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Top Travel Insurances For Indonesia You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Indonesia is a huge and bustling country that's famous among visitors and expats for its diverse landscapes (including tropical forests and stunning beaches) and fun cultural experiences, including visiting to the famous Borobudur Temple and the resorts of Bali. Although travelling to Indonesia can be an accessible holiday destination for many people, and although healthcare costs in the country aren't outrageously expensive, it's still a very good idea to arrive there with travel insurance anway, as you'll want the highest-quality healthcare you can find.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Indonesia and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Indonesia Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Indonesia:

Best Travel Insurances for Indonesia

• 01. Do I need travel insurance for Indonesia? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to Indonesia scroll down

Heading to Indonesia soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Is Travel Insurance Mandatory in Indonesia?

No, there's currently no legal requirement to take out travel insurance for travel to or through Indonesia.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Indonesia or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Indonesia:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Indonesia, no matter whether you're planning to recline on a sunny Bali beachfront or explore the concrete jungles of Jakarta.

VisitorsCoverage lets you choose between various plans tailored to meet the specific needs of your trip to Indonesia, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies, and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Indonesia:

• Policy Names: Varies
• Medical Coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip Coverage: Excellent - but only available for US residents.
• Customer Support: FAQ, live chat and phone support
• Pricing Range: USD 25 to USD 150 /traveller /month
• Insurance Underwriter: Lloyd's, Petersen, and others
• Best For: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option for Indonesia, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy Names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical Coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip Coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer Support: FAQ, live chat, phone support
• Pricing Range: USD 80 to USD 420 /traveller /month
• Insurance Underwriter: David Shield Insurance Company Ltd.
• Best For: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads in Indonesia because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy Names: Nomad Insurance, Remote Health
• Medical Coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip Coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing Range: USD 45 to USD 160 /traveller /month
• Insurance Underwriter: Tokyo Marine HCC
• Best For: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Indonesia? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Indonesia

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for Indonesia. However, we strongly encourage you to do so anyway, because the cost of healthcare in Indonesia can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

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Travel Insurance for A Worry-free Trip

Stay protected on your travels!

Enjoy the most of your journey by ensuring that you and your trip are covered against unpredictable events, without the extra hassle.

Now available on Traveloka App

Traveloka Travel Insurance "a journey without worry"

We offer insurance plans that come with extensive coverage and choices of Single-Trip or Annual. Whether you are an occasional or frequent traveller, you can put your mind at ease and minimize any potential worries while you’re on your trip.

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What You Get

Flight delay protection.

Avoid the stress of dealing with flight delays or even cancelations. Any disruption that happens to your flight plans is covered up to Rp7,5 million.

Personal Accident Coverage

Ensure that you are well-protected should any unwanted events occur before it’s too late! Accidents encountered during your trip are insured up to Rp15 million.

Medical Expenses Coverage

Medical emergencies are no fun, especially when it comes to paying off expensive hospital bills. But no worries, because your medical expenses are covered up to Rp500 million.

Baggage Loss Protection

Arrived safely, but couldn’t find your baggage? No need to panic! Any missing or damaged belongings can be claimed up to Rp15 million.

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Buy Travel Insurance at Traveloka

Traveling, whether for business, family trip, education, or just walking around, certainly requires careful preparation. This preparation is needed so that we can anticipate various things that might happen so that the trip can take place safely, comfortably, and without significant obstacles.

Although the preparation has been made, there is a chance that problems might happen. There are still a number of things that are beyond our control that might occur. For example, flight delays, damaged or lost baggage, problems with booking rooms, to the worst: accidents.

No need to worry much about this. Moreover, thinking to cancel the trip. Since long ago, there has been a name for a Travel Insurance service that is in charge of providing special protection as long as we travel. This insurance serves to provide protection in the form of financial protection for a number of events beyond our control. Some of the most common, for example: compensation for late or delayed flights, compensation for damaged or lost baggage, and dependents on post-accident maintenance costs.

In modern times like this, you can get the insurance very easily from various sources. No longer having to go to a particular provider, you can even buy travel insurance online with a sophisticated device and a fast internet connection.

This year, Traveloka complements the comfort of your trip with Travel Insurance services. The presence of this service can make you feel more calm and safe to deal with trips because you can buy full protection through a mobile application.

Have a worry-free journey with Traveloka Travel Insurance. Download the Traveloka Application now or update your Traveloka Application to the latest version. This latest feature can be found in the "Travel Guide & Add-on" menu.

There are a lot of reasons to complete your trip with Travel Insurance. This latest service provides comprehensive protection to free you from anxiety because various potential interference effects can be handled as well as possible.

By purchasing Traveloka Travel Insurance, you will get protection for flight delays or cancellations up to Rp. 7.5 million. When an accident occurs, you will get coverage of up to IDR 15 million per person. The cost of medical coverage for emergencies at the hospital is also available up to a maximum of Rp. 500 million per person. Lost or damaged baggage? Traveloka Travel Insurance is ready to compensate up to Rp. 15 millions.

Worry-free trip is now in your own hands. All can be accessed quickly, safely, and so easily with just the touch of a finger. Traveloka Insurance price is of course affordable just as like Traveloka's special treat. Special promos are often available for you to add as a form of more savings when buying travel insurance online from the App.

Frequently Asked Questions

Insurance has a lot of aspects into it. To make it easier for you to find and fully grasp all of the important information, we have compiled a list of short questions that are frequently asked. This page will be updated periodically to give you the most relevant and comprehensive information.

How do we purchase Travel Insurance?

• Download Traveloka App from Google Play Store or iOS App Store.
• Complete the account’s registration process and log in to your account.
• Tap the Insurance icon button on the home page.
• Scroll down to find the Travel Insurance icon.
• Click the Travel Insurance icon.
• Select the Coverage Type , Coverage Area , Destination Country , Coverage Start Date , Coverage End Date , and Travelers .
• Click Search Plans and select an insurance plan that best suits your need.

Pro-tip : Make sure that you have read and understood the applicable Terms & Conditions including the details of the insurance before you make a purchase.

How do we make a claim?

• Download and fill in your claim form, and prepare the required documents as listed there.
• Make sure that you attach ALL the required supporting documents that are related to your claim onto your claim form.
• Submit your claim request and the required documents within 30 days from the date of the incident to one of the following options:
• 021-550-7777 (24-jam)
• [email protected] (Email)
• +6288-1109-0888 (WhatsApp)
• Pusat layanan Klaim simas Insurtech , coHive Menara Tekno, Jl.KH fachrudin No. 19, Jakarta Pusat, 10250 (Post)
• Your claim will be processed within 7 working days and Simasnet will notify you in case of insufficient or incomplete documents.
• Payment will be settled in 2 working days to your bank account after the claim is approved by Simasnet.

Claim Inquiries

• [email protected]
• Pusat layanan Klaim simas Insurtech , coHive Menara Tekno, Jl.KH fachrudin No. 19, Jakarta Pusat, 10250

What are the Terms & Conditions?

• Insurance purchase is non-refundable.
• Only valid for Indonesian residents or foreigners holding a valid identification document such as KTP, KITAS, or KITAP.
• The insurance is only valid for trips departing from or to Indonesia.
• When purchasing the insurance, you must be fit to travel and are not aware of any circumstances that might disrupt it.
• Simas Insurtech is entitled to withdraw the funds that have been paid to you if any evidence of fraud or data manipulation is found.
• Coverage lasts from the start date to the end date of the insurance policy unless the trip is cancelled.
• For one-way flights, the coverage ends when you have safely landed at your destination’s airport.
• In case that you’re entitled to a refund from other parties, Simas Insurtech will only pay the remaining amount up to the maximum amount of your policy limit (not the total amount of loss).

What are the things that are not covered?

• Pre-existing medical conditions and chronic illnesses (e.g. asthma, heart attack, stroke, epilepsy, diabetes, appendicitis, kidney stones).
• Outbreak of disease, epidemic, and pandemic. Although some plans cover COVID-19, please check your policy to make sure.
• Pregnancy and childbirth (including the associated injuries or sickness), and venereal disease.
• Medical treatments or surgeries that can be postponed until you return to Indonesia.
• Additional medicines that are not medically prescribed (e.g. balm, ointment, insect repellent, Counterpain and its equivalent, and Betadine and its equivalent).

International Travel Insurance Destinations

Using the latest version of Traveloka App, you can purchase travel insurance for almost all destinations worldwide. To make it easier for you to find the necessary information on the travel insurance that we provide for each destination, you can click on one of the following pages:

• Travel Insurance to United States
• Travel Insurance to Japan
• Travel Insurance to China
• Travel Insurance to Germany
• Travel Insurance to France
• Travel Insurance to Netherlands
• Travel Insurance to Russia
• Travel Insurance to Poland
• Travel Insurance to Canada
• Travel Insurance to Spain
• Travel Insurance to Australia
• Travel Insurance to Thailand
• Travel Insurance to Malaysia
• Travel Insurance to Great Britain
• Travel Insurance to Turkey
• Travel Insurance to New Zealand
• Travel Insurance to Vietnam
• Travel Insurance to Mexico
• Travel Insurance to South Korea

Disclaimer : The destinations shown above are only the most popular. We will periodically add other destinations to this page.

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Oona Travel Insurance

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Travel with peace of mind with Oona Travel Insurance​

Embark on your journeys with confidence, thanks to Oona Travel Insurance. Our diverse coverage plans cater to every adventure, from international voyages requiring Schengen visas to domestic tourism. Stay a step ahead with our inclusive policies, including essential Covid-19 protection, flight delay coverage (check), baggage lost and delay.​ ​ With Oona, you're not just insured; you're prepared for the world.

