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How to Make a Travel Itinerary with Google Maps

Last Updated: March 14, 2022 Fact Checked

This article was reviewed by Stan Kats and by wikiHow staff writer, Nihal Shetty . Stan Kats is a Professional Technologist and the COO and Chief Technologist for The STG IT Consulting Group in West Hollywood, California. Stan provides comprehensive technology solutions to businesses through managed IT services, and for individuals through his consumer service business, Stan's Tech Garage. Stan holds a BA in International Relations from The University of Southern California. He began his career working in the Fortune 500 IT world. Stan founded his companies to offer an enterprise-level of expertise for small businesses and individuals. There are 8 references cited in this article, which can be found at the bottom of the page. This article has been fact-checked, ensuring the accuracy of any cited facts and confirming the authority of its sources. This article has been viewed 88,481 times.

If you’re planning a trip, you might be wondering how to figure out where to go and in what order. Luckily, Google has a free tool that you can use in order to get a better sense of your travel plans. We’ll walk you through how to make a travel itinerary with Google Maps through its My Maps feature. In a few easy steps, you can master an excellent organizational tool that’ll help you plan the best trip possible.

Setting Up Your Map

Step 1 Sign in to My Maps on your web browser.

Unfortunately, as of October 2021, Google no longer supports the “My Maps” app on phones. If you’re on mobile, you’ll have to use your phone’s web browser to access the site while on the go. [2] X Research source
If you don’t already have a Google account, setting one up is a quick process. A Google account gives you a number of benefits, including a new gmail address. Check out this link to start the set-up process: https://accounts.google.com/signup/v2/webcreateaccount?flowName=GlifWebSignIn&flowEntry=SignUp

Step 2 Create a new map through the home screen.

For instance, your might name your map something like “California Summer Trip 2022,” and you could enter a description like, “Places to see and eat during two-week California road trip.”

Step 4 Search for places to visit on your trip.

For example, for a California road trip, you might enter “Golden Gate Bridge” into the search box. My Maps will automatically direct you to its location.

Step 5 Add the locations of any places you want to visit to your map.

For instance, if you’ve searched for “Golden Gate Bridge,” there will be a white box that offers some information on the location, and even a rating from other users. Click on the “Add to map” button to send it to your saved locations.

Step 6 Add descriptions to your saved locations.

For example, you might fill in the description to the “Golden Gate Bridge” box with something like, “Spend at least 1 hour here—must-see location.”

Step 7 Color-code your locations for convenience.

You might consider changing the colors of your pins to match how important each location is to your trip. For example, must-see locations could be red pins, your housing spots could be green pins, and optional places to visit could remain as blue pins.

Creating an Itinerary and Planning Routes

Step 1 Organize your selected places with the “layers” function.

For example, you might have a layer titled “Places to see,” one titled “Places to eat,” and one titled “Places to sleep.” You can then put sightseeing destinations, restaurants, and hotels you want to stay at in their respective layers.

Step 2 Plan your travel routes using your Google Map.

You can add more than one location to a single route. For example, if you wanted to plot a route from Big Sur to the Golden Gate Bridge, and then to Palo Alto, you can add all three locations to your route layer and create a multi-stop path. [11] X Research source
By clicking on the three dots next to the layer with your travel route, then selecting “Step-by-step directions,” My Maps will create a set of directions for your travel. Handy!

Step 3 Use your map to create a daily schedule.

For example, by using My Maps, you might notice that seeing the Golden Gate Bridge, walking around San Francisco, and eating at a restaurant in Berkeley are close enough to all be doable in one day, while visiting Big Sur might be better saved for another afternoon. My Maps can help you plan out the most efficient trip possible, so you can enjoy your travels even more.

Step 4 Use the “Share” option to loop your friends in on travel plans.

When sharing your map, you can also choose the option that allows others to edit the map as well. With this option selected, your friends can pick places that they’re interested in as well, so you can have them all on the same document. [13] X Research source

Although My Maps can’t be viewed offline, you can download an offline map of any areas you’re interested in on your phone. Using the Google Maps app, type in a location into the search bar, tap the name of the location, then navigate to the option “Download offline map.” [15] X Research source

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Home » Vacations

How to Plan a Vacation: 12 Tips for Planning the Perfect Trip

We all could use more vacations. That should go without saying. But as far as planning our next great trip goes, well, let’s just say sometimes we end up needing a vacation from planning our vacation.

And let’s face it, some of us have been out of the vacation planning game for a long time now.

Between travel restrictions, being married to work, or simply being a terrible planner, you’re here because you’re struggling to put together a solid plan for your next vacay.

But there’s no need to stress. We’ve put together 12 helpful tips to take you from troubled to triumphant and leave you with a foolproof plan for how to tackle your vacation planning one step at a time.

1. choose your destination.

2. Pick Your Travel Partners

3. Determine Your Budget

4. decide when you’ll go, 5. research travel deals, 6. ask for time off, 7. find a great place to stay, 8. research the area, 9. plan your itinerary (or don’t), 10. get your documents in order, 11. decide on travel insurance, 12. minimize travel risks.

When planning a trip, the first step is one of the most fun … deciding where you want to go for your vacation. The options here are endless, from vibrant and energetic cities to magnificent national parks and palm-studded islands.

Whatever you’re looking for, you can find the perfect travel destination to make your dream vacation a reality.

It doesn’t even have to be a specific place to start. If you find yourself too spoiled for choice, try narrowing it down first by region to give yourself multiple destinations to choose from.

Suppose you know you want to have a boozy getaway in wine country. Then you can start narrowing down your travel destinations to include places like Napa Valley, Bordeaux, and Tuscany.

Or maybe you want a relaxing vacation in the tropics. Then you know you can cross off most of the continental US and start looking to places like the Caribbean for your ultimate getaway.

You don’t have to start off married to a specific destination just yet.

In fact, it may be better to start with only a vague idea instead.

This way, you can adjust your plans to allow for changes in your budget and your time-off schedule and score the best deals possible for your trip.

2. Pick Your Travel Partners

We’ve all heard the saying: “It doesn’t matter where you’re going. It’s who you have beside you.”

Well, when it comes time to plan a trip, that couldn’t be more true.

Trips—and how you plan them—are defined by the people who take them, from family vacations to epic bestie adventures.

Sometimes, other travelers aren’t a requirement at all.

Solo travel is on the rise, and more and more women are doing it by themselves , from planning a quick weekend trip somewhere close by to traveling abroad and visiting a foreign country solo.

And, of course, the answer to how to plan a vacation will differ immensely if you travel with family , plan a trip with friends, or even go it solo.

