amex global travel app

Amex GBT Mobile 4+

Your go-to travel app.

• 4.4 • 134 Ratings

iPhone Screenshots

Description.

Welcome to Amex GBT Mobile: the business travel app that empowers customers of American Express Global Business Travel (GBT) by providing global access to booking, trip information, and live servicing. We focus on the details, so you can focus on the reason you are traveling (and maybe even get some rest). Whether you are a road warrior booking complex international trips with many connections, or simply trying to keep track of flight, hotel, car and rail details without resorting to paper itineraries that are hard to access when you need them – Amex GBT Mobile is your partner in all things travel. See how the new Amex GBT Mobile app will revolutionize the way you travel: Book directly from your mobile device. • Access booking features directly from the home screen of the mobile app. • Complete bookings with live agent Messenger. • Book hotels with Booking.com. All your travel organized in one place. • Updated itineraries and timeline view allow for easy access to all of your travel. • New action oriented trips and segments, with contextual options based on where you are in your journey. • Add trips booked anywhere using our new import feature. See the future with a complete travel timeline. • Our improved timeline view allows you to see all your trips in one feed. Chat with a travel counselor with Live Messenger. • Our Messenger feature allows you to connect with a travel counselor for assistance. • Modify or change existing trips booked with American Express GBT. • Book new trips, flights, hotels or other travel with a live agent. Never miss a beat, with trip updates and messages. • Receive important travel updates and notifications in real time. • Stay safe while on the road, with Expert Care and Proactive Traveler Care. Important note about App Access • In order to register and use Amex GBT Mobile, *your company needs to be a customer of American Express Global Business Travel* and have signed up for the app (if they have not, please ask your company's travel manager to get in touch with their account manager). You will then need to enter your company email address and complete a few registration steps. • To access a list of frequently asked questions, please click here: https://www.amexglobalbusinesstravel.com/faq • Available in 109 countries globally, in English, Czech, Danish, Dutch, Finnish, French, French Canadian, German, Hungarian, Italian, Japanese, Norwegian, Polish, Portuguese, Spanish, and Swedish. If your company does not yet manage travel using American Express GBT’s tools, discounts and world-renowned customer service, please ask your leadership to get in touch with us to learn more about how we can help you get the most out of your travel: www.amexgbt.com.

Version 5.19.2

We are always working to improve the performance of our app and your experience using it. Our latest release includes general bug fixes and some updates.

Ratings and Reviews

134 Ratings

Love this app

It gives notifications like gate changes even before it is announced in the airport. Also able to check in multiple airlines directly through the app and you dont have to worry about downloading every single airline’s apps separately. Highly recommended!!

Not iPad compatible

It’s a decent app but would like to see it be compatible for the iPad

Complete Waste of Time…

I have wasted way too much time trying to login to this app. It keeps giving me an “Incorrect Username or Password” message. I have logged on to my account online to confirm that I have the correct account information and I do so I’m not sure what more this app wants??? Unfortunately I’ll be deleting this app as it’s 100% useless to me. EDIT: WoW…so apparently you have to register separately on the app but when you do it forces a new username because yours is already taken (most likely by you when you registered online). So now I’m m pretty sure I have 2 usernames…1 for my online account and one for the app. This is really unintuitive and I’m hoping that the app itself provides value because we’re not off to a great start.

Developer Response ,

Hi Mellie, sorry to hear of your troubles. We are looking to consolidate our web and app authentication systems as this is a common heartburn. Hope you are getting meaningul use out of the app.

App Privacy

The developer, GBT US LLC , indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy .

Data Linked to You

The following data may be collected and linked to your identity:

• Contact Info
• User Content
• Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

• Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Information

English, Czech, Danish, Dutch, Finnish, French, German, Hungarian, Italian, Japanese, Norwegian Bokmål, Polish, Portuguese, Spanish, Swedish

• Developer Website
• App Support
• Privacy Policy

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About American Express Global Business Travel 

American Express Global Business Travel (Amex GBT) is the world’s leading B2B travel platform, providing software and services to manage travel, expenses, and meetings and events for companies of all sizes. We have built the most valuable marketplace in B2B travel to deliver unrivalled choice, value and experiences. With travel professionals in more than 140 countries, our customers and travelers enjoy the powerful backing of American Express Global Business Travel.

Visit amexglobalbusinesstravel.com for more information about Amex GBT, and follow @amexgbt on Twitter , LinkedIn and Instagram .

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Yahoo Finance

American express and american express global business travel launch new integration to help streamline spend management for small businesses.

NEW YORK, March 04, 2024 --( BUSINESS WIRE )-- American Express (NYSE:AXP), American Express Global Business Travel (NYSE: GBTG):

What it is:

American Express, a leader in global business payments, and American Express Global Business Travel (Amex GBT) 1 , a leader in B2B software and services for travel and expense, announce a new integration to help small and mid-sized businesses manage their spend and expenses.

American Express is making it possible for businesses to issue a virtual Card (a dynamic payment option that replaces a physical card number with a digital Card number) for their employees via Amex GBT Neo1 , a spend management platform. U.S. Card Members must enroll in Amex GBT Neo1. Once enrolled, Card Members can simply add eligible American Express® Business or Corporate Card accounts into the platform 2 .

The seamless integration of American Express virtual Cards into the Amex GBT Neo1 spend management platform supports automated expense management processes by combining the capabilities of an expense system, procurement platform, online business travel booking tool, and virtual Card issuance into a single smart ecosystem.

Why it matters:

The new American Express and Amex GBT integration provides small and mid-sized businesses with better visibility and control over a range of employee spend including budgeting, purchasing with virtual Cards, booking business travel, and streamlined expense processing.

Manual employee expense management processes cost businesses significant time and money and are prone to human error - issues that are only magnified for small and mid-sized businesses with more finite resources. More than a third (37%) of financial leaders say processing expense reports is a drain on time, according to Amex GBT .

Digital payments like virtual Cards can help address these issues, as they help automate the expense management process, including employee spend management, with the option for employers to set specific spending controls and permissions.

Businesses are looking for a seamless management solution that minimizes the traditional complexities of manual expense processes.

H ow it works:

With the new integrated features in Amex GBT Neo1, businesses can set budgets, and issue American Express virtual Cards as payment options with controls that support their business needs and help make better, faster purchasing decisions.

The new integration provides customers with:

All-in-one platform: Businesses can approve and manage budgets, connect accounting systems, efficiently submit, reconcile, and approve payments in one place, and configure visual dashboards for greater visibility into company spend.

Travel: Businesses can access Amex GBT’s marketplace, with comprehensive and competitive air, hotel, car and ground transportation services along with exceptional 24/7 traveler support.

Virtual Cards: Businesses can generate and assign American Express virtual Cards to specific users with flexible parameters to control employee spending, while also enabling individuals to spend online or at point-of-sale through their mobile wallet.

Transaction Data: Businesses get near real-time visibility to review and reconcile spend within a single platform.

