoy the experience of travel and study with better peace of mind. Travelance offers emergency medical insurance options for Canadians studying abroad, as well as plans for those who are coming to study in Canada.

For Canadian Students Studying Abroad

Travelance offers Canadians who are seeking education abroad comprehensive emergency medical insurance plans through our Travel Right Insurance Plans (TRIPs) product line. Of the four TRIPs policies available (Travel, Youth, Cruise and Seniors) the Travel and Youth plans are best suited for students studying out-of-country. Both plans discussed below offer comprehensive emergency medical coverage while studying abroad. Travel Right Insurance Plans – Travel Emergency Medical Insurance Plan : The Travel Emergency Medical Insurance Plan provides unlimited emergency medical coverage and is great for those who are studying in countries with high medical costs for extended periods of time.

Unlimited Emergency Medical Coverage
Unlimited Emergency Medical Evacuation/Return Home
Up to $300 to relieve acute pain and suffering not related to an injury
Up to $1,500 for continuing dental treatment completed within 90 days after you return to Canada
24/7 Travel Assistance
Coverage period available up to 365 days, for those 49 years of age and under

Travel Right Insurance Plans – Youth Emergency Medical Insurance Plan : The Youth Emergency Medical Insurance Plan offers student’s protection at a lower cost option, with lower limits of coverage, when compared with the Travel Emergency Medical Insurance Plan.

For those under the age of 30
Emergency Medical up to $1,000,000
Emergency Medical Evacuation/Return Home up to $1,000,000
Accommodation and Meals up to $150
Hospital Stay Allowance up to $500
USA and non-USA rates available
Coverage period available up to 365 days

For all TRIPs plans, applicants must have emergency medical insurance coverage under a Canadian Government or University Health Insurance Plan (GHIP/UHIP). *This is a brief description of coverage. Please see policy wording for benefits, definitions, exclusions, limitations, terms and conditions. Tip: Be sure to contact your Government Health Insurance Provider to confirm your coverage will remain in effect while you are studying abroad.

For International Students Coming to Canada

Canada is an attractive destination for international students because our education system is relatively affordable and is recognized for its high standards around the world. Since 2012, Canada has welcomed an increasing number of international students. As an international student, travel insurance should be the first thing you pack! Travelance offers two Visitors to Canada Emergency Medical Insurance plan options for students coming to Canada – the Essential and Premier plans. Both plans offer various plan limits and deductible options. Coverage is available for up to 18 months. Visitors to Canada Emergency Medical Insurance – Premier Plan :

Upgraded and additional benefits when compared to the Essential Plan
Accidental Death & Dismemberment up to the plan limit
Prescription medications 30 days up to $1,000
Injury $3,000
Non-injury Pain $500
Repatriation of remains $15,000
Cremation/Burial at destination $5,000
Follow up visits $3,000
Benefits available for some pre-existing conditions (conditions apply)

Visitors to Canada Emergency Medical Insurance – Essential Plan :

For those who are in good health and require a low cost plan
Emergency medical up to the plan limit
Prescription medications 30 days up to $500
Injury $2,000
Non-injury pain $300
Repatriation of remains $5,000
Cremation/Burial at destination $3,000
No benefit available for any pre-existing conditions

Note: Some universities may offer coverage for medical expenses incurred while a student at their institution. Coverage is not always provided or, if it is, coverage may be limited. http://www.travelance.ca/youth-student-travel-insurance/To be eligible for coverage under the Visitors to Canada Emergency Medical Insurance Plan, you must not be eligible for any Government or University Health Insurance Plan (GHIP/UHIP). *This is a brief description of coverage. Please see policy wording for benefits, definitions, exclusions, limitations, terms and conditions. Are you an international student? Travel Insurance plans are available for you at Travelance, call 1-855-566-8555 or get a quote online, today! Travelance plans are underwritten by sister companies Old Republic Insurance Company of Canada and Reliable Life Insurance Company.

Comment (0)

Our Products

Visitors to Canada Insurance
Student Accident Plan

Phone: 1-855-566-8555

Email: [email protected]

126 Catharine St. N., Hamilton, ON L8R 1J4 Canada

Follow Us On

AMF Information

Distributing Firm’s Name: Travelance Incorporated 126 Catharine St. N., Hamilton, ON L8R 1J4 Canada 1-855-566-8555 or [email protected] Client Number: 601870 Licensed Sectors: Insurance of Persons

1 866 848 8836 ________ Apply Now

Medavie Blue Cross Agents | MacLellan Moffatt

Health, travel, and life insurance for Atlantic Canadians

Student Travel Insurance for Canadians Studying Abroad

Is your child travelling to the US or abroad for school? Make sure they are protected with Student Emergency Hospital and Medical Insurance.

For a Canadian Student Travelling out of the Country for their Education

Student travel medical insurance is critical because health care costs in other countries can be very high. Travel insurance for students provides coverage for both emergencies and non-emergencies. And it’s more comprehensive than regular travel insurance.

Student Travel Insurance Benefits

Coverage for COVID
Hospitalization fees for a semi-private room
Ambulance (Ground or Air Transportation)
Prescription drugs required to treat emergency situations
Professional fees for nurses, physicians and other health care professionals for emergency medical treatment
Services from licensed practitioners such as physiotherapist, chiropractor, chiropodist, acupuncturist, speech therapist and others
Emergency dental treatment
Wisdom tooth extraction
Psychiatric and psychological care
Prescription glasses, contact lenses and hearing aids
Tutorial services
Trauma counselling
Pre-existing conditions covered if stable in the 90 days prior to the start of coverage

And many more.

And if your child decides to travel while studying, they will continue to be insured (so long as they spend 51% of the time in the country of study).

For a Canadian Student Going to School in a Different Province

Canadian students who travel to another province to study still have health coverage, but only at the rates paid by their home provinces government health insurance program (GHIP). If there’s a difference, it’s up to you to pay for it.

Contact one of our student travel insurance specialists to help you choose the right coverage for your child.

Safe Visit | Student Travel Health Insurance

Available plans, available plans.

Single Trip

1-866-848-8836 ________ Apply Now

Ontario Blue Cross Agents | MacLellan Moffatt

Health insurance for canadian students studying abroad.

Is your child travelling to the US or abroad for school? Make sure they are protected with Emergency Hospital and Medical Insurance.

For Canadian Students Travelling out of the Country

Travel health insurance is critical because medical costs in other countries can be very high. Student health insurance provides coverage for both emergencies and non-emergencies while traveling. And it’s more comprehensive than regular travel insurance.

Health Insurance for Students Summary of Benefits

Coverage for COVID
Hospitalization fees for a semi-private room
Ambulance (Ground or Air Transportation)
Prescription drugs required to treat emergency situations
Professional fees for nurses, physicians and other health care professionals for emergency medical treatment
Services from licensed practitioners such as physiotherapist, chiropractor, chiropodist, acupuncturist, speech therapist and others
Emergency dental treatment
Wisdom tooth extraction
Psychiatric and psychological care
Prescription glasses, contact lenses and hearing aids
Tutorial services
Trauma counselling
Pre-existing conditions covered if stable in the 90 days prior to the start of coverage

And many more.

And if your child decides to travel while studying, they will continue to be insured (so long as they spend 51% of the time in the country of study).

For Canadian Students Going to School in a Different Province

Contact one of our student health insurance specialists to help you choose the right coverage for your child.

Single Trips
Multi Trips
Visitors to Canada

Plan for Students

Up to $2 million in emergency and non-emergency medical coverage
Up to $10,000 in AD&D coverage
One medical exam and one eye exam every year
Save 50% on the premium for Canadians studying abroad

Emergency medical benefits*

Up to 60 days for injury or illness
Up to 30 days for psychiatric care
Outpatient services
Emergency department services

Health services

Physician services – plus up to 5 follow-up visits
Paramedical services – up to $70/visit to combined maximum of $700
Psychiatric care – up to $5,000
Trauma counselling – up to 6 sessions
Private duty nurse – up to $10,000
Medical appliances
Diagnostic services
Prescription drugs – up to 30 days' supply

Dental Services

Accidental injury – up to $2,500
Pain relief – up to $100
Wisdom tooth extraction – up to $250/tooth

Transportation

Ambulance – up to $5,000
Emergency evacuation – up to $100,000
Family to bedside and subsistence allowance – up to $4,500
Repatriation of remains – up to $25,000
Tuition reimbursement – up to $5,000
Trip break to return home – up to 21 consecutive days without termination of coverage

Non-emergency medical benefits

Annual medical examination – up to $100
Annual eye examination
Accidental death or dismemberment (AD&D) – $10,000 for death or double dismemberment, or $5,000 for single dismemberment

What's not covered

Pre-existing conditions that have not remained stable in the 3 months before the effective date
Medical conditions related to genetic, acquired or congenital birth defect for children under age 2
One medical exam and one eye exam every year
Coverage extends to side-trips

* If the claim is a result of an act of terrorism, benefits may be limited. Other exclusions, limitations and conditions apply. See the policy for details.