With a family, you may need a more disciplined plan, with precise itineraries for what you’re going to do and when. Whereas with friends or alone, you may be more inclined to go wherever your feet take you. You also may be less picky about where you stay and not mind traveling off the beaten path when something catches your interest.

These are all things to consider as you make your travel plans.

Now that you have at least a basic idea of the where, why, and who of your how-to-plan-a-vacation master blueprint, we can start talking budget.

This is usually the worst part of trip planning—at the very least, it’s in the top three.

Don’t worry, it isn’t nearly as bad as it sounds.

Okay, yes, this is the part where most of us have to start saving money and figuring out how much we need to afford our next trip and what that’ll cost in terms of time and effort. You have to start asking yourself questions like, will you need to work more hours, set aside more money each month, or cut back spending in other areas to afford your trip?

But most people think of their travel budget as an obstacle to their dream trip. Of course, there’s bound to be some bad blood in the mix if you think of it like that. Instead, think of your travel budget as the little piggy bank or money jar you kept as a kid.

Remember the incomparable joy you felt at adding more money to your stockpile, whether Christmas money, weekly allowance, etc.?

Think of your travel budget just like that piggy bank and know it’s going to need filling before you can start booking all your plans. Use that to incentivize your decisions and give you that little boost of joy as you put each dollar away, knowing the cause is a worthy one.

And this is where having a more general destination comes in handy, too, as you can plan a trip around your budget. Set on an escape to wine country but looking for a less expensive option than Tuscany? Maybe Napa Valley will do the trick instead.

When you’re going to go is almost as important as where because the timing can affect just about everything in the trip planning process, from how much money you spend to how you spend your time .

This is one of our key takeaways for how to plan a perfect vacation: travel during your destination’s shoulder season.

The shoulder season is that time between peak season and low season. And this sweet spot is the gift that keeps giving, with cheaper flights, lower hotel rates, smaller crowds, and more.

On the other hand, if you plan your next trip for a holiday or peak travel time, prepare for inflated prices and larger crowds. If it takes place at a specific time—like during a famous festival or peak tourist season—then start your planning process early .

Savvy budget travelers know that having a solid budget in place before you start your planning process is key to getting the best deals and saving money.

Two reasons.

You want to look for specific ways to save money, not go overboard because you found “deals” that you didn’t want to pass up.
It’ll be that much more satisfying to see how much money you save—and how much you come in under budget—from all the deals you nab during your travel planning.

Take advantage of countless online resources to help you compare prices and score the cheapest deals. Here are just a few to get you started.

Google Flights – for comparing flight prices from multiple airlines
Kayak – for finding cheap hotel room bookings
Airbnb – for locating fantastic vacation rentals

While accommodations can take up a sizable portion of your budget, airfare tickets are arguably one of the most expensive parts of travel. To make matters worse, finding and booking flights can often be a nightmare.

If you want to be sure you never miss out on great flight deals in the future, try signing up for Next Vacay ! You may even find yourself with some new travel inspiration, as NV sends you all the best airfare deals to domestic and international destinations available right out of your home airport.

You can even book directly through the airline to use travel points for a discounted or even free flight!

With a budget in place, you can search for the deals that’ll keep you at your budget thresholds or below. So, when a great deal from Next Vacay comes in several hundred dollars under budget, you’ll know it’s one you won’t regret snatching up right away!

Get Secret Flight Deals

If you’re not planning this trip because you already have time off approved, schedule time in your calendar to speak with your boss or submit your time off request as soon as you’ve nailed down the dates you want.

Try not to schedule your request off during your busiest time at work or when you have a lot of unfinished projects awaiting completion.

The earlier you get your request in, the better positioned you are to have your time off approved. Then you can start cementing your travel dates and itinerary.

Also, make sure you get the confirmation of your time off in writing. This way, if something happens, you can refer your boss back to the written confirmation and dispel any confusion.

Booking accommodation for your trip shouldn’t be complicated. We touched on this a bit earlier when talking about how to score the best deals on your travel, but plenty of search engine websites exist to help you compare prices on accommodations and get the best rates. We recommend starting with a few at a time:

Airbnb
Booking.com
Google Hotels or Google Vacation Rentals
Hostelworld

Who you travel with could also affect your accommodation plans, so keep the needs of your travel group in mind.

Are you looking to stay in boutique hotels, secure a whole vacation rental for yourself, or simply book a single bed in a hostel? Do you need to make meals or wash clothes during your trip?

Approach how you plan a vacation with this mindset of asking questions to hone in on what will work best. This way, you ensure you’ll find something to accommodate your group and fit your travel budget.

There’s more fun to be had in your travel planning. One of our favorite parts of planning a vacation is detailing the trip! That means once you’ve gotten some of the particulars, like budgeting and finding deals, out of the way, you can start researching where you’re going!

This research can be as brief as or in-depth as you want. However, we always vote to do a bit more research than not here, especially if you’re visiting a foreign country. We can think of fewer things worse than finding out about an incredible sightseeing destination or local eatery on the last day of our trip. Trust us, it’s happened before, and it’s not fun.

Not to mention, doing some recon on your destination is a great way to drum up excitement for your trip. It can also help you iron out an itinerary—if you’re into those.

Here are some helpful travel tips to get you started:

Look up famous sights or experiences at your destination (research travel blogs, recommendations from locals, and Google’s handy Things to do feature).
Note the average length of any activities you’re interested in.
Check out distances between activities and your lodgings (try checking out multiple locations with Google Maps).

Once you’ve got a list of things you’re interested in seeing and doing, you can narrow it down further. Consider this intro lesson 101 for the itinerary portion of our how-to-plan-a-vacation breakdown.

Start with the things you:

Want to do most
Fit in your budget
Are easiest to get to

Then you can purchase tickets or time slots based on how busy you want your day to be and travel times between different attractions.

If you’re not the itinerary type, don’t feel like you have to be just to check this off your travel planning list.

Instead, try making plans for must-see attractions and purchase those tickets. Then leave the rest of your schedule free to wander down random streets, linger somewhere with a scenic view, or slip into other attractions that have same-day ticket slots open.

And for those by-the-book travelers, don’t stick to an itinerary at the cost of your enjoyment.

Just because you’ve planned to visit something one day doesn’t mean it can’t be moved around or struck from your itinerary entirely if needed. Sometimes, you just need a day to sit and do nothing but enjoy the fresh air or have a drink with a newly made friend.

Make plans, but don’t be afraid to break them.

Okay, now that you’ve gotten a chance to have some fun, it’s time to wrap up the last few details of your trip planning.

First and foremost, that means getting all your documents in order.