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Buy online. policy issued within minutes, covid-19 extension, medical expenses for illness and accidents, with cashless coverage up to idr 2.5 billion, got a question.

Explore our FAQ page to find all the information you need.

What does travel insurance cover?

Travel insurance coverage varies depending on the terms of the specific product or policy. Generally, common coverages include: 

Trip Cancellation: Compensation for travel expenses already paid if canceled due to illness, accident, or unexpected events.  

Emergency Medical Evacuation: Costs of evacuation to medical facilities or repatriation to the home country if necessary.

Emergency Medical Expenses: Protection for emergency medical treatment costs, including hospitalization and medication.

Baggage Insurance: Compensation for loss or damage to personal belongings during the trip.For example, lost luggage.

Flight Delay: Compensation for additional costs arising from flight delays, such as accommodation or transportation tickets.

Personal Accident Insurance: Protection against the risk of accidents leading to injury or death.

Legal Protection: Assistance and legal consultation during the trip.

Travel insurance is available for a single trip or as an annual policy for multiple trips. Make sure you understand the terms of the policy to ensure it meets your needs.

What is meant by travel insurance?

Travel insurance is one form of insurance that offers financial protection from various risks when you are travelling. This includes trip cancellation, baggage issues, flight delays, to medical evacuation while you are traveling.    

Do you need to buy travel insurance?

The decision to buy travel insurance depends on various factors, including the destination of your trip, the type of activities you will be doing, your health and a number of other personal considerations.

Every trip is unique and so are your needs. Take time to reflect on the risks and personal needs before departing.

Travel insurance from Oona is ready to be a faithful companion that ensures your journey is safer and more comfortable.

Purchase Oona Travel Insurance Online for peace of mind on every trip.

Is travel insurance mandatory?

There is no global requirement that makes travel insurance mandatory.In Indonesia, there is also no regulation that requires domestic or international travelers to have travel insurance when travelling.

However, there are some situations where travel insurance can be a mandatory requirement.

For example, when applying for a Schengen Visa to travel to countries in Europe. In this case, you will need international travel insurance to meet the terms and conditions of the visa application. Travel insurance can provide protection against financial loses and emergency assistance, especially when you are abroad.

It is advised to consider having a travel insurance to protect yourself from potential risks that may occur during the trip.

Does the flight ticket price include insurance?

The price of a plane ticket generally does not include travel insurance and only covers the cost of the flight and some standard services.

You have the option to add insurance when booking a ticket or choose a separate policy according to your travel needs. 

If you do not choose this option, insurance can be purchased separately from insurance companies like Oona to get a policy that best suits your travel needs.

Click here to buy Oona travel insurance to make sure you are protected during your trip.

How to file a claim?

How to file a claim for your travel insurance

Before you claim.

Prepare and collate all the required documents and claim details for submission. Click here   to see the required documents.

Submitting the claim online

Fill out the online claim form and upload the required documents online.

Other Ways to File a Claim 

Track your claim

Claim result will be informed within 5 business days upon submissions of all required documents to Oona.

Other Ways to File a Claim

Alternately, you may reach out to our Claim Operation team through the following channels:

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Best Travel Insurance for Indonesia – Price & Requirements

Home | Travel | Asia | Indonesia | Best Travel Insurance for Indonesia – Price & Requirements

When traveling abroad, get a policy from one of the  best travel insurance companies . Y ou can get a  5% discount   on Heymondo , the only insurance that pays medical bills upfront for you, HERE!

Purchasing travel insurance for Indonesia should be at the top of your list of things to do before you travel. Baggage delays, flight cancellations, and illnesses are actually fairly common occurrences while traveling, so it’s smart to be prepared by having Indonesian travel insurance .

Best Travel Insurance for Indonesia – Price & Requirements

Personally, we use Heymondo insurance for all of our trips. They’ve provided our travel insurance coverage for years, and we’ve had nothing but great experiences with their team. (You can read our review of Heymondo to find out more.) Best of all, you can even get a discount on their insurance just for being a Capture the Atlas reader.

5% OFF your travel insurance

Of course, there are plenty of other great Indonesia travel insurance plans , which I’ll cover below. Most importantly, all the plans I’ll talk about are travel insurance plans with COVID-19 coverage . This guide to the best travel insurance for Indonesia contains everything you need to know, including:

Is travel insurance mandatory for Indonesia?

Indonesia travel insurance cost

• Best travel insurance for Indonesia

Do I need travel insurance for Indonesia?

Ready to learn more about Indonesia travel insurance ? Just keep reading !

Having travel insurance for Indonesia is not currently a requirement to enter the country. However, just because Indonesian travel insurance isn’t mandatory doesn’t mean purchasing some isn’t a good idea.

In fact, buying Indonesia travel insurance ensures that you’ll have coverage if you fall ill, miss a flight, lose your luggage, and more. Having travel health insurance coverage is especially important, since receiving medical treatment in Indonesia without insurance can leave you with a hefty bill to pay out of pocket (I learned this from personal experience, as you’ll find out). That’s why, ultimately, travel insurance is worth having .

Your age, nationality, and the length and cost of your trip will all affect the price of your Indonesian travel insurance . As such, if you’re interested in getting cheap travel insurance , taking a shorter trip and spending less on trip costs will save you some money.

To give you an idea of how much Indonesia travel insurance costs, I’ve used the example of a 30-year-old American from Pennsylvania who is traveling to Indonesia for a week and whose trip costs $2,500 to generate quotes from four companies.

*price used for example

As you can see from the chart above, Heymondo is the best overall option for travel insurance to Indonesia . On the other hand, if you want to save money or just need travel health insurance, SafetyWing is another fantastic choice. Of course, all four of these Indonesian travel insurance plans have their merits, so you can’t go wrong with any of them .

1. Heymondo , the best Indonesia travel insurance

Heymondo has emerged as one of the best travel insurance companies for good reason. Their travel insurance for Indonesia boasts the best travel- and medical-related coverage of all the plans I compared. Moreover, even with this high amount of coverage across all categories, the Top plan is still extremely affordable.

Best of all, you’ll never have to file a claim to get reimbursed for medical expenses. Instead, the Heymondo team will arrange payments directly with the medical center, so you won’t have to pay anything out of pocket. On top of that, the Top plan’s $0 deductible means 100% of your medical costs will be covered by Heymondo.

If you’d prefer to save a little money or just want travel health insurance for Indonesia , SafetyWing is your best bet. Otherwise, Heymondo is by far the best overall option for Indonesia travel insurance .

We have used Heymondo for years and they always provide the best customer service. You can get a discount for one of their policies just for being our reader.

2. SafetyWing , a great travel health insurance for Indonesia

If you’re looking for travel medical insurance for Indonesia , there’s no better option than SafetyWing . Not only will you benefit from an extremely affordable plan with top medical coverage, but you’ll also enjoy worldwide coverage.

Even better, if you decide to keep traveling, you can easily extend your plan and choose to have it automatically renew every month while you’re abroad. You’ll also have some limited travel-related coverage, including trip interruption and travel delay coverage, but the coverage won’t be as comprehensive as it is with an Indonesian travel insurance plan like Heymondo ’s.

Additionally, SafetyWing’s Nomad Insurance plan has a $250 deductible for medical expenses. This means you’ll have to pay $250 toward any medical bills you incur before SafetyWing covers the remaining balance. As such, it may be worth paying a little more upfront for Indonesian travel insurance so you can have a $0 deductible.

3. World Nomads , a top Indonesian travel insurance for adventurers

While World Nomads ’ Standard plan offers solid Indonesian travel insurance coverage, its main appeal is its adventure activities and sports coverage. If you’re planning on having an active trip filled with diving, surfing, and more, this travel insurance to Indonesia is a must-buy.

The Standard plan also provides good coverage in all medical- and travel-related coverage categories. It even offers a $0 deductible for medical expenses. However, you can get higher amounts of coverage in all categories for a lower price with Heymondo .

Because of this, I only recommend purchasing World Nomads’ travel insurance for Indonesia if you know you’ll be doing lots of sports and activities.

4. IMG , a reliable travel insurance to enter Indonesia

IMG is a travel insurance company that many travelers trust for everything from Cancel for Any Reason travel insurance and travel insurance for pre-existing conditions to trip cancellation insurance . As you might expect, their travel insurance for Indonesia is just as reliable as their other plans and provides a more-than-sufficient amount of coverage in all categories.

The $0 deductible for medical expenses is also a plus. Still, the IMG iTravelInsured SE plan is the most expensive of all the plans I compared, so it’s not the best choice for travelers who are trying to save money. However, the good news is that you can get even a higher amount of coverage for a lower price with Heymondo .

Indonesia travel insurance requirements

If you’re planning to purchase travel insurance for Indonesia , there are a few types of coverage your plan should include.

Emergency medical expense coverage is the most important type of coverage for any insurance plan. Of course, no one wants to get injured or fall ill while they’re traveling, but that doesn’t mean it can’t happen. Similarly, having COVID-19 coverage is key since quarantine meal and accommodation costs can add up quickly.

You should also ensure that you have evacuation and repatriation coverage. That way, your transportation fees will be covered if you need to be sent back to your home country for medical treatment or for political reasons.

Trip cancellation, trip interruption, trip delay, and baggage coverage are less crucial insurance features overall. Still, if they’re important to you, look for Indonesian travel insurance with a high amount of travel-related coverage .

As I’ve already mentioned, there’s no entry requirement to have travel insurance for Indonesia . Even so, it’s always a good idea to have travel insurance – I know from firsthand experience!

I was on a 7-day trip to Bali and visited the Sacred Monkey Forest in Ubud. There, I let one of the monkeys climb on me, and unfortunately, it bit me! Luckily, I had travel insurance for Bali , so all of my medical bills were covered. Otherwise, my medical treatment would have cost me a pretty penny.