Coverage includes trips outside of Canada up to the lesser of: 15 days or 49% of days of coverage, excluding the home country

Start a quote

Please complete all fields.

Please enter the country or province of residence.

Date is invalid

Your client must confirm with the appropriate Provincial/Territorial service centre that government health insurance plan coverage will continue throughout the trip.

More than two travellers require a medical questionnaire so this application cannot continue online.

Warning: Coverage start date is in the past

Your online session is about to expire. Click Continue to proceed with your application, or click End to end your session now

Travel insurance for Canadian Snowbirds

Have you decided to head south to escape the long winter months? Travel insurance is essential to avoid unexpected costs in the event of a medical emergency. This coverage is specially designed for Canadian Snowbirds.

Business Travel Insurance for Canadians

Planning a business trip soon? Travel insurance is essential to avoid unexpected costs in the event of a medical emergency. This travel insurance is specially designed for your destination.

Travel Insurance for Canadian Students Abroad

Are you planning to study abroad? Are you doing an internship at a school abroad? Insurance for Canadian students abroad is specially designed to help you pursue your studies outside your country of residence. Discover the insurance plans that meet your needs.

Recreational Travel Insurance for Canadians

Planning a trip soon? Travel insurance is essential to avoid unexpected costs in the event of a medical emergency. This travel insurance is specially designed for your destination.

Insurance for Returning Canadians

Returning home after a long stay outside Canada? Are you waiting for provincial health insurance? Travel insurance for visitors to Canada could certainly meet your needs.

Travel Insurance for Canadian Expatriates

Planning a long stay outside Canada? Planning to work or live abroad? No longer eligible for provincial health insurance? Expatriate insurance could be for you.

Travel insurance for international students

Are you planning to study in Canada soon? Will your immediate family be accompanying you? Travel insurance coverage for international students is surely the solution for you.

Travel Insurance for Super Visa

Are your parents or grandparents planning to visit you in Canada? Has a family member applied for a Canadian Super Visa? Super Visa travel insurance meets the requirements set by the Canadian government for Super Visa applicants.

Travel insurance for visitors to Canada

Thinking of coming to Canada to settle? Work here? Visit family? Travel? Are you waiting for provincial health insurance? For any or all of these reasons, Visitors to Canada travel insurance is ideal for you.

Keep up to date with the latest news and stay in touch with our team

By subscribing, you'll have the opportunity to receive information on new travel trends, tips and tricks, inspiration and more.

"*" indicates required fields

Affordable coverage

Coverage for emergency medical care

Emergency transport and repatriation

Why take out cover while studying abroad?

When you're studying outside of Canada, an unforeseen health problem can put a strain on your finances. A medical consultation or brief hospital stay can result in very high medical costs. To avoid unexpected costs that could arise in the event of a medical emergency, it's important to take out an insurance plan for the duration of your stay. You must also maintain your eligibility for provincial health insurance (e.g. RAMQ) for the duration of your stay outside Canada, in order to be eligible for the proposed plans.

A quick and easy process

Start buying your insurance policy with complete transparency and in a secure environment. If in doubt, talk directly to our licensed team to help you make the right choice.

Fill in the form

Compare insurance plans

Choose the plan that's right for you

If in doubt, talk directly to our licensed team to help you make the right choice.

What is covered by insurance for Canadian Students Abroad?

In the event of an unexpected health problem or accident, an uninsured student could face significant medical expenses. To prevent this risk, a Canadian student insurance plan will cover eligible medical expenses related to a medical emergency while you're away from Canada. We've selected a variety of coverage plans from several insurers to meet your needs. Depending on the insurer, some plans offer coverage for medical emergencies and various medical expenses, with amounts ranging from $2 million to $5 million per traveler.

Hospital and emergency medical care

Prescription drugs

Emergency medical transportation

Emergency or accident dental care

24/7 assistance

Eye examination

Physical examination

Health professional services

Psychological care

See more See less

Frequently asked questions

We've put together some frequently asked questions. Can't find the answer to your question? Don't hesitate to contact a member of our team.

I want to come back to Canada to visit my family during the holiday season. Will I lose my coverage?

You will not lose your coverage during this period, but expenses incurred in your province of residence will not be covered. If you have a medical emergency while in Canada, your provincial health insurance plan will pay for it.

My spouse and children are accompanying me on my trip. Is it possible to obtain insurance coverage for them as well?

Yes, if you are an eligible student, the plan will cover any dependents under the age of 40 who accompany you. Your dependents must be on the same plan as you, have the same travel dates and live at the same address.

Can I travel outside my country of study during my school vacations?

Yes, you can travel as long as the time spent in your country of study represents at least 51% or more of the coverage period.

Expenses incurred in your province of residence will not be covered. An exclusion will apply if World Affairs Canada has issued a written notice advising against all travel to the city, region or country in question.

Start the quote process now.

PolicyAdvisor LIVE 1-888-601-9980

Life Insurance
Mortgage Protection
Critical Illness

Home / Travel Insurance / Learning Center /

The Canadian guide to travel insurance for students

Studying away from home can be an exciting, but daunting experience. Travel insurance for students can make sure you’re taken care of in case of any unexpected emergencies.

What types of students need travel insurance in Canada?

What should travel medical insurance cover for students, does student travel insurance cover pre-existing conditions, frequently asked questions.

There’s no denying that travel can be a great experience for students. It broadens horizons, introduces new cultures, and can be a great way to learn more about the world. However, it’s important to remember that travel can also be dangerous.

Accidents happen, and sometimes they can lead to serious injuries or even death. That’s why it’s so important for students to have travel insurance.

Schedule a virtual video call with an advisor

Need insurance answers now?

Call 1-888-601-9980 to speak to our licensed advisors right away, or book some time with them below.

What is travel insurance?

Travel insurance is a type of insurance that helps to cover the cost of medical care if you become sick or injured while travelling. It can also protect you from financial loss if you experience a trip interruption or cancellation.

Emergency medical and dental treatments are expensive in Canada, and as an international student, you likely won’t be covered by provincial healthcare. This means that if you experience an emergency, you could be responsible for a large medical bill and out-of-pocket expenses.

Likewise, for Canadian students travelling or studying abroad, it’s important to know that your provincial health plan likely doesn’t extend to other countries.

Learn more about travel insurance.

Travel insurance for students can mean many different things depending on your home country and reason for travel. They can include:

International students studying in Canada Students from outside of Canada who come to the country to study are not covered by a provincial or territorial government health insurance plan.
Canadian students studying in another country When Canadians travel outside of Canada, they do not retain access to public healthcare options in other countries. Many schools require students hold a medical insurance plan before they begin classes.
Canadian students travelling abroad Many students are afforded the opportunity to travel internationally in the summer months or even when they complete their degree or program. Emergency medical coverage is also important in these circumstances.

Why do Canadian students need travel insurance?

If you are a student and plan to travel outside Canada ‒ even for a single day ‒ you should buy travel health insurance before your trip or vacation.

There are a number of risks students face when travelling, and travel coverage can help protect them from financial loss in the event of an emergency. If you need medical assistance while abroad, insurance can help cover the cost of your medical bills or return back to Canada if necessary.

Travel insurance is an important consideration for any trip, and it’s especially important if you’re travelling for months on end to a country with higher costs for medical treatments.

Why do international students studying in Canada need travel insurance?

Your trip to Canada is meant to be an experience. If an unexpected medical emergency occurs, it can cost you thousands of dollars per day in medical expenses that are not covered by Canada’s public healthcare system.

Travel medical insurance can relieve that potential financial burden and give you peace of mind during your stay, knowing you are covered for any unexpected medical expenses.

There are many different types of Travel Insurance for students, foreign workers, snowbirds, super visa holders, and others travellers to/from/within Canada.

Every travel medical insurance policy is unique, as one has many options when applying for coverage. The main benefits a student should consider are coverage for emergency medical services (including dental), medical transportation, and repatriation (the transportation of your body should you pass away outside of your country of origin).

Most travel medical insurance policies typically cover:

Emergency medical treatment for illness or injury
Hospital expenses
Prescription medications
Emergency dental services
Essential medical equipment (crutches, wheelchairs, slings, braces, etc.)
X-rays and other diagnostic services and laboratory procedures (bloodwork, ultrasounds, etc.)
Required ground, air or sea ambulance services
Follow-up post-medical appointments
Medical evacuation
Ambulance travel to the nearest hospital

Student travel medical insurance policies may cover additional non-emergency medical benefits:

Annual medical exams
Dental exams and cleaning

Lastly, student travel policies often include a modest accidental death or dismemberment benefit to be paid out to oneself or a beneficiary should they become dismembered or lose their life, respectively.