A quick and relatively painless way to make sure nothing gets left at home is to create a checklist for all your essential documents and confirmations:

Passport or visa
Drivers’ license/ID card
Flight booking confirmation
Accommodation booking/order confirmation
Tickets to attractions
Vaccination record or negative COVID-19 test result
Travel insurance

The more digital options you have, the better, as that’s fewer physical documents to carry around. You’re also less likely to forget your phone on a major trip. But a checklist will do the job of making sure you get everything you need together, so you don’t have any last-minute panic attacks at the airport.

Travel insurance isn’t always necessary when you decide to hit the road. Still, it can help relieve some stress knowing that you’re covered if something happens before or during your trip.

Different types of travel insurance will ensure coverage in different situations, so it’s crucial to familiarize yourself with the primary forms of coverage available:

Trip cancellation, interruption, or delay insurance
Travel medical insurance
Emergency medical evacuation coverage
“Cancel for any reason” coverage
Baggage and personal belongings
Car rental collision insurance

You may find that some of these are covered already through things like your credit card, renters or homeowner insurance, or even your current health plan, so double-check before adding on the expense of travel insurance.

Keep in mind there are benefits and drawbacks to adding travel insurance to your trip, so give time to consider all of them and determine if travel insurance is right for you.

Provides peace of mind
Offers compensation for lost items
Covers medical expenses
Helps save money if something drastic does occur
Can be expensive
May not cover pre-existing conditions
Claims could be rejected due to technicalities

Whether or not you need travel insurance will be up to you and if you’ll feel comfortable traveling without. Take the time to do your research and find out what you may already have covered!

At this point, we’re so close to being ready to fly you might be inclined to zip up your suitcase and call it a day. We’re almost there, we promise. Before you fly out, there’s just one last check you need to do in your travel planning: prepare for the worst.

It’s the last thing we want to imagine, especially on a trip abroad, but taking a few precautions ahead of time will doubtlessly save you lots of anxiety and dread should you run into trouble on the road.

So, how can you prepare for the worst when you’re not sure what the worst might be? Here are a few things you can do ahead of your travels to make sure you’re not caught unprepared.

Sign up for the Smart Traveler Enrollment Program (STEP) – helpful for getting in touch with your local embassy and friends and family during emergencies
Make copies of your essential documents – keep a physical copy of your ID and passport with you and keep electronic copies of documents like travel insurance, credit cards, etc.
Research common scams – familiarize yourself with typical scams at your destination to avoid risky situations and tourist traps
Inform your credit card companies you’ll be traveling abroad – ensure your credit card companies know you’ll be out of the country so your accounts aren’t frozen
Bring backup credit cards – try carrying one card on you and leave another at your accommodations in the event one is lost or stolen
Secure your valuables – ensure your valuables are locked up tight at your accommodations or kept in hard-to-reach places on your person to reduce the chances of theft

It’s never fun to imagine all the ways your trip might go wrong, but taking the time to make a few plans for what-if scenarios can help you avoid these situations during your vacation. And if they do still happen, you can minimize their impact on your travels and hopefully still enjoy what remains of your trip.

Which helps make all the planning, checklists, and scheduling worth it!

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What is the destination of your trip?

Enter the name of the country, city or place you are going to visit. (1/10)

How long will you be traveling for?

Select the amount of days you'll be traveling. (2/10)

What is your budget for the trip?

Exclude flight tickets and accomodation. (3/10)

What type of food would you like to eat during your trip, but not every day?

Feel free to share your favourite dishes or any specific cuisine you're interested in. (4/10)

Are there any specific drinks that you would like to have during your trip, but not every day?

Feel free to share your favourite drinks, e.g. smoothies, cocktails and wine etc. (5/10)

What type of accommodation do you prefer?

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Are there any specific activities or attractions that you want to see or do during your trip?

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How will you be getting around during your trip?

E.g., rental car, public transportation, walking etc (9/10)

Are there any safety concerns or precautions that need to be considered for the destination?

E.g., water safety, sunburn etc (10/10)

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What is journeyplan.

Looking to plan your ultimate vacation trip? JourneyPlan is your perfect companion! Our cutting-edge AI technology creates personalized agenda tailored to your interests and preferences within your timeframe and budget. Whether you're an adventure seeker or relaxation enthusiast, our advanced algorithms optimize every aspect of your trip for maximum enjoyment.

And the best part? It's completely free! Let's start planning your dream vacation trip today!

How do I get a tour plan?

JourneyPlan is the ultimate travel companion that simplifies the process of planning your dream vacation. Our easy-to-use AI tool creates personalized plans tailored to your unique preferences and interests, ensuring that every aspect of your trip is optimized for maximum enjoyment and experience.

To get started, simply tell us some information about the trip like your destination, budget, and timeframe. Our advanced algorithms will then generate a customized plan with activities, dining and much more amazing recommendations that match your interests.

With JourneyPlan, you can rest assured that every detail of your trip has been carefully planned with you in mind. And the best part? It's completely free! You can use our AI tool as many times as you want without any hidden fees or charges.

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Is there an app for trip planner?

Yes! JourneyPlan is the ultimate free travel planning tool based on ai for anyone looking to create unforgettable memories without the hassle of planning every detail themselves. So why wait? Start your journey with JourneyPlan today!

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How to Plan Your First American Rail Adventure: A Step-by-Step Amtrak Train Travel Guide

If you've ever gazed out of a window and dreamed of rolling along endless tracks, passing vibrant cities, serene valleys, and majestic mountains, you're not alone. Traveling by train is more than a mode of transportation; it's a passage into the heart and soul of the country. This is the charm and allure of rail travel in America, specifically Amtrak. Amtrak's range of services is not just about getting from point A to point B. The real magic lies in the myriad experiences on offer. Whether it's the majestic mountains, sprawling deserts, lush forests, or glittering coastlines, each route has something unique to showcase.

But where do you start? How do you choose the perfect route, book the right ticket, and ensure that your journey is as smooth as the rails themselves? Don't worry! You've stumbled upon the perfect Amtrak Train Travel Guide. In the following sections, we'll embark on a comprehensive journey of planning your first Amtrak adventure. From selecting your dream route to packing your bags, managing your budget, and beyond, consider this your one-stop manual to becoming an Amtrak pro.

Step 1: Understanding Amtrak's Services

When planning a trip with Amtrak, it's important to understand the variety of services available. The options range from short-distance travels among regions to long-distance journeys that traverse the vast American landscape.

Northeast Corridor: Primarily serving the busy Northeastern United States, these trains connect major cities like Washington D.C., New York, and Boston. Ideal for business travel or city breaks, the corridor boasts affordable and frequent services like the Northeast Regional and the high-speed Acela Express .

