Browse Help by Category

  • Optional extras

How to make a claim with your insurance

Trainline offers two types of insurance: Trainline Protect Travel Insurance  (provided by ERGO) and  Cancel for Any Reason   (provided by Companjon). The process for making a claim depends on the insurance you selected at the time of booking. 

If you're unsure which insurance you chose, please check your email; they should have sent you a confirmation on the day of your booking.

Related Articles

Did you find it helpful? Yes No

Article views count

6 Tips to Insuring Travel by Train

6 Tips to Insuring Travel by Train

Train travel is far more common in other countries than it is in the U.S. and there are many reasons that travelers like to travel by train. Not the least of which is the old-fashioned charm of traveling at near ground level where you can enjoy the scenery as it goes by. See some of the world’s most scenic train rides .

Of course, travel by train is still travel after all and travel is unpredictable. it comes with its own share of risks and rewards. The need to protect yourself from cancellations, delays, and baggage loss remain important whether you’re traveling by train or by airplane for example.

We’ll explain how to protect yourself when you travel by train in a minute, but first, let’s go over the benefits of traveling by train that have so many people enthusiastic about train travel.

Benefits of Traveling by Train

Train travel has long been less appreciated in the U.S. for a few reasons – not the least of which is that the infrastructure simply doesn’t exist at the same level it does in other countries. Train travel fans will tell you there are many benefits of traveling by train, including:

  • It’s a cost-effective alternative to airline fares particularly considering the ever-increasing airline fees and the distance you’re traveling. Plus, many rail operators give discounts to children, students, seniors, military personnel and others.
  • The ticket prices for train travel are far more stable. Anyone who’s suffered through trying to find the cheapest airline ticket knows that it’s a crazy game, but train fares tend to remain stable (with some adjustments for holidays or peak times) day after day on any particular route and buying ahead doesn’t win you a cheaper ticket.
  • It’s a more flexible way to travel. Except on long-haul or infrequently traveled routes, a train ticket lets a traveler catch the train that works into their schedule instead of the other way around. Most short trips don’t require prior reservations and you don’t have to pay change fees to go at a different time. Plus, there is no need to arrive hours early, wait in long security lines, ration your shampoo, etc.
  • Train travel comes with a much larger baggage allowance – often two carry-ons and up to four checked bags each (the first two of which are free). While there are weight limits, you won’t get your bags on an airplane that cheaply.
  • Train travel is also more energy-efficient per passenger mile than cars or planes, making them one of the most eco-friendly modes of transportation after walking and cycling.

Here’s how to protect your travel investment when you’re taking a train trip.

1. Choose the right type of travel insurance plan

While travel insurance is typically divided into two types of plans: package plans and travel medical plans, there’s another type of plan that’s often useful for train travelers – an annual plan. Here’s how to decide:

  • If you have defined start and end dates to your trip, and want coverage for trip cancellations, you’ll want a package plan to cover your trip.
  • If you have defined start and end dates, but don’t want or need coverage for trip cancellation, you can go the much cheaper route and choose a travel medical plan .
  • If you’re starting your trip but don’t have a defined return date and need travel medical coverage, you can go with a long-term travel medical plan and renew as you go.
  • If you’ll be gone at least a year and need travel medical coverage, take a look at the annual travel insurance plans . Note, these can be renewed at the end of the term to extend the coverage longer, if you need it.

Now that you know which type of plan you need, you can choose the coverage options.

2. Cover your pre-paid and non-refundable expenses

Protecting your wallet from the loss associated with potential trip cancellations means covering your pre-paid non-refundable trip expenses from potential losses. If you have to cancel your trip for a covered reason , then you’ll be able to get that money back.

Depending on your trip plans, you may not have a lot of pre-paid expenses when you’re traveling by train. Plus, you may purchase your return or continuing travel tickets while enroute, so you won’t cover those from trip cancellation.

When you want protection for potential trip cancellations, add up your known pre-paid trip costs. This may be a round -trip train ticket plus transportation to the station plus your non-refundable lodging when you arrive – anything you will pay for in advance and know you won’t be able to get your money back if you have to cancel.

Use our compare quotes tool and type in your travel dates, those pre-paid trip costs, your age and other details and get quotes from many travel insurance companies.

3. If traveling outside your health care network, get medical coverage

Whether you’re traveling by train, car, airplane or ship the concern that you might have to pay for emergency medical treatment if you are injured or become ill remains the same.

If your health insurance plan doesn’t extend coverage to where you’re going – and most health insurance plans limit their liability to within a geographic range – then you’ll be paying for your medical care with your credit card. Medical care if expensive everywhere and even out-of-network costs can be very high if say the entire family gets sick or in a car accident.

Check with your health insurance plan to determine if you’ll have coverage and to what level. If you’re traveling to an area where you’ll be paying out-of-network costs, the small investment in coverage for emergency medical and dental expenses is often worth it. If you’re buying a travel plan with trip cancellation coverage, then some travel medical is nearly always included so you’ll just need to pay attention to the plan limits and make sure you have enough. See How Much Travel Medical and Evacuation is Enough for clues.

4. Travel delays occur with train trips too – can you afford a long delay?

If the train is delayed from leaving for some reason – weather, natural disaster, etc. – then you’ll likely get your money back. The actual amount you get and how you go about getting it varies from company to company, but of course the costs relative to your travel delay aren’t isolated to your transportation expenses any more than they are if you’d traveled by airline instead.

If you’re delayed in arriving at the train’s departure due to:

  • a traffic accident
  • a stolen passport
  • a natural disaster

… and other reasons, then you’ll be able to make a claim for unexpected expenses like lodging and alternative transportation on your travel insurance plan.

If you’re buying a package plan to cover potential trip cancellations, you’ll have some travel delay coverage with your plan. If you’re buying a travel medical plan, or an annual plan, you may have less or no coverage for travel delays, so be sure to think about the potential for delays, examine your wallet, and review the coverage.

5. Lose a passport and you’re left at the border

Border crossings are controlled with train travel just like they are with airline travel. The form of identification you carry must be valid if you are to cross the border and, in many cases, it can’t be too close to expiring. Original, valid identification is required and passengers are responsible for verifying that their identification is accurate and correct.

Lost passports are a concern not only prior to a trip, but during the trip as well. If your passport is lost or stolen on your trip, you could be in a bad situation and the train could very well leave without you. In that case, a travel insurance plan can help out with travel assistance services to help you replace your passport and find lodgings.

6. It’s still necessary to protect your baggage on train trips

When you travel by train, your bags are still at some risk of loss and/or delay. If you check your bags they could be routed onto the wrong train although the risk is far less than it is with the airlines. The risk of baggage loss, however, is the same and it’s important to remember that train operators limit their liability when it comes to carry-on and checked bags just like the airlines do.

Baggage coverage with your travel insurance plan extends beyond the transportation portion of your trip too and goes with you wherever you travel. If your bags are stolen anywhere along your trip, then you can make a claim on your travel insurance plan and receive reimbursement up to the plan limits.