Most student travel medical insurance policies do not cover a pre-existing medical condition by default. Given the relatively young age of most applicants, pre-existing conditions are not the top concern for students applying for coverage.

However, if you are a student with a pre-existing medical condition, securing coverage that takes your medical condition into account is incredibly important. If your condition is stable, it is typically easier to secure coverage.

In many cases, if you have shown no symptoms or diagnosis of a pre-existing medical condition for 90 to 180 days prior to the effective date of the policy and have not had treatment for the condition during that time, it will not be considered a pre-existing condition during your coverage period.

You should always check the wording of any potential policy for details and to see if your medical condition would be covered during trips outside of your home country.

Some conditions may get excluded from your travel medical insurance coverage during the underwriting process. A pre-existing condition exclusion could include:

heart disease
high blood pressure

They can also include relatively mild conditions for which you have taken prescription medication such as:

sleep apnea
anxiety and/or depression
bipolar disorder
other mental health conditions

Insurance providers will look at the specific state of your illness or condition to evaluate the risk associated with the pre-existing condition. They then make their decision accordingly for your travel insurance plan.

Some providers offer policies that will cover pre-existing conditions, though the premium will be higher to compensate for the added risk.

One should request an explanation of the limitations and restrictions on any pre-existing medical condition, tests, and treatments they may have had.

Which is the best travel insurance company for students?

The best travel insurance company is the one that best suits your needs. Several Canadian insurance companies offer policies specifically catered to students. Providers construct their policies differ from one another, thus each trip may have a best-suited policy from a unique provider. Some of these providers include:

Offers up to $2 million CAD in coverage
Non-emergency medical benefits are included in coverage, including annual medical and eye exams
Accidental death or dismemberment also included; including accidents resulting in death, blindness or dismemberment
Free Assitance Centre; 24/7 helpline which can help you answer questions about your trip before or after departure
Offers coverage for medical expenses incurred by students enrolled in a school in Canada and Canadian students enrolled in a school outside of Canada
Non-emergency medical benefits are included in coverage, including annual medical and eye exams, as well as maternity care
Specific policies for international students studying in Canada
Offers up to $5 million CAD in coverage
Coverage lasts up to a full year after student has completed studies and works in Canada
Option to add spouse and dependents to policy
In our review of the Best Travel Insurance for Visitors to Canada , we recommend Allianz as the best choice for international students in Canada

MHS International

Three different coverage tiers: Silver, Gold, and Platinum with increasing benefit amounts as you move up
Policy offers coverage outside of Canada as long as majority of stay is in Canada (except USA; 30 days coverage only)

Destination Travel Group

Coverage for both students enrolled in a school in Canada and Canadian students enrolled in a school outside of Canada
Maternity coverage of up to $25,000 for pre-natal care and involuntary termination of pregnancy or complications

Do students need travel insurance plans if they have credit card coverage?

While credit card coverage is a great add-on, the coverage is often limited. This is especially true considering the extended trip length many students take.

Credit card travel plans provide basic travel coverage, but they have a limited coverage period. As well, it is often only in force if your trip was purchased with the same credit card, and the extended time a semester abroad takes would disqualify coverage in most cases.

Learn more about credit card travel insurance and its limitations.

Can I get coverage through my student union?

Many university and college student unions offer group coverage for students while they attend studies at their respective schools, and include the fees for coverage alongside tuition. While this is an option for international students on each side of the border, the period of coverage for these plans is only in effect while you are enrolled in studies. They rarely offer the flexibility or breadth of coverage an independently owned plan can offer.

Public healthcare will not cover students when they study in another country
Travel medical insurance for students can provide millions in coverage for emergencies
Policies are availabe for both Canadian students travelling abroad for school, or international students visiting Canada for their education

Find this informative? Share it with someone you care about.

The information above is intended for informational purposes only and is based on PolicyAdvisor’s own views, which are subject to change without notice. This content is not intended and should not be construed to constitute financial or legal advice. PolicyAdvisor accepts no responsibility for the outcome of people choosing to act on the information contained on this website. PolicyAdvisor makes every effort to include updated, accurate information. The above content may not include all terms, conditions, limitations, exclusions, termination, and other provisions of the policies described, some of which may be material to the policy selection. Please refer to the actual policy documents for complete details. In case of any discrepancy, the language in the actual policy documents will prevail. All rights reserved.

If something in this article needs to be corrected, updated, or removed, let us know. Email [email protected] .

Want more like this in your inbox? Subscribe to our newsletter.

© PolicyAdvisor Brokerage (PAB) Inc., is an insurance brokerage licensed to sell life insurance products in Ontario, British Columbia, Alberta and Manitoba. Not available in other provinces. Policy obligations are the sole responsibility of the issuing insurance company. Issuance of coverage is subject to underwriting by the respective insurance company. Please see policy documents for full terms, conditions, and exclusions. The logos and trademarks used here are owned by the respective entities. Refer to our Privacy Policy and Terms of Service sections for additional information.

Student Travel Insurance

International Student Insurance helps protect you and your family from unexpected costs due to a medical emergency while you are studying in Canada.

We offer travel insurance plans for full-time students, including:

International Students studying in Canada;
Canadian Students studying abroad;
Canadian Students studying in Canada but outside their principal province of residence.

This insurance provides coverage up to a maximum aggregate of $1,000,000 CDN per policy for reasonable and customary charges for covered expenses incurred by you during your period of coverage.

Emergency and Non-Emergency Medical Benefits* (Manulife Plan Example) Up to a maximum aggregate of $2 million for emergency medical and non-medical coverage for covered risks.

Emergency Medical Benefits

Hospital expenses – up to the maximum aggregate for 1. 60 days hospitalization for injury or illness. 2. 30 days hospitalization for psychiatric care.
Out-patient and emergency department services.
Physician services – plus up to 5 follow-up visits.
Diagnostic services.
Private duty nurse – up to $10,000.
Ambulance transportation – up to $5,000.
Prescription drugs – up to 30 days supply.
Paramedical services – up to $70 per visit up to a combined maximum of $700.
Emergency dental treatment. accidental injury – up to $2,500.
relief of pain – up to $100.
per extracted wisdom tooth – up to $250.
Psychiatric care – up to $5,000.
Trauma counselling – up to 6 sessions.
Medical appliances.
Emergency evacuation home – up to $100,000.
Family transportation to bedside and subsistence allowance – up to $4,500.
Preparation and return of mortal remains – up to $10,000.
Tuition reimbursement – up to $5,000.
Trip break – up to 21 consecutive days without termination of coverage.

* Please note: For Canadians travelling abroad, if the claim is a result of an act of terrorism, this benefit may be limited.

Wellness Benefits

Annual medical examination – up to $100
Annual eye examination
Maternity benefit – up to $8,000
Accidental death or dismemberment – up to $10,000

Travel Insurance for Students in Canada

Home » Travel Insurance for Canadian and International Students

Benefits of Student Travel Insurance

While the government of Canada is known for its subsidized medical care for Canadians, the majority of these services are restricted to Canadian pupils and residents. As a result, all foreign learners enrolled in Canadian schools must obtain medical insurance for the length of their studies.

Anything can transpire, from a campus flu, pandemic, or an emergency medical situation. Some travel insurance plans DO NOT PAY for COVID-19 related expenses (check the wording in your policy). When family members accompany a student on a trip, they require separate coverage as the family plan health coverage is more expensive. Being sick or injured away from home can be very upsetting, so you’ll want to know you’re being looked after. This is where Experior steps in with student travel insurance coverage.

Specialist Discount

If you don’t have health care coverage, you might be charged higher amounts for doctor consultations. This can be avoided as the insurance company has agreements with specialists to pay substantially reduced consulting costs. Travel insurance coverage may also cover dental benefits while away from your home country. Always check to make sure you have the right benefits at the right price. The lowest cost is not always the best.

Confirmation of Admission

Universities and institutions require confirmation of a health plan before fully accepting a scholarship or admission application. However, in addition to considering the new universe of possibilities that could potentially open up for you, you’ll need to consider the administrative side of things as well. Getting the correct insurance benefits is one of the most crucial preparations you can make. There is a large student insurance market with varied types of coverage, so you’ll need to consider the variables, such as the duration of stay, air transportation, air ambulance, and other bills that could arise. You will also need to make certain this coverage will conform to the school’s requirements.

No government health insurance plan

Government-funded emergency medical services for international students are unavailable in most cases. Additionally, there is a waiting period for landed immigrants. Furthermore, healthcare expenses are normally high and are expected to rise annually. You are responsible to pay your medical costs in the event of a medical emergency. Having a health insurance policy gives you and your supporting family peace of mind. School is an expensive part of a budget; adding medical expenses on top of that already hefty school bill can seem an overwhelming thought.