Long-Distance Routes: For those looking to explore beyond the hustle and bustle of the cities, Amtrak's long-distance trains offer a scenic escape (although they do serves some pretty amazing cities as well). Routes like the Empire Builder, California Zephyr , Cardinal , Coast Starlight , and Southwest Chief promise a panoramic view of the diverse American countryside.

Regional State-Supported Routes: In collaboration with individual states, Amtrak offers more localized regional travel options, such as Capitol Corridor , Cascades , Piedmont , and Hiawatha just to name a few. These services are perfect for exploring specific regions and are often time competitive with driving.

Commuter Services: These are short-distance urban train services often served by local municipalities and transportation agencies rather than Amtrak, however Amtrak does operate a few of these services in the Northeast.

Understanding Amtrak's services and offerings is the first step in planning a successful rail adventure. From the fast-paced Northeast Corridor to the scenic long-distance journeys, there is something for every traveler, whether you're looking for convenience, luxury, or a way to explore unseen corners of the country.

Step 2: Selecting Your Route

Amtrak California Train Pacific Surfliner

Selecting the right route is at the heart of a successful Amtrak adventure. Whether you're a nature lover, history buff, city explorer, or simply seeking relaxation, Amtrak offers an array of routes tailored to different interests.

For Nature Enthusiasts: Routes like the California Zephyr, Coast Starlight , Empire Builder and Cascades , offering glimpses of the Rockies and Sierra Nevada, or the Cascades Mountain Ranges, showcasing the American West’s natural splendor, are perfect for those seeking scenic beauty.

For History and Culture Seekers: Consider the Crescent , connecting New York to Atlanta and New Orleans, for a journey through the heart of American history, culture, and music.

For Urban Explorers: The Northeast Corridor is ideal for hopping between bustling cities, offering convenience and connectivity. Or on the West Coast try the Pacific Surfliner Service between Los Angeles and San Diego.

For Leisure and Relaxation: Take the Sunset Limited from New Orleans to Los Angeles and indulge in a leisurely ride filled with southern charm and picturesque landscapes. Add an extra day to your trip and continue north through Texas and onto the Ozarks in Missouri aboard the Texas Eagle .

When selecting a route, several factors come into play:

Travel Time: Consider the duration of the journey. Shorter routes like the Pere Marquette between Chicago and Grand Rapids only take a few hours, while cross-country trips may last several days.

Frequency: Some routes have multiple departures daily, such as the Northeast Corridor, while others may only run a few times a week, such as the Sunset Limited and Cardinal .

Scenery: Determine what you want to see. Coastal views, mountain landscapes, or urban skylines all offer different visual experiences.

Time of Year: Some routes such as the Cardinal and Adirondack are known for their stunning autumn colors, while the Empire Builder and Vermonter provide a glimpse into a snowy wonderland during the winter months.

Connections: Check for connections to other Amtrak trains, thruway bus services, and other modes of transportation not directly served by Amtrak.

Selecting the perfect Amtrak route is akin to crafting your personalized adventure. Whether you want to immerse yourself in the wonders of nature, delve into history, explore cities, or simply unwind, Amtrak's wide array of routes offers something for every traveler. By considering factors such as travel time, frequency, scenery, connections, and leveraging available resources, you can tailor your journey to fit your preferences, budget, and schedule. The key is to align your route choice with what you hope to experience, making your train travel not just a means to an end but a significant part of the adventure itself.

Step 3: Planning Your Itinerary

Planning your itinerary for a rail journey is about connecting the dots between exciting destinations, scenic vistas, comfortable accommodations, and convenient transportation. Let's explore how you can craft an unforgettable adventure.

Identifying Points of Interest Along Your Route

One of the joys of train travel is witnessing the ever-changing landscapes from your window. But equally important are the destinations you'll explore. Before you embark, research the points of interest along your route. Perhaps it's a historic site, a breathtaking national park, or a lively city center. Engaging with these attractions will enrich your journey and provide memories to last a lifetime.

Exploring Layover Options, Thruway Buses, and Local Transportation Connections

Layovers can be more than just waiting for the next train. With thoughtful planning, they become mini-adventures of their own. And depending on whether you have a few hours, or choose to extend it to a few days, layovers are a great way to see a new place. Check the local transportation options available at the layover stations. Whether it's a quick subway ride to a nearby museum or a stroll through a charming downtown, maximizing layover time can add unexpected delights to your trip. Amtrak also provides numerous Thruway Bus connections throughout the system that can help extend your trip to locations off the rail network.

Hotels and Lodgings Near Stations

Accommodation planning is essential, especially for multi-day journeys. Proximity to the station can make your travels more comfortable and stress-free. Many cities have hotels within walking distance or a short ride from the Amtrak station. Look for those that cater to travelers, offering flexible check-in and check-out times, luggage storage, and perhaps a special charm that reflects the local culture.

Apps and Tools for Managing and Organizing the Trip

In our digital age, numerous apps and tools can help manage and organize your trip. From booking confirmations to daily itineraries, apps like Google Maps can streamline your travel experience. Consider downloading local maps, transit agency apps, or destination guides to keep information at your fingertips, even when offline. And always have the Amtrak App downloaded with your tickets included, this will ensure a smooth trip even if you lose paper tickets.

Tip : Take a screenshot of your digital ticket, it will make it easier to access in case you are out of cell service.

Crafting a rail journey itinerary is exciting! From identifying unique points of interest to optimizing layovers and selecting the perfect accommodations, planning is not merely a practical necessity; it's an art form and one of the best parts about travel! Embracing the possibilities of each destination, engaging with local culture, and harnessing digital tools will not only elevate your journey but help you enjoy your trip as much as possible. As you plan, remember that the train itself is not just a means to an end; it's an integral part of the adventure.

Step 4: Traveling in Comfort

Amtrak offers a variety of options designed to cater to the comfort and needs of every traveler:

Coach Class: With adjustable reclining seats, ample legroom, and individual power outlets, Coach Class is ideal for short trips or budget-friendly travel. Seats often include personal reading lights, and free WiFi is usually available on many short and medium distance routes.

Business Class: Offering an upgraded experience, Business Class includes wider, more comfortable seats, complimentary refreshments, and free newspapers. Priority boarding and additional loyalty points make this option appealing for frequent travelers. Not available on all routes.

Roomettes & Bedrooms: Designed for privacy and comfort on longer journeys, these sleeping accommodations include convertible beds and seating, fresh linens, and towels. Bedrooms additionally offer in-room sinks and restrooms. Exclusive access to showers and dedicated attendants ensures a home-like experience.