Built-In Integrations: Businesses have the ability to access built-in integrations to leading supply marketplaces and finance systems without the need for complex system integration.

Mobile App: Businesses have app access to capture receipts and book travel on the go.

Who it’s for:

American Express’ integration with Amex GBT Neo1 is available for small to mid-sized U.S. businesses with eligible American Express® U.S. Business or Corporate Cards that are seeking an easy way to plan, monitor, purchase, approve, and reconcile employees’ business spending.

American Express and Amex GBT on-the-record:

"American Express and Amex GBT are coming together to help improve spend management for small businesses. We know managing employee expenses is becoming more complex, and our small business customers are looking for a solution that combines a range of features and capabilities," said Dave Holmes, Vice President, Enterprise Strategic Partnerships, American Express. "Now, for the first time, businesses have access to American Express virtual Cards within Amex GBT's Neo1 platform, providing a better way to manage a variety of business expenses."

"We see businesses of all sizes facing increased complexity managing growth, spending and productivity," said Fiona Hastings, Vice President of Neo1, Amex GBT. "Growing businesses simply don’t have time for cumbersome expense reports, disjointed budgeting processes, and the hours it takes to rebook and support more frequently disrupted travelers. Amex GBT is excited to bring Neo1 to more small and mid-sized businesses through our partnership with American Express, to help them overcome today's spend management challenges while paving the way for a smart, more efficient future where all employee spending needs can be serviced in one place," added Hastings.

Learn more:

To learn more about the American Express and the Amex GBT Neo1 integration or to register, visit here .

ABOUT AMERICAN EXPRESS

American Express is a globally integrated payments company, providing customers with access to products, insights and experiences that enrich lives and build business success. Learn more at americanexpress.com and connect with us on facebook.com/americanexpress , instagram.com/americanexpress , threads.net/@americanexpress , tiktok.com/@americanexpress , linkedin.com/company/american-express , twitter.com/americanexpress , and youtube.com/americanexpress .

Key links to products, services and corporate responsibility information: personal cards , business cards and services , travel services , gift cards , prepaid cards , merchant services , Accertify , Business Blueprint , Resy , corporate card , business travel , diversity and inclusion , corporate responsibility and Environmental, Social, and Governance reports .

ABOUT AMERICAN EXPRESS GLOBAL BUSINESS TRAVEL

American Express Global Business Travel (GBT) is the world’s leading B2B travel platform, providing software and services to manage travel, expenses, and meetings & events for companies of all sizes. We have built the most valuable marketplace in B2B travel to deliver unrivalled choice, value and experiences. With travel professionals in more than 140 countries, our customers and travelers enjoy the powerful backing of American Express Global Business Travel.

1 GBT Travel Services UK Limited (GBT UK) and its authorized sublicensees use the ["American Express Global Business Travel"/"American Express GBT Meetings & Events"] trademark under a limited license from American Express. "American Express" and the American Express logo are trademarks and the property of American Express Company or its affiliated or related companies (American Express). GBT UK is a subsidiary of Global Business Travel Group, Inc. (NYSE: GBTG). American Express holds a minority interest in GBTG, which operates as a separate company from American Express.

2 Card enrollment required for eligible American Express Business and Corporate Cards. Separate enrollment with each of Neo1 and American Express is required to utilize combined product offering. There is no fee to generate American Express virtual Cards. Other fees on the Neo1 platform may apply. For you to make a Card payment through the service, the supplier must be an American Express accepting merchant. Please contact your Neo1 representative or email [email protected] to learn more.

Source: American Express

Location: U.S.

View source version on businesswire.com: https://www.businesswire.com/news/home/20240304014854/en/

American Express Megan Hunsicker, [email protected]

Amex GBT Taylor Aaron, [email protected]

Everything you need to know about Amex’s Premium Global Assistance and trip insurance benefits

Update : Some offers mentioned below are no longer available. View the current offers here .

Although perks like unparalleled airport lounge access , an up to $200 annual airline credit , up to $200 annual prepaid hotel statement credit and up to $200 annual Uber credit (for U.S. services) may seem like the most valuable benefits of The Platinum Card® from American Express, there are a number of lesser-known perks the card offers . Among them are Premium Global Assist and trip insurance . (Enrollment required.)

These protections are separate from perks like baggage insurance — they assist with more severe issues like emergency medical transportation and unforeseen trip cancellations. While we all hope never to have to use these benefits, they're worth familiarizing yourself with , as they can save you a ton of money and aggravation if you are in a time of need.

Want more credit card news and advice from TPG? Sign up for our daily newsletter .

Amex cards that offer Premium Global Assist and trip insurance

All Amex cards have access to Amex's Global Assist Hotline, but trip insurance benefits are reserved for the higher-end cards. For the most protection, you'll need Amex's premium cards:

• The Platinum Card from American Express
• The Business Platinum Card® from American Express
• American Express Corporate Platinum Card
• Hilton Honors American Express Aspire Card
• Delta SkyMiles® Reserve American Express Card
• Delta SkyMiles® Reserve Business American Express Card
• Marriott Bonvoy Brilliant® American Express® Card
• American Express Centurion Card
• American Express Business Centurion Card

The information for the Hilton Aspire Amex, Amex Corporate Platinum, Amex Centurion and Amex Business Centurion cards has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Related: Which is the best American Express credit card for you?

What is the Premium Global Assist Hotline?

Whenever you're traveling on a trip of 90 days or less and that is 100 miles or more from home, you have access to Amex's Premium Global Assist Hotline.

This 24/7 hotline can help you with everything from customs information and destination guides to unexpected issues you may encounter during your trip, such as arranging emergency medical transportation, medical prescription replacement, missing luggage assistance and legal assistance. For example, TPG reader Joseph was able to get tremendous value from the Global Assist Hotline during a trip to New Zealand when both of his children got sick and he needed help finding reputable medical facilities nearby.

While most services the hotline coordinates for you are at your own expense, there are some benefits available to Platinum and Centurion cardholders at no cost. They include emergency medical transportation and evacuation — if the Amex physician or local physician decides that it is medically necessary and advisable due to inadequacy of local facilities — and repatriation of mortal remains.

There are some important exclusions, such as pre-existing conditions and refusal of permission by local authorities, so you'll want to read the full terms and benefits guide (warning: PDF link) for your card. Also, note that the coverage is only for the cost of evacuation, not the actual medical care.

Related: What's covered by credit card travel accident and emergency evacuation insurance?

What's covered by trip insurance?

Amex offers two types of trip insurance benefits: trip delay insurance and trip cancellation and interruption insurance . They're pretty self-explanatory, but here's what you need to know.

With the trip delay insurance provided by the cards listed above, you'll be reimbursed for unexpected expenses — such as meals, lodging, and personal-use items — if your trip is delayed by more than six hours due to a covered reason. You're covered up to $500 per trip so long as you booked round-trip flights and paid entirely with an eligible card (if you paid taxes and fees on award tickets or Pay With Points tickets, that is also covered).