Why is Experior Financial your best option for travel insurance for international students?

As a new resident or visitor, you probably have no idea what to anticipate as you begin your experience as a student in a new province or country. At Experior, we care about our clients and work to deliver the best travel insurance coverage possible. One of the benefits of our unique service is the comfort and peace of mind knowing that after leaving your home country, you will be protected for medical expenditures. Whether it be a single policy or a policy that covers your family, we provide the best travel insurance options for students. Our travel assistance coverage can include trip cancellation and emergency care for students in any province and we partner with many insurance companies to get you the best coverage at a competitive price.

Frequently Asked Questions

As an international student, if you are studying or planning to do your academics in Canada, it is critical that you obtain a health plan for the term of your studies. Even though your study visa does not specify that you must have a health plan, your university will request it. Out-of-country emergency medical expenses can cost a lot, and Visitors to Canada travel insurance can actually mitigate these unforeseen expenses.

Yes, it is easy to get a health plan with a work or study permit. Having a study permit makes students eligible for medical insurance in Canada. Experior associates are available to help students from diverse countries in achieving their goals. Our advisors will help you in navigating through the policies. Working with an Experior associate allows clients to find the best possible option for their needs and current situation. Our associates find the best products and rates available for them.

Together with our partners, we care about the protection of international students and we provide what you need for expenses coverage. Contact us before your coverage expires.

Lucia Medina, Promoted to Executive Director!

Join us in congratulating Lucia Medina, an Independent Insurance agent, on achieving the promotion of

Illustration of a house with a lightbulb and cars around it

Unravelling the Mystery: A Beginner’s Guide to Understanding MGAs

Navigating the World of MGAs: Your Essential Guide to Managing General Agency Insurance Services Introduction

Vishalsinh Parmar, Gold Legacy Owner!

Congratulations to Senior Manager, Vishalsinh Parmar on earning Gold Legacy Ownership! Experior Financial Group Inc.

Request A Quote

Call toll-free for a no obligation quote.

Established in 2014, with our Headquarters in Guelph, Ontario with associates throughout Canada and the USA. Our Mission statement is Building Financial Foundations for Families to Empower Them Today and Leave a Legacy for Tomorrow.

Why Experior
Get a Quote
Term Life Insurance
Universal Life Insurance
Critical Illness Insurance
Disability Insurance
No Medical Life Insurance
Funeral Life Insurance
No Cost Baby Insurance
[email protected]
660 Speedvale Ave W Suite 205 Guelph, Ontario N1K 1E5
Hours of Operation 8:00 am to 5:00 pm EST

Accessibility
Privacy Policy

We use cookies to give you the best online experience. If you continue, we’ll assume you are happy that your web browser will receive all cookies from our website. See our privacy policy for more information on cookies and how to manage them.

Health Insurance

Drug, Dental and Health Coverage

Guaranteed Issue Enhanced
FollowMe Health

Serious Illness Coverage

Critical Illness Insurance
Life Insurance

Term Life Coverage

Easy Issue Life
FollowMe Life

Permanent Life Coverage

Guaranteed Issue Life
Travel Insurance
Travelling Canadians
Visitors to Canada
Health & Dental Insurance
Manulife Vitality

Select your region

This value is required.

CoverMe Health and Life Insurance plans are only available in Canada. If you're travelling to Canada, why not explore our Travel Insurance plan?

Travel insurance plans for Canadian and international students

Are you a Canadian heading to college or university outside your home province or outside Canada? Or an international student in school in Canada? Either way, get coverage for the emergency and non-emergency medical care you need while you're working towards making your grades.

Canadians studying in another province or territory

Up to $2 million in emergency and non-emergency medical benefits
For Canadian residents, covered by a Canadian provincial or territorial health insurance plan, going to school in Canada

Canadians studying abroad

For Canadian residents, covered by a Canadian provincial or territorial health insurance plan, going to school outside Canada

International students studying in Canada

For students from anywhere in the world, not covered by a Canadian provincial or territorial health insurance plan, going to school in Canada

Explore health and dental plans

Discover our CoverMe ® plans that help cover routine and unexpected health and dental costs

Returning or travelling to Canada during COVID-19?

Guidelines to speed up the arrival process while staying safe. See tips

SNAP! 11 tips for taking better smartphone photos

How to raise your smartphone photography game. Find out more

What is trip cancellation and interruption insurance?

We explain the difference between them and why you should consider it. Read more

mail us at [email protected]

Travel Insurance Claims open in new window
Health & Dental Insurance Claims open in new window
Life Insurance Customer Secure Site open in new window
Health and Dental Insurance

QUICK LINKS

Skip to main content
Skip to site information

Language selection

Help us to improve our website. Take our survey !

Studying abroad

Each year thousands of Canadians begin new education or research adventures in foreign countries. Many countries, including Canada, encourage student exchanges in the belief that both countries will be enriched.

Moving to another country is a complex matter, and careful preparations are necessary. In most cases, you must obtain special permission – such as a study permit – to study in a foreign country.

For specific information on requirements for studying abroad, contact the destination country’s embassy, high commission or consulate in Canada .

Research and complete any necessary visa or study permit procedures for your destination country.

Explore scholarship opportunities in your destination country.

Ask your home institution about the recognition of credits or research completed abroad.

Ask the appropriate office at your home institution about international travel procedures.

Canadian Bureau for International Education
Colleges and Institutes Canada
Universities Canada
International Education and Youth

6 Best Student Travel Insurance Plans

Link Copied

Share on Facebook

Share on Twitter

Share on LinkedIn

Opting for a more secure journey ahead!

As the name suggests, travel insurance is a type of insurance that provides coverage for damage and losses that happen during a travel window. Travel insurance is helpful for both international and domestic flights. Travel insurance is helpful, whether on a short trip home or on your world tour vacation, since travel-related damages and losses often happen. Along with losses, travel insurance also covers a wide range of other expenses and helps you financially recover from them.

So, how does travel insurance work? Some of the best student travel insurance can be purchased online or directly from a trip booking agency. You can buy insurance shortly after booking your flight tickets and lodging. You should book everything, including transportation bookings, before buying insurance to get full coverage.

Travel insurance is essential for international students studying abroad since these are the best options for holistic coverage. Since you are outside your home country, the best student travel insurance will cover your luggage, stay, personal belongings, personal liabilities, health, identity theft, and much more!

What Does Student Travel Insurance Cover?

A significant factor that makes travel insurance so important is its wide coverage. You can buy travel insurance right after booking your flight tickets . Travel insurance isn't just for broken and lost goods or stolen luggage. The best student travel insurance plans can be way more helpful than that. Here’s what is covered by the best student travel insurance plans:

1. Cancellation and Interruption Coverage

Financial coverage if your trip is cancelled or delayed. It also covers any interruptions, i.e. if your trip is cut short for some reason. The coverage includes claims for legal obligations, death in the family, illness, business conflicts, bankruptcy and weather issues.

2. Luggage Damage and Loss

Covers theft, loss and damage to your belongings and luggage. It includes your cabin luggage as well as shipped luggage. Most plans even include covering a quick shopping trip for replacements.

3. Rental Coverage

When your booked rental or accommodation is not usable for reasons like displaced keys or unsanitary and unsafe living conditions, you can also claim if your accommodation differs from what was advertised. Thus, you are forced to book a new place.

4. Airport Pickup Coverage

In case of a cancelled airport pickup booking or a delayed one, your travel insurance also covers your additional cab pickup charges.

5. Travel Health Coverage

Often, people fall sick during their travels. In such cases, your travel insurance can cover your treatment and prescriptions. Health coverage, like other coverages, is international and thus can be claimed no matter where you are.

6. Accidental Death and Dismemberment Coverage

This can be claimed in case of accidental death or serious injury during travel. The person’s immediate family can make a claim if death is involved.

Best Student Travel Insurance Plans

Travel insurance is only effective when it is bought from a credible provider. Choosing the right provider is essential to ensure full coverage and fulfilling your needs. If you are a student looking for only the best student travel insurance plans, here is our list of the best plans to choose from:

1. TATA AIG Student Travel Insurance

One of the absolute best student travel insurance plans available in 2023, TATA AIG student travel insurance is known to be a reliable and affordable insurance plan. Coverage:

Luggage loss and damage
Study disruptions
Medical coverage
Hijack coverage

The X factor:

Reputable brand

2. VisitorsCoverage

VisitorsCoverage offers another one of the most popular and best student travel insurance plans with low premiums and many benefits that add to your insurance coverage. Coverage:

Stolen luggage
Sudden sickness
COVID coverage
Surgery coverage

Reliable paramedic

3. Seven Corners

The student travel insurance plan offered by Seven Corners is considered one of the best because of its robust, superior coverage. Coverage:

Luggage delay and loss
Travel delay
Bad weather coverage
Sports equipment coverage

Unique coverages

4. Travel Insured International

Designed to be the best student travel insurance plan for international travellers and students staying abroad for their academics, Travel Insured International offers a plethora of benefits. Coverage:

Emergency evacuation
Natural disaster coverage
Flight delay coverage
Medical coverage

Emergency ready

5. Travel Safe

As a provider of one of the best student travel insurance, Travel Safe promises its insurance holders reliability and easy financial recovery. Coverage:

Emergency financial recovery
‘Cancel for any reason’ plan

Value for money

6. World Trips

If you are looking for one of the best student travel insurances that fits your needs in a tailored fashion, World Trips is your match made in heaven! Coverage:

Missed connecting flight coverage
Customisable plans

Customer-centric

Amber ensures you have a safe and comfortable stay at many of our irresistable student housing options

Book through amber today!