Now, I’m not saying that you’ll also get bitten by a monkey when you visit Indonesia (I really hope not!), but my story is a great reminder that unexpected things can happen anytime while you’re traveling. That’s why it’s safest (and smartest for your wallet!) to purchase Indonesia travel insurance .

Heymondo is the best choice for most travelers since it’s affordable and offers fantastic travel- and medical-related coverage.

Another excellent option, particularly if you just need medical coverage, is SafetyWing . Either way, as long as medical expenses, COVID-19, and repatriation are covered by your Indonesian travel insurance , you’ll be all set for an amazing trip.

Don't miss a 5% discount on your HeyMondo travel insurance  

and the only one that pays all your medical bills upfront for you!

Ascen Aynat

4 replies on “ Best Travel Insurance for Indonesia – Price & Requirements ”

Hi , I’m Indonesia citizen but now I follow my husband traveling for a while. So I’m looking for insurance for medical and travel included. The question is do u HV insurance who can cover medical and travel for Asia ,thx u

Yes, You can get the Heymondo insurance if you’re Indonesian and it will cover medical and travel expenses while you’re traveling abroad.

I’m Shernell Marie Horne and would like to go over my travel insurance to Spain with you. However; have just one more stop to make before of going back to the United States. I would like to add another country plus get an extension on my insurance going to Jerusalem looking moore over there for my families.!

Hi Shernell,

We’re not an insurance company but a travel blog comparing different options. Please make sure you select global coverage when booking your insurance so you make sure you’re covered in Spain and Jerusalem.

Let me know if you have any questions, Ascen

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Indonesia Travel Insurance and Safety Advice

Indonesia travel safety for visitors.

Do I Need Travel Insurance for Indonesia?

Visitors to Indonesia should have comprehensive travel insurance , with both trip and medical coverage. This applies to all trips to Indonesia, from a week at a resort to a six-month stint as a digital nomad. Visitors may need medical care after vehicle accidents, serious sunburn and heatstroke, and tropical and gastro diseases. While as of December 2022, Indonesia does not require visitors to hold health insurance or travel insurance, it is still a good idea for many reasons.

Indonesia’s healthcare system ranks 45th out of 195 countries,  according to the Global Health Security Index . This means that for more complex medical issues, travelers may need to be transported back to their home country for care. Make sure that your travel health insurance includes repatriation, which means transport back to your home country for advanced care.

Indonesia is also home to several active volcanoes and regularly experiences earthquakes and tsunamis. Volcanic eruptions shut down or delayed air travel to Indonesia in 2015, 2017, and 2019. Further travel disruptions can come from political unrest within Indonesia, too. Travel insurance can help with these issues.

Many tourists visit Indonesia for an international experience that is both fun and affordable. But even budget backpackers can and should protect themselves with travel insurance for Indonesia. Australia’s official SmartTraveller site says frankly, “If you can’t afford travel insurance, you can’t afford to travel. This applies to everyone, no matter how healthy and fit you are. If you’re not insured, you may have to pay many 1000s of dollars up-front for medical care.”

Best Travel Insurance for Visitors to Indonesia

Here are options for international health and travel insurance for Indonesia. When you contact an insurer, tell them how long your trip or stay will be and what types of activities you plan to do. Someone spending a week in Balinese spas will have different insurance needs than a hiker exploring Indonesia’s national parks.

• Emergency medical, evacuation, repatriation benefits
• Choose between the basic and more extensive coverage
• Meets Schengen visa insurance requirements
• 24/7 worldwide travel and emergency medical assistance

Best Insurance for Adventure Travel in Indonesia

SafeTreker Adventure Sports Coverage

• Valid for US residents
• Coverage for over 450+ sports and activities
• Emergency medical coverage

Related: Health Insurance in Indonesia

Medical Preparation for Travel to Indonesia

If you have medical needs or prescriptions, here’s how to prepare for travel to Indonesia.

What Vaccinations Do I Need for Travel to Indonesia?

To go to Indonesia from September 2022, you must provide proof of COVID-19 vaccination , preferably as a certificate. Indonesia has released a new mobile app called SatuSehat, which replaces the previous mandatory app PeduliLindungi; however it is not clear at this time that tourists will need to download the app. The Ministry of Health in Indonesia uses this app to accelerate sharing treatment and more for COVID-19.

Starting on June 9, 2023, the Indonesian Government no longer requires proof of vaccination. However, the U.S. Centers for Disease Control recommends important vaccinations if you’re visiting Indonesia, including tetanus, Hepatitis A and B, and typhoid.

How to Bring Medications to Indonesia

You can bring over-the-counter medications to Indonesia without filling out any forms. However, to bring prescription medications to Indonesia, you must document them in detail.

Indonesia wants you to provide evidence that your medication is prescribed to you and that you need it. This is especially important for painkillers and for psychiatric drugs. Common medications that Indonesia prohibits include Tramadol, oxycodone, codeine, morphine and anything containing amphetamines (ADHD medication is in this category).

What do you need to do to bring prescribed medications with you to Indonesia?

• Before your trip, get a letter from your doctor and copies of your prescriptions. This is to confirm that your medication is prescribed to you and that you need it. You may also need to provide a travel itinerary. This letter and your travel boarding pass should have the same name on them. The letter should make it clear that this medication will be used only by you.
• You will then be asked to declare your medication with a customs declaration  supported by your letter from your doctor.
• If you are traveling from some countries, such as Australia, or if your medication is complicated, your Indonesian consulate may want you to provide this documentation before you travel. In return, you will get a Certified Letter of Approved Medicines, written in Indonesian, that grants you permission to bring and carry your medications.
• Travel with copies of your letter from your doctor and of your prescriptions. Bring your medications in their original packaging, and bring only the amount that you need for your trip.

Indonesian Customs has the power to make a final decision about whether your medication is or is not allowed. Importantly,  don’t bring medical THC or marijuana. They are not considered medications and are not legal in Indonesia.

Also Read: Checklist for Traveling with Prescription Medication Overseas

How to Access Medical Care in Indonesia for Visitors

Indonesia’s health care system is split between basic government health care and private health care supported by health insurance. Government health care is limited and may not provide the most current or thorough care. Visitors to major centers can expect to use private health care.

In Indonesia, a doctor’s visit at a private clinic or hospital ranges from $30 to $70 USD. Seek a healthcare provider who speaks your language. Major cities and tourist areas usually have an English-speaking healthcare clinic or hospital. These providers are often used to working with international health insurers, too.

If you need emergency care in Indonesia, be prepared. You can expect to pay fees for ambulance service from a private ambulance service. Seek a 24-hour clinic or hospital that speaks your language.

Major cities have some foreign pharmacies. In Indonesian, a pharmacy is called an apotik . A good apotik will have a doctor on site who can issue prescriptions. You may see medications for sale at roadside stalls – these are usually counterfeit and not recommended.

Traveling in rural or wilderness areas of Indonesia? Follow your usual medical precautions and bring everything you might need in case of an emergency. There is a shortage of medical care and emergency medical transport in rural areas. If you need medical care often, stick to major centers in Indonesia instead.

Related: Understanding Indonesia’s Health Care System

Travel Warnings and Alerts for Indonesia

International travelers need to be aware of travel warnings and alerts. Good news sources for Indonesia include the BBC, Al-Jazeera, and the Jakarta Post.

U.S. travelers can sign up for the US Smart Traveler Enrollment Program . Enroll your trip and get alerts during your time in Indonesia.

Websites with important alerts for Indonesia include:

• Australian government Smartraveller Indonesia page
• US Department of State Indonesia page
• UK Foreign Travel Advice Indonesia section
• Government of Canada travel advisory page for Indonesia
• Singapore Ministry of Foreign Affairs page

Emergency Contact Information for Indonesia

Here’s a quick guide to emergency phone numbers for Indonesia.

Emergency Assistance Numbers in Indonesia

These phone numbers will help you in cities, small towns, and national parks in Indonesia.

• Fast Medical Assistance – 118 or 119
• Search and Rescue – 115
• Police Department – 110
• Fire Department – 113
• Tourism Information – 116

Also, see the Indonesian government’s site for visitors and their “How do I make calls in Indonesia” page .

Embassy Phone Numbers in Indonesia

This list has phone numbers and links for English-language embassies in Jakarta, Indonesia’s capital city. Links also include information about consulates in other parts of Indonesia, especially Bali.

• United States: +62-21-5083-1000, press 1 for assistance, see U.S. Embassy page for consulate contacts
• Australia: +62-21-2550-5555; see Australian Embassy page for consulate contacts.
• New Zealand: +62-21-299-55800; for after-hours or consulate contacts, see the related NZ diplomatic web page .
• Canada: + 62-21-2550-7800; for consular contacts, see the Canada Travel Destinations page.
• United Kingdom: +62 (21) 2356 5200 for urgent help from the U.K.; for more, see the UK help and services in Indonesia page .