Damian Tysdal

DamianTysdal

Damian Tysdal is the founder of CoverTrip, and is a licensed agent for travel insurance (MA 1883287). He believes travel insurance should be easier to understand, and started the first travel insurance blog in 2006.

Essential Tips for Handling a Lost or Broken Phone While Traveling

  • 20 July 2024

5 Tips to Skip being Profiled as an American abroad

  • 29 June 2024

What should you do if you get sick abroad?

  • 21 June 2024

Travel with peace-of-mind... Compare quotes for free

AFAR Logo - Main

A Practical Guide to Buying Travel Insurance

Travel insurance could be the difference between a huge medical bill or a modest copay. use these tips to find the best policy for your trip..

  • Copy Link copied

A Practical Guide to Buying Travel Insurance

It’s far better to buy travel insurance and never use it than to not be covered in an emergency.

Courtesy of Shutterstock

For many, travel insurance seems like an unnecessary additional expense. But if you get stuck in a costly situation—a medical emergency, a canceled trip due to a pandemic , a stolen camera—it suddenly becomes a totally worthwhile investment that saves, not costs, you money.

This was the case for writer Chris Ciolli. After years of traveling without a safety net, she invested in travel insurance on a recent trip during which she was rushed to the hospital at 3 a.m. for a slew of just-in-case tests. She ended up with an underwhelming diagnosis of gastritis, but also a slow trickle of medical bills—a few hundred dollars here, a thousand there—that totaled nearly $6,000. Fortunately, her monthlong $185 World Nomads policy covered everything after an initial $80 copay.

But even if you understand the benefits and you’re committed to buying travel insurance, choosing the right policy for your needs—and even knowing what those needs are—can be tricky. To help you choose the best travel insurance for your trip, we’ve consulted a number of travel agents, insurance industry professionals, and lifelong travelers for advice. In this guide, you’ll find everything you need to know, from travel insurance reviews and comparisons to common questions answered, to pick the best policy for your next trip.

What is travel insurance?

Travel insurance is a plan, similar to health or auto insurance, that protects you from expenses incurred during unforeseen mishaps while traveling, such as lost luggage, trip cancellations, or medical emergencies.

Although your current homeowner’s, renter’s, auto, or health insurance may cover you for certain things while traveling, it usually doesn’t cover everything—especially on international trips. A good travel insurance plan will cover the gaps.

Where do you get travel insurance?

Some very basic forms of travel insurance are included if you booked your trip with a credit card such as World MasterCard, Capital One Venture Rewards, and Chase Ink and Sapphire cards. With these plans, you may be protected regarding some delay, luggage, and travel accident expenses, but the coverage is usually pretty basic.

You can also purchase it as an add-on while booking flights, cruises, or hotels. These plans are also limited and will only cover you in the event of an unavoidable cancellation due to events such as a natural disaster or a death in your family. “While it may seem less expensive, it may not cover all of the components of your trip,” says Andrew David Harris, vice president and COO of Harris Travel Service . While both of these are better than nothing, the most comprehensive and best travel insurance policies are sold by providers such as World Nomads, Allianz Global Assistance, Seven Corners, or TravelEx. You can purchase these plans through your travel agent, but it’s often less expensive to book directly with the travel insurance provider or through a comparison website, like SquareMouth .

What does travel insurance cover?

Every traveler and trip is different, which is reflected by the variety of travel insurance plans on the market. No matter what plan or provider you choose, below are some common things travel insurance covers. Experts agree that before you buy, you should absolutely look for specific exclusions in the fine print on potential policies. If you’re unsure about something, reach out. A good insurance company will be responsive and willing to clarify your questions.

Trip cancellation and interruption

Most travel insurance policies will include some form of trip cancellation and interruption coverage to reimburse you for nonrefundable expenses, like a prepaid hotel or plane ticket. Unless you add cancel for any reason (CFAR) insurance to your plan, there will be a limited set of acceptable reasons to claim this. Illness, death of an immediate family member, and weather are commonly accepted reasons.

Trip delays and missed connections

Also common is reimbursement for additional expenses incurred if a trip is delayed and meets criteria set out by the provider. With World Nomads, your flight must be delayed by at least six hours to qualify.

Baggage and personal effects

Most plans will cover the cost of lost or damaged luggage and personal belongings as well as the cost of purchasing additional items if your luggage is delayed.

Emergency medical and dental care

This covers the cost of medical care when you get sick or have an accident in another country and usually includes medical evacuation. However, travel insurance isn’t a substitute for regular health insurance so nonemergency medical expenses (physicals, anything cosmetic, eye exams) aren’t covered. Childbirth isn’t covered either, even for pregnant travelers who go into labor prematurely.

Shannon O’Donnell, 2013 National Geographic Traveler of the Year and blogger at A Little Adrift , mentions another coverage gap travelers miss: “You’re only covered for what you’re licensed to do back home—if you don’t have a permit for a motorbike and you drive one in Southeast Asia, you might not be covered in an accident.”

Emergency medical evacuation

This covers the cost of an emergency transfer (in an ambulance or helicopter, for example) from an area with inadequate medical care to the nearest medical center with the services you need. It’s costlier but essential in isolated and politically unstable parts of the world.

Accidental death and dismemberment and repatriation

Experts say that “truckloads of coverage for hospital costs and medical repatriation home” are the most important things to look for. “The rest is just window dressing.” A lot of basic plans won’t include this in their coverage, but you can easily add this on with an upgrade to a more premium tier.

Concierge and 24/7 service

Daniel Durazo, director of Marketing and Communications for Allianz Global Assistance , says that “a good policy includes a 24/7 contact line for both medical and travel emergencies.”

Common travel insurance add-ons to consider

A basic plan is usually enough for most travelers, but it may not cover everything you need if you’re older, have pre-existing medical conditions, participate in sports while traveling, book an expensive trip, or travel with expensive gear (such as a high-end camera). If you fall into any of these categories, consider an add-on or upgrade.

Upgrade lost luggage, trip delay, and cancellation amounts

“Standard travel insurance levels cover more modest belongings and lodging,” advises Annette Stellhorn, president and Group Luxury Travel designer at Accent on Travel . If you’re traveling with expensive gear or spending a lot on your trip, consider upgrading to a tier that covers your costs adequately.

Additional coverage for adventure and high-risk travel

Stellhorn also notes that adventure and high-risk travel “require higher benefit amounts for medical evacuation, which can run more than $250,000.” And Judy Perl at Judy Perl Worldwide Travel says that “most insurance companies will not insure high-risk travel at all, with the exception of big companies like First Allied and Travelex .” Even fewer risky activities and sports may only be covered to a limit: that is, climbing to certain heights and diving to certain depths.

Most sports are covered up to a certain level of intensity; any higher and you may have to purchase a different tier of insurance. World Nomads, for example, will cover a slew of adventure travel activities and sports, but at an additional cost on top of its basic insurance.

Cancel for any reason (CFAR) insurance

It’s important to read the fine print of any insurance plan because, even if it includes trip cancellation coverage, this often only kicks in under certain circumstances. As many travelers found out recently, trips canceled due to the recent coronavirus pandemic were not covered unless they had a CFAR add-on .

