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Cross-Border Discover & Learn

Traveling beyond your province or territory protect yourself with travel insurance 9 ..

When your travels take you far from home in Canada, even a minor accident or sickness can become a major expense and a costly inconvenience—especially since the coverage you have may not fully protect you, whether that’s your provincial health plan, protection offered through your credit card or coverage through your employer. 

Your Government Health Insurance Plan (GHIP) typically covers only a limited portion of your medical expenses once you leave the country and your province. For example, a four-day stay in a U.S. hospital for an appendectomy could cost $39,400 (USD), with only $1,600 (CAD) covered by your GHIP. And a one-day stay in a U.S. hospital for a broken arm could cost $32,600 (USD), with only $400 (CAD) covered by your GHIP. 

Coverage offered through your credit card 9 and employer, while valuable, may only cover specific scenarios and not offer the comprehensive protection you will want while you’re away from home.

Travel insurance can cover your entire family for the duration of your trip, and family pricing is generally available to help you save on the coverage you need. If you travel regularly, a multi-trip annual travel insurance plan that can offer protection for a full year, regardless of the number of times you travel, is a smart option to consider.

RBC Insurance – Travel Insurance that offers more coverage in more places ™ RBC Insurance offers the travel coverage you need, as well as 24/7 access to a caring team of medical professionals – no matter how big or small your emergency. Here are some of the reasons we recommend RBC Insurance to our clients:

• 24/7 worldwide emergency travel assistance through a toll-free emergency help line
• Multilingual assistance from caring professionals – ready to help you wherever you are in the world
• Best in class claims service, with knowledgeable claims and service advisors available to you
• Registered nurses and consulting physicians available 24/7

Most Recent

Sign In to Avion Rewards

Sign in with:

If you have a personal credit card or deposit account, you need to enrol in RBC Online Banking to enjoy Avion Rewards. It’s easy and secure.

Start planning your next adventure

All members can redeem Avion points, pay with a credit card or both

Fly on any airline with exclusive pricing & benefits for Avion Elite

Get exclusive deals on hotels, resorts and more around the world

Car rentals

Access a fleet of rental cars, trucks and vehicles at home and abroad

Book flights plus hotel packages to thousands of destinations

Things to do

Catch a show, tour sites & attractions, treat yourself to authentic local cuisine and more

Fly over 500 airlines with exclusive pricing & benefits for Avion Elite

Book all-inclusive vacations to thousands of destinations

Catch a show, tour sites & attractions, treat yourself to 5-star dining and more

Already a member? Sign in to get the latest travel offers

How many points do you need to travel?

Avion Elite members get there sooner with exclusive fixed-points pricing on any airline, any flight, any time. No blackout dates or advance seating restrictions, even during peak periods. 

Quick Getaways

• Within or to an adjacent province/territory
• Within or to an adjacent U.S. state

Max Ticket Price* $350

Explore North America

• Anywhere in Canada/U.S. except Hawaii and Alaska

Max Ticket Price* $750

Holiday Destinations

• Western Canada/U.S. to Mexico, Hawaii, Alaska
• Eastern Canada to Bermuda, Central America, Caribbean

Max Ticket Price* $900

Take a Vacation

• Eastern Canada/U.S. to Mexico, Hawaii, Alaska
• Western Canada to Bermuda, Central America, Caribbean

Max Ticket Price* $1,100

Visit Europe

• Major gateway in Canada/U.S. to destinations in Europe

Max Ticket Price* $1,300

100,000 pts

See the World

• Major gateway in Canada/U.S. to destinations in Asia, Australia, New Zealand, South Pacific, Middle East, Africa, South America

Max Ticket Price* $2,000

*Excluding any applicable taxes, surcharges and fees.

Max Ticket Price* $175

Max Ticket Price* $375

Max Ticket Price* $450

Max Ticket Price* $550

Max Ticket Price* $650

Max Ticket Price* $1,000

Avion Elite members can also redeem for hotel stays, car rentals and more, using this simple conversion:

You also have the flexibility to redeem for flights using this conversion, including paying taxes and fees * If you are an RBC Avion Visa Infinite Privilege for Private Banking, RBC Avion Visa Infinite Privilege, RBC Avion Visa Infinite Business or RBC Commercial Avion Visa cardholder, you can redeem your points at the rate of 100 points = $2 CAD for first or business class air fare, including paying taxes and fees.

Still have questions? Visit our Travel FAQs page

Family vacations or bucket-list trips, eligible Avion Premium members 1 can redeem using this conversion:

Redeem a minimum of 1,000 points – the remaining balance can be paid with a credit card.

ION & ION+ credit card holders and Avion Rewards Core Accounts redeem using a conversion rate of 172 points = $1 (minimum 2,500 points)

Road trips, weekend getaways or vacations, Avion Select members can redeem travel using this conversion:

Redeem a minimum of 2,500 points – the remaining balance can be paid with a credit card.

Travel sooner 2 as an Avion Elite member

Get the RBC Avion Visa Infinite card to become an Avion Elite member and enjoy exclusive benefits to help you travel sooner 2 on points with any airline, any flight and anytime.