Tips for Safe Travel in Indonesia

Seven Safety Tips for All of Indonesia

• Only drink bottled water. Don’t drink tap water in Indonesia in any form. Ice in drinks, fruit or vegetables washed in tap water, or even water in your mouth in the shower can introduce gastro bugs to your system.
• Avoid food poisoning; be careful about what and where you eat. Food poisoning happens so often in Indonesia that Australian travelers call it “Bali belly.”
• Watch your valuables. Bag snatching and pickpocketing are common in tourist areas – the most common crime is the theft of mobile phones. Do not leave belongings on a beach to swim or wade and expect to find them there when you return!
• Indonesia has a hot, tropical climate. Protect yourself with sunscreen, hats, insect repellent, and water bottles with safe water. If you are not sleeping in a closed or screened room, do your best to sleep protected by a mosquito net. Mosquito bites here can transmit malaria and dengue fever.
• Be aware of Indonesia’s laws and social beliefs, especially if traveling alone. While Indonesia is hot and tropical, it is a predominantly Muslim country. Modest, covered dress and good manners help travelers blend in. Indonesia has very strict laws against recreational drugs of any kind, including marijuana, CBD and THC products. Some provinces in Indonesia criminalize consensual same-sex activity . There is also much prejudice against LGBTQIA people, which can lead to harassment.
• Be careful around animals. Stray dogs and wild monkeys may beg for food or follow you, but they can be rabid or carry flea and tick diseases.
• Women traveling solo should take extra precautions. Women travelers on their own report problems with sexual harassment from locals and other visitors. Women can support their personal security with a door stopper or lock, an attention-grabbing whistle, and a budget for more upscale lodging and transport.

Is Bali Safe? Yes, But Watch Out for Scams

Bali is one of the safest places in Indonesia for visitors. English speakers can find most essential services, including medical care, from English-speaking providers. Bali is also one of the world’s top tourist destinations. And if there’s a tourist scam going on, you will find it in Bali. See what SmartTraveller.gov.au has to say about tourist scams and how to protect yourself .

For more Bali safety, be aware that tourists also get into trouble with accidents and thefts while riding rental scooters. It’s easy to have a bag snatched while you are on a scooter. Also, be careful in Bali’s party district, Kuta, especially with mobile phones.

Use Urban Precautions for Safety in Jakarta

Visiting Jakarta? Use all your precautions for visiting a risky urban area. Jakarta has a low safety rating among Asian cities . Distracted or tired visitors are at risk of pickpockets, scams, and long travel delays. Avoid taxis that don’t use meters. Be careful around traffic, especially when crossing busy streets. Foreigners should avoid certain neighborhoods, such as West Jakarta and Blok M in southern Jakarta.

Another risk in Jakarta is ATM crime, where your account is skimmed after using an ATM card. Only use ATM machines directly located at and supervised by banks.

Safe Travel Around Volcanoes and Quakes in Indonesia

Over the past decade, volcanic eruptions have often interfered with travel to and from Indonesia. Be wary about visiting or hiking near any volcanoes that have been showing signs of activity. Prepare in advance by buying travel insurance for Indonesia to cover any disruptions.

Quakes happen too in Indonesia, and they can cause tsunami flooding along the coastline. Indonesia was impacted by the Boxing Day Tsunami of 2004, and other tsunamis have caused damage and death in visitor areas as recently as 2018.

Basic quake safety is to drop, cover, and hold on. If you are near the beach or a coastline, if the quake is “long or strong, get gone” to avoid being in a tsunami zone. The United States Geological Survey provides good quake and tsunami safety guidelines .

Related: What To Do If You Experience a Natural Disaster Abroad

Indonesia Adventure Travel: Get Serious About Safety

Indonesia’s rural areas hold treasures of culture and nature. UNESCO World Heritage sites and national parks beckon adventurers. You may also travel to rural Indonesia as a volunteer, a researcher, or for work. Be prepared and research what your venture needs. If you are traveling for fun or wilderness challenges, seriously consider a tour or traveling with a group.

Be diligent about safety in the ocean, when traveling by boat or on dirt roads, and in the wilderness, where you can encounter wildlife, including poisonous snakes. Crime and terrorism happen in remote areas here. Bring any medications you need, a first aid kit, and spare supplies for tropical conditions. A satellite tracker is a great item for hikers or kayakers to have. Learning essential Indonesian will help you in emergencies.

Enjoy Indonesia and Stay Savvy

In 2019, over 16 million people visited Indonesia. Almost all of them had a safe and positive experience – and many of them want to return. With changes to travel after 2020, including new digital nomad visas, savvy voyagers know that travel insurance for Indonesia will protect them, whatever adventures they choose.

• Best Hospitals in Indonesia for Expats and Visitors
• Adventure Travel: Does My Health Insurance Cover Me For That?
• Health Insurance Plans in Asia

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AIG Travel Insurance Indonesia

A complete travel protection that covers flight delay, trip cancellation, 24/7 worldwide assistance & more.

Travel Insurance for Indonesia

With an astounding number of more than 17,000 islands and over 300 languages spoken across the country, Indonesia offers a diverse and dramatic landscape that attracts visitors with its white sandy beaches and coral reefs in the islands of Pulau Banyak, remote jungle trekking with volcanic vistas in the Kerinci Seblat National Park, lush green rice terraces in Tegalalang and the oldest and largest ancient shrines in Gunung Kawi. A trip to Indonesia is not complete without a visit to the Komodo National Park, declared as one of the new seven wonders of nature, a sprawling natural preserve that protects the world’s only living dragons from extinction.

Public transportation is the cheapest way to get around and local food is extremely cheap compared to western food, so you can lepak and enjoy a new variety of Asian cuisine on your trip. Don’t be afraid to say ‘mahal’ (expensive) as most prices offered by sellers here can be bargained or haggled for lower price. If you intend to hop around using local airlines, book flights through local travel agents as non-Indonesian credit cards are not accepted online. If you’re one of many that has made a beeline to Bali for an island holiday, do consider getting travel insurance to Bali, especially if you are volcano trekking to Mount Batur for stunning views and sceneries!

Why do you need Travel Insurance to Indonesia?

By covering yourself with AIG travel insurance, all your concerns during travel will be taken care of, for example, if you met with an unexpected accident, your trip had to be canceled due to unforeseen circumstances, or your personal belongings stolen when you’re there; you can be rest assured that we’ll take care of you by reimbursing the expenses and by ensuring that you won’t need to worry about these inconveniences.

Buy Travel Insurance for Indonesia with AIG

Purchase AIG travel insurance for Indonesia online and you will easily obtain comprehensive protection in just a few clicks. From as low as RM30, AIG travel insurance even covers trip cancellation, so even if you are forced to cancel or cut short your trip for reasons covered under our policy, your expenses will be covered and reimbursed seamlessly for your convenience.

Our benefits include:

Comprehensive coverage

Besides overseas emergency medical expenses, medical evacuation costs and personal accident coverage, AIG will provide cover if you are forced to cancel or cut short your trip for reasons covered under our policy. Any flight departure delays, baggage delays, baggage damage or loss, personal items damage or loss due to theft or negligence by service providers, AIG will cover for you.

Medical & Personal Accident Cover

Depending on the plan and product purchased, AIG will cover up to unlimited medical expenses and up to RM 500,000 for personal accidents in Indonesia. Our travel assistance team is on call by phone 24/7 to assist you in any emergency situation, ensuring that you receive appropriate medical care in Indonesia.  

Trip Cancellation Cover

AIG will reimburse you for non-refundable expenses incurred if your trip to Australia is cancelled due to specific events, within 60 days before your departure date.

Natural Disasters

If natural disasters occur in Indonesia such as earthquakes, floods or volcano eruptions, AIG will pay for expenses caused by these travel inconveniences.

Travel Inconvenience

If you experience travel inconveniences such as delays, loss or damage to your personal belongings, including your checked-in baggage, you will be covered by AIG.

AIG Global Assistance Service

Our 24-hour Emergency Assistance Team delivers fast and efficient aid if you are injured during an accident or if you are ill, requiring hospitalization in Indonesia.

Helplines during emergency in Indonesia

If you are insured with AIG when you travel in Indonesia, keep our 24/7 contact no.  603-27725600  with you at all times to process claims and medical emergencies.  

Dial  110  for police,  118  for ambulance and  113  for fire.  

Contact details of Embassy of Malaysia in Indonesia: Address : Jl. H.R. Rasuna Said, Kav.X/6, No. 1-3, Kuningan, 12950, Jakarta Selatan Phone:  (6221)5224947 Fax: (6221)5224974

Secure your journey to Indonesia with peace of mind. Get your travel insurance now! For more information about our other insurance products, click  here

Want to know more about AIG Travel Insurance?

Read in detail about:  

- 24/7 Travel Assistance Service

- Download & Claims

Tel: 1800 88 8811

Email:  [email protected]

• Travel Insurance

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Travel Insurance For Indonesia: Everything You Need To Know

Updated: Apr 4, 2024, 12:32pm

Table of Contents

Travel insurance for indonesia, what does travel insurance for indonesia cover, does travel for indonesia cover all emergencies, will an insurer cover me if i have a medical condition, cost of travel insurance for indonesia, how do i compare travel insurance for indonesia, frequently asked questions (faqs).

While Indonesia may be most famous for its tourist hub, Bali , the archipelago, as a whole, has grown in popularity in recent months. The Australian Bureau of Statistics (ABS) reported Indonesia replacing New Zealand as the top destination for short-term trips overseas by Australians last year—the first time since the Bureau started collecting travel records nearly 50 years ago.

Roughly 1.37 million Australians visited Indonesia in 2023. While some 86% took a holiday there, 7% visited friends or relatives. Whatever your reason for visiting the country, you’ll want to make sure you’re safeguarded against common mishaps that can arise while away, and even in the lead up to your holiday. Travel insurance for Indonesia can provide this protection, paying out should you fall ill or get injured and need treatment during your stay, if you lose your baggage or belongings or need to cancel your trip. Find out exactly how travel insurance for Indonesia works, what it covers and does not cover below.

If you’re sticking solely to Bali and its associated islands, then you can read more in our guide to travel insurance for the island of the gods.