Jennifer Wilson-Buttigieg, co-owner and copresident at Valerie Wilson Travel , explains that these plans “only cover 75 percent of trip expenses [and only] if travelers cancel their trips at least 48 hours in advance.”

Does travel insurance cover pandemics?

No. “Once actual events have unfolded, such as the coronavirus outbreak, they are considered known or foreseeable events and are no longer covered by most travel insurance policies,” says Afar’s Michelle Baran . The exception is if you chose to upgrade your plan to include a CFAR add-on.

What are the best travel insurance policies?

The best travel insurance policy will depend on you and your trip. You’ll want to make sure you have a plan that covers the cost of your entire trip and the activities you want to do and won’t leave you in the dark if you have preexisting conditions. The following are some of the best travel insurance partners to consider:

Best for: Older travelers and those with preexisting conditions.

While Allianz provides great travel insurance for any traveler, it’s especially appropriate for those with pre-existing conditions, since those are covered in every one of its plans. However, its basic coverage only covers up to $500 in lost or damaged baggage, so consider an upgrade if you’re traveling with more expensive equipment.

Get a quote: allianztravelinsurance.com

Best for: Medical coverage only

GeoBlue’s Voyager basic medical coverage is not a comprehensive travel insurance plan that covers a slew of scenarios; rather it provides travelers with basic medical travel insurance. The deductible is a high $500, but at $19 to $35 per trip, it’s an inexpensive way to protect yourself in case something catastrophic happens. If you’re adequately covered for travel mishaps like lost luggage or stolen goods by other insurance (like your credit card or homeowner’s insurance), this might be the plan for you.

Get a quote: geobluetravelinsurance.com

Best for: Traveling with kids

With TravelEx, travelers can choose between a basic or select travel insurance package with options to customize it according to their needs. Both plans cover standard things like trip cancellation and emergency medical services and are an all-around comprehensive option. However, its Travel Select plan also includes free coverage for any children under 17 traveling with you. For families, TravelEx Select is a great money-saving option.

Get a quote: travelexinsurance.com

How much does travel insurance cost?

Complete travel insurance packages can cost as little as $8 per day but vary depending on the length of the trip, destination(s), and the tier of travel insurance you choose. Some, but not all, travel insurance may also cost more for travelers with pre-existing conditions or older adults.

As a comparison, here are some examples of travel insurance costs for a 45-year-old traveler on a $5,000, one-week trip to Mexico:

  • $138 for an explorer plan with World Nomads
  • $179 for a basic plan with Allianz
  • $248 for an essential plan with AIG
  • $261 for a basic plan with Travelex

While some of these plans may seem expensive, keep in mind that if they provide you the coverage you need, they can be a huge money saver. Insurer World Nomads says that its average claim amount for 2017 was $1,634, and its most expensive claim—a medical evacuation of a child from Sitka, Alaska, to Seattle—was nearly $200,000. Suddenly, that $8 per day makes travel insurance worth it . But, as Michael Holtz, founder and CEO of the travel agency SmartFlyer , says, “People don’t think they need it until they need it.”

How do I buy travel insurance?

You should always buy travel insurance from an official, reputable provider or website, such as purchasing directly through the insurance provider, a travel agent, or a comparison website; these “offer a way to search, compare, and purchase from a wide array of plans,” says Stan Sandberg, cofounder of TravelInsurance.com .

Comparison sites to buy travel insurance include:

  • Travelinsurance.com
  • SquareMouth
  • Insuremytrip

Sandberg strongly recommends consumers speak with a licensed agent when they are unsure about benefits. The website Elliott Report is another good resource and features a list of reputable travel insurance companies compiled by consumer advocate Christopher Elliott.

When to buy travel insurance

Generally, you should book your travel insurance as soon as you can after booking your flights and hotels. If you’re traveling to a destination affected by hurricanes , book sooner rather than later, because you can’t buy insurance to cover delays or cancellations related to a storm that already has a name.

People with preexisting conditions need to consider other factors. Most insurers will cover only expenses related to prior illnesses in very specific circumstances; travelers with preexisting conditions must book coverage within a specific time frame, usually between 14 and 21 days, following their initial trip reservation, and they must be medically able to travel on the date they purchase the insurance.

Your travel insurance policy period should be for the duration of your trip from door to door (no gaps or shortcuts, please) and cover you for every place you plan to visit, whether it’s in-state, out-of-state, or international. Some destinations are at higher risk than others, so insurers don’t offer the same coverage for the same price everywhere.

What does your existing insurance cover while traveling?

While your existing health, auto, renter’s, or homeowner’s insurance may cover a few things while you’re traveling, it likely doesn’t cover everything.

  • Health insurance: Many U.S. health-care policies, including Medicare, don’t cover travelers on international trips. Some plans will cover you abroad, so check with your provider. If your health insurance only covers you domestically, both the Centers for Disease Control and the U.S. State Department recommend purchasing medical travel insurance.
  • Travel insurance: Credit cards can provide limited coverage of some delay, luggage, and travel accident expenses, as well as part of your rental car insurance.
  • Homeowner’s and renter’s insurance: Home contents or rental insurance may cover some lost, stolen, or damaged valuables or even offer a reasonably priced floater policy (an add-on to your regular policy that covers easily moveable property) if you travel with expensive equipment.
  • Auto insurance: Within the United States, your primary auto insurance will almost always cover rental vehicles. There are a few exceptions for domestic rentals, like if your current auto insurance has low coverage limits. International car rentals are a different story. In Mexico, for example, rental car insurance is mandatory , even if you have insurance at home. Always be sure to check local rules before you reserve a rental car.

Tips for filing claims and getting reimbursed

Unlike most domestic health insurance policies, travel insurance doesn’t typically have a deductible. Some inexpensive policies will require you to pay a small, nonrefundable, initial policy excess amount before further costs up to the benefit limit are covered. Many policies work on a reimbursement plan: You pay upfront, save your receipts, and file a claim, then after processing, your insurance company pays you back for covered expenses.

Most policies require you pay non-emergency expenses out of pocket and submit your claim for reimbursement afterward. In a non-life-threatening emergency, call your insurer for instruction if you’re able; it will make the claims process easier, and the insurer may be able to direct you to a hospital or medical center where your care can be billed directly to it.

Hannah Logan, of the blog Eat Sleep Breathe Travel , says this step is especially important because the small print on many policies “reads that calling the contact number [may be] a requirement for coverage.”

No matter what, document everything. Whether it’s lost baggage, a medical expense, or damage to your rental car, gather and keep anything that can help your claims case: your original rental car agreement, receipts, photos, medical paperwork, a copy of your boarding pass.

Buying travel insurance is a little like packing a suitcase: It can seem overwhelming at first, but eventually it becomes routine and a necessary part of every trip. Once it does, you can travel worry-free, secure in the knowledge that you’ve saved yourself from a possible $6,000 mistake.

This article originally appeared online in 2018; it was updated on June 19, 2020, and on May 15, 2024, to include current information.