Convert points for travel

Avion Premium and Elite members can convert points to other loyalty or frequent flyer programs, so you can fly and earn your own way. 1

WestJet Rewards

American Airlines

British Airways

Cathay Pacific

Frequently asked questions

Still have questions? Check our Travel FAQs

Avion Rewards travel

Redeem your points for flights, hotels, car rentals, and more.

How many Avion points do you need to travel?

Rbc avion visa credit card holders.

Choose any airline, any flight, any time. There are no blackout dates or advance booking restrictions, even during peak periods.

Avion credit card holders can also redeem for all type of travel, using this simple conversion:

Redeem points using this conversion rate for hotel stays, car rental, cruises, and more. You can also use it for flights when you don’t want to redeem from the Air Travel Redemption Grid above.

Want to travel sooner?

With an RBC Avion credit card, you could be travelling sooner with any airline, any flight, any time. Apply for an RBC Avion Visa Infinite card today and get.

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Redeeming Avion points for your travel needs is easy

Just use this conversion rate if you’re:

• redeeming for a flight not using the Air Travel Redemption Schedule;
• redeeming for a hotel stay, car rental, cruise or vacation package;
• paying any amount above the maximum dollar value within a category;
• paying taxes, surcharges and fees.

If you are an RBC Avion Visa Infinite Privilege for Private Banking, RBC Avion Visa Infinite Privilege, RBC Avion Visa Infinite Business or RBC Commercial Avion Visa cardholder, you can redeem your points at the rate of 100 points = $2 CAD for first or business class air fare, including paying taxes and surcharges and fees.

Don’t forget, if you’re short a few points, you can always purchase travel by redeeming your points and using your credit card.

For more information, see our Avion Rewards Terms and Conditions .

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Travel and travel insurance

Explore travel and travel insurance topics, general travel.

I am abroad and I believe my card has been stopped, what do I do?

How do I register my credit card for travel?

How do I order Travel Money?

How do I let you know when and where I'm travelling abroad?

Can I order or cash Travellers Cheques?

Travel insurance

What is my travel insurance policy number?

Do I need to register for travel insurance?

Can you tell me more about travel insurance?

Do you have any credit cards that offer travel insurance?

Travel account

What is a Travel account?

What are the requirements to open or close a Travel account?

How to guidelines for Travel account

How to spend with a Travel account?

Help with Travel account transactions

What's travel insurance?

Travel insurance is financial protection against unforeseen circumstances while you’re travelling or on holiday. Depending on your level of cover it could protect you, your trip, and your property such as medical care, cancelled flights or lost luggage.

Handy guides for general banking information

Help with registering on the app.

Safe and easy banking with the Royal Bank of Scotland app.

How to use the mobile app

Everything you need to know about banking in the app.

Help with registering for Digital Banking

If you're new to Digital Banking, this guide can help you get started.

Banking my way

Do you need additional support with banking because your circumstances have changed?

Need assistance?

Foreign Exchange Currency Converter

Our Foreign Exchange Currency Converter allows you to quickly convert over 30 foreign currencies.

• Foreign Exchange
• This conversion is not offered by RBC.
• Please enter a lower currency amount or visit an RBC branch for conversions over CAD $10,000.
• The currencies could not be switched, the conversion is not offered by RBC.
• Rates not available at this time.
• Go to the error

Currency I Have: 

Currency i have, currency i want:, currency i want.

Non-Cash Rates as of  

Foreign Exchange cash transactions are available to RBC clients only.

Exchange rates quoted in the media are the exchange rates, used by banks and other market participants to buy and sell currencies in the wholesale market. Client transactions require additional processing and are usually for much smaller amounts, and as a result, are priced using a retail rate.

Exchange rates applied to cash transactions include shipping and handling charges, making the exchange rate for cash less favorable than the non-cash rate. Non-cash rates are applied to paper instruments such as cheques and drafts. Non-cash rates are also applied to incoming and outgoing wire payments and other electronic transactions. These instruments do not require physical storage or movement, and incur less time and cost for processing than cash transactions. Therefore a more favorable rate is applied to non-cash instruments.

It is often more beneficial to convert your Canadian dollars to the local currency of your travel destination before you leave Canada. Many banks, foreign exchange kiosks and hotels in other countries charge commission or service charges in addition to exchange rates that are often higher than those in Canada when converting your Canadian dollars to their local currency.

• Learn how to purchase it through RBC Online Banking and pick it up at a branch of your choice.
• Sign in to purchase

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Locate a Branch for Foreign Currency or U.S. Cash ATM

Travel Insurance Packages

The most travel protection we offer.

Protect yourself against the widest range of unexpected travel and emergency medical situations.

Get a Quote

Complete coverage in a single package, deluxe package.

Single Trip: Ages 0-74 Multi-Trip: Ages 0-64

For travellers who want the "most coverage" for a trip outside of Canada.