Accessible Accommodations: Specially designed for passengers with mobility needs, these options provide easier access and adjustable features.

Observation Cars: Uniquely crafted cars with panoramic windows, these offer a communal seating area perfect for socializing and enjoying the landscape. On long-distance routes with Superliner equipment only. Other trains have similar Café Lounge cars, just without the panoramic windows.

Can you choose your seat?

While choosing your own seat beforehand is still not available for most Amtrak trips (an outdated practice Amtrak needs to change), however you can usually choose your own seat, or at least ask to move if the conductor seats you somewhere you don’t like, when you bard the train. Conductors usually assign coach seating at the time of boarding on long-distance trains. Some state-supported services and Northeast Corridor services allow you to choose your own seat once you board. Also there are no middle seats on any of the trains!

Amtrak also offers a variety of food options onboard:

Dining Cars: Full-service dining cars are found on long-distance routes, serving breakfast, lunch, and dinner. The menu often includes regional specialties, vegetarian options, and a children's menu. Sleeping accommodation passengers receive complimentary meals.

Café Lounge Cars: Open throughout the journey, café cars offer casual dining with snacks, sandwiches, salads, and beverages, including local wines and craft beers. These are available on basically every route in the system, short and long-distance.

Room Service: Those with Sleeper accommodations can always have their meals served directly to their room. Again free of charge.

Special Dietary Needs: Amtrak’s culinary team can cater to specific dietary needs, such as gluten-free, low-sodium, or vegan meals, with advance notice.

Amtrak also offers options for accessibility and bringing pets onboard:

Accessibility: Passengers with disabilities can request special services such as assistance with boarding, sign language interpreters, or accessible documentation. Stations typically offer ramps and elevators, and many trains include accessible restrooms.

Pet Policies: Most Amtrak routes allow small cats and dogs in designated carriers, subject to fees and availability. Service animals are accommodated according to the Americans with Disabilities Act.

Traveling in comfort with Amtrak is an essential part of the rail journey, encompassing everything from personalized seating choices to delectable dining experiences and the thoughtful inclusion of all passengers, including those with accessibility needs or traveling with pets. Attention to these details transforms a simple train ride into an unforgettable experience, enhancing the adventure and setting the stage for what's to come.

Step 5: Packing and Preparation

When it comes to traveling by train, preparation is key. But packing for an Amtrak journey is not the usual routine you might follow for other modes of transportation. It's about comfort, convenience, and aligning with Amtrak's specific policies.

A Packing Guide Tailored to Train Travel

Consider first the clothing. Versatility and comfort are vital, especially if you're embarking on one of Amtrak's scenic, long-haul routes. Think layers that can adapt to changing temperatures and are easy to take off and put back on. Also don't forget travel essentials like identification, tickets, chargers, and medication. If you're planning an overnight journey, a travel pillow and blanket can be lifesavers. Bringing entertainment like books, magazines, or downloaded movies will make your journey more enjoyable. And even though dining options are available on many routes, packing your favorite snacks and a reusable water bottle allows for personalized refreshment anytime.

Amtrak's Luggage Policies

Amtrak's luggage policies are generous but specific. Carry-on bags should not exceed 50 lbs each, and passengers are usually allowed two. Checked luggage policies vary by route, but on certain ones, you can check up to four bags, with the first two being free. If you're a musician or an avid cyclist, oversized items like bicycles or musical instruments might require special handling and fees. Always remember to label all bags with your name and contact information and be mindful of prohibited items.

Travel Essentials: Beyond the Basics

Going beyond the basic packing, understanding what to have at hand can make or break your travel experience. Here's what to consider:

Documents: Keeping ID, tickets, and travel visas easily accessible will save you stress at the station.

Chargers and Adapters: With power outlets at every seat on many routes, you'll want chargers for all your devices. If you're traveling internationally on a cross-border service, appropriate plug adapters are a must.

Snacks and Dietary Needs: If you have specific dietary preferences or needs, packing snacks or meals ensures your culinary comfort. It will also save you money.

Health and Safety

Last but not least, health and safety considerations are paramount. Personal hygiene items like hand sanitizer and wet wipes should be packed for personal cleanliness. Any necessary medication and a small first-aid kit can be essential. Considering travel insurance might be a wise precaution, too.

Packing and preparation for an Amtrak journey extend far beyond mere logistics. It's an integral part of the travel experience that sets the stage for a relaxed and enjoyable adventure. Whether it's selecting the right wardrobe, understanding luggage restrictions, or complying with health and safety guidelines, careful planning enhances the whole journey. Train travel is a unique adventure, one that begins even before you step on board. By embracing these aspects of preparation, you'll find yourself well-equipped and ready to fully enjoy all that Amtrak has to offer.

Step 6: Understanding the Onboard Experience

The Amtrak journey is not just about reaching your destination; it's about embracing the ride itself. From the moment you step aboard, you enter a world of comfort, camaraderie, and the unending allure of the scenery gliding by. Let's explore what awaits you on this unforgettable voyage.

What to Expect During the Trip

From coastal cliffs to mountain vistas, Amtrak’s routes offer a stunning array of scenery. The ever-changing landscapes provide a captivating backdrop to your journey. And while the views are mesmerizing, it's the staff's warm hospitality that truly enriches the experience. Amtrak's crew are often more than mere service providers; they become storytellers, sharing local lore and travel tips, enhancing your connection to the places you're traversing. More often than not, especially when traveling in sleeper cars, you will have an amazing experience with Amtrak staff. Some are not cut from that same cloth, but overall they really seem to love their jobs.

Entertainment and Socializing

The onboard experience encourages relaxation and connection. Many travelers find joy in simply gazing out the window, losing themselves in thought or diving into a good book. If you're feeling social, the lounge or observation cars provide opportunities to meet fellow adventurers. Shared experiences create bonds, and it's not uncommon to make lasting friendships over a game of cards and drinks in the lounge or a shared meal in the dining car. Also if you dont feel like socializing, then you dont have to! You are always welcome to eat by yourself in the lounge, back at your seat, or in your private room. Just remember that the diner car is communal if your group is smaller than 4 people, so you will likely be seated with others.

Unique Experience and Amenities

Certain Amtrak routes offer unique features that elevate the travel experience. On routes that operate with Superliners, observation cars with panoramic windows invite you to immerse yourself in the landscape. On some journeys, National Park Service guides join the ride to share insights and history about the parks and historic landmarks you pass. Themed excursions, such as wine-tasting trips or historic reenactments, add an extra layer of excitement, appealing to a wide array of interests.