World Nomads provides travel insurance for travelers in over 100 countries. As an affiliate, we receive a fee when you get a quote from World Nomads using this link. We do not represent World Nomads. This is information only and not a recommendation to buy travel insurance.

A couple looking out at Budapest from a cruise ship

June 1, 2020

Due to travel restrictions, plans are only available with travel dates on or after

Due to travel restrictions, plans are only available with effective start dates on or after

Ukraine; Belarus; Moldova; North Korea; Russia; Israel

This is a test environment. Please proceed to AllianzTravelInsurance.com and remove all bookmarks or references to this site.

Allianz Travel

Use this tool to calculate all purchases like ski-lift passes, show tickets, or even rental equipment.

Allianz - Travel

How to Travel America by Train 

train tracks

Long derided as an outmoded means of transportation, cross-country trains have recently come back into vogue, with the global push toward high-speed rail transit as a way of reducing emissions and created more interconnected cities. Unfortunately, the United States doesn't yet boast the state-of-the-art rapid-transit rail lines found all over Europe and Asia, but it does have quite an extensive, if underused, rail system.

While these trains won't get you from LA to San Francisco in the blink of an eye, what they do offer is something different — a chance to sit back and take in the scenery from some of our country's most remote locations. Unlike a road trip, train travel allows you the time and comfort to really absorb the landscape and get to know "Real America." If you're ready to see an America unsullied by highways and billboards, then below are three itineraries that will blow you away.

Get to Know an Interstate Train

In a cross-country train, the route is taken care of for you, so you can sit back and relax, but some of these trips span over two days; remember, these are not the high-speed trains of Japan.

While standard airplane-style seats are offered on all trips, and if you're really looking to save money, they can be an uncomfortable but cheap option, Amtrak and many other carriers also offer a whole host of different cars and seating types. These can give you the freedom to move around and a sense of comfort while you ride the rails.

From dining cars with on-board chefs to panoramic viewing cars where the entire roof is glass, giving you a 360-degree view of the scenery, there are plenty of amenities to keep you comfortable on your journey. Many cars come equipped with Wi-Fi, and often there's a club car where you can grab a desk and a coffee. When night comes, you can choose a standard seat, reclining seat or small roomette, some of which come equipped with a bathroom. These cars have showers in the hall, so you can freshen up no matter where you sleep.

Three Can't-Miss Itineraries

1. adirondack route (amtrak: new york to montreal).

Allianz - Adirondacks

Amtrak's Adirondack route departs from New York City's famous Penn Station. Moving north, the train takes you on a trip through the Catskills as you follow the Hudson River, offering you a wonderful glimpse of beautiful upstate New York. Highlights of the trip include passing Bannerman's Castle, now in ruins but easily seen from the train, and Lake Champlain. The trip takes about nine hours, so if you leave New York in the morning, you can be in Montreal before sundown to spend the evening in the capital of French Canada. It's an especially beautiful route to take in the fall, when the changing foliage provides a warm glow to everything.

2. The Coast Starlight (Amtrak: Los Angeles to Seattle)

Allianz - Golden Gate

For those looking for a longer getaway, Amtrak's Coast Starlight , which departs from Los Angeles and takes 35 hours, offers a south-to-north route that is unparalleled. Hugging the coast for the beginning of the journey, you get to see one of California's famous wine regions, Santa Barbara, and on the opposite side, the mighty Pacific crashing against the shores.

Then, trace up along the famous redwood forests into Oakland, where the train skirts around San Francisco, giving you a beautiful shot of the Golden Gate. From there, you cross inland and head toward Oregon, where you pass Three Sisters Mountain in the distance, before cutting through Portland. Stop off at the City of Roses for some artisan ice-cream and craft beer, some of the many culinary delights in the hippest city on the west coast.

The final leg of the journey is perhaps the most beautiful. The trip from Portland to Seattle takes you amid the snowy Cascade Mountains and lush foliage of the Evergreen state. Amtrak trains on the Coast Starlight route are equipped with panoramic Sightseer Lounge Cars so you can soak in all the wonderful views. For this trip, it's best to book one of the sleeping cars , which come with all your meals included.

3. The Empire Builder (Amtrak: Chicago to Portland)

Allianz - Glacier National Park

Loosely following the route of Lewis and Clark as they explored the Louisiana Purchase, the Empire Builder is THE trip to take if you're looking for a long escape into nature. Departing from Chicago, the cars cross the Midwest and the Mississippi River, passing through the twin cities of Minneapolis-St. Paul (where you can spend an afternoon exploring the Mill City Farmer's Market).

But the real treat is the train's journey through Glacier National Park, which begins in Montana. There, you have the chance to see one of the country's greatest and most remote national parks, where you cross the Rockies at the Continental Divide and get to see goats, snow-capped peaks and even glaciers. Along the way, there's a 7-mile tunnel and plenty of historic steeple bridges, making this one unforgettable cross-country trek.

The whole journey takes 46 hours and gives you the option of arriving in either Portland or Seattle. You definitely want to book a sleeper car so you can stay fresh on this long trip, and make sure you get an upper-level seat on the observation car during the day; this is not a ride you want to miss.

If that's not enough of the Rockies for you, then make Seattle your final destination so you can catch another train, Canada's Rocky Mountaineer , whose Coastal Passage route takes you back up into the Canadian Rockies from Seattle all the way to beautiful, snowy Banff.

These are just three of the dozens of stunning train journeys you can book that will show you the less traveled parts of North America. Plus, Amtrak allows you to book partial segments of each leg on longer journeys (like the Coast Starlight and the Empire Builder), which means you can break up the journey and plan some time to stop off in each city before moving on. They also offer rail passes where, for a fixed rate, you can take multiple rides within a given time period — a great choice if you want to use train travel as a way to wander through wider America. While trains may not get you there as fast as possible, they show you that the journey is half the fun, and you'll witness a world not visible from airplane windows. Also, don't forget trip insurance from Allianz Global Assistance for your journey, it's a safer way to travel!

Related Articles

  • Your Car-Free Los Angeles Vacation
  • Experience Natural Beauty Along The Blue Ridge Highway
  • Insurance 101 Round-Up

Allianz - AZ_OPM_Insurance_Partner

Get a Quote

{{travelBanText}} {{travelBanDateFormatted}}.

{{annualTravelBanText}} {{travelBanDateFormatted}}.

If your trip involves multiple destinations, please enter the destination where you’ll be spending the most time. It is not required to list all destinations on your policy.

Age of Traveler

Ages: {{quote.travelers_ages}}

If you were referred by a travel agent, enter the ACCAM number provided by your agent.

Travel Dates

{{quote.travel_dates ? quote.travel_dates : "Departure - Return" | formatDates}}

Plan Start Date

{{quote.start_date ? quote.start_date : "Date"}}

Share this Page

  • {{errorMsgSendSocialEmail}}

Your browser does not support iframes.