• Unlimited emergency medical Disclaimer 1
• Trip cancellation and interruption Disclaimer 2
• Baggage loss, damage and delay Disclaimer 2
• Flight and travel accidents Disclaimer 2

See More See Less

• Single trip and multi-trip annual plan options Opens in new window Disclaimer 3
• 9-, 16- or 30-day trip duration options available for multi-trip annual plan (call for 30-day option)
• No health questions and coverage for stable Opens in new window pre-existing medical conditions Disclaimer 4
• Family plan pricing available
• Package Upgrade Rider Opens in new window available
• 24-hour worldwide emergency medical assistance

Policy Documents:

For complete coverage details, limitations and exclusions, see:

• Deluxe Package (Single Trip) Opens PDF in new window
• Deluxe Package (Multi-Trip Annual) Opens PDF in new window

TravelCare ® Package

Single Trip: Ages 75+ Multi-Trip: Ages 65+

For mature travellers who want the "most coverage" for a trip outside of Canada.

• Pre-existing conditions may be covered depending on the TravelCare Category Opens in new window for which you qualify Disclaimer 5
• TravelCare Package (Single Trip) Opens PDF in new window
• TravelCare Package (Multi-Trip Annual) Opens PDF in new window

Non-Medical Package

For travellers who don't need emergency medical coverage for a trip outside of Canada.

• Non-Medical Package Opens PDF in new window

Travel within Canada Package

For travellers who want our best coverage for a trip within Canada only.

• 24-hour worldwide emergency travel assistance
• Travel Within Canada Package Opens PDF in new window

Seven Things You May Not Know About Travel Insurance

Make sure you have the right travel insurance—get an online quote or talk to a licensed insurance advisor.

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• Call 1-800-769-2511

RBC Avion Visa Infinite – a Premium Travel Credit Card with Insurance Benefits

Card Details

Travel rewards.

Earning is easy

Earn 1 Avion point for every $1 you spend, plus an extra 25% on eligible travel related purchases 12 .

Choose any airline, any flight, any time

No blackouts or seat restrictions. If there's an open seat, you can fly – even during peak seasons.

Travel anywhere you want to go

Take a look at our Air Travel Redemption Schedule to see how many points you need. One-way flights start as low as 7,500 Avion points! ^

So easy to book travel

Use our online tool to book travel rewards instantly .

The Friday Friend Pass - 2 for 1 Ski Passes!

Love skiing or snowboarding? Get one FREE lift pass when you buy one Friday lift pass with an RBC Avion Visa, at participating resorts across Canada. Learn More

See More Rewards See Less Rewards

Save and Earn Faster with RBC Offers

Load personalized offers for great brands before you shop to get cash savings or to earn bonus points faster.

Redeem points for other great stuff

Including the latest Apple products, over 50,000 tech products at Best Buy, and an amazing selection of merchandise, gift cards, RBC Financial Vouchers and more.

Convert your points to other programs

Eligible Avion Rewards members can convert points to other loyalty programs including WestJet dollars and Hudson’s Bay Rewards points.

Payback with points

Use your Avion points toward your credit card balance. 3

Additional Features

Great Benefits – Just for RBC Avion Visa Cardholders

From exclusive perks to enhanced coverage, explore all the benefits that come with being an RBC Avion Visa Cardholder.

Extensive insurance coverage

• Mobile Device Insurance included – up to $1,500 7
• Travel with ease with trip cancellation 8 and trip interruption 8 insurance, and emergency medical 9 .
• Plus, eligible purchases 7 made on the card are protected.

For more details regarding all available insurances on this card,  click here .

Visa Infinite Benefits

Get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits via www.visainfinite.ca

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Instant Fuel Savings at Petro-Canada

Link your card and get the following:

• Instantly save 3¢/L on fuel 4 and always earn 20% more Petro-Points 5
• Always earn 20% more Avion points 6

For more details click here .

Earn more Be Well points at Rexall

Link this card with your Be Well card to:

• Get 50 Be Well points for every $1 spent on eligible products at Rexall 13
• Redeem Be Well points faster for savings in store on eligible purchases 14 ; 25,000 Be Well points = $10

Get 20% 10 off at Hertz and earn 3x 11 the points

20% savings 10 (applies to the base rate only), and more Avion points 11 are just more advantages of being an Avion cardholder. Find out how to load this offer .

Get $0 delivery fees for 12 months from DoorDash 17

Add your eligible RBC credit card to your DoorDash account to:

• Get a 12-month complimentary DashPass subscription 18 – a value of almost $120
• Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Credit Card Lock

You can lock your RBC credit card temporarily at any time. Use Credit Card Lock if you’ve misplaced your card, simply log in to the RBC Mobile app and choose the card you want to lock. Learn More

Speed, convenience and security

Use Visa payWave when paying for small purchases. Just tap your card and you're on your way.

Optional Extras

Optional Add-On Services

Take advantage of all the benefits your credit card has to offer by adding optional services to protect your identity, your family, and your credit card balance:

Add-on Travel Insurance

RBC Road Assist

BalanceProtector Max Insurance

Identity Theft & Credit Protection

Apply online for a premium travel credit card

Applying online is safe and secure. Get a response in less than 60 seconds.

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