The Amtrak onboard experience is a rich one, full of human connections, and unique opportunities to engage with the places you travel through. It's a world where the journey itself becomes the destination, where time slows down, and the beauty of life on the rails unfolds. Whether you're a solitary traveler seeking reflection or a social butterfly ready to mingle, Amtrak's trains offer something for everyone.

Step 7: Estimating and Managing Trip Costs

Understanding and managing trip costs is the cornerstone of a stress-free travel experience. Here's how you might approach this:

Fare Type: Choose from options like Saver, Value, or Flexible, depending on your travel needs and budget.

Accommodations: If you're planning a multi-day trip, consider the range of onboard accommodations, from seats to roomettes or bedrooms. There is a big difference in price between coach seats and private roomette or bedrooms.

Meals and Extras: Factor in dining and any special onboard purchases you might anticipate. Sleeper car fares include all Dining Car meals, while coach fares do not.

Additional Travel Costs: Include trip insurance, ground transportation, hotels, and attractions at your destination.

Money-Saving Tips

Amtrak offers various ways to save money, especially if you're flexible with your travel plans:

Book Early: It is almost always an advantage to book as early as possible. Sometimes you can find good roomette and bedroom deals at the last minute but this is risky, usually booking early is the way to go.

Off-Peak Travel: If your schedule allows, traveling during non-peak times can result in significant savings. This means avoiding holidays school breaks if at all possible. Travel during the week is also usually cheaper than weekends.

Amtrak Deals and Specials: Amtrak offers a surprising number of good deals and discounts throughout the year, keep up with their marketing email list to access these deals. If you are flexible you can get some incredible discounts.

Rail Passes: For extended travel, consider a rail pass that allows multiple segments over a set period.

Package Deals: Look into vacation packages that bundle train travel with hotels and attractions. AmtrakVacations.com are experts at putting together these travel packages, their fee is often worth the expertise and discounts they can provide.

Membership Discounts: Various memberships, such as the National Rail Passengers Association (NRPA) or student discounts, might apply to your fare. If you are planning a rather expensive trip, the NRPA membership will likely pay for itself right away.

Amtrak Credit Card: Amtrak and Mastercard offer an Amtrak Rewards credit card that comes with a serious sign up bonus that could help pay for your entire trip. If you use it regularly it can also help you pay for future trips

Budgeting for an Amtrak journey is about more than just dollars and cents; it's about aligning your financial planning with your travel dreams. From the initial estimation of costs to savvy use of discounts and awareness of potential extras, thoughtful budgeting empowers you to travel with peace of mind.

Navigating Challenges and Delays

While train travel with Amtrak is a delightful experience for many, it's certainly not immune to delays. Unfortunately Amtrak is at the whim of the freight railroads whos tracks it operates on, and this is the primary reason for delays. (DonDelays, cancellations, or mishaps can (and often will) happen, but with a prepared mindset and a little knowledge, these needn't spoil your adventure. Let's explore how to approach these challenges.

An unfortnate rule of thumb with Amtrak: ALWAYS EXPECT DELAYS . If you go in with this mindset you will have a much more enjoyable trip.

When faced with a delay or cancellation, a proactive approach can make a significant difference:

Stay Informed: Utilize Amtrak’s website, mobile app, or station information boards to keep up to date on your train's status.

Utilize Staff Support: Amtrak staff are usually well-informed and ready to assist. Don't hesitate to politely ask for guidance.

Pack Snacks and Entertainment: In case of long delays, having some snacks and entertainment can make the wait more comfortable.

Know Your Rights: Familiarize yourself with Amtrak's cancellation and delay policies so you can advocate for yourself if needed.

Should you need assistance, knowing where to turn is essential:

Amtrak Customer Service: Reachable at 1-800-USA-RAIL, this line can assist with various inquiries. They are especially good at dealing with ticketing issues, or changng travel plans. Compared to airlines Amtrak customer service is much more flexible to deal with.

Station Personnel: Don't overlook the station staff, who are typically well-equipped to provide local assistance and information. Many station staff members are volunteers who are there specifically to help you. Remember to always be polite and kind.

Amtrak's Website and App: Both of these digital platforms offer valuable resources, including real-time updates and support contacts.

While it might sound cliché, maintaining a positive attitude during travel disruptions can profoundly impact your experience. Delays are often beyond anyone's control, so embracing the unexpected as part of the adventure can turn potential frustration into an opportunity for relaxation or new acquaintances.

Step 8: Enjoy your Adventure with this Amtrak Train Travel Guide !

Traveling by train is more than a means to an end; it's a journey that harkens back to a time when travel was not just about reaching a destination but an experience to be savored. Amtrak has made this accessible to modern-day adventurers, connecting not only cities and landscapes but people and memories.

From the comfort of well-appointed accommodations to the thrilling vistas that unfold outside your window, Amtrak offers a unique blend of relaxation and discovery. The scenic routes, diverse experiences, opportunities for socializing, and a broad spectrum of budget options come together to create a travel option that's as rewarding as it is accessible. Yet, like all travel, it comes with its considerations - understanding the routes, budgeting wisely, planning for comfort, and being prepared for unexpected delays.

So why not embark on an adventure that allows you to slow down and savor the journey? Whether it's the bustling energy of the Northeast Corridor or the tranquil beauty of the California Coast, Amtrak's rails are pathways to exploration and enjoyment. Let the rhythm of the train soothe you, let the scenery inspire you, and let the experience enrich you. Embrace the adventure of rail travel; the tracks are calling.

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Step-by-Step Guide to Plan Your Holiday to Dream Destination

F inding challenges to plan a trip. But I don't think it needs to be! With the help of proper planning, you will be able to schedule a complete journey, and that too without any stress. In this guide, I am going to share a few tips that can help you plan your holiday. These were the steps I took while I was heading to the UK for a holiday. According to us, a vacation comes with lots of steps but the most important thing that you have to do is to book a flight and hotel under your budget. Rest seems to be easy but only if you go in an organized manner. I booked my flight and hotel combo with Loveholidays and I appreciate the deals available in the store.

There’s a ton to consider when planning a journey: from acquiring a visa to computing out the conveyance to booking lodging and obtaining local money, overall, it can be a bit stressful.

Don't you think it seems to be contradictory, right? Worrying out over planning while going on a vacation to relax. So, make things easy priorly so that you can have a great experience.

But we’ve realized our share of lessons and at the same time, we are here to share them with you. Here are some ways that can help you to understand how to book cheap flights.

In this article, we are here to help you so that you can plan your vacation. Explore the step-by-step guide so that you can plan your holiday.

How to Plan Your Holiday

Figure your budget.