Amex defines round-trip tickets as travel consisting of "roundtrip, one-way, or combinations of roundtrip or one-way tickets." So, for example, an itinerary bringing a covered traveler from New York to Los Angeles, then back from San Francisco to New York would qualify.

Some of Amex's mid-tier cards offer trip delay protection as well, but only for delays of more than 12 hours, with reimbursement of only up to $300.

Related: Your guide to Amex's travel insurance coverage

On the other hand, trip cancellation and interruption insurance provide reimbursement for covered expenses when you are forced to cancel or cut a covered trip short for an eligible reason. If you qualify, you may receive reimbursement of non-refundable travel expenses of up to $10,000 per trip, with a maximum of up to $20,000 per eligible account for each consecutive 12-month period.

Related: Comparing built-in travel insurance with the Chase Sapphire Reserve and Amex Platinum

Covered reasons for canceled trips include inclement weather, terrorist action, call to jury duty, or sudden illness or injury to you or an eligible traveler. Again, you must book "round-trip" travel, paid for entirely using your eligible card, to be covered.

Here's a sampling of what's not covered by trip cancellation/interruption insurance. Notably, avoiding outbreaks generally isn't covered . You'll likely only get coverage in connection with COVID-19 if you contract the virus or a physician requires you to quarantine for health reasons related to COVID-19 on or before the departure of your trip.

• Pre-existing conditions.
• The eligible traveler's suicide, attempted suicide or intentionally self-inflicted injury.
• A declared or undeclared war.
• Mental or emotional disorders, unless hospitalized.
• The eligible traveler's participation in a sporting activity for which he or she receives a salary or prize money.
• The eligible traveler being intoxicated at the time of an accident. Intoxication is defined by the laws of the jurisdiction where such accident occurs.
• The eligible traveler being under the influence of any narcotic or other controlled substance at the time of an accident, unless the narcotic or other controlled substance is taken and used as prescribed by a physician.
• The eligible traveler's commission or attempted commission of any illegal or criminal act, including but not limited to any felony.
• The eligible traveler parachuting from an aircraft.
• The eligible traveler engaging or participating in a motorized vehicular race or speed contest.
• Dental treatment, except as a result of accidental bodily injury to sound, natural teeth.
• Any non-emergency treatment or surgery, along with any routine physical examinations.
• Hearing aids, eye glasses or contact lenses.
• One-way travel that does not have a return destination.
• A counterfeit scheduled airline or train ticket, or a scheduled airline or train ticket which is charged to a fraudulently issued or fraudulently used eligible card.
• Any occurrence while the eligible traveler is incarcerated.
• Loss due to intentional acts by the eligible traveler.
• Financial insolvency of a travel agency, tour operator or travel supplier.
• Any expenses that are not authorized and reimbursable by the eligible traveler's employer if the eligible traveler makes the purchases with a commercial card.

Related: TPG's comprehensive guide to independent travel insurance — including coronavirus coverage

Bottom line

Lesser-known benefits such as Premium Global Assist Hotline and trip insurance can be lifesavers. Whether you're planning a winter getaway or taking a post-pandemic family vacation to New Zealand like TPG reader Joseph, hopefully, this post has given you some peace of mind that your Amex Platinum Card will help save the day in case anything goes wrong. Just be sure to review your card's benefit guide very carefully for the full list of terms and conditions.

Official application link: Amex Platinum with a 80,000 Membership Rewards Points after you spend $6,000 on purchases within the first six months of card membership.

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American Express Travel Insurance (2024 Guide)

This page features information related to American Express credit card travel insurance benefits. The information featured in this article was collected by the MarketWatch Guides team and has not been provided or reviewed by American Express.

Alex Carver is a writer and researcher based in Charlotte, N.C. A contributor to major news websites such as Automoblog and USA Today, she’s written content in sectors such as insurance, warranties, shipping, real estate and more.

Kelly Larson is a senior editor with 14 years of experience creating and optimizing data-driven, reader-focused digital content. Kelly enjoys running and exploring the outdoors with his sons.

American Express offers free travel insurance benefits with many of its credit cards. These perks include trip cancellation, trip interruption, baggage delay and car rental collision coverage, which can protect you before and during your travels booked with a qualifying Amex card.

We at the MarketWatch Guides team will provide information on American Express travel insurance benefits as well as the provider’s standard travel insurance policies available for purchase. Carefully consider your options to decide if Amex’s free travel benefits suit your needs or if you should purchase additional travel insurance coverage for your trip.

Our Thoughts on American Express Travel Insurance

American Express offers complimentary travel benefits through qualifying Amex cards when you purchase trip expenses using your card. Benefits include trip cancellation, trip interruption, trip delay, baggage coverage, car rental and collision protection and global assist hotline services to cardholders, family members and traveling companions. American Express also offers standard travel insurance policies that non-cardholders can purchase.

We appreciate how American Express offers a unique travel benefit with car rental collision damage. Based on our research, this coverage isn’t typically included with a standard travel insurance policy. We also like how Amex’s Premium Global Assist Hotline may offer emergency medical transport and repatriation services at no cost to the cardholder. However, like most other credit cards, you will be subject to an annual fee that’s dependent on your card. In addition, not all Amex cards offer the same maximum amount of free travel benefits.

If you currently have an Amex card with travel insurance perks, we recommend comparing its travel coverage with standard plans offered by competitors. To help you choose the travel protection that best fits you, consider your unique needs when deciding on coverage.

American Express Travel Insurance vs. Amex Credit Card Complimentary Travel Insurance

In addition to its complimentary travel insurance perks offered through various credit cards, American Express offers standalone policies for purchase. Note that you can purchase the company’s travel insurance policies even if you don’t have an American Express card. You’ll find four different plans and a custom plan option, making it easy to tailor coverage to suit a variety of travelers.

Amex complimentary travel insurance benefits are best for travelers who already hold an American Express card, as they come at no extra cost to cardholders. Depending on your specific Amex card, benefits can include baggage, car rental loss and damage, trip delay, trip cancellation, trip interruption and emergency hotline benefits. Some cards, such as the Platinum and Centurion Card, may offer all available benefits. Other Amex cards may only provide one or two. Unlike Amex’s standalone travel insurance policies, its baked-in benefits for cardholders don’t include emergency medical coverage.

How To Qualify for American Express Travel Insurance

Qualifying for American Express travel insurance benefits as an Amex card member is simple. However, you will need to visit the American Express retail and travel benefits page to learn if your exact card offers any travel insurance benefits. Various personal, business and corporate Amex cards qualify for travel insurance benefits, which we’ll detail further in this article.

If you own an Amex card with travel insurance benefits, you must book any nonrefundable travel expenses using your Amex card to qualify for reimbursement. Travelers eligible for these benefits include cardholders, family members and traveling companions who purchase a covered trip using an eligible card. If you’d like more coverage than American Express offers through its travel insurance benefits, the company provides “top-up options,” which are additional coverage limits available for purchase.