Benefits of Student Travel Insurance

The advantages of travel insurance extend beyond just financial coverage. We've listed some key benefits below talking about the importance of opting for travel insurance for students.

1. Ease of Adaptation

Insurance support enables students to adapt to unforeseen changes, reassuring them that they have a safety net that enriches their travel experience.

2. Nurturing Resilience

With travel insurance as an emotional shield, students can transform setbacks into lessons and adversities into growth opportunities.

3. Global Coverage

International coverage is an integral part of travel insurance, making sure students are protected if they're studying abroad or globetrotting.

4. Uninterrupted learning

Unexpected challenges are easily tackled with travel insurance, ensuring continuous learning for students without the fear of financial setbacks.

5. Lifelong Memories

Travel insurance allows students to enjoy each moment unhindered by the worries of potential mishaps, ensuring they create lasting memories.

These benefits, in total, make a student's travel experience a safe and secure one, providing them with the support and assistance they need during their academic pursuits.

Not just short-time travellers and vacationers but international students can benefit from the best student travel insurance plans easily. These insurance plans are easy to buy before your trip and are pretty affordable. However, the coverage that travel insurance can offer is massive and, thus, helpful in distress and emergencies. Choosing the right insurance plan is the first step to making the most of your insurance coverage. We hope this blog and the comprehensive list help you out!

Frequently Asked Questions

Is travel insurance important, why do international students need travel insurance, what is covered under travel insurance, is travel insurance international, which is the best travel insurance for students.

Your ideal student home & a flight ticket awaits

30 Tips For Travelling Solo For An Unforgettable Experience In 2023

How to Pack a Suitcase like a Pro? 15 Tips for Your Next Travel Plan

Tips for preparing for studying abroad

Planning to Study Abroad ?

Your ideal student accommodation is a few steps away! Please fill in your details below so we can find you a new home!

We have got your response

Student Airport Hacks: Ensuring Smooth International Travel

4.8/5 on Trustpilot

Rated as "Excellent" • 4800+ Reviews by students

Rated as "Excellent" • 4800+ Reviews by Students

Today's news
Reviews and deals
Climate change
2024 election
Fall allergies
Health news
Mental health
Sexual health
Family health
So mini ways
Unapologetically
Buying guides

Entertainment

How to Watch
My watchlist
Stock market
Biden economy
Personal finance
Stocks: most active
Stocks: gainers
Stocks: losers
Trending tickers
World indices
US Treasury bonds
Top mutual funds
Highest open interest
Highest implied volatility
Currency converter
Basic materials
Communication services
Consumer cyclical
Consumer defensive
Financial services
Industrials
Real estate
Mutual funds
Credit cards
Balance transfer cards
Cash back cards
Rewards cards
Travel cards
Online checking
High-yield savings
Money market
Home equity loan
Personal loans
Student loans
Options pit
Fantasy football
Pro Pick 'Em
College Pick 'Em
Fantasy baseball
Fantasy hockey
Fantasy basketball
Download the app
Daily fantasy
Scores and schedules
GameChannel
World Baseball Classic
Premier League
CONCACAF League
Champions League
Motorsports
Horse racing
Newsletters

New on Yahoo

Privacy Dashboard

Users spread unfounded claims of impending Canadian departure fine

Claims circulating on social media that canadians would soon have to pay a can$25,000 (usd$18,212) penalty when moving out of the country are false. canada's department of finance said it was not considering any such emigration fee and the posts misrepresent an existing requirement for some people to settle a tax bill on gains from certain types of assets if they move abroad..

"The Cana dian government is going to charge you $25K if you want to leave," claims a May 4, 2024 post on X .

It shares a screenshot of a block of text that says Canada's government is considering new emigration fines, claiming "insider sources" said the fees could include "a $25,000 departure penalty along with a doubling of the existing departure tax for those seeking to relocate abroad."

Copies of the same screenshot spread across X and jumped to Facebook and Instagram .

The posts follow a larger conversation in Canada about an affordability crunch often blamed on high rents and grocery prices and concerns about population growth , sometimes attributed to immigration rates.

One of the pos ts referenced coverage of an April 2024 paper (archived here ) by the McGill Institute for the Study of Canada . It cited data estimating onward migration of naturalized Canadians between 2017 and 2019 was 31 percent higher than the average rate -- with the trend attributed to the high cost of living and lack of opportunity for foreign degree holders.

Online discussions of economic pressu res have also sparked misinformation fact-checked by AFP and this claim about departure penalties is similarly incorrect.

"Any allegation that the Government of Canada is imposing a fine on Canadians seeking to leave Canada is false," a Department of Finance official said in a May 7 email.

Many of the posts reference "The Executive Dish" as the source of the claim, but AFP was not able to find evidence of any such media company or personality online (archived here ).

Additionally, a keyword search does not yield any results supporting the claim from before the posts' appearance (archived here ).

Taxing emigrants

Some posts referenced a page on a Government of Canada website describing a "departure tax" (archived here ). This is an existing tax, levied by Canada's Revenue Agency (CRA) on particular assets owned when one severs residential ties with Canada.

The CRA website says property is deemed disposed-of at fair market value when a person leaves Canada and immediately reacquired for the same amount.

If the fair market value is higher than the adjusted cost basis, this may create a tax liability on the capital gain. This is what is commonly referred to as a "departure tax," according to the CRA and Scotia Bank (archived here ).

The budget introduced by the Liberal government includes a higher tax rate for capital gains in excess of Can$250,000 (approximately USD$182,000) on some assets -- affecting a small number of taxpayers -- and also raised rates for businesses and trusts.

Taylor Cao , a tax associate based in Toronto with Osler, Hoskin & Harcourt (archive here ), explained the capital gains changes proposed in Canada's 2024 budget meant people leaving the country who have accrued gains on certain types of assets above that threshold could be subject to a higher departure tax when emigrating. But he said this change did not include a flat $25,000 fine as claimed in the misleading posts.

"I am not aware of a penalty like that," Cao said.

Read more of AFP's reporting on misinformation in Canada here .

May 9, 2024 This article was updated to add a zero dropped from the Can$250,000 figure in paragraph 14.

Nintendo is done paying Elon Musk for X integration

Nintendo has had enough of X’s (Twitter’s) API fees. The Mario maker said on Wednesday that starting on June 10, direct integration from the Switch’s album to Elon Musk’s Nazi-curious platform will no longer work.

Shohei Ohtani's interpreter gambling scandal is being developed into a TV series

The gambling scandal involving Shohei Ohtani's former interpreter, Ippei Mizuhara, who stole $17 million from the superstar to cover betting losses, is in development as a TV series.

AI chip startup DEEPX secures $80M Series C at a $529M valuation

DEEPX is a South Korean on-device AI chip (NPU, or neural processing unit) startup that makes hardware and software for various AI applications in electronic devices. The company announced this week that it has raised $80 million (KRW 108.5 billion) in a Series C round at a valuation of $529 million (KRW 723 billion), which has surged more than eight times from its Series B funding, about $15 million, in 2021. The Series C funding, which brings its total raise to around $95 million, will go toward mass production of the startup's inaugural products — DX-V1, DX-V3, DX-M1 and DX-H1 — in late 2024 for global distribution.

Move over Stanley tumblers — shoppers are clamoring for these insulated martini glasses for summer

'Like an adult sippy cup': Complete with a lid, the clever cuties keep beverages cool for hours.

Six quarterback situations to worry about & three that are on the precipice | Zero Blitz

Jason Fitz, Charles Robinson and Frank Schwab talk about which quarterback rooms concern them and which they find interesting heading into the 2024 NFL season.

These are the cars being discontinued for 2024 and beyond

As automakers shift to EVs, trim the fat on their lineups and cull slow-selling models, these are the vehicles we expect to die off soon.

Former NBA player Glen Davis sentenced to 40 months in prison for involvement in healthcare fraud scheme

Former NBA player Glen Davis was sentenced to 40 months in prison after his conviction for being involved in a scheme to defraud the league's healthcare plan.