Before you can actually start to plan a journey , you ought to take a good glance at your expenditures and calculate how much money you can spend on your holiday. This will ensure that you are doing effective planning. The budget is very essential and if you are traveling without any estimation, it can cause a lot of expense. That is why you need to prepare a complete list so that you can spend accordingly.

Decide Your Traveling Style

By hearing it, this might be confusing. Here we mean you have to decide whether you are traveling with your family, and friends, or going on a solo trip. This is something very important to decide because this will ensure you plan your budget properly. Not only this, by choosing your traveling style you will be able to book your accommodations.

Want to Relax - Choose Your Destination

This step is obvious for all, planning a holiday cannot begin if you are not ready with the destination. Tell me can you book your flights and hotel without choosing your vacation place? No, that is why this is very important for all of you to choose. If you are on a low budget then you should choose an affordable location. If you are ready to spend then you can choose your desired place. Are you confused about choosing a destination so you can prepare a list where you can list down the places you want to go? Once done choosing you can book your flights.

Book Your Flights

Since you are done with choosing the destination, next you have to book your flights. I suggest you book your holiday with Loveholidays so that you can get a reasonable price for your journey. Though it's time to book a flight, you still need to choose certain questions.

First, check where you have to go and if you need a VISA. Ask these 3 questions from yourself:

● What airport do you need to fly to?

● Are you going to make a round trip?

● Are you departing to a new destination?

Tips for Getting Deals on Flights

● Learn when to purchase: Relying on where you are fleeing to and from, there are distinct suggestions for how distant in advance you should purchase your flight.

● Sign for alerts: Many search engines permit you to sign up for signals between locations. When you turn on those notifications, you can be updated by email about the price drop-down and jump to book your holiday.

Book Accommodation

Once you are done with booking your flights then come to choose your holiday. This is also very essential when planning a holiday . When you are going for a holiday, you might think that after a flight you just step into the hotel and relax. True? This is only possible when you can book your accommodations priorly. You can easily reserve your rooms by reviewing the comments for the hotels and checking the pictures.

Research Things to Do

When you are done with everything, now comes the other part. This involves choosing all the things you are going to do once you land at the grounds of your location. If you are not planning them then it will become very confusing for you to plan your holiday. Check all the things about the best places that you can explore . You can prepare a list and plan an itinerary so that you can schedule your day accordingly.

Get Travel Insurance

Have you ever thought of buying travel insurance? If not then you must consider it. When you are going to any foreign destination, travel insurance is essential and is asked either at the time of checking or on arrival. There are lots of benefits to buying travel insurance. It can protect you against loss of baggage, delay or cancellation of flight, medical needs, theft, or any other problem that you might face while traveling. Make sure that you are checking all the areas before buying travel insurance and what aspects are covered in it.

Pack Your Bags

As soon as the dates for the travel arrive it brings more anxiety. No, you have to boost the process of packing so that you can keep all your stuff properly.

Packing for a journey can be confusing. You like to be ready and make sure you don’t overlook anything, but there is no need to drop heavy bags as well. You need to check the guidelines about the weight of the bags so that you can pack the things accordingly.

These are some of the essential things that you need to take when you are planning a vacation. These are very important things to take care of because ignoring them can mess up your holiday. Just follow this guide, plan your holiday carefully, and book your tickets priorly from Loveholidays so that you can avail the best deals.

Have a safe flight to the UK!

Finding challenges to plan a trip. But I don't think it needs to be! With the help of proper planning, you will be able

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Travelling with public transport in Dubai? How to use S'hail app to plan your journey

Residents can use this application to know how much their journey costs, and how much time it will take to reach their destination.

Embracing the bright side: A guide on how to cultivate optimism

The power of solitude: Why you should go on a solo trip

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Published: Thu 23 May 2024, 9:16 PM

Last updated: Thu 23 May 2024, 10:34 PM

In 2023, around 702 million riders used the Dubai Metro to get to their destination – signifying the increasing reliance of residents on public transport.

If you are one among millions who use RTA's bus, taxi or metro service, or are planning to use it, downloading the S'hail app can help ensure a smooth journey.

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The all-in-one application allows users to plan their journey – informing them of the time, cost and the methods of transportation they could use to travel in Dubai and get to their destination.

Here's how you can plan your journey in 6 simple steps:

1. After you download the app, go to the home page. Click on the box with the text 'Where are you going to?'.

2. Enter your destination in the box and select the correct option from the drop down.

3. Click on 'Confirm location'

4. You can choose from two options: Public Transport and Taxi. Click on the relevant tab to ensure you receive the correct information regarding time and cost.

5. You can select the time of Departure or Arrival and plan accordingly. To do so, just click on the word 'Departure' under the 'Public Transport' or 'Taxi' tab.

6. Select the option that works best for you and view the trip in more detail.

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Kick-start your fitness journey with Medic-AL Fitness. Together with Mandy Mahaffey, you'll have the best combination of nutrition & exercises available on a single app. With Medic-AL Fitness, you can begin your fitness journey in no time. Get a fully personalized workout and meal plan tailored to your fitness goals. Progress tracking gets easier when you log your daily workout, record meals, update your check-ins and connect your fitness band & health kit, and get real-time updates via advanced analytical tools. Everything that contributes to your fitness goals gets captured in one place. To top it all, use the inbuilt 1-1 chat feature to have all your queries addressed on the go. You deserve to be the best. That’s why Medic-AL Fitness have packed so many features in a single app to help you achieve your fitness goals. Start your journey today! Features that will help you achieve your fitness goals include: * Personalized Workout Plan: Get a fully personalized fitness plan tailored to your goals, whether it is to gain weight, lose weight, gain muscles, or simply wish to work on your general fitness. * Nutrition, Hydration & Habits: Access meal plans assigned by your coach and log your food intake to keep a close track of your calorie intake and macros. You can also track your hydration, steps and calories burnt on the app. * Instant messaging & video calls - Message your coach in real-time and schedule video sessions directly from the app. Stay connected with your coach to improve compliance and get better results. * Check-ins: Gain complete insight into your overall performance with easy check-ins and real-time updates. * Progress: Stay on top of your progress with powerful analytics. * Wearable integration: Get the bigger picture of your progress by connecting your fitness band & health kit thereby enabling real-time updates. Note regarding Apple Health: The app integrates with Apple Health to show your daily activity - distance, steps, active energy, and flights to help you better achieve your goals. App also uses Apple Health to track energy burned and heart rate during a workout session, if an Apple Watch is used. Workout metrics are shared with the coach to better design your workout schedule. DISCLAIMER: Users should seek a doctor’s advice before using this app and making any medical decisions.

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How to Optimize Your RMDs in Retirement

No matter where you are in your financial journey, many options are available, including eliminating RMDs altogether through Roth conversions.