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Including medical treatment, doctors’ visits, prescribed medication, specialist treatment & medical transport costs

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If you’re planning to visit Indonesia, you’ll need travel insurance specifically for the destination. There are three main types to choose from:

• Single trip: for a one-off trip in the space of 12 months to Indonesia
• Annual multi-trip: for more than one trip in the space of 12 months to Indonesia or various destinations. This type of cover can work out more cost-effective than buying multiple single trip policies but not always so it’s best to compare both types of cover.
• Long-stay/backpacker: for an extended stay in Indonesia, of typically 60 or 90 days, or 12 or 18 months. Cover for 24 months may be available, from certain providers.

Depending on the insurer, and the type of policy you choose, you may have the option to take out cover for Indonesia alone, Asia or worldwide destinations. Note that insurers usually offer worldwide policies that include the US and destinations such as Canada, Greenland Mexico and the Caribbean, and worldwide policies that exclude them, depending on where you’re going, as medical costs are extremely high in this part of the world.

A good travel insurance policy will cover emergency medical costs should you fall ill or injure yourself while away. This may also extend to medical rescue, and repatriation costs, for severe cases where you need transporting to a hospital or back to Australia.

Cover for personal liability should you injure someone or damage another person’s property, and trip cancellation for reasons such as falling ill before the trip or suffering a bereavement should also be included as standard. You should also be able to claim for loss or theft of your luggage and belongings. Note that there’s typically a total limit on the amount you can claim for your possessions, as well as an individual limit for each type of item.

A policy may additionally include a number of other forms of cover, such as:

• Personal money: the amount that can be claimed if your money is lost or stolen
• Missed departure: covers the cost of additional accommodation and travel should an emergency cause the policyholder to miss their journey
• Travel delay: pays out if your scheduled transport is late by typically a least 12 hours
• Company insolvency: compensates you if your airline or hotel goes bust
• Personal accident: pays out if an injury causes permanent disability or death

Insurers usually offer basic policies with few benefits and low cover levels and comprehensive policies that provide their widest range of cover and higher cover levels. They may also have one or more mid-level policies for anything in between.

Shopping around will allow you to find the best policy to suit your needs and budget. For help with finding a comprehensive policy, we’ve conducted in-depth research to find what we believe are the top 10 available .

It may be impossible for travel insurance for Indonesia to cover everything that can go wrong with a holiday, but it can cover a wide range of common scenarios, particularly if you opt for comprehensive cover. A policy’s product disclosure statement (PDS) sets out the specifics of what it does and does not cover. You should be able to access this on the insurer’s website, and read it before making a decision on whether it’s right for you.

Bear in mind that most insurers won’t cover a holiday where you’ve travelled to parts of Indonesia that the government’s Smartraveller website has on its “do not travel” list. To avoid this type of problem, it’s best to check the website for updates on Indonesia before purchasing a policy, and before departure. Smarttraveller will also advise if you should travel with caution, warning of risks, such as acts of terrorism, civil and political unrest and natural disasters.

Insurers will also likely reject claims resulting from intoxication from alcohol or drugs, and disorderly behaviour. If you’ve partaken in any sports and activities while away, it’s likely an insurer will only accept related injury claims if you wore the appropriate safety gear, such as a helmet, or harness.

Having a medical condition won’t necessarily hinder your chances of finding suitable cover for Indonesia, but you may find you’ll have to shop around a little more.

Only some insurers provide cover for what they term “pre-existing medical conditions”. These are conditions that you had before taking out the policy. Those that do provide this type of cover usually raise their premiums to do so, owing to the heightened risk that you’ll make a medical-related claim while away. The policy premium—the price of the policy—will often rise with the severity of a condition. This means cover for a heart condition will be more expensive than for diabetes, for example.

When running quotes on the sites of insurers that provide pre-existing medical cover, you’ll be taken to a medical screening section of the application. Make sure to state what conditions you have and answer the questions about them. This ranges from whether, and how often you take medication, to when you last saw a practitioner concerning your condition. If you later make a claim relating to a condition that you did not declare or detailed inaccurately, an insurer could refuse it.

Insurers refer to a number of factors when calculating how much you must pay for cover. This includes the number of people travelling, and the holiday destination and duration.

More mature travellers and those with pre-existing conditions will likely be charged more than younger travellers and those without conditions, as insurers deem them as high-risk travellers that will likely need to claim while away.

We used the profile of a family of four, aged 42, 40, 14 and 12, spending 13 to 26 May in Indonesia, and assumed they have no pre-existing conditions, (although these providers do offer cover for pre-existing conditions should you need it).

We found basic cover ranged from around $106 to $241, while comprehensive cover started at around $226, with the most expensive policy costing just under $324.

Running quotes on travel insurer websites will allow you to make side-by-side comparisons of their policies based on the types of cover they offer, the various cover levels and prices. Looking through the offerings of a number of insurers can help with finding a deal on the cover you need.

When running a quote you will need to enter details about yourself, anyone else travelling with you and your trip. This includes your name, the age of all travellers, your holiday destination and duration. If pre-existing cover is available, you will also be taken through a medical screening, so the insurer can build a medical profile on each traveller.

Is travel insurance mandatory for Indonesia?

Travel insurance is not a legal requirement for travelling to Indonesia. However, it is recommended by Smartraveller, which advises taking out a comprehensive policy that covers all emergency medical costs, including emergency treatment and medical evacuation. Without it, you could be faced with bills for thousands of dollars, which the Australian government will not pay.

What is required to enter Indonesia from Australia?

Australians visiting or transiting through Indonesia should apply for an e-Visa on arrival , at least 48 hours before travelling. You can alternatively get a Visa on Arrival at some international airports, seaports or land crossings.

To apply for an e-Visa on arrival or the Visa on arrival, you need to have an ordinary (non-emergency) passport that will remain valid at least six months after your arrival in Indonesia. Smarttraveller also advises ensuring your passport has a minimum six months validity from your departure from Indonesia, to avoid any issues with leaving the country or with an onward or return flight. You’ll also need to complete an e-customs declaration within three days of departure to Indonesia.

The Bali Provincial Government has introduced a tourist levy of IDR 150,000 ($14.56 AUD) per person for foreign tourists visiting Bali. The levy is separate from the e-Visa on Arrival or the Visa on Arrival. You can pay the levy online before you travel or on arrival at a designated payment counter at Bali’s airport and seaport. Further detail can be found on the Bali Provincial Government’s website .

What is ‘excess’ in travel insurance?

An excess is a set amount you’ll be expected to pay on each approved claim. It’s usually levied per person on the policy, per event, per claim, but you can check the PDS for the specifics concerning your insurer. You usually can pick from a range of excess amounts, from $50 – $250 on average, when taking out a policy.

The more you choose to pay in excess, the lower your policy premium typically will be, while paying less in excess will raise the cost. An excess is usually deducted from a claim amount, so you won’t need to pay for it out of pocket. However, it’s still crucial that you ensure you can afford it. Some insurers may also offer an excess waiver if you pay an extra premium.

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  Travel Insurance for Indonesia

  Indonesia, a diverse archipelago nation located in Southeast Asia, beckons travellers with its stunning landscapes, rich cultural tapestry, and vibrant cuisine. Whether you're drawn to the ancient temples of Bali, the bustling streets of Jakarta, or the pristine beaches of Komodo Island, Indonesia offers an array of experiences for every type of adventurer. As you plan your journey to this captivating destination, it's essential to consider securing International travel insurance to ensure a worry-free experience.

  Travel insurance for Indonesia provides essential financial protection against a range of unforeseen circumstances that may arise during your trip. From medical emergencies to trip cancellations, lost luggage to flight delays, having comprehensive coverage offers peace of mind, allowing you to focus on soaking up the beauty and culture of Indonesia without worry.

  Key Features of Travel Insurance Indonesia

  Some of the main features of Indonesia travel insurance are listed below:

  Types of Travel Insurance for Indonesia

  You can choose from the different types of travel insurance for Indonesia in accordance with your trip requirements. The main options are;

  Travel Plans for Individual

  This type of policy protects solo travellers from contingencies that they might face during their travel. The HDFC ERGO individual Indonesia travel insurance is packed with plenty of features and benefits to keep travellers financially covered in case of both medical and non-medical emergencies.

  Travel plan for Families

  When going on a foreign trip with your family, you have to consider a lot of factors for their safety and well-being. The Indonesia travel insurance for families offers coverage to multiple members of the family under a single plan during their travel.

  Travel plan for Students

  This type of plan is for students visiting Indonesia for study/education-related purposes. It will keep you secure against a variety of contingencies, including stay-related coverage like bail bonds, compassionate visits, sponsor protection, etc., so you can focus on your studies during your abroad stay.

  Travel plan for Frequent Fliers

  This type of plan is designed for frequent flyers, offering coverage for multiple trips under one comprehensive policy. With the HDFC ERGO frequent flyer travel insurance, you won't have to worry about buying travel insurance for every trip within the specified policy timeframe.

  Travel Plan for Senior Citizens

  This type of plan is specially designed to offer coverage to senior citizens against a variety of complications that may happen on an international trip. The HDFC ERGO senior citizen travel insurance for Indonesia will ensure you stay covered in case of medical and non-medical uncertainties during the trip.

  Benefits of Buying Travel Insurance Indonesia

  Embark on your journey to Indonesia with the assurance that HDFC ERGO's Indonesia travel insurance has you covered at every step.

  24x7 Customer Support

  Indonesia travel insurance offers round-the-clock customer care support for assistance during crises.

  • Medical Coverage

  Get financial protection for medical and dental emergencies, including repatriation and accidental death.

  Non-Medical Coverage

  Coverage extends to non-medical issues like baggage loss, personal liability, and hijack distress allowance.

  Stress-Free Vacations

  Travel insurance minimises financial and mental stress, ensuring a worry-free holiday.

  Cost-Effective

  Affordable insurance from India covers unforeseen events, helping you stick to your budget.