Popular Travel Insurance Plans

  • Annual Travel Insurance
  • Cruise Insurance
  • Domestic Travel Insurance
  • International Travel Insurance
  • Rental Car Insurance

View all of our travel insurance products

Terms, conditions, and exclusions apply. Please see your plan for full details. Benefits/Coverage may vary by state, and sublimits may apply.

Allianz - TRIP_logo-50

Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at  800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected] .

Return To Log In

Your session has expired. We are redirecting you to our sign-in page.

  • Travel Insurance

Costco Travel Insurance Review 2024: Pros and Cons

Elizabeth Rivelli

Updated: Sep 10, 2024, 1:32pm

Have a question for Elizabeth Rivelli or our other editors?

Ask here for a chance to be featured in a story.

Send a note to Elizabeth Rivelli, Mike Cetera and our other editors. We read every email.

Keep reading Forbes Advisor for the chance to see the answer to your question in one of our upcoming stories. Our editors also may be in touch with follow-up questions.

Our Expert Take

Costco sells travel insurance to its members through Cover-More, which is part of Zurich Insurance Group. There are three plans available — one for domestic trips, one for international trips, and one for cruises — that include great coverage for things like emergency medical expenses and personal effects.

However, Costco travel insurance is only available to members, so it isn’t available for everyone.

  • Several add-ons available, including “cancel for any reason” coverage
  • Plans include 24/7 travel and emergency assistance
  • Cruise-specific plan available
  • Must be a Costco member
  • Plans are not available in New York
  • No mobile app

Costco Travel Insurance

Table of Contents

Costco travel insurance plans, costco optional add-ons, how much does costco travel insurance cost, does costco travel insurance offer 24/7 travel assistance, what’s covered by costco travel insurance, what’s not covered by costco travel insurance, costco consumer experience, how to file a claim with costco travel insurance, how does costco travel insurance compare to other travel insurance companies, about costco travel insurance, costco travel insurance faqs.

Costco offers three travel insurance plans depending on the destination and the type of trip. All of Costco’s travel insurance plans are single-trip plans. Members who intend to take multiple vacations during the year will need to purchase a plan for every trip.

Domestic Travel Protection Plan

The Domestic Travel Protection Plan provides comprehensive coverage for trips within the United States. It includes trip cancellation coverage, trip interruption coverage, missed connections coverage, emergency medical expenses coverage, rental car coverage, and more.

International Travel Protection Plan

Costco’s International Travel Protection Plan provides very similar coverage to the Domestic Travel Protection Plan, but it’s only available for international trips. It also provides higher coverage limits for emergency medical and dental expenses, and emergency medical evacuation and repatriation.

Cruise Travel Protection Plan

The Cruise Travel Protection Plan can be purchased when booking a cruise through Costco Travel. This plan provides the same coverage as the International Travel Protection Plan, with a few add-on coverages available. In addition to the cruise itself, this plan also covers travel getting to and from the port.

Costco offers several optional coverages that can be added to a travel insurance plan for an extra cost. The add-on coverage options include:

  • Cancel for any reason (CFAR) coverage: CFAR coverage allows you to get reimbursed for prepaid and nonrefundable travel expenses if you cancel your trip for any reason that is not listed in the policy. CFAR can be added to any Costco travel insurance policy and will cover up to 50% of the insured trip cost, with a maximum coverage limit of $10,000. CFAR coverage must be purchased within 30 days of departure for the domestic plan, and within 60 days of departure for the international plan and cruise plan.
  • Rental car damage coverage: Rental car damage coverage can be added to any Costco travel insurance plan. It will cover up to $50,000 in rental car damage during the trip. Keep in mind that rental car coverage is not available if traveling to Ireland, Mexico, Jamaica or Costa Rica.
  • Waiver of pre-existing conditions: A waiver of pre-existing conditions prohibits the insurance company from reviewing a customer’s medical history if they file a medical claim while traveling. To add this waiver, customers must purchase a plan within 21 days of the first trip payment.

Costco travel insurance costs an average of $450, based on our analysis of seven traveler profiles and trips. Travel benefits vary among travel insurance plans and so does pricing for each policy. Travel insurance costs generally vary by your age and the cost of the trip being insured.

Yes, Costco Travel Insurance offers 24/7 travel assistance to customers traveling domestically and internationally. Customers can call 1-844-246-8470 if they need emergency assistance or need help while traveling.

Costco Travel Insurance covers many of the unexpected issues that can arise while traveling. Some of the things that are covered under all plans include:

  • Trip cancellation: Trip cancellation coverage reimburses prepaid travel expenses if you have to cancel the trip due to a covered reason.
  • Trip interruption: Trip interruption coverage reimburses you for nonrefundable parts of your trip that you miss because of an interruption, like a delayed flight.
  • Travel delays: If any part of your travel is delayed—such as a flight getting canceled—travel delay coverage will pay for reasonable expenses during the delay, like a hotel or restaurant meals.
  • Missed connections: This coverage will cover reasonable expenses if you miss a connection because of a reason listed in your plan.
  • Baggage delays: If your baggage is delayed getting to your final destination, your travel insurance plan will cover the cost of essentials — such as toiletries and clothing — up to the plan’s limit.
  • Personal effects: Ifyour luggage gets lost, damaged, or stolen, personal effects insurance will reimburse you for the value of the items in your suitcase, up to the policy’s limit.
  • Emergency medical expenses: If you get sick or injured while traveling, emergency medical expenses insurance will cover your medical bills.
  • Emergency medical evacuation: If you get sick or injured and need to be taken to a hospital, emergency medical evacuation coverage will pay to bring you to the nearest hospital that can treat your condition.

All travel insurance plans have some exclusions. Here are a few of the things that are not covered under a Costco Travel Insurance plan:

  • Injuries caused by intentional self-harm
  • Injuries that occur while using drugs or alcohol
  • Normal pregnancy care and childbirth
  • Acts of war
  • Injuries that occur while playing professional sports
  • Extreme sports and adventures
  • Traveling for medical tourism
  • Crimes committed while traveling

There is limited information available on Costco’s travel insurance website. To see plan information, coverage limits, and exclusions, you must get a quote online . You have the option to purchase a plan on the website or by calling an agent.

Costco Travel Insurance doesn’t have a mobile app. To access your travel insurance plan, you must log into your Costco Travel account online.

Costco Travel Insurance customers can file claims through Cover-More. Claims can be filed online, over the phone, or via email.

There are several ways to file a claim with Costco Travel Insurance. Travelers can start a new claim online or call an agent at 1-844-799-0331 (U.S. and Canada) or 1-416-945-9802 (international). Claims can also be filed via email at [email protected] .

The claim department’s business hours are Monday through Friday from 8:30 a.m. to 8 p.m. ET.

Before you purchase a travel insurance plan, it’s a good idea to compare several travel insurance companies and read Costco travel insurance reviews. We found that Costco has better coverage for baggage and belongings than many of its competitors, and it also has great coverage for emergency medical expenses and medical evacuation. Costco travel is worth it for people who want comprehensive medical protection during their trip.

During our Costco travel review, we also found that Costco’s optional CFAR coverage is not as good as what other companies offer. Costco only reimburses a maximum of 50% of prepaid and nonrefundable trip costs, whereas most other companies we reviewed reimburse a maximum of 75%.