If you don’t own an Amex card, you can still apply for travel coverage through Amex Travel Insurance. You can get a free policy quote online through the American Express webpage or by calling customer service and speaking with a representative.

How Does Amex Travel Insurance Work?

American Express travel insurance benefits provide various protections for qualifying cardholders, offering coverage for trip cancellation, baggage delay, car rental collision and more. Amex cardholders also receive 24/7 Global Assist Hotline or Premium Global Assist Hotline services, which provide travel and emergency assistance services if you need help during covered travels.

American Express notes that it doesn’t administer all travel benefits associated with qualifying Amex cards. New Hampshire Insurance Company, an AIG Company, covers trip delay, cancellation and interruption benefits. AMEX Assurance Company, a subsidiary of American Express, provides car rental loss, damage coverage and baggage insurance. American Express states that coverage is subject to certain terms, conditions and limitations, with coverage considered secondary to any primary coverages you may have through other companies associated with your travels.

American Express Credit Card Travel Insurance Benefits

Many American Express credit cards come with various travel insurance benefits when you book and pay for your trip expenses using your Amex card. Unlike the travel insurance policies sold through American Express, these benefits are accessible to cardholders for qualifying trips. 

The following sections offer a closer look at these coverages, including what they entail, monetary limits and which Amex cards offer each coverage.

Trip Cancellation and Interruption

Trip cancellation and trip interruption insurance can reimburse you for prepaid, non-refundable travel expenses in two scenarios: if you need to cancel your trip for a reason covered under your policy, and if you need to cut your vacation short and return home for a covered situation. This benefit applies to all eligible travelers if you pay for your travel expenses (including flights and cruises ) using a qualifying Amex card. Note that if you book a trip with Amex Membership Reward Points, you’ll also be eligible for reimbursement.

The maximum reimbursement for trip cancellations and interruptions is the same across all Amex cards with this travel benefit. You’ll receive up to $10,000 per covered trip and $20,000 per eligible card per 12 consecutive months. American Express considers this coverage secondary, meaning any other applicable insurance or benefits provided through your travel supplier will apply before Amex coverage.

American Express lists accidental injuries, illnesses, acts of terrorism, unpostponable jury duty, military orders and more to be covered reasons for trip cancellation or interruption. We encourage you to carefully read through your Amex card’s specific policy terms to ensure you understand what scenarios are included and excluded from coverage.

The following Amex cards offer trip cancellation and trip interruption benefits:

• Centurion ® Card from American Express
• The Platinum Card ®
• Corporate Platinum Card ®
• The American Express Platinum Card ® for Schwab
• The Platinum Card ® from American Express for Goldman Sachs
• The Platinum Card ® from American Express for Morgan Stanley
• Delta SkyMiles ® Reserve Credit Card
• HIlton Honors American Express Aspire Card
• Marriott Bonvoy Brilliant ™ American Express ® Card
• Business Centurion ® Card from American Express
• Business Platinum Card ®
• Delta SkyMiles ® Reserve for Business Credit Card
• The Corporate Centurion ® Card from American Express

Trip delay insurance coverage provides protection when your plane, bus, train or other type of transport experiences a delay. This benefit can extend to hotel rooms, meals and other necessities while you wait for your travels to resume. Covered delays accepted by American Express include delays caused by weather, lost or stolen passports, carrier equipment failure and more. Intentional acts by the traveler are excluded from this coverage.

There are 20 different Amex cards that offer trip delay insurance. American Express determines reimbursement rates by the Amex card you hold, but the allotted claims frequency remains the same across all applicable cards — two claims per 12-month period. You must notify the administrator of your claim within 60 days of your covered loss. Cards that provide $500 per covered trip and a delay threshold requirement of six hours include:

• Hilton Honors American Express Aspire Card

Cards that provide $300 per covered trip and a delay threshold requirement of 12 hours include:

• Marriott Bonvoy Bevy ™ American Express ® Card
• American Express ® Gold Card
• American Express ® Green Card
• Platinum Delta SkyMiles ® Credit Card
• American Express ® Business Gold Card
• Platinum Delta SkyMiles ® Business Credit Card

Baggage Delay or Loss

Baggage coverage can reimburse you for items in your travel bags if they are lost, stolen, damaged or delayed during transit. Most travel insurance companies offer plans that include this coverage, but coverage limits vary between providers. If you plan on traveling with expensive items in your luggage, you may want to consider a baggage insurance policy with high delay and loss limits.

Each Amex card offering baggage delay or loss coverage has a combined maximum payout of $3,000 per person. Carry-on baggage, checked luggage and high-end items may have different maximum limits depending on your Amex card. Regardless of your card and its limits, you must file a claim within 30 days of baggage loss.

Car Rental Collision Damage

Car rental collision damage coverage is a unique protection, as not all travel insurance providers offer it. It can cover any damage from a collision or theft incurred on a rental vehicle if you pay for the entire rental using your Amex card. Note that you need to forgo the car rental insurance offered by the rental company. Over 60 different Amex cards offer car rental loss and damage insurance, with varying reimbursement maximums depending on your card.

American Express offers two tiers of car rental loss and damage insurance: Tier 1 offers $50,000 in total coverage, and Tier 2 offers $75,000. This Amex travel benefit also provides accidental death and dismemberment, accidental injury and car rental personal property coverage for Tier 2 cards. Exclusions include drivers not named “authorized drivers” on your rental agreement, rentals lasting longer than 30 days and more.

Global Assist and Premium Global Assist Hotlines

American Express provides Global Assist and Premium Global Assist Hotlines to 73 different cards. Each type of assistance is available 24/7 to cardholders, but the assistance you qualify for depends on your card.

Global Assist Hotline services can help you prepare for your trip before leaving by offering information on customs, foreign exchange rates, passport and visa information and more. You can also benefit from lost passport or travel document replacement assistance, translation services, medical assistance and more. Note that while these services are free of charge, charges associated with third-party referrals will be your responsibility as a cardholder.

The American Express Premium Global Assist Hotline offers the same services as Global Assist, with a few extra perks. While Global Assist will provide administrative services for emergency medical transportation and repatriation of mortal remains, Premium Global Assist may offer the actual services — at no cost to the cardholder — depending on eligibility. It can also assist with medical financial coordination, which standard Global Assist doesn’t offer.

To qualify for Global Assist and Premium Global Assist benefits, you must be a cardmember in good standing with a trip originating from your U.S. billing address within the past 90 days. In addition, you must be traveling more than 100 miles from your home address. If you’re traveling to Cuba, Iran, Syria, North Korea or Crimea, you are ineligible for these assistance services.

Cards that provide Premium Global Assist include:

• Platinum Card ® from American Express
• Business Platinum Card ®  
• Corporate Centurion ® Card from American Express
• Corporate Platinum ® Card

American Express Travel Insurance Plans

Amex cardholders and non-cardholders alike can purchase Amex Travel Insurance plans. Similar to standard plans from providers like Seven Corners and Trawick International , these plans cover emergency medical services, trip cancellations, trip interruptions, lost or delayed baggage and more. Some coverages are also offered through Amex travel benefits, while others are unique to the company’s travel insurance policies.