  Cashless Benefits

  Enjoy cashless treatment at partnered hospitals worldwide with Indonesia travel insurance.

  

  Ready to visit Indonesia with your family? Secure your trip with the HDFC ERGO family travel insurance.

  What's covered under travel insurance for indonesia from india.

  Here are some of the things that are usually covered under travel insurance for Indonesia from India;

  • Journey-Related Coverage
  • Baggage-Related Coverage

  Emergency Medical Expenses

  This benefit covers hospitalization, room rent, OPD treatment, and Road Ambulance costs. It also reimburses expenses incurred on Emergency Medical Evacuation, Medical Repatriation and Repatriation of mortal remains.

  Dental Expenses

  We believe dental healthcare is just as important as hospitalization due to physical illness or injury; hence, we cover dental expenses which can occur during your travel. Subject to policy terms and conditions.

  Personal Accident

  We believe in seeing you through thick and thin. In the event of an accident, while traveling abroad, our insurance plan provides a lump sum payment to your family to assist with any financial burdens caused by permanent disablement or accidental death.

  Personal Accident : Common Carrier

  We believe in being by your side through ups and downs. So, under unfortunate circumstances, we will provide a lump sum payout in case of accidental death or permanent disablement arising out of an Injury whilst on a Common Carrier.

  Hospital cash - accident & illness

  If a person is hospitalized due to injury or illness, we will pay the per day Sum Insured for each complete day of hospitalization, up to the maximum number of days stated in the Policy Schedule.

  Flight Delay & Cancellation

  Flight delays or cancellations may be beyond our control, but worry not, our reimbursement feature allows you to meet any essential expenses arising from the setback.

  Trip Delay & Cancellation

  In case of a trip delay or cancellation, we will refund the non-refundable portion of your pre-booked accommodation and activities. Subject to policy terms and wordings.

  Loss of Passport & International driving license

  Losing important documents can leave you stranded in a foreign land. So, we will reimburse expenses related to obtaining a new or duplicate passport and/or international driving license.

  Trip Curtailment

  Don't worry if you have to cut your trip short due to unforeseen circumstances. We'll reimburse you for your non-refundable accommodation and pre-booked activities as per the policy schedule.

  Personal Liability

  If you ever find yourself liable for third-party damage in a foreign land, our travel insurance helps you compensate for those damages effortlessly. Subject to policy terms and conditions.

  Emergency Hotel Accommodation for Insured Person

  Medical emergencies may mean you need to extend your hotel booking by a few days more. Worried about the added expense? Let us take care of it while you recover.subject to policy terms and conditions

  Missed Flight Connection

  Don't worry about unexpected expenses due to missed flight connections; we will reimburse you for the expenses incurred on accommodation and alternate flight booking to reach your destination.

  Hijack Distress Allowance

  Flight hijacks can be a distressing experience. And while the authorities help sort out the issue, we'll do our bit and compensate you for the distress it causes.

  Emergency Cash Assistance Service

  When traveling, theft or robbery can lead to a cash crunch. But don't worry; HDFC ERGO can facilitate fund transfers from the insured 's family in India. Subject to policy terms and conditions.

  Loss Of Checked-In Baggage

  Lost your checked-in baggage? Don't worry; we'll compensate you for the loss, so you don't have to go without your essentials and vacation basics. Subject to policy terms and conditions.

  Delay of Checked-In Baggage

  Waiting is never fun. If your luggage gets delayed, we'll reimburse you for essentials like clothing, toiletries and medication so you can start your vacation worry-free.

  Theft of baggage and its contents

  Theft of baggage can derail your trip. So, to ensure your trip stays on track, we'll reimburse you in case of baggage theft. Subject to policy terms and conditions.

  The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.

  What's Not Covered Under Travel Insurance for Indonesia from India

  Your travel insurance for Indonesia from India policy may not offer coverage for:

  Breach of Law

  Sickness or health issues caused due to war or a breach of the law is not covered by the plan.

  Consumption of Intoxicant substances

  If you consume any intoxicants or banned substances, the policy shall not entertain any claims.

  Pre existing diseases

  If you suffer from any illness before the travel you’ve insured and if you undergo any treatment for an illness that already exists, the policy does not cover expenses related to these incidents.

  Cosmetic and Obesity Treatment

  Should you or any member of your family opt to undergo any cosmetic or obesity treatment during the course of the travel you’ve insured, such expenses remain uncovered.

  Self Inflicted Injury

  Any hospitalization expenses or medical costs arising from self-inflicted injuries are not covered by the insurance plans we offer.

  The above mentioned coverage may not be available in some of our Health plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plans.

  How to Buy Travel Insurance Online?

  If you want to buy travel insurance online for Indonesia, the following are the steps that you need to follow:

  • Click here link , or visit the HDFC ERGO travel insurance webpage to BUY our policy.

  • Enter traveler details, destination information, and trip start and end dates.

  • Choose your preferred plan from our three tailored options.

  • Provide your personal details.

  • Fill in additional details about the travelers and proceed to pay using online payment methods.

  • All that's left to do is- download your policy instantly!

  Want to keep yourself financially protected against baggage loss while on your international trip? Find affordable international travel insurance plans with HDFC ERGO.

  Interesting facts about indonesia.

  Here are some interesting facts about Indonesia you may not know:

  Documents Required For The Indonesia Tourist Visa

  If you are planning on visiting Indonesia for tourism purposes, you will need to apply for a tourist visa. Here are the documents required for an Indonesia tourist visa:

  • Completely filled visa application form and signed by the applicant only with 1 latest

  • passport size photograph

  • Passport with minimum 2 blank pages

  • Passport validity minimum 6 months from date of departure from Indonesia

  • Passport copy

  • Covering/Request letter to apply visa and purpose visit, to be addressed to Indonesian

  • Embassy in New Delhi

  • Proof of Health Insurance / Fill up Financial Statement Letter

  • Fill up Health Protocol Statement Letter

  • Certificate of final Covid-19 vaccine copy

  • Itinerary Ticket (Going and Return with ticket number/booking reference number)

  • Proof of sufficiency fund during visiting Indonesia (Last 3 months of Applicant’s Bank A/C

  • statement with minimum balance of USD 2000)

  • Proof of visa fee payment

  Best Time To Visit Indonesia

  The best time to visit Indonesia is generally during the dry season, which spans from May to September. This period offers sunny weather, lower humidity levels, and minimal rainfall, making it ideal for outdoor activities, beach vacations, and exploring cultural attractions. Popular destinations like Bali, Lombok, Java, and Komodo National Park experience optimal conditions for activities such as surfing, temple exploration, and wildlife encounters during this time.

  However, it's essential to consider regional variations, as places like Raja Ampat and Sulawesi may have different peak seasons due to their unique climates. Additionally, travellers should be prepared for increased crowds at popular tourist spots during this peak season. Before embarking on your journey, remember to secure comprehensive insurance for travel to Indonesia to ensure peace of mind throughout your trip, covering potential emergencies and unexpected events.

  Indonesia Safety And Precautionary Measures To Be Undertaken

  • Stay Informed: Keep updated on local conditions and potential risks like volcanic activity or political unrest.

  • Choose Safe Accommodations: Opt for reputable hotels with secure locks and emergency contact information.

  • Beware of Scams: Watch out for common tourist scams and pickpockets, especially in crowded areas.

  • Practice Food and Water Safety: Stick to bottled water and freshly cooked meals from trusted establishments.

  • Respect Local Customs: Dress modestly in religious sites and follow local laws and traditions.

  • Prepare for Natural Disasters: Be aware of evacuation routes and keep an emergency kit handy.

  • Use Reliable Transportation: Stick to licensed taxis or reputable ride-hailing services.

  • Stay Health-Conscious: Take necessary health precautions and protect against mosquito-borne illnesses.

  List of International Airports in Indonesia

  Indonesia has upwards of 680 airports, some of them grand international terminals, while some are more modest ‘airports’ with unpaved runways dotted across the archipelago. Here’s a list of the top airports in Indonesia servicing international passengers.

  Fancy an international vacation to Indonesia? Find the best travel insurance for Indonesia at attractive rates

  Popular destinations in indonesia.

  Indonesia is renowned for its diverse array of stunning destinations, offering something for every type of traveller. Here are some of the most popular destinations in Indonesia:

  Known for beaches, culture, and nightlife, offering relaxation and adventure.

  A mix of modernity and history, with skyscrapers, markets, and cuisine.

  Cultural hub with UNESCO temples, traditional arts, and vibrant street art.

  Komodo National Park

  Home to Komodo dragons and exceptional diving sites.

  Serene retreat for wellness, art, and Balinese culture.

  Paradise for diving and nature enthusiasts with pristine reefs.

  Relaxing island with beaches, waterfalls, and Mount Rinjani.

  Iconic Buddhist monument with intricate carvings and stunning views.

  Tana Toraja

  Known for unique culture and elaborate funeral traditions.

  Colonial charm, tea plantations, and diverse culinary delights.

  Consider obtaining Indonesia travel insurance before your trip.

  Things To Do In Indonesia

  Here are some popular things you can consider doing in Indonesia during your visit:

  • Beach Bliss in Bali: Relax on Bali's stunning beaches or catch waves in Uluwatu and Canggu.

  • Cultural Immersion in Ubud: Explore Ubud's art scene, visit temples, and witness traditional dance performances.

  • Temple Tours: Discover iconic temples like Uluwatu, Tanah Lot, and Borobudur.

  • Diving in Raja Ampat: Dive into Raja Ampat's crystal-clear waters to explore vibrant coral reefs.

  • Sunrise Trek at Mount Bromo: Experience the breathtaking sunrise over Mount Bromo's volcanic landscape.

  • Encounter Komodo Dragons: Visit Komodo National Park to see the legendary Komodo dragons.