Costco vs. Travel Insured International

Costco vs. travelsafe, costco vs. travelex, compare & buy travel insurance.

Costco Travel Insurance is exclusively available to Costco members. The company sells travel insurance through Cover-More and plans are underwritten by Zurich Insurance Group. Costco members get access to preferred rates through Zurich Insurance Group. However, customers booking a Costco Travel vacation are not required to purchase insurance through Costco.

How do I buy Costco travel insurance?

There are several ways to purchase Costco travel insurance. Costco members can buy a plan online or by calling Zurich Insurance Group at 1-844-246-8470.

Do Costco travel insurance plans cover COVID-19?

Costco travel insurance plans do not cover trip cancellation due to COVID-19. However, customers can use their emergency medical expenses coverage if they get sick with COVID-19 while traveling and need medical attention

Does Costco offer ‘cancel for any reason’ coverage?

Yes, Costco does offer “cancel for any reason” coverage. It can be added to any Costco travel insurance plan for an added fee. Costco’s CFAR coverage reimburses up to 50% of prepaid and nonrefundable travel expenses if the customer needs to cancel the trip for any reason.

Does Costco cover pre-existing medical conditions?

Costco will cover pre-existing conditions if the traveler submits a waiver of pre-existing medical conditions. The waiver must be submitted within 21 days of making the initial trip payment. This prohibits the insurance company from refusing to pay medical claims due to the person’s medical history.

Get the Forbes Advisor newsletter for helpful tips, news, product reviews and offers from a name you can trust.

  • AXA Assistance USA
  • Berkshire Hathaway
  • Generali Global Assistance
  • GoReady (formerly April)
  • Seven Corners
  • Travel Insured International
  • World Nomads
  • Best Travel Insurance
  • Best “Cancel For Any Reason” Travel Insurance
  • Best Travel Medical Insurance
  • Best Medical Insurance For Visitors
  • Best Senior Travel Insurance
  • Best Cruise Insurance
  • Best Annual Travel Insurance
  • Best Covid-19 Travel Insurance
  • Cheapest Travel Insurance Plans
  • Average Cost of Travel Insurance
  • Canada Travel Insurance
  • Costa Rica Travel Insurance
  • Domestic Travel Insurance
  • Europe Travel Insurance
  • India Travel Insurance
  • Israel Travel Insurance
  • Italy Travel Insurance
  • Japan Travel Insurance
  • Mexico Travel Insurance
  • UK Travel Insurance
  • More Destinations

Next Up In Travel Insurance

  • Best Travel Insurance Companies
  • Best Covid-19 Travel Insurance Plans
  • Best Senior Travel Insurance Plans
  • Average Cost Of Travel Insurance
  • How To Get Cheap Travel Insurance

What Is Travel Insurance And What Does It Cover?

What Is Travel Insurance And What Does It Cover?

Michelle Megna

The Riskiest (And Safest) Cities For Tourists, Ranked

Meera Pal

Is Your Flight Delayed Due To Tropical Storm Debby? Here’s What To Do Next

Natalie Campisi

The Insurance Sleuth: Is A Travel Insurance Baggage Claim A Waste Of Time?

Jason Metz

The Worst Cities For Summer Travel, Ranked

Dawn Nici

Travel Insurance Statistics 2024

  • Credit cards
  • View all credit cards
  • Banking guide
  • Loans guide
  • Insurance guide
  • Personal finance
  • View all personal finance
  • Small business
  • Small business guide
  • View all taxes

You’re our first priority. Every time.

We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.

So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners .

When to Buy Travel Insurance

Profile photo of Carissa Rawson

Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Planning a trip involves a lot of moving parts, and while you want everything to go smoothly, the truth is that unexpected things can happen. In these cases, travel insurance can help make those issues easier to deal with — whether it’s by paying for your hospital bills in another country or reimbursing you for lost luggage.

However, the types of travel insurance that are available to you depend on when you purchase your policy. Let’s look at when to buy travel insurance, how late you can buy travel insurance and what different policies can offer.

The different types of travel insurance

There are many different kinds of travel insurance coverage depending on your needs. Here are some of the most common.

Trip cancellation insurance . Will reimburse nonrefundable costs when your trip is canceled due to a covered event. 

Trip interruption insurance . Pays costs incurred when a trip is cut short for a covered reason. 

Trip delay insurance . Provides financial assistance in case your flight is delayed beyond a certain amount of time.

Travel medical insurance . Covers medical costs for illness or accidents that arise during your travels.

Emergency evacuation insurance . Pays for the cost to evacuate you elsewhere (reasons can vary from medical to extreme weather).

Accidental death and dismemberment (AD&D) insurance . Like life insurance, it provides a payout to a beneficiary in the event of death or dismemberment during travels. 

Baggage loss insurance . Will reimburse you if your bag is lost, stolen or damaged.

Rental car insurance . Provides insurance for collision and damage to a rental car.

Cancel for Any Reason insurance (CFAR). An optional add-on that covers a portion of nonrefundable costs if you choose to cancel your trip for any reason.   

» Learn more: What does travel insurance cover?

How early can you buy travel insurance?

Understanding when to get travel insurance can make a big difference in the policies you’re able to purchase. Typically, you can’t buy one before knowing some details about your trip.

While it’s possible to purchase a policy before you’ve booked your flights or made other travel plans, many insurers ask you for information about your trip to help you find the correct insurance. This means you’ll need to at least know where you’re going, when you’re going and the cost of your trip before purchasing travel insurance.

Multi-trip or annual travel insurance can cover you for a year with a single purchase. This is convenient if you travel frequently or take last-minute trips.

When to purchase travel insurance

So if you can’t buy travel insurance before doing some preliminary trip planning, you might be wondering “When should I buy travel insurance?” The answer to that is that it depends on what you want covered.

This is because not all types of coverage are available at all times. Two notable examples include CFAR insurance and pre-existing medical conditions.

CFAR insurance is a supplement to your existing policy that allows you to cancel your plans for any reason. Standard trip cancellation or interruption insurance requires that you cancel for a covered reason to receive reimbursement. Covered reasons may include sickness, death, job loss or financial insolvency, but CFAR insurance faces none of these limitations.

Many insurance companies only give you a short window to purchase a CFAR add-on. This will generally be within two to three weeks of your initial trip deposit, but the deadline varies by insurer so be sure to double-check if you’re interested in this type of coverage.

Likewise, many travel medical policies specifically exclude coverage of pre-existing health conditions — unless you take some additional steps in a timely manner. Some policies will cover acute re-occurrence of the pre-existing condition, provided you complete a waiver within a specific time period, usually within two weeks of your first trip payment.

» Learn more: Can I get travel insurance for pre-existing medical conditions?

When is it too late to buy travel insurance?

It’s a good idea to purchase travel insurance sooner rather than later, especially if you’re interested in any time-sensitive add-ons. However, running late on buying insurance doesn’t mean that you’re out of luck.