Purchasing a plan is straightforward — you can either use the quote tool provided on the American Express website or contact a customer service representative for assistance. When shopping, you’ll have your choice of four plans — Basic, Silver, Gold and Platinum — in addition to a custom plan option. The next few sections provide more information on the coverage provided through American Express travel insurance policies.

Global Medical Protection

Global medical protection provides medical, dental, evacuation and repatriation coverage up to a fixed amount. Emergency medical and dental coverage is valid for the first 60 days of your trip. Emergency evacuation benefits cover the cost and help arrange emergency transportation to a capable medical facility. It also covers the cost of a visitor’s transport to a covered person’s bedside if hospitalization lasts more than five days.

Travel Accident Protection

Travel accident protection provides coverage for an accident resulting in death or dismemberment at any point during your trip, from the moment you leave home to the moment you arrive back. This coverage isn’t available with the American Express Basic travel insurance plan but comes with a Silver, Gold or Platinum plan.

24-Hour Travel Assistance

This benefit comes with every travel insurance policy purchased through American Express. It provides worldwide access to a 14-hour hotline that offers travel support before and during your trip. American Express also provides this benefit through Amex prepaid, reloadable cards.

Benefits Included With Amex Credit Card Coverage

Several coverages provided through an American Express Travel Insurance plan are also perks with qualifying Amex credit cards. However, coverage limits will vary. Whether you purchase a policy or use your Amex travel perks, it’s important to understand the limitations and restrictions outlined for each coverage.

Trip cancellation and interruption benefits can reimburse nonrefundable expenses if you need to cancel your trip before it starts or if it’s interrupted for a covered reason outlined in your policy. Coverage limits for each plan are as follows:

• Basic : Up to $1,000 in trip cancellation and interruption coverage
• Silver : Up to 100% of trip costs for cancellation and interruption coverage
• Gold : Up to 100% of trip costs for cancellation and 150% for interruption coverage
• Platinum : Up to 100% of trip costs for cancellation and 150% for interruption coverage

Global Baggage Protection

Global baggage protection offers reimbursement for lost, damaged or stolen baggage. This applies to checked baggage, carry-on baggage, or baggage on your hotel or cruise property. If your baggage is delayed, you can receive reimbursement for essential items you need replaced. Coverage limits for each plan include:

• Basic : Up to $250 for baggage loss and up to $100 for a 24-hour delay
• Silver : Up to $500 for baggage loss and up to $300 for a 6-hour delay
• Gold : Up to $1,000 for baggage loss and up to $300 for a 6-hour delay
• Platinum : Up to $2,500 for baggage loss and up to $500 for a 3-hour delay

Global Trip Delay

Global trip delay coverage protects delayed travel, covering lodging, meals and other necessary expenses. Covered travel scenarios include overbooked flights, missed flight connections and delayed or canceled flights . Included coverage limits are:

• Basic : Not included
• Silver : Up to $150 per day, maximum of $500 per trip
• Gold : Up to $150 per day, maximum of $750 per trip
• Platinum : Up to $300 per day, maximum of $1,000 per trip

How To File a Travel Insurance Claim With American Express

If you’ve purchased an American Express Travel Insurance policy and need to file a claim, you can contact your administrator in three ways. You can use the claims phone number or address found in your Certificate of Insurance/Policy or the claims portal through the American Express website. If you cannot locate your Certificate of Insurance or Policy, you can email the company to request an additional copy.

During your travels, keep track of any receipts, police reports, medical bills and other documents you might need to provide in the event of a claim. The exact documents required will depend on the benefit for which you’re filing a claim. American Express directs policyholders to your Certificate of Insurance/Policy for specific information. Still, it also notes that the company’s claims department will share the documents needed to validate your claim. Note that American Express outlines specific time requirements for filing a claim within your policy, with requirements varying by coverage.

Should You Get an American Express Credit Card For Travel Insurance?

Signing up for an American Express credit card for travel insurance benefits is a personal decision, but it’s not your only option. You can purchase a policy through American Express Travel Insurance or another standard insurer, such as Travelex or Faye , without taking on the responsibility of a new credit card. Benefits offered through Amex travel perks or their standard travel insurance policies may not suit your coverage needs, as the company lacks cancel for any reason (CFAR) coverage and other protections provided by other insurers.

If you already have an Amex card and feel the travel perks provided satisfy your needs, booking your vacation with your card is all you need to do to enjoy these benefits. However, whether you have an American Express card or another card with travel insurance perks, we encourage you to gather multiple quotes while considering your travel needs, budget and expectations before purchasing a policy. 

Frequently Asked Questions

Does american express travel insurance cover family members.

Yes, American Express travel benefits can provide coverage for cardholders, family members and traveling companions who purchase a covered trip using an eligible card. American Express Travel Insurance policies cover travelers enrolled when you buy your plan.

How long do you have to claim American Express travel insurance?

American Express outlines specific time requirements for filing a claim within your policy, but these time requirements vary by coverage type. Consult your policy documents or contact a customer service representative for more information on claim time constraints.

What trip cancellation reasons are covered?

Trip cancellation reasons covered under an American Express Travel Insurance policy include unexpected sickness or injury of the covered person or family member, adverse weather conditions, natural disasters, labor disputes or strikes affecting travel services, or the unexpected job termination of a covered person.

Do I need separate travel insurance if I have a credit card?

If you have a credit card offering travel insurance benefits and are satisfied with the coverage, you may not need a separate travel insurance policy. However, if you’d prefer higher coverage limits or specialty protections like CFAR coverage or an adventure sports waiver, it may be worth gathering quotes from reputable travel insurance providers.

Methodology: Our System for Rating Travel Insurance

• A 30-year-old couple taking a $5,000 vacation to Mexico.
• A family of four taking an $8,000 vacation to Mexico.
• A 65-year-old couple taking a $7,000 vacation to the United Kingdom.
• A 30-year-old couple taking a $7,000 trip to the United Kingdom.
• A 19-year-old taking a $2,000 trip to France.
• A 27-year-old couple taking a $1,200 trip to Greece.
• A 51-year-old couple taking a $2,000 trip to Spain.
• Plan availability (10%): We look for insurers with a variety of travel insurance plans and the ability to customize a policy with coverage upgrades.
• Coverage details (29%): We review the baseline coverage each company offers in its cheapest comprehensive plan. A provider with robust coverage earns full points, including baggage delay and loss, COVID-19 coverage, emergency evacuation and medical coverage, trip delay and cancellation coverage, and more. Companies also receive points for offering a variety of policy add-ons like accidental death and dismemberment, extreme sports, valuable items, cancel for any reason coverage and more.
• Coverage times and amounts (34%): We compare each company’s waiting periods and maximum reimbursement amounts for baggage, travel and weather delays. Companies that offer customers reimbursement after fewer than 12 hours of delays earn full points in this category. We also reward travel insurance providers that cover more than 100% of trip costs in the event of cancellations or interruptions.
• Company service and reviews (17%): We look for indicators that a company is well-prepared to respond to customer needs. Companies with an established global resource network, 24/7 emergency hotline, mobile app, multiple ways to file a claim and concierge services score higher in this category. We assess reputation by evaluating consumer reviews, third-party financial strength and customer experience ratings, specifically from AM Best and the Better Business Bureau (BBB).