  • Market Adventures: Explore traditional markets for colourful sights, sounds, and flavours.

  • Indulge in Indonesian Cuisine: Sample local delights like nasi goreng and satay from street vendors.

  • Cultural Festivals and Ceremonies: Immerse yourself in Indonesia's rich cultural heritage through festivals and ceremonies.

  • Island Escape in Gili: Relax on the serene Gili Islands and snorkel with sea turtles.

  Money Saving Tips

  If you are planning an Indonesia trip on a tight budget, here are some tips you can follow to save money:

  • Travel Off-Peak: Save by travelling during off-peak seasons.

  • Book Accommodation Early: Secure deals on accommodation by booking in advance.

  • Use Public Transport: Opt for buses and trains over taxis for cheaper travel.

  • Eat Street Food: Enjoy affordable meals from local eateries and markets.

  • Negotiate Prices: Bargain for lower prices at markets and for tours.

  • Pack Light: Avoid excess baggage fees by packing light.

  • Explore Free Attractions: Discover free or low-cost attractions.

  • Join Walking Tours: Take advantage of free walking tours in cities.

  • Withdraw Cash Wisely: Minimise ATM fees by withdrawing larger amounts less frequently.

  • Stay Hydrated Economically: Carry a refillable water bottle to save on bottled water.

  • Get Travel Insurance: Protect yourself from unforeseen expenses with insurance for travel to Indonesia.

  List of Well-Known Indian Restaurants in Indonesia

  Take a look at some of the famous Indian restaurants of Indonesia that offer delicious food-

  Queen's Tandoor Address: Multiple Locations in Jakarta, Bali, and other cities Must-try dishes: Tandoori specialties, curries, biryanis

  Ganesha Ek Sanskriti Address: Jakarta Must-try dishes: Diverse menu featuring North and South Indian dishes, fusion creations

  Taj Mahal Restaurant Address: Bali (Kuta area) Must-try dishes: Traditional Indian fare including curries, kebabs, and vegetarian options

  Ganesha Indian Restaurant Address: Yogyakarta Must-try dishes: Wide selection of Indian dishes, including vegetarian options

  Saffron Indian Cuisine Address: Surabaya Must-try dishes: Variety of Indian delicacies, from classic curries to tandoori grills

  Local Law And Etiquette In Indonesia

  Make sure to remember these local laws and etiquette when visiting Indonesia-

  • Respect Religious Customs: Dress modestly, especially at religious sites, and avoid public displays of affection during Ramadan.

  • Politeness in Interactions: Greet with a handshake and slight bow, address people with their title, and use the right hand for gestures and transactions.

  • Use Right Hand: Reserve the left hand for personal hygiene tasks; use the right hand for giving, receiving, and eating.

  • Mind Body Language: Avoid pointing with the index finger and touching someone's head.

  • Respect Elders: Show deference to elders through polite speech and behaviour.

  • Dress Modestly: Cover shoulders and knees, particularly in rural areas and religious sites.

  • Know Drug Laws: Indonesia has strict penalties for drug offenses.

  • Practice Responsible Tourism: Avoid littering, support eco-friendly businesses, and respect natural habitats.

  • Consider Tipping: Tip for exceptional service, typically around 5-10%.

  • Photography Etiquette: Ask for permission before taking photos, especially of individuals or at religious sites.

  Indian Embassies in Indonesia

  Here are the Indonesia-based Indian Embassy to look out for:

  International Travel Insurance for Most Visited Countries

  Take your pick from the options below, so you can be better prepared for your trip to a foreign country

  

  Travel Insurance for

  

  List Of Countries Where Travel Insurance Is Mandatory

  Schengen countries.

  • the Netherlands
  • Switzerland
  • Liechtenstein and Luxembourg

  Other countries

  Source : VisaGuide.World

  International travel insurance makes flight delays, loss of baggage and other journey-related inconveniences less bothersome.

  Read latest travel insurance blogs.

  

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  Luxury Redefined: Dream Destinations for Indian Travellers in 2024

  Frequently asked questions, 1. do i need a visa to travel to indonesia.

  Yes, you need a visa before you enter Indonesia. Apply for and fulfil your visa obligations before making your trip.

  2. What are the must-visit destinations in Indonesia?

  Bali, Yogyakarta, and Komodo National Park are popular choices for their beaches, temples, and wildlife.

  3. What vaccinations do I need before travelling to Indonesia?

  Ensure routine vaccinations are up-to-date and consider hepatitis A, hepatitis B, typhoid, rabies and Covid vaccinations based on your travel plans.

  4. Is tap water safe to drink in Indonesia?

  It's safer to drink bottled or boiled water to avoid illness.

  5. What are the customs regulations for bringing goods into Indonesia?

  Personal items are duty-free, but there are limits on alcohol and tobacco products.

  6. Are there any safety tips I should keep in mind while exploring Indonesia?

  Be cautious of theft, avoid demonstrations, swim safely, and stay hydrated in the tropical climate.

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  WARNING RE COVID-19

  Policies purchased after [20 Mar 2020] will not provide any cover for claims directly or indirectly arising from, relating to or in any way connected with COVID-19 (or any mutation or variation thereof or any related strain). We will not therefore cover claims relating to any inability to travel, any decision not to travel or any changes to travel plans, nor any medical or health related loss or expense incurred, as a result of COVID-19. Refer to the  FAQ  for more details.

  
  • What is covered?
  • What is not covered?
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  • Who is covered?
  • Planning Your Travel
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  • When The Unexpected Happens

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  • What is covered

  What is Covered?

  You are heading off for the weekend or embarking on a round-the-world adventure, you can choose the cover that matches your trip. there is no need to pay for cover you simply do not need. we provide clear facts about the benefits and options so you can decide. here are highlights of the included benefits., your destination:.

  • International

  Chubb Travel Insurance – International - All amount in Indonesian Rupiah (IDR)

  What is covered by:

  Personal accident cover.

  Lump sum cash benefit in the event of your death or disablement due to an accident.

  • Adult (18 – 70 years old)

  • Adult (70 - 80 years old)

  • Adult (80 - 85 years old)

  • Child (14 days to 17 years)

  Up to 2,000,000,000

  2,000,000,000

  1,500,000,000

  500,000,000

  Up to 1,500,000,000

  750,000,000

  375,000,000

  Up to 750,000,000

   750,000,000

  187,500,000

  Lump sum cash benefit to support the education expenses for a maximum of 3 dependent children, in the event of your death due to an accident.

  50,000,000 per child

  25,000,000 per child

  Covers medical expenses incurred during your trip overseas, due to accidental injury or sickness. This benefit also covers dental expenses only when caused by an accident.

  due to accident and sickness including COVID-19

  4,000,000,000

  1,000,000,000

  1,700,000,000

  850,000,000

  425,000,000

  600,000,000

  300,000,000

  150,000,000

  600.000.000

  Covers traditional treatment expenses incurred overseas due to accidental injury.

  Medical Expenses

  Maximum Individual Limit

  Daily Hospital Income

  Limit / day:

  Maximum Individual Limit:

  Not Covered

  Covers daily cash benefit for overseas hospitalization including COVID-19.

  1,000,000 per day Up to 20,000,000

  1,000,000 per day Up to 10,000,000

  Covers daily cash benefit for overseas hospitalization in ICU including COVID-19.

  Travel Cover

  Covers forfeited travel and accommodation expenses if your trip is cancelled at least before 30 days prior to your departure date, due to a specified cause and including Covid-19.

  Covers expenses if your trip is postponed at least before 30 days prior to your departure date, due to a specified cause.

  Covers forfeited deposits of travel and accommodation expenses when your trip is cut short due to a specified cause including Covid-19.

    60,000,000

    30,000,000

    10,000,000

  Covers cash benefit per 6 consecutive hours for the inconveniences due to hijacking of aircraft.

  1,000,000 per 6 hours Up to 7,000,000

  700,000 per 6 hours Up to 3,500,000

  350,000 per 6 hours Up to 1,000,000

  Covers cash benefit per 4 consecutive hours if your flight is delayed due to:

  i. strike or industrial action;

  ii. adverse weather conditions; or

  iii. mechanical breakdown/derangement of the aircraft; or

  iv. grounding of the Common Carrier as a result of mechanical or structural defect;

  v. Natural Disasters;

  vi. any event leading to airspace restrictions or airport closure;

  1.000.000 per 4 jam Hingga 7.000.000

  700,000 per 4 hours Up to 3,500,000

  Maximum Individual Benefit

  1,000,000 per 4 hours Up to 7,000,000

  Covers cash benefit per 4 consecutive hours if your flight is delayed, causing travel misconnection.

  350,000 per 4 hours Up to 1,000,000

  Cash benefit per 6 consecutive hours if your baggage is delayed overseas.

  Cash benefit per 4 consecutive hours if your flight is delayed when overseas due to overbooking.

  Covers loss of or damage to baggage or personal effects, including laptop or golf equipment.

  sub limit for money

  Max. 7,500,000 per item Up to 35,000,000

  Max. 5,000,000 per item Up to 20,000,000

  Max. 5,000,000 per item Up to 10,000,000

  Not covered

  We will indemnify you if financial lost is sustained as a direct result of your credit card being stolen.

  Automatic Policy Extension (Up to thirty (30) days as a result of the Insured Person being Confined in Hospital)

  Covers all insurance benefits, except Trip Cancellation, that is directly caused by any act of terrorism, whilst you are on your journey.

  Assistance Cover

  Covers the expenses of returning your children to Indonesia, If during the Period of Insurance, whilst You are on a Journey, You sustain : Bodily Injury or Sickness and are Confined in a Hospital as a direct result of Bodily Injury or Sickness and there is no other adult to accompany Your Children.