Brunson leads Knicks over Pacers, Hornets hire Charles Lee & big questions for eliminated teams | No Cap Room

Jake Fischer and Dan Devine discuss the Knicks taking a 2-0 lead over the Pacers, the Hornets hiring a new head coach and some big questions for the Bucks, 76ers, Clippers & Magic.

Hosting a cookout? Don't forget these 18 essentials for throwing a successful outdoor party

From an electric bug zapper to a smoke-free fire pit — these top-rated gadgets will level up your hosting game.

The best eye cream for dark circles 2024 — all under $50

From $10 caffeine serum to a French pharmacy staple used by Parisians for decades, the best eye creams for dark circles will brighten even the darkest orbital day.

Stock market today: Dow pops for 7th straight day as S&P 500 climbs back above 5,200

Stocks have lost their bounce after a growing chorus of Federal Reserve officials made it clear that interest rates will need to stay higher for longer.

The big battle over whether to snatch Russia’s billions

Some Ukraine allies want to seize $300 billion in Russian assets and give the money to the besieged country. Financial bigwigs are split on the idea.

Apple apologizes for its tone-deaf ad that crushed human creativity to make an iPad

Apple has reportedly apologized for its tone-deaf “Crush!” ad that sparked a furious backlash — especially with artists. AdAge reports that Apple said the video “missed the mark” and has scrapped plans to run the cutesy-turned-cringey commercial on TV.

These $14 solar lights are 'like little fireflies putting out a warm glow' — and they're over 30% off

These lights 'stored enough energy during the day to keep these magical all night,' fans said.

This Mother’s Day give Mom the massage gun that 'melts the pain away' — it's on sale for $46 (that's 25% off)

'My muscles have never felt so loose and free!': Nearly 15,000 five-star fans praise this tension-taming gadget.

Apple's 'Crush' ad is disgusting

Apple can generally be relied on for clever, well-produced ads, but it missed the mark with its latest, which depicts a tower of creative tools and analog items literally crushed into the form of the iPad. Apple has since apologized for the ad and canceled plans to televise it. Apple's VP of Marketing Tor Myhren told Ad Age: "We missed the mark with this video, and we’re sorry."

Reddit locks down its public data in new content policy, says use now requires a contract

On Thursday, Reddit is rolling out a new policy aimed at balancing its desire to license its content to larger tech companies, like Google, and protecting users' privacy. The newly announced "Public Content Policy" will now join Reddit's existing privacy policy and content policy to guide how Reddit's data is being accessed and used by commercial entities and other partners. Related to this, the company also announced a subreddit dedicated to researchers working with Reddit's data.

Google built some of the first social apps for Android, including Twitter and others

Here's a tidbit of startup history that may not be widely known outside of the tech firms themselves: The first versions of popular Android apps, like Twitter, were built by Google itself. In a podcast hosted by Lightspeed partner Michael Mignano, Beykpour reminisces about her role in Twitter's history. Later, Beykpour moved to work on mobile at Twitter around the time when other third-party apps were growing in popularity on other platforms, like BlackBerry and iOS.

Healthcare: Latinos still 'experience particularly high uninsured rates,' new data shows

According to a new report from the Center on Budget and Policy Priorities (CBPP) exclusively shared with Yahoo Finance, the Latino uninsured rate in the US stands at 18%, twice as high as the US average.

English English
தமிழ் தமிழ்
বাংলা বাংলা
മലയാളം മലയാളം
ગુજરાતી ગુજરાતી
हिंदी हिंदी
मराठी मराठी
Business Business
बिज़नेस बिज़नेस
Insurance Insurance

The Financial Express

TN SSLC 10th Result Live Updates
Q4 Results Live
CBSE 10th ,12th Results Live Updates
Stock Market LIVE
Mutual Funds
Stock Market Stats
Gold Rate Today
Top Indices Performance
cbse.nic.in Result Live Updates
CGBSE CG Board 10th, 12th Result Live Updates
Loksabha Election
Budget 2024
Stock Market Quotes
Mutual Fund
Stock Stats
Top Gainers
CaFE Invest
Investing Abroad
Gold Rate in India
Silver Rate in India
Petrol Rate in India
Diesel Rate in India
Express Mobility
Banking & Finance
Travel & Tourism
Brand Wagon
Entertainment
Web Stories
Auto Web Stories
Infographics
Today’s Paper
International
Edits & Columns
Personal Finance Print
PRIVACY POLICY
TERMS AND CONDITIONS

Canada improves tool for estimating application processing times for work visa or study permit

The processing time begins on the day ircc canada receives an application and concludes when they make a decision..

Canada work visa, study permit, IRCC processing time, Citizenship, application, immigrants

Following the submission of their application for a work visa or study permit in Canada, immigrants get concerned about how long it will take for their application to be processed. Processing times indicate how long it will take us to process an application in typical conditions.

The processing time begins on the day Immigration, Refugees and Citizenship Canada (IRCC) receives an application and concludes when they make a decision. If you apply by mail, the time begins when your application reaches the IRCC mailroom. If you apply online or in person, the process begins when you submit the application.

To strengthen Canada’s immigration system, IRCC is enhancing the online processing times tool to assist new immigrants in estimating how long it would take to process a complete application.

Schengen Visa, European Union, rules, Indians, multi-year validity

On using the IRCC tool for timeframes, forward-looking processing timeframes are suggested that help to know how long foreigners applying today should anticipate to wait before receiving a final decision on their application (or taking the oath of citizenship, for citizenship award applicants).

The estimates will be updated regularly and will give immigrants realistic and up-to-date information, allowing them to make vacation and living plans based on a specific timeframe.

Forward-looking processing times are now available for the following applications:

Canadian Experience Class (Express Entry) Provincial Nominees Program (Express Entry and non-Express Entry) Federal Skilled Workers (Express Entry) Quebec Skilled Workers Citizenship grants Citizenship certificate (proof of citizenship) Spouse or common-law partner living inside Canada Spouse, common-law or conjugal partner living outside Canada Parents or grandparents

For the other categories of applications, IRCC will continue to employ backward-looking historical processing times. Backward-looking processing times are estimated using the time it took IRCC to process 80% of permanent residence applications in the previous 6 months, as well as 8 or 16 weeks for temporary residency programs.

FE Online found that as of May 7, 2024, the processing time for a temporary residence application for visiting, studying or working for study permit ( from outside Canada) is 14 weeks (Last updated: April 30, 2024 Updated weekly).

Similarly for a Work permit (from outside Canada), the processing time was 21 weeks. If one is not applying to work in an essential occupation, the processing time may be longer than what’s shown.

Processing time tells you how long it took us to process most complete applications in the past. It does not include the time it takes to send an application between a visa application centre and our office and the time you need to give your biometrics.

If you have already applied and are waiting for your application to be completed, the updated forward-looking times may display estimates that are shorter than the time you have actually waited. The tool displays the amount of time that a person submitting a new application today could anticipate to wait, beginning at the end of the queue. This is because a variety of factors influence our expected processing timelines at any particular point in the year.

If you have already applied, you are closer to the front of the queue. Applications will still be processed in the order IRCC receives them, and in most cases, you will wait no more than the new forward-looking processing time for a final decision. Do not reapply, as this will put your application at the end of the queue and it will take longer to process.

Get live Share Market updates, Stock Market Quotes , and the latest India News and business news on Financial Express. Download the Financial Express App for the latest finance news.

Related News

Air India Express cabin crew strike ends after airline addresses their concerns and agrees to revoke termination letters for 25 members. Over 170 flights were cancelled due to the protest against alleged mismanagement. Agreements were reached during a conciliation meeting at the Office of the Chief Labour Commissioner.

Photo Gallery

4 Arvind Kejriwal’s wife Sunita quits govt: What we know so far

9 Rs 50, Rs 200, Rs 500 and Rs 2000 notes images: Here are the new currency notes released by RBI

21 Anubhuti coaches with aircraft-like features to replace Shatabdi 1st-AC Executive chair cars; 20 amazing facts

Latest News

Why Apple is ‘sorry’ about its new iPad Pro commercial; won’t air it on TV

After facing public scrutiny, brands often adjust their marketing and advertising strategies as part of their efforts to rebrand and reconnect with audiences.

Tale of misleading advertising! From Patanjali, Cadbury, and Nestle to Johnson & Johnson Premium Story

Direct Link to Check Tamil Nadu TN 10th Result 2024: Results to be out soon at tnresults.nic.in

CBSE Board Class 10th, 12th Result Live Updates: Both examinations were held in a single session, commencing at 10:30 AM and concluding at 01:30 PM each day.

cbse.nic.in CBSE 10th ,12th Results 2024 Live Updates: Results expected after this date on cbse.gov.in- Check latest updates here

Stock Market Live: GIFT Nifty indicates a positive start for domestic indices following strong global cues

US geographic region results in vastly different anal cancer risk for people with HIV

HPV cancers researcher Ashish Deshmukh poses in a garden

A new study that followed a cohort of more than 110,000 people establishes significant disparities in the risk of anal cancer for people with HIV and for men who have sex with men with HIV, depending on the region of the country they live in.