For more information, read our full travel insurance methodology.

A.M. Best Disclaimer

If you have feedback or questions about this article, please email the MarketWatch Guides team at  editors@marketwatchguides. com .

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This free line-cutting app could save you hours at the airport

Skip the wait at customs and immigration with Mobile Passport Control, travel’s best open secret.

A month ago, I flew from Paris back to Baltimore full of despair: My vacation was over , and the trip home seemed to take an eternity .

Then I saw the snaking line for customs and immigration.

What could have sunk me into a deeper woe actually revived me, because I didn’t have to wait in that soul-sucking purgatory. I didn’t have to wait in the shorter but still well-populated Global Entry line, either.

Instead, I headed to a third option that most people miss: the Mobile Passport Control (MPC) line. Thanks to this secret national treasure, I was out of the airport and hailing my Uber in eight minutes. (I timed it.)

You, too, can experience this completely free VIP treatment the next time you fly internationally. Here’s how.

What is Mobile Passport Control?

Think of Mobile Passport Control like a fast pass for international travel. It’s a free service that allows select travelers to access a U.S. Customs and Border Protection (CBP) express lane with a smartphone app.

To be eligible, you must be a U.S. citizen, a lawful permanent resident, a Canadian B1/B2 citizen visitor or a returning Visa Waiver Program traveler with approved Electronic System for Travel Authorization.

You can use the app only when returning from an international trip at an MPC-approved site . That includes more than 30 U.S. international airports, 14 pre-clearance locations (among them airports in Abu Dhabi, Aruba and Ireland) and four seaports.

Why don’t more people use it?

Although you’ll see signs promoting Mobile Passport around those sites and sometimes ads on in-flight entertainment systems, most people aren’t taking advantage of the service. Just 8 percent of eligible travelers used the app in the 2024 fiscal year, according to CPB spokesman Aaron Bowker, though that’s a 50 percent increase from the year before.

The company Airside Mobile originally developed the app and launched it in 2014, first at Atlanta’s Hartsfield-Jackson International Airport. Awareness of its powers seemed to spread mostly by word of mouth and some signs around airports. In 2022, CBP officially took over the app, launching an updated version that left the original defunct. Some travelers missed the memo and figured the service had been discontinued when their app no longer worked.

But CBP is invested in the program’s growth.

“We’ve expanded the population of travelers that are able to use it. We’ve started to educate the airports. Airports have started to put in a better queuing system,” Bowker said. “And so we’re expecting to see this continue to increase.”

How Mobile Passport works

First, download the Mobile Passport app from the Google Play Store or Apple App Store . Unlike line-cutting services such as Global Entry or TSA PreCheck , MPC doesn’t require preapproval or an application process. Even if you forget to do it before your trip, it’s so quick to set up, you can install it as you’re walking up to customs.

When it’s time to pass through, eligible travelers can fire up the app, answer the standard few questions about their trip that they would at a customs kiosk, take a selfie and proceed to a dedicated Mobile Passport lane, where an officer will confirm their details and wave them through. Individual travelers and families of up to 12 people can use the app at once.

It makes me feel like a fancy diplomat — not someone who just spent 12 hours in economy — every time I use it.

Mobile Passport vs. Global Entry

Mobile Passport and Global Entry both promise a faster airport experience. Both also come with pros and cons.

One MPC downside: Although it’s free to use and rarely has a line of more than a few travelers, it’s not at every airport. And Mobile Passport lanes may not always be available even in places that claim to offer it.

CBP spokeswoman Corey Daboin said the agency is aware of that problem. Sometimes, issues are due to infrastructure constraints — some airports may not have the lanes available to operate MPC continuously — or management. The agency stresses, however, that Mobile Passport is a priority, and “we are working on making that so it’s not an issue moving forward,” Daboin said.

If you fly internationally and your home airport doesn’t have MPC yet, Global Entry is a great option. It does cost $100 and requires an application and interview process. But it also comes with a TSA PreCheck membership and is good for five years — plus it’s still light-years better than waiting in that endless regular line.

More travel tips

Vacation planning: Start with a strategy to maximize days off by taking PTO around holidays. Experts recommend taking multiple short trips for peak happiness . Want to take an ambitious trip? Here are 12 destinations to try this year — without crowds.

Cheap flights: Follow our best advice for scoring low airfare , including setting flight price alerts and subscribing to deal newsletters. If you’re set on an expensive getaway, here’s a plan to save up without straining your credit limit.

Airport chaos: We’ve got advice for every scenario , from canceled flights to lost luggage . Stuck at the rental car counter? These tips can speed up the process. And following these 52 rules of flying should make the experience better for everyone.

Expert advice: Our By The Way Concierge solves readers’ dilemmas , including whether it’s okay to ditch a partner at security, or what happens if you get caught flying with weed . Submit your question here . Or you could look to the gurus: Lonely Planet and Rick Steves .

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Platinum Benefits

For wherever you’re going next

Enjoy access to $1,500 in annual benefits value

Airline Fee Credit

Get up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by one selected airline to your Platinum Card Account. Airline selection required.

American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.

With your Platinum Card, you’ll receive $15 in Uber Cash for U.S. rides with Uber and orders with Uber Eats every month in the U.S., plus a $20 bonus in December, delivered straight through an exclusive Uber app experience. That’s up to $200 in annual savings.

Simply download the Uber app and add your Platinum Card to your Uber account to get started.

Hotel Credit

Treat yourself to a stay at one of our hand-picked luxury hotels. Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel when you pay with your Platinum Card®.

*The Hotel Collection requires a minimum two-night stay.

Digital Entertainment Credit

Discover new shows, music, news and recipes on Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Get up to $20 in statement credits each month when you make eligible purchases directly from one or more of our participating partners with your Platinum Card®. Plus, Platinum Card Members will get exclusive access to special perks from time to time. Enrollment required.

Walmart+ Monthly Membership Credit

Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes on one membership (excluding Plus Ups) each month.

CLEAR Plus Credit

CLEAR® uses unique attributes, such as eyes or fingerprints, to digitally verify identity to help its members move faster through security at select airports nationwide. You can cover the cost of a CLEAR Plus membership* with up to $189 in statement credits per year after you pay for CLEAR Plus with your Platinum Card®.

*Excluding any applicable taxes and fees. Subject to auto-renewal.

Saks Credit

Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on your Platinum Card.