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Required minimum distributions (RMDs), or the minimum amount you must withdraw from your pre-tax retirement accounts each year, are a key consideration for retirement planning. That said, the rules and ways you can, and should, leverage them have changed.

The old rule was you had to begin RMDs at 70½ years old. The SECURE Act updated the age for RMDs to 72. The SECURE 2.0 Act updated the age to 73. The raise in RMD age lets retirement assets build longer, but there are still many paths you can take with current RMDs and future RMD planning. It all depends on where you are in your financial journey.

Let’s say you are in your 20s or 30s and have a 401(k) at work. You are contributing to a pre-tax vehicle, taking full advantage of the employer match and plan on working there for decades. When you retire, you will have accumulated a large pre-tax retirement nest egg. Would you rather have six figures in a pre-tax retirement account or six figures in a Roth? Most would prefer the latter.

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A potential way to reduce the RMD requirement later in life is to switch your deferral from pre-tax to Roth now, as Roth IRAs do not have the RMD requirement. While employer matching contributions still need to be invested pre-tax, maxing out your Roth contributions will minimize your RMDs.

You might consider a Roth conversion

As it is uncommon to stick with the same employer for decades, one strategy clients can utilize when switching jobs is a conversion. A Roth conversion is when you take a pre-tax account, such as a traditional IRA , and move all, or a partial amount, to a Roth. This creates a taxable event (federal and sometimes state), which may increase or decrease your tax bill or refund.

For readers who are 73 and older — I work with a client who is self-employed and is adding to her Simplified Employee Pension ( SEP ) plan IRA while being paid out RMDs. She consistently adds hundreds of dollars each month to her IRA and has her RMD scheduled to pay out at the end of the year. Because of her age and high balance, the RMD is significant, making it difficult for her to build her retirement savings.

That said, it still made financial sense for her to continue to add to her SEP. We just needed to figure out a way to stay invested.

Ultimately, we set up a non-retirement account at the SEP-IRA custodian. Each year, her SEP RMD is automatically calculated and paid to her non-retirement account. She utilizes the same mutual fund in her non-retirement account and SEP account, so when the RMD occurs, it satisfies her RMD requirement and keeps her invested. I utilize this same strategy for people who have an RMD requirement but do not need the RMD to supplement retirement income.

Even if you are RMD age, it is not too late to do Roth conversions. They’re a great way to reduce future RMDs, since Roth IRAs do not have an RMD. The year you do the conversion, you must take your RMD first, and then you can convert any amount to a Roth. While there will be taxes owed on the RMD amount and also on the conversion amount, if we can keep someone in the same tax bracket , that is a win. If the conversion sends some of their income into the next tax bracket, they did too much.

Look at your tax rates

Most people between ages 40 and 70 have already accumulated wealth in a pre-tax 401(k) or traditional IRA. If you only have a 401(k) and are adding to the pre-tax position, I recommend looking closer at your tax rates. You may find it beneficial to reduce the pre-tax 401(k) addition and increase the Roth 401(k) contribution. Maybe there is an old 401(k) from a previous employer or a traditional IRA you could convert, if it doesn’t send you into the next tax bracket. Or you could do partial amounts over time to stay in the same tax bracket.

I work with a married couple — one of them is still working, and the other is retired. For the retired one, we convert the same amount of their former W-2 wages to a Roth. The household income for the year is the same, even though only one spouse works. They remain in the 12% federal tax bracket. This strategy works great if the couple can live off the W-2 wages, or they have extra cash in savings to supplement income.

I worked with a single client who was also in the 12% tax bracket. She strategically retired a few months into the year and wanted to convert most of her traditional IRA in the first year of retirement. Her conversion amount plus her partial year earned income equaled her previous year’s income, so taxes were similar for her. She lived off her savings account and completed another conversion the year after.

The best course of action for all is to team up with a savvy tax preparer and a financial adviser . There are many options, but I would recommend someone you trust and enjoy working with. Feeling educated and informed on the choices around RMDs will help you make the best decisions for you and your finances.

Case studies may not be representative of the results of all clients and are not indicative of future performance or success.

The opinions expressed are those of the author and do not necessarily represent those of the employing firm. Case studies may not be representative of the results of all clients and are not indicative of future performance or success.

*These examples provided are hypothetical situations based on real life examples. Names and circumstances have been changed. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investments or strategies may be appropriate for you, consult your financial advisor prior to investing. This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.

Traditional IRA account owners have considerations to make before performing a Roth IRA conversion. These primarily include income tax consequences on the converted amount in the year of conversion, withdrawal limitations from a Roth IRA, and income limitations for future contributions to a Roth IRA. A Roth IRA offers tax deferral on any earnings in the account. Qualified withdrawals of earnings from the account are tax-free. Withdrawals of earnings prior to age 59½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Limitations and restrictions may apply. CBSI-6487050.1-0324-0426

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What is a Journey Management Plan? A Full Guide
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Journey Mapping 101
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Travel Planning 101: Plan Your Journey Step by Step • The Travel Tool

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COMMENTS

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How to Plan Your First American Rail Adventure: A Step-by-Step Amtrak
Step 3: Planning Your Itinerary. Planning your itinerary for a rail journey is about connecting the dots between exciting destinations, scenic vistas, comfortable accommodations, and convenient transportation. Let's explore how you can craft an unforgettable adventure.
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Here's how you can plan your journey in 6 simple steps: 1. After you download the app, go to the home page. Click on the box with the text 'Where are you going to?'. 2. Enter your destination in ...
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Plan A Journey
Use our Journey Planner online or download the TFI Journey Planner App to plan your journey around Ireland using train, bus, tram, car, taxi or bicycle.
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Let's say you are in your 20s or 30s and have a 401(k) at work. You are contributing to a pre-tax vehicle, taking full advantage of the employer match and plan on working there for decades.
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May 23, 2024. Isabella Strahan is still pushing through her ongoing cancer battle, but the journey has certainly not been without its obstacles. Isabella, one of Michael Strahan 's 19-year-old ...
Is journey of water wheelchair accessible
Happily, because Journey of Water is indeed wheelchair accessible, everyone is able to answer the call of the sea and enjoy the experience of seeing water come to life! It is important to note that wheelchair access is only available on the dry path of the trail, but because the wet and dry paths are so close to each other, Guests on the dry ...
RISE with SAP
Start your journey to cloud ERP today. The RISE with SAP Migration and Modernization program comprises best practices, related tools, and services delivered through RISE with SAP Methodology. With a combination of financial incentives and a skilled community of partners, you can quickly realize significant value from your cloud ERP investment.