It’s known that people with HIV have the highest risk of anal cancer, said lead author Ashish A. Deshmukh, Ph.D. , co-leader of the Cancer Control Research Program at MUSC Hollings Cancer Center . But this study, published in the Journal of the National Cancer Institute on May 7, is the first to show vast geographic disparities in anal cancer risk and an association with opportunistic illnesses and co-morbidities, like diabetes, chronic kidney disease and cardiovascular disease, for people with HIV. Almost all cases of anal cancer are caused by the human papillomavirus (HPV). It seems that there’s some as-yet-unknown effect, such as inflammation, in people with co-morbidities that allows the HPV to gain a foothold and cause cancer to develop, the paper notes. People with HIV have a greater relative risk of anal cancer compared with people without HIV, no matter where they live. But the study showed that the relative risk varies across the country – it’s higher for people with HIV in the Midwest or South than the West or Northeast. “In the Northeast, the risk for people with HIV compared to people without HIV is 16-fold higher,” Deshmukh said. “But for people with HIV in the Midwest, the risk increases to almost 47.5-fold, reaching nearly 100-fold for men who have sex with men with HIV.” Deshmukh has a few preliminary theories about the causes of these differences but cautioned that this study doesn’t attempt to determine the reasons. “The objective was to understand whether there are disparities and what may be important risk factors,” he said. The results of this study provide the foundation for further research into the causes underlying these disparities. However, he noted that screening rates for anal cancer are relatively higher in the Northeast and West. New York state, for example, stands out as the only state with established guidelines for anal cancer screening, a rarity given the absence of national guidelines and the lack of specific protocols in other states for this relatively rare cancer, among the general population. Various professional societies have begun to develop screening guidelines. In fact, Deshmukh contributed to the recent International Anal Neoplasia Society’s consensus guidelines, published in January. Those guidelines started with the premise of beginning screening at specific ages based on risk – for example, beginning screening at age 35 for men with HIV who have sex with men and 45 for women with HIV and other men with HIV. However, this new study suggests that guidelines should consider risk factors like previous opportunistic illnesses or having had a CD4 count below 200. CD4 count is the number of CD4 T-cells, a type of white blood cell, in the blood. A count above 500 is considered healthy, but a count below 200 can trigger an AIDS diagnosis. Deshmukh said that he hopes to see the U.S. Preventive Services Task Force develop guidelines for anal cancer screening. The task force previously determined that there wasn’t enough information about the risk-benefit balance of anal cancer screening to issue guidelines, Deshmukh said. However, his ongoing research will provide direct evidence quantifying the potential harms versus benefits of screening for anal cancer among people with HIV. “We hope that the U.S. Preventive Services Task Force will again take on this topic and evaluate the evidence once we have more data on the harms and benefits of anal cancer screening,” he said.

The current paper notes that anal cancer among people with HIV appears to be on the decline. However, it warns that geographic disparities could increase if the differences in screening activity remain.

This work was supported by National Institutes of Health grants R01CA232888, U01AI069918, F31AI124794, F31DA037788, G12MD007583, K01AI093197, K01AI131895, K23EY013707, K24AI065298, K24AI118591, K24DA000432, KL2TR000421, N01CP01004, N02CP055504, N02CP91027, P30AI027757, P30AI027763, P30AI027767, P30AI036219, P30AI050409, P30AI050410, P30AI094189, P30AI110527, P30MH62246, R01AA016893, R01DA011602, R01DA012568, R01AG053100, R24AI067039, R34DA045592, U01AA013566, U01AA020790, U01AI038855, U01AI038858, U01AI068634, U01AI068636, U01AI069432, U01AI069434, U01DA036297, U01DA036935, U10EY008057, U10EY008052, U10EY008067, U01HL146192, U01HL146193, U01HL146194, U01HL146201, U01HL146202, U01HL146203, U01HL146204, U01HL146205, U01HL146208, U01HL146240, U01HL146241, U01HL146242, U01HL146245, U01HL146333, U24AA020794, U54GM133807, UL1RR024131, UL1TR000004, UL1TR000083, UL1TR002378, Z01CP010214 and Z01CP010176, and the Intramural Research Program of the National Cancer Institute; contracts CDC-200-2006-18797 and CDC-200-2015-63931 from the Centers for Disease Control and Prevention, US; contract 90047713 from the Agency for Healthcare Research and Quality, US; contract 90051652 from the Health Resources and Services Administration, US; the Grady Health System; grants CBR-86906, CBR-94036, HCP-97105 and TGF-96118 from the Canadian Institutes of Health Research, Canada; Ontario Ministry of Health and Long Term Care, and the Government of Alberta, Canada. Additional support was provided by the National Institute Of Allergy And Infectious Diseases (NIAID), National Cancer Institute (NCI), National Heart, Lung, and Blood Institute (NHLBI), Eunice Kennedy Shriver National Institute Of Child Health & Human Development (NICHD), National Human Genome Research Institute (NHGRI), National Institute for Mental Health (NIMH) and National Institute on Drug Abuse (NIDA), National Institute On Aging (NIA), National Institute Of Dental & Craniofacial Research (NIDCR), National Institute Of Neurological Disorders And Stroke (NINDS), National Institute Of Nursing Research (NINR), National Institute on Alcohol Abuse and Alcoholism (NIAAA), National Institute on Deafness and Other Communication Disorders (NIDCD), and National Institute of Diabetes and Digestive and Kidney Diseases (NIDDK). These data were collected by cancer registries participating in the National Program of Cancer Registries (NPCR) of the Centers for Disease Control and Prevention (CDC) The content is solely the responsibility of the authors and does not necessarily represent the official views of the National Institutes of Health or the Centers for Disease Control and Prevention.

man stands in front of MUSC Hollings Cancer Center sign

Cancer and HIV

As people with HIV live longer, they are more likely to get cancers that come with age but HIV might complicate treatment.

closeup of vials of HPV vaccine with a needle

HPV Vaccination

Researchers find stagnant HPV vaccine rates among young adults, though LGBTQ vaccination rates are a bright spot.

HPV public health researcher Kalyani "Kelly" Sonawane

Vaccine Hesitation

The parents of millions of teens don't intend to vaccinate them against HPV, a virus that can cause six types of cancer.

About the Author

Leslie Cantu MUSC Hollings Cancer Center

Categories: Cancer , Research

IMAGES

International Student Insurance
A Comprehensive Understanding of Travel Insurance for Students
Canada Foreign Student Visa
Travel Insurance for Canada
Insurance every student needs while studying in Canada
Is It Mandatory for Students Studying Abroad to Have Travel Insurance?

VIDEO

Travel insurance abroad
Why Book Travel Insurance?
How to Reduce Car Insurance Premium in Canada
Best medical insurance for Ireland
The Ultimate Guide to International Student Health Insurance I University Living
Health Insurance Plans for International Students & Students Studying Abroad