That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.

More value:

Global Lounge Collection

The American Express Global Lounge Collection® can provide an escape at the airport, with more than 1,400 airport lounges across 650 cities in 140 countries and counting. Enjoy the benefits of the Global Lounge Collection, with a value of over $500 when you enroll into Priority Pass Select and make multiple visits to select Lufthansa lounges when flying Lufthansa, Plaza Premium lounges and Escape Lounges each year. See terms.

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Plan, book, and travel your way.

From exploring new destinations to booking them, do it all in one place with American Express Travel.

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Global Entry Mobile App Now Available in More Airports

WASHINGTON – U.S. Customs and Border Protection (CBP) announced today that the Global Entry mobile application can now be used at eight additional airports, enabling more trusted travelers to complete their arrival processing on the plane instead of waiting in line to use a portal.  

“CBP has prioritized Global Entry arrival to enhance the speed, accuracy, and security of the arrival process for trusted travelers,” said CBP’s Senior Official Performing the Duties of the Commissioner Troy A. Miller. “CBP officers are often the first to welcome trusted travelers when they arrive home, and we want to continue to find ways to improve that experience through new technologies and innovations while maintaining the highest levels of security.”  

Travelers may now use the app at Austin–Bergstrom International Airport, Nashville International Airport, Houston International, Kansas City International Airport, Louis Armstrong New Orleans International Airport, San Antonio International Airport, St. Louis Lambert International Airport, and Toledo Express Airport. The app will be available to Trusted Traveler Programs members flying into all 77 U.S. international airports by the end of fiscal year 2024. A list of U.S. airports that currently accept the GE mobile app .

The Global Entry app is available to be downloaded from the Google Play Store or Apple App Store, and can currently be used at 53 international ports of entry in the United States and all Preclearance locations. Upon landing at any of these airports, Global Entry members can complete their entry processing before leaving the plane, and then bypass the Global Entry portals to speak with a CBP officer.  

Global Entry is one of the Department of Homeland Security’s Trusted Traveler Programs , and is used at land, air, and seaports of entry into the United States at all major airports and all Preclearance airports. All applicants undergo rigorous and recurring background checks and an in-person interview before initial enrollment. To maintain Global Entry members as low-risk travelers, any violation of the program’s terms and conditions will result in appropriate enforcement action and termination of the traveler’s membership privileges. For more information on Global Entry and CBP’s Trusted Traveler Programs please visit our dedicated webpage .

U.S. Customs and Border Protection (CBP) is America's frontline: the nation's largest law enforcement organization and the world's first unified border management agency. The 65,000+ men and women of CBP protect America on the ground, in the air, and on the seas. We facilitate safe, lawful travel and trade and ensure our country's economic prosperity. We enhance the nation's security through innovation, intelligence, collaboration, and trust.

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12 Best Translation Apps for Understanding on the Fly (2024 Edition]

Learning a new language, or traveling with minimal knowledge of the local language, can be a challenge. But with the right resources, you can transform that challenge into an adventure.

I traveled all through South America last year and don’t speak any Spanish, so I relied on apps the entire time to learn new phrases and get around with ease.

Here are the 12 translation apps that I found to be the best and the most useful, which you can use for language learning, travel or any other translation needs! 

12 Best Translator Apps for Language Learners and Travelers

1. best overall: google translate, 2. best for iphone users: apple translate, 3. best for accuracy: deepl translate, 4. best for business: microsoft translator, 5. best for extra features: itranslate, 6. best for live conversations: sayhi, 7. best for messaging: language translator, 8. best for facetime calls: translate now, 9. best designed: speak & translate, 10. best for phrases: travel phrasebook, 11. best for east asian languages: naver papago, 12. best for offline use: translator with speech, common faqs about translation apps, which is the best translation app, which translation apps are free, which translation apps are available for ios, which translation apps are android, and one more thing....

Download: This blog post is available as a convenient and portable PDF that you can take anywhere. Click here to get a copy. (Download)

Available for:  iOS  |  Android

Price: Free

Summary:  Tried and true, Google Translate has a wide range of languages and most features available, such as text, voice and scanned translation options. 

This app translates over 130 languages and is compatible with nearly any device. It has an amazing feature that allows a person to take photos of signs and have the text translated instantly . 

Additionally, quite a few of the languages can be used with no internet service at all. You can download language packs  in the event that you travel to places with sketchy internet service. 

• Thousands of learner friendly videos (especially beginners)
• Handpicked, organized, and annotated by FluentU's experts
• Integrated into courses for beginners

There are also a couple of features you might be less aware of. You can write characters on your screen to search for words instead of typing them. It also has a record of your searches dating back several months.

Available for:  iOS  

Summary:  Apple Translate is a robust language translation app that seamlessly integrates with iOS devices. 

This app supports communication in 18 widely used languages. You can look up individual words of a completed translation through the dictionary function and check alternative meanings.

Beyond basic translations, Apple Translate offers a conversation mode for real-time dialogues and a handy offline mode for all its languages.

• Interactive subtitles: click any word to see detailed examples and explanations
• Slow down or loop the tricky parts
• Show or hide subtitles
• Review words with our powerful learning engine

Its intuitive interface and fluid functionality make it an indispensable companion for those navigating multilingual scenarios on their Apple devices.

Price: Free for limited translations; premium option starting at $8.74 per month billed annually

Summary:  DeepL Translate uses advanced AI technology to provide the most accurate translations and has the option to translate entire files. 

DeepL Translate is another translator that has become big over the years. It’s not available for as many languages as many others on this list, at just 29 languages.

But it uses more advanced AI technology than many of the apps out there, so it’s one of the most accurate options you can get! It also boasts heightened data security for its users.

This is incredibly useful not only for travel and everyday life, but also for those tricky official documents or files you might come across . In the pro version, you can upload entire documents and DeepL will translate them for you. 

• Learn words in the context of sentences
• Swipe left or right to see more examples from other videos
• Go beyond just a superficial understanding

Available for: iOS  |  Android

Price: Free for private use; paid versions for businesses and schools

Summary: Microsoft Translator provides simultaneous translations across multiple languages and captions for both online and in-person conversations. 

This translator is one of the most versatile with features that cover personal, business and educational use for over 70 languages. You can download languages for offline use and  select alternate translations between various levels of formality.

One of its distinguishing features is translating live conversations across multiple devices and languages, for up to 100 people! You have to link devices for this and it’s incredibly useful for business calls. 

It also can generate live captions for presentations, calls and conversations , so that those who are deaf, hard of hearing or those who are non-native-speakers can follow along with ease. 

Available for: iOS | Android

• FluentU builds you up, so you can build sentences on your own
• Start with multiple-choice questions and advance through sentence building to producing your own output
• Go from understanding to speaking in a natural progression.

Price: Free seven-day trial then pro version for $5.99 per month or $49.99 per year

Summary:  iTranslate is a super versatile translator app that has a phrasebook, dictionary, thesaurus, verb conjugator and an offline option. 

iTranslate is an app that works with over 100 languages. Like many other apps, this one can translate dictation, which is a definite plus. No need to tap the screen when you can speak and get your answer. 