While you’ll likely get better coverage if you buy a policy soon after making an initial payment on your trip, it’s still possible to buy a plan if your trip is days away — or if you’ve already departed. Typically, these plans may include things like trip interruption, emergency medical and baggage delay coverage, but they won’t provide trip cancellation or other pre-departure benefits.

Credit cards that offer travel insurance

It’s tempting to purchase a travel insurance policy when planning a trip, but before you do, you’ll want to do some research. Many travel credit cards offer complimentary travel insurance. To qualify, you’ll need to pay for your trip with your card. Keep in mind that different cards have different coverage limits.

The Chase Sapphire Reserve® card, for example, is a premium travel credit card that provides a wide range of coverage:

Trip cancellation, interruption and delay insurance. 

Baggage delay and lost luggage insurance. 

Emergency medical and evacuation insurance. 

Travel accident (AD&D) insurance. 

Rental car insurance. 

The coverage offered by the Chase Sapphire Reserve® isn’t limited to just the cardholder; immediate family members are also included in this policy. They don’t even need to be traveling with the cardholder to receive coverage as long as the trip was charged to the card.

» Learn more: The best credit cards for travel insurance benefits

When should you buy travel insurance?

Purchasing travel insurance isn’t mandatory for a good vacation, but it can certainly come in handy if your plans go awry. While it’s possible to buy travel insurance up until just before — or even after — you depart, the best time to do so is shortly after you begin booking the trip. This allows you to provide the information required to buy a policy while also remaining eligible for time-sensitive add-ons and benefits like trip cancellation.

Before you purchase travel insurance, however, you’ll want to take a look at any travel credit cards you own to see what types of complimentary insurance they offer.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024 :

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Wells Fargo Autograph℠ Card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

Chase Sapphire Reserve Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

Chase Sapphire Preferred Credit Card

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

Chase Southwest Rapid Rewards® Plus Credit Card

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

the train line travel insurance

  • Travel & Transportation
  • Business & Law
  • Culture & Art
  • Science & Education
  • Russia International
  • Regions & Cities
  • Society & Politics
  • Places of interest
  • Travel Guide to Russia
  • City Hunter
  • Tourism and Transport Events
  • Transportation & maps
  • Ideas & hints
  • Russian Metro Maps
  • History of Trade and Crafts
  • Russian Companies
  • Businessmen and Patrons of Art
  • Russian Internet
  • Business Events
  • Stock Stake
  • Manners, Customs and Traditions
  • Visual Arts
  • Theatre and Cinema
  • Russian Cuisine
  • Cultural Events
  • System of Education
  • Russian in Russia
  • Other Opportunities for Studying in Russia
  • For Students
  • Moscow State University
  • Sounds Like A Breakthrough
  • Science Overview
  • Gems Of Russian Science
  • People of Culture
  • People of Business
  • People of Science
  • Travellers and Explorers
  • People of Fashion and Design
  • People of Sport
  • Historical Figures
  • Fashion and Design
  • Our choice, our opinion
  • Submit An Article

View results

The Tegenekli village, located in the Tyrnyauz district of Kabardino-Balkaria , gained unprecedented popularity after the release of the film “Vertical” with the inimitable Vladimir Vysotsky in the title role. At that time, it was a small settlement with several farmsteads, lost in the valley of the Baksansky gorge, which, however, did not prevent the locals from making friends with a famous actor. Currently, there are two modern ski resorts in the vicinity of Tegenekli, providing a full range of services in extreme sports - Cheget and Azau . In addition to the developed ski infrastructure, the region boasts of balneological health resorts where guests can improve their health at any time of the year. What to see The main attraction of the village is considered to be the Mountaineering and Hunting Museum named after V. Vysotsky . Among the exhibits is an extensive collection of Zalikhanov's hunting trophies, as well as objects related to the name of the great actor: records, rare photographs, etc. And the museum building itself, erected from the debris of frozen lava, has no analogues in the world. 5 km from Tegenekli, near the village of Baidaevo, “Polyana Narzanov” is located - a place of pilgrimage for fans of thermal springs and healing drinking water. Local residents call the water from the Narzan sources “nart-sane”, which means “bogatyr water” in Balkarian. Due to the high content of iron, magnesium, potassium, calcium and sodium, the water has a rich red tint. It should be drunk immediately, because within half an hour from the moment of intake into the container the substances contained in it fall into the sediment, and the liquid loses its beneficial properties. 8 km from Tegenekli, in the foothills of Elbrus, there is a glade Cheget - a Mecca of extreme sports lovers . The resort has hotels, cafes, restaurants, night bars, saunas, equipment  shops. From the meadow to the mountain of the same name there are two cableways with high capacity. The black slopes of Cheget are a real test of strength and fortitude: there is a great risk of injury, and the chances of finding an instructor ready to teach the basics of riding in extreme conditions are minimal. As a rule, those who do not possess professional skills are redirected to Azau Glade, a nearby resort with various types of trails suitable for beginners and amateurs. Glade Azau is located in the foothills of Elbrus at an altitude of 2300 m above sea level. All objects within the complex are concentrated around the perimeter of the zone, forming a ring around the central square. All routes end in the square, from where the selected hotel can be reached in a couple of minutes. Some hotels are located outside the resort area with the advantage of free parking. There are two different types of cableways running parallel to each other in Azau - the pendulum Elbrus Azau and the gondola Puma designed by the French. The latter is much more functional than the Elbrus Azau, however, the fare  is higher. Useful Info There are 4 ways to get to the Elbrus region : by car, by plane, by bus and by train. The fastest and most comfortable way is by plane (landing at the airport of Mineralnye Vody or Nalchik ). You can get to Azau, Cheget and Tegenekli from these airports by taxi (1000 RUB per person, provided that a group of people is traveling) or by bus / minibus to Terskol. Those who choose the train, should  get off at the stations "Prohladnaya", "Nalchik", "Mineralnye Vody" or "Pyatigorsk" and take a taxi or take a minibus / bus, going to Tyrnyauz, Elbrus or KBGU recreation center. Bus service with Elbrus will be organized by travel agencies, the average fare for one way is 3500 RUB. Those who prefer to travel by their own car, should get to the city of Baksan and turn onto the A-158 Baksan-Terskol road leading directly to Tegenekli, Terskol and Cheget and Azau ski areas. The address of the Museum named after Vysotsky: Tegenekli, st. Balkar, 3a. Working hours: daily from 10:00 to 16:00. On the territory of the museum complex there is a cafe and a hotel with single and double rooms.

Latest articles

IMAGES

  1. IRCTC changes train travel insurance rules. Here’s how to insure your

    the train line travel insurance

  2. irctc train ticket booking what is the benefit of travel insurance full

    the train line travel insurance

  3. Railway Travel Insurance and Claims Procedure for E-Ticket IRCTC

    the train line travel insurance

  4. Rail Travel Insurance

    the train line travel insurance

  5. Concept of Train Travel Insurance Stock Image

    the train line travel insurance

  6. Indian Railways offers insurance at less than 50 paise per train

    the train line travel insurance

COMMENTS

  1. What travel insurance do we offer and how do I make a claim?

    The insurance is available for travel by train starting from within the United Kingdom. Included in cover. Cancellation due to the following reasons: ... Travel Insurance' there is a link to the online claims journey. Alternatively, you can click here or call +44 (0) 1403 286 536 (Monday - Friday 09:00 - 17:00) ...