COMMENTS

Insurance for students studying abroad
The Ministry of Health and Long-Term Care recommends that you purchase additional health insurance when you leave Canada. To maintain OHIP coverage, you can travel outside Canada for 212 days in a one-year period. For coverage for a longer period of time, you must be studying, working or doing charity work outside Canada.
Travel Insurance for Students
Why Manulife. All our plans for students come with the following benefits: Access to Manulife's Travel Assistance 24/7 - 365 days a year - wherever you are in the world. Full refund for medical plans before your effective date if you change your mind. Pause your coverage for up to 60 days without terminating it.
Manulife Financial Travel Insurance for Students
Outbound Students (Canadian residents studying abroad) If you're a Canadian resident studying abroad, your government health insurance plan may only provide limited coverage, which may require you to cover expensive medical costs out of your own pocket. As an Outbound Student this plan provides you with coverage for both emergency medical and ...
Student Travel Insurance For A Semester Abroad
Travel medical insurance, which helps pay for medical costs if the student gets sick or injured during their time abroad. Trip cancellation travel insurance, which reimburses you for pre-paid, non ...
Student Travel Insurance
Student travel insurance is specialized coverage tailored to students' unique needs. It is designed for full-time Canadian and international students and typically includes emergency medical and non-emergency medical benefits. If you are Canadian and planning to study abroad or in another province, your Government Health Insurance Plan (GHIP ...
Manulife Student Travel Insurance for Costco Members
Whether you're an international student coming to Canada to study, or you're a Canadian student preparing to study abroad or out-of-province, we have plans that offer coverage for both emergency and non-emergency medical expenses. Plus, Exclusive members can save up to 5% on most insurance plan premiums!
Student Travel Insurance
Student Insurance for Canadian Students Studying Abroad. Did you know that the full benefits of your provincial medical health plan don't travel with you? That means if you experience an emergency abroad, you could be stuck with costly medical bills. In fact, most schools require you to have a medical insurance plan before you begin your classes.
Canadians studying abroad
Our travel insurance plans for students include a trip break benefit, which allows you to suspend your coverage without ending it if you visit home during your trip. Your coverage is immediately reinstated when you: Leave home if you are a Canadian studying in another province or territory Leave Canada if you are a Canadian studying abroad
Student Travel Insurance Canada
For Canadian Students Studying Abroad. Travelance offers Canadians who are seeking education abroad comprehensive emergency medical insurance plans through our Travel Right Insurance Plans (TRIPs) product line. Of the four TRIPs policies available (Travel, Youth, Cruise and Seniors) the Travel and Youth plans are best suited for students ...
Student Travel Insurance for Canadians Studying Abroad
And if your child decides to travel while studying, they will continue to be insured (so long as they spend 51% of the time in the country of study). For a Canadian Student Going to School in a Different Province. Canadian students who travel to another province to study still have health coverage, but only at the rates paid by their home ...
Safe Visit
Student Plan - National Student. Up to $2 million in emergency and non-emergency medical coverage. Up to $10,000 in AD&D coverage. One medical exam and one eye exam every year. Save 50% on the premium for Canadians studying abroad. Plan Info. Get a Quote. Have the following on hand when applying: Your travel dates.
Health Insurance Canadian Students Studying Abroad / in US
For Canadian Students Travelling out of the Country. Travel health insurance is critical because medical costs in other countries can be very high. Student health insurance provides coverage for both emergencies and non-emergencies while traveling. And it's more comprehensive than regular travel insurance.
Manulife Travel Insurance
Save 50% on the premium for Canadians studying abroad. Download PDF: Manulife Financial Travel Insurance for Students. Details. Canadians studying abroad. Up to $2 million in emergency and non-emergency medical coverage. Up to $10,000 in AD&D coverage. One medical exam and one eye exam every year. Coverage extends to side-trips.
Travel Insurance for Canadian Students Abroad
What is covered by insurance for Canadian Students Abroad? In the event of an unexpected health problem or accident, an uninsured student could face significant medical expenses. To prevent this risk, a Canadian student insurance plan will cover eligible medical expenses related to a medical emergency while you're away from Canada.
Travel insurance for Canadian students studying abroad
However, this coverage is intended for short-term vacations and isn't likely to provide adequate coverage while studying abroad. For example, the Scotiabank Gold American Express Card offers travel emergency medical insurance for up to 25 consecutive days, while the TD Aeroplan Visa Infinite Card covers travellers for a maximum of 21 days.
Guide to Travel Insurance for Students In Canada (2024)
Destination Travel Group. Offers up to $2 million CAD in coverage. Coverage for both students enrolled in a school in Canada and Canadian students enrolled in a school outside of Canada. Maternity coverage of up to $25,000 for pre-natal care and involuntary termination of pregnancy or complications.
Student Travel Insurance
Student Travel Insurance International Student Insurance helps protect you and your family from unexpected costs due to a medical emergency while you are studying in Canada. We offer travel insurance plans for full-time students, including: International Students studying in Canada; Canadian Students studying abroad; Canadian Students studying in Canada but outside their principal province of…
Travel Insurance for Canadian and International Students
1-888-909-0696. Established in 2014, with our Headquarters in Guelph, Ontario with associates throughout Canada and the USA. Our Mission statement is Building Financial Foundations for Families to Empower Them Today and Leave a Legacy for Tomorrow. Experior Financial offers the best travel insurance for students. Our insurance plans cover ...
Students
Our travel insurance plans for students include a trip break benefit, which allows you to suspend your coverage without ending it if you visit home during your trip. Your coverage is immediately reinstated when you: Leave home if you are a Canadian studying in another province or territory Leave Canada if you are a Canadian studying abroad
International Students Studying Abroad
While provincial health insurance plans allow for extended travel outside the country for students, they offer limited coverage for foreign medical costs. When you consider that the number one destination for Canadians studying abroad, the US, is also the most expensive country in the world for medical care, that proposition gets a little ...
Travel insurance for Canadian students traveling abroad
Travel insurance for Canadian students traveling abroad gives you a simple and affordable way to cover yourself against emergency medical costs such as: Repatriation in the event of death - transport of the remains to the province or country of residence. Bedside Visit Travel Fee - covers the travel costs for a loved one to visit you in the ...
Studying Abroad
Studying abroad. Each year thousands of Canadians begin new education or research adventures in foreign countries. Many countries, including Canada, encourage student exchanges in the belief that both countries will be enriched. Moving to another country is a complex matter, and careful preparations are necessary.
6 Best Student Travel Insurance Plans
If you are a student looking for only the best student travel insurance plans, here is our list of the best plans to choose from: 1. TATA AIG Student Travel Insurance One of the absolute best student travel insurance plans available in 2023, TATA AIG student travel insurance is known to be a reliable and affordable insurance plan. Coverage:
These Are the New Rules for International Students in Canada
In 2024, international students who want to study in Canada must have a minimum bank balance of $20,635. If you plan to study in Quebec, though, the cost-of-living requirement is lower, at $15,078. Why is Canada refusing so many student visas? Canada is refusing some student visas to manage the growing number of international students in the ...
Users spread unfounded claims of impending Canadian departure fine
"The Canadian government is going to charge you $25K if you want to leave," claims a May 4, 2024 post on X. It shares a screenshot of a block of text that says Canada's government is considering ...
Canada Work Visa or Study Permit: How and where to calculate IRCC
FE Online found that as of May 7, 2024, the processing time for a temporary residence application for visiting, studying or working for study permit ( from outside Canada) is 14 weeks (Last ...
US geographic region results in vastly different anal cancer risk for
24-7 Assistance Abroad; Student Travel; High-Risk Travel; Emergencies Abroad; Health and Safety. ... Life Insurance. MetLife Life Insurance; New Hires; Postdoctoral Fellow; Preparing for Retirement ... grants CBR-86906, CBR-94036, HCP-97105 and TGF-96118 from the Canadian Institutes of Health Research, Canada; Ontario Ministry of Health and ...

Manulife CoverMe ® Student Travel Insurance

Get help with medical expenses when studying away from home

Student travel plans

Canadians studying in another province/territory

International students studying in Canada

Why Manulife

Need assistance?

Submit a travel claim

Explore other travel insurance products

Travel Insurance for Visitors to Canada

Student Travel Plan Overview

Inbound Students (International Students)

Outbound Students (Canadian residents studying abroad)

National Students (for Canadian residents studying within Canada)

Outbound Student Plan

Inbound Student Plan

National Student Plan

Ready to apply?

Frequently asked questions

Take action

10-Day Free Look

Student Travel Insurance

Student Insurance for International Students Studying in Canada

Student Insurance for Canadian Students Studying Abroad

Homestay student well taken care of here in Canada

Student Insurance

Get travel insurance online

Search TuGo

Are you an International Student? Travel Insurance is Indispensable!

For Canadian Students Studying Abroad

For International Students Coming to Canada

Comment (0)

Our Products

Follow Us On

AMF Information

Medavie Blue Cross Agents | MacLellan Moffatt

Student Travel Insurance for Canadians Studying Abroad

For a Canadian Student Travelling out of the Country for their Education

Student Travel Insurance Benefits

For a Canadian Student Going to School in a Different Province

Safe Visit | Student Travel Health Insurance

Ontario Blue Cross Agents | MacLellan Moffatt

For Canadian Students Travelling out of the Country

Health Insurance for Students Summary of Benefits

For Canadian Students Going to School in a Different Province

Plan for Students

Emergency medical benefits*

Health services

Dental Services

Transportation

Non-emergency medical benefits

What's not covered

Start a quote

Travel Insurance for Canadian Students Abroad

What is covered by insurance for Canadian Students Abroad?

Frequently asked questions

The Canadian guide to travel insurance for students

What types of students need travel insurance in Canada?

Need insurance answers now?

What is travel insurance?

Why do Canadian students need travel insurance?

Why do international students studying in Canada need travel insurance?

Which is the best travel insurance company for students?

MHS International

Destination Travel Group

Do students need travel insurance plans if they have credit card coverage?

Can I get coverage through my student union?

Student Travel Insurance

Emergency Medical Benefits

Wellness Benefits

Share this:

Travel Insurance for Students in Canada

Benefits of Student Travel Insurance

Why is Experior Financial your best option for travel insurance for international students?

Frequently Asked Questions

Recent Posts

Lucia Medina, Promoted to Executive Director!

Unravelling the Mystery: A Beginner’s Guide to Understanding MGAs

Vishalsinh Parmar, Gold Legacy Owner!

Request A Quote