  Covers overseas compassionate visit due to hospitalization.

  Covers overseas compassionate visit due to death.

  Covers expenses for emergency medical evacuation and repatriation by Chubb Assistance including Covid-19.

  Actual cost

  Covers expenses for the return of your mortal remains by Chubb Assistance, to Indonesia or your home country.

  a. Non pre-existing condition

  b. Pre-existing condition

  Covers the mobile phone expenses incurred from calling Chubb Assistance for medical reasons.

  • 24-hour worldwide medical emergency assistance hotline

  24-hour travel advice hotline

  Special Cover

  Covers your personal legal liability against a 3rd party for death or accidental injury, or accidental property damage.

  2,500,000,000

  Covers lost or damage for your home content while you are travelling.

  Covers the excess or deductible that you are liable to pay according to the rental insurance policy, if the vehicle you rented becomes lost or damaged.

  Optional Add-On Benefit (in IDR)

  Period of Insurance as stated in the Certificate of Insurance, maximum up to thirty one (31) days from Effective Date

  Excursion Tour Cancellation

  Excursion Tour Curtailment

  Cruise Re-Route

  *This Benefit only applicable when it stated in Certificate of Insurance

  Chubb Travel Insurance – Domestic - All amount in Indonesian Rupiah (IDR)

  Up to 150,000,000

  Up to 100,000,000

  100,000,000

  Up to 50,000,000

  Covers medical expenses incurred during your trip

   due to an accident.

   due to Covid-19.

   due to Sickness.

  The amount of money that you would need to pay before a claim for the Medical Expense Due to Sickness benefit is paid by Chubb.

  Maximum Individual Limit 

  Covers forfeited travel and accommodation expenses if your trip is cancelled at least before 30 days prior to your departure date, due to a specified cause.

  Maximum Individual Limit due to Covid-19

  Covers cash benefit per 6 consecutive hours if your flight is delayed due to:

  500,000 per 6 hours Up to 1,500,000

  250,000 per 6 hours Up to 1,000,000

  250,000 per 6 hours Up to 500,000

  Cash benefit per 6 consecutive hours if your baggage is delayed.

  250,000 per 6 hours Up to 1,500,000

  Covers loss of or damage to checked-in baggage or personal effects, including laptop or golf equipment.

  Max. 1,500,000 per item Up to 5,000,000

  Max. 1,500,000 per item Up to 3,000,000

  Max. 1,500,000 per item Up to 1,500,000

  500,000 per 6 hours Up to 7,500,000

  500,000 per 6 hours Up to 5,000,000

  Covers expenses for emergency medical evacuation and Repatriation by Chubb Assistance.

  a.Non pre-existing conditions

  b.Pre-existing conditions

  c.Due to Covid-19

  Menanggung tanggung jawab Anda secara hukum terhadap pihak ketiga atas kematian atau cedera akibat kecelakaan, atau kerusakan properti karena kecelakaan.

  Important Notes:

  • Specially for Single Trip insurance, no premium refund will be allowed once the policy has been issued.
  • International maximum 183 consecutive days per Journey for Single Trip insurance and maximum 90 consecutive days per each Return Journey for Annual insurance.
  • Domestic maximum 90 consecutive days per each Retun Journey for Single Trip insurance and for Annual insurance.
  • If the Insured Person is covered by more than one Chubb Travel Insurance policy underwritten by PT Chubb General Insurance Indonesia for the same Journey, only the travel insurance policy with the greatest compensation will apply and benefits hereunder be payable.
  • This insurance covers Journey departures from Indonesia only.
  • This summary is for reference only. For coverage details, please refer to the terms and conditions of the policy. In the event of any discrepancy between the English and the Bahasa versions, the Bahasa version shall prevail.
  • Full details of the terms, conditions and exclusions of this insurance are provided for in the Policy Wording .
  • Child(ren) at least fourteen (14) days old and not older than eighteen (18) years old (or twenty-three (23) years old if studying full-time in a recognized tertiary institution), at the time You apply for this insurance.

  Travel Smarter with Chubb Travel Insurance Get an instant quote now!

  Travel tips, why buy annual travel plan.

  If you plan to travel frequently in the next 12 months, you should consider purchasing an annual travel insurance plan. Besides cost saving, it saves you the hassle of buying an individual plantravel insurance plan every time you travel.

  Travelling With Children? Here’s What Indonesian Need To Know

  Holidays are all about quality family time, but that's not to say that travelling with young children isn't exhausting.

  Generation Y Travel

  Are you born between 1982 to 1994? If you are, then you are a Gen Y-er. Generation Y (Gen Y) travellers have a unique profile, and this often affects the way you travel and the stuff that excites you.

  Seven Secrets For Cheap Travel

  The internet may have made it faster and easier to book travel, but that doesn’t mean you should snap up the first offer you see. Prices can vary depending on when and how you book, and sometimes the cheapest option may not be the best for you. What do smart travellers do differently?

  What do smart travellers do differently?

  Some people make travelling look easy. But there’s more to it than luck. What is it that smart travellers do differently?

  Top 5 Tips For Safe Travels

  The key to staying safe overseas is often in the preparation – if you follow these safety tips and prepare ahead of your trip, then a happy trip should come naturally.

  It Will Never Happen To Me.

  Travelling can be an expensive proposition. After budgeting for flights, hotels and money for shopping, purchasing a travel insurance can seem like the lowest priority.

  The Apps You Need!

  Technology has made a huge difference to the way we travel. Thirty years ago travelling abroad was a life-changing experience. Fast-forward three decades and, with the aid of technology, so much has changed. Mobile phones are light and easy to carry.

  Ask a Doctor

  The Chubb Travel Survey conducted in October 2014 found that 39% of 525 respondents fell ill while on holidays. And, Chubb top travel insurance claim was medical expenses.

  The One Item Smart Travellers Never Leave Home Without

  Passport, sun cream, toothbrush: there are items that none of us would dream of travelling without. But there’s one that’s just as indispensable, yet completely underrated. We mean, of course, the humble sarong.

  10 Tips to Beat Jet Lag

  Few people would dispute that international travel is a lot of fun, but there is a downside: jet lag. Sadly there is no cure (at least not yet) but there are plenty of things smart travellers can do to make crossing time zones easier. Follow our 10-step guide.

  Long Weekends = Short Getaways

  Seven long weekends in 2015! For those planning on short getaways, this is the year. If you do not mind paying more during peak travel periods, they are great opportunities to get away for a re-charge. For smart travellers who also wish to avoid the crowds, you may wish to try out these nearby destinations based on your interests:

  10 Things to Stop Buying on Your Next Holiday

  How many times have you returned from your holiday only to realise you have bought something impulsively? A quick poll showed here are 10 things that holiday-makers should really stop buying on their next holiday.

  Nine Things Smart Travelers Do To Keep In Shape

  Holidays are not just about checking a new country off the list. They are about experiencing a new culture. And as this typically includes tucking into the local cuisine and wine, staying fit and trim while on holiday is a challenge.

  Travel with a Heart

  Add a different dimension to your travel when you are able to make a meaningful contribution to the local community. Giving back is so easy and enables you to travel smarter as you are spending on the “kind” stuff. Visit a charity-operated café, have your nails done at a spa funded by a Non-Government Organisation (NGO) or attend a circus performance produced by the street kids. A good place to start and close to home? The Kingdom of Cambodia, one of the poorest countries in Asia.

  Beauty on the go

  Taking selfies and putting them up on Instagram or Facebook on your holidays are the norm these days. However, holidays can be hectic. Throw in time zone changes and jet lag, very soon, you won’t look beautiful for the cameras anymore when dry skin, frizzy hair and chapped lips start appearing.

  Affordable Destinations Due to Good Exchange Rates

  With falling oil prices come good exchange rates, some destinations have become really affordable and they are simply too good to miss. Here are two destinations that give you a bigger bang for your buck, so what are you waiting for?

  London In One Day

  If you have only one day in London and it is your first visit, what are the sights that you should not miss? Here’s a route I took on a cold November day warmly attired to beat the cold wind. Bring along a map from the hotel and a water bottle, and your wallet, of course. Remember to leave your travel documents securely locked up in a hotel safe as you won’t want to waste time searching high and low for them if they are misplaced!

  Indonesian’ Top 3 Travel Mishaps And How To Beat Them

  International travel can be a lot of fun. It lets you see new places, meet new people and experience new cultures. But that’s not to say that holidaying abroad is stress free. We conducted a survey of Indoneisian and uncovered the top three travel mishaps. Here’s how to beat them.

  Ask a Claims Manager

  What is TOS and how does it help you in your claims? Learn more about claims in this Q&A session.

  Eight Unusual Airports

  Airports these days offer so much more than just shopping and food. From giant slides to miniature terminals, not to mention priceless works of art, here’s our rundown on eight of the world’s most unusual airport terminals.

  You can contact us by mail or telephone.

  For 24-hour emergency assistance, call

  +62 21 2927 9603

  Chubb Travel Insurance Customer Service

  Hotline +62 1500 257

  Monday - Friday, 08.30 - 17.30 Jakarta time (except national holidays)

  E-mail  [email protected]

  Worldwide Office Locations

  For mailing addresses, telephone numbers and email addresses for Chubb offices anywhere on our global network, use our office locator.

  Chubb. Insured.™

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  Underwritten by Chubb ©   Chubb. Coverages underwritten by one or more Chubb companies. Not all coverages available in all countries and territories. Chubb®, its logo, Not just coverage. Craftsmanship.SM and all its translations, and Chubb. Insured.SM are protected trademarks of Chubb. PT Chubb General Insurance Indonesia is Licensed and supervised by Otoritas Jasa Keuangan.. Please read our  Terms of Use .