  2. 12 Best Travel Insurance Companies Of September 2024

    The Best Travel Insurance Companies. PrimeCover - Best for Evacuation. Travel Insured International - Best for Non-Medical Evacuation. WorldTrips - Great for Add-On Coverage. TravelSafe ...

  3. 11 Best Travel Insurance Companies in August 2024

    Best travel insurance category. Company winner. Best overall. Berkshire Hathaway Travel Protection. Best for emergency medical coverage. Allianz Global Assistance. Best for travelers with pre ...

  4. Solutions : Trainline Customer Service

    If you need help with your train tickets, bookings, refunds, or account settings, you can find the answers in our solutions page. Browse the categories or use the search function to find the information you need. Trainline Customer Service Help, Support and FAQs is here to make your travel easier and hassle-free.

  5. Don't Buy: Trainline's ticket insurance doesn't cover coronavirus

    Existing rules also mean that travellers can get refunds on most train tickets except on advance fares. When looking at Trainline's travel insurance policy, we found that coronavirus and self-isolation are pulled out explicitly as exemptions from cover. This means that Trainline's customers might be paying extra for insurance that doesn't cover ...

  6. Why Buy Travel Insurance for Train Journeys?

    2. Travel insurance makes it easier to deal with a train delay. Many people choose to travel by train to avoid aggravating flight delays. But we'll let you in on a little secret: In the US, domestic flights and Amtrak trains have a similar on-time rate: about 75%. 7, 8.

  7. 7 Best Cheap Travel Insurance Companies in July 2024

    It is a bit pricey, at half the cost of the insurance ($46.50 extra for a $93 plan). Reimburses up to $1,000 for lost baggage, far more than many basic plans. Add-on rental car coverage for $9 per ...

  8. How to Plan a Trip by Train this Fall

    Time Lost, Time Gained: When you're looking for how to plan a trip by train, consider your timing. When looking at speeds — and ultimately, commute times — Amtrak trains max out at anywhere from about 80 mph to 150 mph depending on your location. This is obviously far shy of the nearly 600 mph speeds the average 747 plane can hit.

  9. Why Trip Insurance is a Must-have for Your Rail Vacation

    Perhaps the most important - yet underrated - thing you can buy for your trip, travel insurance ensures that your investment is safe. It is no secret that the price of vacationing is higher than ever. From flights to transportation, overnight accommodations, and even dining experiences, trip costs include many factors to consider.

  10. Terms and Conditions

    Our financial guarantee Atradius Crédit Insurance NV can be found at 44 avenue Georges Pompidou, 92300 Levallois Perret CEDEX; ... 7.2 Rail travel in the UK 7.3 Rail Travel outside of the UK. 7.4 Coach and bus travel in the UK. 7.5 Coach and bus travel outside the UK. 7.6 Compensation for delayed or cancelled journeys ...

  11. How to Find the Best Travel Insurance

    Travel insurance can cover medical expenses, emergencies, trip interruptions, baggage, rental cars and more. ... (e.g., plane, train, ship, or bus) when the Entire Fare for a ticket for the trip ...

  12. Get Peace of Mind for Your Trip with Travel Insurance

    Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected]. Allianz Travel Protection is available in a wide variety of plans to fit your specific needs. You can add protection when booking your trip or get a quote to compare plans and benefits.

  13. How to make a claim with your insurance

    The process for making a claim depends on the insurance you selected at the time of booking. If you're unsure which insurance you chose, please check your email; they should have sent you a confirmation on the day of your booking. To make a claim with Cancel for Any Reason. To make a claim with Trainline Protect Travel Insurance.

  14. 6 Tips to Insuring Travel by Train

    In that case, a travel insurance plan can help out with travel assistance services to help you replace your passport and find lodgings. 6. It's still necessary to protect your baggage on train trips. When you travel by train, your bags are still at some risk of loss and/or delay. If you check your bags they could be routed onto the wrong ...

  15. How to Choose the Best Travel Insurance for Your Trip

    As a comparison, here are some examples of travel insurance costs for a 45-year-old traveler on a $5,000, one-week trip to Mexico: $138 for an explorer plan with World Nomads. $179 for a basic plan with Allianz. $248 for an essential plan with AIG. $261 for a basic plan with Travelex.

  16. Anyone made a claim with trainline?

    Anyone made a claim with trainline? tim3434 Posts: 13 Forumite. 7 November 2020 at 9:22PM. I bought a ticket worth £40 and paid for the travel insurance. I knew I wouldn't be able to go a few days before and emailed trainline support and got some automated emails back about rebooking which I didn't want to do.

  17. How to Travel America by Train

    Three Can't-Miss Itineraries. 1. Adirondack Route (Amtrak: New York to Montreal) Amtrak's Adirondack route departs from New York City's famous Penn Station. Moving north, the train takes you on a trip through the Catskills as you follow the Hudson River, offering you a wonderful glimpse of beautiful upstate New York.

  18. Costco Travel Insurance Review 2024: Pros and Cons

    Costco travel insurance costs an average of $450, based on our analysis of seven traveler profiles and trips. Travel benefits vary among travel insurance plans and so does pricing for each policy ...

  19. When to Buy Travel Insurance

    This means you'll need to at least know where you're going, when you're going and the cost of your trip before purchasing travel insurance. 🤓 Nerdy Tip. Multi-trip or annual travel ...

  20. Trainline insurance

    Trainline insurance. I experienced train disruption en route to Heathrow to catch a flight. Luckily I managed to get a National Bus as an alternate so that I didn't miss my flight. I purchased rail travel insurance when I bought my ticket and now am getting the run around from ERV the insurance provider. Its basically worthless!

  21. THE 15 BEST Things to Do in Nalchik (2024)

    Things to Do in Nalchik, Russia - Nalchik Attractions. 1. Verhnyaya Balkariya Tourisr Complex. This area was stunning if you love history or culture, this area is the place to be, so much natural ancient beauty... 2. Nalchik Park.

  22. Where to Ski in Russia: Tegenekli, Kabardino-Balkaria :: Travel Guide

    The Tegenekli village, located in the Tyrnyauz district of Kabardino-Balkaria, gained unprecedented popularity after the release of the film "Vertical" with the inimitable Vladimir Vysotsky in the title role. At that time, it was a small settlement with several farmsteads, lost in the valley of the Baksansky gorge, which, however, did not prevent the locals from making friends with a ...

  23. Rostov-on-Don to Nalchik

    Tickets cost $16-23 and the journey takes 9h. Train operators. Russian Railways (Commuter Trains) Russian Railways (РЖД) Bus operators. Stavropol Bus Terminal. Avtovokzaly.ru. Other operators. Taxi from Rostov-on-Don to Nalchik.