Among the free features is the possibility to switch between different dialects. You can even switch between male and female voices for the audio playback. There’s also a dictionary and thesaurus for all of the languages .

The pro version offers features such as an offline mode for 40 languages, a phrasebook with hundreds of sentences divided by topic, and a verb conjugator to help you out with those tricky verb changes.

• Images, examples, video examples, and tips
• Covering all the tricky edge cases, eg.: phrases, idioms, collocations, and separable verbs
• No reliance on volunteers or open source dictionaries
• 100,000+ hours spent by FluentU's team to create and maintain

Summary: SayHi is a simply designed app that simultaneously translates an in-person conversation, which is perfect for traveling.

SayHi is a relatively simple app, but it includes 100 languages, with dialect support for many of them. It’s one of the best apps for in-person conversation and it provides simultaneous, direct translation as you’re speaking. 

That means you select the two languages of the speakers, but then don’t have to manually switch which language is being spoken. The app will automatically recognize the language and switch between the two. It always requires an internet connection to do this.

A feature that could prove very useful is that it can slow down audio playback , thereby helping eliminate pronunciation errors—and misunderstandings! The translation voices can also be changed to either male or female. 

Available for: iOS

Price: Free three-day trial then $9.99 a month

Summary: Language Translator provides translations for in-person conversations and texts in messaging apps. 

Language Translator covers over 100 languages and is very highly rated. It also has a phrasebook and offline function. 

Like SayHi, it instantly translates voice or text from one language to another, offering real-time translation for any conversation. Plus you can use the app offline, which is perfect if you end up in a place without internet! 

Another great feature is that you can pair it with messaging apps and it will translate your outgoing and incoming texts.  There’s also a phrasebook you can use offline.

Price: Free version; pro version for $9.99 per month

Summary: Translate Now is an app that has most features you need, plus the option to translate even your FaceTime calls. 

Translate Now is an app that covers over 110 languages. This app works with both voice and text translation, so you can either speak or write to get instant translations. You can also translate your FaceTime calls  while using the Apple SharePlay feature!

I’ve personally used this app to power up my pronunciation skills. It translates from one language to another and reads back the translation—which is exactly what I needed to help bring my fluency up to the next level. 

Available for: iOS  

Price: Free; premium version without ads is $4.99 per month or $69.99 per year

Summary: One of the best-designed apps on this list, Speak & Translate offers a comfortable and sleek translating experience. 

Speak & Translate brings convenient language translation to your fingertips. With support for over 100 languages , it covers a vast linguistic landscape.

It stands out with its user-friendly design and the option to change the color settings.  It also includes features like voice recognition, iCloud integration, and the possibility to change the playback speed and gender of the voice .

Whether you’re traveling, learning a new language, or bridging language barriers in business, Speak & Translate is a great app to have.

Price: Free; $4.99 for the full version

Summary: Another great one for travel, Travel Phrasebook has an abundance of useful phrases and offline options that will come in handy while on the go.

The Travel Phrasebook app has 19 popular languages featured so it’s highly probable that the one you’re learning is available! No internet connection is necessary to use this app so it’s ideal for taking to off-the-grid locations. 

It covers the fundamental words and phrases that travelers often need to access in a hurry. The great thing about this app is that everything basic is very clearly marked—pictures point the way to greetings, numbers, eating and more.

Along with an audio playback option for every phrase, there’s also the option to record your voice so learners can hear themselves speak —and improve their pronunciation and speaking skills by listening and repeating.

Summary: Developed by Korean company Naver and equipped with advanced AI technology, Papago delivers accurate translations for East Asian languages.

Naver Papago supports 13 languages and caters to a diverse user base, particularly in Asia. As a result, it’s a great option for those who need accurate Korean, Japanese and Chinese translations. 

It goes beyond text translation, offering  features like image and voice translation . It’s great for various scenarios, from everyday conversations to translating complex study documents. 

Papago also has a dictionary function that allows it to go beyond the initial translation. This way you can check for additional translations and meanings.

Summary: Translator with Speech is a useful app that stores your previous searches which are then available offline as well.  

This app covers around 90 languages . Chichewa, Azerbaijani, Croatian, Swahili, Telugu, Romanian and many more can be translated using this resource.

A bonus feature of this app is that it stores earlier translations . Access those translations with audio playback even without internet access, so off-the-grid adventures can be successfully translated. 

This app supports translating non-Latin characters , which is a plus for learners whose target language has a unique alphabet.

Overall, Google Translate remains the best for most general needs. That said, the best app for you very much depends on your goals, needs and budget.

For example, do you need the app for traveling, your studies or business? Make sure you check the features closely and make a decision accordingly.

Some apps are more popular within certain countries and regions, so you can also look into the best app depending on the languages you’ll be using it for or the places you’ll be traveling to. 

Google Translate, Apple Translate, Microsoft Translator, SayHi and Naver Papago are free in their complete and ad-free versions. You’ll have access to their full functions without paying anything.

Every option on this list is available for iOS.

Google Translate, DeepL Translate, Microsoft Translator, iTranslate, SayHi, Travel Phrasebook, Naver Papago and Translator with Speech are available for Android. 

FluentU takes authentic videos—like music videos, movie trailers, news and inspiring talks—and turns them into personalized language learning lessons.

You can try FluentU for free for 2 weeks. Check out the website or download the iOS app or Android app.

P.S. Click here to take advantage of our current sale! (Expires at the end of this month.)

Try FluentU for FREE!

We’re all different, and our approaches to learning are as varied as we are, so it makes sense that even when it comes to translation apps, there won’t be a one-size-fits-all answer.

But if you choose one of the apps in this list, you’ve got any translation snafu solved! Learning, travel or business—you’re covered.

Happy translating!

If you dig the idea of learning on your own time from the comfort of your smart device with real-life authentic language content, you'll love using FluentU .

With FluentU, you'll learn real languages—as they're spoken by native speakers. FluentU has a wide variety of videos as you can see here:

FluentU App Browse Screen.

FluentU has interactive captions that let you tap on any word to see an image, definition, audio and useful examples. Now native language content is within reach with interactive transcripts.

Didn't catch something? Go back and listen again. Missed a word? Hover your mouse over the subtitles to instantly view definitions.

Interactive, dual-language subtitles.

You can learn all the vocabulary in any video with FluentU's "learn mode." Swipe left or right to see more examples for the word you’re learning.

FluentU Has Quizzes for Every Video

And FluentU always keeps track of vocabulary that you’re learning. It gives you extra practice with difficult words—and reminds you when it’s time to review what you’ve learned. You get a truly personalized experience.

Start using the FluentU website on your computer or tablet or, better yet, download the FluentU app from the iTunes or Google Play store. Click here to take advantage of our current sale! (Expires at the end of this month.)

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